Baraboo Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Baraboo averaged
6.64%
for the week of 2023-11-22, compared to the national average of
7.29% for the same period.
The average rate for the prior week (2023-11-16) was
6.79% and
one month ago for the week of 2023-10-19, the
average rate was 7.38%.
Baraboo's average rate one year ago was 6.16%.
For refis of the same type during the week of 2023-11-22, the average rate
was 5.78%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2023-11-22 | 7.29% |
Baraboo 30 Year Fixed Rate | 2023-11-22 | 6.64% |
Baraboo 30 Year Fixed Rate Refi | 2023-11-22 | 5.78% |
Baraboo 15 Year Fixed Rate | 2023-11-22 | 6.67% |
Baraboo 15 Year Fixed Rate Refi | 2023-11-22 | 6.77% |
Baraboo 30 Year FHA | 2023-11-22 | -0.43% |
Baraboo 30 Year FHA Refi | 2023-11-22 | 0.2% |
Baraboo 30 Year USDA | 2023-11-22 | 0.1% |
Baraboo 30 Year USDA Refi | 2023-11-22 | -0.1% |
Baraboo 30 Year VA | 2023-11-22 | 0% |
Baraboo 30 Year VA Refi | 2023-11-22 | 0.1% |
Baraboo Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Baraboo Average Closing Costs & Other Stats
Baraboo, WI's 101 lenders originated 1,851
loans during 2022. The total origination value was $358,105,000, with an average loan value of
$193,466.
Baraboo's average closing costs are $3,596.
The top Baraboo lender as defined by loan originations is Summit Credit Union, with
86 loans originated. Their average total fees are
$2,747, which is $594
lower than the next largest lender,
FAIRWAY INDEPENDENT MORTGAGE CORPORATION.
The lowest fee Baraboo lenders (with over 10 loans originated) are
Associated Bank ($2,218), Summit Credit Union ($2,747), University of Wisconsin Credit Union ($3,058), The Peoples Community Bank ($3,255) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,341).
The lowest rate Baraboo lenders (with over 10 loans originated) are
Summit Credit Union (4.20%), Associated Bank (4.41%), The Peoples Community Bank (4.60%), Wells Fargo Bank (4.64%) and University of Wisconsin Credit Union (4.66%).
Baraboo, WI Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2021 Loan Value | 2022 Loan Value | % Change | 2022 Market Share |
---|---|---|---|---|
Summit Credit Union | $88,795,000 | $54,110,000 | -39.1% | 15.1% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $53,150,000 | $23,920,000 | -55.0% | 6.7% |
University of Wisconsin Credit Union | $26,030,000 | $18,915,000 | -27.3% | 5.3% |
Baraboo State Bank | $32,980,000 | $16,185,000 | -50.9% | 4.5% |
GUILD MORTGAGE COMPANY | $17,840,000 | $13,820,000 | -22.5% | 3.9% |
KeyBank | $12,665,000 | n/a | 3.5% | |
River Bank | $225,000 | $11,005,000 | 4,791.1% | 3.1% |
Prosperity Home Mortgage, LLC | $17,660,000 | $10,540,000 | -40.3% | 2.9% |
The Peoples Community Bank | $20,940,000 | $9,735,000 | -53.5% | 2.7% |
BMO Harris Bank | $14,600,000 | $9,145,000 | -37.4% | 2.6% |
QUICKEN LOANS, LLC | $21,550,000 | $9,030,000 | -58.1% | 2.5% |
Bank of Wisconsin Dells | $14,780,000 | $7,405,000 | -49.9% | 2.1% |
Monona Bank | $8,955,000 | $6,775,000 | -24.3% | 1.9% |
THOMPSON KANE & COMPANY, LLC | $7,315,000 | $5,595,000 | -23.5% | 1.6% |
U.S. Bank | $7,775,000 | $5,550,000 | -28.6% | 1.5% |
COMPEER FINANCIAL, FLCA | $3,990,000 | $5,510,000 | 38.1% | 1.5% |
State Bank of Cross Plains | $6,780,000 | $4,965,000 | -26.8% | 1.4% |
Royal Bank | $7,655,000 | $4,700,000 | -38.6% | 1.3% |
Associated Bank | $10,690,000 | $4,020,000 | -62.4% | 1.1% |
Oregon Community Bank | $6,530,000 | $4,005,000 | -38.7% | 1.1% |
Farmers & Merchants State Bank | $3,230,000 | n/a | 0.9% | |
Wells Fargo Bank | $9,895,000 | $3,045,000 | -69.2% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $4,080,000 | $2,975,000 | -27.1% | 0.8% |
Settlers Bank | $2,555,000 | $2,830,000 | 10.8% | 0.8% |
Old National Bank | $2,040,000 | $2,780,000 | 36.3% | 0.8% |
Mortgage Research Center, LLC | $4,395,000 | $2,620,000 | -40.4% | 0.7% |
CORNERSTONE HOME LENDING, INC. | $2,425,000 | $2,545,000 | 4.9% | 0.7% |
Barrington Bank & Trust Company, N.A. | $7,050,000 | $2,490,000 | -64.7% | 0.7% |
Prevail Bank | $2,930,000 | $2,385,000 | -18.6% | 0.7% |
LOANDEPOT.COM, LLC | $4,590,000 | $2,270,000 | -50.5% | 0.6% |
JPMorgan Chase Bank | $3,960,000 | $1,985,000 | -49.9% | 0.6% |
PENNYMAC LOAN SERVICES, LLC | $2,620,000 | $1,910,000 | -27.1% | 0.5% |
Hometown Bank | $3,805,000 | $1,865,000 | -51.0% | 0.5% |
NEWREZ LLC | $6,050,000 | $1,830,000 | -69.8% | 0.5% |
Heartland Credit Union (Madison) | $2,320,000 | $1,750,000 | -24.6% | 0.5% |
AMERISAVE MORTGAGE CORPORATION | $2,100,000 | $1,735,000 | -17.4% | 0.5% |
GUARANTEED RATE, INC. | $4,070,000 | $1,470,000 | -63.9% | 0.4% |
Flagstar Bank, FSB | $1,910,000 | $1,455,000 | -23.8% | 0.4% |
CROSSCOUNTRY MORTGAGE, LLC | $460,000 | $1,450,000 | 215.2% | 0.4% |
The Park Bank | $4,670,000 | $1,425,000 | -69.5% | 0.4% |
Capitol Bank | $505,000 | $1,385,000 | 174.3% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $10,130,000 | $1,345,000 | -86.7% | 0.4% |
The Huntington National Bank | $1,205,000 | n/a | 0.3% | |
Morgan Stanley Private Bank | $1,125,000 | n/a | 0.3% | |
Nations Lending Corporation | $95,000 | $1,125,000 | 1,084.2% | 0.3% |
INLANTA MORTGAGE, INC. | $2,375,000 | $1,115,000 | -53.1% | 0.3% |
Bell Bank | $930,000 | n/a | 0.3% | |
Mr. Cooper ( Nationstar Mortgage ) | $1,865,000 | $930,000 | -50.1% | 0.3% |
Citizens State Bank of La Crosse | $210,000 | $835,000 | 297.6% | 0.2% |
AMERICAN PACIFIC MORTGAGE CORPORATION | $2,195,000 | $820,000 | -62.6% | 0.2% |
DAS Acquisition Company, LLC | $2,925,000 | $805,000 | -72.5% | 0.2% |
AMERICAN PORTFOLIO MORTGAGE CORPORATION | $770,000 | n/a | 0.2% | |
Paramount Residential Mortgage Group, Inc. | $1,420,000 | $745,000 | -47.5% | 0.2% |
CALIBER HOME LOANS, INC. | $1,920,000 | $730,000 | -62.0% | 0.2% |
Connexus Credit Union | $720,000 | n/a | 0.2% | |
BROKER SOLUTIONS, INC. | $1,435,000 | $705,000 | -50.9% | 0.2% |
USAA Federal Savings Bank | $1,910,000 | $700,000 | -63.4% | 0.2% |
Farmers Savings Bank | $690,000 | n/a | 0.2% | |
Northpointe Bank | $155,000 | $690,000 | 345.2% | 0.2% |
Landmark Credit Union | $65,000 | $655,000 | 907.7% | 0.2% |
MUTUAL OF OMAHA MORTGAGE, INC. | $650,000 | n/a | 0.2% | |
SELFRELIANCE | $650,000 | n/a | 0.2% | |
Dollar Bank, Federal Savings Bank | $645,000 | n/a | 0.2% | |
FINANCE OF AMERICA MORTGAGE LLC | $265,000 | $640,000 | 141.5% | 0.2% |
NEW DAY FINANCIAL, LLC | $750,000 | $635,000 | -15.3% | 0.2% |
Alerus Financial | $620,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $1,310,000 | $590,000 | -55.0% | 0.2% |
Oak Bank | $435,000 | $565,000 | 29.9% | 0.2% |
PHH Mortgage Corporation | $175,000 | $560,000 | 220.0% | 0.2% |
Ally Bank | $880,000 | $550,000 | -37.5% | 0.2% |
DMB Community Bank | $1,825,000 | $545,000 | -70.1% | 0.2% |
ALTRA | $520,000 | $540,000 | 3.8% | 0.2% |
Bank Five Nine | $1,835,000 | $510,000 | -72.2% | 0.1% |
First Midwest Bank | $175,000 | $505,000 | 188.6% | 0.1% |
Starion Bank | $1,315,000 | $505,000 | -61.6% | 0.1% |
A + MORTGAGE SERVICES, INC. | $825,000 | $500,000 | -39.4% | 0.1% |
ENVOY MORTGAGE, LTD | $705,000 | $500,000 | -29.1% | 0.1% |
Johnson Bank | $2,945,000 | $500,000 | -83.0% | 0.1% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,855,000 | $495,000 | -73.3% | 0.1% |
Bank of Sun Prairie | $1,180,000 | $490,000 | -58.5% | 0.1% |
First Federal Bank | $155,000 | $475,000 | 206.5% | 0.1% |
LAKEVIEW LOAN SERVICING, LLC | $1,735,000 | $465,000 | -73.2% | 0.1% |
Carrington Mortgage Services, LLC | $965,000 | $455,000 | -52.8% | 0.1% |
PNC Bank | $260,000 | $435,000 | 67.3% | 0.1% |
North American Savings Bank, F.S.B. | $425,000 | n/a | 0.1% | |
MARINE | $290,000 | $420,000 | 44.8% | 0.1% |
FIRST STATE MORTGAGE SERVICES, LLC | $410,000 | n/a | 0.1% | |
Ixonia Bank | $410,000 | n/a | 0.1% | |
AmeriHome Mortgage Company, LLC | $405,000 | n/a | 0.1% | |
1st Community Credit Union | $400,000 | n/a | 0.1% | |
PLANET HOME LENDING, LLC | $930,000 | $395,000 | -57.5% | 0.1% |
EVERETT FINANCIAL, INC. | $370,000 | $390,000 | 5.4% | 0.1% |
CMG MORTGAGE, INC. | $185,000 | $385,000 | 108.1% | 0.1% |
First Internet Bank of Indiana | $385,000 | n/a | 0.1% | |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $1,010,000 | $375,000 | -62.9% | 0.1% |
American Heritage National Bank | $365,000 | n/a | 0.1% | |
M&T Bank | $360,000 | n/a | 0.1% | |
CONSUMERS COOPERATIVE CREDIT UNION | $355,000 | n/a | 0.1% | |
Mound City Bank | $355,000 | n/a | 0.1% | |
PROPER RATE, LLC | $145,000 | $325,000 | 124.1% | 0.1% |
Fortifi Bank | $115,000 | $315,000 | 173.9% | 0.1% |
LAND HOME FINANCIAL SERVICES, INC. | $135,000 | $315,000 | 133.3% | 0.1% |
EMBRACE HOME LOANS, INC. | $275,000 | $305,000 | 10.9% | 0.1% |
GUARANTEED RATE AFFINITY, LLC | $175,000 | $305,000 | 74.3% | 0.1% |
Merchants Bank of Indiana | $305,000 | n/a | 0.1% | |
Truist | $295,000 | n/a | 0.1% | |
NATIONS RELIABLE LENDING, LLC | $425,000 | $290,000 | -31.8% | 0.1% |
ADVIA | $75,000 | $285,000 | 280.0% | 0.1% |
Secured Investment Corp. | $285,000 | n/a | 0.1% | |
Magnolia Bank | $450,000 | $275,000 | -38.9% | 0.1% |
Royal Credit Union | $630,000 | $275,000 | -56.3% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $270,000 | n/a | 0.1% | |
Bank First, N.A. | $320,000 | $260,000 | -18.8% | 0.1% |
ENDEAVOR CAPITAL, LLC. | $255,000 | n/a | 0.1% | |
IncredibleBank | $175,000 | $255,000 | 45.7% | 0.1% |
NBH Bank | $315,000 | $255,000 | -19.0% | 0.1% |
HOMESTAR FINANCIAL CORPORATION | $245,000 | n/a | 0.1% | |
KELLER MORTGAGE, LLC | $245,000 | n/a | 0.1% | |
NEXERA HOLDING LLC | $245,000 | n/a | 0.1% | |
ROYAL UNITED MORTGAGE LLC | $190,000 | $240,000 | 26.3% | 0.1% |
ALLIANT | $235,000 | n/a | 0.1% | |
LEADERONE FINANCIAL CORPORATION | $235,000 | n/a | 0.1% | |
21ST MORTGAGE CORPORATION | $65,000 | $230,000 | 253.8% | 0.1% |
AMERICAN FINANCIAL RESOURCES, INC. | $225,000 | n/a | 0.1% | |
Bank of England | $455,000 | $225,000 | -50.5% | 0.1% |
SIRVA MORTGAGE, INC. | $225,000 | n/a | 0.1% | |
Midwest Community Bank | $215,000 | n/a | 0.1% | |
AMERICAN FINANCING CORPORATION | $225,000 | $205,000 | -8.9% | 0.1% |
CRESCENT MORTGAGE COMPANY | $205,000 | n/a | 0.1% | |
Loan Simple, Inc. | $205,000 | n/a | 0.1% | |
MOVEMENT MORTGAGE, LLC | $205,000 | n/a | 0.1% | |
The Equitable Bank, S.S.B. | $155,000 | $205,000 | 32.3% | 0.1% |
TRIAD FINANCIAL SERVICES, INC. | $205,000 | n/a | 0.1% | |
Bank of America | $430,000 | $195,000 | -54.7% | 0.1% |
City National Bank | $195,000 | n/a | 0.1% | |
Badger Bank | $185,000 | n/a | 0.1% | |
Equity Prime Mortgage LLC | $185,000 | n/a | 0.1% | |
Libertyville Bank & Trust | $185,000 | n/a | 0.1% | |
Town Bank, N.A. | $185,000 | n/a | 0.1% | |
VILLAGE CAPITAL MORTGAGE | $630,000 | $185,000 | -70.6% | 0.1% |
NBKC BANK | $175,000 | n/a | 0.0% | |
Wisconsin River Bank | $990,000 | $175,000 | -82.3% | 0.0% |
American Bank and Trust Company | $165,000 | n/a | 0.0% | |
Bluff View Bank | $165,000 | n/a | 0.0% | |
First Bank & Trust | $165,000 | n/a | 0.0% | |
Woodford State Bank | $250,000 | $165,000 | -34.0% | 0.0% |
ADVANCIAL | $155,000 | n/a | 0.0% | |
Fifth Third Bank | $125,000 | $155,000 | 24.0% | 0.0% |
BLC Community Bank | $145,000 | n/a | 0.0% | |
INLAND BANK & TRUST | $1,980,000 | $145,000 | -92.7% | 0.0% |
Citibank | $135,000 | n/a | 0.0% | |
Waterstone Mortgage Corporation | $300,000 | $135,000 | -55.0% | 0.0% |
HOME POINT FINANCIAL CORPORATION | $1,010,000 | $125,000 | -87.6% | 0.0% |
LENDSURE MORTGAGE CORP. | $125,000 | n/a | 0.0% | |
Transportation Federal Credit Union | $125,000 | n/a | 0.0% | |
Bremer Bank | $115,000 | n/a | 0.0% | |
WESTconsin Credit Union | $115,000 | n/a | 0.0% | |
Bank of Deerfield | $1,445,000 | $105,000 | -92.7% | 0.0% |
Discover Bank | $65,000 | $95,000 | 46.2% | 0.0% |
MID AMERICA MORTGAGE, INC. | $95,000 | n/a | 0.0% | |
Figure Lending LLC | $15,000 | $90,000 | 500.0% | 0.0% |
Blackhawk Bank | $75,000 | n/a | 0.0% | |
WINGS FINANCIAL | $55,000 | n/a | 0.0% | |
CREDIT HUMAN FEDERAL CREDIT UNION | $45,000 | n/a | 0.0% | |
Bay Bank | $35,000 | n/a | 0.0% | |
Great Midwest Bank, S.S.B. | $990,000 | $35,000 | -96.5% | 0.0% |
National Exchange Bank and Trust | $35,000 | n/a | 0.0% | |
HIWAY | $25,000 | n/a | 0.0% |
Baraboo's top lender by overall market share is Summit Credit Union, with 15.1% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,920,000 in loans. In third place, with 5.3%, is University of Wisconsin Credit Union, having originated $18,915,000 in loans. In fourth place, with 4.5%, is Baraboo State Bank, having originated $16,185,000 in loans. In fifth place, with 3.9%, is GUILD MORTGAGE COMPANY, having originated $13,820,000 in loans.
Baraboo Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $230,950 (15.5%) | $262,660 (-3.5%) | 0.00 | 247 |
2018-02-01 | $249,675 (24.9%) | $275,829 (-0.5%) | 0.00 | 220 |
2018-03-01 | $259,900 (17.5%) | $280,645 (0.5%) | 0.00 | 234 |
2018-04-01 | $249,900 (13.6%) | $281,680 (2.2%) | 0.00 | 252 |
2018-05-01 | $244,725 (13.9%) | $280,750 (5.3%) | 0.00 | 280 |
2018-06-01 | $249,000 (10.9%) | $287,708 (4.6%) | 0.00 | 293 |
2018-07-01 | $254,700 (13.3%) | $295,242 (6.6%) | 0.00 | 299 |
2018-08-01 | $254,900 (13.3%) | $299,554 (7.3%) | 0.00 | 299 |
2018-09-01 | $249,900 (9.2%) | $298,745 (6.5%) | 0.00 | 294 |
2018-10-01 | $239,900 (4.4%) | $282,769 (3.7%) | 0.00 | 299 |
2018-11-01 | $231,325 (0.6%) | $267,773 (0.5%) | 0.00 | 287 |
2018-12-01 | $229,900 (0.3%) | $264,579 (0.9%) | 0.00 | 252 |
2019-01-01 | $229,900 (-0.5%) | $272,032 (3.6%) | 0.00 | 233 |
2019-02-01 | $239,675 (-4.0%) | $276,940 (0.4%) | 0.00 | 202 |
2019-03-01 | $239,450 (-7.9%) | $280,424 (-0.1%) | 0.00 | 220 |
2019-04-01 | $242,225 (-3.1%) | $291,053 (3.3%) | 0.00 | 241 |
2019-05-01 | $266,950 (9.1%) | $314,464 (12.0%) | 0.00 | 258 |
2019-06-01 | $260,000 (4.4%) | $304,739 (5.9%) | 0.00 | 267 |
2019-07-01 | $272,400 (7.0%) | $308,336 (4.4%) | 0.00 | 271 |
2019-08-01 | $267,173 (4.8%) | $306,584 (2.4%) | 0.00 | 267 |
2019-09-01 | $263,082 (5.3%) | $306,306 (2.5%) | 0.00 | 267 |
2019-10-01 | $259,900 (8.3%) | $305,369 (8.0%) | 0.00 | 261 |
2019-11-01 | $259,900 (12.4%) | $316,431 (18.2%) | 0.00 | 218 |
2019-12-01 | $259,175 (12.7%) | $311,650 (17.8%) | 0.00 | 205 |
2020-01-01 | $265,700 (15.6%) | $317,049 (16.6%) | 0.00 | 181 |
2020-02-01 | $277,500 (15.8%) | $321,192 (16.0%) | 0.00 | 176 |
2020-03-01 | $286,350 (19.6%) | $330,865 (18.0%) | 0.00 | 178 |
2020-04-01 | $285,350 (17.8%) | $335,477 (15.3%) | 0.00 | 190 |
2020-05-01 | $269,900 (1.1%) | $315,443 (0.3%) | 0.00 | 186 |
2020-06-01 | $283,700 (9.1%) | $349,728 (14.8%) | 0.00 | 152 |
2020-07-01 | $282,450 (3.7%) | $357,342 (15.9%) | 0.00 | 144 |
2020-08-01 | $269,900 (1.0%) | $355,371 (15.9%) | 0.00 | 124 |
2020-09-01 | $267,400 (1.6%) | $349,803 (14.2%) | 0.00 | 132 |
2020-10-01 | $254,500 (-2.1%) | $315,956 (3.5%) | 0.00 | 105 |
2020-11-01 | $254,225 (-2.2%) | $313,558 (-0.9%) | 0.00 | 97 |
2020-12-01 | $245,475 (-5.3%) | $295,971 (-5.0%) | 0.00 | 81 |
2021-01-01 | $254,000 (-4.4%) | $297,727 (-6.1%) | 0.00 | 74 |
2021-02-01 | $262,400 (-5.4%) | $317,250 (-1.2%) | 0.00 | 68 |
2021-03-01 | $272,450 (-4.9%) | $339,717 (2.7%) | 0.00 | 72 |
2021-04-01 | $276,925 (-3.0%) | $360,091 (7.3%) | 0.00 | 72 |
2021-05-01 | $274,950 (1.9%) | $360,202 (14.2%) | 0.00 | 74 |
2021-06-01 | $283,450 (-0.1%) | $365,772 (4.6%) | 0.00 | 88 |
2021-07-01 | $308,900 (9.4%) | $420,601 (17.7%) | 0.00 | 88 |
2021-08-01 | $314,925 (16.7%) | $422,152 (18.8%) | 0.00 | 86 |
2021-09-01 | $313,425 (17.2%) | $424,635 (21.4%) | 0.00 | 86 |
2021-10-01 | $315,000 (23.8%) | $395,655 (25.2%) | 0.00 | 83 |
2021-11-01 | $269,900 (6.2%) | $367,707 (17.3%) | 0.00 | 73 |
2021-12-01 | $278,750 (13.6%) | $403,220 (36.2%) | 0.00 | 61 |
2022-01-01 | $299,900 (18.1%) | $444,392 (49.3%) | 0.00 | 43 |
2022-02-01 | $317,500 (21.0%) | $453,420 (42.9%) | 0.00 | 40 |
2022-03-01 | $333,150 (22.3%) | $415,755 (22.4%) | 0.00 | 51 |
2022-04-01 | $347,900 (25.6%) | $464,835 (29.1%) | 0.00 | 47 |
2022-05-01 | $392,175 (42.6%) | $466,639 (29.6%) | 0.00 | 64 |
2022-06-01 | $389,000 (37.2%) | $481,074 (31.5%) | 0.00 | 77 |
2022-07-01 | $359,500 (16.4%) | $453,217 (7.8%) | 0.00 | 92 |
2022-08-01 | $394,450 (25.3%) | $469,710 (11.3%) | 0.00 | 91 |
2022-09-01 | $399,000 (27.3%) | $474,482 (11.7%) | 0.00 | 90 |
2022-10-01 | $379,900 (20.6%) | $435,814 (10.2%) | 0.00 | 99 |
2022-11-01 | $358,225 (32.7%) | $411,618 (11.9%) | 0.00 | 108 |
2022-12-01 | $367,400 (31.8%) | $411,078 (2.0%) | 0.00 | 96 |
2023-01-01 | $369,900 (23.3%) | $407,758 (-8.2%) | 0.00 | 79 |
2023-02-01 | $385,000 (21.3%) | $425,340 (-6.2%) | 0.00 | 67 |
2023-03-01 | $369,900 (11.0%) | $421,855 (1.5%) | 0.00 | 67 |
2023-04-01 | $350,000 (0.6%) | $492,905 (6.0%) | 0.00 | 66 |
2023-05-01 | $366,150 (-6.6%) | $538,824 (15.5%) | 0.00 | 67 |
2023-06-01 | $389,000 (0.0%) | $551,987 (14.7%) | 0.00 | 80 |
2023-07-01 | $349,900 (-2.7%) | $499,068 (10.1%) | 0.00 | 101 |
2023-08-01 | $358,700 (-9.1%) | $487,386 (3.8%) | 0.00 | 105 |
2023-09-01 | $370,000 (-7.3%) | $505,503 (6.5%) | 0.00 | 125 |
2023-10-01 | $378,725 (-0.3%) | $542,137 (24.4%) | 0.00 | 117 |
Baraboo's median listing price comes in at 0% of the national average.
Baraboo's average listing price for 2023-10-01 was $542,137, a difference of $106,323 (24.4%) versus the prior year and $36,634 versus the prior month.
For the 2023-10-01 period, Baraboo had 117 MLS listings, a difference of -8 listings (-6%) versus the prior month and 18 listings (18%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,810 sqft |
2018-02-01 | 0 days | 1,897 sqft |
2018-03-01 | 0 days | 1,899 sqft |
2018-04-01 | 0 days | 1,949 sqft |
2018-05-01 | 0 days | 1,939 sqft |
2018-06-01 | 0 days | 1,954 sqft |
2018-07-01 | 0 days | 1,942 sqft |
2018-08-01 | 0 days | 2,000 sqft |
2018-09-01 | 0 days | 2,000 sqft |
2018-10-01 | 0 days | 1,863 sqft |
2018-11-01 | 0 days | 1,776 sqft |
2018-12-01 | 0 days | 1,776 sqft |
2019-01-01 | 0 days | 1,784 sqft |
2019-02-01 | 0 days | 1,776 sqft |
2019-03-01 | 0 days | 1,732 sqft |
2019-04-01 | 0 days | 1,773 sqft |
2019-05-01 | 0 days | 1,850 sqft |
2019-06-01 | 0 days | 1,828 sqft |
2019-07-01 | 0 days | 1,832 sqft |
2019-08-01 | 0 days | 1,826 sqft |
2019-09-01 | 0 days | 1,828 sqft |
2019-10-01 | 0 days | 1,829 sqft |
2019-11-01 | 0 days | 1,774 sqft |
2019-12-01 | 0 days | 1,783 sqft |
2020-01-01 | 0 days | 1,800 sqft |
2020-02-01 | 0 days | 1,792 sqft |
2020-03-01 | 0 days | 1,863 sqft |
2020-04-01 | 0 days | 1,900 sqft |
2020-05-01 | 0 days | 1,800 sqft |
2020-06-01 | 0 days | 1,808 sqft |
2020-07-01 | 0 days | 1,850 sqft |
2020-08-01 | 0 days | 1,800 sqft |
2020-09-01 | 0 days | 1,781 sqft |
2020-10-01 | 0 days | 1,732 sqft |
2020-11-01 | 0 days | 1,692 sqft |
2020-12-01 | 0 days | 1,648 sqft |
2021-01-01 | 0 days | 1,624 sqft |
2021-02-01 | 0 days | 1,613 sqft |
2021-03-01 | 0 days | 1,688 sqft |
2021-04-01 | 0 days | 1,672 sqft |
2021-05-01 | 0 days | 1,645 sqft |
2021-06-01 | 0 days | 1,759 sqft |
2021-07-01 | 0 days | 1,859 sqft |
2021-08-01 | 0 days | 1,967 sqft |
2021-09-01 | 0 days | 1,950 sqft |
2021-10-01 | 0 days | 1,909 sqft |
2021-11-01 | 0 days | 1,776 sqft |
2021-12-01 | 0 days | 1,864 sqft |
2022-01-01 | 0 days | 1,866 sqft |
2022-02-01 | 0 days | 1,835 sqft |
2022-03-01 | 0 days | 1,669 sqft |
2022-04-01 | 0 days | 1,723 sqft |
2022-05-01 | 0 days | 1,881 sqft |
2022-06-01 | 0 days | 2,015 sqft |
2022-07-01 | 0 days | 1,801 sqft |
2022-08-01 | 0 days | 1,887 sqft |
2022-09-01 | 0 days | 2,035 sqft |
2022-10-01 | 0 days | 1,832 sqft |
2022-11-01 | 0 days | 1,774 sqft |
2022-12-01 | 0 days | 1,744 sqft |
2023-01-01 | 0 days | 1,681 sqft |
2023-02-01 | 0 days | 1,681 sqft |
2023-03-01 | 0 days | 1,725 sqft |
2023-04-01 | 0 days | 1,747 sqft |
2023-05-01 | 0 days | 1,944 sqft |
2023-06-01 | 0 days | 2,087 sqft |
2023-07-01 | 0 days | 1,927 sqft |
2023-08-01 | 0 days | 1,920 sqft |
2023-09-01 | 0 days | 1,908 sqft |
2023-10-01 | 0 days | 1,920 sqft |
Baraboo's median square footage for active listings during the 2023-10-01 period was 1,920 sqft. One year prior, the average listing was 1,832 sqft.
Baraboo, WI Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 796 | $223,640,000 | $280,955 |
Cash Out Refi | 318 | $54,410,000 | $171,101 |
Refi | 294 | $49,150,000 | $167,177 |
Other | 249 | $19,585,000 | $78,655 |
Home Improvement | 194 | $11,320,000 | $58,351 |
Baraboo's most frequently cited loan purpose was Home Purchase, with 796 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
5-6% | 353 | $67,975,000 | $192,564 |
3-4% | 351 | $77,095,000 | $219,644 |
4-5% | 311 | $84,315,000 | $271,109 |
<2.5% | 277 | $25,215,000 | $91,029 |
2.5-3% | 206 | $23,320,000 | $113,204 |
6-7% | 156 | $30,890,000 | $198,013 |
7-8% | 64 | $8,450,000 | $132,031 |
Over 8% | 22 | $1,450,000 | $65,909 |
During 2022, Baraboo's most frequently originated rate bucket was 5-6%, with 353 originations.
Loan Sizing (Baraboo, WI MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100,000 or less | 650 | $33,000,000 | $50,769 |
$200k-400k | 554 | $151,990,000 | $274,350 |
$100k-200k | 533 | $78,625,000 | $147,514 |
$400k-600k | 84 | $39,280,000 | $467,619 |
$600k-1000k | 18 | $12,570,000 | $698,333 |
$Over $1MM | 12 | $42,640,000 | $3,553,333 |
Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 650 originations, totaling $33,000,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 513 | $133,885,000 | $260,984 |
60-80% | 412 | $109,860,000 | $266,650 |
Under 20% | 375 | $15,345,000 | $40,920 |
20-40% | 259 | $27,275,000 | $105,309 |
40-60% | 167 | $28,755,000 | $172,186 |
Over 100% | 9 | $3,085,000 | $342,778 |
Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 513 originations, totaling $133,885,000 in origination value.