Beaver Dam Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Beaver Dam averaged
6.31%
for the week of 2022-06-23, compared to the national average of
5.81% for the same period.
The average rate for the prior week (2022-06-16) was
6.08% and
one month ago for the week of 2022-05-19, the
average rate was 5.55%.
Beaver Dam's average rate one year ago was 3.17%.
For refis of the same type during the week of 2022-06-23, the average rate
was 5.91%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-23 | 5.81% |
| Beaver Dam 30 Year Fixed Rate | 2022-06-23 | 6.31% |
| Beaver Dam 30 Year Fixed Rate Refi | 2022-06-23 | 5.91% |
| Beaver Dam 15 Year Fixed Rate | 2022-06-23 | 6.15% |
| Beaver Dam 15 Year Fixed Rate Refi | 2022-06-23 | 4.89% |
| Beaver Dam 30 Year FHA | 2022-06-23 | 0.14% |
| Beaver Dam 30 Year FHA Refi | 2022-06-23 | 0.28% |
| Beaver Dam 30 Year USDA | 2022-06-23 | 0.36% |
| Beaver Dam 30 Year USDA Refi | 2022-06-23 | 0.41% |
| Beaver Dam 30 Year VA | 2022-06-23 | 0.07% |
| Beaver Dam 30 Year VA Refi | 2022-06-23 | 0.04% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Beaver Dam, WI.
Beaver Dam Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the Beaver Dam, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Beaver Dam, WI's 162 lenders originated 4,403
loans during 2021. The total origination value was $726,415,000, with an average loan value of
$164,982.
The top Beaver Dam lender as defined by loan originations is Summit Credit Union, with
157 loans originated. Their average total fees are
$2,316, which is $1,038
higher than the next largest lender,
Horicon Bank.
The lowest fee Beaver Dam lenders (with over 10 loans originated) are
Fox Valley Savings Bank ($1,063), Horicon Bank ($1,278), National Exchange Bank and Trust ($1,298), Hometown Bank ($1,476) and A + MORTGAGE SERVICES, INC. ($1,765).
The lowest rate Beaver Dam lenders (with over 10 loans originated) are
Deere Employees Credit Union (2.74%), PLANET HOME LENDING, LLC (2.84%), Servion, Inc. (2.92%), University of Wisconsin Credit Union (2.93%) and Summit Credit Union (2.99%).
Beaver Dam, WI Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| Summit Credit Union | $51,085,000 | $64,955,000 | 27.2% | 8.9% |
| Landmark Credit Union | $52,080,000 | $57,075,000 | 9.6% | 7.9% |
| Horicon Bank | $64,080,000 | $51,500,000 | -19.6% | 7.1% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $31,745,000 | $36,820,000 | 16.0% | 5.1% |
| QUICKEN LOANS, LLC | $28,330,000 | $28,290,000 | -0.1% | 3.9% |
| Associated Bank | $21,040,000 | $24,060,000 | 14.4% | 3.3% |
| National Exchange Bank and Trust | $20,285,000 | $20,655,000 | 1.8% | 2.8% |
| U.S. Bank | $14,280,000 | $15,585,000 | 9.1% | 2.1% |
| FREEDOM MORTGAGE CORPORATION | $10,135,000 | $12,970,000 | 28.0% | 1.8% |
| Wells Fargo Bank | $9,930,000 | $12,540,000 | 26.3% | 1.7% |
| University of Wisconsin Credit Union | $7,645,000 | $11,670,000 | 52.6% | 1.6% |
| UNITED WHOLESALE MORTGAGE, LLC | $10,595,000 | $10,260,000 | -3.2% | 1.4% |
| Fox Valley Savings Bank | $14,340,000 | $10,035,000 | -30.0% | 1.4% |
| NEWREZ LLC | $3,150,000 | $9,740,000 | 209.2% | 1.3% |
| Bank Five Nine | $11,205,000 | $9,705,000 | -13.4% | 1.3% |
| LOANDEPOT.COM, LLC | $4,335,000 | $9,375,000 | 116.3% | 1.3% |
| First Midwest Bank | $9,170,000 | n/a | 1.3% | |
| Farmers and Merchants Union Bank | $10,900,000 | $9,010,000 | -17.3% | 1.2% |
| CMG MORTGAGE, INC. | $9,360,000 | $8,930,000 | -4.6% | 1.2% |
| WISCONSIN MORTGAGE CORPORATION | $5,190,000 | $8,590,000 | 65.5% | 1.2% |
| VERVE, A CREDIT UNION | $1,115,000 | $7,545,000 | 576.7% | 1.0% |
| Bankers' Bank | $7,335,000 | n/a | 1.0% | |
| BMO Harris Bank | $6,445,000 | $7,160,000 | 11.1% | 1.0% |
| COMPEER FINANCIAL, FLCA | $8,545,000 | $7,115,000 | -16.7% | 1.0% |
| PremierBank | $4,820,000 | $7,000,000 | 45.2% | 1.0% |
| Mr. Cooper ( Nationstar Mortgage ) | $5,175,000 | $6,700,000 | 29.5% | 0.9% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $6,485,000 | $6,500,000 | 0.2% | 0.9% |
| Paramount Residential Mortgage Group, Inc. | $1,205,000 | $6,430,000 | 433.6% | 0.9% |
| PARKSIDE LENDING, LLC | $6,425,000 | $6,130,000 | -4.6% | 0.8% |
| Mortgage Research Center, LLC | $7,125,000 | $6,085,000 | -14.6% | 0.8% |
| Bank First, N.A. | $5,640,000 | $5,585,000 | -1.0% | 0.8% |
| A + MORTGAGE SERVICES, INC. | $6,955,000 | $5,505,000 | -20.8% | 0.8% |
| GUARANTEED RATE, INC. | $4,880,000 | $5,435,000 | 11.4% | 0.7% |
| Ixonia Bank | $9,950,000 | $5,430,000 | -45.4% | 0.7% |
| INLANTA MORTGAGE, INC. | $8,660,000 | $5,415,000 | -37.5% | 0.7% |
| FORTE BANK | $3,690,000 | $5,325,000 | 44.3% | 0.7% |
| JPMorgan Chase Bank | $5,800,000 | $5,260,000 | -9.3% | 0.7% |
| North Shore Bank FSB | $605,000 | $4,970,000 | 721.5% | 0.7% |
| Deere Employees Credit Union | $4,705,000 | $4,880,000 | 3.7% | 0.7% |
| CALIBER HOME LOANS, INC. | $4,845,000 | $4,530,000 | -6.5% | 0.6% |
| Johnson Bank | $3,805,000 | $4,530,000 | 19.1% | 0.6% |
| Westbury Bank | $5,400,000 | $4,355,000 | -19.4% | 0.6% |
| Bell Bank | $3,670,000 | $4,225,000 | 15.1% | 0.6% |
| Waukesha State Bank | $1,925,000 | $4,200,000 | 118.2% | 0.6% |
| Prosperity Home Mortgage, LLC | $4,240,000 | $4,160,000 | -1.9% | 0.6% |
| MARINE | $4,715,000 | $4,040,000 | -14.3% | 0.6% |
| GSF Mortgage Corporation | $2,280,000 | $3,880,000 | 70.2% | 0.5% |
| DAS Acquisition Company, LLC | $1,785,000 | $3,850,000 | 115.7% | 0.5% |
| PLANET HOME LENDING, LLC | $400,000 | $3,845,000 | 861.3% | 0.5% |
| PENNYMAC LOAN SERVICES, LLC | $1,080,000 | $3,710,000 | 243.5% | 0.5% |
| Hometown Bank | $4,790,000 | $3,685,000 | -23.1% | 0.5% |
| Bank of England | $1,135,000 | $3,530,000 | 211.0% | 0.5% |
| AMERISAVE MORTGAGE CORPORATION | $1,215,000 | $3,510,000 | 188.9% | 0.5% |
| Old National Bank | $1,905,000 | $3,435,000 | 80.3% | 0.5% |
| Barrington Bank & Trust Company, N.A. | $2,215,000 | $3,145,000 | 42.0% | 0.4% |
| First Federal Bank | $1,940,000 | $3,065,000 | 58.0% | 0.4% |
| GUILD MORTGAGE COMPANY | $2,725,000 | $2,990,000 | 9.7% | 0.4% |
| HOME POINT FINANCIAL CORPORATION | $2,810,000 | $2,895,000 | 3.0% | 0.4% |
| Farmers & Merchants State Bank | $10,850,000 | $2,830,000 | -73.9% | 0.4% |
| Servion, Inc. | $2,990,000 | $2,755,000 | -7.9% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,020,000 | $2,590,000 | 28.2% | 0.4% |
| THOMPSON KANE & COMPANY, LLC | $5,070,000 | $2,570,000 | -49.3% | 0.4% |
| DMB Community Bank | $1,245,000 | $2,510,000 | 101.6% | 0.3% |
| The Equitable Bank, S.S.B. | $1,410,000 | $2,385,000 | 69.1% | 0.3% |
| FIRST STATE MORTGAGE SERVICES, LLC | $2,935,000 | $2,375,000 | -19.1% | 0.3% |
| BROKER SOLUTIONS, INC. | $2,460,000 | $2,240,000 | -8.9% | 0.3% |
| Carrington Mortgage Services, LLC | $1,125,000 | $2,165,000 | 92.4% | 0.3% |
| FIRST CENTENNIAL MORTGAGE CORPORATION | $2,525,000 | $2,105,000 | -16.6% | 0.3% |
| FINANCE OF AMERICA MORTGAGE LLC | $555,000 | $2,055,000 | 270.3% | 0.3% |
| LAKEVIEW LOAN SERVICING, LLC | $1,830,000 | $1,975,000 | 7.9% | 0.3% |
| CROSSCOUNTRY MORTGAGE, LLC | $1,170,000 | $1,910,000 | 63.2% | 0.3% |
| TOTAL MORTGAGE SERVICES, LLC | $1,055,000 | $1,905,000 | 80.6% | 0.3% |
| Bank of Sun Prairie | $2,180,000 | $1,875,000 | -14.0% | 0.3% |
| Great Midwest Bank, S.S.B. | $2,105,000 | $1,810,000 | -14.0% | 0.2% |
| Glacier Hills Credit Union | $1,985,000 | $1,715,000 | -13.6% | 0.2% |
| VILLAGE CAPITAL & INVESTMENT LLC | $710,000 | $1,630,000 | 129.6% | 0.2% |
| Flagstar Bank, FSB | $2,690,000 | $1,615,000 | -40.0% | 0.2% |
| USAA Federal Savings Bank | $3,265,000 | $1,605,000 | -50.8% | 0.2% |
| Luana Savings Bank | $1,485,000 | n/a | 0.2% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,370,000 | $1,460,000 | -38.4% | 0.2% |
| River Bank | $1,455,000 | n/a | 0.2% | |
| First Guaranty Mortgage Corporation | $750,000 | $1,370,000 | 82.7% | 0.2% |
| STEARNS LENDING, LLC | $3,200,000 | $1,355,000 | -57.7% | 0.2% |
| SUN WEST MORTGAGE COMPANY, INC. | $930,000 | $1,345,000 | 44.6% | 0.2% |
| EDUCATORS CREDIT UNION | $1,415,000 | $1,340,000 | -5.3% | 0.2% |
| V.I.P. MORTGAGE, INC. | $1,325,000 | n/a | 0.2% | |
| The Greenwood's State Bank | $2,095,000 | $1,300,000 | -37.9% | 0.2% |
| The Port Washington State Bank | $875,000 | $1,300,000 | 48.6% | 0.2% |
| Oregon Community Bank | $1,110,000 | $1,275,000 | 14.9% | 0.2% |
| Waterstone Mortgage Corporation | $1,555,000 | $1,275,000 | -18.0% | 0.2% |
| CLEARPATH LENDING | $1,515,000 | $1,260,000 | -16.8% | 0.2% |
| CHERRY CREEK MORTGAGE, LLC | $3,380,000 | $1,250,000 | -63.0% | 0.2% |
| ACADEMY MORTGAGE CORPORATION | $280,000 | $1,160,000 | 314.3% | 0.2% |
| PyraMax Bank, FSB | $1,095,000 | $1,155,000 | 5.5% | 0.2% |
| ENVOY MORTGAGE, LTD | $1,895,000 | $1,115,000 | -41.2% | 0.2% |
| Citizens Bank | $455,000 | $1,050,000 | 130.8% | 0.1% |
| CIBM Bank | $1,450,000 | $1,030,000 | -29.0% | 0.1% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $685,000 | $1,020,000 | 48.9% | 0.1% |
| ALTRA | $975,000 | n/a | 0.1% | |
| The Park Bank | $1,835,000 | $960,000 | -47.7% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,425,000 | $910,000 | -36.1% | 0.1% |
| BETTER MORTGAGE CORPORATION | $165,000 | $900,000 | 445.5% | 0.1% |
| Heartland Credit Union (Madison) | $900,000 | $855,000 | -5.0% | 0.1% |
| T2 FINANCIAL LLC | $325,000 | $785,000 | 141.5% | 0.1% |
| The Federal Savings Bank | $245,000 | $770,000 | 214.3% | 0.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | $765,000 | n/a | 0.1% | |
| TOWNE MORTGAGE COMPANY | $1,880,000 | $755,000 | -59.8% | 0.1% |
| Commerce State Bank | $1,560,000 | $750,000 | -51.9% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $690,000 | $745,000 | 8.0% | 0.1% |
| Baxter Credit Union | $55,000 | $730,000 | 1,227.3% | 0.1% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | $990,000 | $695,000 | -29.8% | 0.1% |
| FOX COMMUNITIES | $265,000 | $670,000 | 152.8% | 0.1% |
| FOND DU LAC | $705,000 | $660,000 | -6.4% | 0.1% |
| Settlers Bank | $460,000 | $650,000 | 41.3% | 0.1% |
| Bank of Deerfield | $2,855,000 | $640,000 | -77.6% | 0.1% |
| American Mortgage & Equity Consultants, Inc. | $265,000 | $625,000 | 135.8% | 0.1% |
| Nations Lending Corporation | $810,000 | $625,000 | -22.8% | 0.1% |
| CIBC Bank USA | $605,000 | n/a | 0.1% | |
| Badger Bank | $1,055,000 | $600,000 | -43.1% | 0.1% |
| TRIAD FINANCIAL SERVICES, INC. | $135,000 | $595,000 | 340.7% | 0.1% |
| Truist Bank | $1,125,000 | $585,000 | -48.0% | 0.1% |
| Tri City National Bank | $580,000 | n/a | 0.1% | |
| LIBERTY HOME MORTGAGE CORPORATION | $560,000 | n/a | 0.1% | |
| TJC Mortgage, Inc. | $560,000 | n/a | 0.1% | |
| Town Bank, N.A. | $225,000 | $560,000 | 148.9% | 0.1% |
| CoVantage Credit Union | $735,000 | $520,000 | -29.3% | 0.1% |
| First-Citizens Bank & Trust Company | $240,000 | $510,000 | 112.5% | 0.1% |
| InterContinental Capital Group, Inc | $235,000 | $510,000 | 117.0% | 0.1% |
| CORNERSTONE HOME LENDING, INC. | $705,000 | $505,000 | -28.4% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $450,000 | $505,000 | 12.2% | 0.1% |
| PNC Bank | $1,275,000 | $505,000 | -60.4% | 0.1% |
| NORTHWESTERN MUTUAL | $500,000 | n/a | 0.1% | |
| UNION HOME MORTGAGE CORP. | $415,000 | $500,000 | 20.5% | 0.1% |
| Blackhawk Community Credit Union | $130,000 | $495,000 | 280.8% | 0.1% |
| Key Mortgage Services, Inc. | $390,000 | $495,000 | 26.9% | 0.1% |
| Bristol Morgan Bank | $470,000 | $490,000 | 4.3% | 0.1% |
| Woodford State Bank | $490,000 | n/a | 0.1% | |
| Arvest Bank | $450,000 | $480,000 | 6.7% | 0.1% |
| Home Savings Bank | $180,000 | $475,000 | 163.9% | 0.1% |
| NAVY FEDERAL CREDIT UNION | $1,100,000 | $465,000 | -57.7% | 0.1% |
| SOFI LENDING CORP. | $465,000 | n/a | 0.1% | |
| Bank of America | $395,000 | $460,000 | 16.5% | 0.1% |
| Monona Bank | $670,000 | $460,000 | -31.3% | 0.1% |
| Ally Bank | $440,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $510,000 | $440,000 | -13.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $180,000 | $425,000 | 136.1% | 0.1% |
| Sierra Pacific Mortgage Company, Inc. | $265,000 | $420,000 | 58.5% | 0.1% |
| AMERICAN FINANCIAL NETWORK, INC. | $360,000 | $410,000 | 13.9% | 0.1% |
| LEADERONE FINANCIAL CORPORATION | $1,100,000 | $410,000 | -62.7% | 0.1% |
| MICHIGAN MUTUAL, INC. | $480,000 | $410,000 | -14.6% | 0.1% |
| HERITAGE CREDIT UNION | $405,000 | n/a | 0.1% | |
| COMPASS MORTGAGE, INC. | $400,000 | n/a | 0.1% | |
| Northpointe Bank | $185,000 | $395,000 | 113.5% | 0.1% |
| Central Bank Illinois | $385,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $680,000 | $380,000 | -44.1% | 0.1% |
| Manufacturers and Traders Trust Company | $135,000 | $375,000 | 177.8% | 0.1% |
| Community First Credit Union | $365,000 | $360,000 | -1.4% | 0.0% |
| CELEBRITY HOME LOANS, LLC | $335,000 | $335,000 | 0.0% | 0.0% |
| NATIONS RELIABLE LENDING, LLC | $1,075,000 | $330,000 | -69.3% | 0.0% |
| KELLER MORTGAGE, LLC | $255,000 | $320,000 | 25.5% | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $210,000 | $315,000 | 50.0% | 0.0% |
| Nicolet National Bank | $390,000 | $310,000 | -20.5% | 0.0% |
| Lake Area Bank | $305,000 | n/a | 0.0% | |
| LENDSURE MORTGAGE CORP. | $305,000 | n/a | 0.0% | |
| Plains Commerce Bank | $450,000 | $305,000 | -32.2% | 0.0% |
| The Bank of New Glarus | $555,000 | $305,000 | -45.0% | 0.0% |
| Stifel Bank and Trust | $300,000 | n/a | 0.0% | |
| Guardian Credit Union | $855,000 | $295,000 | -65.5% | 0.0% |
| Availa Bank | $285,000 | n/a | 0.0% | |
| AMERICAN ADVISORS GROUP | $85,000 | $280,000 | 229.4% | 0.0% |
| WINGS FINANCIAL | $275,000 | n/a | 0.0% | |
| MID AMERICA MORTGAGE, INC. | $1,225,000 | $270,000 | -78.0% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $265,000 | n/a | 0.0% | |
| Starion Bank | $465,000 | $265,000 | -43.0% | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $260,000 | n/a | 0.0% | |
| NBKC BANK | $855,000 | $255,000 | -70.2% | 0.0% |
| PLAZA HOME MORTGAGE, INC. | $1,000,000 | $255,000 | -74.5% | 0.0% |
| State Bank of Cross Plains | $495,000 | $255,000 | -48.5% | 0.0% |
| Wolf River Community Bank | $135,000 | $255,000 | 88.9% | 0.0% |
| Dane County Credit Union | $185,000 | $250,000 | 35.1% | 0.0% |
| TRUSTONE FINANCIAL FEDERAL CREDIT UNION | $385,000 | $250,000 | -35.1% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $280,000 | $245,000 | -12.5% | 0.0% |
| First Internet Bank of Indiana | $245,000 | n/a | 0.0% | |
| LENDERFI, INC. | $245,000 | n/a | 0.0% | |
| Discover Bank | $35,000 | $240,000 | 585.7% | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | $85,000 | $235,000 | 176.5% | 0.0% |
| IncredibleBank | $235,000 | n/a | 0.0% | |
| LAND HOME FINANCIAL SERVICES, INC. | $230,000 | n/a | 0.0% | |
| EVERETT FINANCIAL, INC. | $320,000 | $225,000 | -29.7% | 0.0% |
| Fidelity Bank | $225,000 | n/a | 0.0% | |
| WaterStone Bank, SSB | $12,585,000 | $225,000 | -98.2% | 0.0% |
| HOMESTEAD FUNDING CORP. | $135,000 | $215,000 | 59.3% | 0.0% |
| TIAA, FSB | $45,000 | $215,000 | 377.8% | 0.0% |
| BLUELEAF LENDING, LLC | $210,000 | n/a | 0.0% | |
| AmeriHome Mortgage Company, LLC | $205,000 | n/a | 0.0% | |
| Honor Credit Union | $205,000 | n/a | 0.0% | |
| Magnolia Bank | $205,000 | n/a | 0.0% | |
| SOVEREIGN LENDING GROUP INCORPORATED | $205,000 | n/a | 0.0% | |
| Flanagan State Bank | $260,000 | $195,000 | -25.0% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $470,000 | $195,000 | -58.5% | 0.0% |
| West Pointe Bank | $195,000 | n/a | 0.0% | |
| WINNEBAGO COMMUNITY | $190,000 | n/a | 0.0% | |
| DUPACO COMMUNITY | $185,000 | n/a | 0.0% | |
| Bank of Milton | $180,000 | n/a | 0.0% | |
| Colten Mortgage, LLC | $175,000 | n/a | 0.0% | |
| Equity Prime Mortgage LLC | $175,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Figure Lending LLC | $110,000 | $165,000 | 50.0% | 0.0% |
| First National Bank of Omaha | $165,000 | n/a | 0.0% | |
| Kohler Credit Union | $115,000 | $165,000 | 43.5% | 0.0% |
| Oostburg State Bank | $115,000 | $165,000 | 43.5% | 0.0% |
| Wyndham Capital Mortgage, Inc. | $165,000 | n/a | 0.0% | |
| LIMA ONE CAPITAL, LLC | $235,000 | $160,000 | -31.9% | 0.0% |
| Collins State Bank | $155,000 | n/a | 0.0% | |
| EMBRACE HOME LOANS, INC. | $155,000 | n/a | 0.0% | |
| North American Savings Bank, F.S.B. | $155,000 | n/a | 0.0% | |
| CLEARPOINTE CAPITAL, LLC | $30,000 | $145,000 | 383.3% | 0.0% |
| S1L, Inc. | $145,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $135,000 | n/a | 0.0% | |
| ARC HOME LLC | $135,000 | n/a | 0.0% | |
| EMM LOANS LLC | $310,000 | $135,000 | -56.5% | 0.0% |
| Fortifi Bank | $430,000 | $135,000 | -68.6% | 0.0% |
| Citizens Bank | $455,000 | $130,000 | -71.4% | 0.0% |
| First National Bank of America | $125,000 | n/a | 0.0% | |
| Hiawatha National Bank | $235,000 | $125,000 | -46.8% | 0.0% |
| Resource Bank, N.A. | $125,000 | n/a | 0.0% | |
| The Huntington National Bank | $145,000 | $125,000 | -13.8% | 0.0% |
| AbbyBank | $115,000 | n/a | 0.0% | |
| Capitol Bank | $1,665,000 | $115,000 | -93.1% | 0.0% |
| Empower Credit Union | $140,000 | $115,000 | -17.9% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $105,000 | n/a | 0.0% | |
| Baraboo State Bank | $310,000 | $105,000 | -66.1% | 0.0% |
| Bremer Bank | $205,000 | $105,000 | -48.8% | 0.0% |
| Oak Bank | $245,000 | $95,000 | -61.2% | 0.0% |
| ROYAL UNITED MORTGAGE LLC | $260,000 | $95,000 | -63.5% | 0.0% |
| Think Mutual Bank | $95,000 | n/a | 0.0% | |
| Cleveland State Bank | $85,000 | n/a | 0.0% | |
| GreenStone Farm Credit Services, FLCA | $85,000 | n/a | 0.0% | |
| AXIA FINANCIAL, LLC | $75,000 | n/a | 0.0% | |
| HIWAY | $55,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $55,000 | n/a | 0.0% | |
| Connexus Credit Union | $25,000 | n/a | 0.0% |
Beaver Dam's top lender by overall market share is Summit Credit Union, with 8.9% market share. In second place, with 7.9%, is Landmark Credit Union, having originated $57,075,000 in loans. In third place, with 7.1%, is Horicon Bank, having originated $51,500,000 in loans. In third place, with 5.1%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $36,820,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $28,290,000 in loans.
Beaver Dam, WI Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Refi | 1,673 | $277,275,000 | $165,735 |
| Home Purchase | 1,270 | $256,980,000 | $202,346 |
| Cash Out Refi | 944 | $161,980,000 | $171,589 |
| Other | 261 | $14,355,000 | $55,000 |
| Home Improvement | 255 | $15,825,000 | $62,059 |
Beaver Dam's most frequently cited loan purpose was Refi, with 1,673 originations. The 2nd most popular reason was Home Purchase, with 1,270 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 2.5-3% | 1,709 | $308,295,000 | $180,395 |
| 3-4% | 1,211 | $229,595,000 | $189,591 |
| <2.5% | 1,046 | $139,330,000 | $133,203 |
| 4-5% | 142 | $17,010,000 | $119,789 |
| 5-6% | 66 | $3,650,000 | $55,303 |
| Over 8% | 31 | $2,425,000 | $78,226 |
| 7-8% | 24 | $1,440,000 | $60,000 |
| 6-7% | 19 | $1,305,000 | $68,684 |
During 2021, Beaver Dam's most frequently originated rate bucket was 2.5-3%, with 1,709 originations.
Loan Sizing (Beaver Dam, WI MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,035 | $294,425,000 | $144,681 |
| $100,000 or less | 1,191 | $68,585,000 | $57,586 |
| $200k-400k | 1,081 | $286,525,000 | $265,056 |
| $400k-600k | 77 | $35,685,000 | $463,442 |
| $Over $1MM | 13 | $36,545,000 | $2,811,154 |
| $600k-1000k | 6 | $4,650,000 | $775,000 |
Beaver Dam's loan sizing saw the bucket of loans from $100k-200k with 2,035 originations, totaling $294,425,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 60-80% | 1,426 | $281,420,000 | $197,349 |
| 80-100% | 1,225 | $245,085,000 | $200,069 |
| 40-60% | 686 | $107,590,000 | $156,837 |
| 20-40% | 423 | $35,735,000 | $84,480 |
| Under 20% | 371 | $12,095,000 | $32,601 |
| Over 100% | 16 | $3,960,000 | $247,500 |
Beaver Dam's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 1,426 originations, totaling $281,420,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $151,900 (2.5%) | $227,519 (3.7%) | 0.00 | 230 |
| 2018-02-01 | $177,450 (18.4%) | $245,419 (11.3%) | 0.00 | 213 |
| 2018-03-01 | $185,000 (19.8%) | $251,342 (15.8%) | 0.00 | 208 |
| 2018-04-01 | $186,250 (6.5%) | $262,237 (8.0%) | 0.00 | 197 |
| 2018-05-01 | $194,450 (11.4%) | $298,903 (25.1%) | 0.00 | 192 |
| 2018-06-01 | $199,000 (19.6%) | $293,231 (26.2%) | 0.00 | 206 |
| 2018-07-01 | $200,000 (17.7%) | $306,793 (28.8%) | 0.00 | 240 |
| 2018-08-01 | $209,450 (25.9%) | $308,266 (34.0%) | 0.00 | 274 |
| 2018-09-01 | $199,900 (31.1%) | $280,110 (24.0%) | 0.00 | 311 |
| 2018-10-01 | $208,800 (40.2%) | $280,124 (33.8%) | 0.00 | 324 |
| 2018-11-01 | $208,500 (34.6%) | $288,340 (33.4%) | 0.00 | 302 |
| 2018-12-01 | $199,900 (25.0%) | $282,202 (25.5%) | 0.00 | 279 |
| 2019-01-01 | $203,450 (33.9%) | $281,992 (23.9%) | 0.00 | 259 |
| 2019-02-01 | $212,450 (19.7%) | $289,793 (18.1%) | 0.00 | 210 |
| 2019-03-01 | $228,471 (23.5%) | $290,578 (15.6%) | 0.00 | 220 |
| 2019-04-01 | $244,900 (31.5%) | $320,809 (22.3%) | 0.00 | 251 |
| 2019-05-01 | $235,450 (21.1%) | $310,840 (4.0%) | 0.00 | 220 |
| 2019-06-01 | $235,000 (18.1%) | $303,598 (3.5%) | 0.00 | 211 |
| 2019-07-01 | $236,000 (18.0%) | $303,684 (-1.0%) | 0.00 | 220 |
| 2019-08-01 | $231,814 (10.7%) | $298,313 (-3.2%) | 0.00 | 227 |
| 2019-09-01 | $222,450 (11.3%) | $284,277 (1.5%) | 0.00 | 239 |
| 2019-10-01 | $211,000 (1.1%) | $277,809 (-0.8%) | 0.00 | 258 |
| 2019-11-01 | $200,000 (-4.1%) | $270,669 (-6.1%) | 0.00 | 247 |
| 2019-12-01 | $208,000 (4.1%) | $275,419 (-2.4%) | 0.00 | 210 |
| 2020-01-01 | $199,999 (-1.7%) | $284,621 (0.9%) | 0.00 | 188 |
| 2020-02-01 | $199,999 (-5.9%) | $290,683 (0.3%) | 0.00 | 168 |
| 2020-03-01 | $228,450 (0.0%) | $316,414 (8.9%) | 0.00 | 143 |
| 2020-04-01 | $232,250 (-5.2%) | $314,472 (-2.0%) | 0.00 | 136 |
| 2020-05-01 | $249,900 (6.1%) | $335,817 (8.0%) | 0.00 | 130 |
| 2020-06-01 | $244,900 (4.2%) | $331,245 (9.1%) | 0.00 | 126 |
| 2020-07-01 | $254,900 (8.0%) | $332,784 (9.6%) | 0.00 | 120 |
| 2020-08-01 | $264,900 (14.3%) | $347,906 (16.6%) | 0.00 | 115 |
| 2020-09-01 | $251,950 (13.3%) | $348,970 (22.8%) | 0.00 | 121 |
| 2020-10-01 | $249,900 (18.4%) | $346,567 (24.8%) | 0.00 | 115 |
| 2020-11-01 | $222,400 (11.2%) | $338,756 (25.2%) | 0.00 | 109 |
| 2020-12-01 | $219,950 (5.8%) | $340,861 (23.8%) | 0.00 | 95 |
| 2021-01-01 | $235,000 (17.5%) | $346,789 (21.8%) | 0.00 | 76 |
| 2021-02-01 | $222,450 (11.2%) | $383,607 (32.0%) | 0.00 | 56 |
| 2021-03-01 | $239,900 (5.0%) | $400,152 (26.5%) | 0.00 | 52 |
| 2021-04-01 | $254,900 (9.8%) | $393,693 (25.2%) | 0.00 | 57 |
| 2021-05-01 | $259,900 (4.0%) | $361,551 (7.7%) | 0.00 | 59 |
| 2021-06-01 | $242,450 (-1.0%) | $343,018 (3.6%) | 0.00 | 65 |
| 2021-07-01 | $263,750 (3.5%) | $350,209 (5.2%) | 0.00 | 75 |
| 2021-08-01 | $244,900 (-7.6%) | $284,114 (-18.3%) | 0.00 | 102 |
| 2021-09-01 | $242,400 (-3.8%) | $277,705 (-20.4%) | 0.00 | 115 |
| 2021-10-01 | $239,999 (-4.0%) | $275,955 (-20.4%) | 0.00 | 119 |
| 2021-11-01 | $242,500 (9.0%) | $282,062 (-16.7%) | 0.00 | 105 |
| 2021-12-01 | $249,950 (13.6%) | $287,451 (-15.7%) | 0.00 | 91 |
| 2022-01-01 | $249,900 (6.3%) | $294,569 (-15.1%) | 0.00 | 62 |
| 2022-02-01 | $282,500 (27.0%) | $330,092 (-14.0%) | 0.00 | 42 |
| 2022-03-01 | $290,000 (20.9%) | $344,945 (-13.8%) | 0.00 | 44 |
| 2022-04-01 | $285,000 (11.8%) | $339,332 (-13.8%) | 0.00 | 55 |
| 2022-05-01 | $279,900 (7.7%) | $324,474 (-10.3%) | 0.00 | 61 |
Beaver Dam's median listing price for 2022-05-01 was $279,900, a difference of
$20,000
(7.7%) versus the prior year and
$-5,100 versus the prior month.
Beaver Dam's median listing price comes in at 0% of the national average.
Beaver Dam's average listing price for 2022-05-01 was $324,474, a difference of $-37,077 (-10.3%) versus the prior year and $-14,858 versus the prior month.
For the 2022-05-01 period, Beaver Dam had 61 MLS listings, a difference of 6 listings (11%) versus the prior month and 2 listings (3%) versus the prior year.
Beaver Dam's median listing price comes in at 0% of the national average.
Beaver Dam's average listing price for 2022-05-01 was $324,474, a difference of $-37,077 (-10.3%) versus the prior year and $-14,858 versus the prior month.
For the 2022-05-01 period, Beaver Dam had 61 MLS listings, a difference of 6 listings (11%) versus the prior month and 2 listings (3%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Beaver Dam (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,592 sqft |
| 2018-02-01 | 0 days | 1,674 sqft |
| 2018-03-01 | 0 days | 1,776 sqft |
| 2018-04-01 | 0 days | 1,690 sqft |
| 2018-05-01 | 0 days | 1,694 sqft |
| 2018-06-01 | 0 days | 1,684 sqft |
| 2018-07-01 | 0 days | 1,691 sqft |
| 2018-08-01 | 0 days | 1,745 sqft |
| 2018-09-01 | 0 days | 1,680 sqft |
| 2018-10-01 | 0 days | 1,749 sqft |
| 2018-11-01 | 0 days | 1,746 sqft |
| 2018-12-01 | 0 days | 1,700 sqft |
| 2019-01-01 | 0 days | 1,662 sqft |
| 2019-02-01 | 0 days | 1,632 sqft |
| 2019-03-01 | 0 days | 1,648 sqft |
| 2019-04-01 | 0 days | 1,779 sqft |
| 2019-05-01 | 0 days | 1,790 sqft |
| 2019-06-01 | 0 days | 1,737 sqft |
| 2019-07-01 | 0 days | 1,711 sqft |
| 2019-08-01 | 0 days | 1,733 sqft |
| 2019-09-01 | 0 days | 1,755 sqft |
| 2019-10-01 | 0 days | 1,712 sqft |
| 2019-11-01 | 0 days | 1,712 sqft |
| 2019-12-01 | 0 days | 1,691 sqft |
| 2020-01-01 | 0 days | 1,645 sqft |
| 2020-02-01 | 0 days | 1,737 sqft |
| 2020-03-01 | 0 days | 1,730 sqft |
| 2020-04-01 | 0 days | 1,667 sqft |
| 2020-05-01 | 0 days | 1,800 sqft |
| 2020-06-01 | 0 days | 1,807 sqft |
| 2020-07-01 | 0 days | 1,819 sqft |
| 2020-08-01 | 0 days | 2,080 sqft |
| 2020-09-01 | 0 days | 1,962 sqft |
| 2020-10-01 | 0 days | 1,964 sqft |
| 2020-11-01 | 0 days | 1,822 sqft |
| 2020-12-01 | 0 days | 1,730 sqft |
| 2021-01-01 | 0 days | 1,721 sqft |
| 2021-02-01 | 0 days | 1,742 sqft |
| 2021-03-01 | 0 days | 1,803 sqft |
| 2021-04-01 | 0 days | 1,770 sqft |
| 2021-05-01 | 0 days | 1,900 sqft |
| 2021-06-01 | 0 days | 1,690 sqft |
| 2021-07-01 | 0 days | 1,799 sqft |
| 2021-08-01 | 0 days | 1,672 sqft |
| 2021-09-01 | 0 days | 1,689 sqft |
| 2021-10-01 | 0 days | 1,720 sqft |
| 2021-11-01 | 0 days | 1,751 sqft |
| 2021-12-01 | 0 days | 1,791 sqft |
| 2022-01-01 | 0 days | 1,644 sqft |
| 2022-02-01 | 0 days | 1,682 sqft |
| 2022-03-01 | 0 days | 1,593 sqft |
| 2022-04-01 | 0 days | 1,683 sqft |
| 2022-05-01 | 0 days | 1,628 sqft |
Beaver Dam's median listing age (time on market) for 2022-05-01 was 0 days.
Beaver Dam's median square footage for active listings during the 2022-05-01 period was 1,628 sqft. One year prior, the average listing was 1,900 sqft.
Beaver Dam's median square footage for active listings during the 2022-05-01 period was 1,628 sqft. One year prior, the average listing was 1,900 sqft.
