Baraboo Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Baraboo averaged 6.72% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.67% and one month ago for the week of 2025-04-17, the average rate was 6.89%.

    Baraboo's average rate one year ago was 6.78%.

    For refis of the same type during the week of 2025-05-22, the average rate was 6.86%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Baraboo 30 Year Fixed Rate 2025-05-22 6.72%
    Baraboo 30 Year Fixed Rate Refi 2025-05-22 6.86%
    Baraboo 15 Year Fixed Rate 2025-05-22 6.21%
    Baraboo 15 Year Fixed Rate Refi 2025-05-22 6.01%
    Baraboo 30 Year FHA 2025-05-22 6.71%
    Baraboo 30 Year FHA Refi 2025-05-22 6.41%
    Baraboo 30 Year USDA 2025-05-22 6.63%
    Baraboo 30 Year USDA Refi 2025-05-22 6.23%
    Baraboo 30 Year VA 2025-05-22 6.32%
    Baraboo 30 Year VA Refi 2025-05-22 6.52%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Baraboo, WI.

    Baraboo Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    Summit Credit Union 75 6.45% $2,811
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 51 6.79% $3,284
    University of Wisconsin Credit Union 39 6.47% $3,355
    GUILD MORTGAGE COMPANY 31 6.63% $5,555
    QUICKEN LOANS, LLC 24 6.86% $6,342
    THOMPSON KANE & COMPANY, LLC 21 6.77% $4,676
    NEWREZ LLC 17 6.91% $3,819
    Prosperity Home Mortgage, LLC 13 6.54% $4,214
    State Bank of Cross Plains 13 6.71% $3,183
    Bell Bank 10 6.62% $4,546
    JPMorgan Chase Bank 8 6.76% $3,359
    COMPEER FINANCIAL, FLCA 7 7.58% $3,706
    Royal Bank 7 6.80% $2,567
    BMO Harris Bank 5 7.18% $3,204
    Barrington Bank & Trust Company, N.A. 5 6.42% $3,241
    First Federal Bank 5 6.18% $3,281
    DAS Acquisition Company, LLC 3 7.29% $2,927
    Landmark Credit Union 3 6.90% $2,225
    Associated Bank 3 6.75% $3,293
    Connexus Credit Union 3 6.38% $2,605
    The Bank of New Glarus 3 6.75% $2,290
    UNITED WHOLESALE MORTGAGE, LLC 3 6.79% $4,713
    Wells Fargo Bank 3 6.38% $8,880
    Baxter Credit Union 2 6.56% $2,982
    Nations Lending Corporation 2 6.56% $3,631
    CONSUMERS COOPERATIVE CREDIT UNION 2 6.75% $2,849
    MUTUAL OF OMAHA MORTGAGE, INC. 2 7.25% $7,953
    WINGS FINANCIAL 2 6.19% $2,408
    Bank Five Nine 2 7.19% $3,217
    The Huntington National Bank 2 7.13% $3,891
    The Park Bank 2 5.94% $2,670
    Mortgage Assurance Inc. 2 7.31% $8,355
    LENOX FINANCIAL MORTGAGE CORPORATION 2 6.87% $3,672
    CROSSCOUNTRY MORTGAGE, LLC 2 7.23% $8,240
    ALTRA 2 7.81% $2,877
    U.S. Bank 2 6.81% $6,420
    Heartland Credit Union (Madison) 2 5.75% $2,330
    Johnson Bank 2 6.50% $3,248
    AMERICAN PACIFIC MORTGAGE CORPORATION 2 7.13% $5,694
    Bankers' Bank 2 6.00% $3,154
    Oregon Community Bank 2 7.81% $2,656
    NATIONS RELIABLE LENDING, LLC 2 6.43% $3,920
    WISCONSIN MORTGAGE CORPORATION 1 6.13% $3,288
    American Mortgage & Equity Consultants, Inc. 1 7.25% $12,355
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.99% $11,207
    Bank First, N.A. 1 7.00% $2,980
    BAY EQUITY LLC 1 6.63% $5,773
    BETTER MORTGAGE CORPORATION 1 6.13% $4,287
    BROKER SOLUTIONS, INC. 1 7.38% $6,636
    CARDINAL FINANCIAL 1 6.63% $9,183
    Cornerstone First Mortgage, Inc 1 7.13% $15,394
    CoVantage Credit Union 1 7.00% $2,708
    Deere Employees Credit Union 1 8.25% $2,875
    DUPACO COMMUNITY 1 6.38% $5,372
    ENDEAVOR CAPITAL, LLC. 1 6.63% $5,430
    First American Bank 1 6.75% $3,158
    First Community Credit Union 1 6.50% $2,244
    First Merchants Bank 1 6.75% $3,854
    First Western Trust Bank 1 5.88% $3,564
    Flagstar Bank, FSB 1 5.63% $3,895
    FOX COMMUNITIES 1 5.50% $2,534
    GERSHMAN INVESTMENT CORP. 1 7.63% $3,489
    GUARANTEED RATE, INC. 1 6.99% $4,341
    HOMEOWNERS FINANCIAL GROUP USA, LLC 1 7.13% $8,329
    HOMESIDE FINANCIAL, LLC 1 7.50% $4,424
    Ixonia Bank 1 6.99% $4,412
    LAKE MICHIGAN CREDIT UNION 1 6.38% $4,147
    LEADERONE FINANCIAL CORPORATION 1 6.88% $4,748
    Merchants Bank of Indiana 1 6.63% $4,722
    MOVEMENT MORTGAGE, LLC 1 7.00% $10,473
    Old National Bank 1 7.00% $3,398
    PENNYMAC LOAN SERVICES, LLC 1 6.62% $1,860
    Peoples State Bank 1 6.50% $1,815
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.63% $5,013
    PRIME FINANCIAL CREDIT UNION 1 7.38% $2,080
    PROVIDENT FUNDING ASSOCIATES, L.P. 1 7.00% $5,267
    Sierra Pacific Mortgage Company, Inc. 1 6.88% $3,895
    SUCCESS MORTGAGE PARTNERS, INC. 1 6.63% $5,955
    The First National Bank of Ottawa 1 8.00% $6,615
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION 1 6.63% $2,720
    VERVE, A CREDIT UNION 1 6.13% $3,323
    Westbury Bank 1 6.25% $2,012
    Academy Bank 1 6.88% $3,187

    Baraboo Average Closing Costs & Other Stats

    Baraboo, WI's 83 lenders originated 1,523 loans during 2024. The total origination value was $314,035,000, with an average loan value of $206,195.

    Baraboo's average closing costs are $3,869.

    The top Baraboo lender as defined by loan originations is Summit Credit Union, with 75 loans originated. Their average total fees are $2,811, which is $472 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

    The lowest fee Baraboo lenders (with over 10 loans originated) are Summit Credit Union ($2,811), State Bank of Cross Plains ($3,183), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,284), University of Wisconsin Credit Union ($3,355) and NEWREZ LLC ($3,819).

    The lowest rate Baraboo lenders (with over 10 loans originated) are Summit Credit Union (6.45%), University of Wisconsin Credit Union (6.47%), Prosperity Home Mortgage, LLC (6.54%), Bell Bank (6.62%) and GUILD MORTGAGE COMPANY (6.63%).

    Baraboo, WI Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    Summit Credit Union $46,955,000 $55,220,000 17.6% 17.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $16,545,000 $19,935,000 20.5% 6.3%
    Baraboo State Bank $10,735,000 $16,215,000 51.0% 5.2%
    University of Wisconsin Credit Union $13,590,000 $15,715,000 15.6% 5.0%
    Landmark Credit Union $485,000 $14,950,000 2,982.5% 4.8%
    GUILD MORTGAGE COMPANY $11,135,000 $13,320,000 19.6% 4.2%
    QUICKEN LOANS, LLC $5,425,000 $10,610,000 95.6% 3.4%
    State Bank of Cross Plains $1,100,000 $6,900,000 527.3% 2.2%
    THOMPSON KANE & COMPANY, LLC $4,705,000 $6,580,000 39.9% 2.1%
    Bank of Wisconsin Dells $5,525,000 $6,370,000 15.3% 2.0%
    COMPEER FINANCIAL, FLCA $865,000 $6,295,000 627.7% 2.0%
    Bell Bank $4,125,000 $6,285,000 52.4% 2.0%
    UNITED WHOLESALE MORTGAGE, LLC $3,215,000 $6,245,000 94.2% 2.0%
    BMO Harris Bank $5,065,000 $5,495,000 8.5% 1.7%
    Mortgage Research Center, LLC $4,780,000 $5,415,000 13.3% 1.7%
    NEWREZ LLC $2,385,000 $5,345,000 124.1% 1.7%
    WINGS FINANCIAL $765,000 $4,140,000 441.2% 1.3%
    Barrington Bank & Trust Company, N.A. $2,865,000 $3,945,000 37.7% 1.3%
    The Peoples Community Bank $5,215,000 $3,935,000 -24.5% 1.3%
    Prosperity Home Mortgage, LLC $5,175,000 $3,895,000 -24.7% 1.2%
    Royal Bank $3,860,000 $2,865,000 -25.8% 0.9%
    Johnson Bank $2,860,000 $2,665,000 -6.8% 0.8%
    Heartland Credit Union (Madison) $1,120,000 $2,585,000 130.8% 0.8%
    JPMorgan Chase Bank $2,455,000 n/a 0.8%
    FREEDOM MORTGAGE CORPORATION $680,000 $2,350,000 245.6% 0.7%
    U.S. Bank $4,130,000 $1,900,000 -54.0% 0.6%
    PENNYMAC LOAN SERVICES, LLC $1,540,000 $1,810,000 17.5% 0.6%
    The Bank of New Glarus $970,000 $1,660,000 71.1% 0.5%
    Associated Bank $1,835,000 $1,650,000 -10.1% 0.5%
    Connexus Credit Union $630,000 $1,600,000 154.0% 0.5%
    First Federal Bank $1,500,000 n/a 0.5%
    Oregon Community Bank $145,000 $1,460,000 906.9% 0.5%
    Merchants Bank $4,135,000 $1,455,000 -64.8% 0.5%
    Bank of Sun Prairie $680,000 $1,325,000 94.9% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $650,000 $1,320,000 103.1% 0.4%
    DUPACO COMMUNITY $765,000 $1,255,000 64.1% 0.4%
    Mortgage Assurance Inc. $1,250,000 n/a 0.4%
    BROKER SOLUTIONS, INC. $405,000 $1,245,000 207.4% 0.4%
    Fortifi Bank $1,235,000 n/a 0.4%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 $1,200,000 485.4% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $495,000 $1,155,000 133.3% 0.4%
    The Huntington National Bank $430,000 $1,130,000 162.8% 0.4%
    Wells Fargo Bank $1,310,000 $1,060,000 -19.1% 0.3%
    LENOX FINANCIAL MORTGAGE CORPORATION $1,020,000 n/a 0.3%
    CONSUMERS COOPERATIVE CREDIT UNION $990,000 n/a 0.3%
    Cornerstone First Mortgage, Inc $990,000 n/a 0.3%
    CROSSCOUNTRY MORTGAGE, LLC $2,730,000 $990,000 -63.7% 0.3%
    Bank First, N.A. $190,000 $925,000 386.8% 0.3%
    Bankers' Bank $920,000 n/a 0.3%
    Old National Bank $575,000 $920,000 60.0% 0.3%
    PLANET HOME LENDING, LLC $900,000 n/a 0.3%
    The Bank of Brodhead $1,680,000 $875,000 -47.9% 0.3%
    LOANDEPOT.COM, LLC $640,000 $870,000 35.9% 0.3%
    DAS Acquisition Company, LLC $1,570,000 $865,000 -44.9% 0.3%
    ALTRA $1,140,000 $835,000 -26.8% 0.3%
    CARDINAL FINANCIAL $1,640,000 $830,000 -49.4% 0.3%
    Nations Lending Corporation $490,000 $765,000 56.1% 0.2%
    St Charles Bank & Trust $765,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $175,000 $735,000 320.0% 0.2%
    GUARANTEED RATE, INC. $720,000 n/a 0.2%
    The Park Bank $1,700,000 $720,000 -57.6% 0.2%
    American Mortgage & Equity Consultants, Inc. $705,000 n/a 0.2%
    CoVantage Credit Union $685,000 n/a 0.2%
    Ixonia Bank $670,000 n/a 0.2%
    LAKE MICHIGAN CREDIT UNION $655,000 n/a 0.2%
    Wisconsin River Bank $655,000 n/a 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $225,000 $650,000 188.9% 0.2%
    Hometown Equity Mortgage, LLC $635,000 n/a 0.2%
    IDEAL $620,000 n/a 0.2%
    LIMA ONE CAPITAL, LLC $605,000 n/a 0.2%
    Bank of Deerfield $695,000 $590,000 -15.1% 0.2%
    Paramount Residential Mortgage Group, Inc. $950,000 $530,000 -44.2% 0.2%
    The State Bank of Faribault $125,000 $530,000 324.0% 0.2%
    FUNDLOANS CAPITAL $515,000 n/a 0.2%
    BAY EQUITY LLC $505,000 n/a 0.2%
    AMERISAVE MORTGAGE CORPORATION $420,000 $500,000 19.0% 0.2%
    First American Bank $485,000 n/a 0.2%
    SECURITYNATIONAL MORTGAGE COMPANY $465,000 n/a 0.1%
    GERSHMAN INVESTMENT CORP. $455,000 n/a 0.1%
    Oak Bank $455,000 n/a 0.1%
    MUTUAL OF OMAHA MORTGAGE, INC. $495,000 $445,000 -10.1% 0.1%
    LEADERONE FINANCIAL CORPORATION $435,000 n/a 0.1%
    Baxter Credit Union $425,000 n/a 0.1%
    NAVY FEDERAL CREDIT UNION $265,000 $425,000 60.4% 0.1%
    HOMESIDE FINANCIAL, LLC $405,000 n/a 0.1%
    The Federal Savings Bank $405,000 n/a 0.1%
    Queensborough National Bank & Trust Company $395,000 n/a 0.1%
    21ST MORTGAGE CORPORATION $345,000 $375,000 8.7% 0.1%
    CAPITAL Credit Union $125,000 $375,000 200.0% 0.1%
    AMERICAN FINANCIAL NETWORK, INC. $365,000 n/a 0.1%
    Prevail Bank $1,755,000 $355,000 -79.8% 0.1%
    Bank Five Nine $750,000 $350,000 -53.3% 0.1%
    TRUSTONE FINANCIAL FEDERAL CREDIT UNION $350,000 n/a 0.1%
    PRIME FINANCIAL CREDIT UNION $345,000 n/a 0.1%
    The First National Bank of Ottawa $345,000 n/a 0.1%
    WISCONSIN MORTGAGE CORPORATION $335,000 n/a 0.1%
    Merchants Bank of Indiana $305,000 n/a 0.1%
    First Western Trust Bank $285,000 n/a 0.1%
    MOVEMENT MORTGAGE, LLC $480,000 $285,000 -40.6% 0.1%
    Sierra Pacific Mortgage Company, Inc. $275,000 n/a 0.1%
    VERVE, A CREDIT UNION $275,000 n/a 0.1%
    NATIONS RELIABLE LENDING, LLC $145,000 $270,000 86.2% 0.1%
    Woodford State Bank $270,000 n/a 0.1%
    BETTER MORTGAGE CORPORATION $520,000 $265,000 -49.0% 0.1%
    First Community Bank $510,000 $260,000 -49.0% 0.1%
    MidWestOne Bank $255,000 n/a 0.1%
    HOMEOWNERS FINANCIAL GROUP USA, LLC $245,000 n/a 0.1%
    LONGBRIDGE FINANCIAL, LLC $245,000 n/a 0.1%
    Peoples State Bank $245,000 n/a 0.1%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $245,000 n/a 0.1%
    TEMPLE VIEW CAPITAL FUNDING, LP $245,000 n/a 0.1%
    FOX COMMUNITIES $435,000 $225,000 -48.3% 0.1%
    Coastal Community Bank $140,000 $220,000 57.1% 0.1%
    First Merchants Bank $215,000 n/a 0.1%
    DMB Community Bank $580,000 $210,000 -63.8% 0.1%
    CMG MORTGAGE, INC. $195,000 n/a 0.1%
    PROVIDENT FUNDING ASSOCIATES, L.P. $195,000 n/a 0.1%
    UNION HOME MORTGAGE CORP. $195,000 n/a 0.1%
    Figure Lending LLC $195,000 $190,000 -2.6% 0.1%
    First Community Credit Union $235,000 $175,000 -25.5% 0.1%
    First State Bank of St. Charles, Missouri $175,000 n/a 0.1%
    Discover Bank $335,000 $170,000 -49.3% 0.1%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $165,000 n/a 0.1%
    SUCCESS MORTGAGE PARTNERS, INC. $355,000 $165,000 -53.5% 0.1%
    Flagstar Bank, FSB $155,000 n/a 0.0%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $155,000 n/a 0.0%
    The Greenwood's State Bank $155,000 n/a 0.0%
    PremierBank $150,000 n/a 0.0%
    Academy Bank $145,000 n/a 0.0%
    Westbury Bank $145,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $35,000 $140,000 300.0% 0.0%
    Deere Employees Credit Union $55,000 $135,000 145.5% 0.0%
    BankVista $385,000 $125,000 -67.5% 0.0%
    SUN WEST MORTGAGE COMPANY, INC. $115,000 n/a 0.0%
    EDUCATORS CREDIT UNION $25,000 $110,000 340.0% 0.0%
    GREENSTATE CREDIT UNION $185,000 $110,000 -40.5% 0.0%
    Farmers Savings Bank $125,000 $75,000 -40.0% 0.0%
    FINANCE OF AMERICA REVERSE LLC $135,000 $75,000 -44.4% 0.0%
    Bank of America $690,000 $55,000 -92.0% 0.0%
    SPRING EQ, LLC $85,000 $55,000 -35.3% 0.0%
    Citibank $45,000 n/a 0.0%
    M&T Bank $45,000 n/a 0.0%
    Centier Bank $35,000 n/a 0.0%

    Baraboo's top lender by overall market share is Summit Credit Union, with 17.6% market share. In second place, with 6.3%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $19,935,000 in loans. In third place, with 5.2%, is Baraboo State Bank, having originated $16,215,000 in loans. In fourth place, with 5.0%, is University of Wisconsin Credit Union, having originated $15,715,000 in loans. In fifth place, with 4.8%, is Landmark Credit Union, having originated $14,950,000 in loans.

    Baraboo Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $227,975 (14.7%) $264,699 (3.6%) 0.00 288
    2018-02-01 $244,975 (22.6%) $276,284 (5.4%) 0.00 260
    2018-03-01 $249,900 (13.6%) $278,239 (4.2%) 0.00 285
    2018-04-01 $249,675 (13.5%) $282,934 (6.0%) 0.00 302
    2018-05-01 $249,225 (15.4%) $284,928 (3.4%) 0.00 329
    2018-06-01 $249,000 (12.0%) $284,452 (0.8%) 0.00 349
    2018-07-01 $253,175 (15.1%) $291,188 (3.3%) 0.00 353
    2018-08-01 $249,450 (13.4%) $294,168 (4.6%) 0.00 355
    2018-09-01 $249,900 (11.4%) $296,095 (9.5%) 0.00 347
    2018-10-01 $239,450 (5.4%) $281,639 (3.6%) 0.00 347
    2018-11-01 $231,450 (2.7%) $270,340 (1.5%) 0.00 331
    2018-12-01 $229,900 (4.6%) $265,516 (0.7%) 0.00 292
    2019-01-01 $229,925 (0.9%) $273,339 (3.3%) 0.00 273
    2019-02-01 $237,000 (-3.3%) $275,989 (-0.1%) 0.00 244
    2019-03-01 $234,493 (-6.2%) $278,326 (0.0%) 0.00 264
    2019-04-01 $236,993 (-5.1%) $286,450 (1.2%) 0.00 286
    2019-05-01 $252,950 (1.5%) $301,782 (5.9%) 0.00 307
    2019-06-01 $255,950 (2.8%) $303,603 (6.7%) 0.00 322
    2019-07-01 $259,450 (2.5%) $305,472 (4.9%) 0.00 324
    2019-08-01 $257,868 (3.4%) $305,432 (3.8%) 0.00 320
    2019-09-01 $254,820 (2.0%) $305,933 (3.3%) 0.00 317
    2019-10-01 $254,014 (6.1%) $304,878 (8.3%) 0.00 309
    2019-11-01 $254,900 (10.1%) $312,364 (15.6%) 0.00 266
    2019-12-01 $249,900 (8.7%) $304,671 (14.8%) 0.00 256
    2020-01-01 $252,400 (9.8%) $310,077 (13.4%) 0.00 226
    2020-02-01 $254,900 (7.6%) $311,105 (12.7%) 0.00 226
    2020-03-01 $267,400 (14.0%) $323,138 (16.1%) 0.00 222
    2020-04-01 $267,400 (12.8%) $323,511 (12.9%) 0.00 230
    2020-05-01 $254,900 (0.8%) $306,065 (1.4%) 0.00 225
    2020-06-01 $254,925 (-0.4%) $322,555 (6.2%) 0.00 193
    2020-07-01 $254,900 (-1.8%) $328,739 (7.6%) 0.00 180
    2020-08-01 $249,900 (-3.1%) $326,796 (7.0%) 0.00 158
    2020-09-01 $248,950 (-2.3%) $319,346 (4.4%) 0.00 169
    2020-10-01 $245,450 (-3.4%) $296,144 (-2.9%) 0.00 135
    2020-11-01 $239,450 (-6.1%) $294,653 (-5.7%) 0.00 128
    2020-12-01 $226,950 (-9.2%) $274,462 (-9.9%) 0.00 113
    2021-01-01 $226,950 (-10.1%) $271,348 (-12.5%) 0.00 102
    2021-02-01 $227,400 (-10.8%) $288,977 (-7.1%) 0.00 96
    2021-03-01 $229,450 (-14.2%) $313,587 (-3.0%) 0.00 97
    2021-04-01 $226,950 (-15.1%) $322,883 (-0.2%) 0.00 102
    2021-05-01 $229,450 (-10.0%) $317,768 (3.8%) 0.00 99
    2021-06-01 $242,175 (-5.0%) $329,620 (2.2%) 0.00 111
    2021-07-01 $270,000 (5.9%) $376,331 (14.5%) 0.00 110
    2021-08-01 $278,650 (11.5%) $374,446 (14.6%) 0.00 109
    2021-09-01 $276,950 (11.3%) $380,388 (19.1%) 0.00 107
    2021-10-01 $269,900 (10.0%) $362,199 (22.3%) 0.00 103
    2021-11-01 $244,900 (2.3%) $345,297 (17.2%) 0.00 87
    2021-12-01 $246,150 (8.5%) $362,629 (32.1%) 0.00 80
    2022-01-01 $265,000 (16.8%) $375,970 (38.6%) 0.00 61
    2022-02-01 $259,950 (14.3%) $378,448 (31.0%) 0.00 56
    2022-03-01 $282,475 (23.1%) $359,174 (14.5%) 0.00 68
    2022-04-01 $307,450 (35.5%) $406,082 (25.8%) 0.00 66
    2022-05-01 $341,175 (48.7%) $416,830 (31.2%) 0.00 84
    2022-06-01 $351,950 (45.3%) $433,231 (31.4%) 0.00 98
    2022-07-01 $311,400 (15.3%) $391,247 (4.0%) 0.00 126
    2022-08-01 $334,950 (20.2%) $406,005 (8.4%) 0.00 121
    2022-09-01 $347,400 (25.4%) $406,351 (6.8%) 0.00 119
    2022-10-01 $319,900 (18.5%) $384,192 (6.1%) 0.00 128
    2022-11-01 $315,750 (28.9%) $368,254 (6.7%) 0.00 132
    2022-12-01 $299,900 (21.8%) $359,657 (-0.8%) 0.00 122
    2023-01-01 $286,675 (8.2%) $357,792 (-4.8%) 0.00 101
    2023-02-01 $293,225 (12.8%) $361,103 (-4.6%) 0.00 90
    2023-03-01 $324,450 (14.9%) $380,399 (5.9%) 0.00 86
    2023-04-01 $292,000 (-5.0%) $437,311 (7.7%) 0.00 87
    2023-05-01 $309,700 (-9.2%) $474,010 (13.7%) 0.00 87
    2023-06-01 $342,308 (-2.7%) $492,943 (13.8%) 0.00 100
    2023-07-01 $299,900 (-3.7%) $453,555 (15.9%) 0.00 122
    2023-08-01 $319,900 (-4.5%) $449,138 (10.6%) 0.00 126
    2023-09-01 $350,000 (0.8%) $473,779 (16.6%) 0.00 144
    2023-10-01 $357,500 (11.8%) $497,867 (29.6%) 0.00 143
    2023-11-01 $369,725 (17.1%) $495,495 (34.6%) 0.00 146
    2023-12-01 $354,500 (18.2%) $488,501 (35.8%) 0.00 142
    2024-01-01 $348,200 (21.5%) $483,654 (35.2%) 0.00 138
    2024-02-01 $332,225 (13.3%) $486,272 (34.7%) 0.00 130
    2024-03-01 $344,900 (6.3%) $487,200 (28.1%) 0.00 130
    2024-04-01 $352,500 (20.7%) $499,322 (14.2%) 0.00 132
    2024-05-01 $369,900 (19.4%) $497,631 (5.0%) 0.00 125
    2024-06-01 $372,500 (8.8%) $492,898 (0.0%) 0.00 135
    2024-07-01 $379,900 (26.7%) $517,477 (14.1%) 0.00 138
    2024-08-01 $369,900 (15.6%) $482,989 (7.5%) 0.00 153
    2024-09-01 $367,438 (5.0%) $488,732 (3.2%) 0.00 167
    2024-10-01 $343,675 (-3.9%) $482,641 (-3.1%) 0.00 165
    2024-11-01 $349,900 (-5.4%) $481,826 (-2.8%) 0.00 173
    2024-12-01 $357,750 (0.9%) $480,951 (-1.6%) 0.00 157
    2025-01-01 $359,000 (3.1%) $475,728 (-1.6%) 0.00 138
    2025-02-01 $338,575 (1.9%) $465,944 (-4.2%) 0.00 148
    2025-03-01 $326,250 (-5.4%) $437,453 (-10.2%) 0.00 157
    2025-04-01 $338,000 (-4.1%) $427,364 (-14.4%) 0.00 172
    Baraboo's median listing price for 2025-04-01 was $338,000, a difference of $-14,500 (-4.1%) versus the prior year and $11,750 versus the prior month.

    Baraboo's median listing price comes in at 0% of the national average.

    Baraboo's average listing price for 2025-04-01 was $427,364, a difference of $-71,958 (-14.4%) versus the prior year and $-10,089 versus the prior month.

    For the 2025-04-01 period, Baraboo had 172 MLS listings, a difference of 15 listings (10%) versus the prior month and 40 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,789 sqft
    2018-02-01 0 days 1,803 sqft
    2018-03-01 0 days 1,800 sqft
    2018-04-01 0 days 1,899 sqft
    2018-05-01 0 days 1,878 sqft
    2018-06-01 0 days 1,874 sqft
    2018-07-01 0 days 1,854 sqft
    2018-08-01 0 days 1,867 sqft
    2018-09-01 0 days 1,900 sqft
    2018-10-01 0 days 1,800 sqft
    2018-11-01 0 days 1,776 sqft
    2018-12-01 0 days 1,778 sqft
    2019-01-01 0 days 1,783 sqft
    2019-02-01 0 days 1,770 sqft
    2019-03-01 0 days 1,705 sqft
    2019-04-01 0 days 1,742 sqft
    2019-05-01 0 days 1,784 sqft
    2019-06-01 0 days 1,784 sqft
    2019-07-01 0 days 1,812 sqft
    2019-08-01 0 days 1,788 sqft
    2019-09-01 0 days 1,795 sqft
    2019-10-01 0 days 1,799 sqft
    2019-11-01 0 days 1,720 sqft
    2019-12-01 0 days 1,718 sqft
    2020-01-01 0 days 1,781 sqft
    2020-02-01 0 days 1,724 sqft
    2020-03-01 0 days 1,803 sqft
    2020-04-01 0 days 1,827 sqft
    2020-05-01 0 days 1,793 sqft
    2020-06-01 0 days 1,752 sqft
    2020-07-01 0 days 1,729 sqft
    2020-08-01 0 days 1,744 sqft
    2020-09-01 0 days 1,724 sqft
    2020-10-01 0 days 1,732 sqft
    2020-11-01 0 days 1,678 sqft
    2020-12-01 0 days 1,600 sqft
    2021-01-01 0 days 1,591 sqft
    2021-02-01 0 days 1,580 sqft
    2021-03-01 0 days 1,652 sqft
    2021-04-01 0 days 1,637 sqft
    2021-05-01 0 days 1,581 sqft
    2021-06-01 0 days 1,705 sqft
    2021-07-01 0 days 1,751 sqft
    2021-08-01 0 days 1,836 sqft
    2021-09-01 0 days 1,885 sqft
    2021-10-01 0 days 1,790 sqft
    2021-11-01 0 days 1,657 sqft
    2021-12-01 0 days 1,735 sqft
    2022-01-01 0 days 1,744 sqft
    2022-02-01 0 days 1,632 sqft
    2022-03-01 0 days 1,590 sqft
    2022-04-01 0 days 1,586 sqft
    2022-05-01 0 days 1,751 sqft
    2022-06-01 0 days 1,800 sqft
    2022-07-01 0 days 1,703 sqft
    2022-08-01 0 days 1,771 sqft
    2022-09-01 0 days 1,785 sqft
    2022-10-01 0 days 1,718 sqft
    2022-11-01 0 days 1,679 sqft
    2022-12-01 0 days 1,653 sqft
    2023-01-01 0 days 1,587 sqft
    2023-02-01 0 days 1,604 sqft
    2023-03-01 0 days 1,628 sqft
    2023-04-01 0 days 1,650 sqft
    2023-05-01 0 days 1,784 sqft
    2023-06-01 0 days 1,863 sqft
    2023-07-01 0 days 1,777 sqft
    2023-08-01 0 days 1,809 sqft
    2023-09-01 0 days 1,869 sqft
    2023-10-01 0 days 1,877 sqft
    2023-11-01 0 days 1,869 sqft
    2023-12-01 0 days 1,803 sqft
    2024-01-01 0 days 1,784 sqft
    2024-02-01 0 days 1,786 sqft
    2024-03-01 0 days 1,784 sqft
    2024-04-01 0 days 1,838 sqft
    2024-05-01 0 days 1,802 sqft
    2024-06-01 0 days 1,800 sqft
    2024-07-01 0 days 1,869 sqft
    2024-08-01 0 days 1,784 sqft
    2024-09-01 0 days 1,791 sqft
    2024-10-01 0 days 1,773 sqft
    2024-11-01 0 days 1,760 sqft
    2024-12-01 0 days 1,749 sqft
    2025-01-01 0 days 1,756 sqft
    2025-02-01 0 days 1,765 sqft
    2025-03-01 0 days 1,784 sqft
    2025-04-01 0 days 1,780 sqft
    Baraboo's median listing age (time on market) for 2025-04-01 was 0 days.

    Baraboo's median square footage for active listings during the 2025-04-01 period was 1,780 sqft. One year prior, the average listing was 1,838 sqft.

    Baraboo, WI Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 686 $200,580,000 $292,391
    Refi 277 $51,775,000 $186,913
    Cash Out Refi 242 $37,320,000 $154,215
    Other 166 $12,910,000 $77,771
    Home Improvement 152 $11,450,000 $75,329

    Baraboo's most frequently cited loan purpose was Home Purchase, with 686 originations. The 2nd most popular reason was Refi, with 277 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 464 $121,420,000 $261,681
    7-8% 315 $60,665,000 $192,587
    Over 8% 271 $27,485,000 $101,421
    <2.5% 170 $14,430,000 $84,882
    5-6% 162 $52,610,000 $324,753
    4-5% 10 $2,520,000 $252,000
    3-4% 4 $450,000 $112,500
    2.5-3% 1 $215,000 $215,000

    During 2024, Baraboo's most frequently originated rate bucket was 6-7%, with 464 originations.

    Loan Sizing (Baraboo, WI MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 526 $27,600,000 $52,471
    $200k-400k 494 $138,860,000 $281,093
    $100k-200k 365 $53,195,000 $145,740
    $400k-600k 99 $46,435,000 $469,040
    $600k-1000k 35 $24,955,000 $713,000
    $Over $1MM 4 $22,990,000 $5,747,500

    Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 526 originations, totaling $27,600,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 401 $117,415,000 $292,805
    20-40% 302 $32,240,000 $106,755
    Under 20% 301 $13,855,000 $46,030
    60-80% 236 $67,080,000 $284,237
    40-60% 135 $41,635,000 $308,407
    Over 100% 11 $4,085,000 $371,364

    Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 401 originations, totaling $117,415,000 in origination value.