Wyndham Capital Mortgage Rates, Fees & Info
Raleigh, NCLEI: 549300UVXY7S004OQL53
Tax ID: 56-2237729
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Mortgage Data
Review & Overview
Wyndham Capital Mortgage is a smaller mortgage company specializing in Home Purchase loans. Wyndham Capital Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. Their top markets by origination volume include: Charlotte, Atlanta, Los Angeles, Dallas, and Washington among others. We have data for 131 markets. (Some data included below & more in-depth data is available with an active subscription.)Wyndham Capital Mortgage has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Wyndham Capital Mortgage is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
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Originations
356Origination Dollar Volume (All Markets)
$127,610,000Awards
Wyndham Capital Mortgage - 2023
Wyndham Capital Mortgage is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 76 | $29,440,000 | $387,368 | $5,740 | 6.25% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 24 | $9,510,000 | $396,250 | $7,283 | 6.25% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 8 | $6,030,000 | $753,750 | $8,691 | 5.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 15 | $5,175,000 | $345,000 | $5,839 | 6.30% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 8 | $3,830,000 | $478,750 | $5,905 | 6.08% |
| Outside of Metro Areas | 9 | $2,655,000 | $295,000 | $6,388 | 6.56% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $7,607 | 6.36% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 5 | $2,175,000 | $435,000 | $4,652 | 5.73% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $3,627 | 5.93% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 7 | $1,905,000 | $272,143 | $5,314 | 6.39% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 3 | $1,775,000 | $591,667 | $5,670 | 6.21% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 6 | $1,750,000 | $291,667 | $9,274 | 5.87% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 4 | $1,630,000 | $407,500 | $4,273 | 6.09% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $6,163 | 6.09% |
| Juneau, AK (FHA|USDA|VA) | 4 | $1,610,000 | $402,500 | $14,295 | 5.88% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 3 | $1,505,000 | $501,667 | $5,269 | 6.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $4,713 | 6.47% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $5,092 | 6.16% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 3 | $1,185,000 | $395,000 | $8,600 | 6.08% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 2 | $1,180,000 | $590,000 | $9,091 | 6.18% |
| RENO, NV (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $3,956 | 6.06% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $6,321 | 5.56% |
| Sevierville, TN (FHA|USDA|VA) | 2 | $1,050,000 | $525,000 | $11,832 | 8.88% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 4 | $1,030,000 | $257,500 | $4,198 | 6.19% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $2,045 | 6.63% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 3 | $995,000 | $331,667 | $9,878 | 6.38% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $4,263 | 6.29% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $3,189 | 5.94% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $3,599 | 5.81% |
| BELLINGHAM, WA (FHA|USDA|VA) | 2 | $870,000 | $435,000 | $5,159 | 6.38% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $840,000 | $420,000 | $20,359 | 5.13% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $5,533 | 6.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 4 | $740,000 | $185,000 | $6,368 | 6.50% |
| LYNCHBURG, VA (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $8,126 | 6.13% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $5,823 | 6.38% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $5,669 | 7.13% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,386 | 6.25% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $8,986 | 6.38% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $8,671 | 6.00% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $3,953 | 5.75% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,829 | 5.94% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $3,993 | 6.81% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $7,282 | 6.19% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $9,610 | 5.63% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $4,870 | 7.63% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $1,190 | 5.50% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $8,909 | 6.38% |
| OCALA, FL (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $4,925 | 6.06% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $8,259 | 5.81% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $540,000 | $270,000 | $4,803 | 6.63% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $1,281 | 6.13% |
| Granbury, TX (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $4,928 | 5.88% |
| GREENVILLE, NC (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $6,734 | 5.50% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $3,553 | 6.13% |
| AKRON, OH (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $8,319 | 6.13% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $2,329 | 6.00% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $4,689 | 5.94% |
| Boone, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $18,705 | 6.63% |
| Cedar City, UT (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,533 | 6.38% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $5,394 | 6.13% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,802 | 6.38% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $18,739 | 5.63% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $11,392 | 4.94% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $9,118 | 5.81% |
| HINESVILLE, GA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $1,770 | 5.25% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $6,998 | 5.75% |
| LANCASTER, PA (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $4,422 | 5.99% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,020 | 7.13% |
| VALDOSTA, GA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $8,787 | 6.06% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $3,633 | 6.13% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,309 | 5.99% |
| Jefferson, GA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $13,010 | 5.88% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $7,642 | 6.13% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $6,460 | 5.88% |
| Shelby, NC (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $9,976 | 6.25% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $15,052 | 5.00% |
| Oxford, MS (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $7,222 | 5.88% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,168 | 6.13% |
| Wilson, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,943 | 6.13% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $10,478 | 5.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,512 | 6.50% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $2,428 | 6.63% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,972 | 5.25% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $6,057 | 6.25% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,706 | 6.00% |
| BILLINGS, MT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $1,987 | 6.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,498 | 6.13% |
| SALEM, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,055 | 6.63% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $2,941 | 6.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,763 | 6.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.00% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 6.50% |
| MADISON, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,877 | 6.63% |
| Silver City, NM (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $5,501 | 6.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,560 | 6.13% |
| Concord, NH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,179 | 5.88% |
| READING, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,470 | 5.75% |
| Clarksburg, WV (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,938 | 6.25% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,305 | 5.63% |
| Heber, UT (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $13,600 | 5.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,658 | 6.38% |
| MERCED, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,215 | 5.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,815 | 5.75% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $1,490 | 6.50% |
| Forest City, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,426 | 7.13% |
| FARGO, ND-MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,017 | 6.63% |
| FRESNO, CA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,218 | 6.50% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,514 | 6.50% |
| Clewiston, FL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,989 | 6.63% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $760 | 6.50% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $8,369 | 6.00% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,145 | 6.63% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,496 | 6.63% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,395 | 6.50% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,830 | 7.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,388 | 6.13% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,427 | 7.50% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,443 | 5.75% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,316 | 6.63% |
| Jackson, OH (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,363 | 6.63% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,025 | 6.88% |
| CHEYENNE, WY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,529 | 6.50% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $0 | 6.13% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,744 | 6.25% |
| Malvern, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,033 | 6.88% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,032 | 5.38% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,080 | 5.13% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,597 | 6.25% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,796 | 6.99% |
| Astoria, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,389 | 6.13% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,879 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against Wyndham Capital Mortgage based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 294 | $106,890,000 | $363,571 | $5,489 | 6.29% |
| FHA | 34 | $9,580,000 | $281,765 | $10,865 | 6.03% |
| VA | 28 | $11,140,000 | $397,857 | $10,341 | 5.60% |
For 2023, Wyndham Capital Mortgage's most frequently originated type of loan was Conventional, with 294 originations. Their 2nd most popular type was FHA, with 34 originations.
Loan Reason
For 2023, Wyndham Capital Mortgage's most frequently cited loan purpose was Home Purchase, with 260 originations. The 2nd most popular reason was Cash Out Refi, with 79 originations.
Loan Duration/Length
For 2023, Wyndham Capital Mortgage's most frequently cited loan duration was 30 Year, with 341 originations. The 2nd most popular length was 15 Year, with 10 originations.
Origination Fees/Closing Costs
Wyndham Capital Mortgage's average total fees were $6,510, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 132 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 176 | $60,860,000 | $345,795 |
| 5-6% | 142 | $56,220,000 | $395,915 |
| 7-8% | 28 | $6,990,000 | $249,643 |
| 4-5% | 8 | $2,940,000 | $367,500 |
| Over 8% | 2 | $600,000 | $300,000 |
During 2023, Wyndham Capital Mortgage's average interest rate for loans was 6.22%, while their most frequently originated rate bucket for loans was 6-7%, with 176 originations.
Loan Sizing
2023 saw Wyndham Capital Mortgage place emphasis on $200k-400k loans with 180 originations, totaling $52,970,000 in origination value.
Applicant Income
Wyndham Capital Mortgage lent most frequently to those with incomes in the $100k-150k range, with 105 originations. The second most popular income band? $150k-250k, with 92 originations.
Applicant Debt to Income Ratio
Wyndham Capital Mortgage lent most frequently to those with DTI ratios of 30-36%, with 65 originations. The next most common DTI ratio? 20-30%, with 54 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications87.36%
Wyndham Capital Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination61.24%
Wyndham Capital Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 356 | $127,610,000 | $358,455 |