Tiaa Fsb Mortgage Rates, Fees & Info

Jacksonville, FL

LEI: 5Z1UQ1CWY0DQ3KJWDQ07

Tax ID: 59-3531592

4 stars - out of 5 stars, based on 76 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Tiaa Fsb is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Tiaa Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include San Francisco, New York, San Jose, Los Angeles, and Chicago among others. Tiaa Fsb has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Tiaa Fsb is typically an average fee lendor.


Originations

5,775

Origination Dollar Volume (All Markets)

$3,646,295,000

Employee count

1,472 Show all (13) awards

Relative Rate

Tiaa Fsb's average 30 year fixed rate mortgage of loans were 3.13%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.02%.

Relative Fees

Tiaa Fsb's average total fees for a 30 year fixed rate mortgage are $5,791.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 280 $277,210,000 $990,036 $5,425 2.96%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 432 $264,100,000 $611,343 $6,964 3.09%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 224 $251,100,000 $1,120,982 $4,691 2.88%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 227 $218,725,000 $963,546 $6,882 3.07%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 148 $209,380,000 $1,414,730 $4,309 2.99%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 96 $125,200,000 $1,304,167 $7,026 3.06%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 148 $112,530,000 $760,338 $6,457 3.07%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 109 $102,025,000 $936,009 $7,332 3.12%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 178 $95,110,000 $534,326 $5,270 3.10%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 146 $89,910,000 $615,822 $5,438 3.09%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 155 $87,305,000 $563,258 $4,647 3.12%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 157 $76,235,000 $485,573 $6,310 2.76%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 123 $74,695,000 $607,276 $6,895 2.97%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 134 $61,990,000 $462,612 $4,013 3.18%
JACKSONVILLE, FL (FHA|USDA|VA) 191 $57,895,000 $303,115 $4,554 2.81%
PROVO-OREM, UT (FHA|USDA|VA) 9 $55,645,000 $6,182,778 $5,954 3.19%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 74 $54,460,000 $735,946 $9,949 3.14%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 96 $53,290,000 $555,104 $5,217 3.01%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 128 $52,370,000 $409,141 $4,440 2.95%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 56 $47,870,000 $854,821 $6,990 3.10%
Outside of Metro Areas 135 $46,465,000 $344,185 $5,081 3.02%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 60 $45,060,000 $751,000 $5,061 2.96%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 24 $44,240,000 $1,843,333 $3,350 3.01%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 68 $37,770,000 $555,441 $5,701 3.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 119 $36,925,000 $310,294 $5,472 3.12%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 44 $32,090,000 $729,318 $6,697 2.97%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 19 $29,555,000 $1,555,526 $4,106 2.99%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 36 $29,380,000 $816,111 $6,741 3.03%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 41 $26,525,000 $646,951 $5,757 3.11%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 39 $24,855,000 $637,308 $6,383 3.01%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 44 $21,870,000 $497,045 $3,964 3.03%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 44 $20,810,000 $472,955 $7,650 3.19%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 22 $20,660,000 $939,091 $6,989 3.14%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 13 $20,025,000 $1,540,385 $5,821 2.92%
ST. LOUIS, MO-IL (FHA|USDA|VA) 48 $19,770,000 $411,875 $3,262 2.95%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 31 $18,785,000 $605,968 $6,598 3.03%
TUCSON, AZ (FHA|USDA|VA) 30 $17,620,000 $587,333 $4,603 3.19%
BOULDER, CO (FHA|USDA|VA) 20 $17,610,000 $880,500 $4,120 2.97%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 45 $17,055,000 $379,000 $5,240 3.09%
MADISON, WI (FHA|USDA|VA) 8 $16,100,000 $2,012,500 $5,483 3.12%
RENO, NV (FHA|USDA|VA) 25 $15,685,000 $627,400 $6,276 3.09%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 30 $15,630,000 $521,000 $6,665 3.22%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 22 $15,520,000 $705,455 $5,961 2.95%
FRESNO, CA (FHA|USDA|VA) 8 $13,600,000 $1,700,000 $6,002 3.59%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 34 $13,540,000 $398,235 $5,753 3.04%
RALEIGH-CARY, NC (FHA|USDA|VA) 34 $13,220,000 $388,824 $5,574 3.00%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 14 $12,760,000 $911,429 $8,702 3.36%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 27 $12,615,000 $467,222 $4,472 3.30%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 28 $12,030,000 $429,643 $6,125 3.18%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 2 $11,360,000 $5,680,000 $3,933 2.68%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 45 $11,195,000 $248,778 $4,458 2.91%
SALINAS, CA (FHA|USDA|VA) 13 $10,785,000 $829,615 $5,203 2.97%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 11 $10,405,000 $945,909 $8,308 3.06%
Edwards, CO (FHA|USDA|VA) 13 $10,195,000 $784,231 $6,541 2.89%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 12 $9,930,000 $827,500 $4,205 2.95%
KNOXVILLE, TN (FHA|USDA|VA) 3 $9,525,000 $3,175,000 $4,718 3.15%
Heber, UT (FHA|USDA|VA) 12 $9,390,000 $782,500 $5,730 3.10%
SALT LAKE CITY, UT (FHA|USDA|VA) 18 $9,090,000 $505,000 $5,177 3.12%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 29 $8,625,000 $297,414 $3,109 3.25%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 31 $8,525,000 $275,000 $3,599 3.05%
FORT COLLINS, CO (FHA|USDA|VA) 17 $8,375,000 $492,647 $4,081 3.21%
RICHMOND, VA (FHA|USDA|VA) 25 $8,195,000 $327,800 $3,716 2.92%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $8,045,000 $536,333 $5,006 3.18%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 10 $7,840,000 $784,000 $7,310 3.19%
BELLINGHAM, WA (FHA|USDA|VA) 6 $7,730,000 $1,288,333 $3,524 3.04%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 22 $7,350,000 $334,091 $6,043 2.89%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 21 $7,195,000 $342,619 $4,668 3.23%
WILMINGTON, NC (FHA|USDA|VA) 8 $7,130,000 $891,250 $5,881 3.06%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 19 $7,005,000 $368,684 $3,926 2.98%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 8 $6,750,000 $843,750 $9,088 3.13%
KANSAS CITY, MO-KS (FHA|USDA|VA) 20 $6,600,000 $330,000 $3,330 2.96%
SANTA FE, NM (FHA|USDA|VA) 7 $6,575,000 $939,286 $6,534 3.07%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $6,395,000 $491,923 $6,885 3.07%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 7 $6,385,000 $912,143 $5,179 3.26%
Breckenridge, CO (FHA|USDA|VA) 10 $6,300,000 $630,000 $5,362 3.26%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 16 $6,270,000 $391,875 $5,030 3.17%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 13 $6,215,000 $478,077 $5,508 3.20%
SALISBURY, MD-DE (FHA|USDA|VA) 14 $5,990,000 $427,857 $4,929 3.00%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $5,800,000 $362,500 $3,381 3.29%
COLORADO SPRINGS, CO (FHA|USDA|VA) 14 $5,480,000 $391,429 $5,201 2.96%
ALBUQUERQUE, NM (FHA|USDA|VA) 10 $5,380,000 $538,000 $5,986 3.24%
OCEAN CITY, NJ (FHA|USDA|VA) 7 $5,365,000 $766,429 $8,132 3.09%
PITTSBURGH, PA (FHA|USDA|VA) 22 $5,300,000 $240,909 $5,901 2.88%
TULSA, OK (FHA|USDA|VA) 11 $5,295,000 $481,364 $4,981 3.08%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 17 $5,245,000 $308,529 $3,935 3.14%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 10 $5,200,000 $520,000 $4,644 3.06%
Key West, FL (FHA|USDA|VA) 5 $5,025,000 $1,005,000 $9,562 3.25%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 7 $5,005,000 $715,000 $8,348 3.21%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 11 $4,915,000 $446,818 $6,471 3.11%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $4,885,000 $977,000 $6,572 3.30%
WORCESTER, MA-CT (FHA|USDA|VA) 14 $4,670,000 $333,571 $3,186 2.95%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $4,510,000 $563,750 $5,665 3.23%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 16 $4,500,000 $281,250 $3,806 3.03%
BEND, OR (FHA|USDA|VA) 8 $4,480,000 $560,000 $9,588 3.19%
STOCKTON, CA (FHA|USDA|VA) 8 $4,030,000 $503,750 $4,373 3.03%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 13 $4,025,000 $309,615 $5,586 3.05%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $4,020,000 $2,010,000 $295 2.98%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $3,910,000 $488,750 $6,545 3.15%
BRUNSWICK, GA (FHA|USDA|VA) 4 $3,910,000 $977,500 $10,899 3.06%
Easton, MD (FHA|USDA|VA) 3 $3,885,000 $1,295,000 $6,940 2.75%
PORT ST. LUCIE, FL (FHA|USDA|VA) 7 $3,755,000 $536,429 $5,913 3.16%
VALLEJO, CA (FHA|USDA|VA) 8 $3,740,000 $467,500 $6,281 3.03%
BATON ROUGE, LA (FHA|USDA|VA) 8 $3,730,000 $466,250 $6,027 3.02%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 3 $3,695,000 $1,231,667 $5,033 2.96%
Oak Harbor, WA (FHA|USDA|VA) 5 $3,685,000 $737,000 $8,502 3.15%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 11 $3,675,000 $334,091 $3,507 2.98%
CANTON-MASSILLON, OH (FHA|USDA|VA) 1 $3,525,000 $3,525,000 $0 3.31%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 5 $3,305,000 $661,000 $8,866 3.05%
ANN ARBOR, MI (FHA|USDA|VA) 11 $3,195,000 $290,455 $2,677 3.24%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 11 $3,095,000 $281,364 $6,260 3.22%
Glenwood Springs, CO (FHA|USDA|VA) 4 $3,020,000 $755,000 $5,794 2.78%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 11 $2,995,000 $272,273 $4,318 3.19%
SPRINGFIELD, MA (FHA|USDA|VA) 11 $2,955,000 $268,636 $4,020 3.36%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 5 $2,955,000 $591,000 $5,181 3.00%
GAINESVILLE, GA (FHA|USDA|VA) 2 $2,950,000 $1,475,000 $6,618 3.18%
GAINESVILLE, FL (FHA|USDA|VA) 6 $2,870,000 $478,333 $6,152 2.96%
COLUMBIA, SC (FHA|USDA|VA) 10 $2,760,000 $276,000 $3,171 3.02%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 7 $2,745,000 $392,143 $2,663 3.25%
NAPA, CA (FHA|USDA|VA) 3 $2,665,000 $888,333 $7,125 2.96%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 9 $2,635,000 $292,778 $3,447 3.28%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 9 $2,625,000 $291,667 $3,164 3.00%
GREELEY, CO (FHA|USDA|VA) 9 $2,605,000 $289,444 $4,412 2.76%
Durango, CO (FHA|USDA|VA) 4 $2,590,000 $647,500 $15,105 2.90%
TUSCALOOSA, AL (FHA|USDA|VA) 8 $2,540,000 $317,500 $5,661 2.98%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 12 $2,530,000 $210,833 $3,606 3.25%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $2,500,000 $416,667 $5,203 3.17%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 10 $2,460,000 $246,000 $3,309 3.09%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 3 $2,425,000 $808,333 $12,086 3.13%
COLUMBUS, OH (FHA|USDA|VA) 13 $2,385,000 $183,462 $3,869 2.86%
BOISE CITY, ID (FHA|USDA|VA) 3 $2,385,000 $795,000 $7,358 3.08%
GREENVILLE, NC (FHA|USDA|VA) 3 $2,345,000 $781,667 $3,648 3.15%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 7 $2,335,000 $333,571 $9,264 3.30%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 9 $2,185,000 $242,778 $4,574 3.14%
Lebanon, NH-VT (FHA|USDA|VA) 8 $2,160,000 $270,000 $4,458 3.22%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 4 $2,160,000 $540,000 $3,652 2.75%
Traverse City, MI (FHA|USDA|VA) 3 $2,075,000 $691,667 $6,475 2.63%
FLAGSTAFF, AZ (FHA|USDA|VA) 2 $2,020,000 $1,010,000 $9,972 3.68%
MEDFORD, OR (FHA|USDA|VA) 7 $1,955,000 $279,286 $6,197 3.18%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 9 $1,955,000 $217,222 $2,768 2.99%
Georgetown, SC (FHA|USDA|VA) 4 $1,930,000 $482,500 $3,483 2.88%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,660 3.09%
ASHEVILLE, NC (FHA|USDA|VA) 6 $1,840,000 $306,667 $4,087 2.90%
Hilo, HI (FHA|USDA|VA) 4 $1,840,000 $460,000 $6,601 2.63%
Torrington, CT (FHA|USDA|VA) 8 $1,810,000 $226,250 $4,110 3.20%
URBAN HONOLULU, HI (FHA|USDA|VA) 4 $1,800,000 $450,000 $7,143 2.75%
READING, PA (FHA|USDA|VA) 6 $1,780,000 $296,667 $4,284 2.94%
Ellensburg, WA (FHA|USDA|VA) 2 $1,770,000 $885,000 $11,879 3.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,745,000 $249,286 $1,666 2.88%
Bozeman, MT (FHA|USDA|VA) 6 $1,740,000 $290,000 $3,700 2.85%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,740,000 $435,000 $5,590 2.88%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 8 $1,720,000 $215,000 $2,799 2.95%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 7 $1,715,000 $245,000 $2,030 3.07%
SPARTANBURG, SC (FHA|USDA|VA) 5 $1,685,000 $337,000 $3,990 2.85%
AKRON, OH (FHA|USDA|VA) 4 $1,640,000 $410,000 $1,800 2.94%
DAYTON-KETTERING, OH (FHA|USDA|VA) 6 $1,640,000 $273,333 $4,006 3.58%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,640,000 $410,000 $2,743 2.69%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 7 $1,595,000 $227,857 $3,541 3.16%
SYRACUSE, NY (FHA|USDA|VA) 8 $1,580,000 $197,500 $3,964 3.26%
SAVANNAH, GA (FHA|USDA|VA) 6 $1,580,000 $263,333 $3,982 2.64%
LAFAYETTE, LA (FHA|USDA|VA) 3 $1,575,000 $525,000 $4,661 3.04%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $1,570,000 $392,500 $7,007 3.06%
Granbury, TX (FHA|USDA|VA) 4 $1,490,000 $372,500 $6,497 2.78%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 8 $1,420,000 $177,500 $4,483 3.03%
Outside of Metro Areas 2 $1,350,000 $675,000 $11,535 2.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 5 $1,345,000 $269,000 $7,218 3.43%
Aberdeen, WA (FHA|USDA|VA) 2 $1,340,000 $670,000 $7,119 3.56%
Truckee-Grass Valley, CA (FHA|USDA|VA) 2 $1,300,000 $650,000 $4,530 3.00%
JACKSON, MS (FHA|USDA|VA) 5 $1,295,000 $259,000 $1,612 2.95%
REDDING, CA (FHA|USDA|VA) 3 $1,295,000 $431,667 $3,343 2.54%
CARSON CITY, NV (FHA|USDA|VA) 2 $1,290,000 $645,000 $4,023 3.18%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $1,255,000 $418,333 $2,649 2.75%
WACO, TX (FHA|USDA|VA) 3 $1,245,000 $415,000 $5,092 2.75%
ROCHESTER, NY (FHA|USDA|VA) 5 $1,235,000 $247,000 $5,062 3.35%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,230,000 $153,750 $3,144 3.09%
Jackson, WY-ID (FHA|USDA|VA) 1 $1,225,000 $1,225,000 $5,055 2.88%
HUNTSVILLE, AL (FHA|USDA|VA) 3 $1,215,000 $405,000 $2,480 2.38%
Marion, NC (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $5,798 3.25%
Jefferson, GA (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,168 2.91%
Concord, NH (FHA|USDA|VA) 7 $1,155,000 $165,000 $3,772 3.50%
MOBILE, AL (FHA|USDA|VA) 6 $1,150,000 $191,667 $3,764 3.21%
LONGVIEW, TX (FHA|USDA|VA) 3 $1,145,000 $381,667 $3,773 2.54%
PANAMA CITY, FL (FHA|USDA|VA) 2 $1,120,000 $560,000 $5,101 3.00%
BURLINGTON, NC (FHA|USDA|VA) 6 $1,110,000 $185,000 $3,154 2.92%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,095,000 $365,000 $11,309 2.83%
TYLER, TX (FHA|USDA|VA) 2 $1,070,000 $535,000 $5,978 3.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $1,070,000 $535,000 $7,283 2.81%
MORGANTOWN, WV (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,715 2.97%
Oxford, MS (FHA|USDA|VA) 2 $1,050,000 $525,000 $12,876 3.06%
Keene, NH (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,138 2.87%
LANCASTER, PA (FHA|USDA|VA) 6 $1,040,000 $173,333 $2,990 2.85%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $1,035,000 $1,035,000 $4,258 3.00%
STATE COLLEGE, PA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,807 2.79%
IOWA CITY, IA (FHA|USDA|VA) 4 $960,000 $240,000 $3,741 3.06%
ROANOKE, VA (FHA|USDA|VA) 4 $940,000 $235,000 $4,303 2.66%
FORT WAYNE, IN (FHA|USDA|VA) 4 $940,000 $235,000 $3,038 3.03%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 2 $920,000 $460,000 $8,075 4.00%
Gainesville, TX (FHA|USDA|VA) 1 $915,000 $915,000 $14,828 3.38%
VALDOSTA, GA (FHA|USDA|VA) 2 $910,000 $455,000 $6,795 3.81%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 3 $905,000 $301,667 $4,042 2.88%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $900,000 $450,000 $3,402 2.87%
CHEYENNE, WY (FHA|USDA|VA) 2 $890,000 $445,000 $10,838 2.88%
YAKIMA, WA (FHA|USDA|VA) 4 $870,000 $217,500 $4,604 2.81%
DOVER, DE (FHA|USDA|VA) 5 $855,000 $171,000 $4,099 2.97%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 6 $850,000 $141,667 $3,253 2.83%
TALLAHASSEE, FL (FHA|USDA|VA) 4 $850,000 $212,500 $4,793 3.00%
Payson, AZ (FHA|USDA|VA) 1 $845,000 $845,000 $7,150 3.13%
LINCOLN, NE (FHA|USDA|VA) 2 $840,000 $420,000 $3,635 3.06%
MIDLAND, TX (FHA|USDA|VA) 4 $820,000 $205,000 $3,695 3.00%
Kalispell, MT (FHA|USDA|VA) 1 $815,000 $815,000 $5,171 3.13%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 2 $810,000 $405,000 $8,920 3.00%
PITTSFIELD, MA (FHA|USDA|VA) 1 $805,000 $805,000 $6,001 2.99%
EL PASO, TX (FHA|USDA|VA) 3 $795,000 $265,000 $7,458 2.91%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $790,000 $395,000 $4,149 3.44%
LOGAN, UT-ID (FHA|USDA|VA) 1 $775,000 $775,000 $4,619 2.88%
KINGSTON, NY (FHA|USDA|VA) 3 $765,000 $255,000 $7,842 3.54%
Shelton, WA (FHA|USDA|VA) 2 $760,000 $380,000 $3,871 3.25%
LONGVIEW, WA (FHA|USDA|VA) 1 $755,000 $755,000 $6,209 2.88%
VICTORIA, TX (FHA|USDA|VA) 3 $755,000 $251,667 $3,051 3.08%
ABILENE, TX (FHA|USDA|VA) 2 $750,000 $375,000 $20,384 4.56%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $745,000 $248,333 $1,569 2.87%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $735,000 $245,000 $2,678 3.13%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $730,000 $365,000 $2,472 3.00%
Malone, NY (FHA|USDA|VA) 1 $725,000 $725,000 $6,430 2.88%
WICHITA, KS (FHA|USDA|VA) 4 $710,000 $177,500 $2,204 2.94%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $690,000 $345,000 $5,168 2.99%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 2 $690,000 $345,000 $2,328 2.56%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $685,000 $228,333 $3,571 3.04%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $680,000 $340,000 $810 2.81%
Sandpoint, ID (FHA|USDA|VA) 1 $675,000 $675,000 $14,278 3.00%
VISALIA, CA (FHA|USDA|VA) 3 $675,000 $225,000 $5,044 3.17%
COLUMBIA, MO (FHA|USDA|VA) 2 $670,000 $335,000 $3,391 3.19%
MODESTO, CA (FHA|USDA|VA) 4 $670,000 $167,500 $3,373 2.97%
TOLEDO, OH (FHA|USDA|VA) 3 $665,000 $221,667 $3,857 2.63%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $660,000 $330,000 $3,052 2.87%
BLOOMINGTON, IN (FHA|USDA|VA) 3 $655,000 $218,333 $2,669 2.46%
WALLA WALLA, WA (FHA|USDA|VA) 3 $645,000 $215,000 $2,861 3.00%
OCALA, FL (FHA|USDA|VA) 3 $605,000 $201,667 $3,559 2.91%
Port Angeles, WA (FHA|USDA|VA) 2 $600,000 $300,000 $5,538 2.88%
Wilson, NC (FHA|USDA|VA) 3 $595,000 $198,333 $3,662 2.96%
PUEBLO, CO (FHA|USDA|VA) 3 $595,000 $198,333 $3,505 4.42%
COLUMBUS, IN (FHA|USDA|VA) 3 $595,000 $198,333 $1,637 3.50%
ITHACA, NY (FHA|USDA|VA) 2 $590,000 $295,000 $0 3.94%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $585,000 $195,000 $2,950 2.83%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $580,000 $290,000 $3,278 2.63%
BAKERSFIELD, CA (FHA|USDA|VA) 2 $580,000 $290,000 $4,065 3.31%
Lake City, FL (FHA|USDA|VA) 1 $575,000 $575,000 $6,581 3.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 3 $575,000 $191,667 $1,890 3.75%
CHARLESTON, WV (FHA|USDA|VA) 2 $570,000 $285,000 $6,288 2.68%
GREAT FALLS, MT (FHA|USDA|VA) 1 $565,000 $565,000 $13,019 3.38%
YORK-HANOVER, PA (FHA|USDA|VA) 3 $555,000 $185,000 $3,564 2.50%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $550,000 $275,000 $1,285 3.19%
Crossville, TN (FHA|USDA|VA) 1 $545,000 $545,000 $4,195 2.88%
GRANTS PASS, OR (FHA|USDA|VA) 3 $525,000 $175,000 $4,756 2.58%
MADERA, CA (FHA|USDA|VA) 2 $510,000 $255,000 $3,917 2.69%
WENATCHEE, WA (FHA|USDA|VA) 2 $510,000 $255,000 $3,897 2.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $505,000 $168,333 $2,783 2.92%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $505,000 $505,000 $2,733 2.75%
Price, UT (FHA|USDA|VA) 2 $500,000 $250,000 $4,960 2.63%
Batavia, NY (FHA|USDA|VA) 2 $500,000 $250,000 $5,656 2.81%
GREEN BAY, WI (FHA|USDA|VA) 1 $495,000 $495,000 $2,229 2.75%
ANCHORAGE, AK (FHA|USDA|VA) 2 $490,000 $245,000 $2,254 3.31%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $485,000 $161,667 $2,119 3.13%
JONESBORO, AR (FHA|USDA|VA) 2 $480,000 $240,000 $3,543 2.50%
Oneonta, NY (FHA|USDA|VA) 1 $475,000 $475,000 $9,044 2.63%
Ruidoso, NM (FHA|USDA|VA) 1 $465,000 $465,000 $2,554 2.63%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $465,000 $155,000 $4,177 2.96%
NEW BERN, NC (FHA|USDA|VA) 2 $460,000 $230,000 $16,289 3.00%
Newport, OR (FHA|USDA|VA) 1 $455,000 $455,000 $4,475 2.75%
ROCHESTER, MN (FHA|USDA|VA) 1 $455,000 $455,000 $4,977 2.00%
Sheridan, WY (FHA|USDA|VA) 1 $435,000 $435,000 $2,562 2.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $425,000 $425,000 $5,869 2.88%
Prineville, OR (FHA|USDA|VA) 1 $415,000 $415,000 $3,732 2.88%
MORRISTOWN, TN (FHA|USDA|VA) 2 $410,000 $205,000 $4,104 2.69%
Pullman, WA (FHA|USDA|VA) 3 $405,000 $135,000 $3,066 4.08%
FARGO, ND-MN (FHA|USDA|VA) 2 $400,000 $200,000 $1,624 3.00%
SUMTER, SC (FHA|USDA|VA) 2 $400,000 $200,000 $6,375 2.87%
Vineyard Haven, MA (FHA|USDA|VA) 1 $395,000 $395,000 $6,261 2.75%
LUBBOCK, TX (FHA|USDA|VA) 2 $390,000 $195,000 $1,604 3.69%
Stillwater, OK (FHA|USDA|VA) 3 $385,000 $128,333 $3,484 3.58%
Del Rio, TX (FHA|USDA|VA) 1 $385,000 $385,000 $2,972 2.75%
Steamboat Springs, CO (FHA|USDA|VA) 1 $385,000 $385,000 $10,386 2.75%
POCATELLO, ID (FHA|USDA|VA) 1 $375,000 $375,000 $3,989 2.75%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 1 $365,000 $365,000 $4,330 2.38%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 2 $360,000 $180,000 $4,878 3.50%
Brevard, NC (FHA|USDA|VA) 3 $355,000 $118,333 $3,074 4.04%
JOHNSON CITY, TN (FHA|USDA|VA) 1 $345,000 $345,000 $445 2.88%
FLORENCE, SC (FHA|USDA|VA) 2 $340,000 $170,000 $3,579 2.88%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $335,000 $335,000 $3,005 2.00%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $335,000 $335,000 $1,698 2.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $335,000 $335,000 $8,585 2.75%
Murray, KY (FHA|USDA|VA) 2 $330,000 $165,000 $3,897 2.81%
Laramie, WY (FHA|USDA|VA) 2 $330,000 $165,000 $5,556 3.56%
Marietta, OH (FHA|USDA|VA) 1 $325,000 $325,000 $995 2.75%
Hobbs, NM (FHA|USDA|VA) 1 $325,000 $325,000 $5,592 2.99%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $325,000 $325,000 $3,447 3.38%
Norfolk, NE (FHA|USDA|VA) 1 $325,000 $325,000 $3,997 3.38%
Gloversville, NY (FHA|USDA|VA) 1 $325,000 $325,000 $3,966 2.75%
GLENS FALLS, NY (FHA|USDA|VA) 1 $315,000 $315,000 $6,380 2.63%
MANHATTAN, KS (FHA|USDA|VA) 1 $315,000 $315,000 $4,267 2.75%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $310,000 $155,000 $3,974 3.75%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $310,000 $155,000 $4,377 2.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $305,000 $305,000 $483 2.50%
Huntingdon, PA (FHA|USDA|VA) 1 $305,000 $305,000 $9,472 2.75%
Defiance, OH (FHA|USDA|VA) 1 $305,000 $305,000 $5,568 3.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 2 $300,000 $150,000 $3,026 3.25%
Clarksburg, WV (FHA|USDA|VA) 1 $295,000 $295,000 $3,815 2.99%
Riverton, WY (FHA|USDA|VA) 1 $295,000 $295,000 $4,671 2.99%
CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $295,000 $295,000 $410 2.63%
Forest City, NC (FHA|USDA|VA) 1 $295,000 $295,000 $2,116 2.38%
DOTHAN, AL (FHA|USDA|VA) 1 $295,000 $295,000 $2,510 2.75%
BINGHAMTON, NY (FHA|USDA|VA) 2 $290,000 $145,000 $3,076 2.69%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 2 $290,000 $145,000 $5,071 2.75%
FAIRBANKS, AK (FHA|USDA|VA) 1 $285,000 $285,000 $3,809 2.25%
Findlay, OH (FHA|USDA|VA) 1 $275,000 $275,000 $1,538 3.00%
IDAHO FALLS, ID (FHA|USDA|VA) 1 $275,000 $275,000 $8,527 3.99%
ERIE, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,399 2.50%
Fergus Falls, MN (FHA|USDA|VA) 1 $275,000 $275,000 $3,931 2.38%
ALBANY, GA (FHA|USDA|VA) 2 $270,000 $135,000 $4,788 2.50%
Centralia, WA (FHA|USDA|VA) 1 $265,000 $265,000 $6,442 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $265,000 $265,000 $6,085 2.63%
Zanesville, OH (FHA|USDA|VA) 2 $260,000 $130,000 $4,946 3.25%
Sandusky, OH (FHA|USDA|VA) 2 $260,000 $130,000 $1,825 3.00%
Columbus, MS (FHA|USDA|VA) 1 $255,000 $255,000 $1,160 2.75%
Mount Vernon, OH (FHA|USDA|VA) 1 $255,000 $255,000 $3,862 2.88%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $245,000 $245,000 $4,493 2.88%
DECATUR, AL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.88%
Nogales, AZ (FHA|USDA|VA) 1 $245,000 $245,000 $8,483 2.75%
AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $3,642 3.50%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $235,000 $235,000 $4,738 2.99%
North Platte, NE (FHA|USDA|VA) 2 $230,000 $115,000 $495 2.93%
Silver City, NM (FHA|USDA|VA) 1 $225,000 $225,000 $3,546 2.88%
Miami, OK (FHA|USDA|VA) 1 $225,000 $225,000 $3,444 2.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $225,000 $225,000 $6,318 2.75%
North Wilkesboro, NC (FHA|USDA|VA) 1 $225,000 $225,000 $6,825 2.63%
Cortland, NY (FHA|USDA|VA) 1 $225,000 $225,000 $5,768 3.13%
Indiana, PA (FHA|USDA|VA) 2 $220,000 $110,000 $3,083 2.69%
Opelousas, LA (FHA|USDA|VA) 1 $215,000 $215,000 $3,424 2.63%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $215,000 $215,000 $3,623 2.75%
Hermiston-Pendleton, OR (FHA|USDA|VA) 1 $215,000 $215,000 $2,687 2.99%
Tifton, GA (FHA|USDA|VA) 1 $215,000 $215,000 $4,536 2.75%
Beaver Dam, WI (FHA|USDA|VA) 1 $215,000 $215,000 $4,725 2.88%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 1 $215,000 $215,000 $5,834 3.88%
Laconia, NH (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
Alexandria, MN (FHA|USDA|VA) 1 $205,000 $205,000 $3,749 2.99%
Enterprise, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,809 2.75%
RAPID CITY, SD (FHA|USDA|VA) 1 $205,000 $205,000 $2,783 2.50%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,791 3.50%
Moscow, ID (FHA|USDA|VA) 1 $205,000 $205,000 $0 3.75%
ROCKFORD, IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,662 3.13%
Holland, MI (FHA|USDA|VA) 1 $205,000 $205,000 $5,257 3.88%
Coos Bay, OR (FHA|USDA|VA) 1 $205,000 $205,000 $5,180 3.13%
CORVALLIS, OR (FHA|USDA|VA) 1 $205,000 $205,000 $3,135 3.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $205,000 $205,000 $2,795 3.25%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,645 3.25%
Sevierville, TN (FHA|USDA|VA) 1 $195,000 $195,000 $2,496 2.99%
Russellville, AR (FHA|USDA|VA) 1 $195,000 $195,000 $4,099 2.75%
Ukiah, CA (FHA|USDA|VA) 1 $195,000 $195,000 $5,412 3.00%
DANVILLE, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,655 3.25%
DuBois, PA (FHA|USDA|VA) 1 $195,000 $195,000 $4,360 3.13%
Moses Lake, WA (FHA|USDA|VA) 2 $190,000 $95,000 $4,208 3.56%
Tupelo, MS (FHA|USDA|VA) 1 $185,000 $185,000 $2,934 2.38%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $185,000 $185,000 $4,304 2.63%
Cullowhee, NC (FHA|USDA|VA) 1 $185,000 $185,000 $3,843 3.13%
Ada, OK (FHA|USDA|VA) 1 $185,000 $185,000 $2,213 3.13%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $185,000 $185,000 $2,735 2.99%
Barre, VT (FHA|USDA|VA) 2 $180,000 $90,000 $2,832 4.31%
Jacksonville, IL (FHA|USDA|VA) 1 $175,000 $175,000 $843 2.88%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,198 2.50%
FOND DU LAC, WI (FHA|USDA|VA) 1 $175,000 $175,000 $5,271 2.63%
Dixon, IL (FHA|USDA|VA) 1 $175,000 $175,000 $2,940 2.50%
Boone, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,099 2.75%
Statesboro, GA (FHA|USDA|VA) 1 $175,000 $175,000 $5,859 3.13%
LAWRENCE, KS (FHA|USDA|VA) 2 $170,000 $85,000 $2,966 3.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $165,000 $165,000 $3,266 2.63%
Shelby, NC (FHA|USDA|VA) 1 $165,000 $165,000 $5,344 2.88%
THE VILLAGES, FL (FHA|USDA|VA) 1 $165,000 $165,000 $3,773 3.00%
Pottsville, PA (FHA|USDA|VA) 1 $165,000 $165,000 $5,046 2.63%
Hailey, ID (FHA|USDA|VA) 1 $165,000 $165,000 $3,723 3.13%
El Dorado, AR (FHA|USDA|VA) 1 $165,000 $165,000 $5,889 2.99%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,901 2.75%
Frankfort, KY (FHA|USDA|VA) 1 $155,000 $155,000 $5,052 3.75%
MERCED, CA (FHA|USDA|VA) 1 $155,000 $155,000 $2,972 3.13%
Auburn, NY (FHA|USDA|VA) 1 $155,000 $155,000 $3,624 3.25%
Astoria, OR (FHA|USDA|VA) 1 $155,000 $155,000 $6,429 3.38%
Hutchinson, KS (FHA|USDA|VA) 1 $155,000 $155,000 $1,812 2.75%
MANSFIELD, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,705 2.38%
Cambridge, OH (FHA|USDA|VA) 1 $145,000 $145,000 $5,113 2.75%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $145,000 $145,000 $4,495 2.88%
Bellefontaine, OH (FHA|USDA|VA) 1 $145,000 $145,000 $3,422 3.38%
MISSOULA, MT (FHA|USDA|VA) 1 $135,000 $135,000 $3,102 3.38%
UTICA-ROME, NY (FHA|USDA|VA) 1 $135,000 $135,000 $2,900 3.00%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $135,000 $135,000 $4,192 3.38%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $135,000 $135,000 $4,236 2.63%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $135,000 $135,000 $4,845 3.13%
Athens, TN (FHA|USDA|VA) 1 $135,000 $135,000 $4,957 3.88%
Clearlake, CA (FHA|USDA|VA) 1 $125,000 $125,000 $4,178 2.75%
HAMMOND, LA (FHA|USDA|VA) 1 $125,000 $125,000 $4,384 3.38%
Alamogordo, NM (FHA|USDA|VA) 1 $125,000 $125,000 $4,490 2.50%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,061 2.63%
ROME, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,508 2.50%
LEBANON, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,728 2.88%
Roswell, NM (FHA|USDA|VA) 1 $115,000 $115,000 $2,210 2.25%
SHEBOYGAN, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,193 2.63%
Marion, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,342 3.25%
Menomonie, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,890 2.75%
EL CENTRO, CA (FHA|USDA|VA) 1 $115,000 $115,000 $2,813 3.75%
SPRINGFIELD, MO (FHA|USDA|VA) 1 $115,000 $115,000 $3,223 3.00%
WHEELING, WV-OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,394 3.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $110,000 $55,000 $2,809 3.56%
Klamath Falls, OR (FHA|USDA|VA) 1 $105,000 $105,000 $4,077 2.75%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,565 4.13%
Bluefield, WV-VA (FHA|USDA|VA) 1 $105,000 $105,000 $5,253 3.13%
Bonham, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,479 3.75%
Bartlesville, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,123 2.63%
MONTGOMERY, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,385 2.63%
Auburn, IN (FHA|USDA|VA) 1 $105,000 $105,000 $2,048 2.99%
Ardmore, OK (FHA|USDA|VA) 1 $105,000 $105,000 $4,916 2.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $3,919 3.50%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $105,000 $105,000 $3,413 2.75%
Fremont, NE (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.13%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $95,000 $95,000 $4,455 2.25%
SPRINGFIELD, IL (FHA|USDA|VA) 1 $95,000 $95,000 $3,073 2.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $95,000 $95,000 $3,600 2.75%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $95,000 $95,000 $3,185 3.25%
Gaffney, SC (FHA|USDA|VA) 1 $95,000 $95,000 $3,624 2.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $95,000 $95,000 $3,049 2.75%
HARRISONBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.13%
Lewisburg, PA (FHA|USDA|VA) 1 $95,000 $95,000 $4,369 2.88%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 1 $85,000 $85,000 $3,667 3.13%
Salina, KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,756 3.63%
TOPEKA, KS (FHA|USDA|VA) 2 $80,000 $40,000 $3,081 4.38%
MANKATO, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,391 2.63%
Danville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $3,137 3.00%
DALTON, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,306 2.75%
Palatka, FL (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.25%
Roanoke Rapids, NC (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.38%
BAY CITY, MI (FHA|USDA|VA) 2 $70,000 $35,000 $0 5.19%
Shawano, WI (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.25%
Fort Payne, AL (FHA|USDA|VA) 1 $65,000 $65,000 $2,798 3.75%
Alexander City, AL (FHA|USDA|VA) 1 $65,000 $65,000 $3,337 2.99%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.25%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.50%
Scottsbluff, NE (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.38%
BECKLEY, WV (FHA|USDA|VA) 1 $45,000 $45,000 $3,067 2.99%
LAS CRUCES, NM (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.38%
MONROE, LA (FHA|USDA|VA) 1 $45,000 $45,000 $0 4.63%
Somerset, PA (FHA|USDA|VA) 1 $35,000 $35,000 $3,035 3.75%
St. Marys, GA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.00%
Marion, IN (FHA|USDA|VA) 1 $25,000 $25,000 $0 5.88%
JACKSON, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%

Tiaa Fsb's top markets include San Francisco, New York, San Jose, Los Angeles, and Chicago among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 5,619 $3,597,395,000 $640,220 $5,427 3.06%
VA 106 $36,080,000 $340,377 $7,222 2.50%
FHA 50 $12,820,000 $256,400 $7,626 2.80%

For the 2021 period, Tiaa Fsb's most frequently originated loan type of loans were Conventional, with 5,619 originations. Their 2nd most popular type is VA, with 106 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Refi 2,716 $1,705,920,000 $628,100 $5,042 2.92%
Home Purchase 1,715 $1,146,705,000 $668,633 $5,927 2.90%
Cash Out Refi 913 $720,235,000 $788,866 $6,032 3.16%
Other 292 $55,200,000 $189,041 $4,610 4.12%
Home Improvement 139 $18,235,000 $131,187 $3,821 4.27%

For the 2021, Tiaa Fsb's most frequently cited loan purpose of loans were Refi, with 2,716 originations. The 2nd most popular reason of loans were Home Purchase, with 1,715 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 4,534 $2,724,150,000 $600,827 $5,791 3.13%
15 Year 1,007 $394,675,000 $391,931 $4,437 2.67%
10 Year 93 $445,595,000 $4,791,344 $4,486 2.91%
20 Year 87 $21,275,000 $244,540 $4,188 3.14%
Other 49 $40,075,000 $817,857 $4,683 3.03%
5 Year 5 $20,525,000 $4,105,000 $209 1.67%

For the 2021, Tiaa Fsb's most frequently cited loan length of loans were 30 Year, with 4,534 originations. The 2nd most popular length of loans were 15 Year, with 1,007 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 1,824 $1,170,110,000 $641,508
$<1k 1,345 $722,725,000 $537,342
$2k-3k 721 $267,045,000 $370,381
$3k-4k 673 $316,915,000 $470,899
$5k+ 622 $521,400,000 $838,264

$5,791 of loans were Tiaa Fsb's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 1,824 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 2,873 $1,997,975,000 $695,432
3-4% 2,062 $1,367,630,000 $663,254
<2.5% 597 $260,595,000 $436,508
4-5% 198 $18,150,000 $91,667
5-6% 38 $1,750,000 $46,053
6-7% 7 $195,000 $27,857

During 2021, Tiaa Fsb's average interest rate of loans were 3.13%, while their most frequently originated rate bucket of loans were 2.5-3%, with 2,873 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 1,585 $456,205,000 $287,826 $4,487 2.95%
$600k-1MM 1,242 $983,320,000 $791,723 $6,464 3.04%
$100k-200k 935 $140,055,000 $149,791 $3,705 3.04%
$1MM+ 875 $1,666,725,000 $1,904,829 $8,636 3.01%
$400k-600k 760 $374,770,000 $493,118 $4,844 2.88%
$100,000 or less 378 $25,220,000 $66,720 $2,978 3.84%

2021 saw Tiaa Fsb place emphasis on $200k-400k loans with 1,585 originations, totaling $456,205,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$250k+ 1,803 $1,733,795,000 $961,617 $7,345 3.05%
$150k-250k 1,316 $712,350,000 $541,299 $5,302 3.02%
$100k-150k 1,091 $333,945,000 $306,091 $4,478 3.04%
$75k-100k 585 $137,465,000 $234,983 $4,406 3.07%
$50k-75k 485 $88,695,000 $182,876 $4,089 3.10%
$50k or less 235 $29,805,000 $126,830 $3,537 2.79%

Tiaa Fsb lent most frequently to those with incomes in the $250k+ range, with 1,803 originations. The second most popular income band? $150k-250k, with 1,316 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 1,573 $866,795,000 $551,046 $5,419 3.01%
30-36% 1,245 $679,635,000 $545,892 $5,341 3.03%
<20% 751 $409,605,000 $545,413 $5,302 3.03%
42% 236 $160,090,000 $678,347 $6,839 3.15%
39% 216 $137,460,000 $636,389 $5,759 3.11%
40% 213 $130,555,000 $612,934 $6,119 3.09%
41% 210 $114,880,000 $547,048 $6,016 3.17%
38% 198 $118,570,000 $598,838 $5,325 3.03%
36% 198 $123,090,000 $621,667 $5,644 3.01%
37% 195 $120,055,000 $615,667 $5,714 3.06%
44% 143 $48,125,000 $336,538 $4,901 3.26%
43% 114 $39,250,000 $344,298 $5,078 3.13%
45% 110 $45,540,000 $414,000 $5,306 3.02%
46% 93 $37,855,000 $407,043 $5,196 2.90%
48% 76 $22,300,000 $293,421 $4,775 2.95%
47% 74 $25,280,000 $341,622 $5,217 2.98%
49% 50 $14,870,000 $297,400 $5,600 2.95%
50-60% 14 $5,330,000 $380,714 $6,119 2.81%
>60% 1 $5,000 $5,000 $207 0.00%

Tiaa Fsb lent most frequently to those with DTI ratios of 20-30%, with 1,573 originations. The next most common DTI ratio? 30-36%, with 1,245 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 4,148 $2,146,940,000 $517,584 $5,589 3.07%
Not applicable 62 $546,820,000 $8,819,677 $0 3.03%
Not provided 702 $416,240,000 $592,934 $5,639 3.04%
Asian 471 $390,625,000 $829,352 $4,941 2.95%
Black 268 $83,390,000 $311,157 $4,925 2.86%
Asian Indian 45 $27,625,000 $613,889 $4,452 2.87%
American Indian 31 $11,895,000 $383,710 $4,179 2.95%
Filipino 14 $6,460,000 $461,429 $4,255 2.99%
Chinese 10 $5,210,000 $521,000 $4,502 3.45%
Other Asian 10 $5,160,000 $516,000 $4,869 3.10%
Native Hawaiian 4 $1,750,000 $437,500 $3,810 2.97%
Other Pacific Islander 1 $1,135,000 $1,135,000 $15,581 2.88%
2 $1,030,000 $515,000 $7,088 3.31%
Japanese 4 $970,000 $242,500 $2,937 2.75%
Vietnamese 1 $855,000 $855,000 $3,957 2.88%
Korean 2 $190,000 $95,000 $2,768 3.44%

Approval Rates

Total approvals of all applications
91.35%

Tiaa Fsb has an average approval rate.

Pick Rate

Approvals leading to origination
53.89%

Tiaa Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

Points and Fees

Points Originations Total Value Average Loan
NA 5,775 $3,646,295,000 $631,393

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
5,775 $3,646,295,000 $631,393

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 726 $302,400,000 $416,529 $4,773 3.13%
40-60% 1,462 $1,071,280,000 $732,750 $5,036 2.93%
60-80% 2,228 $1,625,470,000 $729,565 $5,869 3.03%
80-100% 1,055 $567,695,000 $538,100 $5,515 2.89%
Over 100% 18 $6,800,000 $377,778 $15,437 2.26%
Under 20% 284 $72,470,000 $255,176 $4,513 4.15%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
TIAA, FSB VA mortgage Trouble during payment process 1 1.2%
TIAA, FSB Conventional home mortgage Struggling to pay mortgage 9 11.1%
TIAA, FSB Conventional home mortgage Trouble during payment process 45 55.6%
TIAA, FSB FHA mortgage Struggling to pay mortgage 2 2.5%
TIAA, FSB FHA mortgage Trouble during payment process 4 4.9%
TIAA, FSB Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.2%
TIAA, FSB Home equity loan or line of credit (HELOC) Trouble during payment process 3 3.7%
TIAA, FSB Other type of mortgage Trouble during payment process 4 4.9%
TIAA, FSB VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.2%
TIAA, FSB Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 3.7%
TIAA, FSB Conventional home mortgage Closing on a mortgage 6 7.4%
TIAA, FSB Conventional home mortgage Incorrect information on your report 2 2.5%

Bank Details

Branches

Bank Name Branch Branch Type Deposits (000's)
Tiaa, FSB 104 New Berlin Road Jacksonville, FL 32218 Full Service B&M $274,535
Tiaa, FSB 10400-01 San Jose Boulevard Jacksonville, FL 32257 Full Service B&M $648,086
Tiaa, FSB 1185 Immokalee Road Naples, FL 34110 Full Service B&M $653,605
Tiaa, FSB 20 Giralda Avenue Coral Gables, FL 33134 Full Service B&M $381,283
Tiaa, FSB 211 North Broadway, Suite 1000 Saint Louis, MO 63102 Limited, Trust Office $0
Tiaa, FSB 2521 East Commercial Blvd Fort Lauderdale, FL 33308 Full Service B&M $450,890
Tiaa, FSB 501 Riverside Ave Jacksonville, FL 32202 Full Service B&M $950,126
Tiaa, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service B&M $0
Tiaa, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service Cyber Office $21,898,900
Tiaa, FSB 595 South Federal Highway, Suite 100 Boca Raton, FL 33432 Full Service B&M $482,247
Tiaa, FSB 6321 Daniels Parkway Fort Myers, FL 33912 Full Service B&M $602,606
Tiaa, FSB 6417 U.S. Highway 19 North Clearwater, FL 33761 Full Service B&M $662,634

For 2021, Tiaa Fsb had 12 branches.

Yearly Performance Overview

Bank Income

Item Value (in 000's)
Total interest income $1,099,364
Net interest income $792,815
Total noninterest income $459,999
Gross Fiduciary activities income $289,467
Service charges on deposit accounts $5,690
Trading account gains and fees $0
Additional Noninterest Income $164,842
Pre-tax net operating income $398,948
Securities gains (or losses, -) $-615
Income before extraordinary items $295,510
Discontinued Operations (Extraordinary gains, net) $0
Net income of bank and minority interests $295,510
Minority interest net income $0
Net income $295,510
Sale, conversion, retirement of capital stock, net $0
Net operating income $295,995

Tiaa Fsb's gross interest income from loans was $1,099,364,000.
Tiaa Fsb's net interest income from loans was $792,815,000.
Tiaa Fsb's fee based income from loans was $5,690,000.
Tiaa Fsb's net income from loans was $295,510,000.

Bank Expenses

Item Value (in 000's)
Total interest expense $306,549
Provision for credit losses $16,425
Total noninterest expense $837,441
Salaries and employee benefits $368,956
Premises and equipment expense $53,584
Additional noninterest expense $414,901
Applicable income taxes $102,823
Net charge-offs $26,148
Cash dividends $0

Tiaa Fsb's interest expense for loans was $306,549,000.
Tiaa Fsb's payroll and benefits expense were $368,956,000.
Tiaa Fsb's property, plant and equipment expenses $53,584,000.

Loan Performance

Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
All loans 6.0%
Real Estate loans 9.0%
Construction & Land Development loans 3.0%
Nonfarm, nonresidential loans 0.0%
Multifamily residential loans 2.0%
1-4 family residential loans 11.0%
HELOC loans 0.0%
All other family 12.0%
Commercial & industrial loans 3.0%
Personal loans 4.0%
Credit card loans 4.9%
Other individual loans 0.0%
Auto loans 0.0%
Other consumer loans 0.0%
Unsecured commercial real estate loans 0.0%

Deposits

Type Value (in 000's)
Total deposits $27,760,338
Deposits held in domestic offices $27,760,338
Deposits by Individuals, partnerships, and corporations $26,910,523
Deposits by U.S. Government $0
Deposits by States and political subdivisions in the U.S. $19,288
Deposits by Commercial banks and other depository institutions in U.S. $830,527
Deposits by Banks in foreign countries $0
Deposits by Foreign governments and official institutions $0
Transaction accounts $6,743,792
Demand deposits $6,743,792
Nontransaction accounts $21,016,546
Money market deposit accounts (MMDAs) $12,838,974
Other savings deposits (excluding MMDAs) $1,365,666
Total time deposits $6,811,906
Total time and savings deposits $21,016,546
Noninterest-bearing deposits $1,143,909
Interest-bearing deposits $26,616,429
Retail deposits $25,177,149
IRAs and Keogh plan accounts $3,155,005
Brokered deposits $1,038,217
Deposits held in foreign offices $0

Assets

Asset Value (in 000's)
Total Assets $39,076,186
Cash & Balances due from depository institutions $2,405,616
Interest-bearing balances $2,360,667
Total securities $4,228,588
Federal funds sold & reverse repurchase $0
Net loans and leases $31,171,872
Loan and leases loss allowance $226,813
Trading account assets $0
Bank premises and fixed assets $37,091
Other real estate owned $11,044
Goodwill and other intangibles $328,444
All other assets $893,531

Liabilities

Liabilities Value (in 000's)
Total liabilities and capital $39,076,186
Total Liabilities $35,294,835
Total deposits $27,760,338
Interest-bearing deposits $26,616,429
Deposits held in domestic offices $27,760,338
% insured (estimated) $82
Federal funds purchased and repurchase agreements $0
Trading liabilities $0
Other borrowed funds $6,969,930
Subordinated debt $0
All other liabilities $564,567

Issued Loan Types

Type Value (in 000's)
Net loans and leases $31,171,872
Loan and leases loss allowance $226,813
Total loans and leases (domestic) $31,398,685
All real estate loans $19,174,641
Real estate loans in domestic offices $19,174,641
Construction and development loans $98,099
Residential 1-4 family construction $29,234
Other construction, all land development and other land $68,865
Loans secured by nonfarm nonresidential properties $3,091,257
Nonfarm nonresidential secured by owner-occupied properties $148,480
Commercial real estate & other non-farm, non-residential $2,942,777
Multifamily residential real estate $1,908,307
1-4 family residential loans $14,076,978
Farmland loans $0
Loans held in foreign offices $0
Farm loans $0
Commercial and industrial loans $818,730
To non-U.S. addressees $0
Loans to individuals $2,848
Credit card loans $2,568
Related Plans $0
Consumer Auto Loans $0
Other loans to individuals $280
All other loans & leases $11,402,466
Loans to foreign governments and official institutions $0
Other loans $8,795,612
Loans to depository institutions and acceptances of other banks $0
Loans not secured by real estate $0
Loans secured by real estate to non-U.S. addressees $0
Restructured Loans & leases $218,914
Non 1-4 family restructured loans & leases $422
Total loans and leases (foreign) $0

TIAA FSB had $31,171,872,000 of loans outstanding in 2021. $19,174,641,000 of loans were in real estate loans. $98,099,000 of loans were in development loans. $1,908,307,000 of loans were in multifamily mortgage loans. $14,076,978,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,568,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

Small Business Loans

Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
Nonfarm, nonresidential loans - <$1MM 32 $10,878 $339,938
Nonfarm, nonresidential loans - <$100k 1 $28 $28,000
Nonfarm, nonresidential loans - $250k-1MM 31 $10,850 $350,000
Commercial & Industrial, US addressed loans - <$1MM 2,764 $333,580 $120,687
Commercial & Industrial, US addressed loans - <$100k 805 $22,557 $28,021
Commercial & Industrial, US addressed loans - $100-250k 1,132 $111,406 $98,415
Commercial & Industrial, US addressed loans - $250k-1MM 827 $199,617 $241,375