Santander Bank N.a. Mortgage Rates, Fees & Info

Wilmington, DE

LEI: TR24TWEY5RVRQV65HD49

Tax ID: 23-1237295

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Mortgage Data

Bank Data

Review & Overview

Santander Bank N.a. is a mid-sized bank specializing in Refi loans. Santander Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Worcester among others. We have data for 113 markets. (Some data included below & more in-depth data is available with an active subscription.)

Santander Bank N.a. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Santander Bank N.a. is typically a low fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.54% 3/28/24
30 Year Conventional Purchase 6.18% 3/28/24
30 Year Conventional Refi 6.32% 3/28/24
30 Year Cash-out Refi 6.54% 3/28/24
30 Year FHA Purchase 6.99% 3/28/24
30 Year VA Purchase 5.97% 3/28/24
30 Year VA Refi 6.27% 3/28/24
15 Year Conventional Purchase 5.72% 3/28/24
15 Year Conventional Refi 5.90% 3/28/24
15 Year Cash-out Refi 5.90% 3/28/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Santander Bank N.a. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Santander Bank N.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

12,998

Origination Dollar Volume (All Markets)

$4,327,660,000

Employee count

8,866 Show all (15) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 4,074 $1,784,770,000 $438,088 $4,726 3.52%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 2,778 $875,430,000 $315,130 $3,497 3.54%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 1,612 $539,560,000 $334,715 $4,470 3.43%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,178 $247,020,000 $209,694 $3,171 3.56%
WORCESTER, MA-CT (FHA|USDA|VA) 471 $92,725,000 $196,868 $2,894 3.76%
READING, PA (FHA|USDA|VA) 418 $71,790,000 $171,746 $3,900 3.59%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 248 $67,650,000 $272,782 $3,081 3.49%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 307 $66,795,000 $217,573 $3,095 3.53%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 239 $60,345,000 $252,490 $3,734 3.49%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 40 $58,800,000 $1,470,000 $4,732 3.39%
Vineyard Haven, MA (FHA|USDA|VA) 107 $56,005,000 $523,411 $4,928 3.38%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 49 $41,985,000 $856,837 $4,095 3.63%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 155 $31,745,000 $204,806 $3,741 3.67%
LANCASTER, PA (FHA|USDA|VA) 186 $28,740,000 $154,516 $3,905 3.69%
OCEAN CITY, NJ (FHA|USDA|VA) 51 $28,135,000 $551,667 $4,570 3.32%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 196 $27,840,000 $142,041 $3,982 3.91%
YORK-HANOVER, PA (FHA|USDA|VA) 154 $19,750,000 $128,247 $3,513 3.64%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 103 $19,585,000 $190,146 $3,142 3.66%
Outside of Metro Areas 56 $17,160,000 $306,429 $4,368 3.45%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 18 $15,900,000 $883,333 $3,614 3.29%
Auburn, NY (FHA|USDA|VA) 1 $14,125,000 $14,125,000 $0 2.85%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 30 $13,890,000 $463,000 $3,840 3.34%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 23 $13,275,000 $577,174 $3,598 3.18%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 27 $9,985,000 $369,815 $4,061 3.26%
PITTSBURGH, PA (FHA|USDA|VA) 5 $9,145,000 $1,829,000 $3,497 3.31%
Pottsville, PA (FHA|USDA|VA) 88 $7,870,000 $89,432 $3,454 4.06%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 19 $6,965,000 $366,579 $4,968 3.11%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 11 $5,075,000 $461,364 $4,570 3.79%
SALISBURY, MD-DE (FHA|USDA|VA) 20 $4,730,000 $236,500 $3,664 3.21%
Concord, NH (FHA|USDA|VA) 31 $4,695,000 $151,452 $2,976 3.71%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 7 $4,535,000 $647,857 $4,874 3.61%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 5 $4,275,000 $855,000 $3,276 3.29%
PORT ST. LUCIE, FL (FHA|USDA|VA) 3 $4,215,000 $1,405,000 $9,808 2.96%
SPRINGFIELD, MA (FHA|USDA|VA) 30 $3,960,000 $132,000 $3,084 3.76%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 9 $3,735,000 $415,000 $4,874 3.71%
LEBANON, PA (FHA|USDA|VA) 27 $3,735,000 $138,333 $3,724 3.41%
EAST STROUDSBURG, PA (FHA|USDA|VA) 12 $3,650,000 $304,167 $5,095 3.32%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 10 $3,140,000 $314,000 $7,563 3.69%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 8 $3,070,000 $383,750 $4,242 3.42%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 8 $2,860,000 $357,500 $4,355 3.05%
Lebanon, NH-VT (FHA|USDA|VA) 14 $2,780,000 $198,571 $3,309 3.29%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $2,730,000 $1,365,000 $6,912 3.38%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 3 $2,605,000 $868,333 $4,550 3.54%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 4 $2,540,000 $635,000 $3,883 3.47%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 10 $2,280,000 $228,000 $4,513 3.64%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 8 $2,250,000 $281,250 $3,895 3.11%
GETTYSBURG, PA (FHA|USDA|VA) 12 $1,850,000 $154,167 $3,327 3.47%
Torrington, CT (FHA|USDA|VA) 12 $1,780,000 $148,333 $3,311 3.83%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 6 $1,600,000 $266,667 $4,607 3.29%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 6 $1,450,000 $241,667 $4,299 3.40%
WILMINGTON, NC (FHA|USDA|VA) 1 $1,315,000 $1,315,000 $5,117 3.38%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 5 $1,285,000 $257,000 $5,381 3.97%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 2 $1,180,000 $590,000 $4,867 3.06%
JACKSONVILLE, FL (FHA|USDA|VA) 3 $1,175,000 $391,667 $4,352 3.33%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 4 $1,170,000 $292,500 $3,708 3.44%
Laconia, NH (FHA|USDA|VA) 5 $1,085,000 $217,000 $2,711 3.60%
Keene, NH (FHA|USDA|VA) 6 $980,000 $163,333 $2,923 3.62%
Heber, UT (FHA|USDA|VA) 1 $955,000 $955,000 $4,608 2.75%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $910,000 $455,000 $3,766 2.68%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 2 $860,000 $430,000 $4,953 3.44%
DOVER, DE (FHA|USDA|VA) 3 $835,000 $278,333 $4,482 3.42%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $815,000 $271,667 $3,980 4.37%
RALEIGH-CARY, NC (FHA|USDA|VA) 3 $785,000 $261,667 $2,358 3.50%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 3 $665,000 $221,667 $5,279 3.50%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 2 $630,000 $315,000 $4,882 3.19%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $605,000 $605,000 $4,725 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $565,000 $565,000 $3,605 2.63%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 2 $540,000 $270,000 $3,319 3.25%
GLENS FALLS, NY (FHA|USDA|VA) 4 $540,000 $135,000 $3,755 4.44%
Hudson, NY (FHA|USDA|VA) 2 $510,000 $255,000 $3,614 4.63%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $505,000 $505,000 $0 3.00%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 2 $460,000 $230,000 $3,608 3.18%
KINGSTON, NY (FHA|USDA|VA) 1 $455,000 $455,000 $4,143 2.62%
ROCHESTER, NY (FHA|USDA|VA) 2 $430,000 $215,000 $4,678 2.88%
Shelbyville, TN (FHA|USDA|VA) 1 $375,000 $375,000 $3,935 3.50%
SAVANNAH, GA (FHA|USDA|VA) 1 $365,000 $365,000 $3,973 3.00%
Barre, VT (FHA|USDA|VA) 2 $350,000 $175,000 $3,187 2.94%
WILLIAMSPORT, PA (FHA|USDA|VA) 2 $340,000 $170,000 $3,562 3.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $330,000 $165,000 $3,084 3.38%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 2 $330,000 $165,000 $3,824 3.44%
Cambridge, MD (FHA|USDA|VA) 1 $325,000 $325,000 $3,341 3.50%
Georgetown, SC (FHA|USDA|VA) 1 $325,000 $325,000 $3,639 3.63%
COLUMBIA, SC (FHA|USDA|VA) 1 $325,000 $325,000 $3,772 3.13%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1 $315,000 $315,000 $0 3.00%
PUNTA GORDA, FL (FHA|USDA|VA) 1 $315,000 $315,000 $14,581 3.88%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $285,000 $285,000 $2,629 3.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $275,000 $275,000 $4,146 2.99%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $3,611 3.25%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2 $250,000 $125,000 $2,902 2.93%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 1 $225,000 $225,000 $3,199 2.75%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 1 $225,000 $225,000 $3,876 2.74%
THE VILLAGES, FL (FHA|USDA|VA) 1 $215,000 $215,000 $3,687 3.75%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 2 $210,000 $105,000 $3,299 3.50%
Lewisburg, PA (FHA|USDA|VA) 1 $195,000 $195,000 $3,093 2.75%
SAN ANGELO, TX (FHA|USDA|VA) 1 $185,000 $185,000 $3,812 3.25%
FARMINGTON, NM (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 1 $145,000 $145,000 $0 4.25%
Lewistown, PA (FHA|USDA|VA) 2 $140,000 $70,000 $3,877 4.13%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 4.75%
Huntingdon, PA (FHA|USDA|VA) 1 $135,000 $135,000 $0 3.75%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $125,000 $125,000 $2,414 2.99%
Selinsgrove, PA (FHA|USDA|VA) 1 $125,000 $125,000 $0 3.75%
AKRON, OH (FHA|USDA|VA) 1 $115,000 $115,000 $3,071 3.13%
BINGHAMTON, NY (FHA|USDA|VA) 1 $115,000 $115,000 $0 2.87%
PITTSFIELD, MA (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.00%
Berlin, NH (FHA|USDA|VA) 1 $105,000 $105,000 $2,665 3.13%
Oneonta, NY (FHA|USDA|VA) 1 $95,000 $95,000 $5,978 3.50%
LOUISVILLE, KY (FHA|USDA|VA) 1 $65,000 $65,000 $2,590 3.25%
Rutland, VT (FHA|USDA|VA) 1 $65,000 $65,000 $3,596 2.50%
Seneca Falls, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.50%
Lock Haven, PA (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.75%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $55,000 $55,000 $0 3.75%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 1 $35,000 $35,000 $0 4.75%
Santander Bank N.a.'s top markets include New York, Boston, Philadelphia, Providence, and Worcester among others.

Their top states include:
  • Massachusetts (FHA|USDA|VA)
  • New York (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Rhode Island (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 8,017 $3,523,535,000 $439,508 $3,985 3.21%
    HELOC 4,888 $781,820,000 $159,947 n/a 4.08%
    FHA 84 $20,010,000 $238,214 $7,684 3.24%
    VA 9 $2,295,000 $255,000 $6,559 3.42%

    For 2020, Santander Bank N.a.'s most frequently originated type of loan was Conventional, with 8,017 originations. Their 2nd most popular type was HELOC, with 4,888 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 5,899 $2,440,605,000 $413,732 $3,682 3.40%
    Cash Out Refi 2,307 $686,575,000 $297,605 $4,167 3.41%
    Home Purchase 2,296 $852,990,000 $371,511 $4,442 3.16%
    Other 1,267 $181,145,000 $142,972 $4,706 4.33%
    Home Improvement 1,229 $166,345,000 $135,350 $3,503 4.34%

    For 2020, Santander Bank N.a.'s most frequently cited loan purpose was Refi, with 5,899 originations. The 2nd most popular reason was Cash Out Refi, with 2,307 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 10,247 $2,727,225,000 $266,149 $4,164 3.68%
    15 Year 1,680 $429,160,000 $255,452 $3,666 2.90%
    20 Year 500 $133,440,000 $266,880 $3,752 3.31%
    10 Year 306 $391,650,000 $1,279,902 $3,181 2.81%
    Other 129 $401,205,000 $3,110,116 $3,834 3.28%
    30+ year 112 $91,410,000 $816,161 $6,457 3.49%
    5 Year 23 $149,815,000 $6,513,696 $0 3.01%
    3 Year 1 $3,755,000 $3,755,000 $0 3.30%

    For 2020, Santander Bank N.a.'s most frequently cited loan duration was 30 Year, with 10,247 originations. The 2nd most popular length was 15 Year, with 1,680 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,357 $1,861,705,000 $347,528
    $1k-2k 1,337 $351,825,000 $263,145
    $2k-3k 510 $178,770,000 $350,529
    $3k-4k 185 $65,485,000 $353,973
    $5k+ 182 $89,690,000 $492,802
    $4k-5k 92 $40,570,000 $440,978

    Santander Bank N.a.'s average total fees were $4,164, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,357 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 6,556 $2,519,460,000 $384,298
    2.5-3% 3,446 $1,286,130,000 $373,224
    4-5% 1,637 $249,895,000 $152,654
    <2.5% 629 $225,565,000 $358,609
    5-6% 487 $34,975,000 $71,817
    6-7% 211 $10,405,000 $49,313
    7-8% 30 $1,180,000 $39,333
    Over 8% 2 $50,000 $25,000

    During 2020, Santander Bank N.a.'s average interest rate for loans was 3.68%, while their most frequently originated rate bucket for loans was 3-4%, with 6,556 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,585 $1,267,295,000 $276,400 $3,849 3.24%
    $100k-200k 3,914 $570,570,000 $145,777 $3,275 3.49%
    $100,000 or less 2,038 $118,790,000 $58,288 $2,902 4.61%
    $400k-600k 1,405 $672,525,000 $478,665 $4,857 3.31%
    $600k-1MM 725 $544,995,000 $751,717 $5,403 3.25%
    $1MM+ 331 $1,153,485,000 $3,484,849 $7,266 3.19%

    2020 saw Santander Bank N.a. place emphasis on $200k-400k loans with 4,585 originations, totaling $1,267,295,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 2,960 $704,920,000 $238,149 $4,025 3.62%
    $150k-250k 2,542 $829,630,000 $326,369 $4,333 3.52%
    $50k-75k 2,290 $408,060,000 $178,192 $3,530 3.47%
    $75k-100k 2,124 $434,800,000 $204,708 $3,867 3.61%
    $250k+ 1,647 $917,565,000 $557,113 $4,995 3.37%
    $50k or less 1,314 $160,660,000 $122,268 $3,244 3.64%

    Santander Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 2,960 originations. The second most popular income band? $150k-250k, with 2,542 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 2,883 $822,855,000 $285,416 $3,951 3.45%
    30-36% 2,360 $673,910,000 $285,555 $4,020 3.48%
    <20% 1,205 $378,215,000 $313,871 $3,762 3.32%
    50-60% 776 $117,990,000 $152,049 $5,002 4.34%
    44% 507 $129,555,000 $255,533 $4,027 3.48%
    49% 478 $99,130,000 $207,385 $4,491 3.76%
    36% 448 $130,380,000 $291,027 $4,094 3.42%
    40% 447 $118,815,000 $265,805 $4,185 3.49%
    37% 443 $135,095,000 $304,955 $4,081 3.48%
    41% 437 $111,405,000 $254,931 $4,103 3.49%
    42% 419 $113,855,000 $271,730 $4,008 3.45%
    39% 404 $113,750,000 $281,559 $4,008 3.45%
    43% 395 $102,775,000 $260,190 $3,903 3.38%
    38% 384 $108,420,000 $282,344 $4,231 3.58%
    45% 296 $72,880,000 $246,216 $4,400 3.74%
    48% 288 $68,430,000 $237,604 $4,408 3.67%
    46% 283 $61,265,000 $216,484 $4,223 3.67%
    47% 264 $59,250,000 $224,432 $4,453 3.71%
    >60% 160 $37,660,000 $235,375 $0 4.08%

    Santander Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 2,883 originations. The next most common DTI ratio? 30-36%, with 2,360 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 9,653 $2,563,635,000 $265,579 $3,965 3.53%
    Not applicable 121 $872,025,000 $7,206,818 $0 3.16%
    Not provided 1,889 $491,835,000 $260,368 $4,127 3.67%
    Asian 704 $240,710,000 $341,918 $4,413 3.41%
    Black 561 $133,275,000 $237,567 $4,279 3.58%
    Asian Indian 32 $13,300,000 $415,625 $4,533 3.18%
    Other Asian 6 $3,770,000 $628,333 $4,066 3.17%
    American Indian 14 $2,420,000 $172,857 $3,842 4.12%
    Filipino 2 $2,080,000 $1,040,000 $5,670 2.75%
    Vietnamese 4 $1,380,000 $345,000 $6,290 3.03%
    Chinese 4 $1,200,000 $300,000 $3,629 3.16%
    Korean 2 $820,000 $410,000 $4,491 3.88%
    Native Hawaiian or Islander 3 $685,000 $228,333 $0 3.75%
    Other Pacific Islander 2 $400,000 $200,000 $2,786 3.81%
    Japanese 1 $125,000 $125,000 $3,219 3.00%

    Approval Rates

    Total approvals of all applications
    67.02%

    Santander Bank N.a. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    75.64%

    Santander Bank N.a. has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 12,998 $4,327,660,000 $332,948

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 120 $871,750,000 $7,264,583
    Single Family (1-4 Units):Manufactured 8 $430,000 $53,750
    Single Family (1-4 Units):Site-Built 12,870 $3,455,480,000 $268,491

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 2,560 $544,700,000 $212,773 $3,518 3.69%
    40-60% 2,939 $1,158,675,000 $394,241 $3,713 3.26%
    60-80% 4,162 $1,888,010,000 $453,630 $4,251 3.36%
    80-100% 1,686 $531,620,000 $315,314 $4,232 3.14%
    Over 100% 2 $2,030,000 $1,015,000 $11,188 3.88%
    Under 20% 1,645 $201,435,000 $122,453 $3,425 4.66%

    Complaints

    Bank Name Product Issue 2020 CPFB Complaints % of Total Issues
    SANTANDER BANCORP Conventional home mortgage Struggling to pay mortgage 1 50.0%
    SANTANDER BANCORP Conventional home mortgage Trouble during payment process 1 50.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Santander Bank, N.A. 1 Cunningham Square Providence, RI 2918 Full Service B&M $3,785
    Santander Bank, N.A. 1 Harvard Street Brookline, MA 2445 Full Service B&M $58,498
    Santander Bank, N.A. 1 Park Street Ayer, MA 1432 Full Service B&M $68,919
    Santander Bank, N.A. 1 Schanck Road Freehold, NJ 7728 Full Service B&M $121,527
    Santander Bank, N.A. 1 Union Square Elizabeth, NJ 7201 Full Service B&M $88,640
    Santander Bank, N.A. 1 Wood Street Lowell, MA 1851 Full Service B&M $64,121
    Santander Bank, N.A. 100 Berlin Road Clementon, NJ 8021 Full Service B&M $41,353
    Santander Bank, N.A. 100 East King Street Lancaster, PA 17602 Full Service B&M $19,166
    Santander Bank, N.A. 100 North 3rd Street Easton, PA 18042 Full Service B&M $59,327
    Santander Bank, N.A. 100 Northern Way York, PA 17402 Full Service B&M $111,398
    Santander Bank, N.A. 100 Oliver Street Boston, MA 2110 Full Service B&M $48,639
    Santander Bank, N.A. 260 Edgartown Road Edgartown, MA 2539 Full Service B&M $93,186
    Santander Bank, N.A. 1000 Easton Rd Wyncote, PA 19095 Limited, Drive-thru $23,038
    Santander Bank, N.A. 1000 South Elmora Avenue Elizabeth, NJ 7202 Full Service B&M $95,188
    Santander Bank, N.A. 1001 Gap Newport Pike Avondale, PA 19311 Full Service B&M $50,250
    Santander Bank, N.A. 1005 Raritan Avenue Clark, NJ 7066 Full Service B&M $68,129
    Santander Bank, N.A. 101 East Olney Avenue Philadelphia, PA 19120 Full Service B&M $47,467
    Santander Bank, N.A. 101 South George Street York, PA 17401 Full Service B&M $21,890
    Santander Bank, N.A. 1010 Farmington Avenue West Hartford, CT 6107 Full Service B&M $614,482
    Santander Bank, N.A. 102 North Flowers Mill Road Langhorne, PA 19047 Full Service B&M $110,792
    Santander Bank, N.A. 102 Rogers Street Gloucester, MA 1930 Full Service B&M $64,321
    Santander Bank, N.A. 1025 Smith Street Providence, RI 2908 Full Service B&M $130,596
    Santander Bank, N.A. 1029 Route 28 South Yarmouth, MA 2664 Full Service B&M $46,552
    Santander Bank, N.A. 1040 Boulevard West Hartford, CT 6119 Full Service B&M $68,926
    Santander Bank, N.A. 1045 Trapelo Road Waltham, MA 2451 Full Service B&M $82,584
    Santander Bank, N.A. 105 Meriden Rd Waterbury, CT 6705 Full Service B&M $65,476
    Santander Bank, N.A. 1062 3rd Avenue New York, NY 10065 Full Service B&M $69,520
    Santander Bank, N.A. 1071 Centreville Road Warwick, RI 2886 Full Service B&M $84,157
    Santander Bank, N.A. 1072 Broad Street Bloomfield, NJ 7003 Full Service B&M $70,211
    Santander Bank, N.A. 108 Lacey Road Whiting, NJ 8759 Full Service B&M $75,057
    Santander Bank, N.A. 11 Park Street Leominster, MA 1453 Full Service B&M $45,474
    Santander Bank, N.A. 110 East Main Street Rockaway, NJ 7866 Full Service B&M $100,180
    Santander Bank, N.A. 110 River Styx Rd. Hopatcong, NJ 7843 Full Service B&M $91,012
    Santander Bank, N.A. 110 Union Avenue Framingham, MA 1702 Full Service B&M $43,027
    Santander Bank, N.A. 110 West Lincoln Highway Marchwood Shopping Center Exton, PA 19341 Full Service B&M $99,817
    Santander Bank, N.A. 1101 Market Philadelphia, PA 19107 Full Service B&M $50,364
    Santander Bank, N.A. 1102 Taylorsville Road Washington Crossing, PA 18977 Full Service B&M $69,098
    Santander Bank, N.A. 1110 Cocoa Avenue Hershey, PA 17033 Full Service B&M $50,157
    Santander Bank, N.A. 1111 South Willow Street Manchester, NH 3103 Full Service B&M $28,938
    Santander Bank, N.A. 1120 Bloomfield Ave West Caldwell, NJ 7006 Full Service B&M $75,087
    Santander Bank, N.A. 1125 Pleasant Street Worcester, MA 1602 Full Service B&M $94,206
    Santander Bank, N.A. 1135 Burnt Tavern Road Brick, NJ 8724 Full Service B&M $136,967
    Santander Bank, N.A. 1140 W Chester Pike West Chester, PA 19382 Full Service B&M $43,544
    Santander Bank, N.A. 1146 Hope Street Bristol, RI 2809 Full Service B&M $67,235
    Santander Bank, N.A. 115 Asylum St Hartford, CT 6103 Full Service B&M $82,052
    Santander Bank, N.A. 115 Chester Avenue Yeadon, PA 19050 Full Service B&M $39,183
    Santander Bank, N.A. 1150 Hancock Street Quincy, MA 2169 Full Service B&M $130,731
    Santander Bank, N.A. 116 Central Street Ipswich, MA 1938 Full Service B&M $30,513
    Santander Bank, N.A. 116 West Township Line Road Havertown, PA 19083 Full Service B&M $76,996
    Santander Bank, N.A. 118-11 101st Avenue South Richmond Hill, NY 11419 Full Service B&M $74,629
    Santander Bank, N.A. 1188 Valley Road Stirling, NJ 7980 Full Service B&M $50,299
    Santander Bank, N.A. 1197 Amboy Avenue Edison, NJ 8837 Full Service B&M $170,664
    Santander Bank, N.A. 12 Front Street Ashland, MA 1721 Full Service B&M $54,934
    Santander Bank, N.A. 12 Parkside Avenue Reading, PA 19607 Full Service B&M $110,650
    Santander Bank, N.A. 120 Jack Martin Blvd Brick, NJ 8724 Full Service B&M $63,794
    Santander Bank, N.A. 120 South Centre Street Pottsville, PA 17901 Full Service B&M $75,739
    Santander Bank, N.A. 121 Franklin Corner Road Lawrenceville, NJ 8648 Full Service B&M $108,811
    Santander Bank, N.A. 1215 Chestnut Street Emmaus, PA 18049 Limited, Drive-thru $44,814
    Santander Bank, N.A. 1215 New Jersey 35 Middletown, NJ 7748 Full Service B&M $98,083
    Santander Bank, N.A. 1221 Silas Deane Highway Wethersfield, CT 6109 Full Service B&M $112,670
    Santander Bank, N.A. 1224 Welsh Road North Wales, PA 19454 Full Service B&M $48,854
    Santander Bank, N.A. 1228 Boylston St Chestnut Hill, MA 2467 Full Service B&M $68,575
    Santander Bank, N.A. 123 West Lancaster Avenue Wayne, PA 19087 Full Service B&M $125,422
    Santander Bank, N.A. 1230 Braley Road New Bedford, MA 2745 Full Service B&M $53,623
    Santander Bank, N.A. 1234 Providence Road Whitinsville, MA 1588 Full Service B&M $49,476
    Santander Bank, N.A. 1240 Third Street Whitehall, PA 18052 Full Service B&M $48,698
    Santander Bank, N.A. 1241 Quentin Road Lebanon, PA 17042 Full Service B&M $60,897
    Santander Bank, N.A. 125 Broadway Somerville, MA 2145 Full Service B&M $39,990
    Santander Bank, N.A. 125 Causeway Street Boston, MA 2114 Full Service B&M $40,204
    Santander Bank, N.A. 125 Huttleston Avenue Fairhaven, MA 2719 Full Service B&M $80,907
    Santander Bank, N.A. 125 Main Street Salem, NH 3079 Full Service B&M $145,820
    Santander Bank, N.A. 125 S Providence Road Media, PA 19063 Full Service B&M $83,178
    Santander Bank, N.A. 126 Prospect Street Milford, MA 1757 Full Service B&M $124,101
    Santander Bank, N.A. 128 Union St New Bedford, MA 2740 Full Service B&M $106,459
    Santander Bank, N.A. 1290 Avenue Of The America's New York, NY 10019 Full Service B&M $761,412
    Santander Bank, N.A. 1298 Fulton Street Brooklyn, NY 11216 Full Service B&M $4,473
    Santander Bank, N.A. 13 North Main Street Bellingham, MA 2019 Full Service B&M $34,246
    Santander Bank, N.A. 13 Northeastern Boulevard Nashua, NH 3062 Full Service B&M $79,565
    Santander Bank, N.A. 130 North Eagle Road Havertown, PA 19083 Full Service B&M $158,051
    Santander Bank, N.A. 130 South State Road Springfield, PA 19064 Full Service B&M $59,132
    Santander Bank, N.A. 130 Taunton Avenue Seekonk, MA 2771 Full Service B&M $120,216
    Santander Bank, N.A. 1302 Avenue J Brooklyn, NY 11230 Full Service B&M $181,651
    Santander Bank, N.A. 131 Elmgrove Avenue Providence, RI 2906 Full Service B&M $86,788
    Santander Bank, N.A. 1314 Washington Street West Newton, MA 2465 Full Service B&M $83,979
    Santander Bank, N.A. 1320 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $187,927
    Santander Bank, N.A. 1322a Paterson Plank Road Secaucus, NJ 7094 Full Service B&M $57,702
    Santander Bank, N.A. 1325 Route 206 Skillman, NJ 8558 Full Service B&M $79,072
    Santander Bank, N.A. 133 Jackson Street Newark, NJ 7105 Full Service B&M $165,697
    Santander Bank, N.A. 1337 Beacon St Brookline, MA 2446 Full Service B&M $152,794
    Santander Bank, N.A. 1350 Broadway St New York, NY 10018 Full Service B&M $261,244
    Santander Bank, N.A. 136-11 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $10,563
    Santander Bank, N.A. 140 Hebron Avenue Glastonbury, CT 6033 Full Service B&M $77,705
    Santander Bank, N.A. 1401 Bruce Rd Oreland, PA 19075 Full Service B&M $43,137
    Santander Bank, N.A. 141 North Main Street Fall River, MA 2720 Full Service B&M $61,422
    Santander Bank, N.A. 1414 Atwood Avenue Johnston, RI 2919 Full Service B&M $102,212
    Santander Bank, N.A. 1415 Old York Road Abington, PA 19001 Full Service B&M $35,444
    Santander Bank, N.A. 1416 East Avenue Bronx, NY 10462 Full Service B&M $88,705
    Santander Bank, N.A. 1420 Massachusetts Ave Cambridge, MA 2138 Full Service B&M $40,772
    Santander Bank, N.A. 1420 Northern Boulevard Manhasset, NY 11030 Full Service B&M $100,584
    Santander Bank, N.A. 1425 Street Road Bensalem, PA 19020 Full Service B&M $39,768
    Santander Bank, N.A. 144 Lancaster Avenue Devon, PA 19333 Full Service B&M $71,304
    Santander Bank, N.A. 144 Main Street Norfolk, MA 2056 Full Service B&M $66,347
    Santander Bank, N.A. 1442 Bannister Street York, PA 17404 Full Service B&M $83,539
    Santander Bank, N.A. 1442 Dorchester Avenue Dorchester, MA 2122 Full Service B&M $65,893
    Santander Bank, N.A. 1450 South Washington Avenue Piscataway, NJ 8854 Full Service B&M $54,240
    Santander Bank, N.A. 1460 Forest Avenue Staten Island, NY 10302 Full Service B&M $197,145
    Santander Bank, N.A. 1462 Stuyvesant Avenue Union, NJ 7083 Full Service B&M $68,526
    Santander Bank, N.A. 14655 Mt Airy Rd Shrewsbury, PA 17361 Full Service B&M $63,361
    Santander Bank, N.A. 147 Water Street Fitchburg, MA 1420 Full Service B&M $29,010
    Santander Bank, N.A. 148 Everett Avenue Chelsea, MA 2150 Full Service B&M $64,212
    Santander Bank, N.A. 149 Main Street North Andover, MA 1845 Full Service B&M $79,270
    Santander Bank, N.A. 149-37 14th Avenue Whitestone, NY 11357 Full Service B&M $52,440
    Santander Bank, N.A. 15 Hyatt Street Staten Island, NY 10301 Full Service B&M $51,161
    Santander Bank, N.A. 15 Maplewood Drive Douglassville, PA 19518 Full Service B&M $57,162
    Santander Bank, N.A. 150 - 28 Union Turnpike Flushing, NY 11367 Full Service B&M $86,440
    Santander Bank, N.A. 150 Bridge Street Pelham, NH 3076 Full Service B&M $72,414
    Santander Bank, N.A. 1500 Market St Philadelphia, PA 19102 Full Service B&M $46,918
    Santander Bank, N.A. 1501 East Erie Avenue Philadelphia, PA 19124 Full Service B&M $36,854
    Santander Bank, N.A. 1513 Bethlehem Pike Hatfield, PA 19440 Full Service B&M $42,540
    Santander Bank, N.A. 153 Nahatan Street Norwood, MA 2062 Full Service B&M $117,145
    Santander Bank, N.A. 1550 Richmond Road Staten Island, NY 10304 Full Service B&M $227,749
    Santander Bank, N.A. 1565 East High Street Pottstown, PA 19464 Full Service B&M $57,600
    Santander Bank, N.A. 157 Summer Street Kingston, MA 2364 Full Service B&M $90,329
    Santander Bank, N.A. 16 Centre Court Lynnfield, MA 1940 Full Service B&M $64,540
    Santander Bank, N.A. 16 Park Street Attleboro, MA 2703 Full Service B&M $78,665
    Santander Bank, N.A. 160 East Street Road Feasterville Trevose, PA 19053 Full Service B&M $898
    Santander Bank, N.A. 160 Littleton Road Rt110 Westford, MA 1886 Full Service B&M $105,909
    Santander Bank, N.A. 160 Main Street Matawan, NJ 7747 Full Service B&M $89,015
    Santander Bank, N.A. 1600 Corlies Avenue Neptune, NJ 7753 Full Service B&M $100,047
    Santander Bank, N.A. 1616 Walnut Street Philadelphia, PA 19103 Full Service B&M $40,358
    Santander Bank, N.A. 1617 Blue Hill Avenue Mattapan, MA 2126 Full Service B&M $33,801
    Santander Bank, N.A. 162-38 Crossbay Blvd Howard Beach, NY 11414 Full Service B&M $45,593
    Santander Bank, N.A. 164 Reservoir Street Holden, MA 1520 Full Service B&M $91,543
    Santander Bank, N.A. 1645 Big Oak Road Yardley, PA 19067 Full Service B&M $97,748
    Santander Bank, N.A. 1650 North Limekiln Pike Dresher, PA 19025 Full Service B&M $36,956
    Santander Bank, N.A. 1677 Oregon Pike Lancaster, PA 17601 Full Service B&M $105,202
    Santander Bank, N.A. 168 South 32nd Street Camp Hill, PA 17011 Full Service B&M $104,342
    Santander Bank, N.A. 17 Beaverson Boulevard Brick, NJ 8723 Full Service B&M $70,864
    Santander Bank, N.A. 17 Maple Street Danvers, MA 1923 Full Service B&M $42,536
    Santander Bank, N.A. 17 Union Street Manchester, MA 1944 Full Service B&M $79,411
    Santander Bank, N.A. 17 West High Street Carlisle, PA 17013 Full Service B&M $29,519
    Santander Bank, N.A. 1700 Nottingham Way Trenton, NJ 8619 Full Service B&M $12,238
    Santander Bank, N.A. 1700-1704 Kuser Road Hamilton, NJ 8690 Full Service B&M $83,249
    Santander Bank, N.A. 1701 Chew Street Allentown, PA 18104 Full Service B&M $56,347
    Santander Bank, N.A. 172 Chase Avenue Waterbury, CT 6704 Full Service B&M $34,454
    Santander Bank, N.A. 175 Centre Street Pembroke, MA 2359 Full Service B&M $87,498
    Santander Bank, N.A. 1750 Broad Street Cranston, RI 2905 Full Service B&M $39,593
    Santander Bank, N.A. 176 Federal Street Boston, MA 2110 Full Service B&M $76,088
    Santander Bank, N.A. 1765 Ellington Road South Windsor, CT 6074 Full Service B&M $103,192
    Santander Bank, N.A. 1769 86th Street Brooklyn, NY 11214 Full Service B&M $119,931
    Santander Bank, N.A. 1770 Dekalb Pike Blue Bell, PA 19422 Full Service B&M $43,528
    Santander Bank, N.A. 18 Sycamore Avenue Little Silver, NJ 7739 Full Service B&M $59,301
    Santander Bank, N.A. 181 Main Street Marlborough, MA 1752 Full Service B&M $47,156
    Santander Bank, N.A. 1822 Massachusetts Avenue Lexington, MA 2420 Full Service B&M $158,725
    Santander Bank, N.A. 182a Cambridge Street Burlington, MA 1803 Full Service B&M $42,385
    Santander Bank, N.A. 1837 Victory Boulevard Staten Island, NY 10314 Full Service B&M $176,886
    Santander Bank, N.A. 184 Taunton Avenue East Providence, RI 2914 Full Service B&M $52,085
    Santander Bank, N.A. 1850 Centre Street West Roxbury, MA 2132 Full Service B&M $96,527
    Santander Bank, N.A. 1850 Victory Boulevard Staten Island, NY 10314 Limited, Drive-thru $0
    Santander Bank, N.A. 1866 Hooper Avenue Toms River, NJ 8753 Full Service B&M $66,752
    Santander Bank, N.A. 1866 Main Street Tewksbury, MA 1876 Full Service B&M $54,039
    Santander Bank, N.A. 1870 Route 27 Edison, NJ 8817 Full Service B&M $68,608
    Santander Bank, N.A. 188 Broadway Taunton, MA 2780 Full Service B&M $68,992
    Santander Bank, N.A. 188-192 Nassau Street Princeton, NJ 8542 Full Service B&M $66,529
    Santander Bank, N.A. 189 Montague Street Brooklyn, NY 11201 Full Service B&M $3,623,789
    Santander Bank, N.A. 19 Pleasant Street Woburn, MA 1801 Full Service B&M $53,602
    Santander Bank, N.A. 19 Schuyler Avenue North Arlington, NJ 7031 Full Service B&M $103,067
    Santander Bank, N.A. 190 East 98th Street Brooklyn, NY 11212 Full Service B&M $8,440
    Santander Bank, N.A. 190 Route 37 East Toms River, NJ 8753 Full Service B&M $98,288
    Santander Bank, N.A. 1900 Route 70 Lakewood, NJ 8701 Full Service B&M $89,352
    Santander Bank, N.A. 1917 Mcdade Blvd Folsom, PA 19033 Full Service B&M $65,726
    Santander Bank, N.A. 1927 Post Road Warwick, RI 2886 Full Service B&M $103,035
    Santander Bank, N.A. 1970 Rt 70e Cherry Hill, NJ 8003 Full Service B&M $102,274
    Santander Bank, N.A. 1980 Route 10 Morris Plains, NJ 7950 Full Service B&M $28,628
    Santander Bank, N.A. 1985 Lakeview Avenue Dracut, MA 1826 Full Service B&M $49,012
    Santander Bank, N.A. 2 E 10th St Marcus Hook, PA 19061 Full Service B&M $30,355
    Santander Bank, N.A. 2 Gold Street New York, NY 10038 Full Service B&M $44,370
    Santander Bank, N.A. 2 Meridian Street East Boston, MA 2128 Full Service B&M $68,887
    Santander Bank, N.A. 2 Morrissey Boulevard Boston, MA 2125 Full Service B&M $38,366
    Santander Bank, N.A. 2 South Main Street Unionville, CT 6085 Full Service B&M $42,546
    Santander Bank, N.A. 2 South Orange St Media, PA 19063 Full Service B&M $62,944
    Santander Bank, N.A. 2 Springfield Avenue Cranford, NJ 7016 Limited, Drive-thru $0
    Santander Bank, N.A. 2 Waterloo Road Stanhope, NJ 7874 Full Service B&M $64,720
    Santander Bank, N.A. 20 Beale Street Quincy, MA 2170 Full Service B&M $97,278
    Santander Bank, N.A. 20 Central Square Bridgewater, MA 2324 Full Service B&M $38,690
    Santander Bank, N.A. 20 East Broadway Derry, NH 3038 Full Service B&M $93,126
    Santander Bank, N.A. 20 Main Street Topsfield, MA 1983 Full Service B&M $38,385
    Santander Bank, N.A. 20 Veterans Memorial Hwy Somerville, NJ 8876 Full Service B&M $56,198
    Santander Bank, N.A. 200 Haverhill Street Methuen, MA 1844 Full Service B&M $101,441
    Santander Bank, N.A. 2000 Market Street Philadelphia, PA 19103 Full Service B&M $3,099,901
    Santander Bank, N.A. 2000 Route 70 Manchester, NJ 8759 Full Service B&M $88,953
    Santander Bank, N.A. 201 Dart Drive Hanover, PA 17331 Full Service B&M $46,739
    Santander Bank, N.A. 201 Harmony Road Middletown, NJ 7748 Full Service B&M $120,380
    Santander Bank, N.A. 206 Main Street Webster, MA 1570 Full Service B&M $82,149
    Santander Bank, N.A. 20a Main Street Wakefield, RI 2879 Full Service B&M $86,909
    Santander Bank, N.A. 21 Central Avenue Seekonk, MA 2771 Full Service B&M $55,541
    Santander Bank, N.A. 21 Commerce Way Plymouth, MA 2360 Full Service B&M $114,098
    Santander Bank, N.A. 210 Smith Street Perth Amboy, NJ 8861 Full Service B&M $72,792
    Santander Bank, N.A. 2103 Hamilton St Philadelphia, PA 19130 Full Service B&M $10,155
    Santander Bank, N.A. 211 North Main Street Andover, MA 1810 Full Service B&M $87,521
    Santander Bank, N.A. 212 Thayer St Providence, RI 2906 Full Service B&M $56,829
    Santander Bank, N.A. 2136 Acushnet Avenue New Bedford, MA 2745 Full Service B&M $94,069
    Santander Bank, N.A. 214 Newark Avenue Jersey City, NJ 7302 Full Service B&M $53,548
    Santander Bank, N.A. 214 Washington St Hoboken, NJ 7030 Full Service B&M $515,836
    Santander Bank, N.A. 215 Atlantic Ave Brooklyn, NY 11201 Full Service B&M $130,998
    Santander Bank, N.A. 215 Grand Avenue New Haven, CT 6513 Full Service B&M $46,495
    Santander Bank, N.A. 215 Main Street Pawtucket, RI 2860 Full Service B&M $133,222
    Santander Bank, N.A. 2168 White Plains Road Bronx, NY 10462 Full Service B&M $2,338
    Santander Bank, N.A. 2191 West Union Boulevard Bethlehem, PA 18018 Full Service B&M $31,628
    Santander Bank, N.A. 22-59 31st Street Long Island City, NY 11105 Full Service B&M $98,391
    Santander Bank, N.A. 220 E. 161 Street Bronx, NY 10451 Full Service B&M $4,609
    Santander Bank, N.A. 220 Route 9 North Manalapan, NJ 7726 Full Service B&M $139,055
    Santander Bank, N.A. 2220 State Hill Road Wyomissing, PA 19610 Full Service B&M $129,961
    Santander Bank, N.A. 223 Main Street Nashua, NH 3060 Full Service B&M $95,641
    Santander Bank, N.A. 225 Atwood Avenue Cranston, RI 2920 Full Service B&M $86,134
    Santander Bank, N.A. 2253 North Avenue Scotch Plains, NJ 7076 Full Service B&M $161,754
    Santander Bank, N.A. 226 Applegarth And Half-Acre Road Monroe Township, NJ 8831 Full Service B&M $107,355
    Santander Bank, N.A. 226 East 86th Street New York, NY 10028 Full Service B&M $85,485
    Santander Bank, N.A. 2275 Broadway New York, NY 10024 Full Service B&M $99,873
    Santander Bank, N.A. 2277 State Road, Route 3a Plymouth, MA 2360 Full Service B&M $64,991
    Santander Bank, N.A. 228 Main Street Reading, MA 1867 Full Service B&M $60,272
    Santander Bank, N.A. 2285 W. County Line Rd Jackson, NJ 8527 Full Service B&M $185,662
    Santander Bank, N.A. 23 E Broad St Palmyra, NJ 8065 Full Service B&M $35,750
    Santander Bank, N.A. 23 Newkirk Plaza Brooklyn, NY 11226 Full Service B&M $104,977
    Santander Bank, N.A. 234 Prospect Park West Brooklyn, NY 11215 Full Service B&M $129,120
    Santander Bank, N.A. 235 Queen Street Southington, CT 6489 Full Service B&M $50,875
    Santander Bank, N.A. 235 Second Street Harrisburg, PA 17101 Full Service B&M $25,696
    Santander Bank, N.A. 2356 Bell Boulevard Bayside, NY 11360 Full Service B&M $190,730
    Santander Bank, N.A. 2357-59 86th Street Brooklyn, NY 11214 Full Service B&M $79,290
    Santander Bank, N.A. 236 West St. George Avenue Linden, NJ 7036 Full Service B&M $98,651
    Santander Bank, N.A. 2367 Lakewood Rd Toms River, NJ 8755 Full Service B&M $85,460
    Santander Bank, N.A. 2371 Route 33 Robbinsville, NJ 8691 Full Service B&M $65,653
    Santander Bank, N.A. 239 Littleton Road Parsippany, NJ 7054 Full Service B&M $61,464
    Santander Bank, N.A. 24-28 34th Avenue Long Island City, NY 11106 Full Service B&M $66,480
    Santander Bank, N.A. 24-28 East Main Street Schuylkill Haven, PA 17972 Full Service B&M $162,070
    Santander Bank, N.A. 240 S Third St Coopersburg, PA 18036 Full Service B&M $58,115
    Santander Bank, N.A. 240 West Boylston Street West Boylston, MA 1583 Full Service B&M $86,358
    Santander Bank, N.A. 2401 East Venango Street Philadelphia, PA 19134 Full Service B&M $35,477
    Santander Bank, N.A. 241 Central Avenue Jersey City, NJ 7307 Full Service B&M $79,462
    Santander Bank, N.A. 241 Monmouth Road West Long Branch, NJ 7764 Full Service B&M $102,497
    Santander Bank, N.A. 2429 Jackson Avenue Long Island City, NY 11101 Full Service B&M $23,430
    Santander Bank, N.A. 243 Chestnut St Newark, NJ 7105 Full Service B&M $184,091
    Santander Bank, N.A. 243 Millburn Avenue Millburn, NJ 7041 Full Service B&M $58,652
    Santander Bank, N.A. 2465 South Broad Street Hamilton, NJ 8610 Full Service B&M $34,657
    Santander Bank, N.A. 25 Center Street Weston, MA 2493 Full Service B&M $51,151
    Santander Bank, N.A. 25 Torrey St Brockton, MA 2301 Full Service B&M $48,967
    Santander Bank, N.A. 250 Lexington Avenue New York, NY 10016 Full Service B&M $73,449
    Santander Bank, N.A. 2500 Belmar Blvd Wall, NJ 7719 Full Service B&M $82,085
    Santander Bank, N.A. 252 Patriot Place Foxboro, MA 2035 Full Service B&M $14,648
    Santander Bank, N.A. 253 Essex St Salem, MA 1970 Full Service B&M $38,974
    Santander Bank, N.A. 255 Newport Avenue Rumford, RI 2916 Full Service B&M $47,292
    Santander Bank, N.A. 2560 Rt 37 Manchester, NJ 8759 Full Service B&M $38,420
    Santander Bank, N.A. 2583 Pennington Road Pennington, NJ 8534 Full Service B&M $41,414
    Santander Bank, N.A. 25a Orchard View Dr Londonderry, NH 3053 Full Service B&M $47,113
    Santander Bank, N.A. 2655 Richmond Avenue Staten Island, NY 10314 Full Service B&M $57,933
    Santander Bank, N.A. 269 Penrose Pl Carlisle, PA 17013 Full Service B&M $77,174
    Santander Bank, N.A. 27 Brown Street North Kingstown, RI 2852 Full Service B&M $56,909
    Santander Bank, N.A. 2700 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $244,620
    Santander Bank, N.A. 2701 South Tenth Street Philadelphia, PA 19148 Full Service B&M $54,012
    Santander Bank, N.A. 272 County Road Barrington, RI 2806 Full Service B&M $72,762
    Santander Bank, N.A. 2730 Nottingham Way Mercerville, NJ 8619 Full Service B&M $100,317
    Santander Bank, N.A. 277 Linden Street Wellesley, MA 2482 Full Service B&M $70,221
    Santander Bank, N.A. 279 Massachusetts Avenue Boston, MA 2115 Full Service B&M $88,035
    Santander Bank, N.A. 280 Atwells Avenue Providence, RI 2903 Full Service B&M $31,883
    Santander Bank, N.A. 280 Main Street Wilmington, MA 1887 Full Service B&M $75,686
    Santander Bank, N.A. 2814 Broadway New York, NY 10025 Full Service B&M $37,824
    Santander Bank, N.A. 285 Broad Street Red Bank, NJ 7701 Full Service B&M $126,684
    Santander Bank, N.A. 287 Hanover Street Boston, MA 2113 Full Service B&M $42,469
    Santander Bank, N.A. 2895 Cranberry Highway East Wareham, MA 2538 Full Service B&M $97,263
    Santander Bank, N.A. 290 Ferry Street Newark, NJ 7105 Full Service B&M $44,433
    Santander Bank, N.A. 292 Thames St Newport, RI 2840 Full Service B&M $29,339
    Santander Bank, N.A. 2930 Broadway New York, NY 10027 Full Service B&M $462
    Santander Bank, N.A. 296 Essex Street Lawrence, MA 1840 Full Service B&M $54,039
    Santander Bank, N.A. 2985 Route 35 And Poole Avenue Hazlet, NJ 7730 Full Service B&M $175,556
    Santander Bank, N.A. 2a Elm Street Woburn, MA 1801 Full Service B&M $58,166
    Santander Bank, N.A. 3 Charles St Mashpee, MA 2649 Full Service B&M $34,156
    Santander Bank, N.A. 3 Oak Bluffs Avenue Oak Bluffs, MA 2557 Full Service B&M $34,982
    Santander Bank, N.A. 3 Terry Drive Newtown, PA 18940 Full Service B&M $93,287
    Santander Bank, N.A. 3 Wall Street Windham, NH 3087 Full Service B&M $154,476
    Santander Bank, N.A. 30 Barlows Landing Road Pocasset, MA 2559 Full Service B&M $72,770
    Santander Bank, N.A. 30 Birmingham Parkway Brighton, MA 2135 Full Service B&M $38,826
    Santander Bank, N.A. 30 Elm Street Westfield, MA 1085 Full Service B&M $32,920
    Santander Bank, N.A. 30 Forbes Road Braintree, MA 2184 Full Service B&M $62,375
    Santander Bank, N.A. 30 West Mount Pleasant Avenue Livingston, NJ 7039 Full Service B&M $63,894
    Santander Bank, N.A. 30 Winter Street Boston, MA 2108 Full Service B&M $65,709
    Santander Bank, N.A. 300 Andover Street Peabody, MA 1960 Full Service B&M $123,525
    Santander Bank, N.A. 300 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $100,160
    Santander Bank, N.A. 300 Gordons Corner Rd Manalapan, NJ 7726 Full Service B&M $114,286
    Santander Bank, N.A. 300 West Main Street Northborough, MA 1532 Full Service B&M $53,744
    Santander Bank, N.A. 3001 West Chester Pike Broomall, PA 19008 Full Service B&M $82,887
    Santander Bank, N.A. 301 Atlantic City Blvd Pine Beach, NJ 8741 Full Service B&M $91,307
    Santander Bank, N.A. 301 Avenue U Brooklyn, NY 11223 Full Service B&M $112,698
    Santander Bank, N.A. 301 N Main St Randolph, MA 2368 Full Service B&M $52,959
    Santander Bank, N.A. 301 South Livingston Avenue Livingston, NJ 7039 Full Service B&M $76,494
    Santander Bank, N.A. 302 Haddon Ave Westmont, NJ 8108 Full Service B&M $56,751
    Santander Bank, N.A. 3060 Industry Drive Lancaster, PA 17603 Full Service B&M $40,007
    Santander Bank, N.A. 3060 Washington Stree Boston, MA 2119 Full Service B&M $27,583
    Santander Bank, N.A. 308 Main Street Asbury Park, NJ 7712 Full Service B&M $26,938
    Santander Bank, N.A. 31 St. James Avenue Boston, MA 2116 Full Service B&M $107,747
    Santander Bank, N.A. 310 Gifford Street Falmouth, MA 2540 Full Service B&M $50,765
    Santander Bank, N.A. 310 New State Highway Raynham, MA 2767 Full Service B&M $56,275
    Santander Bank, N.A. 3120 William Penn Highway Easton, PA 18045 Full Service B&M $106,271
    Santander Bank, N.A. 313 West Cypress Street Kennett Square, PA 19348 Full Service B&M $37,233
    Santander Bank, N.A. 314 Elizabeth Ave Elizabeth, NJ 7206 Full Service B&M $34,189
    Santander Bank, N.A. 3150 Amboy Road Staten Island, NY 10306 Full Service B&M $165,800
    Santander Bank, N.A. 317 Washington St Auburn, MA 1501 Full Service B&M $102,380
    Santander Bank, N.A. 319 Monponsett Street Halifax, MA 2338 Full Service B&M $62,165
    Santander Bank, N.A. 323 Broadway Saugus, MA 1906 Full Service B&M $72,636
    Santander Bank, N.A. 3237 Berlin Turnpike Newington, CT 6111 Full Service B&M $144,766
    Santander Bank, N.A. 324 Chestnut Street Union, NJ 7083 Full Service B&M $115,886
    Santander Bank, N.A. 326 Boston Post Road Wayland, MA 1778 Full Service B&M $36,915
    Santander Bank, N.A. 33 West State St Trenton, NJ 8608 Full Service B&M $14,423
    Santander Bank, N.A. 330 Broadway Revere, MA 2151 Full Service B&M $76,761
    Santander Bank, N.A. 330 Madison Avenue New York, NY 10017 Full Service B&M $133,303
    Santander Bank, N.A. 330 Martin Luther King Boulevard Roxbury, MA 2119 Full Service B&M $18,770
    Santander Bank, N.A. 330 South Service Road Suite 118 Melville, NY 11747 Limited, Drive-thru $192,264
    Santander Bank, N.A. 331 Cotuit Road Sandwich, MA 2563 Full Service B&M $90,504
    Santander Bank, N.A. 332 High Street Burlington, NJ 8016 Full Service B&M $39,163
    Santander Bank, N.A. 333 Liberty Streets Orwigsburg, PA 17961 Full Service B&M $40,778
    Santander Bank, N.A. 335 Fifth Street Quarryville, PA 17566 Full Service B&M $28,351
    Santander Bank, N.A. 336 Broadway New York, NY 10013 Full Service B&M $51,200
    Santander Bank, N.A. 339 Washington Street Dedham, MA 2026 Full Service B&M $51,152
    Santander Bank, N.A. 340 Main Street Haverhill, MA 1830 Full Service B&M $70,164
    Santander Bank, N.A. 342 Lloyd Road Aberdeen, NJ 7747 Full Service B&M $91,849
    Santander Bank, N.A. 342 North Main Street West Hartford, CT 6117 Full Service B&M $89,675
    Santander Bank, N.A. 3420 N Fifth St Hwy Reading, PA 19605 Full Service B&M $120,548
    Santander Bank, N.A. 345 Union Hill Rd Manalapan, NJ 7726 Full Service B&M $841,892
    Santander Bank, N.A. 346 Congress St Boston, MA 2210 Full Service B&M $42,946
    Santander Bank, N.A. 346 Timpany Boulevard Gardner, MA 1440 Full Service B&M $38,834
    Santander Bank, N.A. 349 Princeton-Highstown Road West Windsor, NJ 8550 Full Service B&M $76,150
    Santander Bank, N.A. 35 Leonard Street Belmont, MA 2478 Full Service B&M $65,084
    Santander Bank, N.A. 35 Market Square Lynn, MA 1905 Full Service B&M $75,792
    Santander Bank, N.A. 35 South Main Street Lodi, NJ 7644 Full Service B&M $40,577
    Santander Bank, N.A. 3500 U.S. Highway 9 Old Bridge, NJ 8857 Full Service B&M $77,512
    Santander Bank, N.A. 358 North Ave Garwood, NJ 7027 Full Service B&M $111,472
    Santander Bank, N.A. 36 Robin Hood Drive Etters, PA 17319 Full Service B&M $47,469
    Santander Bank, N.A. 365 Convery Blvd Perth Amboy, NJ 8861 Full Service B&M $43,385
    Santander Bank, N.A. 369 Main Street Wakefield, MA 1880 Full Service B&M $76,629
    Santander Bank, N.A. 37 Main Street Englishtown, NJ 7726 Full Service B&M $65,187
    Santander Bank, N.A. 37-10 Broadway Long Island City, NY 11103 Full Service B&M $105,299
    Santander Bank, N.A. 370 N. Reading Road Ephrata, PA 17522 Full Service B&M $61,364
    Santander Bank, N.A. 379 Main Street, Route 20 Sturbridge, MA 1566 Full Service B&M $62,001
    Santander Bank, N.A. 380 Chief Justice Cushing Highway, Route 3a Cohasset, MA 2025 Full Service B&M $58,334
    Santander Bank, N.A. 3802 Chestnut Street Philadelphia, PA 19104 Full Service B&M $69,048
    Santander Bank, N.A. 389 East 149th Street Bronx, NY 10455 Full Service B&M $7,152
    Santander Bank, N.A. 39 Hanover St Spring Grove, PA 17362 Full Service B&M $20,587
    Santander Bank, N.A. 39 South Main Street Middleton, MA 1949 Full Service B&M $63,715
    Santander Bank, N.A. 3900 Hamilton Boulevard Allentown, PA 18103 Full Service B&M $47,764
    Santander Bank, N.A. 394 West Main Street Avon, CT 6001 Full Service B&M $107,897
    Santander Bank, N.A. 40 Hazard Avenue Enfield, CT 6082 Full Service B&M $79,527
    Santander Bank, N.A. 40 South Main Street Wharton, NJ 7885 Full Service B&M $57,110
    Santander Bank, N.A. 40 Washington Street Brooklyn, NY 11201 Full Service B&M $38,881
    Santander Bank, N.A. 400 Cedar Avenue West Long Branch, NJ 7764 Full Service B&M $57
    Santander Bank, N.A. 400 Lowell Avenue Haverhill, MA 1832 Full Service B&M $32,527
    Santander Bank, N.A. 400 West Allegheny Avenue, Suite E3 Philadelphia, PA 19133 Full Service B&M $2,342
    Santander Bank, N.A. 401 Enola Road Enola, PA 17025 Full Service B&M $26,325
    Santander Bank, N.A. 4025 Amboy Road Staten Island, NY 10308 Full Service B&M $148,727
    Santander Bank, N.A. 403 Highland Avenue Somerville, MA 2144 Full Service B&M $78,335
    Santander Bank, N.A. 405 Main Street Boonton, NJ 7005 Full Service B&M $66,810
    Santander Bank, N.A. 408 East Broad St Tamaqua, PA 18252 Full Service B&M $73,099
    Santander Bank, N.A. 409 Massachusetts Ave Acton, MA 1720 Full Service B&M $135,176
    Santander Bank, N.A. 410 Putnam Pike Smithfield, RI 2917 Full Service B&M $102,520
    Santander Bank, N.A. 411 Social Street Woonsocket, RI 2895 Full Service B&M $62,653
    Santander Bank, N.A. 414 Broadway Lynn, MA 1904 Full Service B&M $55,150
    Santander Bank, N.A. 415 Market Street Brighton, MA 2135 Full Service B&M $59,729
    Santander Bank, N.A. 4157 N. George St. Extd. Manchester, PA 17345 Full Service B&M $28,014
    Santander Bank, N.A. 42 Valley Road Middletown, RI 2842 Full Service B&M $40,684
    Santander Bank, N.A. 421 Daniel Webster Highway Merrimack, NH 3054 Full Service B&M $49,581
    Santander Bank, N.A. 423 Route 134 South Dennis, MA 2660 Full Service B&M $36,205
    Santander Bank, N.A. 4251 Union Deposit Road Harrisburg, PA 17111 Full Service B&M $64,201
    Santander Bank, N.A. 4261 Route 9 North Howell, NJ 7731 Full Service B&M $128,058
    Santander Bank, N.A. 43 Richmond Hill Road Staten Island, NY 10314 Full Service B&M $130,287
    Santander Bank, N.A. 430 Route 10 Randolph, NJ 7869 Full Service B&M $41,952
    Santander Bank, N.A. 430 William Canning Boulevard Fall River, MA 2721 Full Service B&M $43,583
    Santander Bank, N.A. 4310 Amboy Road Staten Island, NY 10312 Full Service B&M $131,536
    Santander Bank, N.A. 434 Ridgedale Avenue East Hanover, NJ 7936 Full Service B&M $57,439
    Santander Bank, N.A. 437 Rutherford Avenue Boston, MA 2129 Full Service B&M $98,547
    Santander Bank, N.A. 44 E Lancaster Ave Ardmore, PA 19003 Full Service B&M $74,051
    Santander Bank, N.A. 44 Main Street Holmdel, NJ 7733 Full Service B&M $74,761
    Santander Bank, N.A. 44 North Bryn Mawr Ave. Bryn Mawr, PA 19010 Full Service B&M $94,008
    Santander Bank, N.A. 44 Princeton-Heightstown Road West Windsor, NJ 8550 Full Service B&M $118,260
    Santander Bank, N.A. 440 Avenue P Brooklyn, NY 11223 Full Service B&M $125,619
    Santander Bank, N.A. 440 Mt. Pleasant Street New Bedford, MA 2746 Full Service B&M $34,607
    Santander Bank, N.A. 443 Hillside Avenue Williston Park, NY 11596 Full Service B&M $138,572
    Santander Bank, N.A. 4452 Oakhurst Rd Harrisburg, PA 17110 Full Service B&M $28,701
    Santander Bank, N.A. 446 Main Street Worcester, MA 1608 Full Service B&M $86,282
    Santander Bank, N.A. 45 East 53rd Street New York, NY 10022 Full Service B&M $74,108
    Santander Bank, N.A. 45 Storey Avenue, Port Plaza Rte 113 Newburyport, MA 1950 Full Service B&M $60,464
    Santander Bank, N.A. 4514 16th Avenue Brooklyn, NY 11204 Full Service B&M $204,629
    Santander Bank, N.A. 455 Old Bridge Turnpike East Brunswick, NJ 8816 Full Service B&M $56,091
    Santander Bank, N.A. 456 North Broad St. Elizabeth, NJ 7208 Full Service B&M $120,691
    Santander Bank, N.A. 459 Broadway Everett, MA 2149 Full Service B&M $70,990
    Santander Bank, N.A. 460 South Union Street Lawrence, MA 1843 Full Service B&M $67,566
    Santander Bank, N.A. 463 Washington Ave Belleville, NJ 7109 Full Service B&M $82,377
    Santander Bank, N.A. 466 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $51,449
    Santander Bank, N.A. 47 Maple Avenue Shrewsbury, MA 1545 Full Service B&M $113,593
    Santander Bank, N.A. 470 Kenilworth Boulevard Kenilworth, NJ 7033 Full Service B&M $53,950
    Santander Bank, N.A. 474 West Broadway South Boston, MA 2127 Full Service B&M $77,197
    Santander Bank, N.A. 475 Forest Avenue Staten Island, NY 10301 Full Service B&M $161,729
    Santander Bank, N.A. 475 Washington Boulevard Jersey City, NJ 7310 Full Service Retail $27,727
    Santander Bank, N.A. 4823 13th Avenue Brooklyn, NY 11219 Full Service B&M $160,283
    Santander Bank, N.A. 486 Lincoln Street Worcester, MA 1605 Full Service B&M $35,198
    Santander Bank, N.A. 487 Harvard Street Brookline, MA 2446 Full Service B&M $45,549
    Santander Bank, N.A. 488 Amherst Street Nashua, NH 3063 Full Service B&M $38,840
    Santander Bank, N.A. 489 Lafayette Road Seabrook, NH 3874 Full Service B&M $48,892
    Santander Bank, N.A. 489 Merrimack Street Lowell, MA 1854 Full Service B&M $68,610
    Santander Bank, N.A. 4900 Perkiomen Avenue Reading, PA 19606 Full Service B&M $160,634
    Santander Bank, N.A. 492 Main Street Melrose, MA 2176 Full Service B&M $85,993
    Santander Bank, N.A. 495 Paraside Road Swampscott, MA 1907 Full Service B&M $160,576
    Santander Bank, N.A. 4952 Parkside Avenue Philadelphia, PA 19131 Full Service B&M $448
    Santander Bank, N.A. 499 Tyler Run Road York, PA 17403 Full Service B&M $66,419
    Santander Bank, N.A. 5 Billerica Rd Chelmsford, MA 1824 Full Service B&M $86,369
    Santander Bank, N.A. 5 Whittier Street Framingham, MA 1701 Full Service B&M $193,386
    Santander Bank, N.A. 50 Boston Turnpike Shrewsbury, MA 1545 Full Service B&M $58,520
    Santander Bank, N.A. 50 Middleneck Road Great Neck, NY 11021 Full Service B&M $110,347
    Santander Bank, N.A. 50 West Market Street West Chester, PA 19382 Full Service B&M $37,110
    Santander Bank, N.A. 500 Central Avenue Cheltenham, PA 19012 Limited, Drive-thru $48,507
    Santander Bank, N.A. 5022-24 City Avenue Philadelphia, PA 19131 Full Service B&M $63,456
    Santander Bank, N.A. 508 Boston Road Billerica, MA 1821 Full Service B&M $71,918
    Santander Bank, N.A. 51 Gold Star Boulevard Worcester, MA 1605 Full Service B&M $107,778
    Santander Bank, N.A. 51 Main Street Orleans, MA 2653 Full Service B&M $56,619
    Santander Bank, N.A. 51 Pleasant Street Weymouth, MA 2190 Full Service B&M $52,989
    Santander Bank, N.A. 515 Massachusetts Avenue Cambridge, MA 2139 Full Service B&M $79,771
    Santander Bank, N.A. 52 Millburn Avenue Springfield, NJ 7081 Full Service B&M $53,196
    Santander Bank, N.A. 520 Elmwood Avenue Providence, RI 2907 Full Service B&M $27,749
    Santander Bank, N.A. 521 Park Avenue Freehold, NJ 7728 Full Service B&M $96,232
    Santander Bank, N.A. 521 Tremont St Boston, MA 2116 Full Service B&M $28,003
    Santander Bank, N.A. 525 Inman Ave. Colonia, NJ 7067 Full Service B&M $107,525
    Santander Bank, N.A. 525 Middle Turnpike, W Manchester, CT 6040 Full Service B&M $39,067
    Santander Bank, N.A. 526 Boston Post Road, Suite A Sudbury, MA 1776 Full Service B&M $95,915
    Santander Bank, N.A. 53 West Main Street Hillsborough, NH 3244 Full Service B&M $32,609
    Santander Bank, N.A. 5300 Baltimore Pike Clifton Heights, PA 19018 Full Service B&M $66,919
    Santander Bank, N.A. 532 Pompton Ave Cedar Grove, NJ 7009 Full Service B&M $82,423
    Santander Bank, N.A. 533 Washington Street Abington, MA 2351 Full Service B&M $106,277
    Santander Bank, N.A. 541 Rahway Avenue Woodbridge, NJ 7095 Full Service B&M $120,411
    Santander Bank, N.A. 541 South Broadway, Suite #100 Salem, NH 3079 Full Service B&M $50,390
    Santander Bank, N.A. 55 Bassett Lane And North Street Hyannis, MA 2601 Full Service B&M $35,843
    Santander Bank, N.A. 551 North Main Street Providence, RI 2904 Full Service B&M $65,389
    Santander Bank, N.A. 552 Commonwealth Avenue Boston, MA 2215 Full Service B&M $59,603
    Santander Bank, N.A. 554 Central Avenue East Orange, NJ 7018 Full Service B&M $26,534
    Santander Bank, N.A. 555 Broadway Lawrence, MA 1841 Full Service B&M $38,079
    Santander Bank, N.A. 555 Chickering Road North Andover, MA 1845 Full Service B&M $80,342
    Santander Bank, N.A. 555 High Street Mount Holly, NJ 8060 Full Service B&M $34,950
    Santander Bank, N.A. 555 Madison Avenue Lakewood, NJ 8701 Full Service B&M $234,793
    Santander Bank, N.A. 555 Reservoir Avenue Cranston, RI 2910 Full Service B&M $73,377
    Santander Bank, N.A. 5601 North Broad Street Philadelphia, PA 19141 Full Service B&M $12,817
    Santander Bank, N.A. 561 Adams Street Milton, MA 2186 Full Service B&M $66,118
    Santander Bank, N.A. 568 Franklin Avenue Hartford, CT 6114 Full Service B&M $93,117
    Santander Bank, N.A. 57 Monmouth Road Oakhurst, NJ 7755 Full Service B&M $66,760
    Santander Bank, N.A. 571 Florida Grove Road Perth Amboy, NJ 8861 Full Service B&M $105,328
    Santander Bank, N.A. 5714 Westfield Ave Pennsauken, NJ 8110 Full Service B&M $29,024
    Santander Bank, N.A. 575 Boylston St Boston, MA 2116 Full Service B&M $58,575
    Santander Bank, N.A. 58 County Street New Bedford, MA 2744 Full Service B&M $34,929
    Santander Bank, N.A. 58 Plaistow Road Plaistow, NH 3865 Full Service B&M $50,246
    Santander Bank, N.A. 584 Washington Street Whitman, MA 2382 Full Service B&M $87,950
    Santander Bank, N.A. 585 Allen Street New Bedford, MA 2740 Full Service B&M $186,475
    Santander Bank, N.A. 585 Columbia Road Dorchester, MA 2125 Full Service B&M $29,888
    Santander Bank, N.A. 587 Cabot St Beverly, MA 1915 Full Service B&M $42,210
    Santander Bank, N.A. 587 Main Street Woodbridge, NJ 7095 Full Service B&M $107,782
    Santander Bank, N.A. 589 Cranbury Road East Brunswick, NJ 8816 Full Service B&M $72,564
    Santander Bank, N.A. 590 Sumner Avenue Springfield, MA 1108 Full Service B&M $72,762
    Santander Bank, N.A. 593 Eddy Street Providence, RI 2903 Full Service B&M $52,368
    Santander Bank, N.A. 6 Federal Street Bristol, CT 6010 Full Service B&M $32,260
    Santander Bank, N.A. 6 Francis Street Boston, MA 2115 Full Service B&M $36,644
    Santander Bank, N.A. 600 Broadway Long Branch, NJ 7740 Full Service B&M $58,379
    Santander Bank, N.A. 601 Penn Street Reading, PA 19601 Full Service B&M $901,781
    Santander Bank, N.A. 6075 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $36,009
    Santander Bank, N.A. 61 Constitution Boulevard Kutztown, PA 19530 Full Service B&M $65,474
    Santander Bank, N.A. 61 Harrison Avenue Boston, MA 2111 Full Service B&M $235,184
    Santander Bank, N.A. 612 Fayette Street Conshohocken, PA 19428 Full Service B&M $89,169
    Santander Bank, N.A. 618 Germantown Pike Lafayette Hill, PA 19444 Full Service B&M $39,823
    Santander Bank, N.A. 62 Messenger Street Plainville, MA 2762 Full Service B&M $109,564
    Santander Bank, N.A. 620 G.A.R. Highway Swansea, MA 2777 Full Service B&M $71,544
    Santander Bank, N.A. 620 Main Road Towaco, NJ 7082 Full Service B&M $57,159
    Santander Bank, N.A. 622 George Washington Highway, Ste 100 Lincoln, RI 2865 Full Service B&M $110,942
    Santander Bank, N.A. 624 Washington Street Newtonville, MA 2458 Full Service B&M $61,779
    Santander Bank, N.A. 63 South Main Street Assonet, MA 2702 Full Service B&M $46,758
    Santander Bank, N.A. 64 Depot Street Duxbury, MA 2332 Full Service B&M $42,234
    Santander Bank, N.A. 6424 Eighteenth Avenue Brooklyn, NY 11204 Full Service B&M $206,897
    Santander Bank, N.A. 650 West 168th Street New York, NY 10032 Full Service B&M $1,745
    Santander Bank, N.A. 6500-06 Woodland Avenue Philadelphia, PA 19142 Full Service B&M $20,986
    Santander Bank, N.A. 655 Park Avenue Worcester, MA 1603 Full Service B&M $48,588
    Santander Bank, N.A. 66 Main Street Hopkinton, MA 1748 Full Service B&M $42,570
    Santander Bank, N.A. 667 Bloomfield Ave Bloomfield, NJ 7003 Full Service B&M $64,250
    Santander Bank, N.A. 67 Beacon Street Boston, MA 2108 Full Service B&M $60,085
    Santander Bank, N.A. 6740 Germantown Avenue Philadelphia, PA 19119 Full Service B&M $36,775
    Santander Bank, N.A. 677 W Dekalb Pike King Of Prussia, PA 19406 Full Service B&M $54,275
    Santander Bank, N.A. 6836 Torresdale Avenue Philadelphia, PA 19135 Full Service B&M $23,316
    Santander Bank, N.A. 69 East Central Street Natick, MA 1760 Full Service B&M $46,061
    Santander Bank, N.A. 69 Madison Avenue Lakewood, NJ 8701 Full Service B&M $188,698
    Santander Bank, N.A. 69 Washington Street Norwell, MA 2061 Full Service B&M $24,480
    Santander Bank, N.A. 695 Highland Avenue Needham, MA 2494 Full Service B&M $70,409
    Santander Bank, N.A. 6975 Amboy Road Staten Island, NY 10307 Full Service B&M $161,577
    Santander Bank, N.A. 7 Church Street Winchester, MA 1890 Full Service B&M $63,528
    Santander Bank, N.A. 70 East Main Street Westborough, MA 1581 Full Service B&M $138,718
    Santander Bank, N.A. 700 Main Street Waltham, MA 2451 Full Service B&M $107,805
    Santander Bank, N.A. 705 High Street Westwood, MA 2090 Full Service B&M $64,496
    Santander Bank, N.A. 707 Anderson Avenue Cliffside Park, NJ 7010 Full Service B&M $50,787
    Santander Bank, N.A. 71 Bangor Junction Road Bangor, PA 18013 Full Service B&M $45,416
    Santander Bank, N.A. 71 Main Street Andover, MA 1810 Full Service B&M $136,148

    For 2020, Santander Bank N.a. had 581 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,384,305
    Net interest income $2,039,098
    Total noninterest income $556,670
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $139,481
    Trading account gains and fees $36,671
    Additional Noninterest Income $380,518
    Pre-tax net operating income $-1,986,591
    Securities gains (or losses, -) $32,827
    Income before extraordinary items $-1,772,059
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $-1,772,059
    Minority interest net income $0
    Net income $-1,772,059
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $-1,801,931

    Santander Bank N.a.'s gross interest income from loans was $2,384,305,000.
    Santander Bank N.a.'s net interest income from loans was $2,039,098,000.
    Santander Bank N.a.'s fee based income from loans was $139,481,000.
    Santander Bank N.a.'s net income from loans was $-1,772,059,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $345,207
    Provision for credit losses $590,664
    Total noninterest expense $3,991,695
    Salaries and employee benefits $1,039,105
    Premises and equipment expense $376,256
    Additional noninterest expense $2,576,334
    Applicable income taxes $-181,705
    Net charge-offs $253,449
    Cash dividends $0

    Santander Bank N.a.'s interest expense for loans was $345,207,000.
    Santander Bank N.a.'s payroll and benefits expense were $1,039,105,000.
    Santander Bank N.a.'s property, plant and equipment expenses $376,256,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 1.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 1.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 0.0%
    Personal loans 0.0%
    Credit card loans 1.2%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 1.0%

    Deposits

    Type Value (in 000's)
    Total deposits $73,722,432
    Deposits held in domestic offices $73,722,432
    Deposits by Individuals, partnerships, and corporations $68,330,692
    Deposits by U.S. Government $27
    Deposits by States and political subdivisions in the U.S. $2,484,140
    Deposits by Commercial banks and other depository institutions in U.S. $77,573
    Deposits by Banks in foreign countries $2,830,000
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $18,911,699
    Demand deposits $18,911,699
    Nontransaction accounts $54,810,733
    Money market deposit accounts (MMDAs) $46,371,456
    Other savings deposits (excluding MMDAs) $4,800,390
    Total time deposits $3,638,887
    Total time and savings deposits $54,810,733
    Noninterest-bearing deposits $20,659,145
    Interest-bearing deposits $53,063,287
    Retail deposits $71,255,235
    IRAs and Keogh plan accounts $1,251,427
    Brokered deposits $1,950,858
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $89,502,032
    Cash & Balances due from depository institutions $10,277,523
    Interest-bearing balances $9,584,619
    Total securities $16,140,138
    Federal funds sold & reverse repurchase $0
    Net loans and leases $54,045,770
    Loan and leases loss allowance $1,225,798
    Trading account assets $1,022,463
    Bank premises and fixed assets $814,788
    Other real estate owned $6,271
    Goodwill and other intangibles $1,864,716
    All other assets $5,330,363

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $89,502,032
    Total Liabilities $77,579,657
    Total deposits $73,722,432
    Interest-bearing deposits $53,063,287
    Deposits held in domestic offices $73,722,432
    % insured (estimated) $56
    Federal funds purchased and repurchase agreements $323,398
    Trading liabilities $938,578
    Other borrowed funds $1,150,000
    Subordinated debt $0
    All other liabilities $1,445,249

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $54,045,770
    Loan and leases loss allowance $1,225,798
    Total loans and leases (domestic) $55,271,568
    All real estate loans $26,663,031
    Real estate loans in domestic offices $26,663,031
    Construction and development loans $2,482,124
    Residential 1-4 family construction $51,970
    Other construction, all land development and other land $2,430,154
    Loans secured by nonfarm nonresidential properties $4,880,011
    Nonfarm nonresidential secured by owner-occupied properties $1,416,876
    Commercial real estate & other non-farm, non-residential $3,463,135
    Multifamily residential real estate $8,370,840
    1-4 family residential loans $10,929,645
    Farmland loans $411
    Loans held in foreign offices $0
    Farm loans $18
    Commercial and industrial loans $15,241,827
    To non-U.S. addressees $471,978
    Loans to individuals $9,518,534
    Credit card loans $241,868
    Related Plans $183,017
    Consumer Auto Loans $8,494,162
    Other loans to individuals $599,487
    All other loans & leases $3,848,158
    Loans to foreign governments and official institutions $0
    Other loans $1,921,176
    Loans to depository institutions and acceptances of other banks $9
    Loans not secured by real estate $155,208
    Loans secured by real estate to non-U.S. addressees $9,269
    Restructured Loans & leases $196,946
    Non 1-4 family restructured loans & leases $119,367
    Total loans and leases (foreign) $0

    Santander Bank N.A. had $54,045,770,000 of loans outstanding in 2020. $26,663,031,000 of loans were in real estate loans. $2,482,124,000 of loans were in development loans. $8,370,840,000 of loans were in multifamily mortgage loans. $10,929,645,000 of loans were in 1-4 family mortgage loans. $18,000 of loans were in farm loans. $241,868,000 of loans were in credit card loans. $8,494,162,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,463 $396,500 $271,018
    Nonfarm, nonresidential loans - <$100k 103 $4,237 $41,136
    Nonfarm, nonresidential loans - $100-250k 416 $43,629 $104,877
    Nonfarm, nonresidential loans - $250k-1MM 944 $348,634 $369,316
    Commercial & Industrial, US addressed loans - <$1MM 33,083 $1,951,204 $58,979
    Commercial & Industrial, US addressed loans - <$100k 18,411 $456,273 $24,783
    Commercial & Industrial, US addressed loans - $100-250k 7,361 $531,882 $72,257
    Commercial & Industrial, US addressed loans - $250k-1MM 7,311 $963,049 $131,726
    Farmland loans - <$1MM 2 $217 $108,500
    Farmland loans - <$100k 1 $11 $11,000
    Farmland loans - $250k-1MM 1 $206 $206,000