Tiaa Fsb Mortgage Rates, Fees & Info

Jacksonville, FL

LEI: 5Z1UQ1CWY0DQ3KJWDQ07

Tax ID: 59-3531592

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Review & Overview

Tiaa Fsb is a mid-sized mortgage company specializing in Home Purchase, Refi, and Cash Out Refi loans. Tiaa Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: San Francisco, San Jose, Los Angeles, New York, and Seattle among others. We have data for 531 markets. (Some data included below & more in-depth data is available with an active subscription.)

Tiaa Fsb has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tiaa Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.27% 3/24/24
30 Year Conventional Refi 6.27% 3/24/24
30 Year Cash-out Refi 6.27% 3/24/24
15 Year Conventional Purchase 5.68% 3/24/24
15 Year Conventional Refi 5.68% 3/24/24
15 Year Cash-out Refi 5.68% 3/24/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Tiaa Fsb Mortgage Calculator






Your Estimates

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This is not an official calculator from Tiaa Fsb. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

10,782

Origination Dollar Volume (All Markets)

$5,102,400,000

Employee count

2,576 Show all (39) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 613 $439,335,000 $716,697 $4,881 4.18%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 454 $349,330,000 $769,449 $4,305 3.92%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 446 $345,560,000 $774,798 $5,854 4.21%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 674 $304,230,000 $451,380 $5,470 4.47%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 324 $202,500,000 $625,000 $5,043 4.17%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 378 $194,380,000 $514,233 $5,288 4.36%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 291 $143,585,000 $493,419 $3,737 4.24%
JACKSONVILLE, FL (FHA|USDA|VA) 506 $130,570,000 $258,043 $4,374 4.18%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 255 $129,045,000 $506,059 $4,845 4.25%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 211 $123,595,000 $585,758 $3,906 4.30%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 236 $119,150,000 $504,873 $6,010 4.07%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 205 $108,985,000 $531,634 $4,838 4.27%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 158 $101,390,000 $641,709 $6,084 4.20%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 272 $98,060,000 $360,515 $4,912 4.41%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 259 $85,975,000 $331,950 $2,851 4.22%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 251 $85,275,000 $339,741 $5,424 4.00%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 96 $74,290,000 $773,854 $3,992 4.32%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 134 $72,900,000 $544,030 $5,167 4.49%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 230 $72,720,000 $316,174 $3,911 4.33%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 102 $65,960,000 $646,667 $5,797 4.23%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 178 $62,640,000 $351,910 $5,248 4.14%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 110 $61,000,000 $554,545 $7,221 4.03%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 110 $60,740,000 $552,182 $3,671 4.10%
Outside of Metro Areas 183 $57,975,000 $316,803 $4,564 4.41%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 129 $54,585,000 $423,140 $5,409 4.33%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 88 $50,910,000 $578,523 $5,381 4.29%
SALT LAKE CITY, UT (FHA|USDA|VA) 36 $39,020,000 $1,083,889 $4,541 4.01%
ST. LOUIS, MO-IL (FHA|USDA|VA) 76 $37,550,000 $494,079 $3,464 4.28%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 74 $36,440,000 $492,432 $5,277 4.53%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 116 $34,140,000 $294,310 $4,810 4.64%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 72 $31,950,000 $443,750 $5,718 4.58%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 10 $29,290,000 $2,929,000 $4,940 4.19%
COLORADO SPRINGS, CO (FHA|USDA|VA) 19 $26,645,000 $1,402,368 $3,955 4.03%
Glenwood Springs, CO (FHA|USDA|VA) 22 $25,990,000 $1,181,364 $5,428 4.42%
FRESNO, CA (FHA|USDA|VA) 12 $25,770,000 $2,147,500 $3,374 4.21%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 106 $25,380,000 $239,434 $4,788 4.74%
BOULDER, CO (FHA|USDA|VA) 44 $24,230,000 $550,682 $3,772 4.11%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 65 $23,345,000 $359,154 $4,511 4.40%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 47 $22,015,000 $468,404 $7,067 4.62%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 76 $21,620,000 $284,474 $3,099 4.33%
Edwards, CO (FHA|USDA|VA) 34 $21,170,000 $622,647 $5,385 4.28%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 24 $20,800,000 $866,667 $2,710 4.32%
GREEN BAY, WI (FHA|USDA|VA) 2 $20,360,000 $10,180,000 $2,528 3.32%
APPLETON, WI (FHA|USDA|VA) 1 $20,005,000 $20,005,000 $0 2.76%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 51 $19,865,000 $389,510 $4,947 4.36%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 38 $19,790,000 $520,789 $4,572 4.36%
RENO, NV (FHA|USDA|VA) 47 $19,675,000 $418,617 $4,398 4.31%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 43 $19,665,000 $457,326 $4,437 4.49%
KANSAS CITY, MO-KS (FHA|USDA|VA) 61 $18,545,000 $304,016 $3,075 4.27%
SALINAS, CA (FHA|USDA|VA) 25 $17,545,000 $701,800 $6,247 4.03%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 19 $16,455,000 $866,053 $4,514 4.08%
FORT COLLINS, CO (FHA|USDA|VA) 41 $16,365,000 $399,146 $4,909 4.08%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 33 $15,965,000 $483,788 $4,390 4.56%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 34 $15,130,000 $445,000 $4,797 4.12%
PITTSBURGH, PA (FHA|USDA|VA) 42 $14,910,000 $355,000 $3,957 4.52%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 25 $14,805,000 $592,200 $4,757 4.31%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 17 $13,795,000 $811,471 $5,367 3.95%
BAKERSFIELD, CA (FHA|USDA|VA) 41 $13,755,000 $335,488 $4,773 4.74%
TULSA, OK (FHA|USDA|VA) 34 $13,680,000 $402,353 $4,533 4.02%
RICHMOND, VA (FHA|USDA|VA) 43 $13,575,000 $315,698 $3,827 4.31%
RALEIGH-CARY, NC (FHA|USDA|VA) 44 $13,540,000 $307,727 $3,939 4.36%
Heber, UT (FHA|USDA|VA) 18 $13,420,000 $745,556 $4,136 3.89%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 24 $13,250,000 $552,083 $3,750 4.16%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 25 $13,215,000 $528,600 $4,868 4.41%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 43 $12,445,000 $289,419 $3,564 4.53%
BEND, OR (FHA|USDA|VA) 25 $12,255,000 $490,200 $5,993 4.37%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 42 $12,240,000 $291,429 $2,866 4.04%
MADISON, WI (FHA|USDA|VA) 11 $11,605,000 $1,055,000 $3,239 3.97%
STOCKTON, CA (FHA|USDA|VA) 29 $11,335,000 $390,862 $4,611 4.41%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 43 $10,735,000 $249,651 $4,648 4.50%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 35 $10,235,000 $292,429 $2,995 4.10%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 30 $9,780,000 $326,000 $3,304 4.42%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 31 $9,385,000 $302,742 $2,777 4.05%
TUCSON, AZ (FHA|USDA|VA) 28 $9,300,000 $332,143 $3,038 4.34%
BOISE CITY, ID (FHA|USDA|VA) 23 $9,155,000 $398,043 $5,802 4.10%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 41 $9,055,000 $220,854 $3,093 4.55%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 10 $9,020,000 $902,000 $7,604 4.17%
SALISBURY, MD-DE (FHA|USDA|VA) 24 $8,860,000 $369,167 $4,258 4.33%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 26 $8,830,000 $339,615 $3,078 4.13%
ANN ARBOR, MI (FHA|USDA|VA) 37 $8,385,000 $226,622 $3,022 4.71%
COLUMBUS, OH (FHA|USDA|VA) 27 $8,255,000 $305,741 $3,629 4.23%
PORT ST. LUCIE, FL (FHA|USDA|VA) 23 $8,015,000 $348,478 $5,628 4.43%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 20 $7,860,000 $393,000 $6,453 4.44%
FLAGSTAFF, AZ (FHA|USDA|VA) 15 $7,745,000 $516,333 $5,027 4.43%
ALBUQUERQUE, NM (FHA|USDA|VA) 28 $7,710,000 $275,357 $4,148 4.49%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 20 $7,390,000 $369,500 $3,947 4.47%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $7,245,000 $249,828 $4,168 4.31%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 7 $7,215,000 $1,030,714 $4,272 3.99%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 18 $6,950,000 $386,111 $6,499 4.26%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 11 $6,945,000 $631,364 $4,869 4.24%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 36 $6,530,000 $181,389 $4,111 4.83%
GREELEY, CO (FHA|USDA|VA) 16 $6,450,000 $403,125 $4,322 4.08%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 21 $6,355,000 $302,619 $2,092 3.99%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 25 $6,295,000 $251,800 $3,812 4.65%
NAPA, CA (FHA|USDA|VA) 8 $5,890,000 $736,250 $6,186 4.47%
Breckenridge, CO (FHA|USDA|VA) 10 $5,850,000 $585,000 $3,502 4.63%
PROVO-OREM, UT (FHA|USDA|VA) 12 $5,820,000 $485,000 $3,234 4.01%
Truckee-Grass Valley, CA (FHA|USDA|VA) 9 $5,705,000 $633,889 $5,681 4.19%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 18 $5,340,000 $296,667 $4,587 4.19%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 16 $5,260,000 $328,750 $3,077 3.98%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 8 $5,010,000 $626,250 $1,928 4.55%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 13 $4,875,000 $375,000 $4,295 4.30%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 18 $4,860,000 $270,000 $3,263 4.92%
SAVANNAH, GA (FHA|USDA|VA) 19 $4,855,000 $255,526 $3,370 4.21%
VALLEJO, CA (FHA|USDA|VA) 14 $4,760,000 $340,000 $4,493 4.81%
ASHEVILLE, NC (FHA|USDA|VA) 17 $4,645,000 $273,235 $3,362 4.15%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 12 $4,580,000 $381,667 $4,062 4.21%
LOUISVILLE, KY (FHA|USDA|VA) 14 $4,490,000 $320,714 $3,248 4.09%
YORK-HANOVER, PA (FHA|USDA|VA) 6 $4,470,000 $745,000 $6,271 3.88%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 16 $4,470,000 $279,375 $4,224 4.57%
WORCESTER, MA-CT (FHA|USDA|VA) 20 $4,460,000 $223,000 $3,986 4.46%
KNOXVILLE, TN (FHA|USDA|VA) 18 $4,380,000 $243,333 $3,289 4.24%
WILMINGTON, NC (FHA|USDA|VA) 15 $4,335,000 $289,000 $3,384 4.80%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 10 $4,250,000 $425,000 $2,924 3.96%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 12 $4,120,000 $343,333 $5,299 4.75%
OKLAHOMA CITY, OK (FHA|USDA|VA) 15 $4,045,000 $269,667 $3,550 4.00%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 10 $3,950,000 $395,000 $3,962 4.40%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 14 $3,920,000 $280,000 $3,650 4.36%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 13 $3,705,000 $285,000 $3,027 4.65%
AKRON, OH (FHA|USDA|VA) 11 $3,665,000 $333,182 $2,770 4.06%
BELLINGHAM, WA (FHA|USDA|VA) 11 $3,575,000 $325,000 $3,210 4.60%
ANCHORAGE, AK (FHA|USDA|VA) 11 $3,565,000 $324,091 $2,588 4.36%
MIDLAND, TX (FHA|USDA|VA) 11 $3,565,000 $324,091 $5,022 4.02%
Steamboat Springs, CO (FHA|USDA|VA) 8 $3,300,000 $412,500 $4,926 4.72%
URBAN HONOLULU, HI (FHA|USDA|VA) 8 $3,300,000 $412,500 $4,291 4.01%
ROCHESTER, NY (FHA|USDA|VA) 18 $3,290,000 $182,778 $3,429 4.51%
MEDFORD, OR (FHA|USDA|VA) 11 $3,235,000 $294,091 $4,852 4.52%
KINGSTON, NY (FHA|USDA|VA) 14 $3,170,000 $226,429 $3,294 4.43%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 14 $3,130,000 $223,571 $4,042 4.78%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 10 $3,080,000 $308,000 $5,906 4.43%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 12 $3,040,000 $253,333 $4,809 4.78%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 8 $2,970,000 $371,250 $3,500 4.31%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 9 $2,945,000 $327,222 $4,809 5.00%
PANAMA CITY, FL (FHA|USDA|VA) 5 $2,935,000 $587,000 $7,640 4.30%
Georgetown, SC (FHA|USDA|VA) 4 $2,920,000 $730,000 $5,475 4.00%
SANTA FE, NM (FHA|USDA|VA) 7 $2,905,000 $415,000 $4,007 4.45%
Bozeman, MT (FHA|USDA|VA) 6 $2,890,000 $481,667 $7,582 4.18%
JONESBORO, AR (FHA|USDA|VA) 2 $2,880,000 $1,440,000 $400 4.02%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 12 $2,830,000 $235,833 $4,646 4.52%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 13 $2,795,000 $215,000 $3,686 3.99%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 11 $2,735,000 $248,636 $3,474 3.93%
ROANOKE, VA (FHA|USDA|VA) 8 $2,710,000 $338,750 $3,185 4.28%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 12 $2,700,000 $225,000 $3,238 4.68%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 4 $2,690,000 $672,500 $5,940 4.16%
COLUMBIA, SC (FHA|USDA|VA) 8 $2,590,000 $323,750 $4,853 4.34%
ROCHESTER, MN (FHA|USDA|VA) 8 $2,570,000 $321,250 $2,776 4.55%
Brainerd, MN (FHA|USDA|VA) 3 $2,555,000 $851,667 $5,194 4.33%
Key West, FL (FHA|USDA|VA) 5 $2,495,000 $499,000 $5,602 4.15%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 8 $2,410,000 $301,250 $3,336 4.22%
BATON ROUGE, LA (FHA|USDA|VA) 8 $2,320,000 $290,000 $3,637 3.89%
Oak Harbor, WA (FHA|USDA|VA) 6 $2,270,000 $378,333 $4,221 4.60%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 12 $2,270,000 $189,167 $3,188 4.33%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $2,245,000 $249,444 $2,112 3.92%
GRAND JUNCTION, CO (FHA|USDA|VA) 5 $2,235,000 $447,000 $4,182 4.15%
Kill Devil Hills, NC (FHA|USDA|VA) 4 $2,220,000 $555,000 $3,390 4.22%
YAKIMA, WA (FHA|USDA|VA) 2 $2,190,000 $1,095,000 $2,785 4.13%
Morehead City, NC (FHA|USDA|VA) 6 $2,180,000 $363,333 $4,964 3.75%
MONTGOMERY, AL (FHA|USDA|VA) 7 $2,155,000 $307,857 $2,860 4.55%
BRUNSWICK, GA (FHA|USDA|VA) 5 $2,155,000 $431,000 $4,149 3.80%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 10 $2,150,000 $215,000 $5,233 4.04%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $2,045,000 $409,000 $6,972 4.37%
Torrington, CT (FHA|USDA|VA) 7 $2,035,000 $290,714 $4,831 4.23%
WENATCHEE, WA (FHA|USDA|VA) 5 $1,985,000 $397,000 $3,611 3.73%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 2 $1,960,000 $980,000 $2,631 3.52%
CHEYENNE, WY (FHA|USDA|VA) 6 $1,950,000 $325,000 $3,158 4.21%
PUNTA GORDA, FL (FHA|USDA|VA) 8 $1,950,000 $243,750 $4,363 4.19%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 6 $1,950,000 $325,000 $5,063 4.37%
SPRINGFIELD, MA (FHA|USDA|VA) 9 $1,945,000 $216,111 $3,008 4.07%
WACO, TX (FHA|USDA|VA) 9 $1,935,000 $215,000 $4,435 5.01%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 9 $1,925,000 $213,889 $3,846 4.33%
HUNTSVILLE, AL (FHA|USDA|VA) 12 $1,920,000 $160,000 $4,099 4.63%
Cullowhee, NC (FHA|USDA|VA) 3 $1,895,000 $631,667 $6,332 3.54%
GAINESVILLE, FL (FHA|USDA|VA) 9 $1,875,000 $208,333 $4,122 4.74%
CHICO, CA (FHA|USDA|VA) 3 $1,835,000 $611,667 $4,598 3.87%
EAST STROUDSBURG, PA (FHA|USDA|VA) 7 $1,795,000 $256,429 $5,017 4.52%
STATE COLLEGE, PA (FHA|USDA|VA) 7 $1,785,000 $255,000 $4,610 4.27%
Ellensburg, WA (FHA|USDA|VA) 2 $1,760,000 $880,000 $9,242 3.94%
TOLEDO, OH (FHA|USDA|VA) 6 $1,750,000 $291,667 $2,396 4.02%
VISALIA, CA (FHA|USDA|VA) 7 $1,745,000 $249,286 $4,014 4.37%
Durango, CO (FHA|USDA|VA) 5 $1,705,000 $341,000 $4,034 4.22%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 5 $1,685,000 $337,000 $2,698 4.30%
WINSTON-SALEM, NC (FHA|USDA|VA) 9 $1,675,000 $186,111 $2,970 4.54%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $1,675,000 $335,000 $4,803 4.10%
LANCASTER, PA (FHA|USDA|VA) 7 $1,665,000 $237,857 $4,406 3.95%
Lebanon, NH-VT (FHA|USDA|VA) 9 $1,665,000 $185,000 $3,024 4.89%
MODESTO, CA (FHA|USDA|VA) 5 $1,615,000 $323,000 $4,230 4.37%
LAFAYETTE, LA (FHA|USDA|VA) 7 $1,615,000 $230,714 $4,021 4.48%
DAYTON-KETTERING, OH (FHA|USDA|VA) 7 $1,575,000 $225,000 $3,985 4.11%
TALLAHASSEE, FL (FHA|USDA|VA) 7 $1,565,000 $223,571 $5,591 3.95%
FORT SMITH, AR-OK (FHA|USDA|VA) 4 $1,550,000 $387,500 $6,889 3.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $1,485,000 $212,143 $2,436 4.66%
BISMARCK, ND (FHA|USDA|VA) 4 $1,450,000 $362,500 $3,124 3.84%
VALDOSTA, GA (FHA|USDA|VA) 5 $1,425,000 $285,000 $3,743 4.85%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 4 $1,420,000 $355,000 $4,047 4.06%
CORPUS CHRISTI, TX (FHA|USDA|VA) 5 $1,405,000 $281,000 $4,338 3.95%
MISSOULA, MT (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,961 3.69%
Newport, OR (FHA|USDA|VA) 2 $1,390,000 $695,000 $6,147 3.94%
MORGANTOWN, WV (FHA|USDA|VA) 8 $1,390,000 $173,750 $4,422 4.58%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 5 $1,385,000 $277,000 $7,246 5.25%
PITTSFIELD, MA (FHA|USDA|VA) 3 $1,345,000 $448,333 $5,165 3.58%
EVANSVILLE, IN-KY (FHA|USDA|VA) 6 $1,320,000 $220,000 $804 4.31%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $1,315,000 $263,000 $4,518 4.00%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $1,270,000 $317,500 $2,944 4.41%
WICHITA, KS (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,978 4.17%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 6 $1,250,000 $208,333 $3,957 5.10%
Barre, VT (FHA|USDA|VA) 7 $1,245,000 $177,857 $4,562 4.84%
GETTYSBURG, PA (FHA|USDA|VA) 3 $1,225,000 $408,333 $4,590 4.46%
Coos Bay, OR (FHA|USDA|VA) 1 $1,205,000 $1,205,000 $7,884 3.88%
Prineville, OR (FHA|USDA|VA) 2 $1,180,000 $590,000 $4,377 3.88%
FORT WAYNE, IN (FHA|USDA|VA) 5 $1,175,000 $235,000 $2,603 4.60%
THE VILLAGES, FL (FHA|USDA|VA) 5 $1,165,000 $233,000 $5,002 3.58%
Fergus Falls, MN (FHA|USDA|VA) 3 $1,165,000 $388,333 $4,184 4.08%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,523 4.67%
Traverse City, MI (FHA|USDA|VA) 3 $1,155,000 $385,000 $1,286 3.83%
ODESSA, TX (FHA|USDA|VA) 4 $1,140,000 $285,000 $3,437 4.09%
WINCHESTER, VA-WV (FHA|USDA|VA) 3 $1,135,000 $378,333 $5,877 4.46%
Seneca, SC (FHA|USDA|VA) 3 $1,135,000 $378,333 $2,969 3.75%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 4 $1,130,000 $282,500 $1,921 4.13%
Juneau, AK (FHA|USDA|VA) 3 $1,125,000 $375,000 $2,690 3.83%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $1,115,000 $223,000 $1,603 3.55%
LAWRENCE, KS (FHA|USDA|VA) 4 $1,110,000 $277,500 $1,872 4.19%
Waycross, GA (FHA|USDA|VA) 6 $1,100,000 $183,333 $4,430 4.19%
ROME, GA (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,177 4.27%
SYRACUSE, NY (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,114 4.48%
Jefferson, GA (FHA|USDA|VA) 3 $1,075,000 $358,333 $2,393 3.92%
OCEAN CITY, NJ (FHA|USDA|VA) 5 $1,075,000 $215,000 $4,025 4.28%
Moscow, ID (FHA|USDA|VA) 4 $1,030,000 $257,500 $5,752 4.25%
LEBANON, PA (FHA|USDA|VA) 4 $1,010,000 $252,500 $5,583 4.16%
Austin, MN (FHA|USDA|VA) 2 $1,000,000 $500,000 $2,317 4.50%
LAS CRUCES, NM (FHA|USDA|VA) 3 $985,000 $328,333 $4,779 4.41%
SPRINGFIELD, IL (FHA|USDA|VA) 2 $950,000 $475,000 $2,237 4.38%
GLENS FALLS, NY (FHA|USDA|VA) 7 $945,000 $135,000 $4,175 5.11%
Elko, NV (FHA|USDA|VA) 3 $925,000 $308,333 $4,038 4.29%
Boone, NC (FHA|USDA|VA) 2 $920,000 $460,000 $3,351 4.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 2 $920,000 $460,000 $5,938 4.13%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $915,000 $183,000 $5,339 3.92%
LINCOLN, NE (FHA|USDA|VA) 5 $905,000 $181,000 $2,597 4.53%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 4 $900,000 $225,000 $1,091 4.81%
Outside of Metro Areas 4 $890,000 $222,500 $4,226 4.47%
JOHNSON CITY, TN (FHA|USDA|VA) 4 $890,000 $222,500 $2,561 3.94%
OCALA, FL (FHA|USDA|VA) 5 $885,000 $177,000 $3,491 4.18%
Jackson, WY-ID (FHA|USDA|VA) 2 $880,000 $440,000 $4,200 4.19%
LUBBOCK, TX (FHA|USDA|VA) 3 $875,000 $291,667 $3,720 4.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 3 $835,000 $278,333 $2,915 4.04%
BOWLING GREEN, KY (FHA|USDA|VA) 3 $835,000 $278,333 $2,917 4.00%
CORVALLIS, OR (FHA|USDA|VA) 3 $835,000 $278,333 $4,456 3.91%
Stillwater, OK (FHA|USDA|VA) 2 $830,000 $415,000 $4,819 4.93%
SALEM, OR (FHA|USDA|VA) 3 $815,000 $271,667 $2,439 4.67%
GREENVILLE, NC (FHA|USDA|VA) 3 $805,000 $268,333 $5,299 4.46%
GAINESVILLE, GA (FHA|USDA|VA) 4 $800,000 $200,000 $3,382 4.50%
JACKSON, MS (FHA|USDA|VA) 5 $795,000 $159,000 $3,720 4.20%
WALLA WALLA, WA (FHA|USDA|VA) 4 $790,000 $197,500 $5,073 4.81%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 2 $780,000 $390,000 $2,907 3.94%
ITHACA, NY (FHA|USDA|VA) 5 $775,000 $155,000 $3,388 4.65%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $770,000 $385,000 $5,246 3.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $765,000 $255,000 $2,036 4.04%
Easton, MD (FHA|USDA|VA) 2 $750,000 $375,000 $4,754 4.63%
Keene, NH (FHA|USDA|VA) 4 $740,000 $185,000 $3,771 4.06%
Shelton, WA (FHA|USDA|VA) 4 $720,000 $180,000 $3,286 4.47%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $720,000 $360,000 $2,971 3.56%
Sonora, CA (FHA|USDA|VA) 2 $710,000 $355,000 $3,684 4.19%
GREAT FALLS, MT (FHA|USDA|VA) 2 $710,000 $355,000 $4,212 3.93%
Rockport, TX (FHA|USDA|VA) 1 $705,000 $705,000 $3,894 4.13%
TYLER, TX (FHA|USDA|VA) 2 $700,000 $350,000 $3,368 3.56%
LOGAN, UT-ID (FHA|USDA|VA) 3 $695,000 $231,667 $3,100 4.49%
Ludington, MI (FHA|USDA|VA) 1 $695,000 $695,000 $4,979 4.13%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 5 $695,000 $139,000 $3,633 4.38%
MIDLAND, MI (FHA|USDA|VA) 2 $690,000 $345,000 $6,089 3.94%
Richmond-Berea, KY (FHA|USDA|VA) 2 $690,000 $345,000 $2,029 4.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 2 $690,000 $345,000 $4,851 2.88%
Bennington, VT (FHA|USDA|VA) 6 $680,000 $113,333 $3,212 4.96%
Montrose, CO (FHA|USDA|VA) 3 $665,000 $221,667 $4,460 5.00%
Palatka, FL (FHA|USDA|VA) 3 $665,000 $221,667 $3,858 4.38%
Corsicana, TX (FHA|USDA|VA) 2 $660,000 $330,000 $2,818 3.93%
BLOOMINGTON, IN (FHA|USDA|VA) 4 $660,000 $165,000 $2,746 4.50%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $655,000 $218,333 $2,776 3.75%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $640,000 $320,000 $5,953 3.56%
Jennings, LA (FHA|USDA|VA) 1 $635,000 $635,000 $4,602 3.88%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 3 $625,000 $208,333 $4,526 4.21%
Kapaa, HI (FHA|USDA|VA) 3 $625,000 $208,333 $4,286 5.21%
LAKE CHARLES, LA (FHA|USDA|VA) 3 $615,000 $205,000 $4,807 3.75%
Kalispell, MT (FHA|USDA|VA) 2 $600,000 $300,000 $3,637 4.25%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 2 $600,000 $300,000 $2,706 3.63%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 3 $585,000 $195,000 $6,261 4.00%
Payson, AZ (FHA|USDA|VA) 1 $585,000 $585,000 $4,762 4.25%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 2 $580,000 $290,000 $5,490 4.44%
Holland, MI (FHA|USDA|VA) 2 $580,000 $290,000 $0 4.50%
NILES, MI (FHA|USDA|VA) 1 $575,000 $575,000 $2,310 4.50%
FAIRBANKS, AK (FHA|USDA|VA) 2 $570,000 $285,000 $7,535 3.88%
FLORENCE, SC (FHA|USDA|VA) 2 $570,000 $285,000 $1,191 3.56%
FAYETTEVILLE, NC (FHA|USDA|VA) 4 $570,000 $142,500 $3,755 4.56%
Wooster, OH (FHA|USDA|VA) 3 $565,000 $188,333 $3,307 4.13%
LYNCHBURG, VA (FHA|USDA|VA) 3 $565,000 $188,333 $2,957 4.21%
Fort Payne, AL (FHA|USDA|VA) 3 $565,000 $188,333 $2,930 4.21%
MONROE, LA (FHA|USDA|VA) 3 $565,000 $188,333 $4,208 4.37%
Price, UT (FHA|USDA|VA) 2 $560,000 $280,000 $3,041 4.06%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 4 $550,000 $137,500 $4,221 4.31%
Brownwood, TX (FHA|USDA|VA) 1 $545,000 $545,000 $9,939 4.63%
Brookings, SD (FHA|USDA|VA) 1 $535,000 $535,000 $86 4.13%
Gardnerville Ranchos, NV (FHA|USDA|VA) 1 $535,000 $535,000 $3,061 3.25%
Bellefontaine, OH (FHA|USDA|VA) 1 $525,000 $525,000 $4,977 3.88%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $525,000 $175,000 $3,279 3.79%
Concord, NH (FHA|USDA|VA) 3 $525,000 $175,000 $3,355 5.63%
CHARLESTON, WV (FHA|USDA|VA) 2 $520,000 $260,000 $3,511 4.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $520,000 $260,000 $1,912 3.93%
Tifton, GA (FHA|USDA|VA) 2 $510,000 $255,000 $1,291 3.63%
Bartlesville, OK (FHA|USDA|VA) 2 $510,000 $255,000 $300 4.12%
MADERA, CA (FHA|USDA|VA) 2 $500,000 $250,000 $3,878 4.18%
BANGOR, ME (FHA|USDA|VA) 2 $500,000 $250,000 $2,590 4.50%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $495,000 $495,000 $3,529 3.75%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 2 $490,000 $245,000 $2,980 3.69%
GRANTS PASS, OR (FHA|USDA|VA) 2 $480,000 $240,000 $3,906 4.69%
FARMINGTON, NM (FHA|USDA|VA) 2 $480,000 $240,000 $5,621 3.69%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 3 $475,000 $158,333 $2,401 4.16%
CANTON-MASSILLON, OH (FHA|USDA|VA) 3 $465,000 $155,000 $2,363 4.25%
BURLINGTON, NC (FHA|USDA|VA) 1 $465,000 $465,000 $7,439 3.00%
DOVER, DE (FHA|USDA|VA) 3 $465,000 $155,000 $4,185 4.33%
LONGVIEW, WA (FHA|USDA|VA) 2 $460,000 $230,000 $3,161 4.13%
Russellville, AR (FHA|USDA|VA) 2 $460,000 $230,000 $2,641 3.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $455,000 $455,000 $5,499 5.38%
Sevierville, TN (FHA|USDA|VA) 2 $450,000 $225,000 $5,496 4.31%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $450,000 $225,000 $3,308 3.63%
BILLINGS, MT (FHA|USDA|VA) 2 $450,000 $225,000 $3,596 4.31%
Sheridan, WY (FHA|USDA|VA) 1 $445,000 $445,000 $4,084 3.75%
Athens, TX (FHA|USDA|VA) 1 $425,000 $425,000 $5,857 3.75%
Clarksburg, WV (FHA|USDA|VA) 2 $420,000 $210,000 $4,693 4.13%
Eureka-Arcata, CA (FHA|USDA|VA) 2 $420,000 $210,000 $4,131 4.50%
Andrews, TX (FHA|USDA|VA) 2 $420,000 $210,000 $2,886 3.94%
SHERMAN-DENISON, TX (FHA|USDA|VA) 2 $420,000 $210,000 $5,270 3.94%
SPRINGFIELD, MO (FHA|USDA|VA) 3 $415,000 $138,333 $5,253 4.67%
READING, PA (FHA|USDA|VA) 3 $415,000 $138,333 $3,992 4.00%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 3 $415,000 $138,333 $3,540 4.08%
Lock Haven, PA (FHA|USDA|VA) 3 $415,000 $138,333 $1,800 4.92%
FARGO, ND-MN (FHA|USDA|VA) 3 $415,000 $138,333 $3,519 5.17%
YUBA CITY, CA (FHA|USDA|VA) 1 $415,000 $415,000 $0 4.38%
Statesboro, GA (FHA|USDA|VA) 2 $410,000 $205,000 $3,370 3.94%
Frankfort, KY (FHA|USDA|VA) 1 $405,000 $405,000 $5,571 3.63%
MOBILE, AL (FHA|USDA|VA) 1 $405,000 $405,000 $25 3.50%
Roswell, NM (FHA|USDA|VA) 2 $400,000 $200,000 $2,919 3.75%
LONGVIEW, TX (FHA|USDA|VA) 3 $395,000 $131,667 $4,035 4.21%
Lawrenceburg, TN (FHA|USDA|VA) 1 $395,000 $395,000 $4,530 4.13%
TERRE HAUTE, IN (FHA|USDA|VA) 4 $390,000 $97,500 $3,250 5.50%
Aberdeen, WA (FHA|USDA|VA) 1 $385,000 $385,000 $3,404 3.99%
El Dorado, AR (FHA|USDA|VA) 1 $385,000 $385,000 $3,275 3.88%
Huntsville, TX (FHA|USDA|VA) 1 $385,000 $385,000 $5,527 3.63%
Granbury, TX (FHA|USDA|VA) 2 $380,000 $190,000 $2,802 3.50%
POCATELLO, ID (FHA|USDA|VA) 2 $380,000 $190,000 $2,742 3.94%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 2 $380,000 $190,000 $2,527 4.18%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $380,000 $190,000 $2,766 4.25%
Columbus, MS (FHA|USDA|VA) 2 $370,000 $185,000 $679 3.75%
Angola, IN (FHA|USDA|VA) 2 $370,000 $185,000 $3,235 4.13%
Fernley, NV (FHA|USDA|VA) 1 $365,000 $365,000 $1,069 3.99%
Ketchikan, AK (FHA|USDA|VA) 1 $365,000 $365,000 $4,386 3.25%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 1 $365,000 $365,000 $4,888 3.75%
Pullman, WA (FHA|USDA|VA) 2 $360,000 $180,000 $3,653 5.00%
HOT SPRINGS, AR (FHA|USDA|VA) 2 $350,000 $175,000 $2,768 3.69%
Plattsburgh, NY (FHA|USDA|VA) 2 $350,000 $175,000 $4,431 4.19%
Brevard, NC (FHA|USDA|VA) 2 $350,000 $175,000 $3,690 4.00%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $350,000 $175,000 $3,048 3.75%
Whitewater, WI (FHA|USDA|VA) 1 $345,000 $345,000 $3,359 3.25%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $345,000 $345,000 $2,296 3.00%
Gloversville, NY (FHA|USDA|VA) 2 $340,000 $170,000 $5,486 4.00%
Washington, NC (FHA|USDA|VA) 2 $340,000 $170,000 $0 5.06%
REDDING, CA (FHA|USDA|VA) 3 $335,000 $111,667 $4,370 4.33%
Warsaw, IN (FHA|USDA|VA) 2 $330,000 $165,000 $3,989 4.00%
WARNER ROBINS, GA (FHA|USDA|VA) 2 $330,000 $165,000 $6,896 4.25%
Bemidji, MN (FHA|USDA|VA) 2 $330,000 $165,000 $3,277 4.88%
MANKATO, MN (FHA|USDA|VA) 2 $330,000 $165,000 $2,682 4.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 3 $325,000 $108,333 $1,531 6.50%
Picayune, MS (FHA|USDA|VA) 1 $325,000 $325,000 $1,032 3.50%
Lewisburg, PA (FHA|USDA|VA) 2 $320,000 $160,000 $3,572 4.56%
Willmar, MN (FHA|USDA|VA) 1 $315,000 $315,000 $6,949 3.38%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $315,000 $315,000 $6,098 3.63%
YUMA, AZ (FHA|USDA|VA) 1 $315,000 $315,000 $6,416 3.63%
Starkville, MS (FHA|USDA|VA) 2 $310,000 $155,000 $1,751 3.69%
Forest City, NC (FHA|USDA|VA) 1 $305,000 $305,000 $2,667 3.63%
STAUNTON, VA (FHA|USDA|VA) 1 $305,000 $305,000 $1,127 3.50%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,574 3.81%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $300,000 $150,000 $3,849 6.69%
Paducah, KY-IL (FHA|USDA|VA) 2 $300,000 $150,000 $640 6.38%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $295,000 $295,000 $6,059 4.88%
EL PASO, TX (FHA|USDA|VA) 1 $295,000 $295,000 $1,948 3.50%
Rutland, VT (FHA|USDA|VA) 2 $290,000 $145,000 $4,934 4.38%
DECATUR, AL (FHA|USDA|VA) 2 $290,000 $145,000 $4,886 4.31%
Olean, NY (FHA|USDA|VA) 2 $290,000 $145,000 $6,687 3.56%
St. Marys, GA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $285,000 $285,000 $8,137 3.38%
Mason City, IA (FHA|USDA|VA) 1 $285,000 $285,000 $8,050 3.50%
IOWA CITY, IA (FHA|USDA|VA) 2 $280,000 $140,000 $5,262 4.63%
Kirksville, MO (FHA|USDA|VA) 2 $280,000 $140,000 $2,598 3.99%
Taos, NM (FHA|USDA|VA) 1 $275,000 $275,000 $2,497 3.75%
Zanesville, OH (FHA|USDA|VA) 2 $270,000 $135,000 $5,837 4.00%
GRAND ISLAND, NE (FHA|USDA|VA) 1 $265,000 $265,000 $2,503 3.99%
Rochelle, IL (FHA|USDA|VA) 1 $265,000 $265,000 $0 5.88%
Marquette, MI (FHA|USDA|VA) 1 $265,000 $265,000 $9,469 3.25%
Amsterdam, NY (FHA|USDA|VA) 1 $265,000 $265,000 $4,021 3.99%
Dickinson, ND (FHA|USDA|VA) 1 $255,000 $255,000 $371 3.88%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 1 $255,000 $255,000 $1,618 3.38%
Rock Springs, WY (FHA|USDA|VA) 1 $255,000 $255,000 $1,334 3.88%
Hilo, HI (FHA|USDA|VA) 1 $255,000 $255,000 $2,553 4.00%
CLEVELAND, TN (FHA|USDA|VA) 1 $255,000 $255,000 $1,896 3.63%
Alice, TX (FHA|USDA|VA) 1 $255,000 $255,000 $9,830 3.38%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $255,000 $255,000 $2,790 3.75%
Duncan, OK (FHA|USDA|VA) 2 $250,000 $125,000 $970 3.81%
Los Alamos, NM (FHA|USDA|VA) 2 $250,000 $125,000 $4,618 5.81%
Othello, WA (FHA|USDA|VA) 2 $250,000 $125,000 $3,597 5.31%
AMES, IA (FHA|USDA|VA) 1 $245,000 $245,000 $445 3.88%
Tupelo, MS (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.63%
RAPID CITY, SD (FHA|USDA|VA) 1 $245,000 $245,000 $0 5.50%
Danville, KY (FHA|USDA|VA) 1 $245,000 $245,000 $3,566 3.99%
DULUTH, MN-WI (FHA|USDA|VA) 3 $245,000 $81,667 $3,004 4.58%
Mount Vernon, IL (FHA|USDA|VA) 2 $240,000 $120,000 $961 6.88%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $235,000 $235,000 $18 4.88%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $235,000 $78,333 $3,068 5.71%
Salina, KS (FHA|USDA|VA) 1 $235,000 $235,000 $2,189 4.13%
LaGrange, GA-AL (FHA|USDA|VA) 1 $235,000 $235,000 $7,943 4.00%
Big Spring, TX (FHA|USDA|VA) 1 $235,000 $235,000 $4,670 4.63%
SPARTANBURG, SC (FHA|USDA|VA) 2 $230,000 $115,000 $995 5.44%
Cambridge, MD (FHA|USDA|VA) 2 $230,000 $115,000 $3,243 5.19%
Selinsgrove, PA (FHA|USDA|VA) 2 $230,000 $115,000 $3,619 5.31%
Athens, TN (FHA|USDA|VA) 1 $225,000 $225,000 $3,054 3.38%
KOKOMO, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,960 4.13%
Manitowoc, WI (FHA|USDA|VA) 1 $225,000 $225,000 $5,647 3.25%
BINGHAMTON, NY (FHA|USDA|VA) 1 $225,000 $225,000 $3,754 4.38%
Meadville, PA (FHA|USDA|VA) 1 $225,000 $225,000 $6,068 4.25%
NEW BERN, NC (FHA|USDA|VA) 1 $225,000 $225,000 $2,650 4.38%
TOPEKA, KS (FHA|USDA|VA) 2 $220,000 $110,000 $2,938 4.69%
CaƱon City, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,182 4.88%
Spearfish, SD (FHA|USDA|VA) 1 $215,000 $215,000 $245 3.63%
Hobbs, NM (FHA|USDA|VA) 1 $215,000 $215,000 $4,719 4.38%
COLUMBUS, IN (FHA|USDA|VA) 2 $210,000 $105,000 $4,234 4.00%
MUNCIE, IN (FHA|USDA|VA) 2 $210,000 $105,000 $2,457 3.88%
RACINE, WI (FHA|USDA|VA) 1 $205,000 $205,000 $2,310 3.88%
Norwalk, OH (FHA|USDA|VA) 1 $205,000 $205,000 $1,678 4.38%
Hutchinson, KS (FHA|USDA|VA) 1 $205,000 $205,000 $2,161 4.00%
CUMBERLAND, MD-WV (FHA|USDA|VA) 1 $205,000 $205,000 $1,148 3.88%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $205,000 $205,000 $6,385 4.75%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 1 $205,000 $205,000 $7,209 3.50%
Troy, AL (FHA|USDA|VA) 1 $205,000 $205,000 $3,252 3.63%
Mount Pleasant, MI (FHA|USDA|VA) 1 $205,000 $205,000 $4,503 5.88%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $200,000 $100,000 $2,638 4.94%
Ponca City, OK (FHA|USDA|VA) 1 $195,000 $195,000 $0 7.13%
Shelby, NC (FHA|USDA|VA) 1 $195,000 $195,000 $6,938 4.75%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $190,000 $95,000 $2,733 5.00%
Malone, NY (FHA|USDA|VA) 2 $190,000 $95,000 $3,495 5.63%
Sturgis, MI (FHA|USDA|VA) 1 $185,000 $185,000 $3,771 4.13%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,730 3.99%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 1 $185,000 $185,000 $4,808 3.99%
Wilson, NC (FHA|USDA|VA) 1 $185,000 $185,000 $4,810 3.88%
Sidney, OH (FHA|USDA|VA) 1 $185,000 $185,000 $338 4.50%
Huntingdon, PA (FHA|USDA|VA) 1 $185,000 $185,000 $4,004 4.38%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $180,000 $90,000 $3,575 4.31%
FLINT, MI (FHA|USDA|VA) 2 $180,000 $90,000 $2,611 4.31%
Indiana, PA (FHA|USDA|VA) 1 $175,000 $175,000 $508 4.00%
Beaver Dam, WI (FHA|USDA|VA) 2 $170,000 $85,000 $2,434 4.88%
HINESVILLE, GA (FHA|USDA|VA) 1 $165,000 $165,000 $5,522 4.13%
BECKLEY, WV (FHA|USDA|VA) 1 $165,000 $165,000 $3,268 4.13%
Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $5,993 3.63%
Batavia, NY (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.75%
Show Low, AZ (FHA|USDA|VA) 1 $155,000 $155,000 $3,683 4.63%
Defiance, OH (FHA|USDA|VA) 1 $155,000 $155,000 $451 3.75%
PUEBLO, CO (FHA|USDA|VA) 1 $155,000 $155,000 $3,442 3.99%
Atchison, KS (FHA|USDA|VA) 1 $155,000 $155,000 $2,652 4.75%
Ruidoso, NM (FHA|USDA|VA) 1 $155,000 $155,000 $2,994 3.63%
JACKSONVILLE, NC (FHA|USDA|VA) 1 $145,000 $145,000 $4,624 4.88%
Lewistown, PA (FHA|USDA|VA) 1 $145,000 $145,000 $3,211 4.50%
Faribault-Northfield, MN (FHA|USDA|VA) 1 $145,000 $145,000 $2,708 5.25%
Nogales, AZ (FHA|USDA|VA) 1 $145,000 $145,000 $3,783 4.38%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $145,000 $145,000 $0 5.88%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $135,000 $135,000 $4,111 4.38%
Burlington, IA-IL (FHA|USDA|VA) 1 $135,000 $135,000 $2,782 4.50%
Warren, PA (FHA|USDA|VA) 1 $125,000 $125,000 $2,809 4.25%
Hudson, NY (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.88%
ST. GEORGE, UT (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.75%
Vineyard Haven, MA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.00%
Wilmington, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,630 4.25%
Centralia, WA (FHA|USDA|VA) 1 $125,000 $125,000 $0 6.00%
Greenville, MS (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.13%
Fairmont, WV (FHA|USDA|VA) 1 $125,000 $125,000 $3,348 4.00%
Moses Lake, WA (FHA|USDA|VA) 1 $125,000 $125,000 $2,999 4.50%
London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,998 3.99%
Oxford, MS (FHA|USDA|VA) 1 $125,000 $125,000 $4,866 4.00%
Freeport, IL (FHA|USDA|VA) 1 $125,000 $125,000 $4,716 3.50%
Seneca Falls, NY (FHA|USDA|VA) 1 $115,000 $115,000 $5,914 3.88%
Oneonta, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 6.13%
LIMA, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,456 4.25%
Albemarle, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,813 4.25%
ALBANY, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,290 4.88%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.13%
DALTON, GA (FHA|USDA|VA) 1 $105,000 $105,000 $2,222 3.88%
CASPER, WY (FHA|USDA|VA) 1 $105,000 $105,000 $3,283 4.88%
Cedartown, GA (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.00%
Stevens Point, WI (FHA|USDA|VA) 1 $105,000 $105,000 $3,850 4.00%
Sanford, NC (FHA|USDA|VA) 1 $105,000 $105,000 $3,462 3.99%
EL CENTRO, CA (FHA|USDA|VA) 1 $105,000 $105,000 $3,760 5.75%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $105,000 $105,000 $4,733 3.63%
MONROE, MI (FHA|USDA|VA) 1 $105,000 $105,000 $2,883 4.13%
JOPLIN, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,370 3.99%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $95,000 $95,000 $4,145 4.88%
HARRISONBURG, VA (FHA|USDA|VA) 1 $95,000 $95,000 $3,772 3.25%
Searcy, AR (FHA|USDA|VA) 1 $95,000 $95,000 $5,197 3.50%
Kendallville, IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,374 4.25%
Sandusky, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 6.13%
Ashtabula, OH (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.63%
Hannibal, MO (FHA|USDA|VA) 1 $85,000 $85,000 $4,241 3.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,268 3.63%
Adrian, MI (FHA|USDA|VA) 1 $85,000 $85,000 $4,716 4.63%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $75,000 $75,000 $0 7.63%
Fort Dodge, IA (FHA|USDA|VA) 1 $75,000 $75,000 $2,628 3.38%
Vernal, UT (FHA|USDA|VA) 1 $75,000 $75,000 $3,562 3.99%
Milledgeville, GA (FHA|USDA|VA) 1 $65,000 $65,000 $3,704 3.99%
Bradford, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
Harrison, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,105 3.38%
Vincennes, IN (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.38%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.25%
MUSKEGON, MI (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.13%
Middlesborough, KY (FHA|USDA|VA) 1 $55,000 $55,000 $3,173 4.88%
Kearney, NE (FHA|USDA|VA) 1 $45,000 $45,000 $3,725 4.63%
Frankfort, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,648 5.13%
Gaffney, SC (FHA|USDA|VA) 1 $45,000 $45,000 $2,719 3.88%
ST. CLOUD, MN (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.88%
Bluffton, IN (FHA|USDA|VA) 1 $45,000 $45,000 $2,742 4.88%
CARSON CITY, NV (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.50%
ELMIRA, NY (FHA|USDA|VA) 1 $45,000 $45,000 $2,650 4.75%
ERIE, PA (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.25%
Plymouth, IN (FHA|USDA|VA) 1 $45,000 $45,000 $0 7.25%
Fremont, OH (FHA|USDA|VA) 1 $35,000 $35,000 $2,680 4.25%
Elk City, OK (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
JACKSON, MI (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.88%
Murray, KY (FHA|USDA|VA) 1 $25,000 $25,000 $0 7.88%
UTICA-ROME, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.50%
Tiaa Fsb's top markets include San Francisco, San Jose, Los Angeles, New York, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Washington (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,769 $4,618,925,000 $526,733 $4,450 4.00%
    HELOC 1,456 $328,080,000 $225,330 n/a 6.05%
    FHA 363 $87,665,000 $241,501 $7,348 4.12%
    VA 190 $66,990,000 $352,579 $7,192 3.97%
    USDA 4 $740,000 $185,000 $5,397 4.63%

    For 2019, Tiaa Fsb's most frequently originated type of loan was Conventional, with 8,769 originations. Their 2nd most popular type was HELOC, with 1,456 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,167 $2,367,035,000 $458,106 $4,800 4.10%
    Refi 2,507 $1,442,095,000 $575,227 $4,167 3.86%
    Cash Out Refi 1,875 $1,038,505,000 $553,869 $4,475 4.23%
    Other 725 $127,135,000 $175,359 $4,999 6.04%
    Home Improvement 508 $127,630,000 $251,240 $9,356 5.95%

    For 2019, Tiaa Fsb's most frequently cited loan purpose was Home Purchase, with 5,167 originations. The 2nd most popular reason was Refi, with 2,507 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,598 $4,352,610,000 $453,491 $4,737 4.34%
    15 Year 964 $405,760,000 $420,913 $3,865 3.71%
    20 Year 118 $26,330,000 $223,136 $3,446 4.23%
    10 Year 56 $242,450,000 $4,329,464 $3,537 3.66%
    Other 38 $74,690,000 $1,965,526 $3,741 3.80%
    30+ year 6 $550,000 $91,667 $0 5.40%
    5 Year 2 $10,000 $5,000 $36 0.00%

    For 2019, Tiaa Fsb's most frequently cited loan duration was 30 Year, with 9,598 originations. The 2nd most popular length was 15 Year, with 964 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 3,614 $1,868,560,000 $517,034
    $<1k 3,521 $1,422,515,000 $404,009
    $2k-3k 868 $336,080,000 $387,189
    $5k+ 508 $372,160,000 $732,598
    $3k-4k 427 $198,645,000 $465,211
    $4k-5k 219 $124,785,000 $569,795

    Tiaa Fsb's average total fees were $4,737, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,614 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 5,599 $3,190,325,000 $569,803
    4-5% 3,566 $1,612,630,000 $452,224
    5-6% 831 $158,245,000 $190,427
    6-7% 455 $38,415,000 $84,429
    7-8% 154 $9,370,000 $60,844
    <2.5% 67 $6,575,000 $98,134
    Over 8% 56 $1,840,000 $32,857
    2.5-3% 52 $84,990,000 $1,634,423

    During 2019, Tiaa Fsb's average interest rate for loans was 4.34%, while their most frequently originated rate bucket for loans was 3-4%, with 5,599 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 3,318 $955,690,000 $288,032 $4,034 4.14%
    $400k-600k 2,134 $1,048,990,000 $491,560 $4,596 3.99%
    $600k-1MM 1,970 $1,489,710,000 $756,198 $5,584 3.96%
    $100k-200k 1,721 $255,315,000 $148,353 $3,586 4.57%
    $100,000 or less 955 $58,535,000 $61,293 $3,047 5.85%
    $1MM+ 684 $1,294,160,000 $1,892,047 $7,763 3.91%

    2019 saw Tiaa Fsb place emphasis on $200k-400k loans with 3,318 originations, totaling $955,690,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 2,831 $1,357,515,000 $479,518 $4,710 4.28%
    $250k+ 2,559 $1,979,605,000 $773,585 $5,828 4.10%
    $100k-150k 2,338 $736,300,000 $314,927 $4,146 4.35%
    $75k-100k 1,158 $269,920,000 $233,092 $4,148 4.49%
    $50k-75k 945 $170,055,000 $179,952 $4,155 4.50%
    $50k or less 448 $53,390,000 $119,174 $3,401 4.06%

    Tiaa Fsb lent most frequently to those with incomes in the $150k-250k range, with 2,831 originations. The second most popular income band? $250k+, with 2,559 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,574 $1,136,250,000 $441,434 $4,353 4.16%
    30-36% 2,141 $949,245,000 $443,365 $4,557 4.29%
    <20% 851 $390,095,000 $458,396 $4,414 4.08%
    42% 531 $240,805,000 $453,493 $4,947 4.54%
    41% 479 $224,505,000 $468,695 $5,219 4.49%
    39% 452 $203,640,000 $450,531 $4,775 4.44%
    37% 440 $210,100,000 $477,500 $4,636 4.31%
    40% 438 $195,010,000 $445,228 $4,453 4.42%
    38% 430 $194,580,000 $452,512 $4,589 4.39%
    36% 408 $171,730,000 $420,907 $4,605 4.36%
    44% 328 $118,130,000 $360,152 $4,644 4.47%
    43% 322 $119,890,000 $372,329 $4,811 4.49%
    46% 271 $121,025,000 $446,587 $5,065 4.21%
    45% 268 $124,730,000 $465,410 $4,547 4.27%
    48% 250 $112,340,000 $449,360 $4,728 4.16%
    47% 226 $97,130,000 $429,779 $5,042 4.16%
    49% 217 $63,785,000 $293,940 $4,651 4.25%
    50-60% 96 $28,120,000 $292,917 $7,493 4.20%
    >60% 7 $1,735,000 $247,857 $2,332 4.21%

    Tiaa Fsb lent most frequently to those with DTI ratios of 20-30%, with 2,574 originations. The next most common DTI ratio? 30-36%, with 2,141 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 7,683 $3,203,645,000 $416,978 $4,598 4.34%
    Asian 1,158 $685,020,000 $591,554 $4,601 4.04%
    Not provided 1,288 $605,050,000 $469,759 $4,762 4.31%
    Not applicable 45 $398,465,000 $8,854,778 $0 3.54%
    Black 451 $131,295,000 $291,120 $4,660 4.02%
    Asian Indian 67 $32,585,000 $486,343 $4,707 4.09%
    American Indian 42 $16,150,000 $384,524 $4,345 4.18%
    Chinese 15 $11,045,000 $736,333 $4,774 3.68%
    Other Asian 9 $5,355,000 $595,000 $3,732 4.39%
    Native Hawaiian or Islander 12 $4,810,000 $400,833 $5,181 4.79%
    Korean 3 $3,565,000 $1,188,333 $3,236 4.25%
    Filipino 5 $3,265,000 $653,000 $6,459 3.83%
    Vietnamese 2 $1,020,000 $510,000 $2,302 4.25%
    Japanese 1 $685,000 $685,000 $3,283 5.25%
    Other Pacific Islander 1 $445,000 $445,000 $4,673 3.88%

    Approval Rates

    Total approvals of all applications
    92.94%

    Tiaa Fsb has an average approval rate.

    Pick Rate

    Approvals leading to origination
    60.79%

    Tiaa Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 10,782 $5,102,400,000 $473,233

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 46 $398,790,000 $8,669,348
    Single Family (1-4 Units):Manufactured 7 $705,000 $100,714
    Single Family (1-4 Units):Site-Built 10,729 $4,702,905,000 $438,336

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,015 $312,705,000 $308,084 $3,844 4.83%
    40-60% 1,753 $1,077,665,000 $614,755 $4,297 4.01%
    60-80% 4,186 $2,247,480,000 $536,904 $4,659 4.08%
    80-100% 3,072 $1,368,350,000 $445,426 $4,818 4.11%
    Over 100% 35 $10,645,000 $304,143 $10,874 3.21%
    Under 20% 713 $84,645,000 $118,717 $3,746 6.18%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    TIAA, FSB VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 1.8%
    TIAA, FSB Conventional home mortgage Trouble during payment process 28 50.9%
    TIAA, FSB FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 3.6%
    TIAA, FSB FHA mortgage Struggling to pay mortgage 1 1.8%
    TIAA, FSB FHA mortgage Trouble during payment process 1 1.8%
    TIAA, FSB Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 1 1.8%
    TIAA, FSB Home equity loan or line of credit (HELOC) Closing on a mortgage 1 1.8%
    TIAA, FSB Home equity loan or line of credit (HELOC) Trouble during payment process 1 1.8%
    TIAA, FSB Other type of mortgage Struggling to pay mortgage 1 1.8%
    TIAA, FSB Other type of mortgage Trouble during payment process 4 7.3%
    TIAA, FSB Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 4 7.3%
    TIAA, FSB Conventional home mortgage Closing on a mortgage 3 5.5%
    TIAA, FSB Conventional home mortgage Struggling to pay mortgage 7 12.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    TIAA, FSB 104 New Berlin Road Jacksonville, FL 32218 Full Service B&M $253,060
    TIAA, FSB 10400-01 San Jose Boulevard Jacksonville, FL 32257 Full Service B&M $614,255
    TIAA, FSB 1185 Immokalee Road Naples, FL 34110 Full Service B&M $633,395
    TIAA, FSB 20 Giralda Avenue Coral Gables, FL 33134 Full Service B&M $392,609
    TIAA, FSB 211 North Broadway, Suite 1000 Saint Louis, MO 63102 Limited, Trust Office $0
    TIAA, FSB 2521 East Commercial Blvd Fort Lauderdale, FL 33308 Full Service B&M $461,042
    TIAA, FSB 501 Riverside Ave Jacksonville, FL 32202 Full Service B&M $745,176
    TIAA, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service B&M $0
    TIAA, FSB 501 Riverside Avenue Jacksonville, FL 32202 Full Service Cyber Office $20,569,813
    TIAA, FSB 595 South Federal Highway, Suite 100 Boca Raton, FL 33432 Full Service B&M $465,436
    TIAA, FSB 6321 Daniels Parkway Fort Myers, FL 33912 Full Service B&M $557,257
    TIAA, FSB 6417 U.S. Highway 19 North Clearwater, FL 33761 Full Service B&M $608,864
    TIAA, FSB 7749 Normandy Blvd Jacksonville, FL 32221 Full Service B&M $124,516

    For 2019, Tiaa Fsb had 13 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $1,506,963
    Net interest income $844,797
    Total noninterest income $367,062
    Gross Fiduciary activities income $214,783
    Service charges on deposit accounts $662
    Trading account gains and fees $0
    Additional Noninterest Income $151,617
    Pre-tax net operating income $271,865
    Securities gains (or losses, -) $325
    Income before extraordinary items $197,853
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $197,853
    Minority interest net income $0
    Net income $197,853
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $197,596

    Tiaa Fsb's gross interest income from loans was $1,506,963,000.
    Tiaa Fsb's net interest income from loans was $844,797,000.
    Tiaa Fsb's fee based income from loans was $662,000.
    Tiaa Fsb's net income from loans was $197,853,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $662,166
    Provision for credit losses $28,258
    Total noninterest expense $911,736
    Salaries and employee benefits $426,754
    Premises and equipment expense $58,388
    Additional noninterest expense $426,594
    Applicable income taxes $74,337
    Net charge-offs $24,706
    Cash dividends $78,000

    Tiaa Fsb's interest expense for loans was $662,166,000.
    Tiaa Fsb's payroll and benefits expense were $426,754,000.
    Tiaa Fsb's property, plant and equipment expenses $58,388,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 8.0%
    Real Estate loans 12.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 15.0%
    HELOC loans 0.0%
    All other family 16.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 0.9%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 0.0%

    Deposits

    Type Value (in 000's)
    Total deposits $28,183,456
    Deposits held in domestic offices $28,183,456
    Deposits by Individuals, partnerships, and corporations $27,250,759
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $369,501
    Deposits by Commercial banks and other depository institutions in U.S. $563,196
    Deposits by Banks in foreign countries $0
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $2,079,003
    Demand deposits $2,079,003
    Nontransaction accounts $26,104,453
    Money market deposit accounts (MMDAs) $14,324,123
    Other savings deposits (excluding MMDAs) $227,908
    Total time deposits $11,552,424
    Total time and savings deposits $26,104,453
    Noninterest-bearing deposits $1,967,650
    Interest-bearing deposits $26,215,806
    Retail deposits $22,229,431
    IRAs and Keogh plan accounts $2,662,305
    Brokered deposits $3,757,360
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $41,950,721
    Cash & Balances due from depository institutions $1,594,661
    Interest-bearing balances $1,537,270
    Total securities $2,661,746
    Federal funds sold & reverse repurchase $0
    Net loans and leases $35,045,349
    Loan and leases loss allowance $152,614
    Trading account assets $0
    Bank premises and fixed assets $85,270
    Other real estate owned $29,563
    Goodwill and other intangibles $1,208,741
    All other assets $1,325,391

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $41,950,721
    Total Liabilities $38,032,742
    Total deposits $28,183,456
    Interest-bearing deposits $26,215,806
    Deposits held in domestic offices $28,183,456
    % insured (estimated) $84
    Federal funds purchased and repurchase agreements $0
    Trading liabilities $0
    Other borrowed funds $9,363,051
    Subordinated debt $0
    All other liabilities $486,235

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $35,045,349
    Loan and leases loss allowance $152,614
    Total loans and leases (domestic) $35,197,963
    All real estate loans $24,007,577
    Real estate loans in domestic offices $24,007,577
    Construction and development loans $237,990
    Residential 1-4 family construction $205,406
    Other construction, all land development and other land $32,584
    Loans secured by nonfarm nonresidential properties $3,023,387
    Nonfarm nonresidential secured by owner-occupied properties $236,445
    Commercial real estate & other non-farm, non-residential $2,786,942
    Multifamily residential real estate $1,363,141
    1-4 family residential loans $19,383,059
    Farmland loans $0
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $881,301
    To non-U.S. addressees $0
    Loans to individuals $3,350
    Credit card loans $3,017
    Related Plans $0
    Consumer Auto Loans $0
    Other loans to individuals $333
    All other loans & leases $10,305,735
    Loans to foreign governments and official institutions $0
    Other loans $7,181,238
    Loans to depository institutions and acceptances of other banks $0
    Loans not secured by real estate $0
    Loans secured by real estate to non-U.S. addressees $0
    Restructured Loans & leases $214,368
    Non 1-4 family restructured loans & leases $0
    Total loans and leases (foreign) $0

    TIAA FSB had $35,045,349,000 of loans outstanding in 2019. $24,007,577,000 of loans were in real estate loans. $237,990,000 of loans were in development loans. $1,363,141,000 of loans were in multifamily mortgage loans. $19,383,059,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $3,017,000 of loans were in credit card loans. $0 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 56 $20,620 $368,214
    Nonfarm, nonresidential loans - <$100k 1 $41 $41,000
    Nonfarm, nonresidential loans - $100-250k 4 $197 $49,250
    Nonfarm, nonresidential loans - $250k-1MM 51 $20,382 $399,647
    Commercial & Industrial, US addressed loans - <$1MM 3,040 $383,411 $126,122
    Commercial & Industrial, US addressed loans - <$100k 1,123 $33,798 $30,096
    Commercial & Industrial, US addressed loans - $100-250k 978 $103,682 $106,014
    Commercial & Industrial, US addressed loans - $250k-1MM 939 $245,931 $261,907