JANESVILLE - BELOIT Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Janesville - Beloit averaged
6.82%
for the week of 2023-09-14, compared to the national average of
7.18% for the same period.
The average rate for the prior week (2023-09-07) was
6.96% and
one month ago for the week of 2023-08-10, the
average rate was 6.8%.
Janesville - Beloit's average rate one year ago was 5.83%.
For refis of the same type during the week of 2023-09-14, the average rate
was 5.96%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-14 | 7.18% |
| Janesville - Beloit 30 Year Fixed Rate | 2023-09-14 | 6.82% |
| Janesville - Beloit 30 Year Fixed Rate Refi | 2023-09-14 | 5.96% |
| Janesville - Beloit 15 Year Fixed Rate | 2023-09-14 | 6.43% |
| Janesville - Beloit 15 Year Fixed Rate Refi | 2023-09-14 | 5.46% |
| Janesville - Beloit 30 Year FHA | 2023-09-14 | 6.75% |
| Janesville - Beloit 30 Year FHA Refi | 2023-09-14 | 6.89% |
| Janesville - Beloit 30 Year USDA | 2023-09-14 | 7.08% |
| Janesville - Beloit 30 Year USDA Refi | 2023-09-14 | 6.78% |
| Janesville - Beloit 30 Year VA | 2023-09-14 | 6.47% |
| Janesville - Beloit 30 Year VA Refi | 2023-09-14 | 7.01% |
JANESVILLE - BELOIT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JANESVILLE-BELOIT, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JANESVILLE - BELOIT Average Closing Costs & Other Stats
JANESVILLE-BELOIT, WI's 153 lenders originated 5,447
loans during 2022. The total origination value was $912,335,000, with an average loan value of
$167,493.
JANESVILLE - BELOIT's average closing costs are $3,391.
The top JANESVILLE - BELOIT lender as defined by loan originations is Blackhawk Community Credit Union, with
163 loans originated. Their average total fees are
$2,408, which is $31
lower than the next largest lender,
Summit Credit Union.
The lowest fee JANESVILLE - BELOIT lenders (with over 10 loans originated) are
EDUCATORS CREDIT UNION ($1,699), The Bank of New Glarus ($1,988), State Bank of Cross Plains ($2,076), PremierBank ($2,105) and SENB Bank ($2,253).
The lowest rate JANESVILLE - BELOIT lenders (with over 10 loans originated) are
EDUCATORS CREDIT UNION (4.18%), State Bank of Cross Plains (4.22%), Summit Credit Union (4.33%), Old National Bank (4.34%) and SENB Bank (4.39%).
JANESVILLE-BELOIT, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Blackhawk Community Credit Union | $107,830,000 | $64,105,000 | -40.5% | 7.0% |
| Summit Credit Union | $93,535,000 | $61,840,000 | -33.9% | 6.8% |
| Johnson Bank | $126,520,000 | $60,670,000 | -52.0% | 6.6% |
| State Bank of Cross Plains | $27,865,000 | $44,330,000 | 59.1% | 4.9% |
| University of Wisconsin Credit Union | $41,765,000 | $33,800,000 | -19.1% | 3.7% |
| The First National Bank and Trust Company | $41,810,000 | $33,025,000 | -21.0% | 3.6% |
| QUICKEN LOANS, LLC | $62,890,000 | $32,540,000 | -48.3% | 3.6% |
| Grandbridge Real Estate Capital LLC | $26,705,000 | n/a | 2.9% | |
| Associated Bank | $46,950,000 | $24,070,000 | -48.7% | 2.6% |
| INLANTA MORTGAGE, INC. | $46,675,000 | $21,000,000 | -55.0% | 2.3% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $32,025,000 | $20,960,000 | -34.6% | 2.3% |
| Blackhawk Bank | $23,180,000 | $19,515,000 | -15.8% | 2.1% |
| THOMPSON KANE & COMPANY, LLC | $9,345,000 | $17,855,000 | 91.1% | 2.0% |
| GUILD MORTGAGE COMPANY | $22,460,000 | $15,515,000 | -30.9% | 1.7% |
| EDUCATORS CREDIT UNION | $19,085,000 | $15,135,000 | -20.7% | 1.7% |
| ENVOY MORTGAGE, LTD | $19,745,000 | $15,125,000 | -23.4% | 1.7% |
| Wisconsin River Bank | $11,985,000 | $13,325,000 | 11.2% | 1.5% |
| First Community Bank | $12,995,000 | n/a | 1.4% | |
| ADVIA | $8,060,000 | $12,780,000 | 58.6% | 1.4% |
| The Bank of Brodhead | $13,205,000 | $11,880,000 | -10.0% | 1.3% |
| U.S. Bank | $12,275,000 | $11,770,000 | -4.1% | 1.3% |
| Prudential Huntoon Paige Associates, LLC | $11,525,000 | n/a | 1.3% | |
| Bank of Milton | $21,715,000 | $10,635,000 | -51.0% | 1.2% |
| BMO Harris Bank | $14,855,000 | $10,475,000 | -29.5% | 1.1% |
| First Community Credit Union | $17,725,000 | $10,295,000 | -41.9% | 1.1% |
| Mortgage Research Center, LLC | $16,300,000 | $10,005,000 | -38.6% | 1.1% |
| MORTGAGE CENTER L.C | $21,480,000 | $9,845,000 | -54.2% | 1.1% |
| Horicon Bank | $9,530,000 | n/a | 1.0% | |
| PremierBank | $9,710,000 | $9,065,000 | -6.6% | 1.0% |
| UNITED WHOLESALE MORTGAGE, LLC | $7,015,000 | $9,055,000 | 29.1% | 1.0% |
| Old National Bank | $34,820,000 | $8,935,000 | -74.3% | 1.0% |
| JPMorgan Chase Bank | $14,065,000 | $8,595,000 | -38.9% | 0.9% |
| Capitol Bank | $1,440,000 | $7,275,000 | 405.2% | 0.8% |
| WISCONSIN MORTGAGE CORPORATION | $6,555,000 | $7,130,000 | 8.8% | 0.8% |
| Town Bank, N.A. | $720,000 | $6,830,000 | 848.6% | 0.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $7,160,000 | $6,705,000 | -6.4% | 0.7% |
| LOANDEPOT.COM, LLC | $9,720,000 | $6,355,000 | -34.6% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $9,445,000 | $6,225,000 | -34.1% | 0.7% |
| NEWREZ LLC | $13,625,000 | $5,615,000 | -58.8% | 0.6% |
| Barrington Bank & Trust Company, N.A. | $14,945,000 | $5,550,000 | -62.9% | 0.6% |
| GUARANTEED RATE, INC. | $9,785,000 | $5,035,000 | -48.5% | 0.6% |
| Wells Fargo Bank | $10,840,000 | $5,020,000 | -53.7% | 0.6% |
| The Bank of New Glarus | $10,895,000 | $5,015,000 | -54.0% | 0.5% |
| FREEDOM MORTGAGE CORPORATION | $21,150,000 | $4,985,000 | -76.4% | 0.5% |
| SENB Bank | $7,220,000 | $4,570,000 | -36.7% | 0.5% |
| Bank of Sun Prairie | $3,985,000 | $4,560,000 | 14.4% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $9,245,000 | $4,410,000 | -52.3% | 0.5% |
| Monona Bank | $3,945,000 | $4,360,000 | 10.5% | 0.5% |
| CORNERSTONE HOME LENDING, INC. | $4,425,000 | $4,190,000 | -5.3% | 0.5% |
| Bank of Deerfield | $4,235,000 | $4,145,000 | -2.1% | 0.5% |
| Prosperity Home Mortgage, LLC | $6,285,000 | $4,100,000 | -34.8% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,740,000 | $3,945,000 | 126.7% | 0.4% |
| COMPEER FINANCIAL, FLCA | $2,550,000 | $3,375,000 | 32.4% | 0.4% |
| Nations Lending Corporation | $875,000 | $3,270,000 | 273.7% | 0.4% |
| Oregon Community Bank | $7,430,000 | $3,095,000 | -58.3% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,945,000 | $3,085,000 | 4.8% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $6,620,000 | $3,070,000 | -53.6% | 0.3% |
| Peoples State Bank | $2,995,000 | n/a | 0.3% | |
| Landmark Credit Union | $2,450,000 | $2,965,000 | 21.0% | 0.3% |
| Flagstar Bank, FSB | $4,610,000 | $2,755,000 | -40.2% | 0.3% |
| Paramount Residential Mortgage Group, Inc. | $3,135,000 | $2,680,000 | -14.5% | 0.3% |
| The Park Bank | $4,805,000 | $2,630,000 | -45.3% | 0.3% |
| Stillman BancCorp N.A. | $2,080,000 | $2,520,000 | 21.2% | 0.3% |
| GREENSTATE CREDIT UNION | $2,425,000 | n/a | 0.3% | |
| Servion, Inc. | $6,265,000 | $2,250,000 | -64.1% | 0.2% |
| CALIBER HOME LOANS, INC. | $5,540,000 | $2,230,000 | -59.7% | 0.2% |
| The Greenwood's State Bank | $10,280,000 | $2,190,000 | -78.7% | 0.2% |
| PLANET HOME LENDING, LLC | $4,875,000 | $2,085,000 | -57.2% | 0.2% |
| USAA Federal Savings Bank | $5,205,000 | $2,075,000 | -60.1% | 0.2% |
| FINANCE OF AMERICA MORTGAGE LLC | $1,170,000 | $2,005,000 | 71.4% | 0.2% |
| DAS Acquisition Company, LLC | $7,340,000 | $1,995,000 | -72.8% | 0.2% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $725,000 | $1,860,000 | 156.6% | 0.2% |
| Oak Bank | $190,000 | $1,850,000 | 873.7% | 0.2% |
| Capitol Federal Savings Bank | $1,765,000 | n/a | 0.2% | |
| Carrington Mortgage Services, LLC | $2,325,000 | $1,760,000 | -24.3% | 0.2% |
| LAND HOME FINANCIAL SERVICES, INC. | $5,170,000 | $1,650,000 | -68.1% | 0.2% |
| Heartland Credit Union (Madison) | $955,000 | $1,640,000 | 71.7% | 0.2% |
| Bankers' Bank | $2,465,000 | $1,565,000 | -36.5% | 0.2% |
| MARINE | $1,355,000 | $1,565,000 | 15.5% | 0.2% |
| A + MORTGAGE SERVICES, INC. | $2,220,000 | $1,535,000 | -30.9% | 0.2% |
| Bell Bank | $740,000 | $1,525,000 | 106.1% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $3,015,000 | $1,495,000 | -50.4% | 0.2% |
| HOME POINT FINANCIAL CORPORATION | $1,470,000 | $1,455,000 | -1.0% | 0.2% |
| Starion Bank | $740,000 | $1,420,000 | 91.9% | 0.2% |
| NAVY FEDERAL CREDIT UNION | $2,620,000 | $1,415,000 | -46.0% | 0.2% |
| Badger Bank | $980,000 | $1,385,000 | 41.3% | 0.2% |
| Woodford State Bank | $1,140,000 | $1,340,000 | 17.5% | 0.1% |
| PNC Bank | $640,000 | $1,300,000 | 103.1% | 0.1% |
| Farmers & Merchants State Bank | $870,000 | $1,265,000 | 45.4% | 0.1% |
| Bank of America | $1,475,000 | $1,110,000 | -24.7% | 0.1% |
| AmeriHome Mortgage Company, LLC | $425,000 | $1,085,000 | 155.3% | 0.1% |
| Bank of England | $835,000 | $995,000 | 19.2% | 0.1% |
| Midwest Community Bank | $4,430,000 | $995,000 | -77.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,405,000 | $975,000 | -30.6% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $1,910,000 | $950,000 | -50.3% | 0.1% |
| Mound City Bank | $1,150,000 | $875,000 | -23.9% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,695,000 | $840,000 | -50.4% | 0.1% |
| CHERRY CREEK MORTGAGE, LLC | $945,000 | $825,000 | -12.7% | 0.1% |
| LOANPAL, LLC | $340,000 | $805,000 | 136.8% | 0.1% |
| The Harvard State Bank | $465,000 | $805,000 | 73.1% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $5,105,000 | $785,000 | -84.6% | 0.1% |
| NORTHWEST BANK OF ROCKFORD | $2,825,000 | $715,000 | -74.7% | 0.1% |
| Figure Lending LLC | $295,000 | $700,000 | 137.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,590,000 | $700,000 | -56.0% | 0.1% |
| PREMIA MORTGAGE, LLC | $920,000 | $675,000 | -26.6% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $645,000 | n/a | 0.1% | |
| Blue Ridge Bank | $150,000 | $640,000 | 326.7% | 0.1% |
| Discover Bank | $355,000 | $640,000 | 80.3% | 0.1% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $1,415,000 | $635,000 | -55.1% | 0.1% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $570,000 | $610,000 | 7.0% | 0.1% |
| First Federal Bank | $520,000 | $595,000 | 14.4% | 0.1% |
| Goldman Sachs Bank USA | $575,000 | n/a | 0.1% | |
| AXIA FINANCIAL, LLC | $545,000 | n/a | 0.1% | |
| Ixonia Bank | $560,000 | $525,000 | -6.3% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $875,000 | $525,000 | -40.0% | 0.1% |
| ALTRA | $185,000 | $515,000 | 178.4% | 0.1% |
| Lend Smart Mortgage, LLC | $515,000 | n/a | 0.1% | |
| Great Southern Bank | $285,000 | $505,000 | 77.2% | 0.1% |
| Stifel Bank and Trust | $105,000 | $505,000 | 381.0% | 0.1% |
| Waukesha State Bank | $655,000 | $480,000 | -26.7% | 0.1% |
| DUPACO COMMUNITY | $980,000 | $475,000 | -51.5% | 0.1% |
| Equity Prime Mortgage LLC | $165,000 | $470,000 | 184.8% | 0.1% |
| AMERICAN FINANCING CORPORATION | $185,000 | $455,000 | 145.9% | 0.0% |
| INLAND BANK & TRUST | $725,000 | $415,000 | -42.8% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $455,000 | $400,000 | -12.1% | 0.0% |
| Home State Bank | $520,000 | $400,000 | -23.1% | 0.0% |
| Cleveland State Bank | $125,000 | $395,000 | 216.0% | 0.0% |
| Waterstone Mortgage Corporation | $455,000 | $390,000 | -14.3% | 0.0% |
| COMPASS MORTGAGE, INC. | $530,000 | $385,000 | -27.4% | 0.0% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $1,630,000 | $380,000 | -76.7% | 0.0% |
| CoVantage Credit Union | $75,000 | $375,000 | 400.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,500,000 | $375,000 | -75.0% | 0.0% |
| AMERICAN ADVISORS GROUP | $900,000 | $370,000 | -58.9% | 0.0% |
| CLEARPOINTE CAPITAL, LLC | $565,000 | $370,000 | -34.5% | 0.0% |
| Ally Bank | $515,000 | $365,000 | -29.1% | 0.0% |
| BAY EQUITY LLC | $365,000 | n/a | 0.0% | |
| State Bank of the Lakes | $365,000 | n/a | 0.0% | |
| AMERICAN INTERNET MORTGAGE, INC. | $355,000 | n/a | 0.0% | |
| M&T Bank | $155,000 | $355,000 | 129.0% | 0.0% |
| CAPITAL Credit Union | $350,000 | n/a | 0.0% | |
| HealthCare Associates Credit Union | $345,000 | n/a | 0.0% | |
| MOVEMENT MORTGAGE, LLC | $185,000 | $345,000 | 86.5% | 0.0% |
| Merchants Bank | $335,000 | n/a | 0.0% | |
| First National Bank of Omaha | $185,000 | $330,000 | 78.4% | 0.0% |
| Colonial Savings, F.A. | $135,000 | $325,000 | 140.7% | 0.0% |
| EMBRACE HOME LOANS, INC. | $750,000 | $325,000 | -56.7% | 0.0% |
| Midwest Heritage Bank FSB | $325,000 | n/a | 0.0% | |
| BETTER MORTGAGE CORPORATION | $3,205,000 | $315,000 | -90.2% | 0.0% |
| Fifth Third Bank | $315,000 | n/a | 0.0% | |
| Morgan Stanley Private Bank | $315,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $310,000 | n/a | 0.0% | |
| NexBank | $305,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $300,000 | n/a | 0.0% | |
| Broadway National Bank | $295,000 | n/a | 0.0% | |
| Century Mortgage Company DBA Century Lending Company | $295,000 | n/a | 0.0% | |
| First Bank & Trust | $145,000 | $295,000 | 103.4% | 0.0% |
| Citywide Banks | $290,000 | n/a | 0.0% | |
| Farmers Savings Bank | $115,000 | $290,000 | 152.2% | 0.0% |
| ALLIANT | $45,000 | $285,000 | 533.3% | 0.0% |
| SPRING EQ, LLC | $130,000 | $280,000 | 115.4% | 0.0% |
| DMB Community Bank | $5,025,000 | $275,000 | -94.5% | 0.0% |
| Neighborhood Loans, Inc. | $140,000 | $275,000 | 96.4% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $920,000 | $275,000 | -70.1% | 0.0% |
| Truity Federal Credit Union | $275,000 | n/a | 0.0% | |
| Wisconsin Bank & Trust | $100,000 | $275,000 | 175.0% | 0.0% |
| Midland States Bank | $9,465,000 | $270,000 | -97.1% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $565,000 | $270,000 | -52.2% | 0.0% |
| Arvest Bank | $295,000 | $265,000 | -10.2% | 0.0% |
| First Bank & Trust | $145,000 | $265,000 | 82.8% | 0.0% |
| Byron Bank | $1,580,000 | $260,000 | -83.5% | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | $260,000 | n/a | 0.0% | |
| Connexus Credit Union | $15,000 | $255,000 | 1,600.0% | 0.0% |
| HOMESPIRE MORTGAGE CORPORATION | $255,000 | $255,000 | 0.0% | 0.0% |
| Baxter Credit Union | $565,000 | $250,000 | -55.8% | 0.0% |
| Park City Credit Union | $250,000 | n/a | 0.0% | |
| Sauk Valley Bank & Trust Company | $95,000 | $250,000 | 163.2% | 0.0% |
| GSF Mortgage Corporation | $355,000 | $245,000 | -31.0% | 0.0% |
| Key Mortgage Services, Inc. | $310,000 | $245,000 | -21.0% | 0.0% |
| The Home Loan Expert LLC | $245,000 | n/a | 0.0% | |
| Gulf Coast Bank and Trust Company | $75,000 | $235,000 | 213.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $550,000 | $230,000 | -58.2% | 0.0% |
| ARC HOME LLC | $375,000 | $225,000 | -40.0% | 0.0% |
| Bank Five Nine | $1,425,000 | $225,000 | -84.2% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $225,000 | n/a | 0.0% | |
| Rock Valley Credit Union | $545,000 | $225,000 | -58.7% | 0.0% |
| The Federal Savings Bank | $1,035,000 | $225,000 | -78.3% | 0.0% |
| Hometown Lenders, Inc. | $145,000 | $215,000 | 48.3% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $745,000 | $215,000 | -71.1% | 0.0% |
| T2 FINANCIAL LLC | $215,000 | n/a | 0.0% | |
| Amerifirst Financial, Inc. | $205,000 | n/a | 0.0% | |
| Holcomb Bank | $200,000 | n/a | 0.0% | |
| AMWEST FUNDING CORP. | $195,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Great Midwest Bank, S.S.B. | $480,000 | $185,000 | -61.5% | 0.0% |
| GUARANTY HOME MORTGAGE CORPORATION | $185,000 | n/a | 0.0% | |
| Merchants Bank of Indiana | $675,000 | $185,000 | -72.6% | 0.0% |
| LIBERTY HOME MORTGAGE CORPORATION | $175,000 | n/a | 0.0% | |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $175,000 | n/a | 0.0% | |
| Tri City National Bank | $175,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $350,000 | $165,000 | -52.9% | 0.0% |
| FIRST NORTHERN Credit Union | $935,000 | $165,000 | -82.4% | 0.0% |
| TOWNE MORTGAGE COMPANY | $1,100,000 | $165,000 | -85.0% | 0.0% |
| CMG MORTGAGE, INC. | $1,400,000 | $155,000 | -88.9% | 0.0% |
| First Savings Bank | $155,000 | n/a | 0.0% | |
| GATEWAY MORTGAGE CORPORATION | $135,000 | $155,000 | 14.8% | 0.0% |
| Marquette Bank | $155,000 | n/a | 0.0% | |
| Union Federal Savings and Loan Association | $155,000 | $155,000 | 0.0% | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | $145,000 | n/a | 0.0% | |
| Plains Commerce Bank | $235,000 | $145,000 | -38.3% | 0.0% |
| Central Bank Illinois | $135,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $240,000 | $135,000 | -43.8% | 0.0% |
| First Guaranty Mortgage Corporation | $1,615,000 | $135,000 | -91.6% | 0.0% |
| FOX COMMUNITIES | $135,000 | n/a | 0.0% | |
| LAKE MICHIGAN CREDIT UNION | $135,000 | n/a | 0.0% | |
| MidWestOne Bank | $135,000 | n/a | 0.0% | |
| NATIONWIDE MORTGAGE BANKERS, INC. | $135,000 | n/a | 0.0% | |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $135,000 | n/a | 0.0% | |
| The Huntington National Bank | $990,000 | $130,000 | -86.9% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $625,000 | $125,000 | -80.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $125,000 | n/a | 0.0% | |
| Dollar Bank, Federal Savings Bank | $125,000 | n/a | 0.0% | |
| First National Bank of America | $125,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $2,110,000 | $125,000 | -94.1% | 0.0% |
| Prevail Bank | $205,000 | $125,000 | -39.0% | 0.0% |
| State Department Federal Credit Union | $125,000 | n/a | 0.0% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $390,000 | $115,000 | -70.5% | 0.0% |
| Devon Bank | $105,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $95,000 | n/a | 0.0% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $95,000 | n/a | 0.0% | |
| RUOFF MORTGAGE COMPANY, INC. | $530,000 | $95,000 | -82.1% | 0.0% |
| Deere Employees Credit Union | $445,000 | $90,000 | -79.8% | 0.0% |
| Luana Savings Bank | $855,000 | $85,000 | -90.1% | 0.0% |
| North Shore Bank FSB | $925,000 | $85,000 | -90.8% | 0.0% |
| First State Bank | $255,000 | $75,000 | -70.6% | 0.0% |
| Premier Community Bank | $75,000 | n/a | 0.0% | |
| Royal Credit Union | $195,000 | $75,000 | -61.5% | 0.0% |
| REVERSE MORTGAGE FUNDING LLC | $65,000 | n/a | 0.0% | |
| Axos Bank | $55,000 | n/a | 0.0% | |
| First American Bank | $1,065,000 | $45,000 | -95.8% | 0.0% |
| WESTconsin Credit Union | $45,000 | n/a | 0.0% |
JANESVILLE - BELOIT's top lender by overall market share is Blackhawk Community Credit Union, with 7.0% market share. In second place, with 6.8%, is Summit Credit Union, having originated $61,840,000 in loans. In third place, with 6.6%, is Johnson Bank, having originated $60,670,000 in loans. In fourth place, with 4.9%, is State Bank of Cross Plains, having originated $44,330,000 in loans. In fifth place, with 3.7%, is University of Wisconsin Credit Union, having originated $33,800,000 in loans.
JANESVILLE-BELOIT, WI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 53114 | Janesville-Beloit, WI | $880 | $880 | $1,160 | $1,550 | $1,580 |
| 53190 | Janesville-Beloit, WI | $700 | $710 | $930 | $1,240 | $1,270 |
| 53501 | Janesville-Beloit, WI | $670 | $680 | $890 | $1,190 | $1,220 |
| 53502 | Janesville-Beloit, WI | $660 | $660 | $870 | $1,110 | $1,180 |
| 53505 | Janesville-Beloit, WI | $880 | $890 | $1,170 | $1,560 | $1,600 |
| 53511 | Janesville-Beloit, WI | $690 | $690 | $910 | $1,210 | $1,240 |
| 53512 | Janesville-Beloit, WI | $690 | $700 | $920 | $1,230 | $1,260 |
| 53520 | Janesville-Beloit, WI | $670 | $670 | $880 | $1,130 | $1,190 |
| 53521 | Janesville-Beloit, WI | $950 | $1,030 | $1,270 | $1,660 | $1,850 |
| 53525 | Janesville-Beloit, WI | $660 | $670 | $880 | $1,170 | $1,200 |
| 53534 | Janesville-Beloit, WI | $810 | $940 | $1,090 | $1,480 | $1,770 |
| 53536 | Janesville-Beloit, WI | $690 | $690 | $910 | $1,210 | $1,240 |
| 53537 | Janesville-Beloit, WI | $660 | $660 | $870 | $1,160 | $1,190 |
| 53538 | Janesville-Beloit, WI | $720 | $730 | $960 | $1,280 | $1,310 |
| 53545 | Janesville-Beloit, WI | $670 | $680 | $890 | $1,190 | $1,210 |
| 53546 | Janesville-Beloit, WI | $720 | $730 | $960 | $1,280 | $1,310 |
| 53547 | Janesville-Beloit, WI | $690 | $700 | $920 | $1,230 | $1,260 |
| 53548 | Janesville-Beloit, WI | $660 | $670 | $880 | $1,170 | $1,200 |
| 53563 | Janesville-Beloit, WI | $700 | $710 | $930 | $1,240 | $1,270 |
| 53576 | Janesville-Beloit, WI | $800 | $810 | $1,060 | $1,410 | $1,450 |
| 53585 | Janesville-Beloit, WI | $660 | $660 | $870 | $1,160 | $1,190 |
| 53589 | Janesville-Beloit, WI | $840 | $980 | $1,140 | $1,520 | $1,770 |
2022 Average & Median Rent Data Statistics
JANESVILLE-BELOIT, WI average 1BR rent: $752, median: $700
JANESVILLE-BELOIT, WI average 2BR rent: $971, median: $920
JANESVILLE-BELOIT, WI average 3BR rent: $1,290, median: $1,230
JANESVILLE-BELOIT, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,311 | $530,815,000 | $229,691 |
| Refi | 1,106 | $167,260,000 | $151,230 |
| Cash Out Refi | 853 | $137,235,000 | $160,885 |
| Other | 634 | $41,960,000 | $66,183 |
| Home Improvement | 543 | $35,065,000 | $64,576 |
Janesville - Beloit's most frequently cited loan purpose was Home Purchase, with 2,311 originations. The 2nd most popular reason was Refi, with 1,106 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 1,190 | $206,290,000 | $173,353 |
| 3-4% | 1,072 | $189,110,000 | $176,409 |
| 4-5% | 1,026 | $237,100,000 | $231,092 |
| 6-7% | 636 | $89,320,000 | $140,440 |
| 2.5-3% | 482 | $54,800,000 | $113,693 |
| <2.5% | 395 | $32,205,000 | $81,532 |
| 7-8% | 223 | $24,555,000 | $110,112 |
| Over 8% | 124 | $7,900,000 | $63,710 |
During 2022, Janesville - Beloit's most frequently originated rate bucket was 5-6%, with 1,190 originations.
Loan Sizing (JANESVILLE-BELOIT, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 2,144 | $111,250,000 | $51,889 |
| $100k-200k | 1,911 | $277,965,000 | $145,455 |
| $200k-400k | 1,225 | $326,615,000 | $266,624 |
| $400k-600k | 116 | $54,490,000 | $469,741 |
| $600k-1000k | 29 | $21,535,000 | $742,586 |
| $Over $1MM | 22 | $120,480,000 | $5,476,364 |
JANESVILLE - BELOIT's loan sizing saw the bucket of loans from $100,000 or less with 2,144 originations, totaling $111,250,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,644 | $363,750,000 | $221,259 |
| 60-80% | 1,149 | $264,935,000 | $230,579 |
| Under 20% | 903 | $57,135,000 | $63,272 |
| 20-40% | 862 | $72,110,000 | $83,654 |
| 40-60% | 538 | $71,230,000 | $132,398 |
| Over 100% | 36 | $10,050,000 | $279,167 |
JANESVILLE - BELOIT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,644 originations, totaling $363,750,000 in origination value.