White Eagle Credit Union Mortgage Rates, Fees & Info
Augusta, KSLEI: 549300WZ0MLK03PNE568
Tax ID: 48-0126615
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Mortgage Data
Review & Overview
White Eagle Credit Union is a smaller credit union specializing in Other and Home Purchase loans. White Eagle Credit Union has a high proportion of conventional loans. Their top two markets are Wichita and Emporia .White Eagle Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
135Origination Dollar Volume (All Markets)
$9,355,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 129 | $9,145,000 | $70,891 | $0 | 0.00% |
| Outside of Metro Areas | 5 | $145,000 | $29,000 | $0 | 0.00% |
| Emporia, KS (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 135 | $9,355,000 | $69,296 | $0 | 0.00% |
For 2023, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 135 originations.
Loan Reason
For 2023, White Eagle Credit Union's most frequently cited loan purpose was Other, with 79 originations. The 2nd most popular reason was Home Purchase, with 24 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 135 | $9,355,000 | $69,296 | $0 | 0.00% |
For 2023, White Eagle Credit Union's most frequently cited loan duration was Other, with 135 originations.
Loan Sizing
2023 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 108 originations, totaling $4,680,000 in origination value.
Applicant Income
White Eagle Credit Union lent most frequently to those with incomes in the $100k-150k range, with 36 originations. The second most popular income band? $50k or less, with 31 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 135 | $9,355,000 | $69,296 | $0 | 0.00% |
White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 135 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.52%
White Eagle Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination80.00%
White Eagle Credit Union has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 135 | $9,355,000 | $69,296 |