Santander Bank N.a. Mortgage Rates, Fees & Info

Wilmington, DE

LEI: TR24TWEY5RVRQV65HD49

Tax ID: 23-1237295

4.6 stars - out of 5 stars, based on 110 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Bank Data

    Review & Overview

    Santander Bank N.a. is a mid-sized bank specializing in loans. Santander Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Miami among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Santander Bank N.a. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Santander Bank N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    Home Equity Line of Credit (HELOC) 7.42% 12/5/22
    30 Year Conventional Purchase 6.49% 12/5/22
    30 Year Conventional Refi 6.70% 12/5/22
    30 Year Cash-out Refi 6.93% 12/5/22
    30 Year FHA Purchase 7.39% 12/5/22
    30 Year FHA Refi 7.24% 12/5/22
    30 Year VA Purchase 6.33% 12/5/22
    30 Year VA Refi 6.58% 12/5/22
    15 Year Conventional Purchase 5.83% 12/5/22
    15 Year Conventional Refi 6.09% 12/5/22
    15 Year Cash-out Refi 6.09% 12/5/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    12,015

    Origination Dollar Volume (All Markets)

    $4,802,515,000

    Employee count

    8,454 Show all (24) awards

    Relative Rate

    Santander Bank N.a.'s average 30 year fixed mortgage rate was 3.4%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of 0.25%.

    Relative Fees (Closing Costs)

    Santander Bank N.a.'s average total fees/closing costs for a 30 year fixed rate mortgage were $4,411.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 3,686 $2,194,180,000 $595,274 $5,080 3.26%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,615 $826,695,000 $316,136 $3,557 3.23%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,384 $448,980,000 $324,408 $4,540 3.17%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,128 $242,700,000 $215,160 $3,146 3.24%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 43 $109,915,000 $2,556,163 $5,342 3.18%
    WORCESTER, MA-CT (FHA|USDA|VA) 419 $90,425,000 $215,811 $3,025 3.37%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 253 $70,305,000 $277,885 $2,941 3.19%
    Vineyard Haven, MA (FHA|USDA|VA) 99 $56,175,000 $567,424 $3,941 2.98%
    READING, PA (FHA|USDA|VA) 355 $54,425,000 $153,310 $3,906 3.26%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 262 $46,500,000 $177,481 $3,336 3.31%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $45,560,000 $22,780,000 $4,834 3.08%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 200 $43,990,000 $219,950 $3,716 3.05%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $36,005,000 $36,005,000 $0 2.05%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 186 $30,650,000 $164,785 $4,068 3.46%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 194 $30,280,000 $156,082 $4,007 3.25%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 41 $29,675,000 $723,780 $4,895 2.92%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 10 $27,720,000 $2,772,000 $10,038 2.90%
    YORK-HANOVER, PA (FHA|USDA|VA) 166 $23,150,000 $139,458 $3,534 3.33%
    LANCASTER, PA (FHA|USDA|VA) 146 $22,750,000 $155,822 $4,076 3.40%
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 14 $21,610,000 $1,543,571 $3,970 3.37%
    OCEAN CITY, NJ (FHA|USDA|VA) 29 $20,695,000 $713,621 $5,393 2.96%
    BINGHAMTON, NY (FHA|USDA|VA) 2 $19,580,000 $9,790,000 $0 3.05%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 95 $19,055,000 $200,579 $3,248 3.37%
    SYRACUSE, NY (FHA|USDA|VA) 3 $18,465,000 $6,155,000 $4,912 3.22%
    RICHMOND, VA (FHA|USDA|VA) 3 $17,195,000 $5,731,667 $3,697 2.90%
    Outside of Metro Areas 61 $16,915,000 $277,295 $4,041 3.17%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 22 $15,610,000 $709,545 $4,885 2.89%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 7 $13,825,000 $1,975,000 $4,604 3.21%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 3 $13,275,000 $4,425,000 $6,064 3.39%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $12,975,000 $2,595,000 $5,279 3.26%
    Pottsville, PA (FHA|USDA|VA) 106 $12,730,000 $120,094 $3,885 3.46%
    CLEVELAND, TN (FHA|USDA|VA) 1 $12,705,000 $12,705,000 $0 2.89%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $10,940,000 $1,367,500 $4,573 3.36%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 4 $10,880,000 $2,720,000 $2,170 2.83%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 7 $8,985,000 $1,283,571 $6,029 2.94%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 22 $8,950,000 $406,818 $4,365 3.04%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 20 $8,520,000 $426,000 $3,668 3.10%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 47 $8,275,000 $176,064 $3,786 3.33%
    SALISBURY, MD-DE (FHA|USDA|VA) 24 $7,570,000 $315,417 $4,616 2.82%
    POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 13 $7,535,000 $579,615 $5,087 3.80%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 17 $7,125,000 $419,118 $5,292 3.36%
    SPRINGFIELD, MA (FHA|USDA|VA) 30 $4,820,000 $160,667 $3,388 3.54%
    LEBANON, PA (FHA|USDA|VA) 27 $4,345,000 $160,926 $3,994 3.20%
    ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 15 $4,175,000 $278,333 $3,869 3.13%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 6 $4,100,000 $683,333 $7,542 2.98%
    Laconia, NH (FHA|USDA|VA) 9 $3,285,000 $365,000 $3,651 3.21%
    Concord, NH (FHA|USDA|VA) 17 $3,085,000 $181,471 $2,773 3.49%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $2,940,000 $294,000 $4,706 3.29%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 8 $2,460,000 $307,500 $4,921 2.89%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 11 $2,205,000 $200,455 $3,626 3.16%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 2 $2,030,000 $1,015,000 $5,351 2.94%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $1,845,000 $1,845,000 $15,013 2.63%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 4 $1,800,000 $450,000 $6,087 3.25%
    RALEIGH-CARY, NC (FHA|USDA|VA) 4 $1,790,000 $447,500 $5,526 2.84%
    PITTSFIELD, MA (FHA|USDA|VA) 4 $1,770,000 $442,500 $5,106 2.72%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $1,695,000 $1,695,000 $6,325 2.63%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $1,690,000 $845,000 $4,488 2.87%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $1,605,000 $1,605,000 $7,589 2.88%
    Torrington, CT (FHA|USDA|VA) 8 $1,600,000 $200,000 $4,317 3.53%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,705 2.90%
    JACKSONVILLE, FL (FHA|USDA|VA) 5 $1,435,000 $287,000 $3,330 3.37%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 8 $1,400,000 $175,000 $3,674 3.37%
    KINGSTON, NY (FHA|USDA|VA) 4 $1,340,000 $335,000 $5,720 3.25%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $4,147 2.90%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $1,315,000 $263,000 $3,492 3.20%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $1,245,000 $415,000 $4,306 2.96%
    GETTYSBURG, PA (FHA|USDA|VA) 9 $1,185,000 $131,667 $3,680 3.49%
    BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 7 $1,105,000 $157,857 $4,121 2.93%
    Easton, MD (FHA|USDA|VA) 2 $1,090,000 $545,000 $5,984 2.69%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 5 $1,085,000 $217,000 $3,994 3.07%
    Lebanon, NH-VT (FHA|USDA|VA) 8 $1,070,000 $133,750 $2,771 3.56%
    DOVER, DE (FHA|USDA|VA) 3 $1,025,000 $341,667 $6,192 2.83%
    Hudson, NY (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $5,862 2.75%
    WILLIAMSPORT, PA (FHA|USDA|VA) 5 $925,000 $185,000 $4,029 3.00%
    PITTSBURGH, PA (FHA|USDA|VA) 3 $675,000 $225,000 $3,878 2.71%
    Bozeman, MT (FHA|USDA|VA) 2 $630,000 $315,000 $12,396 2.75%
    OCALA, FL (FHA|USDA|VA) 2 $560,000 $280,000 $3,980 2.93%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $510,000 $255,000 $3,346 2.75%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 2 $510,000 $255,000 $4,172 2.94%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 5 $505,000 $101,000 $3,498 3.83%
    Barre, VT (FHA|USDA|VA) 3 $505,000 $168,333 $3,330 2.71%
    Key West, FL (FHA|USDA|VA) 1 $505,000 $505,000 $7,628 2.75%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1 $505,000 $505,000 $6,793 2.25%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $480,000 $240,000 $3,374 2.93%
    GLENS FALLS, NY (FHA|USDA|VA) 3 $465,000 $155,000 $5,024 3.00%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $400,000 $200,000 $3,914 3.06%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 1 $385,000 $385,000 $4,821 2.62%
    UTICA-ROME, NY (FHA|USDA|VA) 2 $380,000 $190,000 $5,425 3.31%
    Shelbyville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $4,310 2.99%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $350,000 $175,000 $2,567 2.81%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $315,000 $315,000 $0 4.00%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.13%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $295,000 $295,000 $2,826 2.99%
    Rutland, VT (FHA|USDA|VA) 2 $290,000 $145,000 $3,090 2.94%
    STATE COLLEGE, PA (FHA|USDA|VA) 3 $285,000 $95,000 $3,623 2.88%
    Bradford, PA (FHA|USDA|VA) 1 $285,000 $285,000 $0 3.25%
    VALLEJO, CA (FHA|USDA|VA) 1 $265,000 $265,000 $3,324 3.13%
    SPARTANBURG, SC (FHA|USDA|VA) 1 $265,000 $265,000 $3,917 2.75%
    Gloversville, NY (FHA|USDA|VA) 3 $255,000 $85,000 $3,555 2.74%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 2 $250,000 $125,000 $3,547 2.75%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $220,000 $110,000 $2,646 3.00%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2 $220,000 $110,000 $2,762 3.19%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 1 $195,000 $195,000 $0 4.25%
    JACKSONVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $4,095 2.87%
    THE VILLAGES, FL (FHA|USDA|VA) 1 $195,000 $195,000 $4,572 3.00%
    Oneonta, NY (FHA|USDA|VA) 1 $185,000 $185,000 $6,023 2.75%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $170,000 $85,000 $2,583 3.06%
    BRUNSWICK, GA (FHA|USDA|VA) 1 $165,000 $165,000 $3,223 2.63%
    Berlin, NH (FHA|USDA|VA) 1 $155,000 $155,000 $2,739 3.00%
    SUMTER, SC (FHA|USDA|VA) 1 $145,000 $145,000 $2,927 2.50%
    WINSTON-SALEM, NC (FHA|USDA|VA) 1 $125,000 $125,000 $5,032 3.38%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 1 $115,000 $115,000 $3,890 2.75%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $115,000 $115,000 $4,396 2.99%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 1 $105,000 $105,000 $3,509 2.99%
    Keene, NH (FHA|USDA|VA) 1 $105,000 $105,000 $3,124 3.00%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,428 3.25%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,861 3.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.50%
    ASHEVILLE, NC (FHA|USDA|VA) 1 $85,000 $85,000 $3,005 3.13%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1 $85,000 $85,000 $2,314 2.99%
    PUNTA GORDA, FL (FHA|USDA|VA) 1 $85,000 $85,000 $2,557 3.00%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.75%
    Huntingdon, PA (FHA|USDA|VA) 1 $45,000 $45,000 $2,852 3.13%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $45,000 $45,000 $2,605 2.63%
    Santander Bank N.a.'s top markets include New York, Boston, Philadelphia, Providence, and Miami among others.

    Their top states include:
  • New York (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Rhode Island (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 7,879 $4,080,995,000 $517,958 $4,118 2.90%
    HELOC 4,056 $699,260,000 $172,401 n/a 3.91%
    FHA 69 $19,215,000 $278,478 $8,765 2.74%
    VA 11 $3,045,000 $276,818 $4,576 2.67%

    For 2021, Santander Bank N.a.'s most frequently originated type of loan was Conventional, with 7,879 originations. Their 2nd most popular type was HELOC, with 4,056 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 4,913 $2,755,585,000 $560,876 $3,789 3.08%
    Cash Out Refi 2,478 $733,960,000 $296,190 $4,123 3.09%
    Home Purchase 2,211 $942,855,000 $426,438 $4,786 2.85%
    Home Improvement 1,450 $204,360,000 $140,938 $3,811 4.14%
    Other 963 $165,755,000 $172,124 $4,377 4.00%

    For 2021, Santander Bank N.a.'s most frequently cited loan purpose was Refi, with 4,913 originations. The 2nd most popular reason was Cash Out Refi, with 2,478 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,177 $2,597,095,000 $283,000 $4,411 3.40%
    15 Year 1,467 $365,775,000 $249,335 $3,591 2.60%
    20 Year 677 $167,845,000 $247,925 $3,619 2.97%
    10 Year 356 $463,950,000 $1,303,230 $2,932 2.41%
    Other 163 $547,475,000 $3,358,742 $3,804 3.02%
    30+ year 126 $117,100,000 $929,365 $7,196 3.15%
    5 Year 48 $534,390,000 $11,133,125 $0 2.75%
    3 Year 1 $8,885,000 $8,885,000 $0 2.50%

    For 2021, Santander Bank N.a.'s most frequently cited loan duration was 30 Year, with 9,177 originations. The 2nd most popular length was 15 Year, with 1,467 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 4,568 $1,642,420,000 $359,549
    $1k-2k 1,771 $466,115,000 $263,193
    $2k-3k 573 $185,685,000 $324,058
    $3k-4k 245 $90,185,000 $368,102
    $5k+ 236 $118,340,000 $501,441
    $4k-5k 145 $59,555,000 $410,724

    Santander Bank N.a.'s average total fees were $4,411, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 4,568 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 4,884 $1,582,630,000 $324,044
    2.5-3% 4,395 $2,571,535,000 $585,105
    <2.5% 1,481 $536,325,000 $362,137
    4-5% 921 $100,165,000 $108,757
    5-6% 230 $9,290,000 $40,391
    6-7% 92 $2,350,000 $25,543
    7-8% 12 $220,000 $18,333

    During 2021, Santander Bank N.a.'s average interest rate for loans was 3.40%, while their most frequently originated rate bucket for loans was 3-4%, with 4,884 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,150 $1,133,220,000 $273,065 $4,007 3.04%
    $100k-200k 3,723 $542,165,000 $145,626 $3,255 3.21%
    $100,000 or less 1,699 $106,975,000 $62,964 $2,700 4.16%
    $400k-600k 1,276 $613,530,000 $480,823 $5,161 3.05%
    $600k-1MM 766 $579,320,000 $756,292 $5,880 2.96%
    $1MM+ 401 $1,827,305,000 $4,556,870 $7,582 2.85%

    2021 saw Santander Bank N.a. place emphasis on $200k-400k loans with 4,150 originations, totaling $1,133,220,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,527 $632,755,000 $250,398 $4,311 3.35%
    $50k-75k 2,272 $414,520,000 $182,447 $3,600 3.17%
    $150k-250k 2,252 $751,500,000 $333,703 $4,595 3.31%
    $75k-100k 1,989 $427,625,000 $214,995 $3,825 3.25%
    $250k+ 1,541 $949,285,000 $616,019 $5,469 3.11%
    $50k or less 1,298 $165,450,000 $127,465 $3,294 3.22%

    Santander Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 2,527 originations. The second most popular income band? $50k-75k, with 2,272 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,940 $852,940,000 $290,116 $4,041 3.19%
    30-36% 2,201 $676,095,000 $307,176 $4,221 3.20%
    <20% 1,145 $365,295,000 $319,035 $3,953 3.10%
    49% 699 $144,415,000 $206,602 $4,591 3.70%
    44% 441 $109,345,000 $247,948 $4,146 3.16%
    39% 438 $144,990,000 $331,027 $4,507 3.19%
    42% 411 $99,535,000 $242,178 $3,967 3.25%
    38% 406 $125,240,000 $308,473 $4,370 3.23%
    36% 404 $118,160,000 $292,475 $4,170 3.24%
    40% 392 $96,830,000 $247,015 $4,122 3.24%
    37% 387 $124,315,000 $321,227 $4,431 3.18%
    41% 385 $94,485,000 $245,416 $4,266 3.28%
    43% 376 $94,920,000 $252,447 $4,085 3.17%
    48% 331 $75,135,000 $226,994 $4,286 3.46%
    46% 311 $71,615,000 $230,273 $4,188 3.47%
    45% 305 $77,265,000 $253,328 $4,169 3.33%
    47% 285 $65,435,000 $229,596 $4,106 3.38%
    50-60% 17 $3,125,000 $183,824 $6,533 3.71%
    >60% 5 $1,995,000 $399,000 $3,013 3.10%

    Santander Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 2,940 originations. The next most common DTI ratio? 30-36%, with 2,201 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 8,741 $2,406,125,000 $275,269 $4,053 3.26%
    Not applicable 136 $1,461,380,000 $10,745,441 $0 2.92%
    Not provided 1,768 $496,570,000 $280,865 $4,296 3.24%
    Asian 721 $274,455,000 $380,659 $5,013 3.14%
    Black 577 $143,025,000 $247,877 $4,186 3.11%
    American Indian 28 $7,800,000 $278,571 $4,968 3.29%
    Asian Indian 15 $5,725,000 $381,667 $5,182 2.85%
    Chinese 9 $3,295,000 $366,111 $6,749 3.15%
    Native Hawaiian or Islander 11 $2,435,000 $221,364 $4,757 3.07%
    Filipino 3 $625,000 $208,333 $2,771 2.83%
    Japanese 1 $405,000 $405,000 $5,399 2.75%
    Korean 2 $370,000 $185,000 $4,409 3.06%
    Other Pacific Islander 2 $190,000 $95,000 $3,634 2.93%
    Other Asian 1 $115,000 $115,000 $4,073 3.13%

    Approval Rates

    Total approvals of all applications
    68.63%

    Santander Bank N.a. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    79.68%

    Santander Bank N.a. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,015 $4,802,515,000 $399,710

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    12,015 $4,802,515,000 $399,710

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,617 $668,655,000 $255,504 $3,478 3.35%
    40-60% 3,232 $1,563,600,000 $483,787 $3,839 2.99%
    60-80% 3,388 $1,855,200,000 $547,580 $4,581 3.09%
    80-100% 1,298 $443,670,000 $341,810 $4,580 2.83%
    Over 100% 1 $425,000 $425,000 $14,823 3.00%
    Under 20% 1,479 $270,965,000 $183,208 $2,921 4.30%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 11 10.2%
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Closing on a mortgage 8 7.4%
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Incorrect information on your report 1 0.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 0.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Struggling to pay mortgage 15 13.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Conventional home mortgage Trouble during payment process 36 33.3%
    SANTANDER BANK, NATIONAL ASSOCIATION FHA mortgage Applying for a mortgage or refinancing an existing mortgage 1 0.9%
    SANTANDER BANK, NATIONAL ASSOCIATION FHA mortgage Struggling to pay mortgage 3 2.8%
    SANTANDER BANK, NATIONAL ASSOCIATION FHA mortgage Trouble during payment process 2 1.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Applying for a mortgage or refinancing an existing mortgage 9 8.3%
    SANTANDER BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Closing on a mortgage 2 1.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Home equity loan or line of credit (HELOC) Trouble during payment process 7 6.5%
    SANTANDER BANK, NATIONAL ASSOCIATION Other type of mortgage Struggling to pay mortgage 1 0.9%
    SANTANDER BANK, NATIONAL ASSOCIATION Other type of mortgage Trouble during payment process 11 10.2%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Santander Bank, N.A. 1 Cunningham Square Providence, RI 2918 Full Service B&M $4,377
    Santander Bank, N.A. 1 Schanck Road Freehold, NJ 7728 Full Service B&M $126,407
    Santander Bank, N.A. 1 Union Square Elizabeth, NJ 7201 Full Service B&M $106,739
    Santander Bank, N.A. 1 Wood Street Lowell, MA 1851 Full Service B&M $70,840
    Santander Bank, N.A. 100 Berlin Road Clementon, NJ 8021 Full Service B&M $43,065
    Santander Bank, N.A. 100 East King Street Lancaster, PA 17602 Full Service B&M $22,276
    Santander Bank, N.A. 100 North 3rd Street Easton, PA 18042 Full Service B&M $64,885
    Santander Bank, N.A. 100 Northern Way York, PA 17402 Full Service B&M $121,085
    Santander Bank, N.A. 1000 Easton Rd Wyncote, PA 19095 Limited, Drive-thru $25,733
    Santander Bank, N.A. 1000 South Elmora Avenue Elizabeth, NJ 7202 Full Service B&M $109,143
    Santander Bank, N.A. 1001 Gap Newport Pike Avondale, PA 19311 Full Service B&M $55,740
    Santander Bank, N.A. 1005 Raritan Avenue Clark, NJ 7066 Full Service B&M $72,078
    Santander Bank, N.A. 1125 Pleasant Street Worcester, MA 1602 Full Service B&M $103,661
    Santander Bank, N.A. 1135 Burnt Tavern Road Brick, NJ 8724 Full Service B&M $147,185
    Santander Bank, N.A. 1140 W Chester Pike West Chester, PA 19382 Full Service B&M $51,075
    Santander Bank, N.A. 1146 Hope Street Bristol, RI 2809 Full Service B&M $68,446
    Santander Bank, N.A. 115 Asylum St Hartford, CT 6103 Full Service B&M $74,125
    Santander Bank, N.A. 115 Chester Avenue Yeadon, PA 19050 Full Service B&M $52,127
    Santander Bank, N.A. 1150 Hancock Street Quincy, MA 2169 Full Service B&M $155,279
    Santander Bank, N.A. 116 West Township Line Road Havertown, PA 19083 Full Service B&M $89,974
    Santander Bank, N.A. 118-11 101st Avenue South Richmond Hill, NY 11419 Full Service B&M $86,364
    Santander Bank, N.A. 1188 Valley Road Stirling, NJ 7980 Full Service B&M $51,885
    Santander Bank, N.A. 1197 Amboy Avenue Edison, NJ 8837 Full Service B&M $185,350
    Santander Bank, N.A. 12 Front Street Ashland, MA 1721 Full Service B&M $113,320
    Santander Bank, N.A. 12 Parkside Avenue Reading, PA 19607 Full Service B&M $126,911
    Santander Bank, N.A. 120 Jack Martin Blvd Brick, NJ 8724 Full Service B&M $65,302
    Santander Bank, N.A. 120 South Centre Street Pottsville, PA 17901 Full Service B&M $77,073
    Santander Bank, N.A. 121 Franklin Corner Road Lawrenceville, NJ 8648 Full Service B&M $119,955
    Santander Bank, N.A. 1215 Chestnut Street Emmaus, PA 18049 Limited, Drive-thru $44,044
    Santander Bank, N.A. 1221 Silas Deane Highway Wethersfield, CT 6109 Full Service B&M $119,201
    Santander Bank, N.A. 1224 Welsh Road North Wales, PA 19454 Full Service B&M $54,368
    Santander Bank, N.A. 1228 Boylston St Chestnut Hill, MA 2467 Full Service B&M $72,410
    Santander Bank, N.A. 123 West Lancaster Avenue Wayne, PA 19087 Full Service B&M $133,340
    Santander Bank, N.A. 1230 Braley Road New Bedford, MA 2745 Full Service B&M $63,383
    Santander Bank, N.A. 1298 Fulton Street Brooklyn, NY 11216 Full Service B&M $5,268
    Santander Bank, N.A. 13 Northeastern Boulevard Nashua, NH 3062 Full Service B&M $180,629
    Santander Bank, N.A. 130 North Eagle Road Havertown, PA 19083 Full Service B&M $177,074
    Santander Bank, N.A. 130 South State Road Springfield, PA 19064 Full Service B&M $70,325
    Santander Bank, N.A. 130 Taunton Avenue Seekonk, MA 2771 Full Service B&M $178,333
    Santander Bank, N.A. 1302 Avenue J Brooklyn, NY 11230 Full Service B&M $151,836
    Santander Bank, N.A. 131 Elmgrove Avenue Providence, RI 2906 Full Service B&M $85,934
    Santander Bank, N.A. 1320 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $205,907
    Santander Bank, N.A. 1322a Paterson Plank Road Secaucus, NJ 7094 Full Service B&M $64,953
    Santander Bank, N.A. 1325 Route 206 Skillman, NJ 8558 Full Service B&M $78,087
    Santander Bank, N.A. 133 Jackson Street Newark, NJ 7105 Full Service B&M $184,324
    Santander Bank, N.A. 1420 Northern Boulevard Manhasset, NY 11030 Full Service B&M $98,339
    Santander Bank, N.A. 1425 Street Road Bensalem, PA 19020 Full Service B&M $46,472
    Santander Bank, N.A. 144 Lancaster Avenue Devon, PA 19333 Full Service B&M $73,988
    Santander Bank, N.A. 144 Main Street Norfolk, MA 2056 Full Service B&M $76,361
    Santander Bank, N.A. 1442 Bannister Street York, PA 17404 Full Service B&M $113,892
    Santander Bank, N.A. 1442 Dorchester Avenue Dorchester, MA 2122 Full Service B&M $79,686
    Santander Bank, N.A. 1450 South Washington Avenue Piscataway, NJ 8854 Full Service B&M $55,879
    Santander Bank, N.A. 1460 Forest Avenue Staten Island, NY 10302 Full Service B&M $218,625
    Santander Bank, N.A. 1462 Stuyvesant Avenue Union, NJ 7083 Full Service B&M $78,373
    Santander Bank, N.A. 14655 Mt Airy Rd Shrewsbury, PA 17361 Full Service B&M $67,052
    Santander Bank, N.A. 147 Water Street Fitchburg, MA 1420 Full Service B&M $33,880
    Santander Bank, N.A. 157 Summer Street Kingston, MA 2364 Full Service B&M $104,490
    Santander Bank, N.A. 16 Centre Court Lynnfield, MA 1940 Full Service B&M $74,938
    Santander Bank, N.A. 16 Park Street Attleboro, MA 2703 Full Service B&M $90,423
    Santander Bank, N.A. 160 East Street Road Feasterville Trevose, PA 19053 Full Service B&M $2,930
    Santander Bank, N.A. 160 Littleton Road Rt110 Westford, MA 1886 Full Service B&M $114,025
    Santander Bank, N.A. 1600 Corlies Avenue Neptune, NJ 7753 Full Service B&M $106,404
    Santander Bank, N.A. 1616 Walnut Street Philadelphia, PA 19103 Full Service B&M $50,547
    Santander Bank, N.A. 162-38 Crossbay Blvd Howard Beach, NY 11414 Full Service B&M $47,373
    Santander Bank, N.A. 164 Reservoir Street Holden, MA 1520 Full Service B&M $101,162
    Santander Bank, N.A. 1645 Big Oak Road Yardley, PA 19067 Full Service B&M $104,714
    Santander Bank, N.A. 1663 Blue Hill Avenue Mattapan, MA 2126 Full Service B&M $38,232
    Santander Bank, N.A. 176 Federal Street Boston, MA 2110 Full Service B&M $135,553
    Santander Bank, N.A. 1765 Ellington Road South Windsor, CT 6074 Full Service B&M $111,106
    Santander Bank, N.A. 1769 86th Street Brooklyn, NY 11214 Full Service B&M $129,355
    Santander Bank, N.A. 1770 Dekalb Pike Blue Bell, PA 19422 Full Service B&M $46,359
    Santander Bank, N.A. 181 Main Street Marlborough, MA 1752 Full Service B&M $57,839
    Santander Bank, N.A. 1822 Massachusetts Avenue Lexington, MA 2420 Full Service B&M $150,723
    Santander Bank, N.A. 182a Cambridge Street Burlington, MA 1803 Full Service B&M $44,765
    Santander Bank, N.A. 1837 Victory Boulevard Staten Island, NY 10314 Full Service B&M $194,588
    Santander Bank, N.A. 1850 Centre Street West Roxbury, MA 2132 Full Service B&M $103,048
    Santander Bank, N.A. 1850 Victory Boulevard Staten Island, NY 10314 Limited, Drive-thru $0
    Santander Bank, N.A. 1870 Route 27 Edison, NJ 8817 Full Service B&M $70,656
    Santander Bank, N.A. 1980 Route 10 Morris Plains, NJ 7950 Full Service B&M $32,648
    Santander Bank, N.A. 1985 Lakeview Avenue Dracut, MA 1826 Full Service B&M $53,443
    Santander Bank, N.A. 2 E 10th St Marcus Hook, PA 19061 Full Service B&M $24,563
    Santander Bank, N.A. 2 Meridian Street East Boston, MA 2128 Full Service B&M $74,213
    Santander Bank, N.A. 2 South Main Street Unionville, CT 6085 Full Service B&M $43,491
    Santander Bank, N.A. 2 South Orange St Media, PA 19063 Full Service B&M $78,149
    Santander Bank, N.A. 2 Springfield Avenue Cranford, NJ 7016 Limited, Drive-thru $0
    Santander Bank, N.A. 2 Waterloo Road Stanhope, NJ 7874 Full Service B&M $69,985
    Santander Bank, N.A. 20 Beale Street Quincy, MA 2170 Full Service B&M $103,598
    Santander Bank, N.A. 20 Central Square Bridgewater, MA 2324 Full Service B&M $46,533
    Santander Bank, N.A. 20 East Broadway Derry, NH 3038 Full Service B&M $146,133
    Santander Bank, N.A. 20 Veterans Memorial Hwy Somerville, NJ 8876 Full Service B&M $57,674
    Santander Bank, N.A. 200 Haverhill Street Methuen, MA 1844 Full Service B&M $111,981
    Santander Bank, N.A. 2000 Market Street Philadelphia, PA 19103 Full Service B&M $7,533,072
    Santander Bank, N.A. 2000 Route 70 Manchester, NJ 8759 Full Service B&M $136,847
    Santander Bank, N.A. 201 Dart Drive Hanover, PA 17331 Full Service B&M $63,110
    Santander Bank, N.A. 201 Harmony Road Middletown, NJ 7748 Full Service B&M $240,076
    Santander Bank, N.A. 206 Main Street Webster, MA 1570 Full Service B&M $90,332
    Santander Bank, N.A. 20a Main Street Wakefield, RI 2879 Full Service B&M $91,262
    Santander Bank, N.A. 21 Central Avenue Seekonk, MA 2771 Full Service B&M $64,453
    Santander Bank, N.A. 21 Commerce Way Plymouth, MA 2360 Full Service B&M $127,893
    Santander Bank, N.A. 2103 Hamilton St Philadelphia, PA 19130 Full Service B&M $14,584
    Santander Bank, N.A. 211 North Main Street Andover, MA 1810 Full Service B&M $99,506
    Santander Bank, N.A. 2136 Acushnet Avenue New Bedford, MA 2745 Full Service B&M $91,977
    Santander Bank, N.A. 214 Newark Avenue Jersey City, NJ 7302 Full Service B&M $49,410
    Santander Bank, N.A. 214 Washington St Hoboken, NJ 7030 Full Service B&M $1,023,568
    Santander Bank, N.A. 215 Atlantic Ave Brooklyn, NY 11201 Full Service B&M $131,651
    Santander Bank, N.A. 215 Grand Avenue New Haven, CT 6513 Full Service B&M $49,158
    Santander Bank, N.A. 215 Main Street Pawtucket, RI 2860 Full Service B&M $147,617
    Santander Bank, N.A. 2168 White Plains Road Bronx, NY 10462 Full Service B&M $4,053
    Santander Bank, N.A. 2189 Washington St Roxbury, MA 2119 Full Service B&M $164
    Santander Bank, N.A. 2191 West Union Boulevard Bethlehem, PA 18018 Full Service B&M $36,267
    Santander Bank, N.A. 22 New Derby St Salem, MA 1970 Full Service B&M $39,906
    Santander Bank, N.A. 22-59 31st Street Long Island City, NY 11105 Full Service B&M $98,242
    Santander Bank, N.A. 220 E. 161 Street Bronx, NY 10451 Full Service B&M $4,889
    Santander Bank, N.A. 220 Route 9 North Manalapan, NJ 7726 Full Service B&M $153,804
    Santander Bank, N.A. 222 Broadway New York, NY 10038 Full Service B&M $49,512
    Santander Bank, N.A. 2220 State Hill Road Wyomissing, PA 19610 Full Service B&M $3,438,382
    Santander Bank, N.A. 223 Main Street Nashua, NH 3060 Full Service B&M $102,085
    Santander Bank, N.A. 225 Atwood Avenue Cranston, RI 2920 Full Service B&M $95,870
    Santander Bank, N.A. 2253 North Avenue Scotch Plains, NJ 7076 Full Service B&M $171,401
    Santander Bank, N.A. 226 Applegarth And Half-Acre Road Monroe Township, NJ 8831 Full Service B&M $111,128
    Santander Bank, N.A. 226 East 86th Street New York, NY 10028 Full Service B&M $88,822
    Santander Bank, N.A. 2275 Broadway New York, NY 10024 Full Service B&M $100,840
    Santander Bank, N.A. 2277 State Road, Route 3a Plymouth, MA 2360 Full Service B&M $71,215
    Santander Bank, N.A. 228 Main Street Reading, MA 1867 Full Service B&M $72,351
    Santander Bank, N.A. 2285 W. County Line Rd Jackson, NJ 8527 Full Service B&M $208,483
    Santander Bank, N.A. 23 E Broad St Palmyra, NJ 8065 Full Service B&M $33,239
    Santander Bank, N.A. 23 Newkirk Plaza Brooklyn, NY 11226 Full Service B&M $118,503
    Santander Bank, N.A. 234 Prospect Park West Brooklyn, NY 11215 Full Service B&M $148,790
    Santander Bank, N.A. 235 Queen Street Southington, CT 6489 Full Service B&M $55,056
    Santander Bank, N.A. 235 Second Street Harrisburg, PA 17101 Full Service B&M $27,282
    Santander Bank, N.A. 2356 Bell Boulevard Bayside, NY 11360 Full Service B&M $183,275
    Santander Bank, N.A. 2357-59 86th Street Brooklyn, NY 11214 Full Service B&M $84,067
    Santander Bank, N.A. 236 West St. George Avenue Linden, NJ 7036 Full Service B&M $113,592
    Santander Bank, N.A. 2367 Lakewood Rd Toms River, NJ 8755 Full Service B&M $101,700
    Santander Bank, N.A. 2371 Route 33 Robbinsville, NJ 8691 Full Service B&M $68,552
    Santander Bank, N.A. 24-28 34th Avenue Long Island City, NY 11106 Full Service B&M $68,506
    Santander Bank, N.A. 24-28 East Main Street Schuylkill Haven, PA 17972 Full Service B&M $168,884
    Santander Bank, N.A. 240 S Third St Coopersburg, PA 18036 Full Service B&M $62,530
    Santander Bank, N.A. 240 West Boylston Street West Boylston, MA 1583 Full Service B&M $143,946
    Santander Bank, N.A. 2401 East Venango Street Philadelphia, PA 19134 Full Service B&M $41,268
    Santander Bank, N.A. 241 Central Avenue Jersey City, NJ 7307 Full Service B&M $88,175
    Santander Bank, N.A. 241 Monmouth Road West Long Branch, NJ 7764 Full Service B&M $115,516
    Santander Bank, N.A. 2429 Jackson Avenue Long Island City, NY 11101 Full Service B&M $25,921
    Santander Bank, N.A. 243 Canal St New York, NY 10013 Full Service B&M $51,396
    Santander Bank, N.A. 243 Chestnut St Newark, NJ 7105 Full Service B&M $156,372
    Santander Bank, N.A. 243 Millburn Avenue Millburn, NJ 7041 Full Service B&M $109,843
    Santander Bank, N.A. 2465 South Broad Street Hamilton, NJ 8610 Full Service B&M $38,804
    Santander Bank, N.A. 25 Center Street Weston, MA 2493 Full Service B&M $57,717
    Santander Bank, N.A. 25 Torrey St Brockton, MA 2301 Full Service B&M $54,143
    Santander Bank, N.A. 250 Lexington Avenue New York, NY 10016 Full Service B&M $70,275
    Santander Bank, N.A. 2500 Belmar Blvd Wall, NJ 7719 Full Service B&M $89,489
    Santander Bank, N.A. 252 Patriot Place Foxboro, MA 2035 Full Service B&M $16,721
    Santander Bank, N.A. 255 Newport Avenue Rumford, RI 2916 Full Service B&M $52,096
    Santander Bank, N.A. 2583 Pennington Road Pennington, NJ 8534 Full Service B&M $41,906
    Santander Bank, N.A. 260 Edgartown Road Edgartown, MA 2539 Full Service B&M $116,168
    Santander Bank, N.A. 2655 Richmond Avenue Staten Island, NY 10314 Full Service B&M $64,982
    Santander Bank, N.A. 269 Penrose Pl Carlisle, PA 17013 Full Service B&M $73,186
    Santander Bank, N.A. 27 Brown Street North Kingstown, RI 2852 Full Service B&M $59,294
    Santander Bank, N.A. 2700 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $261,836
    Santander Bank, N.A. 2701 South Tenth Street Philadelphia, PA 19148 Full Service B&M $62,609
    Santander Bank, N.A. 272 County Road Barrington, RI 2806 Full Service B&M $81,052
    Santander Bank, N.A. 2730 Nottingham Way Mercerville, NJ 8619 Full Service B&M $115,073
    Santander Bank, N.A. 277 Linden Street Wellesley, MA 2482 Full Service B&M $81,639
    Santander Bank, N.A. 279 Massachusetts Avenue Boston, MA 2115 Full Service B&M $97,650
    Santander Bank, N.A. 280 Atwells Avenue Providence, RI 2903 Full Service B&M $39,161
    Santander Bank, N.A. 280 Main Street Wilmington, MA 1887 Full Service B&M $141,217
    Santander Bank, N.A. 2814 Broadway New York, NY 10025 Full Service B&M $42,832
    Santander Bank, N.A. 285 Broad Street Red Bank, NJ 7701 Full Service B&M $202,544
    Santander Bank, N.A. 287 Hanover Street Boston, MA 2113 Full Service B&M $49,242
    Santander Bank, N.A. 2895 Cranberry Highway East Wareham, MA 2538 Full Service B&M $110,532
    Santander Bank, N.A. 290 Ferry Street Newark, NJ 7105 Full Service B&M $47,095
    Santander Bank, N.A. 292 Thames St Newport, RI 2840 Full Service B&M $37,267
    Santander Bank, N.A. 2930 Broadway New York, NY 10027 Full Service B&M $620
    Santander Bank, N.A. 296 Essex Street Lawrence, MA 1840 Full Service B&M $61,374
    Santander Bank, N.A. 2985 Route 35 And Poole Avenue Hazlet, NJ 7730 Full Service B&M $197,183
    Santander Bank, N.A. 2a Elm Street Woburn, MA 1801 Full Service B&M $64,494
    Santander Bank, N.A. 3 Charles St Mashpee, MA 2649 Full Service B&M $42,340
    Santander Bank, N.A. 3 Oak Bluffs Avenue Oak Bluffs, MA 2557 Full Service B&M $43,329
    Santander Bank, N.A. 3 Terry Drive Newtown, PA 18940 Full Service B&M $101,335
    Santander Bank, N.A. 3 Wall Street Windham, NH 3087 Full Service B&M $134,989
    Santander Bank, N.A. 30 Barlows Landing Road Pocasset, MA 2559 Full Service B&M $77,874
    Santander Bank, N.A. 30 Elm Street Westfield, MA 1085 Full Service B&M $33,084
    Santander Bank, N.A. 30 Forbes Road Braintree, MA 2184 Full Service B&M $62,380
    Santander Bank, N.A. 300 Andover Street Peabody, MA 1960 Full Service B&M $175,062
    Santander Bank, N.A. 300 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $116,380
    Santander Bank, N.A. 300 Gordons Corner Rd Manalapan, NJ 7726 Full Service B&M $195,944
    Santander Bank, N.A. 3001 West Chester Pike Broomall, PA 19008 Full Service B&M $96,181
    Santander Bank, N.A. 301 Atlantic City Blvd Pine Beach, NJ 8741 Full Service B&M $100,107
    Santander Bank, N.A. 301 Avenue U Brooklyn, NY 11223 Full Service B&M $121,547
    Santander Bank, N.A. 301 N Main St Randolph, MA 2368 Full Service B&M $61,896
    Santander Bank, N.A. 301 South Livingston Avenue Livingston, NJ 7039 Full Service B&M $144,945
    Santander Bank, N.A. 302 Haddon Ave Westmont, NJ 8108 Full Service B&M $60,348
    Santander Bank, N.A. 3060 Industry Drive Lancaster, PA 17603 Full Service B&M $44,663
    Santander Bank, N.A. 3060 Washington Stree Boston, MA 2119 Full Service B&M $30,373
    Santander Bank, N.A. 308 Main Street Asbury Park, NJ 7712 Full Service B&M $31,211
    Santander Bank, N.A. 31 St. James Avenue Boston, MA 2116 Full Service B&M $127,305
    Santander Bank, N.A. 310 Gifford Street Falmouth, MA 2540 Full Service B&M $49,834
    Santander Bank, N.A. 310 New State Highway Raynham, MA 2767 Full Service B&M $61,691
    Santander Bank, N.A. 3120 William Penn Highway Easton, PA 18045 Full Service B&M $161,094
    Santander Bank, N.A. 313 West Cypress Street Kennett Square, PA 19348 Full Service B&M $39,958
    Santander Bank, N.A. 314 Elizabeth Ave Elizabeth, NJ 7206 Full Service B&M $49,149
    Santander Bank, N.A. 3150 Amboy Road Staten Island, NY 10306 Full Service B&M $180,051
    Santander Bank, N.A. 317 Washington St Auburn, MA 1501 Full Service B&M $169,366
    Santander Bank, N.A. 319 Monponsett Street Halifax, MA 2338 Full Service B&M $61,366
    Santander Bank, N.A. 323 Broadway Saugus, MA 1906 Full Service B&M $83,304
    Santander Bank, N.A. 3237 Berlin Turnpike Newington, CT 6111 Full Service B&M $153,401
    Santander Bank, N.A. 324 Chestnut Street Union, NJ 7083 Full Service B&M $130,950
    Santander Bank, N.A. 33 West State St Trenton, NJ 8608 Full Service B&M $16,564
    Santander Bank, N.A. 330 Broadway Revere, MA 2151 Full Service B&M $85,633
    Santander Bank, N.A. 330 Madison Avenue New York, NY 10017 Full Service B&M $121,685
    Santander Bank, N.A. 330 Martin Luther King Boulevard Roxbury, MA 2119 Full Service B&M $28,213
    Santander Bank, N.A. 330 South Service Road Suite 118 Melville, NY 11747 Limited, Drive-thru $267,051
    Santander Bank, N.A. 331 Cotuit Road Sandwich, MA 2563 Full Service B&M $93,498
    Santander Bank, N.A. 332 High Street Burlington, NJ 8016 Full Service B&M $42,535
    Santander Bank, N.A. 333 Liberty Streets Orwigsburg, PA 17961 Full Service B&M $45,232
    Santander Bank, N.A. 335 Fifth Street Quarryville, PA 17566 Full Service B&M $29,102
    Santander Bank, N.A. 339 Washington Street Dedham, MA 2026 Full Service B&M $93,436
    Santander Bank, N.A. 340 Main Street Haverhill, MA 1830 Full Service B&M $84,124
    Santander Bank, N.A. 342 Lloyd Road Aberdeen, NJ 7747 Full Service B&M $99,724
    Santander Bank, N.A. 342 North Main Street West Hartford, CT 6117 Full Service B&M $98,452
    Santander Bank, N.A. 3420 N Fifth St Hwy Reading, PA 19605 Full Service B&M $130,182
    Santander Bank, N.A. 345 Union Hill Rd Manalapan, NJ 7726 Full Service B&M $819,428
    Santander Bank, N.A. 346 Congress St Boston, MA 2210 Full Service B&M $46,030
    Santander Bank, N.A. 349 Princeton-Highstown Road West Windsor, NJ 8550 Full Service B&M $95,182
    Santander Bank, N.A. 35 Leonard Street Belmont, MA 2478 Full Service B&M $65,069
    Santander Bank, N.A. 35 Market Square Lynn, MA 1905 Full Service B&M $147,631
    Santander Bank, N.A. 35 South Main Street Lodi, NJ 7644 Full Service B&M $45,876
    Santander Bank, N.A. 3500 U.S. Highway 9 Old Bridge, NJ 8857 Full Service B&M $85,614
    Santander Bank, N.A. 358 North Ave Garwood, NJ 7027 Full Service B&M $123,934
    Santander Bank, N.A. 36 Robin Hood Drive Etters, PA 17319 Full Service B&M $48,342
    Santander Bank, N.A. 36 Waterview Boulevard, D2 Parsippany, NJ 7054 Full Service B&M $63,439
    Santander Bank, N.A. 365 Convery Blvd Perth Amboy, NJ 8861 Full Service B&M $130,501
    Santander Bank, N.A. 369 Main Street Wakefield, MA 1880 Full Service B&M $85,206
    Santander Bank, N.A. 37-10 Broadway Long Island City, NY 11103 Full Service B&M $109,885
    Santander Bank, N.A. 370 N. Reading Road Ephrata, PA 17522 Full Service B&M $63,051
    Santander Bank, N.A. 380 Chief Justice Cushing Highway, Route 3a Cohasset, MA 2025 Full Service B&M $61,453
    Santander Bank, N.A. 3802 Chestnut Street Philadelphia, PA 19104 Full Service B&M $77,448
    Santander Bank, N.A. 389 East 149th Street Bronx, NY 10455 Full Service B&M $7,457
    Santander Bank, N.A. 39 South Main Street Middleton, MA 1949 Full Service B&M $63,624
    Santander Bank, N.A. 3900 Hamilton Boulevard Allentown, PA 18103 Full Service B&M $49,207
    Santander Bank, N.A. 394 West Main Street Avon, CT 6001 Full Service B&M $113,173
    Santander Bank, N.A. 40 Hazard Avenue Enfield, CT 6082 Full Service B&M $88,198
    Santander Bank, N.A. 40 South Main Street Wharton, NJ 7885 Full Service B&M $59,272
    Santander Bank, N.A. 40 Washington Street Brooklyn, NY 11201 Full Service B&M $38,082
    Santander Bank, N.A. 400 Lowell Avenue Haverhill, MA 1832 Full Service B&M $39,217
    Santander Bank, N.A. 400 West Allegheny Avenue, Suite E3 Philadelphia, PA 19133 Full Service B&M $4,326
    Santander Bank, N.A. 401 Enola Road Enola, PA 17025 Full Service B&M $28,728
    Santander Bank, N.A. 4025 Amboy Road Staten Island, NY 10308 Full Service B&M $161,002
    Santander Bank, N.A. 403 Highland Avenue Somerville, MA 2144 Full Service B&M $90,059
    Santander Bank, N.A. 405 Main Street Boonton, NJ 7005 Full Service B&M $68,704
    Santander Bank, N.A. 408 East Broad St Tamaqua, PA 18252 Full Service B&M $79,589
    Santander Bank, N.A. 409 Massachusetts Ave Acton, MA 1720 Full Service B&M $140,623
    Santander Bank, N.A. 410 Putnam Pike Smithfield, RI 2917 Full Service B&M $115,679
    Santander Bank, N.A. 411 Social Street Woonsocket, RI 2895 Full Service B&M $70,808
    Santander Bank, N.A. 415 Market Street Brighton, MA 2135 Full Service B&M $110,683
    Santander Bank, N.A. 4157 N. George St. Extd. Manchester, PA 17345 Full Service B&M $31,604
    Santander Bank, N.A. 42 Valley Road Middletown, RI 2842 Full Service B&M $42,244
    Santander Bank, N.A. 423 Route 134 South Dennis, MA 2660 Full Service B&M $37,475
    Santander Bank, N.A. 4251 Union Deposit Road Harrisburg, PA 17111 Full Service B&M $70,254
    Santander Bank, N.A. 4261 Route 9 North Howell, NJ 7731 Full Service B&M $143,935
    Santander Bank, N.A. 43 Richmond Hill Road Staten Island, NY 10314 Full Service B&M $148,155
    Santander Bank, N.A. 430 Route 10 Randolph, NJ 7869 Full Service B&M $43,924
    Santander Bank, N.A. 430 William Canning Boulevard Fall River, MA 2721 Full Service B&M $50,920
    Santander Bank, N.A. 4310 Amboy Road Staten Island, NY 10312 Full Service B&M $142,518
    Santander Bank, N.A. 434 Ridgedale Avenue East Hanover, NJ 7936 Full Service B&M $64,182
    Santander Bank, N.A. 437 Rutherford Avenue Boston, MA 2129 Full Service B&M $112,288
    Santander Bank, N.A. 44 E Lancaster Ave Ardmore, PA 19003 Full Service B&M $70,867
    Santander Bank, N.A. 44 Main Street Holmdel, NJ 7733 Full Service B&M $79,287
    Santander Bank, N.A. 44 North Bryn Mawr Ave. Bryn Mawr, PA 19010 Full Service B&M $98,115
    Santander Bank, N.A. 44 Princeton-Heightstown Road West Windsor, NJ 8550 Full Service B&M $125,328
    Santander Bank, N.A. 440 Avenue P Brooklyn, NY 11223 Full Service B&M $137,458
    Santander Bank, N.A. 440 Mt. Pleasant Street New Bedford, MA 2746 Full Service B&M $39,942
    Santander Bank, N.A. 443 Hillside Avenue Williston Park, NY 11596 Full Service B&M $142,674
    Santander Bank, N.A. 4452 Oakhurst Rd Harrisburg, PA 17110 Full Service B&M $31,694
    Santander Bank, N.A. 45 East 53rd Street New York, NY 10022 Full Service B&M $63,766
    Santander Bank, N.A. 45 Storey Avenue, Port Plaza Rte 113 Newburyport, MA 1950 Full Service B&M $69,079
    Santander Bank, N.A. 4514 16th Avenue Brooklyn, NY 11204 Full Service B&M $234,480
    Santander Bank, N.A. 455 Old Bridge Turnpike East Brunswick, NJ 8816 Full Service B&M $61,535
    Santander Bank, N.A. 456 North Broad St. Elizabeth, NJ 7208 Full Service B&M $139,559
    Santander Bank, N.A. 459 Broadway Everett, MA 2149 Full Service B&M $81,392
    Santander Bank, N.A. 460 South Union Street Lawrence, MA 1843 Full Service B&M $76,216
    Santander Bank, N.A. 463 Washington Ave Belleville, NJ 7109 Full Service B&M $92,298
    Santander Bank, N.A. 466 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $62,446
    Santander Bank, N.A. 47 Maple Avenue Shrewsbury, MA 1545 Full Service B&M $176,010
    Santander Bank, N.A. 470 Kenilworth Boulevard Kenilworth, NJ 7033 Full Service B&M $61,022
    Santander Bank, N.A. 474 West Broadway South Boston, MA 2127 Full Service B&M $89,879
    Santander Bank, N.A. 475 Forest Avenue Staten Island, NY 10301 Full Service B&M $175,129
    Santander Bank, N.A. 475 Washington Boulevard Jersey City, NJ 7310 Full Service Retail $29,032
    Santander Bank, N.A. 4823 13th Avenue Brooklyn, NY 11219 Full Service B&M $175,553
    Santander Bank, N.A. 486 Lincoln Street Worcester, MA 1605 Full Service B&M $42,230
    Santander Bank, N.A. 487 Harvard Street Brookline, MA 2446 Full Service B&M $49,284
    Santander Bank, N.A. 489 Lafayette Road Seabrook, NH 3874 Full Service B&M $55,157
    Santander Bank, N.A. 489 Merrimack Street Lowell, MA 1854 Full Service B&M $74,022
    Santander Bank, N.A. 4900 Perkiomen Avenue Reading, PA 19606 Full Service B&M $175,898
    Santander Bank, N.A. 492 Main Street Melrose, MA 2176 Full Service B&M $95,682
    Santander Bank, N.A. 495 Paraside Road Swampscott, MA 1907 Full Service B&M $166,790
    Santander Bank, N.A. 4952 Parkside Avenue Philadelphia, PA 19131 Full Service B&M $1,232
    Santander Bank, N.A. 499 Tyler Run Road York, PA 17403 Full Service B&M $70,729
    Santander Bank, N.A. 5 Billerica Rd Chelmsford, MA 1824 Full Service B&M $98,787
    Santander Bank, N.A. 5 Whittier Street Framingham, MA 1701 Full Service B&M $207,393
    Santander Bank, N.A. 50 Boston Turnpike Shrewsbury, MA 1545 Full Service B&M $66,800
    Santander Bank, N.A. 50 Middleneck Road Great Neck, NY 11021 Full Service B&M $102,130
    Santander Bank, N.A. 50 West Market Street West Chester, PA 19382 Full Service B&M $35,758
    Santander Bank, N.A. 500 Central Avenue Cheltenham, PA 19012 Limited, Drive-thru $53,405
    Santander Bank, N.A. 5022-24 City Avenue Philadelphia, PA 19131 Full Service B&M $69,299
    Santander Bank, N.A. 507 Main Street Worcester, MA 1608 Full Service B&M $93,083
    Santander Bank, N.A. 508 Boston Road Billerica, MA 1821 Full Service B&M $74,825
    Santander Bank, N.A. 51 Gold Star Boulevard Worcester, MA 1605 Full Service B&M $123,349
    Santander Bank, N.A. 51 Main Street Orleans, MA 2653 Full Service B&M $55,137
    Santander Bank, N.A. 51 Pleasant Street Weymouth, MA 2190 Full Service B&M $57,357
    Santander Bank, N.A. 520 Elmwood Avenue Providence, RI 2907 Full Service B&M $31,400
    Santander Bank, N.A. 521 Park Avenue Freehold, NJ 7728 Full Service B&M $108,893
    Santander Bank, N.A. 521 Tremont St Boston, MA 2116 Full Service B&M $32,221
    Santander Bank, N.A. 525 Inman Ave. Colonia, NJ 7067 Full Service B&M $112,855
    Santander Bank, N.A. 525 Middle Turnpike, W Manchester, CT 6040 Full Service B&M $44,255
    Santander Bank, N.A. 526 Boston Post Road, Suite A Sudbury, MA 1776 Full Service B&M $127,448
    Santander Bank, N.A. 5300 Baltimore Pike Clifton Heights, PA 19018 Full Service B&M $74,128
    Santander Bank, N.A. 532 Pompton Ave Cedar Grove, NJ 7009 Full Service B&M $78,793
    Santander Bank, N.A. 533 Washington Street Abington, MA 2351 Full Service B&M $120,365
    Santander Bank, N.A. 541 Rahway Avenue Woodbridge, NJ 7095 Full Service B&M $134,078
    Santander Bank, N.A. 541 South Broadway, Suite #100 Salem, NH 3079 Full Service B&M $58,154
    Santander Bank, N.A. 55 Bassett Lane And North Street Hyannis, MA 2601 Full Service B&M $43,799
    Santander Bank, N.A. 551 North Main Street Providence, RI 2904 Full Service B&M $74,343
    Santander Bank, N.A. 552 Commonwealth Avenue Boston, MA 2215 Full Service B&M $70,005
    Santander Bank, N.A. 554 Central Avenue East Orange, NJ 7018 Full Service B&M $30,795
    Santander Bank, N.A. 555 Broadway Lawrence, MA 1841 Full Service B&M $47,488
    Santander Bank, N.A. 555 Chickering Road North Andover, MA 1845 Full Service B&M $177,722
    Santander Bank, N.A. 555 High Street Mount Holly, NJ 8060 Full Service B&M $37,966
    Santander Bank, N.A. 555 Madison Avenue Lakewood, NJ 8701 Full Service B&M $273,270
    Santander Bank, N.A. 555 Reservoir Avenue Cranston, RI 2910 Full Service B&M $140,143
    Santander Bank, N.A. 561 Adams Street Milton, MA 2186 Full Service B&M $74,705
    Santander Bank, N.A. 568 Franklin Avenue Hartford, CT 6114 Full Service B&M $101,939
    Santander Bank, N.A. 57 Monmouth Road Oakhurst, NJ 7755 Full Service B&M $74,359
    Santander Bank, N.A. 571 Florida Grove Road Perth Amboy, NJ 8861 Full Service B&M $111,624
    Santander Bank, N.A. 5714 Westfield Ave Pennsauken, NJ 8110 Full Service B&M $37,497
    Santander Bank, N.A. 575 Boylston St Boston, MA 2116 Full Service B&M $63,675
    Santander Bank, N.A. 58 County Street New Bedford, MA 2744 Full Service B&M $39,846
    Santander Bank, N.A. 58 Plaistow Road Plaistow, NH 3865 Full Service B&M $57,192
    Santander Bank, N.A. 584 Washington Street Whitman, MA 2382 Full Service B&M $96,478
    Santander Bank, N.A. 585 Allen Street New Bedford, MA 2740 Full Service B&M $201,936
    Santander Bank, N.A. 585 Columbia Road Dorchester, MA 2125 Full Service B&M $35,829
    Santander Bank, N.A. 587 Cabot St Beverly, MA 1915 Full Service B&M $43,365
    Santander Bank, N.A. 587 Main Street Woodbridge, NJ 7095 Full Service B&M $114,107
    Santander Bank, N.A. 589 Cranbury Road East Brunswick, NJ 8816 Full Service B&M $76,586
    Santander Bank, N.A. 590 Sumner Avenue Springfield, MA 1108 Full Service B&M $82,420
    Santander Bank, N.A. 599 Massachusetts Avenue Cambridge, MA 2139 Full Service B&M $90,843
    Santander Bank, N.A. 6 Federal Street Bristol, CT 6010 Full Service B&M $35,356
    Santander Bank, N.A. 6 Francis Street Boston, MA 2115 Full Service B&M $40,132
    Santander Bank, N.A. 600 Broadway Long Branch, NJ 7740 Full Service B&M $69,925
    Santander Bank, N.A. 601 Penn Street Reading, PA 19601 Full Service B&M $707,399
    Santander Bank, N.A. 6075 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $40,267
    Santander Bank, N.A. 61 Constitution Boulevard Kutztown, PA 19530 Full Service B&M $79,063
    Santander Bank, N.A. 61 Harrison Avenue Boston, MA 2111 Full Service B&M $254,734
    Santander Bank, N.A. 612 Fayette Street Conshohocken, PA 19428 Full Service B&M $99,024
    Santander Bank, N.A. 618 Germantown Pike Lafayette Hill, PA 19444 Full Service B&M $39,785
    Santander Bank, N.A. 62 Messenger Street Plainville, MA 2762 Full Service B&M $127,681
    Santander Bank, N.A. 620 G.A.R. Highway Swansea, MA 2777 Full Service B&M $79,822
    Santander Bank, N.A. 620 Main Road Towaco, NJ 7082 Full Service B&M $58,125
    Santander Bank, N.A. 622 George Washington Highway, Ste 100 Lincoln, RI 2865 Full Service B&M $120,455
    Santander Bank, N.A. 624 Washington Street Newtonville, MA 2458 Full Service B&M $144,208
    Santander Bank, N.A. 63 South Main Street Assonet, MA 2702 Full Service B&M $57,583
    Santander Bank, N.A. 64 Depot Street Duxbury, MA 2332 Full Service B&M $41,359
    Santander Bank, N.A. 6424 Eighteenth Avenue Brooklyn, NY 11204 Full Service B&M $218,281
    Santander Bank, N.A. 650 West 168th Street New York, NY 10032 Full Service B&M $1,677
    Santander Bank, N.A. 6500-06 Woodland Avenue Philadelphia, PA 19142 Full Service B&M $27,335
    Santander Bank, N.A. 655 Park Avenue Worcester, MA 1603 Full Service B&M $58,425
    Santander Bank, N.A. 667 Bloomfield Ave Bloomfield, NJ 7003 Full Service B&M $67,890
    Santander Bank, N.A. 67 Beacon Street Boston, MA 2108 Full Service B&M $64,492
    Santander Bank, N.A. 6740 Germantown Avenue Philadelphia, PA 19119 Full Service B&M $42,458
    Santander Bank, N.A. 677 W Dekalb Pike King Of Prussia, PA 19406 Full Service B&M $60,466
    Santander Bank, N.A. 6836 Torresdale Avenue Philadelphia, PA 19135 Full Service B&M $29,257
    Santander Bank, N.A. 69 East Central Street Natick, MA 1760 Full Service B&M $51,946
    Santander Bank, N.A. 69 Madison Avenue Lakewood, NJ 8701 Full Service B&M $235,959
    Santander Bank, N.A. 69 Washington Street Norwell, MA 2061 Full Service B&M $31,897
    Santander Bank, N.A. 695 Highland Avenue Needham, MA 2494 Full Service B&M $74,482
    Santander Bank, N.A. 6975 Amboy Road Staten Island, NY 10307 Full Service B&M $181,387
    Santander Bank, N.A. 7 Church Street Winchester, MA 1890 Full Service B&M $79,581
    Santander Bank, N.A. 70 East Main Street Westborough, MA 1581 Full Service B&M $151,062
    Santander Bank, N.A. 700 Main Street Waltham, MA 2451 Full Service B&M $114,190
    Santander Bank, N.A. 705 High Street Westwood, MA 2090 Full Service B&M $77,133
    Santander Bank, N.A. 707 Anderson Avenue Cliffside Park, NJ 7010 Full Service B&M $48,828
    Santander Bank, N.A. 71 Main Street Andover, MA 1810 Full Service B&M $154,070
    Santander Bank, N.A. 711 Third Avenue New York, NY 10017 Full Service B&M $44,642
    Santander Bank, N.A. 715 Lexington Avenue New York, NY 10022 Full Service B&M $56,179
    Santander Bank, N.A. 715 State Road Plymouth, MA 2360 Full Service B&M $42,321
    Santander Bank, N.A. 715 West Main Street Hyannis, MA 2601 Full Service B&M $32,023
    Santander Bank, N.A. 717 Manhattan Avenue Brooklyn, NY 11222 Full Service B&M $51,921
    Santander Bank, N.A. 72-44 Austin Street Forest Hills, NY 11375 Full Service B&M $36,810
    Santander Bank, N.A. 721 Route 37 W Toms River, NJ 8755 Full Service B&M $79,881
    Santander Bank, N.A. 73 Diamond Spring Road Denville, NJ 7834 Full Service B&M $67,148
    Santander Bank, N.A. 73 West Street Concord, NH 3301 Full Service B&M $111,323
    Santander Bank, N.A. 730 Jamaica Boulevard Toms River, NJ 8757 Full Service B&M $99,043
    Santander Bank, N.A. 742 East Philadelphia Avenue Boyertown, PA 19512 Full Service B&M $75,947
    Santander Bank, N.A. 75 Main Street Watertown, MA 2472 Full Service B&M $67,806
    Santander Bank, N.A. 75 State Street Boston, MA 2109 Full Service B&M $12,356,508
    Santander Bank, N.A. 75 Washington Street Canton, MA 2021 Full Service B&M $48,420
    Santander Bank, N.A. 75-101 Federal Street Boston, MA 2110 Full Service B&M $130,280
    Santander Bank, N.A. 75-81 31st Avenue Jackson Heights, NY 11372 Full Service B&M $133,609
    Santander Bank, N.A. 7500 5th Avenue Brooklyn, NY 11209 Full Service B&M $66,208
    Santander Bank, N.A. 76-78 Worcester Road Grafton, MA 1536 Full Service B&M $56,654
    Santander Bank, N.A. 765 Main Street East Greenwich, RI 2818 Full Service B&M $109,822
    Santander Bank, N.A. 77 Center Street Middleboro, MA 2346 Full Service B&M $35,000
    Santander Bank, N.A. 778 South Franklin Street Holbrook, MA 2343 Full Service B&M $56,011
    Santander Bank, N.A. 780 Beacon Street Newton, MA 2459 Full Service B&M $125,235
    Santander Bank, N.A. 780 Gallivan Rd Boston, MA 2122 Full Service B&M $188,526
    Santander Bank, N.A. 786 Main Road Westport, MA 2790 Full Service B&M $112,121
    Santander Bank, N.A. 794 Rogers Street Lowell, MA 1852 Full Service B&M $139,551
    Santander Bank, N.A. 797 Broad St Doylestown, PA 18901 Full Service B&M $76,972
    Santander Bank, N.A. 798 E Simpson St Mechanicsburg, PA 17055 Full Service B&M $58,932
    Santander Bank, N.A. 8 South Main St Marlboro, NJ 7746 Full Service B&M $178,763
    Santander Bank, N.A. 80 Main Street West Orange, NJ 7052 Full Service B&M $83,735
    Santander Bank, N.A. 800 Boylston Street Boston, MA 2199 Full Service B&M $183,897
    Santander Bank, N.A. 800 East Willow Grove Avenue Wyndmoor, PA 19038 Full Service B&M $31,828
    Santander Bank, N.A. 800 Forest Avenue Staten Island, NY 10310 Full Service B&M $90,889
    Santander Bank, N.A. 800 Town Centre Dr Glen Mills, PA 19342 Full Service B&M $81,395
    Santander Bank, N.A. 8080 Old York Rd Elkins Park, PA 19027 Full Service B&M $60,008
    Santander Bank, N.A. 81 Water Street Staten Island, NY 10304 Full Service B&M $112,646
    Santander Bank, N.A. 818 Washington Street Holliston, MA 1746 Full Service B&M $78,209
    Santander Bank, N.A. 820 S Market Street Elizabethtown, PA 17022 Full Service B&M $28,441
    Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Full Service B&M $23,101
    Santander Bank, N.A. 8320 Roosevelt Avenue Jackson Heights, NY 11372 Full Service B&M $57,737
    Santander Bank, N.A. 841 Broadway New York, NY 10003 Full Service B&M $134,522
    Santander Bank, N.A. 85 East Main Street Plainville, CT 6062 Full Service B&M $46,559
    Santander Bank, N.A. 85 N 6th St # 87 Brooklyn, NY 11249 Full Service B&M $238
    Santander Bank, N.A. 860 River St Hyde Park, MA 2136 Full Service B&M $34,598
    Santander Bank, N.A. 8623 Germantown Avenue Philadelphia, PA 19118 Full Service B&M $42,071
    Santander Bank, N.A. 873 Broad Street Newark, NJ 7102 Full Service B&M $47,411
    Santander Bank, N.A. 88-90 North Dartmouth Mall #90 Dartmouth, MA 2747 Full Service B&M $72,568
    Santander Bank, N.A. 880 Plain Street Marshfield, MA 2050 Full Service B&M $68,485
    Santander Bank, N.A. 880 W Broadway Red Lion, PA 17356 Full Service B&M $40,882
    Santander Bank, N.A. 8901 Northern Boulevard Jackson Heights, NY 11372 Full Service B&M $93,311
    Santander Bank, N.A. 893 Flatbush Avenue Brooklyn, NY 11226 Full Service B&M $14,156
    Santander Bank, N.A. 896 Tiogue Avenue Coventry, RI 2816 Full Service B&M $30,995
    Santander Bank, N.A. 9 Path Plaza Jersey City, NJ 7306 Full Service B&M $76,391
    Santander Bank, N.A. 9 Summer Street Hingham, MA 2043 Full Service B&M $72,427
    Santander Bank, N.A. 90 Pleasant Valley Street Methuen, MA 1844 Full Service B&M $153,391
    Santander Bank, N.A. 900 Huguenot Avenue Staten Island, NY 10312 Full Service B&M $203,282
    Santander Bank, N.A. 901 Main Street Northampton, PA 18067 Full Service B&M $47,091
    Santander Bank, N.A. 901 W Park Ave Ocean, NJ 7712 Full Service B&M $178,965
    Santander Bank, N.A. 909 Ashley Boulevard New Bedford, MA 2745 Full Service B&M $94,052
    Santander Bank, N.A. 920 Route 9 South Amboy, NJ 8879 Full Service B&M $308,202
    Santander Bank, N.A. 9200 Roosevelt Boulevard Philadelphia, PA 19115 Full Service B&M $83,376
    Santander Bank, N.A. 924 Eaton Ave Bethlehem, PA 18018 Full Service B&M $99,132
    Santander Bank, N.A. 931 Main Street Walpole, MA 2081 Full Service B&M $68,188
    Santander Bank, N.A. 934 Silver Lane East Hartford, CT 6118 Full Service B&M $49,009
    Santander Bank, N.A. 94 Great Road Bedford, MA 1730 Full Service B&M $62,729
    Santander Bank, N.A. 940 Fischer Blvd. Toms River, NJ 8753 Full Service B&M $135,263
    Santander Bank, N.A. 95 South Main Street Yardley, PA 19067 Full Service B&M $85,516
    Santander Bank, N.A. 950 Parkway Avenue Trenton, NJ 8618 Full Service B&M $78,057
    Santander Bank, N.A. 9512 Third Avenue Brooklyn, NY 11209 Full Service B&M $191,845
    Santander Bank, N.A. 952 West Street Road Warminster, PA 18974 Full Service B&M $71,646
    Santander Bank, N.A. 96 Bridge Street East Windsor, CT 6088 Full Service B&M $29,969
    Santander Bank, N.A. 961 Kings Highway Brooklyn, NY 11223 Full Service B&M $90,849
    Santander Bank, N.A. 965 Great Plain Avenue Needham, MA 2492 Full Service B&M $90,841
    Santander Bank, N.A. 9808 Bustleton Ave. Philadelphia, PA 19115 Full Service B&M $69,003
    Santander Bank, N.A. 986 Lititz Pike Lititz, PA 17543 Full Service B&M $49,389
    Santander Bank, N.A. 998 Franklin Avenue Garden City, NY 11530 Full Service B&M $36,523
    Santander Bank, N.A. One Beacon Street Boston, MA 2108 Full Service B&M $216,232
    Santander Bank, N.A. One Financial Plaza Providence, RI 2903 Full Service B&M $1,164,823
    Santander Bank, N.A. 101 East Olney Avenue Philadelphia, PA 19120 Full Service B&M $70,916
    Santander Bank, N.A. 1010 Farmington Avenue West Hartford, CT 6107 Full Service B&M $505,235
    Santander Bank, N.A. 102 North Flowers Mill Road Langhorne, PA 19047 Full Service B&M $112,255
    Santander Bank, N.A. 102 Rogers Street Gloucester, MA 1930 Full Service B&M $102,643
    Santander Bank, N.A. 1025 Smith Street Providence, RI 2908 Full Service B&M $146,092
    Santander Bank, N.A. 1029 Route 28 South Yarmouth, MA 2664 Full Service B&M $47,584
    Santander Bank, N.A. 1040 Boulevard West Hartford, CT 6119 Full Service B&M $73,298
    Santander Bank, N.A. 1045 Trapelo Road Waltham, MA 2451 Full Service B&M $86,587
    Santander Bank, N.A. 105 Meriden Rd Waterbury, CT 6705 Full Service B&M $65,107
    Santander Bank, N.A. 1071 Centreville Road Warwick, RI 2886 Full Service B&M $87,990
    Santander Bank, N.A. 1072 Broad Street Bloomfield, NJ 7003 Full Service B&M $73,579
    Santander Bank, N.A. 108 Lacey Road Whiting, NJ 8759 Full Service B&M $76,011
    Santander Bank, N.A. 11 Park Street Leominster, MA 1453 Full Service B&M $88,765
    Santander Bank, N.A. 110 East Main Street Rockaway, NJ 7866 Full Service B&M $110,753
    Santander Bank, N.A. 110 River Styx Rd. Hopatcong, NJ 7843 Full Service B&M $98,409
    Santander Bank, N.A. 110 Union Avenue Framingham, MA 1702 Full Service B&M $47,617
    Santander Bank, N.A. 110 West Lincoln Highway Marchwood Shopping Center Exton, PA 19341 Full Service B&M $109,586
    Santander Bank, N.A. 1101 Market Philadelphia, PA 19107 Full Service B&M $51,790
    Santander Bank, N.A. 1102 Taylorsville Road Washington Crossing, PA 18977 Full Service B&M $86,005
    Santander Bank, N.A. 1110 Cocoa Avenue Hershey, PA 17033 Full Service B&M $56,433
    Santander Bank, N.A. 1111 South Willow Street Manchester, NH 3103 Full Service B&M $80,099
    Santander Bank, N.A. 1120 Bloomfield Ave West Caldwell, NJ 7006 Full Service B&M $76,660
    Santander Bank, N.A. 1234 Providence Road Whitinsville, MA 1588 Full Service B&M $56,138
    Santander Bank, N.A. 1240 Third Street Whitehall, PA 18052 Full Service B&M $53,197
    Santander Bank, N.A. 1241 Quentin Road Lebanon, PA 17042 Full Service B&M $58,603
    Santander Bank, N.A. 125 Broadway Somerville, MA 2145 Full Service B&M $48,022
    Santander Bank, N.A. 125 Causeway Street Boston, MA 2114 Full Service B&M $47,377
    Santander Bank, N.A. 125 Huttleston Avenue Fairhaven, MA 2719 Full Service B&M $90,179
    Santander Bank, N.A. 125 Main Street Salem, NH 3079 Full Service B&M $165,723
    Santander Bank, N.A. 125 S Providence Road Media, PA 19063 Full Service B&M $90,126
    Santander Bank, N.A. 126 Prospect Street Milford, MA 1757 Full Service B&M $180,162
    Santander Bank, N.A. 128 Union St New Bedford, MA 2740 Full Service B&M $115,131
    Santander Bank, N.A. 1290 Avenue Of The America's New York, NY 10019 Full Service B&M $732,772
    Santander Bank, N.A. 1337 Beacon St Brookline, MA 2446 Full Service B&M $148,241
    Santander Bank, N.A. 1350 Broadway St New York, NY 10018 Full Service B&M $64,727
    Santander Bank, N.A. 136-11 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $11,894
    Santander Bank, N.A. 140 Hebron Avenue Glastonbury, CT 6033 Full Service B&M $92,527
    Santander Bank, N.A. 1401 Brickell Avenue Miami, FL 33131 Full Service B&M $51,709
    Santander Bank, N.A. 1401 Bruce Rd Oreland, PA 19075 Full Service B&M $46,926
    Santander Bank, N.A. 141 North Main Street Fall River, MA 2720 Full Service B&M $68,672
    Santander Bank, N.A. 1414 Atwood Avenue Johnston, RI 2919 Full Service B&M $110,971

    For 2021, Santander Bank N.a. had 539 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,109,625
    Net interest income $2,014,084
    Total noninterest income $588,753
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $137,967
    Trading account gains and fees $28,725
    Additional Noninterest Income $422,061
    Pre-tax net operating income $596,688
    Securities gains (or losses, -) $15,645
    Income before extraordinary items $502,813
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $502,813
    Minority interest net income $0
    Net income $502,813
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $489,984

    Santander Bank N.a.'s gross interest income from loans was $2,109,625,000.
    Santander Bank N.a.'s net interest income from loans was $2,014,084,000.
    Santander Bank N.a.'s fee based income from loans was $137,967,000.
    Santander Bank N.a.'s net income from loans was $502,813,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $95,541
    Provision for credit losses $-141,468
    Total noninterest expense $2,147,617
    Salaries and employee benefits $1,033,412
    Premises and equipment expense $391,389
    Additional noninterest expense $722,816
    Applicable income taxes $109,520
    Net charge-offs $115,449
    Cash dividends $0

    Santander Bank N.a.'s interest expense for loans was $95,541,000.
    Santander Bank N.a.'s payroll and benefits expense were $1,033,412,000.
    Santander Bank N.a.'s property, plant and equipment expenses $391,389,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 1.0%
    1-4 family residential loans 2.0%
    HELOC loans 2.0%
    All other family 2.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 1.0%

    Deposits

    Type Value (in 000's)
    Total deposits $80,557,809
    Deposits held in domestic offices $80,557,809
    Deposits by Individuals, partnerships, and corporations $74,108,076
    Deposits by U.S. Government $0
    Deposits by States and political subdivisions in the U.S. $3,089,301
    Deposits by Commercial banks and other depository institutions in U.S. $770,429
    Deposits by Banks in foreign countries $2,590,003
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $25,433,030
    Demand deposits $25,433,030
    Nontransaction accounts $55,124,779
    Money market deposit accounts (MMDAs) $47,439,908
    Other savings deposits (excluding MMDAs) $5,549,214
    Total time deposits $2,135,657
    Total time and savings deposits $55,124,779
    Noninterest-bearing deposits $20,972,272
    Interest-bearing deposits $59,585,537
    Retail deposits $80,307,850
    IRAs and Keogh plan accounts $1,213,022
    Brokered deposits $0
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $101,845,032
    Cash & Balances due from depository institutions $17,158,914
    Interest-bearing balances $16,554,730
    Total securities $17,221,201
    Federal funds sold & reverse repurchase $5,346,468
    Net loans and leases $52,765,540
    Loan and leases loss allowance $1,011,242
    Trading account assets $592,090
    Bank premises and fixed assets $784,207
    Other real estate owned $3,724
    Goodwill and other intangibles $1,896,087
    All other assets $6,076,801

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $101,845,032
    Total Liabilities $89,793,993
    Total deposits $80,557,809
    Interest-bearing deposits $59,585,537
    Deposits held in domestic offices $80,557,809
    % insured (estimated) $57
    Federal funds purchased and repurchase agreements $5,597,573
    Trading liabilities $526,646
    Other borrowed funds $1,543,749
    Subordinated debt $0
    All other liabilities $1,568,216

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $52,765,540
    Loan and leases loss allowance $1,011,242
    Total loans and leases (domestic) $53,776,782
    All real estate loans $24,026,604
    Real estate loans in domestic offices $24,026,604
    Construction and development loans $2,535,139
    Residential 1-4 family construction $79,354
    Other construction, all land development and other land $2,455,785
    Loans secured by nonfarm nonresidential properties $4,766,970
    Nonfarm nonresidential secured by owner-occupied properties $1,211,179
    Commercial real estate & other non-farm, non-residential $3,555,791
    Multifamily residential real estate $7,547,382
    1-4 family residential loans $9,176,777
    Farmland loans $336
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $12,253,365
    To non-U.S. addressees $480,191
    Loans to individuals $13,137,683
    Credit card loans $238,724
    Related Plans $141,266
    Consumer Auto Loans $11,003,537
    Other loans to individuals $1,754,156
    All other loans & leases $4,359,130
    Loans to foreign governments and official institutions $0
    Other loans $2,765,325
    Loans to depository institutions and acceptances of other banks $2
    Loans not secured by real estate $176,071
    Loans secured by real estate to non-U.S. addressees $5,757
    Restructured Loans & leases $364,958
    Non 1-4 family restructured loans & leases $197,696
    Total loans and leases (foreign) $0

    Santander Bank N.A. had $52,765,540,000 of loans outstanding in 2021. $24,026,604,000 of loans were in real estate loans. $2,535,139,000 of loans were in development loans. $7,547,382,000 of loans were in multifamily mortgage loans. $9,176,777,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $238,724,000 of loans were in credit card loans. $11,003,537,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,138 $296,478 $260,525
    Nonfarm, nonresidential loans - <$100k 70 $2,884 $41,200
    Nonfarm, nonresidential loans - $100-250k 332 $34,209 $103,039
    Nonfarm, nonresidential loans - $250k-1MM 736 $259,385 $352,425
    Commercial & Industrial, US addressed loans - <$1MM 20,401 $1,205,022 $59,067
    Commercial & Industrial, US addressed loans - <$100k 9,737 $226,815 $23,294
    Commercial & Industrial, US addressed loans - $100-250k 4,629 $304,579 $65,798
    Commercial & Industrial, US addressed loans - $250k-1MM 6,035 $673,628 $111,620
    Farmland loans - <$1MM 2 $188 $94,000
    Farmland loans - <$100k 1 $11 $11,000
    Farmland loans - $250k-1MM 1 $177 $177,000