Santander Bank N.a. Mortgage Rates, Fees & Info
Wilmington, DELEI: TR24TWEY5RVRQV65HD49
Tax ID: 23-1237295
4.6 stars
2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Bank Data
Overview
Santander Bank N.a. is a mid-sized bank specializing in Refi loans. Santander Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets include New York, Boston, Philadelphia, Providence, and Miami among others. Santander Bank N.a. has a below average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Santander Bank N.a. is typically an average fee lendor.Originations
12,015Origination Dollar Volume (All Markets)
$4,802,515,000Employee count
8,454Awards
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Santander Bank N.A. - 2021
Santander Bank N.A. is a 2021 , due to their low .
For 2021, less than of lenders were eligible for this award.
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Relative Rate
Santander Bank N.a.'s average 30 year fixed rate mortgage of loans were
3.4%.
The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.
This yields a difference of 0.25%.
Relative Fees
Santander Bank N.a.'s average total fees for a 30 year fixed rate
mortgage are $4,411.
The average total origination fees for 30 year fixed rate mortgages (for all loan values, including
both points & up-front fees in addition to origination fees) are $4,750.
Top Markets
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 3,686 | $2,194,180,000 | $595,274 | $5,080 | 3.26% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 2,615 | $826,695,000 | $316,136 | $3,557 | 3.23% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 1,384 | $448,980,000 | $324,408 | $4,540 | 3.17% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 1,128 | $242,700,000 | $215,160 | $3,146 | 3.24% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 43 | $109,915,000 | $2,556,163 | $5,342 | 3.18% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 419 | $90,425,000 | $215,811 | $3,025 | 3.37% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 253 | $70,305,000 | $277,885 | $2,941 | 3.19% |
| Vineyard Haven, MA (FHA|USDA|VA) | 99 | $56,175,000 | $567,424 | $3,941 | 2.98% |
| READING, PA (FHA|USDA|VA) | 355 | $54,425,000 | $153,310 | $3,906 | 3.26% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 262 | $46,500,000 | $177,481 | $3,336 | 3.31% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 2 | $45,560,000 | $22,780,000 | $4,834 | 3.08% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 200 | $43,990,000 | $219,950 | $3,716 | 3.05% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $36,005,000 | $36,005,000 | $0 | 2.05% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 186 | $30,650,000 | $164,785 | $4,068 | 3.46% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 194 | $30,280,000 | $156,082 | $4,007 | 3.25% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 41 | $29,675,000 | $723,780 | $4,895 | 2.92% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 10 | $27,720,000 | $2,772,000 | $10,038 | 2.90% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 166 | $23,150,000 | $139,458 | $3,534 | 3.33% |
| LANCASTER, PA (FHA|USDA|VA) | 146 | $22,750,000 | $155,822 | $4,076 | 3.40% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 14 | $21,610,000 | $1,543,571 | $3,970 | 3.37% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 29 | $20,695,000 | $713,621 | $5,393 | 2.96% |
| BINGHAMTON, NY (FHA|USDA|VA) | 2 | $19,580,000 | $9,790,000 | $0 | 3.05% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 95 | $19,055,000 | $200,579 | $3,248 | 3.37% |
| SYRACUSE, NY (FHA|USDA|VA) | 3 | $18,465,000 | $6,155,000 | $4,912 | 3.22% |
| RICHMOND, VA (FHA|USDA|VA) | 3 | $17,195,000 | $5,731,667 | $3,697 | 2.90% |
| Outside of Metro Areas | 61 | $16,915,000 | $277,295 | $4,041 | 3.17% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 22 | $15,610,000 | $709,545 | $4,885 | 2.89% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 7 | $13,825,000 | $1,975,000 | $4,604 | 3.21% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 3 | $13,275,000 | $4,425,000 | $6,064 | 3.39% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 5 | $12,975,000 | $2,595,000 | $5,279 | 3.26% |
| Pottsville, PA (FHA|USDA|VA) | 106 | $12,730,000 | $120,094 | $3,885 | 3.46% |
| CLEVELAND, TN (FHA|USDA|VA) | 1 | $12,705,000 | $12,705,000 | $0 | 2.89% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $10,940,000 | $1,367,500 | $4,573 | 3.36% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 4 | $10,880,000 | $2,720,000 | $2,170 | 2.83% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 7 | $8,985,000 | $1,283,571 | $6,029 | 2.94% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 22 | $8,950,000 | $406,818 | $4,365 | 3.04% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 20 | $8,520,000 | $426,000 | $3,668 | 3.10% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 47 | $8,275,000 | $176,064 | $3,786 | 3.33% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 24 | $7,570,000 | $315,417 | $4,616 | 2.82% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 13 | $7,535,000 | $579,615 | $5,087 | 3.80% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 17 | $7,125,000 | $419,118 | $5,292 | 3.36% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 30 | $4,820,000 | $160,667 | $3,388 | 3.54% |
| LEBANON, PA (FHA|USDA|VA) | 27 | $4,345,000 | $160,926 | $3,994 | 3.20% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 15 | $4,175,000 | $278,333 | $3,869 | 3.13% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 6 | $4,100,000 | $683,333 | $7,542 | 2.98% |
| Laconia, NH (FHA|USDA|VA) | 9 | $3,285,000 | $365,000 | $3,651 | 3.21% |
| Concord, NH (FHA|USDA|VA) | 17 | $3,085,000 | $181,471 | $2,773 | 3.49% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 10 | $2,940,000 | $294,000 | $4,706 | 3.29% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 8 | $2,460,000 | $307,500 | $4,921 | 2.89% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 11 | $2,205,000 | $200,455 | $3,626 | 3.16% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 2 | $2,030,000 | $1,015,000 | $5,351 | 2.94% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $1,845,000 | $1,845,000 | $15,013 | 2.63% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 4 | $1,800,000 | $450,000 | $6,087 | 3.25% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 4 | $1,790,000 | $447,500 | $5,526 | 2.84% |
| PITTSFIELD, MA (FHA|USDA|VA) | 4 | $1,770,000 | $442,500 | $5,106 | 2.72% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 1 | $1,695,000 | $1,695,000 | $6,325 | 2.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $1,690,000 | $845,000 | $4,488 | 2.87% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $1,605,000 | $1,605,000 | $7,589 | 2.88% |
| Torrington, CT (FHA|USDA|VA) | 8 | $1,600,000 | $200,000 | $4,317 | 3.53% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 5 | $1,555,000 | $311,000 | $3,705 | 2.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $3,330 | 3.37% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 8 | $1,400,000 | $175,000 | $3,674 | 3.37% |
| KINGSTON, NY (FHA|USDA|VA) | 4 | $1,340,000 | $335,000 | $5,720 | 3.25% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $4,147 | 2.90% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $3,492 | 3.20% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,245,000 | $415,000 | $4,306 | 2.96% |
| GETTYSBURG, PA (FHA|USDA|VA) | 9 | $1,185,000 | $131,667 | $3,680 | 3.49% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 7 | $1,105,000 | $157,857 | $4,121 | 2.93% |
| Easton, MD (FHA|USDA|VA) | 2 | $1,090,000 | $545,000 | $5,984 | 2.69% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $3,994 | 3.07% |
| Lebanon, NH-VT (FHA|USDA|VA) | 8 | $1,070,000 | $133,750 | $2,771 | 3.56% |
| DOVER, DE (FHA|USDA|VA) | 3 | $1,025,000 | $341,667 | $6,192 | 2.83% |
| Hudson, NY (FHA|USDA|VA) | 1 | $1,005,000 | $1,005,000 | $5,862 | 2.75% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 5 | $925,000 | $185,000 | $4,029 | 3.00% |
| PITTSBURGH, PA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $3,878 | 2.71% |
| Bozeman, MT (FHA|USDA|VA) | 2 | $630,000 | $315,000 | $12,396 | 2.75% |
| OCALA, FL (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $3,980 | 2.93% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $3,346 | 2.75% |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $4,172 | 2.94% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 5 | $505,000 | $101,000 | $3,498 | 3.83% |
| Barre, VT (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $3,330 | 2.71% |
| Key West, FL (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $7,628 | 2.75% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $6,793 | 2.25% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $3,374 | 2.93% |
| GLENS FALLS, NY (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,024 | 3.00% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 2 | $400,000 | $200,000 | $3,914 | 3.06% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $4,821 | 2.62% |
| UTICA-ROME, NY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $5,425 | 3.31% |
| Shelbyville, TN (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $4,310 | 2.99% |
| BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $2,567 | 2.81% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $0 | 4.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $0 | 4.13% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $2,826 | 2.99% |
| Rutland, VT (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,090 | 2.94% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $3,623 | 2.88% |
| Bradford, PA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $0 | 3.25% |
| VALLEJO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,324 | 3.13% |
| SPARTANBURG, SC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $3,917 | 2.75% |
| Gloversville, NY (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $3,555 | 2.74% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $3,547 | 2.75% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,646 | 3.00% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $2,762 | 3.19% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 4.25% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,095 | 2.87% |
| THE VILLAGES, FL (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,572 | 3.00% |
| Oneonta, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,023 | 2.75% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $2,583 | 3.06% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $3,223 | 2.63% |
| Berlin, NH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,739 | 3.00% |
| SUMTER, SC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,927 | 2.50% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,032 | 3.38% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,890 | 2.75% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $4,396 | 2.99% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,509 | 2.99% |
| Keene, NH (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,124 | 3.00% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $3,428 | 3.25% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $2,861 | 3.88% |
| BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 3.50% |
| ASHEVILLE, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,005 | 3.13% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,314 | 2.99% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $2,557 | 3.00% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $0 | 2.75% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,852 | 3.13% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $2,605 | 2.63% |
Santander Bank N.a.'s top markets include New York, Boston, Philadelphia, Providence, and Miami among others.
Product Mix
| Loan Type | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Conventional | 11,935 | $4,780,255,000 | $400,524 | $4,118 | 3.24% |
| FHA | 69 | $19,215,000 | $278,478 | $8,765 | 2.74% |
| VA | 11 | $3,045,000 | $276,818 | $4,576 | 2.67% |
For the 2021 period, Santander Bank N.a.'s most frequently originated loan type of loans were Conventional, with 11,935 originations. Their 2nd most popular type is FHA, with 69 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Refi | 4,913 | $2,755,585,000 | $560,876 | $3,789 | 3.08% |
| Cash Out Refi | 2,478 | $733,960,000 | $296,190 | $4,123 | 3.09% |
| Home Purchase | 2,211 | $942,855,000 | $426,438 | $4,786 | 2.85% |
| Home Improvement | 1,450 | $204,360,000 | $140,938 | $3,811 | 4.14% |
| Other | 963 | $165,755,000 | $172,124 | $4,377 | 4.00% |
For the 2021, Santander Bank N.a.'s most frequently cited loan purpose of loans were Refi, with 4,913 originations. The 2nd most popular reason of loans were Cash Out Refi, with 2,478 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 30 Year | 9,177 | $2,597,095,000 | $283,000 | $4,411 | 3.40% |
| 15 Year | 1,467 | $365,775,000 | $249,335 | $3,591 | 2.60% |
| 20 Year | 677 | $167,845,000 | $247,925 | $3,619 | 2.97% |
| 10 Year | 356 | $463,950,000 | $1,303,230 | $2,932 | 2.41% |
| Other | 163 | $547,475,000 | $3,358,742 | $3,804 | 3.02% |
| 30+ year | 126 | $117,100,000 | $929,365 | $7,196 | 3.15% |
| 5 Year | 48 | $534,390,000 | $11,133,125 | $0 | 2.75% |
| 3 Year | 1 | $8,885,000 | $8,885,000 | $0 | 2.50% |
For the 2021, Santander Bank N.a.'s most frequently cited loan length of loans were 30 Year, with 9,177 originations. The 2nd most popular length of loans were 15 Year, with 1,467 originations.
Origination Fees
| Origination Fee | Originations | Total Value | Average Loan |
|---|---|---|---|
| $<1k | 4,568 | $1,642,420,000 | $359,549 |
| $1k-2k | 1,771 | $466,115,000 | $263,193 |
| $2k-3k | 573 | $185,685,000 | $324,058 |
| $3k-4k | 390 | $149,740,000 | $383,949 |
| $5k+ | 236 | $118,340,000 | $501,441 |
$4,411 of loans were Santander Bank N.a.'s average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 4,568 originations.
Interest Rates
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 4,884 | $1,582,630,000 | $324,044 |
| 2.5-3% | 4,395 | $2,571,535,000 | $585,105 |
| <2.5% | 1,481 | $536,325,000 | $362,137 |
| 4-5% | 921 | $100,165,000 | $108,757 |
| 5-6% | 230 | $9,290,000 | $40,391 |
| 6-7% | 92 | $2,350,000 | $25,543 |
| 7-8% | 12 | $220,000 | $18,333 |
During 2021, Santander Bank N.a.'s average interest rate of loans were 3.40%, while their most frequently originated rate bucket of loans were 3-4%, with 4,884 originations.
Loan Sizing
| Loan Size | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $200k-400k | 4,150 | $1,133,220,000 | $273,065 | $4,007 | 3.04% |
| $100k-200k | 3,723 | $542,165,000 | $145,626 | $3,255 | 3.21% |
| $100,000 or less | 1,699 | $106,975,000 | $62,964 | $2,700 | 4.16% |
| $400k-600k | 1,276 | $613,530,000 | $480,823 | $5,161 | 3.05% |
| $600k-1MM | 766 | $579,320,000 | $756,292 | $5,880 | 2.96% |
| $1MM+ | 401 | $1,827,305,000 | $4,556,870 | $7,582 | 2.85% |
2021 saw Santander Bank N.a. place emphasis on $200k-400k loans with 4,150 originations, totaling $1,133,220,000 in origination value.
Applicant Income
| Applicant Income | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| $100k-150k | 2,527 | $632,755,000 | $250,398 | $4,311 | 3.35% |
| $50k-75k | 2,272 | $414,520,000 | $182,447 | $3,600 | 3.17% |
| $150k-250k | 2,252 | $751,500,000 | $333,703 | $4,595 | 3.31% |
| $75k-100k | 1,989 | $427,625,000 | $214,995 | $3,825 | 3.25% |
| $250k+ | 1,541 | $949,285,000 | $616,019 | $5,469 | 3.11% |
| $50k or less | 1,298 | $165,450,000 | $127,465 | $3,294 | 3.22% |
Santander Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 2,527 originations. The second most popular income band? $50k-75k, with 2,272 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-30% | 2,940 | $852,940,000 | $290,116 | $4,041 | 3.19% |
| 30-36% | 2,201 | $676,095,000 | $307,176 | $4,221 | 3.20% |
| <20% | 1,145 | $365,295,000 | $319,035 | $3,953 | 3.10% |
| 49% | 699 | $144,415,000 | $206,602 | $4,591 | 3.70% |
| 44% | 441 | $109,345,000 | $247,948 | $4,146 | 3.16% |
| 39% | 438 | $144,990,000 | $331,027 | $4,507 | 3.19% |
| 42% | 411 | $99,535,000 | $242,178 | $3,967 | 3.25% |
| 38% | 406 | $125,240,000 | $308,473 | $4,370 | 3.23% |
| 36% | 404 | $118,160,000 | $292,475 | $4,170 | 3.24% |
| 40% | 392 | $96,830,000 | $247,015 | $4,122 | 3.24% |
| 37% | 387 | $124,315,000 | $321,227 | $4,431 | 3.18% |
| 41% | 385 | $94,485,000 | $245,416 | $4,266 | 3.28% |
| 43% | 376 | $94,920,000 | $252,447 | $4,085 | 3.17% |
| 48% | 331 | $75,135,000 | $226,994 | $4,286 | 3.46% |
| 46% | 311 | $71,615,000 | $230,273 | $4,188 | 3.47% |
| 45% | 305 | $77,265,000 | $253,328 | $4,169 | 3.33% |
| 47% | 285 | $65,435,000 | $229,596 | $4,106 | 3.38% |
| 50-60% | 17 | $3,125,000 | $183,824 | $6,533 | 3.71% |
| >60% | 5 | $1,995,000 | $399,000 | $3,013 | 3.10% |
Santander Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 2,940 originations. The next most common DTI ratio? 30-36%, with 2,201 originations.
Ethnicity Mix
| Applicant Ethnicity | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| White | 8,741 | $2,406,125,000 | $275,269 | $4,053 | 3.26% |
| Not applicable | 136 | $1,461,380,000 | $10,745,441 | $0 | 2.92% |
| Not provided | 1,768 | $496,570,000 | $280,865 | $4,296 | 3.24% |
| Asian | 721 | $274,455,000 | $380,659 | $5,013 | 3.14% |
| Black | 577 | $143,025,000 | $247,877 | $4,186 | 3.11% |
| American Indian | 28 | $7,800,000 | $278,571 | $4,968 | 3.29% |
| Asian Indian | 15 | $5,725,000 | $381,667 | $5,182 | 2.85% |
| Chinese | 9 | $3,295,000 | $366,111 | $6,749 | 3.15% |
| Native Hawaiian | 11 | $2,435,000 | $221,364 | $4,757 | 3.07% |
| Filipino | 3 | $625,000 | $208,333 | $2,771 | 2.83% |
| Japanese | 1 | $405,000 | $405,000 | $5,399 | 2.75% |
| Korean | 2 | $370,000 | $185,000 | $4,409 | 3.06% |
| Other Pacific Islander | 2 | $190,000 | $95,000 | $3,634 | 2.93% |
| Other Asian | 1 | $115,000 | $115,000 | $4,073 | 3.13% |
Approval Rates
Total approvals of all applications64.58%
Santander Bank N.a. has a low approval rate. They may have poor market targeting or stringent lending standards.
Pick Rate
Approvals leading to origination85.97%
Santander Bank N.a. has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 12,015 | $4,802,515,000 | $399,710 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 12,015 | $4,802,515,000 | $399,710 |
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| 20-40% | 2,617 | $668,655,000 | $255,504 | $3,478 | 3.35% |
| 40-60% | 3,232 | $1,563,600,000 | $483,787 | $3,839 | 2.99% |
| 60-80% | 3,388 | $1,855,200,000 | $547,580 | $4,581 | 3.09% |
| 80-100% | 1,298 | $443,670,000 | $341,810 | $4,580 | 2.83% |
| Over 100% | 1 | $425,000 | $425,000 | $14,823 | 3.00% |
| Under 20% | 1,479 | $270,965,000 | $183,208 | $2,921 | 4.30% |
Complaints
| Bank Name | Product | Issue | 2021 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 11 | 10.2% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Closing on a mortgage | 8 | 7.4% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Incorrect information on your report | 1 | 0.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Problem with a credit reporting company's investigation into an existing problem | 1 | 0.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Struggling to pay mortgage | 15 | 13.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Conventional home mortgage | Trouble during payment process | 36 | 33.3% |
| SANTANDER BANK, NATIONAL ASSOCIATION | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 0.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | FHA mortgage | Struggling to pay mortgage | 3 | 2.8% |
| SANTANDER BANK, NATIONAL ASSOCIATION | FHA mortgage | Trouble during payment process | 2 | 1.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Applying for a mortgage or refinancing an existing mortgage | 9 | 8.3% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Closing on a mortgage | 2 | 1.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Home equity loan or line of credit (HELOC) | Trouble during payment process | 7 | 6.5% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Other type of mortgage | Struggling to pay mortgage | 1 | 0.9% |
| SANTANDER BANK, NATIONAL ASSOCIATION | Other type of mortgage | Trouble during payment process | 11 | 10.2% |
Bank Details
Branches
| Bank Name | Branch | Branch Type | Deposits (000's) |
|---|---|---|---|
| Santander Bank, N.A. | 1 Schanck Road Freehold, NJ 7728 | Full Service B&M | $126,407 |
| Santander Bank, N.A. | 101 East Olney Avenue Philadelphia, PA 19120 | Full Service B&M | $70,916 |
| Santander Bank, N.A. | 1010 Farmington Avenue West Hartford, CT 6107 | Full Service B&M | $505,235 |
| Santander Bank, N.A. | 102 North Flowers Mill Road Langhorne, PA 19047 | Full Service B&M | $112,255 |
| Santander Bank, N.A. | 102 Rogers Street Gloucester, MA 1930 | Full Service B&M | $102,643 |
| Santander Bank, N.A. | 1025 Smith Street Providence, RI 2908 | Full Service B&M | $146,092 |
| Santander Bank, N.A. | 1029 Route 28 South Yarmouth, MA 2664 | Full Service B&M | $47,584 |
| Santander Bank, N.A. | 1040 Boulevard West Hartford, CT 6119 | Full Service B&M | $73,298 |
| Santander Bank, N.A. | 1045 Trapelo Road Waltham, MA 2451 | Full Service B&M | $86,587 |
| Santander Bank, N.A. | 105 Meriden Rd Waterbury, CT 6705 | Full Service B&M | $65,107 |
| Santander Bank, N.A. | 1071 Centreville Road Warwick, RI 2886 | Full Service B&M | $87,990 |
| Santander Bank, N.A. | 1072 Broad Street Bloomfield, NJ 7003 | Full Service B&M | $73,579 |
| Santander Bank, N.A. | 1125 Pleasant Street Worcester, MA 1602 | Full Service B&M | $103,661 |
| Santander Bank, N.A. | 1135 Burnt Tavern Road Brick, NJ 8724 | Full Service B&M | $147,185 |
| Santander Bank, N.A. | 1140 W Chester Pike West Chester, PA 19382 | Full Service B&M | $51,075 |
| Santander Bank, N.A. | 1146 Hope Street Bristol, RI 2809 | Full Service B&M | $68,446 |
| Santander Bank, N.A. | 115 Asylum St Hartford, CT 6103 | Full Service B&M | $74,125 |
| Santander Bank, N.A. | 115 Chester Avenue Yeadon, PA 19050 | Full Service B&M | $52,127 |
| Santander Bank, N.A. | 1150 Hancock Street Quincy, MA 2169 | Full Service B&M | $155,279 |
| Santander Bank, N.A. | 116 West Township Line Road Havertown, PA 19083 | Full Service B&M | $89,974 |
| Santander Bank, N.A. | 118-11 101st Avenue South Richmond Hill, NY 11419 | Full Service B&M | $86,364 |
| Santander Bank, N.A. | 1188 Valley Road Stirling, NJ 7980 | Full Service B&M | $51,885 |
| Santander Bank, N.A. | 1197 Amboy Avenue Edison, NJ 8837 | Full Service B&M | $185,350 |
| Santander Bank, N.A. | 1234 Providence Road Whitinsville, MA 1588 | Full Service B&M | $56,138 |
| Santander Bank, N.A. | 1240 Third Street Whitehall, PA 18052 | Full Service B&M | $53,197 |
| Santander Bank, N.A. | 1241 Quentin Road Lebanon, PA 17042 | Full Service B&M | $58,603 |
| Santander Bank, N.A. | 125 Broadway Somerville, MA 2145 | Full Service B&M | $48,022 |
| Santander Bank, N.A. | 125 Causeway Street Boston, MA 2114 | Full Service B&M | $47,377 |
| Santander Bank, N.A. | 125 Huttleston Avenue Fairhaven, MA 2719 | Full Service B&M | $90,179 |
| Santander Bank, N.A. | 125 Main Street Salem, NH 3079 | Full Service B&M | $165,723 |
| Santander Bank, N.A. | 125 S Providence Road Media, PA 19063 | Full Service B&M | $90,126 |
| Santander Bank, N.A. | 126 Prospect Street Milford, MA 1757 | Full Service B&M | $180,162 |
| Santander Bank, N.A. | 128 Union St New Bedford, MA 2740 | Full Service B&M | $115,131 |
| Santander Bank, N.A. | 1290 Avenue Of The America's New York, NY 10019 | Full Service B&M | $732,772 |
| Santander Bank, N.A. | 1337 Beacon St Brookline, MA 2446 | Full Service B&M | $148,241 |
| Santander Bank, N.A. | 1350 Broadway St New York, NY 10018 | Full Service B&M | $64,727 |
| Santander Bank, N.A. | 136-11 Roosevelt Avenue Flushing, NY 11354 | Full Service B&M | $11,894 |
| Santander Bank, N.A. | 140 Hebron Avenue Glastonbury, CT 6033 | Full Service B&M | $92,527 |
| Santander Bank, N.A. | 1401 Brickell Avenue Miami, FL 33131 | Full Service B&M | $51,709 |
| Santander Bank, N.A. | 1401 Bruce Rd Oreland, PA 19075 | Full Service B&M | $46,926 |
| Santander Bank, N.A. | 141 North Main Street Fall River, MA 2720 | Full Service B&M | $68,672 |
| Santander Bank, N.A. | 1414 Atwood Avenue Johnston, RI 2919 | Full Service B&M | $110,971 |
| Santander Bank, N.A. | 1415 Old York Road Abington, PA 19001 | Full Service B&M | $80,760 |
| Santander Bank, N.A. | 1416 East Avenue Bronx, NY 10462 | Full Service B&M | $96,060 |
| Santander Bank, N.A. | 1420 Massachusetts Ave Cambridge, MA 2138 | Full Service B&M | $42,001 |
| Santander Bank, N.A. | 148 Everett Avenue Chelsea, MA 2150 | Full Service B&M | $80,834 |
| Santander Bank, N.A. | 149-37 14th Avenue Whitestone, NY 11357 | Full Service B&M | $53,241 |
| Santander Bank, N.A. | 15 Maplewood Drive Douglassville, PA 19518 | Full Service B&M | $67,875 |
| Santander Bank, N.A. | 150 - 28 Union Turnpike Flushing, NY 11367 | Full Service B&M | $89,717 |
| Santander Bank, N.A. | 150 Bridge Street Pelham, NH 3076 | Full Service B&M | $80,460 |
| Santander Bank, N.A. | 1500 Market St Philadelphia, PA 19102 | Full Service B&M | $55,542 |
| Santander Bank, N.A. | 1501 East Erie Avenue Philadelphia, PA 19124 | Full Service B&M | $42,944 |
| Santander Bank, N.A. | 1513 Bethlehem Pike Hatfield, PA 19440 | Full Service B&M | $45,219 |
| Santander Bank, N.A. | 153 Nahatan Street Norwood, MA 2062 | Full Service B&M | $128,200 |
| Santander Bank, N.A. | 1550 Richmond Road Staten Island, NY 10304 | Full Service B&M | $240,201 |
| Santander Bank, N.A. | 1565 East High Street Pottstown, PA 19464 | Full Service B&M | $64,918 |
| Santander Bank, N.A. | 168 South 32nd Street Camp Hill, PA 17011 | Full Service B&M | $112,309 |
| Santander Bank, N.A. | 17 Beaverson Boulevard Brick, NJ 8723 | Full Service B&M | $156,513 |
| Santander Bank, N.A. | 17 Maple Street Danvers, MA 1923 | Full Service B&M | $48,718 |
| Santander Bank, N.A. | 17 Union Street Manchester, MA 1944 | Full Service B&M | $77,587 |
| Santander Bank, N.A. | 17 West High Street Carlisle, PA 17013 | Full Service B&M | $30,276 |
| Santander Bank, N.A. | 1700 Nottingham Way Trenton, NJ 8619 | Full Service B&M | $13,217 |
| Santander Bank, N.A. | 1700-1704 Kuser Road Hamilton, NJ 8690 | Full Service B&M | $90,511 |
| Santander Bank, N.A. | 1701 Chew Street Allentown, PA 18104 | Full Service B&M | $58,554 |
| Santander Bank, N.A. | 172 Chase Avenue Waterbury, CT 6704 | Full Service B&M | $36,585 |
| Santander Bank, N.A. | 175 Centre Street Pembroke, MA 2359 | Full Service B&M | $98,871 |
| Santander Bank, N.A. | 1750 Broad Street Cranston, RI 2905 | Full Service B&M | $43,274 |
| Santander Bank, N.A. | 188 Broadway Taunton, MA 2780 | Full Service B&M | $76,538 |
| Santander Bank, N.A. | 188-192 Nassau Street Princeton, NJ 8542 | Full Service B&M | $72,728 |
| Santander Bank, N.A. | 189 Montague Street Brooklyn, NY 11201 | Full Service B&M | $4,059,992 |
| Santander Bank, N.A. | 19 Pleasant Street Woburn, MA 1801 | Full Service B&M | $58,129 |
| Santander Bank, N.A. | 19 Schuyler Avenue North Arlington, NJ 7031 | Full Service B&M | $116,473 |
| Santander Bank, N.A. | 190 East 98th Street Brooklyn, NY 11212 | Full Service B&M | $10,945 |
| Santander Bank, N.A. | 190 Route 37 East Toms River, NJ 8753 | Full Service B&M | $116,002 |
| Santander Bank, N.A. | 1900 Route 70 Lakewood, NJ 8701 | Full Service B&M | $96,896 |
| Santander Bank, N.A. | 1917 Mcdade Blvd Folsom, PA 19033 | Full Service B&M | $72,994 |
| Santander Bank, N.A. | 1927 Post Road Warwick, RI 2886 | Full Service B&M | $112,209 |
| Santander Bank, N.A. | 1970 Rt 70e Cherry Hill, NJ 8003 | Full Service B&M | $98,001 |
| Santander Bank, N.A. | 20 Veterans Memorial Hwy Somerville, NJ 8876 | Full Service B&M | $57,674 |
| Santander Bank, N.A. | 200 Haverhill Street Methuen, MA 1844 | Full Service B&M | $111,981 |
| Santander Bank, N.A. | 2000 Market Street Philadelphia, PA 19103 | Full Service B&M | $7,533,072 |
| Santander Bank, N.A. | 2000 Route 70 Manchester, NJ 8759 | Full Service B&M | $136,847 |
| Santander Bank, N.A. | 201 Dart Drive Hanover, PA 17331 | Full Service B&M | $63,110 |
| Santander Bank, N.A. | 201 Harmony Road Middletown, NJ 7748 | Full Service B&M | $240,076 |
| Santander Bank, N.A. | 206 Main Street Webster, MA 1570 | Full Service B&M | $90,332 |
| Santander Bank, N.A. | 20a Main Street Wakefield, RI 2879 | Full Service B&M | $91,262 |
| Santander Bank, N.A. | 21 Central Avenue Seekonk, MA 2771 | Full Service B&M | $64,453 |
| Santander Bank, N.A. | 21 Commerce Way Plymouth, MA 2360 | Full Service B&M | $127,893 |
| Santander Bank, N.A. | 2103 Hamilton St Philadelphia, PA 19130 | Full Service B&M | $14,584 |
| Santander Bank, N.A. | 211 North Main Street Andover, MA 1810 | Full Service B&M | $99,506 |
| Santander Bank, N.A. | 2136 Acushnet Avenue New Bedford, MA 2745 | Full Service B&M | $91,977 |
| Santander Bank, N.A. | 214 Newark Avenue Jersey City, NJ 7302 | Full Service B&M | $49,410 |
| Santander Bank, N.A. | 214 Washington St Hoboken, NJ 7030 | Full Service B&M | $1,023,568 |
| Santander Bank, N.A. | 215 Atlantic Ave Brooklyn, NY 11201 | Full Service B&M | $131,651 |
| Santander Bank, N.A. | 215 Grand Avenue New Haven, CT 6513 | Full Service B&M | $49,158 |
| Santander Bank, N.A. | 215 Main Street Pawtucket, RI 2860 | Full Service B&M | $147,617 |
| Santander Bank, N.A. | 2168 White Plains Road Bronx, NY 10462 | Full Service B&M | $4,053 |
| Santander Bank, N.A. | 2189 Washington St Roxbury, MA 2119 | Full Service B&M | $164 |
| Santander Bank, N.A. | 2191 West Union Boulevard Bethlehem, PA 18018 | Full Service B&M | $36,267 |
| Santander Bank, N.A. | 22 New Derby St Salem, MA 1970 | Full Service B&M | $39,906 |
| Santander Bank, N.A. | 22-59 31st Street Long Island City, NY 11105 | Full Service B&M | $98,242 |
| Santander Bank, N.A. | 220 E. 161 Street Bronx, NY 10451 | Full Service B&M | $4,889 |
| Santander Bank, N.A. | 220 Route 9 North Manalapan, NJ 7726 | Full Service B&M | $153,804 |
| Santander Bank, N.A. | 222 Broadway New York, NY 10038 | Full Service B&M | $49,512 |
| Santander Bank, N.A. | 2220 State Hill Road Wyomissing, PA 19610 | Full Service B&M | $3,438,382 |
| Santander Bank, N.A. | 223 Main Street Nashua, NH 3060 | Full Service B&M | $102,085 |
| Santander Bank, N.A. | 225 Atwood Avenue Cranston, RI 2920 | Full Service B&M | $95,870 |
| Santander Bank, N.A. | 2253 North Avenue Scotch Plains, NJ 7076 | Full Service B&M | $171,401 |
| Santander Bank, N.A. | 226 Applegarth And Half-Acre Road Monroe Township, NJ 8831 | Full Service B&M | $111,128 |
| Santander Bank, N.A. | 226 East 86th Street New York, NY 10028 | Full Service B&M | $88,822 |
| Santander Bank, N.A. | 2275 Broadway New York, NY 10024 | Full Service B&M | $100,840 |
| Santander Bank, N.A. | 2277 State Road, Route 3a Plymouth, MA 2360 | Full Service B&M | $71,215 |
| Santander Bank, N.A. | 228 Main Street Reading, MA 1867 | Full Service B&M | $72,351 |
| Santander Bank, N.A. | 2285 W. County Line Rd Jackson, NJ 8527 | Full Service B&M | $208,483 |
| Santander Bank, N.A. | 23 E Broad St Palmyra, NJ 8065 | Full Service B&M | $33,239 |
| Santander Bank, N.A. | 23 Newkirk Plaza Brooklyn, NY 11226 | Full Service B&M | $118,503 |
| Santander Bank, N.A. | 234 Prospect Park West Brooklyn, NY 11215 | Full Service B&M | $148,790 |
| Santander Bank, N.A. | 235 Queen Street Southington, CT 6489 | Full Service B&M | $55,056 |
| Santander Bank, N.A. | 235 Second Street Harrisburg, PA 17101 | Full Service B&M | $27,282 |
| Santander Bank, N.A. | 2356 Bell Boulevard Bayside, NY 11360 | Full Service B&M | $183,275 |
| Santander Bank, N.A. | 2357-59 86th Street Brooklyn, NY 11214 | Full Service B&M | $84,067 |
| Santander Bank, N.A. | 236 West St. George Avenue Linden, NJ 7036 | Full Service B&M | $113,592 |
| Santander Bank, N.A. | 2367 Lakewood Rd Toms River, NJ 8755 | Full Service B&M | $101,700 |
| Santander Bank, N.A. | 2371 Route 33 Robbinsville, NJ 8691 | Full Service B&M | $68,552 |
| Santander Bank, N.A. | 24-28 34th Avenue Long Island City, NY 11106 | Full Service B&M | $68,506 |
| Santander Bank, N.A. | 24-28 East Main Street Schuylkill Haven, PA 17972 | Full Service B&M | $168,884 |
| Santander Bank, N.A. | 240 S Third St Coopersburg, PA 18036 | Full Service B&M | $62,530 |
| Santander Bank, N.A. | 240 West Boylston Street West Boylston, MA 1583 | Full Service B&M | $143,946 |
| Santander Bank, N.A. | 2401 East Venango Street Philadelphia, PA 19134 | Full Service B&M | $41,268 |
| Santander Bank, N.A. | 241 Central Avenue Jersey City, NJ 7307 | Full Service B&M | $88,175 |
| Santander Bank, N.A. | 241 Monmouth Road West Long Branch, NJ 7764 | Full Service B&M | $115,516 |
| Santander Bank, N.A. | 2429 Jackson Avenue Long Island City, NY 11101 | Full Service B&M | $25,921 |
| Santander Bank, N.A. | 243 Canal St New York, NY 10013 | Full Service B&M | $51,396 |
| Santander Bank, N.A. | 243 Chestnut St Newark, NJ 7105 | Full Service B&M | $156,372 |
| Santander Bank, N.A. | 243 Millburn Avenue Millburn, NJ 7041 | Full Service B&M | $109,843 |
| Santander Bank, N.A. | 2465 South Broad Street Hamilton, NJ 8610 | Full Service B&M | $38,804 |
| Santander Bank, N.A. | 25 Center Street Weston, MA 2493 | Full Service B&M | $57,717 |
| Santander Bank, N.A. | 25 Torrey St Brockton, MA 2301 | Full Service B&M | $54,143 |
| Santander Bank, N.A. | 250 Lexington Avenue New York, NY 10016 | Full Service B&M | $70,275 |
| Santander Bank, N.A. | 2500 Belmar Blvd Wall, NJ 7719 | Full Service B&M | $89,489 |
| Santander Bank, N.A. | 252 Patriot Place Foxboro, MA 2035 | Full Service B&M | $16,721 |
| Santander Bank, N.A. | 255 Newport Avenue Rumford, RI 2916 | Full Service B&M | $52,096 |
| Santander Bank, N.A. | 2583 Pennington Road Pennington, NJ 8534 | Full Service B&M | $41,906 |
| Santander Bank, N.A. | 260 Edgartown Road Edgartown, MA 2539 | Full Service B&M | $116,168 |
| Santander Bank, N.A. | 2655 Richmond Avenue Staten Island, NY 10314 | Full Service B&M | $64,982 |
| Santander Bank, N.A. | 269 Penrose Pl Carlisle, PA 17013 | Full Service B&M | $73,186 |
| Santander Bank, N.A. | 27 Brown Street North Kingstown, RI 2852 | Full Service B&M | $59,294 |
| Santander Bank, N.A. | 2700 Hylan Boulevard Staten Island, NY 10306 | Full Service B&M | $261,836 |
| Santander Bank, N.A. | 2701 South Tenth Street Philadelphia, PA 19148 | Full Service B&M | $62,609 |
| Santander Bank, N.A. | 272 County Road Barrington, RI 2806 | Full Service B&M | $81,052 |
| Santander Bank, N.A. | 2730 Nottingham Way Mercerville, NJ 8619 | Full Service B&M | $115,073 |
| Santander Bank, N.A. | 277 Linden Street Wellesley, MA 2482 | Full Service B&M | $81,639 |
| Santander Bank, N.A. | 279 Massachusetts Avenue Boston, MA 2115 | Full Service B&M | $97,650 |
| Santander Bank, N.A. | 280 Atwells Avenue Providence, RI 2903 | Full Service B&M | $39,161 |
| Santander Bank, N.A. | 280 Main Street Wilmington, MA 1887 | Full Service B&M | $141,217 |
| Santander Bank, N.A. | 2814 Broadway New York, NY 10025 | Full Service B&M | $42,832 |
| Santander Bank, N.A. | 285 Broad Street Red Bank, NJ 7701 | Full Service B&M | $202,544 |
| Santander Bank, N.A. | 287 Hanover Street Boston, MA 2113 | Full Service B&M | $49,242 |
| Santander Bank, N.A. | 2895 Cranberry Highway East Wareham, MA 2538 | Full Service B&M | $110,532 |
| Santander Bank, N.A. | 290 Ferry Street Newark, NJ 7105 | Full Service B&M | $47,095 |
| Santander Bank, N.A. | 292 Thames St Newport, RI 2840 | Full Service B&M | $37,267 |
| Santander Bank, N.A. | 2930 Broadway New York, NY 10027 | Full Service B&M | $620 |
| Santander Bank, N.A. | 296 Essex Street Lawrence, MA 1840 | Full Service B&M | $61,374 |
| Santander Bank, N.A. | 2985 Route 35 And Poole Avenue Hazlet, NJ 7730 | Full Service B&M | $197,183 |
| Santander Bank, N.A. | 2a Elm Street Woburn, MA 1801 | Full Service B&M | $64,494 |
| Santander Bank, N.A. | 3 Charles St Mashpee, MA 2649 | Full Service B&M | $42,340 |
| Santander Bank, N.A. | 3 Oak Bluffs Avenue Oak Bluffs, MA 2557 | Full Service B&M | $43,329 |
| Santander Bank, N.A. | 3 Terry Drive Newtown, PA 18940 | Full Service B&M | $101,335 |
| Santander Bank, N.A. | 3 Wall Street Windham, NH 3087 | Full Service B&M | $134,989 |
| Santander Bank, N.A. | 30 Barlows Landing Road Pocasset, MA 2559 | Full Service B&M | $77,874 |
| Santander Bank, N.A. | 30 Elm Street Westfield, MA 1085 | Full Service B&M | $33,084 |
| Santander Bank, N.A. | 30 Forbes Road Braintree, MA 2184 | Full Service B&M | $62,380 |
| Santander Bank, N.A. | 300 Andover Street Peabody, MA 1960 | Full Service B&M | $175,062 |
| Santander Bank, N.A. | 300 Broad Avenue Palisades Park, NJ 7650 | Full Service B&M | $116,380 |
| Santander Bank, N.A. | 300 Gordons Corner Rd Manalapan, NJ 7726 | Full Service B&M | $195,944 |
| Santander Bank, N.A. | 3001 West Chester Pike Broomall, PA 19008 | Full Service B&M | $96,181 |
| Santander Bank, N.A. | 301 Atlantic City Blvd Pine Beach, NJ 8741 | Full Service B&M | $100,107 |
| Santander Bank, N.A. | 301 Avenue U Brooklyn, NY 11223 | Full Service B&M | $121,547 |
| Santander Bank, N.A. | 301 N Main St Randolph, MA 2368 | Full Service B&M | $61,896 |
| Santander Bank, N.A. | 301 South Livingston Avenue Livingston, NJ 7039 | Full Service B&M | $144,945 |
| Santander Bank, N.A. | 302 Haddon Ave Westmont, NJ 8108 | Full Service B&M | $60,348 |
| Santander Bank, N.A. | 3060 Industry Drive Lancaster, PA 17603 | Full Service B&M | $44,663 |
| Santander Bank, N.A. | 3060 Washington Stree Boston, MA 2119 | Full Service B&M | $30,373 |
| Santander Bank, N.A. | 308 Main Street Asbury Park, NJ 7712 | Full Service B&M | $31,211 |
| Santander Bank, N.A. | 31 St. James Avenue Boston, MA 2116 | Full Service B&M | $127,305 |
| Santander Bank, N.A. | 310 Gifford Street Falmouth, MA 2540 | Full Service B&M | $49,834 |
| Santander Bank, N.A. | 310 New State Highway Raynham, MA 2767 | Full Service B&M | $61,691 |
| Santander Bank, N.A. | 3120 William Penn Highway Easton, PA 18045 | Full Service B&M | $161,094 |
| Santander Bank, N.A. | 313 West Cypress Street Kennett Square, PA 19348 | Full Service B&M | $39,958 |
| Santander Bank, N.A. | 314 Elizabeth Ave Elizabeth, NJ 7206 | Full Service B&M | $49,149 |
| Santander Bank, N.A. | 3150 Amboy Road Staten Island, NY 10306 | Full Service B&M | $180,051 |
| Santander Bank, N.A. | 317 Washington St Auburn, MA 1501 | Full Service B&M | $169,366 |
| Santander Bank, N.A. | 319 Monponsett Street Halifax, MA 2338 | Full Service B&M | $61,366 |
| Santander Bank, N.A. | 323 Broadway Saugus, MA 1906 | Full Service B&M | $83,304 |
| Santander Bank, N.A. | 3237 Berlin Turnpike Newington, CT 6111 | Full Service B&M | $153,401 |
| Santander Bank, N.A. | 324 Chestnut Street Union, NJ 7083 | Full Service B&M | $130,950 |
| Santander Bank, N.A. | 33 West State St Trenton, NJ 8608 | Full Service B&M | $16,564 |
| Santander Bank, N.A. | 330 Broadway Revere, MA 2151 | Full Service B&M | $85,633 |
| Santander Bank, N.A. | 330 Madison Avenue New York, NY 10017 | Full Service B&M | $121,685 |
| Santander Bank, N.A. | 330 Martin Luther King Boulevard Roxbury, MA 2119 | Full Service B&M | $28,213 |
| Santander Bank, N.A. | 330 South Service Road Suite 118 Melville, NY 11747 | Limited, Drive-thru | $267,051 |
| Santander Bank, N.A. | 331 Cotuit Road Sandwich, MA 2563 | Full Service B&M | $93,498 |
| Santander Bank, N.A. | 332 High Street Burlington, NJ 8016 | Full Service B&M | $42,535 |
| Santander Bank, N.A. | 333 Liberty Streets Orwigsburg, PA 17961 | Full Service B&M | $45,232 |
| Santander Bank, N.A. | 335 Fifth Street Quarryville, PA 17566 | Full Service B&M | $29,102 |
| Santander Bank, N.A. | 339 Washington Street Dedham, MA 2026 | Full Service B&M | $93,436 |
| Santander Bank, N.A. | 340 Main Street Haverhill, MA 1830 | Full Service B&M | $84,124 |
| Santander Bank, N.A. | 342 Lloyd Road Aberdeen, NJ 7747 | Full Service B&M | $99,724 |
| Santander Bank, N.A. | 342 North Main Street West Hartford, CT 6117 | Full Service B&M | $98,452 |
| Santander Bank, N.A. | 3420 N Fifth St Hwy Reading, PA 19605 | Full Service B&M | $130,182 |
| Santander Bank, N.A. | 345 Union Hill Rd Manalapan, NJ 7726 | Full Service B&M | $819,428 |
| Santander Bank, N.A. | 346 Congress St Boston, MA 2210 | Full Service B&M | $46,030 |
| Santander Bank, N.A. | 349 Princeton-Highstown Road West Windsor, NJ 8550 | Full Service B&M | $95,182 |
| Santander Bank, N.A. | 35 Leonard Street Belmont, MA 2478 | Full Service B&M | $65,069 |
| Santander Bank, N.A. | 35 Market Square Lynn, MA 1905 | Full Service B&M | $147,631 |
| Santander Bank, N.A. | 35 South Main Street Lodi, NJ 7644 | Full Service B&M | $45,876 |
| Santander Bank, N.A. | 3500 U.S. Highway 9 Old Bridge, NJ 8857 | Full Service B&M | $85,614 |
| Santander Bank, N.A. | 358 North Ave Garwood, NJ 7027 | Full Service B&M | $123,934 |
| Santander Bank, N.A. | 36 Robin Hood Drive Etters, PA 17319 | Full Service B&M | $48,342 |
| Santander Bank, N.A. | 36 Waterview Boulevard, D2 Parsippany, NJ 7054 | Full Service B&M | $63,439 |
| Santander Bank, N.A. | 365 Convery Blvd Perth Amboy, NJ 8861 | Full Service B&M | $130,501 |
| Santander Bank, N.A. | 369 Main Street Wakefield, MA 1880 | Full Service B&M | $85,206 |
| Santander Bank, N.A. | 37-10 Broadway Long Island City, NY 11103 | Full Service B&M | $109,885 |
| Santander Bank, N.A. | 370 N. Reading Road Ephrata, PA 17522 | Full Service B&M | $63,051 |
| Santander Bank, N.A. | 380 Chief Justice Cushing Highway, Route 3a Cohasset, MA 2025 | Full Service B&M | $61,453 |
| Santander Bank, N.A. | 3802 Chestnut Street Philadelphia, PA 19104 | Full Service B&M | $77,448 |
| Santander Bank, N.A. | 389 East 149th Street Bronx, NY 10455 | Full Service B&M | $7,457 |
| Santander Bank, N.A. | 39 South Main Street Middleton, MA 1949 | Full Service B&M | $63,624 |
| Santander Bank, N.A. | 3900 Hamilton Boulevard Allentown, PA 18103 | Full Service B&M | $49,207 |
| Santander Bank, N.A. | 394 West Main Street Avon, CT 6001 | Full Service B&M | $113,173 |
| Santander Bank, N.A. | 40 Hazard Avenue Enfield, CT 6082 | Full Service B&M | $88,198 |
| Santander Bank, N.A. | 40 South Main Street Wharton, NJ 7885 | Full Service B&M | $59,272 |
| Santander Bank, N.A. | 40 Washington Street Brooklyn, NY 11201 | Full Service B&M | $38,082 |
| Santander Bank, N.A. | 400 Lowell Avenue Haverhill, MA 1832 | Full Service B&M | $39,217 |
| Santander Bank, N.A. | 400 West Allegheny Avenue, Suite E3 Philadelphia, PA 19133 | Full Service B&M | $4,326 |
| Santander Bank, N.A. | 401 Enola Road Enola, PA 17025 | Full Service B&M | $28,728 |
| Santander Bank, N.A. | 4025 Amboy Road Staten Island, NY 10308 | Full Service B&M | $161,002 |
| Santander Bank, N.A. | 403 Highland Avenue Somerville, MA 2144 | Full Service B&M | $90,059 |
| Santander Bank, N.A. | 405 Main Street Boonton, NJ 7005 | Full Service B&M | $68,704 |
| Santander Bank, N.A. | 408 East Broad St Tamaqua, PA 18252 | Full Service B&M | $79,589 |
| Santander Bank, N.A. | 409 Massachusetts Ave Acton, MA 1720 | Full Service B&M | $140,623 |
| Santander Bank, N.A. | 410 Putnam Pike Smithfield, RI 2917 | Full Service B&M | $115,679 |
| Santander Bank, N.A. | 411 Social Street Woonsocket, RI 2895 | Full Service B&M | $70,808 |
| Santander Bank, N.A. | 415 Market Street Brighton, MA 2135 | Full Service B&M | $110,683 |
| Santander Bank, N.A. | 4157 N. George St. Extd. Manchester, PA 17345 | Full Service B&M | $31,604 |
| Santander Bank, N.A. | 42 Valley Road Middletown, RI 2842 | Full Service B&M | $42,244 |
| Santander Bank, N.A. | 423 Route 134 South Dennis, MA 2660 | Full Service B&M | $37,475 |
| Santander Bank, N.A. | 4251 Union Deposit Road Harrisburg, PA 17111 | Full Service B&M | $70,254 |
| Santander Bank, N.A. | 4261 Route 9 North Howell, NJ 7731 | Full Service B&M | $143,935 |
| Santander Bank, N.A. | 43 Richmond Hill Road Staten Island, NY 10314 | Full Service B&M | $148,155 |
| Santander Bank, N.A. | 430 Route 10 Randolph, NJ 7869 | Full Service B&M | $43,924 |
| Santander Bank, N.A. | 430 William Canning Boulevard Fall River, MA 2721 | Full Service B&M | $50,920 |
| Santander Bank, N.A. | 4310 Amboy Road Staten Island, NY 10312 | Full Service B&M | $142,518 |
| Santander Bank, N.A. | 434 Ridgedale Avenue East Hanover, NJ 7936 | Full Service B&M | $64,182 |
| Santander Bank, N.A. | 437 Rutherford Avenue Boston, MA 2129 | Full Service B&M | $112,288 |
| Santander Bank, N.A. | 44 E Lancaster Ave Ardmore, PA 19003 | Full Service B&M | $70,867 |
| Santander Bank, N.A. | 44 Main Street Holmdel, NJ 7733 | Full Service B&M | $79,287 |
| Santander Bank, N.A. | 44 North Bryn Mawr Ave. Bryn Mawr, PA 19010 | Full Service B&M | $98,115 |
| Santander Bank, N.A. | 44 Princeton-Heightstown Road West Windsor, NJ 8550 | Full Service B&M | $125,328 |
| Santander Bank, N.A. | 440 Avenue P Brooklyn, NY 11223 | Full Service B&M | $137,458 |
| Santander Bank, N.A. | 440 Mt. Pleasant Street New Bedford, MA 2746 | Full Service B&M | $39,942 |
| Santander Bank, N.A. | 443 Hillside Avenue Williston Park, NY 11596 | Full Service B&M | $142,674 |
| Santander Bank, N.A. | 4452 Oakhurst Rd Harrisburg, PA 17110 | Full Service B&M | $31,694 |
| Santander Bank, N.A. | 45 East 53rd Street New York, NY 10022 | Full Service B&M | $63,766 |
| Santander Bank, N.A. | 45 Storey Avenue, Port Plaza Rte 113 Newburyport, MA 1950 | Full Service B&M | $69,079 |
| Santander Bank, N.A. | 4514 16th Avenue Brooklyn, NY 11204 | Full Service B&M | $234,480 |
| Santander Bank, N.A. | 455 Old Bridge Turnpike East Brunswick, NJ 8816 | Full Service B&M | $61,535 |
| Santander Bank, N.A. | 456 North Broad St. Elizabeth, NJ 7208 | Full Service B&M | $139,559 |
| Santander Bank, N.A. | 459 Broadway Everett, MA 2149 | Full Service B&M | $81,392 |
| Santander Bank, N.A. | 460 South Union Street Lawrence, MA 1843 | Full Service B&M | $76,216 |
| Santander Bank, N.A. | 463 Washington Ave Belleville, NJ 7109 | Full Service B&M | $92,298 |
| Santander Bank, N.A. | 466 Bloomfield Avenue Newark, NJ 7107 | Full Service B&M | $62,446 |
| Santander Bank, N.A. | 47 Maple Avenue Shrewsbury, MA 1545 | Full Service B&M | $176,010 |
| Santander Bank, N.A. | 470 Kenilworth Boulevard Kenilworth, NJ 7033 | Full Service B&M | $61,022 |
| Santander Bank, N.A. | 474 West Broadway South Boston, MA 2127 | Full Service B&M | $89,879 |
| Santander Bank, N.A. | 475 Forest Avenue Staten Island, NY 10301 | Full Service B&M | $175,129 |
| Santander Bank, N.A. | 475 Washington Boulevard Jersey City, NJ 7310 | Full Service Retail | $29,032 |
| Santander Bank, N.A. | 4823 13th Avenue Brooklyn, NY 11219 | Full Service B&M | $175,553 |
| Santander Bank, N.A. | 486 Lincoln Street Worcester, MA 1605 | Full Service B&M | $42,230 |
| Santander Bank, N.A. | 487 Harvard Street Brookline, MA 2446 | Full Service B&M | $49,284 |
| Santander Bank, N.A. | 489 Lafayette Road Seabrook, NH 3874 | Full Service B&M | $55,157 |
| Santander Bank, N.A. | 489 Merrimack Street Lowell, MA 1854 | Full Service B&M | $74,022 |
| Santander Bank, N.A. | 4900 Perkiomen Avenue Reading, PA 19606 | Full Service B&M | $175,898 |
| Santander Bank, N.A. | 492 Main Street Melrose, MA 2176 | Full Service B&M | $95,682 |
| Santander Bank, N.A. | 495 Paraside Road Swampscott, MA 1907 | Full Service B&M | $166,790 |
| Santander Bank, N.A. | 4952 Parkside Avenue Philadelphia, PA 19131 | Full Service B&M | $1,232 |
| Santander Bank, N.A. | 499 Tyler Run Road York, PA 17403 | Full Service B&M | $70,729 |
| Santander Bank, N.A. | 5 Billerica Rd Chelmsford, MA 1824 | Full Service B&M | $98,787 |
| Santander Bank, N.A. | 5 Whittier Street Framingham, MA 1701 | Full Service B&M | $207,393 |
| Santander Bank, N.A. | 50 Boston Turnpike Shrewsbury, MA 1545 | Full Service B&M | $66,800 |
| Santander Bank, N.A. | 50 Middleneck Road Great Neck, NY 11021 | Full Service B&M | $102,130 |
| Santander Bank, N.A. | 50 West Market Street West Chester, PA 19382 | Full Service B&M | $35,758 |
| Santander Bank, N.A. | 500 Central Avenue Cheltenham, PA 19012 | Limited, Drive-thru | $53,405 |
| Santander Bank, N.A. | 5022-24 City Avenue Philadelphia, PA 19131 | Full Service B&M | $69,299 |
| Santander Bank, N.A. | 507 Main Street Worcester, MA 1608 | Full Service B&M | $93,083 |
| Santander Bank, N.A. | 508 Boston Road Billerica, MA 1821 | Full Service B&M | $74,825 |
| Santander Bank, N.A. | 51 Gold Star Boulevard Worcester, MA 1605 | Full Service B&M | $123,349 |
| Santander Bank, N.A. | 51 Main Street Orleans, MA 2653 | Full Service B&M | $55,137 |
| Santander Bank, N.A. | 51 Pleasant Street Weymouth, MA 2190 | Full Service B&M | $57,357 |
| Santander Bank, N.A. | 520 Elmwood Avenue Providence, RI 2907 | Full Service B&M | $31,400 |
| Santander Bank, N.A. | 521 Park Avenue Freehold, NJ 7728 | Full Service B&M | $108,893 |
| Santander Bank, N.A. | 521 Tremont St Boston, MA 2116 | Full Service B&M | $32,221 |
| Santander Bank, N.A. | 525 Inman Ave. Colonia, NJ 7067 | Full Service B&M | $112,855 |
| Santander Bank, N.A. | 525 Middle Turnpike, W Manchester, CT 6040 | Full Service B&M | $44,255 |
| Santander Bank, N.A. | 526 Boston Post Road, Suite A Sudbury, MA 1776 | Full Service B&M | $127,448 |
| Santander Bank, N.A. | 5300 Baltimore Pike Clifton Heights, PA 19018 | Full Service B&M | $74,128 |
| Santander Bank, N.A. | 532 Pompton Ave Cedar Grove, NJ 7009 | Full Service B&M | $78,793 |
| Santander Bank, N.A. | 533 Washington Street Abington, MA 2351 | Full Service B&M | $120,365 |
| Santander Bank, N.A. | 541 Rahway Avenue Woodbridge, NJ 7095 | Full Service B&M | $134,078 |
| Santander Bank, N.A. | 541 South Broadway, Suite #100 Salem, NH 3079 | Full Service B&M | $58,154 |
| Santander Bank, N.A. | 55 Bassett Lane And North Street Hyannis, MA 2601 | Full Service B&M | $43,799 |
| Santander Bank, N.A. | 551 North Main Street Providence, RI 2904 | Full Service B&M | $74,343 |
| Santander Bank, N.A. | 552 Commonwealth Avenue Boston, MA 2215 | Full Service B&M | $70,005 |
| Santander Bank, N.A. | 554 Central Avenue East Orange, NJ 7018 | Full Service B&M | $30,795 |
| Santander Bank, N.A. | 555 Broadway Lawrence, MA 1841 | Full Service B&M | $47,488 |
| Santander Bank, N.A. | 555 Chickering Road North Andover, MA 1845 | Full Service B&M | $177,722 |
| Santander Bank, N.A. | 555 High Street Mount Holly, NJ 8060 | Full Service B&M | $37,966 |
| Santander Bank, N.A. | 555 Madison Avenue Lakewood, NJ 8701 | Full Service B&M | $273,270 |
| Santander Bank, N.A. | 555 Reservoir Avenue Cranston, RI 2910 | Full Service B&M | $140,143 |
| Santander Bank, N.A. | 561 Adams Street Milton, MA 2186 | Full Service B&M | $74,705 |
| Santander Bank, N.A. | 568 Franklin Avenue Hartford, CT 6114 | Full Service B&M | $101,939 |
| Santander Bank, N.A. | 57 Monmouth Road Oakhurst, NJ 7755 | Full Service B&M | $74,359 |
| Santander Bank, N.A. | 571 Florida Grove Road Perth Amboy, NJ 8861 | Full Service B&M | $111,624 |
| Santander Bank, N.A. | 5714 Westfield Ave Pennsauken, NJ 8110 | Full Service B&M | $37,497 |
| Santander Bank, N.A. | 575 Boylston St Boston, MA 2116 | Full Service B&M | $63,675 |
| Santander Bank, N.A. | 58 County Street New Bedford, MA 2744 | Full Service B&M | $39,846 |
| Santander Bank, N.A. | 58 Plaistow Road Plaistow, NH 3865 | Full Service B&M | $57,192 |
| Santander Bank, N.A. | 584 Washington Street Whitman, MA 2382 | Full Service B&M | $96,478 |
| Santander Bank, N.A. | 585 Allen Street New Bedford, MA 2740 | Full Service B&M | $201,936 |
| Santander Bank, N.A. | 585 Columbia Road Dorchester, MA 2125 | Full Service B&M | $35,829 |
| Santander Bank, N.A. | 587 Cabot St Beverly, MA 1915 | Full Service B&M | $43,365 |
| Santander Bank, N.A. | 587 Main Street Woodbridge, NJ 7095 | Full Service B&M | $114,107 |
| Santander Bank, N.A. | 589 Cranbury Road East Brunswick, NJ 8816 | Full Service B&M | $76,586 |
| Santander Bank, N.A. | 590 Sumner Avenue Springfield, MA 1108 | Full Service B&M | $82,420 |
| Santander Bank, N.A. | 599 Massachusetts Avenue Cambridge, MA 2139 | Full Service B&M | $90,843 |
| Santander Bank, N.A. | 6 Federal Street Bristol, CT 6010 | Full Service B&M | $35,356 |
| Santander Bank, N.A. | 6 Francis Street Boston, MA 2115 | Full Service B&M | $40,132 |
| Santander Bank, N.A. | 600 Broadway Long Branch, NJ 7740 | Full Service B&M | $69,925 |
| Santander Bank, N.A. | 601 Penn Street Reading, PA 19601 | Full Service B&M | $707,399 |
| Santander Bank, N.A. | 6075 Allentown Boulevard Harrisburg, PA 17112 | Full Service B&M | $40,267 |
| Santander Bank, N.A. | 61 Constitution Boulevard Kutztown, PA 19530 | Full Service B&M | $79,063 |
| Santander Bank, N.A. | 61 Harrison Avenue Boston, MA 2111 | Full Service B&M | $254,734 |
| Santander Bank, N.A. | 612 Fayette Street Conshohocken, PA 19428 | Full Service B&M | $99,024 |
| Santander Bank, N.A. | 618 Germantown Pike Lafayette Hill, PA 19444 | Full Service B&M | $39,785 |
| Santander Bank, N.A. | 62 Messenger Street Plainville, MA 2762 | Full Service B&M | $127,681 |
| Santander Bank, N.A. | 620 G.A.R. Highway Swansea, MA 2777 | Full Service B&M | $79,822 |
| Santander Bank, N.A. | 620 Main Road Towaco, NJ 7082 | Full Service B&M | $58,125 |
| Santander Bank, N.A. | 622 George Washington Highway, Ste 100 Lincoln, RI 2865 | Full Service B&M | $120,455 |
| Santander Bank, N.A. | 624 Washington Street Newtonville, MA 2458 | Full Service B&M | $144,208 |
| Santander Bank, N.A. | 63 South Main Street Assonet, MA 2702 | Full Service B&M | $57,583 |
| Santander Bank, N.A. | 64 Depot Street Duxbury, MA 2332 | Full Service B&M | $41,359 |
| Santander Bank, N.A. | 6424 Eighteenth Avenue Brooklyn, NY 11204 | Full Service B&M | $218,281 |
| Santander Bank, N.A. | 650 West 168th Street New York, NY 10032 | Full Service B&M | $1,677 |
| Santander Bank, N.A. | 6500-06 Woodland Avenue Philadelphia, PA 19142 | Full Service B&M | $27,335 |
| Santander Bank, N.A. | 655 Park Avenue Worcester, MA 1603 | Full Service B&M | $58,425 |
| Santander Bank, N.A. | 667 Bloomfield Ave Bloomfield, NJ 7003 | Full Service B&M | $67,890 |
| Santander Bank, N.A. | 67 Beacon Street Boston, MA 2108 | Full Service B&M | $64,492 |
| Santander Bank, N.A. | 6740 Germantown Avenue Philadelphia, PA 19119 | Full Service B&M | $42,458 |
| Santander Bank, N.A. | 677 W Dekalb Pike King Of Prussia, PA 19406 | Full Service B&M | $60,466 |
| Santander Bank, N.A. | 6836 Torresdale Avenue Philadelphia, PA 19135 | Full Service B&M | $29,257 |
| Santander Bank, N.A. | 69 East Central Street Natick, MA 1760 | Full Service B&M | $51,946 |
| Santander Bank, N.A. | 69 Madison Avenue Lakewood, NJ 8701 | Full Service B&M | $235,959 |
| Santander Bank, N.A. | 69 Washington Street Norwell, MA 2061 | Full Service B&M | $31,897 |
| Santander Bank, N.A. | 695 Highland Avenue Needham, MA 2494 | Full Service B&M | $74,482 |
| Santander Bank, N.A. | 6975 Amboy Road Staten Island, NY 10307 | Full Service B&M | $181,387 |
| Santander Bank, N.A. | 7 Church Street Winchester, MA 1890 | Full Service B&M | $79,581 |
| Santander Bank, N.A. | 70 East Main Street Westborough, MA 1581 | Full Service B&M | $151,062 |
| Santander Bank, N.A. | 700 Main Street Waltham, MA 2451 | Full Service B&M | $114,190 |
| Santander Bank, N.A. | 705 High Street Westwood, MA 2090 | Full Service B&M | $77,133 |
| Santander Bank, N.A. | 707 Anderson Avenue Cliffside Park, NJ 7010 | Full Service B&M | $48,828 |
| Santander Bank, N.A. | 71 Main Street Andover, MA 1810 | Full Service B&M | $154,070 |
| Santander Bank, N.A. | 711 Third Avenue New York, NY 10017 | Full Service B&M | $44,642 |
| Santander Bank, N.A. | 715 Lexington Avenue New York, NY 10022 | Full Service B&M | $56,179 |
| Santander Bank, N.A. | 715 State Road Plymouth, MA 2360 | Full Service B&M | $42,321 |
| Santander Bank, N.A. | 715 West Main Street Hyannis, MA 2601 | Full Service B&M | $32,023 |
| Santander Bank, N.A. | 717 Manhattan Avenue Brooklyn, NY 11222 | Full Service B&M | $51,921 |
| Santander Bank, N.A. | 72-44 Austin Street Forest Hills, NY 11375 | Full Service B&M | $36,810 |
| Santander Bank, N.A. | 721 Route 37 W Toms River, NJ 8755 | Full Service B&M | $79,881 |
| Santander Bank, N.A. | 73 Diamond Spring Road Denville, NJ 7834 | Full Service B&M | $67,148 |
| Santander Bank, N.A. | 73 West Street Concord, NH 3301 | Full Service B&M | $111,323 |
| Santander Bank, N.A. | 730 Jamaica Boulevard Toms River, NJ 8757 | Full Service B&M | $99,043 |
| Santander Bank, N.A. | 742 East Philadelphia Avenue Boyertown, PA 19512 | Full Service B&M | $75,947 |
| Santander Bank, N.A. | 75 Main Street Watertown, MA 2472 | Full Service B&M | $67,806 |
| Santander Bank, N.A. | 75 State Street Boston, MA 2109 | Full Service B&M | $12,356,508 |
| Santander Bank, N.A. | 75 Washington Street Canton, MA 2021 | Full Service B&M | $48,420 |
| Santander Bank, N.A. | 75-101 Federal Street Boston, MA 2110 | Full Service B&M | $130,280 |
| Santander Bank, N.A. | 75-81 31st Avenue Jackson Heights, NY 11372 | Full Service B&M | $133,609 |
| Santander Bank, N.A. | 7500 5th Avenue Brooklyn, NY 11209 | Full Service B&M | $66,208 |
| Santander Bank, N.A. | 76-78 Worcester Road Grafton, MA 1536 | Full Service B&M | $56,654 |
| Santander Bank, N.A. | 765 Main Street East Greenwich, RI 2818 | Full Service B&M | $109,822 |
| Santander Bank, N.A. | 77 Center Street Middleboro, MA 2346 | Full Service B&M | $35,000 |
| Santander Bank, N.A. | 778 South Franklin Street Holbrook, MA 2343 | Full Service B&M | $56,011 |
| Santander Bank, N.A. | 780 Beacon Street Newton, MA 2459 | Full Service B&M | $125,235 |
| Santander Bank, N.A. | 780 Gallivan Rd Boston, MA 2122 | Full Service B&M | $188,526 |
| Santander Bank, N.A. | 786 Main Road Westport, MA 2790 | Full Service B&M | $112,121 |
| Santander Bank, N.A. | 794 Rogers Street Lowell, MA 1852 | Full Service B&M | $139,551 |
| Santander Bank, N.A. | 797 Broad St Doylestown, PA 18901 | Full Service B&M | $76,972 |
| Santander Bank, N.A. | 798 E Simpson St Mechanicsburg, PA 17055 | Full Service B&M | $58,932 |
| Santander Bank, N.A. | 8 South Main St Marlboro, NJ 7746 | Full Service B&M | $178,763 |
| Santander Bank, N.A. | 80 Main Street West Orange, NJ 7052 | Full Service B&M | $83,735 |
| Santander Bank, N.A. | 800 Boylston Street Boston, MA 2199 | Full Service B&M | $183,897 |
| Santander Bank, N.A. | 800 East Willow Grove Avenue Wyndmoor, PA 19038 | Full Service B&M | $31,828 |
| Santander Bank, N.A. | 800 Forest Avenue Staten Island, NY 10310 | Full Service B&M | $90,889 |
| Santander Bank, N.A. | 800 Town Centre Dr Glen Mills, PA 19342 | Full Service B&M | $81,395 |
| Santander Bank, N.A. | 8080 Old York Rd Elkins Park, PA 19027 | Full Service B&M | $60,008 |
| Santander Bank, N.A. | 81 Water Street Staten Island, NY 10304 | Full Service B&M | $112,646 |
| Santander Bank, N.A. | 818 Washington Street Holliston, MA 1746 | Full Service B&M | $78,209 |
| Santander Bank, N.A. | 820 S Market Street Elizabethtown, PA 17022 | Full Service B&M | $28,441 |
| Santander Bank, N.A. | 824 North Market Street, Suite 100 Wilmington, DE 19801 | Full Service B&M | $23,101 |
| Santander Bank, N.A. | 8320 Roosevelt Avenue Jackson Heights, NY 11372 | Full Service B&M | $57,737 |
| Santander Bank, N.A. | 841 Broadway New York, NY 10003 | Full Service B&M | $134,522 |
| Santander Bank, N.A. | 85 East Main Street Plainville, CT 6062 | Full Service B&M | $46,559 |
| Santander Bank, N.A. | 85 N 6th St # 87 Brooklyn, NY 11249 | Full Service B&M | $238 |
| Santander Bank, N.A. | 860 River St Hyde Park, MA 2136 | Full Service B&M | $34,598 |
| Santander Bank, N.A. | 8623 Germantown Avenue Philadelphia, PA 19118 | Full Service B&M | $42,071 |
| Santander Bank, N.A. | 873 Broad Street Newark, NJ 7102 | Full Service B&M | $47,411 |
| Santander Bank, N.A. | 88-90 North Dartmouth Mall #90 Dartmouth, MA 2747 | Full Service B&M | $72,568 |
| Santander Bank, N.A. | 880 Plain Street Marshfield, MA 2050 | Full Service B&M | $68,485 |
| Santander Bank, N.A. | 880 W Broadway Red Lion, PA 17356 | Full Service B&M | $40,882 |
| Santander Bank, N.A. | 8901 Northern Boulevard Jackson Heights, NY 11372 | Full Service B&M | $93,311 |
| Santander Bank, N.A. | 893 Flatbush Avenue Brooklyn, NY 11226 | Full Service B&M | $14,156 |
| Santander Bank, N.A. | 896 Tiogue Avenue Coventry, RI 2816 | Full Service B&M | $30,995 |
| Santander Bank, N.A. | 9 Path Plaza Jersey City, NJ 7306 | Full Service B&M | $76,391 |
| Santander Bank, N.A. | 9 Summer Street Hingham, MA 2043 | Full Service B&M | $72,427 |
| Santander Bank, N.A. | 90 Pleasant Valley Street Methuen, MA 1844 | Full Service B&M | $153,391 |
| Santander Bank, N.A. | 900 Huguenot Avenue Staten Island, NY 10312 | Full Service B&M | $203,282 |
| Santander Bank, N.A. | 901 Main Street Northampton, PA 18067 | Full Service B&M | $47,091 |
| Santander Bank, N.A. | 901 W Park Ave Ocean, NJ 7712 | Full Service B&M | $178,965 |
| Santander Bank, N.A. | 909 Ashley Boulevard New Bedford, MA 2745 | Full Service B&M | $94,052 |
| Santander Bank, N.A. | 920 Route 9 South Amboy, NJ 8879 | Full Service B&M | $308,202 |
| Santander Bank, N.A. | 9200 Roosevelt Boulevard Philadelphia, PA 19115 | Full Service B&M | $83,376 |
| Santander Bank, N.A. | 924 Eaton Ave Bethlehem, PA 18018 | Full Service B&M | $99,132 |
| Santander Bank, N.A. | 931 Main Street Walpole, MA 2081 | Full Service B&M | $68,188 |
| Santander Bank, N.A. | 934 Silver Lane East Hartford, CT 6118 | Full Service B&M | $49,009 |
| Santander Bank, N.A. | 94 Great Road Bedford, MA 1730 | Full Service B&M | $62,729 |
| Santander Bank, N.A. | 940 Fischer Blvd. Toms River, NJ 8753 | Full Service B&M | $135,263 |
| Santander Bank, N.A. | 95 South Main Street Yardley, PA 19067 | Full Service B&M | $85,516 |
| Santander Bank, N.A. | 950 Parkway Avenue Trenton, NJ 8618 | Full Service B&M | $78,057 |
| Santander Bank, N.A. | 9512 Third Avenue Brooklyn, NY 11209 | Full Service B&M | $191,845 |
| Santander Bank, N.A. | 952 West Street Road Warminster, PA 18974 | Full Service B&M | $71,646 |
| Santander Bank, N.A. | 96 Bridge Street East Windsor, CT 6088 | Full Service B&M | $29,969 |
| Santander Bank, N.A. | 961 Kings Highway Brooklyn, NY 11223 | Full Service B&M | $90,849 |
| Santander Bank, N.A. | 965 Great Plain Avenue Needham, MA 2492 | Full Service B&M | $90,841 |
| Santander Bank, N.A. | 9808 Bustleton Ave. Philadelphia, PA 19115 | Full Service B&M | $69,003 |
| Santander Bank, N.A. | 986 Lititz Pike Lititz, PA 17543 | Full Service B&M | $49,389 |
| Santander Bank, N.A. | 998 Franklin Avenue Garden City, NY 11530 | Full Service B&M | $36,523 |
| Santander Bank, N.A. | One Beacon Street Boston, MA 2108 | Full Service B&M | $216,232 |
| Santander Bank, N.A. | One Financial Plaza Providence, RI 2903 | Full Service B&M | $1,164,823 |
| Santander Bank, N.A. | 1 Cunningham Square Providence, RI 2918 | Full Service B&M | $4,377 |
| Santander Bank, N.A. | 1 Harvard Street Brookline, MA 2445 | Full Service B&M | $58,528 |
| Santander Bank, N.A. | 1 Park Street Ayer, MA 1432 | Full Service B&M | $70,317 |
| Santander Bank, N.A. | 1677 Oregon Pike Lancaster, PA 17601 | Full Service B&M | $110,589 |
| Santander Bank, N.A. | 108 Lacey Road Whiting, NJ 8759 | Full Service B&M | $76,011 |
| Santander Bank, N.A. | 11 Park Street Leominster, MA 1453 | Full Service B&M | $88,765 |
| Santander Bank, N.A. | 110 East Main Street Rockaway, NJ 7866 | Full Service B&M | $110,753 |
| Santander Bank, N.A. | 110 River Styx Rd. Hopatcong, NJ 7843 | Full Service B&M | $98,409 |
| Santander Bank, N.A. | 110 Union Avenue Framingham, MA 1702 | Full Service B&M | $47,617 |
| Santander Bank, N.A. | 110 West Lincoln Highway Marchwood Shopping Center Exton, PA 19341 | Full Service B&M | $109,586 |
| Santander Bank, N.A. | 1101 Market Philadelphia, PA 19107 | Full Service B&M | $51,790 |
| Santander Bank, N.A. | 1102 Taylorsville Road Washington Crossing, PA 18977 | Full Service B&M | $86,005 |
| Santander Bank, N.A. | 1110 Cocoa Avenue Hershey, PA 17033 | Full Service B&M | $56,433 |
| Santander Bank, N.A. | 1111 South Willow Street Manchester, NH 3103 | Full Service B&M | $80,099 |
| Santander Bank, N.A. | 1120 Bloomfield Ave West Caldwell, NJ 7006 | Full Service B&M | $76,660 |
| Santander Bank, N.A. | 12 Front Street Ashland, MA 1721 | Full Service B&M | $113,320 |
| Santander Bank, N.A. | 12 Parkside Avenue Reading, PA 19607 | Full Service B&M | $126,911 |
| Santander Bank, N.A. | 120 Jack Martin Blvd Brick, NJ 8724 | Full Service B&M | $65,302 |
| Santander Bank, N.A. | 120 South Centre Street Pottsville, PA 17901 | Full Service B&M | $77,073 |
| Santander Bank, N.A. | 121 Franklin Corner Road Lawrenceville, NJ 8648 | Full Service B&M | $119,955 |
| Santander Bank, N.A. | 1215 Chestnut Street Emmaus, PA 18049 | Limited, Drive-thru | $44,044 |
| Santander Bank, N.A. | 1221 Silas Deane Highway Wethersfield, CT 6109 | Full Service B&M | $119,201 |
| Santander Bank, N.A. | 1224 Welsh Road North Wales, PA 19454 | Full Service B&M | $54,368 |
| Santander Bank, N.A. | 1228 Boylston St Chestnut Hill, MA 2467 | Full Service B&M | $72,410 |
| Santander Bank, N.A. | 123 West Lancaster Avenue Wayne, PA 19087 | Full Service B&M | $133,340 |
| Santander Bank, N.A. | 1230 Braley Road New Bedford, MA 2745 | Full Service B&M | $63,383 |
| Santander Bank, N.A. | 1298 Fulton Street Brooklyn, NY 11216 | Full Service B&M | $5,268 |
| Santander Bank, N.A. | 13 Northeastern Boulevard Nashua, NH 3062 | Full Service B&M | $180,629 |
| Santander Bank, N.A. | 130 North Eagle Road Havertown, PA 19083 | Full Service B&M | $177,074 |
| Santander Bank, N.A. | 130 South State Road Springfield, PA 19064 | Full Service B&M | $70,325 |
| Santander Bank, N.A. | 130 Taunton Avenue Seekonk, MA 2771 | Full Service B&M | $178,333 |
| Santander Bank, N.A. | 1302 Avenue J Brooklyn, NY 11230 | Full Service B&M | $151,836 |
| Santander Bank, N.A. | 131 Elmgrove Avenue Providence, RI 2906 | Full Service B&M | $85,934 |
| Santander Bank, N.A. | 1320 Hylan Boulevard Staten Island, NY 10305 | Full Service B&M | $205,907 |
| Santander Bank, N.A. | 1322a Paterson Plank Road Secaucus, NJ 7094 | Full Service B&M | $64,953 |
| Santander Bank, N.A. | 1325 Route 206 Skillman, NJ 8558 | Full Service B&M | $78,087 |
| Santander Bank, N.A. | 133 Jackson Street Newark, NJ 7105 | Full Service B&M | $184,324 |
| Santander Bank, N.A. | 1420 Northern Boulevard Manhasset, NY 11030 | Full Service B&M | $98,339 |
| Santander Bank, N.A. | 1425 Street Road Bensalem, PA 19020 | Full Service B&M | $46,472 |
| Santander Bank, N.A. | 144 Lancaster Avenue Devon, PA 19333 | Full Service B&M | $73,988 |
| Santander Bank, N.A. | 144 Main Street Norfolk, MA 2056 | Full Service B&M | $76,361 |
| Santander Bank, N.A. | 1442 Bannister Street York, PA 17404 | Full Service B&M | $113,892 |
| Santander Bank, N.A. | 1442 Dorchester Avenue Dorchester, MA 2122 | Full Service B&M | $79,686 |
| Santander Bank, N.A. | 1450 South Washington Avenue Piscataway, NJ 8854 | Full Service B&M | $55,879 |
| Santander Bank, N.A. | 1460 Forest Avenue Staten Island, NY 10302 | Full Service B&M | $218,625 |
| Santander Bank, N.A. | 1462 Stuyvesant Avenue Union, NJ 7083 | Full Service B&M | $78,373 |
| Santander Bank, N.A. | 14655 Mt Airy Rd Shrewsbury, PA 17361 | Full Service B&M | $67,052 |
| Santander Bank, N.A. | 147 Water Street Fitchburg, MA 1420 | Full Service B&M | $33,880 |
| Santander Bank, N.A. | 157 Summer Street Kingston, MA 2364 | Full Service B&M | $104,490 |
| Santander Bank, N.A. | 16 Centre Court Lynnfield, MA 1940 | Full Service B&M | $74,938 |
| Santander Bank, N.A. | 16 Park Street Attleboro, MA 2703 | Full Service B&M | $90,423 |
| Santander Bank, N.A. | 160 East Street Road Feasterville Trevose, PA 19053 | Full Service B&M | $2,930 |
For 2021, Santander Bank N.a. had 539 branches.
Yearly Performance Overview
Bank Income
| Item | Value (in 000's) |
|---|---|
| Total interest income | $2,109,625 |
| Net interest income | $2,014,084 |
| Total noninterest income | $588,753 |
| Gross Fiduciary activities income | $0 |
| Service charges on deposit accounts | $137,967 |
| Trading account gains and fees | $28,725 |
| Additional Noninterest Income | $422,061 |
| Pre-tax net operating income | $596,688 |
| Securities gains (or losses, -) | $15,645 |
| Income before extraordinary items | $502,813 |
| Discontinued Operations (Extraordinary gains, net) | $0 |
| Net income of bank and minority interests | $502,813 |
| Minority interest net income | $0 |
| Net income | $502,813 |
| Sale, conversion, retirement of capital stock, net | $0 |
| Net operating income | $489,984 |
Santander Bank N.a.'s gross interest income from loans was $2,109,625,000.
Santander Bank N.a.'s net interest income from loans was $2,014,084,000.
Santander Bank N.a.'s fee based income from loans was $137,967,000.
Santander Bank N.a.'s net income from loans was $502,813,000.
Bank Expenses
| Item | Value (in 000's) |
|---|---|
| Total interest expense | $95,541 |
| Provision for credit losses | $-141,468 |
| Total noninterest expense | $2,147,617 |
| Salaries and employee benefits | $1,033,412 |
| Premises and equipment expense | $391,389 |
| Additional noninterest expense | $722,816 |
| Applicable income taxes | $109,520 |
| Net charge-offs | $115,449 |
| Cash dividends | $0 |
Santander Bank N.a.'s interest expense for loans was $95,541,000.
Santander Bank N.a.'s payroll and benefits expense were $1,033,412,000.
Santander Bank N.a.'s property, plant and equipment expenses $391,389,000.
Loan Performance
| Type of Loan | % of Loans Noncurrent (30+ days, end of period snapshot) |
|---|---|
| All loans | 0.0% |
| Real Estate loans | 1.0% |
| Construction & Land Development loans | 0.0% |
| Nonfarm, nonresidential loans | 0.0% |
| Multifamily residential loans | 1.0% |
| 1-4 family residential loans | 2.0% |
| HELOC loans | 2.0% |
| All other family | 2.0% |
| Commercial & industrial loans | 0.0% |
| Personal loans | 0.0% |
| Credit card loans | 1.0% |
| Other individual loans | 0.0% |
| Auto loans | 0.0% |
| Other consumer loans | 0.0% |
| Unsecured commercial real estate loans | 1.0% |
Deposits
| Type | Value (in 000's) |
|---|---|
| Total deposits | $80,557,809 |
| Deposits held in domestic offices | $80,557,809 |
| Deposits by Individuals, partnerships, and corporations | $74,108,076 |
| Deposits by U.S. Government | $0 |
| Deposits by States and political subdivisions in the U.S. | $3,089,301 |
| Deposits by Commercial banks and other depository institutions in U.S. | $770,429 |
| Deposits by Banks in foreign countries | $2,590,003 |
| Deposits by Foreign governments and official institutions | $0 |
| Transaction accounts | $25,433,030 |
| Demand deposits | $25,433,030 |
| Nontransaction accounts | $55,124,779 |
| Money market deposit accounts (MMDAs) | $47,439,908 |
| Other savings deposits (excluding MMDAs) | $5,549,214 |
| Total time deposits | $2,135,657 |
| Total time and savings deposits | $55,124,779 |
| Noninterest-bearing deposits | $20,972,272 |
| Interest-bearing deposits | $59,585,537 |
| Retail deposits | $80,307,850 |
| IRAs and Keogh plan accounts | $1,213,022 |
| Brokered deposits | $0 |
| Deposits held in foreign offices | $0 |
Assets
| Asset | Value (in 000's) |
|---|---|
| Total Assets | $101,845,032 |
| Cash & Balances due from depository institutions | $17,158,914 |
| Interest-bearing balances | $16,554,730 |
| Total securities | $17,221,201 |
| Federal funds sold & reverse repurchase | $5,346,468 |
| Net loans and leases | $52,765,540 |
| Loan and leases loss allowance | $1,011,242 |
| Trading account assets | $592,090 |
| Bank premises and fixed assets | $784,207 |
| Other real estate owned | $3,724 |
| Goodwill and other intangibles | $1,896,087 |
| All other assets | $6,076,801 |
Liabilities
| Liabilities | Value (in 000's) |
|---|---|
| Total liabilities and capital | $101,845,032 |
| Total Liabilities | $89,793,993 |
| Total deposits | $80,557,809 |
| Interest-bearing deposits | $59,585,537 |
| Deposits held in domestic offices | $80,557,809 |
| % insured (estimated) | $57 |
| Federal funds purchased and repurchase agreements | $5,597,573 |
| Trading liabilities | $526,646 |
| Other borrowed funds | $1,543,749 |
| Subordinated debt | $0 |
| All other liabilities | $1,568,216 |
Issued Loan Types
| Type | Value (in 000's) |
|---|---|
| Net loans and leases | $52,765,540 |
| Loan and leases loss allowance | $1,011,242 |
| Total loans and leases (domestic) | $53,776,782 |
| All real estate loans | $24,026,604 |
| Real estate loans in domestic offices | $24,026,604 |
| Construction and development loans | $2,535,139 |
| Residential 1-4 family construction | $79,354 |
| Other construction, all land development and other land | $2,455,785 |
| Loans secured by nonfarm nonresidential properties | $4,766,970 |
| Nonfarm nonresidential secured by owner-occupied properties | $1,211,179 |
| Commercial real estate & other non-farm, non-residential | $3,555,791 |
| Multifamily residential real estate | $7,547,382 |
| 1-4 family residential loans | $9,176,777 |
| Farmland loans | $336 |
| Loans held in foreign offices | $0 |
| Farm loans | $0 |
| Commercial and industrial loans | $12,253,365 |
| To non-U.S. addressees | $480,191 |
| Loans to individuals | $13,137,683 |
| Credit card loans | $238,724 |
| Related Plans | $141,266 |
| Consumer Auto Loans | $11,003,537 |
| Other loans to individuals | $1,754,156 |
| All other loans & leases | $4,359,130 |
| Loans to foreign governments and official institutions | $0 |
| Other loans | $2,765,325 |
| Loans to depository institutions and acceptances of other banks | $2 |
| Loans not secured by real estate | $176,071 |
| Loans secured by real estate to non-U.S. addressees | $5,757 |
| Restructured Loans & leases | $364,958 |
| Non 1-4 family restructured loans & leases | $197,696 |
| Total loans and leases (foreign) | $0 |
Santander Bank N.A. had $52,765,540,000 of loans outstanding in 2021. $24,026,604,000 of loans were in real estate loans. $2,535,139,000 of loans were in development loans. $7,547,382,000 of loans were in multifamily mortgage loans. $9,176,777,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $238,724,000 of loans were in credit card loans. $11,003,537,000 of loans were in the auto loan category.
Small Business Loans
| Categorization | # of Loans in Category | $ amount of loans (in 000's) | Average $/loan |
|---|---|---|---|
| Nonfarm, nonresidential loans - <$1MM | 1,138 | $296,478 | $260,525 |
| Nonfarm, nonresidential loans - <$100k | 70 | $2,884 | $41,200 |
| Nonfarm, nonresidential loans - $100-250k | 332 | $34,209 | $103,039 |
| Nonfarm, nonresidential loans - $250k-1MM | 736 | $259,385 | $352,425 |
| Commercial & Industrial, US addressed loans - <$1MM | 20,401 | $1,205,022 | $59,067 |
| Commercial & Industrial, US addressed loans - <$100k | 9,737 | $226,815 | $23,294 |
| Commercial & Industrial, US addressed loans - $100-250k | 4,629 | $304,579 | $65,798 |
| Commercial & Industrial, US addressed loans - $250k-1MM | 6,035 | $673,628 | $111,620 |
| Farmland loans - <$1MM | 2 | $188 | $94,000 |
| Farmland loans - <$100k | 1 | $11 | $11,000 |
| Farmland loans - $250k-1MM | 1 | $177 | $177,000 |
