Beaver Dam Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Beaver Dam averaged
6.85%
for the week of 2023-09-21, compared to the national average of
7.19% for the same period.
The average rate for the prior week (2023-09-14) was
6.64% and
one month ago for the week of 2023-08-17, the
average rate was 6.65%.
Beaver Dam's average rate one year ago was 5.38%.
For refis of the same type during the week of 2023-09-21, the average rate
was 6.55%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2023-09-21 | 7.19% |
| Beaver Dam 30 Year Fixed Rate | 2023-09-21 | 6.85% |
| Beaver Dam 30 Year Fixed Rate Refi | 2023-09-21 | 6.55% |
| Beaver Dam 15 Year Fixed Rate | 2023-09-21 | 7.33% |
| Beaver Dam 15 Year Fixed Rate Refi | 2023-09-21 | 6.44% |
| Beaver Dam 30 Year FHA | 2023-09-21 | 6.94% |
| Beaver Dam 30 Year FHA Refi | 2023-09-21 | 7.14% |
| Beaver Dam 30 Year USDA | 2023-09-21 | 6.82% |
| Beaver Dam 30 Year USDA Refi | 2023-09-21 | 7.22% |
| Beaver Dam 30 Year VA | 2023-09-21 | 6.72% |
| Beaver Dam 30 Year VA Refi | 2023-09-21 | 7.02% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beaver Dam, WI.
Beaver Dam Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beaver Dam, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Beaver Dam Average Closing Costs & Other Stats
Beaver Dam, WI's 128 lenders originated 2,504
loans during 2022. The total origination value was $412,480,000, with an average loan value of
$164,728.
Beaver Dam's average closing costs are $3,137.
The top Beaver Dam lender as defined by loan originations is Summit Credit Union, with
87 loans originated. Their average total fees are
$2,280, which is $232
higher than the next largest lender,
Landmark Credit Union.
The lowest fee Beaver Dam lenders (with over 10 loans originated) are
Horicon Bank ($1,339), Hometown Bank ($1,358), Fox Valley Savings Bank ($1,457), National Exchange Bank and Trust ($1,726) and Landmark Credit Union ($2,048).
The lowest rate Beaver Dam lenders (with over 10 loans originated) are
Deere Employees Credit Union (3.80%), Bankers' Bank (4.08%), Waukesha State Bank (4.12%), Landmark Credit Union (4.49%) and NEWREZ LLC (4.49%).
Beaver Dam, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
|---|---|---|---|---|
| Summit Credit Union | $64,955,000 | $39,240,000 | -39.6% | 9.5% |
| Landmark Credit Union | $57,075,000 | $31,535,000 | -44.7% | 7.6% |
| Horicon Bank | $51,500,000 | $23,575,000 | -54.2% | 5.7% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $36,820,000 | $17,290,000 | -53.0% | 4.2% |
| QUICKEN LOANS, LLC | $28,290,000 | $12,170,000 | -57.0% | 3.0% |
| National Exchange Bank and Trust | $20,655,000 | $11,770,000 | -43.0% | 2.9% |
| WALKER & DUNLOP, LLC | $9,955,000 | n/a | 2.4% | |
| Associated Bank | $24,060,000 | $9,895,000 | -58.9% | 2.4% |
| Grandbridge Real Estate Capital LLC | $9,690,000 | n/a | 2.3% | |
| University of Wisconsin Credit Union | $11,670,000 | $8,375,000 | -28.2% | 2.0% |
| PremierBank | $7,000,000 | $8,180,000 | 16.9% | 2.0% |
| BMO Harris Bank | $7,160,000 | $7,825,000 | 9.3% | 1.9% |
| U.S. Bank | $15,585,000 | $7,520,000 | -51.7% | 1.8% |
| Bank Five Nine | $9,705,000 | $7,070,000 | -27.2% | 1.7% |
| CMG MORTGAGE, INC. | $8,930,000 | $5,775,000 | -35.3% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,260,000 | $5,540,000 | -46.0% | 1.3% |
| NEWREZ LLC | $9,740,000 | $5,185,000 | -46.8% | 1.3% |
| JPMorgan Chase Bank | $5,260,000 | $4,995,000 | -5.0% | 1.2% |
| Farmers and Merchants Union Bank | $9,010,000 | $4,885,000 | -45.8% | 1.2% |
| Wells Fargo Bank | $12,540,000 | $4,430,000 | -64.7% | 1.1% |
| Fox Valley Savings Bank | $10,035,000 | $4,365,000 | -56.5% | 1.1% |
| Deere Employees Credit Union | $4,880,000 | $4,135,000 | -15.3% | 1.0% |
| Bank First, N.A. | $5,585,000 | $3,705,000 | -33.7% | 0.9% |
| Waukesha State Bank | $4,200,000 | $3,590,000 | -14.5% | 0.9% |
| FINANCE OF AMERICA MORTGAGE LLC | $2,055,000 | $3,530,000 | 71.8% | 0.9% |
| LOANDEPOT.COM, LLC | $9,375,000 | $3,485,000 | -62.8% | 0.8% |
| Community First Credit Union | $360,000 | $3,455,000 | 859.7% | 0.8% |
| Mortgage Research Center, LLC | $6,085,000 | $3,435,000 | -43.5% | 0.8% |
| Prosperity Home Mortgage, LLC | $4,160,000 | $3,435,000 | -17.4% | 0.8% |
| Paramount Residential Mortgage Group, Inc. | $6,430,000 | $3,430,000 | -46.7% | 0.8% |
| MARINE | $4,040,000 | $3,335,000 | -17.5% | 0.8% |
| Waterstone Mortgage Corporation | $1,275,000 | $3,325,000 | 160.8% | 0.8% |
| WaterStone Bank, SSB | $225,000 | $3,170,000 | 1,308.9% | 0.8% |
| FREEDOM MORTGAGE CORPORATION | $12,970,000 | $3,160,000 | -75.6% | 0.8% |
| COMPEER FINANCIAL, FLCA | $7,115,000 | $2,935,000 | -58.7% | 0.7% |
| Johnson Bank | $4,530,000 | $2,880,000 | -36.4% | 0.7% |
| Mr. Cooper ( Nationstar Mortgage ) | $6,700,000 | $2,825,000 | -57.8% | 0.7% |
| PLANET HOME LENDING, LLC | $3,845,000 | $2,785,000 | -27.6% | 0.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,910,000 | $2,745,000 | 43.7% | 0.7% |
| Citizens Bank | $130,000 | $2,650,000 | 1,938.5% | 0.6% |
| FORTE BANK | $5,325,000 | $2,605,000 | -51.1% | 0.6% |
| A + MORTGAGE SERVICES, INC. | $5,505,000 | $2,565,000 | -53.4% | 0.6% |
| THOMPSON KANE & COMPANY, LLC | $2,570,000 | $2,450,000 | -4.7% | 0.6% |
| Barrington Bank & Trust Company, N.A. | $3,145,000 | $2,435,000 | -22.6% | 0.6% |
| WISCONSIN MORTGAGE CORPORATION | $8,590,000 | $2,380,000 | -72.3% | 0.6% |
| Bell Bank | $4,225,000 | $2,370,000 | -43.9% | 0.6% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,500,000 | $2,360,000 | -63.7% | 0.6% |
| Farmers & Merchants State Bank | $2,830,000 | $2,255,000 | -20.3% | 0.5% |
| CHERRY CREEK MORTGAGE, LLC | $1,250,000 | $2,195,000 | 75.6% | 0.5% |
| Hometown Bank | $3,685,000 | $2,195,000 | -40.4% | 0.5% |
| GUARANTEED RATE, INC. | $5,435,000 | $2,150,000 | -60.4% | 0.5% |
| Bankers' Bank | $7,335,000 | $2,050,000 | -72.1% | 0.5% |
| INLANTA MORTGAGE, INC. | $5,415,000 | $2,010,000 | -62.9% | 0.5% |
| CALIBER HOME LOANS, INC. | $4,530,000 | $1,990,000 | -56.1% | 0.5% |
| NAVY FEDERAL CREDIT UNION | $465,000 | $1,990,000 | 328.0% | 0.5% |
| Ixonia Bank | $5,430,000 | $1,855,000 | -65.8% | 0.4% |
| AMERISAVE MORTGAGE CORPORATION | $3,510,000 | $1,790,000 | -49.0% | 0.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | $1,460,000 | $1,695,000 | 16.1% | 0.4% |
| Flagstar Bank, FSB | $1,615,000 | $1,680,000 | 4.0% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,990,000 | $1,670,000 | -44.1% | 0.4% |
| Bank of Sun Prairie | $1,875,000 | $1,650,000 | -12.0% | 0.4% |
| Bank of England | $3,530,000 | $1,600,000 | -54.7% | 0.4% |
| Carrington Mortgage Services, LLC | $2,165,000 | $1,545,000 | -28.6% | 0.4% |
| PENNYMAC LOAN SERVICES, LLC | $3,710,000 | $1,510,000 | -59.3% | 0.4% |
| American Mortgage & Equity Consultants, Inc. | $625,000 | $1,435,000 | 129.6% | 0.3% |
| Old National Bank | $3,435,000 | $1,415,000 | -58.8% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,240,000 | $1,350,000 | -39.7% | 0.3% |
| Nations Lending Corporation | $625,000 | $1,325,000 | 112.0% | 0.3% |
| PNC Bank | $505,000 | $1,315,000 | 160.4% | 0.3% |
| North Shore Bank FSB | $4,970,000 | $1,285,000 | -74.1% | 0.3% |
| Glacier Hills Credit Union | $1,715,000 | $1,220,000 | -28.9% | 0.3% |
| Westbury Bank | $4,355,000 | $1,215,000 | -72.1% | 0.3% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $2,105,000 | $1,195,000 | -43.2% | 0.3% |
| Bank of Deerfield | $640,000 | $1,155,000 | 80.5% | 0.3% |
| DMB Community Bank | $2,510,000 | $1,120,000 | -55.4% | 0.3% |
| State Bank of Cross Plains | $255,000 | $1,100,000 | 331.4% | 0.3% |
| VERVE, A CREDIT UNION | $7,545,000 | $1,095,000 | -85.5% | 0.3% |
| HOME POINT FINANCIAL CORPORATION | $2,895,000 | $1,065,000 | -63.2% | 0.3% |
| First Federal Bank | $3,065,000 | $1,010,000 | -67.0% | 0.2% |
| EDUCATORS CREDIT UNION | $1,340,000 | $990,000 | -26.1% | 0.2% |
| LAKEVIEW LOAN SERVICING, LLC | $1,975,000 | $930,000 | -52.9% | 0.2% |
| GSF Mortgage Corporation | $3,880,000 | $925,000 | -76.2% | 0.2% |
| AXIA FINANCIAL, LLC | $75,000 | $905,000 | 1,106.7% | 0.2% |
| MID AMERICA MORTGAGE, INC. | $270,000 | $870,000 | 222.2% | 0.2% |
| Settlers Bank | $650,000 | $850,000 | 30.8% | 0.2% |
| Collins State Bank | $155,000 | $830,000 | 435.5% | 0.2% |
| FIRST STATE MORTGAGE SERVICES, LLC | $2,375,000 | $810,000 | -65.9% | 0.2% |
| Heartland Credit Union (Madison) | $855,000 | $785,000 | -8.2% | 0.2% |
| Home Federal Savings Bank | $780,000 | n/a | 0.2% | |
| Oregon Community Bank | $1,275,000 | $780,000 | -38.8% | 0.2% |
| GUARANTEED RATE AFFINITY, LLC | $505,000 | $740,000 | 46.5% | 0.2% |
| Badger Bank | $600,000 | $725,000 | 20.8% | 0.2% |
| Servion, Inc. | $2,755,000 | $695,000 | -74.8% | 0.2% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $250,000 | $695,000 | 178.0% | 0.2% |
| AMERICAN FINANCING CORPORATION | $675,000 | n/a | 0.2% | |
| Town Bank, N.A. | $560,000 | $675,000 | 20.5% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $745,000 | $670,000 | -10.1% | 0.2% |
| NEW DAY FINANCIAL, LLC | $910,000 | $650,000 | -28.6% | 0.2% |
| ENVOY MORTGAGE, LTD | $1,115,000 | $645,000 | -42.2% | 0.2% |
| Blackhawk Community Credit Union | $495,000 | $635,000 | 28.3% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $1,345,000 | $635,000 | -52.8% | 0.2% |
| CIBM Bank | $1,030,000 | $590,000 | -42.7% | 0.1% |
| Guardian Credit Union | $295,000 | $590,000 | 100.0% | 0.1% |
| Bank of America | $460,000 | $565,000 | 22.8% | 0.1% |
| EMBRACE HOME LOANS, INC. | $155,000 | $560,000 | 261.3% | 0.1% |
| Chicago Financial Services, Inc. | $555,000 | n/a | 0.1% | |
| Premier Community Bank | $555,000 | n/a | 0.1% | |
| Kohler Credit Union | $165,000 | $540,000 | 227.3% | 0.1% |
| V.I.P. MORTGAGE, INC. | $1,325,000 | $540,000 | -59.2% | 0.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,590,000 | $515,000 | -80.1% | 0.1% |
| Monona Bank | $460,000 | $515,000 | 12.0% | 0.1% |
| The Equitable Bank, S.S.B. | $2,385,000 | $515,000 | -78.4% | 0.1% |
| CAPITAL Credit Union | $505,000 | n/a | 0.1% | |
| Fortifi Bank | $135,000 | $495,000 | 266.7% | 0.1% |
| Stifel Bank and Trust | $300,000 | $485,000 | 61.7% | 0.1% |
| The Port Washington State Bank | $1,300,000 | $475,000 | -63.5% | 0.1% |
| Ally Bank | $440,000 | $465,000 | 5.7% | 0.1% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $440,000 | $465,000 | 5.7% | 0.1% |
| The Bank of Kaukauna | $425,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $95,000 | $375,000 | 294.7% | 0.1% |
| Citizens Bank | $130,000 | $370,000 | 184.6% | 0.1% |
| Baxter Credit Union | $730,000 | $360,000 | -50.7% | 0.1% |
| Discover Bank | $240,000 | $360,000 | 50.0% | 0.1% |
| PREMIA MORTGAGE, LLC | $355,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $900,000 | $340,000 | -62.2% | 0.1% |
| BNC National Bank | $335,000 | n/a | 0.1% | |
| The Huntington National Bank | $125,000 | $335,000 | 168.0% | 0.1% |
| Baraboo State Bank | $105,000 | $330,000 | 214.3% | 0.1% |
| DRAPER AND KRAMER MORTGAGE CORP. | $330,000 | n/a | 0.1% | |
| Nicolet National Bank | $310,000 | $325,000 | 4.8% | 0.1% |
| Great Midwest Bank, S.S.B. | $1,810,000 | $320,000 | -82.3% | 0.1% |
| NATIONS RELIABLE LENDING, LLC | $330,000 | $320,000 | -3.0% | 0.1% |
| Summit Mortgage Corporation | $320,000 | n/a | 0.1% | |
| First Savings Bank | $315,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $175,000 | $305,000 | 74.3% | 0.1% |
| LIMA ONE CAPITAL, LLC | $160,000 | $305,000 | 90.6% | 0.1% |
| AmeriHome Mortgage Company, LLC | $205,000 | $300,000 | 46.3% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $505,000 | $290,000 | -42.6% | 0.1% |
| KELLER MORTGAGE, LLC | $320,000 | $285,000 | -10.9% | 0.1% |
| Merchants Bank | $285,000 | n/a | 0.1% | |
| Merchants Bank of Indiana | $285,000 | n/a | 0.1% | |
| West Pointe Bank | $195,000 | $285,000 | 46.2% | 0.1% |
| The Park Bank | $960,000 | $280,000 | -70.8% | 0.1% |
| Loan Simple, Inc. | $275,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $1,630,000 | $270,000 | -83.4% | 0.1% |
| Gold Coast Bank | $265,000 | n/a | 0.1% | |
| Colonial Savings, F.A. | $255,000 | n/a | 0.1% | |
| Mutual Federal Bank | $255,000 | n/a | 0.1% | |
| Oak Bank | $95,000 | $255,000 | 168.4% | 0.1% |
| TOWNE MORTGAGE COMPANY | $755,000 | $255,000 | -66.2% | 0.1% |
| Wyndham Capital Mortgage, Inc. | $165,000 | $255,000 | 54.5% | 0.1% |
| SOVEREIGN LENDING GROUP INCORPORATED | $205,000 | $245,000 | 19.5% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $235,000 | n/a | 0.1% | |
| 21ST MORTGAGE CORPORATION | $135,000 | $230,000 | 70.4% | 0.1% |
| First Guaranty Mortgage Corporation | $1,370,000 | $230,000 | -83.2% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $425,000 | $225,000 | -47.1% | 0.1% |
| NBKC BANK | $255,000 | $225,000 | -11.8% | 0.1% |
| TOTAL MORTGAGE SERVICES, LLC | $1,905,000 | $225,000 | -88.2% | 0.1% |
| First American Bank | $220,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $595,000 | $210,000 | -64.7% | 0.1% |
| Mid-Continent Funding, Inc. | $205,000 | n/a | 0.0% | |
| NEW FED MORTGAGE, CORP. | $205,000 | n/a | 0.0% | |
| Denmark State Bank | $195,000 | n/a | 0.0% | |
| IDEAL | $195,000 | n/a | 0.0% | |
| MICHIGAN MUTUAL, INC. | $410,000 | $195,000 | -52.4% | 0.0% |
| Paramount Bank | $195,000 | n/a | 0.0% | |
| Bremer Bank | $105,000 | $185,000 | 76.2% | 0.0% |
| FOX COMMUNITIES | $670,000 | $185,000 | -72.4% | 0.0% |
| WNB Financial, N.A. | $185,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $315,000 | $175,000 | -44.4% | 0.0% |
| Regions Bank | $175,000 | n/a | 0.0% | |
| USAA Federal Savings Bank | $1,605,000 | $175,000 | -89.1% | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | $165,000 | n/a | 0.0% | |
| Bristol Morgan Bank | $490,000 | $155,000 | -68.4% | 0.0% |
| COMPASS MORTGAGE, INC. | $400,000 | $155,000 | -61.3% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $155,000 | n/a | 0.0% | |
| The Bank of New Glarus | $305,000 | $155,000 | -49.2% | 0.0% |
| Century Mortgage Company DBA Century Lending Company | $145,000 | n/a | 0.0% | |
| MidWestOne Bank | $145,000 | n/a | 0.0% | |
| PRIME FINANCIAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $225,000 | $135,000 | -40.0% | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | $135,000 | n/a | 0.0% | |
| T2 FINANCIAL LLC | $785,000 | $135,000 | -82.8% | 0.0% |
| CoVantage Credit Union | $520,000 | $130,000 | -75.0% | 0.0% |
| DAS Acquisition Company, LLC | $3,850,000 | $125,000 | -96.8% | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,020,000 | $125,000 | -87.7% | 0.0% |
| Community State Bank | $105,000 | n/a | 0.0% | |
| Figure Lending LLC | $165,000 | $105,000 | -36.4% | 0.0% |
| UNION HOME MORTGAGE CORP. | $500,000 | $105,000 | -79.0% | 0.0% |
| DUPACO COMMUNITY | $185,000 | $95,000 | -48.6% | 0.0% |
| Empower Credit Union | $115,000 | $95,000 | -17.4% | 0.0% |
| INTERCAP LENDING INC. | $95,000 | n/a | 0.0% | |
| CLEARPOINTE CAPITAL, LLC | $145,000 | $85,000 | -41.4% | 0.0% |
| Truist | $585,000 | $85,000 | -85.5% | 0.0% |
| State Bank of Chilton | $75,000 | n/a | 0.0% | |
| AppleTree Credit Union | $55,000 | n/a | 0.0% | |
| Centier Bank | $45,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | $45,000 | -18.2% | 0.0% |
| ALLIANT CREDIT UNION | $35,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | n/a | 0.0% |
Beaver Dam's top lender by overall market share is Summit Credit Union, with 9.5% market share. In second place, with 7.6%, is Landmark Credit Union, having originated $31,535,000 in loans. In third place, with 5.7%, is Horicon Bank, having originated $23,575,000 in loans. In fourth place, with 4.2%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $17,290,000 in loans. In fifth place, with 3.0%, is QUICKEN LOANS, LLC, having originated $12,170,000 in loans.
Beaver Dam Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $167,350 (11.6%) | $224,862 (5.9%) | 0.00 | 230 |
| 2018-02-01 | $179,475 (15.9%) | $236,098 (11.8%) | 0.00 | 222 |
| 2018-03-01 | $185,450 (16.1%) | $240,047 (14.4%) | 0.00 | 225 |
| 2018-04-01 | $192,175 (8.3%) | $249,444 (12.8%) | 0.00 | 227 |
| 2018-05-01 | $205,200 (16.8%) | $278,518 (25.4%) | 0.00 | 225 |
| 2018-06-01 | $219,900 (25.1%) | $279,556 (27.2%) | 0.00 | 236 |
| 2018-07-01 | $209,900 (19.3%) | $282,413 (26.5%) | 0.00 | 281 |
| 2018-08-01 | $209,900 (24.3%) | $281,828 (28.4%) | 0.00 | 308 |
| 2018-09-01 | $199,900 (19.1%) | $266,680 (21.6%) | 0.00 | 323 |
| 2018-10-01 | $205,000 (28.2%) | $271,829 (29.5%) | 0.00 | 322 |
| 2018-11-01 | $204,425 (25.7%) | $279,382 (29.1%) | 0.00 | 300 |
| 2018-12-01 | $199,900 (25.0%) | $272,212 (23.6%) | 0.00 | 257 |
| 2019-01-01 | $199,900 (19.5%) | $279,419 (24.3%) | 0.00 | 231 |
| 2019-02-01 | $209,900 (17.0%) | $278,302 (17.9%) | 0.00 | 222 |
| 2019-03-01 | $220,528 (18.9%) | $280,200 (16.7%) | 0.00 | 226 |
| 2019-04-01 | $231,200 (20.3%) | $297,958 (19.5%) | 0.00 | 232 |
| 2019-05-01 | $221,150 (7.8%) | $288,379 (3.5%) | 0.00 | 253 |
| 2019-06-01 | $235,000 (6.9%) | $286,701 (2.6%) | 0.00 | 263 |
| 2019-07-01 | $225,900 (7.6%) | $286,761 (1.5%) | 0.00 | 277 |
| 2019-08-01 | $220,836 (5.2%) | $281,107 (-0.3%) | 0.00 | 291 |
| 2019-09-01 | $214,741 (7.4%) | $274,019 (2.8%) | 0.00 | 298 |
| 2019-10-01 | $210,000 (2.4%) | $269,293 (-0.9%) | 0.00 | 302 |
| 2019-11-01 | $194,900 (-4.7%) | $252,317 (-9.7%) | 0.00 | 280 |
| 2019-12-01 | $199,650 (-0.1%) | $252,837 (-7.1%) | 0.00 | 236 |
| 2020-01-01 | $199,900 (0.0%) | $271,388 (-2.9%) | 0.00 | 205 |
| 2020-02-01 | $199,900 (-4.8%) | $270,937 (-2.7%) | 0.00 | 202 |
| 2020-03-01 | $199,974 (-9.3%) | $288,670 (3.0%) | 0.00 | 184 |
| 2020-04-01 | $208,700 (-9.7%) | $289,400 (-2.9%) | 0.00 | 176 |
| 2020-05-01 | $239,000 (8.1%) | $302,157 (4.8%) | 0.00 | 179 |
| 2020-06-01 | $232,175 (-1.2%) | $292,674 (2.1%) | 0.00 | 189 |
| 2020-07-01 | $239,900 (6.2%) | $296,119 (3.3%) | 0.00 | 193 |
| 2020-08-01 | $239,900 (8.6%) | $305,400 (8.6%) | 0.00 | 181 |
| 2020-09-01 | $242,425 (12.9%) | $318,464 (16.2%) | 0.00 | 172 |
| 2020-10-01 | $254,900 (21.4%) | $329,384 (22.3%) | 0.00 | 162 |
| 2020-11-01 | $233,650 (19.9%) | $318,518 (26.2%) | 0.00 | 143 |
| 2020-12-01 | $212,450 (6.4%) | $310,781 (22.9%) | 0.00 | 129 |
| 2021-01-01 | $217,450 (8.8%) | $308,067 (13.5%) | 0.00 | 118 |
| 2021-02-01 | $225,000 (12.6%) | $325,644 (20.2%) | 0.00 | 104 |
| 2021-03-01 | $224,900 (12.5%) | $332,039 (15.0%) | 0.00 | 102 |
| 2021-04-01 | $234,900 (12.6%) | $340,766 (17.8%) | 0.00 | 109 |
| 2021-05-01 | $249,900 (4.6%) | $318,351 (5.4%) | 0.00 | 122 |
| 2021-06-01 | $237,450 (2.3%) | $316,277 (8.1%) | 0.00 | 140 |
| 2021-07-01 | $249,900 (4.2%) | $325,003 (9.8%) | 0.00 | 144 |
| 2021-08-01 | $242,388 (1.0%) | $311,442 (2.0%) | 0.00 | 173 |
| 2021-09-01 | $244,675 (0.9%) | $313,853 (-1.5%) | 0.00 | 170 |
| 2021-10-01 | $232,450 (-8.8%) | $287,903 (-12.6%) | 0.00 | 167 |
| 2021-11-01 | $223,550 (-4.3%) | $286,402 (-10.1%) | 0.00 | 147 |
| 2021-12-01 | $232,450 (9.4%) | $297,017 (-4.4%) | 0.00 | 123 |
| 2022-01-01 | $243,400 (11.9%) | $303,000 (-1.6%) | 0.00 | 82 |
| 2022-02-01 | $289,900 (28.8%) | $343,997 (5.6%) | 0.00 | 73 |
| 2022-03-01 | $309,900 (37.8%) | $349,703 (5.3%) | 0.00 | 76 |
| 2022-04-01 | $285,000 (21.3%) | $350,999 (3.0%) | 0.00 | 104 |
| 2022-05-01 | $274,900 (10.0%) | $332,614 (4.5%) | 0.00 | 124 |
| 2022-06-01 | $277,450 (16.9%) | $364,948 (15.4%) | 0.00 | 134 |
| 2022-07-01 | $289,900 (16.0%) | $369,087 (13.6%) | 0.00 | 139 |
| 2022-08-01 | $301,200 (24.3%) | $371,918 (19.4%) | 0.00 | 128 |
| 2022-09-01 | $295,225 (20.7%) | $368,526 (17.4%) | 0.00 | 126 |
| 2022-10-01 | $289,788 (24.7%) | $365,512 (27.0%) | 0.00 | 127 |
| 2022-11-01 | $284,803 (27.4%) | $374,356 (30.7%) | 0.00 | 114 |
| 2022-12-01 | $314,900 (35.5%) | $394,857 (32.9%) | 0.00 | 90 |
| 2023-01-01 | $334,225 (37.3%) | $388,067 (28.1%) | 0.00 | 75 |
| 2023-02-01 | $345,675 (19.2%) | $385,171 (12.0%) | 0.00 | 78 |
| 2023-03-01 | $324,700 (4.8%) | $379,416 (8.5%) | 0.00 | 74 |
| 2023-04-01 | $299,900 (5.2%) | $367,561 (4.7%) | 0.00 | 90 |
| 2023-05-01 | $323,475 (17.7%) | $362,771 (9.1%) | 0.00 | 93 |
| 2023-06-01 | $329,225 (18.7%) | $384,029 (5.2%) | 0.00 | 112 |
| 2023-07-01 | $329,900 (13.8%) | $422,797 (14.6%) | 0.00 | 136 |
| 2023-08-01 | $338,825 (12.5%) | $412,481 (10.9%) | 0.00 | 144 |
Beaver Dam's median listing price for 2023-08-01 was $338,825, a difference of
$37,625
(12.5%) versus the prior year and
$8,925 versus the prior month.
Beaver Dam's median listing price comes in at 0% of the national average.
Beaver Dam's average listing price for 2023-08-01 was $412,481, a difference of $40,563 (10.9%) versus the prior year and $-10,316 versus the prior month.
For the 2023-08-01 period, Beaver Dam had 144 MLS listings, a difference of 8 listings (6%) versus the prior month and 16 listings (13%) versus the prior year.
Beaver Dam's median listing price comes in at 0% of the national average.
Beaver Dam's average listing price for 2023-08-01 was $412,481, a difference of $40,563 (10.9%) versus the prior year and $-10,316 versus the prior month.
For the 2023-08-01 period, Beaver Dam had 144 MLS listings, a difference of 8 listings (6%) versus the prior month and 16 listings (13%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,609 sqft |
| 2018-02-01 | 0 days | 1,619 sqft |
| 2018-03-01 | 0 days | 1,700 sqft |
| 2018-04-01 | 0 days | 1,652 sqft |
| 2018-05-01 | 0 days | 1,702 sqft |
| 2018-06-01 | 0 days | 1,731 sqft |
| 2018-07-01 | 0 days | 1,726 sqft |
| 2018-08-01 | 0 days | 1,738 sqft |
| 2018-09-01 | 0 days | 1,668 sqft |
| 2018-10-01 | 0 days | 1,688 sqft |
| 2018-11-01 | 0 days | 1,741 sqft |
| 2018-12-01 | 0 days | 1,700 sqft |
| 2019-01-01 | 0 days | 1,673 sqft |
| 2019-02-01 | 0 days | 1,680 sqft |
| 2019-03-01 | 0 days | 1,638 sqft |
| 2019-04-01 | 0 days | 1,674 sqft |
| 2019-05-01 | 0 days | 1,729 sqft |
| 2019-06-01 | 0 days | 1,800 sqft |
| 2019-07-01 | 0 days | 1,725 sqft |
| 2019-08-01 | 0 days | 1,723 sqft |
| 2019-09-01 | 0 days | 1,734 sqft |
| 2019-10-01 | 0 days | 1,730 sqft |
| 2019-11-01 | 0 days | 1,706 sqft |
| 2019-12-01 | 0 days | 1,699 sqft |
| 2020-01-01 | 0 days | 1,683 sqft |
| 2020-02-01 | 0 days | 1,735 sqft |
| 2020-03-01 | 0 days | 1,724 sqft |
| 2020-04-01 | 0 days | 1,684 sqft |
| 2020-05-01 | 0 days | 1,781 sqft |
| 2020-06-01 | 0 days | 1,718 sqft |
| 2020-07-01 | 0 days | 1,813 sqft |
| 2020-08-01 | 0 days | 1,834 sqft |
| 2020-09-01 | 0 days | 1,879 sqft |
| 2020-10-01 | 0 days | 1,870 sqft |
| 2020-11-01 | 0 days | 1,809 sqft |
| 2020-12-01 | 0 days | 1,714 sqft |
| 2021-01-01 | 0 days | 1,683 sqft |
| 2021-02-01 | 0 days | 1,746 sqft |
| 2021-03-01 | 0 days | 1,781 sqft |
| 2021-04-01 | 0 days | 1,799 sqft |
| 2021-05-01 | 0 days | 1,783 sqft |
| 2021-06-01 | 0 days | 1,701 sqft |
| 2021-07-01 | 0 days | 1,786 sqft |
| 2021-08-01 | 0 days | 1,730 sqft |
| 2021-09-01 | 0 days | 1,726 sqft |
| 2021-10-01 | 0 days | 1,710 sqft |
| 2021-11-01 | 0 days | 1,720 sqft |
| 2021-12-01 | 0 days | 1,748 sqft |
| 2022-01-01 | 0 days | 1,636 sqft |
| 2022-02-01 | 0 days | 1,692 sqft |
| 2022-03-01 | 0 days | 1,617 sqft |
| 2022-04-01 | 0 days | 1,718 sqft |
| 2022-05-01 | 0 days | 1,694 sqft |
| 2022-06-01 | 0 days | 1,712 sqft |
| 2022-07-01 | 0 days | 1,792 sqft |
| 2022-08-01 | 0 days | 1,813 sqft |
| 2022-09-01 | 0 days | 1,780 sqft |
| 2022-10-01 | 0 days | 1,698 sqft |
| 2022-11-01 | 0 days | 1,688 sqft |
| 2022-12-01 | 0 days | 1,693 sqft |
| 2023-01-01 | 0 days | 1,689 sqft |
| 2023-02-01 | 0 days | 1,645 sqft |
| 2023-03-01 | 0 days | 1,625 sqft |
| 2023-04-01 | 0 days | 1,672 sqft |
| 2023-05-01 | 0 days | 1,739 sqft |
| 2023-06-01 | 0 days | 1,799 sqft |
| 2023-07-01 | 0 days | 1,728 sqft |
| 2023-08-01 | 0 days | 1,721 sqft |
Beaver Dam's median listing age (time on market) for 2023-08-01 was 0 days.
Beaver Dam's median square footage for active listings during the 2023-08-01 period was 1,721 sqft. One year prior, the average listing was 1,813 sqft.
Beaver Dam's median square footage for active listings during the 2023-08-01 period was 1,721 sqft. One year prior, the average listing was 1,813 sqft.
Beaver Dam, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,072 | $246,600,000 | $230,037 |
| Cash Out Refi | 462 | $68,300,000 | $147,835 |
| Home Improvement | 376 | $21,850,000 | $58,112 |
| Refi | 368 | $60,390,000 | $164,103 |
| Other | 226 | $15,340,000 | $67,876 |
Beaver Dam's most frequently cited loan purpose was Home Purchase, with 1,072 originations. The 2nd most popular reason was Cash Out Refi, with 462 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 5-6% | 522 | $97,350,000 | $186,494 |
| 3-4% | 522 | $104,980,000 | $201,111 |
| 4-5% | 448 | $90,510,000 | $202,031 |
| <2.5% | 350 | $26,850,000 | $76,714 |
| 2.5-3% | 237 | $30,425,000 | $128,376 |
| 6-7% | 228 | $34,450,000 | $151,096 |
| 7-8% | 79 | $9,245,000 | $117,025 |
| Over 8% | 64 | $4,300,000 | $67,188 |
During 2022, Beaver Dam's most frequently originated rate bucket was 5-6%, with 522 originations.
Loan Sizing (Beaver Dam, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100,000 or less | 948 | $48,470,000 | $51,129 |
| $100k-200k | 897 | $132,945,000 | $148,211 |
| $200k-400k | 546 | $146,650,000 | $268,590 |
| $400k-600k | 84 | $39,820,000 | $474,048 |
| $600k-1000k | 16 | $10,690,000 | $668,125 |
| $Over $1MM | 13 | $33,905,000 | $2,608,077 |
Beaver Dam's loan sizing saw the bucket of loans from $100,000 or less with 948 originations, totaling $48,470,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 774 | $171,870,000 | $222,054 |
| 60-80% | 573 | $117,645,000 | $205,314 |
| Under 20% | 465 | $25,965,000 | $55,839 |
| 20-40% | 359 | $29,045,000 | $80,905 |
| 40-60% | 255 | $48,855,000 | $191,588 |
| Over 100% | 13 | $3,455,000 | $265,769 |
Beaver Dam's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 774 originations, totaling $171,870,000 in origination value.