Wyndham Capital Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300UVXY7S004OQL53

Tax ID: 56-2237729

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Mortgage Data

Review & Overview

Wyndham Capital Mortgage is a small mortgage company specializing in Cash Out Refi and Home Purchase loans. Wyndham Capital Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Atlanta, Washington, Dallas, and Phoenix among others. We have data for 492 markets. (Some data included below & more in-depth data is available with an active subscription.)

Wyndham Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wyndham Capital Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.59% 12/16/24
30 Year Conventional Refi 6.29% 12/16/24
30 Year Cash-out Refi 6.58% 12/16/24
30 Year FHA Purchase 7.27% 12/16/24
30 Year FHA Refi 6.79% 12/16/24
30 Year VA Purchase 5.95% 12/16/24
30 Year VA Refi 5.65% 12/16/24
30 Year USDA Purchase 6.52% 12/16/24
15 Year Conventional Purchase 5.69% 12/16/24
15 Year Conventional Refi 5.71% 12/16/24
15 Year Cash-out Refi 5.71% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
15 Year VA Refi 5.59% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Wyndham Capital Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Wyndham Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

5,747

Origination Dollar Volume (All Markets)

$2,003,945,000
Show all (92) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 695 $250,055,000 $359,791 $4,312 4.61%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 247 $84,115,000 $340,547 $4,760 4.39%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 178 $83,950,000 $471,629 $5,838 3.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 206 $71,060,000 $344,951 $6,093 4.35%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 135 $51,405,000 $380,778 $5,108 4.07%
Outside of Metro Areas 165 $46,195,000 $279,970 $5,244 4.54%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 117 $45,575,000 $389,530 $4,620 4.19%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 131 $43,425,000 $331,489 $5,534 4.46%
RALEIGH-CARY, NC (FHA|USDA|VA) 102 $39,350,000 $385,784 $4,388 4.30%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 77 $37,935,000 $492,662 $4,572 3.71%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 105 $34,305,000 $326,714 $4,675 4.16%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 86 $31,740,000 $369,070 $4,806 4.29%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 79 $30,825,000 $390,190 $6,156 4.12%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 72 $29,570,000 $410,694 $6,228 4.04%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 86 $29,450,000 $342,442 $5,676 4.18%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 59 $27,175,000 $460,593 $3,933 4.05%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 63 $26,435,000 $419,603 $6,129 3.86%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 88 $26,390,000 $299,886 $4,379 4.17%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 69 $25,955,000 $376,159 $3,904 4.37%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 64 $25,850,000 $403,906 $5,368 4.26%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 47 $25,435,000 $541,170 $3,557 3.81%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 56 $23,930,000 $427,321 $3,193 3.94%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 63 $23,645,000 $375,317 $3,547 4.04%
KANSAS CITY, MO-KS (FHA|USDA|VA) 78 $23,550,000 $301,923 $4,301 4.64%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 52 $23,050,000 $443,269 $4,064 3.94%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 66 $20,380,000 $308,788 $6,274 4.24%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 61 $20,295,000 $332,705 $6,483 4.18%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 52 $18,130,000 $348,654 $5,118 4.23%
JACKSONVILLE, FL (FHA|USDA|VA) 50 $18,030,000 $360,600 $5,104 4.35%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 35 $16,175,000 $462,143 $5,695 3.65%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 48 $15,690,000 $326,875 $4,489 4.65%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 50 $14,980,000 $299,600 $4,937 4.67%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 36 $12,070,000 $335,278 $4,346 4.28%
PROVO-OREM, UT (FHA|USDA|VA) 30 $11,990,000 $399,667 $4,067 4.17%
RICHMOND, VA (FHA|USDA|VA) 34 $11,260,000 $331,176 $4,778 4.48%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 34 $10,960,000 $322,353 $4,263 4.42%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 36 $10,680,000 $296,667 $5,090 4.59%
COLUMBIA, SC (FHA|USDA|VA) 30 $10,440,000 $348,000 $6,138 4.34%
SALT LAKE CITY, UT (FHA|USDA|VA) 26 $10,170,000 $391,154 $3,395 4.38%
BOISE CITY, ID (FHA|USDA|VA) 25 $9,925,000 $397,000 $5,943 3.67%
ASHEVILLE, NC (FHA|USDA|VA) 29 $9,055,000 $312,241 $4,185 4.56%
WILMINGTON, NC (FHA|USDA|VA) 24 $8,800,000 $366,667 $4,096 4.47%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 28 $8,760,000 $312,857 $3,485 4.79%
ST. LOUIS, MO-IL (FHA|USDA|VA) 32 $8,550,000 $267,188 $4,277 4.81%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 20 $8,390,000 $419,500 $4,987 3.97%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 25 $8,365,000 $334,600 $4,445 4.33%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 18 $8,320,000 $462,222 $2,917 3.42%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 25 $8,315,000 $332,600 $4,217 4.41%
COLUMBUS, OH (FHA|USDA|VA) 25 $8,115,000 $324,600 $3,149 4.04%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 22 $8,030,000 $365,000 $4,968 4.03%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 15 $7,995,000 $533,000 $4,544 3.29%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 24 $7,970,000 $332,083 $5,104 3.98%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 21 $6,845,000 $325,952 $4,723 3.97%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 20 $6,680,000 $334,000 $3,305 4.52%
PORT ST. LUCIE, FL (FHA|USDA|VA) 19 $6,625,000 $348,684 $4,746 4.01%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 22 $6,530,000 $296,818 $3,528 4.00%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 18 $6,270,000 $348,333 $5,901 4.46%
KNOXVILLE, TN (FHA|USDA|VA) 19 $6,045,000 $318,158 $5,710 4.25%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 17 $6,015,000 $353,824 $4,226 4.43%
SAVANNAH, GA (FHA|USDA|VA) 20 $5,980,000 $299,000 $5,949 4.85%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 19 $5,975,000 $314,474 $3,161 4.31%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 24 $5,970,000 $248,750 $4,327 4.25%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 17 $5,875,000 $345,588 $4,652 4.26%
WINSTON-SALEM, NC (FHA|USDA|VA) 21 $5,795,000 $275,952 $4,465 4.40%
BOULDER, CO (FHA|USDA|VA) 12 $5,680,000 $473,333 $3,422 4.07%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 18 $5,670,000 $315,000 $5,676 4.17%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $5,650,000 $403,571 $5,043 4.56%
TUCSON, AZ (FHA|USDA|VA) 19 $5,615,000 $295,526 $4,303 4.24%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 17 $5,605,000 $329,706 $5,842 4.60%
PITTSBURGH, PA (FHA|USDA|VA) 17 $5,355,000 $315,000 $5,102 4.76%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 18 $5,140,000 $285,556 $5,937 4.35%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $5,030,000 $419,167 $6,375 4.79%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 7 $4,925,000 $703,571 $3,775 4.32%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 16 $4,920,000 $307,500 $3,457 3.59%
OKLAHOMA CITY, OK (FHA|USDA|VA) 19 $4,835,000 $254,474 $4,583 4.70%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $4,795,000 $282,059 $6,872 4.64%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 13 $4,655,000 $358,077 $6,543 4.16%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 18 $4,620,000 $256,667 $5,016 4.16%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 10 $4,570,000 $457,000 $4,283 3.80%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 14 $4,430,000 $316,429 $3,931 4.63%
VALLEJO, CA (FHA|USDA|VA) 9 $4,325,000 $480,556 $5,034 3.64%
FRESNO, CA (FHA|USDA|VA) 12 $4,160,000 $346,667 $3,597 4.11%
RENO, NV (FHA|USDA|VA) 14 $4,110,000 $293,571 $2,558 4.81%
FAYETTEVILLE, NC (FHA|USDA|VA) 17 $4,075,000 $239,706 $5,736 4.97%
TULSA, OK (FHA|USDA|VA) 12 $4,060,000 $338,333 $4,326 4.45%
ALBUQUERQUE, NM (FHA|USDA|VA) 12 $3,960,000 $330,000 $7,137 4.46%
BEND, OR (FHA|USDA|VA) 8 $3,930,000 $491,250 $6,815 4.11%
LOUISVILLE, KY (FHA|USDA|VA) 12 $3,890,000 $324,167 $4,308 4.25%
STOCKTON, CA (FHA|USDA|VA) 10 $3,870,000 $387,000 $5,428 4.15%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 11 $3,785,000 $344,091 $2,254 4.57%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 15 $3,755,000 $250,333 $4,980 4.11%
PUNTA GORDA, FL (FHA|USDA|VA) 11 $3,735,000 $339,545 $4,295 4.48%
BAKERSFIELD, CA (FHA|USDA|VA) 11 $3,675,000 $334,091 $3,585 4.07%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 14 $3,660,000 $261,429 $3,984 4.50%
COLORADO SPRINGS, CO (FHA|USDA|VA) 9 $3,615,000 $401,667 $6,492 4.21%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 8 $3,570,000 $446,250 $3,898 3.87%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $3,510,000 $351,000 $6,564 4.53%
Morehead City, NC (FHA|USDA|VA) 11 $3,505,000 $318,636 $4,272 4.51%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 15 $3,445,000 $229,667 $7,060 4.50%
WICHITA, KS (FHA|USDA|VA) 10 $3,260,000 $326,000 $5,015 4.65%
GREELEY, CO (FHA|USDA|VA) 8 $3,230,000 $403,750 $4,397 3.84%
Albemarle, NC (FHA|USDA|VA) 12 $3,220,000 $268,333 $6,626 4.58%
Juneau, AK (FHA|USDA|VA) 7 $3,145,000 $449,286 $12,998 4.46%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $3,110,000 $311,000 $3,683 4.49%
GAINESVILLE, GA (FHA|USDA|VA) 9 $3,045,000 $338,333 $4,435 4.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 10 $3,000,000 $300,000 $3,905 4.65%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $2,960,000 $370,000 $3,874 3.84%
HUNTSVILLE, AL (FHA|USDA|VA) 9 $2,945,000 $327,222 $4,599 4.48%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 10 $2,920,000 $292,000 $4,860 3.95%
FORT COLLINS, CO (FHA|USDA|VA) 7 $2,885,000 $412,143 $2,934 4.02%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 12 $2,870,000 $239,167 $3,693 4.69%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 7 $2,535,000 $362,143 $5,506 4.73%
MODESTO, CA (FHA|USDA|VA) 7 $2,485,000 $355,000 $3,337 4.09%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $2,435,000 $270,556 $3,419 5.35%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,410,000 $401,667 $5,767 3.87%
ANCHORAGE, AK (FHA|USDA|VA) 6 $2,380,000 $396,667 $4,053 4.79%
Sevierville, TN (FHA|USDA|VA) 5 $2,355,000 $471,000 $9,853 5.30%
SPARTANBURG, SC (FHA|USDA|VA) 9 $2,345,000 $260,556 $5,887 4.54%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 8 $2,340,000 $292,500 $4,392 3.69%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 6 $2,260,000 $376,667 $6,864 4.29%
OCALA, FL (FHA|USDA|VA) 10 $2,240,000 $224,000 $2,767 4.92%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 7 $2,215,000 $316,429 $3,620 4.27%
THE VILLAGES, FL (FHA|USDA|VA) 6 $2,200,000 $366,667 $2,257 4.42%
GAINESVILLE, FL (FHA|USDA|VA) 8 $2,200,000 $275,000 $3,540 3.66%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 5 $2,125,000 $425,000 $3,089 3.30%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 5 $2,115,000 $423,000 $13,830 4.43%
SANTA FE, NM (FHA|USDA|VA) 7 $2,085,000 $297,857 $10,580 4.07%
Lebanon, NH-VT (FHA|USDA|VA) 8 $2,030,000 $253,750 $4,119 4.70%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $2,020,000 $336,667 $7,283 4.04%
PANAMA CITY, FL (FHA|USDA|VA) 5 $2,005,000 $401,000 $9,869 4.10%
Georgetown, SC (FHA|USDA|VA) 4 $2,000,000 $500,000 $3,200 4.34%
Shelby, NC (FHA|USDA|VA) 6 $1,990,000 $331,667 $5,858 4.31%
LANCASTER, PA (FHA|USDA|VA) 8 $1,960,000 $245,000 $6,701 4.53%
Boone, NC (FHA|USDA|VA) 6 $1,950,000 $325,000 $6,145 5.27%
JACKSONVILLE, NC (FHA|USDA|VA) 7 $1,925,000 $275,000 $6,926 5.09%
SALINAS, CA (FHA|USDA|VA) 4 $1,880,000 $470,000 $2,612 3.69%
AKRON, OH (FHA|USDA|VA) 7 $1,835,000 $262,143 $4,238 4.64%
ROANOKE, VA (FHA|USDA|VA) 7 $1,775,000 $253,571 $2,530 4.14%
Concord, NH (FHA|USDA|VA) 6 $1,770,000 $295,000 $2,454 4.04%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 4 $1,760,000 $440,000 $6,313 4.59%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 5 $1,705,000 $341,000 $2,811 4.58%
MADISON, WI (FHA|USDA|VA) 5 $1,695,000 $339,000 $2,535 4.85%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,680,000 $280,000 $2,355 4.19%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,680,000 $280,000 $6,534 4.69%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $1,585,000 $317,000 $4,744 3.58%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 4 $1,570,000 $392,500 $3,961 3.69%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 6 $1,550,000 $258,333 $7,151 4.92%
MIDLAND, TX (FHA|USDA|VA) 5 $1,545,000 $309,000 $5,246 4.03%
CORPUS CHRISTI, TX (FHA|USDA|VA) 6 $1,540,000 $256,667 $4,196 4.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 4 $1,540,000 $385,000 $6,502 4.50%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 3 $1,535,000 $511,667 $2,313 3.38%
MOBILE, AL (FHA|USDA|VA) 6 $1,530,000 $255,000 $5,641 5.31%
READING, PA (FHA|USDA|VA) 5 $1,515,000 $303,000 $6,549 3.87%
Heber, UT (FHA|USDA|VA) 4 $1,510,000 $377,500 $4,293 3.53%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,450,000 $241,667 $5,360 4.67%
BELLINGHAM, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $2,609 4.06%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,395,000 $279,000 $6,268 4.97%
Forest City, NC (FHA|USDA|VA) 5 $1,385,000 $277,000 $6,280 4.40%
MISSOULA, MT (FHA|USDA|VA) 4 $1,380,000 $345,000 $2,579 3.66%
BATON ROUGE, LA (FHA|USDA|VA) 4 $1,370,000 $342,500 $5,187 4.31%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 4 $1,370,000 $342,500 $5,766 5.09%
GRANTS PASS, OR (FHA|USDA|VA) 3 $1,355,000 $451,667 $7,290 4.21%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,199 4.15%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 3 $1,335,000 $445,000 $10,205 5.00%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,320,000 $330,000 $6,539 5.00%
JACKSON, MS (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,896 4.50%
EAST STROUDSBURG, PA (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,884 4.75%
NEW BERN, NC (FHA|USDA|VA) 5 $1,305,000 $261,000 $4,452 5.90%
Pahrump, NV (FHA|USDA|VA) 4 $1,300,000 $325,000 $3,202 3.37%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,270,000 $211,667 $7,465 5.15%
DAYTON-KETTERING, OH (FHA|USDA|VA) 5 $1,255,000 $251,000 $3,076 4.20%
WENATCHEE, WA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,260 4.56%
Kill Devil Hills, NC (FHA|USDA|VA) 3 $1,235,000 $411,667 $8,953 6.46%
Sanford, NC (FHA|USDA|VA) 5 $1,165,000 $233,000 $6,383 5.80%
EL PASO, TX (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,410 4.90%
Lewisburg, TN (FHA|USDA|VA) 3 $1,145,000 $381,667 $4,680 4.04%
Kalispell, MT (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,908 4.08%
VISALIA, CA (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,589 3.50%
Tupelo, MS (FHA|USDA|VA) 4 $1,090,000 $272,500 $6,082 5.00%
IDAHO FALLS, ID (FHA|USDA|VA) 3 $1,085,000 $361,667 $5,551 3.25%
Shelton, WA (FHA|USDA|VA) 3 $1,085,000 $361,667 $2,745 5.33%
PUEBLO, CO (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,734 4.69%
MEDFORD, OR (FHA|USDA|VA) 3 $1,065,000 $355,000 $2,167 3.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $1,060,000 $265,000 $7,520 4.81%
NAPA, CA (FHA|USDA|VA) 2 $1,050,000 $525,000 $2,548 2.62%
MERCED, CA (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,595 3.81%
AMES, IA (FHA|USDA|VA) 3 $1,045,000 $348,333 $5,176 4.17%
Durango, CO (FHA|USDA|VA) 2 $1,040,000 $520,000 $1,983 3.94%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $1,030,000 $171,667 $5,035 4.94%
FLINT, MI (FHA|USDA|VA) 4 $1,030,000 $257,500 $8,226 4.81%
Cullowhee, NC (FHA|USDA|VA) 3 $1,025,000 $341,667 $7,088 4.50%
WARNER ROBINS, GA (FHA|USDA|VA) 4 $1,010,000 $252,500 $3,596 4.81%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $1,005,000 $335,000 $1,317 4.08%
LAS CRUCES, NM (FHA|USDA|VA) 4 $1,000,000 $250,000 $7,269 3.53%
DOVER, DE (FHA|USDA|VA) 5 $995,000 $199,000 $3,742 3.85%
ST. GEORGE, UT (FHA|USDA|VA) 3 $985,000 $328,333 $4,136 3.67%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $985,000 $197,000 $5,593 4.25%
RACINE, WI (FHA|USDA|VA) 3 $975,000 $325,000 $3,563 4.54%
Astoria, OR (FHA|USDA|VA) 2 $970,000 $485,000 $11,968 4.06%
Helena, MT (FHA|USDA|VA) 2 $970,000 $485,000 $22,851 3.81%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 4 $970,000 $242,500 $5,378 4.88%
Hood River, OR (FHA|USDA|VA) 2 $970,000 $485,000 $2,363 4.06%
Keene, NH (FHA|USDA|VA) 3 $965,000 $321,667 $4,326 3.96%
TALLAHASSEE, FL (FHA|USDA|VA) 5 $965,000 $193,000 $4,038 4.80%
REDDING, CA (FHA|USDA|VA) 4 $960,000 $240,000 $4,755 4.75%
Carlsbad-Artesia, NM (FHA|USDA|VA) 4 $950,000 $237,500 $5,960 5.37%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 4 $950,000 $237,500 $4,962 4.22%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $940,000 $470,000 $11,395 3.94%
Traverse City, MI (FHA|USDA|VA) 3 $935,000 $311,667 $3,312 3.83%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $935,000 $311,667 $6,009 3.67%
Shawnee, OK (FHA|USDA|VA) 2 $930,000 $465,000 $7,067 4.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $915,000 $183,000 $6,533 3.88%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $915,000 $305,000 $4,513 4.71%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $915,000 $183,000 $4,333 4.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 4 $900,000 $225,000 $5,172 4.25%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 3 $895,000 $298,333 $7,212 4.21%
TOLEDO, OH (FHA|USDA|VA) 4 $880,000 $220,000 $3,583 5.50%
Durant, OK (FHA|USDA|VA) 2 $860,000 $430,000 $7,461 3.68%
Cookeville, TN (FHA|USDA|VA) 3 $855,000 $285,000 $5,928 5.17%
CHARLESTON, WV (FHA|USDA|VA) 3 $855,000 $285,000 $3,911 5.04%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $850,000 $425,000 $12,126 3.19%
North Wilkesboro, NC (FHA|USDA|VA) 3 $825,000 $275,000 $2,798 3.92%
Seneca, SC (FHA|USDA|VA) 4 $820,000 $205,000 $5,191 4.47%
Butte-Silver Bow, MT (FHA|USDA|VA) 3 $815,000 $271,667 $8,057 4.42%
Ukiah, CA (FHA|USDA|VA) 2 $810,000 $405,000 $2,800 3.56%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $800,000 $400,000 $2,540 3.94%
Gainesville, TX (FHA|USDA|VA) 2 $800,000 $400,000 $4,680 3.56%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $800,000 $400,000 $3,390 4.63%
SALEM, OR (FHA|USDA|VA) 2 $790,000 $395,000 $3,790 4.00%
Gardnerville Ranchos, NV (FHA|USDA|VA) 2 $790,000 $395,000 $1,348 3.25%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 2 $790,000 $395,000 $3,167 4.81%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $785,000 $261,667 $3,063 4.46%
AMARILLO, TX (FHA|USDA|VA) 3 $785,000 $261,667 $5,126 4.54%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 3 $785,000 $261,667 $3,653 4.96%
Kerrville, TX (FHA|USDA|VA) 2 $780,000 $390,000 $4,047 3.63%
TYLER, TX (FHA|USDA|VA) 4 $780,000 $195,000 $5,439 3.56%
SPRINGFIELD, MO (FHA|USDA|VA) 4 $780,000 $195,000 $5,386 5.59%
FORT WAYNE, IN (FHA|USDA|VA) 3 $775,000 $258,333 $4,349 4.66%
Jefferson, GA (FHA|USDA|VA) 2 $770,000 $385,000 $4,411 4.50%
Brookings, OR (FHA|USDA|VA) 2 $770,000 $385,000 $7,824 4.69%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 2 $770,000 $385,000 $2,179 3.37%
JEFFERSON CITY, MO (FHA|USDA|VA) 4 $770,000 $192,500 $3,726 4.00%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $760,000 $380,000 $3,998 3.19%
TWIN FALLS, ID (FHA|USDA|VA) 2 $760,000 $380,000 $5,095 4.69%
EL CENTRO, CA (FHA|USDA|VA) 3 $755,000 $251,667 $4,696 3.67%
Rexburg, ID (FHA|USDA|VA) 3 $745,000 $248,333 $7,126 3.42%
Hailey, ID (FHA|USDA|VA) 2 $740,000 $370,000 $10,153 3.69%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 3 $715,000 $238,333 $3,114 3.71%
Mount Airy, NC (FHA|USDA|VA) 2 $710,000 $355,000 $2,676 4.00%
Brainerd, MN (FHA|USDA|VA) 2 $700,000 $350,000 $2,562 4.94%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $700,000 $350,000 $2,454 4.75%
Oxford, MS (FHA|USDA|VA) 2 $700,000 $350,000 $2,095 3.56%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 3 $695,000 $231,667 $2,487 4.33%
POCATELLO, ID (FHA|USDA|VA) 2 $690,000 $345,000 $2,745 4.13%
Richmond-Berea, KY (FHA|USDA|VA) 3 $685,000 $228,333 $6,621 4.25%
MORRISTOWN, TN (FHA|USDA|VA) 2 $680,000 $340,000 $1,585 3.50%
Centralia, WA (FHA|USDA|VA) 3 $675,000 $225,000 $4,349 4.25%
Steamboat Springs, CO (FHA|USDA|VA) 1 $675,000 $675,000 $2,488 3.99%
LINCOLN, NE (FHA|USDA|VA) 2 $670,000 $335,000 $2,321 3.94%
Moses Lake, WA (FHA|USDA|VA) 2 $670,000 $335,000 $8,159 3.75%
Granbury, TX (FHA|USDA|VA) 2 $670,000 $335,000 $3,181 4.25%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $670,000 $335,000 $1,815 3.00%
Stephenville, TX (FHA|USDA|VA) 2 $660,000 $330,000 $5,664 5.44%
Edwards, CO (FHA|USDA|VA) 2 $660,000 $330,000 $4,008 3.56%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $650,000 $325,000 $3,593 3.88%
GADSDEN, AL (FHA|USDA|VA) 2 $650,000 $325,000 $1,921 4.18%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $650,000 $325,000 $7,631 4.75%
MADERA, CA (FHA|USDA|VA) 2 $650,000 $325,000 $3,530 5.44%
Athens, TN (FHA|USDA|VA) 2 $650,000 $325,000 $5,754 6.69%
Picayune, MS (FHA|USDA|VA) 2 $650,000 $325,000 $3,668 3.19%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $645,000 $645,000 $13,958 3.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $645,000 $215,000 $5,119 3.04%
WALLA WALLA, WA (FHA|USDA|VA) 2 $640,000 $320,000 $1,931 4.44%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 3 $635,000 $211,667 $2,916 4.42%
Calhoun, GA (FHA|USDA|VA) 2 $630,000 $315,000 $4,167 4.31%
Waycross, GA (FHA|USDA|VA) 2 $630,000 $315,000 $4,101 4.81%
GRAND JUNCTION, CO (FHA|USDA|VA) 2 $620,000 $310,000 $1,712 4.68%
SUMTER, SC (FHA|USDA|VA) 1 $615,000 $615,000 $13,723 5.63%
Torrington, CT (FHA|USDA|VA) 3 $615,000 $205,000 $4,019 4.33%
LONGVIEW, WA (FHA|USDA|VA) 2 $610,000 $305,000 $7,361 4.31%
St. Marys, GA (FHA|USDA|VA) 2 $610,000 $305,000 $11,649 3.87%
NILES, MI (FHA|USDA|VA) 2 $610,000 $305,000 $2,989 5.56%
Burley, ID (FHA|USDA|VA) 1 $595,000 $595,000 $3,405 3.38%
Key West, FL (FHA|USDA|VA) 1 $595,000 $595,000 $3,149 5.50%
Bozeman, MT (FHA|USDA|VA) 2 $590,000 $295,000 $1,789 5.75%
HARRISONBURG, VA (FHA|USDA|VA) 2 $590,000 $295,000 $6,633 6.63%
Ellensburg, WA (FHA|USDA|VA) 2 $580,000 $290,000 $7,843 5.25%
Laurinburg, NC (FHA|USDA|VA) 2 $580,000 $290,000 $7,284 5.25%
Outside of Metro Areas 2 $570,000 $285,000 $7,348 4.94%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $565,000 $565,000 $15,380 3.00%
MONTGOMERY, AL (FHA|USDA|VA) 2 $560,000 $280,000 $4,528 5.50%
Lumberton, NC (FHA|USDA|VA) 2 $560,000 $280,000 $5,848 5.00%
JOHNSON CITY, TN (FHA|USDA|VA) 3 $555,000 $185,000 $6,192 5.66%
McMinnville, TN (FHA|USDA|VA) 1 $555,000 $555,000 $7,070 3.88%
STAUNTON, VA (FHA|USDA|VA) 2 $550,000 $275,000 $4,816 4.56%
GREEN BAY, WI (FHA|USDA|VA) 1 $545,000 $545,000 $1,700 5.00%
Crossville, TN (FHA|USDA|VA) 3 $545,000 $181,667 $4,981 5.25%
WHEELING, WV-OH (FHA|USDA|VA) 2 $540,000 $270,000 $1,526 3.38%
FLORENCE, SC (FHA|USDA|VA) 2 $540,000 $270,000 $2,328 5.31%
Newberry, SC (FHA|USDA|VA) 2 $540,000 $270,000 $7,148 3.88%
Sandpoint, ID (FHA|USDA|VA) 1 $535,000 $535,000 $4,332 7.00%
Bradford, PA (FHA|USDA|VA) 2 $530,000 $265,000 $3,922 4.19%
SIOUX FALLS, SD (FHA|USDA|VA) 2 $530,000 $265,000 $5,144 5.19%
MONROE, MI (FHA|USDA|VA) 2 $530,000 $265,000 $8,383 4.44%
DALTON, GA (FHA|USDA|VA) 2 $530,000 $265,000 $4,100 4.88%
Quincy, IL-MO (FHA|USDA|VA) 1 $525,000 $525,000 $6,093 4.99%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $520,000 $260,000 $5,536 4.56%
COLUMBIA, MO (FHA|USDA|VA) 2 $520,000 $260,000 $3,248 3.44%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $510,000 $255,000 $1,715 5.44%
Aberdeen, WA (FHA|USDA|VA) 2 $510,000 $255,000 $4,947 3.31%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $510,000 $255,000 $8,256 5.19%
Taos, NM (FHA|USDA|VA) 2 $510,000 $255,000 $4,858 3.38%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $510,000 $255,000 $4,917 2.81%
Martinsville, VA (FHA|USDA|VA) 2 $500,000 $250,000 $6,385 5.31%
MORGANTOWN, WV (FHA|USDA|VA) 1 $495,000 $495,000 $3,345 4.99%
CORVALLIS, OR (FHA|USDA|VA) 1 $495,000 $495,000 $17,403 5.38%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $495,000 $495,000 $1,583 2.38%
DECATUR, AL (FHA|USDA|VA) 2 $490,000 $245,000 $6,017 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $485,000 $485,000 $3,707 5.13%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $460,000 $230,000 $6,019 3.56%
New Philadelphia-Dover, OH (FHA|USDA|VA) 2 $460,000 $230,000 $4,500 5.13%
FARGO, ND-MN (FHA|USDA|VA) 1 $455,000 $455,000 $2,338 2.88%
ROCHESTER, MN (FHA|USDA|VA) 2 $450,000 $225,000 $1,656 2.63%
Clovis, NM (FHA|USDA|VA) 2 $450,000 $225,000 $11,126 5.38%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $440,000 $220,000 $4,352 6.19%
ROCKFORD, IL (FHA|USDA|VA) 2 $430,000 $215,000 $4,464 3.75%
Starkville, MS (FHA|USDA|VA) 2 $430,000 $215,000 $3,974 2.81%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $425,000 $141,667 $5,459 5.21%
CHEYENNE, WY (FHA|USDA|VA) 1 $425,000 $425,000 $2,373 2.25%
OWENSBORO, KY (FHA|USDA|VA) 1 $425,000 $425,000 $2,584 3.25%
YUBA CITY, CA (FHA|USDA|VA) 1 $425,000 $425,000 $4,465 3.38%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $420,000 $210,000 $2,560 4.94%
BECKLEY, WV (FHA|USDA|VA) 2 $420,000 $210,000 $7,764 4.06%
Montrose, CO (FHA|USDA|VA) 2 $420,000 $210,000 $4,160 5.18%
Crescent City, CA (FHA|USDA|VA) 1 $415,000 $415,000 $13,776 5.88%
The Dalles, OR (FHA|USDA|VA) 1 $415,000 $415,000 $3,032 5.13%
Laconia, NH (FHA|USDA|VA) 2 $410,000 $205,000 $5,697 5.13%
ABILENE, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,110 4.93%
LYNCHBURG, VA (FHA|USDA|VA) 2 $410,000 $205,000 $5,933 6.00%
ODESSA, TX (FHA|USDA|VA) 2 $410,000 $205,000 $6,530 5.31%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $405,000 $405,000 $2,904 5.13%
Farmington, MO (FHA|USDA|VA) 1 $405,000 $405,000 $1,150 3.49%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $405,000 $405,000 $9,685 3.13%
Branson, MO (FHA|USDA|VA) 1 $395,000 $395,000 $7,933 3.75%
Ottawa, IL (FHA|USDA|VA) 2 $390,000 $195,000 $5,235 4.44%
Glenwood Springs, CO (FHA|USDA|VA) 1 $385,000 $385,000 $1,145 2.25%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $385,000 $385,000 $12,726 5.13%
Toccoa, GA (FHA|USDA|VA) 1 $385,000 $385,000 $11,058 3.13%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $385,000 $385,000 $2,005 4.13%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $385,000 $385,000 $19,478 4.25%
Holland, MI (FHA|USDA|VA) 1 $375,000 $375,000 $1,080 5.00%
La Grande, OR (FHA|USDA|VA) 1 $375,000 $375,000 $5,016 2.99%
Moultrie, GA (FHA|USDA|VA) 1 $375,000 $375,000 $1,951 2.99%
HATTIESBURG, MS (FHA|USDA|VA) 2 $370,000 $185,000 $4,810 6.88%
Greeneville, TN (FHA|USDA|VA) 2 $370,000 $185,000 $1,673 4.56%
Selinsgrove, PA (FHA|USDA|VA) 1 $365,000 $365,000 $9,704 4.00%
LAWRENCE, KS (FHA|USDA|VA) 1 $365,000 $365,000 $1,880 4.99%
Rockport, TX (FHA|USDA|VA) 1 $365,000 $365,000 $3,811 2.88%
DULUTH, MN-WI (FHA|USDA|VA) 1 $365,000 $365,000 $8,235 3.38%
Breckenridge, CO (FHA|USDA|VA) 1 $355,000 $355,000 $2,000 4.13%
Sunbury, PA (FHA|USDA|VA) 1 $355,000 $355,000 $19,146 4.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $355,000 $355,000 $10,341 5.50%
CHICO, CA (FHA|USDA|VA) 1 $355,000 $355,000 $1,045 5.25%
RAPID CITY, SD (FHA|USDA|VA) 2 $350,000 $175,000 $3,376 4.75%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $350,000 $175,000 $5,363 5.49%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $350,000 $175,000 $6,651 4.75%
BILLINGS, MT (FHA|USDA|VA) 1 $345,000 $345,000 $1,798 4.38%
MANHATTAN, KS (FHA|USDA|VA) 1 $345,000 $345,000 $1,866 6.38%
Athens, TX (FHA|USDA|VA) 1 $345,000 $345,000 $11,214 6.13%
Sulphur Springs, TX (FHA|USDA|VA) 2 $340,000 $170,000 $7,636 4.19%
APPLETON, WI (FHA|USDA|VA) 1 $335,000 $335,000 $7,370 4.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,247 3.00%
ENID, OK (FHA|USDA|VA) 1 $325,000 $325,000 $9,004 2.75%
Zanesville, OH (FHA|USDA|VA) 1 $325,000 $325,000 $3,141 3.88%
Auburn, IN (FHA|USDA|VA) 1 $325,000 $325,000 $11,974 5.25%
Eufaula, AL-GA (FHA|USDA|VA) 1 $315,000 $315,000 $2,666 5.13%
Mountain Home, ID (FHA|USDA|VA) 1 $315,000 $315,000 $8,479 5.25%
KANKAKEE, IL (FHA|USDA|VA) 1 $315,000 $315,000 $12,424 6.13%
Red Bluff, CA (FHA|USDA|VA) 1 $315,000 $315,000 $9,714 3.50%
Warrensburg, MO (FHA|USDA|VA) 1 $305,000 $305,000 $1,149 5.13%
Kinston, NC (FHA|USDA|VA) 1 $305,000 $305,000 $1,765 5.50%
Dyersburg, TN (FHA|USDA|VA) 1 $305,000 $305,000 $2,280 4.75%
Roseburg, OR (FHA|USDA|VA) 2 $300,000 $150,000 $4,473 4.25%
DuBois, PA (FHA|USDA|VA) 1 $295,000 $295,000 $2,908 2.50%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $295,000 $295,000 $2,827 5.50%
GREENVILLE, NC (FHA|USDA|VA) 2 $290,000 $145,000 $3,337 3.44%
DECATUR, IL (FHA|USDA|VA) 1 $285,000 $285,000 $1,660 5.00%
Jesup, GA (FHA|USDA|VA) 1 $285,000 $285,000 $2,553 4.63%
Cedartown, GA (FHA|USDA|VA) 1 $285,000 $285,000 $7,709 5.50%
Jasper, IN (FHA|USDA|VA) 1 $285,000 $285,000 $2,719 6.75%
HINESVILLE, GA (FHA|USDA|VA) 1 $275,000 $275,000 $10,896 3.75%
MANKATO, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,091 5.50%
Fernley, NV (FHA|USDA|VA) 1 $275,000 $275,000 $4,449 5.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $275,000 $275,000 $10,628 5.38%
Crawfordsville, IN (FHA|USDA|VA) 1 $275,000 $275,000 $7,020 4.13%
MUSKEGON, MI (FHA|USDA|VA) 1 $275,000 $275,000 $1,815 3.88%
LaGrange, GA-AL (FHA|USDA|VA) 1 $275,000 $275,000 $1,710 3.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $270,000 $135,000 $3,095 4.25%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $265,000 $265,000 $4,872 4.38%
Natchitoches, LA (FHA|USDA|VA) 1 $265,000 $265,000 $1,225 2.88%
YAKIMA, WA (FHA|USDA|VA) 1 $265,000 $265,000 $1,879 3.38%
Cornelia, GA (FHA|USDA|VA) 1 $265,000 $265,000 $1,085 2.25%
Milledgeville, GA (FHA|USDA|VA) 1 $265,000 $265,000 $7,126 4.00%
Bartlesville, OK (FHA|USDA|VA) 1 $265,000 $265,000 $2,366 3.25%
SAGINAW, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,393 5.13%
COLUMBUS, IN (FHA|USDA|VA) 1 $255,000 $255,000 $1,477 3.99%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $988 3.75%
PEORIA, IL (FHA|USDA|VA) 1 $255,000 $255,000 $1,693 3.50%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $255,000 $255,000 $4,664 2.50%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $255,000 $255,000 $2,338 4.13%
BISMARCK, ND (FHA|USDA|VA) 1 $255,000 $255,000 $2,428 2.88%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $245,000 $245,000 $10,548 3.38%
DUBUQUE, IA (FHA|USDA|VA) 1 $245,000 $245,000 $5,021 5.13%
West Plains, MO (FHA|USDA|VA) 1 $245,000 $245,000 $520 4.50%
JACKSON, MI (FHA|USDA|VA) 1 $245,000 $245,000 $1,525 2.88%
Manitowoc, WI (FHA|USDA|VA) 1 $235,000 $235,000 $1,015 5.50%
Big Rapids, MI (FHA|USDA|VA) 1 $235,000 $235,000 $2,462 3.63%
Coos Bay, OR (FHA|USDA|VA) 1 $235,000 $235,000 $7,212 4.75%
Yankton, SD (FHA|USDA|VA) 1 $235,000 $235,000 $2,328 3.75%
Platteville, WI (FHA|USDA|VA) 1 $235,000 $235,000 $6,206 5.13%
VALDOSTA, GA (FHA|USDA|VA) 1 $225,000 $225,000 $2,236 3.63%
LEBANON, PA (FHA|USDA|VA) 1 $225,000 $225,000 $5,074 4.38%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $215,000 $215,000 $2,566 4.75%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 1 $215,000 $215,000 $7,198 4.25%
Show Low, AZ (FHA|USDA|VA) 1 $215,000 $215,000 $6,275 4.88%
Clearlake, CA (FHA|USDA|VA) 1 $215,000 $215,000 $8,048 4.75%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $215,000 $215,000 $3,231 3.13%
Whitewater, WI (FHA|USDA|VA) 1 $215,000 $215,000 $7,094 5.88%
TOPEKA, KS (FHA|USDA|VA) 1 $215,000 $215,000 $2,912 2.99%
FARMINGTON, NM (FHA|USDA|VA) 1 $215,000 $215,000 $6,456 5.13%
Murray, KY (FHA|USDA|VA) 1 $205,000 $205,000 $5,946 4.99%
Elizabeth City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $857 2.99%
LAFAYETTE, LA (FHA|USDA|VA) 1 $205,000 $205,000 $9,418 5.50%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,049 3.63%
Wooster, OH (FHA|USDA|VA) 1 $205,000 $205,000 $6,692 4.38%
Lufkin, TX (FHA|USDA|VA) 1 $205,000 $205,000 $3,813 4.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $205,000 $205,000 $6,200 6.25%
Ponca City, OK (FHA|USDA|VA) 1 $205,000 $205,000 $8,394 4.25%
Gallup, NM (FHA|USDA|VA) 1 $205,000 $205,000 $3,036 4.38%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $195,000 $195,000 $3,386 2.88%
Jacksonville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $9,587 4.63%
Lake City, FL (FHA|USDA|VA) 1 $195,000 $195,000 $9,933 5.50%
ANN ARBOR, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.50%
Woodward, OK (FHA|USDA|VA) 1 $195,000 $195,000 $2,353 3.38%
YUMA, AZ (FHA|USDA|VA) 1 $195,000 $195,000 $1,555 3.99%
Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $5,890 3.13%
Adrian, MI (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.00%
JOPLIN, MO (FHA|USDA|VA) 1 $185,000 $185,000 $8,586 5.99%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,746 3.75%
CLEVELAND, TN (FHA|USDA|VA) 1 $185,000 $185,000 $10,850 6.25%
Russellville, AR (FHA|USDA|VA) 1 $185,000 $185,000 $5,323 4.25%
Mount Sterling, KY (FHA|USDA|VA) 1 $185,000 $185,000 $5,397 5.38%
Somerset, KY (FHA|USDA|VA) 1 $185,000 $185,000 $5,238 6.63%
Malvern, AR (FHA|USDA|VA) 1 $185,000 $185,000 $2,741 6.00%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,785 4.25%
Alexandria, MN (FHA|USDA|VA) 1 $185,000 $185,000 $6,663 4.75%
Alamogordo, NM (FHA|USDA|VA) 1 $185,000 $185,000 $9,431 3.13%
Bennettsville, SC (FHA|USDA|VA) 1 $175,000 $175,000 $2,233 5.63%
MUNCIE, IN (FHA|USDA|VA) 1 $175,000 $175,000 $5,979 7.63%
Pecos, TX (FHA|USDA|VA) 1 $175,000 $175,000 $5,087 3.38%
Oak Harbor, WA (FHA|USDA|VA) 1 $175,000 $175,000 $3,968 5.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.63%
Spencer, IA (FHA|USDA|VA) 1 $175,000 $175,000 $995 2.88%
Summerville, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,267 5.13%
Natchez, MS-LA (FHA|USDA|VA) 1 $165,000 $165,000 $1,728 3.50%
Hobbs, NM (FHA|USDA|VA) 1 $165,000 $165,000 $3,798 4.88%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $165,000 $165,000 $3,922 5.00%
CASPER, WY (FHA|USDA|VA) 1 $165,000 $165,000 $5,072 3.49%
Union, SC (FHA|USDA|VA) 1 $165,000 $165,000 $3,941 5.63%
Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $4,971 4.13%
Weatherford, OK (FHA|USDA|VA) 1 $165,000 $165,000 $0 3.38%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $155,000 $155,000 $5,408 5.88%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,805 4.88%
Blytheville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $4,856 4.63%
Portales, NM (FHA|USDA|VA) 1 $145,000 $145,000 $4,190 3.00%
Fremont, NE (FHA|USDA|VA) 1 $145,000 $145,000 $1,519 4.00%
Pottsville, PA (FHA|USDA|VA) 1 $145,000 $145,000 $4,503 4.13%
Newport, TN (FHA|USDA|VA) 1 $145,000 $145,000 $1,910 6.00%
Clinton, IA (FHA|USDA|VA) 1 $145,000 $145,000 $4,847 3.88%
Price, UT (FHA|USDA|VA) 1 $145,000 $145,000 $7,248 3.00%
ERIE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,086 4.63%
Coshocton, OH (FHA|USDA|VA) 1 $135,000 $135,000 $5,608 5.38%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $3,985 3.63%
Shawano, WI (FHA|USDA|VA) 1 $115,000 $115,000 $3,163 3.50%
Opelousas, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,886 6.88%
Marion, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,218 3.38%
Kirksville, MO (FHA|USDA|VA) 1 $105,000 $105,000 $520 3.88%
Dayton, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,591 6.00%
Oil City, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,526 5.63%
BANGOR, ME (FHA|USDA|VA) 1 $75,000 $75,000 $2,442 4.13%
Ada, OK (FHA|USDA|VA) 1 $65,000 $65,000 $3,523 4.50%
Warren, PA (FHA|USDA|VA) 1 $65,000 $65,000 $4,673 6.50%
Wyndham Capital Mortgage's top markets include Charlotte, Atlanta, Washington, Dallas, and Phoenix among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • South Carolina (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 4,864 $1,705,400,000 $350,617 $4,145 4.33%
    VA 471 $183,095,000 $388,737 $8,139 3.82%
    FHA 409 $114,615,000 $280,232 $9,442 4.81%
    USDA 3 $835,000 $278,333 $7,185 4.71%

    For 2022, Wyndham Capital Mortgage's most frequently originated type of loan was Conventional, with 4,864 originations. Their 2nd most popular type was VA, with 471 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 2,889 $962,925,000 $333,307 $4,690 4.19%
    Home Purchase 2,106 $779,840,000 $370,294 $5,801 4.86%
    Refi 751 $260,565,000 $346,957 $3,096 3.36%
    Other 1 $615,000 $615,000 $4,033 4.99%

    For 2022, Wyndham Capital Mortgage's most frequently cited loan purpose was Cash Out Refi, with 2,889 originations. The 2nd most popular reason was Home Purchase, with 2,106 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,898 $1,743,280,000 $355,917 $5,069 4.49%
    15 Year 573 $178,285,000 $311,143 $3,798 3.23%
    20 Year 227 $69,785,000 $307,423 $3,860 3.76%
    10 Year 31 $7,115,000 $229,516 $3,733 3.27%
    Other 18 $5,480,000 $304,444 $4,729 3.73%

    For 2022, Wyndham Capital Mortgage's most frequently cited loan duration was 30 Year, with 4,898 originations. The 2nd most popular length was 15 Year, with 573 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 3,036 $1,123,930,000 $370,201
    $5k+ 705 $257,845,000 $365,738
    $1k-2k 647 $216,225,000 $334,196
    $2k-3k 458 $145,160,000 $316,943
    $3k-4k 368 $106,030,000 $288,125
    $4k-5k 277 $83,275,000 $300,632

    Wyndham Capital Mortgage's average total fees were $5,069, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 3,036 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 1,859 $656,385,000 $353,085
    4-5% 1,354 $476,570,000 $351,972
    5-6% 1,113 $371,285,000 $333,589
    2.5-3% 662 $249,700,000 $377,190
    6-7% 428 $132,570,000 $309,743
    <2.5% 243 $93,965,000 $386,687
    7-8% 85 $22,845,000 $268,765
    Over 8% 3 $625,000 $208,333

    During 2022, Wyndham Capital Mortgage's average interest rate for loans was 4.49%, while their most frequently originated rate bucket for loans was 3-4%, with 1,859 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,108 $917,160,000 $295,097 $4,744 4.34%
    $400k-600k 1,493 $721,245,000 $483,084 $5,110 4.13%
    $100k-200k 767 $123,195,000 $160,619 $4,199 4.68%
    $600k-1MM 333 $221,955,000 $666,532 $6,196 4.19%
    $100,000 or less 31 $2,555,000 $82,419 $3,616 4.95%
    $1MM+ 15 $17,835,000 $1,189,000 $16,235 3.83%

    2022 saw Wyndham Capital Mortgage place emphasis on $200k-400k loans with 3,108 originations, totaling $917,160,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 1,737 $633,395,000 $364,649 $4,936 4.30%
    $150k-250k 1,298 $553,530,000 $426,448 $4,711 4.25%
    $75k-100k 1,044 $320,630,000 $307,117 $4,721 4.39%
    $50k-75k 964 $242,580,000 $251,639 $5,300 4.43%
    $250k+ 371 $186,885,000 $503,733 $4,945 4.26%
    $50k or less 315 $60,985,000 $193,603 $4,491 4.30%

    Wyndham Capital Mortgage lent most frequently to those with incomes in the $100k-150k range, with 1,737 originations. The second most popular income band? $150k-250k, with 1,298 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,049 $369,985,000 $352,703 $4,591 4.29%
    20-30% 1,007 $343,155,000 $340,770 $4,054 4.14%
    44% 351 $120,175,000 $342,379 $5,056 4.52%
    <20% 289 $97,505,000 $337,388 $3,408 3.93%
    42% 281 $100,105,000 $356,246 $4,641 4.39%
    43% 278 $95,640,000 $344,029 $4,680 4.43%
    41% 236 $82,110,000 $347,924 $4,852 4.45%
    50-60% 232 $79,560,000 $342,931 $10,255 4.66%
    39% 228 $80,400,000 $352,632 $4,839 4.22%
    49% 227 $77,035,000 $339,361 $5,649 4.62%
    45% 215 $77,735,000 $361,558 $5,201 4.47%
    37% 206 $75,370,000 $365,874 $4,627 4.32%
    36% 197 $69,605,000 $353,325 $4,483 4.31%
    40% 195 $68,645,000 $352,026 $4,666 4.36%
    38% 190 $65,060,000 $342,421 $4,835 4.58%
    46% 176 $61,310,000 $348,352 $5,022 4.29%
    48% 175 $61,345,000 $350,543 $5,662 4.42%
    47% 175 $64,725,000 $369,857 $5,561 4.41%
    >60% 14 $5,800,000 $414,286 $11,238 4.36%

    Wyndham Capital Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,049 originations. The next most common DTI ratio? 20-30%, with 1,007 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,129 $1,430,425,000 $346,434 $4,682 4.32%
    Not provided 845 $294,875,000 $348,964 $5,393 4.30%
    Asian 327 $133,575,000 $408,486 $4,457 4.15%
    Black 386 $124,760,000 $323,212 $6,143 4.50%
    American Indian 49 $16,465,000 $336,020 $5,630 4.46%
    Native Hawaiian or Islander 10 $3,440,000 $344,000 $7,019 4.82%
    Other Pacific Islander 1 $405,000 $405,000 $1,595 4.25%

    Approval Rates

    Total approvals of all applications
    92.88%

    Wyndham Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    56.66%

    Wyndham Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,747 $2,003,945,000 $348,694

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,747 $2,003,945,000 $348,694

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 233 $62,815,000 $269,592 $3,670 4.01%
    40-60% 1,105 $348,265,000 $315,172 $3,657 3.95%
    60-80% 2,412 $853,870,000 $354,009 $4,619 4.29%
    80-100% 1,931 $716,045,000 $370,816 $5,757 4.64%
    Over 100% 46 $19,240,000 $418,261 $16,266 4.27%
    Under 20% 20 $3,710,000 $185,500 $3,748 3.55%