Baraboo Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Baraboo averaged 6.64% for the week of 2023-11-22, compared to the national average of 7.29% for the same period.

The average rate for the prior week (2023-11-16) was 6.79% and one month ago for the week of 2023-10-19, the average rate was 7.38%.

Baraboo's average rate one year ago was 6.16%.

For refis of the same type during the week of 2023-11-22, the average rate was 5.78%.

Loan Type Date Rate
US 30 Year Fixed Rate 2023-11-22 7.29%
Baraboo 30 Year Fixed Rate 2023-11-22 6.64%
Baraboo 30 Year Fixed Rate Refi 2023-11-22 5.78%
Baraboo 15 Year Fixed Rate 2023-11-22 6.67%
Baraboo 15 Year Fixed Rate Refi 2023-11-22 6.77%
Baraboo 30 Year FHA 2023-11-22 -0.43%
Baraboo 30 Year FHA Refi 2023-11-22 0.2%
Baraboo 30 Year USDA 2023-11-22 0.1%
Baraboo 30 Year USDA Refi 2023-11-22 -0.1%
Baraboo 30 Year VA 2023-11-22 0%
Baraboo 30 Year VA Refi 2023-11-22 0.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Baraboo, WI.

Baraboo Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Summit Credit Union 86 4.20% $2,747
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 62 5.08% $3,341
University of Wisconsin Credit Union 43 4.66% $3,058
Prosperity Home Mortgage, LLC 37 5.02% $3,786
GUILD MORTGAGE COMPANY 33 4.94% $5,623
The Peoples Community Bank 28 4.60% $3,255
QUICKEN LOANS, LLC 27 5.03% $5,849
Associated Bank 11 4.41% $2,218
THOMPSON KANE & COMPANY, LLC 10 5.51% $4,238
Wells Fargo Bank 10 4.64% $3,688
CORNERSTONE HOME LENDING, INC. 9 5.03% $7,270
U.S. Bank 9 4.93% $3,215
Royal Bank 8 4.80% $2,071
BMO Harris Bank 8 4.56% $6,580
UNITED WHOLESALE MORTGAGE, LLC 7 5.86% $4,182
COMPEER FINANCIAL, FLCA 7 5.36% $3,790
JPMorgan Chase Bank 7 4.84% $5,392
Monona Bank 6 3.75% $2,869
Prevail Bank 6 4.65% $1,974
State Bank of Cross Plains 6 4.77% $2,213
Settlers Bank 6 4.73% $1,972
Heartland Credit Union (Madison) 5 3.98% $4,794
AMERISAVE MORTGAGE CORPORATION 5 4.65% $6,269
LOANDEPOT.COM, LLC 5 4.42% $6,339
Oregon Community Bank 5 4.15% $6,886
INLANTA MORTGAGE, INC. 4 4.91% $4,225
Barrington Bank & Trust Company, N.A. 4 4.65% $5,771
NEWREZ LLC 4 4.40% $4,044
Morgan Stanley Private Bank 3 5.72% $3,187
FREEDOM MORTGAGE CORPORATION 3 5.75% $4,132
GUARANTEED RATE, INC. 3 5.25% $4,844
Old National Bank 3 4.79% $3,186
Bank Five Nine 3 4.38% $2,519
Connexus Credit Union 3 4.08% $1,828
Hometown Bank 3 4.21% $2,339
CARDINAL FINANCIAL 3 4.79% $7,007
PENNYMAC LOAN SERVICES, LLC 3 3.96% $7,275
Mr. Cooper ( Nationstar Mortgage ) 2 5.00% $7,855
AmeriHome Mortgage Company, LLC 2 4.50% $2,738
Bell Bank 2 5.50% $2,671
Landmark Credit Union 2 4.59% $2,046
ALTRA 2 4.71% $2,811
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.69% $7,138
Ally Bank 2 4.13% $3,856
Ixonia Bank 2 5.88% $4,484
First Federal Bank 2 4.88% $2,243
ROYAL UNITED MORTGAGE LLC 2 5.50% $7,493
Northpointe Bank 2 5.75% $6,571
Flagstar Bank, FSB 2 5.50% $3,218
FINANCE OF AMERICA MORTGAGE LLC 2 4.69% $4,411
A + MORTGAGE SERVICES, INC. 2 5.44% $2,150
Nations Lending Corporation 2 5.63% $2,906
M&T Bank 2 4.06% $5,980
WESTconsin Credit Union 1 3.13% $3,438
Alerus Financial 1 6.00% $3,384
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $3,496
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.13% $10,404
Bank First, N.A. 1 5.70% $2,656
Bank of England 1 6.13% $5,133
Bank of Sun Prairie 1 4.88% $2,186
Blackhawk Bank 1 4.90% $3,708
BROKER SOLUTIONS, INC. 1 3.88% $3,618
CALIBER HOME LOANS, INC. 1 4.25% $3,065
Citibank 1 3.50% $3,375
City National Bank 1 4.60% $3,743
CMG MORTGAGE, INC. 1 5.38% $9,316
CONSUMERS COOPERATIVE CREDIT UNION 1 3.63% $2,834
CROSSCOUNTRY MORTGAGE, LLC 1 3.75% $3,746
DMB Community Bank 1 5.50% $2,113
Dollar Bank, Federal Savings Bank 1 6.25% $2,344
ENDEAVOR CAPITAL, LLC. 1 5.63% $9,263
EVERETT FINANCIAL, INC. 1 4.25% $2,036
Farmers & Merchants State Bank 1 4.13% $1,937
Fifth Third Bank 1 3.49% $3,215
First Bank & Trust 1 6.88% $4,119
First Internet Bank of Indiana 1 5.25% $3,837
First Midwest Bank 1 3.25% $4,997
FIRST STATE MORTGAGE SERVICES, LLC 1 5.63% $3,336
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.88% $3,667
HOMESTAR FINANCIAL CORPORATION 1 4.38% $3,434
IncredibleBank 1 5.75% $2,870
INLAND BANK & TRUST 1 4.88% $2,830
Johnson Bank 1 5.40% $1,975
LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $4,608
LENDSURE MORTGAGE CORP. 1 4.88% $8,324
Merchants Bank of Indiana 1 6.00% $2,073
Midwest Community Bank 1 3.75% $2,661
MOVEMENT MORTGAGE, LLC 1 5.63% $6,341
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.75% $3,387
NATIONS RELIABLE LENDING, LLC 1 5.50% $5,547
NAVY FEDERAL CREDIT UNION 1 5.25% $2,735
NEXERA HOLDING LLC 1 9.00% $13,556
Paramount Residential Mortgage Group, Inc. 1 3.88% $2,950
PHH Mortgage Corporation 1 6.50% $3,986
PROPER RATE, LLC 1 6.63% $4,160
Royal Credit Union 1 6.13% $0
SIRVA MORTGAGE, INC. 1 6.13% $611
The Equitable Bank, S.S.B. 1 3.00% $2,413
The Huntington National Bank 1 5.13% $6,446
The Park Bank 1 3.88% $1,840
ADVANCIAL 1 4.38% $6,994

Baraboo Average Closing Costs & Other Stats

Baraboo, WI's 101 lenders originated 1,851 loans during 2022. The total origination value was $358,105,000, with an average loan value of $193,466.

Baraboo's average closing costs are $3,596.

The top Baraboo lender as defined by loan originations is Summit Credit Union, with 86 loans originated. Their average total fees are $2,747, which is $594 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Baraboo lenders (with over 10 loans originated) are Associated Bank ($2,218), Summit Credit Union ($2,747), University of Wisconsin Credit Union ($3,058), The Peoples Community Bank ($3,255) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,341).

The lowest rate Baraboo lenders (with over 10 loans originated) are Summit Credit Union (4.20%), Associated Bank (4.41%), The Peoples Community Bank (4.60%), Wells Fargo Bank (4.64%) and University of Wisconsin Credit Union (4.66%).

Baraboo, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Summit Credit Union $88,795,000 $54,110,000 -39.1% 15.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $53,150,000 $23,920,000 -55.0% 6.7%
University of Wisconsin Credit Union $26,030,000 $18,915,000 -27.3% 5.3%
Baraboo State Bank $32,980,000 $16,185,000 -50.9% 4.5%
GUILD MORTGAGE COMPANY $17,840,000 $13,820,000 -22.5% 3.9%
KeyBank $12,665,000 n/a 3.5%
River Bank $225,000 $11,005,000 4,791.1% 3.1%
Prosperity Home Mortgage, LLC $17,660,000 $10,540,000 -40.3% 2.9%
The Peoples Community Bank $20,940,000 $9,735,000 -53.5% 2.7%
BMO Harris Bank $14,600,000 $9,145,000 -37.4% 2.6%
QUICKEN LOANS, LLC $21,550,000 $9,030,000 -58.1% 2.5%
Bank of Wisconsin Dells $14,780,000 $7,405,000 -49.9% 2.1%
Monona Bank $8,955,000 $6,775,000 -24.3% 1.9%
THOMPSON KANE & COMPANY, LLC $7,315,000 $5,595,000 -23.5% 1.6%
U.S. Bank $7,775,000 $5,550,000 -28.6% 1.5%
COMPEER FINANCIAL, FLCA $3,990,000 $5,510,000 38.1% 1.5%
State Bank of Cross Plains $6,780,000 $4,965,000 -26.8% 1.4%
Royal Bank $7,655,000 $4,700,000 -38.6% 1.3%
Associated Bank $10,690,000 $4,020,000 -62.4% 1.1%
Oregon Community Bank $6,530,000 $4,005,000 -38.7% 1.1%
Farmers & Merchants State Bank $3,230,000 n/a 0.9%
Wells Fargo Bank $9,895,000 $3,045,000 -69.2% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $4,080,000 $2,975,000 -27.1% 0.8%
Settlers Bank $2,555,000 $2,830,000 10.8% 0.8%
Old National Bank $2,040,000 $2,780,000 36.3% 0.8%
Mortgage Research Center, LLC $4,395,000 $2,620,000 -40.4% 0.7%
CORNERSTONE HOME LENDING, INC. $2,425,000 $2,545,000 4.9% 0.7%
Barrington Bank & Trust Company, N.A. $7,050,000 $2,490,000 -64.7% 0.7%
Prevail Bank $2,930,000 $2,385,000 -18.6% 0.7%
LOANDEPOT.COM, LLC $4,590,000 $2,270,000 -50.5% 0.6%
JPMorgan Chase Bank $3,960,000 $1,985,000 -49.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,620,000 $1,910,000 -27.1% 0.5%
Hometown Bank $3,805,000 $1,865,000 -51.0% 0.5%
NEWREZ LLC $6,050,000 $1,830,000 -69.8% 0.5%
Heartland Credit Union (Madison) $2,320,000 $1,750,000 -24.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,100,000 $1,735,000 -17.4% 0.5%
GUARANTEED RATE, INC. $4,070,000 $1,470,000 -63.9% 0.4%
Flagstar Bank, FSB $1,910,000 $1,455,000 -23.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $460,000 $1,450,000 215.2% 0.4%
The Park Bank $4,670,000 $1,425,000 -69.5% 0.4%
Capitol Bank $505,000 $1,385,000 174.3% 0.4%
FREEDOM MORTGAGE CORPORATION $10,130,000 $1,345,000 -86.7% 0.4%
The Huntington National Bank $1,205,000 n/a 0.3%
Morgan Stanley Private Bank $1,125,000 n/a 0.3%
Nations Lending Corporation $95,000 $1,125,000 1,084.2% 0.3%
INLANTA MORTGAGE, INC. $2,375,000 $1,115,000 -53.1% 0.3%
Bell Bank $930,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,865,000 $930,000 -50.1% 0.3%
Citizens State Bank of La Crosse $210,000 $835,000 297.6% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,195,000 $820,000 -62.6% 0.2%
DAS Acquisition Company, LLC $2,925,000 $805,000 -72.5% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $770,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $1,420,000 $745,000 -47.5% 0.2%
CALIBER HOME LOANS, INC. $1,920,000 $730,000 -62.0% 0.2%
Connexus Credit Union $720,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,435,000 $705,000 -50.9% 0.2%
USAA Federal Savings Bank $1,910,000 $700,000 -63.4% 0.2%
Farmers Savings Bank $690,000 n/a 0.2%
Northpointe Bank $155,000 $690,000 345.2% 0.2%
Landmark Credit Union $65,000 $655,000 907.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 n/a 0.2%
SELFRELIANCE $650,000 n/a 0.2%
Dollar Bank, Federal Savings Bank $645,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $265,000 $640,000 141.5% 0.2%
NEW DAY FINANCIAL, LLC $750,000 $635,000 -15.3% 0.2%
Alerus Financial $620,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,310,000 $590,000 -55.0% 0.2%
Oak Bank $435,000 $565,000 29.9% 0.2%
PHH Mortgage Corporation $175,000 $560,000 220.0% 0.2%
Ally Bank $880,000 $550,000 -37.5% 0.2%
DMB Community Bank $1,825,000 $545,000 -70.1% 0.2%
ALTRA $520,000 $540,000 3.8% 0.2%
Bank Five Nine $1,835,000 $510,000 -72.2% 0.1%
First Midwest Bank $175,000 $505,000 188.6% 0.1%
Starion Bank $1,315,000 $505,000 -61.6% 0.1%
A + MORTGAGE SERVICES, INC. $825,000 $500,000 -39.4% 0.1%
ENVOY MORTGAGE, LTD $705,000 $500,000 -29.1% 0.1%
Johnson Bank $2,945,000 $500,000 -83.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,855,000 $495,000 -73.3% 0.1%
Bank of Sun Prairie $1,180,000 $490,000 -58.5% 0.1%
First Federal Bank $155,000 $475,000 206.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,735,000 $465,000 -73.2% 0.1%
Carrington Mortgage Services, LLC $965,000 $455,000 -52.8% 0.1%
PNC Bank $260,000 $435,000 67.3% 0.1%
North American Savings Bank, F.S.B. $425,000 n/a 0.1%
MARINE $290,000 $420,000 44.8% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $410,000 n/a 0.1%
Ixonia Bank $410,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $405,000 n/a 0.1%
1st Community Credit Union $400,000 n/a 0.1%
PLANET HOME LENDING, LLC $930,000 $395,000 -57.5% 0.1%
EVERETT FINANCIAL, INC. $370,000 $390,000 5.4% 0.1%
CMG MORTGAGE, INC. $185,000 $385,000 108.1% 0.1%
First Internet Bank of Indiana $385,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,010,000 $375,000 -62.9% 0.1%
American Heritage National Bank $365,000 n/a 0.1%
M&T Bank $360,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $355,000 n/a 0.1%
Mound City Bank $355,000 n/a 0.1%
PROPER RATE, LLC $145,000 $325,000 124.1% 0.1%
Fortifi Bank $115,000 $315,000 173.9% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $135,000 $315,000 133.3% 0.1%
EMBRACE HOME LOANS, INC. $275,000 $305,000 10.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $175,000 $305,000 74.3% 0.1%
Merchants Bank of Indiana $305,000 n/a 0.1%
Truist $295,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $425,000 $290,000 -31.8% 0.1%
ADVIA $75,000 $285,000 280.0% 0.1%
Secured Investment Corp. $285,000 n/a 0.1%
Magnolia Bank $450,000 $275,000 -38.9% 0.1%
Royal Credit Union $630,000 $275,000 -56.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $270,000 n/a 0.1%
Bank First, N.A. $320,000 $260,000 -18.8% 0.1%
ENDEAVOR CAPITAL, LLC. $255,000 n/a 0.1%
IncredibleBank $175,000 $255,000 45.7% 0.1%
NBH Bank $315,000 $255,000 -19.0% 0.1%
HOMESTAR FINANCIAL CORPORATION $245,000 n/a 0.1%
KELLER MORTGAGE, LLC $245,000 n/a 0.1%
NEXERA HOLDING LLC $245,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $190,000 $240,000 26.3% 0.1%
ALLIANT $235,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.1%
21ST MORTGAGE CORPORATION $65,000 $230,000 253.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.1%
Bank of England $455,000 $225,000 -50.5% 0.1%
SIRVA MORTGAGE, INC. $225,000 n/a 0.1%
Midwest Community Bank $215,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $225,000 $205,000 -8.9% 0.1%
CRESCENT MORTGAGE COMPANY $205,000 n/a 0.1%
Loan Simple, Inc. $205,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $205,000 n/a 0.1%
The Equitable Bank, S.S.B. $155,000 $205,000 32.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
Bank of America $430,000 $195,000 -54.7% 0.1%
City National Bank $195,000 n/a 0.1%
Badger Bank $185,000 n/a 0.1%
Equity Prime Mortgage LLC $185,000 n/a 0.1%
Libertyville Bank & Trust $185,000 n/a 0.1%
Town Bank, N.A. $185,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $630,000 $185,000 -70.6% 0.1%
NBKC BANK $175,000 n/a 0.0%
Wisconsin River Bank $990,000 $175,000 -82.3% 0.0%
American Bank and Trust Company $165,000 n/a 0.0%
Bluff View Bank $165,000 n/a 0.0%
First Bank & Trust $165,000 n/a 0.0%
Woodford State Bank $250,000 $165,000 -34.0% 0.0%
ADVANCIAL $155,000 n/a 0.0%
Fifth Third Bank $125,000 $155,000 24.0% 0.0%
BLC Community Bank $145,000 n/a 0.0%
INLAND BANK & TRUST $1,980,000 $145,000 -92.7% 0.0%
Citibank $135,000 n/a 0.0%
Waterstone Mortgage Corporation $300,000 $135,000 -55.0% 0.0%
HOME POINT FINANCIAL CORPORATION $1,010,000 $125,000 -87.6% 0.0%
LENDSURE MORTGAGE CORP. $125,000 n/a 0.0%
Transportation Federal Credit Union $125,000 n/a 0.0%
Bremer Bank $115,000 n/a 0.0%
WESTconsin Credit Union $115,000 n/a 0.0%
Bank of Deerfield $1,445,000 $105,000 -92.7% 0.0%
Discover Bank $65,000 $95,000 46.2% 0.0%
MID AMERICA MORTGAGE, INC. $95,000 n/a 0.0%
Figure Lending LLC $15,000 $90,000 500.0% 0.0%
Blackhawk Bank $75,000 n/a 0.0%
WINGS FINANCIAL $55,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.0%
Bay Bank $35,000 n/a 0.0%
Great Midwest Bank, S.S.B. $990,000 $35,000 -96.5% 0.0%
National Exchange Bank and Trust $35,000 n/a 0.0%
HIWAY $25,000 n/a 0.0%

Baraboo's top lender by overall market share is Summit Credit Union, with 15.1% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,920,000 in loans. In third place, with 5.3%, is University of Wisconsin Credit Union, having originated $18,915,000 in loans. In fourth place, with 4.5%, is Baraboo State Bank, having originated $16,185,000 in loans. In fifth place, with 3.9%, is GUILD MORTGAGE COMPANY, having originated $13,820,000 in loans.


Baraboo Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $230,950 (15.5%) $262,660 (-3.5%) 0.00 247
2018-02-01 $249,675 (24.9%) $275,829 (-0.5%) 0.00 220
2018-03-01 $259,900 (17.5%) $280,645 (0.5%) 0.00 234
2018-04-01 $249,900 (13.6%) $281,680 (2.2%) 0.00 252
2018-05-01 $244,725 (13.9%) $280,750 (5.3%) 0.00 280
2018-06-01 $249,000 (10.9%) $287,708 (4.6%) 0.00 293
2018-07-01 $254,700 (13.3%) $295,242 (6.6%) 0.00 299
2018-08-01 $254,900 (13.3%) $299,554 (7.3%) 0.00 299
2018-09-01 $249,900 (9.2%) $298,745 (6.5%) 0.00 294
2018-10-01 $239,900 (4.4%) $282,769 (3.7%) 0.00 299
2018-11-01 $231,325 (0.6%) $267,773 (0.5%) 0.00 287
2018-12-01 $229,900 (0.3%) $264,579 (0.9%) 0.00 252
2019-01-01 $229,900 (-0.5%) $272,032 (3.6%) 0.00 233
2019-02-01 $239,675 (-4.0%) $276,940 (0.4%) 0.00 202
2019-03-01 $239,450 (-7.9%) $280,424 (-0.1%) 0.00 220
2019-04-01 $242,225 (-3.1%) $291,053 (3.3%) 0.00 241
2019-05-01 $266,950 (9.1%) $314,464 (12.0%) 0.00 258
2019-06-01 $260,000 (4.4%) $304,739 (5.9%) 0.00 267
2019-07-01 $272,400 (7.0%) $308,336 (4.4%) 0.00 271
2019-08-01 $267,173 (4.8%) $306,584 (2.4%) 0.00 267
2019-09-01 $263,082 (5.3%) $306,306 (2.5%) 0.00 267
2019-10-01 $259,900 (8.3%) $305,369 (8.0%) 0.00 261
2019-11-01 $259,900 (12.4%) $316,431 (18.2%) 0.00 218
2019-12-01 $259,175 (12.7%) $311,650 (17.8%) 0.00 205
2020-01-01 $265,700 (15.6%) $317,049 (16.6%) 0.00 181
2020-02-01 $277,500 (15.8%) $321,192 (16.0%) 0.00 176
2020-03-01 $286,350 (19.6%) $330,865 (18.0%) 0.00 178
2020-04-01 $285,350 (17.8%) $335,477 (15.3%) 0.00 190
2020-05-01 $269,900 (1.1%) $315,443 (0.3%) 0.00 186
2020-06-01 $283,700 (9.1%) $349,728 (14.8%) 0.00 152
2020-07-01 $282,450 (3.7%) $357,342 (15.9%) 0.00 144
2020-08-01 $269,900 (1.0%) $355,371 (15.9%) 0.00 124
2020-09-01 $267,400 (1.6%) $349,803 (14.2%) 0.00 132
2020-10-01 $254,500 (-2.1%) $315,956 (3.5%) 0.00 105
2020-11-01 $254,225 (-2.2%) $313,558 (-0.9%) 0.00 97
2020-12-01 $245,475 (-5.3%) $295,971 (-5.0%) 0.00 81
2021-01-01 $254,000 (-4.4%) $297,727 (-6.1%) 0.00 74
2021-02-01 $262,400 (-5.4%) $317,250 (-1.2%) 0.00 68
2021-03-01 $272,450 (-4.9%) $339,717 (2.7%) 0.00 72
2021-04-01 $276,925 (-3.0%) $360,091 (7.3%) 0.00 72
2021-05-01 $274,950 (1.9%) $360,202 (14.2%) 0.00 74
2021-06-01 $283,450 (-0.1%) $365,772 (4.6%) 0.00 88
2021-07-01 $308,900 (9.4%) $420,601 (17.7%) 0.00 88
2021-08-01 $314,925 (16.7%) $422,152 (18.8%) 0.00 86
2021-09-01 $313,425 (17.2%) $424,635 (21.4%) 0.00 86
2021-10-01 $315,000 (23.8%) $395,655 (25.2%) 0.00 83
2021-11-01 $269,900 (6.2%) $367,707 (17.3%) 0.00 73
2021-12-01 $278,750 (13.6%) $403,220 (36.2%) 0.00 61
2022-01-01 $299,900 (18.1%) $444,392 (49.3%) 0.00 43
2022-02-01 $317,500 (21.0%) $453,420 (42.9%) 0.00 40
2022-03-01 $333,150 (22.3%) $415,755 (22.4%) 0.00 51
2022-04-01 $347,900 (25.6%) $464,835 (29.1%) 0.00 47
2022-05-01 $392,175 (42.6%) $466,639 (29.6%) 0.00 64
2022-06-01 $389,000 (37.2%) $481,074 (31.5%) 0.00 77
2022-07-01 $359,500 (16.4%) $453,217 (7.8%) 0.00 92
2022-08-01 $394,450 (25.3%) $469,710 (11.3%) 0.00 91
2022-09-01 $399,000 (27.3%) $474,482 (11.7%) 0.00 90
2022-10-01 $379,900 (20.6%) $435,814 (10.2%) 0.00 99
2022-11-01 $358,225 (32.7%) $411,618 (11.9%) 0.00 108
2022-12-01 $367,400 (31.8%) $411,078 (2.0%) 0.00 96
2023-01-01 $369,900 (23.3%) $407,758 (-8.2%) 0.00 79
2023-02-01 $385,000 (21.3%) $425,340 (-6.2%) 0.00 67
2023-03-01 $369,900 (11.0%) $421,855 (1.5%) 0.00 67
2023-04-01 $350,000 (0.6%) $492,905 (6.0%) 0.00 66
2023-05-01 $366,150 (-6.6%) $538,824 (15.5%) 0.00 67
2023-06-01 $389,000 (0.0%) $551,987 (14.7%) 0.00 80
2023-07-01 $349,900 (-2.7%) $499,068 (10.1%) 0.00 101
2023-08-01 $358,700 (-9.1%) $487,386 (3.8%) 0.00 105
2023-09-01 $370,000 (-7.3%) $505,503 (6.5%) 0.00 125
2023-10-01 $378,725 (-0.3%) $542,137 (24.4%) 0.00 117
Baraboo's median listing price for 2023-10-01 was $378,725, a difference of $-1,175 (-0.3%) versus the prior year and $8,725 versus the prior month.

Baraboo's median listing price comes in at 0% of the national average.

Baraboo's average listing price for 2023-10-01 was $542,137, a difference of $106,323 (24.4%) versus the prior year and $36,634 versus the prior month.

For the 2023-10-01 period, Baraboo had 117 MLS listings, a difference of -8 listings (-6%) versus the prior month and 18 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,810 sqft
2018-02-01 0 days 1,897 sqft
2018-03-01 0 days 1,899 sqft
2018-04-01 0 days 1,949 sqft
2018-05-01 0 days 1,939 sqft
2018-06-01 0 days 1,954 sqft
2018-07-01 0 days 1,942 sqft
2018-08-01 0 days 2,000 sqft
2018-09-01 0 days 2,000 sqft
2018-10-01 0 days 1,863 sqft
2018-11-01 0 days 1,776 sqft
2018-12-01 0 days 1,776 sqft
2019-01-01 0 days 1,784 sqft
2019-02-01 0 days 1,776 sqft
2019-03-01 0 days 1,732 sqft
2019-04-01 0 days 1,773 sqft
2019-05-01 0 days 1,850 sqft
2019-06-01 0 days 1,828 sqft
2019-07-01 0 days 1,832 sqft
2019-08-01 0 days 1,826 sqft
2019-09-01 0 days 1,828 sqft
2019-10-01 0 days 1,829 sqft
2019-11-01 0 days 1,774 sqft
2019-12-01 0 days 1,783 sqft
2020-01-01 0 days 1,800 sqft
2020-02-01 0 days 1,792 sqft
2020-03-01 0 days 1,863 sqft
2020-04-01 0 days 1,900 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,808 sqft
2020-07-01 0 days 1,850 sqft
2020-08-01 0 days 1,800 sqft
2020-09-01 0 days 1,781 sqft
2020-10-01 0 days 1,732 sqft
2020-11-01 0 days 1,692 sqft
2020-12-01 0 days 1,648 sqft
2021-01-01 0 days 1,624 sqft
2021-02-01 0 days 1,613 sqft
2021-03-01 0 days 1,688 sqft
2021-04-01 0 days 1,672 sqft
2021-05-01 0 days 1,645 sqft
2021-06-01 0 days 1,759 sqft
2021-07-01 0 days 1,859 sqft
2021-08-01 0 days 1,967 sqft
2021-09-01 0 days 1,950 sqft
2021-10-01 0 days 1,909 sqft
2021-11-01 0 days 1,776 sqft
2021-12-01 0 days 1,864 sqft
2022-01-01 0 days 1,866 sqft
2022-02-01 0 days 1,835 sqft
2022-03-01 0 days 1,669 sqft
2022-04-01 0 days 1,723 sqft
2022-05-01 0 days 1,881 sqft
2022-06-01 0 days 2,015 sqft
2022-07-01 0 days 1,801 sqft
2022-08-01 0 days 1,887 sqft
2022-09-01 0 days 2,035 sqft
2022-10-01 0 days 1,832 sqft
2022-11-01 0 days 1,774 sqft
2022-12-01 0 days 1,744 sqft
2023-01-01 0 days 1,681 sqft
2023-02-01 0 days 1,681 sqft
2023-03-01 0 days 1,725 sqft
2023-04-01 0 days 1,747 sqft
2023-05-01 0 days 1,944 sqft
2023-06-01 0 days 2,087 sqft
2023-07-01 0 days 1,927 sqft
2023-08-01 0 days 1,920 sqft
2023-09-01 0 days 1,908 sqft
2023-10-01 0 days 1,920 sqft
Baraboo's median listing age (time on market) for 2023-10-01 was 0 days.

Baraboo's median square footage for active listings during the 2023-10-01 period was 1,920 sqft. One year prior, the average listing was 1,832 sqft.

Baraboo, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 796 $223,640,000 $280,955
Cash Out Refi 318 $54,410,000 $171,101
Refi 294 $49,150,000 $167,177
Other 249 $19,585,000 $78,655
Home Improvement 194 $11,320,000 $58,351

Baraboo's most frequently cited loan purpose was Home Purchase, with 796 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 353 $67,975,000 $192,564
3-4% 351 $77,095,000 $219,644
4-5% 311 $84,315,000 $271,109
<2.5% 277 $25,215,000 $91,029
2.5-3% 206 $23,320,000 $113,204
6-7% 156 $30,890,000 $198,013
7-8% 64 $8,450,000 $132,031
Over 8% 22 $1,450,000 $65,909

During 2022, Baraboo's most frequently originated rate bucket was 5-6%, with 353 originations.

Loan Sizing (Baraboo, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 650 $33,000,000 $50,769
$200k-400k 554 $151,990,000 $274,350
$100k-200k 533 $78,625,000 $147,514
$400k-600k 84 $39,280,000 $467,619
$600k-1000k 18 $12,570,000 $698,333
$Over $1MM 12 $42,640,000 $3,553,333

Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 650 originations, totaling $33,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 513 $133,885,000 $260,984
60-80% 412 $109,860,000 $266,650
Under 20% 375 $15,345,000 $40,920
20-40% 259 $27,275,000 $105,309
40-60% 167 $28,755,000 $172,186
Over 100% 9 $3,085,000 $342,778

Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 513 originations, totaling $133,885,000 in origination value.