Beaver Dam Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Beaver Dam averaged 6.62% for the week of 2024-12-12, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2024-12-05) was 6.61% and one month ago for the week of 2024-11-07, the average rate was 6.61%.

    Beaver Dam's average rate one year ago was 6.65%.

    For refis of the same type during the week of 2024-12-12, the average rate was 6.9%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-12-12 6.6%
    Beaver Dam 30 Year Fixed Rate 2024-12-12 6.62%
    Beaver Dam 30 Year Fixed Rate Refi 2024-12-12 6.9%
    Beaver Dam 15 Year Fixed Rate 2024-12-12 5.94%
    Beaver Dam 15 Year Fixed Rate Refi 2024-12-12 6.44%
    Beaver Dam 30 Year FHA 2024-12-12 6.48%
    Beaver Dam 30 Year FHA Refi 2024-12-12 6.28%
    Beaver Dam 30 Year USDA 2024-12-12 6.3%
    Beaver Dam 30 Year USDA Refi 2024-12-12 6.3%
    Beaver Dam 30 Year VA 2024-12-12 6.35%
    Beaver Dam 30 Year VA Refi 2024-12-12 5.98%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beaver Dam, WI.

    Beaver Dam Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Beaver Dam, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Summit Credit Union 97 6.56% $2,428
    Horicon Bank 51 6.70% $1,880
    Landmark Credit Union 49 6.43% $2,092
    National Exchange Bank and Trust 35 6.06% $1,617
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 34 6.90% $4,117
    Associated Bank 20 6.63% $2,298
    MOVEMENT MORTGAGE, LLC 17 6.65% $5,828
    QUICKEN LOANS, LLC 17 7.05% $5,441
    University of Wisconsin Credit Union 14 6.15% $2,946
    Bank Five Nine 14 6.70% $2,837
    UNITED WHOLESALE MORTGAGE, LLC 12 6.80% $3,958
    GUILD MORTGAGE COMPANY 10 6.83% $4,384
    CROSSCOUNTRY MORTGAGE, LLC 10 7.14% $4,361
    THOMPSON KANE & COMPANY, LLC 9 6.96% $4,669
    Prosperity Home Mortgage, LLC 8 6.36% $3,557
    U.S. Bank 8 6.80% $3,422
    Deere Employees Credit Union 8 6.06% $3,673
    Fox Valley Savings Bank 8 6.24% $1,360
    Bank First, N.A. 7 6.64% $2,266
    SUCCESS MORTGAGE PARTNERS, INC. 7 6.46% $6,455
    NEWREZ LLC 7 6.55% $2,086
    CMG MORTGAGE, INC. 7 6.57% $6,344
    Ixonia Bank 6 7.16% $3,431
    Barrington Bank & Trust Company, N.A. 6 6.48% $2,922
    JPMorgan Chase Bank 6 6.75% $4,162
    A + MORTGAGE SERVICES, INC. 5 6.52% $2,085
    COMPEER FINANCIAL, FLCA 5 7.70% $3,373
    WISCONSIN MORTGAGE CORPORATION 5 6.55% $2,599
    GUARANTEED RATE AFFINITY, LLC 4 7.04% $2,870
    Johnson Bank 4 6.83% $2,486
    Bank of England 4 6.38% $3,952
    The Huntington National Bank 4 6.72% $2,990
    Bell Bank 4 7.00% $3,995
    Westbury Bank 4 6.94% $2,352
    BMO Harris Bank 3 7.29% $2,602
    CORNERSTONE HOME LENDING, INC. 3 6.37% $3,861
    First Federal Bank 3 6.71% $4,813
    FIRST STATE MORTGAGE SERVICES, LLC 3 6.13% $3,996
    Flagstar Bank, FSB 3 7.08% $3,085
    GSF Mortgage Corporation 3 6.54% $3,173
    GUARANTEED RATE, INC. 3 7.05% $5,082
    Mr. Cooper ( Nationstar Mortgage ) 3 6.82% $7,869
    Nations Lending Corporation 3 7.54% $3,056
    NexBank 3 7.71% $5,049
    Paramount Residential Mortgage Group, Inc. 3 7.42% $8,571
    Waukesha State Bank 3 6.46% $2,758
    Wells Fargo Bank 3 7.13% $5,768
    WINGS FINANCIAL 3 6.92% $2,939
    PLANET HOME LENDING, LLC 2 6.12% $4,756
    MARINE 2 8.43% $5,229
    Bank of Sun Prairie 2 6.50% $3,061
    Bank of America 2 6.56% $3,786
    V.I.P. MORTGAGE, INC. 2 7.00% $2,346
    The Port Washington State Bank 2 6.75% $3,775
    Bankers' Bank 2 7.50% $2,580
    American Mortgage & Equity Consultants, Inc. 2 6.75% $5,934
    Glacier Hills Credit Union 2 6.94% $1,749
    EDUCATORS CREDIT UNION 2 6.50% $2,660
    LOANDEPOT.COM, LLC 2 7.06% $6,061
    CARDINAL FINANCIAL 2 6.75% $6,095
    FIRST CENTENNIAL MORTGAGE CORPORATION 2 6.88% $2,670
    CIBM Bank 1 6.00% $2,283
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.88% $7,481
    PENNYMAC LOAN SERVICES, LLC 1 6.50% $8,983
    PNC Bank 1 5.88% $3,105
    PremierBank 1 6.45% $2,148
    Prevail Bank 1 5.75% $2,276
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.13% $3,376
    Charles Schwab Bank, SSB 1 5.60% $2,613
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 6.13% $2,130
    Century Mortgage Company DBA Century Lending Company 1 7.63% $6,123
    ROYAL UNITED MORTGAGE LLC 1 7.50% $5,291
    Servion, Inc. 1 6.00% $2,345
    State Bank of Cross Plains 1 7.25% $4,222
    Carrington Mortgage Services, LLC 1 6.75% $6,106
    Summit Mortgage Corporation 1 5.63% $2,643
    The Bank of New Glarus 1 6.38% $3,067
    CALIBER HOME LOANS, INC. 1 5.75% $3,372
    Think Mutual Bank 1 6.00% $3,430
    THRIVENT Federal Credit Union 1 6.50% $6,871
    TOWNE MORTGAGE COMPANY 1 7.38% $12,784
    Tri City National Bank 1 5.63% $2,295
    UIF CORPORATION 1 7.00% $3,594
    BETTER MORTGAGE CORPORATION 1 6.00% $4,067
    Fortifi Bank 1 6.75% $2,823
    FOX COMMUNITIES 1 5.63% $0
    First National Bank of Omaha 1 6.75% $2,796
    GATEWAY MORTGAGE CORPORATION 1 7.13% $3,689
    Great Midwest Bank, S.S.B. 1 5.88% $2,138
    VERITAS FUNDING, LLC 1 7.25% $10,208
    First-Citizens Bank & Trust Company 1 7.50% $3,754
    VERVE, A CREDIT UNION 1 7.00% $3,059
    Heartland Credit Union (Madison) 1 7.38% $2,640
    ENDEAVOR CAPITAL, LLC. 1 6.99% $7,552
    EMBRACE HOME LOANS, INC. 1 6.38% $7,334
    DRAPER AND KRAMER MORTGAGE CORP. 1 6.75% $2,668
    Key Mortgage Services, Inc. 1 7.13% $3,622
    Dollar Bank, Federal Savings Bank 1 6.50% $2,663
    Mid-Continent Funding, Inc. 1 7.38% $12,640
    Morgan Stanley Private Bank 1 6.65% $3,805
    DAS Acquisition Company, LLC 1 7.50% $2,853
    Citizens Bank 1 6.75% $8,383
    Waterstone Mortgage Corporation 1 6.50% $5,567
    NATIONS RELIABLE LENDING, LLC 1 7.13% $6,613

    Beaver Dam Average Closing Costs & Other Stats

    Beaver Dam, WI's 104 lenders originated 2,018 loans during 2023. The total origination value was $300,320,000, with an average loan value of $148,821.

    Beaver Dam's average closing costs are $3,289.

    The top Beaver Dam lender as defined by loan originations is Summit Credit Union, with 97 loans originated. Their average total fees are $2,428, which is $548 higher than the next largest lender, Horicon Bank.

    The lowest fee Beaver Dam lenders (with over 10 loans originated) are National Exchange Bank and Trust ($1,617), Horicon Bank ($1,880), Landmark Credit Union ($2,092), Associated Bank ($2,298) and Summit Credit Union ($2,428).

    The lowest rate Beaver Dam lenders (with over 10 loans originated) are National Exchange Bank and Trust (6.06%), University of Wisconsin Credit Union (6.15%), Landmark Credit Union (6.43%), Summit Credit Union (6.56%) and Associated Bank (6.63%).

    Beaver Dam, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    Summit Credit Union $39,240,000 $44,850,000 14.3% 14.9%
    Landmark Credit Union $31,535,000 $27,170,000 -13.8% 9.0%
    Horicon Bank $23,575,000 $20,550,000 -12.8% 6.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $17,290,000 $11,995,000 -30.6% 4.0%
    National Exchange Bank and Trust $11,770,000 $10,170,000 -13.6% 3.4%
    Community First Credit Union $3,455,000 $8,095,000 134.3% 2.7%
    QUICKEN LOANS, LLC $12,170,000 $8,085,000 -33.6% 2.7%
    Associated Bank $9,895,000 $7,985,000 -19.3% 2.7%
    University of Wisconsin Credit Union $8,375,000 $7,815,000 -6.7% 2.6%
    MOVEMENT MORTGAGE, LLC $5,840,000 n/a 1.9%
    UNITED WHOLESALE MORTGAGE, LLC $5,540,000 $5,570,000 0.5% 1.9%
    Mortgage Research Center, LLC $3,435,000 $5,340,000 55.5% 1.8%
    Bank Five Nine $7,070,000 $4,895,000 -30.8% 1.6%
    BMO Harris Bank $7,825,000 $4,290,000 -45.2% 1.4%
    GUILD MORTGAGE COMPANY $1,670,000 $3,920,000 134.7% 1.3%
    Deere Employees Credit Union $4,135,000 $3,810,000 -7.9% 1.3%
    CMG MORTGAGE, INC. $5,775,000 $3,785,000 -34.5% 1.3%
    Prosperity Home Mortgage, LLC $3,435,000 $3,465,000 0.9% 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $2,745,000 $3,380,000 23.1% 1.1%
    Barrington Bank & Trust Company, N.A. $2,435,000 $3,215,000 32.0% 1.1%
    NEWREZ LLC $5,185,000 $3,155,000 -39.2% 1.1%
    THOMPSON KANE & COMPANY, LLC $2,450,000 $3,020,000 23.3% 1.0%
    U.S. Bank $7,520,000 $2,970,000 -60.5% 1.0%
    Johnson Bank $2,880,000 $2,930,000 1.7% 1.0%
    Bank First, N.A. $3,705,000 $2,705,000 -27.0% 0.9%
    Farmers and Merchants Union Bank $4,885,000 $2,355,000 -51.8% 0.8%
    Mr. Cooper ( Nationstar Mortgage ) $2,825,000 $2,315,000 -18.1% 0.8%
    Fox Valley Savings Bank $4,365,000 $2,250,000 -48.5% 0.7%
    GUARANTEED RATE, INC. $2,150,000 $2,220,000 3.3% 0.7%
    A + MORTGAGE SERVICES, INC. $2,565,000 $2,090,000 -18.5% 0.7%
    MARINE $3,335,000 $2,065,000 -38.1% 0.7%
    CORNERSTONE HOME LENDING, INC. $290,000 $2,035,000 601.7% 0.7%
    Waukesha State Bank $3,590,000 $2,000,000 -44.3% 0.7%
    WaterStone Bank, SSB $3,170,000 $1,965,000 -38.0% 0.7%
    North Shore Bank FSB $1,285,000 $1,915,000 49.0% 0.6%
    CARDINAL FINANCIAL $2,360,000 $1,800,000 -23.7% 0.6%
    PLANET HOME LENDING, LLC $2,785,000 $1,790,000 -35.7% 0.6%
    Ixonia Bank $1,855,000 $1,755,000 -5.4% 0.6%
    PremierBank $8,180,000 $1,650,000 -79.8% 0.5%
    COMPEER FINANCIAL, FLCA $2,935,000 $1,545,000 -47.4% 0.5%
    GSF Mortgage Corporation $925,000 $1,545,000 67.0% 0.5%
    GUARANTEED RATE AFFINITY, LLC $740,000 $1,545,000 108.8% 0.5%
    SUCCESS MORTGAGE PARTNERS, INC. $1,695,000 $1,525,000 -10.0% 0.5%
    Bank of Sun Prairie $1,650,000 $1,385,000 -16.1% 0.5%
    EDUCATORS CREDIT UNION $990,000 $1,330,000 34.3% 0.4%
    Paramount Residential Mortgage Group, Inc. $3,430,000 $1,315,000 -61.7% 0.4%
    Bell Bank $2,370,000 $1,300,000 -45.1% 0.4%
    The Huntington National Bank $335,000 $1,295,000 286.6% 0.4%
    BROKER SOLUTIONS, INC. $1,350,000 $1,240,000 -8.1% 0.4%
    Bank of Deerfield $1,155,000 $1,200,000 3.9% 0.4%
    LOANDEPOT.COM, LLC $3,485,000 $1,180,000 -66.1% 0.4%
    WISCONSIN MORTGAGE CORPORATION $2,380,000 $1,180,000 -50.4% 0.4%
    Bank of England $1,600,000 $1,120,000 -30.0% 0.4%
    Westbury Bank $1,215,000 $1,110,000 -8.6% 0.4%
    V.I.P. MORTGAGE, INC. $540,000 $1,040,000 92.6% 0.3%
    JPMorgan Chase Bank $4,995,000 $1,030,000 -79.4% 0.3%
    FORTE BANK $2,605,000 $1,000,000 -61.6% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,510,000 $965,000 -36.1% 0.3%
    FREEDOM MORTGAGE CORPORATION $3,160,000 $960,000 -69.6% 0.3%
    Bank of America $565,000 $920,000 62.8% 0.3%
    GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $165,000 $915,000 454.5% 0.3%
    Flagstar Bank, FSB $1,680,000 $900,000 -46.4% 0.3%
    Dollar Bank, Federal Savings Bank $835,000 n/a 0.3%
    Farmers & Merchants State Bank $2,255,000 $790,000 -65.0% 0.3%
    First Federal Bank $1,010,000 $775,000 -23.3% 0.3%
    The Bank of Brodhead $765,000 n/a 0.3%
    FIRST CENTENNIAL MORTGAGE CORPORATION $1,195,000 $730,000 -38.9% 0.2%
    Heartland Credit Union (Madison) $785,000 $725,000 -7.6% 0.2%
    WINGS FINANCIAL $715,000 n/a 0.2%
    Glacier Hills Credit Union $1,220,000 $680,000 -44.3% 0.2%
    State Bank of Cross Plains $1,100,000 $680,000 -38.2% 0.2%
    The Port Washington State Bank $475,000 $675,000 42.1% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $125,000 $660,000 428.0% 0.2%
    NAVY FEDERAL CREDIT UNION $1,990,000 $655,000 -67.1% 0.2%
    Wells Fargo Bank $4,430,000 $645,000 -85.4% 0.2%
    Nations Lending Corporation $1,325,000 $625,000 -52.8% 0.2%
    NexBank $625,000 n/a 0.2%
    TOWNE MORTGAGE COMPANY $255,000 $590,000 131.4% 0.2%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $175,000 $570,000 225.7% 0.2%
    FIRST STATE MORTGAGE SERVICES, LLC $810,000 $565,000 -30.2% 0.2%
    MID AMERICA MORTGAGE, INC. $870,000 $560,000 -35.6% 0.2%
    Old National Bank $1,415,000 $555,000 -60.8% 0.2%
    ENDEAVOR CAPITAL, LLC. $525,000 n/a 0.2%
    The Bank of New Glarus $155,000 $525,000 238.7% 0.2%
    Century Mortgage Company DBA Century Lending Company $145,000 $520,000 258.6% 0.2%
    Mid-Continent Funding, Inc. $205,000 $510,000 148.8% 0.2%
    American Mortgage & Equity Consultants, Inc. $1,435,000 $500,000 -65.2% 0.2%
    Arvest Bank $470,000 n/a 0.2%
    CREDIT HUMAN FEDERAL CREDIT UNION $465,000 n/a 0.2%
    VERVE, A CREDIT UNION $1,095,000 $465,000 -57.5% 0.2%
    Servion, Inc. $695,000 $440,000 -36.7% 0.1%
    Great Midwest Bank, S.S.B. $320,000 $425,000 32.8% 0.1%
    Citizens State Bank $415,000 n/a 0.1%
    Farmers Savings Bank $390,000 n/a 0.1%
    Waterstone Mortgage Corporation $3,325,000 $390,000 -88.3% 0.1%
    AMERISAVE MORTGAGE CORPORATION $1,790,000 $360,000 -79.9% 0.1%
    Key Mortgage Services, Inc. $345,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $340,000 n/a 0.1%
    EMBRACE HOME LOANS, INC. $560,000 $335,000 -40.2% 0.1%
    FIDELITY BANK $325,000 n/a 0.1%
    East Wisconsin Savings Bank $315,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $375,000 $315,000 -16.0% 0.1%
    Carrington Mortgage Services, LLC $1,545,000 $310,000 -79.9% 0.1%
    M&T Bank $305,000 n/a 0.1%
    USAA Federal Savings Bank $175,000 $305,000 74.3% 0.1%
    Badger Bank $725,000 $300,000 -58.6% 0.1%
    Morgan Stanley Private Bank $295,000 n/a 0.1%
    THRIVENT Federal Credit Union $295,000 n/a 0.1%
    Charles Schwab Bank, SSB $285,000 n/a 0.1%
    DIAMOND RESIDENTIAL MORTGAGE CORPORATION $285,000 n/a 0.1%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $275,000 n/a 0.1%
    CoVantage Credit Union $130,000 $265,000 103.8% 0.1%
    Think Mutual Bank $265,000 n/a 0.1%
    Discover Bank $360,000 $255,000 -29.2% 0.1%
    PHH Mortgage Corporation $255,000 n/a 0.1%
    Bankers' Bank $2,050,000 $250,000 -87.8% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $670,000 $245,000 -63.4% 0.1%
    Citizens Bank $370,000 $235,000 -36.5% 0.1%
    PLAZA HOME MORTGAGE, INC. $235,000 n/a 0.1%
    AXIA FINANCIAL, LLC $905,000 $225,000 -75.1% 0.1%
    TOP FLITE FINANCIAL, INC. $225,000 n/a 0.1%
    West Pointe Bank $285,000 $225,000 -21.1% 0.1%
    Fortifi Bank $495,000 $215,000 -56.6% 0.1%
    NATIONS DIRECT MORTGAGE, LLC $215,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $215,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $270,000 $215,000 -20.4% 0.1%
    Figure Lending LLC $105,000 $205,000 95.2% 0.1%
    Town Bank, N.A. $675,000 $205,000 -69.6% 0.1%
    CALIBER HOME LOANS, INC. $1,990,000 $190,000 -90.5% 0.1%
    PNC Bank $1,315,000 $190,000 -85.6% 0.1%
    DRAPER AND KRAMER MORTGAGE CORP. $330,000 $185,000 -43.9% 0.1%
    INB $185,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $320,000 $185,000 -42.2% 0.1%
    Tri City National Bank $185,000 n/a 0.1%
    VERITAS FUNDING, LLC $185,000 n/a 0.1%
    ALLIANT $175,000 n/a 0.1%
    Equity Prime Mortgage LLC $305,000 $175,000 -42.6% 0.1%
    PENTAGON FEDERAL CREDIT UNION $175,000 n/a 0.1%
    Regions Bank $175,000 $175,000 0.0% 0.1%
    The Federal Savings Bank $175,000 n/a 0.1%
    FOX COMMUNITIES $185,000 $170,000 -8.1% 0.1%
    CIBM Bank $590,000 $165,000 -72.0% 0.1%
    LENDINGHOME FUNDING CORPORATION $165,000 n/a 0.1%
    Prevail Bank $165,000 n/a 0.1%
    Summit Mortgage Corporation $320,000 $165,000 -48.4% 0.1%
    BETTER MORTGAGE CORPORATION $340,000 $155,000 -54.4% 0.1%
    Capitol Bank $155,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $155,000 n/a 0.1%
    DAS Acquisition Company, LLC $125,000 $155,000 24.0% 0.1%
    Honor Credit Union $155,000 n/a 0.1%
    NEXERA HOLDING LLC $155,000 n/a 0.1%
    Nicolet National Bank $325,000 $155,000 -52.3% 0.1%
    First National Bank of Omaha $150,000 n/a 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $635,000 $145,000 -77.2% 0.0%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $695,000 $140,000 -79.9% 0.0%
    First-Citizens Bank & Trust Company $125,000 n/a 0.0%
    Guardian Credit Union $590,000 $125,000 -78.8% 0.0%
    UIF CORPORATION $125,000 n/a 0.0%
    First American Bank $220,000 $120,000 -45.5% 0.0%
    AMERICAN HERITAGE LENDING, INC. $115,000 n/a 0.0%
    Citadel Servicing Corporation $115,000 n/a 0.0%
    FINANCE OF AMERICA REVERSE LLC $115,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $210,000 $115,000 -45.2% 0.0%
    GATEWAY MORTGAGE CORPORATION $105,000 n/a 0.0%
    Kohler Credit Union $540,000 $105,000 -80.6% 0.0%
    21ST MORTGAGE CORPORATION $230,000 $100,000 -56.5% 0.0%
    CO-OP Credit Union $85,000 n/a 0.0%
    Coastal Community Bank $80,000 n/a 0.0%
    Centier Bank $45,000 $75,000 66.7% 0.0%
    Plains Commerce Bank $65,000 n/a 0.0%
    ALTRA $55,000 n/a 0.0%
    CAPITAL Credit Union $505,000 $55,000 -89.1% 0.0%
    IDEAL $195,000 $55,000 -71.8% 0.0%
    The Bank of Elk River $55,000 n/a 0.0%
    AFFINITY PLUS $45,000 n/a 0.0%
    Connexus Credit Union $45,000 n/a 0.0%
    Third Federal Savings and Loan Association of Cleveland $45,000 n/a 0.0%
    Wolf River Community Bank $35,000 n/a 0.0%

    Beaver Dam's top lender by overall market share is Summit Credit Union, with 14.9% market share. In second place, with 9.0%, is Landmark Credit Union, having originated $27,170,000 in loans. In third place, with 6.8%, is Horicon Bank, having originated $20,550,000 in loans. In fourth place, with 4.0%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $11,995,000 in loans. In fifth place, with 3.4%, is National Exchange Bank and Trust, having originated $10,170,000 in loans.

    Beaver Dam Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $169,850 (13.3%) $226,877 (6.4%) 0.00 232
    2018-02-01 $179,800 (16.1%) $238,023 (12.2%) 0.00 224
    2018-03-01 $187,450 (17.2%) $241,948 (14.9%) 0.00 226
    2018-04-01 $192,450 (7.0%) $250,356 (12.8%) 0.00 228
    2018-05-01 $207,425 (17.3%) $279,286 (25.4%) 0.00 226
    2018-06-01 $219,900 (24.1%) $279,833 (26.9%) 0.00 236
    2018-07-01 $209,900 (18.0%) $282,413 (25.8%) 0.00 281
    2018-08-01 $209,900 (23.5%) $281,828 (27.7%) 0.00 308
    2018-09-01 $199,900 (17.7%) $266,680 (20.8%) 0.00 323
    2018-10-01 $205,000 (28.2%) $271,829 (28.6%) 0.00 322
    2018-11-01 $204,425 (24.9%) $279,382 (28.2%) 0.00 300
    2018-12-01 $199,900 (25.0%) $272,212 (22.7%) 0.00 257
    2019-01-01 $199,900 (17.7%) $279,419 (23.2%) 0.00 231
    2019-02-01 $209,900 (16.7%) $278,302 (16.9%) 0.00 222
    2019-03-01 $220,528 (17.7%) $280,200 (15.8%) 0.00 226
    2019-04-01 $229,950 (19.5%) $297,958 (19.0%) 0.00 232
    2019-05-01 $221,150 (6.6%) $288,379 (3.3%) 0.00 253
    2019-06-01 $235,000 (6.9%) $286,701 (2.5%) 0.00 263
    2019-07-01 $225,900 (7.6%) $286,761 (1.5%) 0.00 277
    2019-08-01 $220,836 (5.2%) $281,198 (-0.2%) 0.00 291
    2019-09-01 $214,741 (7.4%) $274,246 (2.8%) 0.00 299
    2019-10-01 $210,000 (2.4%) $269,611 (-0.8%) 0.00 304
    2019-11-01 $194,900 (-4.7%) $252,891 (-9.5%) 0.00 281
    2019-12-01 $199,850 (0.0%) $253,495 (-6.9%) 0.00 237
    2020-01-01 $199,900 (0.0%) $271,970 (-2.7%) 0.00 206
    2020-02-01 $199,900 (-4.8%) $272,328 (-2.2%) 0.00 204
    2020-03-01 $199,974 (-9.3%) $288,670 (3.0%) 0.00 184
    2020-04-01 $208,700 (-9.2%) $289,400 (-2.9%) 0.00 176
    2020-05-01 $239,000 (8.1%) $302,157 (4.8%) 0.00 179
    2020-06-01 $232,175 (-1.2%) $292,674 (2.1%) 0.00 189
    2020-07-01 $239,900 (6.2%) $296,119 (3.3%) 0.00 193
    2020-08-01 $239,900 (8.6%) $305,400 (8.6%) 0.00 181
    2020-09-01 $242,425 (12.9%) $318,464 (16.1%) 0.00 172
    2020-10-01 $254,900 (21.4%) $329,384 (22.2%) 0.00 162
    2020-11-01 $233,650 (19.9%) $318,518 (26.0%) 0.00 143
    2020-12-01 $212,450 (6.3%) $310,781 (22.6%) 0.00 129
    2021-01-01 $217,450 (8.8%) $308,067 (13.3%) 0.00 118
    2021-02-01 $225,000 (12.6%) $325,644 (19.6%) 0.00 104
    2021-03-01 $224,900 (12.5%) $332,303 (15.1%) 0.00 102
    2021-04-01 $234,425 (12.3%) $340,766 (17.8%) 0.00 109
    2021-05-01 $249,900 (4.6%) $318,351 (5.4%) 0.00 122
    2021-06-01 $237,450 (2.3%) $316,277 (8.1%) 0.00 140
    2021-07-01 $249,900 (4.2%) $325,003 (9.8%) 0.00 144
    2021-08-01 $242,388 (1.0%) $311,442 (2.0%) 0.00 173
    2021-09-01 $244,675 (0.9%) $313,853 (-1.5%) 0.00 170
    2021-10-01 $232,450 (-8.8%) $287,903 (-12.6%) 0.00 167
    2021-11-01 $223,550 (-4.3%) $286,402 (-10.1%) 0.00 147
    2021-12-01 $232,450 (9.4%) $297,017 (-4.4%) 0.00 123
    2022-01-01 $243,400 (11.9%) $303,000 (-1.6%) 0.00 82
    2022-02-01 $289,900 (28.8%) $343,997 (5.6%) 0.00 73
    2022-03-01 $309,900 (37.8%) $349,703 (5.2%) 0.00 76
    2022-04-01 $285,000 (21.6%) $350,999 (3.0%) 0.00 104
    2022-05-01 $274,900 (10.0%) $332,614 (4.5%) 0.00 124
    2022-06-01 $277,450 (16.9%) $365,082 (15.4%) 0.00 134
    2022-07-01 $299,000 (19.7%) $369,945 (13.8%) 0.00 139
    2022-08-01 $301,200 (24.3%) $371,685 (19.3%) 0.00 128
    2022-09-01 $295,225 (20.7%) $368,526 (17.4%) 0.00 126
    2022-10-01 $289,788 (24.7%) $365,512 (27.0%) 0.00 127
    2022-11-01 $284,803 (27.4%) $374,356 (30.7%) 0.00 114
    2022-12-01 $314,900 (35.5%) $394,857 (32.9%) 0.00 90
    2023-01-01 $334,225 (37.3%) $388,067 (28.1%) 0.00 75
    2023-02-01 $345,675 (19.2%) $385,171 (12.0%) 0.00 78
    2023-03-01 $324,700 (4.8%) $379,416 (8.5%) 0.00 74
    2023-04-01 $299,900 (5.2%) $367,561 (4.7%) 0.00 90
    2023-05-01 $322,000 (17.1%) $362,771 (9.1%) 0.00 93
    2023-06-01 $329,225 (18.7%) $384,029 (5.2%) 0.00 112
    2023-07-01 $329,900 (10.3%) $422,797 (14.3%) 0.00 136
    2023-08-01 $338,825 (12.5%) $412,481 (11.0%) 0.00 144
    2023-09-01 $335,000 (13.5%) $409,096 (11.0%) 0.00 140
    2023-10-01 $334,500 (15.4%) $405,926 (11.1%) 0.00 150
    2023-11-01 $324,975 (14.1%) $397,151 (6.1%) 0.00 137
    2023-12-01 $299,900 (-4.8%) $386,540 (-2.1%) 0.00 119
    2024-01-01 $303,700 (-9.1%) $386,983 (-0.3%) 0.00 93
    2024-02-01 $361,150 (4.5%) $405,524 (5.3%) 0.00 86
    2024-03-01 $339,900 (4.7%) $415,541 (9.5%) 0.00 95
    2024-04-01 $339,475 (13.2%) $410,660 (11.7%) 0.00 113
    2024-05-01 $374,900 (16.4%) $436,590 (20.4%) 0.00 134
    2024-06-01 $369,450 (12.2%) $434,372 (13.1%) 0.00 136
    2024-07-01 $354,950 (7.6%) $428,631 (1.4%) 0.00 126
    2024-08-01 $349,900 (3.3%) $434,038 (5.2%) 0.00 152
    2024-09-01 $339,950 (1.5%) $417,502 (2.1%) 0.00 166
    2024-10-01 $334,925 (0.1%) $413,399 (1.8%) 0.00 172
    2024-11-01 $320,000 (-1.5%) $409,202 (3.0%) 0.00 163
    Beaver Dam's median listing price for 2024-11-01 was $320,000, a difference of $-4,975 (-1.5%) versus the prior year and $-14,925 versus the prior month.

    Beaver Dam's median listing price comes in at 0% of the national average.

    Beaver Dam's average listing price for 2024-11-01 was $409,202, a difference of $12,051 (3.0%) versus the prior year and $-4,197 versus the prior month.

    For the 2024-11-01 period, Beaver Dam had 163 MLS listings, a difference of -9 listings (-5%) versus the prior month and 26 listings (19%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,611 sqft
    2018-02-01 0 days 1,625 sqft
    2018-03-01 0 days 1,700 sqft
    2018-04-01 0 days 1,652 sqft
    2018-05-01 0 days 1,702 sqft
    2018-06-01 0 days 1,731 sqft
    2018-07-01 0 days 1,725 sqft
    2018-08-01 0 days 1,738 sqft
    2018-09-01 0 days 1,668 sqft
    2018-10-01 0 days 1,688 sqft
    2018-11-01 0 days 1,741 sqft
    2018-12-01 0 days 1,700 sqft
    2019-01-01 0 days 1,673 sqft
    2019-02-01 0 days 1,680 sqft
    2019-03-01 0 days 1,638 sqft
    2019-04-01 0 days 1,674 sqft
    2019-05-01 0 days 1,731 sqft
    2019-06-01 0 days 1,792 sqft
    2019-07-01 0 days 1,729 sqft
    2019-08-01 0 days 1,716 sqft
    2019-09-01 0 days 1,716 sqft
    2019-10-01 0 days 1,716 sqft
    2019-11-01 0 days 1,711 sqft
    2019-12-01 0 days 1,700 sqft
    2020-01-01 0 days 1,686 sqft
    2020-02-01 0 days 1,742 sqft
    2020-03-01 0 days 1,723 sqft
    2020-04-01 0 days 1,683 sqft
    2020-05-01 0 days 1,801 sqft
    2020-06-01 0 days 1,718 sqft
    2020-07-01 0 days 1,812 sqft
    2020-08-01 0 days 1,829 sqft
    2020-09-01 0 days 1,879 sqft
    2020-10-01 0 days 1,870 sqft
    2020-11-01 0 days 1,809 sqft
    2020-12-01 0 days 1,710 sqft
    2021-01-01 0 days 1,675 sqft
    2021-02-01 0 days 1,750 sqft
    2021-03-01 0 days 1,777 sqft
    2021-04-01 0 days 1,799 sqft
    2021-05-01 0 days 1,783 sqft
    2021-06-01 0 days 1,701 sqft
    2021-07-01 0 days 1,775 sqft
    2021-08-01 0 days 1,729 sqft
    2021-09-01 0 days 1,726 sqft
    2021-10-01 0 days 1,710 sqft
    2021-11-01 0 days 1,725 sqft
    2021-12-01 0 days 1,749 sqft
    2022-01-01 0 days 1,648 sqft
    2022-02-01 0 days 1,694 sqft
    2022-03-01 0 days 1,617 sqft
    2022-04-01 0 days 1,721 sqft
    2022-05-01 0 days 1,675 sqft
    2022-06-01 0 days 1,709 sqft
    2022-07-01 0 days 1,768 sqft
    2022-08-01 0 days 1,806 sqft
    2022-09-01 0 days 1,780 sqft
    2022-10-01 0 days 1,695 sqft
    2022-11-01 0 days 1,694 sqft
    2022-12-01 0 days 1,693 sqft
    2023-01-01 0 days 1,688 sqft
    2023-02-01 0 days 1,641 sqft
    2023-03-01 0 days 1,625 sqft
    2023-04-01 0 days 1,672 sqft
    2023-05-01 0 days 1,742 sqft
    2023-06-01 0 days 1,799 sqft
    2023-07-01 0 days 1,728 sqft
    2023-08-01 0 days 1,721 sqft
    2023-09-01 0 days 1,771 sqft
    2023-10-01 0 days 1,785 sqft
    2023-11-01 0 days 1,731 sqft
    2023-12-01 0 days 1,703 sqft
    2024-01-01 0 days 1,702 sqft
    2024-02-01 0 days 1,714 sqft
    2024-03-01 0 days 1,790 sqft
    2024-04-01 0 days 1,770 sqft
    2024-05-01 0 days 1,820 sqft
    2024-06-01 0 days 1,783 sqft
    2024-07-01 0 days 1,793 sqft
    2024-08-01 0 days 1,768 sqft
    2024-09-01 0 days 1,740 sqft
    2024-10-01 0 days 1,723 sqft
    2024-11-01 0 days 1,717 sqft
    Beaver Dam's median listing age (time on market) for 2024-11-01 was 0 days.

    Beaver Dam's median square footage for active listings during the 2024-11-01 period was 1,717 sqft. One year prior, the average listing was 1,731 sqft.

    Beaver Dam, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 844 $198,080,000 $234,692
    Home Improvement 344 $20,770,000 $60,378
    Other 320 $17,670,000 $55,219
    Refi 258 $29,800,000 $115,504
    Cash Out Refi 252 $34,000,000 $134,921

    Beaver Dam's most frequently cited loan purpose was Home Purchase, with 844 originations. The 2nd most popular reason was Home Improvement, with 344 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 521 $116,575,000 $223,752
    7-8% 455 $70,055,000 $153,967
    Over 8% 328 $24,930,000 $76,006
    5-6% 256 $48,210,000 $188,320
    <2.5% 218 $13,950,000 $63,991
    3-4% 87 $6,035,000 $69,368
    4-5% 80 $7,540,000 $94,250
    2.5-3% 34 $2,850,000 $83,824

    During 2023, Beaver Dam's most frequently originated rate bucket was 6-7%, with 521 originations.

    Loan Sizing (Beaver Dam, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 891 $42,405,000 $47,593
    $100k-200k 594 $87,470,000 $147,256
    $200k-400k 472 $127,520,000 $270,169
    $400k-600k 50 $23,690,000 $473,800
    $600k-1000k 7 $5,045,000 $720,714
    $Over $1MM 4 $14,190,000 $3,547,500

    Beaver Dam's loan sizing saw the bucket of loans from $100,000 or less with 891 originations, totaling $42,405,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 551 $126,615,000 $229,791
    Under 20% 503 $20,405,000 $40,567
    20-40% 428 $34,410,000 $80,397
    60-80% 313 $78,285,000 $250,112
    40-60% 166 $25,670,000 $154,639
    Over 100% 14 $4,150,000 $296,429

    Beaver Dam's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 551 originations, totaling $126,615,000 in origination value.