Baraboo Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Baraboo averaged 6.62% for the week of 2023-03-16, compared to the national average of 6.6% for the same period.

    The average rate for the prior week (2023-03-09) was 6.75% and one month ago for the week of 2023-02-09, the average rate was 6.24%.

    Baraboo's average rate one year ago was 3.2%.

    For refis of the same type during the week of 2023-03-16, the average rate was 6.59%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2023-03-16 6.6%
    Baraboo 30 Year Fixed Rate 2023-03-16 6.62%
    Baraboo 30 Year Fixed Rate Refi 2023-03-16 6.59%
    Baraboo 15 Year Fixed Rate 2023-03-16 6.17%
    Baraboo 15 Year Fixed Rate Refi 2023-03-16 6.18%
    Baraboo 30 Year FHA 2023-03-16 6.53%
    Baraboo 30 Year FHA Refi 2023-03-16 6.34%
    Baraboo 30 Year USDA 2023-03-16 6.44%
    Baraboo 30 Year USDA Refi 2023-03-16 6.29%
    Baraboo 30 Year VA 2023-03-16 6.49%
    Baraboo 30 Year VA Refi 2023-03-16 5.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Baraboo, WI.

    Baraboo Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
    Summit Credit Union 86 4.20% $2,747
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 62 5.08% $3,341
    University of Wisconsin Credit Union 43 4.66% $3,058
    Prosperity Home Mortgage, LLC 37 5.02% $3,786
    GUILD MORTGAGE COMPANY 33 4.94% $5,623
    The Peoples Community Bank 28 4.60% $3,255
    QUICKEN LOANS, LLC 27 5.03% $5,849
    Associated Bank 11 4.41% $2,218
    THOMPSON KANE & COMPANY, LLC 10 5.51% $4,238
    Wells Fargo Bank 10 4.64% $3,688
    CORNERSTONE HOME LENDING, INC. 9 5.03% $7,270
    U.S. Bank 9 4.93% $3,215
    Royal Bank 8 4.80% $2,071
    BMO Harris Bank 8 4.56% $6,580
    UNITED WHOLESALE MORTGAGE, LLC 7 5.86% $4,182
    COMPEER FINANCIAL, FLCA 7 5.36% $3,790
    JPMorgan Chase Bank 7 4.84% $5,392
    Monona Bank 6 3.75% $2,869
    Prevail Bank 6 4.65% $1,974
    State Bank of Cross Plains 6 4.77% $2,213
    Settlers Bank 6 4.73% $1,972
    Heartland Credit Union (Madison) 5 3.98% $4,794
    AMERISAVE MORTGAGE CORPORATION 5 4.65% $6,269
    LOANDEPOT.COM, LLC 5 4.42% $6,339
    Oregon Community Bank 5 4.15% $6,886
    INLANTA MORTGAGE, INC. 4 4.91% $4,225
    Barrington Bank & Trust Company, N.A. 4 4.65% $5,771
    NEWREZ LLC 4 4.40% $4,044
    Morgan Stanley Private Bank 3 5.72% $3,187
    FREEDOM MORTGAGE CORPORATION 3 5.75% $4,132
    GUARANTEED RATE, INC. 3 5.25% $4,844
    Old National Bank 3 4.79% $3,186
    Bank Five Nine 3 4.38% $2,519
    Connexus Credit Union 3 4.08% $1,828
    Hometown Bank 3 4.21% $2,339
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3 4.79% $7,007
    PENNYMAC LOAN SERVICES, LLC 3 3.96% $7,275
    Mr. Cooper ( Nationstar Mortgage ) 2 5.00% $7,855
    AmeriHome Mortgage Company, LLC 2 4.50% $2,738
    Bell Bank 2 5.50% $2,671
    Landmark Credit Union 2 4.59% $2,046
    ALTRA 2 4.71% $2,811
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.69% $7,138
    Ally Bank 2 4.13% $3,856
    Ixonia Bank 2 5.88% $4,484
    First Federal Bank 2 4.88% $2,243
    ROYAL UNITED MORTGAGE LLC 2 5.50% $7,493
    Northpointe Bank 2 5.75% $6,571
    Flagstar Bank, FSB 2 5.50% $3,218
    FINANCE OF AMERICA MORTGAGE LLC 2 4.69% $4,411
    A + MORTGAGE SERVICES, INC. 2 5.44% $2,150
    Nations Lending Corporation 2 5.63% $2,906
    M&T Bank 2 4.06% $5,980
    WESTconsin Credit Union 1 3.13% $3,438
    Alerus Financial 1 6.00% $3,384
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $3,496
    AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.13% $10,404
    Bank First, N.A. 1 5.70% $2,656
    Bank of England 1 6.13% $5,133
    Bank of Sun Prairie 1 4.88% $2,186
    Blackhawk Bank 1 4.90% $3,708
    BROKER SOLUTIONS, INC. 1 3.88% $3,618
    CALIBER HOME LOANS, INC. 1 4.25% $3,065
    Citibank 1 3.50% $3,375
    City National Bank 1 4.60% $3,743
    CMG MORTGAGE, INC. 1 5.38% $9,316
    CONSUMERS COOPERATIVE CREDIT UNION 1 3.63% $2,834
    CROSSCOUNTRY MORTGAGE, LLC 1 3.75% $3,746
    DMB Community Bank 1 5.50% $2,113
    Dollar Bank, Federal Savings Bank 1 6.25% $2,344
    ENDEAVOR CAPITAL, LLC. 1 5.63% $9,263
    EVERETT FINANCIAL, INC. 1 4.25% $2,036
    Farmers & Merchants State Bank 1 4.13% $1,937
    Fifth Third Bank 1 3.49% $3,215
    First Bank & Trust 1 6.88% $4,119
    First Internet Bank of Indiana 1 5.25% $3,837
    First Midwest Bank 1 3.25% $4,997
    FIRST STATE MORTGAGE SERVICES, LLC 1 5.63% $3,336
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.88% $3,667
    HOMESTAR FINANCIAL CORPORATION 1 4.38% $3,434
    IncredibleBank 1 5.75% $2,870
    INLAND BANK & TRUST 1 4.88% $2,830
    Johnson Bank 1 5.40% $1,975
    LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $4,608
    LENDSURE MORTGAGE CORP. 1 4.88% $8,324
    Merchants Bank of Indiana 1 6.00% $2,073
    Midwest Community Bank 1 3.75% $2,661
    MOVEMENT MORTGAGE, LLC 1 5.63% $6,341
    MUTUAL OF OMAHA MORTGAGE, INC. 1 3.75% $3,387
    NATIONS RELIABLE LENDING, LLC 1 5.50% $5,547
    NAVY FEDERAL CREDIT UNION 1 5.25% $2,735
    NEXERA HOLDING LLC 1 9.00% $13,556
    Paramount Residential Mortgage Group, Inc. 1 3.88% $2,950
    PHH Mortgage Corporation 1 6.50% $3,986
    PROPER RATE, LLC 1 6.63% $4,160
    Royal Credit Union 1 6.13% $0
    SIRVA MORTGAGE, INC. 1 6.13% $611
    The Equitable Bank, S.S.B. 1 3.00% $2,413
    The Huntington National Bank 1 5.13% $6,446
    The Park Bank 1 3.88% $1,840
    ADVANCIAL 1 4.38% $6,994

    Baraboo Average Closing Costs & Other Stats

    Baraboo, WI's 101 lenders originated 1,851 loans during 2022. The total origination value was $358,105,000, with an average loan value of $193,466.

    Baraboo's average closing costs are $3,596.

    The top Baraboo lender as defined by loan originations is Summit Credit Union, with 86 loans originated. Their average total fees are $2,747, which is $594 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Baraboo lenders (with over 10 loans originated) are Associated Bank ($2,218), Summit Credit Union ($2,747), University of Wisconsin Credit Union ($3,058), The Peoples Community Bank ($3,255) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,341).

    The lowest rate Baraboo lenders (with over 10 loans originated) are Summit Credit Union (4.20%), Associated Bank (4.41%), The Peoples Community Bank (4.60%), Wells Fargo Bank (4.64%) and University of Wisconsin Credit Union (4.66%).

    Baraboo, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
    Summit Credit Union $88,795,000 $54,110,000 -39.1% 15.1%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $53,150,000 $23,920,000 -55.0% 6.7%
    University of Wisconsin Credit Union $26,030,000 $18,915,000 -27.3% 5.3%
    Baraboo State Bank $32,980,000 $16,185,000 -50.9% 4.5%
    GUILD MORTGAGE COMPANY $17,840,000 $13,820,000 -22.5% 3.9%
    KeyBank $12,665,000 n/a 3.5%
    River Bank $225,000 $11,005,000 4,791.1% 3.1%
    Prosperity Home Mortgage, LLC $17,660,000 $10,540,000 -40.3% 2.9%
    The Peoples Community Bank $20,940,000 $9,735,000 -53.5% 2.7%
    BMO Harris Bank $14,600,000 $9,145,000 -37.4% 2.6%
    QUICKEN LOANS, LLC $21,550,000 $9,030,000 -58.1% 2.5%
    Bank of Wisconsin Dells $14,780,000 $7,405,000 -49.9% 2.1%
    Monona Bank $8,955,000 $6,775,000 -24.3% 1.9%
    THOMPSON KANE & COMPANY, LLC $7,315,000 $5,595,000 -23.5% 1.6%
    U.S. Bank $7,775,000 $5,550,000 -28.6% 1.5%
    COMPEER FINANCIAL, FLCA $3,990,000 $5,510,000 38.1% 1.5%
    State Bank of Cross Plains $6,780,000 $4,965,000 -26.8% 1.4%
    Royal Bank $7,655,000 $4,700,000 -38.6% 1.3%
    Associated Bank $10,690,000 $4,020,000 -62.4% 1.1%
    Oregon Community Bank $6,530,000 $4,005,000 -38.7% 1.1%
    Farmers & Merchants State Bank $3,230,000 n/a 0.9%
    Wells Fargo Bank $9,895,000 $3,045,000 -69.2% 0.9%
    UNITED WHOLESALE MORTGAGE, LLC $4,080,000 $2,975,000 -27.1% 0.8%
    Settlers Bank $2,555,000 $2,830,000 10.8% 0.8%
    Old National Bank $2,040,000 $2,780,000 36.3% 0.8%
    Mortgage Research Center, LLC $4,395,000 $2,620,000 -40.4% 0.7%
    CORNERSTONE HOME LENDING, INC. $2,425,000 $2,545,000 4.9% 0.7%
    Barrington Bank & Trust Company, N.A. $7,050,000 $2,490,000 -64.7% 0.7%
    Prevail Bank $2,930,000 $2,385,000 -18.6% 0.7%
    LOANDEPOT.COM, LLC $4,590,000 $2,270,000 -50.5% 0.6%
    JPMorgan Chase Bank $3,960,000 $1,985,000 -49.9% 0.6%
    PENNYMAC LOAN SERVICES, LLC $2,620,000 $1,910,000 -27.1% 0.5%
    Hometown Bank $3,805,000 $1,865,000 -51.0% 0.5%
    NEWREZ LLC $6,050,000 $1,830,000 -69.8% 0.5%
    Heartland Credit Union (Madison) $2,320,000 $1,750,000 -24.6% 0.5%
    AMERISAVE MORTGAGE CORPORATION $2,100,000 $1,735,000 -17.4% 0.5%
    GUARANTEED RATE, INC. $4,070,000 $1,470,000 -63.9% 0.4%
    Flagstar Bank, FSB $1,910,000 $1,455,000 -23.8% 0.4%
    CROSSCOUNTRY MORTGAGE, LLC $460,000 $1,450,000 215.2% 0.4%
    The Park Bank $4,670,000 $1,425,000 -69.5% 0.4%
    Capitol Bank $505,000 $1,385,000 174.3% 0.4%
    FREEDOM MORTGAGE CORPORATION $10,130,000 $1,345,000 -86.7% 0.4%
    The Huntington National Bank $1,205,000 n/a 0.3%
    Morgan Stanley Private Bank $1,125,000 n/a 0.3%
    Nations Lending Corporation $95,000 $1,125,000 1,084.2% 0.3%
    INLANTA MORTGAGE, INC. $2,375,000 $1,115,000 -53.1% 0.3%
    Bell Bank $930,000 n/a 0.3%
    Mr. Cooper ( Nationstar Mortgage ) $1,865,000 $930,000 -50.1% 0.3%
    Citizens State Bank of La Crosse $210,000 $835,000 297.6% 0.2%
    AMERICAN PACIFIC MORTGAGE CORPORATION $2,195,000 $820,000 -62.6% 0.2%
    DAS Acquisition Company, LLC $2,925,000 $805,000 -72.5% 0.2%
    AMERICAN PORTFOLIO MORTGAGE CORPORATION $770,000 n/a 0.2%
    Paramount Residential Mortgage Group, Inc. $1,420,000 $745,000 -47.5% 0.2%
    CALIBER HOME LOANS, INC. $1,920,000 $730,000 -62.0% 0.2%
    Connexus Credit Union $720,000 n/a 0.2%
    BROKER SOLUTIONS, INC. $1,435,000 $705,000 -50.9% 0.2%
    USAA Federal Savings Bank $1,910,000 $700,000 -63.4% 0.2%
    Farmers Savings Bank $690,000 n/a 0.2%
    Northpointe Bank $155,000 $690,000 345.2% 0.2%
    Landmark Credit Union $65,000 $655,000 907.7% 0.2%
    MUTUAL OF OMAHA MORTGAGE, INC. $650,000 n/a 0.2%
    SELFRELIANCE $650,000 n/a 0.2%
    Dollar Bank, Federal Savings Bank $645,000 n/a 0.2%
    FINANCE OF AMERICA MORTGAGE LLC $265,000 $640,000 141.5% 0.2%
    NEW DAY FINANCIAL, LLC $750,000 $635,000 -15.3% 0.2%
    Alerus Financial $620,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $1,310,000 $590,000 -55.0% 0.2%
    Oak Bank $435,000 $565,000 29.9% 0.2%
    PHH Mortgage Corporation $175,000 $560,000 220.0% 0.2%
    Ally Bank $880,000 $550,000 -37.5% 0.2%
    DMB Community Bank $1,825,000 $545,000 -70.1% 0.2%
    ALTRA $520,000 $540,000 3.8% 0.2%
    Bank Five Nine $1,835,000 $510,000 -72.2% 0.1%
    First Midwest Bank $175,000 $505,000 188.6% 0.1%
    Starion Bank $1,315,000 $505,000 -61.6% 0.1%
    A + MORTGAGE SERVICES, INC. $825,000 $500,000 -39.4% 0.1%
    ENVOY MORTGAGE, LTD $705,000 $500,000 -29.1% 0.1%
    Johnson Bank $2,945,000 $500,000 -83.0% 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $1,855,000 $495,000 -73.3% 0.1%
    Bank of Sun Prairie $1,180,000 $490,000 -58.5% 0.1%
    First Federal Bank $155,000 $475,000 206.5% 0.1%
    LAKEVIEW LOAN SERVICING, LLC $1,735,000 $465,000 -73.2% 0.1%
    Carrington Mortgage Services, LLC $965,000 $455,000 -52.8% 0.1%
    PNC Bank $260,000 $435,000 67.3% 0.1%
    North American Savings Bank, F.S.B. $425,000 n/a 0.1%
    MARINE $290,000 $420,000 44.8% 0.1%
    FIRST STATE MORTGAGE SERVICES, LLC $410,000 n/a 0.1%
    Ixonia Bank $410,000 n/a 0.1%
    AmeriHome Mortgage Company, LLC $405,000 n/a 0.1%
    1st Community Credit Union $400,000 n/a 0.1%
    PLANET HOME LENDING, LLC $930,000 $395,000 -57.5% 0.1%
    EVERETT FINANCIAL, INC. $370,000 $390,000 5.4% 0.1%
    CMG MORTGAGE, INC. $185,000 $385,000 108.1% 0.1%
    First Internet Bank of Indiana $385,000 n/a 0.1%
    CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,010,000 $375,000 -62.9% 0.1%
    American Heritage National Bank $365,000 n/a 0.1%
    M&T Bank $360,000 n/a 0.1%
    CONSUMERS COOPERATIVE CREDIT UNION $355,000 n/a 0.1%
    Mound City Bank $355,000 n/a 0.1%
    PROPER RATE, LLC $145,000 $325,000 124.1% 0.1%
    Fortifi Bank $115,000 $315,000 173.9% 0.1%
    LAND HOME FINANCIAL SERVICES, INC. $135,000 $315,000 133.3% 0.1%
    EMBRACE HOME LOANS, INC. $275,000 $305,000 10.9% 0.1%
    GUARANTEED RATE AFFINITY, LLC $175,000 $305,000 74.3% 0.1%
    Merchants Bank of Indiana $305,000 n/a 0.1%
    Truist $295,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $425,000 $290,000 -31.8% 0.1%
    ADVIA $75,000 $285,000 280.0% 0.1%
    Secured Investment Corp. $285,000 n/a 0.1%
    Magnolia Bank $450,000 $275,000 -38.9% 0.1%
    Royal Credit Union $630,000 $275,000 -56.3% 0.1%
    FINANCE OF AMERICA REVERSE LLC $270,000 n/a 0.1%
    Bank First, N.A. $320,000 $260,000 -18.8% 0.1%
    ENDEAVOR CAPITAL, LLC. $255,000 n/a 0.1%
    IncredibleBank $175,000 $255,000 45.7% 0.1%
    NBH Bank $315,000 $255,000 -19.0% 0.1%
    HOMESTAR FINANCIAL CORPORATION $245,000 n/a 0.1%
    KELLER MORTGAGE, LLC $245,000 n/a 0.1%
    NEXERA HOLDING LLC $245,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $190,000 $240,000 26.3% 0.1%
    ALLIANT $235,000 n/a 0.1%
    LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $65,000 $230,000 253.8% 0.1%
    AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.1%
    Bank of England $455,000 $225,000 -50.5% 0.1%
    SIRVA MORTGAGE, INC. $225,000 n/a 0.1%
    Midwest Community Bank $215,000 n/a 0.1%
    AMERICAN FINANCING CORPORATION $225,000 $205,000 -8.9% 0.1%
    CRESCENT MORTGAGE COMPANY $205,000 n/a 0.1%
    Loan Simple, Inc. $205,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $205,000 n/a 0.1%
    The Equitable Bank, S.S.B. $155,000 $205,000 32.3% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
    Bank of America $430,000 $195,000 -54.7% 0.1%
    City National Bank $195,000 n/a 0.1%
    Badger Bank $185,000 n/a 0.1%
    Equity Prime Mortgage LLC $185,000 n/a 0.1%
    Libertyville Bank & Trust $185,000 n/a 0.1%
    Town Bank, N.A. $185,000 n/a 0.1%
    VILLAGE CAPITAL MORTGAGE $630,000 $185,000 -70.6% 0.1%
    NBKC BANK $175,000 n/a 0.0%
    Wisconsin River Bank $990,000 $175,000 -82.3% 0.0%
    American Bank and Trust Company $165,000 n/a 0.0%
    Bluff View Bank $165,000 n/a 0.0%
    First Bank & Trust $165,000 n/a 0.0%
    Woodford State Bank $250,000 $165,000 -34.0% 0.0%
    ADVANCIAL $155,000 n/a 0.0%
    Fifth Third Bank $125,000 $155,000 24.0% 0.0%
    BLC Community Bank $145,000 n/a 0.0%
    INLAND BANK & TRUST $1,980,000 $145,000 -92.7% 0.0%
    Citibank $135,000 n/a 0.0%
    Waterstone Mortgage Corporation $300,000 $135,000 -55.0% 0.0%
    HOME POINT FINANCIAL CORPORATION $1,010,000 $125,000 -87.6% 0.0%
    LENDSURE MORTGAGE CORP. $125,000 n/a 0.0%
    Transportation Federal Credit Union $125,000 n/a 0.0%
    Bremer Bank $115,000 n/a 0.0%
    WESTconsin Credit Union $115,000 n/a 0.0%
    Bank of Deerfield $1,445,000 $105,000 -92.7% 0.0%
    Discover Bank $65,000 $95,000 46.2% 0.0%
    MID AMERICA MORTGAGE, INC. $95,000 n/a 0.0%
    Figure Lending LLC $15,000 $90,000 500.0% 0.0%
    Blackhawk Bank $75,000 n/a 0.0%
    WINGS FINANCIAL $55,000 n/a 0.0%
    CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.0%
    Bay Bank $35,000 n/a 0.0%
    Great Midwest Bank, S.S.B. $990,000 $35,000 -96.5% 0.0%
    National Exchange Bank and Trust $35,000 n/a 0.0%
    HIWAY $25,000 n/a 0.0%

    Baraboo's top lender by overall market share is Summit Credit Union, with 15.1% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,920,000 in loans. In third place, with 5.3%, is University of Wisconsin Credit Union, having originated $18,915,000 in loans. In fourth place, with 4.5%, is Baraboo State Bank, having originated $16,185,000 in loans. In fifth place, with 3.9%, is GUILD MORTGAGE COMPANY, having originated $13,820,000 in loans.

    Baraboo Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $230,950 (15.5%) $262,660 (-3.5%) 0.00 247
    2018-02-01 $249,900 (25.0%) $276,298 (-0.3%) 0.00 218
    2018-03-01 $259,900 (17.5%) $280,645 (0.5%) 0.00 232
    2018-04-01 $249,900 (13.6%) $282,075 (2.3%) 0.00 251
    2018-05-01 $246,000 (14.5%) $280,924 (5.3%) 0.00 279
    2018-06-01 $249,000 (10.9%) $287,708 (4.6%) 0.00 293
    2018-07-01 $254,450 (13.1%) $295,314 (6.7%) 0.00 299
    2018-08-01 $254,900 (12.3%) $299,660 (7.1%) 0.00 298
    2018-09-01 $255,000 (11.4%) $299,244 (6.3%) 0.00 294
    2018-10-01 $239,900 (4.4%) $283,163 (3.8%) 0.00 297
    2018-11-01 $231,325 (0.6%) $267,773 (0.5%) 0.00 287
    2018-12-01 $229,900 (0.3%) $264,579 (0.9%) 0.00 252
    2019-01-01 $229,900 (-0.5%) $272,032 (3.6%) 0.00 233
    2019-02-01 $239,675 (-4.1%) $276,940 (0.2%) 0.00 201
    2019-03-01 $239,450 (-7.9%) $280,424 (-0.1%) 0.00 220
    2019-04-01 $242,225 (-3.1%) $291,532 (3.4%) 0.00 241
    2019-05-01 $266,950 (8.5%) $314,464 (11.9%) 0.00 258
    2019-06-01 $260,000 (4.4%) $304,739 (5.9%) 0.00 267
    2019-07-01 $272,400 (7.1%) $308,336 (4.4%) 0.00 271
    2019-08-01 $267,173 (4.8%) $306,584 (2.3%) 0.00 267
    2019-09-01 $263,082 (3.2%) $306,306 (2.4%) 0.00 267
    2019-10-01 $259,900 (8.3%) $305,369 (7.8%) 0.00 261
    2019-11-01 $259,900 (12.4%) $316,431 (18.2%) 0.00 218
    2019-12-01 $259,175 (12.7%) $311,650 (17.8%) 0.00 205
    2020-01-01 $265,700 (15.6%) $316,947 (16.5%) 0.00 180
    2020-02-01 $275,000 (14.7%) $321,009 (15.9%) 0.00 175
    2020-03-01 $285,700 (19.3%) $330,738 (17.9%) 0.00 177
    2020-04-01 $284,975 (17.7%) $335,381 (15.0%) 0.00 189
    2020-05-01 $269,900 (1.1%) $315,443 (0.3%) 0.00 186
    2020-06-01 $282,450 (8.6%) $349,712 (14.8%) 0.00 151
    2020-07-01 $282,450 (3.7%) $357,342 (15.9%) 0.00 143
    2020-08-01 $269,900 (1.0%) $355,371 (15.9%) 0.00 124
    2020-09-01 $267,400 (1.6%) $350,173 (14.3%) 0.00 131
    2020-10-01 $259,000 (-0.4%) $317,529 (4.0%) 0.00 104
    2020-11-01 $254,225 (-2.2%) $313,558 (-0.9%) 0.00 97
    2020-12-01 $245,475 (-5.3%) $295,971 (-5.0%) 0.00 81
    2021-01-01 $254,000 (-4.4%) $297,727 (-6.1%) 0.00 74
    2021-02-01 $262,400 (-4.6%) $317,250 (-1.2%) 0.00 68
    2021-03-01 $274,475 (-3.9%) $341,687 (3.3%) 0.00 71
    2021-04-01 $278,175 (-2.4%) $362,100 (8.0%) 0.00 72
    2021-05-01 $274,950 (1.9%) $362,714 (15.0%) 0.00 72
    2021-06-01 $282,450 (0.0%) $367,922 (5.2%) 0.00 85
    2021-07-01 $299,900 (6.2%) $421,148 (17.9%) 0.00 86
    2021-08-01 $313,675 (16.2%) $422,078 (18.8%) 0.00 85
    2021-09-01 $311,950 (16.7%) $424,585 (21.3%) 0.00 85
    2021-10-01 $315,000 (21.6%) $395,655 (24.6%) 0.00 83
    2021-11-01 $269,900 (6.2%) $367,707 (17.3%) 0.00 73
    2021-12-01 $278,750 (13.6%) $403,220 (36.2%) 0.00 61
    2022-01-01 $299,900 (18.1%) $444,392 (49.3%) 0.00 43
    2022-02-01 $325,000 (23.9%) $458,810 (44.6%) 0.00 37
    2022-03-01 $343,950 (25.3%) $421,259 (23.3%) 0.00 48
    2022-04-01 $359,000 (29.1%) $464,835 (28.4%) 0.00 46
    2022-05-01 $392,175 (42.6%) $466,639 (28.7%) 0.00 64
    2022-06-01 $389,000 (37.7%) $481,074 (30.8%) 0.00 77
    2022-07-01 $360,000 (20.0%) $448,421 (6.5%) 0.00 91
    2022-08-01 $394,450 (25.8%) $464,773 (10.1%) 0.00 90
    2022-09-01 $399,000 (27.9%) $473,118 (11.4%) 0.00 90
    2022-10-01 $379,900 (20.6%) $435,814 (10.2%) 0.00 99
    2022-11-01 $358,225 (32.7%) $411,618 (11.9%) 0.00 108
    2022-12-01 $367,400 (31.8%) $409,994 (1.7%) 0.00 95
    2023-01-01 $368,425 (22.9%) $406,503 (-8.5%) 0.00 78
    2023-02-01 $379,725 (16.8%) $424,030 (-7.6%) 0.00 67
    Baraboo's median listing price for 2023-02-01 was $379,725, a difference of $54,725 (16.8%) versus the prior year and $11,300 versus the prior month.

    Baraboo's median listing price comes in at 0% of the national average.

    Baraboo's average listing price for 2023-02-01 was $424,030, a difference of $-34,780 (-7.6%) versus the prior year and $17,527 versus the prior month.

    For the 2023-02-01 period, Baraboo had 67 MLS listings, a difference of -11 listings (-14%) versus the prior month and 30 listings (81%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,810 sqft
    2018-02-01 0 days 1,899 sqft
    2018-03-01 0 days 1,899 sqft
    2018-04-01 0 days 1,950 sqft
    2018-05-01 0 days 1,921 sqft
    2018-06-01 0 days 1,954 sqft
    2018-07-01 0 days 1,953 sqft
    2018-08-01 0 days 2,000 sqft
    2018-09-01 0 days 2,000 sqft
    2018-10-01 0 days 1,863 sqft
    2018-11-01 0 days 1,776 sqft
    2018-12-01 0 days 1,776 sqft
    2019-01-01 0 days 1,784 sqft
    2019-02-01 0 days 1,776 sqft
    2019-03-01 0 days 1,732 sqft
    2019-04-01 0 days 1,775 sqft
    2019-05-01 0 days 1,850 sqft
    2019-06-01 0 days 1,828 sqft
    2019-07-01 0 days 1,832 sqft
    2019-08-01 0 days 1,826 sqft
    2019-09-01 0 days 1,828 sqft
    2019-10-01 0 days 1,829 sqft
    2019-11-01 0 days 1,774 sqft
    2019-12-01 0 days 1,783 sqft
    2020-01-01 0 days 1,800 sqft
    2020-02-01 0 days 1,800 sqft
    2020-03-01 0 days 1,868 sqft
    2020-04-01 0 days 1,901 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,808 sqft
    2020-07-01 0 days 1,850 sqft
    2020-08-01 0 days 1,800 sqft
    2020-09-01 0 days 1,781 sqft
    2020-10-01 0 days 1,735 sqft
    2020-11-01 0 days 1,692 sqft
    2020-12-01 0 days 1,648 sqft
    2021-01-01 0 days 1,624 sqft
    2021-02-01 0 days 1,613 sqft
    2021-03-01 0 days 1,693 sqft
    2021-04-01 0 days 1,686 sqft
    2021-05-01 0 days 1,645 sqft
    2021-06-01 0 days 1,747 sqft
    2021-07-01 0 days 1,814 sqft
    2021-08-01 0 days 1,955 sqft
    2021-09-01 0 days 1,945 sqft
    2021-10-01 0 days 1,909 sqft
    2021-11-01 0 days 1,776 sqft
    2021-12-01 0 days 1,864 sqft
    2022-01-01 0 days 1,866 sqft
    2022-02-01 0 days 1,877 sqft
    2022-03-01 0 days 1,719 sqft
    2022-04-01 0 days 1,727 sqft
    2022-05-01 0 days 1,881 sqft
    2022-06-01 0 days 2,015 sqft
    2022-07-01 0 days 1,813 sqft
    2022-08-01 0 days 1,886 sqft
    2022-09-01 0 days 2,029 sqft
    2022-10-01 0 days 1,832 sqft
    2022-11-01 0 days 1,774 sqft
    2022-12-01 0 days 1,744 sqft
    2023-01-01 0 days 1,671 sqft
    2023-02-01 0 days 1,680 sqft
    Baraboo's median listing age (time on market) for 2023-02-01 was 0 days.

    Baraboo's median square footage for active listings during the 2023-02-01 period was 1,680 sqft. One year prior, the average listing was 1,877 sqft.

    Baraboo, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 796 $223,640,000 $280,955
    Cash Out Refi 318 $54,410,000 $171,101
    Refi 294 $49,150,000 $167,177
    Other 249 $19,585,000 $78,655
    Home Improvement 194 $11,320,000 $58,351

    Baraboo's most frequently cited loan purpose was Home Purchase, with 796 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    5-6% 353 $67,975,000 $192,564
    3-4% 351 $77,095,000 $219,644
    4-5% 311 $84,315,000 $271,109
    <2.5% 277 $25,215,000 $91,029
    2.5-3% 206 $23,320,000 $113,204
    6-7% 156 $30,890,000 $198,013
    7-8% 64 $8,450,000 $132,031
    Over 8% 22 $1,450,000 $65,909

    During 2022, Baraboo's most frequently originated rate bucket was 5-6%, with 353 originations.

    Loan Sizing (Baraboo, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 650 $33,000,000 $50,769
    $200k-400k 554 $151,990,000 $274,350
    $100k-200k 533 $78,625,000 $147,514
    $400k-600k 84 $39,280,000 $467,619
    $600k-1000k 18 $12,570,000 $698,333
    $Over $1MM 12 $42,640,000 $3,553,333

    Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 650 originations, totaling $33,000,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 513 $133,885,000 $260,984
    60-80% 412 $109,860,000 $266,650
    Under 20% 375 $15,345,000 $40,920
    20-40% 259 $27,275,000 $105,309
    40-60% 167 $28,755,000 $172,186
    Over 100% 9 $3,085,000 $342,778

    Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 513 originations, totaling $133,885,000 in origination value.