White Eagle Credit Union Mortgage Rates, Fees & Info

Augusta, KS

LEI: 549300WZ0MLK03PNE568

Tax ID: 48-0126615

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Similar Lenders
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    White Eagle Credit Union is a smaller credit union specializing in Home Purchase loans. White Eagle Credit Union has a high proportion of conventional loans. Their top two markets are Wichita and Winfield .

    White Eagle Credit Union has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    100

    Origination Dollar Volume (All Markets)

    $9,270,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    WICHITA, KS (FHA|USDA|VA) 95 $8,945,000 $94,158 $0 0.00%
    Outside of Metro Areas 4 $310,000 $77,500 $0 0.00%
    Winfield, KS (FHA|USDA|VA) 1 $15,000 $15,000 $0 0.00%
    White Eagle Credit Union's top markets include Wichita and Winfield among others.

    Their top states include:
  • Kansas (FHA|USDA|VA)

    • Similar Lenders

    We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    PANHANDLE FEDERAL CREDIT UNION
    Similarity Rank: 34
    SKYWARD
    Similarity Rank: 124
    HOME BANK AND TRUST COMPANY
    Similarity Rank: 126
    Members Mortgage Services, L.L.C.
    Similarity Rank: 198
    Intrust Bank
    Similarity Rank: 425
    MID AMERICAN
    Similarity Rank: 513
    Emprise Bank
    Similarity Rank: 551
    MERITRUST Federal Credit Union
    Similarity Rank: 555
    Wichita Federal Credit Union
    Similarity Rank: 570
    GOLDEN PLAINS
    Similarity Rank: 620

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 100 $9,270,000 $92,700 $0 0.00%

    For 2022, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 100 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 29 $1,685,000 $58,103 $0 0.00%
    Home Purchase 25 $4,375,000 $175,000 $0 0.00%
    Cash Out Refi 19 $1,775,000 $93,421 $0 0.00%
    Home Improvement 18 $660,000 $36,667 $0 0.00%
    Refi 9 $775,000 $86,111 $0 0.00%

    For 2022, White Eagle Credit Union's most frequently cited loan purpose was Other, with 29 originations. The 2nd most popular reason was Home Purchase, with 25 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 100 $9,270,000 $92,700 $0 0.00%

    For 2022, White Eagle Credit Union's most frequently cited loan duration was Other, with 100 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 63 $2,865,000 $45,476 $0 0.00%
    $100k-200k 26 $3,480,000 $133,846 $0 0.00%
    $200k-400k 10 $2,470,000 $247,000 $0 0.00%
    $400k-600k 1 $455,000 $455,000 $0 0.00%

    2022 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 63 originations, totaling $2,865,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 28 $1,870,000 $66,786 $0 0.00%
    $75k-100k 25 $2,455,000 $98,200 $0 0.00%
    $100k-150k 19 $2,315,000 $121,842 $0 0.00%
    $50k or less 18 $970,000 $53,889 $0 0.00%
    $150k-250k 10 $1,660,000 $166,000 $0 0.00%

    White Eagle Credit Union lent most frequently to those with incomes in the $50k-75k range, with 28 originations. The second most popular income band? $75k-100k, with 25 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 100 $9,270,000 $92,700 $0 0.00%

    White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 100 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 98 $9,140,000 $93,265 $0 0.00%
    Not provided 2 $130,000 $65,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    86.49%

    White Eagle Credit Union has an average approval rate.

    Pick Rate

    Approvals leading to origination
    72.00%

    White Eagle Credit Union has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 100 $9,270,000 $92,700

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    100 $9,270,000 $92,700