Hutchinson Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Hutchinson averaged
6.59%
for the week of 2025-04-03, compared to the national average of
6.64% for the same period.
The average rate for the prior week (2025-03-27) was
6.6% and
one month ago for the week of 2025-02-27, the
average rate was 7.11%.
Hutchinson's average rate one year ago was 6.74%.
For refis of the same type during the week of 2025-04-03, the average rate
was 6.74%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-04-03 | 6.64% |
| Hutchinson 30 Year Fixed Rate | 2025-04-03 | 6.59% |
| Hutchinson 30 Year Fixed Rate Refi | 2025-04-03 | 6.74% |
| Hutchinson 15 Year Fixed Rate | 2025-04-03 | 6.02% |
| Hutchinson 15 Year Fixed Rate Refi | 2025-04-03 | 6.42% |
| Hutchinson 30 Year FHA | 2025-04-03 | 6.37% |
| Hutchinson 30 Year FHA Refi | 2025-04-03 | 6.16% |
| Hutchinson 30 Year USDA | 2025-04-03 | 6.52% |
| Hutchinson 30 Year USDA Refi | 2025-04-03 | 6.52% |
| Hutchinson 30 Year VA | 2025-04-03 | 5.96% |
| Hutchinson 30 Year VA Refi | 2025-04-03 | 6.26% |
Hutchinson Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Hutchinson, KS market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Hutchinson Average Closing Costs & Other Stats
Hutchinson, KS's 59 lenders originated 960
loans during 2024. The total origination value was $136,270,000, with an average loan value of
$141,948.
Hutchinson's average closing costs are $3,826.
The top Hutchinson lender as defined by loan originations is HEARTLAND CREDIT UNION, with
78 loans originated. Their average total fees are
$3,114, which is $933
lower than the next largest lender,
PRIMARY RESIDENTIAL MORTGAGE, INC..
The lowest fee Hutchinson lenders (with over 10 loans originated) are
HEARTLAND CREDIT UNION ($3,114), FLAT BRANCH MORTGAGE, INC. ($3,282), PRIMARY RESIDENTIAL MORTGAGE, INC. ($4,047), QUICKEN LOANS, LLC ($4,551) and .
The lowest rate Hutchinson lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.65%), QUICKEN LOANS, LLC (6.72%), PRIMARY RESIDENTIAL MORTGAGE, INC. (6.76%), HEARTLAND CREDIT UNION (7.09%) and .
Hutchinson, KS Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| HEARTLAND CREDIT UNION | $11,145,000 | $14,635,000 | 31.3% | 10.7% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $11,500,000 | $11,850,000 | 3.0% | 8.7% |
| QUICKEN LOANS, LLC | $5,110,000 | $8,460,000 | 65.6% | 6.2% |
| Mortgage Research Center, LLC | $3,405,000 | $4,415,000 | 29.7% | 3.2% |
| FLAT BRANCH MORTGAGE, INC. | $1,660,000 | $3,545,000 | 113.6% | 2.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $2,050,000 | $3,120,000 | 52.2% | 2.3% |
| CREDIT UNION OF AMERICA | $2,380,000 | $2,825,000 | 18.7% | 2.1% |
| American Mortgage Bank, LLC | $2,595,000 | n/a | 1.9% | |
| MERITRUST Federal Credit Union | $1,275,000 | $2,590,000 | 103.1% | 1.9% |
| OPEN MORTGAGE, LLC | $3,595,000 | $2,370,000 | -34.1% | 1.7% |
| PENNYMAC LOAN SERVICES, LLC | $735,000 | $2,370,000 | 222.4% | 1.7% |
| Members Mortgage Services, L.L.C. | $305,000 | $2,120,000 | 595.1% | 1.6% |
| Arbor Realty Trust, Inc. | $1,685,000 | n/a | 1.2% | |
| Farm Credit Mid-America, ACA | $1,470,000 | n/a | 1.1% | |
| Fidelity Bank | $45,000 | $1,375,000 | 2,955.6% | 1.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $435,000 | $1,240,000 | 185.1% | 0.9% |
| Mr. Cooper ( Nationstar Mortgage ) | $545,000 | $1,225,000 | 124.8% | 0.9% |
| ZILLOW HOME LOANS, LLC | $405,000 | $1,205,000 | 197.5% | 0.9% |
| Commerce Bank | $1,265,000 | $1,080,000 | -14.6% | 0.8% |
| Flagstar Bank, FSB | $1,185,000 | $1,045,000 | -11.8% | 0.8% |
| RCB Bank | $2,790,000 | $1,045,000 | -62.5% | 0.8% |
| USAA Federal Savings Bank | $785,000 | $990,000 | 26.1% | 0.7% |
| Garden Plain State Bank | $320,000 | $935,000 | 192.2% | 0.7% |
| HOME BANK AND TRUST COMPANY | $840,000 | n/a | 0.6% | |
| FREEDOM MORTGAGE CORPORATION | $745,000 | $815,000 | 9.4% | 0.6% |
| PLANET HOME LENDING, LLC | $125,000 | $815,000 | 552.0% | 0.6% |
| Gateway First Bank | $1,570,000 | $810,000 | -48.4% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $255,000 | $805,000 | 215.7% | 0.6% |
| NBKC BANK | $55,000 | $750,000 | 1,263.6% | 0.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $970,000 | $740,000 | -23.7% | 0.5% |
| LOANDEPOT.COM, LLC | $335,000 | $730,000 | 117.9% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $795,000 | $725,000 | -8.8% | 0.5% |
| Sierra Pacific Mortgage Company, Inc. | $850,000 | $700,000 | -17.6% | 0.5% |
| GOLDEN PLAINS | $655,000 | n/a | 0.5% | |
| Community National Bank & Trust | $375,000 | $630,000 | 68.0% | 0.5% |
| Intrust Bank | $545,000 | n/a | 0.4% | |
| Arvest Bank | $530,000 | n/a | 0.4% | |
| Regent Financial Group, Inc. | $470,000 | $505,000 | 7.4% | 0.4% |
| 21ST MORTGAGE CORPORATION | $225,000 | $490,000 | 117.8% | 0.4% |
| Envista Credit Union | $1,030,000 | $490,000 | -52.4% | 0.4% |
| The Citizens State Bank | $1,660,000 | $490,000 | -70.5% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $380,000 | $475,000 | 25.0% | 0.3% |
| FCB Banks | $465,000 | n/a | 0.3% | |
| HOMESIDE FINANCIAL, LLC | $465,000 | n/a | 0.3% | |
| Bell Bank | $460,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $460,000 | n/a | 0.3% | |
| PLAZA HOME MORTGAGE, INC. | $455,000 | n/a | 0.3% | |
| Wichita Federal Credit Union | $165,000 | $440,000 | 166.7% | 0.3% |
| Central National Bank | $510,000 | $430,000 | -15.7% | 0.3% |
| Capitol Federal Savings Bank | $575,000 | $425,000 | -26.1% | 0.3% |
| UNION HOME MORTGAGE CORP. | $425,000 | n/a | 0.3% | |
| CMG MORTGAGE, INC. | $410,000 | n/a | 0.3% | |
| Discover Bank | $100,000 | $405,000 | 305.0% | 0.3% |
| Citizens Bank of Kansas | $15,000 | $400,000 | 2,566.7% | 0.3% |
| PENTAGON FEDERAL CREDIT UNION | $450,000 | $385,000 | -14.4% | 0.3% |
| Citadel Servicing Corporation | $375,000 | n/a | 0.3% | |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $285,000 | $365,000 | 28.1% | 0.3% |
| Equity Prime Mortgage LLC | $350,000 | n/a | 0.3% | |
| CARDINAL FINANCIAL | $155,000 | $345,000 | 122.6% | 0.3% |
| GUILD MORTGAGE COMPANY | $205,000 | $325,000 | 58.5% | 0.2% |
| NEW DAY FINANCIAL, LLC | $315,000 | n/a | 0.2% | |
| EQUITABLE SAVINGS AND LOAN ASSOCIATION | $295,000 | n/a | 0.2% | |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | $285,000 | n/a | 0.2% | |
| ROYAL UNITED MORTGAGE LLC | $75,000 | $285,000 | 280.0% | 0.2% |
| U.S. Bank | $435,000 | $260,000 | -40.2% | 0.2% |
| ALLIED MORTGAGE GROUP, INC. | $255,000 | n/a | 0.2% | |
| LENDINGHOME FUNDING CORPORATION | $250,000 | n/a | 0.2% | |
| Mortgage Investment Services Corporation | $250,000 | n/a | 0.2% | |
| The Federal Savings Bank | $105,000 | $250,000 | 138.1% | 0.2% |
| Morgan Stanley Private Bank | $245,000 | n/a | 0.2% | |
| Prosperity Home Mortgage, LLC | $245,000 | n/a | 0.2% | |
| Regent Bank | $245,000 | n/a | 0.2% | |
| BMO Harris Bank | $200,000 | $240,000 | 20.0% | 0.2% |
| BROKER SOLUTIONS, INC. | $140,000 | $235,000 | 67.9% | 0.2% |
| CHURCHILL MORTGAGE CORPORATION | $235,000 | n/a | 0.2% | |
| WINGS FINANCIAL | $235,000 | n/a | 0.2% | |
| US MORTGAGE CORPORATION | $280,000 | $230,000 | -17.9% | 0.2% |
| JPMorgan Chase Bank | $45,000 | $220,000 | 388.9% | 0.2% |
| Farmers and Drovers Bank | $215,000 | n/a | 0.2% | |
| Plains Commerce Bank | $350,000 | $200,000 | -42.9% | 0.1% |
| OCMBC, INC. | $180,000 | n/a | 0.1% | |
| Logan Finance Corporation | $175,000 | n/a | 0.1% | |
| Coastal Community Bank | $100,000 | $170,000 | 70.0% | 0.1% |
| MID AMERICAN | $200,000 | $170,000 | -15.0% | 0.1% |
| West Gate Bank | $165,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL RESOURCES, INC. | $155,000 | n/a | 0.1% | |
| First State Bank of St. Charles, Missouri | $155,000 | n/a | 0.1% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $155,000 | n/a | 0.1% | |
| Sunflower Bank | $85,000 | $150,000 | 76.5% | 0.1% |
| STAUNTON FINANCIAL, INC. | $140,000 | n/a | 0.1% | |
| DEEPHAVEN MORTGAGE LLC | $135,000 | n/a | 0.1% | |
| Figure Lending LLC | $60,000 | $135,000 | 125.0% | 0.1% |
| KS StateBank | $45,000 | $135,000 | 200.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $125,000 | n/a | 0.1% | |
| Deere Employees Credit Union | $125,000 | $115,000 | -8.0% | 0.1% |
| Landmark National Bank | $65,000 | $115,000 | 76.9% | 0.1% |
| TOP FLITE FINANCIAL, INC. | $115,000 | n/a | 0.1% | |
| Conway Bank | $105,000 | n/a | 0.1% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $230,000 | $105,000 | -54.3% | 0.1% |
| Community Bank of Wichita, Inc. | $85,000 | n/a | 0.1% | |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $85,000 | n/a | 0.1% | |
| Citizens State Bank of Cheney | $105,000 | $75,000 | -28.6% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $250,000 | $75,000 | -70.0% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $145,000 | $65,000 | -55.2% | 0.0% |
| Bank of Commerce and Trust Company | $55,000 | $65,000 | 18.2% | 0.0% |
| The Stock Exchange Bank | $65,000 | n/a | 0.0% | |
| TruHome Solutions, LLC | $65,000 | n/a | 0.0% | |
| Mid-America Bank | $215,000 | $55,000 | -74.4% | 0.0% |
| The Bennington State Bank | $250,000 | $55,000 | -78.0% | 0.0% |
| Wells Fargo Bank | $400,000 | $55,000 | -86.3% | 0.0% |
| Simmons Bank | $140,000 | $45,000 | -67.9% | 0.0% |
| BOKF | $330,000 | $40,000 | -87.9% | 0.0% |
Hutchinson's top lender by overall market share is HEARTLAND CREDIT UNION, with 10.7% market share. In second place, with 8.7%, is PRIMARY RESIDENTIAL MORTGAGE, INC., having originated $11,850,000 in loans. In third place, with 6.2%, is QUICKEN LOANS, LLC, having originated $8,460,000 in loans. In fourth place, with 3.2%, is Mortgage Research Center, LLC, having originated $4,415,000 in loans. In fifth place, with 2.6%, is FLAT BRANCH MORTGAGE, INC., having originated $3,545,000 in loans.
Hutchinson Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Hutchinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $99,438 (4.7%) | $144,853 (3.1%) | 0.00 | 250 |
| 2018-02-01 | $99,925 (-5.2%) | $144,397 (-2.4%) | 0.00 | 236 |
| 2018-03-01 | $105,950 (-1.7%) | $146,945 (0.3%) | 0.00 | 239 |
| 2018-04-01 | $106,725 (-8.8%) | $147,406 (-3.3%) | 0.00 | 247 |
| 2018-05-01 | $110,550 (-4.9%) | $154,421 (0.5%) | 0.00 | 259 |
| 2018-06-01 | $115,000 (-0.4%) | $159,645 (2.1%) | 0.00 | 283 |
| 2018-07-01 | $119,050 (3.5%) | $170,224 (8.4%) | 0.00 | 281 |
| 2018-08-01 | $115,000 (4.6%) | $169,026 (13.5%) | 0.00 | 283 |
| 2018-09-01 | $115,900 (0.1%) | $174,397 (16.2%) | 0.00 | 275 |
| 2018-10-01 | $115,750 (-0.8%) | $172,155 (11.2%) | 0.00 | 286 |
| 2018-11-01 | $112,700 (0.2%) | $166,216 (9.4%) | 0.00 | 283 |
| 2018-12-01 | $108,250 (-1.5%) | $165,831 (10.9%) | 0.00 | 266 |
| 2019-01-01 | $104,300 (4.9%) | $160,020 (10.5%) | 0.00 | 249 |
| 2019-02-01 | $101,550 (1.6%) | $159,180 (10.2%) | 0.00 | 224 |
| 2019-03-01 | $109,714 (3.6%) | $172,236 (17.2%) | 0.00 | 216 |
| 2019-04-01 | $115,000 (7.8%) | $179,391 (21.7%) | 0.00 | 217 |
| 2019-05-01 | $125,000 (13.1%) | $184,140 (19.3%) | 0.00 | 218 |
| 2019-06-01 | $109,900 (-4.4%) | $176,680 (10.7%) | 0.00 | 214 |
| 2019-07-01 | $99,700 (-16.3%) | $167,023 (-1.9%) | 0.00 | 238 |
| 2019-08-01 | $102,745 (-10.7%) | $168,505 (-0.3%) | 0.00 | 240 |
| 2019-09-01 | $108,514 (-6.4%) | $172,901 (-0.9%) | 0.00 | 239 |
| 2019-10-01 | $113,750 (-1.7%) | $176,092 (2.3%) | 0.00 | 239 |
| 2019-11-01 | $112,000 (-0.6%) | $172,310 (3.7%) | 0.00 | 254 |
| 2019-12-01 | $99,950 (-7.7%) | $168,519 (1.6%) | 0.00 | 245 |
| 2020-01-01 | $99,900 (-4.2%) | $164,911 (3.1%) | 0.00 | 231 |
| 2020-02-01 | $99,900 (-1.6%) | $161,884 (1.7%) | 0.00 | 228 |
| 2020-03-01 | $105,750 (-3.6%) | $167,924 (-2.5%) | 0.00 | 203 |
| 2020-04-01 | $107,700 (-6.4%) | $169,338 (-5.6%) | 0.00 | 176 |
| 2020-05-01 | $114,900 (-8.1%) | $177,732 (-3.5%) | 0.00 | 151 |
| 2020-06-01 | $102,313 (-6.9%) | $192,159 (8.8%) | 0.00 | 129 |
| 2020-07-01 | $121,475 (21.8%) | $201,010 (20.4%) | 0.00 | 131 |
| 2020-08-01 | $119,900 (16.7%) | $204,966 (21.6%) | 0.00 | 106 |
| 2020-09-01 | $119,900 (10.5%) | $195,525 (13.1%) | 0.00 | 108 |
| 2020-10-01 | $104,500 (-8.1%) | $170,054 (-3.4%) | 0.00 | 107 |
| 2020-11-01 | $92,935 (-17.0%) | $159,007 (-7.7%) | 0.00 | 96 |
| 2020-12-01 | $109,950 (10.0%) | $175,135 (3.9%) | 0.00 | 89 |
| 2021-01-01 | $94,900 (-5.0%) | $168,918 (2.4%) | 0.00 | 65 |
| 2021-02-01 | $99,900 (0.0%) | $158,046 (-2.4%) | 0.00 | 46 |
| 2021-03-01 | $106,975 (1.2%) | $200,450 (19.4%) | 0.00 | 44 |
| 2021-04-01 | $114,325 (6.2%) | $193,806 (14.5%) | 0.00 | 54 |
| 2021-05-01 | $139,950 (21.8%) | $217,868 (22.6%) | 0.00 | 51 |
| 2021-06-01 | $135,800 (32.7%) | $220,486 (14.7%) | 0.00 | 61 |
| 2021-07-01 | $140,000 (15.3%) | $212,251 (5.6%) | 0.00 | 66 |
| 2021-08-01 | $136,175 (13.6%) | $206,624 (0.8%) | 0.00 | 67 |
| 2021-09-01 | $111,725 (-6.8%) | $177,322 (-9.3%) | 0.00 | 67 |
| 2021-10-01 | $109,900 (5.2%) | $163,228 (-4.0%) | 0.00 | 74 |
| 2021-11-01 | $88,900 (-4.3%) | $161,753 (1.7%) | 0.00 | 69 |
| 2021-12-01 | $90,425 (-17.8%) | $144,596 (-17.4%) | 0.00 | 54 |
| 2022-01-01 | $95,000 (0.1%) | $169,412 (0.3%) | 0.00 | 49 |
| 2022-02-01 | $94,450 (-5.5%) | $161,549 (2.2%) | 0.00 | 45 |
| 2022-03-01 | $104,950 (-1.9%) | $175,757 (-12.3%) | 0.00 | 44 |
| 2022-04-01 | $115,000 (0.6%) | $170,524 (-12.0%) | 0.00 | 53 |
| 2022-05-01 | $129,525 (-7.5%) | $172,090 (-21.0%) | 0.00 | 65 |
| 2022-06-01 | $131,500 (-3.2%) | $185,904 (-15.7%) | 0.00 | 57 |
| 2022-07-01 | $125,000 (-10.7%) | $197,864 (-6.8%) | 0.00 | 59 |
| 2022-08-01 | $122,500 (-10.0%) | $163,217 (-21.0%) | 0.00 | 67 |
| 2022-09-01 | $118,225 (5.8%) | $158,768 (-10.5%) | 0.00 | 79 |
| 2022-10-01 | $114,900 (4.6%) | $149,483 (-8.4%) | 0.00 | 79 |
| 2022-11-01 | $107,100 (20.5%) | $149,681 (-7.5%) | 0.00 | 75 |
| 2022-12-01 | $122,400 (35.4%) | $145,526 (0.6%) | 0.00 | 76 |
| 2023-01-01 | $136,225 (43.4%) | $162,149 (-4.3%) | 0.00 | 81 |
| 2023-02-01 | $146,500 (55.1%) | $167,594 (3.7%) | 0.00 | 75 |
| 2023-03-01 | $142,450 (35.7%) | $163,872 (-6.8%) | 0.00 | 69 |
| 2023-04-01 | $135,000 (17.4%) | $169,886 (-0.4%) | 0.00 | 66 |
| 2023-05-01 | $142,500 (10.0%) | $167,752 (-2.5%) | 0.00 | 73 |
| 2023-06-01 | $140,425 (6.8%) | $173,964 (-6.4%) | 0.00 | 93 |
| 2023-07-01 | $142,450 (14.0%) | $173,205 (-12.5%) | 0.00 | 102 |
| 2023-08-01 | $120,000 (-2.0%) | $165,635 (1.5%) | 0.00 | 94 |
| 2023-09-01 | $142,450 (20.5%) | $175,126 (10.3%) | 0.00 | 90 |
| 2023-10-01 | $145,450 (26.6%) | $188,396 (26.0%) | 0.00 | 99 |
| 2023-11-01 | $134,900 (26.0%) | $186,966 (24.9%) | 0.00 | 105 |
| 2023-12-01 | $149,800 (22.4%) | $199,466 (37.1%) | 0.00 | 98 |
| 2024-01-01 | $146,725 (7.7%) | $189,885 (17.1%) | 0.00 | 73 |
| 2024-02-01 | $139,500 (-4.8%) | $187,408 (11.8%) | 0.00 | 76 |
| 2024-03-01 | $140,000 (-1.7%) | $210,689 (28.6%) | 0.00 | 76 |
| 2024-04-01 | $154,450 (14.4%) | $256,199 (50.8%) | 0.00 | 77 |
| 2024-05-01 | $156,675 (10.0%) | $244,373 (45.7%) | 0.00 | 84 |
| 2024-06-01 | $159,500 (13.6%) | $248,438 (42.8%) | 0.00 | 90 |
| 2024-07-01 | $148,825 (4.5%) | $253,504 (46.4%) | 0.00 | 99 |
| 2024-08-01 | $169,450 (41.2%) | $261,057 (57.6%) | 0.00 | 115 |
| 2024-09-01 | $164,675 (15.6%) | $250,862 (43.3%) | 0.00 | 127 |
| 2024-10-01 | $177,850 (22.3%) | $249,351 (32.4%) | 0.00 | 136 |
| 2024-11-01 | $176,150 (30.6%) | $244,195 (30.6%) | 0.00 | 121 |
| 2024-12-01 | $172,450 (15.1%) | $247,929 (24.3%) | 0.00 | 113 |
| 2025-01-01 | $183,250 (24.9%) | $247,677 (30.4%) | 0.00 | 93 |
| 2025-02-01 | $185,000 (32.6%) | $235,157 (25.5%) | 0.00 | 99 |
| 2025-03-01 | $191,250 (36.6%) | $243,755 (15.7%) | 0.00 | 97 |
Hutchinson's median listing price comes in at 0% of the national average.
Hutchinson's average listing price for 2025-03-01 was $243,755, a difference of $33,066 (15.7%) versus the prior year and $8,598 versus the prior month.
For the 2025-03-01 period, Hutchinson had 97 MLS listings, a difference of -2 listings (-2%) versus the prior month and 21 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Hutchinson (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,721 sqft |
| 2018-02-01 | 0 days | 1,673 sqft |
| 2018-03-01 | 0 days | 1,717 sqft |
| 2018-04-01 | 0 days | 1,643 sqft |
| 2018-05-01 | 0 days | 1,649 sqft |
| 2018-06-01 | 0 days | 1,720 sqft |
| 2018-07-01 | 0 days | 1,728 sqft |
| 2018-08-01 | 0 days | 1,721 sqft |
| 2018-09-01 | 0 days | 1,728 sqft |
| 2018-10-01 | 0 days | 1,787 sqft |
| 2018-11-01 | 0 days | 1,730 sqft |
| 2018-12-01 | 0 days | 1,698 sqft |
| 2019-01-01 | 0 days | 1,697 sqft |
| 2019-02-01 | 0 days | 1,707 sqft |
| 2019-03-01 | 0 days | 1,717 sqft |
| 2019-04-01 | 0 days | 1,721 sqft |
| 2019-05-01 | 0 days | 1,779 sqft |
| 2019-06-01 | 0 days | 1,770 sqft |
| 2019-07-01 | 0 days | 1,678 sqft |
| 2019-08-01 | 0 days | 1,661 sqft |
| 2019-09-01 | 0 days | 1,686 sqft |
| 2019-10-01 | 0 days | 1,725 sqft |
| 2019-11-01 | 0 days | 1,717 sqft |
| 2019-12-01 | 0 days | 1,660 sqft |
| 2020-01-01 | 0 days | 1,664 sqft |
| 2020-02-01 | 0 days | 1,644 sqft |
| 2020-03-01 | 0 days | 1,709 sqft |
| 2020-04-01 | 0 days | 1,766 sqft |
| 2020-05-01 | 0 days | 1,783 sqft |
| 2020-06-01 | 0 days | 1,752 sqft |
| 2020-07-01 | 0 days | 1,823 sqft |
| 2020-08-01 | 0 days | 1,858 sqft |
| 2020-09-01 | 0 days | 1,792 sqft |
| 2020-10-01 | 0 days | 1,654 sqft |
| 2020-11-01 | 0 days | 1,549 sqft |
| 2020-12-01 | 0 days | 1,653 sqft |
| 2021-01-01 | 0 days | 1,484 sqft |
| 2021-02-01 | 0 days | 1,523 sqft |
| 2021-03-01 | 0 days | 1,768 sqft |
| 2021-04-01 | 0 days | 1,696 sqft |
| 2021-05-01 | 0 days | 1,728 sqft |
| 2021-06-01 | 0 days | 1,720 sqft |
| 2021-07-01 | 0 days | 1,761 sqft |
| 2021-08-01 | 0 days | 1,724 sqft |
| 2021-09-01 | 0 days | 1,629 sqft |
| 2021-10-01 | 0 days | 1,536 sqft |
| 2021-11-01 | 0 days | 1,468 sqft |
| 2021-12-01 | 0 days | 1,432 sqft |
| 2022-01-01 | 0 days | 1,534 sqft |
| 2022-02-01 | 0 days | 1,458 sqft |
| 2022-03-01 | 0 days | 1,481 sqft |
| 2022-04-01 | 0 days | 1,498 sqft |
| 2022-05-01 | 0 days | 1,505 sqft |
| 2022-06-01 | 0 days | 1,554 sqft |
| 2022-07-01 | 0 days | 1,585 sqft |
| 2022-08-01 | 0 days | 1,528 sqft |
| 2022-09-01 | 0 days | 1,510 sqft |
| 2022-10-01 | 0 days | 1,454 sqft |
| 2022-11-01 | 0 days | 1,386 sqft |
| 2022-12-01 | 0 days | 1,436 sqft |
| 2023-01-01 | 0 days | 1,496 sqft |
| 2023-02-01 | 0 days | 1,579 sqft |
| 2023-03-01 | 0 days | 1,562 sqft |
| 2023-04-01 | 0 days | 1,607 sqft |
| 2023-05-01 | 0 days | 1,772 sqft |
| 2023-06-01 | 0 days | 1,656 sqft |
| 2023-07-01 | 0 days | 1,786 sqft |
| 2023-08-01 | 0 days | 1,545 sqft |
| 2023-09-01 | 0 days | 1,722 sqft |
| 2023-10-01 | 0 days | 1,752 sqft |
| 2023-11-01 | 0 days | 1,737 sqft |
| 2023-12-01 | 0 days | 1,677 sqft |
| 2024-01-01 | 0 days | 1,645 sqft |
| 2024-02-01 | 0 days | 1,714 sqft |
| 2024-03-01 | 0 days | 1,648 sqft |
| 2024-04-01 | 0 days | 1,652 sqft |
| 2024-05-01 | 0 days | 1,637 sqft |
| 2024-06-01 | 0 days | 1,679 sqft |
| 2024-07-01 | 0 days | 1,630 sqft |
| 2024-08-01 | 0 days | 1,816 sqft |
| 2024-09-01 | 0 days | 1,816 sqft |
| 2024-10-01 | 0 days | 1,816 sqft |
| 2024-11-01 | 0 days | 1,813 sqft |
| 2024-12-01 | 0 days | 1,811 sqft |
| 2025-01-01 | 0 days | 1,849 sqft |
| 2025-02-01 | 0 days | 1,838 sqft |
| 2025-03-01 | 0 days | 1,870 sqft |
Hutchinson's median square footage for active listings during the 2025-03-01 period was 1,870 sqft. One year prior, the average listing was 1,648 sqft.
Hutchinson, KS Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 599 | $97,665,000 | $163,047 |
| Refi | 160 | $20,390,000 | $127,438 |
| Cash Out Refi | 97 | $13,195,000 | $136,031 |
| Home Improvement | 59 | $2,875,000 | $48,729 |
| Other | 45 | $2,145,000 | $47,667 |
Hutchinson's most frequently cited loan purpose was Home Purchase, with 599 originations. The 2nd most popular reason was Refi, with 160 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 363 | $59,035,000 | $162,631 |
| 7-8% | 185 | $27,025,000 | $146,081 |
| Over 8% | 156 | $15,730,000 | $100,833 |
| 5-6% | 62 | $11,940,000 | $192,581 |
| 2.5-3% | 7 | $355,000 | $50,714 |
| 4-5% | 6 | $2,610,000 | $435,000 |
| <2.5% | 1 | $5,000 | $5,000 |
| 3-4% | 1 | $545,000 | $545,000 |
During 2024, Hutchinson's most frequently originated rate bucket was 6-7%, with 363 originations.
Loan Sizing (Hutchinson, KS MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 416 | $23,500,000 | $56,490 |
| $100k-200k | 347 | $49,355,000 | $142,233 |
| $200k-400k | 161 | $43,215,000 | $268,416 |
| $400k-600k | 30 | $13,970,000 | $465,667 |
| $600k-1000k | 4 | $3,100,000 | $775,000 |
| $Over $1MM | 2 | $3,130,000 | $1,565,000 |
Hutchinson's loan sizing saw the bucket of loans from $100,000 or less with 416 originations, totaling $23,500,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 413 | $69,415,000 | $168,075 |
| 60-80% | 168 | $29,500,000 | $175,595 |
| 20-40% | 72 | $4,750,000 | $65,972 |
| 40-60% | 66 | $9,520,000 | $144,242 |
| Under 20% | 52 | $1,770,000 | $34,038 |
| Over 100% | 8 | $1,990,000 | $248,750 |
Hutchinson's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 413 originations, totaling $69,415,000 in origination value.