Tiaa Fsb Mortgage Rates, Fees & Info

Jacksonville, FL

LEI: 5Z1UQ1CWY0DQ3KJWDQ07

Tax ID: 59-3531592

4 stars - out of 5 stars, based on 76 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Tiaa Fsb is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Tiaa Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, New York, San Jose, Los Angeles, and Chicago among others. We have data for 450 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Tiaa Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tiaa Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 8.06% 11/26/22
    30 Year Conventional Purchase 6.66% 11/26/22
    30 Year Conventional Refi 6.70% 11/26/22
    30 Year Cash-out Refi 6.92% 11/26/22
    30 Year FHA Purchase 7.35% 11/26/22
    30 Year FHA Refi 7.33% 11/26/22
    30 Year VA Purchase 6.40% 11/26/22
    30 Year VA Refi 6.29% 11/26/22
    30 Year USDA Purchase 6.61% 11/26/22
    15 Year Conventional Purchase 6.04% 11/26/22
    15 Year Conventional Refi 6.40% 11/26/22
    15 Year Cash-out Refi 6.40% 11/26/22
    15 Year FHA Purchase 5.90% 11/26/22
    15 Year FHA Refi 7.22% 11/26/22
    15 Year VA Refi 6.21% 11/26/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    5,775

    Origination Dollar Volume (All Markets)

    $3,646,295,000

    Employee count

    1,472 Show all (13) awards

    Relative Rate

    Tiaa Fsb's average 30 year fixed mortgage rate was 3.13%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0.02%.

    Relative Fees (Closing Costs)

    Tiaa Fsb's average total fees/closing costs for a 30 year fixed rate mortgage were $5,791.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 280 $277,210,000 $990,036 $5,425 2.96%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 432 $264,100,000 $611,343 $6,964 3.09%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 224 $251,100,000 $1,120,982 $4,691 2.88%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 227 $218,725,000 $963,546 $6,882 3.07%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 148 $209,380,000 $1,414,730 $4,309 2.99%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 96 $125,200,000 $1,304,167 $7,026 3.06%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 148 $112,530,000 $760,338 $6,457 3.07%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 109 $102,025,000 $936,009 $7,332 3.12%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 178 $95,110,000 $534,326 $5,270 3.10%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $89,910,000 $615,822 $5,438 3.09%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 155 $87,305,000 $563,258 $4,647 3.12%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 157 $76,235,000 $485,573 $6,310 2.76%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 123 $74,695,000 $607,276 $6,895 2.97%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 134 $61,990,000 $462,612 $4,013 3.18%
    JACKSONVILLE, FL (FHA|USDA|VA) 191 $57,895,000 $303,115 $4,554 2.81%
    PROVO-OREM, UT (FHA|USDA|VA) 9 $55,645,000 $6,182,778 $5,954 3.19%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 74 $54,460,000 $735,946 $9,949 3.14%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 96 $53,290,000 $555,104 $5,217 3.01%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 128 $52,370,000 $409,141 $4,440 2.95%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $47,870,000 $854,821 $6,990 3.10%
    Outside of Metro Areas 135 $46,465,000 $344,185 $5,081 3.02%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 60 $45,060,000 $751,000 $5,061 2.96%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 24 $44,240,000 $1,843,333 $3,350 3.01%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 68 $37,770,000 $555,441 $5,701 3.19%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 119 $36,925,000 $310,294 $5,472 3.12%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 44 $32,090,000 $729,318 $6,697 2.97%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 19 $29,555,000 $1,555,526 $4,106 2.99%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 36 $29,380,000 $816,111 $6,741 3.03%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 41 $26,525,000 $646,951 $5,757 3.11%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 39 $24,855,000 $637,308 $6,383 3.01%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 44 $21,870,000 $497,045 $3,964 3.03%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 44 $20,810,000 $472,955 $7,650 3.19%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 22 $20,660,000 $939,091 $6,989 3.14%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $20,025,000 $1,540,385 $5,821 2.92%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 48 $19,770,000 $411,875 $3,262 2.95%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 31 $18,785,000 $605,968 $6,598 3.03%
    TUCSON, AZ (FHA|USDA|VA) 30 $17,620,000 $587,333 $4,603 3.19%
    BOULDER, CO (FHA|USDA|VA) 20 $17,610,000 $880,500 $4,120 2.97%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 45 $17,055,000 $379,000 $5,240 3.09%
    MADISON, WI (FHA|USDA|VA) 8 $16,100,000 $2,012,500 $5,483 3.12%
    RENO, NV (FHA|USDA|VA) 25 $15,685,000 $627,400 $6,276 3.09%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $15,630,000 $521,000 $6,665 3.22%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 22 $15,520,000 $705,455 $5,961 2.95%
    FRESNO, CA (FHA|USDA|VA) 8 $13,600,000 $1,700,000 $6,002 3.59%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 34 $13,540,000 $398,235 $5,753 3.04%
    RALEIGH-CARY, NC (FHA|USDA|VA) 34 $13,220,000 $388,824 $5,574 3.00%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $12,760,000 $911,429 $8,702 3.36%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 27 $12,615,000 $467,222 $4,472 3.30%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $12,030,000 $429,643 $6,125 3.18%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $11,360,000 $5,680,000 $3,933 2.68%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 45 $11,195,000 $248,778 $4,458 2.91%
    SALINAS, CA (FHA|USDA|VA) 13 $10,785,000 $829,615 $5,203 2.97%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $10,405,000 $945,909 $8,308 3.06%
    Edwards, CO (FHA|USDA|VA) 13 $10,195,000 $784,231 $6,541 2.89%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 12 $9,930,000 $827,500 $4,205 2.95%
    KNOXVILLE, TN (FHA|USDA|VA) 3 $9,525,000 $3,175,000 $4,718 3.15%
    Heber, UT (FHA|USDA|VA) 12 $9,390,000 $782,500 $5,730 3.10%
    SALT LAKE CITY, UT (FHA|USDA|VA) 18 $9,090,000 $505,000 $5,177 3.12%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 29 $8,625,000 $297,414 $3,109 3.25%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $8,525,000 $275,000 $3,599 3.05%
    FORT COLLINS, CO (FHA|USDA|VA) 17 $8,375,000 $492,647 $4,081 3.21%
    RICHMOND, VA (FHA|USDA|VA) 25 $8,195,000 $327,800 $3,716 2.92%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $8,045,000 $536,333 $5,006 3.18%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $7,840,000 $784,000 $7,310 3.19%
    BELLINGHAM, WA (FHA|USDA|VA) 6 $7,730,000 $1,288,333 $3,524 3.04%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 22 $7,350,000 $334,091 $6,043 2.89%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 21 $7,195,000 $342,619 $4,668 3.23%
    WILMINGTON, NC (FHA|USDA|VA) 8 $7,130,000 $891,250 $5,881 3.06%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 19 $7,005,000 $368,684 $3,926 2.98%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $6,750,000 $843,750 $9,088 3.13%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $6,600,000 $330,000 $3,330 2.96%
    SANTA FE, NM (FHA|USDA|VA) 7 $6,575,000 $939,286 $6,534 3.07%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $6,395,000 $491,923 $6,885 3.07%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $6,385,000 $912,143 $5,179 3.26%
    Breckenridge, CO (FHA|USDA|VA) 10 $6,300,000 $630,000 $5,362 3.26%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $6,270,000 $391,875 $5,030 3.17%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $6,215,000 $478,077 $5,508 3.20%
    SALISBURY, MD-DE (FHA|USDA|VA) 14 $5,990,000 $427,857 $4,929 3.00%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $5,800,000 $362,500 $3,381 3.29%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 14 $5,480,000 $391,429 $5,201 2.96%
    ALBUQUERQUE, NM (FHA|USDA|VA) 10 $5,380,000 $538,000 $5,986 3.24%
    OCEAN CITY, NJ (FHA|USDA|VA) 7 $5,365,000 $766,429 $8,132 3.09%
    PITTSBURGH, PA (FHA|USDA|VA) 22 $5,300,000 $240,909 $5,901 2.88%
    TULSA, OK (FHA|USDA|VA) 11 $5,295,000 $481,364 $4,981 3.08%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 17 $5,245,000 $308,529 $3,935 3.14%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $5,200,000 $520,000 $4,644 3.06%
    Key West, FL (FHA|USDA|VA) 5 $5,025,000 $1,005,000 $9,562 3.25%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $5,005,000 $715,000 $8,348 3.21%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $4,915,000 $446,818 $6,471 3.11%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $4,885,000 $977,000 $6,572 3.30%
    WORCESTER, MA-CT (FHA|USDA|VA) 14 $4,670,000 $333,571 $3,186 2.95%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $4,510,000 $563,750 $5,665 3.23%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $4,500,000 $281,250 $3,806 3.03%
    BEND, OR (FHA|USDA|VA) 8 $4,480,000 $560,000 $9,588 3.19%
    STOCKTON, CA (FHA|USDA|VA) 8 $4,030,000 $503,750 $4,373 3.03%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $4,025,000 $309,615 $5,586 3.05%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $4,020,000 $2,010,000 $295 2.98%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $3,910,000 $488,750 $6,545 3.15%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $3,910,000 $977,500 $10,899 3.06%
    Easton, MD (FHA|USDA|VA) 3 $3,885,000 $1,295,000 $6,940 2.75%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $3,755,000 $536,429 $5,913 3.16%
    VALLEJO, CA (FHA|USDA|VA) 8 $3,740,000 $467,500 $6,281 3.03%
    BATON ROUGE, LA (FHA|USDA|VA) 8 $3,730,000 $466,250 $6,027 3.02%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $3,695,000 $1,231,667 $5,033 2.96%
    Oak Harbor, WA (FHA|USDA|VA) 5 $3,685,000 $737,000 $8,502 3.15%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 11 $3,675,000 $334,091 $3,507 2.98%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $3,525,000 $3,525,000 $0 3.31%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $3,305,000 $661,000 $8,866 3.05%
    ANN ARBOR, MI (FHA|USDA|VA) 11 $3,195,000 $290,455 $2,677 3.24%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $3,095,000 $281,364 $6,260 3.22%
    Glenwood Springs, CO (FHA|USDA|VA) 4 $3,020,000 $755,000 $5,794 2.78%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $2,995,000 $272,273 $4,318 3.19%
    SPRINGFIELD, MA (FHA|USDA|VA) 11 $2,955,000 $268,636 $4,020 3.36%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,955,000 $591,000 $5,181 3.00%
    GAINESVILLE, GA (FHA|USDA|VA) 2 $2,950,000 $1,475,000 $6,618 3.18%
    GAINESVILLE, FL (FHA|USDA|VA) 6 $2,870,000 $478,333 $6,152 2.96%
    COLUMBIA, SC (FHA|USDA|VA) 10 $2,760,000 $276,000 $3,171 3.02%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $2,745,000 $392,143 $2,663 3.25%
    NAPA, CA (FHA|USDA|VA) 3 $2,665,000 $888,333 $7,125 2.96%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,635,000 $292,778 $3,447 3.28%
    OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,625,000 $291,667 $3,164 3.00%
    GREELEY, CO (FHA|USDA|VA) 9 $2,605,000 $289,444 $4,412 2.76%
    Durango, CO (FHA|USDA|VA) 4 $2,590,000 $647,500 $15,105 2.90%
    TUSCALOOSA, AL (FHA|USDA|VA) 8 $2,540,000 $317,500 $5,661 2.98%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $2,530,000 $210,833 $3,606 3.25%
    PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,500,000 $416,667 $5,203 3.17%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $2,460,000 $246,000 $3,309 3.09%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $2,425,000 $808,333 $12,086 3.13%
    COLUMBUS, OH (FHA|USDA|VA) 13 $2,385,000 $183,462 $3,869 2.86%
    BOISE CITY, ID (FHA|USDA|VA) 3 $2,385,000 $795,000 $7,358 3.08%
    GREENVILLE, NC (FHA|USDA|VA) 3 $2,345,000 $781,667 $3,648 3.15%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,335,000 $333,571 $9,264 3.30%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,574 3.14%
    Lebanon, NH-VT (FHA|USDA|VA) 8 $2,160,000 $270,000 $4,458 3.22%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $2,160,000 $540,000 $3,652 2.75%
    Traverse City, MI (FHA|USDA|VA) 3 $2,075,000 $691,667 $6,475 2.63%
    FLAGSTAFF, AZ (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $9,972 3.68%
    MEDFORD, OR (FHA|USDA|VA) 7 $1,955,000 $279,286 $6,197 3.18%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $1,955,000 $217,222 $2,768 2.99%
    Georgetown, SC (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,483 2.88%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,660 3.09%
    ASHEVILLE, NC (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,087 2.90%
    Hilo, HI (FHA|USDA|VA) 4 $1,840,000 $460,000 $6,601 2.63%
    Torrington, CT (FHA|USDA|VA) 8 $1,810,000 $226,250 $4,110 3.20%
    URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,800,000 $450,000 $7,143 2.75%
    READING, PA (FHA|USDA|VA) 6 $1,780,000 $296,667 $4,284 2.94%
    Ellensburg, WA (FHA|USDA|VA) 2 $1,770,000 $885,000 $11,879 3.38%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,745,000 $249,286 $1,666 2.88%
    Bozeman, MT (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,700 2.85%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,740,000 $435,000 $5,590 2.88%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,799 2.95%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,715,000 $245,000 $2,030 3.07%
    SPARTANBURG, SC (FHA|USDA|VA) 5 $1,685,000 $337,000 $3,990 2.85%
    AKRON, OH (FHA|USDA|VA) 4 $1,640,000 $410,000 $1,800 2.94%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,640,000 $273,333 $4,006 3.58%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,640,000 $410,000 $2,743 2.69%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,541 3.16%
    SYRACUSE, NY (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,964 3.26%
    SAVANNAH, GA (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,982 2.64%
    LAFAYETTE, LA (FHA|USDA|VA) 3 $1,575,000 $525,000 $4,661 3.04%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,570,000 $392,500 $7,007 3.06%
    Granbury, TX (FHA|USDA|VA) 4 $1,490,000 $372,500 $6,497 2.78%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,483 3.03%
    Outside of Metro Areas 2 $1,350,000 $675,000 $11,535 2.75%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,345,000 $269,000 $7,218 3.43%
    Aberdeen, WA (FHA|USDA|VA) 2 $1,340,000 $670,000 $7,119 3.56%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $4,530 3.00%
    JACKSON, MS (FHA|USDA|VA) 5 $1,295,000 $259,000 $1,612 2.95%
    REDDING, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,343 2.54%
    CARSON CITY, NV (FHA|USDA|VA) 2 $1,290,000 $645,000 $4,023 3.18%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $1,255,000 $418,333 $2,649 2.75%
    WACO, TX (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,092 2.75%
    ROCHESTER, NY (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,062 3.35%
    WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,230,000 $153,750 $3,144 3.09%
    Jackson, WY-ID (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $5,055 2.88%
    HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,215,000 $405,000 $2,480 2.38%
    Marion, NC (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $5,798 3.25%
    Jefferson, GA (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,168 2.91%
    Concord, NH (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,772 3.50%
    MOBILE, AL (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,764 3.21%
    LONGVIEW, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,773 2.54%
    PANAMA CITY, FL (FHA|USDA|VA) 2 $1,120,000 $560,000 $5,101 3.00%
    BURLINGTON, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,154 2.92%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $11,309 2.83%
    TYLER, TX (FHA|USDA|VA) 2 $1,070,000 $535,000 $5,978 3.13%
    FORT SMITH, AR-OK (FHA|USDA|VA) 2 $1,070,000 $535,000 $7,283 2.81%
    MORGANTOWN, WV (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,715 2.97%
    Oxford, MS (FHA|USDA|VA) 2 $1,050,000 $525,000 $12,876 3.06%
    Keene, NH (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,138 2.87%
    LANCASTER, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,990 2.85%
    Kill Devil Hills, NC (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $4,258 3.00%
    STATE COLLEGE, PA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,807 2.79%
    IOWA CITY, IA (FHA|USDA|VA) 4 $960,000 $240,000 $3,741 3.06%
    ROANOKE, VA (FHA|USDA|VA) 4 $940,000 $235,000 $4,303 2.66%
    FORT WAYNE, IN (FHA|USDA|VA) 4 $940,000 $235,000 $3,038 3.03%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $920,000 $460,000 $8,075 4.00%
    Gainesville, TX (FHA|USDA|VA) 1 $915,000 $915,000 $14,828 3.38%
    VALDOSTA, GA (FHA|USDA|VA) 2 $910,000 $455,000 $6,795 3.81%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $905,000 $301,667 $4,042 2.88%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $900,000 $450,000 $3,402 2.87%
    CHEYENNE, WY (FHA|USDA|VA) 2 $890,000 $445,000 $10,838 2.88%
    YAKIMA, WA (FHA|USDA|VA) 4 $870,000 $217,500 $4,604 2.81%
    DOVER, DE (FHA|USDA|VA) 5 $855,000 $171,000 $4,099 2.97%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $850,000 $141,667 $3,253 2.83%
    TALLAHASSEE, FL (FHA|USDA|VA) 4 $850,000 $212,500 $4,793 3.00%
    Payson, AZ (FHA|USDA|VA) 1 $845,000 $845,000 $7,150 3.13%
    LINCOLN, NE (FHA|USDA|VA) 2 $840,000 $420,000 $3,635 3.06%
    MIDLAND, TX (FHA|USDA|VA) 4 $820,000 $205,000 $3,695 3.00%
    Kalispell, MT (FHA|USDA|VA) 1 $815,000 $815,000 $5,171 3.13%
    Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $810,000 $405,000 $8,920 3.00%
    PITTSFIELD, MA (FHA|USDA|VA) 1 $805,000 $805,000 $6,001 2.99%
    EL PASO, TX (FHA|USDA|VA) 3 $795,000 $265,000 $7,458 2.91%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $790,000 $395,000 $4,149 3.44%
    LOGAN, UT-ID (FHA|USDA|VA) 1 $775,000 $775,000 $4,619 2.88%
    KINGSTON, NY (FHA|USDA|VA) 3 $765,000 $255,000 $7,842 3.54%
    Shelton, WA (FHA|USDA|VA) 2 $760,000 $380,000 $3,871 3.25%
    LONGVIEW, WA (FHA|USDA|VA) 1 $755,000 $755,000 $6,209 2.88%
    VICTORIA, TX (FHA|USDA|VA) 3 $755,000 $251,667 $3,051 3.08%
    ABILENE, TX (FHA|USDA|VA) 2 $750,000 $375,000 $20,384 4.56%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $745,000 $248,333 $1,569 2.87%
    BOWLING GREEN, KY (FHA|USDA|VA) 3 $735,000 $245,000 $2,678 3.13%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $730,000 $365,000 $2,472 3.00%
    Malone, NY (FHA|USDA|VA) 1 $725,000 $725,000 $6,430 2.88%
    WICHITA, KS (FHA|USDA|VA) 4 $710,000 $177,500 $2,204 2.94%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $690,000 $345,000 $5,168 2.99%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $690,000 $345,000 $2,328 2.56%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $685,000 $228,333 $3,571 3.04%
    BLOOMINGTON, IL (FHA|USDA|VA) 2 $680,000 $340,000 $810 2.81%
    Sandpoint, ID (FHA|USDA|VA) 1 $675,000 $675,000 $14,278 3.00%
    VISALIA, CA (FHA|USDA|VA) 3 $675,000 $225,000 $5,044 3.17%
    COLUMBIA, MO (FHA|USDA|VA) 2 $670,000 $335,000 $3,391 3.19%
    MODESTO, CA (FHA|USDA|VA) 4 $670,000 $167,500 $3,373 2.97%
    TOLEDO, OH (FHA|USDA|VA) 3 $665,000 $221,667 $3,857 2.63%
    JACKSONVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $3,052 2.87%
    BLOOMINGTON, IN (FHA|USDA|VA) 3 $655,000 $218,333 $2,669 2.46%
    WALLA WALLA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $2,861 3.00%
    OCALA, FL (FHA|USDA|VA) 3 $605,000 $201,667 $3,559 2.91%
    Port Angeles, WA (FHA|USDA|VA) 2 $600,000 $300,000 $5,538 2.88%
    Wilson, NC (FHA|USDA|VA) 3 $595,000 $198,333 $3,662 2.96%
    PUEBLO, CO (FHA|USDA|VA) 3 $595,000 $198,333 $3,505 4.42%
    COLUMBUS, IN (FHA|USDA|VA) 3 $595,000 $198,333 $1,637 3.50%
    ITHACA, NY (FHA|USDA|VA) 2 $590,000 $295,000 $0 3.94%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $585,000 $195,000 $2,950 2.83%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $580,000 $290,000 $3,278 2.63%
    BAKERSFIELD, CA (FHA|USDA|VA) 2 $580,000 $290,000 $4,065 3.31%
    Lake City, FL (FHA|USDA|VA) 1 $575,000 $575,000 $6,581 3.38%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $575,000 $191,667 $1,890 3.75%
    CHARLESTON, WV (FHA|USDA|VA) 2 $570,000 $285,000 $6,288 2.68%
    GREAT FALLS, MT (FHA|USDA|VA) 1 $565,000 $565,000 $13,019 3.38%
    YORK-HANOVER, PA (FHA|USDA|VA) 3 $555,000 $185,000 $3,564 2.50%
    PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $550,000 $275,000 $1,285 3.19%
    Crossville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $4,195 2.88%
    GRANTS PASS, OR (FHA|USDA|VA) 3 $525,000 $175,000 $4,756 2.58%
    MADERA, CA (FHA|USDA|VA) 2 $510,000 $255,000 $3,917 2.69%
    WENATCHEE, WA (FHA|USDA|VA) 2 $510,000 $255,000 $3,897 2.75%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $2,783 2.92%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $505,000 $505,000 $2,733 2.75%
    Price, UT (FHA|USDA|VA) 2 $500,000 $250,000 $4,960 2.63%
    Batavia, NY (FHA|USDA|VA) 2 $500,000 $250,000 $5,656 2.81%
    GREEN BAY, WI (FHA|USDA|VA) 1 $495,000 $495,000 $2,229 2.75%
    ANCHORAGE, AK (FHA|USDA|VA) 2 $490,000 $245,000 $2,254 3.31%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $485,000 $161,667 $2,119 3.13%
    JONESBORO, AR (FHA|USDA|VA) 2 $480,000 $240,000 $3,543 2.50%
    Oneonta, NY (FHA|USDA|VA) 1 $475,000 $475,000 $9,044 2.63%
    Ruidoso, NM (FHA|USDA|VA) 1 $465,000 $465,000 $2,554 2.63%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $465,000 $155,000 $4,177 2.96%
    NEW BERN, NC (FHA|USDA|VA) 2 $460,000 $230,000 $16,289 3.00%
    Newport, OR (FHA|USDA|VA) 1 $455,000 $455,000 $4,475 2.75%
    ROCHESTER, MN (FHA|USDA|VA) 1 $455,000 $455,000 $4,977 2.00%
    Sheridan, WY (FHA|USDA|VA) 1 $435,000 $435,000 $2,562 2.63%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $425,000 $425,000 $5,869 2.88%
    Prineville, OR (FHA|USDA|VA) 1 $415,000 $415,000 $3,732 2.88%
    MORRISTOWN, TN (FHA|USDA|VA) 2 $410,000 $205,000 $4,104 2.69%
    Pullman, WA (FHA|USDA|VA) 3 $405,000 $135,000 $3,066 4.08%
    FARGO, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $1,624 3.00%
    SUMTER, SC (FHA|USDA|VA) 2 $400,000 $200,000 $6,375 2.87%
    Vineyard Haven, MA (FHA|USDA|VA) 1 $395,000 $395,000 $6,261 2.75%
    LUBBOCK, TX (FHA|USDA|VA) 2 $390,000 $195,000 $1,604 3.69%
    Stillwater, OK (FHA|USDA|VA) 3 $385,000 $128,333 $3,484 3.58%
    Del Rio, TX (FHA|USDA|VA) 1 $385,000 $385,000 $2,972 2.75%
    Steamboat Springs, CO (FHA|USDA|VA) 1 $385,000 $385,000 $10,386 2.75%
    POCATELLO, ID (FHA|USDA|VA) 1 $375,000 $375,000 $3,989 2.75%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $365,000 $365,000 $4,330 2.38%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,878 3.50%
    Brevard, NC (FHA|USDA|VA) 3 $355,000 $118,333 $3,074 4.04%
    JOHNSON CITY, TN (FHA|USDA|VA) 1 $345,000 $345,000 $445 2.88%
    FLORENCE, SC (FHA|USDA|VA) 2 $340,000 $170,000 $3,579 2.88%
    Faribault-Northfield, MN (FHA|USDA|VA) 1 $335,000 $335,000 $3,005 2.00%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $335,000 $335,000 $1,698 2.50%
    GOLDSBORO, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,585 2.75%
    Murray, KY (FHA|USDA|VA) 2 $330,000 $165,000 $3,897 2.81%
    Laramie, WY (FHA|USDA|VA) 2 $330,000 $165,000 $5,556 3.56%
    Marietta, OH (FHA|USDA|VA) 1 $325,000 $325,000 $995 2.75%
    Hobbs, NM (FHA|USDA|VA) 1 $325,000 $325,000 $5,592 2.99%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $325,000 $325,000 $3,447 3.38%
    Norfolk, NE (FHA|USDA|VA) 1 $325,000 $325,000 $3,997 3.38%
    Gloversville, NY (FHA|USDA|VA) 1 $325,000 $325,000 $3,966 2.75%
    GLENS FALLS, NY (FHA|USDA|VA) 1 $315,000 $315,000 $6,380 2.63%
    MANHATTAN, KS (FHA|USDA|VA) 1 $315,000 $315,000 $4,267 2.75%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $3,974 3.75%
    WARNER ROBINS, GA (FHA|USDA|VA) 2 $310,000 $155,000 $4,377 2.75%
    JEFFERSON CITY, MO (FHA|USDA|VA) 1 $305,000 $305,000 $483 2.50%
    Huntingdon, PA (FHA|USDA|VA) 1 $305,000 $305,000 $9,472 2.75%
    Defiance, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,568 3.00%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $300,000 $150,000 $3,026 3.25%
    Clarksburg, WV (FHA|USDA|VA) 1 $295,000 $295,000 $3,815 2.99%
    Riverton, WY (FHA|USDA|VA) 1 $295,000 $295,000 $4,671 2.99%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $295,000 $295,000 $410 2.63%
    Forest City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,116 2.38%
    DOTHAN, AL (FHA|USDA|VA) 1 $295,000 $295,000 $2,510 2.75%
    BINGHAMTON, NY (FHA|USDA|VA) 2 $290,000 $145,000 $3,076 2.69%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $290,000 $145,000 $5,071 2.75%
    FAIRBANKS, AK (FHA|USDA|VA) 1 $285,000 $285,000 $3,809 2.25%
    Findlay, OH (FHA|USDA|VA) 1 $275,000 $275,000 $1,538 3.00%
    IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $8,527 3.99%
    ERIE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,399 2.50%
    Fergus Falls, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,931 2.38%
    ALBANY, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,788 2.50%
    Centralia, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,442 2.88%
    SPRINGFIELD, OH (FHA|USDA|VA) 1 $265,000 $265,000 $6,085 2.63%
    Zanesville, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,946 3.25%
    Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $1,825 3.00%
    Columbus, MS (FHA|USDA|VA) 1 $255,000 $255,000 $1,160 2.75%
    Mount Vernon, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,862 2.88%
    Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $245,000 $245,000 $4,493 2.88%
    DECATUR, AL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.88%
    Nogales, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $8,483 2.75%
    AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $3,642 3.50%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $235,000 $235,000 $4,738 2.99%
    North Platte, NE (FHA|USDA|VA) 2 $230,000 $115,000 $495 2.93%
    Silver City, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,546 2.88%
    Miami, OK (FHA|USDA|VA) 1 $225,000 $225,000 $3,444 2.25%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $6,318 2.75%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,825 2.63%
    Cortland, NY (FHA|USDA|VA) 1 $225,000 $225,000 $5,768 3.13%
    Indiana, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,083 2.69%
    Opelousas, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,424 2.63%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,623 2.75%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,687 2.99%
    Tifton, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,536 2.75%
    Beaver Dam, WI (FHA|USDA|VA) 1 $215,000 $215,000 $4,725 2.88%
    WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,834 3.88%
    Laconia, NH (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
    Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,749 2.99%
    Enterprise, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,809 2.75%
    RAPID CITY, SD (FHA|USDA|VA) 1 $205,000 $205,000 $2,783 2.50%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,791 3.50%
    Moscow, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
    ROCKFORD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,662 3.13%
    Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,257 3.88%
    Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $5,180 3.13%
    CORVALLIS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $3,135 3.25%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,795 3.25%
    WILLIAMSPORT, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,645 3.25%
    Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,496 2.99%
    Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,099 2.75%
    Ukiah, CA (FHA|USDA|VA) 1 $195,000 $195,000 $5,412 3.00%
    DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,655 3.25%
    DuBois, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,360 3.13%
    Moses Lake, WA (FHA|USDA|VA) 2 $190,000 $95,000 $4,208 3.56%
    Tupelo, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,934 2.38%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,304 2.63%
    Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,843 3.13%
    Ada, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,213 3.13%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,735 2.99%
    Barre, VT (FHA|USDA|VA) 2 $180,000 $90,000 $2,832 4.31%
    Jacksonville, IL (FHA|USDA|VA) 1 $175,000 $175,000 $843 2.88%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,198 2.50%
    FOND DU LAC, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,271 2.63%
    Dixon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,940 2.50%
    Boone, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,099 2.75%
    Statesboro, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,859 3.13%
    LAWRENCE, KS (FHA|USDA|VA) 2 $170,000 $85,000 $2,966 3.56%
    FAYETTEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,266 2.63%
    Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,344 2.88%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,773 3.00%
    Pottsville, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,046 2.63%
    Hailey, ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,723 3.13%
    El Dorado, AR (FHA|USDA|VA) 1 $165,000 $165,000 $5,889 2.99%
    DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,901 2.75%
    Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,052 3.75%
    MERCED, CA (FHA|USDA|VA) 1 $155,000 $155,000 $2,972 3.13%
    Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $3,624 3.25%
    Astoria, OR (FHA|USDA|VA) 1 $155,000 $155,000 $6,429 3.38%
    Hutchinson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,812 2.75%
    MANSFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,705 2.38%
    Cambridge, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,113 2.75%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $145,000 $145,000 $4,495 2.88%
    Bellefontaine, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,422 3.38%
    MISSOULA, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,102 3.38%
    UTICA-ROME, NY (FHA|USDA|VA) 1 $135,000 $135,000 $2,900 3.00%
    HOT SPRINGS, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,192 3.38%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $135,000 $135,000 $4,236 2.63%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $135,000 $135,000 $4,845 3.13%
    Athens, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,957 3.88%
    Clearlake, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,178 2.75%
    HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,384 3.38%
    Alamogordo, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,490 2.50%
    Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,061 2.63%
    ROME, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,508 2.50%
    LEBANON, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,728 2.88%
    Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,210 2.25%
    SHEBOYGAN, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,193 2.63%
    Marion, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,342 3.25%
    Menomonie, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,890 2.75%
    EL CENTRO, CA (FHA|USDA|VA) 1 $115,000 $115,000 $2,813 3.75%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,223 3.00%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,394 3.25%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $110,000 $55,000 $2,809 3.56%
    Klamath Falls, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,077 2.75%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,565 4.13%
    Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,253 3.13%
    Bonham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,479 3.75%
    Bartlesville, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,123 2.63%
    MONTGOMERY, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,385 2.63%
    Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,048 2.99%
    Ardmore, OK (FHA|USDA|VA) 1 $105,000 $105,000 $4,916 2.75%
    LYNCHBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,919 3.50%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,413 2.75%
    Fremont, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,455 2.25%
    SPRINGFIELD, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,073 2.88%
    GETTYSBURG, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,600 2.75%
    GRAND ISLAND, NE (FHA|USDA|VA) 1 $95,000 $95,000 $3,185 3.25%
    Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,624 2.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,049 2.75%
    HARRISONBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
    Lewisburg, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,369 2.88%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $85,000 $85,000 $3,667 3.13%
    Salina, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,756 3.63%
    TOPEKA, KS (FHA|USDA|VA) 2 $80,000 $40,000 $3,081 4.38%
    MANKATO, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,391 2.63%
    Danville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,137 3.00%
    DALTON, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,306 2.75%
    Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.25%
    Roanoke Rapids, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.38%
    BAY CITY, MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.19%
    Shawano, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.25%
    Fort Payne, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,798 3.75%
    Alexander City, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,337 2.99%
    ROCKY MOUNT, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
    Augusta-Waterville, ME (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.50%
    Scottsbluff, NE (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.38%
    BECKLEY, WV (FHA|USDA|VA) 1 $45,000 $45,000 $3,067 2.99%
    LAS CRUCES, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.38%
    MONROE, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.63%
    Somerset, PA (FHA|USDA|VA) 1 $35,000 $35,000 $3,035 3.75%
    St. Marys, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
    Marion, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.88%
    JACKSON, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
    Tiaa Fsb's top markets include San Francisco, New York, San Jose, Los Angeles, and Chicago among others.

    Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Illinois (FHA|USDA|VA)
  • Similar Lenders

    We use machine learning to identify the top lenders compared against TIAA FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Monterey Credit Union
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    Thomaston Savings Bank
    Similarity Rank: 300

    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 5,135 $3,508,965,000 $683,343 $5,427 2.95%
    HELOC 484 $88,430,000 $182,707 n/a 4.18%
    VA 106 $36,080,000 $340,377 $7,222 2.50%
    FHA 50 $12,820,000 $256,400 $7,626 2.80%

    For 2021, Tiaa Fsb's most frequently originated type of loan was Conventional, with 5,135 originations. Their 2nd most popular type was HELOC, with 484 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 2,716 $1,705,920,000 $628,100 $5,042 2.92%
    Home Purchase 1,715 $1,146,705,000 $668,633 $5,927 2.90%
    Cash Out Refi 913 $720,235,000 $788,866 $6,032 3.16%
    Other 292 $55,200,000 $189,041 $4,610 4.12%
    Home Improvement 139 $18,235,000 $131,187 $3,821 4.27%

    For 2021, Tiaa Fsb's most frequently cited loan purpose was Refi, with 2,716 originations. The 2nd most popular reason was Home Purchase, with 1,715 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 4,534 $2,724,150,000 $600,827 $5,791 3.13%
    15 Year 1,007 $394,675,000 $391,931 $4,437 2.67%
    10 Year 93 $445,595,000 $4,791,344 $4,486 2.91%
    20 Year 87 $21,275,000 $244,540 $4,188 3.14%
    Other 49 $40,075,000 $817,857 $4,683 3.03%
    5 Year 5 $20,525,000 $4,105,000 $209 1.67%

    For 2021, Tiaa Fsb's most frequently cited loan duration was 30 Year, with 4,534 originations. The 2nd most popular length was 15 Year, with 1,007 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 1,824 $1,170,110,000 $641,508
    $<1k 1,345 $722,725,000 $537,342
    $2k-3k 721 $267,045,000 $370,381
    $5k+ 622 $521,400,000 $838,264
    $3k-4k 434 $187,650,000 $432,373
    $4k-5k 239 $129,265,000 $540,858

    Tiaa Fsb's average total fees were $5,791, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 1,824 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    2.5-3% 2,873 $1,997,975,000 $695,432
    3-4% 2,062 $1,367,630,000 $663,254
    <2.5% 597 $260,595,000 $436,508
    4-5% 198 $18,150,000 $91,667
    5-6% 38 $1,750,000 $46,053
    6-7% 7 $195,000 $27,857

    During 2021, Tiaa Fsb's average interest rate for loans was 3.13%, while their most frequently originated rate bucket for loans was 2.5-3%, with 2,873 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 1,585 $456,205,000 $287,826 $4,487 2.95%
    $600k-1MM 1,242 $983,320,000 $791,723 $6,464 3.04%
    $100k-200k 935 $140,055,000 $149,791 $3,705 3.04%
    $1MM+ 875 $1,666,725,000 $1,904,829 $8,636 3.01%
    $400k-600k 760 $374,770,000 $493,118 $4,844 2.88%
    $100,000 or less 378 $25,220,000 $66,720 $2,978 3.84%

    2021 saw Tiaa Fsb place emphasis on $200k-400k loans with 1,585 originations, totaling $456,205,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $250k+ 1,803 $1,733,795,000 $961,617 $7,345 3.05%
    $150k-250k 1,316 $712,350,000 $541,299 $5,302 3.02%
    $100k-150k 1,091 $333,945,000 $306,091 $4,478 3.04%
    $75k-100k 585 $137,465,000 $234,983 $4,406 3.07%
    $50k-75k 485 $88,695,000 $182,876 $4,089 3.10%
    $50k or less 235 $29,805,000 $126,830 $3,537 2.79%

    Tiaa Fsb lent most frequently to those with incomes in the $250k+ range, with 1,803 originations. The second most popular income band? $150k-250k, with 1,316 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 1,573 $866,795,000 $551,046 $5,419 3.01%
    30-36% 1,245 $679,635,000 $545,892 $5,341 3.03%
    <20% 751 $409,605,000 $545,413 $5,302 3.03%
    42% 236 $160,090,000 $678,347 $6,839 3.15%
    39% 216 $137,460,000 $636,389 $5,759 3.11%
    40% 213 $130,555,000 $612,934 $6,119 3.09%
    41% 210 $114,880,000 $547,048 $6,016 3.17%
    38% 198 $118,570,000 $598,838 $5,325 3.03%
    36% 198 $123,090,000 $621,667 $5,644 3.01%
    37% 195 $120,055,000 $615,667 $5,714 3.06%
    44% 143 $48,125,000 $336,538 $4,901 3.26%
    43% 114 $39,250,000 $344,298 $5,078 3.13%
    45% 110 $45,540,000 $414,000 $5,306 3.02%
    46% 93 $37,855,000 $407,043 $5,196 2.90%
    48% 76 $22,300,000 $293,421 $4,775 2.95%
    47% 74 $25,280,000 $341,622 $5,217 2.98%
    49% 50 $14,870,000 $297,400 $5,600 2.95%
    50-60% 14 $5,330,000 $380,714 $6,119 2.81%
    >60% 1 $5,000 $5,000 $207 0.00%

    Tiaa Fsb lent most frequently to those with DTI ratios of 20-30%, with 1,573 originations. The next most common DTI ratio? 30-36%, with 1,245 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 4,148 $2,146,940,000 $517,584 $5,589 3.07%
    Not applicable 62 $546,820,000 $8,819,677 $0 3.03%
    Not provided 702 $416,240,000 $592,934 $5,639 3.04%
    Asian 471 $390,625,000 $829,352 $4,941 2.95%
    Black 268 $83,390,000 $311,157 $4,925 2.86%
    Asian Indian 45 $27,625,000 $613,889 $4,452 2.87%
    American Indian 31 $11,895,000 $383,710 $4,179 2.95%
    Filipino 14 $6,460,000 $461,429 $4,255 2.99%
    Chinese 10 $5,210,000 $521,000 $4,502 3.45%
    Other Asian 10 $5,160,000 $516,000 $4,869 3.10%
    Native Hawaiian or Islander 4 $1,750,000 $437,500 $3,810 2.97%
    Other Pacific Islander 1 $1,135,000 $1,135,000 $15,581 2.88%
    2 $1,030,000 $515,000 $7,088 3.31%
    Japanese 4 $970,000 $242,500 $2,937 2.75%
    Vietnamese 1 $855,000 $855,000 $3,957 2.88%
    Korean 2 $190,000 $95,000 $2,768 3.44%

    Approval Rates

    Total approvals of all applications
    90.67%

    Tiaa Fsb has an average approval rate.

    Pick Rate

    Approvals leading to origination
    54.35%

    Tiaa Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 5,775 $3,646,295,000 $631,393

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    5,775 $3,646,295,000 $631,393

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 726 $302,400,000 $416,529 $4,773 3.13%
    40-60% 1,462 $1,071,280,000 $732,750 $5,036 2.93%
    60-80% 2,228 $1,625,470,000 $729,565 $5,869 3.03%
    80-100% 1,055 $567,695,000 $538,100 $5,515 2.89%
    Over 100% 18 $6,800,000 $377,778 $15,437 2.26%
    Under 20% 284 $72,470,000 $255,176 $4,513 4.15%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    TIAA, FSB VA mortgage Trouble during payment process 1 1.2%
    TIAA, FSB Conventional home mortgage Struggling to pay mortgage 9 11.1%
    TIAA, FSB Conventional home mortgage Trouble during payment process 45 55.6%
    TIAA, FSB FHA mortgage Struggling to pay mortgage 2 2.5%
    TIAA, FSB FHA mortgage Trouble during payment process 4 4.9%
    TIAA, FSB Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.2%
    TIAA, FSB Home equity loan or line of credit (HELOC) Trouble during payment process 3 3.7%
    TIAA, FSB Other type of mortgage Trouble during payment process 4 4.9%
    TIAA, FSB VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.2%
    TIAA, FSB Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 3.7%
    TIAA, FSB Conventional home mortgage Closing on a mortgage 6 7.4%
    TIAA, FSB Conventional home mortgage Incorrect information on your report 2 2.5%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Tiaa, FSB 104 New Berlin Road Jacksonville, FL 32218 Full Service B&M $274,535
    Tiaa, FSB 10400-01 San Jose Boulevard Jacksonville, FL 32257 Full Service B&M $648,086
    Tiaa, FSB 1185 Immokalee Road Naples, FL 34110 Full Service B&M $653,605
    Tiaa, FSB 20 Giralda Avenue Coral Gables, FL 33134 Full Service B&M $381,283
    Tiaa, FSB 211 North Broadway, Suite 1000 Saint Louis, MO 63102 Limited, Trust Office $0
    Tiaa, FSB 2521 East Commercial Blvd Fort Lauderdale, FL 33308 Full Service B&M $450,890
    Tiaa, FSB 501 Riverside Ave Jacksonville, FL 32202 Full Service B&M $950,126
    Tiaa, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service B&M $0
    Tiaa, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service Cyber Office $21,898,900
    Tiaa, FSB 595 South Federal Highway, Suite 100 Boca Raton, FL 33432 Full Service B&M $482,247
    Tiaa, FSB 6321 Daniels Parkway Fort Myers, FL 33912 Full Service B&M $602,606
    Tiaa, FSB 6417 U.S. Highway 19 North Clearwater, FL 33761 Full Service B&M $662,634

    For 2021, Tiaa Fsb had 12 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,099,364
    Net interest income $792,815
    Total noninterest income $459,999
    Gross Fiduciary activities income $289,467
    Service charges on deposit accounts $5,690
    Trading account gains and fees $0
    Additional Noninterest Income $164,842
    Pre-tax net operating income $398,948
    Securities gains (or losses, -) $-615
    Income before extraordinary items $295,510
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $295,510
    Minority interest net income $0
    Net income $295,510
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $295,995

    Tiaa Fsb's gross interest income from loans was $1,099,364,000.
    Tiaa Fsb's net interest income from loans was $792,815,000.
    Tiaa Fsb's fee based income from loans was $5,690,000.
    Tiaa Fsb's net income from loans was $295,510,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $306,549
    Provision for credit losses $16,425
    Total noninterest expense $837,441
    Salaries and employee benefits $368,956
    Premises and equipment expense $53,584
    Additional noninterest expense $414,901
    Applicable income taxes $102,823
    Net charge-offs $26,148
    Cash dividends $0

    Tiaa Fsb's interest expense for loans was $306,549,000.
    Tiaa Fsb's payroll and benefits expense were $368,956,000.
    Tiaa Fsb's property, plant and equipment expenses $53,584,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 6.0%
    Real Estate loans 9.0%
    Construction & Land Development loans 3.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 2.0%
    1-4 family residential loans 11.0%
    HELOC loans 0.0%
    All other family 12.0%
    Commercial & industrial loans 3.0%
    Personal loans 4.0%
    Credit card loans 4.9%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $27,760,338
    Deposits held in domestic offices $27,760,338
    Deposits by Individuals, partnerships, and corporations $26,910,523
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $19,288
    Deposits by Commercial banks and other depository institutions in U.S. $830,527
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $6,743,792
    Demand deposits $6,743,792
    Nontransaction accounts $21,016,546
    Money market deposit accounts (MMDAs) $12,838,974
    Other savings deposits (excluding MMDAs) $1,365,666
    Total time deposits $6,811,906
    Total time and savings deposits $21,016,546
    Noninterest-bearing deposits $1,143,909
    Interest-bearing deposits $26,616,429
    Retail deposits $25,177,149
    IRAs and Keogh plan accounts $3,155,005
    Brokered deposits $1,038,217
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $39,076,186
    Cash & Balances due from depository institutions $2,405,616
    Interest-bearing balances $2,360,667
    Total securities $4,228,588
    Federal funds sold & reverse repurchase $0
    Net loans and leases $31,171,872
    Loan and leases loss allowance $226,813
    Trading account assets $0
    Bank premises and fixed assets $37,091
    Other real estate owned $11,044
    Goodwill and other intangibles $328,444
    All other assets $893,531

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $39,076,186
    Total Liabilities $35,294,835
    Total deposits $27,760,338
    Interest-bearing deposits $26,616,429
    Deposits held in domestic offices $27,760,338
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $6,969,930
    Subordinated debt $0
    All other liabilities $564,567

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $31,171,872
    Loan and leases loss allowance $226,813
    Total loans and leases (domestic) $31,398,685
    All real estate loans $19,174,641
    Real estate loans in domestic offices $19,174,641
    Construction and development loans $98,099
    Residential 1-4 family construction $29,234
    Other construction, all land development and other land $68,865
    Loans secured by nonfarm nonresidential properties $3,091,257
    Nonfarm nonresidential secured by owner-occupied properties $148,480
    Commercial real estate & other non-farm, non-residential $2,942,777
    Multifamily residential real estate $1,908,307
    1-4 family residential loans $14,076,978
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $818,730
    To non-U.S. addressees $0
    Loans to individuals $2,848
    Credit card loans $2,568
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $280
    All other loans & leases $11,402,466
    Loans to foreign governments and official institutions $0
    Other loans $8,795,612
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $218,914
    Non 1-4 family restructured loans & leases $422
    Total loans and leases (foreign) $0

    TIAA FSB had $31,171,872,000 of loans outstanding in 2021. $19,174,641,000 of loans were in real estate loans. $98,099,000 of loans were in development loans. $1,908,307,000 of loans were in multifamily mortgage loans. $14,076,978,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,568,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 32 $10,878 $339,938
    Nonfarm, nonresidential loans - <$100k 1 $28 $28,000
    Nonfarm, nonresidential loans - $250k-1MM 31 $10,850 $350,000
    Commercial & Industrial, US addressed loans - <$1MM 2,764 $333,580 $120,687
    Commercial & Industrial, US addressed loans - <$100k 805 $22,557 $28,021
    Commercial & Industrial, US addressed loans - $100-250k 1,132 $111,406 $98,415
    Commercial & Industrial, US addressed loans - $250k-1MM 827 $199,617 $241,375