Tiaa Fsb Mortgage Rates, Fees & Info
Jacksonville, FLLEI: 5Z1UQ1CWY0DQ3KJWDQ07
Tax ID: 59-3531592
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Review & Overview
Tiaa Fsb is a mid-sized mortgage company specializing in Refi and Home Purchase loans. Tiaa Fsb has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: San Francisco, Los Angeles, San Jose, New York, and Seattle among others. We have data for 529 markets. (Some data included below & more in-depth data is available with an active subscription.)Tiaa Fsb has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Tiaa Fsb is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.27% | 2/13/25 |
| 30 Year Conventional Refi | 6.27% | 2/13/25 |
| 30 Year Cash-out Refi | 6.27% | 2/13/25 |
| 15 Year Conventional Purchase | 5.68% | 2/13/25 |
| 15 Year Conventional Refi | 5.68% | 2/13/25 |
| 15 Year Cash-out Refi | 5.68% | 2/13/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Tiaa Fsb Mortgage Calculator
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This is not an official calculator from Tiaa Fsb. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,874Origination Dollar Volume (All Markets)
$4,375,040,000Employee count
2,354Awards
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TIAA FSB - 2020
TIAA FSB is a 2020 , due to their low .
For 2020, less than of lenders were eligible for this award.
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Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 445 | $335,325,000 | $753,539 | $4,998 | 3.43% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 364 | $255,470,000 | $701,841 | $5,829 | 3.52% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 291 | $254,325,000 | $873,969 | $4,164 | 3.39% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 598 | $233,720,000 | $390,836 | $5,274 | 3.52% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 283 | $220,235,000 | $778,216 | $4,692 | 3.47% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 234 | $149,080,000 | $637,094 | $5,688 | 3.41% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 312 | $132,340,000 | $424,167 | $4,685 | 3.47% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 279 | $121,895,000 | $436,900 | $3,851 | 3.53% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 251 | $120,045,000 | $478,267 | $4,738 | 3.55% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 297 | $96,075,000 | $323,485 | $3,509 | 3.40% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 371 | $94,395,000 | $254,434 | $3,908 | 3.21% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 208 | $92,250,000 | $443,510 | $3,768 | 3.48% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 224 | $86,470,000 | $386,027 | $5,190 | 3.03% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 133 | $84,205,000 | $633,120 | $5,052 | 3.46% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 168 | $77,980,000 | $464,167 | $4,636 | 3.47% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 215 | $77,585,000 | $360,860 | $5,760 | 3.38% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 211 | $71,275,000 | $337,796 | $4,521 | 3.49% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 233 | $69,775,000 | $299,464 | $4,707 | 3.42% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 105 | $62,795,000 | $598,048 | $3,998 | 3.41% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 111 | $55,855,000 | $503,198 | $4,913 | 3.52% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 99 | $54,305,000 | $548,535 | $6,987 | 3.44% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 115 | $51,505,000 | $447,870 | $5,166 | 3.42% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 90 | $51,220,000 | $569,111 | $4,413 | 3.47% |
| Outside of Metro Areas | 189 | $50,275,000 | $266,005 | $4,224 | 3.52% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 31 | $49,185,000 | $1,586,613 | $3,279 | 3.36% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 34 | $39,240,000 | $1,154,118 | $3,727 | 3.21% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 66 | $34,990,000 | $530,152 | $4,618 | 3.37% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 49 | $32,615,000 | $665,612 | $6,572 | 3.43% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 91 | $29,345,000 | $322,473 | $4,978 | 3.53% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 50 | $29,120,000 | $582,400 | $4,100 | 3.43% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 64 | $27,970,000 | $437,031 | $4,695 | 3.46% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 64 | $26,710,000 | $417,344 | $5,261 | 3.54% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 101 | $26,075,000 | $258,168 | $3,277 | 3.38% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 74 | $23,660,000 | $319,730 | $3,553 | 3.56% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 59 | $22,075,000 | $374,153 | $4,263 | 3.45% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 48 | $21,490,000 | $447,708 | $5,383 | 3.47% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 67 | $20,895,000 | $311,866 | $3,352 | 3.37% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 71 | $20,615,000 | $290,352 | $4,239 | 3.46% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 34 | $20,290,000 | $596,765 | $4,701 | 3.36% |
| TUCSON, AZ (FHA|USDA|VA) | 49 | $19,755,000 | $403,163 | $4,190 | 3.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 60 | $18,790,000 | $313,167 | $3,244 | 3.41% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 49 | $18,315,000 | $373,776 | $3,877 | 3.53% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 41 | $17,915,000 | $436,951 | $5,275 | 3.46% |
| BOULDER, CO (FHA|USDA|VA) | 30 | $17,750,000 | $591,667 | $3,937 | 3.62% |
| FORT COLLINS, CO (FHA|USDA|VA) | 52 | $17,650,000 | $339,423 | $3,782 | 3.53% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 44 | $17,470,000 | $397,045 | $5,636 | 3.32% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 19 | $17,055,000 | $897,632 | $4,736 | 3.33% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 47 | $16,635,000 | $353,936 | $5,126 | 3.45% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 67 | $15,845,000 | $236,493 | $4,506 | 3.45% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 39 | $15,525,000 | $398,077 | $4,772 | 3.34% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 4 | $15,030,000 | $3,757,500 | $5,580 | 4.18% |
| RENO, NV (FHA|USDA|VA) | 37 | $14,945,000 | $403,919 | $4,611 | 3.47% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 18 | $13,830,000 | $768,333 | $7,819 | 3.69% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 24 | $13,260,000 | $552,500 | $6,062 | 3.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 47 | $12,325,000 | $262,234 | $3,198 | 3.24% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 25 | $12,175,000 | $487,000 | $5,905 | 3.26% |
| SALINAS, CA (FHA|USDA|VA) | 18 | $12,090,000 | $671,667 | $5,646 | 3.55% |
| SANTA FE, NM (FHA|USDA|VA) | 24 | $11,640,000 | $485,000 | $4,476 | 3.48% |
| Heber, UT (FHA|USDA|VA) | 21 | $11,555,000 | $550,238 | $5,559 | 3.58% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 40 | $11,400,000 | $285,000 | $3,508 | 3.34% |
| BOISE CITY, ID (FHA|USDA|VA) | 20 | $11,310,000 | $565,500 | $5,248 | 3.49% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 18 | $11,100,000 | $616,667 | $4,660 | 3.39% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 30 | $10,870,000 | $362,333 | $4,202 | 3.30% |
| PITTSBURGH, PA (FHA|USDA|VA) | 50 | $10,770,000 | $215,400 | $5,061 | 3.45% |
| TULSA, OK (FHA|USDA|VA) | 21 | $10,745,000 | $511,667 | $5,104 | 3.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 30 | $10,560,000 | $352,000 | $3,340 | 3.43% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 29 | $10,215,000 | $352,241 | $5,059 | 3.59% |
| GREELEY, CO (FHA|USDA|VA) | 30 | $9,790,000 | $326,333 | $3,476 | 3.49% |
| RICHMOND, VA (FHA|USDA|VA) | 35 | $9,765,000 | $279,000 | $3,511 | 3.33% |
| LOUISVILLE, KY (FHA|USDA|VA) | 25 | $9,725,000 | $389,000 | $3,916 | 3.52% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 29 | $9,485,000 | $327,069 | $4,288 | 3.21% |
| BEND, OR (FHA|USDA|VA) | 20 | $9,460,000 | $473,000 | $5,278 | 3.54% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 29 | $9,345,000 | $322,241 | $3,728 | 3.43% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 16 | $9,100,000 | $568,750 | $4,707 | 3.54% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 5 | $8,435,000 | $1,687,000 | $3,097 | 3.33% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $8,230,000 | $1,028,750 | $3,555 | 3.36% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 32 | $8,200,000 | $256,250 | $3,490 | 3.41% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 18 | $7,280,000 | $404,444 | $3,865 | 3.58% |
| COLUMBUS, OH (FHA|USDA|VA) | 23 | $7,195,000 | $312,826 | $3,647 | 3.56% |
| CHICO, CA (FHA|USDA|VA) | 7 | $7,125,000 | $1,017,857 | $3,843 | 3.39% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 20 | $7,110,000 | $355,500 | $4,502 | 3.52% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 28 | $7,110,000 | $253,929 | $3,534 | 3.30% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 18 | $6,990,000 | $388,333 | $5,472 | 3.44% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 8 | $6,730,000 | $841,250 | $5,462 | 3.30% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 25 | $6,625,000 | $265,000 | $2,731 | 3.23% |
| Russellville, AR (FHA|USDA|VA) | 4 | $6,440,000 | $1,610,000 | $1,591 | 3.25% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 24 | $6,320,000 | $263,333 | $4,632 | 3.54% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 27 | $6,135,000 | $227,222 | $5,711 | 3.41% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 21 | $5,995,000 | $285,476 | $6,494 | 3.76% |
| ANN ARBOR, MI (FHA|USDA|VA) | 28 | $5,940,000 | $212,143 | $3,100 | 3.81% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 14 | $5,880,000 | $420,000 | $5,052 | 3.32% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 12 | $5,780,000 | $481,667 | $4,264 | 3.63% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 15 | $5,575,000 | $371,667 | $4,275 | 3.44% |
| ASHEVILLE, NC (FHA|USDA|VA) | 23 | $5,445,000 | $236,739 | $4,684 | 3.55% |
| KNOXVILLE, TN (FHA|USDA|VA) | 20 | $5,340,000 | $267,000 | $3,585 | 3.63% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 20 | $5,340,000 | $267,000 | $4,270 | 3.33% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 20 | $5,210,000 | $260,500 | $4,840 | 3.29% |
| NAPA, CA (FHA|USDA|VA) | 8 | $5,190,000 | $648,750 | $4,596 | 3.56% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $5,170,000 | $369,286 | $2,696 | 3.28% |
| COLUMBIA, SC (FHA|USDA|VA) | 17 | $5,135,000 | $302,059 | $4,216 | 3.41% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $5,055,000 | $459,545 | $5,913 | 3.66% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $5,045,000 | $265,526 | $4,435 | 3.69% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 13 | $5,035,000 | $387,308 | $3,171 | 3.38% |
| GREEN BAY, WI (FHA|USDA|VA) | 4 | $4,900,000 | $1,225,000 | $2,476 | 3.28% |
| Edwards, CO (FHA|USDA|VA) | 11 | $4,875,000 | $443,182 | $4,859 | 3.56% |
| Breckenridge, CO (FHA|USDA|VA) | 8 | $4,770,000 | $596,250 | $3,712 | 3.41% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 18 | $4,690,000 | $260,556 | $3,336 | 3.35% |
| MIDLAND, TX (FHA|USDA|VA) | 12 | $4,680,000 | $390,000 | $4,616 | 3.14% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 8 | $4,680,000 | $585,000 | $5,807 | 3.47% |
| Bozeman, MT (FHA|USDA|VA) | 11 | $4,665,000 | $424,091 | $5,044 | 3.79% |
| SAVANNAH, GA (FHA|USDA|VA) | 18 | $4,620,000 | $256,667 | $4,405 | 3.10% |
| Jackson, WY-ID (FHA|USDA|VA) | 3 | $4,505,000 | $1,501,667 | $6,276 | 3.75% |
| BRUNSWICK, GA (FHA|USDA|VA) | 8 | $4,490,000 | $561,250 | $4,913 | 3.20% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 11 | $4,415,000 | $401,364 | $3,643 | 3.20% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 19 | $4,085,000 | $215,000 | $3,665 | 3.16% |
| GAINESVILLE, FL (FHA|USDA|VA) | 15 | $4,035,000 | $269,000 | $4,382 | 3.66% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 15 | $4,005,000 | $267,000 | $3,820 | 3.20% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 15 | $4,005,000 | $267,000 | $3,686 | 3.64% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $3,985,000 | $442,778 | $6,402 | 3.50% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 9 | $3,985,000 | $442,778 | $6,240 | 3.57% |
| Oak Harbor, WA (FHA|USDA|VA) | 9 | $3,945,000 | $438,333 | $5,702 | 3.38% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 10 | $3,900,000 | $390,000 | $7,225 | 3.68% |
| AKRON, OH (FHA|USDA|VA) | 18 | $3,840,000 | $213,333 | $3,619 | 3.81% |
| MORGANTOWN, WV (FHA|USDA|VA) | 14 | $3,830,000 | $273,571 | $4,832 | 3.26% |
| Key West, FL (FHA|USDA|VA) | 4 | $3,800,000 | $950,000 | $5,505 | 3.63% |
| STOCKTON, CA (FHA|USDA|VA) | 10 | $3,780,000 | $378,000 | $4,258 | 3.43% |
| Lebanon, NH-VT (FHA|USDA|VA) | 14 | $3,740,000 | $267,143 | $4,383 | 3.59% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 9 | $3,685,000 | $409,444 | $5,102 | 3.44% |
| PROVO-OREM, UT (FHA|USDA|VA) | 5 | $3,655,000 | $731,000 | $5,026 | 3.15% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 16 | $3,650,000 | $228,125 | $3,351 | 3.41% |
| Hilo, HI (FHA|USDA|VA) | 7 | $3,625,000 | $517,857 | $6,809 | 3.27% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 13 | $3,595,000 | $276,538 | $3,156 | 3.39% |
| Glenwood Springs, CO (FHA|USDA|VA) | 11 | $3,495,000 | $317,727 | $5,620 | 3.41% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 11 | $3,455,000 | $314,091 | $3,956 | 3.84% |
| WILMINGTON, NC (FHA|USDA|VA) | 9 | $3,405,000 | $378,333 | $3,256 | 3.54% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 12 | $3,300,000 | $275,000 | $3,768 | 3.68% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 11 | $3,215,000 | $292,273 | $2,904 | 3.22% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 14 | $3,120,000 | $222,857 | $5,092 | 3.49% |
| ANCHORAGE, AK (FHA|USDA|VA) | 9 | $3,025,000 | $336,111 | $2,986 | 3.37% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 19 | $2,945,000 | $155,000 | $4,400 | 3.79% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 10 | $2,930,000 | $293,000 | $4,282 | 3.56% |
| MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) | 6 | $2,910,000 | $485,000 | $5,313 | 3.38% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 11 | $2,875,000 | $261,364 | $3,297 | 3.59% |
| Steamboat Springs, CO (FHA|USDA|VA) | 6 | $2,850,000 | $475,000 | $2,964 | 3.63% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 12 | $2,850,000 | $237,500 | $4,207 | 3.00% |
| MEDFORD, OR (FHA|USDA|VA) | 10 | $2,840,000 | $284,000 | $5,395 | 3.40% |
| APPLETON, WI (FHA|USDA|VA) | 2 | $2,640,000 | $1,320,000 | $0 | 4.31% |
| READING, PA (FHA|USDA|VA) | 11 | $2,575,000 | $234,091 | $5,506 | 3.73% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 8 | $2,550,000 | $318,750 | $5,940 | 3.64% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 11 | $2,545,000 | $231,364 | $3,705 | 3.25% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 8 | $2,430,000 | $303,750 | $3,717 | 3.36% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 10 | $2,360,000 | $236,000 | $4,471 | 3.47% |
| Morehead City, NC (FHA|USDA|VA) | 3 | $2,345,000 | $781,667 | $15,532 | 3.79% |
| ROCHESTER, NY (FHA|USDA|VA) | 10 | $2,330,000 | $233,000 | $3,249 | 3.45% |
| FRESNO, CA (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $3,992 | 3.42% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 8 | $2,270,000 | $283,750 | $3,637 | 4.08% |
| JACKSON, MS (FHA|USDA|VA) | 9 | $2,255,000 | $250,556 | $2,960 | 3.06% |
| SALEM, OR (FHA|USDA|VA) | 6 | $2,240,000 | $373,333 | $5,150 | 3.14% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $2,215,000 | $201,364 | $2,807 | 3.84% |
| WACO, TX (FHA|USDA|VA) | 7 | $2,175,000 | $310,714 | $5,023 | 3.25% |
| GAINESVILLE, GA (FHA|USDA|VA) | 3 | $2,115,000 | $705,000 | $6,653 | 3.08% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 6 | $2,060,000 | $343,333 | $4,022 | 3.02% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 9 | $2,055,000 | $228,333 | $3,577 | 3.08% |
| EL PASO, TX (FHA|USDA|VA) | 5 | $2,045,000 | $409,000 | $8,033 | 2.98% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 9 | $2,035,000 | $226,111 | $3,255 | 3.40% |
| Concord, NH (FHA|USDA|VA) | 8 | $2,030,000 | $253,750 | $3,183 | 3.27% |
| LAFAYETTE, LA (FHA|USDA|VA) | 10 | $2,030,000 | $203,000 | $3,783 | 3.50% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 6 | $2,010,000 | $335,000 | $6,525 | 3.38% |
| MADISON, WI (FHA|USDA|VA) | 9 | $2,005,000 | $222,778 | $2,151 | 3.63% |
| BELLINGHAM, WA (FHA|USDA|VA) | 6 | $1,980,000 | $330,000 | $3,135 | 3.25% |
| NILES, MI (FHA|USDA|VA) | 4 | $1,970,000 | $492,500 | $3,703 | 3.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 12 | $1,890,000 | $157,500 | $3,091 | 4.04% |
| SYRACUSE, NY (FHA|USDA|VA) | 8 | $1,880,000 | $235,000 | $4,180 | 3.16% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 9 | $1,875,000 | $208,333 | $4,504 | 3.97% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 8 | $1,830,000 | $228,750 | $3,990 | 3.58% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $4,315 | 3.35% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 8 | $1,810,000 | $226,250 | $3,177 | 3.41% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 5 | $1,795,000 | $359,000 | $4,207 | 3.15% |
| Sandpoint, ID (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $6,033 | 3.53% |
| LANCASTER, PA (FHA|USDA|VA) | 9 | $1,765,000 | $196,111 | $3,826 | 3.61% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 8 | $1,730,000 | $216,250 | $3,168 | 3.50% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 5 | $1,705,000 | $341,000 | $6,302 | 3.33% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 9 | $1,685,000 | $187,222 | $4,262 | 3.54% |
| WENATCHEE, WA (FHA|USDA|VA) | 5 | $1,645,000 | $329,000 | $3,422 | 3.58% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 8 | $1,630,000 | $203,750 | $2,483 | 3.27% |
| LUBBOCK, TX (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $4,473 | 3.09% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $4,767 | 4.42% |
| MOBILE, AL (FHA|USDA|VA) | 5 | $1,545,000 | $309,000 | $4,294 | 3.50% |
| KINGSTON, NY (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $5,555 | 3.27% |
| Vineyard Haven, MA (FHA|USDA|VA) | 2 | $1,460,000 | $730,000 | $5,955 | 3.50% |
| SPARTANBURG, SC (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $4,158 | 3.13% |
| FORT WAYNE, IN (FHA|USDA|VA) | 7 | $1,415,000 | $202,143 | $2,137 | 3.30% |
| Torrington, CT (FHA|USDA|VA) | 7 | $1,405,000 | $200,714 | $5,935 | 3.46% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,330,000 | $332,500 | $3,557 | 3.38% |
| Georgetown, SC (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $3,009 | 3.66% |
| Ellensburg, WA (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $2,656 | 3.41% |
| LYNCHBURG, VA (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $1,329 | 3.29% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $3,185 | 3.58% |
| BATON ROUGE, LA (FHA|USDA|VA) | 6 | $1,240,000 | $206,667 | $4,258 | 3.13% |
| MODESTO, CA (FHA|USDA|VA) | 3 | $1,235,000 | $411,667 | $5,753 | 3.04% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 4 | $1,220,000 | $305,000 | $4,548 | 3.31% |
| TOLEDO, OH (FHA|USDA|VA) | 6 | $1,210,000 | $201,667 | $3,806 | 3.13% |
| ROCHESTER, MN (FHA|USDA|VA) | 3 | $1,195,000 | $398,333 | $3,781 | 3.13% |
| LINCOLN, NE (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $2,842 | 3.38% |
| Hailey, ID (FHA|USDA|VA) | 2 | $1,160,000 | $580,000 | $6,109 | 3.56% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 6 | $1,160,000 | $193,333 | $4,759 | 3.33% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,231 | 3.06% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $1,135,000 | $1,135,000 | $9,769 | 3.50% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,120,000 | $560,000 | $2,860 | 2.81% |
| LOGAN, UT-ID (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $4,307 | 2.90% |
| CLEVELAND, TN (FHA|USDA|VA) | 5 | $1,115,000 | $223,000 | $4,158 | 3.18% |
| Sevierville, TN (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $3,975 | 3.44% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $4,217 | 3.69% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 3 | $1,075,000 | $358,333 | $3,267 | 2.92% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $1,070,000 | $535,000 | $2,524 | 3.25% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 4 | $1,070,000 | $267,500 | $1,777 | 3.59% |
| Athens, TX (FHA|USDA|VA) | 1 | $1,065,000 | $1,065,000 | $10,125 | 3.99% |
| Brainerd, MN (FHA|USDA|VA) | 3 | $1,055,000 | $351,667 | $4,177 | 3.25% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 5 | $1,045,000 | $209,000 | $3,044 | 3.23% |
| ROANOKE, VA (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,789 | 3.63% |
| Seneca, SC (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $3,046 | 3.85% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $6,236 | 2.75% |
| LAWRENCE, KS (FHA|USDA|VA) | 6 | $1,020,000 | $170,000 | $2,471 | 3.29% |
| Keene, NH (FHA|USDA|VA) | 6 | $1,010,000 | $168,333 | $3,345 | 3.54% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 4 | $1,000,000 | $250,000 | $4,535 | 3.22% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 5 | $995,000 | $199,000 | $4,554 | 3.50% |
| STAUNTON, VA (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $3,584 | 3.22% |
| Port Angeles, WA (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $5,278 | 3.46% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 4 | $970,000 | $242,500 | $5,825 | 3.72% |
| OCALA, FL (FHA|USDA|VA) | 7 | $965,000 | $137,857 | $3,936 | 4.02% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $2,690 | 3.31% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $1,530 | 3.03% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 2 | $960,000 | $480,000 | $6,513 | 3.38% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $945,000 | $945,000 | $12,545 | 3.99% |
| LONGVIEW, TX (FHA|USDA|VA) | 5 | $935,000 | $187,000 | $4,191 | 3.10% |
| Outside of Metro Areas | 2 | $930,000 | $465,000 | $3,073 | 3.38% |
| Lewisburg, PA (FHA|USDA|VA) | 4 | $930,000 | $232,500 | $4,477 | 3.38% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $900,000 | $150,000 | $3,872 | 3.46% |
| WICHITA, KS (FHA|USDA|VA) | 4 | $900,000 | $225,000 | $2,494 | 3.19% |
| PANAMA CITY, FL (FHA|USDA|VA) | 5 | $885,000 | $177,000 | $1,637 | 3.75% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $885,000 | $885,000 | $2,831 | 3.63% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $2,350 | 3.41% |
| Moscow, ID (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $3,062 | 3.50% |
| GREENVILLE, NC (FHA|USDA|VA) | 5 | $855,000 | $171,000 | $4,254 | 3.70% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 2 | $850,000 | $425,000 | $7,808 | 2.88% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $850,000 | $141,667 | $3,221 | 3.98% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $840,000 | $210,000 | $3,507 | 3.47% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 6 | $830,000 | $138,333 | $2,792 | 3.46% |
| Laconia, NH (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $5,127 | 3.58% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $2,441 | 3.22% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $3,717 | 3.22% |
| REDDING, CA (FHA|USDA|VA) | 1 | $815,000 | $815,000 | $3,047 | 3.75% |
| VICTORIA, TX (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $1,893 | 3.17% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 3 | $805,000 | $268,333 | $7,010 | 3.00% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $4,806 | 3.50% |
| CORVALLIS, OR (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $3,857 | 3.58% |
| Show Low, AZ (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $4,222 | 3.67% |
| NEW BERN, NC (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $7,646 | 3.00% |
| VALDOSTA, GA (FHA|USDA|VA) | 3 | $775,000 | $258,333 | $4,551 | 4.71% |
| MISSOULA, MT (FHA|USDA|VA) | 2 | $730,000 | $365,000 | $5,809 | 3.00% |
| Roswell, NM (FHA|USDA|VA) | 3 | $725,000 | $241,667 | $1,069 | 2.75% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $3,100 | 3.63% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $2,774 | 3.71% |
| Easton, MD (FHA|USDA|VA) | 2 | $710,000 | $355,000 | $4,757 | 3.00% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $705,000 | $705,000 | $14,966 | 3.50% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $4,987 | 3.46% |
| GRANTS PASS, OR (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $4,034 | 3.84% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $2,623 | 3.38% |
| VISALIA, CA (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $3,487 | 3.38% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $695,000 | $695,000 | $3,887 | 3.38% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $6,436 | 4.25% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $5,575 | 3.04% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $12,995 | 3.88% |
| Pullman, WA (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $2,781 | 3.78% |
| RACINE, WI (FHA|USDA|VA) | 4 | $660,000 | $165,000 | $3,472 | 3.44% |
| Alexandria, MN (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $5,043 | 2.88% |
| St. Marys, GA (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,277 | 3.31% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $5,163 | 3.97% |
| Rutland, VT (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $4,964 | 3.66% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 1 | $635,000 | $635,000 | $5,433 | 3.13% |
| Cullowhee, NC (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $4,015 | 3.38% |
| BANGOR, ME (FHA|USDA|VA) | 4 | $630,000 | $157,500 | $1,285 | 3.69% |
| Oneonta, NY (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $4,612 | 3.00% |
| Waycross, GA (FHA|USDA|VA) | 4 | $620,000 | $155,000 | $1,780 | 3.84% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $3,859 | 3.63% |
| CHAMPAIGN-URBANA, IL (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,536 | 2.96% |
| Montrose, CO (FHA|USDA|VA) | 4 | $610,000 | $152,500 | $4,039 | 3.97% |
| MADERA, CA (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,933 | 3.29% |
| Somerset, KY (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $3,674 | 3.25% |
| Evanston, WY (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $7,222 | 3.88% |
| Laramie, WY (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $3,140 | 4.25% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $2,473 | 3.33% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $4,153 | 3.63% |
| Price, UT (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $2,395 | 2.88% |
| Warsaw, IN (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $1,501 | 3.38% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $2,893 | 3.91% |
| BURLINGTON, NC (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $8,229 | 3.17% |
| Oxford, MS (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $245 | 2.88% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $2,515 | 3.50% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $3,258 | 3.25% |
| UTICA-ROME, NY (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $7,200 | 3.21% |
| Juneau, AK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,993 | 3.38% |
| Crossville, TN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $5,334 | 2.75% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $3,655 | 3.50% |
| Austin, MN (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $3,515 | 3.21% |
| North Wilkesboro, NC (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $2,331 | 3.44% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $3,790 | 3.38% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $1,341 | 3.58% |
| Forest City, NC (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $3,952 | 3.29% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,443 | 2.75% |
| Sterling, IL (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $1,980 | 3.13% |
| Minot, ND (FHA|USDA|VA) | 1 | $475,000 | $475,000 | $0 | 2.25% |
| RAPID CITY, SD (FHA|USDA|VA) | 3 | $475,000 | $158,333 | $1,841 | 4.08% |
| ODESSA, TX (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $1,438 | 3.19% |
| Moses Lake, WA (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $5,326 | 3.25% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $969 | 3.25% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $3,295 | 3.29% |
| Columbus, MS (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $2,733 | 3.21% |
| Marquette, MI (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,147 | 3.25% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $3,576 | 2.50% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $4,515 | 3.00% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $2,885 | 3.19% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $4,115 | 3.25% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $4,544 | 3.50% |
| DUBUQUE, IA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $3,095 | 3.13% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $1,406 | 3.31% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $3,521 | 3.21% |
| Ketchikan, AK (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $4,906 | 3.13% |
| Adrian, MI (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $2,767 | 3.42% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $3,278 | 3.13% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 3 | $435,000 | $145,000 | $3,531 | 3.29% |
| Kalispell, MT (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,975 | 2.88% |
| TYLER, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $3,534 | 3.00% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $2,373 | 3.38% |
| ERIE, PA (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $3,220 | 3.79% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $7,051 | 4.75% |
| Riverton, WY (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $3,953 | 2.63% |
| Brevard, NC (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $5,168 | 3.19% |
| Stillwater, OK (FHA|USDA|VA) | 4 | $420,000 | $105,000 | $5,418 | 3.59% |
| CARSON CITY, NV (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $3,428 | 3.37% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,557 | 3.88% |
| Pittsburg, KS (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $5,358 | 3.13% |
| Bennington, VT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,158 | 3.31% |
| PITTSFIELD, MA (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $4,183 | 3.00% |
| ST. GEORGE, UT (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,078 | 3.25% |
| MANKATO, MN (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $2,973 | 3.63% |
| CASPER, WY (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $2,867 | 2.75% |
| Cullman, AL (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $4,133 | 3.99% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $4,088 | 3.63% |
| Fergus Falls, MN (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $3,273 | 3.46% |
| Traverse City, MI (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $3,678 | 3.19% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 3 | $385,000 | $128,333 | $5,162 | 3.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $4,824 | 3.38% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $0 | 4.13% |
| MONROE, MI (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $3,021 | 3.00% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $891 | 3.38% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 4.00% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $5,178 | 2.38% |
| Mount Vernon, OH (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $256 | 3.00% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,868 | 3.69% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $1,806 | 3.56% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $3,029 | 2.75% |
| Granbury, TX (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $16,974 | 3.13% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $4,200 | 3.04% |
| Helena, MT (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $5,140 | 2.99% |
| Palatka, FL (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $6,646 | 2.88% |
| Bluffton, IN (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $2,627 | 2.88% |
| Taos, NM (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $3,892 | 3.00% |
| Elko, NV (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $9,822 | 3.50% |
| Gloversville, NY (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,084 | 3.06% |
| Scottsboro, AL (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,104 | 3.06% |
| JONESBORO, AR (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $3,030 | 3.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,948 | 3.50% |
| Clearlake, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $2,670 | 3.50% |
| Portales, NM (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,033 | 3.38% |
| Ruston, LA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $0 | 3.63% |
| Danville, VA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $4,178 | 3.25% |
| Bartlesville, OK (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $1,292 | 3.81% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $3,239 | 3.44% |
| Barre, VT (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $3,702 | 3.13% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,016 | 3.00% |
| FAIRBANKS, AK (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $7,849 | 3.63% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $5,533 | 2.99% |
| Kill Devil Hills, NC (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,990 | 3.25% |
| MORRISTOWN, TN (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,167 | 2.38% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $521 | 3.00% |
| Durant, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,208 | 3.13% |
| ROME, GA (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $2,910 | 2.94% |
| McPherson, KS (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,867 | 2.63% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $1,087 | 3.38% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,871 | 2.75% |
| DECATUR, AL (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,038 | 3.13% |
| Greenwood, SC (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,480 | 3.13% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,771 | 3.88% |
| Spearfish, SD (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $2,456 | 3.06% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $3,346 | 3.63% |
| Menomonie, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,623 | 3.13% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $2,379 | 3.54% |
| Somerset, PA (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $3,353 | 3.44% |
| Brenham, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,846 | 2.63% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $1,092 | 3.13% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,835 | 3.13% |
| MERCED, CA (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $4,006 | 3.44% |
| Marion, OH (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $873 | 3.50% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,273 | 2.25% |
| Natchitoches, LA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,017 | 3.75% |
| London, KY (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,083 | 3.13% |
| CHARLESTON, WV (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,724 | 3.19% |
| Boone, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,495 | 4.75% |
| Red Bluff, CA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,612 | 3.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,627 | 2.88% |
| Prineville, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $0 | 3.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $3,194 | 2.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $645 | 3.13% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $1,656 | 2.94% |
| ABILENE, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $2,692 | 3.25% |
| Jesup, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $124 | 2.75% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,120 | 2.38% |
| EL CENTRO, CA (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $3,154 | 3.81% |
| BAY CITY, MI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,125 | 3.50% |
| Rockingham, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $497 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,951 | 3.13% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,731 | 3.38% |
| Sanford, NC (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,301 | 2.50% |
| Clovis, NM (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $5,002 | 3.13% |
| Brookings, SD (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $2,980 | 2.99% |
| Ottawa, KS (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $3,445 | 2.25% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $4,235 | 3.50% |
| Troy, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,295 | 3.31% |
| MONTGOMERY, AL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $3,606 | 3.06% |
| CARBONDALE-MARION, IL (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,960 | 3.56% |
| Nogales, AZ (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,050 | 3.88% |
| WALLA WALLA, WA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,080 | 3.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $651 | 2.88% |
| Brookings, OR (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,750 | 3.63% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $3,967 | 3.38% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,636 | 3.88% |
| Columbus, NE (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $254 | 2.63% |
| Malone, NY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 3.88% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,329 | 3.00% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,859 | 4.50% |
| Cornelia, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $2,519 | 3.88% |
| Lake City, FL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,301 | 4.38% |
| Wooster, OH (FHA|USDA|VA) | 2 | $200,000 | $100,000 | $2,618 | 3.88% |
| Greenwood, MS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,023 | 3.25% |
| WICHITA FALLS, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $1,691 | 3.00% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,185 | 3.13% |
| Mason City, IA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $2,652 | 3.63% |
| JACKSON, TN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,162 | 3.38% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,282 | 4.63% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,621 | 3.25% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,874 | 3.63% |
| Fernley, NV (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $2,989 | 3.50% |
| FARGO, ND-MN (FHA|USDA|VA) | 3 | $185,000 | $61,667 | $3,396 | 4.75% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,556 | 3.13% |
| Sault Ste. Marie, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,454 | 4.13% |
| Oskaloosa, IA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,870 | 2.75% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,310 | 2.63% |
| Gillette, WY (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,127 | 3.25% |
| Starkville, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,228 | 2.88% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,200 | 3.38% |
| COLUMBUS, IN (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,699 | 5.25% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $3,819 | 4.56% |
| Silver City, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,059 | 2.63% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,806 | 3.13% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,056 | 3.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $926 | 3.25% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,030 | 3.50% |
| Duncan, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $900 | 3.13% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,539 | 3.13% |
| Newberry, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,191 | 2.75% |
| Picayune, MS (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $130 | 2.38% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,342 | 4.69% |
| LAREDO, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,428 | 3.25% |
| Greenville, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $4,419 | 2.99% |
| North Vernon, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $710 | 3.38% |
| Wabash, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,440 | 3.88% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $2,343 | 3.63% |
| Summerville, GA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,772 | 3.13% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,336 | 3.88% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,802 | 2.75% |
| Bluefield, WV-VA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,941 | 3.50% |
| Searcy, AR (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,109 | 3.25% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,855 | 3.99% |
| Vernal, UT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,708 | 3.50% |
| Ruidoso, NM (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,656 | 2.75% |
| GREAT FALLS, MT (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,805 | 2.63% |
| GETTYSBURG, PA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,884 | 3.50% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,427 | 3.75% |
| MONROE, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 3.88% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,631 | 2.88% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,424 | 3.99% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $2,675 | 3.99% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,502 | 3.25% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,293 | 3.50% |
| Bay City, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $1,415 | 3.13% |
| Sandusky, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,903 | 3.00% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,932 | 3.50% |
| ST. CLOUD, MN (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.00% |
| Aberdeen, SD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.63% |
| Rio Grande City-Roma, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $4,097 | 3.63% |
| Cambridge, MD (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,082 | 3.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,606 | 3.13% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 4.13% |
| KANKAKEE, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,882 | 2.75% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,135 | 3.25% |
| Winona, MN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,235 | 3.00% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,661 | 3.75% |
| ALBANY, GA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,072 | 3.00% |
| Selma, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,824 | 3.50% |
| Emporia, KS (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.13% |
| Indiana, PA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 4.99% |
| Pierre, SD (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $0 | 3.63% |
| Maryville, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,280 | 3.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $3,606 | 3.88% |
| Fairmont, WV (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 5.50% |
| Wilson, NC (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,812 | 3.88% |
| Murray, KY (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,095 | 4.63% |
| Henderson, NC (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,388 | 3.75% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 5.63% |
| PARKERSBURG-VIENNA, WV (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,329 | 3.63% |
| Holland, MI (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $0 | 4.13% |
| Marion, IN (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $3,862 | 3.38% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.38% |
| Coldwater, MI (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.38% |
| JOPLIN, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,645 | 4.00% |
| Athens, OH (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.38% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.50% |
| Ottawa, IL (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 4.63% |
Similar Lenders
We use machine learning to identify the top lenders compared against TIAA FSB based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
BEACH MUNICIPAL FEDERAL CREDIT UNION
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ARIZONA CENTRAL
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Product Mix
For 2020, Tiaa Fsb's most frequently originated type of loan was Conventional, with 8,324 originations. Their 2nd most popular type was HELOC, with 1,201 originations.
Loan Reason
For 2020, Tiaa Fsb's most frequently cited loan purpose was Refi, with 3,894 originations. The 2nd most popular reason was Home Purchase, with 3,223 originations.
Loan Duration/Length
For 2020, Tiaa Fsb's most frequently cited loan duration was 30 Year, with 7,801 originations. The 2nd most popular length was 15 Year, with 1,623 originations.
Origination Fees/Closing Costs
Tiaa Fsb's average total fees were $4,737, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 3,288 originations.
Interest Rates
During 2020, Tiaa Fsb's average interest rate for loans was 3.55%, while their most frequently originated rate bucket for loans was 3-4%, with 6,704 originations.
Loan Sizing
2020 saw Tiaa Fsb place emphasis on $200k-400k loans with 3,510 originations, totaling $1,013,580,000 in origination value.
Applicant Income
Tiaa Fsb lent most frequently to those with incomes in the $150k-250k range, with 2,424 originations. The second most popular income band? $100k-150k, with 2,283 originations.
Applicant Debt to Income Ratio
Tiaa Fsb lent most frequently to those with DTI ratios of 20-30%, with 2,636 originations. The next most common DTI ratio? 30-36%, with 1,971 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications88.83%
Tiaa Fsb has an average approval rate.
Pick Rate
Approvals leading to origination40.07%
Tiaa Fsb has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,874 | $4,375,040,000 | $443,087 |
Occupancy Type Mix
LTV Distribution
Complaints
| Bank Name | Product | Issue | 2020 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TIAA, FSB | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 2.1% |
| TIAA, FSB | Conventional home mortgage | Closing on a mortgage | 2 | 4.3% |
| TIAA, FSB | Conventional home mortgage | Incorrect information on your report | 1 | 2.1% |
| TIAA, FSB | Conventional home mortgage | Struggling to pay mortgage | 5 | 10.6% |
| TIAA, FSB | Conventional home mortgage | Trouble during payment process | 24 | 51.1% |
| TIAA, FSB | FHA mortgage | Struggling to pay mortgage | 4 | 8.5% |
| TIAA, FSB | Home equity loan or line of credit (HELOC) | Struggling to pay mortgage | 1 | 2.1% |
| TIAA, FSB | Home equity loan or line of credit (HELOC) | Trouble during payment process | 4 | 8.5% |
| TIAA, FSB | Other type of mortgage | Trouble during payment process | 1 | 2.1% |
| TIAA, FSB | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 4 | 8.5% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Tiaa, FSB | 104 New Berlin Road Jacksonville, FL 32218 | Full Service B&M | $275,049 |
| Tiaa, FSB | 10400-01 San Jose Boulevard Jacksonville, FL 32257 | Full Service B&M | $638,471 |
| Tiaa, FSB | 1185 Immokalee Road Naples, FL 34110 | Full Service B&M | $702,850 |
| Tiaa, FSB | 20 Giralda Avenue Coral Gables, FL 33134 | Full Service B&M | $492,501 |
| Tiaa, FSB | 211 North Broadway, Suite 1000 Saint Louis, MO 63102 | Limited, Trust Office | $0 |
| Tiaa, FSB | 2521 East Commercial Blvd Fort Lauderdale, FL 33308 | Full Service B&M | $499,048 |
| Tiaa, FSB | 501 Riverside Ave Jacksonville, FL 32202 | Full Service B&M | $1,128,360 |
| Tiaa, FSB | 501 Riverside Avenue Jacksonville, FL 32202 | Full Service B&M | $0 |
| Tiaa, FSB | 501 Riverside Avenue Jacksonville, FL 32202 | Full Service Cyber Office | $25,932,908 |
| Tiaa, FSB | 595 South Federal Highway, Suite 100 Boca Raton, FL 33432 | Full Service B&M | $535,202 |
| Tiaa, FSB | 6321 Daniels Parkway Fort Myers, FL 33912 | Full Service B&M | $632,983 |
| Tiaa, FSB | 6417 U.S. Highway 19 North Clearwater, FL 33761 | Full Service B&M | $701,629 |
| Tiaa, FSB | 7749 Normandy Blvd Jacksonville, FL 32221 | Full Service B&M | $132,650 |
For 2020, Tiaa Fsb had 13 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $1,332,321 |
| Net interest income | $789,717 |
| Total noninterest income | $324,070 |
| Gross Fiduciary activities income | $243,200 |
| Service charges on deposit accounts | $2,473 |
| Trading account gains and fees | $0 |
| Additional Noninterest Income | $78,397 |
| Pre-tax net operating income | $-447,920 |
| Securities gains (or losses, -) | $11,835 |
| Income before extraordinary items | $-424,696 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $-424,696 |
| Minority interest net income | $0 |
| Net income | $-424,696 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $-436,175 |
Tiaa Fsb's gross interest income from loans was $1,332,321,000.
Tiaa Fsb's net interest income from loans was $789,717,000.
Tiaa Fsb's fee based income from loans was $2,473,000.
Tiaa Fsb's net income from loans was $-424,696,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $542,604 |
| Provision for credit losses | $119,383 |
| Total noninterest expense | $1,442,324 |
| Salaries and employee benefits | $445,116 |
| Premises and equipment expense | $52,929 |
| Additional noninterest expense | $944,279 |
| Applicable income taxes | $-11,389 |
| Net charge-offs | $35,461 |
| Cash dividends | $42,000 |
Tiaa Fsb's interest expense for loans was $542,604,000.
Tiaa Fsb's payroll and benefits expense were $445,116,000.
Tiaa Fsb's property, plant and equipment expenses $52,929,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 7.0% |
| Real Estate loans | 12.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 2.0% |
| Multifamily residential loans | 3.0% |
| 1-4 family residential loans | 15.0% |
| HELOC loans | 0.0% |
| All other family | 16.0% |
| Commercial & industrial loans | 6.0% |
| Personal loans | 1.0% |
| Credit card loans | 1.2% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 0.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $29,761,005 |
| Deposits held in domestic offices | $29,761,005 |
| Deposits by Individuals, partnerships, and corporations | $28,964,545 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $89,503 |
| Deposits by Commercial banks and other depository institutions in U.S. | $706,957 |
| Deposits by Banks in foreign countries | $0 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $8,400,909 |
| Demand deposits | $8,400,909 |
| Nontransaction accounts | $21,360,096 |
| Money market deposit accounts (MMDAs) | $12,144,976 |
| Other savings deposits (excluding MMDAs) | $287,159 |
| Total time deposits | $8,927,961 |
| Total time and savings deposits | $21,360,096 |
| Noninterest-bearing deposits | $2,903,047 |
| Interest-bearing deposits | $26,857,958 |
| Retail deposits | $25,819,134 |
| IRAs and Keogh plan accounts | $3,275,040 |
| Brokered deposits | $2,219,092 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $41,364,818 |
| Cash & Balances due from depository institutions | $1,096,078 |
| Interest-bearing balances | $1,052,548 |
| Total securities | $4,083,558 |
| Federal funds sold & reverse repurchase | $0 |
| Net loans and leases | $34,583,374 |
| Loan and leases loss allowance | $236,536 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $59,264 |
| Other real estate owned | $19,193 |
| Goodwill and other intangibles | $494,887 |
| All other assets | $1,028,464 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $41,364,818 |
| Total Liabilities | $37,941,974 |
| Total deposits | $29,761,005 |
| Interest-bearing deposits | $26,857,958 |
| Deposits held in domestic offices | $29,761,005 |
| % insured (estimated) | $82 |
| Federal funds purchased and repurchase agreements | $0 |
| Trading liabilities | $0 |
| Other borrowed funds | $7,609,606 |
| Subordinated debt | $0 |
| All other liabilities | $571,363 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $34,583,374 |
| Loan and leases loss allowance | $236,536 |
| Total loans and leases (domestic) | $34,819,910 |
| All real estate loans | $20,638,057 |
| Real estate loans in domestic offices | $20,638,057 |
| Construction and development loans | $126,710 |
| Residential 1-4 family construction | $100,870 |
| Other construction, all land development and other land | $25,840 |
| Loans secured by nonfarm nonresidential properties | $2,892,925 |
| Nonfarm nonresidential secured by owner-occupied properties | $196,834 |
| Commercial real estate & other non-farm, non-residential | $2,696,091 |
| Multifamily residential real estate | $1,601,764 |
| 1-4 family residential loans | $16,016,658 |
| Farmland loans | $0 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $1,007,502 |
| To non-U.S. addressees | $0 |
| Loans to individuals | $3,172 |
| Credit card loans | $2,706 |
| Related Plans | $0 |
| Consumer Auto Loans | $0 |
| Other loans to individuals | $466 |
| All other loans & leases | $13,171,179 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $10,333,055 |
| Loans to depository institutions and acceptances of other banks | $0 |
| Loans not secured by real estate | $0 |
| Loans secured by real estate to non-U.S. addressees | $0 |
| Restructured Loans & leases | $240,343 |
| Non 1-4 family restructured loans & leases | $2,340 |
| Total loans and leases (foreign) | $0 |
TIAA FSB had $34,583,374,000 of loans outstanding in 2020. $20,638,057,000 of loans were in real estate loans. $126,710,000 of loans were in development loans. $1,601,764,000 of loans were in multifamily mortgage loans. $16,016,658,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $2,706,000 of loans were in credit card loans. $0 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 40 | $14,374 | $359,350 |
| Nonfarm, nonresidential loans - <$100k | 1 | $35 | $35,000 |
| Nonfarm, nonresidential loans - $100-250k | 2 | $40 | $20,000 |
| Nonfarm, nonresidential loans - $250k-1MM | 37 | $14,299 | $386,459 |
| Commercial & Industrial, US addressed loans - <$1MM | 3,125 | $369,965 | $118,389 |
| Commercial & Industrial, US addressed loans - <$100k | 1,182 | $35,216 | $29,794 |
| Commercial & Industrial, US addressed loans - $100-250k | 1,075 | $115,592 | $107,527 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 868 | $219,157 | $252,485 |