White Eagle Credit Union Mortgage Rates, Fees & Info
Augusta, KSLEI: 549300WZ0MLK03PNE568
Tax ID: 48-0126615
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
White Eagle Credit Union is a smaller credit union specializing in Home Purchase loans. White Eagle Credit Union has a high proportion of conventional loans. Their top two markets are Wichita and Hutchinson .White Eagle Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
124Origination Dollar Volume (All Markets)
$8,510,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 120 | $8,210,000 | $68,417 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $165,000 | $55,000 | $0 | 0.00% |
| Hutchinson, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
Similarity Rank: 90
Similarity Rank: 128
Similarity Rank: 148
Similarity Rank: 212
Similarity Rank: 275
Similarity Rank: 294
Similarity Rank: 304
Similarity Rank: 450
Similarity Rank: 480
Similarity Rank: 532
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 124 | $8,510,000 | $68,629 | $0 | 0.00% |
For 2019, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 124 originations.
Loan Reason
For 2019, White Eagle Credit Union's most frequently cited loan purpose was Home Purchase, with 40 originations. The 2nd most popular reason was Other, with 28 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 124 | $8,510,000 | $68,629 | $0 | 0.00% |
For 2019, White Eagle Credit Union's most frequently cited loan duration was Other, with 124 originations.
Loan Sizing
2019 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 97 originations, totaling $4,595,000 in origination value.
Applicant Income
White Eagle Credit Union lent most frequently to those with incomes in the $50k or less range, with 37 originations. The second most popular income band? $75k-100k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 124 | $8,510,000 | $68,629 | $0 | 0.00% |
White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 124 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 120 | $8,120,000 | $67,667 | $0 | 0.00% |
| Not provided | 3 | $345,000 | $115,000 | $0 | 0.00% |
| Black | 1 | $45,000 | $45,000 | $0 | 0.00% |
Approval Rates
Total approvals of all applications90.23%
White Eagle Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination73.39%
White Eagle Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 124 | $8,510,000 | $68,629 |