Santander Bank N.a. Mortgage Rates, Fees & Info

Wilmington, DE

LEI: TR24TWEY5RVRQV65HD49

Tax ID: 23-1237295

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Mortgage Data

Bank Data

Review & Overview

Santander Bank N.a. is a mid-sized bank specializing in Home Purchase and Refi loans. Santander Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Washington among others. We have data for 124 markets. (Some data included below & more in-depth data is available with an active subscription.)

Santander Bank N.a. has a below average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Santander Bank N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.54% 12/16/24
30 Year Conventional Purchase 6.18% 12/16/24
30 Year Conventional Refi 6.32% 12/16/24
30 Year Cash-out Refi 6.54% 12/16/24
30 Year FHA Purchase 6.99% 12/16/24
30 Year VA Purchase 5.97% 12/16/24
30 Year VA Refi 6.27% 12/16/24
15 Year Conventional Purchase 5.72% 12/16/24
15 Year Conventional Refi 5.90% 12/16/24
15 Year Cash-out Refi 5.90% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Santander Bank N.a. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Santander Bank N.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

17,662

Origination Dollar Volume (All Markets)

$6,356,220,000

Employee count

9,722 Show all (18) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 5,623 $2,765,395,000 $491,801 $5,618 4.62%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 4,049 $1,271,175,000 $313,948 $3,990 4.58%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,095 $790,755,000 $377,449 $5,424 4.52%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,562 $291,110,000 $186,370 $3,347 4.70%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 118 $178,350,000 $1,511,441 $7,698 4.16%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 97 $140,585,000 $1,449,330 $6,704 4.32%
WORCESTER, MA-CT (FHA|USDA|VA) 576 $116,850,000 $202,865 $3,281 4.74%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 266 $66,060,000 $248,346 $3,543 4.58%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 341 $64,475,000 $189,076 $3,474 4.64%
READING, PA (FHA|USDA|VA) 449 $56,875,000 $126,670 $3,968 4.71%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 253 $50,275,000 $198,715 $3,997 4.66%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 269 $48,265,000 $179,424 $3,947 5.04%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 83 $46,395,000 $558,976 $5,883 4.18%
Vineyard Haven, MA (FHA|USDA|VA) 82 $41,300,000 $503,659 $4,812 4.26%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 79 $38,595,000 $488,544 $4,127 4.54%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 151 $32,485,000 $215,132 $5,316 4.19%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 159 $28,435,000 $178,836 $3,318 4.72%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 179 $23,875,000 $133,380 $4,126 4.91%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 7 $23,705,000 $3,386,429 $4,214 3.84%
EAST STROUDSBURG, PA (FHA|USDA|VA) 14 $20,900,000 $1,492,857 $4,114 4.42%
LANCASTER, PA (FHA|USDA|VA) 147 $19,345,000 $131,599 $3,851 4.98%
Outside of Metro Areas 59 $16,265,000 $275,678 $4,521 4.62%
YORK-HANOVER, PA (FHA|USDA|VA) 124 $13,550,000 $109,274 $3,763 4.83%
OCEAN CITY, NJ (FHA|USDA|VA) 32 $12,710,000 $397,188 $5,086 4.38%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 6 $10,750,000 $1,791,667 $3,914 4.74%
SALISBURY, MD-DE (FHA|USDA|VA) 23 $10,645,000 $462,826 $4,437 4.07%
WINSTON-SALEM, NC (FHA|USDA|VA) 1 $10,375,000 $10,375,000 $0 3.91%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 6 $10,100,000 $1,683,333 $4,651 4.29%
Pottsville, PA (FHA|USDA|VA) 94 $9,590,000 $102,021 $3,715 5.04%
WILLIAMSPORT, PA (FHA|USDA|VA) 79 $8,245,000 $104,367 $3,318 5.02%
SPRINGFIELD, MA (FHA|USDA|VA) 51 $8,175,000 $160,294 $3,990 4.79%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 25 $7,845,000 $313,800 $5,418 4.52%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 18 $6,990,000 $388,333 $4,675 4.51%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 27 $6,975,000 $258,333 $5,166 4.89%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 5 $6,855,000 $1,371,000 $3,162 4.29%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 38 $6,400,000 $168,421 $3,204 4.25%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 2 $5,780,000 $2,890,000 $0 4.07%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 17 $5,585,000 $328,529 $4,834 4.18%
LEBANON, PA (FHA|USDA|VA) 49 $5,165,000 $105,408 $3,804 4.72%
PITTSFIELD, MA (FHA|USDA|VA) 18 $4,990,000 $277,222 $3,456 3.99%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 11 $4,285,000 $389,545 $4,506 3.92%
Concord, NH (FHA|USDA|VA) 30 $4,270,000 $142,333 $3,255 5.54%
STATE COLLEGE, PA (FHA|USDA|VA) 18 $3,700,000 $205,556 $4,118 4.98%
Lock Haven, PA (FHA|USDA|VA) 43 $3,685,000 $85,698 $3,473 5.16%
Lebanon, NH-VT (FHA|USDA|VA) 19 $3,625,000 $190,789 $3,987 4.54%
Torrington, CT (FHA|USDA|VA) 16 $2,920,000 $182,500 $3,995 4.63%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 12 $2,860,000 $238,333 $3,933 4.31%
Laconia, NH (FHA|USDA|VA) 9 $2,795,000 $310,556 $3,911 4.07%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,520,000 $420,000 $4,889 4.13%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 4 $2,510,000 $627,500 $3,369 4.09%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $2,485,000 $497,000 $5,432 4.70%
Easton, MD (FHA|USDA|VA) 3 $2,125,000 $708,333 $7,212 4.17%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 11 $2,035,000 $185,000 $6,081 4.72%
Sunbury, PA (FHA|USDA|VA) 20 $1,960,000 $98,000 $3,222 4.93%
RICHMOND, VA (FHA|USDA|VA) 3 $1,835,000 $611,667 $4,601 4.33%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 5 $1,765,000 $353,000 $5,903 4.45%
ROCHESTER, NY (FHA|USDA|VA) 15 $1,615,000 $107,667 $3,063 4.70%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 12 $1,610,000 $134,167 $3,404 4.71%
GETTYSBURG, PA (FHA|USDA|VA) 9 $1,315,000 $146,111 $3,855 4.51%
GLENS FALLS, NY (FHA|USDA|VA) 8 $1,290,000 $161,250 $4,058 3.94%
Keene, NH (FHA|USDA|VA) 6 $1,130,000 $188,333 $2,620 5.17%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 4 $1,100,000 $275,000 $3,882 4.37%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 1 $1,005,000 $1,005,000 $5,803 4.00%
JACKSONVILLE, FL (FHA|USDA|VA) 4 $1,000,000 $250,000 $3,512 4.34%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $925,000 $308,333 $5,796 3.96%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 5 $925,000 $185,000 $7,369 5.70%
PITTSBURGH, PA (FHA|USDA|VA) 4 $850,000 $212,500 $4,392 4.37%
Lewisburg, PA (FHA|USDA|VA) 7 $845,000 $120,714 $3,390 5.18%
PORT ST. LUCIE, FL (FHA|USDA|VA) 5 $775,000 $155,000 $4,250 4.77%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $760,000 $380,000 $4,620 4.38%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 3 $725,000 $241,667 $3,708 3.92%
Gloversville, NY (FHA|USDA|VA) 5 $615,000 $123,000 $5,199 4.85%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 4 $600,000 $150,000 $3,105 4.03%
BINGHAMTON, NY (FHA|USDA|VA) 4 $560,000 $140,000 $3,347 5.40%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 3 $555,000 $185,000 $3,573 4.29%
DOVER, DE (FHA|USDA|VA) 2 $500,000 $250,000 $3,050 3.94%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 1 $495,000 $495,000 $3,497 3.88%
Huntington, IN (FHA|USDA|VA) 1 $485,000 $485,000 $2,714 3.88%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 3 $455,000 $151,667 $0 4.04%
BOULDER, CO (FHA|USDA|VA) 1 $435,000 $435,000 $3,519 3.50%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $425,000 $425,000 $3,347 3.50%
WILMINGTON, NC (FHA|USDA|VA) 1 $405,000 $405,000 $5,799 4.75%
Selinsgrove, PA (FHA|USDA|VA) 5 $385,000 $77,000 $2,638 5.38%
KINGSTON, NY (FHA|USDA|VA) 3 $375,000 $125,000 $7,885 5.63%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 2 $360,000 $180,000 $3,555 3.88%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $350,000 $175,000 $3,994 3.81%
Bennington, VT (FHA|USDA|VA) 2 $340,000 $170,000 $2,754 3.44%
UTICA-ROME, NY (FHA|USDA|VA) 2 $330,000 $165,000 $3,971 5.38%
THE VILLAGES, FL (FHA|USDA|VA) 1 $285,000 $285,000 $2,082 3.99%
SAVANNAH, GA (FHA|USDA|VA) 2 $280,000 $140,000 $3,458 4.38%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 1 $265,000 $265,000 $4,250 4.88%
Olean, NY (FHA|USDA|VA) 2 $250,000 $125,000 $2,536 4.38%
SYRACUSE, NY (FHA|USDA|VA) 2 $250,000 $125,000 $4,206 4.56%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 2 $240,000 $120,000 $4,004 6.69%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $235,000 $235,000 $2,328 4.13%
STAUNTON, VA (FHA|USDA|VA) 1 $225,000 $225,000 $3,228 4.13%
COLUMBUS, OH (FHA|USDA|VA) 1 $225,000 $225,000 $4,682 4.38%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 1 $215,000 $215,000 $4,068 4.25%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 2 $200,000 $100,000 $3,517 3.44%
Huntingdon, PA (FHA|USDA|VA) 1 $175,000 $175,000 $3,376 4.50%
OCALA, FL (FHA|USDA|VA) 1 $175,000 $175,000 $2,765 4.63%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $155,000 $155,000 $2,867 3.75%
Lewistown, PA (FHA|USDA|VA) 1 $155,000 $155,000 $0 4.75%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 2 $150,000 $75,000 $3,923 6.00%
FAYETTEVILLE, NC (FHA|USDA|VA) 1 $125,000 $125,000 $3,015 4.88%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 1 $125,000 $125,000 $3,652 3.99%
Key West, FL (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.75%
BANGOR, ME (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.75%
Somerset, PA (FHA|USDA|VA) 2 $100,000 $50,000 $3,984 6.19%
Amsterdam, NY (FHA|USDA|VA) 1 $95,000 $95,000 $2,452 4.63%
ERIE, PA (FHA|USDA|VA) 1 $95,000 $95,000 $0 4.25%
FORT WAYNE, IN (FHA|USDA|VA) 1 $95,000 $95,000 $2,053 4.25%
North Wilkesboro, NC (FHA|USDA|VA) 1 $95,000 $95,000 $1,950 4.25%
ALTOONA, PA (FHA|USDA|VA) 2 $90,000 $45,000 $2,519 5.50%
Jasper, AL (FHA|USDA|VA) 1 $75,000 $75,000 $3,328 4.38%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.88%
Brevard, NC (FHA|USDA|VA) 1 $75,000 $75,000 $3,653 4.25%
JOHNSTOWN, PA (FHA|USDA|VA) 1 $65,000 $65,000 $0 4.87%
Plattsburgh, NY (FHA|USDA|VA) 1 $65,000 $65,000 $3,962 4.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 1 $65,000 $65,000 $3,316 3.88%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $65,000 $65,000 $3,118 3.99%
Hudson, NY (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.25%
Oneonta, NY (FHA|USDA|VA) 1 $45,000 $45,000 $0 5.38%
DuBois, PA (FHA|USDA|VA) 1 $15,000 $15,000 $0 6.75%
Santander Bank N.a.'s top markets include New York, Boston, Philadelphia, Providence, and Washington among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Maryland (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 10,242 $5,238,560,000 $511,478 $4,599 3.97%
    HELOC 7,212 $1,063,350,000 $147,442 n/a 5.56%
    FHA 191 $49,765,000 $260,550 $8,126 4.07%
    VA 17 $4,545,000 $267,353 $7,742 3.96%

    For 2019, Santander Bank N.a.'s most frequently originated type of loan was Conventional, with 10,242 originations. Their 2nd most popular type was HELOC, with 7,212 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 5,483 $2,038,465,000 $371,779 $5,050 4.05%
    Refi 5,210 $3,008,400,000 $577,428 $4,286 4.48%
    Other 2,744 $382,240,000 $139,300 $4,739 5.76%
    Cash Out Refi 2,381 $695,195,000 $291,976 $4,232 4.03%
    Home Improvement 1,844 $231,920,000 $125,770 $3,706 5.78%

    For 2019, Santander Bank N.a.'s most frequently cited loan purpose was Home Purchase, with 5,483 originations. The 2nd most popular reason was Refi, with 5,210 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 15,516 $4,115,450,000 $265,239 $4,852 4.75%
    15 Year 1,346 $359,580,000 $267,147 $3,981 3.57%
    20 Year 317 $74,165,000 $233,959 $3,928 4.02%
    10 Year 299 $810,465,000 $2,710,585 $3,254 3.59%
    Other 128 $576,440,000 $4,503,438 $4,598 3.82%
    5 Year 53 $399,085,000 $7,529,906 $0 3.78%
    3 Year 3 $21,035,000 $7,011,667 $0 3.73%

    For 2019, Santander Bank N.a.'s most frequently cited loan duration was 30 Year, with 15,516 originations. The 2nd most popular length was 15 Year, with 1,346 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 6,655 $2,283,005,000 $343,051
    $1k-2k 1,354 $346,070,000 $255,591
    $5k+ 736 $430,940,000 $585,516
    $2k-3k 467 $154,655,000 $331,167
    $3k-4k 279 $100,515,000 $360,269
    $4k-5k 216 $81,900,000 $379,167

    Santander Bank N.a.'s average total fees were $4,852, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 6,655 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 6,464 $2,189,590,000 $338,736
    3-4% 5,875 $3,461,325,000 $589,162
    5-6% 2,896 $451,470,000 $155,894
    6-7% 1,409 $90,515,000 $64,241
    2.5-3% 438 $123,110,000 $281,073
    7-8% 421 $17,115,000 $40,653
    <2.5% 97 $21,525,000 $221,907
    Over 8% 62 $1,570,000 $25,323

    During 2019, Santander Bank N.a.'s average interest rate for loans was 4.75%, while their most frequently originated rate bucket for loans was 4-5%, with 6,464 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 5,473 $788,275,000 $144,030 $3,491 4.59%
    $200k-400k 5,010 $1,398,250,000 $279,092 $4,209 4.17%
    $100,000 or less 3,475 $198,295,000 $57,063 $2,955 5.89%
    $400k-600k 1,980 $960,350,000 $485,025 $5,685 4.14%
    $600k-1MM 1,289 $964,455,000 $748,220 $7,329 4.08%
    $1MM+ 435 $2,046,595,000 $4,704,816 $9,174 3.87%

    2019 saw Santander Bank N.a. place emphasis on $100k-200k loans with 5,473 originations, totaling $788,275,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 3,831 $940,755,000 $245,564 $4,618 4.72%
    $50k-75k 3,296 $553,980,000 $168,076 $3,769 4.56%
    $150k-250k 3,258 $1,117,400,000 $342,971 $5,435 4.63%
    $75k-100k 2,815 $554,205,000 $196,876 $4,320 4.75%
    $50k or less 1,993 $230,035,000 $115,421 $3,345 4.71%
    $250k+ 1,932 $1,127,680,000 $583,685 $6,645 4.32%

    Santander Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 3,831 originations. The second most popular income band? $50k-75k, with 3,296 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 3,431 $961,695,000 $280,296 $4,577 4.51%
    30-36% 3,048 $852,070,000 $279,551 $4,657 4.49%
    50-60% 1,748 $266,360,000 $152,380 $3,815 5.50%
    <20% 1,190 $354,420,000 $297,832 $4,671 4.52%
    44% 751 $193,905,000 $258,196 $4,266 4.32%
    41% 679 $210,035,000 $309,330 $4,832 4.39%
    42% 673 $218,715,000 $324,985 $4,904 4.36%
    39% 625 $182,445,000 $291,912 $4,820 4.44%
    40% 597 $165,405,000 $277,060 $4,911 4.51%
    37% 594 $175,280,000 $295,084 $4,914 4.45%
    43% 590 $149,420,000 $253,254 $4,311 4.41%
    38% 589 $170,635,000 $289,703 $4,944 4.52%
    36% 554 $153,960,000 $277,906 $4,497 4.52%
    49% 455 $109,525,000 $240,714 $5,016 4.80%
    >60% 418 $81,500,000 $194,976 $0 5.37%
    48% 402 $98,930,000 $246,095 $5,152 4.75%
    46% 381 $85,405,000 $224,160 $4,511 4.83%
    45% 371 $85,725,000 $231,065 $4,468 4.66%
    47% 349 $83,235,000 $238,496 $4,870 4.84%

    Santander Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 3,431 originations. The next most common DTI ratio? 30-36%, with 3,048 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 13,360 $3,452,800,000 $258,443 $4,626 4.64%
    Not applicable 214 $1,756,140,000 $8,206,262 $0 3.81%
    Not provided 1,830 $476,980,000 $260,645 $4,653 4.63%
    Asian 928 $315,920,000 $340,431 $5,306 4.57%
    Black 801 $183,975,000 $229,682 $4,775 4.64%
    Asian Indian 160 $61,790,000 $386,188 $4,950 4.20%
    Chinese 69 $28,285,000 $409,928 $5,075 4.04%
    Vietnamese 56 $23,060,000 $411,786 $4,130 4.40%
    Other Asian 69 $14,035,000 $203,406 $4,013 5.20%
    American Indian 65 $13,595,000 $209,154 $5,689 5.42%
    Korean 32 $13,130,000 $410,313 $4,552 4.15%
    Other Pacific Islander 46 $8,660,000 $188,261 $3,736 4.78%
    Filipino 16 $3,430,000 $214,375 $5,265 4.50%
    Native Hawaiian or Islander 10 $3,020,000 $302,000 $4,495 5.01%
    3 $915,000 $305,000 $8,094 4.29%
    Japanese 2 $330,000 $165,000 $5,722 3.31%
    Guamanian 1 $155,000 $155,000 $0 5.50%

    Approval Rates

    Total approvals of all applications
    65.11%

    Santander Bank N.a. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    88.13%

    Santander Bank N.a. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 17,662 $6,356,220,000 $359,881

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 213 $1,754,955,000 $8,239,225
    Single Family (1-4 Units):Manufactured 14 $1,320,000 $94,286
    Single Family (1-4 Units):Site-Built 17,435 $4,599,945,000 $263,834

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 3,479 $724,475,000 $208,242 $3,849 5.01%
    40-60% 2,768 $1,340,480,000 $484,277 $4,069 4.27%
    60-80% 5,058 $2,805,180,000 $554,603 $4,918 4.20%
    80-100% 3,617 $1,210,585,000 $334,693 $4,915 4.01%
    Over 100% 15 $3,645,000 $243,000 $6,857 4.24%
    Under 20% 2,722 $269,930,000 $99,166 $3,151 6.07%

    Complaints

    Bank Name Product Issue 2019 CPFB Complaints % of Total Issues
    SANTANDER BANCORP Conventional home mortgage Incorrect information on your report 1 33.3%
    SANTANDER BANCORP Conventional home mortgage Struggling to pay mortgage 2 66.7%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Santander Bank, N.A. 1 Cunningham Square Providence, RI 2918 Full Service B&M $3,272
    Santander Bank, N.A. 1 Harvard Street Brookline, MA 2445 Full Service B&M $50,698
    Santander Bank, N.A. 1 Park Street Ayer, MA 1432 Full Service B&M $36,499
    Santander Bank, N.A. 1 Schanck Road Freehold, NJ 7728 Full Service B&M $110,583
    Santander Bank, N.A. 1 Union Square Elizabeth, NJ 7201 Full Service B&M $76,695
    Santander Bank, N.A. 1 Wood Street Lowell, MA 1851 Full Service B&M $55,621
    Santander Bank, N.A. 100 Berlin Road Clementon, NJ 8021 Full Service B&M $38,108
    Santander Bank, N.A. 100 East King Street Lancaster, PA 17602 Full Service B&M $16,491
    Santander Bank, N.A. 100 North 3rd Street Easton, PA 18042 Full Service B&M $58,042
    Santander Bank, N.A. 100 Northern Way York, PA 17402 Full Service B&M $101,893
    Santander Bank, N.A. 100 Oliver Street Boston, MA 2110 Full Service B&M $48,885
    Santander Bank, N.A. 1000 Easton Rd Wyncote, PA 19095 Limited, Drive-thru $17,749
    Santander Bank, N.A. 1000 South Elmora Avenue Elizabeth, NJ 7202 Full Service B&M $83,267
    Santander Bank, N.A. 1001 Gap Newport Pike Avondale, PA 19311 Full Service B&M $44,526
    Santander Bank, N.A. 1005 Raritan Avenue Clark, NJ 7066 Full Service B&M $69,404
    Santander Bank, N.A. 101 East Olney Avenue Philadelphia, PA 19120 Full Service B&M $39,454
    Santander Bank, N.A. 101 South George Street York, PA 17401 Full Service B&M $19,401
    Santander Bank, N.A. 1010 Farmington Avenue West Hartford, CT 6107 Full Service B&M $525,792
    Santander Bank, N.A. 102 North Flowers Mill Road Langhorne, PA 19047 Full Service B&M $99,426
    Santander Bank, N.A. 1025 Smith Street Providence, RI 2908 Full Service B&M $114,003
    Santander Bank, N.A. 1029 Route 28 South Yarmouth, MA 2664 Full Service B&M $41,298
    Santander Bank, N.A. 1040 Boulevard West Hartford, CT 6119 Full Service B&M $57,271
    Santander Bank, N.A. 1045 Trapelo Road Waltham, MA 2451 Full Service B&M $81,442
    Santander Bank, N.A. 105 Meriden Rd Waterbury, CT 6705 Full Service B&M $60,215
    Santander Bank, N.A. 1062 3rd Avenue New York, NY 10065 Full Service B&M $72,077
    Santander Bank, N.A. 1071 Centreville Road Warwick, RI 2886 Full Service B&M $76,290
    Santander Bank, N.A. 1072 Broad Street Bloomfield, NJ 7003 Full Service B&M $70,000
    Santander Bank, N.A. 108 Lacey Road Whiting, NJ 8759 Full Service B&M $74,534
    Santander Bank, N.A. 11 Park Street Leominster, MA 1453 Full Service B&M $40,879
    Santander Bank, N.A. 11 Robert F Toner Boulevard Attleboro Falls, MA 2763 Full Service B&M $24,306
    Santander Bank, N.A. 110 East Main Street Rockaway, NJ 7866 Full Service B&M $89,159
    Santander Bank, N.A. 110 River Styx Rd. Hopatcong, NJ 7843 Full Service B&M $80,266
    Santander Bank, N.A. 110 Union Avenue Framingham, MA 1702 Full Service B&M $34,000
    Santander Bank, N.A. 110 West Lincoln Highway Marchwood Shopping Center Exton, PA 19341 Full Service B&M $98,283
    Santander Bank, N.A. 1101 Market Philadelphia, PA 19107 Full Service B&M $44,789
    Santander Bank, N.A. 1102 Taylorsville Road Washington Crossing, PA 18977 Full Service B&M $64,435
    Santander Bank, N.A. 1110 Cocoa Avenue Hershey, PA 17033 Full Service B&M $48,566
    Santander Bank, N.A. 1111 South Willow Street Manchester, NH 3103 Full Service B&M $25,199
    Santander Bank, N.A. 1120 Bloomfield Ave West Caldwell, NJ 7006 Full Service B&M $68,492
    Santander Bank, N.A. 1125 Pleasant Street Worcester, MA 1602 Full Service B&M $89,410
    Santander Bank, N.A. 1135 Burnt Tavern Road Brick, NJ 8724 Full Service B&M $120,539
    Santander Bank, N.A. 1140 W Chester Pike West Chester, PA 19382 Full Service B&M $41,322
    Santander Bank, N.A. 1146 Hope Street Bristol, RI 2809 Full Service B&M $60,499
    Santander Bank, N.A. 115 Asylum St Hartford, CT 6103 Full Service B&M $84,773
    Santander Bank, N.A. 115 Chester Avenue Yeadon, PA 19050 Full Service B&M $31,923
    Santander Bank, N.A. 1150 Hancock Street Quincy, MA 2169 Full Service B&M $113,901
    Santander Bank, N.A. 116 Central Street Ipswich, MA 1938 Full Service B&M $29,646
    Santander Bank, N.A. 116 West Township Line Road Havertown, PA 19083 Full Service B&M $72,471
    Santander Bank, N.A. 118-11 101st Avenue South Richmond Hill, NY 11419 Full Service B&M $59,975
    Santander Bank, N.A. 1188 Valley Road Stirling, NJ 7980 Full Service B&M $48,208
    Santander Bank, N.A. 1197 Amboy Avenue Edison, NJ 8837 Full Service B&M $158,453
    Santander Bank, N.A. 12 Front Street Ashland, MA 1721 Full Service B&M $54,265
    Santander Bank, N.A. 12 Parkside Avenue Reading, PA 19607 Full Service B&M $101,786
    Santander Bank, N.A. 120 Jack Martin Blvd Brick, NJ 8724 Full Service B&M $61,405
    Santander Bank, N.A. 120 South Centre Street Pottsville, PA 17901 Full Service B&M $52,415
    Santander Bank, N.A. 121 Franklin Corner Road Lawrenceville, NJ 8648 Full Service B&M $101,332
    Santander Bank, N.A. 1215 Chestnut Street Emmaus, PA 18049 Limited, Drive-thru $36,856
    Santander Bank, N.A. 1215 New Jersey 35 Middletown, NJ 7748 Full Service B&M $91,839
    Santander Bank, N.A. 1221 Silas Deane Highway Wethersfield, CT 6109 Full Service B&M $102,859
    Santander Bank, N.A. 1224 Welsh Road North Wales, PA 19454 Full Service B&M $46,389
    Santander Bank, N.A. 1228 Boylston St Chestnut Hill, MA 2467 Full Service B&M $61,572
    Santander Bank, N.A. 123 West Lancaster Avenue Wayne, PA 19087 Full Service B&M $101,198
    Santander Bank, N.A. 1230 Braley Road New Bedford, MA 2745 Full Service B&M $46,570
    Santander Bank, N.A. 1234 Providence Road Whitinsville, MA 1588 Full Service B&M $51,581
    Santander Bank, N.A. 1238 Kempton Street New Bedford, MA 2740 Full Service B&M $44,639
    Santander Bank, N.A. 1240 Third Street Whitehall, PA 18052 Full Service B&M $45,004
    Santander Bank, N.A. 1241 Quentin Road Lebanon, PA 17042 Full Service B&M $56,454
    Santander Bank, N.A. 125 Broadway Somerville, MA 2145 Full Service B&M $32,745
    Santander Bank, N.A. 125 Causeway Street Boston, MA 2114 Full Service B&M $44,471
    Santander Bank, N.A. 125 Huttleston Avenue Fairhaven, MA 2719 Full Service B&M $78,688
    Santander Bank, N.A. 125 Main Street Salem, NH 3079 Full Service B&M $132,119
    Santander Bank, N.A. 125 S Providence Road Media, PA 19063 Full Service B&M $79,929
    Santander Bank, N.A. 126 Prospect Street Milford, MA 1757 Full Service B&M $108,662
    Santander Bank, N.A. 128 Union St New Bedford, MA 2740 Full Service B&M $97,072
    Santander Bank, N.A. 1290 Avenue Of The America's New York, NY 10019 Full Service B&M $287,488
    Santander Bank, N.A. 1298 Fulton Street Brooklyn, NY 11216 Full Service B&M $1,621
    Santander Bank, N.A. 13 North Main Street Bellingham, MA 2019 Full Service B&M $33,221
    Santander Bank, N.A. 13 Northeastern Boulevard Nashua, NH 3062 Full Service B&M $69,434
    Santander Bank, N.A. 130 North Eagle Road Havertown, PA 19083 Full Service B&M $139,121
    Santander Bank, N.A. 130 South State Road Springfield, PA 19064 Full Service B&M $52,972
    Santander Bank, N.A. 130 Taunton Avenue Seekonk, MA 2771 Full Service B&M $103,387
    Santander Bank, N.A. 1302 Avenue J Brooklyn, NY 11230 Full Service B&M $157,237
    Santander Bank, N.A. 131 Elmgrove Avenue Providence, RI 2906 Full Service B&M $85,395
    Santander Bank, N.A. 1314 Washington Street West Newton, MA 2465 Full Service B&M $70,008
    Santander Bank, N.A. 1320 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $169,365
    Santander Bank, N.A. 1322a Paterson Plank Road Secaucus, NJ 7094 Full Service B&M $55,511
    Santander Bank, N.A. 1325 Route 206 Skillman, NJ 8558 Full Service B&M $71,977
    Santander Bank, N.A. 133 Jackson Street Newark, NJ 7105 Full Service B&M $144,859
    Santander Bank, N.A. 1337 Beacon St Brookline, MA 2446 Full Service B&M $141,987
    Santander Bank, N.A. 1350 Broadway St New York, NY 10018 Full Service B&M $528,283
    Santander Bank, N.A. 136-11 Roosevelt Avenue Flushing, NY 11354 Full Service B&M $6,718
    Santander Bank, N.A. 140 Hebron Avenue Glastonbury, CT 6033 Full Service B&M $69,754
    Santander Bank, N.A. 1401 Bruce Rd Oreland, PA 19075 Full Service B&M $35,933
    Santander Bank, N.A. 141 North Main Street Fall River, MA 2720 Full Service B&M $56,924
    Santander Bank, N.A. 1414 Atwood Avenue Johnston, RI 2919 Full Service B&M $91,202
    Santander Bank, N.A. 1415 Old York Road Abington, PA 19001 Full Service B&M $30,031
    Santander Bank, N.A. 1416 East Avenue Bronx, NY 10462 Full Service B&M $80,097
    Santander Bank, N.A. 1420 Massachusetts Ave Cambridge, MA 2138 Full Service B&M $35,025
    Santander Bank, N.A. 1420 Northern Boulevard Manhasset, NY 11030 Full Service B&M $105,605
    Santander Bank, N.A. 1425 Street Road Bensalem, PA 19020 Full Service B&M $29,543
    Santander Bank, N.A. 144 Lancaster Avenue Devon, PA 19333 Full Service B&M $58,589
    Santander Bank, N.A. 144 Main Street Norfolk, MA 2056 Full Service B&M $64,830
    Santander Bank, N.A. 1442 Bannister Street York, PA 17404 Full Service B&M $77,528
    Santander Bank, N.A. 1442 Dorchester Avenue Dorchester, MA 2122 Full Service B&M $52,603
    Santander Bank, N.A. 1450 South Washington Avenue Piscataway, NJ 8854 Full Service B&M $43,907
    Santander Bank, N.A. 1460 Forest Avenue Staten Island, NY 10302 Full Service B&M $180,009
    Santander Bank, N.A. 1462 Stuyvesant Avenue Union, NJ 7083 Full Service B&M $61,980
    Santander Bank, N.A. 14655 Mt Airy Rd Shrewsbury, PA 17361 Full Service B&M $56,018
    Santander Bank, N.A. 147 Water Street Fitchburg, MA 1420 Full Service B&M $24,194
    Santander Bank, N.A. 148 Everett Avenue Chelsea, MA 2150 Full Service B&M $65,385
    Santander Bank, N.A. 149 Main Street North Andover, MA 1845 Full Service B&M $67,199
    Santander Bank, N.A. 149-37 14th Avenue Whitestone, NY 11357 Full Service B&M $52,487
    Santander Bank, N.A. 15 Ferry Street Hudson, NH 3051 Full Service B&M $40,044
    Santander Bank, N.A. 15 Hyatt Street Staten Island, NY 10301 Full Service B&M $42,353
    Santander Bank, N.A. 15 Maplewood Drive Douglassville, PA 19518 Full Service B&M $50,625
    Santander Bank, N.A. 150 - 28 Union Turnpike Flushing, NY 11367 Full Service B&M $73,274
    Santander Bank, N.A. 150 Bridge Street Pelham, NH 3076 Full Service B&M $68,482
    Santander Bank, N.A. 1500 Market St Philadelphia, PA 19102 Full Service B&M $50,272
    Santander Bank, N.A. 1501 East Erie Avenue Philadelphia, PA 19124 Full Service B&M $31,031
    Santander Bank, N.A. 1513 Bethlehem Pike Hatfield, PA 19440 Full Service B&M $36,859
    Santander Bank, N.A. 153 Nahatan Street Norwood, MA 2062 Full Service B&M $103,578
    Santander Bank, N.A. 1535 North Atherton St State College, PA 16803 Full Service B&M $61,472
    Santander Bank, N.A. 154 Main Street Gloucester, MA 1930 Full Service B&M $57,252
    Santander Bank, N.A. 1550 Richmond Road Staten Island, NY 10304 Full Service B&M $210,166
    Santander Bank, N.A. 1565 East High Street Pottstown, PA 19464 Full Service B&M $50,890
    Santander Bank, N.A. 157 Summer Street Kingston, MA 2364 Full Service B&M $77,979
    Santander Bank, N.A. 16 Centre Court Lynnfield, MA 1940 Full Service B&M $56,388
    Santander Bank, N.A. 16 Park Street Attleboro, MA 2703 Full Service B&M $44,966
    Santander Bank, N.A. 160 Littleton Road Rt110 Westford, MA 1886 Full Service B&M $95,919
    Santander Bank, N.A. 160 Main Street Matawan, NJ 7747 Full Service B&M $87,142
    Santander Bank, N.A. 1600 Corlies Avenue Neptune, NJ 7753 Full Service B&M $100,545
    Santander Bank, N.A. 1616 Walnut Street Philadelphia, PA 19103 Full Service B&M $38,735
    Santander Bank, N.A. 1617 Blue Hill Avenue Mattapan, MA 2126 Full Service B&M $27,110
    Santander Bank, N.A. 162-38 Crossbay Blvd Howard Beach, NY 11414 Full Service B&M $44,276
    Santander Bank, N.A. 164 Reservoir Street Holden, MA 1520 Full Service B&M $85,759
    Santander Bank, N.A. 1645 Big Oak Road Yardley, PA 19067 Full Service B&M $84,744
    Santander Bank, N.A. 1650 North Limekiln Pike Dresher, PA 19025 Full Service B&M $33,879
    Santander Bank, N.A. 1665 State Hill Road Wyomissing, PA 19610 Full Service B&M $47,253
    Santander Bank, N.A. 1677 Oregon Pike Lancaster, PA 17601 Full Service B&M $80,686
    Santander Bank, N.A. 168 South 32nd Street Camp Hill, PA 17011 Full Service B&M $102,707
    Santander Bank, N.A. 17 Beaverson Boulevard Brick, NJ 8723 Full Service B&M $73,756
    Santander Bank, N.A. 17 Maple Street Danvers, MA 1923 Full Service B&M $41,453
    Santander Bank, N.A. 17 Union Street Manchester, MA 1944 Full Service B&M $74,868
    Santander Bank, N.A. 17 West High Street Carlisle, PA 17013 Full Service B&M $27,203
    Santander Bank, N.A. 1700 Nottingham Way Trenton, NJ 8619 Full Service B&M $10,284
    Santander Bank, N.A. 1700-1704 Kuser Road Hamilton, NJ 8690 Full Service B&M $75,665
    Santander Bank, N.A. 1701 Chew Street Allentown, PA 18104 Full Service B&M $52,586
    Santander Bank, N.A. 172 Chase Avenue Waterbury, CT 6704 Full Service B&M $31,379
    Santander Bank, N.A. 175 Centre Street Pembroke, MA 2359 Full Service B&M $71,477
    Santander Bank, N.A. 1750 Broad Street Cranston, RI 2905 Full Service B&M $36,852
    Santander Bank, N.A. 176 Federal Street Boston, MA 2110 Full Service B&M $68,796
    Santander Bank, N.A. 1765 Ellington Road South Windsor, CT 6074 Full Service B&M $65,686
    Santander Bank, N.A. 1769 86th Street Brooklyn, NY 11214 Full Service B&M $113,036
    Santander Bank, N.A. 1770 Dekalb Pike Blue Bell, PA 19422 Full Service B&M $38,817
    Santander Bank, N.A. 18 Main Street Townsend, MA 1469 Full Service B&M $29,439
    Santander Bank, N.A. 18 Sycamore Avenue Little Silver, NJ 7739 Full Service B&M $58,641
    Santander Bank, N.A. 181 Main Street Marlborough, MA 1752 Full Service B&M $46,442
    Santander Bank, N.A. 1822 Massachusetts Avenue Lexington, MA 2420 Full Service B&M $158,658
    Santander Bank, N.A. 182a Cambridge Street Burlington, MA 1803 Full Service B&M $40,308
    Santander Bank, N.A. 1837 Victory Boulevard Staten Island, NY 10314 Full Service B&M $158,607
    Santander Bank, N.A. 184 Taunton Avenue East Providence, RI 2914 Full Service B&M $43,184
    Santander Bank, N.A. 1850 Centre Street West Roxbury, MA 2132 Full Service B&M $86,243
    Santander Bank, N.A. 1850 Victory Boulevard Staten Island, NY 10314 Limited, Drive-thru $0
    Santander Bank, N.A. 1866 Hooper Avenue Toms River, NJ 8753 Full Service B&M $69,197
    Santander Bank, N.A. 1866 Main Street Tewksbury, MA 1876 Full Service B&M $45,402
    Santander Bank, N.A. 1870 Route 27 Edison, NJ 8817 Full Service B&M $61,758
    Santander Bank, N.A. 188 Broadway Taunton, MA 2780 Full Service B&M $55,764
    Santander Bank, N.A. 188-192 Nassau Street Princeton, NJ 8542 Full Service B&M $65,682
    Santander Bank, N.A. 19 Pleasant Street Woburn, MA 1801 Full Service B&M $53,731
    Santander Bank, N.A. 19 Schuyler Avenue North Arlington, NJ 7031 Full Service B&M $89,930
    Santander Bank, N.A. 190 East 98th Street Brooklyn, NY 11212 Full Service B&M $5,322
    Santander Bank, N.A. 190 Route 37 East Toms River, NJ 8753 Full Service B&M $93,204
    Santander Bank, N.A. 1900 Route 70 Lakewood, NJ 8701 Full Service B&M $87,182
    Santander Bank, N.A. 1917 Mcdade Blvd Folsom, PA 19033 Full Service B&M $62,783
    Santander Bank, N.A. 1927 Post Road Warwick, RI 2886 Full Service B&M $95,244
    Santander Bank, N.A. 195 Montague Street Brooklyn, NY 11201 Full Service B&M $2,919,792
    Santander Bank, N.A. 197 Main Street Newton, NJ 7860 Full Service B&M $27,147
    Santander Bank, N.A. 1970 Rt 70e Cherry Hill, NJ 8003 Full Service B&M $97,052
    Santander Bank, N.A. 1980 Route 10 Morris Plains, NJ 7950 Full Service B&M $29,350
    Santander Bank, N.A. 1985 Lakeview Avenue Dracut, MA 1826 Full Service B&M $45,305
    Santander Bank, N.A. 2 E 10th St Marcus Hook, PA 19061 Full Service B&M $28,465
    Santander Bank, N.A. 2 Gold Street New York, NY 10038 Full Service B&M $44,093
    Santander Bank, N.A. 2 Meridian Street East Boston, MA 2128 Full Service B&M $54,560
    Santander Bank, N.A. 2 Morrissey Boulevard Boston, MA 2125 Full Service B&M $36,178
    Santander Bank, N.A. 2 South Main Street Unionville, CT 6085 Full Service B&M $37,848
    Santander Bank, N.A. 2 South Orange St Media, PA 19063 Full Service B&M $53,938
    Santander Bank, N.A. 2 Springfield Avenue Cranford, NJ 7016 Limited, Drive-thru $0
    Santander Bank, N.A. 2 Waterloo Road Stanhope, NJ 7874 Full Service B&M $36,376
    Santander Bank, N.A. 2-4 North Main Street Shenandoah, PA 17976 Full Service B&M $19,335
    Santander Bank, N.A. 20 Beale Street Quincy, MA 2170 Full Service B&M $85,117
    Santander Bank, N.A. 20 Central Square Bridgewater, MA 2324 Full Service B&M $33,923
    Santander Bank, N.A. 20 East Broadway Derry, NH 3038 Full Service B&M $82,513
    Santander Bank, N.A. 20 King's Plaza Oley, PA 19547 Full Service B&M $34,214
    Santander Bank, N.A. 20 Main Street Topsfield, MA 1983 Full Service B&M $37,292
    Santander Bank, N.A. 20 South Main Street Muncy, PA 17756 Full Service B&M $44,863
    Santander Bank, N.A. 20 Veterans Memorial Hwy Somerville, NJ 8876 Full Service B&M $48,406
    Santander Bank, N.A. 200 Haverhill Street Methuen, MA 1844 Full Service B&M $92,656
    Santander Bank, N.A. 200 Seaport Blvd Boston, MA 2210 Full Service B&M $37,662
    Santander Bank, N.A. 2000 Market Street Philadelphia, PA 19103 Full Service B&M $1,568,034
    Santander Bank, N.A. 2000 Route 70 Manchester, NJ 8759 Full Service B&M $84,066
    Santander Bank, N.A. 201 Dart Drive Hanover, PA 17331 Full Service B&M $42,599
    Santander Bank, N.A. 201 Harmony Road Middletown, NJ 7748 Full Service B&M $109,128
    Santander Bank, N.A. 206 Main Street Webster, MA 1570 Full Service B&M $88,582
    Santander Bank, N.A. 2090 Lincoln Hwy East Lancaster, PA 17602 Full Service B&M $15,114
    Santander Bank, N.A. 20a Main Street Wakefield, RI 2879 Full Service B&M $82,762
    Santander Bank, N.A. 21 Central Avenue Seekonk, MA 2771 Full Service B&M $46,343
    Santander Bank, N.A. 21 Commerce Way Plymouth, MA 2360 Full Service B&M $52,071
    Santander Bank, N.A. 210 Smith Street Perth Amboy, NJ 8861 Full Service B&M $63,447
    Santander Bank, N.A. 2103 Hamilton St Philadelphia, PA 19130 Full Service B&M $10,367
    Santander Bank, N.A. 211 North Main Street Andover, MA 1810 Full Service B&M $80,171
    Santander Bank, N.A. 212 Thayer St Providence, RI 2906 Full Service B&M $54,834
    Santander Bank, N.A. 2136 Acushnet Avenue New Bedford, MA 2745 Full Service B&M $85,881
    Santander Bank, N.A. 214 Newark Avenue Jersey City, NJ 7302 Full Service B&M $41,618
    Santander Bank, N.A. 214 Washington St Hoboken, NJ 7030 Full Service B&M $297,763
    Santander Bank, N.A. 215 Atlantic Ave Brooklyn, NY 11201 Full Service B&M $128,188
    Santander Bank, N.A. 215 Grand Avenue New Haven, CT 6513 Full Service B&M $37,149
    Santander Bank, N.A. 215 Main Street Pawtucket, RI 2860 Full Service B&M $127,047
    Santander Bank, N.A. 216 West College Ave State College, PA 16801 Full Service B&M $7,232
    Santander Bank, N.A. 2191 West Union Boulevard Bethlehem, PA 18018 Full Service B&M $30,727
    Santander Bank, N.A. 22-59 31st Street Long Island City, NY 11105 Full Service B&M $86,448
    Santander Bank, N.A. 220 E. 161 Street Bronx, NY 10451 Full Service B&M $2,080
    Santander Bank, N.A. 220 Route 9 North Manalapan, NJ 7726 Full Service B&M $128,284
    Santander Bank, N.A. 222 Allegheny Street Jersey Shore, PA 17740 Full Service B&M $28,040
    Santander Bank, N.A. 2220 State Hill Road Wyomissing, PA 19610 Full Service B&M $71,254
    Santander Bank, N.A. 223 Main Street Nashua, NH 3060 Full Service B&M $56,315
    Santander Bank, N.A. 225 Atwood Avenue Cranston, RI 2920 Full Service B&M $78,981
    Santander Bank, N.A. 2253 North Avenue Scotch Plains, NJ 7076 Full Service B&M $143,389
    Santander Bank, N.A. 226 Applegarth And Half-Acre Road Monroe Township, NJ 8831 Full Service B&M $109,803
    Santander Bank, N.A. 226 East 86th Street New York, NY 10028 Full Service B&M $93,120
    Santander Bank, N.A. 2275 Broadway New York, NY 10024 Full Service B&M $77,506
    Santander Bank, N.A. 2277 State Road, Route 3a Plymouth, MA 2360 Full Service B&M $53,824
    Santander Bank, N.A. 228 Main Street Reading, MA 1867 Full Service B&M $62,667
    Santander Bank, N.A. 2285 W. County Line Rd Jackson, NJ 8527 Full Service B&M $167,434
    Santander Bank, N.A. 23 E Broad St Palmyra, NJ 8065 Full Service B&M $29,779
    Santander Bank, N.A. 23 Newkirk Plaza Brooklyn, NY 11226 Full Service B&M $88,799
    Santander Bank, N.A. 234 Prospect Park West Brooklyn, NY 11215 Full Service B&M $115,310
    Santander Bank, N.A. 235 Queen Street Southington, CT 6489 Full Service B&M $45,625
    Santander Bank, N.A. 235 Second Street Harrisburg, PA 17101 Full Service B&M $24,014
    Santander Bank, N.A. 2356 Bell Boulevard Bayside, NY 11360 Full Service B&M $180,507
    Santander Bank, N.A. 2357-59 86th Street Brooklyn, NY 11214 Full Service B&M $75,729
    Santander Bank, N.A. 236 West St. George Avenue Linden, NJ 7036 Full Service B&M $88,562
    Santander Bank, N.A. 2367 Lakewood Rd Toms River, NJ 8755 Full Service B&M $73,921
    Santander Bank, N.A. 2371 Route 33 Robbinsville, NJ 8691 Full Service B&M $58,777
    Santander Bank, N.A. 239 Littleton Road Parsippany, NJ 7054 Full Service B&M $50,841
    Santander Bank, N.A. 239 Market Street Lewisburg, PA 17837 Full Service B&M $29,358
    Santander Bank, N.A. 24-28 34th Avenue Long Island City, NY 11106 Full Service B&M $59,594
    Santander Bank, N.A. 24-28 East Main Street Schuylkill Haven, PA 17972 Full Service B&M $77,736
    Santander Bank, N.A. 240 S Third St Coopersburg, PA 18036 Full Service B&M $52,391
    Santander Bank, N.A. 240 West Boylston Street West Boylston, MA 1583 Full Service B&M $83,661
    Santander Bank, N.A. 2401 East Venango Street Philadelphia, PA 19134 Full Service B&M $28,803
    Santander Bank, N.A. 241 Central Avenue Jersey City, NJ 7307 Full Service B&M $77,358
    Santander Bank, N.A. 241 Monmouth Road West Long Branch, NJ 7764 Full Service B&M $95,405
    Santander Bank, N.A. 2429 Jackson Avenue Long Island City, NY 11101 Full Service B&M $21,970
    Santander Bank, N.A. 243 Chestnut St Newark, NJ 7105 Full Service B&M $172,183
    Santander Bank, N.A. 243 Millburn Avenue Millburn, NJ 7041 Full Service B&M $58,961
    Santander Bank, N.A. 2465 South Broad Street Hamilton, NJ 8610 Full Service B&M $30,800
    Santander Bank, N.A. 249 Main Street Southbridge, MA 1550 Full Service B&M $24,750
    Santander Bank, N.A. 25 Center Street Weston, MA 2493 Full Service B&M $50,001
    Santander Bank, N.A. 25 Torrey St Brockton, MA 2301 Full Service B&M $39,296
    Santander Bank, N.A. 250 Lexington Avenue New York, NY 10016 Full Service B&M $77,399
    Santander Bank, N.A. 250 Main Street Beech Creek, PA 16822 Full Service B&M $24,377
    Santander Bank, N.A. 2500 Belmar Blvd Wall, NJ 7719 Full Service B&M $67,447
    Santander Bank, N.A. 251 South Market Street Williamsport, PA 17702 Full Service B&M $19,262
    Santander Bank, N.A. 252 Patriot Place Foxboro, MA 2035 Full Service B&M $14,860
    Santander Bank, N.A. 253 Essex St Salem, MA 1970 Full Service B&M $37,216
    Santander Bank, N.A. 255 Newport Avenue Rumford, RI 2916 Full Service B&M $42,573
    Santander Bank, N.A. 2560 Rt 37 Manchester, NJ 8759 Full Service B&M $34,901
    Santander Bank, N.A. 257 New Dorp Lane Staten Island, NY 10306 Full Service B&M $110,538
    Santander Bank, N.A. 2583 Pennington Road Pennington, NJ 8534 Full Service B&M $39,250
    Santander Bank, N.A. 25a Orchard View Dr Londonderry, NH 3053 Full Service B&M $40,221
    Santander Bank, N.A. 260 Edgartown Road Edgartown, MA 2539 Full Service B&M $81,857
    Santander Bank, N.A. 2655 Richmond Avenue Staten Island, NY 10314 Full Service B&M $53,002
    Santander Bank, N.A. 269 Penrose Pl Carlisle, PA 17013 Full Service B&M $77,760
    Santander Bank, N.A. 2690 South Queen Street York, PA 17402 Full Service B&M $35,935
    Santander Bank, N.A. 27 Brown Street North Kingstown, RI 2852 Full Service B&M $55,135
    Santander Bank, N.A. 2700 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $114,292
    Santander Bank, N.A. 2701 South Tenth Street Philadelphia, PA 19148 Full Service B&M $54,218
    Santander Bank, N.A. 272 County Road Barrington, RI 2806 Full Service B&M $63,508
    Santander Bank, N.A. 2730 Nottingham Way Mercerville, NJ 8619 Full Service B&M $88,945
    Santander Bank, N.A. 277 Linden Street Wellesley, MA 2482 Full Service B&M $66,116
    Santander Bank, N.A. 279 Massachusetts Avenue Boston, MA 2115 Full Service B&M $73,995
    Santander Bank, N.A. 280 Atwells Avenue Providence, RI 2903 Full Service B&M $28,193
    Santander Bank, N.A. 280 Main Street Wilmington, MA 1887 Full Service B&M $69,883
    Santander Bank, N.A. 2814 Broadway New York, NY 10025 Full Service B&M $35,708
    Santander Bank, N.A. 285 Broad Street Red Bank, NJ 7701 Full Service B&M $118,172
    Santander Bank, N.A. 287 Hanover Street Boston, MA 2113 Full Service B&M $42,228
    Santander Bank, N.A. 2895 Cranberry Highway East Wareham, MA 2538 Full Service B&M $89,783
    Santander Bank, N.A. 29 East Pottsville Street Pine Grove, PA 17963 Full Service B&M $33,549
    Santander Bank, N.A. 290 Ferry Street Newark, NJ 7105 Full Service B&M $41,976
    Santander Bank, N.A. 292 Thames St Newport, RI 2840 Full Service B&M $22,165
    Santander Bank, N.A. 2930 Broadway New York, NY 10027 Full Service B&M $435
    Santander Bank, N.A. 296 Essex Street Lawrence, MA 1840 Full Service B&M $46,506
    Santander Bank, N.A. 2985 Route 35 And Poole Avenue Hazlet, NJ 7730 Full Service B&M $157,953
    Santander Bank, N.A. 2a Elm Street Woburn, MA 1801 Full Service B&M $51,420
    Santander Bank, N.A. 3 Charles St Mashpee, MA 2649 Full Service B&M $31,241
    Santander Bank, N.A. 3 Oak Bluffs Avenue Oak Bluffs, MA 2557 Full Service B&M $33,613
    Santander Bank, N.A. 3 Terry Drive Newtown, PA 18940 Full Service B&M $94,211
    Santander Bank, N.A. 3 Wall Street Windham, NH 3087 Full Service B&M $189,723
    Santander Bank, N.A. 30 Barlows Landing Road Pocasset, MA 2559 Full Service B&M $65,197
    Santander Bank, N.A. 30 Birmingham Parkway Brighton, MA 2135 Full Service B&M $28,991
    Santander Bank, N.A. 30 Elm Street Westfield, MA 1085 Full Service B&M $33,959
    Santander Bank, N.A. 30 Forbes Road Braintree, MA 2184 Full Service B&M $57,962
    Santander Bank, N.A. 30 West Mount Pleasant Avenue Livingston, NJ 7039 Full Service B&M $55,535
    Santander Bank, N.A. 30 Winter Street Boston, MA 2108 Full Service B&M $59,605
    Santander Bank, N.A. 300 Andover Street Peabody, MA 1960 Full Service B&M $104,631
    Santander Bank, N.A. 300 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $102,755
    Santander Bank, N.A. 300 Gordons Corner Rd Manalapan, NJ 7726 Full Service B&M $102,092
    Santander Bank, N.A. 300 West Main Street Northborough, MA 1532 Full Service B&M $52,053
    Santander Bank, N.A. 3001 West Chester Pike Broomall, PA 19008 Full Service B&M $74,357
    Santander Bank, N.A. 301 Atlantic City Blvd Pine Beach, NJ 8741 Full Service B&M $83,417
    Santander Bank, N.A. 301 Avenue U Brooklyn, NY 11223 Full Service B&M $108,689
    Santander Bank, N.A. 301 N Main St Randolph, MA 2368 Full Service B&M $44,729
    Santander Bank, N.A. 301 Shiffler Avenue Williamsport, PA 17701 Full Service B&M $60,510
    Santander Bank, N.A. 301 South Livingston Avenue Livingston, NJ 7039 Full Service B&M $74,777
    Santander Bank, N.A. 302 Haddon Ave Westmont, NJ 8108 Full Service B&M $54,319
    Santander Bank, N.A. 3060 Industry Drive Lancaster, PA 17603 Full Service B&M $39,141
    Santander Bank, N.A. 3060 Washington Stree Boston, MA 2119 Full Service B&M $24,084
    Santander Bank, N.A. 308 Main Street Asbury Park, NJ 7712 Full Service B&M $23,284
    Santander Bank, N.A. 31 St. James Avenue Boston, MA 2116 Full Service B&M $98,504
    Santander Bank, N.A. 310 Gifford Street Falmouth, MA 2540 Full Service B&M $47,929
    Santander Bank, N.A. 310 New State Highway Raynham, MA 2767 Full Service B&M $50,963
    Santander Bank, N.A. 3120 William Penn Highway Easton, PA 18045 Full Service B&M $95,321
    Santander Bank, N.A. 313 West Cypress Street Kennett Square, PA 19348 Full Service B&M $34,526
    Santander Bank, N.A. 3131 Market Street Philadelphia, PA 19104 Full Service B&M $49,435
    Santander Bank, N.A. 314 Elizabeth Ave Elizabeth, NJ 7206 Full Service B&M $28,048
    Santander Bank, N.A. 315 Mill Street Danville, PA 17821 Full Service B&M $45,987
    Santander Bank, N.A. 3150 Amboy Road Staten Island, NY 10306 Full Service B&M $148,917
    Santander Bank, N.A. 317 Washington St Auburn, MA 1501 Full Service B&M $90,723
    Santander Bank, N.A. 319 Monponsett Street Halifax, MA 2338 Full Service B&M $50,611
    Santander Bank, N.A. 323 Broadway Saugus, MA 1906 Full Service B&M $62,892
    Santander Bank, N.A. 3237 Berlin Turnpike Newington, CT 6111 Full Service B&M $51,770
    Santander Bank, N.A. 324 Chestnut Street Union, NJ 7083 Full Service B&M $100,824
    Santander Bank, N.A. 326 Boston Post Road Wayland, MA 1778 Full Service B&M $36,313
    Santander Bank, N.A. 33 West State St Trenton, NJ 8608 Full Service B&M $13,018
    Santander Bank, N.A. 330 Broadway Revere, MA 2151 Full Service B&M $71,054
    Santander Bank, N.A. 330 Madison Avenue New York, NY 10017 Full Service B&M $126,369
    Santander Bank, N.A. 330 Martin Luther King Boulevard Roxbury, MA 2119 Full Service B&M $13,935
    Santander Bank, N.A. 330 South Service Road Suite 118 Melville, NY 11747 Limited, Drive-thru $118,101
    Santander Bank, N.A. 331 Cotuit Road Sandwich, MA 2563 Full Service B&M $76,661
    Santander Bank, N.A. 332 High Street Burlington, NJ 8016 Full Service B&M $36,086
    Santander Bank, N.A. 333 Liberty Streets Orwigsburg, PA 17961 Full Service B&M $37,945
    Santander Bank, N.A. 335 Fifth Street Quarryville, PA 17566 Full Service B&M $27,685
    Santander Bank, N.A. 336 Broadway New York, NY 10013 Full Service B&M $54,052
    Santander Bank, N.A. 339 Washington Street Dedham, MA 2026 Full Service B&M $47,252
    Santander Bank, N.A. 340 Main Street Haverhill, MA 1830 Full Service B&M $58,554
    Santander Bank, N.A. 342 Lloyd Road Aberdeen, NJ 7747 Full Service B&M $83,061
    Santander Bank, N.A. 342 North Main Street West Hartford, CT 6117 Full Service B&M $77,849
    Santander Bank, N.A. 3420 N Fifth St Hwy Reading, PA 19605 Full Service B&M $110,717
    Santander Bank, N.A. 345 Union Hill Rd Manalapan, NJ 7726 Full Service B&M $720,573
    Santander Bank, N.A. 346 Timpany Boulevard Gardner, MA 1440 Full Service B&M $33,343
    Santander Bank, N.A. 349 Princeton-Highstown Road West Windsor, NJ 8550 Full Service B&M $73,555
    Santander Bank, N.A. 35 Leonard Street Belmont, MA 2478 Full Service B&M $60,535
    Santander Bank, N.A. 35 Market Square Lynn, MA 1905 Full Service B&M $61,744
    Santander Bank, N.A. 35 South Main Street Lodi, NJ 7644 Full Service B&M $44,130
    Santander Bank, N.A. 3500 U.S. Highway 9 Old Bridge, NJ 8857 Full Service B&M $68,018
    Santander Bank, N.A. 355 Broad Street Montoursville, PA 17754 Full Service B&M $48,382
    Santander Bank, N.A. 358 North Ave Garwood, NJ 7027 Full Service B&M $106,727
    Santander Bank, N.A. 36 Robin Hood Drive Etters, PA 17319 Full Service B&M $44,972
    Santander Bank, N.A. 364 Erie Avenue Renovo, PA 17764 Full Service B&M $21,501
    Santander Bank, N.A. 365 Convery Blvd Perth Amboy, NJ 8861 Full Service B&M $34,625
    Santander Bank, N.A. 369 Main Street Wakefield, MA 1880 Full Service B&M $74,649
    Santander Bank, N.A. 37 Main Street Englishtown, NJ 7726 Full Service B&M $56,800
    Santander Bank, N.A. 37-10 Broadway Long Island City, NY 11103 Full Service B&M $98,980
    Santander Bank, N.A. 370 N. Reading Road Ephrata, PA 17522 Full Service B&M $58,915
    Santander Bank, N.A. 379 Main Street, Route 20 Sturbridge, MA 1566 Full Service B&M $29,901
    Santander Bank, N.A. 380 Chief Justice Cushing Highway, Route 3a Cohasset, MA 2025 Full Service B&M $46,745
    Santander Bank, N.A. 3802 Chestnut Street Philadelphia, PA 19104 Full Service B&M $11,367
    Santander Bank, N.A. 389 East 149th Street Bronx, NY 10455 Full Service B&M $7,332
    Santander Bank, N.A. 39 Edgell Road Framingham, MA 1701 Full Service B&M $55,092
    Santander Bank, N.A. 39 Hanover St Spring Grove, PA 17362 Full Service B&M $19,788
    Santander Bank, N.A. 39 South Main Street Middleton, MA 1949 Full Service B&M $52,115
    Santander Bank, N.A. 3900 Hamilton Boulevard Allentown, PA 18103 Full Service B&M $43,322
    Santander Bank, N.A. 394 West Main Street Avon, CT 6001 Full Service B&M $70,880
    Santander Bank, N.A. 4 North Street Plymouth, MA 2360 Full Service B&M $44,757
    Santander Bank, N.A. 40 Hazard Avenue Enfield, CT 6082 Full Service B&M $78,906
    Santander Bank, N.A. 40 South Main Street Wharton, NJ 7885 Full Service B&M $50,553
    Santander Bank, N.A. 40 Washington Street Brooklyn, NY 11201 Full Service B&M $43,438
    Santander Bank, N.A. 400 Cedar Avenue West Long Branch, NJ 7764 Full Service B&M $48
    Santander Bank, N.A. 400 Lowell Avenue Haverhill, MA 1832 Full Service B&M $30,456
    Santander Bank, N.A. 400 West Allegheny Avenue, Suite E3 Philadelphia, PA 19133 Full Service B&M $251
    Santander Bank, N.A. 401 Enola Road Enola, PA 17025 Full Service B&M $25,180
    Santander Bank, N.A. 4025 Amboy Road Staten Island, NY 10308 Full Service B&M $132,382
    Santander Bank, N.A. 403 Highland Avenue Somerville, MA 2144 Full Service B&M $71,256
    Santander Bank, N.A. 405 Main Street Boonton, NJ 7005 Full Service B&M $65,995
    Santander Bank, N.A. 408 East Broad St Tamaqua, PA 18252 Full Service B&M $67,569
    Santander Bank, N.A. 409 Massachusetts Ave Acton, MA 1720 Full Service B&M $120,756
    Santander Bank, N.A. 410 Putnam Pike Smithfield, RI 2917 Full Service B&M $91,853
    Santander Bank, N.A. 411 Social Street Woonsocket, RI 2895 Full Service B&M $53,865
    Santander Bank, N.A. 414 Broadway Lynn, MA 1904 Full Service B&M $48,599
    Santander Bank, N.A. 415 Market Street Brighton, MA 2135 Full Service B&M $54,222
    Santander Bank, N.A. 4157 N. George St. Extd. Manchester, PA 17345 Full Service B&M $27,631
    Santander Bank, N.A. 42 Valley Road Middletown, RI 2842 Full Service B&M $37,087
    Santander Bank, N.A. 421 Daniel Webster Highway Merrimack, NH 3054 Full Service B&M $47,268
    Santander Bank, N.A. 423 Route 134 South Dennis, MA 2660 Full Service B&M $33,221
    Santander Bank, N.A. 4251 Union Deposit Road Harrisburg, PA 17111 Full Service B&M $59,659
    Santander Bank, N.A. 4261 Route 9 North Howell, NJ 7731 Full Service B&M $116,450
    Santander Bank, N.A. 43 Richmond Hill Road Staten Island, NY 10314 Full Service B&M $119,578
    Santander Bank, N.A. 430 Route 10 Randolph, NJ 7869 Full Service B&M $37,923
    Santander Bank, N.A. 430 William Canning Boulevard Fall River, MA 2721 Full Service B&M $42,637
    Santander Bank, N.A. 4310 Amboy Road Staten Island, NY 10312 Full Service B&M $113,999
    Santander Bank, N.A. 434 Ridgedale Avenue East Hanover, NJ 7936 Full Service B&M $54,924
    Santander Bank, N.A. 437 Rutherford Avenue Boston, MA 2129 Full Service B&M $87,305
    Santander Bank, N.A. 44 E Lancaster Ave Ardmore, PA 19003 Full Service B&M $68,613
    Santander Bank, N.A. 44 Main Street Holmdel, NJ 7733 Full Service B&M $75,955
    Santander Bank, N.A. 44 North Bryn Mawr Ave. Bryn Mawr, PA 19010 Full Service B&M $92,549
    Santander Bank, N.A. 44 Princeton-Heightstown Road West Windsor, NJ 8550 Full Service B&M $102,167
    Santander Bank, N.A. 440 Avenue P Brooklyn, NY 11223 Full Service B&M $111,474
    Santander Bank, N.A. 440 Mt. Pleasant Street New Bedford, MA 2746 Full Service B&M $30,903
    Santander Bank, N.A. 443 Hillside Avenue Williston Park, NY 11596 Full Service B&M $147,899
    Santander Bank, N.A. 4452 Oakhurst Rd Harrisburg, PA 17110 Full Service B&M $28,292
    Santander Bank, N.A. 446 Main Street Worcester, MA 1608 Full Service B&M $72,942
    Santander Bank, N.A. 448 Bellefonte Avenue Lock Haven, PA 17745 Full Service B&M $64,219
    Santander Bank, N.A. 45 East 53rd Street New York, NY 10022 Full Service B&M $71,220
    Santander Bank, N.A. 45 Storey Avenue, Port Plaza Rte 113 Newburyport, MA 1950 Full Service B&M $51,860
    Santander Bank, N.A. 4514 16th Avenue Brooklyn, NY 11204 Full Service B&M $181,478
    Santander Bank, N.A. 455 Old Bridge Turnpike East Brunswick, NJ 8816 Full Service B&M $55,862
    Santander Bank, N.A. 456 North Broad St. Elizabeth, NJ 7208 Full Service B&M $34,759
    Santander Bank, N.A. 459 Broadway Everett, MA 2149 Full Service B&M $55,392
    Santander Bank, N.A. 460 South Union Street Lawrence, MA 1843 Full Service B&M $51,366
    Santander Bank, N.A. 463 Washington Ave Belleville, NJ 7109 Full Service B&M $75,197
    Santander Bank, N.A. 466 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $42,407
    Santander Bank, N.A. 47 Maple Avenue Shrewsbury, MA 1545 Full Service B&M $101,232
    Santander Bank, N.A. 470 Kenilworth Boulevard Kenilworth, NJ 7033 Full Service B&M $55,770
    Santander Bank, N.A. 474 West Broadway South Boston, MA 2127 Full Service B&M $61,235
    Santander Bank, N.A. 475 Forest Avenue Staten Island, NY 10301 Full Service B&M $150,418
    Santander Bank, N.A. 475 Washington Boulevard Jersey City, NJ 7310 Full Service Retail $25,223
    Santander Bank, N.A. 4823 13th Avenue Brooklyn, NY 11219 Full Service B&M $151,620
    Santander Bank, N.A. 486 Lincoln Street Worcester, MA 1605 Full Service B&M $31,033
    Santander Bank, N.A. 487 Harvard Street Brookline, MA 2446 Full Service B&M $37,888
    Santander Bank, N.A. 488 Amherst Street Nashua, NH 3063 Full Service B&M $36,763
    Santander Bank, N.A. 489 Lafayette Road Seabrook, NH 3874 Full Service B&M $47,592
    Santander Bank, N.A. 489 Merrimack Street Lowell, MA 1854 Full Service B&M $59,916
    Santander Bank, N.A. 4900 Perkiomen Avenue Reading, PA 19606 Full Service B&M $113,729
    Santander Bank, N.A. 492 Main Street Melrose, MA 2176 Full Service B&M $80,854
    Santander Bank, N.A. 495 Paraside Road Swampscott, MA 1907 Full Service B&M $140,493
    Santander Bank, N.A. 499 Tyler Run Road York, PA 17403 Full Service B&M $28,873
    Santander Bank, N.A. 5 Billerica Rd Chelmsford, MA 1824 Full Service B&M $85,915
    Santander Bank, N.A. 5 Whittier Street Framingham, MA 1701 Full Service B&M $121,388
    Santander Bank, N.A. 50 Boston Turnpike Shrewsbury, MA 1545 Full Service B&M $54,118
    Santander Bank, N.A. 50 Middleneck Road Great Neck, NY 11021 Full Service B&M $140,916
    Santander Bank, N.A. 50 West Market Street West Chester, PA 19382 Full Service B&M $33,329
    Santander Bank, N.A. 500 Central Avenue Cheltenham, PA 19012 Limited, Drive-thru $45,214
    Santander Bank, N.A. 5022-24 City Avenue Philadelphia, PA 19131 Full Service B&M $55,641
    Santander Bank, N.A. 505 Boston Post Road Sudbury, MA 1776 Full Service B&M $86,465
    Santander Bank, N.A. 508 Boston Road Billerica, MA 1821 Full Service B&M $68,465
    Santander Bank, N.A. 51 Gold Star Boulevard Worcester, MA 1605 Full Service B&M $97,630
    Santander Bank, N.A. 51 Main Street Orleans, MA 2653 Full Service B&M $53,335
    Santander Bank, N.A. 51 Pleasant Street Weymouth, MA 2190 Full Service B&M $45,739
    Santander Bank, N.A. 515 Massachusetts Avenue Cambridge, MA 2139 Full Service B&M $75,916
    Santander Bank, N.A. 52 Millburn Avenue Springfield, NJ 7081 Full Service B&M $46,327
    Santander Bank, N.A. 520 Elmwood Avenue Providence, RI 2907 Full Service B&M $17,820
    Santander Bank, N.A. 521 Park Avenue Freehold, NJ 7728 Full Service B&M $87,190
    Santander Bank, N.A. 521 Tremont St Boston, MA 2116 Full Service B&M $24,220
    Santander Bank, N.A. 525 Inman Ave. Colonia, NJ 7067 Full Service B&M $105,969
    Santander Bank, N.A. 525 Middle Turnpike, W Manchester, CT 6040 Full Service B&M $34,308
    Santander Bank, N.A. 53 West Main Street Hillsborough, NH 3244 Full Service B&M $28,903
    Santander Bank, N.A. 5300 Baltimore Pike Clifton Heights, PA 19018 Full Service B&M $59,670
    Santander Bank, N.A. 532 Pompton Ave Cedar Grove, NJ 7009 Full Service B&M $81,845
    Santander Bank, N.A. 533 Washington Street Abington, MA 2351 Full Service B&M $96,365
    Santander Bank, N.A. 537 Mahoning Street Milton, PA 17847 Full Service B&M $28,806
    Santander Bank, N.A. 540 Morris Avenue Elizabeth, NJ 7208 Full Service B&M $68,562
    Santander Bank, N.A. 541 Rahway Avenue Woodbridge, NJ 7095 Full Service B&M $110,653
    Santander Bank, N.A. 541 South Broadway, Suite #100 Salem, NH 3079 Full Service B&M $44,768
    Santander Bank, N.A. 55 Bassett Lane And North Street Hyannis, MA 2601 Full Service B&M $30,548
    Santander Bank, N.A. 551 North Main Street Providence, RI 2904 Full Service B&M $54,231
    Santander Bank, N.A. 552 Commonwealth Avenue Boston, MA 2215 Full Service B&M $57,286
    Santander Bank, N.A. 554 Central Avenue East Orange, NJ 7018 Full Service B&M $22,076
    Santander Bank, N.A. 555 Broadway Lawrence, MA 1841 Full Service B&M $27,066
    Santander Bank, N.A. 555 Chickering Road North Andover, MA 1845 Full Service B&M $72,403
    Santander Bank, N.A. 555 High Street Mount Holly, NJ 8060 Full Service B&M $34,122
    Santander Bank, N.A. 555 Madison Avenue Lakewood, NJ 8701 Full Service B&M $194,396
    Santander Bank, N.A. 555 Reservoir Avenue Cranston, RI 2910 Full Service B&M $63,109
    Santander Bank, N.A. 5601 North Broad Street Philadelphia, PA 19141 Full Service B&M $10,541
    Santander Bank, N.A. 561 Adams Street Milton, MA 2186 Full Service B&M $57,773
    Santander Bank, N.A. 568 Franklin Avenue Hartford, CT 6114 Full Service B&M $86,541
    Santander Bank, N.A. 57 Monmouth Road Oakhurst, NJ 7755 Full Service B&M $67,198
    Santander Bank, N.A. 571 Florida Grove Road Perth Amboy, NJ 8861 Full Service B&M $96,167
    Santander Bank, N.A. 5714 Westfield Ave Pennsauken, NJ 8110 Full Service B&M $24,344
    Santander Bank, N.A. 575 Boylston St Boston, MA 2116 Full Service B&M $55,290
    Santander Bank, N.A. 578 Windsor Avenue Windsor, CT 6095 Full Service B&M $30,435
    Santander Bank, N.A. 58 County Street New Bedford, MA 2744 Full Service B&M $28,175
    Santander Bank, N.A. 58 Plaistow Road Plaistow, NH 3865 Full Service B&M $44,250
    Santander Bank, N.A. 584 Washington Street Whitman, MA 2382 Full Service B&M $79,516
    Santander Bank, N.A. 585 Allen Street New Bedford, MA 2740 Full Service B&M $123,428
    Santander Bank, N.A. 585 Columbia Road Dorchester, MA 2125 Full Service B&M $23,417
    Santander Bank, N.A. 587 Cabot St Beverly, MA 1915 Full Service B&M $34,379
    Santander Bank, N.A. 587 Main Street Woodbridge, NJ 7095 Full Service B&M $100,560
    Santander Bank, N.A. 589 Cranbury Road East Brunswick, NJ 8816 Full Service B&M $67,270
    Santander Bank, N.A. 590 Sumner Avenue Springfield, MA 1108 Full Service B&M $63,955
    Santander Bank, N.A. 593 Eddy Street Providence, RI 2903 Full Service B&M $49,798
    Santander Bank, N.A. 6 Federal Street Bristol, CT 6010 Full Service B&M $26,019
    Santander Bank, N.A. 6 Francis Street Boston, MA 2115 Full Service B&M $32,468
    Santander Bank, N.A. 600 Broadway Long Branch, NJ 7740 Full Service B&M $49,465
    Santander Bank, N.A. 601 Penn Street Reading, PA 19601 Full Service B&M $1,307,230
    Santander Bank, N.A. 6075 Allentown Boulevard Harrisburg, PA 17112 Full Service B&M $33,413
    Santander Bank, N.A. 61 Constitution Boulevard Kutztown, PA 19530 Full Service B&M $54,687
    Santander Bank, N.A. 61 Harrison Avenue Boston, MA 2111 Full Service B&M $207,270
    Santander Bank, N.A. 612 Fayette Street Conshohocken, PA 19428 Full Service B&M $77,916
    Santander Bank, N.A. 618 Germantown Pike Lafayette Hill, PA 19444 Full Service B&M $35,473
    Santander Bank, N.A. 62 Messenger Street Plainville, MA 2762 Full Service B&M $100,926

    For 2019, Santander Bank N.a. had 613 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,833,022
    Net interest income $2,147,751
    Total noninterest income $593,699
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $174,063
    Trading account gains and fees $27,274
    Additional Noninterest Income $392,362
    Pre-tax net operating income $283,540
    Securities gains (or losses, -) $6,714
    Income before extraordinary items $245,372
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $245,372
    Minority interest net income $0
    Net income $245,372
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $239,665

    Santander Bank N.a.'s gross interest income from loans was $2,833,022,000.
    Santander Bank N.a.'s net interest income from loans was $2,147,751,000.
    Santander Bank N.a.'s fee based income from loans was $174,063,000.
    Santander Bank N.a.'s net income from loans was $245,372,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $685,271
    Provision for credit losses $206,678
    Total noninterest expense $2,251,232
    Salaries and employee benefits $1,071,730
    Premises and equipment expense $358,224
    Additional noninterest expense $821,278
    Applicable income taxes $44,882
    Net charge-offs $219,042
    Cash dividends $250,000

    Santander Bank N.a.'s interest expense for loans was $685,271,000.
    Santander Bank N.a.'s payroll and benefits expense were $1,071,730,000.
    Santander Bank N.a.'s property, plant and equipment expenses $358,224,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 0.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 2.1%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 1.0%

    Deposits

    Type Value (in 000's)
    Total deposits $61,586,179
    Deposits held in domestic offices $61,586,179
    Deposits by Individuals, partnerships, and corporations $58,699,974
    Deposits by U.S. Government $135
    Deposits by States and political subdivisions in the U.S. $2,811,617
    Deposits by Commercial banks and other depository institutions in U.S. $69,952
    Deposits by Banks in foreign countries $4,501
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $12,503,527
    Demand deposits $12,503,527
    Nontransaction accounts $49,082,652
    Money market deposit accounts (MMDAs) $36,784,776
    Other savings deposits (excluding MMDAs) $3,748,413
    Total time deposits $8,549,463
    Total time and savings deposits $49,082,652
    Noninterest-bearing deposits $12,678,530
    Interest-bearing deposits $48,907,649
    Retail deposits $56,385,929
    IRAs and Keogh plan accounts $930,671
    Brokered deposits $4,424,143
    Deposits held in foreign offices $0

    Assets

    Asset Value (in 000's)
    Total Assets $84,670,854
    Cash & Balances due from depository institutions $4,878,163
    Interest-bearing balances $4,135,890
    Total securities $14,908,189
    Federal funds sold & reverse repurchase $0
    Net loans and leases $54,844,666
    Loan and leases loss allowance $533,470
    Trading account assets $430,927
    Bank premises and fixed assets $865,303
    Other real estate owned $15,748
    Goodwill and other intangibles $3,774,217
    All other assets $4,953,641

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $84,670,854
    Total Liabilities $70,989,913
    Total deposits $61,586,179
    Interest-bearing deposits $48,907,649
    Deposits held in domestic offices $61,586,179
    % insured (estimated) $63
    Federal funds purchased and repurchase agreements $407,477
    Trading liabilities $371,018
    Other borrowed funds $7,160,943
    Subordinated debt $0
    All other liabilities $1,464,296

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $54,844,666
    Loan and leases loss allowance $533,470
    Total loans and leases (domestic) $55,378,136
    All real estate loans $28,697,700
    Real estate loans in domestic offices $28,697,700
    Construction and development loans $2,003,118
    Residential 1-4 family construction $53,733
    Other construction, all land development and other land $1,949,385
    Loans secured by nonfarm nonresidential properties $5,248,377
    Nonfarm nonresidential secured by owner-occupied properties $1,461,161
    Commercial real estate & other non-farm, non-residential $3,787,216
    Multifamily residential real estate $8,593,523
    1-4 family residential loans $12,852,202
    Farmland loans $480
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $15,189,063
    To non-U.S. addressees $524,186
    Loans to individuals $7,781,822
    Credit card loans $289,662
    Related Plans $242,053
    Consumer Auto Loans $6,456,599
    Other loans to individuals $793,508
    All other loans & leases $3,709,551
    Loans to foreign governments and official institutions $0
    Other loans $1,671,963
    Loans to depository institutions and acceptances of other banks $7
    Loans not secured by real estate $196,927
    Loans secured by real estate to non-U.S. addressees $9,828
    Restructured Loans & leases $113,204
    Non 1-4 family restructured loans & leases $49,735
    Total loans and leases (foreign) $0

    Santander Bank N.A. had $54,844,666,000 of loans outstanding in 2019. $28,697,700,000 of loans were in real estate loans. $2,003,118,000 of loans were in development loans. $8,593,523,000 of loans were in multifamily mortgage loans. $12,852,202,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $289,662,000 of loans were in credit card loans. $6,456,599,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 1,698 $463,147 $272,760
    Nonfarm, nonresidential loans - <$100k 139 $5,386 $38,748
    Nonfarm, nonresidential loans - $100-250k 492 $53,013 $107,750
    Nonfarm, nonresidential loans - $250k-1MM 1,067 $404,748 $379,333
    Commercial & Industrial, US addressed loans - <$1MM 25,750 $1,566,309 $60,828
    Commercial & Industrial, US addressed loans - <$100k 13,320 $351,578 $26,395
    Commercial & Industrial, US addressed loans - $100-250k 5,870 $424,608 $72,335
    Commercial & Industrial, US addressed loans - $250k-1MM 6,560 $790,123 $120,446
    Farmland loans - <$1MM 2 $245 $122,500
    Farmland loans - <$100k 1 $12 $12,000
    Farmland loans - $250k-1MM 1 $233 $233,000