SIOUX CITY Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sioux City averaged 6.9% for the week of 2023-11-30, compared to the national average of 7.22% for the same period.

    The average rate for the prior week (2023-11-22) was 6.97% and one month ago for the week of 2023-10-26, the average rate was 7.17%.

    Sioux City's average rate one year ago was 6.26%.

    For refis of the same type during the week of 2023-11-30, the average rate was 6.28%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-11-30 7.22%
    Sioux City 30 Year Fixed Rate 2023-11-30 6.9%
    Sioux City 30 Year Fixed Rate Refi 2023-11-30 6.28%
    Sioux City 15 Year Fixed Rate 2023-11-30 6.34%
    Sioux City 15 Year Fixed Rate Refi 2023-11-30 5.52%
    Sioux City 30 Year FHA 2023-11-30 6.55%
    Sioux City 30 Year FHA Refi 2023-11-30 6.75%
    Sioux City 30 Year USDA 2023-11-30 6.8%
    Sioux City 30 Year USDA Refi 2023-11-30 7%
    Sioux City 30 Year VA 2023-11-30 6.31%
    Sioux City 30 Year VA Refi 2023-11-30 6.87%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIOUX CITY, IA-NE-SD.

    SIOUX CITY Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIOUX CITY, IA-NE-SD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Central Bank 166 4.67% $4,759
    Primebank 141 4.73% $4,030
    Northwest Bank 92 4.75% $3,483
    Wells Fargo Bank 84 4.94% $3,780
    IOWA BANKERS MORTGAGE CORPORATION 80 4.67% $3,935
    SIOUXLAND FEDERAL CREDIT UNION 70 4.19% $3,936
    GUARANTEED RATE, INC. 63 5.52% $4,353
    Citizens Bank 60 4.32% $4,039
    QUICKEN LOANS, LLC 53 5.31% $5,914
    U.S. Bank 47 4.99% $4,526
    HOME POINT FINANCIAL CORPORATION 35 4.70% $4,418
    Plains Commerce Bank 32 5.03% $4,361
    Great Southern Bank 24 4.85% $3,263
    Heritage Bank 16 5.65% $5,406
    Flagstar Bank, FSB 15 5.67% $3,662
    First Dakota National Bank 14 5.13% $3,004
    West Gate Bank 12 5.05% $3,911
    LOANDEPOT.COM, LLC 9 3.89% $5,031
    PENNYMAC LOAN SERVICES, LLC 9 4.68% $5,463
    United Bank of Iowa 9 4.53% $4,111
    JPMorgan Chase Bank 7 5.45% $3,134
    Community Mortgage Banc Corporation 6 5.43% $2,698
    Truist 5 5.77% $5,889
    Reliabank Dakota 5 4.60% $5,482
    FREEDOM MORTGAGE CORPORATION 5 4.35% $4,335
    GREENSTATE CREDIT UNION 5 4.65% $1,829
    First PREMIER Bank 4 4.53% $4,394
    CHARTER WEST BANK 4 6.25% $3,254
    CROSSCOUNTRY MORTGAGE, LLC 4 6.03% $5,267
    MUTUAL OF OMAHA MORTGAGE, INC. 4 5.19% $8,643
    Mr. Cooper ( Nationstar Mortgage ) 4 4.53% $6,515
    CALIBER HOME LOANS, INC. 3 5.00% $5,901
    AMERISAVE MORTGAGE CORPORATION 3 4.67% $4,945
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 3 5.50% $4,515
    VERIDIAN CREDIT UNION 3 4.83% $2,721
    Flanagan State Bank 3 4.46% $3,931
    UNITED WHOLESALE MORTGAGE, LLC 3 4.67% $3,752
    First Bank & Trust 3 4.29% $6,314
    USAA Federal Savings Bank 3 5.92% $4,289
    BROKER SOLUTIONS, INC. 3 3.96% $3,851
    CARDINAL FINANCIAL 2 3.75% $5,404
    LAKEVIEW LOAN SERVICING, LLC 2 5.81% $4,451
    Midwest Heritage Bank FSB 2 5.50% $3,123
    NEWREZ LLC 2 5.31% $4,611
    Chickasaw Community Bank 2 4.44% $4,323
    First Nebraska Bank 2 4.69% $1,875
    PLANET HOME LENDING, LLC 2 5.56% $4,519
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 5.50% $3,237
    ROYAL UNITED MORTGAGE LLC 2 5.81% $5,788
    Stifel Bank and Trust 2 3.56% $3,209
    Ixonia Bank 2 5.00% $4,534
    Ally Bank 2 4.38% $3,323
    GUILD MORTGAGE COMPANY 2 4.93% $3,499
    CU MORTGAGE DIRECT, LLC 2 4.44% $6,604
    BLACK HILLS FEDERAL CREDIT UNION 2 2.50% $4,761
    HOMESERVICES LENDING, LLC 2 4.94% $4,146
    ZILLOW HOME LOANS, LLC 1 5.63% $3,571
    American Bank & Trust 1 5.25% $4,968
    AMERICAN FINANCING CORPORATION 1 3.88% $4,353
    American National Bank 1 5.38% $3,355
    American State Bank 1 5.50% $3,052
    Arvest Bank 1 4.50% $3,740
    Bank of America 1 3.50% $3,053
    Bank of Whittier 1 3.95% $3,205
    BETTER MORTGAGE CORPORATION 1 3.38% $3,539
    Bremer Bank 1 6.50% $3,275
    Carrington Mortgage Services, LLC 1 2.75% $6,785
    Chicago Mortgage Solutions LLC 1 2.87% $1,009
    CHURCHILL MORTGAGE CORPORATION 1 5.50% $3,401
    CMG MORTGAGE, INC. 1 5.38% $3,452
    CORTRUST MORTGAGE, INC. 1 6.13% $6,771
    EVERETT FINANCIAL, INC. 1 5.75% $1,354
    Farm Credit Mid-America, ACA 1 4.80% $12,710
    FINANCE OF AMERICA MORTGAGE LLC 1 4.99% $9,010
    First Guaranty Mortgage Corporation 1 5.50% $5,672
    First International Bank & Trust 1 3.88% $3,394
    Five Points Bank 1 3.88% $1,338
    FLAT BRANCH MORTGAGE, INC. 1 6.50% $3,388
    Frontier Bank 1 3.63% $2,141
    FRONTIER FINANCIAL, INC. 1 6.50% $5,901
    Gateway First Bank 1 5.63% $3,656
    GUARANTEED RATE AFFINITY, LLC 1 5.75% $175
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 4.00% $14,748
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 3.50% $3,405
    KeyBank 1 4.13% $9,126
    LAND HOME FINANCIAL SERVICES, INC. 1 5.63% $4,692
    Lincoln Savings Bank 1 3.25% $2,887
    Mortgage Research Center, LLC 1 5.88% $1,499
    MOVEMENT MORTGAGE, LLC 1 3.38% $0
    NAVY FEDERAL CREDIT UNION 1 4.88% $2,640
    Paramount Bank 1 3.88% $4,377
    PHH Mortgage Corporation 1 4.50% $5,931
    PLAZA HOME MORTGAGE, INC. 1 4.88% $3,099
    PNC Bank 1 4.50% $3,257
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.63% $4,383
    Regions Bank 1 6.00% $4,127
    S1L, Inc. 1 3.99% $5,977
    Service Federal Credit Union 1 4.25% $2,073
    Signature Federal Credit Union 1 4.25% $7,772
    SIOUX FALLS 1 3.88% $3,967
    Texana Bank 1 4.25% $3,511
    The Central Trust Bank 1 5.13% $4,791
    The Huntington National Bank 1 3.38% $3,204
    Tradition Mortgage, LLC 1 2.88% $3,206
    Unify Home Lending Inc. 1 5.88% $7,491

    SIOUX CITY Average Closing Costs & Other Stats

    SIOUX CITY, IA-NE-SD's 105 lenders originated 3,229 loans during 2022. The total origination value was $624,275,000, with an average loan value of $193,334.

    SIOUX CITY's average closing costs are $4,103.

    The top SIOUX CITY lender as defined by loan originations is Central Bank, with 166 loans originated. Their average total fees are $4,759, which is $729 higher than the next largest lender, Primebank.

    The lowest fee SIOUX CITY lenders (with over 10 loans originated) are First Dakota National Bank ($3,004), Great Southern Bank ($3,263), Northwest Bank ($3,483), Flagstar Bank, FSB ($3,662) and Wells Fargo Bank ($3,780).

    The lowest rate SIOUX CITY lenders (with over 10 loans originated) are SIOUXLAND FEDERAL CREDIT UNION (4.19%), Citizens Bank (4.32%), IOWA BANKERS MORTGAGE CORPORATION (4.67%), Central Bank (4.67%) and HOME POINT FINANCIAL CORPORATION (4.70%).

    SIOUX CITY, IA-NE-SD Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Primebank $90,330,000 n/a 14.5%
    Central Bank $66,035,000 $63,755,000 -3.5% 10.2%
    The Security National Bank of Sioux City, Iowa $43,840,000 $42,040,000 -4.1% 6.7%
    Northwest Bank $42,545,000 $27,815,000 -34.6% 4.5%
    Heritage Bank $27,205,000 $24,365,000 -10.4% 3.9%
    IOWA BANKERS MORTGAGE CORPORATION $35,210,000 $24,285,000 -31.0% 3.9%
    U.S. Bank $28,175,000 $23,600,000 -16.2% 3.8%
    Wells Fargo Bank $45,045,000 $23,265,000 -48.4% 3.7%
    SIOUXLAND FEDERAL CREDIT UNION $20,185,000 $22,540,000 11.7% 3.6%
    QUICKEN LOANS, LLC $52,605,000 $22,525,000 -57.2% 3.6%
    GUARANTEED RATE, INC. $23,325,000 $21,855,000 -6.3% 3.5%
    Citizens Bank $35,710,000 $17,370,000 -51.4% 2.8%
    Plains Commerce Bank $17,440,000 $12,920,000 -25.9% 2.1%
    HOME POINT FINANCIAL CORPORATION $28,505,000 $10,605,000 -62.8% 1.7%
    Midstates Bank $7,545,000 $10,505,000 39.2% 1.7%
    Great Southern Bank $28,595,000 $10,490,000 -63.3% 1.7%
    Peoples Bank $8,810,000 $10,370,000 17.7% 1.7%
    BankFirst $18,800,000 $9,655,000 -48.6% 1.5%
    Mortgage Research Center, LLC $7,255,000 $9,225,000 27.2% 1.5%
    First Dakota National Bank $8,815,000 $9,125,000 3.5% 1.5%
    Telco Triad Community Credit Union $6,965,000 n/a 1.1%
    GUILD MORTGAGE COMPANY $10,460,000 $6,305,000 -39.7% 1.0%
    Flagstar Bank, FSB $6,350,000 $4,695,000 -26.1% 0.8%
    PENNYMAC LOAN SERVICES, LLC $8,865,000 $4,320,000 -51.3% 0.7%
    Liberty National Bank $7,350,000 $4,195,000 -42.9% 0.7%
    LOANDEPOT.COM, LLC $5,955,000 $3,970,000 -33.3% 0.6%
    United Bank of Iowa $4,525,000 $3,695,000 -18.3% 0.6%
    West Gate Bank $14,835,000 $3,575,000 -75.9% 0.6%
    Mr. Cooper ( Nationstar Mortgage ) $3,250,000 $3,350,000 3.1% 0.5%
    First Savings Bank $440,000 $3,155,000 617.0% 0.5%
    Chickasaw Community Bank $7,245,000 $3,110,000 -57.1% 0.5%
    FREEDOM MORTGAGE CORPORATION $10,850,000 $3,080,000 -71.6% 0.5%
    Lincoln Savings Bank $17,860,000 $3,070,000 -82.8% 0.5%
    Security National Bank of South Dakota $1,250,000 $3,070,000 145.6% 0.5%
    First PREMIER Bank $4,260,000 $2,620,000 -38.5% 0.4%
    GREENSTATE CREDIT UNION $1,700,000 $2,575,000 51.5% 0.4%
    First Bank & Trust $2,430,000 $2,150,000 -11.5% 0.3%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $2,390,000 $2,145,000 -10.3% 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,135,000 $1,945,000 -8.9% 0.3%
    Availa Bank $11,960,000 $1,935,000 -83.8% 0.3%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,155,000 $1,770,000 -43.9% 0.3%
    JPMorgan Chase Bank $1,830,000 $1,770,000 -3.3% 0.3%
    Midwest Heritage Bank FSB $885,000 $1,690,000 91.0% 0.3%
    NAVY FEDERAL CREDIT UNION $2,530,000 $1,590,000 -37.2% 0.3%
    Stifel Bank and Trust $1,550,000 $1,560,000 0.6% 0.2%
    AMERISAVE MORTGAGE CORPORATION $3,540,000 $1,535,000 -56.6% 0.2%
    BROKER SOLUTIONS, INC. $3,180,000 $1,505,000 -52.7% 0.2%
    Carrington Mortgage Services, LLC $3,945,000 $1,420,000 -64.0% 0.2%
    Truist $335,000 $1,410,000 320.9% 0.2%
    USAA Federal Savings Bank $2,760,000 $1,405,000 -49.1% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,845,000 $1,400,000 -24.1% 0.2%
    VERIDIAN CREDIT UNION $1,700,000 $1,350,000 -20.6% 0.2%
    Reliabank Dakota $980,000 $1,325,000 35.2% 0.2%
    N.W. Iowa Credit Union $700,000 $1,290,000 84.3% 0.2%
    Community Mortgage Banc Corporation $3,710,000 $1,245,000 -66.4% 0.2%
    Premier Bank $2,365,000 $1,210,000 -48.8% 0.2%
    CMG MORTGAGE, INC. $410,000 $1,195,000 191.5% 0.2%
    UNITED WHOLESALE MORTGAGE, LLC $1,595,000 $1,170,000 -26.6% 0.2%
    Farm Credit Mid-America, ACA $2,810,000 $1,110,000 -60.5% 0.2%
    AMERICAN FINANCING CORPORATION $1,500,000 $895,000 -40.3% 0.1%
    FINANCE OF AMERICA MORTGAGE LLC $725,000 $885,000 22.1% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $2,065,000 $875,000 -57.6% 0.1%
    American State Bank $1,765,000 $865,000 -51.0% 0.1%
    CU MORTGAGE DIRECT, LLC $1,035,000 $850,000 -17.9% 0.1%
    CHARTER WEST BANK $1,235,000 $820,000 -33.6% 0.1%
    The Central Trust Bank $405,000 $815,000 101.2% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $735,000 $785,000 6.8% 0.1%
    Figure Lending LLC $105,000 $755,000 619.0% 0.1%
    CALIBER HOME LOANS, INC. $475,000 $745,000 56.8% 0.1%
    EVERETT FINANCIAL, INC. $165,000 $740,000 348.5% 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $845,000 $725,000 -14.2% 0.1%
    HOMESERVICES LENDING, LLC $165,000 $720,000 336.4% 0.1%
    Ally Bank $980,000 $715,000 -27.0% 0.1%
    Ixonia Bank $605,000 $705,000 16.5% 0.1%
    SIOUX FALLS $825,000 $705,000 -14.5% 0.1%
    PLAZA HOME MORTGAGE, INC. $690,000 n/a 0.1%
    NEW DAY FINANCIAL, LLC $1,725,000 $685,000 -60.3% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,595,000 $670,000 -58.0% 0.1%
    First International Bank & Trust $1,435,000 $630,000 -56.1% 0.1%
    MID AMERICA MORTGAGE, INC. $1,080,000 $565,000 -47.7% 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $455,000 $560,000 23.1% 0.1%
    BLACK HILLS FEDERAL CREDIT UNION $6,535,000 $555,000 -91.5% 0.1%
    PLANET HOME LENDING, LLC $125,000 $555,000 344.0% 0.1%
    Flanagan State Bank $900,000 $540,000 -40.0% 0.1%
    MOVEMENT MORTGAGE, LLC $215,000 $520,000 141.9% 0.1%
    CORTRUST MORTGAGE, INC. $1,495,000 $500,000 -66.6% 0.1%
    Arvest Bank $470,000 n/a 0.1%
    Tradition Mortgage, LLC $85,000 $465,000 447.1% 0.1%
    Texana Bank $460,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $605,000 $455,000 -24.8% 0.1%
    Pinnacle Bank $700,000 $455,000 -35.0% 0.1%
    NEWREZ LLC $2,000,000 $445,000 -77.8% 0.1%
    Frontier Bank $510,000 $440,000 -13.7% 0.1%
    First Interstate Bank $435,000 n/a 0.1%
    Community First National Bank $425,000 n/a 0.1%
    Paramount Bank $375,000 $405,000 8.0% 0.1%
    First National Bank $595,000 $380,000 -36.1% 0.1%
    CHURCHILL MORTGAGE CORPORATION $1,460,000 $375,000 -74.3% 0.1%
    Service Federal Credit Union $375,000 n/a 0.1%
    Bank of the West $510,000 $365,000 -28.4% 0.1%
    GUARANTEED RATE AFFINITY, LLC $355,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $1,250,000 $350,000 -72.0% 0.1%
    KeyBank $10,005,000 $325,000 -96.8% 0.1%
    M&T Bank $200,000 $325,000 62.5% 0.1%
    Bell Bank $305,000 n/a 0.0%
    American Bank & Trust $135,000 $300,000 122.2% 0.0%
    Five Points Bank $295,000 n/a 0.0%
    FRONTIER FINANCIAL, INC. $285,000 n/a 0.0%
    LAND HOME FINANCIAL SERVICES, INC. $285,000 n/a 0.0%
    Bank of America $2,205,000 $275,000 -87.5% 0.0%
    BETTER MORTGAGE CORPORATION $2,755,000 $275,000 -90.0% 0.0%
    Signature Federal Credit Union $275,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $270,000 n/a 0.0%
    Bank of Whittier $245,000 $265,000 8.2% 0.0%
    Bremer Bank $265,000 n/a 0.0%
    LONGBRIDGE FINANCIAL, LLC $255,000 n/a 0.0%
    UNION HOME MORTGAGE CORP. $245,000 n/a 0.0%
    RESIDENTIAL BANCORP. $370,000 $240,000 -35.1% 0.0%
    Unify Home Lending Inc. $235,000 n/a 0.0%
    BANKWEST, INC. $650,000 $230,000 -64.6% 0.0%
    ZILLOW HOME LOANS, LLC $300,000 $225,000 -25.0% 0.0%
    AMERICAN ADVISORS GROUP $490,000 $215,000 -56.1% 0.0%
    Chicago Mortgage Solutions LLC $215,000 n/a 0.0%
    FLAT BRANCH MORTGAGE, INC. $215,000 n/a 0.0%
    American National Bank $115,000 $210,000 82.6% 0.0%
    First Guaranty Mortgage Corporation $735,000 $210,000 -71.4% 0.0%
    CLEARPATH LENDING $205,000 n/a 0.0%
    Dacotah Bank $205,000 $205,000 0.0% 0.0%
    Magnolia Bank $205,000 n/a 0.0%
    SPRING EQ, LLC $200,000 n/a 0.0%
    Deere Employees Credit Union $195,000 n/a 0.0%
    Bank of England $155,000 $185,000 19.4% 0.0%
    BOKF $185,000 n/a 0.0%
    Gateway First Bank $3,060,000 $185,000 -94.0% 0.0%
    PNC Bank $95,000 $185,000 94.7% 0.0%
    S1L, Inc. $105,000 $185,000 76.2% 0.0%
    The Federal Savings Bank $780,000 $180,000 -76.9% 0.0%
    Great Western Bank $6,610,000 $175,000 -97.4% 0.0%
    SOFI LENDING CORP. $470,000 $175,000 -62.8% 0.0%
    Community Choice Credit Union $165,000 n/a 0.0%
    FAY SERVICING, LLC $165,000 n/a 0.0%
    First Nebraska Bank $115,000 $165,000 43.5% 0.0%
    Low VA Rates, LLC $1,025,000 $165,000 -83.9% 0.0%
    Colonial Savings, F.A. $155,000 n/a 0.0%
    First Home Bank $225,000 $155,000 -31.1% 0.0%
    Barrington Bank & Trust Company, N.A. $485,000 $145,000 -70.1% 0.0%
    PHH Mortgage Corporation $75,000 $135,000 80.0% 0.0%
    VILLAGE CAPITAL MORTGAGE $900,000 $135,000 -85.0% 0.0%
    Glenwood State Bank $125,000 n/a 0.0%
    OPEN MORTGAGE, LLC $125,000 n/a 0.0%
    CorTrust Bank $65,000 $120,000 84.6% 0.0%
    SERVICE FIRST FEDERAL CREDIT UNION $115,000 n/a 0.0%
    The Huntington National Bank $935,000 $115,000 -87.7% 0.0%
    VOYAGE FEDERAL CREDIT UNION $115,000 n/a 0.0%
    Citizens Bank Minnesota $105,000 n/a 0.0%
    Washington State Bank $200,000 $105,000 -47.5% 0.0%
    GREATER IOWA CREDIT UNION $25,000 $85,000 240.0% 0.0%
    Regions Bank $85,000 n/a 0.0%
    Security Savings Bank $75,000 n/a 0.0%
    GAS AND ELECTRIC CREDIT UNION $65,000 n/a 0.0%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $65,000 n/a 0.0%
    Equitable Bank $55,000 n/a 0.0%

    SIOUX CITY's top lender by overall market share is Primebank, with 14.5% market share. In second place, with 10.2%, is Central Bank, having originated $63,755,000 in loans. In third place, with 6.7%, is The Security National Bank of Sioux City, Iowa, having originated $42,040,000 in loans. In fourth place, with 4.5%, is Northwest Bank, having originated $27,815,000 in loans. In fifth place, with 3.9%, is Heritage Bank, having originated $24,365,000 in loans.

    SIOUX CITY Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - SIOUX CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $209,000 (17.2%) $267,531 (9.0%) 0.74 310
    2018-02-01 $209,863 (17.9%) $270,215 (15.8%) 0.75 296
    2018-03-01 $219,950 (18.9%) $262,687 (8.9%) 0.71 300
    2018-04-01 $218,175 (13.0%) $258,806 (6.0%) 0.69 326
    2018-05-01 $225,000 (16.9%) $264,116 (3.4%) 0.70 319
    2018-06-01 $224,950 (18.4%) $265,159 (3.9%) 0.72 322
    2018-07-01 $224,950 (12.5%) $267,367 (5.6%) 0.73 320
    2018-08-01 $211,498 (5.8%) $261,064 (3.3%) 0.69 321
    2018-09-01 $200,000 (0.0%) $256,460 (-0.1%) 0.70 344
    2018-10-01 $209,938 (5.0%) $256,192 (0.0%) 0.72 341
    2018-11-01 $202,000 (1.2%) $252,981 (1.8%) 0.70 354
    2018-12-01 $199,450 (-4.6%) $255,955 (-1.6%) 0.70 344
    2019-01-01 $196,125 (-6.2%) $246,290 (-7.9%) 0.69 344
    2019-02-01 $204,500 (-2.6%) $250,711 (-7.2%) 0.72 313
    2019-03-01 $226,143 (2.8%) $264,090 (0.5%) 0.73 288
    2019-04-01 $249,338 (14.3%) $283,899 (9.7%) 0.76 268
    2019-05-01 $249,988 (11.1%) $297,044 (12.5%) 0.76 275
    2019-06-01 $250,000 (11.1%) $298,226 (12.5%) 0.77 284
    2019-07-01 $239,450 (6.5%) $286,316 (7.1%) 0.73 293
    2019-08-01 $228,336 (8.0%) $277,804 (6.4%) 0.71 317
    2019-09-01 $212,341 (6.2%) $263,466 (2.7%) 0.69 351
    2019-10-01 $199,325 (-5.1%) $251,926 (-1.7%) 0.63 384
    2019-11-01 $193,750 (-4.1%) $245,878 (-2.8%) 0.62 380
    2019-12-01 $189,699 (-4.9%) $246,197 (-3.8%) 0.64 353
    2020-01-01 $189,000 (-3.6%) $246,683 (0.2%) 0.64 337
    2020-02-01 $189,950 (-7.1%) $247,584 (-1.3%) 0.64 309
    2020-03-01 $202,500 (-10.5%) $256,592 (-2.8%) 0.63 305
    2020-04-01 $214,725 (-13.9%) $260,377 (-8.3%) 0.69 301
    2020-05-01 $231,000 (-7.6%) $277,678 (-6.5%) 0.70 301
    2020-06-01 $234,475 (-6.2%) $272,006 (-8.8%) 0.68 320
    2020-07-01 $237,463 (-0.8%) $274,590 (-4.1%) 0.68 293
    2020-08-01 $221,000 (-3.2%) $273,882 (-1.4%) 0.64 273
    2020-09-01 $218,500 (2.9%) $275,978 (4.8%) 0.64 269
    2020-10-01 $220,000 (10.4%) $275,257 (9.3%) 0.62 250
    2020-11-01 $218,825 (12.9%) $278,688 (13.3%) 0.63 244
    2020-12-01 $227,475 (19.9%) $279,618 (13.6%) 0.68 213
    2021-01-01 $248,450 (31.5%) $287,546 (16.6%) 0.73 190
    2021-02-01 $263,750 (38.9%) $299,636 (21.0%) 0.73 177
    2021-03-01 $269,925 (33.3%) $306,010 (19.3%) 0.73 165
    2021-04-01 $276,200 (28.6%) $322,410 (23.8%) 0.75 154
    2021-05-01 $255,000 (10.4%) $306,727 (10.5%) 0.70 157
    2021-06-01 $254,950 (8.7%) $297,489 (9.4%) 0.69 163
    2021-07-01 $225,000 (-5.3%) $286,749 (4.4%) 0.61 176
    2021-08-01 $219,575 (-0.6%) $285,222 (4.1%) 0.60 202
    2021-09-01 $202,450 (-7.4%) $266,651 (-3.4%) 0.54 199
    2021-10-01 $199,000 (-9.6%) $257,821 (-6.3%) 0.53 197
    2021-11-01 $193,350 (-11.6%) $297,816 (6.9%) 0.51 175
    2021-12-01 $205,000 (-9.9%) $316,562 (13.2%) 0.55 147
    2022-01-01 $205,000 (-17.5%) $345,757 (20.2%) 0.55 115
    2022-02-01 $287,250 (8.9%) $389,296 (29.9%) 0.74 112
    2022-03-01 $305,000 (13.0%) $400,661 (30.9%) 0.73 102
    2022-04-01 $300,000 (8.6%) $389,195 (20.7%) 0.73 109
    2022-05-01 $300,000 (17.7%) $397,681 (29.7%) 0.69 131
    2022-06-01 $312,250 (22.5%) $400,202 (34.5%) 0.68 153
    2022-07-01 $295,000 (31.1%) $376,055 (31.1%) 0.66 179
    2022-08-01 $292,725 (33.3%) $374,425 (31.3%) 0.66 185
    2022-09-01 $284,988 (40.8%) $368,343 (38.1%) 0.00 187
    2022-10-01 $297,000 (49.3%) $356,656 (38.3%) 0.00 188
    2022-11-01 $294,000 (52.1%) $350,748 (17.8%) 0.00 226
    2022-12-01 $307,500 (50.0%) $390,205 (23.3%) 0.00 223
    2023-01-01 $312,875 (52.6%) $396,123 (14.6%) 0.00 199
    2023-02-01 $308,500 (7.4%) $403,415 (3.6%) 0.00 197
    2023-03-01 $335,575 (10.0%) $423,661 (5.7%) 0.00 187
    2023-04-01 $344,500 (14.8%) $430,874 (10.7%) 0.00 178
    2023-05-01 $330,000 (10.0%) $427,164 (7.4%) 0.00 191
    2023-06-01 $342,250 (9.6%) $429,800 (7.4%) 0.00 207
    2023-07-01 $335,000 (13.6%) $411,440 (9.4%) 0.00 221
    2023-08-01 $319,700 (9.2%) $406,273 (8.5%) 0.00 231
    2023-09-01 $284,950 (0.0%) $385,780 (4.7%) 0.00 274
    2023-10-01 $270,738 (-8.8%) $376,637 (5.6%) 0.00 266
    2023-11-01 $256,875 (-12.6%) $350,937 (0.1%) 0.00 278
    SIOUX CITY's median listing price for 2023-11-01 was $256,875, a difference of $-37,125 (-12.6%) versus the prior year and $-13,863 versus the prior month.

    SIOUX CITY's median listing price comes in at 0% of the national average.

    SIOUX CITY's average listing price for 2023-11-01 was $350,937, a difference of $189 (0.1%) versus the prior year and $-25,700 versus the prior month.

    For the 2023-11-01 period, SIOUX CITY had 278 MLS listings, a difference of 12 listings (5%) versus the prior month and 52 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - SIOUX CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 95 days 1,944 sqft
    2018-02-01 94 days 1,978 sqft
    2018-03-01 74 days 1,946 sqft
    2018-04-01 50 days 1,935 sqft
    2018-05-01 53 days 1,975 sqft
    2018-06-01 57 days 1,982 sqft
    2018-07-01 61 days 1,958 sqft
    2018-08-01 58 days 2,005 sqft
    2018-09-01 51 days 1,952 sqft
    2018-10-01 58 days 1,965 sqft
    2018-11-01 59 days 1,916 sqft
    2018-12-01 72 days 1,899 sqft
    2019-01-01 88 days 1,885 sqft
    2019-02-01 95 days 1,829 sqft
    2019-03-01 90 days 1,851 sqft
    2019-04-01 64 days 1,897 sqft
    2019-05-01 48 days 1,979 sqft
    2019-06-01 56 days 2,009 sqft
    2019-07-01 52 days 1,970 sqft
    2019-08-01 55 days 1,959 sqft
    2019-09-01 51 days 1,942 sqft
    2019-10-01 49 days 1,920 sqft
    2019-11-01 59 days 1,910 sqft
    2019-12-01 72 days 1,924 sqft
    2020-01-01 84 days 1,930 sqft
    2020-02-01 80 days 1,936 sqft
    2020-03-01 63 days 1,955 sqft
    2020-04-01 67 days 1,929 sqft
    2020-05-01 64 days 1,957 sqft
    2020-06-01 54 days 1,930 sqft
    2020-07-01 57 days 1,908 sqft
    2020-08-01 65 days 1,824 sqft
    2020-09-01 58 days 1,851 sqft
    2020-10-01 55 days 1,902 sqft
    2020-11-01 58 days 1,837 sqft
    2020-12-01 71 days 1,755 sqft
    2021-01-01 85 days 1,767 sqft
    2021-02-01 94 days 1,773 sqft
    2021-03-01 64 days 1,822 sqft
    2021-04-01 50 days 1,921 sqft
    2021-05-01 38 days 1,872 sqft
    2021-06-01 37 days 1,853 sqft
    2021-07-01 32 days 1,817 sqft
    2021-08-01 38 days 1,704 sqft
    2021-09-01 41 days 1,611 sqft
    2021-10-01 37 days 1,668 sqft
    2021-11-01 45 days 1,616 sqft
    2021-12-01 55 days 1,616 sqft
    2022-01-01 67 days 1,569 sqft
    2022-02-01 37 days 1,696 sqft
    2022-03-01 46 days 1,776 sqft
    2022-04-01 38 days 1,753 sqft
    2022-05-01 34 days 1,851 sqft
    2022-06-01 30 days 1,937 sqft
    2022-07-01 35 days 1,928 sqft
    2022-08-01 39 days 1,930 sqft
    2022-09-01 0 days 1,919 sqft
    2022-10-01 0 days 1,992 sqft
    2022-11-01 0 days 1,918 sqft
    2022-12-01 0 days 2,103 sqft
    2023-01-01 0 days 2,144 sqft
    2023-02-01 0 days 2,141 sqft
    2023-03-01 0 days 2,240 sqft
    2023-04-01 0 days 2,259 sqft
    2023-05-01 0 days 2,104 sqft
    2023-06-01 0 days 2,170 sqft
    2023-07-01 0 days 2,100 sqft
    2023-08-01 0 days 2,101 sqft
    2023-09-01 0 days 2,067 sqft
    2023-10-01 0 days 1,981 sqft
    2023-11-01 0 days 1,873 sqft
    SIOUX CITY's median listing age (time on market) for 2023-11-01 was 0 days.

    SIOUX CITY's median square footage for active listings during the 2023-11-01 period was 1,873 sqft. One year prior, the average listing was 1,918 sqft.

    SIOUX CITY, IA-NE-SD Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    51001 Sioux City, IA-NE-SD $500 $580 $760 $950 $1,030
    51004 Sioux City, IA-NE-SD $510 $590 $770 $950 $1,040
    51006 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51007 Sioux City, IA-NE-SD $530 $610 $800 $990 $1,080
    51015 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    51016 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51018 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51019 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51023 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51026 Sioux City, IA-NE-SD $560 $650 $850 $1,050 $1,150
    51028 Sioux City, IA-NE-SD $500 $580 $760 $950 $1,030
    51030 Sioux City, IA-NE-SD $510 $590 $770 $950 $1,040
    51034 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    51039 Sioux City, IA-NE-SD $580 $670 $880 $1,090 $1,190
    51044 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51048 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51052 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51054 Sioux City, IA-NE-SD $700 $810 $1,060 $1,310 $1,440
    51055 Sioux City, IA-NE-SD $550 $630 $830 $1,030 $1,130
    51056 Sioux City, IA-NE-SD $540 $620 $820 $1,010 $1,110
    51061 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    51063 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    51101 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51102 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    51103 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    51104 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    51105 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    51106 Sioux City, IA-NE-SD $590 $680 $890 $1,100 $1,210
    51108 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    51109 Sioux City, IA-NE-SD $560 $650 $850 $1,050 $1,150
    51111 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    57001 Sioux City, IA-NE-SD $580 $650 $790 $1,040 $1,300
    57004 Sioux City, IA-NE-SD $580 $650 $790 $1,040 $1,300
    57010 Sioux City, IA-NE-SD $580 $660 $860 $1,070 $1,190
    57025 Sioux City, IA-NE-SD $610 $700 $920 $1,140 $1,250
    57034 Sioux City, IA-NE-SD $580 $650 $790 $1,040 $1,300
    57038 Sioux City, IA-NE-SD $590 $670 $890 $1,100 $1,200
    57049 Sioux City, IA-NE-SD $670 $770 $1,010 $1,250 $1,370
    68030 Sioux City, IA-NE-SD $660 $750 $990 $1,220 $1,340
    68710 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    68728 Sioux City, IA-NE-SD $550 $630 $830 $1,030 $1,130
    68731 Sioux City, IA-NE-SD $530 $610 $800 $990 $1,080
    68732 Sioux City, IA-NE-SD $600 $680 $890 $1,100 $1,210
    68733 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    68739 Sioux City, IA-NE-SD $520 $600 $790 $980 $1,070
    68741 Sioux City, IA-NE-SD $760 $870 $1,140 $1,410 $1,550
    68743 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    68745 Sioux City, IA-NE-SD $520 $600 $790 $980 $1,070
    68751 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    68757 Sioux City, IA-NE-SD $600 $680 $900 $1,110 $1,220
    68770 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    68776 Sioux City, IA-NE-SD $570 $650 $860 $1,060 $1,170
    68784 Sioux City, IA-NE-SD $520 $600 $790 $980 $1,070
    68785 Sioux City, IA-NE-SD $500 $580 $760 $940 $1,030
    68787 Sioux City, IA-NE-SD $530 $610 $800 $990 $1,080
    68792 Sioux City, IA-NE-SD $520 $600 $790 $980 $1,070

    2022 Average & Median Rent Data Statistics
    SIOUX CITY, IA-NE-SD average 1BR rent: $638, median: $640
    SIOUX CITY, IA-NE-SD average 2BR rent: $835, median: $810
    SIOUX CITY, IA-NE-SD average 3BR rent: $1,036, median: $1,035

    SIOUX CITY, IA-NE-SD Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,792 $410,100,000 $228,850
    Refi 581 $96,655,000 $166,360
    Cash Out Refi 457 $75,825,000 $165,919
    Other 201 $15,935,000 $79,279
    Home Improvement 198 $25,760,000 $130,101

    Sioux City's most frequently cited loan purpose was Home Purchase, with 1,792 originations. The 2nd most popular reason was Refi, with 581 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    4-5% 717 $162,795,000 $227,050
    3-4% 634 $128,150,000 $202,129
    5-6% 623 $128,375,000 $206,059
    6-7% 275 $44,745,000 $162,709
    2.5-3% 205 $36,215,000 $176,659
    7-8% 96 $12,000,000 $125,000
    <2.5% 84 $12,180,000 $145,000
    Over 8% 35 $2,575,000 $73,571

    During 2022, Sioux City's most frequently originated rate bucket was 4-5%, with 717 originations.

    Loan Sizing (SIOUX CITY, IA-NE-SD MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 1,259 $184,565,000 $146,597
    $100,000 or less 980 $55,880,000 $57,020
    $200k-400k 792 $210,070,000 $265,240
    $400k-600k 130 $61,380,000 $472,154
    $600k-1000k 47 $32,425,000 $689,894
    $Over $1MM 21 $79,955,000 $3,807,381

    SIOUX CITY's loan sizing saw the bucket of loans from $100k-200k with 1,259 originations, totaling $184,565,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 1,174 $260,460,000 $221,857
    60-80% 709 $173,685,000 $244,972
    40-60% 280 $40,270,000 $143,821
    Under 20% 233 $9,675,000 $41,524
    20-40% 225 $34,675,000 $154,111
    Over 100% 27 $6,405,000 $237,222

    SIOUX CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,174 originations, totaling $260,460,000 in origination value.