Bank Of Dixon County Mortgage Rates, Fees & Info
Ponca, NELEI: 549300XZB7LPI2LTGX17
Tax ID: 47-0098080
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Dixon County is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Dixon County has a high proportion of conventional loans. Their top markets by origination volume include: Sioux City, Vermillion, Spearfish, and Branson among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Dixon County has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
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Originations
32Origination Dollar Volume (All Markets)
$4,260,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 21 | $2,435,000 | $115,952 | $0 | 0.00% |
| Vermillion, SD (FHA|USDA|VA) | 6 | $590,000 | $98,333 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $545,000 | $181,667 | $0 | 0.00% |
| Spearfish, SD (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $0 | 0.00% |
| Branson, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 32 | $4,260,000 | $133,125 | $0 | 0.00% |
For 2023, Bank Of Dixon County's most frequently originated type of loan was Conventional, with 32 originations.
Loan Reason
For 2023, Bank Of Dixon County's most frequently cited loan purpose was Home Purchase, with 14 originations. The 2nd most popular reason was Refi, with 8 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 32 | $4,260,000 | $133,125 | $0 | 0.00% |
For 2023, Bank Of Dixon County's most frequently cited loan duration was Other, with 32 originations.
Loan Sizing
2023 saw Bank Of Dixon County place emphasis on $100,000 or less loans with 17 originations, totaling $895,000 in origination value.
Applicant Income
Bank Of Dixon County lent most frequently to those with incomes in the $100k-150k range, with 5 originations. The second most popular income band? $50k-75k, with 5 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 32 | $4,260,000 | $133,125 | $0 | 0.00% |
Bank Of Dixon County lent most frequently to those with DTI ratios of Exempt%, with 32 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.44%
Bank Of Dixon County has an average approval rate.
Pick Rate
Approvals leading to origination93.75%
Bank Of Dixon County has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 32 | $4,260,000 | $133,125 |