Bank Of Dixon County Mortgage Rates, Fees & Info

Ponca, NE

LEI: 549300XZB7LPI2LTGX17

Tax ID: 47-0098080

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Complaints
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Bank Of Dixon County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dixon County has a high proportion of conventional loans. Their top markets by origination volume include: Sioux City, Vermillion, and Sioux Falls among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Bank Of Dixon County has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    39

    Origination Dollar Volume (All Markets)

    $3,895,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 21 $1,905,000 $90,714 $0 0.00%
    Vermillion, SD (FHA|USDA|VA) 16 $1,690,000 $105,625 $0 0.00%
    SIOUX FALLS, SD (FHA|USDA|VA) 1 $235,000 $235,000 $0 0.00%
    Outside of Metro Areas 1 $65,000 $65,000 $0 0.00%
    Bank Of Dixon County's top markets include Sioux City, Vermillion, and Sioux Falls among others.

    Their top states include:
  • South Dakota (FHA|USDA|VA)
  • Nebraska (FHA|USDA|VA)
  • Iowa (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 39 $3,895,000 $99,872 $0 0.00%

    For 2018, Bank Of Dixon County's most frequently originated type of loan was Conventional, with 39 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 22 $2,140,000 $97,273 $0 0.00%
    Refi 14 $1,650,000 $117,857 $0 0.00%
    Home Improvement 2 $90,000 $45,000 $0 0.00%
    Other 1 $15,000 $15,000 $0 0.00%

    For 2018, Bank Of Dixon County's most frequently cited loan purpose was Home Purchase, with 22 originations. The 2nd most popular reason was Refi, with 14 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 39 $3,895,000 $99,872 $0 0.00%

    For 2018, Bank Of Dixon County's most frequently cited loan duration was Other, with 39 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 24 $1,240,000 $51,667 $0 0.00%
    $100k-200k 11 $1,525,000 $138,636 $0 0.00%
    $200k-400k 4 $1,130,000 $282,500 $0 0.00%

    2018 saw Bank Of Dixon County place emphasis on $100,000 or less loans with 24 originations, totaling $1,240,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k or less 12 $760,000 $63,333 $0 0.00%
    $50k-75k 5 $695,000 $139,000 $0 0.00%
    $75k-100k 4 $280,000 $70,000 $0 0.00%
    $100k-150k 2 $250,000 $125,000 $0 0.00%
    $150k-250k 2 $530,000 $265,000 $0 0.00%

    Bank Of Dixon County lent most frequently to those with incomes in the $50k or less range, with 12 originations. The second most popular income band? $50k-75k, with 5 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 39 $3,895,000 $99,872 $0 0.00%

    Bank Of Dixon County lent most frequently to those with DTI ratios of Exempt%, with 39 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 29 $3,025,000 $104,310 $0 0.00%
    Not applicable 9 $855,000 $95,000 $0 0.00%
    Not provided 1 $15,000 $15,000 $0 0.00%

    Approval Rates

    Total approvals of all applications
    95.45%

    Bank Of Dixon County has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

    Pick Rate

    Approvals leading to origination
    94.87%

    Bank Of Dixon County has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 39 $3,895,000 $99,872

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Single Family (1-4 Units):Manufactured 1 $25,000 $25,000
    Single Family (1-4 Units):Site-Built 38 $3,870,000 $101,842

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    BANK OF HAWAII CORPORATION Other type of mortgage Trouble during payment process 1 100.0%