Tiaa Fsb Mortgage Rates, Fees & Info

Jacksonville, FL

LEI: 5Z1UQ1CWY0DQ3KJWDQ07

Tax ID: 59-3531592

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Mortgage Data

Bank Data

Review & Overview

Tiaa Fsb is a mid-sized mortgage company specializing in Home Purchase loans. Tiaa Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, New York, San Jose, Los Angeles, and Jacksonville among others. We have data for 522 markets. (Some data included below & more in-depth data is available with an active subscription.)

Tiaa Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tiaa Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 3/24/24
30 Year Conventional Refi 6.27% 3/24/24
30 Year Cash-out Refi 6.27% 3/24/24
15 Year Conventional Purchase 5.68% 3/24/24
15 Year Conventional Refi 5.68% 3/24/24
15 Year Cash-out Refi 5.68% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Tiaa Fsb Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Tiaa Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

14,294

Origination Dollar Volume (All Markets)

$5,871,160,000

Employee count

3,275 Show all (90) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 797 $643,035,000 $806,819 $5,917 4.29%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,403 $560,365,000 $399,405 $5,535 4.50%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 472 $394,600,000 $836,017 $4,916 4.14%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 556 $392,970,000 $706,781 $6,764 4.42%
JACKSONVILLE, FL (FHA|USDA|VA) 1,340 $314,280,000 $234,537 $4,325 4.64%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 523 $231,445,000 $442,533 $5,688 4.55%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 412 $227,140,000 $551,311 $5,244 4.42%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 528 $184,530,000 $349,489 $5,376 4.74%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 332 $155,830,000 $469,367 $4,690 4.45%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 281 $136,555,000 $485,961 $4,793 4.44%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 203 $125,355,000 $617,512 $7,030 4.46%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 253 $105,285,000 $416,146 $3,969 4.71%
Outside of Metro Areas 267 $103,185,000 $386,461 $4,246 4.63%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 348 $98,730,000 $283,707 $5,110 4.65%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 175 $75,955,000 $434,029 $5,878 4.52%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 230 $75,230,000 $327,087 $4,379 4.54%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 235 $69,735,000 $296,745 $3,564 4.64%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 167 $69,605,000 $416,796 $5,482 4.55%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 197 $69,245,000 $351,497 $4,228 4.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 221 $68,155,000 $308,394 $5,504 4.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 160 $65,990,000 $412,438 $5,282 4.63%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 124 $56,430,000 $455,081 $5,639 4.57%
Edwards, CO (FHA|USDA|VA) 82 $51,460,000 $627,561 $4,039 4.36%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 78 $50,790,000 $651,154 $6,860 4.48%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 150 $44,150,000 $294,333 $4,329 4.59%
Glenwood Springs, CO (FHA|USDA|VA) 67 $43,505,000 $649,328 $3,725 4.40%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 182 $42,930,000 $235,879 $3,470 4.73%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 95 $42,515,000 $447,526 $5,897 4.55%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 86 $41,770,000 $485,698 $5,065 4.58%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 164 $38,850,000 $236,890 $4,673 4.91%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 94 $36,240,000 $385,532 $3,656 4.54%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 109 $35,065,000 $321,697 $4,850 4.61%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 139 $33,585,000 $241,619 $4,707 4.55%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 106 $29,670,000 $279,906 $4,856 4.63%
Heber, UT (FHA|USDA|VA) 39 $29,055,000 $745,000 $4,982 4.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 72 $28,490,000 $395,694 $5,282 4.55%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 93 $27,605,000 $296,828 $4,524 4.75%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 44 $27,410,000 $622,955 $4,845 4.69%
BAKERSFIELD, CA (FHA|USDA|VA) 70 $25,900,000 $370,000 $5,534 4.67%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 75 $25,605,000 $341,400 $4,295 4.61%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 59 $24,745,000 $419,407 $4,610 4.61%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 42 $23,730,000 $565,000 $5,696 4.63%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 35 $21,715,000 $620,429 $4,285 4.21%
BEND, OR (FHA|USDA|VA) 43 $21,635,000 $503,140 $5,243 4.49%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $20,700,000 $1,150,000 $3,222 4.98%
FORT COLLINS, CO (FHA|USDA|VA) 60 $20,110,000 $335,167 $3,867 4.71%
ST. LOUIS, MO-IL (FHA|USDA|VA) 71 $19,655,000 $276,831 $2,866 4.58%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 47 $18,545,000 $394,574 $5,464 4.62%
BOULDER, CO (FHA|USDA|VA) 35 $17,885,000 $511,000 $4,488 4.66%
Breckenridge, CO (FHA|USDA|VA) 28 $15,990,000 $571,071 $3,628 4.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 50 $14,680,000 $293,600 $3,933 4.52%
SALT LAKE CITY, UT (FHA|USDA|VA) 32 $13,980,000 $436,875 $3,599 4.61%
TUCSON, AZ (FHA|USDA|VA) 34 $13,540,000 $398,235 $3,316 4.45%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 60 $11,860,000 $197,667 $4,339 4.85%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 10 $11,860,000 $1,186,000 $6,298 4.70%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 38 $11,720,000 $308,421 $3,805 4.58%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 45 $11,205,000 $249,000 $2,411 4.69%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 48 $11,100,000 $231,250 $3,977 4.79%
KANSAS CITY, MO-KS (FHA|USDA|VA) 38 $11,070,000 $291,316 $2,603 4.68%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 57 $10,635,000 $186,579 $2,931 5.10%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 22 $10,610,000 $482,273 $5,382 4.53%
PORT ST. LUCIE, FL (FHA|USDA|VA) 28 $10,320,000 $368,571 $6,630 4.82%
GREELEY, CO (FHA|USDA|VA) 30 $10,310,000 $343,667 $4,048 4.62%
SALINAS, CA (FHA|USDA|VA) 16 $10,070,000 $629,375 $6,340 4.62%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 20 $9,520,000 $476,000 $2,142 4.42%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 19 $9,465,000 $498,158 $5,428 4.43%
Steamboat Springs, CO (FHA|USDA|VA) 25 $9,145,000 $365,800 $4,724 4.30%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 44 $9,070,000 $206,136 $3,104 4.74%
RENO, NV (FHA|USDA|VA) 18 $9,070,000 $503,889 $5,335 4.68%
PROVO-OREM, UT (FHA|USDA|VA) 15 $8,965,000 $597,667 $8,426 4.56%
VALLEJO, CA (FHA|USDA|VA) 25 $8,895,000 $355,800 $4,493 4.91%
GAINESVILLE, FL (FHA|USDA|VA) 39 $8,825,000 $226,282 $4,357 4.64%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 14 $8,520,000 $608,571 $3,100 4.77%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 27 $8,505,000 $315,000 $4,189 4.40%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 30 $8,300,000 $276,667 $4,627 4.83%
RICHMOND, VA (FHA|USDA|VA) 30 $7,980,000 $266,000 $3,894 4.77%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 26 $7,680,000 $295,385 $4,335 4.62%
BOISE CITY, ID (FHA|USDA|VA) 18 $7,670,000 $426,111 $4,046 4.74%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 34 $7,620,000 $224,118 $4,220 4.62%
PITTSBURGH, PA (FHA|USDA|VA) 36 $7,590,000 $210,833 $3,592 4.82%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 31 $7,375,000 $237,903 $3,536 4.60%
URBAN HONOLULU, HI (FHA|USDA|VA) 13 $7,265,000 $558,846 $8,087 4.60%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 28 $7,190,000 $256,786 $4,174 4.89%
Torrington, CT (FHA|USDA|VA) 33 $7,005,000 $212,273 $4,447 4.80%
SPRINGFIELD, MO (FHA|USDA|VA) 7 $6,855,000 $979,286 $3,522 4.41%
NAPA, CA (FHA|USDA|VA) 8 $6,850,000 $856,250 $8,374 4.55%
STOCKTON, CA (FHA|USDA|VA) 14 $6,700,000 $478,571 $4,649 4.49%
COLORADO SPRINGS, CO (FHA|USDA|VA) 17 $6,485,000 $381,471 $4,371 4.57%
SALEM, OR (FHA|USDA|VA) 11 $6,375,000 $579,545 $6,917 4.68%
Key West, FL (FHA|USDA|VA) 10 $6,330,000 $633,000 $6,476 4.39%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 32 $6,320,000 $197,500 $3,524 4.78%
WILMINGTON, NC (FHA|USDA|VA) 16 $6,250,000 $390,625 $3,473 4.28%
ANN ARBOR, MI (FHA|USDA|VA) 27 $6,185,000 $229,074 $3,217 4.76%
ROCHESTER, NY (FHA|USDA|VA) 33 $6,055,000 $183,485 $3,524 4.81%
ALBUQUERQUE, NM (FHA|USDA|VA) 22 $6,020,000 $273,636 $3,432 4.69%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 21 $5,875,000 $279,762 $4,393 4.83%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 22 $5,780,000 $262,727 $3,625 4.69%
WORCESTER, MA-CT (FHA|USDA|VA) 16 $5,540,000 $346,250 $3,452 4.11%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 6 $5,360,000 $893,333 $8,082 4.85%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 19 $5,285,000 $278,158 $3,950 4.63%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 23 $5,255,000 $228,478 $3,624 4.73%
OKLAHOMA CITY, OK (FHA|USDA|VA) 16 $5,080,000 $317,500 $3,919 4.59%
TULSA, OK (FHA|USDA|VA) 14 $5,080,000 $362,857 $4,733 4.44%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 19 $4,995,000 $262,895 $3,580 4.36%
MIDLAND, TX (FHA|USDA|VA) 15 $4,955,000 $330,333 $1,967 4.38%
COLUMBUS, OH (FHA|USDA|VA) 24 $4,510,000 $187,917 $3,159 4.96%
ASHEVILLE, NC (FHA|USDA|VA) 18 $4,490,000 $249,444 $3,262 4.69%
GLENS FALLS, NY (FHA|USDA|VA) 24 $4,450,000 $185,417 $4,611 4.71%
SALISBURY, MD-DE (FHA|USDA|VA) 18 $4,440,000 $246,667 $3,700 4.83%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 10 $4,340,000 $434,000 $7,063 4.48%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 20 $4,230,000 $211,500 $3,896 4.76%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 7 $4,035,000 $576,429 $5,125 4.41%
SANTA FE, NM (FHA|USDA|VA) 14 $3,960,000 $282,857 $5,188 4.52%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 11 $3,955,000 $359,545 $2,874 4.44%
Bozeman, MT (FHA|USDA|VA) 10 $3,920,000 $392,000 $7,123 4.34%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $3,875,000 $258,333 $5,015 4.48%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $3,715,000 $412,778 $4,329 4.29%
KINGSTON, NY (FHA|USDA|VA) 16 $3,680,000 $230,000 $4,777 4.44%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $3,520,000 $293,333 $4,272 4.71%
COLUMBIA, SC (FHA|USDA|VA) 20 $3,490,000 $174,500 $3,547 4.87%
BATON ROUGE, LA (FHA|USDA|VA) 14 $3,480,000 $248,571 $2,596 4.62%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $3,395,000 $377,222 $7,515 4.54%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 10 $3,380,000 $338,000 $3,911 4.60%
Oak Harbor, WA (FHA|USDA|VA) 10 $3,350,000 $335,000 $5,636 5.01%
BELLINGHAM, WA (FHA|USDA|VA) 12 $3,320,000 $276,667 $2,486 4.84%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 11 $3,315,000 $301,364 $3,777 4.38%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 8 $3,300,000 $412,500 $10,196 4.83%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 9 $3,235,000 $359,444 $3,859 4.39%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 10 $3,170,000 $317,000 $5,387 4.63%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 11 $3,135,000 $285,000 $2,594 4.57%
FLAGSTAFF, AZ (FHA|USDA|VA) 10 $2,990,000 $299,000 $5,826 4.74%
SAVANNAH, GA (FHA|USDA|VA) 11 $2,835,000 $257,727 $4,702 4.58%
MADISON, WI (FHA|USDA|VA) 9 $2,835,000 $315,000 $2,695 4.26%
FRESNO, CA (FHA|USDA|VA) 12 $2,830,000 $235,833 $4,191 4.82%
OCEAN CITY, NJ (FHA|USDA|VA) 10 $2,810,000 $281,000 $4,721 4.75%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $2,720,000 $340,000 $4,673 4.92%
KNOXVILLE, TN (FHA|USDA|VA) 14 $2,670,000 $190,714 $4,571 4.54%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 17 $2,625,000 $154,412 $3,971 4.84%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 8 $2,580,000 $322,500 $2,463 4.52%
Bennington, VT (FHA|USDA|VA) 14 $2,550,000 $182,143 $3,961 4.79%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 8 $2,480,000 $310,000 $4,715 4.44%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 8 $2,440,000 $305,000 $4,031 4.48%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 6 $2,350,000 $391,667 $4,466 4.50%
Jackson, WY-ID (FHA|USDA|VA) 4 $2,280,000 $570,000 $6,332 4.56%
Hailey, ID (FHA|USDA|VA) 4 $2,190,000 $547,500 $7,138 4.31%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,110,000 $527,500 $3,452 4.53%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 9 $2,105,000 $233,889 $4,076 5.15%
HUNTSVILLE, AL (FHA|USDA|VA) 11 $2,105,000 $191,364 $3,765 4.82%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 5 $2,095,000 $419,000 $4,574 4.57%
LOUISVILLE, KY (FHA|USDA|VA) 14 $2,060,000 $147,143 $2,927 4.54%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,040,000 $340,000 $5,109 4.98%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 10 $2,020,000 $202,000 $3,394 5.05%
JACKSON, MS (FHA|USDA|VA) 9 $1,995,000 $221,667 $1,588 4.79%
ANCHORAGE, AK (FHA|USDA|VA) 7 $1,955,000 $279,286 $4,901 4.77%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 14 $1,910,000 $136,429 $3,251 4.96%
CHICO, CA (FHA|USDA|VA) 8 $1,880,000 $235,000 $3,576 4.92%
TOLEDO, OH (FHA|USDA|VA) 7 $1,875,000 $267,857 $4,684 4.66%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 8 $1,860,000 $232,500 $3,402 4.45%
EL PASO, TX (FHA|USDA|VA) 10 $1,790,000 $179,000 $3,098 4.85%
READING, PA (FHA|USDA|VA) 9 $1,765,000 $196,111 $4,358 4.82%
FORT WAYNE, IN (FHA|USDA|VA) 11 $1,745,000 $158,636 $2,092 4.41%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 9 $1,735,000 $192,778 $3,445 4.93%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $1,720,000 $172,000 $4,060 4.65%
GRAND JUNCTION, CO (FHA|USDA|VA) 8 $1,700,000 $212,500 $2,332 4.45%
Laconia, NH (FHA|USDA|VA) 7 $1,695,000 $242,143 $2,827 4.64%
Durango, CO (FHA|USDA|VA) 4 $1,660,000 $415,000 $3,425 4.81%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 9 $1,615,000 $179,444 $3,936 4.64%
Hilo, HI (FHA|USDA|VA) 5 $1,605,000 $321,000 $5,222 4.53%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,570,000 $261,667 $2,949 4.46%
Brainerd, MN (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,461 4.65%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 7 $1,505,000 $215,000 $4,896 4.75%
MISSOULA, MT (FHA|USDA|VA) 3 $1,495,000 $498,333 $4,860 4.33%
COLUMBIA, MO (FHA|USDA|VA) 5 $1,495,000 $299,000 $2,973 4.45%
Clearlake, CA (FHA|USDA|VA) 3 $1,495,000 $498,333 $4,374 4.29%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 8 $1,490,000 $186,250 $2,918 4.55%
OCALA, FL (FHA|USDA|VA) 10 $1,490,000 $149,000 $3,932 4.79%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 5 $1,435,000 $287,000 $4,207 4.70%
Port Angeles, WA (FHA|USDA|VA) 4 $1,420,000 $355,000 $7,672 4.47%
Gardnerville Ranchos, NV (FHA|USDA|VA) 4 $1,400,000 $350,000 $5,451 4.37%
Hudson, NY (FHA|USDA|VA) 4 $1,400,000 $350,000 $3,922 4.41%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 4 $1,390,000 $347,500 $3,964 4.34%
Morehead City, NC (FHA|USDA|VA) 3 $1,385,000 $461,667 $3,471 4.25%
LYNCHBURG, VA (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,998 5.06%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,270,000 $211,667 $6,690 4.79%
WINSTON-SALEM, NC (FHA|USDA|VA) 8 $1,250,000 $156,250 $3,371 4.59%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,205,000 $241,000 $2,981 4.38%
YORK-HANOVER, PA (FHA|USDA|VA) 10 $1,200,000 $120,000 $3,502 5.35%
FARGO, ND-MN (FHA|USDA|VA) 3 $1,195,000 $398,333 $5,844 4.71%
MONTGOMERY, AL (FHA|USDA|VA) 5 $1,195,000 $239,000 $2,307 4.50%
LAFAYETTE, LA (FHA|USDA|VA) 6 $1,190,000 $198,333 $936 4.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 10 $1,190,000 $119,000 $3,124 4.98%
MODESTO, CA (FHA|USDA|VA) 7 $1,185,000 $169,286 $4,038 4.84%
DAYTON-KETTERING, OH (FHA|USDA|VA) 9 $1,165,000 $129,444 $3,155 4.86%
PANAMA CITY, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $3,917 4.95%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,165,000 $166,429 $5,406 4.54%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,165,000 $233,000 $4,374 4.68%
Lebanon, NH-VT (FHA|USDA|VA) 8 $1,160,000 $145,000 $2,720 4.81%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 6 $1,130,000 $188,333 $2,708 4.15%
LANCASTER, PA (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,481 4.90%
BURLINGTON, NC (FHA|USDA|VA) 8 $1,120,000 $140,000 $3,947 4.94%
Ellensburg, WA (FHA|USDA|VA) 2 $1,110,000 $555,000 $6,648 4.38%
MEDFORD, OR (FHA|USDA|VA) 4 $1,110,000 $277,500 $4,151 4.69%
PUEBLO, CO (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,774 4.53%
LONGVIEW, TX (FHA|USDA|VA) 5 $1,095,000 $219,000 $3,848 4.58%
Astoria, OR (FHA|USDA|VA) 4 $1,090,000 $272,500 $3,943 4.59%
REDDING, CA (FHA|USDA|VA) 2 $1,080,000 $540,000 $4,855 4.56%
Vineyard Haven, MA (FHA|USDA|VA) 2 $1,080,000 $540,000 $19,692 4.88%
EVANSVILLE, IN-KY (FHA|USDA|VA) 9 $1,075,000 $119,444 $2,453 5.36%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 4 $1,050,000 $262,500 $2,379 4.41%
Gillette, WY (FHA|USDA|VA) 3 $1,035,000 $345,000 $612 4.38%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,025,000 $341,667 $3,436 4.21%
Kalispell, MT (FHA|USDA|VA) 1 $1,025,000 $1,025,000 $0 4.50%
Outside of Metro Areas 4 $1,010,000 $252,500 $5,255 4.97%
ROCHESTER, MN (FHA|USDA|VA) 5 $1,005,000 $201,000 $1,300 4.80%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 5 $995,000 $199,000 $3,512 4.73%
RACINE, WI (FHA|USDA|VA) 3 $995,000 $331,667 $3,026 4.88%
LINCOLN, NE (FHA|USDA|VA) 4 $990,000 $247,500 $2,679 4.94%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $990,000 $247,500 $1,679 4.59%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $985,000 $140,714 $4,137 5.29%
Los Alamos, NM (FHA|USDA|VA) 3 $975,000 $325,000 $3,842 4.38%
Traverse City, MI (FHA|USDA|VA) 5 $945,000 $189,000 $3,035 5.33%
SYRACUSE, NY (FHA|USDA|VA) 5 $885,000 $177,000 $4,003 4.68%
SPARTANBURG, SC (FHA|USDA|VA) 5 $885,000 $177,000 $3,761 4.60%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 8 $870,000 $108,750 $3,467 4.88%
CORPUS CHRISTI, TX (FHA|USDA|VA) 4 $870,000 $217,500 $3,350 4.28%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $870,000 $217,500 $4,131 4.56%
ALTOONA, PA (FHA|USDA|VA) 4 $860,000 $215,000 $4,586 5.13%
Ukiah, CA (FHA|USDA|VA) 3 $855,000 $285,000 $3,341 4.54%
ROANOKE, VA (FHA|USDA|VA) 5 $845,000 $169,000 $3,311 5.27%
THE VILLAGES, FL (FHA|USDA|VA) 2 $840,000 $420,000 $5,055 5.13%
MOBILE, AL (FHA|USDA|VA) 4 $830,000 $207,500 $2,824 4.47%
Waycross, GA (FHA|USDA|VA) 5 $825,000 $165,000 $1,575 4.80%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $820,000 $205,000 $2,842 4.94%
DOVER, DE (FHA|USDA|VA) 3 $815,000 $271,667 $4,574 4.17%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $800,000 $200,000 $3,196 3.94%
DOTHAN, AL (FHA|USDA|VA) 4 $800,000 $200,000 $1,686 4.38%
Clarksburg, WV (FHA|USDA|VA) 4 $800,000 $200,000 $5,899 4.41%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 6 $800,000 $133,333 $3,865 5.21%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 3 $785,000 $261,667 $1,558 4.46%
TYLER, TX (FHA|USDA|VA) 2 $770,000 $385,000 $4,931 4.44%
NEW BERN, NC (FHA|USDA|VA) 3 $755,000 $251,667 $2,735 4.33%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $750,000 $187,500 $5,052 4.94%
FLINT, MI (FHA|USDA|VA) 6 $750,000 $125,000 $2,414 4.90%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $735,000 $245,000 $2,481 4.33%
Findlay, OH (FHA|USDA|VA) 2 $710,000 $355,000 $300 4.38%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 2 $700,000 $350,000 $2,711 4.06%
GREENVILLE, NC (FHA|USDA|VA) 5 $695,000 $139,000 $3,364 5.65%
AKRON, OH (FHA|USDA|VA) 3 $695,000 $231,667 $2,424 5.38%
Kearney, NE (FHA|USDA|VA) 4 $690,000 $172,500 $5,677 4.34%
Aberdeen, WA (FHA|USDA|VA) 2 $680,000 $340,000 $7,094 4.63%
Nacogdoches, TX (FHA|USDA|VA) 4 $680,000 $170,000 $3,561 4.38%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $675,000 $225,000 $3,994 4.71%
Port Lavaca, TX (FHA|USDA|VA) 1 $675,000 $675,000 $6,831 4.88%
ABILENE, TX (FHA|USDA|VA) 2 $670,000 $335,000 $2,543 4.44%
BILLINGS, MT (FHA|USDA|VA) 4 $670,000 $167,500 $5,800 4.91%
LAS CRUCES, NM (FHA|USDA|VA) 2 $660,000 $330,000 $3,123 3.94%
Kapaa, HI (FHA|USDA|VA) 2 $640,000 $320,000 $4,803 4.94%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 3 $635,000 $211,667 $3,504 4.63%
Hood River, OR (FHA|USDA|VA) 1 $635,000 $635,000 $0 4.12%
WINCHESTER, VA-WV (FHA|USDA|VA) 4 $630,000 $157,500 $3,579 5.09%
Shelby, NC (FHA|USDA|VA) 4 $630,000 $157,500 $3,668 4.56%
Paris, TX (FHA|USDA|VA) 3 $625,000 $208,333 $3,570 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $620,000 $310,000 $1,035 4.25%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $615,000 $615,000 $3,244 3.63%
ST. GEORGE, UT (FHA|USDA|VA) 2 $610,000 $305,000 $2,644 4.75%
Poplar Bluff, MO (FHA|USDA|VA) 2 $610,000 $305,000 $194 3.88%
Palatka, FL (FHA|USDA|VA) 3 $605,000 $201,667 $11,752 5.42%
MADERA, CA (FHA|USDA|VA) 3 $605,000 $201,667 $3,491 4.79%
Whitewater, WI (FHA|USDA|VA) 2 $600,000 $300,000 $2,818 4.44%
MANHATTAN, KS (FHA|USDA|VA) 5 $595,000 $119,000 $2,944 5.43%
MONROE, LA (FHA|USDA|VA) 3 $595,000 $198,333 $2,266 5.42%
Granbury, TX (FHA|USDA|VA) 2 $590,000 $295,000 $4,658 4.44%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $580,000 $290,000 $2,756 4.56%
LAWRENCE, KS (FHA|USDA|VA) 2 $580,000 $290,000 $3,889 4.81%
Elko, NV (FHA|USDA|VA) 3 $575,000 $191,667 $2,684 4.33%
Natchitoches, LA (FHA|USDA|VA) 2 $570,000 $285,000 $4,039 4.50%
Roswell, NM (FHA|USDA|VA) 2 $570,000 $285,000 $6,840 4.63%
CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $565,000 $188,333 $5,156 4.96%
Mountain Home, ID (FHA|USDA|VA) 1 $555,000 $555,000 $15,633 5.00%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $555,000 $185,000 $4,765 4.21%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 4 $540,000 $135,000 $4,558 4.72%
IOWA CITY, IA (FHA|USDA|VA) 4 $540,000 $135,000 $6,645 5.44%
Boone, NC (FHA|USDA|VA) 2 $540,000 $270,000 $3,869 4.37%
MUNCIE, IN (FHA|USDA|VA) 3 $535,000 $178,333 $2,384 4.96%
Sandpoint, ID (FHA|USDA|VA) 2 $530,000 $265,000 $4,582 4.50%
Georgetown, SC (FHA|USDA|VA) 2 $530,000 $265,000 $5,115 4.38%
POCATELLO, ID (FHA|USDA|VA) 2 $530,000 $265,000 $2,266 4.50%
Klamath Falls, OR (FHA|USDA|VA) 1 $525,000 $525,000 $7,129 4.25%
DuBois, PA (FHA|USDA|VA) 2 $520,000 $260,000 $1,815 4.56%
Pullman, WA (FHA|USDA|VA) 2 $510,000 $255,000 $5,195 4.44%
MANKATO, MN (FHA|USDA|VA) 1 $505,000 $505,000 $9,678 4.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $500,000 $250,000 $7,911 4.56%
VALDOSTA, GA (FHA|USDA|VA) 3 $485,000 $161,667 $5,029 4.29%
Rutland, VT (FHA|USDA|VA) 1 $485,000 $485,000 $3,929 3.75%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $480,000 $240,000 $3,167 4.19%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $418 4.44%
Sonora, CA (FHA|USDA|VA) 2 $460,000 $230,000 $7,838 5.06%
Athens, TN (FHA|USDA|VA) 2 $460,000 $230,000 $4,584 4.38%
Concord, NH (FHA|USDA|VA) 4 $460,000 $115,000 $2,601 5.06%
CHEYENNE, WY (FHA|USDA|VA) 1 $455,000 $455,000 $12,021 4.50%
Newport, OR (FHA|USDA|VA) 2 $450,000 $225,000 $4,608 4.19%
LUBBOCK, TX (FHA|USDA|VA) 3 $435,000 $145,000 $2,882 5.00%
Carlsbad-Artesia, NM (FHA|USDA|VA) 3 $435,000 $145,000 $4,629 4.79%
Prineville, OR (FHA|USDA|VA) 1 $435,000 $435,000 $4,990 4.50%
St. Marys, GA (FHA|USDA|VA) 4 $430,000 $107,500 $2,954 4.72%
FAYETTEVILLE, NC (FHA|USDA|VA) 5 $425,000 $85,000 $3,680 5.65%
GAINESVILLE, GA (FHA|USDA|VA) 2 $420,000 $210,000 $2,919 4.88%
BANGOR, ME (FHA|USDA|VA) 4 $420,000 $105,000 $2,881 5.13%
Keene, NH (FHA|USDA|VA) 2 $420,000 $210,000 $2,995 5.19%
CLEVELAND, TN (FHA|USDA|VA) 3 $415,000 $138,333 $2,133 3.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $410,000 $205,000 $3,337 4.81%
ODESSA, TX (FHA|USDA|VA) 2 $410,000 $205,000 $4,682 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $410,000 $205,000 $4,474 4.69%
APPLETON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $2,218 4.13%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $400,000 $200,000 $3,107 4.56%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $400,000 $200,000 $615 4.94%
JACKSON, MI (FHA|USDA|VA) 3 $395,000 $131,667 $894 4.50%
ROME, GA (FHA|USDA|VA) 1 $395,000 $395,000 $692 3.75%
Payson, AZ (FHA|USDA|VA) 1 $395,000 $395,000 $4,100 4.25%
FARMINGTON, NM (FHA|USDA|VA) 3 $395,000 $131,667 $3,198 5.42%
Barre, VT (FHA|USDA|VA) 2 $390,000 $195,000 $6,391 4.63%
JACKSON, TN (FHA|USDA|VA) 2 $390,000 $195,000 $2,901 4.56%
WICHITA, KS (FHA|USDA|VA) 3 $385,000 $128,333 $3,093 4.13%
MERCED, CA (FHA|USDA|VA) 2 $380,000 $190,000 $3,173 5.13%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 2 $380,000 $190,000 $3,785 4.56%
Mason City, IA (FHA|USDA|VA) 3 $375,000 $125,000 $2,271 4.71%
Dickinson, ND (FHA|USDA|VA) 2 $370,000 $185,000 $4,761 4.19%
Aberdeen, SD (FHA|USDA|VA) 1 $365,000 $365,000 $4,342 4.38%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $360,000 $180,000 $3,627 4.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $360,000 $180,000 $766 4.94%
Picayune, MS (FHA|USDA|VA) 2 $350,000 $175,000 $4,649 4.63%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $345,000 $345,000 $2,686 4.25%
Brownwood, TX (FHA|USDA|VA) 1 $345,000 $345,000 $2,316 4.50%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $345,000 $115,000 $3,175 5.58%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $345,000 $345,000 $4,420 3.88%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $340,000 $170,000 $2,219 4.56%
VICTORIA, TX (FHA|USDA|VA) 1 $335,000 $335,000 $3,002 4.50%
MORGANTOWN, WV (FHA|USDA|VA) 2 $330,000 $165,000 $4,366 6.19%
GRANTS PASS, OR (FHA|USDA|VA) 2 $330,000 $165,000 $4,484 4.63%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $330,000 $165,000 $2,986 5.13%
JEFFERSON CITY, MO (FHA|USDA|VA) 2 $330,000 $165,000 $2,183 4.38%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $325,000 $108,333 $2,913 5.33%
JOHNSON CITY, TN (FHA|USDA|VA) 2 $320,000 $160,000 $3,330 4.75%
Centralia, WA (FHA|USDA|VA) 1 $315,000 $315,000 $3,031 4.38%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $315,000 $105,000 $3,216 5.25%
JACKSONVILLE, NC (FHA|USDA|VA) 2 $310,000 $155,000 $3,255 4.94%
Frankfort, KY (FHA|USDA|VA) 2 $310,000 $155,000 $3,820 4.44%
VISALIA, CA (FHA|USDA|VA) 2 $310,000 $155,000 $2,536 4.63%
LIMA, OH (FHA|USDA|VA) 1 $305,000 $305,000 $2,671 3.88%
Willmar, MN (FHA|USDA|VA) 1 $305,000 $305,000 $1,099 4.38%
Hutchinson, KS (FHA|USDA|VA) 2 $300,000 $150,000 $2,196 5.19%
BRUNSWICK, GA (FHA|USDA|VA) 2 $300,000 $150,000 $2,415 4.50%
Mitchell, SD (FHA|USDA|VA) 1 $295,000 $295,000 $2,889 4.63%
UTICA-ROME, NY (FHA|USDA|VA) 1 $295,000 $295,000 $4,272 4.25%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $290,000 $145,000 $4,571 4.19%
NILES, MI (FHA|USDA|VA) 1 $285,000 $285,000 $3,099 4.75%
Mount Pleasant, MI (FHA|USDA|VA) 2 $280,000 $140,000 $1,089 4.44%
BECKLEY, WV (FHA|USDA|VA) 1 $275,000 $275,000 $6,573 4.75%
Washington, NC (FHA|USDA|VA) 1 $275,000 $275,000 $3,384 3.88%
Cookeville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $2,983 4.69%
Del Rio, TX (FHA|USDA|VA) 2 $270,000 $135,000 $4,207 4.19%
Scottsbluff, NE (FHA|USDA|VA) 1 $265,000 $265,000 $358 4.88%
Magnolia, AR (FHA|USDA|VA) 1 $265,000 $265,000 $2,181 3.75%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $265,000 $265,000 $4,394 4.13%
Hobbs, NM (FHA|USDA|VA) 1 $265,000 $265,000 $2,198 4.50%
WACO, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,099 4.38%
Crossville, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,383 3.88%
FLORENCE, SC (FHA|USDA|VA) 1 $255,000 $255,000 $995 4.13%
Paragould, AR (FHA|USDA|VA) 1 $255,000 $255,000 $3,010 5.00%
Oxford, MS (FHA|USDA|VA) 2 $250,000 $125,000 $3,195 4.25%
MUSKEGON, MI (FHA|USDA|VA) 4 $250,000 $62,500 $2,612 4.97%
AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $7,023 4.38%
La Grande, OR (FHA|USDA|VA) 1 $245,000 $245,000 $3,859 4.75%
Vicksburg, MS (FHA|USDA|VA) 1 $245,000 $245,000 $310 3.75%
MANSFIELD, OH (FHA|USDA|VA) 2 $240,000 $120,000 $3,510 4.81%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $240,000 $120,000 $3,284 5.00%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $240,000 $120,000 $4,406 4.31%
LEBANON, PA (FHA|USDA|VA) 3 $235,000 $78,333 $3,791 4.71%
HARRISONBURG, VA (FHA|USDA|VA) 2 $230,000 $115,000 $4,049 5.44%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $2,711 4.38%
Urbana, OH (FHA|USDA|VA) 1 $225,000 $225,000 $8,684 3.75%
TWIN FALLS, ID (FHA|USDA|VA) 1 $225,000 $225,000 $3,734 4.50%
Brookings, OR (FHA|USDA|VA) 1 $225,000 $225,000 $3,561 4.88%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $215,000 $215,000 $6,160 4.63%
Cullowhee, NC (FHA|USDA|VA) 1 $215,000 $215,000 $3,289 5.75%
ROCKFORD, IL (FHA|USDA|VA) 2 $210,000 $105,000 $2,086 4.19%
Lewisburg, PA (FHA|USDA|VA) 2 $210,000 $105,000 $3,565 4.44%
Cullman, AL (FHA|USDA|VA) 2 $210,000 $105,000 $3,464 4.63%
BISMARCK, ND (FHA|USDA|VA) 1 $205,000 $205,000 $6,203 4.63%
Troy, AL (FHA|USDA|VA) 1 $205,000 $205,000 $6,872 5.25%
Garden City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $293 4.75%
MONROE, MI (FHA|USDA|VA) 1 $205,000 $205,000 $207 4.75%
Dodge City, KS (FHA|USDA|VA) 1 $205,000 $205,000 $3,261 4.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $205,000 $205,000 $3,002 3.88%
Eufaula, AL-GA (FHA|USDA|VA) 1 $205,000 $205,000 $3,975 4.13%
COLUMBUS, GA-AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,376 4.63%
WHEELING, WV-OH (FHA|USDA|VA) 1 $205,000 $205,000 $2,673 4.88%
Kirksville, MO (FHA|USDA|VA) 1 $205,000 $205,000 $5,755 4.25%
Sayre, PA (FHA|USDA|VA) 1 $205,000 $205,000 $361 4.75%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $205,000 $205,000 $3,985 5.25%
Shelton, WA (FHA|USDA|VA) 2 $200,000 $100,000 $0 6.25%
Berlin, NH (FHA|USDA|VA) 2 $200,000 $100,000 $2,793 5.31%
CaƱon City, CO (FHA|USDA|VA) 1 $195,000 $195,000 $3,367 4.75%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $195,000 $195,000 $7,083 4.88%
Gaffney, SC (FHA|USDA|VA) 1 $195,000 $195,000 $2,350 3.75%
FAIRBANKS, AK (FHA|USDA|VA) 1 $195,000 $195,000 $6,790 4.50%
Dublin, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,546 5.25%
AMARILLO, TX (FHA|USDA|VA) 1 $195,000 $195,000 $4,144 5.38%
Cornelia, GA (FHA|USDA|VA) 1 $185,000 $185,000 $3,066 5.25%
Hannibal, MO (FHA|USDA|VA) 1 $185,000 $185,000 $4,066 4.50%
Rock Springs, WY (FHA|USDA|VA) 1 $185,000 $185,000 $4,104 4.38%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $180,000 $90,000 $2,509 4.94%
CHARLESTON, WV (FHA|USDA|VA) 1 $175,000 $175,000 $3,080 4.50%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $175,000 $175,000 $2,917 4.88%
GETTYSBURG, PA (FHA|USDA|VA) 1 $175,000 $175,000 $0 5.13%
Sunbury, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,992 4.75%
Richmond, IN (FHA|USDA|VA) 1 $175,000 $175,000 $445 4.63%
FOND DU LAC, WI (FHA|USDA|VA) 1 $175,000 $175,000 $3,179 4.88%
Somerset, KY (FHA|USDA|VA) 1 $175,000 $175,000 $3,065 4.63%
Lumberton, NC (FHA|USDA|VA) 1 $175,000 $175,000 $3,729 3.88%
DECATUR, AL (FHA|USDA|VA) 2 $170,000 $85,000 $3,276 5.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $165,000 $165,000 $5,520 4.75%
Holland, MI (FHA|USDA|VA) 1 $165,000 $165,000 $3,569 4.75%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,169 5.50%
LONGVIEW, WA (FHA|USDA|VA) 1 $155,000 $155,000 $5,562 4.63%
DUBUQUE, IA (FHA|USDA|VA) 1 $155,000 $155,000 $2,525 4.63%
ST. CLOUD, MN (FHA|USDA|VA) 1 $155,000 $155,000 $5,927 4.88%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $155,000 $155,000 $4,018 5.00%
Stillwater, OK (FHA|USDA|VA) 1 $155,000 $155,000 $7,401 4.38%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $155,000 $155,000 $1,404 4.63%
Spearfish, SD (FHA|USDA|VA) 1 $155,000 $155,000 $2,287 4.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $155,000 $155,000 $3,839 4.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $150,000 $75,000 $0 6.06%
Bartlesville, OK (FHA|USDA|VA) 2 $150,000 $75,000 $1,684 4.56%
Ruidoso, NM (FHA|USDA|VA) 1 $145,000 $145,000 $5,967 5.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $145,000 $145,000 $1,436 4.75%
Laramie, WY (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.50%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $145,000 $145,000 $3,455 5.38%
Durant, OK (FHA|USDA|VA) 1 $145,000 $145,000 $3,055 4.50%
MORRISTOWN, TN (FHA|USDA|VA) 1 $145,000 $145,000 $766 4.25%
Searcy, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,873 4.75%
Forest City, NC (FHA|USDA|VA) 1 $145,000 $145,000 $5,947 3.88%
Manitowoc, WI (FHA|USDA|VA) 1 $135,000 $135,000 $3,397 4.88%
Seneca Falls, NY (FHA|USDA|VA) 1 $135,000 $135,000 $4,433 4.63%
BLOOMINGTON, IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,224 4.88%
Enterprise, AL (FHA|USDA|VA) 1 $135,000 $135,000 $2,488 3.88%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $135,000 $135,000 $1,848 4.38%
Fort Payne, AL (FHA|USDA|VA) 1 $135,000 $135,000 $5,539 4.88%
West Plains, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,932 4.88%
Lake City, FL (FHA|USDA|VA) 1 $135,000 $135,000 $3,513 4.38%
SAN ANGELO, TX (FHA|USDA|VA) 1 $135,000 $135,000 $4,187 5.00%
TOPEKA, KS (FHA|USDA|VA) 3 $125,000 $41,667 $4,112 6.21%
Oneonta, NY (FHA|USDA|VA) 1 $125,000 $125,000 $4,938 4.25%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,652 3.75%
Winona, MN (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.25%
Fairmont, WV (FHA|USDA|VA) 1 $125,000 $125,000 $3,115 4.63%
BINGHAMTON, NY (FHA|USDA|VA) 1 $125,000 $125,000 $744 3.88%
Starkville, MS (FHA|USDA|VA) 1 $125,000 $125,000 $5,750 4.13%
Warren, PA (FHA|USDA|VA) 1 $125,000 $125,000 $7,035 4.75%
Adrian, MI (FHA|USDA|VA) 2 $120,000 $60,000 $2,757 4.63%
Plattsburgh, NY (FHA|USDA|VA) 1 $115,000 $115,000 $3,232 4.50%
DECATUR, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,249 4.88%
Sanford, NC (FHA|USDA|VA) 1 $115,000 $115,000 $4,127 4.38%
Huntington, IN (FHA|USDA|VA) 1 $115,000 $115,000 $4,462 4.50%
Opelousas, LA (FHA|USDA|VA) 1 $115,000 $115,000 $4,228 4.75%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,166 4.50%
Marion, IN (FHA|USDA|VA) 2 $110,000 $55,000 $2,361 4.75%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,615 4.25%
Eagle Pass, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,577 4.63%
Burlington, IA-IL (FHA|USDA|VA) 1 $105,000 $105,000 $1,288 3.75%
Craig, CO (FHA|USDA|VA) 1 $105,000 $105,000 $3,229 5.00%
Martinsville, VA (FHA|USDA|VA) 1 $105,000 $105,000 $4,549 4.88%
Natchez, MS-LA (FHA|USDA|VA) 1 $105,000 $105,000 $226 3.88%
McPherson, KS (FHA|USDA|VA) 1 $105,000 $105,000 $3,058 4.88%
Bluffton, IN (FHA|USDA|VA) 2 $100,000 $50,000 $2,344 5.38%
COLUMBUS, IN (FHA|USDA|VA) 2 $100,000 $50,000 $2,616 5.31%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $95,000 $95,000 $5,155 4.00%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 1 $95,000 $95,000 $5,479 4.38%
Logansport, IN (FHA|USDA|VA) 1 $95,000 $95,000 $0 5.13%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $95,000 $95,000 $3,723 5.13%
Roseburg, OR (FHA|USDA|VA) 1 $95,000 $95,000 $5,288 5.38%
HINESVILLE, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,732 4.25%
Ozark, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,835 4.88%
WALLA WALLA, WA (FHA|USDA|VA) 2 $90,000 $45,000 $0 7.13%
YAKIMA, WA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.75%
GREEN BAY, WI (FHA|USDA|VA) 1 $85,000 $85,000 $2,763 4.75%
Coshocton, OH (FHA|USDA|VA) 1 $85,000 $85,000 $5,451 4.25%
CARSON CITY, NV (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.50%
Mountain Home, AR (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.88%
Minden, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,359 4.88%
Jasper, IN (FHA|USDA|VA) 1 $75,000 $75,000 $3,020 4.88%
DALTON, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,606 4.88%
Selma, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,600 5.00%
Fernley, NV (FHA|USDA|VA) 1 $75,000 $75,000 $3,489 4.88%
Paducah, KY-IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,444 4.88%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $75,000 $75,000 $2,986 4.13%
Harrison, AR (FHA|USDA|VA) 1 $75,000 $75,000 $4,172 5.00%
Vincennes, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,892 4.88%
Lewisburg, TN (FHA|USDA|VA) 1 $75,000 $75,000 $2,708 5.13%
Fergus Falls, MN (FHA|USDA|VA) 1 $65,000 $65,000 $3,123 4.25%
Columbus, NE (FHA|USDA|VA) 1 $65,000 $65,000 $3,283 4.25%
Salina, KS (FHA|USDA|VA) 1 $65,000 $65,000 $2,946 5.25%
Frankfort, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,854 4.38%
Sandusky, OH (FHA|USDA|VA) 1 $55,000 $55,000 $3,932 4.38%
Carroll, IA (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.25%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $55,000 $55,000 $123 3.88%
Hastings, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.88%
Auburn, IN (FHA|USDA|VA) 1 $55,000 $55,000 $2,651 4.88%
Orangeburg, SC (FHA|USDA|VA) 1 $55,000 $55,000 $1,911 5.25%
BATTLE CREEK, MI (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.63%
Great Bend, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.38%
Ottawa, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.75%
PEORIA, IL (FHA|USDA|VA) 1 $45,000 $45,000 $2,407 4.99%
Liberal, KS (FHA|USDA|VA) 1 $45,000 $45,000 $2,833 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,701 4.50%
DANVILLE, IL (FHA|USDA|VA) 1 $45,000 $45,000 $1,694 4.38%
Montrose, CO (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.13%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $35,000 $35,000 $2,850 4.63%
Shelbyville, TN (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.63%
Bogalusa, LA (FHA|USDA|VA) 1 $35,000 $35,000 $1,738 4.25%
Mount Vernon, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.75%
Sterling, IL (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.88%
Tiaa Fsb's top markets include San Francisco, New York, San Jose, Los Angeles, and Jacksonville among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,983 $4,714,925,000 $429,293 $4,482 4.45%
    HELOC 2,090 $827,470,000 $395,919 n/a 5.25%
    FHA 824 $201,410,000 $244,430 $7,866 4.47%
    VA 367 $121,505,000 $331,076 $8,362 4.37%
    USDA 30 $5,850,000 $195,000 $5,411 4.42%

    For 2018, Tiaa Fsb's most frequently originated type of loan was Conventional, with 10,983 originations. Their 2nd most popular type was HELOC, with 2,090 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,558 $4,060,410,000 $424,818 $4,884 4.47%
    Cash Out Refi 1,867 $624,925,000 $334,721 $4,442 4.62%
    Refi 1,377 $725,895,000 $527,157 $4,299 4.23%
    Other 865 $205,125,000 $237,139 $3,791 5.44%
    Home Improvement 627 $254,805,000 $406,388 $10,152 5.39%

    For 2018, Tiaa Fsb's most frequently cited loan purpose was Home Purchase, with 9,558 originations. The 2nd most popular reason was Cash Out Refi, with 1,867 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 12,706 $5,259,880,000 $413,968 $4,880 4.61%
    15 Year 971 $238,675,000 $245,803 $3,686 4.07%
    20 Year 328 $65,980,000 $201,159 $3,362 4.45%
    Other 207 $255,745,000 $1,235,483 $10,745 4.26%
    10 Year 64 $50,730,000 $792,656 $3,135 4.26%
    5 Year 18 $150,000 $8,333 $79 0.00%

    For 2018, Tiaa Fsb's most frequently cited loan duration was 30 Year, with 12,706 originations. The 2nd most popular length was 15 Year, with 971 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,690 $2,022,080,000 $355,374
    $1k-2k 4,041 $1,730,555,000 $428,249
    $2k-3k 987 $382,795,000 $387,837
    $5k+ 581 $440,255,000 $757,754
    $3k-4k 448 $209,780,000 $468,259
    $4k-5k 249 $135,965,000 $546,044

    Tiaa Fsb's average total fees were $4,880, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,690 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 8,715 $3,546,815,000 $406,978
    3-4% 3,022 $1,880,100,000 $622,138
    5-6% 1,900 $387,430,000 $203,911
    6-7% 368 $28,200,000 $76,630
    7-8% 86 $3,580,000 $41,628
    Over 8% 34 $1,060,000 $31,176
    2.5-3% 20 $13,760,000 $688,000
    <2.5% 1 $1,125,000 $1,125,000

    During 2018, Tiaa Fsb's average interest rate for loans was 4.61%, while their most frequently originated rate bucket for loans was 4-5%, with 8,715 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,771 $1,363,345,000 $285,757 $4,381 4.53%
    $100k-200k 2,789 $416,605,000 $149,374 $3,578 4.76%
    $400k-600k 2,525 $1,232,795,000 $488,236 $5,330 4.34%
    $600k-1MM 1,915 $1,424,385,000 $743,804 $6,252 4.19%
    $100,000 or less 1,420 $88,200,000 $62,113 $2,895 5.65%
    $1MM+ 874 $1,345,830,000 $1,539,851 $9,016 4.02%

    2018 saw Tiaa Fsb place emphasis on $200k-400k loans with 4,771 originations, totaling $1,363,345,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 3,419 $1,590,255,000 $465,123 $4,972 4.50%
    $100k-150k 3,238 $1,040,660,000 $321,390 $4,573 4.61%
    $250k+ 2,714 $2,186,780,000 $805,741 $6,474 4.34%
    $75k-100k 1,823 $435,495,000 $238,889 $4,415 4.69%
    $50k-75k 1,736 $327,750,000 $188,796 $4,278 4.72%
    $50k or less 1,256 $198,850,000 $158,320 $3,471 4.76%

    Tiaa Fsb lent most frequently to those with incomes in the $150k-250k range, with 3,419 originations. The second most popular income band? $100k-150k, with 3,238 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 2,922 $1,178,300,000 $403,251 $4,583 4.61%
    20-30% 2,813 $1,100,245,000 $391,129 $4,385 4.52%
    <20% 858 $371,350,000 $432,809 $4,454 4.43%
    42% 723 $370,665,000 $512,676 $5,222 4.51%
    41% 659 $305,745,000 $463,953 $4,882 4.58%
    37% 636 $275,650,000 $433,412 $5,182 4.63%
    38% 580 $246,150,000 $424,397 $5,081 4.62%
    39% 575 $251,015,000 $436,548 $5,164 4.57%
    40% 535 $234,735,000 $438,757 $4,762 4.60%
    36% 534 $207,310,000 $388,221 $4,761 4.63%
    44% 474 $173,550,000 $366,139 $5,160 4.67%
    49% 460 $133,740,000 $290,739 $4,586 4.62%
    48% 439 $156,205,000 $355,820 $4,793 4.58%
    43% 432 $166,850,000 $386,227 $4,719 4.62%
    46% 427 $192,765,000 $451,440 $5,249 4.50%
    45% 422 $175,080,000 $414,882 $5,137 4.52%
    47% 370 $132,940,000 $359,297 $4,769 4.58%
    50-60% 357 $108,605,000 $304,216 $7,928 4.45%
    >60% 56 $9,120,000 $162,857 $3,348 4.74%

    Tiaa Fsb lent most frequently to those with DTI ratios of 30-36%, with 2,922 originations. The next most common DTI ratio? 20-30%, with 2,813 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 10,295 $3,990,185,000 $387,585 $4,777 4.59%
    Asian 1,575 $877,175,000 $556,937 $5,051 4.36%
    Not provided 1,614 $694,950,000 $430,576 $4,939 4.54%
    Black 612 $146,730,000 $239,755 $4,697 4.73%
    Not applicable 18 $80,440,000 $4,468,889 $0 4.62%
    Asian Indian 65 $36,165,000 $556,385 $5,194 4.35%
    American Indian 40 $13,260,000 $331,500 $4,355 4.51%
    Chinese 13 $9,345,000 $718,846 $6,686 4.15%
    Other Asian 20 $8,740,000 $437,000 $6,004 4.77%
    Native Hawaiian or Islander 25 $7,845,000 $313,800 $5,473 4.74%
    Korean 8 $4,110,000 $513,750 $5,334 4.53%
    Filipino 3 $1,155,000 $385,000 $4,650 4.96%
    Other Pacific Islander 3 $765,000 $255,000 $3,996 4.54%
    Native Hawaiian 2 $260,000 $130,000 $3,711 4.56%
    Vietnamese 1 $35,000 $35,000 $0 8.63%

    Approval Rates

    Total approvals of all applications
    91.79%

    Tiaa Fsb has an average approval rate.

    Pick Rate

    Approvals leading to origination
    58.05%

    Tiaa Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 14,294 $5,871,160,000 $410,743

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 18 $80,440,000 $4,468,889
    Single Family (1-4 Units):Manufactured 7 $745,000 $106,429
    Single Family (1-4 Units):Site-Built 14,269 $5,789,975,000 $405,773

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,098 $342,470,000 $311,903 $3,985 4.75%
    40-60% 1,837 $864,175,000 $470,427 $4,458 4.32%
    60-80% 5,292 $2,618,870,000 $494,873 $4,746 4.42%
    80-100% 4,965 $1,907,535,000 $384,196 $5,008 4.52%
    Over 100% 100 $33,740,000 $337,400 $12,582 4.38%
    Under 20% 1,001 $104,265,000 $104,161 $3,133 5.93%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    TIAA, FSB VA mortgage Closing on a mortgage 3 5.6%
    TIAA, FSB FHA mortgage Trouble during payment process 3 5.6%
    TIAA, FSB Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.9%
    TIAA, FSB Home equity loan or line of credit (HELOC) Trouble during payment process 2 3.7%
    TIAA, FSB Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.9%
    TIAA, FSB Other type of mortgage Struggling to pay mortgage 4 7.4%
    TIAA, FSB Other type of mortgage Trouble during payment process 5 9.3%
    TIAA, FSB VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.9%
    TIAA, FSB Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 7.4%
    TIAA, FSB Conventional home mortgage Closing on a mortgage 3 5.6%
    TIAA, FSB Conventional home mortgage Incorrect information on your report 1 1.9%
    TIAA, FSB Conventional home mortgage Struggling to pay mortgage 3 5.6%
    TIAA, FSB Conventional home mortgage Trouble during payment process 17 31.5%
    TIAA, FSB FHA mortgage Closing on a mortgage 3 5.6%
    TIAA, FSB FHA mortgage Incorrect information on your report 1 1.9%
    TIAA, FSB FHA mortgage Struggling to pay mortgage 2 3.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    TIAA, FSB 104 New Berlin Road Jacksonville, FL 32218 Full Service B&M $210,109
    TIAA, FSB 10400-01 San Jose Boulevard Jacksonville, FL 32257 Full Service B&M $564,104
    TIAA, FSB 1185 Immokalee Road Naples, FL 34110 Full Service B&M $602,894
    TIAA, FSB 20 Giralda Avenue Coral Gables, FL 33134 Full Service B&M $392,337
    TIAA, FSB 211 North Broadway, Suite 1000 Saint Louis, MO 63102 Limited, Trust Office $0
    TIAA, FSB 2521 East Commercial Blvd Fort Lauderdale, FL 33308 Full Service B&M $437,110
    TIAA, FSB 501 Riverside Ave Jacksonville, FL 32202 Full Service B&M $754,287
    TIAA, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service B&M $0
    TIAA, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service Cyber Office $18,554,491
    TIAA, FSB 595 South Federal Highway, Suite 100 Boca Raton, FL 33432 Full Service B&M $428,417
    TIAA, FSB 6321 Daniels Parkway Fort Myers, FL 33912 Full Service B&M $497,241
    TIAA, FSB 6417 U.S. Highway 19 North Clearwater, FL 33761 Full Service B&M $576,106
    TIAA, FSB 7749 Normandy Blvd Jacksonville, FL 32221 Full Service B&M $118,140

    For 2018, Tiaa Fsb had 13 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,339,418
    Net interest income $891,478
    Total noninterest income $392,020
    Gross Fiduciary activities income $204,893
    Service charges on deposit accounts $1,558
    Trading account gains and fees $0
    Additional Noninterest Income $185,569
    Pre-tax net operating income $291,391
    Securities gains (or losses, -) $-319
    Income before extraordinary items $239,732
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $239,732
    Minority interest net income $0
    Net income $239,732
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $239,993

    Tiaa Fsb's gross interest income from loans was $1,339,418,000.
    Tiaa Fsb's net interest income from loans was $891,478,000.
    Tiaa Fsb's fee based income from loans was $1,558,000.
    Tiaa Fsb's net income from loans was $239,732,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $447,940
    Provision for credit losses $22,524
    Total noninterest expense $969,583
    Salaries and employee benefits $492,748
    Premises and equipment expense $56,364
    Additional noninterest expense $420,471
    Applicable income taxes $51,340
    Net charge-offs $16,628
    Cash dividends $18,000

    Tiaa Fsb's interest expense for loans was $447,940,000.
    Tiaa Fsb's payroll and benefits expense were $492,748,000.
    Tiaa Fsb's property, plant and equipment expenses $56,364,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 9.0%
    Real Estate loans 12.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 3.0%
    1-4 family residential loans 15.0%
    HELOC loans 0.0%
    All other family 17.0%
    Commercial & industrial loans 3.0%
    Personal loans 0.0%
    Credit card loans 0.4%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $23,506,390
    Deposits held in domestic offices $23,506,390
    Deposits by Individuals, partnerships, and corporations $22,937,608
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $104,966
    Deposits by Commercial banks and other depository institutions in U.S. $463,816
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $1,974,616
    Demand deposits $1,974,445
    Nontransaction accounts $21,531,774
    Money market deposit accounts (MMDAs) $12,059,653
    Other savings deposits (excluding MMDAs) $279,144
    Total time deposits $9,192,977
    Total time and savings deposits $21,531,945
    Noninterest-bearing deposits $1,602,716
    Interest-bearing deposits $21,903,674
    Retail deposits $19,460,484
    IRAs and Keogh plan accounts $2,360,974
    Brokered deposits $2,299,026
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $36,899,806
    Cash & Balances due from depository institutions $1,532,924
    Interest-bearing balances $1,481,072
    Total securities $1,920,331
    Federal funds sold & reverse repurchase $0
    Net loans and leases $30,757,378
    Loan and leases loss allowance $149,062
    Trading account assets $0
    Bank premises and fixed assets $47,269
    Other real estate owned $26,627
    Goodwill and other intangibles $1,247,976
    All other assets $1,367,301

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $36,899,806
    Total Liabilities $33,028,304
    Total deposits $23,506,390
    Interest-bearing deposits $21,903,674
    Deposits held in domestic offices $23,506,390
    % insured (estimated) $82
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $9,193,125
    Subordinated debt $0
    All other liabilities $328,789

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $30,757,378
    Loan and leases loss allowance $149,062
    Total loans and leases (domestic) $30,906,440
    All real estate loans $22,494,870
    Real estate loans in domestic offices $22,494,870
    Construction and development loans $249,169
    Residential 1-4 family construction $189,154
    Other construction, all land development and other land $60,015
    Loans secured by nonfarm nonresidential properties $2,958,357
    Nonfarm nonresidential secured by owner-occupied properties $304,063
    Commercial real estate & other non-farm, non-residential $2,654,294
    Multifamily residential real estate $1,085,594
    1-4 family residential loans $18,201,750
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $749,967
    To non-U.S. addressees $0
    Loans to individuals $3,838
    Credit card loans $2,794
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $1,044
    All other loans & leases $7,657,765
    Loans to foreign governments and official institutions $0
    Other loans $4,476,456
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $285,821
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    TIAA FSB had $30,757,378,000 of loans outstanding in 2018. $22,494,870,000 of loans were in real estate loans. $249,169,000 of loans were in development loans. $1,085,594,000 of loans were in multifamily mortgage loans. $18,201,750,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,794,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 75 $26,715 $356,200
    Nonfarm, nonresidential loans - <$100k 3 $77 $25,667
    Nonfarm, nonresidential loans - $100-250k 8 $257 $32,125
    Nonfarm, nonresidential loans - $250k-1MM 64 $26,381 $412,203
    Commercial & Industrial, US addressed loans - <$1MM 3,058 $338,482 $110,687
    Commercial & Industrial, US addressed loans - <$100k 1,494 $45,516 $30,466
    Commercial & Industrial, US addressed loans - $100-250k 845 $80,829 $95,656
    Commercial & Industrial, US addressed loans - $250k-1MM 719 $212,137 $295,045