White Eagle Credit Union Mortgage Rates, Fees & Info

Augusta, KS

LEI: 549300WZ0MLK03PNE568

Tax ID: 48-0126615

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Mortgage Data

Review & Overview

White Eagle Credit Union is a smaller credit union specializing in Other and Home Purchase loans. White Eagle Credit Union has a high proportion of conventional loans. Their top two markets are Wichita and Emporia .

White Eagle Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

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Originations

135

Origination Dollar Volume (All Markets)

$9,355,000

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
WICHITA, KS (FHA|USDA|VA) 129 $9,145,000 $70,891 $0 0.00%
Outside of Metro Areas 5 $145,000 $29,000 $0 0.00%
Emporia, KS (FHA|USDA|VA) 1 $65,000 $65,000 $0 0.00%
White Eagle Credit Union's top markets include Wichita and Emporia among others.

Their top states include:
  • Kansas (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 6
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 60
    GOLDEN PLAINS
    Similarity Rank: 176
    Intrust Bank
    Similarity Rank: 315
    MID AMERICAN
    Similarity Rank: 341
    Emprise Bank
    Similarity Rank: 361
    Wichita Federal Credit Union
    Similarity Rank: 413
    MERITRUST Federal Credit Union
    Similarity Rank: 494
    Members Mortgage Services, L.L.C.
    Similarity Rank: 551
    CREDIT UNION OF AMERICA
    Similarity Rank: 768

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 135 $9,355,000 $69,296 $0 0.00%

    For 2023, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 135 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 79 $3,995,000 $50,570 $0 0.00%
    Home Purchase 24 $3,330,000 $138,750 $0 0.00%
    Home Improvement 16 $1,050,000 $65,625 $0 0.00%
    Cash Out Refi 9 $465,000 $51,667 $0 0.00%
    Refi 7 $515,000 $73,571 $0 0.00%

    For 2023, White Eagle Credit Union's most frequently cited loan purpose was Other, with 79 originations. The 2nd most popular reason was Home Purchase, with 24 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 135 $9,355,000 $69,296 $0 0.00%

    For 2023, White Eagle Credit Union's most frequently cited loan duration was Other, with 135 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 108 $4,680,000 $43,333 $0 0.00%
    $100k-200k 18 $2,480,000 $137,778 $0 0.00%
    $200k-400k 9 $2,195,000 $243,889 $0 0.00%

    2023 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 108 originations, totaling $4,680,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 36 $2,830,000 $78,611 $0 0.00%
    $50k or less 31 $1,445,000 $46,613 $0 0.00%
    $75k-100k 26 $1,810,000 $69,615 $0 0.00%
    $50k-75k 22 $1,400,000 $63,636 $0 0.00%
    $150k-250k 17 $1,745,000 $102,647 $0 0.00%
    $250k+ 3 $125,000 $41,667 $0 0.00%

    White Eagle Credit Union lent most frequently to those with incomes in the $100k-150k range, with 36 originations. The second most popular income band? $50k or less, with 31 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 135 $9,355,000 $69,296 $0 0.00%

    White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 135 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 131 $8,705,000 $66,450 $0 0.00%
    Black 1 $305,000 $305,000 $0 0.00%
    Asian 1 $235,000 $235,000 $0 0.00%
    American Indian 1 $65,000 $65,000 $0 0.00%
    Not provided 1 $45,000 $45,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    88.52%

    White Eagle Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    80.00%

    White Eagle Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 135 $9,355,000 $69,296

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    135 $9,355,000 $69,296