Baraboo Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Baraboo averaged 6.77% for the week of 2024-06-13, compared to the national average of 6.95% for the same period.

The average rate for the prior week (2024-06-06) was 6.71% and one month ago for the week of 2024-05-09, the average rate was 6.91%.

Baraboo's average rate one year ago was 6.63%.

For refis of the same type during the week of 2024-06-13, the average rate was 7.35%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-06-13 6.95%
Baraboo 30 Year Fixed Rate 2024-06-13 6.77%
Baraboo 30 Year Fixed Rate Refi 2024-06-13 7.35%
Baraboo 15 Year Fixed Rate 2024-06-13 6.17%
Baraboo 15 Year Fixed Rate Refi 2024-06-13 6.57%
Baraboo 30 Year FHA 2024-06-13 6.51%
Baraboo 30 Year FHA Refi 2024-06-13 6.51%
Baraboo 30 Year USDA 2024-06-13 6.71%
Baraboo 30 Year USDA Refi 2024-06-13 6.71%
Baraboo 30 Year VA 2024-06-13 6.42%
Baraboo 30 Year VA Refi 2024-06-13 6.22%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Baraboo, WI.

Baraboo Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Summit Credit Union 64 6.57% $2,753
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 50 6.78% $3,603
University of Wisconsin Credit Union 36 6.31% $2,679
GUILD MORTGAGE COMPANY 26 6.94% $5,367
THOMPSON KANE & COMPANY, LLC 17 6.95% $5,057
QUICKEN LOANS, LLC 15 6.87% $6,762
Prosperity Home Mortgage, LLC 15 6.41% $4,890
U.S. Bank 9 6.75% $3,450
Royal Bank 9 6.54% $2,962
Associated Bank 8 6.61% $2,798
Bell Bank 8 6.75% $5,579
NEWREZ LLC 7 6.87% $3,882
Barrington Bank & Trust Company, N.A. 4 6.46% $4,703
BMO Harris Bank 4 6.69% $4,553
ALTRA 4 7.04% $3,016
The Park Bank 4 6.50% $1,901
CROSSCOUNTRY MORTGAGE, LLC 4 7.72% $6,231
DAS Acquisition Company, LLC 4 7.28% $4,100
WINGS FINANCIAL 3 6.42% $2,960
Johnson Bank 3 6.33% $2,564
IncredibleBank 3 6.29% $3,634
Heartland Credit Union (Madison) 3 6.33% $2,280
State Bank of Cross Plains 3 6.71% $2,512
Mr. Cooper ( Nationstar Mortgage ) 3 6.20% $6,008
UNITED WHOLESALE MORTGAGE, LLC 3 7.00% $5,171
BETTER MORTGAGE CORPORATION 2 6.75% $7,044
PENNYMAC LOAN SERVICES, LLC 2 7.81% $7,227
CARDINAL FINANCIAL 2 6.06% $4,686
Nations Lending Corporation 2 7.38% $3,327
Bank of Sun Prairie 2 6.75% $5,354
Settlers Bank 2 5.56% $2,699
CORNERSTONE HOME LENDING, INC. 2 6.13% $4,139
The Bank of New Glarus 2 5.62% $3,037
Great Midwest Bank, S.S.B. 2 7.06% $2,985
Wells Fargo Bank 2 6.31% $9,034
MOVEMENT MORTGAGE, LLC 2 7.16% $6,502
Waukesha State Bank 1 5.50% $3,337
Think Mutual Bank 1 6.25% $3,347
AMERICAN PACIFIC MORTGAGE CORPORATION 1 8.00% $7,962
AmeriHome Mortgage Company, LLC 1 6.50% $2,829
A + MORTGAGE SERVICES, INC. 1 6.38% $7,047
AmRes Corporation 1 7.13% $3,650
Badger Bank 1 6.88% $3,081
Bank First, N.A. 1 6.63% $2,633
Bank Five Nine 1 7.25% $3,254
CALIBER HOME LOANS, INC. 1 7.38% $2,234
Connexus Credit Union 1 6.24% $1,400
CO-OP Credit Union 1 6.88% $2,818
DUPACO COMMUNITY 1 6.00% $3,045
ENDEAVOR CAPITAL, LLC. 1 8.63% $6,979
ENVOY MORTGAGE, LTD 1 7.63% $3,783
Fifth Third Bank 1 7.50% $4,689
First Community Credit Union 1 6.38% $2,045
FIRST NORTHERN Credit Union 1 6.13% $1,826
First Savings Bank 1 7.38% $4,059
Frandsen Bank & Trust 1 6.76% $3,696
GATEWAY MORTGAGE CORPORATION 1 6.13% $2,262
GUARANTEED RATE AFFINITY, LLC 1 7.13% $0
Home Federal Savings Bank 1 6.00% $6,186
HOMEXPRESS MORTGAGE CORP. 1 9.25% $15,353
Landmark Credit Union 1 6.28% $2,063
Merchants Bank 1 5.90% $5,718
Morgan Stanley Private Bank 1 5.85% $3,245
MORTGAGE ACCESS CORP. 1 6.38% $7,476
MUTUAL OF OMAHA MORTGAGE, INC. 1 6.25% $9,608
NBKC BANK 1 7.38% $2,263
Prevail Bank 1 5.75% $2,904
Quontic Bank 1 9.25% $9,302
SUCCESS MORTGAGE PARTNERS, INC. 1 7.25% $17,051
The Huntington National Bank 1 8.25% $4,959
AFFINITY PLUS 1 7.00% $3,659
USAA Federal Savings Bank 1 6.88% $2,444
Waterstone Mortgage Corporation 1 6.50% $4,687

Baraboo Average Closing Costs & Other Stats

Baraboo, WI's 73 lenders originated 1,467 loans during 2023. The total origination value was $246,235,000, with an average loan value of $167,849.

Baraboo's average closing costs are $3,739.

The top Baraboo lender as defined by loan originations is Summit Credit Union, with 64 loans originated. Their average total fees are $2,753, which is $850 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Baraboo lenders (with over 10 loans originated) are University of Wisconsin Credit Union ($2,679), Summit Credit Union ($2,753), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,603), Prosperity Home Mortgage, LLC ($4,890) and THOMPSON KANE & COMPANY, LLC ($5,057).

The lowest rate Baraboo lenders (with over 10 loans originated) are University of Wisconsin Credit Union (6.31%), Prosperity Home Mortgage, LLC (6.41%), Summit Credit Union (6.57%), FAIRWAY INDEPENDENT MORTGAGE CORPORATION (6.78%) and QUICKEN LOANS, LLC (6.87%).

Baraboo, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
Summit Credit Union $54,110,000 $46,955,000 -13.2% 19.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $23,920,000 $16,545,000 -30.8% 6.7%
University of Wisconsin Credit Union $18,915,000 $13,590,000 -28.2% 5.5%
GUILD MORTGAGE COMPANY $13,820,000 $11,135,000 -19.4% 4.5%
Baraboo State Bank $16,185,000 $10,735,000 -33.7% 4.4%
Bank of Wisconsin Dells $7,405,000 $5,525,000 -25.4% 2.2%
QUICKEN LOANS, LLC $9,030,000 $5,425,000 -39.9% 2.2%
The Peoples Community Bank $9,735,000 $5,215,000 -46.4% 2.1%
Prosperity Home Mortgage, LLC $10,540,000 $5,175,000 -50.9% 2.1%
BMO Harris Bank $9,145,000 $5,065,000 -44.6% 2.1%
Mortgage Research Center, LLC $2,620,000 $4,780,000 82.4% 1.9%
THOMPSON KANE & COMPANY, LLC $5,595,000 $4,705,000 -15.9% 1.9%
Merchants Bank $4,135,000 n/a 1.7%
U.S. Bank $5,550,000 $4,130,000 -25.6% 1.7%
Bell Bank $930,000 $4,125,000 343.5% 1.7%
Royal Bank $4,700,000 $3,860,000 -17.9% 1.6%
UNITED WHOLESALE MORTGAGE, LLC $2,975,000 $3,215,000 8.1% 1.3%
Barrington Bank & Trust Company, N.A. $2,490,000 $2,865,000 15.1% 1.2%
Johnson Bank $500,000 $2,860,000 472.0% 1.2%
CROSSCOUNTRY MORTGAGE, LLC $1,450,000 $2,730,000 88.3% 1.1%
NEWREZ LLC $1,830,000 $2,385,000 30.3% 1.0%
Associated Bank $4,020,000 $1,835,000 -54.4% 0.7%
Prevail Bank $2,385,000 $1,755,000 -26.4% 0.7%
The Park Bank $1,425,000 $1,700,000 19.3% 0.7%
The Bank of Brodhead $1,680,000 n/a 0.7%
CARDINAL FINANCIAL $375,000 $1,640,000 337.3% 0.7%
DAS Acquisition Company, LLC $805,000 $1,570,000 95.0% 0.6%
PENNYMAC LOAN SERVICES, LLC $1,910,000 $1,540,000 -19.4% 0.6%
DEEPHAVEN MORTGAGE LLC $1,505,000 n/a 0.6%
Wells Fargo Bank $3,045,000 $1,310,000 -57.0% 0.5%
ALTRA $540,000 $1,140,000 111.1% 0.5%
Heartland Credit Union (Madison) $1,750,000 $1,120,000 -36.0% 0.5%
State Bank of Cross Plains $4,965,000 $1,100,000 -77.8% 0.4%
The Bank of New Glarus $970,000 n/a 0.4%
MARINE $420,000 $960,000 128.6% 0.4%
Paramount Residential Mortgage Group, Inc. $745,000 $950,000 27.5% 0.4%
IncredibleBank $255,000 $935,000 266.7% 0.4%
Settlers Bank $2,830,000 $935,000 -67.0% 0.4%
State Bank Financial $875,000 n/a 0.4%
NBKC BANK $175,000 $870,000 397.1% 0.4%
COMPEER FINANCIAL, FLCA $5,510,000 $865,000 -84.3% 0.4%
Central Bank Illinois $855,000 n/a 0.3%
DUPACO COMMUNITY $765,000 n/a 0.3%
WINGS FINANCIAL $55,000 $765,000 1,290.9% 0.3%
CORNERSTONE HOME LENDING, INC. $2,545,000 $760,000 -70.1% 0.3%
Bank Five Nine $510,000 $750,000 47.1% 0.3%
Bank of Deerfield $105,000 $695,000 561.9% 0.3%
Bank of America $195,000 $690,000 253.8% 0.3%
Bank of Sun Prairie $490,000 $680,000 38.8% 0.3%
FREEDOM MORTGAGE CORPORATION $1,345,000 $680,000 -49.4% 0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION $820,000 $650,000 -20.7% 0.3%
LOANDEPOT.COM, LLC $2,270,000 $640,000 -71.8% 0.3%
Connexus Credit Union $720,000 $630,000 -12.5% 0.3%
HOMEXPRESS MORTGAGE CORP. $605,000 n/a 0.2%
DMB Community Bank $545,000 $580,000 6.4% 0.2%
Old National Bank $2,780,000 $575,000 -79.3% 0.2%
Frandsen Bank & Trust $570,000 n/a 0.2%
Mound City Bank $355,000 $545,000 53.5% 0.2%
Village Bank & Trust $545,000 n/a 0.2%
Waukesha State Bank $545,000 n/a 0.2%
BETTER MORTGAGE CORPORATION $520,000 n/a 0.2%
First Community Bank $510,000 n/a 0.2%
Mr. Cooper ( Nationstar Mortgage ) $930,000 $495,000 -46.8% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 $495,000 -23.8% 0.2%
Nations Lending Corporation $1,125,000 $490,000 -56.4% 0.2%
Great Midwest Bank, S.S.B. $35,000 $485,000 1,285.7% 0.2%
Landmark Credit Union $655,000 $485,000 -26.0% 0.2%
MOVEMENT MORTGAGE, LLC $205,000 $480,000 134.1% 0.2%
ENVOY MORTGAGE, LTD $500,000 $465,000 -7.0% 0.2%
FOX COMMUNITIES $435,000 n/a 0.2%
The Huntington National Bank $1,205,000 $430,000 -64.3% 0.2%
AMERISAVE MORTGAGE CORPORATION $1,735,000 $420,000 -75.8% 0.2%
BROKER SOLUTIONS, INC. $705,000 $405,000 -42.6% 0.2%
BankVista $385,000 n/a 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $365,000 n/a 0.1%
Morgan Stanley Private Bank $1,125,000 $355,000 -68.4% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $355,000 n/a 0.1%
21ST MORTGAGE CORPORATION $230,000 $345,000 50.0% 0.1%
Discover Bank $95,000 $335,000 252.6% 0.1%
GUARANTEED RATE AFFINITY, LLC $305,000 $335,000 9.8% 0.1%
Home Federal Savings Bank $335,000 n/a 0.1%
Carrington Mortgage Services, LLC $455,000 $325,000 -28.6% 0.1%
Fifth Third Bank $155,000 $295,000 90.3% 0.1%
AmeriHome Mortgage Company, LLC $405,000 $285,000 -29.6% 0.1%
WNB Financial, N.A. $285,000 n/a 0.1%
Badger Bank $185,000 $275,000 48.6% 0.1%
CALIBER HOME LOANS, INC. $730,000 $275,000 -62.3% 0.1%
COMPASS MORTGAGE, INC. $275,000 n/a 0.1%
MORTGAGE ACCESS CORP. $275,000 n/a 0.1%
Quontic Bank $275,000 n/a 0.1%
NAVY FEDERAL CREDIT UNION $590,000 $265,000 -55.1% 0.1%
Equity Prime Mortgage LLC $185,000 $245,000 32.4% 0.1%
SELFRELIANCE $650,000 $245,000 -62.3% 0.1%
CO-OP Credit Union $235,000 n/a 0.1%
First Community Credit Union $235,000 n/a 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $495,000 $225,000 -54.5% 0.1%
NEW DAY FINANCIAL, LLC $635,000 $225,000 -64.6% 0.1%
PLAZA HOME MORTGAGE, INC. $225,000 n/a 0.1%
Citizens State Bank of La Crosse $835,000 $210,000 -74.9% 0.1%
USAA Federal Savings Bank $700,000 $210,000 -70.0% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 n/a 0.1%
First Savings Bank $205,000 n/a 0.1%
Think Mutual Bank $205,000 n/a 0.1%
Farmers State Bank $195,000 n/a 0.1%
Figure Lending LLC $90,000 $195,000 116.7% 0.1%
GATEWAY MORTGAGE CORPORATION $195,000 n/a 0.1%
Bank First, N.A. $260,000 $190,000 -26.9% 0.1%
GREENSTATE CREDIT UNION $185,000 n/a 0.1%
LENDINGHOME FUNDING CORPORATION $185,000 n/a 0.1%
V.I.P. MORTGAGE, INC. $185,000 n/a 0.1%
ENDEAVOR CAPITAL, LLC. $255,000 $175,000 -31.4% 0.1%
VILLAGE CAPITAL MORTGAGE $185,000 $175,000 -5.4% 0.1%
A + MORTGAGE SERVICES, INC. $500,000 $165,000 -67.0% 0.1%
Horicon Bank $165,000 n/a 0.1%
Resource Bank, N.A. $165,000 n/a 0.1%
Waterstone Mortgage Corporation $135,000 $165,000 22.2% 0.1%
AFFINITY PLUS $155,000 n/a 0.1%
North Shore Bank FSB $155,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $290,000 $145,000 -50.0% 0.1%
Oregon Community Bank $4,005,000 $145,000 -96.4% 0.1%
Coastal Community Bank $140,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $270,000 $135,000 -50.0% 0.1%
CAPITAL Credit Union $125,000 n/a 0.1%
Farmers Savings Bank $690,000 $125,000 -81.9% 0.1%
Fidelity Bank & Trust $125,000 n/a 0.1%
The State Bank of Faribault $125,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $240,000 $115,000 -52.1% 0.0%
National Exchange Bank and Trust $35,000 $110,000 214.3% 0.0%
AmRes Corporation $105,000 n/a 0.0%
FIRST NORTHERN Credit Union $105,000 n/a 0.0%
The First National Bank of Bangor $95,000 n/a 0.0%
SPRING EQ, LLC $85,000 n/a 0.0%
1st Community Credit Union $400,000 $75,000 -81.3% 0.0%
Blackhawk Bank $75,000 $75,000 0.0% 0.0%
Deere Employees Credit Union $55,000 n/a 0.0%
Royal Credit Union $275,000 $55,000 -80.0% 0.0%
Blackhawk Community Credit Union $35,000 n/a 0.0%
STAR USA FEDERAL CREDIT UNION $35,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $205,000 $35,000 -82.9% 0.0%
Community First Credit Union $25,000 n/a 0.0%
EDUCATORS CREDIT UNION $25,000 n/a 0.0%
GOVERNMENTAL EMPLOYEES $25,000 n/a 0.0%
LAKEVIEW LOAN SERVICING, LLC $465,000 $25,000 -94.6% 0.0%
Monona Bank $6,775,000 $25,000 -99.6% 0.0%
The Equitable Bank, S.S.B. $205,000 $15,000 -92.7% 0.0%

Baraboo's top lender by overall market share is Summit Credit Union, with 19.1% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $16,545,000 in loans. In third place, with 5.5%, is University of Wisconsin Credit Union, having originated $13,590,000 in loans. In fourth place, with 4.5%, is GUILD MORTGAGE COMPANY, having originated $11,135,000 in loans. In fifth place, with 4.4%, is Baraboo State Bank, having originated $10,735,000 in loans.


Baraboo Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $227,975 (14.7%) $264,699 (3.3%) 0.00 288
2018-02-01 $244,975 (22.6%) $276,284 (5.4%) 0.00 260
2018-03-01 $249,900 (13.6%) $278,239 (4.2%) 0.00 285
2018-04-01 $249,675 (13.5%) $282,934 (6.0%) 0.00 302
2018-05-01 $249,225 (15.4%) $284,928 (3.4%) 0.00 329
2018-06-01 $249,000 (12.0%) $284,452 (0.8%) 0.00 348
2018-07-01 $253,175 (15.1%) $291,188 (3.3%) 0.00 353
2018-08-01 $249,450 (13.4%) $294,168 (4.5%) 0.00 355
2018-09-01 $249,900 (11.4%) $296,095 (9.5%) 0.00 347
2018-10-01 $239,450 (5.4%) $281,639 (3.6%) 0.00 347
2018-11-01 $231,450 (2.7%) $270,340 (1.5%) 0.00 331
2018-12-01 $229,900 (4.6%) $265,516 (0.7%) 0.00 292
2019-01-01 $229,925 (0.9%) $273,339 (3.3%) 0.00 273
2019-02-01 $237,000 (-3.3%) $275,989 (-0.1%) 0.00 244
2019-03-01 $234,493 (-6.2%) $278,326 (0.0%) 0.00 264
2019-04-01 $236,993 (-5.1%) $286,450 (1.2%) 0.00 286
2019-05-01 $252,950 (1.5%) $301,782 (5.9%) 0.00 307
2019-06-01 $255,950 (2.8%) $303,603 (6.7%) 0.00 322
2019-07-01 $259,450 (2.5%) $305,472 (4.9%) 0.00 324
2019-08-01 $258,536 (3.6%) $305,487 (3.9%) 0.00 320
2019-09-01 $256,491 (2.6%) $306,070 (3.4%) 0.00 316
2019-10-01 $255,127 (6.6%) $305,067 (8.3%) 0.00 308
2019-11-01 $254,900 (10.1%) $312,610 (15.6%) 0.00 265
2019-12-01 $251,150 (9.2%) $304,905 (14.8%) 0.00 255
2020-01-01 $252,400 (9.8%) $310,360 (13.5%) 0.00 225
2020-02-01 $254,900 (7.6%) $311,415 (12.8%) 0.00 225
2020-03-01 $267,400 (14.0%) $323,138 (16.1%) 0.00 222
2020-04-01 $267,400 (12.8%) $324,110 (13.2%) 0.00 230
2020-05-01 $257,400 (1.8%) $307,687 (2.0%) 0.00 226
2020-06-01 $256,150 (0.1%) $323,975 (6.7%) 0.00 194
2020-07-01 $254,900 (-1.8%) $329,456 (7.9%) 0.00 181
2020-08-01 $249,900 (-3.3%) $326,796 (7.0%) 0.00 158
2020-09-01 $248,950 (-2.9%) $319,346 (4.3%) 0.00 169
2020-10-01 $245,450 (-3.8%) $296,144 (-2.9%) 0.00 135
2020-11-01 $239,450 (-6.1%) $294,653 (-5.7%) 0.00 128
2020-12-01 $226,950 (-9.6%) $274,462 (-10.0%) 0.00 113
2021-01-01 $226,950 (-10.1%) $271,348 (-12.6%) 0.00 102
2021-02-01 $227,400 (-10.8%) $288,977 (-7.2%) 0.00 96
2021-03-01 $229,450 (-14.2%) $313,587 (-3.0%) 0.00 97
2021-04-01 $226,950 (-15.1%) $322,883 (-0.4%) 0.00 102
2021-05-01 $229,450 (-10.9%) $317,768 (3.3%) 0.00 99
2021-06-01 $243,425 (-5.0%) $344,835 (6.4%) 0.00 111
2021-07-01 $270,000 (5.9%) $376,331 (14.2%) 0.00 110
2021-08-01 $278,650 (11.5%) $374,446 (14.6%) 0.00 109
2021-09-01 $276,950 (11.3%) $380,388 (19.1%) 0.00 107
2021-10-01 $269,900 (10.0%) $362,199 (22.3%) 0.00 103
2021-11-01 $244,900 (2.3%) $345,297 (17.2%) 0.00 87
2021-12-01 $246,150 (8.5%) $362,629 (32.1%) 0.00 80
2022-01-01 $265,000 (16.8%) $375,970 (38.6%) 0.00 61
2022-02-01 $259,950 (14.3%) $378,448 (31.0%) 0.00 56
2022-03-01 $282,475 (23.1%) $359,174 (14.5%) 0.00 68
2022-04-01 $307,450 (35.5%) $406,082 (25.8%) 0.00 66
2022-05-01 $341,175 (48.7%) $416,830 (31.2%) 0.00 84
2022-06-01 $351,950 (44.6%) $433,231 (25.6%) 0.00 98
2022-07-01 $311,400 (15.3%) $391,247 (4.0%) 0.00 126
2022-08-01 $334,950 (20.2%) $406,005 (8.4%) 0.00 121
2022-09-01 $347,400 (25.4%) $406,351 (6.8%) 0.00 119
2022-10-01 $319,900 (18.5%) $384,192 (6.1%) 0.00 128
2022-11-01 $315,750 (28.9%) $368,254 (6.7%) 0.00 132
2022-12-01 $299,900 (21.8%) $359,657 (-0.8%) 0.00 122
2023-01-01 $286,675 (8.2%) $357,792 (-4.8%) 0.00 101
2023-02-01 $293,225 (12.8%) $361,103 (-4.6%) 0.00 90
2023-03-01 $324,225 (14.8%) $367,528 (2.3%) 0.00 85
2023-04-01 $291,000 (-5.4%) $425,961 (4.9%) 0.00 86
2023-05-01 $304,950 (-10.6%) $462,800 (11.0%) 0.00 86
2023-06-01 $338,504 (-3.8%) $482,811 (11.4%) 0.00 99
2023-07-01 $299,900 (-3.7%) $445,683 (13.9%) 0.00 121
2023-08-01 $319,900 (-4.5%) $445,171 (9.7%) 0.00 126
2023-09-01 $350,000 (0.8%) $473,779 (16.6%) 0.00 144
2023-10-01 $357,500 (11.8%) $497,867 (29.6%) 0.00 143
2023-11-01 $369,725 (17.1%) $495,495 (34.6%) 0.00 146
2023-12-01 $354,500 (18.2%) $488,501 (35.8%) 0.00 142
2024-01-01 $348,200 (21.5%) $483,043 (35.0%) 0.00 138
2024-02-01 $332,225 (13.3%) $486,272 (34.7%) 0.00 130
2024-03-01 $344,900 (6.4%) $487,200 (32.6%) 0.00 130
2024-04-01 $352,500 (21.1%) $499,322 (17.2%) 0.00 132
2024-05-01 $369,925 (21.3%) $505,576 (9.2%) 0.00 125
Baraboo's median listing price for 2024-05-01 was $369,925, a difference of $64,975 (21.3%) versus the prior year and $17,425 versus the prior month.

Baraboo's median listing price comes in at 0% of the national average.

Baraboo's average listing price for 2024-05-01 was $505,576, a difference of $42,776 (9.2%) versus the prior year and $6,254 versus the prior month.

For the 2024-05-01 period, Baraboo had 125 MLS listings, a difference of -7 listings (-5%) versus the prior month and 39 listings (45%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,789 sqft
2018-02-01 0 days 1,803 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,899 sqft
2018-05-01 0 days 1,878 sqft
2018-06-01 0 days 1,874 sqft
2018-07-01 0 days 1,854 sqft
2018-08-01 0 days 1,867 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,800 sqft
2018-11-01 0 days 1,776 sqft
2018-12-01 0 days 1,778 sqft
2019-01-01 0 days 1,783 sqft
2019-02-01 0 days 1,770 sqft
2019-03-01 0 days 1,705 sqft
2019-04-01 0 days 1,742 sqft
2019-05-01 0 days 1,784 sqft
2019-06-01 0 days 1,784 sqft
2019-07-01 0 days 1,812 sqft
2019-08-01 0 days 1,788 sqft
2019-09-01 0 days 1,795 sqft
2019-10-01 0 days 1,799 sqft
2019-11-01 0 days 1,722 sqft
2019-12-01 0 days 1,720 sqft
2020-01-01 0 days 1,784 sqft
2020-02-01 0 days 1,724 sqft
2020-03-01 0 days 1,803 sqft
2020-04-01 0 days 1,829 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,752 sqft
2020-07-01 0 days 1,730 sqft
2020-08-01 0 days 1,744 sqft
2020-09-01 0 days 1,724 sqft
2020-10-01 0 days 1,732 sqft
2020-11-01 0 days 1,678 sqft
2020-12-01 0 days 1,600 sqft
2021-01-01 0 days 1,591 sqft
2021-02-01 0 days 1,580 sqft
2021-03-01 0 days 1,674 sqft
2021-04-01 0 days 1,637 sqft
2021-05-01 0 days 1,581 sqft
2021-06-01 0 days 1,708 sqft
2021-07-01 0 days 1,750 sqft
2021-08-01 0 days 1,836 sqft
2021-09-01 0 days 1,885 sqft
2021-10-01 0 days 1,790 sqft
2021-11-01 0 days 1,657 sqft
2021-12-01 0 days 1,735 sqft
2022-01-01 0 days 1,744 sqft
2022-02-01 0 days 1,632 sqft
2022-03-01 0 days 1,590 sqft
2022-04-01 0 days 1,586 sqft
2022-05-01 0 days 1,751 sqft
2022-06-01 0 days 1,800 sqft
2022-07-01 0 days 1,703 sqft
2022-08-01 0 days 1,771 sqft
2022-09-01 0 days 1,785 sqft
2022-10-01 0 days 1,718 sqft
2022-11-01 0 days 1,684 sqft
2022-12-01 0 days 1,653 sqft
2023-01-01 0 days 1,587 sqft
2023-02-01 0 days 1,604 sqft
2023-03-01 0 days 1,616 sqft
2023-04-01 0 days 1,635 sqft
2023-05-01 0 days 1,784 sqft
2023-06-01 0 days 1,829 sqft
2023-07-01 0 days 1,770 sqft
2023-08-01 0 days 1,809 sqft
2023-09-01 0 days 1,869 sqft
2023-10-01 0 days 1,877 sqft
2023-11-01 0 days 1,869 sqft
2023-12-01 0 days 1,803 sqft
2024-01-01 0 days 1,784 sqft
2024-02-01 0 days 1,786 sqft
2024-03-01 0 days 1,784 sqft
2024-04-01 0 days 1,838 sqft
2024-05-01 0 days 1,802 sqft
Baraboo's median listing age (time on market) for 2024-05-01 was 0 days.

Baraboo's median square footage for active listings during the 2024-05-01 period was 1,802 sqft. One year prior, the average listing was 1,784 sqft.

Baraboo, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 671 $170,975,000 $254,806
Refi 229 $24,095,000 $105,218
Other 205 $13,455,000 $65,634
Cash Out Refi 190 $25,030,000 $131,737
Home Improvement 172 $12,680,000 $73,721

Baraboo's most frequently cited loan purpose was Home Purchase, with 671 originations. The 2nd most popular reason was Refi, with 229 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 364 $84,320,000 $231,648
<2.5% 263 $19,335,000 $73,517
7-8% 248 $48,970,000 $197,460
Over 8% 213 $19,795,000 $92,934
5-6% 149 $37,325,000 $250,503
4-5% 52 $4,690,000 $90,192
2.5-3% 30 $2,480,000 $82,667
3-4% 23 $1,425,000 $61,957

During 2023, Baraboo's most frequently originated rate bucket was 6-7%, with 364 originations.

Loan Sizing (Baraboo, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 598 $29,850,000 $49,916
$200k-400k 413 $113,955,000 $275,920
$100k-200k 378 $55,340,000 $146,402
$400k-600k 59 $28,135,000 $476,864
$600k-1000k 13 $9,825,000 $755,769
$Over $1MM 6 $9,130,000 $1,521,667

Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 598 originations, totaling $29,850,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 379 $99,255,000 $261,887
Under 20% 349 $14,885,000 $42,650
20-40% 268 $23,460,000 $87,537
60-80% 210 $50,280,000 $239,429
40-60% 124 $24,370,000 $196,532
Over 100% 10 $5,790,000 $579,000

Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 379 originations, totaling $99,255,000 in origination value.