White Eagle Credit Union Mortgage Rates, Fees & Info
Augusta, KSLEI: 549300WZ0MLK03PNE568
Tax ID: 48-0126615
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
White Eagle Credit Union is a smaller credit union specializing in Home Purchase, Refi, and Cash Out Refi loans. White Eagle Credit Union has a high proportion of conventional loans. Their top markets by origination volume include: Wichita, Branson, Winfield, and Omaha among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)White Eagle Credit Union has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
134Origination Dollar Volume (All Markets)
$15,690,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| WICHITA, KS (FHA|USDA|VA) | 120 | $13,490,000 | $112,417 | $0 | 0.00% |
| Outside of Metro Areas | 10 | $1,520,000 | $152,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 0.00% |
| Winfield, KS (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against WHITE EAGLE Credit Union based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 134 | $15,690,000 | $117,090 | $0 | 0.00% |
For 2021, White Eagle Credit Union's most frequently originated type of loan was Conventional, with 134 originations.
Loan Reason
For 2021, White Eagle Credit Union's most frequently cited loan purpose was Home Purchase, with 53 originations. The 2nd most popular reason was Refi, with 39 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 134 | $15,690,000 | $117,090 | $0 | 0.00% |
For 2021, White Eagle Credit Union's most frequently cited loan duration was Other, with 134 originations.
Loan Sizing
2021 saw White Eagle Credit Union place emphasis on $100,000 or less loans with 62 originations, totaling $3,730,000 in origination value.
Applicant Income
White Eagle Credit Union lent most frequently to those with incomes in the $50k or less range, with 35 originations. The second most popular income band? $75k-100k, with 35 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 134 | $15,690,000 | $117,090 | $0 | 0.00% |
White Eagle Credit Union lent most frequently to those with DTI ratios of Exempt%, with 134 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.91%
White Eagle Credit Union has an average approval rate.
Pick Rate
Approvals leading to origination58.21%
White Eagle Credit Union has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 134 | $15,690,000 | $117,090 |