Wyndham Capital Mortgage Rates, Fees & Info

Raleigh, NC

LEI: 549300UVXY7S004OQL53

Tax ID: 56-2237729

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Mortgage Data

Review & Overview

Wyndham Capital Mortgage is a small mortgage company specializing in NA, Cash Out Refi, and Refi loans. Wyndham Capital Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Charlotte, Washington, Atlanta, New York, and Los Angeles among others. We have data for 491 markets. (Some data included below & more in-depth data is available with an active subscription.)

Wyndham Capital Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wyndham Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.59% 12/16/24
30 Year Conventional Refi 6.29% 12/16/24
30 Year Cash-out Refi 6.58% 12/16/24
30 Year FHA Purchase 7.27% 12/16/24
30 Year FHA Refi 6.79% 12/16/24
30 Year VA Purchase 5.95% 12/16/24
30 Year VA Refi 5.65% 12/16/24
30 Year USDA Purchase 6.52% 12/16/24
15 Year Conventional Purchase 5.69% 12/16/24
15 Year Conventional Refi 5.71% 12/16/24
15 Year Cash-out Refi 5.71% 12/16/24
15 Year FHA Refi 5.68% 12/16/24
15 Year VA Refi 5.59% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Wyndham Capital Mortgage Mortgage Calculator






Your Estimates

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This is not an official calculator from Wyndham Capital Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

7,096

Origination Dollar Volume (All Markets)

$2,265,260,000
Show all (119) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 699 $205,145,000 $293,484 $3,479 3.97%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 411 $169,525,000 $412,470 $3,324 3.74%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 325 $98,325,000 $302,538 $3,317 3.94%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 215 $76,725,000 $356,860 $4,471 3.86%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 160 $74,950,000 $468,438 $3,852 3.78%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 154 $64,440,000 $418,442 $3,486 3.73%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 190 $60,350,000 $317,632 $3,202 3.94%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 150 $57,430,000 $382,867 $3,294 3.78%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 168 $54,280,000 $323,095 $3,652 3.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 154 $47,550,000 $308,766 $4,323 3.98%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 144 $44,420,000 $308,472 $3,063 4.03%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 81 $40,565,000 $500,802 $3,013 3.83%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 126 $39,580,000 $314,127 $4,121 3.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 126 $39,560,000 $313,968 $3,106 3.89%
RALEIGH-CARY, NC (FHA|USDA|VA) 125 $38,215,000 $305,720 $3,160 3.92%
Outside of Metro Areas 153 $38,135,000 $249,248 $3,794 4.15%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 98 $34,950,000 $356,633 $2,934 3.78%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 102 $34,520,000 $338,431 $2,898 3.86%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 89 $31,325,000 $351,966 $3,442 3.94%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 114 $31,110,000 $272,895 $5,191 4.16%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 86 $30,320,000 $352,558 $4,272 3.87%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 93 $27,985,000 $300,914 $3,186 4.07%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 73 $26,645,000 $365,000 $2,943 3.91%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 53 $25,025,000 $472,170 $2,003 3.93%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 87 $24,795,000 $285,000 $3,722 4.00%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 79 $24,515,000 $310,316 $3,300 3.91%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 75 $22,015,000 $293,533 $2,798 3.91%
JACKSONVILLE, FL (FHA|USDA|VA) 69 $20,465,000 $296,594 $3,504 3.86%
RICHMOND, VA (FHA|USDA|VA) 54 $16,830,000 $311,667 $3,607 3.91%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 57 $15,785,000 $276,930 $3,246 4.04%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 52 $15,670,000 $301,346 $2,254 3.87%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 50 $15,610,000 $312,200 $4,157 3.80%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 43 $13,645,000 $317,326 $3,187 3.85%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 27 $13,185,000 $488,333 $2,810 3.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 44 $13,170,000 $299,318 $3,683 4.07%
KANSAS CITY, MO-KS (FHA|USDA|VA) 44 $13,120,000 $298,182 $2,429 3.89%
RENO, NV (FHA|USDA|VA) 32 $11,120,000 $347,500 $2,591 3.98%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 34 $10,050,000 $295,588 $3,685 4.01%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 29 $9,155,000 $315,690 $2,705 3.96%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 34 $9,110,000 $267,941 $4,684 4.10%
COLORADO SPRINGS, CO (FHA|USDA|VA) 29 $9,085,000 $313,276 $2,889 3.93%
ASHEVILLE, NC (FHA|USDA|VA) 33 $9,015,000 $273,182 $3,416 4.00%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 33 $8,815,000 $267,121 $3,428 4.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $8,505,000 $315,000 $3,896 4.04%
SALT LAKE CITY, UT (FHA|USDA|VA) 23 $8,145,000 $354,130 $3,642 3.93%
COLUMBIA, SC (FHA|USDA|VA) 31 $8,135,000 $262,419 $3,445 3.90%
BOISE CITY, ID (FHA|USDA|VA) 29 $8,125,000 $280,172 $4,258 4.03%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 30 $8,040,000 $268,000 $3,505 4.08%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 28 $7,980,000 $285,000 $3,468 3.89%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 32 $7,750,000 $242,188 $3,425 4.20%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 28 $7,580,000 $270,714 $3,045 4.01%
COLUMBUS, OH (FHA|USDA|VA) 23 $7,095,000 $308,478 $3,817 3.79%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 15 $6,775,000 $451,667 $4,836 3.69%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 18 $6,650,000 $369,444 $2,345 4.16%
LOUISVILLE, KY (FHA|USDA|VA) 23 $6,555,000 $285,000 $2,648 4.07%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 19 $6,505,000 $342,368 $2,727 3.55%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 13 $6,365,000 $489,615 $3,261 3.87%
PORT ST. LUCIE, FL (FHA|USDA|VA) 20 $6,150,000 $307,500 $4,092 3.87%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 21 $6,055,000 $288,333 $3,724 3.74%
FORT COLLINS, CO (FHA|USDA|VA) 16 $5,890,000 $368,125 $4,708 3.64%
PITTSBURGH, PA (FHA|USDA|VA) 20 $5,780,000 $289,000 $4,033 4.04%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 20 $5,730,000 $286,500 $2,892 4.11%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 17 $5,705,000 $335,588 $3,580 4.09%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 17 $5,685,000 $334,412 $3,060 3.98%
TUCSON, AZ (FHA|USDA|VA) 19 $5,675,000 $298,684 $3,162 3.99%
GAINESVILLE, GA (FHA|USDA|VA) 18 $5,640,000 $313,333 $3,557 3.90%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $5,570,000 $348,125 $2,885 3.73%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 19 $5,535,000 $291,316 $4,671 3.95%
KNOXVILLE, TN (FHA|USDA|VA) 17 $5,495,000 $323,235 $2,707 3.85%
STOCKTON, CA (FHA|USDA|VA) 15 $5,445,000 $363,000 $2,879 3.76%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 17 $5,365,000 $315,588 $3,308 4.03%
VALLEJO, CA (FHA|USDA|VA) 13 $5,365,000 $412,692 $4,855 3.79%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 20 $5,350,000 $267,500 $2,764 4.22%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 19 $5,295,000 $278,684 $5,161 4.05%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 18 $5,270,000 $292,778 $2,866 3.97%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 17 $5,125,000 $301,471 $2,772 4.14%
BOULDER, CO (FHA|USDA|VA) 12 $5,060,000 $421,667 $3,204 3.94%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 17 $5,005,000 $294,412 $3,057 4.39%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 19 $4,865,000 $256,053 $4,708 4.01%
ALBUQUERQUE, NM (FHA|USDA|VA) 14 $4,850,000 $346,429 $2,963 3.88%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 16 $4,800,000 $300,000 $4,575 3.62%
WINSTON-SALEM, NC (FHA|USDA|VA) 22 $4,800,000 $218,182 $3,314 4.39%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 13 $4,665,000 $358,846 $4,284 3.48%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $4,615,000 $271,471 $3,905 3.72%
Outside of Metro Areas 14 $4,460,000 $318,571 $4,263 3.99%
BATON ROUGE, LA (FHA|USDA|VA) 15 $4,265,000 $284,333 $2,926 4.11%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 9 $4,225,000 $469,444 $1,982 3.67%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 15 $4,175,000 $278,333 $4,811 4.16%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 11 $4,145,000 $376,818 $3,445 3.69%
FRESNO, CA (FHA|USDA|VA) 13 $4,075,000 $313,462 $2,756 3.93%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 14 $4,000,000 $285,714 $3,667 3.88%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 14 $3,970,000 $283,571 $3,878 4.00%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 12 $3,920,000 $326,667 $4,772 4.25%
SALEM, OR (FHA|USDA|VA) 12 $3,880,000 $323,333 $4,339 3.90%
OKLAHOMA CITY, OK (FHA|USDA|VA) 13 $3,655,000 $281,154 $2,960 4.11%
SALINAS, CA (FHA|USDA|VA) 8 $3,640,000 $455,000 $3,594 3.84%
BAKERSFIELD, CA (FHA|USDA|VA) 14 $3,630,000 $259,286 $3,826 3.90%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 14 $3,540,000 $252,857 $5,541 3.87%
WILMINGTON, NC (FHA|USDA|VA) 14 $3,310,000 $236,429 $3,578 4.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 15 $3,285,000 $219,000 $3,413 3.99%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 14 $3,260,000 $232,857 $4,383 4.11%
LONGVIEW, WA (FHA|USDA|VA) 12 $3,230,000 $269,167 $3,717 3.99%
PROVO-OREM, UT (FHA|USDA|VA) 10 $3,180,000 $318,000 $2,756 4.29%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 14 $3,080,000 $220,000 $4,398 4.15%
GREELEY, CO (FHA|USDA|VA) 9 $3,065,000 $340,556 $3,232 3.74%
ST. LOUIS, MO-IL (FHA|USDA|VA) 11 $3,035,000 $275,909 $2,410 3.98%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,950,000 $368,750 $4,384 3.36%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,910,000 $291,000 $2,877 3.91%
AKRON, OH (FHA|USDA|VA) 10 $2,840,000 $284,000 $3,579 3.95%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $2,810,000 $281,000 $3,130 3.85%
OCALA, FL (FHA|USDA|VA) 12 $2,790,000 $232,500 $4,577 3.90%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 8 $2,630,000 $328,750 $5,104 4.05%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 9 $2,595,000 $288,333 $3,554 4.04%
GAINESVILLE, FL (FHA|USDA|VA) 9 $2,575,000 $286,111 $3,090 3.80%
NAPA, CA (FHA|USDA|VA) 5 $2,555,000 $511,000 $2,303 3.83%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 7 $2,535,000 $362,143 $1,509 3.77%
SAVANNAH, GA (FHA|USDA|VA) 10 $2,530,000 $253,000 $2,450 3.95%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,520,000 $315,000 $1,971 3.95%
MODESTO, CA (FHA|USDA|VA) 9 $2,505,000 $278,333 $2,157 4.11%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $2,480,000 $248,000 $3,045 4.22%
ANN ARBOR, MI (FHA|USDA|VA) 11 $2,435,000 $221,364 $3,111 4.11%
SPARTANBURG, SC (FHA|USDA|VA) 13 $2,415,000 $185,769 $3,996 4.05%
MADISON, WI (FHA|USDA|VA) 10 $2,410,000 $241,000 $3,053 4.05%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $2,385,000 $265,000 $2,808 4.15%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 7 $2,375,000 $339,286 $3,229 4.18%
TULSA, OK (FHA|USDA|VA) 6 $2,260,000 $376,667 $6,520 3.94%
CHEYENNE, WY (FHA|USDA|VA) 7 $2,205,000 $315,000 $3,361 4.20%
MEDFORD, OR (FHA|USDA|VA) 6 $2,130,000 $355,000 $3,679 3.98%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $2,130,000 $266,250 $3,374 4.06%
SALISBURY, MD-DE (FHA|USDA|VA) 9 $2,125,000 $236,111 $1,816 3.96%
THE VILLAGES, FL (FHA|USDA|VA) 7 $2,075,000 $296,429 $2,637 3.73%
WENATCHEE, WA (FHA|USDA|VA) 5 $2,035,000 $407,000 $4,041 3.80%
Tullahoma-Manchester, TN (FHA|USDA|VA) 6 $2,010,000 $335,000 $1,581 4.19%
JACKSON, MS (FHA|USDA|VA) 7 $1,925,000 $275,000 $2,095 4.32%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,915,000 $383,000 $2,259 3.50%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $1,845,000 $263,571 $3,869 3.88%
Cullowhee, NC (FHA|USDA|VA) 6 $1,800,000 $300,000 $3,932 4.21%
BURLINGTON, NC (FHA|USDA|VA) 7 $1,775,000 $253,571 $3,963 4.12%
BILLINGS, MT (FHA|USDA|VA) 6 $1,770,000 $295,000 $3,620 4.25%
Traverse City, MI (FHA|USDA|VA) 7 $1,765,000 $252,143 $4,084 3.96%
Kill Devil Hills, NC (FHA|USDA|VA) 6 $1,750,000 $291,667 $5,687 3.79%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,750,000 $291,667 $3,523 3.85%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $1,730,000 $288,333 $3,778 4.25%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 5 $1,705,000 $341,000 $3,850 3.55%
PANAMA CITY, FL (FHA|USDA|VA) 6 $1,690,000 $281,667 $3,766 4.06%
Morehead City, NC (FHA|USDA|VA) 7 $1,675,000 $239,286 $2,351 4.25%
Jefferson, GA (FHA|USDA|VA) 5 $1,665,000 $333,000 $2,993 3.77%
SANTA FE, NM (FHA|USDA|VA) 6 $1,660,000 $276,667 $4,967 3.77%
Gardnerville Ranchos, NV (FHA|USDA|VA) 5 $1,645,000 $329,000 $2,704 4.15%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 3 $1,635,000 $545,000 $6,688 3.67%
Oak Harbor, WA (FHA|USDA|VA) 4 $1,540,000 $385,000 $4,065 3.41%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,520,000 $253,333 $2,764 4.02%
BEND, OR (FHA|USDA|VA) 4 $1,500,000 $375,000 $3,374 4.19%
ROANOKE, VA (FHA|USDA|VA) 8 $1,430,000 $178,750 $2,981 4.11%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,405,000 $281,000 $4,255 4.18%
ROCKFORD, IL (FHA|USDA|VA) 9 $1,395,000 $155,000 $3,877 4.55%
REDDING, CA (FHA|USDA|VA) 4 $1,390,000 $347,500 $1,848 3.63%
Breckenridge, CO (FHA|USDA|VA) 4 $1,360,000 $340,000 $2,569 3.84%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,355,000 $193,571 $4,786 4.21%
CHICO, CA (FHA|USDA|VA) 4 $1,320,000 $330,000 $2,565 3.81%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,315,000 $263,000 $5,249 4.22%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,890 4.47%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $3,771 3.98%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 5 $1,275,000 $255,000 $3,879 4.23%
Fernley, NV (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,819 3.84%
LANCASTER, PA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,624 3.88%
MONROE, LA (FHA|USDA|VA) 4 $1,250,000 $312,500 $3,075 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 5 $1,235,000 $247,000 $3,893 3.88%
NEW BERN, NC (FHA|USDA|VA) 5 $1,205,000 $241,000 $4,172 3.97%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 4 $1,190,000 $297,500 $4,124 3.56%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 3 $1,185,000 $395,000 $4,810 3.46%
CANTON-MASSILLON, OH (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,250 4.03%
PUNTA GORDA, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $2,416 4.55%
Greenwood, SC (FHA|USDA|VA) 3 $1,145,000 $381,667 $6,046 3.79%
YORK-HANOVER, PA (FHA|USDA|VA) 5 $1,125,000 $225,000 $6,039 4.33%
GRAND JUNCTION, CO (FHA|USDA|VA) 4 $1,110,000 $277,500 $3,940 4.12%
Rock Springs, WY (FHA|USDA|VA) 4 $1,100,000 $275,000 $2,560 3.91%
Sandpoint, ID (FHA|USDA|VA) 3 $1,095,000 $365,000 $3,728 3.83%
MORRISTOWN, TN (FHA|USDA|VA) 4 $1,090,000 $272,500 $2,876 4.03%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,085,000 $361,667 $6,370 4.25%
Hood River, OR (FHA|USDA|VA) 3 $1,065,000 $355,000 $3,414 3.66%
Bozeman, MT (FHA|USDA|VA) 3 $1,055,000 $351,667 $3,121 4.63%
LONGVIEW, TX (FHA|USDA|VA) 4 $1,050,000 $262,500 $5,213 3.78%
BRUNSWICK, GA (FHA|USDA|VA) 3 $1,025,000 $341,667 $11,378 3.92%
BELLINGHAM, WA (FHA|USDA|VA) 3 $1,015,000 $338,333 $1,248 4.50%
VISALIA, CA (FHA|USDA|VA) 3 $1,015,000 $338,333 $2,636 4.46%
SHEBOYGAN, WI (FHA|USDA|VA) 5 $1,005,000 $201,000 $2,899 4.30%
BECKLEY, WV (FHA|USDA|VA) 5 $1,005,000 $201,000 $4,552 4.00%
Centralia, WA (FHA|USDA|VA) 3 $1,005,000 $335,000 $4,363 4.21%
Seneca, SC (FHA|USDA|VA) 2 $970,000 $485,000 $1,090 3.56%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $970,000 $485,000 $1,924 3.56%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $960,000 $240,000 $1,885 3.90%
VALDOSTA, GA (FHA|USDA|VA) 4 $950,000 $237,500 $5,504 3.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $945,000 $189,000 $4,796 4.40%
Boone, NC (FHA|USDA|VA) 3 $945,000 $315,000 $1,776 4.29%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $935,000 $311,667 $8,560 4.00%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $930,000 $232,500 $3,570 3.97%
Los Alamos, NM (FHA|USDA|VA) 2 $910,000 $455,000 $4,467 3.69%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 4 $910,000 $227,500 $9,570 4.16%
Durango, CO (FHA|USDA|VA) 2 $890,000 $445,000 $3,413 3.75%
POCATELLO, ID (FHA|USDA|VA) 3 $885,000 $295,000 $2,656 4.08%
BANGOR, ME (FHA|USDA|VA) 5 $885,000 $177,000 $3,477 4.45%
Clarksburg, WV (FHA|USDA|VA) 4 $880,000 $220,000 $3,519 4.22%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $865,000 $288,333 $2,200 4.25%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $860,000 $430,000 $2,862 3.50%
CLEVELAND, TN (FHA|USDA|VA) 3 $855,000 $285,000 $1,850 4.20%
Torrington, CT (FHA|USDA|VA) 3 $845,000 $281,667 $5,496 4.17%
LUBBOCK, TX (FHA|USDA|VA) 5 $835,000 $167,000 $5,144 4.68%
TOLEDO, OH (FHA|USDA|VA) 2 $820,000 $410,000 $6,454 3.94%
DOTHAN, AL (FHA|USDA|VA) 3 $805,000 $268,333 $1,711 3.88%
Clearlake, CA (FHA|USDA|VA) 3 $805,000 $268,333 $5,077 4.08%
Hailey, ID (FHA|USDA|VA) 2 $800,000 $400,000 $3,687 3.63%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 2 $800,000 $400,000 $3,328 3.88%
LaGrange, GA-AL (FHA|USDA|VA) 3 $795,000 $265,000 $3,677 4.17%
Sevierville, TN (FHA|USDA|VA) 3 $795,000 $265,000 $3,642 4.29%
LINCOLN, NE (FHA|USDA|VA) 3 $795,000 $265,000 $3,218 3.88%
MISSOULA, MT (FHA|USDA|VA) 3 $795,000 $265,000 $2,063 4.12%
Carlsbad-Artesia, NM (FHA|USDA|VA) 2 $790,000 $395,000 $5,017 4.00%
Snyder, TX (FHA|USDA|VA) 4 $790,000 $197,500 $3,954 4.31%
MONTGOMERY, AL (FHA|USDA|VA) 2 $790,000 $395,000 $5,397 3.75%
ST. CLOUD, MN (FHA|USDA|VA) 2 $780,000 $390,000 $1,799 3.88%
WICHITA, KS (FHA|USDA|VA) 3 $765,000 $255,000 $2,195 4.29%
DULUTH, MN-WI (FHA|USDA|VA) 3 $765,000 $255,000 $2,387 4.08%
LYNCHBURG, VA (FHA|USDA|VA) 2 $760,000 $380,000 $9,369 3.63%
YUBA CITY, CA (FHA|USDA|VA) 3 $745,000 $248,333 $4,924 3.67%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $740,000 $370,000 $1,310 4.19%
LAWRENCE, KS (FHA|USDA|VA) 3 $735,000 $245,000 $2,330 4.13%
Laconia, NH (FHA|USDA|VA) 4 $730,000 $182,500 $3,906 4.44%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 3 $725,000 $241,667 $6,167 3.88%
Huntsville, TX (FHA|USDA|VA) 3 $725,000 $241,667 $3,260 4.33%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $725,000 $241,667 $3,483 4.00%
EL PASO, TX (FHA|USDA|VA) 3 $705,000 $235,000 $3,329 4.83%
LAS CRUCES, NM (FHA|USDA|VA) 3 $705,000 $235,000 $4,661 4.71%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $700,000 $350,000 $2,377 3.50%
Jackson, WY-ID (FHA|USDA|VA) 2 $700,000 $350,000 $3,561 4.19%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $700,000 $175,000 $3,178 4.56%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $690,000 $345,000 $1,490 4.00%
Ellensburg, WA (FHA|USDA|VA) 2 $690,000 $345,000 $1,839 4.00%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $685,000 $228,333 $2,950 3.42%
Roanoke Rapids, NC (FHA|USDA|VA) 2 $680,000 $340,000 $2,321 3.63%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $680,000 $340,000 $5,261 4.25%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $670,000 $335,000 $1,805 4.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $670,000 $167,500 $5,897 4.38%
Concord, NH (FHA|USDA|VA) 3 $665,000 $221,667 $4,779 4.00%
FORT WAYNE, IN (FHA|USDA|VA) 2 $660,000 $330,000 $1,193 3.38%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $655,000 $218,333 $3,956 4.00%
AMARILLO, TX (FHA|USDA|VA) 3 $645,000 $215,000 $3,099 4.38%
Lebanon, NH-VT (FHA|USDA|VA) 3 $635,000 $211,667 $1,832 4.17%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $630,000 $315,000 $1,349 3.93%
PUEBLO, CO (FHA|USDA|VA) 3 $625,000 $208,333 $4,161 4.63%
Port Angeles, WA (FHA|USDA|VA) 2 $620,000 $310,000 $5,196 3.88%
GREENVILLE, NC (FHA|USDA|VA) 4 $620,000 $155,000 $4,128 4.34%
Chillicothe, OH (FHA|USDA|VA) 2 $610,000 $305,000 $3,060 3.88%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $610,000 $305,000 $4,335 3.50%
MORGANTOWN, WV (FHA|USDA|VA) 2 $600,000 $300,000 $2,917 4.31%
TOPEKA, KS (FHA|USDA|VA) 2 $600,000 $300,000 $1,428 3.25%
FLINT, MI (FHA|USDA|VA) 3 $595,000 $198,333 $2,487 4.42%
GREEN BAY, WI (FHA|USDA|VA) 3 $595,000 $198,333 $4,108 4.17%
YAKIMA, WA (FHA|USDA|VA) 2 $590,000 $295,000 $5,252 3.38%
Wabash, IN (FHA|USDA|VA) 2 $590,000 $295,000 $654 4.06%
The Dalles, OR (FHA|USDA|VA) 2 $590,000 $295,000 $2,827 4.31%
NILES, MI (FHA|USDA|VA) 2 $580,000 $290,000 $4,818 3.69%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $580,000 $290,000 $2,779 3.63%
Albemarle, NC (FHA|USDA|VA) 2 $580,000 $290,000 $4,283 4.06%
Crossville, TN (FHA|USDA|VA) 2 $580,000 $290,000 $3,956 4.13%
OWENSBORO, KY (FHA|USDA|VA) 3 $575,000 $191,667 $2,578 4.37%
Brookings, OR (FHA|USDA|VA) 2 $570,000 $285,000 $8,146 4.38%
Cordele, GA (FHA|USDA|VA) 2 $560,000 $280,000 $3,996 4.38%
MOBILE, AL (FHA|USDA|VA) 3 $555,000 $185,000 $3,951 4.54%
Moses Lake, WA (FHA|USDA|VA) 2 $550,000 $275,000 $1,904 4.56%
MIDLAND, TX (FHA|USDA|VA) 2 $550,000 $275,000 $3,758 4.25%
Athens, TX (FHA|USDA|VA) 2 $540,000 $270,000 $3,758 4.38%
ST. GEORGE, UT (FHA|USDA|VA) 2 $540,000 $270,000 $1,858 4.50%
WACO, TX (FHA|USDA|VA) 2 $530,000 $265,000 $5,239 3.63%
EVANSVILLE, IN-KY (FHA|USDA|VA) 2 $530,000 $265,000 $4,095 3.69%
Brainerd, MN (FHA|USDA|VA) 2 $530,000 $265,000 $1,663 3.88%
Pahrump, NV (FHA|USDA|VA) 2 $530,000 $265,000 $3,096 3.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $520,000 $260,000 $6,052 4.19%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $520,000 $260,000 $3,969 3.69%
Sunbury, PA (FHA|USDA|VA) 2 $520,000 $260,000 $6,343 3.75%
Danville, VA (FHA|USDA|VA) 2 $520,000 $260,000 $8,017 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $515,000 $171,667 $3,641 4.33%
Lewisburg, TN (FHA|USDA|VA) 2 $510,000 $255,000 $1,543 3.81%
Jasper, IN (FHA|USDA|VA) 2 $500,000 $250,000 $1,069 4.43%
DALTON, GA (FHA|USDA|VA) 2 $500,000 $250,000 $4,323 4.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 2 $500,000 $250,000 $4,893 3.69%
GOLDSBORO, NC (FHA|USDA|VA) 2 $500,000 $250,000 $5,875 3.94%
ABILENE, TX (FHA|USDA|VA) 1 $495,000 $495,000 $12,347 3.13%
READING, PA (FHA|USDA|VA) 2 $490,000 $245,000 $2,809 3.88%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 2 $490,000 $245,000 $6,392 3.94%
Brevard, NC (FHA|USDA|VA) 3 $485,000 $161,667 $4,294 4.41%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $480,000 $240,000 $3,979 4.81%
ODESSA, TX (FHA|USDA|VA) 2 $480,000 $240,000 $3,151 4.25%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 2 $480,000 $240,000 $3,592 4.06%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $480,000 $240,000 $8,122 3.81%
Granbury, TX (FHA|USDA|VA) 1 $475,000 $475,000 $4,387 3.00%
Cornelia, GA (FHA|USDA|VA) 2 $470,000 $235,000 $2,874 3.88%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $470,000 $235,000 $4,767 3.93%
WARNER ROBINS, GA (FHA|USDA|VA) 3 $465,000 $155,000 $3,899 4.33%
BOWLING GREEN, KY (FHA|USDA|VA) 2 $460,000 $230,000 $1,370 4.31%
LAFAYETTE, LA (FHA|USDA|VA) 2 $460,000 $230,000 $1,949 3.63%
Klamath Falls, OR (FHA|USDA|VA) 2 $460,000 $230,000 $3,884 3.88%
Williston, ND (FHA|USDA|VA) 2 $460,000 $230,000 $3,934 3.88%
Cookeville, TN (FHA|USDA|VA) 2 $460,000 $230,000 $1,560 4.00%
Douglas, GA (FHA|USDA|VA) 2 $440,000 $220,000 $5,211 4.00%
COLUMBUS, GA-AL (FHA|USDA|VA) 2 $440,000 $220,000 $1,873 3.87%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 2 $440,000 $220,000 $4,789 3.81%
CHARLESTON, WV (FHA|USDA|VA) 3 $435,000 $145,000 $3,755 4.92%
Jesup, GA (FHA|USDA|VA) 1 $435,000 $435,000 $1,700 3.38%
Alamogordo, NM (FHA|USDA|VA) 2 $420,000 $210,000 $2,572 4.31%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $420,000 $210,000 $2,775 4.56%
Platteville, WI (FHA|USDA|VA) 3 $415,000 $138,333 $3,332 4.54%
St. Marys, GA (FHA|USDA|VA) 1 $415,000 $415,000 $1,775 3.50%
FARMINGTON, NM (FHA|USDA|VA) 2 $410,000 $205,000 $4,028 4.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 1 $405,000 $405,000 $3,991 4.88%
Roswell, NM (FHA|USDA|VA) 1 $405,000 $405,000 $5,496 4.38%
Riverton, WY (FHA|USDA|VA) 2 $400,000 $200,000 $3,594 4.19%
LEWISTON, ID-WA (FHA|USDA|VA) 2 $400,000 $200,000 $2,065 4.44%
Edwards, CO (FHA|USDA|VA) 1 $395,000 $395,000 $1,145 3.99%
ALBANY, GA (FHA|USDA|VA) 2 $390,000 $195,000 $4,809 3.94%
Tupelo, MS (FHA|USDA|VA) 2 $390,000 $195,000 $4,054 3.81%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 2 $390,000 $195,000 $3,320 4.31%
Dyersburg, TN (FHA|USDA|VA) 1 $385,000 $385,000 $1,530 4.49%
Moultrie, GA (FHA|USDA|VA) 1 $385,000 $385,000 $2,631 4.38%
GETTYSBURG, PA (FHA|USDA|VA) 2 $380,000 $190,000 $7,331 3.88%
ROME, GA (FHA|USDA|VA) 2 $380,000 $190,000 $1,975 4.50%
Fallon, NV (FHA|USDA|VA) 2 $380,000 $190,000 $2,766 4.88%
MUSKEGON, MI (FHA|USDA|VA) 1 $375,000 $375,000 $5,480 3.50%
Glenwood Springs, CO (FHA|USDA|VA) 1 $375,000 $375,000 $2,045 3.75%
CARSON CITY, NV (FHA|USDA|VA) 1 $375,000 $375,000 $1,465 3.99%
Crawfordsville, IN (FHA|USDA|VA) 1 $375,000 $375,000 $2,763 3.00%
OCEAN CITY, NJ (FHA|USDA|VA) 2 $370,000 $185,000 $5,759 3.63%
Pottsville, PA (FHA|USDA|VA) 2 $370,000 $185,000 $4,068 4.06%
JACKSON, TN (FHA|USDA|VA) 2 $370,000 $185,000 $1,632 4.25%
ROCHESTER, MN (FHA|USDA|VA) 1 $365,000 $365,000 $955 3.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $365,000 $365,000 $1,727 3.50%
JONESBORO, AR (FHA|USDA|VA) 2 $360,000 $180,000 $2,529 3.88%
Mount Pleasant, TX (FHA|USDA|VA) 2 $360,000 $180,000 $5,153 5.06%
Paris, TN (FHA|USDA|VA) 2 $360,000 $180,000 $1,857 4.25%
El Dorado, AR (FHA|USDA|VA) 2 $360,000 $180,000 $6,001 4.38%
Ardmore, OK (FHA|USDA|VA) 1 $355,000 $355,000 $1,959 4.38%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 1 $355,000 $355,000 $2,424 4.13%
Elizabeth City, NC (FHA|USDA|VA) 1 $355,000 $355,000 $1,988 5.13%
Newberry, SC (FHA|USDA|VA) 2 $350,000 $175,000 $4,609 4.31%
MADERA, CA (FHA|USDA|VA) 2 $350,000 $175,000 $4,012 4.25%
Dayton, TN (FHA|USDA|VA) 1 $345,000 $345,000 $2,596 3.88%
Heber, UT (FHA|USDA|VA) 1 $345,000 $345,000 $3,418 4.38%
Blackfoot, ID (FHA|USDA|VA) 1 $345,000 $345,000 $3,140 4.38%
STAUNTON, VA (FHA|USDA|VA) 2 $340,000 $170,000 $4,356 4.31%
Aberdeen, WA (FHA|USDA|VA) 1 $335,000 $335,000 $11,205 4.13%
Angola, IN (FHA|USDA|VA) 1 $335,000 $335,000 $2,516 3.75%
Astoria, OR (FHA|USDA|VA) 1 $335,000 $335,000 $4,593 3.50%
CaƱon City, CO (FHA|USDA|VA) 1 $335,000 $335,000 $0 3.25%
Lewisburg, PA (FHA|USDA|VA) 1 $335,000 $335,000 $3,506 3.50%
Ruston, LA (FHA|USDA|VA) 1 $335,000 $335,000 $1,060 3.63%
Freeport, IL (FHA|USDA|VA) 2 $330,000 $165,000 $3,940 4.69%
Point Pleasant, WV-OH (FHA|USDA|VA) 2 $330,000 $165,000 $6,331 4.69%
Stevens Point, WI (FHA|USDA|VA) 1 $325,000 $325,000 $1,775 5.49%
Elko, NV (FHA|USDA|VA) 1 $325,000 $325,000 $7,064 4.50%
Owatonna, MN (FHA|USDA|VA) 1 $325,000 $325,000 $2,420 3.99%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $325,000 $325,000 $1,756 3.63%
MIDLAND, MI (FHA|USDA|VA) 1 $315,000 $315,000 $1,896 3.88%
Americus, GA (FHA|USDA|VA) 1 $315,000 $315,000 $6,786 3.63%
HINESVILLE, GA (FHA|USDA|VA) 1 $315,000 $315,000 $1,577 3.75%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 1 $315,000 $315,000 $1,085 4.00%
Brownwood, TX (FHA|USDA|VA) 2 $310,000 $155,000 $3,689 4.69%
Fredericksburg, TX (FHA|USDA|VA) 1 $305,000 $305,000 $8,640 3.50%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $305,000 $305,000 $4,398 4.25%
Marion, OH (FHA|USDA|VA) 1 $305,000 $305,000 $7,405 3.63%
Paris, TX (FHA|USDA|VA) 1 $305,000 $305,000 $9,203 5.13%
Enterprise, AL (FHA|USDA|VA) 2 $300,000 $150,000 $2,370 4.25%
WALLA WALLA, WA (FHA|USDA|VA) 2 $300,000 $150,000 $1,681 3.94%
LOGAN, UT-ID (FHA|USDA|VA) 1 $295,000 $295,000 $1,032 3.25%
Norfolk, NE (FHA|USDA|VA) 1 $295,000 $295,000 $6,831 4.00%
WORCESTER, MA-CT (FHA|USDA|VA) 1 $295,000 $295,000 $3,228 4.13%
Newport, OR (FHA|USDA|VA) 1 $295,000 $295,000 $1,263 3.88%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $295,000 $295,000 $5,506 4.13%
Pullman, WA (FHA|USDA|VA) 1 $295,000 $295,000 $1,769 4.38%
RACINE, WI (FHA|USDA|VA) 1 $295,000 $295,000 $1,833 4.13%
Vicksburg, MS (FHA|USDA|VA) 1 $295,000 $295,000 $8,433 4.50%
Ludington, MI (FHA|USDA|VA) 1 $295,000 $295,000 $3,269 3.88%
Susanville, CA (FHA|USDA|VA) 1 $295,000 $295,000 $1,600 3.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $290,000 $145,000 $5,241 4.06%
New Castle, IN (FHA|USDA|VA) 1 $285,000 $285,000 $4,352 4.63%
PEORIA, IL (FHA|USDA|VA) 1 $285,000 $285,000 $4,305 3.99%
HARRISONBURG, VA (FHA|USDA|VA) 1 $285,000 $285,000 $975 3.99%
Glasgow, KY (FHA|USDA|VA) 1 $285,000 $285,000 $4,227 4.00%
Kearney, NE (FHA|USDA|VA) 1 $285,000 $285,000 $7,508 4.75%
Centralia, IL (FHA|USDA|VA) 1 $285,000 $285,000 $6,779 3.88%
Cambridge, OH (FHA|USDA|VA) 1 $285,000 $285,000 $4,773 3.00%
Port Lavaca, TX (FHA|USDA|VA) 1 $275,000 $275,000 $11,270 5.13%
Henderson, NC (FHA|USDA|VA) 1 $275,000 $275,000 $10,385 3.00%
Richmond-Berea, KY (FHA|USDA|VA) 1 $275,000 $275,000 $0 4.49%
COLUMBUS, IN (FHA|USDA|VA) 1 $275,000 $275,000 $3,031 3.50%
Keene, NH (FHA|USDA|VA) 1 $275,000 $275,000 $980 3.63%
Houghton, MI (FHA|USDA|VA) 1 $275,000 $275,000 $2,014 4.25%
Forest City, NC (FHA|USDA|VA) 2 $270,000 $135,000 $4,554 4.19%
Adrian, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,067 3.88%
Thomaston, GA (FHA|USDA|VA) 1 $265,000 $265,000 $1,956 3.88%
Mountain Home, ID (FHA|USDA|VA) 1 $265,000 $265,000 $2,435 3.25%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $265,000 $265,000 $10,833 3.50%
DeRidder, LA (FHA|USDA|VA) 1 $265,000 $265,000 $2,907 3.38%
Del Rio, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,302 3.25%
Morgan City, LA (FHA|USDA|VA) 1 $265,000 $265,000 $4,700 3.99%
GRANTS PASS, OR (FHA|USDA|VA) 1 $265,000 $265,000 $5,749 3.63%
SUMTER, SC (FHA|USDA|VA) 2 $260,000 $130,000 $3,233 4.25%
DECATUR, AL (FHA|USDA|VA) 1 $255,000 $255,000 $757 4.13%
Rockport, TX (FHA|USDA|VA) 1 $255,000 $255,000 $2,184 4.13%
Murray, KY (FHA|USDA|VA) 1 $255,000 $255,000 $1,523 4.00%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $245,000 $245,000 $1,472 3.88%
North Platte, NE (FHA|USDA|VA) 1 $245,000 $245,000 $6,952 5.38%
MONROE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $2,674 3.75%
MANHATTAN, KS (FHA|USDA|VA) 1 $245,000 $245,000 $1,312 4.75%
Madisonville, KY (FHA|USDA|VA) 1 $245,000 $245,000 $8,376 3.88%
Laurinburg, NC (FHA|USDA|VA) 1 $245,000 $245,000 $1,998 4.88%
Seymour, IN (FHA|USDA|VA) 1 $245,000 $245,000 $9,450 4.00%
HATTIESBURG, MS (FHA|USDA|VA) 1 $245,000 $245,000 $1,315 4.25%
Cedartown, GA (FHA|USDA|VA) 1 $245,000 $245,000 $5,585 4.13%
Clovis, NM (FHA|USDA|VA) 1 $235,000 $235,000 $10,446 3.25%
TWIN FALLS, ID (FHA|USDA|VA) 1 $235,000 $235,000 $4,110 3.88%
Kalispell, MT (FHA|USDA|VA) 1 $235,000 $235,000 $6,366 3.63%
FLORENCE, SC (FHA|USDA|VA) 2 $230,000 $115,000 $4,598 4.63%
Grand Rapids, MN (FHA|USDA|VA) 1 $225,000 $225,000 $6,025 3.75%
Ashland, OH (FHA|USDA|VA) 1 $225,000 $225,000 $2,307 3.99%
Sterling, CO (FHA|USDA|VA) 1 $225,000 $225,000 $1,210 4.63%
YUMA, AZ (FHA|USDA|VA) 1 $225,000 $225,000 $8,627 3.63%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $225,000 $225,000 $7,792 4.50%
LAWTON, OK (FHA|USDA|VA) 1 $225,000 $225,000 $4,721 3.75%
Lufkin, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,213 4.38%
Duncan, OK (FHA|USDA|VA) 1 $215,000 $215,000 $4,267 4.25%
Stephenville, TX (FHA|USDA|VA) 1 $215,000 $215,000 $8,960 4.00%
London, KY (FHA|USDA|VA) 1 $215,000 $215,000 $8,438 5.50%
Winnemucca, NV (FHA|USDA|VA) 1 $205,000 $205,000 $1,719 4.63%
Lexington, NE (FHA|USDA|VA) 1 $205,000 $205,000 $5,313 4.38%
Wauchula, FL (FHA|USDA|VA) 1 $205,000 $205,000 $2,783 4.88%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $205,000 $205,000 $5,105 4.13%
Starkville, MS (FHA|USDA|VA) 1 $205,000 $205,000 $7,005 3.88%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $205,000 $205,000 $1,580 4.49%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,637 3.63%
Ontario, OR-ID (FHA|USDA|VA) 1 $205,000 $205,000 $6,304 4.13%
Somerset, PA (FHA|USDA|VA) 1 $205,000 $205,000 $11,325 4.63%
LEBANON, PA (FHA|USDA|VA) 1 $205,000 $205,000 $2,207 5.63%
Gillette, WY (FHA|USDA|VA) 1 $205,000 $205,000 $1,687 3.49%
Newport, TN (FHA|USDA|VA) 1 $195,000 $195,000 $9,774 4.25%
Dickinson, ND (FHA|USDA|VA) 1 $185,000 $185,000 $950 4.50%
Searcy, AR (FHA|USDA|VA) 1 $185,000 $185,000 $1,060 4.13%
Scottsboro, AL (FHA|USDA|VA) 1 $185,000 $185,000 $1,510 3.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $7,391 3.50%
Malvern, AR (FHA|USDA|VA) 1 $185,000 $185,000 $4,982 4.63%
Celina, OH (FHA|USDA|VA) 1 $185,000 $185,000 $1,945 4.50%
Burley, ID (FHA|USDA|VA) 1 $185,000 $185,000 $4,301 4.00%
Muscatine, IA (FHA|USDA|VA) 1 $185,000 $185,000 $1,425 4.25%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $185,000 $185,000 $6,300 3.88%
GREAT FALLS, MT (FHA|USDA|VA) 1 $175,000 $175,000 $5,919 3.88%
Holland, MI (FHA|USDA|VA) 1 $175,000 $175,000 $2,269 4.13%
Fort Dodge, IA (FHA|USDA|VA) 1 $165,000 $165,000 $673 4.00%
FORT SMITH, AR-OK (FHA|USDA|VA) 1 $165,000 $165,000 $7,625 4.13%
Waycross, GA (FHA|USDA|VA) 1 $155,000 $155,000 $1,760 4.38%
Sulphur Springs, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,652 4.50%
Camden, AR (FHA|USDA|VA) 1 $155,000 $155,000 $4,658 4.63%
Lamesa, TX (FHA|USDA|VA) 1 $155,000 $155,000 $6,720 3.88%
Batesville, AR (FHA|USDA|VA) 1 $155,000 $155,000 $3,984 4.63%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $155,000 $155,000 $3,986 4.38%
LAREDO, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,604 4.88%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $145,000 $145,000 $2,698 4.49%
Toccoa, GA (FHA|USDA|VA) 1 $145,000 $145,000 $1,847 5.00%
Bogalusa, LA (FHA|USDA|VA) 1 $135,000 $135,000 $1,267 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,408 4.50%
Sterling, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,835 4.38%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $135,000 $135,000 $5,496 3.25%
SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,334 4.49%
Mount Sterling, KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,823 4.13%
Statesboro, GA (FHA|USDA|VA) 1 $125,000 $125,000 $1,884 4.88%
Wilson, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,444 3.99%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 1 $125,000 $125,000 $1,274 5.13%
Georgetown, SC (FHA|USDA|VA) 1 $125,000 $125,000 $3,155 3.88%
Harrison, AR (FHA|USDA|VA) 1 $125,000 $125,000 $7,003 5.13%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $1,964 4.99%
Campbellsville, KY (FHA|USDA|VA) 1 $115,000 $115,000 $3,585 5.25%
Rutland, VT (FHA|USDA|VA) 1 $115,000 $115,000 $4,857 4.00%
Mount Vernon, OH (FHA|USDA|VA) 1 $115,000 $115,000 $1,962 5.13%
Bonham, TX (FHA|USDA|VA) 1 $115,000 $115,000 $4,865 4.50%
Bennettsville, SC (FHA|USDA|VA) 1 $115,000 $115,000 $2,195 4.63%
EL CENTRO, CA (FHA|USDA|VA) 1 $115,000 $115,000 $4,465 4.50%
Fairmont, WV (FHA|USDA|VA) 1 $105,000 $105,000 $3,949 4.38%
Lake City, FL (FHA|USDA|VA) 1 $105,000 $105,000 $886 4.63%
Mount Airy, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,839 4.13%
Pampa, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,637 4.63%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $85,000 $85,000 $1,310 4.63%
Meridian, MS (FHA|USDA|VA) 1 $85,000 $85,000 $1,449 4.99%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $65,000 $65,000 $3,532 5.50%
Wyndham Capital Mortgage's top markets include Charlotte, Washington, Atlanta, New York, and Los Angeles among others.

Their top states include:
  • North Carolina (FHA|USDA|VA)
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Virginia (FHA|USDA|VA)
  • Georgia (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,619 $1,822,285,000 $324,308 $2,844 3.99%
    FHA 874 $223,180,000 $255,355 $7,095 4.05%
    VA 597 $218,565,000 $366,106 $4,772 3.39%
    USDA 6 $1,230,000 $205,000 $5,861 3.98%

    For 2019, Wyndham Capital Mortgage's most frequently originated type of loan was Conventional, with 5,619 originations. Their 2nd most popular type was FHA, with 874 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    NA 2,088 $738,100,000 $353,496 $2,981 3.66%
    Cash Out Refi 1,898 $531,590,000 $280,079 $3,655 4.28%
    Refi 1,616 $579,910,000 $358,855 $2,793 3.67%
    Home Purchase 1,494 $415,660,000 $278,220 $4,946 4.22%

    For 2019, Wyndham Capital Mortgage's most frequently cited loan purpose was NA, with 2,088 originations. The 2nd most popular reason was Cash Out Refi, with 1,898 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 5,864 $1,894,840,000 $323,131 $3,703 4.00%
    15 Year 721 $216,945,000 $300,895 $2,834 3.57%
    20 Year 401 $119,735,000 $298,591 $2,454 3.92%
    Other 92 $29,930,000 $325,326 $2,993 3.83%
    10 Year 18 $3,810,000 $211,667 $2,701 3.87%

    For 2019, Wyndham Capital Mortgage's most frequently cited loan duration was 30 Year, with 5,864 originations. The 2nd most popular length was 15 Year, with 721 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,438 $1,792,750,000 $329,671
    $1k-2k 664 $194,050,000 $292,244
    $2k-3k 379 $98,225,000 $259,169
    $3k-4k 240 $61,890,000 $257,875
    $5k+ 215 $72,605,000 $337,698
    $4k-5k 160 $45,740,000 $285,875

    Wyndham Capital Mortgage's average total fees were $3,703, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,438 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,364 $1,526,600,000 $349,817
    4-5% 2,272 $601,660,000 $264,815
    5-6% 242 $52,140,000 $215,455
    2.5-3% 209 $81,315,000 $389,067
    <2.5% 4 $1,620,000 $405,000
    Over 8% 3 $1,295,000 $431,667
    7-8% 2 $630,000 $315,000

    During 2019, Wyndham Capital Mortgage's average interest rate for loans was 4.00%, while their most frequently originated rate bucket for loans was 3-4%, with 4,364 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,281 $1,284,875,000 $300,134 $3,531 3.93%
    $400k-600k 1,585 $720,435,000 $454,533 $3,314 3.68%
    $100k-200k 1,039 $164,275,000 $158,109 $3,745 4.40%
    $600k-1MM 129 $87,295,000 $676,705 $4,564 3.90%
    $100,000 or less 59 $4,985,000 $84,492 $3,403 4.67%
    $1MM+ 3 $3,395,000 $1,131,667 $4,675 3.96%

    2019 saw Wyndham Capital Mortgage place emphasis on $200k-400k loans with 4,281 originations, totaling $1,284,875,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,265 $758,295,000 $334,788 $3,450 3.92%
    $150k-250k 1,500 $574,340,000 $382,893 $3,215 3.85%
    $75k-100k 1,343 $386,615,000 $287,874 $3,824 4.03%
    $50k-75k 992 $230,610,000 $232,470 $4,158 4.16%
    $50k or less 643 $172,525,000 $268,313 $3,320 3.83%
    $250k+ 328 $135,850,000 $414,177 $2,892 3.82%

    Wyndham Capital Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,265 originations. The second most popular income band? $150k-250k, with 1,500 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,546 $506,370,000 $327,536 $2,863 3.88%
    30-36% 1,252 $408,810,000 $326,526 $3,314 3.95%
    <20% 398 $126,420,000 $317,638 $2,461 3.82%
    50-60% 383 $105,965,000 $276,671 $6,913 3.99%
    42% 267 $80,665,000 $302,116 $3,798 4.10%
    43% 267 $82,825,000 $310,206 $3,932 4.08%
    40% 257 $80,355,000 $312,665 $3,382 4.06%
    44% 256 $77,150,000 $301,367 $3,633 4.21%
    37% 249 $79,405,000 $318,896 $3,664 3.98%
    38% 248 $79,350,000 $319,960 $3,258 4.02%
    41% 246 $78,580,000 $319,431 $3,585 4.01%
    39% 238 $74,260,000 $312,017 $3,607 4.03%
    36% 234 $71,200,000 $304,274 $3,363 3.98%
    49% 224 $68,160,000 $304,286 $4,482 4.06%
    45% 189 $60,135,000 $318,175 $4,044 3.99%
    48% 187 $57,815,000 $309,171 $4,086 4.07%
    47% 184 $57,490,000 $312,446 $4,053 4.04%
    46% 166 $51,870,000 $312,470 $3,888 4.07%
    >60% 15 $6,865,000 $457,667 $4,978 3.36%

    Wyndham Capital Mortgage lent most frequently to those with DTI ratios of 20-30%, with 1,546 originations. The next most common DTI ratio? 30-36%, with 1,252 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 5,406 $1,688,690,000 $312,373 $3,475 3.96%
    Not provided 794 $268,720,000 $338,438 $3,522 3.93%
    Asian 430 $158,560,000 $368,744 $3,213 3.80%
    Black 376 $119,280,000 $317,234 $4,626 4.01%
    American Indian 55 $17,185,000 $312,455 $4,536 3.91%
    Native Hawaiian or Islander 21 $7,555,000 $359,762 $3,577 3.95%
    Asian Indian 3 $1,455,000 $485,000 $1,360 3.66%
    Chinese 3 $1,205,000 $401,667 $1,483 3.54%
    Vietnamese 3 $1,185,000 $395,000 $1,903 3.75%
    Not applicable 2 $580,000 $290,000 $3,545 3.88%
    Guamanian 1 $295,000 $295,000 $2,713 3.00%
    Korean 1 $285,000 $285,000 $8,095 3.25%
    Filipino 1 $265,000 $265,000 $1,868 3.75%

    Approval Rates

    Total approvals of all applications
    94.08%

    Wyndham Capital Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    69.70%

    Wyndham Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 7,096 $2,265,260,000 $319,231

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 12 $1,820,000 $151,667
    Single Family (1-4 Units):Site-Built 7,084 $2,263,440,000 $319,514

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 102 $28,570,000 $280,098 $2,802 3.89%
    40-60% 788 $252,990,000 $321,053 $2,517 3.79%
    60-80% 3,002 $981,970,000 $327,105 $2,707 3.96%
    80-100% 3,168 $989,770,000 $312,427 $4,499 3.97%
    Over 100% 33 $11,535,000 $349,545 $12,523 3.72%
    Under 20% 3 $425,000 $141,667 $1,899 4.46%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 6 85.7%
    WYNDHAM CAPITAL MORTGAGE, INC. Conventional home mortgage Closing on a mortgage 1 14.3%