JANESVILLE - BELOIT Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Janesville - Beloit averaged
6.79%
for the week of 2024-04-18, compared to the national average of
7.1% for the same period.
The average rate for the prior week (2024-04-11) was
6.97% and
one month ago for the week of 2024-03-14, the
average rate was 6.43%.
Janesville - Beloit's average rate one year ago was 6.16%.
For refis of the same type during the week of 2024-04-18, the average rate
was 6.22%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-04-18 | 7.1% |
| Janesville - Beloit 30 Year Fixed Rate | 2024-04-18 | 6.79% |
| Janesville - Beloit 30 Year Fixed Rate Refi | 2024-04-18 | 6.22% |
| Janesville - Beloit 15 Year Fixed Rate | 2024-04-18 | 6.19% |
| Janesville - Beloit 15 Year Fixed Rate Refi | 2024-04-18 | 6.29% |
| Janesville - Beloit 30 Year FHA | 2024-04-18 | 6.82% |
| Janesville - Beloit 30 Year FHA Refi | 2024-04-18 | 6.76% |
| Janesville - Beloit 30 Year USDA | 2024-04-18 | 6.96% |
| Janesville - Beloit 30 Year USDA Refi | 2024-04-18 | 6.96% |
| Janesville - Beloit 30 Year VA | 2024-04-18 | 6.87% |
| Janesville - Beloit 30 Year VA Refi | 2024-04-18 | 6.66% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within JANESVILLE-BELOIT, WI.
JANESVILLE - BELOIT Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the JANESVILLE-BELOIT, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
JANESVILLE - BELOIT Average Closing Costs & Other Stats
JANESVILLE-BELOIT, WI's 127 lenders originated 4,445
loans during 2023. The total origination value was $666,015,000, with an average loan value of
$149,835.
JANESVILLE - BELOIT's average closing costs are $3,554.
The top JANESVILLE - BELOIT lender as defined by loan originations is Johnson Bank, with
156 loans originated. Their average total fees are
$2,542, which is $107
lower than the next largest lender,
Blackhawk Community Credit Union.
The lowest fee JANESVILLE - BELOIT lenders (with over 10 loans originated) are
EDUCATORS CREDIT UNION ($1,725), First Community Credit Union ($1,730), State Bank of Cross Plains ($2,115), The Bank of New Glarus ($2,213) and PremierBank ($2,423).
The lowest rate JANESVILLE - BELOIT lenders (with over 10 loans originated) are
EDUCATORS CREDIT UNION (6.22%), MORTGAGE CENTER L.C (6.27%), University of Wisconsin Credit Union (6.34%), CARDINAL FINANCIAL (6.39%) and Johnson Bank (6.42%).
JANESVILLE-BELOIT, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Johnson Bank | $60,670,000 | $61,425,000 | 1.2% | 9.2% |
| Summit Credit Union | $61,840,000 | $60,595,000 | -2.0% | 9.1% |
| Blackhawk Community Credit Union | $64,105,000 | $51,285,000 | -20.0% | 7.7% |
| GUILD MORTGAGE COMPANY | $15,515,000 | $29,805,000 | 92.1% | 4.5% |
| University of Wisconsin Credit Union | $33,800,000 | $26,340,000 | -22.1% | 4.0% |
| QUICKEN LOANS, LLC | $32,540,000 | $24,130,000 | -25.8% | 3.6% |
| THOMPSON KANE & COMPANY, LLC | $17,855,000 | $21,025,000 | 17.8% | 3.2% |
| The First National Bank and Trust Company | $33,025,000 | $19,195,000 | -41.9% | 2.9% |
| EDUCATORS CREDIT UNION | $15,135,000 | $13,775,000 | -9.0% | 2.1% |
| Associated Bank | $24,070,000 | $13,335,000 | -44.6% | 2.0% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $20,960,000 | $13,320,000 | -36.5% | 2.0% |
| Mortgage Research Center, LLC | $10,005,000 | $11,955,000 | 19.5% | 1.8% |
| ADVIA | $12,780,000 | $11,420,000 | -10.6% | 1.7% |
| Midland States Bank | $270,000 | $11,185,000 | 4,042.6% | 1.7% |
| First Community Bank | $12,995,000 | $11,160,000 | -14.1% | 1.7% |
| Blackhawk Bank | $19,515,000 | $10,595,000 | -45.7% | 1.6% |
| Barrington Bank & Trust Company, N.A. | $5,550,000 | $9,730,000 | 75.3% | 1.5% |
| First Community Credit Union | $10,295,000 | $9,530,000 | -7.4% | 1.4% |
| The Bank of New Glarus | $5,015,000 | $9,420,000 | 87.8% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,055,000 | $9,295,000 | 2.7% | 1.4% |
| Bank of Milton | $10,635,000 | $9,225,000 | -13.3% | 1.4% |
| Wisconsin River Bank | $13,325,000 | $9,170,000 | -31.2% | 1.4% |
| U.S. Bank | $11,770,000 | $9,070,000 | -22.9% | 1.4% |
| ENVOY MORTGAGE, LTD | $15,125,000 | $8,505,000 | -43.8% | 1.3% |
| Bell Bank | $1,525,000 | $8,285,000 | 443.3% | 1.2% |
| BMO Harris Bank | $10,475,000 | $8,130,000 | -22.4% | 1.2% |
| The Bank of Brodhead | $11,880,000 | $6,510,000 | -45.2% | 1.0% |
| State Bank of Cross Plains | $44,330,000 | $6,250,000 | -85.9% | 0.9% |
| Old National Bank | $8,935,000 | $5,785,000 | -35.3% | 0.9% |
| PremierBank | $9,065,000 | $5,430,000 | -40.1% | 0.8% |
| JPMorgan Chase Bank | $8,595,000 | $5,070,000 | -41.0% | 0.8% |
| CORNERSTONE HOME LENDING, INC. | $4,190,000 | $4,835,000 | 15.4% | 0.7% |
| CARDINAL FINANCIAL | $6,705,000 | $4,750,000 | -29.2% | 0.7% |
| GUARANTEED RATE, INC. | $5,035,000 | $4,720,000 | -6.3% | 0.7% |
| MORTGAGE CENTER L.C | $9,845,000 | $4,315,000 | -56.2% | 0.6% |
| GREENSTATE CREDIT UNION | $2,425,000 | $4,195,000 | 73.0% | 0.6% |
| Bank of Deerfield | $4,145,000 | $4,120,000 | -0.6% | 0.6% |
| Prosperity Home Mortgage, LLC | $4,100,000 | $3,915,000 | -4.5% | 0.6% |
| LOANDEPOT.COM, LLC | $6,355,000 | $3,685,000 | -42.0% | 0.6% |
| The Park Bank | $2,630,000 | $3,355,000 | 27.6% | 0.5% |
| Nations Lending Corporation | $3,270,000 | $3,235,000 | -1.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $1,415,000 | $3,100,000 | 119.1% | 0.5% |
| NEWREZ LLC | $5,615,000 | $2,930,000 | -47.8% | 0.4% |
| SENB Bank | $4,570,000 | $2,910,000 | -36.3% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $4,410,000 | $2,870,000 | -34.9% | 0.4% |
| Woodford State Bank | $1,340,000 | $2,860,000 | 113.4% | 0.4% |
| CROSSCOUNTRY MORTGAGE, LLC | $3,945,000 | $2,840,000 | -28.0% | 0.4% |
| WISCONSIN MORTGAGE CORPORATION | $7,130,000 | $2,790,000 | -60.9% | 0.4% |
| Bankers' Bank | $1,565,000 | $2,750,000 | 75.7% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,225,000 | $2,635,000 | -57.7% | 0.4% |
| PLANET HOME LENDING, LLC | $2,085,000 | $2,555,000 | 22.5% | 0.4% |
| Wells Fargo Bank | $5,020,000 | $2,505,000 | -50.1% | 0.4% |
| Landmark Credit Union | $2,965,000 | $2,500,000 | -15.7% | 0.4% |
| A + MORTGAGE SERVICES, INC. | $1,535,000 | $2,155,000 | 40.4% | 0.3% |
| Ixonia Bank | $525,000 | $2,070,000 | 294.3% | 0.3% |
| MARINE | $1,565,000 | $1,920,000 | 22.7% | 0.3% |
| Oak Bank | $1,850,000 | $1,875,000 | 1.4% | 0.3% |
| The Greenwood's State Bank | $2,190,000 | $1,785,000 | -18.5% | 0.3% |
| Bank of England | $995,000 | $1,755,000 | 76.4% | 0.3% |
| Town Bank, N.A. | $6,830,000 | $1,745,000 | -74.5% | 0.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $840,000 | $1,610,000 | 91.7% | 0.2% |
| BROKER SOLUTIONS, INC. | $3,085,000 | $1,605,000 | -48.0% | 0.2% |
| Oregon Community Bank | $3,095,000 | $1,510,000 | -51.2% | 0.2% |
| Discover Bank | $640,000 | $1,470,000 | 129.7% | 0.2% |
| USAA Federal Savings Bank | $2,075,000 | $1,410,000 | -32.0% | 0.2% |
| The Huntington National Bank | $130,000 | $1,395,000 | 973.1% | 0.2% |
| ZILLOW HOME LOANS, LLC | $1,290,000 | n/a | 0.2% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $1,860,000 | $1,255,000 | -32.5% | 0.2% |
| Carrington Mortgage Services, LLC | $1,760,000 | $1,090,000 | -38.1% | 0.2% |
| PNC Bank | $1,300,000 | $1,045,000 | -19.6% | 0.2% |
| Bank of America | $1,110,000 | $1,040,000 | -6.3% | 0.2% |
| DAS Acquisition Company, LLC | $1,995,000 | $1,015,000 | -49.1% | 0.2% |
| Peoples State Bank | $2,995,000 | $975,000 | -67.4% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $3,070,000 | $925,000 | -69.9% | 0.1% |
| First Federal Bank | $595,000 | $920,000 | 54.6% | 0.1% |
| Servion, Inc. | $2,250,000 | $920,000 | -59.1% | 0.1% |
| Bank of Sun Prairie | $4,560,000 | $905,000 | -80.2% | 0.1% |
| Goldman Sachs Bank USA | $575,000 | $905,000 | 57.4% | 0.1% |
| Fifth Third Bank | $315,000 | $880,000 | 179.4% | 0.1% |
| FREEDOM MORTGAGE CORPORATION | $4,985,000 | $840,000 | -83.1% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $835,000 | n/a | 0.1% | |
| Stillman Bank | $2,520,000 | $835,000 | -66.9% | 0.1% |
| BETTER MORTGAGE CORPORATION | $315,000 | $805,000 | 155.6% | 0.1% |
| Bank First, N.A. | $795,000 | n/a | 0.1% | |
| First Mid Bank & Trust | $795,000 | n/a | 0.1% | |
| Heartland Credit Union (Madison) | $1,640,000 | $795,000 | -51.5% | 0.1% |
| ENDEAVOR CAPITAL, LLC. | $310,000 | $785,000 | 153.2% | 0.1% |
| UNITEDONE Credit Union | $770,000 | n/a | 0.1% | |
| AmeriHome Mortgage Company, LLC | $1,085,000 | $750,000 | -30.9% | 0.1% |
| FIRST STATE MORTGAGE SERVICES, LLC | $750,000 | n/a | 0.1% | |
| COMPEER FINANCIAL, FLCA | $3,375,000 | $715,000 | -78.8% | 0.1% |
| NEW DAY FINANCIAL, LLC | $975,000 | $700,000 | -28.2% | 0.1% |
| Badger Bank | $1,385,000 | $695,000 | -49.8% | 0.1% |
| NexBank | $305,000 | $695,000 | 127.9% | 0.1% |
| Flagstar Bank, FSB | $2,755,000 | $690,000 | -75.0% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $635,000 | n/a | 0.1% | |
| EMBRACE HOME LOANS, INC. | $325,000 | $615,000 | 89.2% | 0.1% |
| Waukesha State Bank | $480,000 | $615,000 | 28.1% | 0.1% |
| UNION HOME MORTGAGE CORP. | $600,000 | n/a | 0.1% | |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $635,000 | $585,000 | -7.9% | 0.1% |
| PROPER RATE, LLC | $580,000 | n/a | 0.1% | |
| WINGS FINANCIAL | $575,000 | n/a | 0.1% | |
| GUARANTEED RATE AFFINITY, LLC | $225,000 | $565,000 | 151.1% | 0.1% |
| CIBM Bank | $540,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $230,000 | $535,000 | 132.6% | 0.1% |
| Bank Five Nine | $225,000 | $530,000 | 135.6% | 0.1% |
| Figure Lending LLC | $700,000 | $520,000 | -25.7% | 0.1% |
| SIRVA MORTGAGE, INC. | $520,000 | n/a | 0.1% | |
| PRIME FINANCIAL CREDIT UNION | $510,000 | n/a | 0.1% | |
| CBI Bank & Trust | $505,000 | n/a | 0.1% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $610,000 | $500,000 | -18.0% | 0.1% |
| Paramount Residential Mortgage Group, Inc. | $2,680,000 | $485,000 | -81.9% | 0.1% |
| The Equitable Bank, S.S.B. | $480,000 | n/a | 0.1% | |
| KELLER MORTGAGE, LLC | $460,000 | n/a | 0.1% | |
| Mound City Bank | $875,000 | $455,000 | -48.0% | 0.1% |
| Cornerstone Credit Union | $450,000 | n/a | 0.1% | |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $95,000 | $445,000 | 368.4% | 0.1% |
| MOVEMENT MORTGAGE, LLC | $345,000 | $440,000 | 27.5% | 0.1% |
| VILLAGE CAPITAL MORTGAGE | $950,000 | $430,000 | -54.7% | 0.1% |
| COMPASS MORTGAGE, INC. | $385,000 | $420,000 | 9.1% | 0.1% |
| Coastal Community Bank | $415,000 | n/a | 0.1% | |
| BAYSHORE MORTGAGE FUNDING, LLC | $395,000 | n/a | 0.1% | |
| Capitol Federal Savings Bank | $1,765,000 | $385,000 | -78.2% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $275,000 | $385,000 | 40.0% | 0.1% |
| Royal Credit Union | $75,000 | $370,000 | 393.3% | 0.1% |
| CALIBER HOME LOANS, INC. | $2,230,000 | $365,000 | -83.6% | 0.1% |
| CMG MORTGAGE, INC. | $155,000 | $355,000 | 129.0% | 0.1% |
| Dairy State Bank | $355,000 | n/a | 0.1% | |
| Rock Valley Credit Union | $225,000 | $355,000 | 57.8% | 0.1% |
| Farmers & Merchants State Bank | $1,265,000 | $345,000 | -72.7% | 0.1% |
| NBKC BANK | $345,000 | n/a | 0.1% | |
| Century Mortgage Company DBA Century Lending Company | $295,000 | $340,000 | 15.3% | 0.1% |
| M&T Bank | $355,000 | $330,000 | -7.0% | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | $95,000 | $330,000 | 247.4% | 0.0% |
| V.I.P. MORTGAGE, INC. | $700,000 | $325,000 | -53.6% | 0.0% |
| National Exchange Bank and Trust | $315,000 | n/a | 0.0% | |
| GREAT LAKES | $305,000 | n/a | 0.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $785,000 | $300,000 | -61.8% | 0.0% |
| River Bank | $295,000 | n/a | 0.0% | |
| Charles Schwab Bank, SSB | $285,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $675,000 | $285,000 | -57.8% | 0.0% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $275,000 | n/a | 0.0% | |
| BAY EQUITY LLC | $365,000 | $275,000 | -24.7% | 0.0% |
| PyraMax Bank, FSB | $275,000 | n/a | 0.0% | |
| ROYAL UNITED MORTGAGE LLC | $525,000 | $270,000 | -48.6% | 0.0% |
| Monona Bank | $4,360,000 | $265,000 | -93.9% | 0.0% |
| Morgan Stanley Private Bank | $315,000 | $265,000 | -15.9% | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | $265,000 | n/a | 0.0% | |
| Settlers Bank | $265,000 | n/a | 0.0% | |
| Ameris Bank | $255,000 | n/a | 0.0% | |
| First American Bank | $45,000 | $255,000 | 466.7% | 0.0% |
| First National Bank of Omaha | $330,000 | $255,000 | -22.7% | 0.0% |
| FIRST NORTHERN Credit Union | $165,000 | $255,000 | 54.5% | 0.0% |
| LOANPAL, LLC | $805,000 | $255,000 | -68.3% | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $115,000 | $255,000 | 121.7% | 0.0% |
| Denver Savings Bank | $245,000 | n/a | 0.0% | |
| Goldwater Bank, N.A. | $245,000 | n/a | 0.0% | |
| TOP FLITE FINANCIAL, INC. | $240,000 | n/a | 0.0% | |
| AMERICAN FINANCING CORPORATION | $455,000 | $235,000 | -48.4% | 0.0% |
| Citizens Bank | $235,000 | n/a | 0.0% | |
| DRAPER AND KRAMER MORTGAGE CORP. | $165,000 | $235,000 | 42.4% | 0.0% |
| The Federal Savings Bank | $225,000 | $235,000 | 4.4% | 0.0% |
| Connexus Credit Union | $255,000 | $230,000 | -9.8% | 0.0% |
| Allied First Bank,sb | $225,000 | n/a | 0.0% | |
| Community First Credit Union | $225,000 | n/a | 0.0% | |
| Plains Commerce Bank | $145,000 | $225,000 | 55.2% | 0.0% |
| Royal Bank | $225,000 | n/a | 0.0% | |
| Sauk Valley Bank & Trust Company | $250,000 | $225,000 | -10.0% | 0.0% |
| The Central Trust Bank | $205,000 | n/a | 0.0% | |
| CALCON MUTUAL MORTGAGE LLC | $200,000 | n/a | 0.0% | |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $380,000 | $195,000 | -48.7% | 0.0% |
| North Shore Trust and Savings | $195,000 | n/a | 0.0% | |
| The Harvard State Bank | $805,000 | $195,000 | -75.8% | 0.0% |
| 21ST MORTGAGE CORPORATION | $185,000 | $180,000 | -2.7% | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | $175,000 | n/a | 0.0% | |
| Citizens Community Federal | $175,000 | n/a | 0.0% | |
| BAY-VALLEY MORTGAGE GROUP | $155,000 | n/a | 0.0% | |
| Blue Ridge Bank | $640,000 | $155,000 | -75.8% | 0.0% |
| Great Midwest Bank, S.S.B. | $185,000 | $155,000 | -16.2% | 0.0% |
| Lakeview Community Capital, LLC | $155,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $175,000 | $155,000 | -11.4% | 0.0% |
| NORTHWEST BANK OF ROCKFORD | $715,000 | $155,000 | -78.3% | 0.0% |
| PHH Mortgage Corporation | $155,000 | n/a | 0.0% | |
| LONGBRIDGE FINANCIAL, LLC | $150,000 | n/a | 0.0% | |
| ALLIANT | $285,000 | $145,000 | -49.1% | 0.0% |
| Capitol Bank | $7,275,000 | $145,000 | -98.0% | 0.0% |
| Coulee Bank | $145,000 | n/a | 0.0% | |
| First State Bank of St. Charles, Missouri | $145,000 | n/a | 0.0% | |
| Gateway First Bank | $145,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $145,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $475,000 | $140,000 | -70.5% | 0.0% |
| SOVEREIGN LENDING GROUP INCORPORATED | $215,000 | $135,000 | -37.2% | 0.0% |
| VAN DYK MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $130,000 | n/a | 0.0% | |
| HOMESIDE FINANCIAL, LLC | $125,000 | $125,000 | 0.0% | 0.0% |
| Republic Bank of Chicago | $115,000 | n/a | 0.0% | |
| Morton Community Bank | $105,000 | n/a | 0.0% | |
| SUN WEST MORTGAGE COMPANY, INC. | $270,000 | $105,000 | -61.1% | 0.0% |
| CoVantage Credit Union | $375,000 | $100,000 | -73.3% | 0.0% |
| CO-OP Credit Union | $85,000 | n/a | 0.0% | |
| North Shore Bank FSB | $85,000 | $85,000 | 0.0% | 0.0% |
| APCI Federal Credit Union | $75,000 | n/a | 0.0% | |
| Byron Bank | $260,000 | $75,000 | -71.2% | 0.0% |
| UNIVERSITY CREDIT UNION | $75,000 | n/a | 0.0% | |
| Baxter Credit Union | $250,000 | $65,000 | -74.0% | 0.0% |
| Starion Bank | $1,420,000 | $65,000 | -95.4% | 0.0% |
| Transportation Federal Credit Union | $65,000 | n/a | 0.0% | |
| Luana Savings Bank | $85,000 | $55,000 | -35.3% | 0.0% |
| CONSUMERS COOPERATIVE CREDIT UNION | $400,000 | $45,000 | -88.8% | 0.0% |
| Fidelity Bank | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $280,000 | $35,000 | -87.5% | 0.0% |
| Union State Bank of Fargo | $35,000 | n/a | 0.0% | |
| MAYO EMPLOYEES FEDERAL CREDIT UNION | $25,000 | n/a | 0.0% | |
| Arvest Bank | $265,000 | $15,000 | -94.3% | 0.0% |
JANESVILLE - BELOIT's top lender by overall market share is Johnson Bank, with 9.2% market share. In second place, with 9.1%, is Summit Credit Union, having originated $60,595,000 in loans. In third place, with 7.7%, is Blackhawk Community Credit Union, having originated $51,285,000 in loans. In fourth place, with 4.5%, is GUILD MORTGAGE COMPANY, having originated $29,805,000 in loans. In fifth place, with 4.0%, is University of Wisconsin Credit Union, having originated $26,340,000 in loans.
JANESVILLE - BELOIT Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - JANESVILLE - BELOIT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $166,700 (19.2%) | $211,242 (14.1%) | 0.62 | 307 |
| 2018-02-01 | $160,950 (12.7%) | $211,298 (11.9%) | 0.58 | 279 |
| 2018-03-01 | $182,000 (17.5%) | $227,617 (15.0%) | 0.64 | 233 |
| 2018-04-01 | $186,950 (11.3%) | $229,985 (7.4%) | 0.63 | 244 |
| 2018-05-01 | $185,450 (8.5%) | $229,592 (5.4%) | 0.62 | 247 |
| 2018-06-01 | $199,950 (18.4%) | $239,619 (9.5%) | 0.67 | 280 |
| 2018-07-01 | $206,225 (18.3%) | $243,109 (8.0%) | 0.69 | 318 |
| 2018-08-01 | $209,075 (19.5%) | $242,656 (8.2%) | 0.70 | 405 |
| 2018-09-01 | $194,500 (11.2%) | $233,967 (6.1%) | 0.65 | 435 |
| 2018-10-01 | $192,425 (10.0%) | $232,501 (4.8%) | 0.65 | 441 |
| 2018-11-01 | $193,900 (9.6%) | $240,149 (11.7%) | 0.66 | 411 |
| 2018-12-01 | $184,900 (8.8%) | $228,967 (6.8%) | 0.64 | 379 |
| 2019-01-01 | $188,400 (13.0%) | $235,776 (11.6%) | 0.65 | 339 |
| 2019-02-01 | $189,950 (18.0%) | $237,222 (12.3%) | 0.64 | 289 |
| 2019-03-01 | $211,976 (16.5%) | $247,228 (8.6%) | 0.69 | 284 |
| 2019-04-01 | $219,476 (17.4%) | $247,454 (7.6%) | 0.70 | 300 |
| 2019-05-01 | $224,950 (21.3%) | $254,881 (11.0%) | 0.70 | 327 |
| 2019-06-01 | $225,000 (12.5%) | $258,173 (7.7%) | 0.70 | 313 |
| 2019-07-01 | $227,425 (10.3%) | $258,880 (6.5%) | 0.71 | 336 |
| 2019-08-01 | $227,173 (8.7%) | $258,660 (6.6%) | 0.72 | 361 |
| 2019-09-01 | $223,082 (14.7%) | $256,402 (9.6%) | 0.71 | 385 |
| 2019-10-01 | $218,900 (13.8%) | $253,286 (8.9%) | 0.71 | 400 |
| 2019-11-01 | $214,900 (10.8%) | $245,742 (2.3%) | 0.70 | 358 |
| 2019-12-01 | $214,900 (16.2%) | $239,766 (4.7%) | 0.72 | 335 |
| 2020-01-01 | $210,175 (11.6%) | $237,395 (0.7%) | 0.70 | 312 |
| 2020-02-01 | $214,100 (12.7%) | $241,836 (2.0%) | 0.70 | 253 |
| 2020-03-01 | $214,950 (1.4%) | $247,097 (-0.1%) | 0.67 | 249 |
| 2020-04-01 | $218,900 (-0.3%) | $239,060 (-3.4%) | 0.69 | 267 |
| 2020-05-01 | $221,450 (-1.6%) | $247,752 (-2.8%) | 0.67 | 241 |
| 2020-06-01 | $219,650 (-2.4%) | $256,738 (-0.6%) | 0.65 | 214 |
| 2020-07-01 | $229,900 (1.1%) | $266,507 (3.0%) | 0.67 | 200 |
| 2020-08-01 | $249,000 (9.6%) | $277,667 (7.4%) | 0.71 | 219 |
| 2020-09-01 | $219,825 (-1.5%) | $271,170 (5.8%) | 0.63 | 206 |
| 2020-10-01 | $219,900 (0.5%) | $271,129 (7.0%) | 0.63 | 208 |
| 2020-11-01 | $212,450 (-1.1%) | $257,217 (4.7%) | 0.62 | 209 |
| 2020-12-01 | $209,950 (-2.3%) | $252,631 (5.4%) | 0.62 | 165 |
| 2021-01-01 | $225,950 (7.5%) | $253,471 (6.8%) | 0.67 | 136 |
| 2021-02-01 | $224,900 (5.0%) | $257,910 (6.7%) | 0.65 | 126 |
| 2021-03-01 | $228,950 (6.5%) | $269,786 (9.2%) | 0.65 | 102 |
| 2021-04-01 | $247,900 (13.3%) | $291,762 (22.1%) | 0.67 | 112 |
| 2021-05-01 | $229,000 (3.4%) | $278,238 (12.3%) | 0.61 | 139 |
| 2021-06-01 | $227,450 (3.6%) | $274,625 (7.0%) | 0.60 | 158 |
| 2021-07-01 | $229,900 (0.0%) | $271,777 (2.0%) | 0.61 | 192 |
| 2021-08-01 | $229,950 (-7.7%) | $265,220 (-4.5%) | 0.61 | 217 |
| 2021-09-01 | $236,175 (7.4%) | $268,981 (-0.8%) | 0.63 | 242 |
| 2021-10-01 | $239,900 (9.1%) | $273,005 (0.7%) | 0.64 | 240 |
| 2021-11-01 | $236,925 (11.5%) | $274,801 (6.8%) | 0.63 | 208 |
| 2021-12-01 | $229,075 (9.1%) | $276,391 (9.4%) | 0.62 | 191 |
| 2022-01-01 | $249,900 (10.6%) | $293,330 (15.7%) | 0.68 | 152 |
| 2022-02-01 | $271,200 (20.6%) | $318,967 (23.7%) | 0.71 | 128 |
| 2022-03-01 | $274,450 (19.9%) | $327,573 (21.4%) | 0.69 | 134 |
| 2022-04-01 | $289,900 (16.9%) | $323,972 (11.0%) | 0.69 | 162 |
| 2022-05-01 | $289,900 (26.6%) | $312,685 (12.4%) | 0.66 | 183 |
| 2022-06-01 | $293,675 (29.1%) | $323,993 (18.0%) | 0.65 | 196 |
| 2022-07-01 | $289,950 (26.1%) | $323,031 (18.9%) | 0.65 | 232 |
| 2022-08-01 | $293,725 (27.7%) | $332,440 (25.3%) | 0.68 | 238 |
| 2022-09-01 | $298,175 (26.3%) | $341,159 (26.8%) | 0.70 | 236 |
| 2022-10-01 | $303,266 (26.4%) | $340,815 (24.8%) | 0.71 | 252 |
| 2022-11-01 | $298,125 (25.8%) | $338,969 (23.4%) | 0.72 | 252 |
| 2022-12-01 | $299,900 (30.9%) | $347,040 (25.6%) | 0.74 | 197 |
| 2023-01-01 | $301,250 (20.6%) | $353,176 (20.4%) | 0.75 | 163 |
| 2023-02-01 | $312,059 (15.1%) | $356,737 (11.8%) | 0.75 | 130 |
| 2023-03-01 | $330,750 (20.5%) | $365,893 (11.7%) | 0.78 | 132 |
| 2023-04-01 | $338,442 (16.7%) | $365,765 (12.9%) | 0.79 | 132 |
| 2023-05-01 | $328,014 (13.2%) | $361,884 (15.7%) | 0.74 | 154 |
| 2023-06-01 | $324,100 (10.4%) | $359,574 (11.0%) | 0.73 | 175 |
| 2023-07-01 | $331,439 (14.3%) | $353,897 (9.6%) | 0.75 | 182 |
| 2023-08-01 | $324,900 (10.6%) | $352,733 (6.1%) | 0.75 | 203 |
| 2023-09-01 | $319,900 (7.3%) | $340,795 (-0.1%) | 0.74 | 220 |
| 2023-10-01 | $322,400 (6.3%) | $341,024 (0.1%) | 0.76 | 228 |
| 2023-11-01 | $304,906 (2.3%) | $331,645 (-2.2%) | 0.73 | 241 |
| 2023-12-01 | $299,900 (0.0%) | $318,716 (-8.2%) | 0.73 | 221 |
| 2024-01-01 | $299,900 (-0.5%) | $318,055 (-9.9%) | 0.73 | 189 |
| 2024-02-01 | $315,000 (0.9%) | $330,337 (-7.4%) | 0.76 | 173 |
| 2024-03-01 | $329,450 (-0.4%) | $354,920 (-3.0%) | 0.78 | 169 |
JANESVILLE - BELOIT's median listing price for 2024-03-01 was $329,450, a difference of
$-1,300
(-0.4%) versus the prior year and
$14,450 versus the prior month.
JANESVILLE - BELOIT's median listing price comes in at 78% of the national average.
JANESVILLE - BELOIT's average listing price for 2024-03-01 was $354,920, a difference of $-10,973 (-3.0%) versus the prior year and $24,583 versus the prior month.
For the 2024-03-01 period, JANESVILLE - BELOIT had 169 MLS listings, a difference of -4 listings (-2%) versus the prior month and 37 listings (28%) versus the prior year.
JANESVILLE - BELOIT's median listing price comes in at 78% of the national average.
JANESVILLE - BELOIT's average listing price for 2024-03-01 was $354,920, a difference of $-10,973 (-3.0%) versus the prior year and $24,583 versus the prior month.
For the 2024-03-01 period, JANESVILLE - BELOIT had 169 MLS listings, a difference of -4 listings (-2%) versus the prior month and 37 listings (28%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - JANESVILLE - BELOIT (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 79 days | 1,651 sqft |
| 2018-02-01 | 81 days | 1,634 sqft |
| 2018-03-01 | 58 days | 1,675 sqft |
| 2018-04-01 | 40 days | 1,731 sqft |
| 2018-05-01 | 38 days | 1,742 sqft |
| 2018-06-01 | 40 days | 1,780 sqft |
| 2018-07-01 | 39 days | 1,785 sqft |
| 2018-08-01 | 38 days | 1,768 sqft |
| 2018-09-01 | 43 days | 1,752 sqft |
| 2018-10-01 | 48 days | 1,719 sqft |
| 2018-11-01 | 54 days | 1,726 sqft |
| 2018-12-01 | 68 days | 1,652 sqft |
| 2019-01-01 | 78 days | 1,680 sqft |
| 2019-02-01 | 88 days | 1,719 sqft |
| 2019-03-01 | 77 days | 1,773 sqft |
| 2019-04-01 | 54 days | 1,800 sqft |
| 2019-05-01 | 46 days | 1,834 sqft |
| 2019-06-01 | 46 days | 1,833 sqft |
| 2019-07-01 | 44 days | 1,855 sqft |
| 2019-08-01 | 46 days | 1,867 sqft |
| 2019-09-01 | 49 days | 1,862 sqft |
| 2019-10-01 | 52 days | 1,854 sqft |
| 2019-11-01 | 64 days | 1,803 sqft |
| 2019-12-01 | 70 days | 1,770 sqft |
| 2020-01-01 | 74 days | 1,740 sqft |
| 2020-02-01 | 74 days | 1,718 sqft |
| 2020-03-01 | 60 days | 1,737 sqft |
| 2020-04-01 | 48 days | 1,745 sqft |
| 2020-05-01 | 54 days | 1,777 sqft |
| 2020-06-01 | 63 days | 1,795 sqft |
| 2020-07-01 | 56 days | 1,784 sqft |
| 2020-08-01 | 46 days | 1,850 sqft |
| 2020-09-01 | 47 days | 1,807 sqft |
| 2020-10-01 | 40 days | 1,784 sqft |
| 2020-11-01 | 44 days | 1,731 sqft |
| 2020-12-01 | 51 days | 1,682 sqft |
| 2021-01-01 | 54 days | 1,683 sqft |
| 2021-02-01 | 40 days | 1,635 sqft |
| 2021-03-01 | 40 days | 1,702 sqft |
| 2021-04-01 | 28 days | 1,757 sqft |
| 2021-05-01 | 29 days | 1,754 sqft |
| 2021-06-01 | 33 days | 1,697 sqft |
| 2021-07-01 | 34 days | 1,701 sqft |
| 2021-08-01 | 30 days | 1,699 sqft |
| 2021-09-01 | 31 days | 1,675 sqft |
| 2021-10-01 | 37 days | 1,633 sqft |
| 2021-11-01 | 45 days | 1,633 sqft |
| 2021-12-01 | 53 days | 1,606 sqft |
| 2022-01-01 | 58 days | 1,695 sqft |
| 2022-02-01 | 57 days | 1,769 sqft |
| 2022-03-01 | 24 days | 1,784 sqft |
| 2022-04-01 | 31 days | 1,784 sqft |
| 2022-05-01 | 36 days | 1,725 sqft |
| 2022-06-01 | 38 days | 1,755 sqft |
| 2022-07-01 | 34 days | 1,764 sqft |
| 2022-08-01 | 44 days | 1,784 sqft |
| 2022-09-01 | 49 days | 1,784 sqft |
| 2022-10-01 | 46 days | 1,784 sqft |
| 2022-11-01 | 47 days | 1,800 sqft |
| 2022-12-01 | 55 days | 1,825 sqft |
| 2023-01-01 | 71 days | 1,815 sqft |
| 2023-02-01 | 53 days | 1,845 sqft |
| 2023-03-01 | 37 days | 1,844 sqft |
| 2023-04-01 | 39 days | 1,810 sqft |
| 2023-05-01 | 32 days | 1,811 sqft |
| 2023-06-01 | 31 days | 1,797 sqft |
| 2023-07-01 | 40 days | 1,760 sqft |
| 2023-08-01 | 37 days | 1,659 sqft |
| 2023-09-01 | 44 days | 1,700 sqft |
| 2023-10-01 | 42 days | 1,660 sqft |
| 2023-11-01 | 44 days | 1,601 sqft |
| 2023-12-01 | 55 days | 1,580 sqft |
| 2024-01-01 | 63 days | 1,579 sqft |
| 2024-02-01 | 51 days | 1,593 sqft |
| 2024-03-01 | 32 days | 1,669 sqft |
JANESVILLE - BELOIT's median listing age (time on market) for 2024-03-01 was 32 days.
This
is -12%
shorter
than the same period one year ago.
JANESVILLE - BELOIT's median square footage for active listings during the 2024-03-01 period was 1,669 sqft. One year prior, the average listing was 1,844 sqft.
JANESVILLE - BELOIT's median square footage for active listings during the 2024-03-01 period was 1,669 sqft. One year prior, the average listing was 1,844 sqft.
JANESVILLE-BELOIT, WI Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 53114 | Janesville-Beloit, WI MSA | $890 | $920 | $1,210 | $1,620 | $1,710 |
| 53190 | Janesville-Beloit, WI MSA | $710 | $730 | $960 | $1,280 | $1,350 |
| 53501 | Janesville-Beloit, WI MSA | $750 | $770 | $1,020 | $1,360 | $1,440 |
| 53502 | Janesville-Beloit, WI MSA | $700 | $710 | $930 | $1,130 | $1,250 |
| 53505 | Janesville-Beloit, WI MSA | $800 | $810 | $1,070 | $1,430 | $1,500 |
| 53511 | Janesville-Beloit, WI MSA | $750 | $770 | $1,020 | $1,360 | $1,440 |
| 53512 | Janesville-Beloit, WI MSA | $750 | $770 | $1,020 | $1,360 | $1,440 |
| 53520 | Janesville-Beloit, WI MSA | $690 | $700 | $920 | $1,150 | $1,250 |
| 53521 | Janesville-Beloit, WI MSA | $970 | $1,060 | $1,320 | $1,670 | $1,860 |
| 53525 | Janesville-Beloit, WI MSA | $740 | $770 | $1,010 | $1,350 | $1,420 |
| 53534 | Janesville-Beloit, WI MSA | $840 | $970 | $1,130 | $1,510 | $1,760 |
| 53536 | Janesville-Beloit, WI MSA | $720 | $740 | $980 | $1,310 | $1,380 |
| 53537 | Janesville-Beloit, WI MSA | $710 | $730 | $960 | $1,280 | $1,350 |
| 53538 | Janesville-Beloit, WI MSA | $780 | $810 | $1,060 | $1,420 | $1,490 |
| 53545 | Janesville-Beloit, WI MSA | $750 | $770 | $1,020 | $1,360 | $1,440 |
| 53546 | Janesville-Beloit, WI MSA | $780 | $810 | $1,060 | $1,420 | $1,490 |
| 53547 | Janesville-Beloit, WI MSA | $750 | $770 | $1,020 | $1,360 | $1,440 |
| 53548 | Janesville-Beloit, WI MSA | $730 | $750 | $990 | $1,320 | $1,400 |
| 53563 | Janesville-Beloit, WI MSA | $760 | $790 | $1,040 | $1,390 | $1,470 |
| 53576 | Janesville-Beloit, WI MSA | $910 | $940 | $1,240 | $1,660 | $1,750 |
| 53585 | Janesville-Beloit, WI MSA | $720 | $740 | $980 | $1,310 | $1,380 |
| 53589 | Janesville-Beloit, WI MSA | $880 | $1,040 | $1,210 | $1,590 | $1,790 |
2022 Average & Median Rent Data Statistics
JANESVILLE-BELOIT, WI average 1BR rent: $812, median: $770
JANESVILLE-BELOIT, WI average 2BR rent: $1,053, median: $1,020
JANESVILLE-BELOIT, WI average 3BR rent: $1,393, median: $1,360
JANESVILLE-BELOIT, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,041 | $461,325,000 | $226,029 |
| Other | 690 | $41,660,000 | $60,377 |
| Refi | 662 | $65,650,000 | $99,169 |
| Home Improvement | 610 | $36,480,000 | $59,803 |
| Cash Out Refi | 442 | $60,900,000 | $137,783 |
Janesville - Beloit's most frequently cited loan purpose was Home Purchase, with 2,041 originations. The 2nd most popular reason was Other, with 690 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,264 | $257,570,000 | $203,774 |
| 7-8% | 977 | $151,665,000 | $155,235 |
| Over 8% | 947 | $69,575,000 | $73,469 |
| 5-6% | 478 | $95,120,000 | $198,996 |
| <2.5% | 340 | $24,540,000 | $72,176 |
| 4-5% | 91 | $7,685,000 | $84,451 |
| 3-4% | 63 | $3,795,000 | $60,238 |
| 2.5-3% | 39 | $2,545,000 | $65,256 |
During 2023, Janesville - Beloit's most frequently originated rate bucket was 6-7%, with 1,264 originations.
Loan Sizing (JANESVILLE-BELOIT, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 1,982 | $99,150,000 | $50,025 |
| $100k-200k | 1,237 | $181,445,000 | $146,681 |
| $200k-400k | 1,100 | $297,810,000 | $270,736 |
| $400k-600k | 87 | $40,795,000 | $468,908 |
| $600k-1000k | 32 | $23,390,000 | $730,938 |
| $Over $1MM | 7 | $23,425,000 | $3,346,429 |
JANESVILLE - BELOIT's loan sizing saw the bucket of loans from $100,000 or less with 1,982 originations, totaling $99,150,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,300 | $308,300,000 | $237,154 |
| Under 20% | 961 | $34,185,000 | $35,572 |
| 20-40% | 827 | $76,935,000 | $93,029 |
| 60-80% | 687 | $134,995,000 | $196,499 |
| 40-60% | 376 | $50,630,000 | $134,654 |
| Over 100% | 17 | $4,935,000 | $290,294 |
JANESVILLE - BELOIT's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,300 originations, totaling $308,300,000 in origination value.