Bank Of Dixon County Mortgage Rates, Fees & Info
Ponca, NELEI: 549300XZB7LPI2LTGX17
Tax ID: 47-0098080
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dixon County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dixon County has a high proportion of conventional loans. Their top markets by origination volume include: Vermillion, Sioux City, and Omaha among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dixon County has an average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
32Origination Dollar Volume (All Markets)
$3,770,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Vermillion, SD (FHA|USDA|VA) | 13 | $1,915,000 | $147,308 | $0 | 0.00% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 16 | $1,440,000 | $90,000 | $0 | 0.00% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $80,000 | $40,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 32 | $3,770,000 | $117,813 | $0 | 0.00% |
For 2019, Bank Of Dixon County's most frequently originated type of loan was Conventional, with 32 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 21 | $2,755,000 | $131,190 | $0 | 0.00% |
| Refi | 8 | $900,000 | $112,500 | $0 | 0.00% |
| Other | 3 | $115,000 | $38,333 | $0 | 0.00% |
For 2019, Bank Of Dixon County's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 32 | $3,770,000 | $117,813 | $0 | 0.00% |
For 2019, Bank Of Dixon County's most frequently cited loan duration was Other, with 32 originations.
Loan Sizing
2019 saw Bank Of Dixon County place emphasis on $100,000 or less loans with 15 originations, totaling $795,000 in origination value.
Applicant Income
Bank Of Dixon County lent most frequently to those with incomes in the $50k-75k range, with 5 originations. The second most popular income band? $50k or less, with 4 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 32 | $3,770,000 | $117,813 | $0 | 0.00% |
Bank Of Dixon County lent most frequently to those with DTI ratios of Exempt%, with 32 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications80.49%
Bank Of Dixon County has a below average approval rate.
Pick Rate
Approvals leading to origination96.88%
Bank Of Dixon County has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 32 | $3,770,000 | $117,813 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 1 | $625,000 | $625,000 |
| Single Family (1-4 Units):Site-Built | 31 | $3,145,000 | $101,452 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| BANK OF HAWAII CORPORATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 2 | 50.0% |
| BANK OF HAWAII CORPORATION | Conventional home mortgage | Trouble during payment process | 1 | 25.0% |
| BANK OF HAWAII CORPORATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 25.0% |