SIOUX CITY Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sioux City averaged 6.43% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.42% and one month ago for the week of 2024-11-07, the average rate was 6.52%.

    Sioux City's average rate one year ago was 6.96%.

    For refis of the same type during the week of 2024-12-12, the average rate was 7.2%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Sioux City 30 Year Fixed Rate 2024-12-12 6.43%
    Sioux City 30 Year Fixed Rate Refi 2024-12-12 7.2%
    Sioux City 15 Year Fixed Rate 2024-12-12 5.84%
    Sioux City 15 Year Fixed Rate Refi 2024-12-12 6.14%
    Sioux City 30 Year FHA 2024-12-12 6.52%
    Sioux City 30 Year FHA Refi 2024-12-12 6.28%
    Sioux City 30 Year USDA 2024-12-12 6.4%
    Sioux City 30 Year USDA Refi 2024-12-12 6.3%
    Sioux City 30 Year VA 2024-12-12 5.81%
    Sioux City 30 Year VA Refi 2024-12-12 6.08%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within SIOUX CITY, IA-NE-SD.

    SIOUX CITY Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SIOUX CITY, IA-NE-SD market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Central Bank 173 6.42% $4,718
    Northwest Bank 104 6.49% $4,040
    Primebank 82 6.22% $4,406
    IOWA BANKERS MORTGAGE CORPORATION 72 6.45% $3,687
    SIOUXLAND FEDERAL CREDIT UNION 62 6.42% $3,645
    U.S. Bank 41 6.69% $4,734
    Citizens Bank 35 6.39% $3,889
    QUICKEN LOANS, LLC 32 6.86% $5,867
    Plains Commerce Bank 30 6.75% $5,587
    Great Southern Bank 27 6.39% $3,590
    V.I.P. MORTGAGE, INC. 22 6.90% $4,595
    Wells Fargo Bank 20 6.83% $4,254
    West Gate Bank 18 6.50% $4,692
    GUARANTEED RATE, INC. 16 7.02% $5,196
    Heritage Bank 13 6.81% $4,119
    United Bank of Iowa 8 7.48% $2,937
    UNITED WHOLESALE MORTGAGE, LLC 8 6.67% $7,397
    First Dakota National Bank 8 7.05% $3,778
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 7.08% $3,965
    Flagstar Bank, FSB 6 6.46% $4,205
    Farm Credit Mid-America, ACA 6 6.92% $6,305
    First PREMIER Bank 5 6.53% $3,644
    CHARTER WEST BANK 5 6.83% $5,168
    CROSSCOUNTRY MORTGAGE, LLC 5 7.14% $7,691
    NAVY FEDERAL CREDIT UNION 4 7.25% $9,430
    AMERISAVE MORTGAGE CORPORATION 4 6.81% $6,087
    Mr. Cooper ( Nationstar Mortgage ) 4 6.74% $8,522
    First National Bank of Omaha 4 6.63% $4,519
    GREENSTATE CREDIT UNION 4 5.94% $2,326
    PENNYMAC LOAN SERVICES, LLC 4 7.19% $9,091
    MUTUAL OF OMAHA MORTGAGE, INC. 3 6.50% $8,050
    Access Bank 3 6.38% $2,787
    Reliabank Dakota 3 6.08% $4,040
    AmeriHome Mortgage Company, LLC 3 6.96% $5,816
    ZILLOW HOME LOANS, LLC 3 7.21% $4,417
    PLAZA HOME MORTGAGE, INC. 3 7.00% $4,525
    FREEDOM MORTGAGE CORPORATION 2 7.75% $7,333
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.75% $5,617
    BETTER MORTGAGE CORPORATION 2 6.38% $3,526
    BMO Harris Bank 2 6.69% $3,726
    DUPACO COMMUNITY 2 6.06% $3,463
    First Bank & Trust 2 6.00% $6,639
    JPMorgan Chase Bank 2 6.87% $3,452
    LOANDEPOT.COM, LLC 2 7.06% $3,401
    NBKC BANK 2 6.81% $3,357
    The Huntington National Bank 2 6.48% $3,465
    USAA Federal Savings Bank 2 6.38% $5,142
    MID AMERICA MORTGAGE, INC. 1 6.63% $1,265
    Midwest Heritage Bank FSB 1 7.00% $3,835
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.25% $7,884
    Hills Bank and Trust Company 1 6.13% $2,063
    GUILD MORTGAGE COMPANY 1 5.88% $4,444
    American State Bank 1 6.00% $1,777
    NEWREZ LLC 1 5.99% $4,802
    GUARANTEED RATE AFFINITY, LLC 1 7.63% $909
    Paramount Residential Mortgage Group, Inc. 1 6.88% $5,051
    GSF Mortgage Corporation 1 6.50% $2,664
    PHH Mortgage Corporation 1 6.99% $5,869
    Pinnacle Bank 1 6.13% $3,501
    First National Bank 1 6.99% $3,867
    Discover Bank 1 6.74% $0
    PNC Bank 1 7.00% $5,629
    PREMIA MORTGAGE, LLC 1 6.75% $29
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.99% $3,494
    Core Bank 1 8.00% $2,174
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.63% $3,463
    Carrington Mortgage Services, LLC 1 5.88% $5,391
    CARDINAL FINANCIAL 1 7.13% $10,869
    ROYAL UNITED MORTGAGE LLC 1 7.00% $7,047
    BROKER SOLUTIONS, INC. 1 6.50% $6,954
    Stifel Bank and Trust 1 6.13% $3,142
    AMERICAN FINANCIAL NETWORK, INC. 1 6.63% $3,848
    Union Bank and Trust Company 1 6.00% $4,566
    BLACK HILLS FEDERAL CREDIT UNION 1 5.63% $5,264
    United Fidelity Funding Corp. 1 6.63% $3,764
    Bell Bank 1 7.49% $4,213
    Ally Bank 1 6.25% $3,876
    Bank of Utah 1 6.88% $7,987
    I. H. MISSISSIPPI VALLEY CREDIT UNION 1 7.25% $3,213
    Ixonia Bank 1 7.25% $4,337
    Arvest Bank 1 5.88% $2,580
    LAKEVIEW LOAN SERVICING, LLC 1 7.38% $5,926
    Waterstone Mortgage Corporation 1 7.50% $3,957

    SIOUX CITY Average Closing Costs & Other Stats

    SIOUX CITY, IA-NE-SD's 83 lenders originated 2,514 loans during 2023. The total origination value was $435,070,000, with an average loan value of $173,059.

    SIOUX CITY's average closing costs are $4,289.

    The top SIOUX CITY lender as defined by loan originations is Central Bank, with 173 loans originated. Their average total fees are $4,718, which is $678 higher than the next largest lender, Northwest Bank.

    The lowest fee SIOUX CITY lenders (with over 10 loans originated) are Great Southern Bank ($3,590), SIOUXLAND FEDERAL CREDIT UNION ($3,645), IOWA BANKERS MORTGAGE CORPORATION ($3,687), Citizens Bank ($3,889) and Northwest Bank ($4,040).

    The lowest rate SIOUX CITY lenders (with over 10 loans originated) are Primebank (6.22%), Citizens Bank (6.39%), Great Southern Bank (6.39%), Central Bank (6.42%) and SIOUXLAND FEDERAL CREDIT UNION (6.42%).

    SIOUX CITY, IA-NE-SD Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Central Bank $63,755,000 $47,200,000 -26.0% 10.8%
    Primebank $90,330,000 $36,040,000 -60.1% 8.3%
    Northwest Bank $27,815,000 $33,050,000 18.8% 7.6%
    The Security National Bank of Sioux City, Iowa $42,040,000 $30,285,000 -28.0% 7.0%
    SIOUXLAND FEDERAL CREDIT UNION $22,540,000 $19,700,000 -12.6% 4.5%
    QUICKEN LOANS, LLC $22,525,000 $17,090,000 -24.1% 3.9%
    IOWA BANKERS MORTGAGE CORPORATION $24,285,000 $15,775,000 -35.0% 3.6%
    U.S. Bank $23,600,000 $13,870,000 -41.2% 3.2%
    Plains Commerce Bank $12,920,000 $12,215,000 -5.5% 2.8%
    Pioneer Bank $11,955,000 n/a 2.7%
    Peoples Bank $10,370,000 $10,675,000 2.9% 2.5%
    Citizens Bank $17,370,000 $9,755,000 -43.8% 2.2%
    Great Southern Bank $10,490,000 $9,295,000 -11.4% 2.1%
    GUARANTEED RATE, INC. $21,855,000 $7,725,000 -64.7% 1.8%
    Midstates Bank $10,505,000 $7,445,000 -29.1% 1.7%
    Heritage Bank $24,365,000 $6,745,000 -72.3% 1.6%
    BankFirst $9,655,000 $6,600,000 -31.6% 1.5%
    Wells Fargo Bank $23,265,000 $6,275,000 -73.0% 1.4%
    Mortgage Research Center, LLC $9,225,000 $6,245,000 -32.3% 1.4%
    V.I.P. MORTGAGE, INC. $5,155,000 n/a 1.2%
    FIRST WESTROADS BANK, INC. $5,005,000 n/a 1.2%
    NEWREZ LLC $445,000 $4,650,000 944.9% 1.1%
    First Dakota National Bank $9,125,000 $3,610,000 -60.4% 0.8%
    West Gate Bank $3,575,000 $3,585,000 0.3% 0.8%
    F&M Bank $3,545,000 n/a 0.8%
    Flagstar Bank, FSB $4,695,000 $3,420,000 -27.2% 0.8%
    UNITED WHOLESALE MORTGAGE, LLC $1,170,000 $3,350,000 186.3% 0.8%
    PENNYMAC LOAN SERVICES, LLC $4,320,000 $3,290,000 -23.8% 0.8%
    Telco Triad Community Credit Union $6,965,000 $3,185,000 -54.3% 0.7%
    PLAZA HOME MORTGAGE, INC. $690,000 $3,130,000 353.6% 0.7%
    NAVY FEDERAL CREDIT UNION $1,590,000 $3,020,000 89.9% 0.7%
    Availa Bank $1,935,000 $2,635,000 36.2% 0.6%
    GUILD MORTGAGE COMPANY $6,305,000 $2,520,000 -60.0% 0.6%
    Bank of Dixon County $2,435,000 n/a 0.6%
    CHARTER WEST BANK $820,000 $2,400,000 192.7% 0.6%
    21ST MORTGAGE CORPORATION $455,000 $2,160,000 374.7% 0.5%
    CROSSCOUNTRY MORTGAGE, LLC $1,945,000 $2,150,000 10.5% 0.5%
    MUTUAL OF OMAHA MORTGAGE, INC. $1,400,000 $2,020,000 44.3% 0.5%
    FREEDOM MORTGAGE CORPORATION $3,080,000 $1,985,000 -35.6% 0.5%
    United Bank of Iowa $3,695,000 $1,960,000 -47.0% 0.5%
    Farm Credit Mid-America, ACA $1,110,000 $1,735,000 56.3% 0.4%
    First National Bank of Omaha $1,710,000 n/a 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $3,350,000 $1,690,000 -49.6% 0.4%
    Liberty National Bank $4,195,000 $1,650,000 -60.7% 0.4%
    Security National Bank of South Dakota $3,070,000 $1,610,000 -47.6% 0.4%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $725,000 $1,605,000 121.4% 0.4%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,770,000 $1,580,000 -10.7% 0.4%
    American State Bank $865,000 $1,490,000 72.3% 0.3%
    LOANDEPOT.COM, LLC $3,970,000 $1,460,000 -63.2% 0.3%
    First Savings Bank $3,155,000 $1,455,000 -53.9% 0.3%
    USAA Federal Savings Bank $1,405,000 $1,455,000 3.6% 0.3%
    The Huntington National Bank $115,000 $1,415,000 1,130.4% 0.3%
    AMERISAVE MORTGAGE CORPORATION $1,535,000 $1,350,000 -12.1% 0.3%
    BROKER SOLUTIONS, INC. $1,505,000 $1,315,000 -12.6% 0.3%
    GREENSTATE CREDIT UNION $2,575,000 $1,285,000 -50.1% 0.3%
    Midwest Heritage Bank FSB $1,690,000 $1,285,000 -24.0% 0.3%
    BMO Harris Bank $1,225,000 n/a 0.3%
    Carrington Mortgage Services, LLC $1,420,000 $1,070,000 -24.6% 0.2%
    First PREMIER Bank $2,620,000 $1,070,000 -59.2% 0.2%
    NBKC BANK $1,060,000 n/a 0.2%
    First Bank & Trust $2,150,000 $1,025,000 -52.3% 0.2%
    NEW DAY FINANCIAL, LLC $685,000 $980,000 43.1% 0.2%
    Paramount Residential Mortgage Group, Inc. $945,000 n/a 0.2%
    CARDINAL FINANCIAL $2,145,000 $925,000 -56.9% 0.2%
    AmeriHome Mortgage Company, LLC $905,000 n/a 0.2%
    PREMIA MORTGAGE, LLC $890,000 n/a 0.2%
    Chickasaw Community Bank $3,110,000 $725,000 -76.7% 0.2%
    FNB BANK $680,000 n/a 0.2%
    VERIDIAN CREDIT UNION $1,350,000 $630,000 -53.3% 0.1%
    PHH Mortgage Corporation $135,000 $620,000 359.3% 0.1%
    GUARANTEED RATE AFFINITY, LLC $355,000 $600,000 69.0% 0.1%
    The Central Trust Bank $815,000 $585,000 -28.2% 0.1%
    Stifel Bank and Trust $1,560,000 $570,000 -63.5% 0.1%
    SERVICE FIRST FEDERAL CREDIT UNION $115,000 $560,000 387.0% 0.1%
    Core Bank $545,000 n/a 0.1%
    Reliabank Dakota $1,325,000 $525,000 -60.4% 0.1%
    Access Bank $510,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $350,000 $490,000 40.0% 0.1%
    JPMorgan Chase Bank $1,770,000 $470,000 -73.4% 0.1%
    BETTER MORTGAGE CORPORATION $275,000 $460,000 67.3% 0.1%
    ZILLOW HOME LOANS, LLC $225,000 $445,000 97.8% 0.1%
    The Federal Savings Bank $180,000 $440,000 144.4% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $65,000 $430,000 561.5% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $785,000 $425,000 -45.9% 0.1%
    HOMESERVICES LENDING, LLC $720,000 $400,000 -44.4% 0.1%
    Premier Bank $1,210,000 $400,000 -66.9% 0.1%
    PNC Bank $185,000 $395,000 113.5% 0.1%
    AMERICAN FINANCING CORPORATION $895,000 $390,000 -56.4% 0.1%
    DUPACO COMMUNITY $380,000 n/a 0.1%
    First International Bank & Trust $630,000 $380,000 -39.7% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $375,000 n/a 0.1%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $375,000 n/a 0.1%
    United Fidelity Funding Corp. $365,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $135,000 $365,000 170.4% 0.1%
    Barrington Bank & Trust Company, N.A. $145,000 $350,000 141.4% 0.1%
    Union Bank and Trust Company $345,000 n/a 0.1%
    Bell Bank $305,000 $335,000 9.8% 0.1%
    MID AMERICA MORTGAGE, INC. $565,000 $330,000 -41.6% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $320,000 n/a 0.1%
    BANKWEST, INC. $230,000 $315,000 37.0% 0.1%
    Bank of Utah $305,000 n/a 0.1%
    LIBERTY HOME MORTGAGE CORPORATION $295,000 n/a 0.1%
    Waterstone Mortgage Corporation $295,000 n/a 0.1%
    Pinnacle Bank $455,000 $275,000 -39.6% 0.1%
    American Bank & Trust $300,000 $265,000 -11.7% 0.1%
    Arvest Bank $470,000 $265,000 -43.6% 0.1%
    POLARIS HOME FUNDING CORP. $265,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $560,000 $265,000 -52.7% 0.1%
    Sentry Bank $265,000 n/a 0.1%
    Wahoo State Bank $255,000 n/a 0.1%
    Coastal Community Bank $250,000 n/a 0.1%
    First Savings Bank $3,155,000 $245,000 -92.2% 0.1%
    I. H. MISSISSIPPI VALLEY CREDIT UNION $245,000 n/a 0.1%
    BLACK HILLS FEDERAL CREDIT UNION $555,000 $240,000 -56.8% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $670,000 $230,000 -65.7% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $220,000 n/a 0.1%
    Discover Bank $215,000 n/a 0.0%
    Equity Prime Mortgage LLC $215,000 n/a 0.0%
    First National Bank $380,000 $210,000 -44.7% 0.0%
    DIGITAL Federal Credit Union $205,000 n/a 0.0%
    Figure Lending LLC $755,000 $200,000 -73.5% 0.0%
    CorTrust Bank $120,000 $195,000 62.5% 0.0%
    Gateway First Bank $185,000 $195,000 5.4% 0.0%
    TRIAD FINANCIAL SERVICES, INC. $875,000 $195,000 -77.7% 0.0%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $190,000 n/a 0.0%
    Hills Bank and Trust Company $175,000 n/a 0.0%
    GSF Mortgage Corporation $165,000 n/a 0.0%
    EVERETT FINANCIAL, INC. $740,000 $155,000 -79.1% 0.0%
    Washington Trust Bank $155,000 n/a 0.0%
    RESIDENTIAL MORTGAGE NETWORK, INC. $145,000 n/a 0.0%
    Washington County Bank $145,000 n/a 0.0%
    Farmers State Bank $135,000 n/a 0.0%
    First Nebraska Bank $165,000 $135,000 -18.2% 0.0%
    Servion, Inc. $135,000 n/a 0.0%
    ENDEAVOR CAPITAL, LLC. $125,000 n/a 0.0%
    LIMA ONE CAPITAL, LLC $270,000 $125,000 -53.7% 0.0%
    Deere Employees Credit Union $195,000 $120,000 -38.5% 0.0%
    GREATER IOWA CREDIT UNION $85,000 $120,000 41.2% 0.0%
    Rivers Edge Bank $115,000 n/a 0.0%
    Bank of America $275,000 $110,000 -60.0% 0.0%
    SIOUX EMPIRE $105,000 n/a 0.0%
    Ally Bank $715,000 $75,000 -89.5% 0.0%
    First National Bank of America $75,000 n/a 0.0%
    GTE Federal Credit Union $75,000 n/a 0.0%
    Ixonia Bank $705,000 $75,000 -89.4% 0.0%
    LONGBRIDGE FINANCIAL, LLC $255,000 $75,000 -70.6% 0.0%
    Guthrie County State Bank $65,000 n/a 0.0%
    AgFirst Farm Credit Bank $55,000 n/a 0.0%
    SIOUX FALLS $705,000 $55,000 -92.2% 0.0%
    First Interstate Bank $435,000 $50,000 -88.5% 0.0%
    Truist $1,410,000 $35,000 -97.5% 0.0%

    SIOUX CITY's top lender by overall market share is Central Bank, with 10.8% market share. In second place, with 8.3%, is Primebank, having originated $36,040,000 in loans. In third place, with 7.6%, is Northwest Bank, having originated $33,050,000 in loans. In fourth place, with 7.0%, is The Security National Bank of Sioux City, Iowa, having originated $30,285,000 in loans. In fifth place, with 4.5%, is SIOUXLAND FEDERAL CREDIT UNION, having originated $19,700,000 in loans.

    SIOUX CITY Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - SIOUX CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $209,000 (17.2%) $267,531 (9.0%) 0.74 310
    2018-02-01 $209,863 (17.9%) $270,215 (15.8%) 0.75 296
    2018-03-01 $219,900 (18.9%) $261,810 (8.6%) 0.71 300
    2018-04-01 $216,450 (12.2%) $257,976 (5.7%) 0.69 325
    2018-05-01 $224,975 (16.9%) $263,283 (3.1%) 0.70 318
    2018-06-01 $224,900 (18.4%) $264,335 (3.6%) 0.72 321
    2018-07-01 $224,950 (12.5%) $266,536 (5.3%) 0.73 319
    2018-08-01 $210,499 (5.3%) $260,234 (2.9%) 0.69 320
    2018-09-01 $200,000 (0.0%) $256,460 (-0.1%) 0.70 343
    2018-10-01 $209,938 (5.0%) $256,192 (0.0%) 0.72 341
    2018-11-01 $202,000 (1.2%) $252,981 (1.8%) 0.70 354
    2018-12-01 $199,450 (-4.6%) $255,955 (-1.6%) 0.70 344
    2019-01-01 $196,125 (-6.2%) $246,290 (-7.9%) 0.69 344
    2019-02-01 $204,500 (-2.6%) $250,711 (-7.2%) 0.72 313
    2019-03-01 $226,143 (2.8%) $264,090 (0.9%) 0.73 288
    2019-04-01 $249,338 (15.2%) $283,899 (10.1%) 0.76 268
    2019-05-01 $249,988 (11.1%) $297,044 (12.8%) 0.76 275
    2019-06-01 $250,000 (11.2%) $298,226 (12.8%) 0.77 284
    2019-07-01 $239,450 (6.5%) $286,316 (7.4%) 0.73 293
    2019-08-01 $228,336 (8.5%) $277,804 (6.8%) 0.71 317
    2019-09-01 $212,341 (6.2%) $263,466 (2.7%) 0.69 351
    2019-10-01 $199,325 (-5.1%) $251,926 (-1.7%) 0.63 384
    2019-11-01 $193,750 (-4.1%) $245,878 (-2.8%) 0.62 380
    2019-12-01 $189,699 (-4.9%) $246,197 (-3.8%) 0.64 353
    2020-01-01 $189,000 (-3.6%) $246,683 (0.2%) 0.64 337
    2020-02-01 $189,950 (-7.1%) $247,584 (-1.3%) 0.64 309
    2020-03-01 $202,500 (-10.5%) $256,592 (-2.8%) 0.63 305
    2020-04-01 $214,725 (-13.9%) $260,377 (-8.3%) 0.69 301
    2020-05-01 $231,000 (-7.6%) $277,678 (-6.5%) 0.70 301
    2020-06-01 $234,475 (-6.2%) $272,006 (-8.8%) 0.68 320
    2020-07-01 $237,463 (-0.8%) $274,590 (-4.1%) 0.68 293
    2020-08-01 $221,000 (-3.2%) $273,882 (-1.4%) 0.64 273
    2020-09-01 $218,500 (2.9%) $275,978 (4.8%) 0.64 269
    2020-10-01 $220,000 (10.4%) $275,257 (9.3%) 0.62 250
    2020-11-01 $218,825 (12.9%) $278,688 (13.3%) 0.63 244
    2020-12-01 $227,475 (19.9%) $279,618 (13.6%) 0.68 213
    2021-01-01 $248,450 (31.5%) $287,546 (16.6%) 0.73 190
    2021-02-01 $263,750 (38.9%) $299,636 (21.0%) 0.73 177
    2021-03-01 $269,925 (33.3%) $306,010 (19.3%) 0.73 165
    2021-04-01 $276,200 (28.6%) $322,410 (23.8%) 0.75 154
    2021-05-01 $255,000 (10.4%) $306,727 (10.5%) 0.70 157
    2021-06-01 $254,950 (8.7%) $297,489 (9.4%) 0.69 163
    2021-07-01 $225,000 (-5.3%) $286,749 (4.4%) 0.61 176
    2021-08-01 $219,575 (-0.6%) $285,222 (4.1%) 0.60 202
    2021-09-01 $202,450 (-7.4%) $266,651 (-3.4%) 0.54 199
    2021-10-01 $199,000 (-9.6%) $257,821 (-6.3%) 0.53 197
    2021-11-01 $193,350 (-11.6%) $297,816 (6.9%) 0.51 175
    2021-12-01 $205,000 (-9.9%) $316,562 (13.2%) 0.55 147
    2022-01-01 $205,000 (-17.5%) $345,757 (20.2%) 0.55 115
    2022-02-01 $287,250 (8.9%) $389,296 (29.9%) 0.74 112
    2022-03-01 $305,000 (13.0%) $400,661 (30.9%) 0.73 102
    2022-04-01 $300,000 (8.6%) $389,195 (20.7%) 0.73 109
    2022-05-01 $300,000 (17.7%) $397,681 (29.7%) 0.69 131
    2022-06-01 $312,250 (22.5%) $400,202 (34.5%) 0.68 153
    2022-07-01 $295,000 (31.1%) $376,055 (31.1%) 0.66 179
    2022-08-01 $292,725 (33.3%) $374,425 (31.3%) 0.66 185
    2022-09-01 $284,988 (40.8%) $368,343 (38.1%) 0.00 187
    2022-10-01 $297,000 (49.3%) $356,656 (38.3%) 0.00 188
    2022-11-01 $294,000 (52.1%) $350,748 (17.8%) 0.00 226
    2022-12-01 $307,500 (50.0%) $390,205 (23.3%) 0.00 223
    2023-01-01 $312,875 (52.6%) $396,123 (14.6%) 0.00 199
    2023-02-01 $308,500 (7.4%) $403,415 (3.6%) 0.00 197
    2023-03-01 $335,575 (10.0%) $423,661 (5.7%) 0.00 187
    2023-04-01 $344,500 (14.8%) $430,874 (10.7%) 0.00 178
    2023-05-01 $330,000 (10.0%) $427,164 (7.4%) 0.00 191
    2023-06-01 $342,250 (9.6%) $429,800 (7.4%) 0.00 207
    2023-07-01 $335,000 (13.6%) $411,440 (9.4%) 0.00 221
    2023-08-01 $319,700 (9.2%) $406,273 (8.5%) 0.00 231
    2023-09-01 $284,950 (0.0%) $385,780 (4.7%) 0.00 274
    2023-10-01 $270,738 (-8.8%) $376,637 (5.6%) 0.00 266
    2023-11-01 $256,875 (-12.6%) $350,937 (0.1%) 0.00 278
    2023-12-01 $252,950 (-17.7%) $354,017 (-9.3%) 0.00 259
    2024-01-01 $250,713 (-19.9%) $352,647 (-11.0%) 0.00 238
    2024-02-01 $249,975 (-19.0%) $359,927 (-10.8%) 0.00 214
    2024-03-01 $282,425 (-15.8%) $379,485 (-10.4%) 0.00 231
    2024-04-01 $294,963 (-14.4%) $380,489 (-11.7%) 0.00 249
    2024-05-01 $324,475 (-1.7%) $394,728 (-7.6%) 0.00 257
    2024-06-01 $300,000 (-12.3%) $376,655 (-12.4%) 0.00 268
    2024-07-01 $294,900 (-12.0%) $370,270 (-10.0%) 0.00 277
    2024-08-01 $269,000 (-15.9%) $359,982 (-11.4%) 0.00 283
    2024-09-01 $289,000 (1.4%) $370,383 (-4.0%) 0.00 284
    2024-10-01 $279,250 (3.1%) $367,576 (-2.4%) 0.00 276
    2024-11-01 $279,000 (8.6%) $356,677 (1.6%) 0.00 273
    SIOUX CITY's median listing price for 2024-11-01 was $279,000, a difference of $22,125 (8.6%) versus the prior year and $-250 versus the prior month.

    SIOUX CITY's median listing price comes in at 0% of the national average.

    SIOUX CITY's average listing price for 2024-11-01 was $356,677, a difference of $5,740 (1.6%) versus the prior year and $-10,899 versus the prior month.

    For the 2024-11-01 period, SIOUX CITY had 273 MLS listings, a difference of -3 listings (-1%) versus the prior month and -5 listings (-2%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - SIOUX CITY (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 95 days 1,948 sqft
    2018-02-01 94 days 1,978 sqft
    2018-03-01 74 days 1,945 sqft
    2018-04-01 50 days 1,933 sqft
    2018-05-01 53 days 1,965 sqft
    2018-06-01 57 days 1,982 sqft
    2018-07-01 61 days 1,958 sqft
    2018-08-01 58 days 2,005 sqft
    2018-09-01 51 days 1,954 sqft
    2018-10-01 58 days 1,965 sqft
    2018-11-01 59 days 1,916 sqft
    2018-12-01 72 days 1,900 sqft
    2019-01-01 88 days 1,886 sqft
    2019-02-01 95 days 1,838 sqft
    2019-03-01 90 days 1,850 sqft
    2019-04-01 64 days 1,903 sqft
    2019-05-01 48 days 1,982 sqft
    2019-06-01 56 days 2,016 sqft
    2019-07-01 52 days 1,975 sqft
    2019-08-01 55 days 1,959 sqft
    2019-09-01 51 days 1,942 sqft
    2019-10-01 49 days 1,920 sqft
    2019-11-01 59 days 1,910 sqft
    2019-12-01 72 days 1,924 sqft
    2020-01-01 84 days 1,930 sqft
    2020-02-01 80 days 1,936 sqft
    2020-03-01 63 days 1,965 sqft
    2020-04-01 67 days 1,929 sqft
    2020-05-01 64 days 1,958 sqft
    2020-06-01 54 days 1,930 sqft
    2020-07-01 57 days 1,908 sqft
    2020-08-01 65 days 1,824 sqft
    2020-09-01 58 days 1,851 sqft
    2020-10-01 55 days 1,902 sqft
    2020-11-01 58 days 1,837 sqft
    2020-12-01 71 days 1,755 sqft
    2021-01-01 85 days 1,767 sqft
    2021-02-01 94 days 1,773 sqft
    2021-03-01 64 days 1,822 sqft
    2021-04-01 50 days 1,921 sqft
    2021-05-01 38 days 1,872 sqft
    2021-06-01 37 days 1,853 sqft
    2021-07-01 32 days 1,817 sqft
    2021-08-01 38 days 1,704 sqft
    2021-09-01 41 days 1,611 sqft
    2021-10-01 37 days 1,668 sqft
    2021-11-01 45 days 1,616 sqft
    2021-12-01 55 days 1,616 sqft
    2022-01-01 67 days 1,569 sqft
    2022-02-01 37 days 1,696 sqft
    2022-03-01 46 days 1,776 sqft
    2022-04-01 38 days 1,753 sqft
    2022-05-01 34 days 1,851 sqft
    2022-06-01 30 days 1,937 sqft
    2022-07-01 35 days 1,928 sqft
    2022-08-01 39 days 1,930 sqft
    2022-09-01 0 days 1,919 sqft
    2022-10-01 0 days 1,992 sqft
    2022-11-01 0 days 1,918 sqft
    2022-12-01 0 days 2,103 sqft
    2023-01-01 0 days 2,144 sqft
    2023-02-01 0 days 2,141 sqft
    2023-03-01 0 days 2,240 sqft
    2023-04-01 0 days 2,259 sqft
    2023-05-01 0 days 2,104 sqft
    2023-06-01 0 days 2,170 sqft
    2023-07-01 0 days 2,100 sqft
    2023-08-01 0 days 2,102 sqft
    2023-09-01 0 days 2,067 sqft
    2023-10-01 0 days 1,981 sqft
    2023-11-01 0 days 1,873 sqft
    2023-12-01 0 days 1,869 sqft
    2024-01-01 0 days 1,874 sqft
    2024-02-01 0 days 1,874 sqft
    2024-03-01 0 days 1,904 sqft
    2024-04-01 0 days 2,026 sqft
    2024-05-01 0 days 2,046 sqft
    2024-06-01 0 days 2,092 sqft
    2024-07-01 0 days 1,949 sqft
    2024-08-01 0 days 1,970 sqft
    2024-09-01 0 days 2,017 sqft
    2024-10-01 0 days 1,992 sqft
    2024-11-01 0 days 1,939 sqft
    SIOUX CITY's median listing age (time on market) for 2024-11-01 was 0 days.

    SIOUX CITY's median square footage for active listings during the 2024-11-01 period was 1,939 sqft. One year prior, the average listing was 1,873 sqft.

    SIOUX CITY, IA-NE-SD Average Rent (2023)

    Zoom/scroll map to see average rent by zip code. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results.

    For additional perspective within a market, below is information regarding the average rents (as defined by HUD) for zip codes within the metro area. Descriptive statistics (average, median) are shown below the table.
    Zip Code Metro Studio Apartment Rent 1BR Apartment Rent 2BR Apartment Rent 3BR Apartment Rent 4BR Apartment Rent
    51001 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51004 Sioux City, IA-NE-SD MSA $570 $650 $850 $1,040 $1,140
    51006 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51007 Sioux City, IA-NE-SD MSA $600 $680 $900 $1,090 $1,200
    51015 Sioux City, IA-NE-SD MSA $620 $700 $920 $1,130 $1,240
    51016 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51018 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51019 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51023 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51026 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51028 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51030 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51034 Sioux City, IA-NE-SD MSA $620 $700 $920 $1,130 $1,240
    51039 Sioux City, IA-NE-SD MSA $610 $690 $910 $1,120 $1,220
    51044 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51048 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51052 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51054 Sioux City, IA-NE-SD MSA $780 $880 $1,160 $1,420 $1,560
    51055 Sioux City, IA-NE-SD MSA $630 $710 $940 $1,150 $1,260
    51056 Sioux City, IA-NE-SD MSA $580 $650 $860 $1,060 $1,160
    51061 Sioux City, IA-NE-SD MSA $620 $700 $920 $1,130 $1,240
    51063 Sioux City, IA-NE-SD MSA $620 $700 $920 $1,130 $1,240
    51101 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51102 Sioux City, IA-NE-SD MSA $620 $700 $920 $1,130 $1,240
    51103 Sioux City, IA-NE-SD MSA $640 $720 $950 $1,170 $1,280
    51104 Sioux City, IA-NE-SD MSA $640 $730 $960 $1,180 $1,290
    51105 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    51106 Sioux City, IA-NE-SD MSA $640 $720 $950 $1,170 $1,280
    51108 Sioux City, IA-NE-SD MSA $630 $710 $940 $1,150 $1,260
    51109 Sioux City, IA-NE-SD MSA $610 $690 $910 $1,120 $1,220
    51111 Sioux City, IA-NE-SD MSA $630 $710 $940 $1,150 $1,260
    57001 Sioux City, IA-NE-SD MSA $610 $660 $830 $1,070 $1,390
    57004 Sioux City, IA-NE-SD MSA $610 $660 $830 $1,070 $1,390
    57010 Sioux City, IA-NE-SD MSA $600 $680 $890 $1,100 $1,220
    57025 Sioux City, IA-NE-SD MSA $610 $690 $910 $1,120 $1,220
    57034 Sioux City, IA-NE-SD MSA $610 $680 $830 $1,090 $1,390
    57038 Sioux City, IA-NE-SD MSA $610 $700 $920 $1,130 $1,230
    57049 Sioux City, IA-NE-SD MSA $730 $830 $1,090 $1,340 $1,460
    68030 Sioux City, IA-NE-SD MSA $670 $760 $1,000 $1,230 $1,340
    68710 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68728 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68731 Sioux City, IA-NE-SD MSA $590 $670 $880 $1,080 $1,180
    68732 Sioux City, IA-NE-SD MSA $580 $660 $870 $1,060 $1,160
    68733 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68739 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68741 Sioux City, IA-NE-SD MSA $820 $930 $1,220 $1,500 $1,640
    68743 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68745 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68751 Sioux City, IA-NE-SD MSA $630 $710 $940 $1,150 $1,260
    68757 Sioux City, IA-NE-SD MSA $630 $710 $940 $1,150 $1,260
    68770 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110
    68776 Sioux City, IA-NE-SD MSA $620 $710 $930 $1,140 $1,250
    68784 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,020 $1,110
    68785 Sioux City, IA-NE-SD MSA $570 $660 $860 $1,050 $1,160
    68787 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,020 $1,110
    68792 Sioux City, IA-NE-SD MSA $550 $630 $830 $1,010 $1,110

    2022 Average & Median Rent Data Statistics
    SIOUX CITY, IA-NE-SD average 1BR rent: $676, median: $660
    SIOUX CITY, IA-NE-SD average 2BR rent: $888, median: $855
    SIOUX CITY, IA-NE-SD average 3BR rent: $1,089, median: $1,065

    SIOUX CITY, IA-NE-SD Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 1,536 $331,300,000 $215,690
    Refi 350 $42,110,000 $120,314
    Cash Out Refi 243 $35,875,000 $147,634
    Home Improvement 212 $12,940,000 $61,038
    Other 173 $12,845,000 $74,249

    Sioux City's most frequently cited loan purpose was Home Purchase, with 1,536 originations. The 2nd most popular reason was Refi, with 350 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 789 $151,795,000 $192,389
    7-8% 472 $75,750,000 $160,487
    5-6% 370 $83,180,000 $224,811
    Over 8% 256 $22,990,000 $89,805
    <2.5% 29 $195,000 $6,724
    4-5% 21 $4,855,000 $231,190
    3-4% 5 $1,125,000 $225,000
    2.5-3% 1 $265,000 $265,000

    During 2023, Sioux City's most frequently originated rate bucket was 6-7%, with 789 originations.

    Loan Sizing (SIOUX CITY, IA-NE-SD MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 890 $132,690,000 $149,090
    $100,000 or less 853 $43,315,000 $50,780
    $200k-400k 636 $172,080,000 $270,566
    $400k-600k 94 $44,370,000 $472,021
    $600k-1000k 29 $20,915,000 $721,207
    $Over $1MM 12 $21,700,000 $1,808,333

    SIOUX CITY's loan sizing saw the bucket of loans from $100k-200k with 890 originations, totaling $132,690,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 940 $204,070,000 $217,096
    60-80% 408 $82,620,000 $202,500
    Under 20% 228 $8,330,000 $36,535
    20-40% 193 $16,695,000 $86,503
    40-60% 154 $22,220,000 $144,286
    Over 100% 12 $4,790,000 $399,167

    SIOUX CITY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 940 originations, totaling $204,070,000 in origination value.