Hutchinson Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Hutchinson averaged 7.11% for the week of 2025-05-08, compared to the national average of 6.76% for the same period.

    The average rate for the prior week (2025-05-01) was 6.81% and one month ago for the week of 2025-04-03, the average rate was 6.69%.

    Hutchinson's average rate one year ago was 7.57%.

    For refis of the same type during the week of 2025-05-08, the average rate was 6.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-08 6.76%
    Hutchinson 30 Year Fixed Rate 2025-05-08 7.11%
    Hutchinson 30 Year Fixed Rate Refi 2025-05-08 6.86%
    Hutchinson 15 Year Fixed Rate 2025-05-08 5.99%
    Hutchinson 15 Year Fixed Rate Refi 2025-05-08 6.09%
    Hutchinson 30 Year FHA 2025-05-08 6.79%
    Hutchinson 30 Year FHA Refi 2025-05-08 6.68%
    Hutchinson 30 Year USDA 2025-05-08 6.27%
    Hutchinson 30 Year USDA Refi 2025-05-08 6.37%
    Hutchinson 30 Year VA 2025-05-08 6.27%
    Hutchinson 30 Year VA Refi 2025-05-08 6.17%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Hutchinson, KS.

    Hutchinson Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hutchinson, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    HEARTLAND CREDIT UNION 78 7.09% $3,114
    PRIMARY RESIDENTIAL MORTGAGE, INC. 30 6.76% $4,047
    QUICKEN LOANS, LLC 22 6.72% $4,551
    FLAT BRANCH MORTGAGE, INC. 10 6.65% $3,282
    UNITED WHOLESALE MORTGAGE, LLC 9 7.20% $3,459
    CREDIT UNION OF AMERICA 8 6.19% $3,817
    OPEN MORTGAGE, LLC 8 6.98% $3,677
    MERITRUST Federal Credit Union 7 6.09% $3,863
    ZILLOW HOME LOANS, LLC 6 6.73% $5,366
    Fidelity Bank 5 6.80% $4,085
    Regent Financial Group, Inc. 5 6.58% $2,759
    RCB Bank 5 6.65% $2,106
    Mr. Cooper ( Nationstar Mortgage ) 5 7.02% $5,334
    Commerce Bank 4 7.78% $2,487
    PLANET HOME LENDING, LLC 3 6.91% $3,854
    Sierra Pacific Mortgage Company, Inc. 3 6.37% $4,301
    HOMESIDE FINANCIAL, LLC 3 6.42% $3,642
    Gateway First Bank 3 6.58% $2,488
    Farm Credit Mid-America, ACA 3 7.04% $9,233
    JPMorgan Chase Bank 2 6.88% $2,896
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 2 6.75% $4,655
    LOANDEPOT.COM, LLC 2 6.87% $7,537
    American Mortgage Bank, LLC 2 6.56% $3,150
    CMG MORTGAGE, INC. 2 6.75% $4,805
    ROYAL UNITED MORTGAGE LLC 2 7.06% $5,430
    Envista Credit Union 2 6.75% $2,536
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.13% $5,269
    USAA Federal Savings Bank 1 7.13% $2,781
    U.S. Bank 1 6.13% $2,084
    US MORTGAGE CORPORATION 1 5.99% $3,024
    Wichita Federal Credit Union 1 7.50% $4,027
    WINGS FINANCIAL 1 7.00% $2,579
    Simmons Bank 1 6.75% $3,017
    Arvest Bank 1 7.00% $3,756
    BROKER SOLUTIONS, INC. 1 7.38% $4,906
    CHURCHILL MORTGAGE CORPORATION 1 7.00% $6,368
    Citadel Servicing Corporation 1 10.75% $4,161
    CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $3,315
    CROSSCOUNTRY MORTGAGE, LLC 1 7.13% $4,899
    DEEPHAVEN MORTGAGE LLC 1 9.75% $4,892
    Discover Bank 1 7.54% $0
    First State Bank of St. Charles, Missouri 1 6.88% $3,400
    Flagstar Bank, FSB 1 7.13% $6,253
    GOLDEN PLAINS 1 6.50% $2,121
    GUILD MORTGAGE COMPANY 1 6.99% $4,728
    HOME BANK AND TRUST COMPANY 1 6.25% $4,430
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.63% $5,865
    Landmark National Bank 1 6.88% $2,069
    MID AMERICAN 1 6.50% $3,184
    Morgan Stanley Private Bank 1 6.48% $2,334
    Mortgage Research Center, LLC 1 6.63% $2,309
    NAVY FEDERAL CREDIT UNION 1 6.63% $3,294
    NBKC BANK 1 6.25% $6,625
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $6,263
    PENTAGON FEDERAL CREDIT UNION 1 6.50% $7,834
    PLAZA HOME MORTGAGE, INC. 1 6.88% $4,080
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.50% $4,612
    Prosperity Home Mortgage, LLC 1 7.38% $3,689
    ALLIED MORTGAGE GROUP, INC. 1 6.50% $4,127

    Hutchinson Average Closing Costs & Other Stats

    Hutchinson, KS's 59 lenders originated 960 loans during 2024. The total origination value was $136,270,000, with an average loan value of $141,948.

    Hutchinson's average closing costs are $3,826.

    The top Hutchinson lender as defined by loan originations is HEARTLAND CREDIT UNION, with 78 loans originated. Their average total fees are $3,114, which is $933 lower than the next largest lender, PRIMARY RESIDENTIAL MORTGAGE, INC..

    The lowest fee Hutchinson lenders (with over 10 loans originated) are HEARTLAND CREDIT UNION ($3,114), FLAT BRANCH MORTGAGE, INC. ($3,282), PRIMARY RESIDENTIAL MORTGAGE, INC. ($4,047), QUICKEN LOANS, LLC ($4,551) and .

    The lowest rate Hutchinson lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.65%), QUICKEN LOANS, LLC (6.72%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.76%), HEARTLAND CREDIT UNION (7.09%) and .

    Hutchinson, KS Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    HEARTLAND CREDIT UNION $11,145,000 $14,635,000 31.3% 10.7%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $11,500,000 $11,850,000 3.0% 8.7%
    QUICKEN LOANS, LLC $5,110,000 $8,460,000 65.6% 6.2%
    Mortgage Research Center, LLC $3,405,000 $4,415,000 29.7% 3.2%
    FLAT BRANCH MORTGAGE, INC. $1,660,000 $3,545,000 113.6% 2.6%
    UNITED WHOLESALE MORTGAGE, LLC $2,050,000 $3,120,000 52.2% 2.3%
    CREDIT UNION OF AMERICA $2,380,000 $2,825,000 18.7% 2.1%
    American Mortgage Bank, LLC $2,595,000 n/a 1.9%
    MERITRUST Federal Credit Union $1,275,000 $2,590,000 103.1% 1.9%
    OPEN MORTGAGE, LLC $3,595,000 $2,370,000 -34.1% 1.7%
    PENNYMAC LOAN SERVICES, LLC $735,000 $2,370,000 222.4% 1.7%
    Members Mortgage Services, L.L.C. $305,000 $2,120,000 595.1% 1.6%
    Arbor Realty Trust, Inc. $1,685,000 n/a 1.2%
    Farm Credit Mid-America, ACA $1,470,000 n/a 1.1%
    Fidelity Bank $45,000 $1,375,000 2,955.6% 1.0%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $435,000 $1,240,000 185.1% 0.9%
    Mr. Cooper ( Nationstar Mortgage ) $545,000 $1,225,000 124.8% 0.9%
    ZILLOW HOME LOANS, LLC $405,000 $1,205,000 197.5% 0.9%
    Commerce Bank $1,265,000 $1,080,000 -14.6% 0.8%
    Flagstar Bank, FSB $1,185,000 $1,045,000 -11.8% 0.8%
    RCB Bank $2,790,000 $1,045,000 -62.5% 0.8%
    USAA Federal Savings Bank $785,000 $990,000 26.1% 0.7%
    Garden Plain State Bank $320,000 $935,000 192.2% 0.7%
    HOME BANK AND TRUST COMPANY $840,000 n/a 0.6%
    FREEDOM MORTGAGE CORPORATION $745,000 $815,000 9.4% 0.6%
    PLANET HOME LENDING, LLC $125,000 $815,000 552.0% 0.6%
    Gateway First Bank $1,570,000 $810,000 -48.4% 0.6%
    LAKEVIEW LOAN SERVICING, LLC $255,000 $805,000 215.7% 0.6%
    NBKC BANK $55,000 $750,000 1,263.6% 0.6%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $970,000 $740,000 -23.7% 0.5%
    LOANDEPOT.COM, LLC $335,000 $730,000 117.9% 0.5%
    NAVY FEDERAL CREDIT UNION $795,000 $725,000 -8.8% 0.5%
    Sierra Pacific Mortgage Company, Inc. $850,000 $700,000 -17.6% 0.5%
    GOLDEN PLAINS $655,000 n/a 0.5%
    Community National Bank & Trust $375,000 $630,000 68.0% 0.5%
    Intrust Bank $545,000 n/a 0.4%
    Arvest Bank $530,000 n/a 0.4%
    Regent Financial Group, Inc. $470,000 $505,000 7.4% 0.4%
    21ST MORTGAGE CORPORATION $225,000 $490,000 117.8% 0.4%
    Envista Credit Union $1,030,000 $490,000 -52.4% 0.4%
    The Citizens State Bank $1,660,000 $490,000 -70.5% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $380,000 $475,000 25.0% 0.3%
    FCB Banks $465,000 n/a 0.3%
    HOMESIDE FINANCIAL, LLC $465,000 n/a 0.3%
    Bell Bank $460,000 n/a 0.3%
    Carrington Mortgage Services, LLC $460,000 n/a 0.3%
    PLAZA HOME MORTGAGE, INC. $455,000 n/a 0.3%
    Wichita Federal Credit Union $165,000 $440,000 166.7% 0.3%
    Central National Bank $510,000 $430,000 -15.7% 0.3%
    Capitol Federal Savings Bank $575,000 $425,000 -26.1% 0.3%
    UNION HOME MORTGAGE CORP. $425,000 n/a 0.3%
    CMG MORTGAGE, INC. $410,000 n/a 0.3%
    Discover Bank $100,000 $405,000 305.0% 0.3%
    Citizens Bank of Kansas $15,000 $400,000 2,566.7% 0.3%
    PENTAGON FEDERAL CREDIT UNION $450,000 $385,000 -14.4% 0.3%
    Citadel Servicing Corporation $375,000 n/a 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $285,000 $365,000 28.1% 0.3%
    Equity Prime Mortgage LLC $350,000 n/a 0.3%
    CARDINAL FINANCIAL $155,000 $345,000 122.6% 0.3%
    GUILD MORTGAGE COMPANY $205,000 $325,000 58.5% 0.2%
    NEW DAY FINANCIAL, LLC $315,000 n/a 0.2%
    EQUITABLE SAVINGS AND LOAN ASSOCIATION $295,000 n/a 0.2%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $285,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $75,000 $285,000 280.0% 0.2%
    U.S. Bank $435,000 $260,000 -40.2% 0.2%
    ALLIED MORTGAGE GROUP, INC. $255,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $250,000 n/a 0.2%
    Mortgage Investment Services Corporation $250,000 n/a 0.2%
    The Federal Savings Bank $105,000 $250,000 138.1% 0.2%
    Morgan Stanley Private Bank $245,000 n/a 0.2%
    Prosperity Home Mortgage, LLC $245,000 n/a 0.2%
    Regent Bank $245,000 n/a 0.2%
    BMO Harris Bank $200,000 $240,000 20.0% 0.2%
    BROKER SOLUTIONS, INC. $140,000 $235,000 67.9% 0.2%
    CHURCHILL MORTGAGE CORPORATION $235,000 n/a 0.2%
    WINGS FINANCIAL $235,000 n/a 0.2%
    US MORTGAGE CORPORATION $280,000 $230,000 -17.9% 0.2%
    JPMorgan Chase Bank $45,000 $220,000 388.9% 0.2%
    Farmers and Drovers Bank $215,000 n/a 0.2%
    Plains Commerce Bank $350,000 $200,000 -42.9% 0.1%
    OCMBC, INC. $180,000 n/a 0.1%
    Logan Finance Corporation $175,000 n/a 0.1%
    Coastal Community Bank $100,000 $170,000 70.0% 0.1%
    MID AMERICAN $200,000 $170,000 -15.0% 0.1%
    West Gate Bank $165,000 n/a 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $155,000 n/a 0.1%
    First State Bank of St. Charles, Missouri $155,000 n/a 0.1%
    VELOCITY COMMERCIAL CAPITAL, LLC $155,000 n/a 0.1%
    Sunflower Bank $85,000 $150,000 76.5% 0.1%
    STAUNTON FINANCIAL, INC. $140,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $135,000 n/a 0.1%
    Figure Lending LLC $60,000 $135,000 125.0% 0.1%
    KS StateBank $45,000 $135,000 200.0% 0.1%
    Paramount Residential Mortgage Group, Inc. $125,000 n/a 0.1%
    Deere Employees Credit Union $125,000 $115,000 -8.0% 0.1%
    Landmark National Bank $65,000 $115,000 76.9% 0.1%
    TOP FLITE FINANCIAL, INC. $115,000 n/a 0.1%
    Conway Bank $105,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $230,000 $105,000 -54.3% 0.1%
    Community Bank of Wichita, Inc. $85,000 n/a 0.1%
    CREDIT UNION MORTGAGE ASSOCIATION, INC. $85,000 n/a 0.1%
    Citizens State Bank of Cheney $105,000 $75,000 -28.6% 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $250,000 $75,000 -70.0% 0.1%
    AMERISAVE MORTGAGE CORPORATION $145,000 $65,000 -55.2% 0.0%
    Bank of Commerce and Trust Company $55,000 $65,000 18.2% 0.0%
    The Stock Exchange Bank $65,000 n/a 0.0%
    TruHome Solutions, LLC $65,000 n/a 0.0%
    Mid-America Bank $215,000 $55,000 -74.4% 0.0%
    The Bennington State Bank $250,000 $55,000 -78.0% 0.0%
    Wells Fargo Bank $400,000 $55,000 -86.3% 0.0%
    Simmons Bank $140,000 $45,000 -67.9% 0.0%
    BOKF $330,000 $40,000 -87.9% 0.0%

    Hutchinson's top lender by overall market share is HEARTLAND CREDIT UNION, with 10.7% market share. In second place, with 8.7%, is PRIMARY RESIDENTIAL MORTGAGE, INC., having originated $11,850,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $8,460,000 in loans. In fourth place, with 3.2%, is Mortgage Research Center, LLC, having originated $4,415,000 in loans. In fifth place, with 2.6%, is FLAT BRANCH MORTGAGE, INC., having originated $3,545,000 in loans.

    Hutchinson Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Hutchinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $99,438 (4.7%) $144,853 (3.1%) 0.00 250
    2018-02-01 $99,925 (-5.2%) $144,397 (-2.4%) 0.00 236
    2018-03-01 $105,950 (-1.7%) $146,945 (0.3%) 0.00 239
    2018-04-01 $106,725 (-8.8%) $147,406 (-3.3%) 0.00 247
    2018-05-01 $110,550 (-4.9%) $154,421 (0.5%) 0.00 259
    2018-06-01 $115,000 (-0.4%) $159,645 (2.1%) 0.00 283
    2018-07-01 $119,050 (3.5%) $170,224 (8.4%) 0.00 281
    2018-08-01 $115,000 (4.6%) $169,026 (13.5%) 0.00 283
    2018-09-01 $115,900 (0.1%) $174,397 (16.2%) 0.00 275
    2018-10-01 $115,750 (-0.8%) $172,155 (11.2%) 0.00 286
    2018-11-01 $112,700 (0.2%) $166,216 (9.4%) 0.00 283
    2018-12-01 $108,250 (-1.5%) $165,831 (10.9%) 0.00 266
    2019-01-01 $104,300 (4.9%) $160,020 (10.5%) 0.00 249
    2019-02-01 $101,550 (1.6%) $159,180 (10.2%) 0.00 224
    2019-03-01 $109,714 (3.6%) $172,236 (17.2%) 0.00 216
    2019-04-01 $115,000 (7.8%) $179,391 (21.7%) 0.00 217
    2019-05-01 $125,000 (13.1%) $184,140 (19.3%) 0.00 218
    2019-06-01 $109,900 (-4.4%) $176,680 (10.7%) 0.00 214
    2019-07-01 $99,700 (-16.3%) $167,023 (-1.9%) 0.00 238
    2019-08-01 $102,745 (-10.7%) $168,505 (-0.3%) 0.00 240
    2019-09-01 $108,514 (-6.4%) $172,901 (-0.9%) 0.00 239
    2019-10-01 $113,750 (-1.7%) $176,092 (2.3%) 0.00 239
    2019-11-01 $112,000 (-0.6%) $172,310 (3.7%) 0.00 254
    2019-12-01 $99,950 (-7.7%) $168,519 (1.6%) 0.00 245
    2020-01-01 $99,900 (-4.2%) $164,911 (3.1%) 0.00 231
    2020-02-01 $99,900 (-1.6%) $161,884 (1.7%) 0.00 228
    2020-03-01 $105,750 (-3.6%) $167,924 (-2.5%) 0.00 203
    2020-04-01 $107,700 (-6.4%) $169,338 (-5.6%) 0.00 176
    2020-05-01 $114,900 (-8.1%) $177,732 (-3.5%) 0.00 151
    2020-06-01 $102,313 (-6.9%) $192,159 (8.8%) 0.00 129
    2020-07-01 $121,475 (21.8%) $201,010 (20.4%) 0.00 131
    2020-08-01 $119,900 (16.7%) $204,966 (21.6%) 0.00 106
    2020-09-01 $119,900 (10.5%) $195,525 (13.1%) 0.00 108
    2020-10-01 $104,500 (-8.1%) $170,054 (-3.4%) 0.00 107
    2020-11-01 $92,935 (-17.0%) $159,007 (-7.7%) 0.00 96
    2020-12-01 $109,950 (10.0%) $175,135 (3.9%) 0.00 89
    2021-01-01 $94,900 (-5.0%) $168,918 (2.4%) 0.00 65
    2021-02-01 $99,900 (0.0%) $158,046 (-2.4%) 0.00 46
    2021-03-01 $106,975 (1.2%) $200,450 (19.4%) 0.00 44
    2021-04-01 $114,325 (6.2%) $193,806 (14.5%) 0.00 54
    2021-05-01 $139,950 (21.8%) $217,868 (22.6%) 0.00 51
    2021-06-01 $135,800 (32.7%) $220,486 (14.7%) 0.00 61
    2021-07-01 $140,000 (15.3%) $212,251 (5.6%) 0.00 66
    2021-08-01 $136,175 (13.6%) $206,624 (0.8%) 0.00 67
    2021-09-01 $111,725 (-6.8%) $177,322 (-9.3%) 0.00 67
    2021-10-01 $109,900 (5.2%) $163,228 (-4.0%) 0.00 74
    2021-11-01 $88,900 (-4.3%) $161,753 (1.7%) 0.00 69
    2021-12-01 $90,425 (-17.8%) $144,596 (-17.4%) 0.00 54
    2022-01-01 $95,000 (0.1%) $169,412 (0.3%) 0.00 49
    2022-02-01 $94,450 (-5.5%) $161,549 (2.2%) 0.00 45
    2022-03-01 $104,950 (-1.9%) $175,757 (-12.3%) 0.00 44
    2022-04-01 $115,000 (0.6%) $170,524 (-12.0%) 0.00 53
    2022-05-01 $129,525 (-7.5%) $172,090 (-21.0%) 0.00 65
    2022-06-01 $131,500 (-3.2%) $185,904 (-15.7%) 0.00 57
    2022-07-01 $125,000 (-10.7%) $197,864 (-6.8%) 0.00 59
    2022-08-01 $122,500 (-10.0%) $163,217 (-21.0%) 0.00 67
    2022-09-01 $118,225 (5.8%) $158,768 (-10.5%) 0.00 79
    2022-10-01 $114,900 (4.6%) $149,483 (-8.4%) 0.00 79
    2022-11-01 $107,100 (20.5%) $149,681 (-7.5%) 0.00 75
    2022-12-01 $122,400 (35.4%) $145,526 (0.6%) 0.00 76
    2023-01-01 $136,225 (43.4%) $162,149 (-4.3%) 0.00 81
    2023-02-01 $146,500 (55.1%) $167,594 (3.7%) 0.00 75
    2023-03-01 $142,450 (35.7%) $163,872 (-6.8%) 0.00 69
    2023-04-01 $135,000 (17.4%) $169,886 (-0.4%) 0.00 66
    2023-05-01 $142,500 (10.0%) $167,752 (-2.5%) 0.00 73
    2023-06-01 $140,425 (6.8%) $173,964 (-6.4%) 0.00 93
    2023-07-01 $142,450 (14.0%) $173,205 (-12.5%) 0.00 102
    2023-08-01 $120,000 (-2.0%) $165,635 (1.5%) 0.00 94
    2023-09-01 $142,450 (20.5%) $175,126 (10.3%) 0.00 90
    2023-10-01 $145,450 (26.6%) $188,396 (26.0%) 0.00 99
    2023-11-01 $134,900 (26.0%) $186,966 (24.9%) 0.00 105
    2023-12-01 $149,800 (22.4%) $199,466 (37.1%) 0.00 98
    2024-01-01 $146,725 (7.7%) $189,885 (17.1%) 0.00 73
    2024-02-01 $139,500 (-4.8%) $187,408 (11.8%) 0.00 76
    2024-03-01 $140,000 (-1.7%) $210,689 (28.6%) 0.00 76
    2024-04-01 $154,450 (14.4%) $256,199 (50.8%) 0.00 77
    2024-05-01 $156,675 (10.0%) $244,373 (45.7%) 0.00 84
    2024-06-01 $159,500 (13.6%) $248,438 (42.8%) 0.00 90
    2024-07-01 $148,825 (4.5%) $253,504 (46.4%) 0.00 99
    2024-08-01 $169,450 (41.2%) $261,057 (57.6%) 0.00 115
    2024-09-01 $164,675 (15.6%) $250,862 (43.3%) 0.00 127
    2024-10-01 $177,850 (22.3%) $249,351 (32.4%) 0.00 136
    2024-11-01 $176,150 (30.6%) $244,195 (30.6%) 0.00 121
    2024-12-01 $172,450 (15.1%) $247,929 (24.3%) 0.00 113
    2025-01-01 $183,250 (24.9%) $247,677 (30.4%) 0.00 93
    2025-02-01 $185,000 (32.6%) $235,157 (25.5%) 0.00 99
    2025-03-01 $191,250 (36.6%) $243,755 (15.7%) 0.00 97
    2025-04-01 $207,900 (34.6%) $265,480 (3.6%) 0.00 92
    Hutchinson's median listing price for 2025-04-01 was $207,900, a difference of $53,450 (34.6%) versus the prior year and $16,650 versus the prior month.

    Hutchinson's median listing price comes in at 0% of the national average.

    Hutchinson's average listing price for 2025-04-01 was $265,480, a difference of $9,281 (3.6%) versus the prior year and $21,725 versus the prior month.

    For the 2025-04-01 period, Hutchinson had 92 MLS listings, a difference of -5 listings (-5%) versus the prior month and 15 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Hutchinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,721 sqft
    2018-02-01 0 days 1,673 sqft
    2018-03-01 0 days 1,717 sqft
    2018-04-01 0 days 1,643 sqft
    2018-05-01 0 days 1,649 sqft
    2018-06-01 0 days 1,720 sqft
    2018-07-01 0 days 1,728 sqft
    2018-08-01 0 days 1,721 sqft
    2018-09-01 0 days 1,728 sqft
    2018-10-01 0 days 1,787 sqft
    2018-11-01 0 days 1,730 sqft
    2018-12-01 0 days 1,698 sqft
    2019-01-01 0 days 1,697 sqft
    2019-02-01 0 days 1,707 sqft
    2019-03-01 0 days 1,717 sqft
    2019-04-01 0 days 1,721 sqft
    2019-05-01 0 days 1,779 sqft
    2019-06-01 0 days 1,770 sqft
    2019-07-01 0 days 1,678 sqft
    2019-08-01 0 days 1,661 sqft
    2019-09-01 0 days 1,686 sqft
    2019-10-01 0 days 1,725 sqft
    2019-11-01 0 days 1,717 sqft
    2019-12-01 0 days 1,660 sqft
    2020-01-01 0 days 1,664 sqft
    2020-02-01 0 days 1,644 sqft
    2020-03-01 0 days 1,709 sqft
    2020-04-01 0 days 1,766 sqft
    2020-05-01 0 days 1,783 sqft
    2020-06-01 0 days 1,752 sqft
    2020-07-01 0 days 1,823 sqft
    2020-08-01 0 days 1,858 sqft
    2020-09-01 0 days 1,792 sqft
    2020-10-01 0 days 1,654 sqft
    2020-11-01 0 days 1,549 sqft
    2020-12-01 0 days 1,653 sqft
    2021-01-01 0 days 1,484 sqft
    2021-02-01 0 days 1,523 sqft
    2021-03-01 0 days 1,768 sqft
    2021-04-01 0 days 1,696 sqft
    2021-05-01 0 days 1,728 sqft
    2021-06-01 0 days 1,720 sqft
    2021-07-01 0 days 1,761 sqft
    2021-08-01 0 days 1,724 sqft
    2021-09-01 0 days 1,629 sqft
    2021-10-01 0 days 1,536 sqft
    2021-11-01 0 days 1,468 sqft
    2021-12-01 0 days 1,432 sqft
    2022-01-01 0 days 1,534 sqft
    2022-02-01 0 days 1,458 sqft
    2022-03-01 0 days 1,481 sqft
    2022-04-01 0 days 1,498 sqft
    2022-05-01 0 days 1,505 sqft
    2022-06-01 0 days 1,554 sqft
    2022-07-01 0 days 1,585 sqft
    2022-08-01 0 days 1,528 sqft
    2022-09-01 0 days 1,510 sqft
    2022-10-01 0 days 1,454 sqft
    2022-11-01 0 days 1,386 sqft
    2022-12-01 0 days 1,436 sqft
    2023-01-01 0 days 1,496 sqft
    2023-02-01 0 days 1,579 sqft
    2023-03-01 0 days 1,562 sqft
    2023-04-01 0 days 1,607 sqft
    2023-05-01 0 days 1,772 sqft
    2023-06-01 0 days 1,656 sqft
    2023-07-01 0 days 1,786 sqft
    2023-08-01 0 days 1,545 sqft
    2023-09-01 0 days 1,722 sqft
    2023-10-01 0 days 1,752 sqft
    2023-11-01 0 days 1,737 sqft
    2023-12-01 0 days 1,677 sqft
    2024-01-01 0 days 1,645 sqft
    2024-02-01 0 days 1,714 sqft
    2024-03-01 0 days 1,648 sqft
    2024-04-01 0 days 1,652 sqft
    2024-05-01 0 days 1,637 sqft
    2024-06-01 0 days 1,679 sqft
    2024-07-01 0 days 1,630 sqft
    2024-08-01 0 days 1,816 sqft
    2024-09-01 0 days 1,816 sqft
    2024-10-01 0 days 1,816 sqft
    2024-11-01 0 days 1,813 sqft
    2024-12-01 0 days 1,811 sqft
    2025-01-01 0 days 1,849 sqft
    2025-02-01 0 days 1,838 sqft
    2025-03-01 0 days 1,870 sqft
    2025-04-01 0 days 2,016 sqft
    Hutchinson's median listing age (time on market) for 2025-04-01 was 0 days.

    Hutchinson's median square footage for active listings during the 2025-04-01 period was 2,016 sqft. One year prior, the average listing was 1,652 sqft.

    Hutchinson, KS Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 599 $97,665,000 $163,047
    Refi 160 $20,390,000 $127,438
    Cash Out Refi 97 $13,195,000 $136,031
    Home Improvement 59 $2,875,000 $48,729
    Other 45 $2,145,000 $47,667

    Hutchinson's most frequently cited loan purpose was Home Purchase, with 599 originations. The 2nd most popular reason was Refi, with 160 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 363 $59,035,000 $162,631
    7-8% 185 $27,025,000 $146,081
    Over 8% 156 $15,730,000 $100,833
    5-6% 62 $11,940,000 $192,581
    2.5-3% 7 $355,000 $50,714
    4-5% 6 $2,610,000 $435,000
    <2.5% 1 $5,000 $5,000
    3-4% 1 $545,000 $545,000

    During 2024, Hutchinson's most frequently originated rate bucket was 6-7%, with 363 originations.

    Loan Sizing (Hutchinson, KS MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 416 $23,500,000 $56,490
    $100k-200k 347 $49,355,000 $142,233
    $200k-400k 161 $43,215,000 $268,416
    $400k-600k 30 $13,970,000 $465,667
    $600k-1000k 4 $3,100,000 $775,000
    $Over $1MM 2 $3,130,000 $1,565,000

    Hutchinson's loan sizing saw the bucket of loans from $100,000 or less with 416 originations, totaling $23,500,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 413 $69,415,000 $168,075
    60-80% 168 $29,500,000 $175,595
    20-40% 72 $4,750,000 $65,972
    40-60% 66 $9,520,000 $144,242
    Under 20% 52 $1,770,000 $34,038
    Over 100% 8 $1,990,000 $248,750

    Hutchinson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 413 originations, totaling $69,415,000 in origination value.