Bank Of Sun Prairie Mortgage Rates, Fees & Info
Sun Prairie,LEI: 6354007NTMKKVRFIIP73
Tax ID: 39-0148140
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Bank Of Sun Prairie is a smaller bank specializing in Home Purchase and Refi loans. Bank Of Sun Prairie has a high proportion of conventional loans. Their top markets by origination volume include: Madison, Janesville, Baraboo, Watertown, and Beaver Dam among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Bank Of Sun Prairie has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
170Origination Dollar Volume (All Markets)
$84,540,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| MADISON, WI (FHA|USDA|VA) | 137 | $75,125,000 | $548,358 | $0 | 0.00% |
| Outside of Metro Areas | 8 | $2,830,000 | $353,750 | $0 | 0.00% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 9 | $2,135,000 | $237,222 | $0 | 0.00% |
| Baraboo, WI (FHA|USDA|VA) | 3 | $1,325,000 | $441,667 | $0 | 0.00% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $0 | 0.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $0 | 0.00% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $0 | 0.00% |
Similar Lenders
We use machine learning to identify the top lenders compared against Bank of Sun Prairie based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
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Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 170 | $84,540,000 | $497,294 | $0 | 0.00% |
For 2024, Bank Of Sun Prairie's most frequently originated type of loan was Conventional, with 170 originations.
Loan Reason
For 2024, Bank Of Sun Prairie's most frequently cited loan purpose was Home Purchase, with 122 originations. The 2nd most popular reason was Refi, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 170 | $84,540,000 | $497,294 | $0 | 0.00% |
For 2024, Bank Of Sun Prairie's most frequently cited loan duration was Other, with 170 originations.
Loan Sizing
2024 saw Bank Of Sun Prairie place emphasis on $200k-400k loans with 77 originations, totaling $22,045,000 in origination value.
Applicant Income
Bank Of Sun Prairie lent most frequently to those with incomes in the $50k-75k range, with 33 originations. The second most popular income band? $75k-100k, with 29 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 170 | $84,540,000 | $497,294 | $0 | 0.00% |
Bank Of Sun Prairie lent most frequently to those with DTI ratios of Exempt%, with 170 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.83%
Bank Of Sun Prairie has an average approval rate.
Pick Rate
Approvals leading to origination78.24%
Bank Of Sun Prairie has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 170 | $84,540,000 | $497,294 |