Baraboo Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Baraboo averaged 6.49% for the week of 2024-03-14, compared to the national average of 6.74% for the same period.

The average rate for the prior week (2024-03-07) was 6.33% and one month ago for the week of 2024-02-08, the average rate was 6.39%.

Baraboo's average rate one year ago was 6.08%.

For refis of the same type during the week of 2024-03-14, the average rate was 5.63%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-03-14 6.74%
Baraboo 30 Year Fixed Rate 2024-03-14 6.49%
Baraboo 30 Year Fixed Rate Refi 2024-03-14 5.63%
Baraboo 15 Year Fixed Rate 2024-03-14 6.26%
Baraboo 15 Year Fixed Rate Refi 2024-03-14 6.26%
Baraboo 30 Year FHA 2024-03-14 6.56%
Baraboo 30 Year FHA Refi 2024-03-14 6.7%
Baraboo 30 Year USDA 2024-03-14 6.39%
Baraboo 30 Year USDA Refi 2024-03-14 6.79%
Baraboo 30 Year VA 2024-03-14 6.44%
Baraboo 30 Year VA Refi 2024-03-14 6.44%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Baraboo, WI.

Baraboo Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Baraboo, WI market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2022 Avg. 30yFix Rate 2022 Avg. Closing Costs
Summit Credit Union 86 4.20% $2,747
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 62 5.08% $3,341
University of Wisconsin Credit Union 43 4.66% $3,058
Prosperity Home Mortgage, LLC 37 5.02% $3,786
GUILD MORTGAGE COMPANY 33 4.94% $5,623
The Peoples Community Bank 28 4.60% $3,255
QUICKEN LOANS, LLC 27 5.03% $5,849
Associated Bank 11 4.41% $2,218
THOMPSON KANE & COMPANY, LLC 10 5.51% $4,238
Wells Fargo Bank 10 4.64% $3,688
CORNERSTONE HOME LENDING, INC. 9 5.03% $7,270
U.S. Bank 9 4.93% $3,215
Royal Bank 8 4.80% $2,071
BMO Harris Bank 8 4.56% $6,580
UNITED WHOLESALE MORTGAGE, LLC 7 5.86% $4,182
COMPEER FINANCIAL, FLCA 7 5.36% $3,790
JPMorgan Chase Bank 7 4.84% $5,392
Monona Bank 6 3.75% $2,869
Prevail Bank 6 4.65% $1,974
State Bank of Cross Plains 6 4.77% $2,213
Settlers Bank 6 4.73% $1,972
Heartland Credit Union (Madison) 5 3.98% $4,794
AMERISAVE MORTGAGE CORPORATION 5 4.65% $6,269
LOANDEPOT.COM, LLC 5 4.42% $6,339
Oregon Community Bank 5 4.15% $6,886
INLANTA MORTGAGE, INC. 4 4.91% $4,225
Barrington Bank & Trust Company, N.A. 4 4.65% $5,771
NEWREZ LLC 4 4.40% $4,044
Morgan Stanley Private Bank 3 5.72% $3,187
FREEDOM MORTGAGE CORPORATION 3 5.75% $4,132
GUARANTEED RATE, INC. 3 5.25% $4,844
Old National Bank 3 4.79% $3,186
Bank Five Nine 3 4.38% $2,519
Connexus Credit Union 3 4.08% $1,828
Hometown Bank 3 4.21% $2,339
CARDINAL FINANCIAL 3 4.79% $7,007
PENNYMAC LOAN SERVICES, LLC 3 3.96% $7,275
Mr. Cooper ( Nationstar Mortgage ) 2 5.00% $7,855
AmeriHome Mortgage Company, LLC 2 4.50% $2,738
Bell Bank 2 5.50% $2,671
Landmark Credit Union 2 4.59% $2,046
ALTRA 2 4.71% $2,811
AMERICAN PACIFIC MORTGAGE CORPORATION 2 5.69% $7,138
Ally Bank 2 4.13% $3,856
Ixonia Bank 2 5.88% $4,484
First Federal Bank 2 4.88% $2,243
ROYAL UNITED MORTGAGE LLC 2 5.50% $7,493
Northpointe Bank 2 5.75% $6,571
Flagstar Bank, FSB 2 5.50% $3,218
FINANCE OF AMERICA MORTGAGE LLC 2 4.69% $4,411
A + MORTGAGE SERVICES, INC. 2 5.44% $2,150
Nations Lending Corporation 2 5.63% $2,906
M&T Bank 2 4.06% $5,980
WESTconsin Credit Union 1 3.13% $3,438
Alerus Financial 1 6.00% $3,384
AMERICAN FINANCIAL RESOURCES, INC. 1 6.38% $3,496
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 6.13% $10,404
Bank First, N.A. 1 5.70% $2,656
Bank of England 1 6.13% $5,133
Bank of Sun Prairie 1 4.88% $2,186
Blackhawk Bank 1 4.90% $3,708
BROKER SOLUTIONS, INC. 1 3.88% $3,618
CALIBER HOME LOANS, INC. 1 4.25% $3,065
Citibank 1 3.50% $3,375
City National Bank 1 4.60% $3,743
CMG MORTGAGE, INC. 1 5.38% $9,316
CONSUMERS COOPERATIVE CREDIT UNION 1 3.63% $2,834
CROSSCOUNTRY MORTGAGE, LLC 1 3.75% $3,746
DMB Community Bank 1 5.50% $2,113
Dollar Bank, Federal Savings Bank 1 6.25% $2,344
ENDEAVOR CAPITAL, LLC. 1 5.63% $9,263
EVERETT FINANCIAL, INC. 1 4.25% $2,036
Farmers & Merchants State Bank 1 4.13% $1,937
Fifth Third Bank 1 3.49% $3,215
First Bank & Trust 1 6.88% $4,119
First Internet Bank of Indiana 1 5.25% $3,837
First Midwest Bank 1 3.25% $4,997
FIRST STATE MORTGAGE SERVICES, LLC 1 5.63% $3,336
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 3.88% $3,667
HOMESTAR FINANCIAL CORPORATION 1 4.38% $3,434
IncredibleBank 1 5.75% $2,870
INLAND BANK & TRUST 1 4.88% $2,830
Johnson Bank 1 5.40% $1,975
LAND HOME FINANCIAL SERVICES, INC. 1 5.88% $4,608
LENDSURE MORTGAGE CORP. 1 4.88% $8,324
Merchants Bank of Indiana 1 6.00% $2,073
Midwest Community Bank 1 3.75% $2,661
MOVEMENT MORTGAGE, LLC 1 5.63% $6,341
MUTUAL OF OMAHA MORTGAGE, INC. 1 3.75% $3,387
NATIONS RELIABLE LENDING, LLC 1 5.50% $5,547
NAVY FEDERAL CREDIT UNION 1 5.25% $2,735
NEXERA HOLDING LLC 1 9.00% $13,556
Paramount Residential Mortgage Group, Inc. 1 3.88% $2,950
PHH Mortgage Corporation 1 6.50% $3,986
PROPER RATE, LLC 1 6.63% $4,160
Royal Credit Union 1 6.13% $0
SIRVA MORTGAGE, INC. 1 6.13% $611
The Equitable Bank, S.S.B. 1 3.00% $2,413
The Huntington National Bank 1 5.13% $6,446
The Park Bank 1 3.88% $1,840
ADVANCIAL 1 4.38% $6,994

Baraboo Average Closing Costs & Other Stats

Baraboo, WI's 101 lenders originated 1,851 loans during 2022. The total origination value was $358,105,000, with an average loan value of $193,466.

Baraboo's average closing costs are $3,596.

The top Baraboo lender as defined by loan originations is Summit Credit Union, with 86 loans originated. Their average total fees are $2,747, which is $594 lower than the next largest lender, FAIRWAY INDEPENDENT MORTGAGE CORPORATION.

The lowest fee Baraboo lenders (with over 10 loans originated) are Associated Bank ($2,218), Summit Credit Union ($2,747), University of Wisconsin Credit Union ($3,058), The Peoples Community Bank ($3,255) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($3,341).

The lowest rate Baraboo lenders (with over 10 loans originated) are Summit Credit Union (4.20%), Associated Bank (4.41%), The Peoples Community Bank (4.60%), Wells Fargo Bank (4.64%) and University of Wisconsin Credit Union (4.66%).

Baraboo, WI Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2021 Loan Value 2022 Loan Value % Change 2022 Market Share
Summit Credit Union $88,795,000 $54,110,000 -39.1% 15.1%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $53,150,000 $23,920,000 -55.0% 6.7%
University of Wisconsin Credit Union $26,030,000 $18,915,000 -27.3% 5.3%
Baraboo State Bank $32,980,000 $16,185,000 -50.9% 4.5%
GUILD MORTGAGE COMPANY $17,840,000 $13,820,000 -22.5% 3.9%
KeyBank $12,665,000 n/a 3.5%
River Bank $225,000 $11,005,000 4,791.1% 3.1%
Prosperity Home Mortgage, LLC $17,660,000 $10,540,000 -40.3% 2.9%
The Peoples Community Bank $20,940,000 $9,735,000 -53.5% 2.7%
BMO Harris Bank $14,600,000 $9,145,000 -37.4% 2.6%
QUICKEN LOANS, LLC $21,550,000 $9,030,000 -58.1% 2.5%
Bank of Wisconsin Dells $14,780,000 $7,405,000 -49.9% 2.1%
Monona Bank $8,955,000 $6,775,000 -24.3% 1.9%
THOMPSON KANE & COMPANY, LLC $7,315,000 $5,595,000 -23.5% 1.6%
U.S. Bank $7,775,000 $5,550,000 -28.6% 1.5%
COMPEER FINANCIAL, FLCA $3,990,000 $5,510,000 38.1% 1.5%
State Bank of Cross Plains $6,780,000 $4,965,000 -26.8% 1.4%
Royal Bank $7,655,000 $4,700,000 -38.6% 1.3%
Associated Bank $10,690,000 $4,020,000 -62.4% 1.1%
Oregon Community Bank $6,530,000 $4,005,000 -38.7% 1.1%
Farmers & Merchants State Bank $3,230,000 n/a 0.9%
Wells Fargo Bank $9,895,000 $3,045,000 -69.2% 0.9%
UNITED WHOLESALE MORTGAGE, LLC $4,080,000 $2,975,000 -27.1% 0.8%
Settlers Bank $2,555,000 $2,830,000 10.8% 0.8%
Old National Bank $2,040,000 $2,780,000 36.3% 0.8%
Mortgage Research Center, LLC $4,395,000 $2,620,000 -40.4% 0.7%
CORNERSTONE HOME LENDING, INC. $2,425,000 $2,545,000 4.9% 0.7%
Barrington Bank & Trust Company, N.A. $7,050,000 $2,490,000 -64.7% 0.7%
Prevail Bank $2,930,000 $2,385,000 -18.6% 0.7%
LOANDEPOT.COM, LLC $4,590,000 $2,270,000 -50.5% 0.6%
JPMorgan Chase Bank $3,960,000 $1,985,000 -49.9% 0.6%
PENNYMAC LOAN SERVICES, LLC $2,620,000 $1,910,000 -27.1% 0.5%
Hometown Bank $3,805,000 $1,865,000 -51.0% 0.5%
NEWREZ LLC $6,050,000 $1,830,000 -69.8% 0.5%
Heartland Credit Union (Madison) $2,320,000 $1,750,000 -24.6% 0.5%
AMERISAVE MORTGAGE CORPORATION $2,100,000 $1,735,000 -17.4% 0.5%
GUARANTEED RATE, INC. $4,070,000 $1,470,000 -63.9% 0.4%
Flagstar Bank, FSB $1,910,000 $1,455,000 -23.8% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $460,000 $1,450,000 215.2% 0.4%
The Park Bank $4,670,000 $1,425,000 -69.5% 0.4%
Capitol Bank $505,000 $1,385,000 174.3% 0.4%
FREEDOM MORTGAGE CORPORATION $10,130,000 $1,345,000 -86.7% 0.4%
The Huntington National Bank $1,205,000 n/a 0.3%
Morgan Stanley Private Bank $1,125,000 n/a 0.3%
Nations Lending Corporation $95,000 $1,125,000 1,084.2% 0.3%
INLANTA MORTGAGE, INC. $2,375,000 $1,115,000 -53.1% 0.3%
Bell Bank $930,000 n/a 0.3%
Mr. Cooper ( Nationstar Mortgage ) $1,865,000 $930,000 -50.1% 0.3%
Citizens State Bank of La Crosse $210,000 $835,000 297.6% 0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION $2,195,000 $820,000 -62.6% 0.2%
DAS Acquisition Company, LLC $2,925,000 $805,000 -72.5% 0.2%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $770,000 n/a 0.2%
Paramount Residential Mortgage Group, Inc. $1,420,000 $745,000 -47.5% 0.2%
CALIBER HOME LOANS, INC. $1,920,000 $730,000 -62.0% 0.2%
Connexus Credit Union $720,000 n/a 0.2%
BROKER SOLUTIONS, INC. $1,435,000 $705,000 -50.9% 0.2%
USAA Federal Savings Bank $1,910,000 $700,000 -63.4% 0.2%
Farmers Savings Bank $690,000 n/a 0.2%
Northpointe Bank $155,000 $690,000 345.2% 0.2%
Landmark Credit Union $65,000 $655,000 907.7% 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $650,000 n/a 0.2%
SELFRELIANCE $650,000 n/a 0.2%
Dollar Bank, Federal Savings Bank $645,000 n/a 0.2%
FINANCE OF AMERICA MORTGAGE LLC $265,000 $640,000 141.5% 0.2%
NEW DAY FINANCIAL, LLC $750,000 $635,000 -15.3% 0.2%
Alerus Financial $620,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $1,310,000 $590,000 -55.0% 0.2%
Oak Bank $435,000 $565,000 29.9% 0.2%
PHH Mortgage Corporation $175,000 $560,000 220.0% 0.2%
Ally Bank $880,000 $550,000 -37.5% 0.2%
DMB Community Bank $1,825,000 $545,000 -70.1% 0.2%
ALTRA $520,000 $540,000 3.8% 0.2%
Bank Five Nine $1,835,000 $510,000 -72.2% 0.1%
First Midwest Bank $175,000 $505,000 188.6% 0.1%
Starion Bank $1,315,000 $505,000 -61.6% 0.1%
A + MORTGAGE SERVICES, INC. $825,000 $500,000 -39.4% 0.1%
ENVOY MORTGAGE, LTD $705,000 $500,000 -29.1% 0.1%
Johnson Bank $2,945,000 $500,000 -83.0% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,855,000 $495,000 -73.3% 0.1%
Bank of Sun Prairie $1,180,000 $490,000 -58.5% 0.1%
First Federal Bank $155,000 $475,000 206.5% 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,735,000 $465,000 -73.2% 0.1%
Carrington Mortgage Services, LLC $965,000 $455,000 -52.8% 0.1%
PNC Bank $260,000 $435,000 67.3% 0.1%
North American Savings Bank, F.S.B. $425,000 n/a 0.1%
MARINE $290,000 $420,000 44.8% 0.1%
FIRST STATE MORTGAGE SERVICES, LLC $410,000 n/a 0.1%
Ixonia Bank $410,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $405,000 n/a 0.1%
1st Community Credit Union $400,000 n/a 0.1%
PLANET HOME LENDING, LLC $930,000 $395,000 -57.5% 0.1%
EVERETT FINANCIAL, INC. $370,000 $390,000 5.4% 0.1%
CMG MORTGAGE, INC. $185,000 $385,000 108.1% 0.1%
First Internet Bank of Indiana $385,000 n/a 0.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $1,010,000 $375,000 -62.9% 0.1%
American Heritage National Bank $365,000 n/a 0.1%
M&T Bank $360,000 n/a 0.1%
CONSUMERS COOPERATIVE CREDIT UNION $355,000 n/a 0.1%
Mound City Bank $355,000 n/a 0.1%
PROPER RATE, LLC $145,000 $325,000 124.1% 0.1%
Fortifi Bank $115,000 $315,000 173.9% 0.1%
LAND HOME FINANCIAL SERVICES, INC. $135,000 $315,000 133.3% 0.1%
EMBRACE HOME LOANS, INC. $275,000 $305,000 10.9% 0.1%
GUARANTEED RATE AFFINITY, LLC $175,000 $305,000 74.3% 0.1%
Merchants Bank of Indiana $305,000 n/a 0.1%
Truist $295,000 n/a 0.1%
NATIONS RELIABLE LENDING, LLC $425,000 $290,000 -31.8% 0.1%
ADVIA $75,000 $285,000 280.0% 0.1%
Secured Investment Corp. $285,000 n/a 0.1%
Magnolia Bank $450,000 $275,000 -38.9% 0.1%
Royal Credit Union $630,000 $275,000 -56.3% 0.1%
FINANCE OF AMERICA REVERSE LLC $270,000 n/a 0.1%
Bank First, N.A. $320,000 $260,000 -18.8% 0.1%
ENDEAVOR CAPITAL, LLC. $255,000 n/a 0.1%
IncredibleBank $175,000 $255,000 45.7% 0.1%
NBH Bank $315,000 $255,000 -19.0% 0.1%
HOMESTAR FINANCIAL CORPORATION $245,000 n/a 0.1%
KELLER MORTGAGE, LLC $245,000 n/a 0.1%
NEXERA HOLDING LLC $245,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $190,000 $240,000 26.3% 0.1%
ALLIANT $235,000 n/a 0.1%
LEADERONE FINANCIAL CORPORATION $235,000 n/a 0.1%
21ST MORTGAGE CORPORATION $65,000 $230,000 253.8% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $225,000 n/a 0.1%
Bank of England $455,000 $225,000 -50.5% 0.1%
SIRVA MORTGAGE, INC. $225,000 n/a 0.1%
Midwest Community Bank $215,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $225,000 $205,000 -8.9% 0.1%
CRESCENT MORTGAGE COMPANY $205,000 n/a 0.1%
Loan Simple, Inc. $205,000 n/a 0.1%
MOVEMENT MORTGAGE, LLC $205,000 n/a 0.1%
The Equitable Bank, S.S.B. $155,000 $205,000 32.3% 0.1%
TRIAD FINANCIAL SERVICES, INC. $205,000 n/a 0.1%
Bank of America $430,000 $195,000 -54.7% 0.1%
City National Bank $195,000 n/a 0.1%
Badger Bank $185,000 n/a 0.1%
Equity Prime Mortgage LLC $185,000 n/a 0.1%
Libertyville Bank & Trust $185,000 n/a 0.1%
Town Bank, N.A. $185,000 n/a 0.1%
VILLAGE CAPITAL MORTGAGE $630,000 $185,000 -70.6% 0.1%
NBKC BANK $175,000 n/a 0.0%
Wisconsin River Bank $990,000 $175,000 -82.3% 0.0%
American Bank and Trust Company $165,000 n/a 0.0%
Bluff View Bank $165,000 n/a 0.0%
First Bank & Trust $165,000 n/a 0.0%
Woodford State Bank $250,000 $165,000 -34.0% 0.0%
ADVANCIAL $155,000 n/a 0.0%
Fifth Third Bank $125,000 $155,000 24.0% 0.0%
BLC Community Bank $145,000 n/a 0.0%
INLAND BANK & TRUST $1,980,000 $145,000 -92.7% 0.0%
Citibank $135,000 n/a 0.0%
Waterstone Mortgage Corporation $300,000 $135,000 -55.0% 0.0%
HOME POINT FINANCIAL CORPORATION $1,010,000 $125,000 -87.6% 0.0%
LENDSURE MORTGAGE CORP. $125,000 n/a 0.0%
Transportation Federal Credit Union $125,000 n/a 0.0%
Bremer Bank $115,000 n/a 0.0%
WESTconsin Credit Union $115,000 n/a 0.0%
Bank of Deerfield $1,445,000 $105,000 -92.7% 0.0%
Discover Bank $65,000 $95,000 46.2% 0.0%
MID AMERICA MORTGAGE, INC. $95,000 n/a 0.0%
Figure Lending LLC $15,000 $90,000 500.0% 0.0%
Blackhawk Bank $75,000 n/a 0.0%
WINGS FINANCIAL $55,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.0%
Bay Bank $35,000 n/a 0.0%
Great Midwest Bank, S.S.B. $990,000 $35,000 -96.5% 0.0%
National Exchange Bank and Trust $35,000 n/a 0.0%
HIWAY $25,000 n/a 0.0%

Baraboo's top lender by overall market share is Summit Credit Union, with 15.1% market share. In second place, with 6.7%, is FAIRWAY INDEPENDENT MORTGAGE CORPORATION, having originated $23,920,000 in loans. In third place, with 5.3%, is University of Wisconsin Credit Union, having originated $18,915,000 in loans. In fourth place, with 4.5%, is Baraboo State Bank, having originated $16,185,000 in loans. In fifth place, with 3.9%, is GUILD MORTGAGE COMPANY, having originated $13,820,000 in loans.


Baraboo Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $227,975 (15.5%) $264,699 (-3.5%) 0.00 288
2018-02-01 $244,975 (24.9%) $276,284 (-0.5%) 0.00 260
2018-03-01 $249,900 (17.5%) $278,239 (0.5%) 0.00 285
2018-04-01 $249,675 (13.6%) $282,934 (2.2%) 0.00 302
2018-05-01 $249,225 (13.9%) $284,928 (5.3%) 0.00 329
2018-06-01 $249,000 (10.9%) $284,452 (4.6%) 0.00 348
2018-07-01 $253,175 (13.3%) $291,188 (6.6%) 0.00 353
2018-08-01 $249,450 (13.3%) $294,168 (7.3%) 0.00 355
2018-09-01 $249,900 (9.2%) $296,095 (6.5%) 0.00 347
2018-10-01 $239,450 (4.4%) $281,639 (3.7%) 0.00 347
2018-11-01 $231,450 (0.6%) $270,340 (0.5%) 0.00 331
2018-12-01 $229,900 (0.3%) $265,516 (0.9%) 0.00 292
2019-01-01 $229,925 (-0.5%) $273,339 (3.6%) 0.00 273
2019-02-01 $237,000 (-4.0%) $275,989 (0.4%) 0.00 244
2019-03-01 $234,493 (-7.9%) $278,326 (-0.1%) 0.00 264
2019-04-01 $236,993 (-3.1%) $286,450 (3.3%) 0.00 286
2019-05-01 $252,950 (9.1%) $301,782 (12.0%) 0.00 307
2019-06-01 $255,950 (4.4%) $303,603 (5.9%) 0.00 322
2019-07-01 $259,450 (7.0%) $305,472 (4.4%) 0.00 324
2019-08-01 $258,536 (4.8%) $305,487 (2.4%) 0.00 320
2019-09-01 $256,491 (5.3%) $306,070 (2.5%) 0.00 316
2019-10-01 $255,127 (8.3%) $305,067 (8.0%) 0.00 308
2019-11-01 $254,900 (12.4%) $312,610 (18.2%) 0.00 265
2019-12-01 $251,150 (12.7%) $304,905 (17.8%) 0.00 255
2020-01-01 $252,400 (15.6%) $310,360 (16.6%) 0.00 225
2020-02-01 $254,900 (15.8%) $311,415 (16.0%) 0.00 225
2020-03-01 $267,400 (19.6%) $323,138 (18.0%) 0.00 222
2020-04-01 $267,400 (17.8%) $324,110 (15.3%) 0.00 230
2020-05-01 $257,400 (1.1%) $307,687 (0.3%) 0.00 226
2020-06-01 $256,150 (9.1%) $323,975 (14.8%) 0.00 194
2020-07-01 $254,900 (3.7%) $329,456 (15.9%) 0.00 181
2020-08-01 $249,900 (1.0%) $326,796 (15.9%) 0.00 158
2020-09-01 $248,950 (1.6%) $319,346 (14.2%) 0.00 169
2020-10-01 $245,450 (-2.1%) $296,144 (3.5%) 0.00 135
2020-11-01 $239,450 (-2.2%) $294,653 (-0.9%) 0.00 128
2020-12-01 $226,950 (-5.3%) $274,462 (-5.0%) 0.00 113
2021-01-01 $226,950 (-4.4%) $271,348 (-6.1%) 0.00 102
2021-02-01 $227,400 (-5.4%) $288,977 (-1.2%) 0.00 96
2021-03-01 $229,450 (-4.9%) $313,587 (2.7%) 0.00 97
2021-04-01 $226,950 (-3.0%) $322,883 (7.3%) 0.00 102
2021-05-01 $229,450 (1.9%) $317,768 (14.2%) 0.00 99
2021-06-01 $243,425 (-0.1%) $344,835 (4.6%) 0.00 111
2021-07-01 $270,000 (9.4%) $376,331 (17.7%) 0.00 110
2021-08-01 $278,650 (16.7%) $374,446 (18.8%) 0.00 109
2021-09-01 $276,950 (17.2%) $380,388 (21.4%) 0.00 107
2021-10-01 $269,900 (23.8%) $362,199 (25.2%) 0.00 103
2021-11-01 $244,900 (6.2%) $345,297 (17.3%) 0.00 87
2021-12-01 $246,150 (13.6%) $362,629 (36.2%) 0.00 80
2022-01-01 $265,000 (18.1%) $375,970 (49.3%) 0.00 61
2022-02-01 $259,950 (21.0%) $378,448 (42.9%) 0.00 56
2022-03-01 $282,475 (22.3%) $359,174 (22.4%) 0.00 68
2022-04-01 $307,450 (25.6%) $406,082 (29.1%) 0.00 66
2022-05-01 $341,175 (42.6%) $416,830 (29.6%) 0.00 84
2022-06-01 $351,950 (37.2%) $433,231 (31.5%) 0.00 98
2022-07-01 $311,400 (16.4%) $391,247 (7.8%) 0.00 126
2022-08-01 $334,950 (25.3%) $406,005 (11.3%) 0.00 121
2022-09-01 $347,400 (27.3%) $406,351 (11.7%) 0.00 119
2022-10-01 $319,900 (20.6%) $384,192 (10.2%) 0.00 128
2022-11-01 $315,750 (32.7%) $368,254 (11.9%) 0.00 132
2022-12-01 $299,900 (31.8%) $359,657 (2.0%) 0.00 122
2023-01-01 $286,675 (23.3%) $357,792 (-8.2%) 0.00 101
2023-02-01 $293,225 (21.3%) $361,103 (-6.2%) 0.00 90
2023-03-01 $324,225 (11.0%) $367,528 (1.5%) 0.00 85
2023-04-01 $291,000 (0.6%) $425,961 (6.0%) 0.00 86
2023-05-01 $304,950 (-6.6%) $462,800 (15.5%) 0.00 86
2023-06-01 $338,504 (0.0%) $482,811 (14.7%) 0.00 99
2023-07-01 $299,900 (-2.7%) $445,683 (10.1%) 0.00 121
2023-08-01 $319,900 (-9.1%) $445,171 (3.8%) 0.00 126
2023-09-01 $350,000 (-7.3%) $473,779 (6.5%) 0.00 144
2023-10-01 $357,500 (-0.3%) $497,867 (24.4%) 0.00 143
2023-11-01 $369,725 (9.5%) $495,495 (33.0%) 0.00 146
2023-12-01 $354,500 (0.0%) $488,501 (0.0%) 0.00 142
2024-01-01 $348,200 (0.0%) $483,043 (0.0%) 0.00 138
Baraboo's median listing price for 2024-01-01 was $348,200, a difference of $61,525 (0.0%) versus the prior year and $-6,300 versus the prior month.

Baraboo's median listing price comes in at 0% of the national average.

Baraboo's average listing price for 2024-01-01 was $483,043, a difference of $125,251 (0.0%) versus the prior year and $-5,458 versus the prior month.

For the 2024-01-01 period, Baraboo had 138 MLS listings, a difference of -4 listings (-3%) versus the prior month and 37 listings (37%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Baraboo (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,789 sqft
2018-02-01 0 days 1,803 sqft
2018-03-01 0 days 1,800 sqft
2018-04-01 0 days 1,899 sqft
2018-05-01 0 days 1,878 sqft
2018-06-01 0 days 1,874 sqft
2018-07-01 0 days 1,854 sqft
2018-08-01 0 days 1,867 sqft
2018-09-01 0 days 1,900 sqft
2018-10-01 0 days 1,800 sqft
2018-11-01 0 days 1,776 sqft
2018-12-01 0 days 1,778 sqft
2019-01-01 0 days 1,783 sqft
2019-02-01 0 days 1,770 sqft
2019-03-01 0 days 1,705 sqft
2019-04-01 0 days 1,742 sqft
2019-05-01 0 days 1,784 sqft
2019-06-01 0 days 1,784 sqft
2019-07-01 0 days 1,812 sqft
2019-08-01 0 days 1,788 sqft
2019-09-01 0 days 1,795 sqft
2019-10-01 0 days 1,799 sqft
2019-11-01 0 days 1,722 sqft
2019-12-01 0 days 1,720 sqft
2020-01-01 0 days 1,784 sqft
2020-02-01 0 days 1,724 sqft
2020-03-01 0 days 1,803 sqft
2020-04-01 0 days 1,829 sqft
2020-05-01 0 days 1,800 sqft
2020-06-01 0 days 1,752 sqft
2020-07-01 0 days 1,730 sqft
2020-08-01 0 days 1,744 sqft
2020-09-01 0 days 1,724 sqft
2020-10-01 0 days 1,732 sqft
2020-11-01 0 days 1,678 sqft
2020-12-01 0 days 1,600 sqft
2021-01-01 0 days 1,591 sqft
2021-02-01 0 days 1,580 sqft
2021-03-01 0 days 1,674 sqft
2021-04-01 0 days 1,637 sqft
2021-05-01 0 days 1,581 sqft
2021-06-01 0 days 1,708 sqft
2021-07-01 0 days 1,750 sqft
2021-08-01 0 days 1,836 sqft
2021-09-01 0 days 1,885 sqft
2021-10-01 0 days 1,790 sqft
2021-11-01 0 days 1,657 sqft
2021-12-01 0 days 1,735 sqft
2022-01-01 0 days 1,744 sqft
2022-02-01 0 days 1,632 sqft
2022-03-01 0 days 1,590 sqft
2022-04-01 0 days 1,586 sqft
2022-05-01 0 days 1,751 sqft
2022-06-01 0 days 1,800 sqft
2022-07-01 0 days 1,703 sqft
2022-08-01 0 days 1,771 sqft
2022-09-01 0 days 1,785 sqft
2022-10-01 0 days 1,718 sqft
2022-11-01 0 days 1,684 sqft
2022-12-01 0 days 1,653 sqft
2023-01-01 0 days 1,587 sqft
2023-02-01 0 days 1,604 sqft
2023-03-01 0 days 1,616 sqft
2023-04-01 0 days 1,635 sqft
2023-05-01 0 days 1,784 sqft
2023-06-01 0 days 1,829 sqft
2023-07-01 0 days 1,770 sqft
2023-08-01 0 days 1,809 sqft
2023-09-01 0 days 1,869 sqft
2023-10-01 0 days 1,877 sqft
2023-11-01 0 days 1,869 sqft
2023-12-01 0 days 1,803 sqft
2024-01-01 0 days 1,784 sqft
Baraboo's median listing age (time on market) for 2024-01-01 was 0 days.

Baraboo's median square footage for active listings during the 2024-01-01 period was 1,784 sqft. One year prior, the average listing was 1,587 sqft.

Baraboo, WI Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 796 $223,640,000 $280,955
Cash Out Refi 318 $54,410,000 $171,101
Refi 294 $49,150,000 $167,177
Other 249 $19,585,000 $78,655
Home Improvement 194 $11,320,000 $58,351

Baraboo's most frequently cited loan purpose was Home Purchase, with 796 originations. The 2nd most popular reason was Cash Out Refi, with 318 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
5-6% 353 $67,975,000 $192,564
3-4% 351 $77,095,000 $219,644
4-5% 311 $84,315,000 $271,109
<2.5% 277 $25,215,000 $91,029
2.5-3% 206 $23,320,000 $113,204
6-7% 156 $30,890,000 $198,013
7-8% 64 $8,450,000 $132,031
Over 8% 22 $1,450,000 $65,909

During 2022, Baraboo's most frequently originated rate bucket was 5-6%, with 353 originations.

Loan Sizing (Baraboo, WI MSA)

Loan Size Originations Total Value Average Loan
$100,000 or less 650 $33,000,000 $50,769
$200k-400k 554 $151,990,000 $274,350
$100k-200k 533 $78,625,000 $147,514
$400k-600k 84 $39,280,000 $467,619
$600k-1000k 18 $12,570,000 $698,333
$Over $1MM 12 $42,640,000 $3,553,333

Baraboo's loan sizing saw the bucket of loans from $100,000 or less with 650 originations, totaling $33,000,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 513 $133,885,000 $260,984
60-80% 412 $109,860,000 $266,650
Under 20% 375 $15,345,000 $40,920
20-40% 259 $27,275,000 $105,309
40-60% 167 $28,755,000 $172,186
Over 100% 9 $3,085,000 $342,778

Baraboo's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 513 originations, totaling $133,885,000 in origination value.