Santander Bank N.a. Mortgage Rates, Fees & Info

Wilmington, DE

LEI: TR24TWEY5RVRQV65HD49

Tax ID: 23-1237295

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Mortgage Data

Bank Data

Review & Overview

Santander Bank N.a. is a mid-sized bank specializing in Home Purchase and Refi loans. Santander Bank N.a. has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: New York, Boston, Philadelphia, Providence, and Worcester among others. We have data for 123 markets. (Some data included below & more in-depth data is available with an active subscription.)

Santander Bank N.a. has a below average approval rate when compared to the average across all lenders. They have an average pick rate when compared to similar lenders. Santander Bank N.a. is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.54% 12/16/24
30 Year Conventional Purchase 6.18% 12/16/24
30 Year Conventional Refi 6.32% 12/16/24
30 Year Cash-out Refi 6.54% 12/16/24
30 Year FHA Purchase 6.99% 12/16/24
30 Year VA Purchase 5.97% 12/16/24
30 Year VA Refi 6.27% 12/16/24
15 Year Conventional Purchase 5.72% 12/16/24
15 Year Conventional Refi 5.90% 12/16/24
15 Year Cash-out Refi 5.90% 12/16/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Santander Bank N.a. Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Santander Bank N.a.. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

26,180

Origination Dollar Volume (All Markets)

$7,469,230,000

Employee count

9,739 Show all (34) awards

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8,675 $3,408,005,000 $392,854 $6,155 4.74%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 5,968 $1,472,860,000 $246,793 $4,201 4.70%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 2,930 $744,910,000 $254,235 $5,419 4.72%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 2,074 $341,170,000 $164,499 $3,706 4.85%
WORCESTER, MA-CT (FHA|USDA|VA) 887 $148,025,000 $166,883 $3,594 4.78%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 576 $117,690,000 $204,323 $4,050 4.76%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 91 $112,545,000 $1,236,758 $5,199 4.58%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 113 $99,895,000 $884,027 $7,445 4.43%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 90 $98,810,000 $1,097,889 $7,930 4.52%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 397 $82,485,000 $207,771 $3,863 4.69%
READING, PA (FHA|USDA|VA) 625 $63,615,000 $101,784 $3,923 4.95%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 324 $55,780,000 $172,160 $4,713 4.88%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 262 $54,510,000 $208,053 $5,733 4.59%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 32 $48,330,000 $1,510,313 $4,937 4.84%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 251 $41,985,000 $167,271 $3,048 4.82%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 358 $40,350,000 $112,709 $3,971 4.96%
Vineyard Haven, MA (FHA|USDA|VA) 113 $40,265,000 $356,327 $4,640 4.48%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 119 $40,115,000 $337,101 $3,969 4.65%
RALEIGH-CARY, NC (FHA|USDA|VA) 1 $37,105,000 $37,105,000 $0 3.75%
YORK-HANOVER, PA (FHA|USDA|VA) 333 $33,675,000 $101,126 $3,636 4.90%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 266 $30,980,000 $116,466 $4,086 4.78%
LANCASTER, PA (FHA|USDA|VA) 271 $29,765,000 $109,834 $4,175 4.96%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 4 $25,120,000 $6,280,000 $3,203 4.32%
WILLIAMSPORT, PA (FHA|USDA|VA) 159 $24,165,000 $151,981 $3,813 5.15%
OCEAN CITY, NJ (FHA|USDA|VA) 54 $21,080,000 $390,370 $6,864 4.46%
RICHMOND, VA (FHA|USDA|VA) 3 $20,775,000 $6,925,000 $3,349 4.12%
Outside of Metro Areas 79 $18,575,000 $235,127 $4,100 4.61%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 48 $17,370,000 $361,875 $3,749 4.55%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 5 $15,655,000 $3,131,000 $4,004 4.11%
Pottsville, PA (FHA|USDA|VA) 175 $14,255,000 $81,457 $3,337 4.93%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 44 $10,650,000 $242,045 $4,885 4.59%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 7 $10,625,000 $1,517,857 $3,319 4.80%
SPRINGFIELD, MA (FHA|USDA|VA) 71 $10,105,000 $142,324 $3,684 4.77%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 58 $10,090,000 $173,966 $3,444 4.92%
SALISBURY, MD-DE (FHA|USDA|VA) 22 $9,790,000 $445,000 $6,124 4.45%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 34 $9,220,000 $271,176 $5,045 4.80%
GETTYSBURG, PA (FHA|USDA|VA) 18 $7,850,000 $436,111 $3,450 5.44%
Concord, NH (FHA|USDA|VA) 62 $7,490,000 $120,806 $3,112 5.18%
Torrington, CT (FHA|USDA|VA) 43 $7,045,000 $163,837 $4,147 4.74%
STATE COLLEGE, PA (FHA|USDA|VA) 43 $5,875,000 $136,628 $3,531 4.65%
LEBANON, PA (FHA|USDA|VA) 38 $5,090,000 $133,947 $3,843 4.58%
ROCHESTER, NY (FHA|USDA|VA) 34 $5,050,000 $148,529 $3,492 4.52%
Laconia, NH (FHA|USDA|VA) 17 $4,275,000 $251,471 $3,255 4.48%
Lock Haven, PA (FHA|USDA|VA) 50 $4,170,000 $83,400 $3,495 5.08%
Lebanon, NH-VT (FHA|USDA|VA) 17 $3,925,000 $230,882 $3,328 4.43%
Lewisburg, PA (FHA|USDA|VA) 34 $3,620,000 $106,471 $4,103 4.82%
Sunbury, PA (FHA|USDA|VA) 42 $3,520,000 $83,810 $3,500 4.87%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 15 $3,125,000 $208,333 $4,084 5.03%
PITTSFIELD, MA (FHA|USDA|VA) 10 $2,810,000 $281,000 $3,245 4.71%
GLENS FALLS, NY (FHA|USDA|VA) 14 $2,530,000 $180,714 $5,827 4.59%
EAST STROUDSBURG, PA (FHA|USDA|VA) 21 $2,525,000 $120,238 $4,187 5.25%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 13 $2,115,000 $162,692 $4,063 5.08%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,020,000 $336,667 $3,863 4.40%
Key West, FL (FHA|USDA|VA) 3 $1,945,000 $648,333 $6,615 4.38%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 18 $1,750,000 $97,222 $3,930 5.23%
Hudson, NY (FHA|USDA|VA) 5 $1,705,000 $341,000 $6,168 4.32%
SYRACUSE, NY (FHA|USDA|VA) 8 $1,650,000 $206,250 $3,829 5.17%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 10 $1,600,000 $160,000 $2,985 4.30%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2 $1,510,000 $755,000 $0 4.00%
Easton, MD (FHA|USDA|VA) 2 $1,420,000 $710,000 $8,200 4.44%
KINGSTON, NY (FHA|USDA|VA) 7 $1,365,000 $195,000 $4,088 4.70%
PITTSBURGH, PA (FHA|USDA|VA) 9 $1,265,000 $140,556 $3,713 5.08%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 2 $1,180,000 $590,000 $6,100 5.13%
Gloversville, NY (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,515 4.43%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 2 $1,050,000 $525,000 $5,109 4.19%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1 $995,000 $995,000 $9,687 3.88%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 4 $900,000 $225,000 $3,933 4.59%
Berlin, NH (FHA|USDA|VA) 8 $870,000 $108,750 $3,088 4.31%
KANSAS CITY, MO-KS (FHA|USDA|VA) 2 $850,000 $425,000 $2,530 4.31%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 4 $790,000 $197,500 $3,996 4.22%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 3 $755,000 $251,667 $6,219 4.17%
DOVER, DE (FHA|USDA|VA) 4 $710,000 $177,500 $3,844 5.31%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $705,000 $235,000 $3,971 4.58%
Amsterdam, NY (FHA|USDA|VA) 7 $695,000 $99,286 $2,756 4.52%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 3 $635,000 $211,667 $3,102 4.29%
Keene, NH (FHA|USDA|VA) 4 $620,000 $155,000 $2,720 6.19%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 1 $585,000 $585,000 $2,508 4.50%
Oneonta, NY (FHA|USDA|VA) 3 $505,000 $168,333 $4,760 4.58%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 2 $460,000 $230,000 $2,998 4.56%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 1 $455,000 $455,000 $4,661 4.88%
Selinsgrove, PA (FHA|USDA|VA) 5 $415,000 $83,000 $3,683 6.10%
LYNCHBURG, VA (FHA|USDA|VA) 1 $405,000 $405,000 $3,737 4.38%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $380,000 $95,000 $3,414 4.65%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 2 $370,000 $185,000 $2,907 4.63%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 1 $355,000 $355,000 $6,642 3.99%
Bennington, VT (FHA|USDA|VA) 3 $345,000 $115,000 $9,464 5.04%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 1 $325,000 $325,000 $4,045 4.13%
OCALA, FL (FHA|USDA|VA) 2 $320,000 $160,000 $3,520 4.69%
THE VILLAGES, FL (FHA|USDA|VA) 3 $295,000 $98,333 $3,696 5.79%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $4,694 3.75%
PUNTA GORDA, FL (FHA|USDA|VA) 2 $240,000 $120,000 $3,864 5.56%
Barre, VT (FHA|USDA|VA) 1 $225,000 $225,000 $3,299 4.99%
Ogdensburg-Massena, NY (FHA|USDA|VA) 1 $225,000 $225,000 $4,077 3.99%
Morehead City, NC (FHA|USDA|VA) 1 $205,000 $205,000 $3,173 4.25%
ASHEVILLE, NC (FHA|USDA|VA) 1 $195,000 $195,000 $3,752 4.63%
PANAMA CITY, FL (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.50%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $185,000 $185,000 $2,634 3.63%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1 $175,000 $175,000 $3,007 3.99%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1 $165,000 $165,000 $0 5.38%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 1 $155,000 $155,000 $2,280 3.50%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 2 $150,000 $75,000 $0 5.50%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $145,000 $145,000 $2,890 3.13%
PORT ST. LUCIE, FL (FHA|USDA|VA) 1 $135,000 $135,000 $4,439 4.25%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 1 $135,000 $135,000 $3,534 3.99%
EVANSVILLE, IN-KY (FHA|USDA|VA) 1 $135,000 $135,000 $2,387 4.25%
DuBois, PA (FHA|USDA|VA) 2 $130,000 $65,000 $0 4.50%
Huntingdon, PA (FHA|USDA|VA) 2 $130,000 $65,000 $3,314 4.25%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 1 $125,000 $125,000 $3,334 4.13%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 1 $125,000 $125,000 $0 4.99%
New Castle, PA (FHA|USDA|VA) 1 $115,000 $115,000 $2,783 4.38%
JACKSONVILLE, FL (FHA|USDA|VA) 1 $115,000 $115,000 $3,640 5.25%
Lewistown, PA (FHA|USDA|VA) 1 $105,000 $105,000 $0 4.50%
WICHITA, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,788 4.88%
Auburn, NY (FHA|USDA|VA) 1 $105,000 $105,000 $3,279 3.99%
AKRON, OH (FHA|USDA|VA) 1 $95,000 $95,000 $2,098 3.50%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.99%
Olean, NY (FHA|USDA|VA) 1 $75,000 $75,000 $3,281 4.63%
ALTOONA, PA (FHA|USDA|VA) 1 $75,000 $75,000 $2,925 4.50%
Plymouth, IN (FHA|USDA|VA) 1 $65,000 $65,000 $2,939 3.75%
ST. LOUIS, MO-IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,113 3.88%
Sayre, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,858 4.38%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $35,000 $35,000 $0 6.50%
Rutland, VT (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.25%
Santander Bank N.a.'s top markets include New York, Boston, Philadelphia, Providence, and Worcester among others.

Their top states include:
  • New York (FHA|USDA|VA)
  • Massachusetts (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • Connecticut (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 15,620 $2,370,010,000 $151,729 n/a 5.02%
    Conventional 10,256 $5,024,200,000 $489,879 $4,898 4.35%
    FHA 270 $67,190,000 $248,852 $7,941 4.41%
    VA 34 $7,830,000 $230,294 $7,129 4.45%

    For 2018, Santander Bank N.a.'s most frequently originated type of loan was HELOC, with 15,620 originations. Their 2nd most popular type was Conventional, with 10,256 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Other 8,381 $1,363,265,000 $162,661 $4,882 4.99%
    Home Purchase 7,000 $2,615,270,000 $373,610 $5,330 4.40%
    Home Improvement 5,220 $744,580,000 $142,640 $4,286 5.13%
    Refi 3,567 $2,184,415,000 $612,396 $3,886 4.54%
    Cash Out Refi 2,012 $561,700,000 $279,175 $4,642 4.40%

    For 2018, Santander Bank N.a.'s most frequently cited loan purpose was Other, with 8,381 originations. The 2nd most popular reason was Home Purchase, with 7,000 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 24,094 $5,313,770,000 $220,543 $5,211 4.81%
    15 Year 1,329 $284,635,000 $214,172 $3,873 3.96%
    10 Year 225 $527,805,000 $2,345,800 $3,293 3.87%
    20 Year 225 $50,335,000 $223,711 $4,085 4.42%
    30+ year 110 $75,230,000 $683,909 $5,871 4.54%
    Other 102 $435,190,000 $4,266,569 $4,008 4.29%
    5 Year 82 $691,130,000 $8,428,415 $0 4.14%
    3 Year 13 $91,135,000 $7,010,385 $0 4.13%

    For 2018, Santander Bank N.a.'s most frequently cited loan duration was 30 Year, with 24,094 originations. The 2nd most popular length was 15 Year, with 1,329 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $<1k 5,584 $1,753,280,000 $313,983
    $1k-2k 1,812 $484,950,000 $267,632
    $5k+ 957 $539,865,000 $564,122
    $2k-3k 722 $220,550,000 $305,471
    $3k-4k 493 $159,065,000 $322,647
    $4k-5k 339 $120,515,000 $355,501

    Santander Bank N.a.'s average total fees were $5,211, while their most frequently occuring range of origination fees (closing costs) were in the $<1k bucket, with 5,584 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    4-5% 14,048 $4,803,220,000 $341,915
    3-4% 5,450 $2,053,990,000 $376,879
    5-6% 4,239 $492,235,000 $116,121
    6-7% 1,931 $88,105,000 $45,627
    7-8% 403 $12,325,000 $30,583
    2.5-3% 72 $16,540,000 $229,722
    Over 8% 22 $540,000 $24,545
    <2.5% 14 $2,210,000 $157,857

    During 2018, Santander Bank N.a.'s average interest rate for loans was 4.81%, while their most frequently originated rate bucket for loans was 4-5%, with 14,048 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 8,941 $1,201,625,000 $134,395 $3,620 4.46%
    $100,000 or less 6,570 $360,840,000 $54,922 $2,938 5.73%
    $200k-400k 6,567 $1,785,235,000 $271,849 $4,618 4.40%
    $400k-600k 2,324 $1,117,420,000 $480,818 $6,250 4.42%
    $600k-1MM 1,363 $1,008,535,000 $739,938 $8,328 4.39%
    $1MM+ 415 $1,995,575,000 $4,808,614 $11,203 4.18%

    2018 saw Santander Bank N.a. place emphasis on $100k-200k loans with 8,941 originations, totaling $1,201,625,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 5,627 $1,158,225,000 $205,833 $5,035 4.86%
    $50k-75k 5,017 $763,495,000 $152,182 $4,016 4.70%
    $150k-250k 4,595 $1,367,975,000 $297,709 $6,251 4.77%
    $75k-100k 4,211 $751,655,000 $178,498 $4,451 4.82%
    $50k or less 3,484 $372,100,000 $106,803 $3,462 4.72%
    $250k+ 2,534 $1,236,720,000 $488,051 $7,543 4.57%

    Santander Bank N.a. lent most frequently to those with incomes in the $100k-150k range, with 5,627 originations. The second most popular income band? $50k-75k, with 5,017 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 4,690 $1,054,480,000 $224,836 $4,968 4.74%
    30-36% 4,227 $980,565,000 $231,977 $4,919 4.75%
    50-60% 3,703 $578,885,000 $156,329 $5,163 4.94%
    <20% 1,854 $420,820,000 $226,980 $5,014 4.64%
    44% 969 $226,825,000 $234,082 $4,669 4.58%
    42% 960 $273,260,000 $284,646 $5,167 4.61%
    40% 857 $216,645,000 $252,795 $5,206 4.74%
    39% 844 $207,790,000 $246,197 $5,239 4.78%
    41% 820 $206,900,000 $252,317 $4,975 4.69%
    36% 814 $208,140,000 $255,700 $5,295 4.74%
    43% 802 $180,310,000 $224,825 $4,470 4.64%
    38% 799 $199,205,000 $249,318 $5,298 4.77%
    37% 794 $191,750,000 $241,499 $4,963 4.71%
    >60% 784 $180,110,000 $229,732 $2,646 4.80%
    49% 735 $162,635,000 $221,272 $5,431 4.82%
    45% 621 $128,875,000 $207,528 $4,673 4.78%
    46% 577 $112,955,000 $195,763 $4,949 4.90%
    48% 563 $111,335,000 $197,753 $5,091 4.78%
    47% 559 $116,155,000 $207,791 $4,887 4.78%

    Santander Bank N.a. lent most frequently to those with DTI ratios of 20-30%, with 4,690 originations. The next most common DTI ratio? 30-36%, with 4,227 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 19,648 $4,326,310,000 $220,191 $4,968 4.74%
    Not applicable 205 $1,709,525,000 $8,339,146 $0 4.14%
    Not provided 2,510 $501,450,000 $199,781 $4,692 4.99%
    Asian 1,688 $476,660,000 $282,382 $5,590 4.61%
    Black 1,213 $230,675,000 $190,169 $4,911 4.86%
    Asian Indian 205 $61,925,000 $302,073 $5,613 4.57%
    American Indian 226 $45,830,000 $202,788 $5,613 4.76%
    Chinese 98 $32,030,000 $326,837 $5,090 4.45%
    Other Asian 145 $28,815,000 $198,724 $5,185 4.80%
    Vietnamese 51 $14,845,000 $291,078 $4,037 4.62%
    Other Pacific Islander 78 $11,830,000 $151,667 $5,119 4.81%
    Korean 31 $11,715,000 $377,903 $5,463 4.39%
    Native Hawaiian or Islander 40 $9,660,000 $241,500 $5,321 4.54%
    Filipino 31 $6,335,000 $204,355 $5,943 4.72%
    Japanese 4 $1,010,000 $252,500 $7,345 4.44%
    6 $570,000 $95,000 $0 5.58%
    Guamanian 1 $45,000 $45,000 $0 7.25%

    Approval Rates

    Total approvals of all applications
    60.90%

    Santander Bank N.a. has a low approval rate. They may have poor market targeting or stringent lending standards.

    Pick Rate

    Approvals leading to origination
    92.52%

    Santander Bank N.a. has an average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 26,180 $7,469,230,000 $285,303

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    Multifamily:Site-Built 201 $1,705,215,000 $8,483,657
    Single Family (1-4 Units):Manufactured 18 $1,270,000 $70,556
    Single Family (1-4 Units):Site-Built 25,961 $5,762,745,000 $221,977

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 6,488 $1,140,940,000 $175,854 $3,752 4.76%
    40-60% 3,746 $1,665,680,000 $444,656 $4,402 4.38%
    60-80% 6,013 $2,793,445,000 $464,568 $5,330 4.39%
    80-100% 4,385 $1,393,035,000 $317,682 $5,188 4.36%
    Over 100% 19 $4,545,000 $239,211 $5,989 4.47%
    Under 20% 5,529 $471,585,000 $85,293 $3,261 5.70%

    Complaints

    Bank Name Product Issue 2018 CPFB Complaints % of Total Issues
    SANTANDER BANCORP Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 2 20.0%
    SANTANDER BANCORP Conventional home mortgage Incorrect information on your report 2 20.0%
    SANTANDER BANCORP Conventional home mortgage Struggling to pay mortgage 5 50.0%
    SANTANDER BANCORP Conventional home mortgage Trouble during payment process 1 10.0%

    Bank Details

    Branches

    Bank Name Branch Branch Type Deposits (000's)
    Santander Bank, N.A. 1 Basset Highway Dover, NJ 7801 Full Service B&M $22,614
    Santander Bank, N.A. 1 Cunningham Square Providence, RI 2918 Full Service B&M $3,058
    Santander Bank, N.A. 1 Harvard Street Brookline, MA 2445 Full Service B&M $47,891
    Santander Bank, N.A. 1 Park Street Ayer, MA 1432 Full Service B&M $32,340
    Santander Bank, N.A. 1 Schanck Road Freehold, NJ 7728 Full Service B&M $103,785
    Santander Bank, N.A. 1 Union Square Elizabeth, NJ 7201 Full Service B&M $73,370
    Santander Bank, N.A. 1 Wood Street Lowell, MA 1851 Full Service B&M $58,747
    Santander Bank, N.A. 1-7 Wheeler Point Road Newark, NJ 7105 Full Service B&M $132,698
    Santander Bank, N.A. 100 Berlin Road Clementon, NJ 8021 Full Service B&M $35,319
    Santander Bank, N.A. 100 East King Street Lancaster, PA 17602 Full Service B&M $17,319
    Santander Bank, N.A. 100 North 3rd Street Easton, PA 18042 Full Service B&M $57,494
    Santander Bank, N.A. 100 Northern Way York, PA 17402 Full Service B&M $103,097
    Santander Bank, N.A. 100 Oliver Street Boston, MA 2110 Full Service B&M $50,146
    Santander Bank, N.A. 1000 Easton Rd Wyncote, PA 19095 Limited, Drive-thru $18,174
    Santander Bank, N.A. 1000 South Elmora Avenue Elizabeth, NJ 7202 Full Service B&M $86,048
    Santander Bank, N.A. 1001 Gap Newport Pike Avondale, PA 19311 Full Service B&M $41,141
    Santander Bank, N.A. 1005 Raritan Avenue Clark, NJ 7066 Full Service B&M $66,576
    Santander Bank, N.A. 101 East Olney Avenue Philadelphia, PA 19120 Full Service B&M $37,719
    Santander Bank, N.A. 101 Mill Street Danville, PA 17821 Full Service B&M $48,262
    Santander Bank, N.A. 101 South George Street York, PA 17401 Full Service B&M $21,509
    Santander Bank, N.A. 1010 Farmington Avenue West Hartford, CT 6107 Full Service B&M $275,505
    Santander Bank, N.A. 102 North Flowers Mill Road Langhorne, PA 19047 Full Service B&M $99,552
    Santander Bank, N.A. 1025 Smith Street Providence, RI 2908 Full Service B&M $113,669
    Santander Bank, N.A. 1029 Route 28 South Yarmouth, MA 2664 Full Service B&M $42,324
    Santander Bank, N.A. 1040 Boulevard West Hartford, CT 6119 Full Service B&M $58,651
    Santander Bank, N.A. 1045 Trapelo Road Waltham, MA 2451 Full Service B&M $75,120
    Santander Bank, N.A. 105 Meriden Rd Waterbury, CT 6705 Full Service B&M $66,301
    Santander Bank, N.A. 1062 3rd Avenue New York, NY 10065 Full Service B&M $87,746
    Santander Bank, N.A. 1071 Centreville Road Warwick, RI 2886 Full Service B&M $74,163
    Santander Bank, N.A. 1072 Broad Street Bloomfield, NJ 7003 Full Service B&M $69,987
    Santander Bank, N.A. 108 Lacey Road Whiting, NJ 8759 Full Service B&M $71,749
    Santander Bank, N.A. 11 Park Street Leominster, MA 1453 Full Service B&M $43,841
    Santander Bank, N.A. 11 Robert F Toner Boulevard Attleboro Falls, MA 2763 Full Service B&M $25,041
    Santander Bank, N.A. 110 East Main Street Rockaway, NJ 7866 Full Service B&M $98,091
    Santander Bank, N.A. 110 River Styx Rd. Hopatcong, NJ 7843 Full Service B&M $77,930
    Santander Bank, N.A. 110 Union Avenue Framingham, MA 1702 Full Service B&M $41,283
    Santander Bank, N.A. 110 West Lincoln Highway Marchwood Shopping Center Exton, PA 19341 Full Service B&M $101,037
    Santander Bank, N.A. 1101 Market Philadelphia, PA 19107 Full Service B&M $42,397
    Santander Bank, N.A. 1102 Taylorsville Road Washington Crossing, PA 18977 Full Service B&M $70,805
    Santander Bank, N.A. 1110 Cocoa Avenue Hershey, PA 17033 Full Service B&M $48,410
    Santander Bank, N.A. 1111 South Willow Street Manchester, NH 3103 Full Service B&M $27,257
    Santander Bank, N.A. 1120 Bloomfield Ave West Caldwell, NJ 7006 Full Service B&M $83,975
    Santander Bank, N.A. 1125 Pleasant Street Worcester, MA 1602 Full Service B&M $57,140
    Santander Bank, N.A. 1135 Burnt Tavern Road Brick, NJ 8724 Full Service B&M $118,878
    Santander Bank, N.A. 1140 W Chester Pike West Chester, PA 19382 Full Service B&M $41,568
    Santander Bank, N.A. 1146 Hope Street Bristol, RI 2809 Full Service B&M $58,831
    Santander Bank, N.A. 115 Asylum St Hartford, CT 6103 Full Service B&M $78,553
    Santander Bank, N.A. 115 Chester Avenue Yeadon, PA 19050 Full Service B&M $32,781
    Santander Bank, N.A. 1150 Hancock Street Quincy, MA 2169 Full Service B&M $112,698
    Santander Bank, N.A. 116 Central Street Ipswich, MA 1938 Full Service B&M $28,374
    Santander Bank, N.A. 116 West Township Line Road Havertown, PA 19083 Full Service B&M $72,417
    Santander Bank, N.A. 118-11 101st Avenue South Richmond Hill, NY 11419 Full Service B&M $56,007
    Santander Bank, N.A. 1188 Valley Road Stirling, NJ 7980 Full Service B&M $57,914
    Santander Bank, N.A. 1197 Amboy Avenue Edison, NJ 8837 Full Service B&M $164,632
    Santander Bank, N.A. 12 Front Street Ashland, MA 1721 Full Service B&M $52,849
    Santander Bank, N.A. 12 Parkside Avenue Reading, PA 19607 Full Service B&M $79,509
    Santander Bank, N.A. 120 Jack Martin Blvd Brick, NJ 8724 Full Service B&M $33,473
    Santander Bank, N.A. 120 South Centre Street Pottsville, PA 17901 Full Service B&M $51,903
    Santander Bank, N.A. 121 Franklin Corner Road Lawrenceville, NJ 8648 Full Service B&M $110,370
    Santander Bank, N.A. 1215 Chestnut Street Emmaus, PA 18049 Limited, Drive-thru $37,342
    Santander Bank, N.A. 1215 New Jersey 35 Middletown, NJ 7748 Full Service B&M $91,840
    Santander Bank, N.A. 1221 Silas Deane Highway Wethersfield, CT 6109 Full Service B&M $103,746
    Santander Bank, N.A. 1224 Welsh Road North Wales, PA 19454 Full Service B&M $48,073
    Santander Bank, N.A. 1228 Boylston St Chestnut Hill, MA 2467 Full Service B&M $58,870
    Santander Bank, N.A. 123 West Lancaster Avenue Wayne, PA 19087 Full Service B&M $118,898
    Santander Bank, N.A. 1230 Braley Road New Bedford, MA 2745 Full Service B&M $45,577
    Santander Bank, N.A. 1234 Providence Road Whitinsville, MA 1588 Full Service B&M $52,709
    Santander Bank, N.A. 1238 Kempton Street New Bedford, MA 2740 Full Service B&M $41,144
    Santander Bank, N.A. 1240 Third Street Whitehall, PA 18052 Full Service B&M $44,417
    Santander Bank, N.A. 1241 Quentin Road Lebanon, PA 17042 Full Service B&M $32,243
    Santander Bank, N.A. 125 Broadway Somerville, MA 2145 Full Service B&M $33,213
    Santander Bank, N.A. 125 Causeway Street Boston, MA 2114 Full Service B&M $50,828
    Santander Bank, N.A. 125 Huttleston Avenue Fairhaven, MA 2719 Full Service B&M $74,929
    Santander Bank, N.A. 125 Main Street Salem, NH 3079 Full Service B&M $128,958
    Santander Bank, N.A. 125 Merrimack Street Methuen, MA 1844 Full Service B&M $58,958
    Santander Bank, N.A. 125 S Providence Road Media, PA 19063 Full Service B&M $88,448
    Santander Bank, N.A. 126 Prospect Street Milford, MA 1757 Full Service B&M $102,960
    Santander Bank, N.A. 128 Union St New Bedford, MA 2740 Full Service B&M $96,454
    Santander Bank, N.A. 1290 Avenue Of The America's New York, NY 10019 Full Service B&M $315,992
    Santander Bank, N.A. 13 North Main Street Bellingham, MA 2019 Full Service B&M $29,936
    Santander Bank, N.A. 13 Northeastern Boulevard Nashua, NH 3062 Full Service B&M $62,687
    Santander Bank, N.A. 13 Pleasant Street Spencer, MA 1562 Full Service B&M $31,843
    Santander Bank, N.A. 130 North Eagle Road Havertown, PA 19083 Full Service B&M $133,226
    Santander Bank, N.A. 130 South State Road Springfield, PA 19064 Full Service B&M $59,710
    Santander Bank, N.A. 130 Taunton Avenue Seekonk, MA 2771 Full Service B&M $97,641
    Santander Bank, N.A. 1302 Avenue J Brooklyn, NY 11230 Full Service B&M $164,830
    Santander Bank, N.A. 131 Elmgrove Avenue Providence, RI 2906 Full Service B&M $81,775
    Santander Bank, N.A. 1314 Washington Street West Newton, MA 2465 Full Service B&M $77,708
    Santander Bank, N.A. 1320 Hylan Boulevard Staten Island, NY 10305 Full Service B&M $161,091
    Santander Bank, N.A. 1322a Paterson Plank Road Secaucus, NJ 7094 Full Service B&M $52,183
    Santander Bank, N.A. 1325 Route 206 Skillman, NJ 8558 Full Service B&M $78,340
    Santander Bank, N.A. 133 Jackson Street Newark, NJ 7105 Full Service B&M $149,266
    Santander Bank, N.A. 1341 Beacon St Brookline, MA 2446 Full Service B&M $142,325
    Santander Bank, N.A. 1350 Broadway St New York, NY 10018 Full Service B&M $192,789
    Santander Bank, N.A. 140 Hebron Avenue Glastonbury, CT 6033 Full Service B&M $81,225
    Santander Bank, N.A. 1401 Bruce Rd Oreland, PA 19075 Full Service B&M $41,849
    Santander Bank, N.A. 141 North Main Street Fall River, MA 2720 Full Service B&M $60,229
    Santander Bank, N.A. 1414 Atwood Avenue Johnston, RI 2919 Full Service B&M $89,019
    Santander Bank, N.A. 1415 Lehigh Street Allentown, PA 18103 Full Service B&M $31,222
    Santander Bank, N.A. 1415 Old York Road Abington, PA 19001 Full Service B&M $37,637
    Santander Bank, N.A. 1416 East Avenue Bronx, NY 10462 Full Service B&M $77,856
    Santander Bank, N.A. 1420 Massachusetts Ave Cambridge, MA 2138 Full Service B&M $42,164
    Santander Bank, N.A. 1420 Northern Boulevard Manhasset, NY 11030 Full Service B&M $153,883
    Santander Bank, N.A. 1425 Street Road Bensalem, PA 19020 Full Service B&M $26,692
    Santander Bank, N.A. 144 Lancaster Avenue Devon, PA 19333 Full Service B&M $63,980
    Santander Bank, N.A. 144 Main Street Norfolk, MA 2056 Full Service B&M $55,308
    Santander Bank, N.A. 1442 Bannister Street York, PA 17404 Full Service B&M $36,081
    Santander Bank, N.A. 1442 Dorchester Avenue Dorchester, MA 2122 Full Service B&M $49,176
    Santander Bank, N.A. 1450 South Washington Avenue Piscataway, NJ 8854 Full Service B&M $43,150
    Santander Bank, N.A. 1460 Forest Avenue Staten Island, NY 10302 Full Service B&M $87,457
    Santander Bank, N.A. 1462 Stuyvesant Avenue Union, NJ 7083 Full Service B&M $67,727
    Santander Bank, N.A. 14655 Mt Airy Rd Shrewsbury, PA 17361 Full Service B&M $60,248
    Santander Bank, N.A. 148 Everett Avenue Chelsea, MA 2150 Full Service B&M $65,056
    Santander Bank, N.A. 149 Main Street North Andover, MA 1845 Full Service B&M $73,382
    Santander Bank, N.A. 149-37 14th Avenue Whitestone, NY 11357 Full Service B&M $51,183
    Santander Bank, N.A. 15 Ferry Street Hudson, NH 3051 Full Service B&M $44,967
    Santander Bank, N.A. 15 Hyatt Street Staten Island, NY 10301 Full Service B&M $45,557
    Santander Bank, N.A. 15 Maplewood Drive Douglassville, PA 19518 Full Service B&M $52,897
    Santander Bank, N.A. 150 - 28 Union Turnpike Flushing, NY 11367 Full Service B&M $75,260
    Santander Bank, N.A. 150 Bridge Street Pelham, NH 3076 Full Service B&M $69,187
    Santander Bank, N.A. 1500 Market St Philadelphia, PA 19102 Full Service B&M $60,153
    Santander Bank, N.A. 1501 East Erie Avenue Philadelphia, PA 19124 Full Service B&M $30,114
    Santander Bank, N.A. 1513 Bethlehem Pike Hatfield, PA 19440 Full Service B&M $38,168
    Santander Bank, N.A. 153 Nahatan Street Norwood, MA 2062 Full Service B&M $115,320
    Santander Bank, N.A. 1535 North Atherton St State College, PA 16803 Full Service B&M $69,424
    Santander Bank, N.A. 154 Main Street Gloucester, MA 1930 Full Service B&M $61,184
    Santander Bank, N.A. 1550 Richmond Road Staten Island, NY 10304 Full Service B&M $105,502
    Santander Bank, N.A. 1565 East High Street Pottstown, PA 19464 Full Service B&M $55,984
    Santander Bank, N.A. 157 Summer Street Kingston, MA 2364 Full Service B&M $72,511
    Santander Bank, N.A. 16 Centre Court Lynnfield, MA 1940 Full Service B&M $58,935
    Santander Bank, N.A. 16 Park Street Attleboro, MA 2703 Full Service B&M $48,042
    Santander Bank, N.A. 160 Littleton Road Rt110 Westford, MA 1886 Full Service B&M $93,565
    Santander Bank, N.A. 160 Main Street Matawan, NJ 7747 Full Service B&M $89,315
    Santander Bank, N.A. 1600 Corlies Avenue Neptune, NJ 7753 Full Service B&M $117,048
    Santander Bank, N.A. 1616 Walnut Street Philadelphia, PA 19103 Full Service B&M $47,713
    Santander Bank, N.A. 1617 Blue Hill Avenue Mattapan, MA 2126 Full Service B&M $26,185
    Santander Bank, N.A. 162-38 Crossbay Blvd Howard Beach, NY 11414 Full Service B&M $48,568
    Santander Bank, N.A. 1630 Forest Avenue Staten Island, NY 10302 Full Service B&M $99,314
    Santander Bank, N.A. 1630 Richmond Road Staten Island, NY 10304 Full Service B&M $108,690
    Santander Bank, N.A. 164 Reservoir Street Holden, MA 1520 Full Service B&M $85,410
    Santander Bank, N.A. 1645 Big Oak Road Yardley, PA 19067 Full Service B&M $84,408
    Santander Bank, N.A. 1650 North Limekiln Pike Dresher, PA 19025 Full Service B&M $36,408
    Santander Bank, N.A. 1665 State Hill Road Wyomissing, PA 19610 Full Service B&M $45,519
    Santander Bank, N.A. 1677 Oregon Pike Lancaster, PA 17601 Full Service B&M $88,733
    Santander Bank, N.A. 168 South 32nd Street Camp Hill, PA 17011 Full Service B&M $76,856
    Santander Bank, N.A. 17 Beaverson Boulevard Brick, NJ 8723 Full Service B&M $67,947
    Santander Bank, N.A. 17 Maple Street Danvers, MA 1923 Full Service B&M $39,335
    Santander Bank, N.A. 17 Union Street Manchester, MA 1944 Full Service B&M $77,827
    Santander Bank, N.A. 17 West High Street Carlisle, PA 17013 Full Service B&M $26,217
    Santander Bank, N.A. 1700 Nottingham Way Trenton, NJ 8619 Full Service B&M $9,974
    Santander Bank, N.A. 1700-1704 Kuser Road Hamilton, NJ 8690 Full Service B&M $77,209
    Santander Bank, N.A. 1701 Chew Street Allentown, PA 18104 Full Service B&M $28,494
    Santander Bank, N.A. 172 Chase Avenue Waterbury, CT 6704 Full Service B&M $33,907
    Santander Bank, N.A. 175 Centre Street Pembroke, MA 2359 Full Service B&M $72,379
    Santander Bank, N.A. 1750 Broad Street Cranston, RI 2905 Full Service B&M $33,896
    Santander Bank, N.A. 176 Federal Street Boston, MA 2110 Full Service B&M $70,226
    Santander Bank, N.A. 1765 Ellington Road South Windsor, CT 6074 Full Service B&M $76,303
    Santander Bank, N.A. 1769 86th Street Brooklyn, NY 11214 Full Service B&M $113,231
    Santander Bank, N.A. 1770 Dekalb Pike Blue Bell, PA 19422 Full Service B&M $38,043
    Santander Bank, N.A. 18 Main Street Townsend, MA 1469 Full Service B&M $27,807
    Santander Bank, N.A. 18 Sycamore Avenue Little Silver, NJ 7739 Full Service B&M $60,769
    Santander Bank, N.A. 181 Main Street Marlborough, MA 1752 Full Service B&M $47,488
    Santander Bank, N.A. 1822 Massachusetts Avenue Lexington, MA 2420 Full Service B&M $156,422
    Santander Bank, N.A. 182a Cambridge Street Burlington, MA 1803 Full Service B&M $29,572
    Santander Bank, N.A. 1837 Victory Boulevard Staten Island, NY 10314 Full Service B&M $173,728
    Santander Bank, N.A. 184 Taunton Avenue East Providence, RI 2914 Full Service B&M $41,547
    Santander Bank, N.A. 1850 Centre Street West Roxbury, MA 2132 Full Service B&M $85,899
    Santander Bank, N.A. 1850 Victory Boulevard Staten Island, NY 10314 Limited, Drive-thru $0
    Santander Bank, N.A. 1927 Post Road Warwick, RI 2886 Full Service B&M $94,027
    Santander Bank, N.A. 1866 Hooper Avenue Toms River, NJ 8753 Full Service B&M $70,484
    Santander Bank, N.A. 1866 Main Street Tewksbury, MA 1876 Full Service B&M $45,531
    Santander Bank, N.A. 1870 Route 27 Edison, NJ 8817 Full Service B&M $64,653
    Santander Bank, N.A. 188 Broadway Taunton, MA 2780 Full Service B&M $50,804
    Santander Bank, N.A. 188-192 Nassau Street Princeton, NJ 8542 Full Service B&M $68,317
    Santander Bank, N.A. 19 Pleasant Street Woburn, MA 1801 Full Service B&M $54,322
    Santander Bank, N.A. 19 Schuyler Avenue North Arlington, NJ 7031 Full Service B&M $87,398
    Santander Bank, N.A. 190 East 98th Street Brooklyn, NY 11212 Full Service B&M $3,089
    Santander Bank, N.A. 190 Route 37 East Toms River, NJ 8753 Full Service B&M $91,241
    Santander Bank, N.A. 1900 Route 70 Lakewood, NJ 8701 Full Service B&M $86,459
    Santander Bank, N.A. 1917 Mcdade Blvd Folsom, PA 19033 Full Service B&M $59,623
    Santander Bank, N.A. 1940 Carlisle Road York, PA 17408 Full Service B&M $45,154
    Santander Bank, N.A. 195 Montague Street Brooklyn, NY 11201 Full Service B&M $2,459,930
    Santander Bank, N.A. 197 Main Street Newton, NJ 7860 Full Service B&M $29,882
    Santander Bank, N.A. 1970 Rt 70e Cherry Hill, NJ 8003 Full Service B&M $98,549
    Santander Bank, N.A. 1980 Route 10 Morris Plains, NJ 7950 Full Service B&M $30,584
    Santander Bank, N.A. 1985 Lakeview Avenue Dracut, MA 1826 Full Service B&M $47,555
    Santander Bank, N.A. 2 Aldwyn Center Villanova, PA 19085 Full Service B&M $31,059
    Santander Bank, N.A. 2 E 10th St Marcus Hook, PA 19061 Full Service B&M $18,302
    Santander Bank, N.A. 2 Gold Street New York, NY 10038 Full Service B&M $43,950
    Santander Bank, N.A. 2 Meridian Street East Boston, MA 2128 Full Service B&M $53,922
    Santander Bank, N.A. 2 Morrissey Boulevard Boston, MA 2125 Full Service B&M $36,326
    Santander Bank, N.A. 2 South Main Street Unionville, CT 6085 Full Service B&M $38,019
    Santander Bank, N.A. 2 South Orange St Media, PA 19063 Full Service B&M $55,790
    Santander Bank, N.A. 2 Springfield Avenue Cranford, NJ 7016 Limited, Drive-thru $0
    Santander Bank, N.A. 2 Waterloo Road Stanhope, NJ 7874 Full Service B&M $35,079
    Santander Bank, N.A. 2-4 North Main Street Shenandoah, PA 17976 Full Service B&M $19,846
    Santander Bank, N.A. 20 Beale Street Quincy, MA 2170 Full Service B&M $80,692
    Santander Bank, N.A. 20 Central Square Bridgewater, MA 2324 Full Service B&M $33,102
    Santander Bank, N.A. 20 East Broadway Derry, NH 3038 Full Service B&M $82,694
    Santander Bank, N.A. 20 King's Plaza Oley, PA 19547 Full Service B&M $31,818
    Santander Bank, N.A. 20 Main Street Topsfield, MA 1983 Full Service B&M $41,982
    Santander Bank, N.A. 20 South Main Street Muncy, PA 17756 Full Service B&M $44,538
    Santander Bank, N.A. 20 Veterans Memorial Hwy Somerville, NJ 8876 Full Service B&M $49,637
    Santander Bank, N.A. 200 Haverhill Street Methuen, MA 1844 Full Service B&M $91,595
    Santander Bank, N.A. 200 Seaport Blvd Boston, MA 2210 Full Service B&M $55,323
    Santander Bank, N.A. 2000 Market Street Philadelphia, PA 19103 Full Service B&M $1,187,306
    Santander Bank, N.A. 2000 Route 70 Manchester, NJ 8759 Full Service B&M $80,578
    Santander Bank, N.A. 201 Dart Drive Hanover, PA 17331 Full Service B&M $45,791
    Santander Bank, N.A. 201 Harmony Road Middletown, NJ 7748 Full Service B&M $112,630
    Santander Bank, N.A. 2022 Lehigh Street Easton, PA 18042 Full Service B&M $25,108
    Santander Bank, N.A. 206 Main Street Webster, MA 1570 Full Service B&M $46,820
    Santander Bank, N.A. 2090 Lincoln Hwy East Lancaster, PA 17602 Full Service B&M $17,127
    Santander Bank, N.A. 20a Main Street Wakefield, RI 2879 Full Service B&M $83,904
    Santander Bank, N.A. 21 Central Avenue Seekonk, MA 2771 Full Service B&M $45,843
    Santander Bank, N.A. 21 Commerce Way Plymouth, MA 2360 Full Service B&M $53,098
    Santander Bank, N.A. 210 Smith Street Perth Amboy, NJ 8861 Full Service B&M $61,717
    Santander Bank, N.A. 2103 Hamilton St Philadelphia, PA 19130 Full Service B&M $16,307
    Santander Bank, N.A. 211 North Main Street Andover, MA 1810 Full Service B&M $81,284
    Santander Bank, N.A. 212 Thayer St Providence, RI 2906 Full Service B&M $53,613
    Santander Bank, N.A. 2136 Acushnet Avenue New Bedford, MA 2745 Full Service B&M $89,195
    Santander Bank, N.A. 214 Newark Avenue Jersey City, NJ 7302 Full Service B&M $37,504
    Santander Bank, N.A. 215 Atlantic Ave Brooklyn, NY 11201 Full Service B&M $130,905
    Santander Bank, N.A. 215 Grand Avenue New Haven, CT 6513 Full Service B&M $43,270
    Santander Bank, N.A. 215 Main Street Pawtucket, RI 2860 Full Service B&M $59,387
    Santander Bank, N.A. 216 West College Ave State College, PA 16801 Full Service B&M $7,517
    Santander Bank, N.A. 2191 West Union Boulevard Bethlehem, PA 18018 Full Service B&M $32,897
    Santander Bank, N.A. 22-59 31st Street Long Island City, NY 11105 Full Service B&M $97,823
    Santander Bank, N.A. 220 E. 161 Street Bronx, NY 10451 Full Service B&M $862
    Santander Bank, N.A. 220 Route 9 North Manalapan, NJ 7726 Full Service B&M $135,289
    Santander Bank, N.A. 2203 West Cumberland Street Lebanon, PA 17042 Full Service B&M $26,642
    Santander Bank, N.A. 222 Allegheny Street Jersey Shore, PA 17740 Full Service B&M $26,556
    Santander Bank, N.A. 2220 State Hill Road Wyomissing, PA 19610 Full Service B&M $68,181
    Santander Bank, N.A. 223 Main Street Nashua, NH 3060 Full Service B&M $57,761
    Santander Bank, N.A. 225 Atwood Avenue Cranston, RI 2920 Full Service B&M $81,088
    Santander Bank, N.A. 225 East 86th Street New York, NY 10028 Full Service B&M $105,040
    Santander Bank, N.A. 2253 North Avenue Scotch Plains, NJ 7076 Full Service B&M $140,883
    Santander Bank, N.A. 226 Applegarth And Half-Acre Road Monroe Township, NJ 8831 Full Service B&M $108,727
    Santander Bank, N.A. 2275 Broadway New York, NY 10024 Full Service B&M $83,067
    Santander Bank, N.A. 2277 State Road, Route 3a Plymouth, MA 2360 Full Service B&M $53,344
    Santander Bank, N.A. 228 Main Street Reading, MA 1867 Full Service B&M $54,530
    Santander Bank, N.A. 2285 W. County Line Rd Jackson, NJ 8527 Full Service B&M $128,584
    Santander Bank, N.A. 23 Newkirk Plaza Brooklyn, NY 11226 Full Service B&M $87,271
    Santander Bank, N.A. 234 Prospect Park West Brooklyn, NY 11215 Full Service B&M $106,130
    Santander Bank, N.A. 235 Queen Street Southington, CT 6489 Full Service B&M $45,953
    Santander Bank, N.A. 235 Second Street Harrisburg, PA 17101 Full Service B&M $24,812
    Santander Bank, N.A. 2356 Bell Boulevard Bayside, NY 11360 Full Service B&M $179,056
    Santander Bank, N.A. 2357-59 86th Street Brooklyn, NY 11214 Full Service B&M $79,058
    Santander Bank, N.A. 236 West St. George Avenue Linden, NJ 7036 Full Service B&M $88,073
    Santander Bank, N.A. 2367 Lakewood Rd Toms River, NJ 8755 Full Service B&M $69,881
    Santander Bank, N.A. 2371 Route 33 Robbinsville, NJ 8691 Full Service B&M $57,648
    Santander Bank, N.A. 239 Littleton Road Parsippany, NJ 7054 Full Service B&M $50,575
    Santander Bank, N.A. 239 Market Street Lewisburg, PA 17837 Full Service B&M $27,239
    Santander Bank, N.A. 24-28 34th Avenue Long Island City, NY 11106 Full Service B&M $52,536
    Santander Bank, N.A. 24-28 East Main Street Schuylkill Haven, PA 17972 Full Service B&M $78,951
    Santander Bank, N.A. 240 S Third St Coopersburg, PA 18036 Full Service B&M $53,730
    Santander Bank, N.A. 240 West Boylston Street West Boylston, MA 1583 Full Service B&M $83,180
    Santander Bank, N.A. 2401 East Venango Street Philadelphia, PA 19134 Full Service B&M $26,180
    Santander Bank, N.A. 241 Central Avenue Jersey City, NJ 7307 Full Service B&M $76,269
    Santander Bank, N.A. 241 Monmouth Road West Long Branch, NJ 7764 Full Service B&M $107,686
    Santander Bank, N.A. 2429 Jackson Avenue Long Island City, NY 11101 Full Service B&M $26,283
    Santander Bank, N.A. 243 Chestnut St Newark, NJ 7105 Full Service B&M $81,816
    Santander Bank, N.A. 243 Millburn Avenue Millburn, NJ 7041 Full Service B&M $54,851
    Santander Bank, N.A. 2465 South Broad Street Hamilton, NJ 8610 Full Service B&M $30,727
    Santander Bank, N.A. 249 Main Street Southbridge, MA 1550 Full Service B&M $26,071
    Santander Bank, N.A. 25 Center Street Weston, MA 2493 Full Service B&M $58,696
    Santander Bank, N.A. 25 Torrey St Brockton, MA 2301 Full Service B&M $35,646
    Santander Bank, N.A. 250 Lexington Avenue New York, NY 10016 Full Service B&M $86,776
    Santander Bank, N.A. 250 Main Street Beech Creek, PA 16822 Full Service B&M $24,413
    Santander Bank, N.A. 2500 Belmar Blvd Wall, NJ 7719 Full Service B&M $66,419
    Santander Bank, N.A. 251 South Market Street Williamsport, PA 17702 Full Service B&M $18,561
    Santander Bank, N.A. 252 Patriot Place Foxboro, MA 2035 Full Service B&M $14,481
    Santander Bank, N.A. 253 Essex St Salem, MA 1970 Full Service B&M $33,643
    Santander Bank, N.A. 255 Newport Avenue Rumford, RI 2916 Full Service B&M $43,878
    Santander Bank, N.A. 2560 Rt 37 Manchester, NJ 8759 Full Service B&M $41,918
    Santander Bank, N.A. 257 New Dorp Lane Staten Island, NY 10306 Full Service B&M $123,124
    Santander Bank, N.A. 2583 Pennington Road Pennington, NJ 8534 Full Service B&M $40,236
    Santander Bank, N.A. 25a Orchard View Dr Londonderry, NH 3053 Full Service B&M $37,546
    Santander Bank, N.A. 260 Edgartown Road Edgartown, MA 2539 Full Service B&M $92,031
    Santander Bank, N.A. 2655 Richmond Avenue Staten Island, NY 10314 Full Service B&M $60,629
    Santander Bank, N.A. 269 Penrose Pl Carlisle, PA 17013 Full Service B&M $85,270
    Santander Bank, N.A. 2690 South Queen Street York, PA 17402 Full Service B&M $37,619
    Santander Bank, N.A. 27 Brown Street North Kingstown, RI 2852 Full Service B&M $50,003
    Santander Bank, N.A. 2700 Hylan Boulevard Staten Island, NY 10306 Full Service B&M $109,271
    Santander Bank, N.A. 2701 South Tenth Street Philadelphia, PA 19148 Full Service B&M $57,058
    Santander Bank, N.A. 272 County Road Barrington, RI 2806 Full Service B&M $65,602
    Santander Bank, N.A. 2730 Nottingham Way Mercerville, NJ 8619 Full Service B&M $86,168
    Santander Bank, N.A. 277 Linden Street Wellesley, MA 2482 Full Service B&M $70,010
    Santander Bank, N.A. 279 Massachusetts Avenue Boston, MA 2115 Full Service B&M $69,548
    Santander Bank, N.A. 280 Atwells Avenue Providence, RI 2903 Full Service B&M $28,764
    Santander Bank, N.A. 280 Main Street Wilmington, MA 1887 Full Service B&M $64,215
    Santander Bank, N.A. 2814 Broadway New York, NY 10025 Full Service B&M $34,745
    Santander Bank, N.A. 285 Broad Street Red Bank, NJ 7701 Full Service B&M $129,368
    Santander Bank, N.A. 287 Hanover Street Boston, MA 2113 Full Service B&M $39,265
    Santander Bank, N.A. 288 Main Street Fitchburg, MA 1420 Full Service B&M $25,664
    Santander Bank, N.A. 2895 Cranberry Highway East Wareham, MA 2538 Full Service B&M $87,271
    Santander Bank, N.A. 29 East Pottsville Street Pine Grove, PA 17963 Full Service B&M $32,212
    Santander Bank, N.A. 290 Ferry Street Newark, NJ 7105 Full Service B&M $38,778
    Santander Bank, N.A. 292 Thames St Newport, RI 2840 Full Service B&M $30,823
    Santander Bank, N.A. 2930 Broadway New York, NY 10027 Full Service B&M $565
    Santander Bank, N.A. 296 Essex Street Lawrence, MA 1840 Full Service B&M $45,939
    Santander Bank, N.A. 2985 Route 35 And Poole Avenue Hazlet, NJ 7730 Full Service B&M $157,798
    Santander Bank, N.A. 2a Elm Street Woburn, MA 1801 Full Service B&M $50,046
    Santander Bank, N.A. 3 Charles St Mashpee, MA 2649 Full Service B&M $30,630
    Santander Bank, N.A. 3 Oak Bluffs Avenue Oak Bluffs, MA 2557 Full Service B&M $30,645
    Santander Bank, N.A. 3 Terry Drive Newtown, PA 18940 Full Service B&M $88,349
    Santander Bank, N.A. 3 Wall Street Windham, NH 3087 Full Service B&M $158,537
    Santander Bank, N.A. 30 Barlows Landing Road Pocasset, MA 2559 Full Service B&M $66,535
    Santander Bank, N.A. 30 Birmingham Parkway Brighton, MA 2135 Full Service B&M $30,492
    Santander Bank, N.A. 30 Elm Street Westfield, MA 1085 Full Service B&M $35,709
    Santander Bank, N.A. 30 Forbes Road Braintree, MA 2184 Full Service B&M $56,651
    Santander Bank, N.A. 30 West Mount Pleasant Avenue Livingston, NJ 7039 Full Service B&M $63,468
    Santander Bank, N.A. 30 Winter Street Boston, MA 2108 Full Service B&M $66,631
    Santander Bank, N.A. 300 Andover Street Peabody, MA 1960 Full Service B&M $102,195
    Santander Bank, N.A. 300 Broad Avenue Palisades Park, NJ 7650 Full Service B&M $113,713
    Santander Bank, N.A. 300 Gordons Corner Rd Manalapan, NJ 7726 Full Service B&M $107,750
    Santander Bank, N.A. 300 West Main Street Northborough, MA 1532 Full Service B&M $55,245
    Santander Bank, N.A. 3001 West Chester Pike Broomall, PA 19008 Full Service B&M $78,568
    Santander Bank, N.A. 301 Atlantic City Blvd Pine Beach, NJ 8741 Full Service B&M $88,445
    Santander Bank, N.A. 301 Avenue U Brooklyn, NY 11223 Full Service B&M $121,065
    Santander Bank, N.A. 301 N Main St Randolph, MA 2368 Full Service B&M $39,382
    Santander Bank, N.A. 301 Shiffler Avenue Williamsport, PA 17701 Full Service B&M $61,012
    Santander Bank, N.A. 301 South Livingston Avenue Livingston, NJ 7039 Full Service B&M $78,967
    Santander Bank, N.A. 302 Haddon Ave Westmont, NJ 8108 Full Service B&M $52,569
    Santander Bank, N.A. 3060 Industry Drive Lancaster, PA 17603 Full Service B&M $42,856
    Santander Bank, N.A. 3060 Washington Stree Boston, MA 2119 Full Service B&M $23,489
    Santander Bank, N.A. 308 Main Street Asbury Park, NJ 7712 Full Service B&M $23,955
    Santander Bank, N.A. 310 Broad Street Cumberland, RI 2864 Full Service B&M $35,176
    Santander Bank, N.A. 310 Gifford Street Falmouth, MA 2540 Full Service B&M $48,266
    Santander Bank, N.A. 310 New State Highway Raynham, MA 2767 Full Service B&M $47,180
    Santander Bank, N.A. 3120 William Penn Highway Easton, PA 18045 Full Service B&M $68,803
    Santander Bank, N.A. 313 West Cypress Street Kennett Square, PA 19348 Full Service B&M $37,687
    Santander Bank, N.A. 3131 Market Street Philadelphia, PA 19104 Full Service B&M $54,337
    Santander Bank, N.A. 314 Elizabeth Ave Elizabeth, NJ 7206 Full Service B&M $25,443
    Santander Bank, N.A. 3150 Amboy Road Staten Island, NY 10306 Full Service B&M $145,584
    Santander Bank, N.A. 317 Washington St Auburn, MA 1501 Full Service B&M $86,095
    Santander Bank, N.A. 318 East Penn Avenue Robesonia, PA 19551 Full Service B&M $24,233
    Santander Bank, N.A. 319 Monponsett Street Halifax, MA 2338 Full Service B&M $47,612
    Santander Bank, N.A. 323 Broadway Saugus, MA 1906 Full Service B&M $58,177
    Santander Bank, N.A. 3237 Berlin Turnpike Newington, CT 6111 Full Service B&M $50,248
    Santander Bank, N.A. 324 Chestnut Street Union, NJ 7083 Full Service B&M $94,365
    Santander Bank, N.A. 326 Boston Post Road Wayland, MA 1778 Full Service B&M $39,662
    Santander Bank, N.A. 33 West State St Trenton, NJ 8608 Full Service B&M $14,069
    Santander Bank, N.A. 330 Broadway Revere, MA 2151 Full Service B&M $65,127
    Santander Bank, N.A. 330 Madison Avenue New York, NY 10017 Full Service B&M $160,718
    Santander Bank, N.A. 330 Martin Luther King Boulevard Roxbury, MA 2119 Full Service B&M $13,863
    Santander Bank, N.A. 330 South Service Road Suite 118 Melville, NY 11747 Limited, Drive-thru $226,935
    Santander Bank, N.A. 331 Cotuit Road Sandwich, MA 2563 Full Service B&M $76,810
    Santander Bank, N.A. 332 High Street Burlington, NJ 8016 Full Service B&M $33,289
    Santander Bank, N.A. 333 Liberty Streets Orwigsburg, PA 17961 Full Service B&M $38,189
    Santander Bank, N.A. 335 Fifth Street Quarryville, PA 17566 Full Service B&M $28,000
    Santander Bank, N.A. 335 Main Street Oxford, MA 1540 Full Service B&M $36,399
    Santander Bank, N.A. 336 Broadway New York, NY 10013 Full Service B&M $73,425
    Santander Bank, N.A. 339 Washington Street Dedham, MA 2026 Full Service B&M $46,011
    Santander Bank, N.A. 340 Main Street Haverhill, MA 1830 Full Service B&M $57,885
    Santander Bank, N.A. 342 Lloyd Road Aberdeen, NJ 7747 Full Service B&M $84,616
    Santander Bank, N.A. 342 North Main Street West Hartford, CT 6117 Full Service B&M $95,726
    Santander Bank, N.A. 3420 N Fifth St Hwy Reading, PA 19605 Full Service B&M $113,349
    Santander Bank, N.A. 345 Union Hill Rd Manalapan, NJ 7726 Full Service B&M $690,271
    Santander Bank, N.A. 346 Timpany Boulevard Gardner, MA 1440 Full Service B&M $33,258
    Santander Bank, N.A. 349 Princeton-Highstown Road West Windsor, NJ 8550 Full Service B&M $76,060
    Santander Bank, N.A. 35 Leonard Street Belmont, MA 2478 Full Service B&M $66,692
    Santander Bank, N.A. 35 Market Square Lynn, MA 1905 Full Service B&M $35,699
    Santander Bank, N.A. 35 South Main Street Lodi, NJ 7644 Full Service B&M $45,164
    Santander Bank, N.A. 3500 U.S. Highway 9 Old Bridge, NJ 8857 Full Service B&M $65,592
    Santander Bank, N.A. 355 Broad Street Montoursville, PA 17754 Full Service B&M $49,314
    Santander Bank, N.A. 3556 Old Gettysburg Road Camp Hill, PA 17011 Full Service B&M $33,722
    Santander Bank, N.A. 358 North Ave Garwood, NJ 7027 Full Service B&M $148,006
    Santander Bank, N.A. 36 Robin Hood Drive Etters, PA 17319 Full Service B&M $20,827
    Santander Bank, N.A. 3600 Us 9 Howell, NJ 7731 Full Service B&M $47,959
    Santander Bank, N.A. 364 Erie Avenue Renovo, PA 17764 Full Service B&M $21,121
    Santander Bank, N.A. 365 Convery Blvd Perth Amboy, NJ 8861 Full Service B&M $33,051
    Santander Bank, N.A. 369 Main Street Wakefield, MA 1880 Full Service B&M $65,828
    Santander Bank, N.A. 37 Main Street Englishtown, NJ 7726 Full Service B&M $62,958
    Santander Bank, N.A. 37-10 Broadway Long Island City, NY 11103 Full Service B&M $101,266
    Santander Bank, N.A. 370 N. Reading Road Ephrata, PA 17522 Full Service B&M $58,257
    Santander Bank, N.A. 379 Main Street, Route 20 Sturbridge, MA 1566 Full Service B&M $29,988
    Santander Bank, N.A. 380 Chief Justice Cushing Highway, Route 3a Cohasset, MA 2025 Full Service B&M $46,261
    Santander Bank, N.A. 380 Smithfield Ave Pawtucket, RI 2860 Full Service B&M $30,935
    Santander Bank, N.A. 3802 Chestnut Street Philadelphia, PA 19104 Full Service B&M $9,296
    Santander Bank, N.A. 389 East 149th Street Bronx, NY 10455 Full Service B&M $2,258
    Santander Bank, N.A. 39 Edgell Road Framingham, MA 1701 Full Service B&M $56,969
    Santander Bank, N.A. 39 Exchange Street Lynn, MA 1901 Full Service B&M $24,906
    Santander Bank, N.A. 39 Hanover St Spring Grove, PA 17362 Full Service B&M $21,380
    Santander Bank, N.A. 39 South Main Street Middleton, MA 1949 Full Service B&M $48,663
    Santander Bank, N.A. 3900 Hamilton Boulevard Allentown, PA 18103 Full Service B&M $44,322
    Santander Bank, N.A. 394 West Main Street Avon, CT 6001 Full Service B&M $80,232
    Santander Bank, N.A. 4 North Street Plymouth, MA 2360 Full Service B&M $47,241
    Santander Bank, N.A. 40 Hazard Avenue Enfield, CT 6082 Full Service B&M $40,718
    Santander Bank, N.A. 40 South Main Street Wharton, NJ 7885 Full Service B&M $33,156
    Santander Bank, N.A. 40 Washington Street Brooklyn, NY 11201 Full Service B&M $48,263
    Santander Bank, N.A. 400 Cedar Avenue West Long Branch, NJ 7764 Full Service B&M $41
    Santander Bank, N.A. 400 Lowell Avenue Haverhill, MA 1832 Full Service B&M $29,823
    Santander Bank, N.A. 401 Enola Road Enola, PA 17025 Full Service B&M $24,771
    Santander Bank, N.A. 4025 Amboy Road Staten Island, NY 10308 Full Service B&M $133,628
    Santander Bank, N.A. 403 Highland Avenue Somerville, MA 2144 Full Service B&M $63,664
    Santander Bank, N.A. 405 Main Street Boonton, NJ 7005 Full Service B&M $75,025
    Santander Bank, N.A. 408 East Broad St Tamaqua, PA 18252 Full Service B&M $69,866
    Santander Bank, N.A. 409 Massachusetts Ave Acton, MA 1720 Full Service B&M $132,024
    Santander Bank, N.A. 410 Putnam Pike Smithfield, RI 2917 Full Service B&M $87,577
    Santander Bank, N.A. 411 Social Street Woonsocket, RI 2895 Full Service B&M $58,072
    Santander Bank, N.A. 414 Broadway Lynn, MA 1904 Full Service B&M $47,858
    Santander Bank, N.A. 415 Market Street Brighton, MA 2135 Full Service B&M $57,127
    Santander Bank, N.A. 4157 N. George St. Extd. Manchester, PA 17345 Full Service B&M $28,792
    Santander Bank, N.A. 42 Valley Road Middletown, RI 2842 Full Service B&M $39,318
    Santander Bank, N.A. 421 Daniel Webster Highway Merrimack, NH 3054 Full Service B&M $52,964
    Santander Bank, N.A. 423 Route 134 South Dennis, MA 2660 Full Service B&M $28,949
    Santander Bank, N.A. 4251 Union Deposit Road Harrisburg, PA 17111 Full Service B&M $59,555
    Santander Bank, N.A. 4261 Route 9 North Howell, NJ 7731 Full Service B&M $69,199
    Santander Bank, N.A. 43 Richmond Hill Road Staten Island, NY 10314 Full Service B&M $120,335
    Santander Bank, N.A. 430 Route 10 Randolph, NJ 7869 Full Service B&M $38,534
    Santander Bank, N.A. 430 William Canning Boulevard Fall River, MA 2721 Full Service B&M $42,053
    Santander Bank, N.A. 4310 Amboy Road Staten Island, NY 10312 Full Service B&M $112,185
    Santander Bank, N.A. 434 Ridgedale Avenue East Hanover, NJ 7936 Full Service B&M $56,636
    Santander Bank, N.A. 437 Rutherford Avenue Boston, MA 2129 Full Service B&M $87,499
    Santander Bank, N.A. 44 E Lancaster Ave Ardmore, PA 19003 Full Service B&M $73,070
    Santander Bank, N.A. 44 Main Street Holmdel, NJ 7733 Full Service B&M $80,200
    Santander Bank, N.A. 44 North Bryn Mawr Ave. Bryn Mawr, PA 19010 Full Service B&M $63,188
    Santander Bank, N.A. 44 Princeton-Heightstown Road West Windsor, NJ 8550 Full Service B&M $109,901
    Santander Bank, N.A. 440 Avenue P Brooklyn, NY 11223 Full Service B&M $112,664
    Santander Bank, N.A. 440 Mt. Pleasant Street New Bedford, MA 2746 Full Service B&M $31,508
    Santander Bank, N.A. 443 Hillside Avenue Williston Park, NY 11596 Full Service B&M $148,777
    Santander Bank, N.A. 4452 Oakhurst Rd Harrisburg, PA 17110 Full Service B&M $27,577
    Santander Bank, N.A. 446 Main Street Worcester, MA 1608 Full Service B&M $77,920
    Santander Bank, N.A. 448 Bellefonte Avenue Lock Haven, PA 17745 Full Service B&M $61,680
    Santander Bank, N.A. 45 East 53rd Street New York, NY 10022 Full Service B&M $93,955
    Santander Bank, N.A. 45 Storey Avenue Newburyport, MA 1950 Full Service B&M $49,143
    Santander Bank, N.A. 4514 16th Avenue Brooklyn, NY 11204 Full Service B&M $180,898
    Santander Bank, N.A. 455 Old Bridge Turnpike East Brunswick, NJ 8816 Full Service B&M $55,829
    Santander Bank, N.A. 456 North Broad St. Elizabeth, NJ 7208 Full Service B&M $37,427
    Santander Bank, N.A. 459 Broadway Everett, MA 2149 Full Service B&M $54,302
    Santander Bank, N.A. 460 South Union Street Lawrence, MA 1843 Full Service B&M $51,566
    Santander Bank, N.A. 463 Washington Ave Belleville, NJ 7109 Full Service B&M $77,744
    Santander Bank, N.A. 466 Bloomfield Avenue Newark, NJ 7107 Full Service B&M $39,442
    Santander Bank, N.A. 47 Maple Avenue Shrewsbury, MA 1545 Full Service B&M $93,423
    Santander Bank, N.A. 470 Kenilworth Boulevard Kenilworth, NJ 7033 Full Service B&M $53,725
    Santander Bank, N.A. 474 West Broadway South Boston, MA 2127 Full Service B&M $57,981
    Santander Bank, N.A. 475 Forest Avenue Staten Island, NY 10301 Full Service B&M $154,603
    Santander Bank, N.A. 475 Washington Boulevard Jersey City, NJ 7310 Full Service Retail $23,825
    Santander Bank, N.A. 4823 13th Avenue Brooklyn, NY 11219 Full Service B&M $176,461
    Santander Bank, N.A. 486 Lincoln Street Worcester, MA 1605 Full Service B&M $31,140
    Santander Bank, N.A. 487 Harvard Street Brookline, MA 2446 Full Service B&M $45,560
    Santander Bank, N.A. 488 Amherst Street Nashua, NH 3063 Full Service B&M $36,658
    Santander Bank, N.A. 489 Lafayette Road Seabrook, NH 3874 Full Service B&M $42,879
    Santander Bank, N.A. 489 Merrimack Street Lowell, MA 1854 Full Service B&M $60,398
    Santander Bank, N.A. 4900 Perkiomen Avenue Reading, PA 19606 Full Service B&M $129,738
    Santander Bank, N.A. 492 Main Street Melrose, MA 2176 Full Service B&M $79,568
    Santander Bank, N.A. 495 Paraside Road Swampscott, MA 1907 Full Service B&M $140,658
    Santander Bank, N.A. 498 Columbia Street Brooklyn, NY 11231 Full Service B&M $60,206
    Santander Bank, N.A. 499 Tyler Run Road York, PA 17403 Full Service B&M $30,200
    Santander Bank, N.A. 5 Billerica Rd Chelmsford, MA 1824 Full Service B&M $85,156
    Santander Bank, N.A. 5 Whittier Street Framingham, MA 1701 Full Service B&M $125,643
    Santander Bank, N.A. 50 Boston Turnpike Shrewsbury, MA 1545 Full Service B&M $59,818
    Santander Bank, N.A. 50 Middleneck Road Great Neck, NY 11021 Full Service B&M $173,959
    Santander Bank, N.A. 50 West Market Street West Chester, PA 19382 Full Service B&M $35,464
    Santander Bank, N.A. 500 Central Avenue Cheltenham, PA 19012 Limited, Drive-thru $49,398
    Santander Bank, N.A. 5022-24 City Avenue Philadelphia, PA 19131 Full Service B&M $56,654
    Santander Bank, N.A. 505 Boston Post Road Sudbury, MA 1776 Full Service B&M $88,861
    Santander Bank, N.A. 508 Boston Road Billerica, MA 1821 Full Service B&M $72,819
    Santander Bank, N.A. 51 Gold Star Boulevard Worcester, MA 1605 Full Service B&M $99,071
    Santander Bank, N.A. 51 Main Street Orleans, MA 2653 Full Service B&M $40,450
    Santander Bank, N.A. 51 Pleasant Street Weymouth, MA 2190 Full Service B&M $49,104
    Santander Bank, N.A. 515 Massachusetts Avenue Cambridge, MA 2139 Full Service B&M $71,829
    Santander Bank, N.A. 52 Millburn Avenue Springfield, NJ 7081 Full Service B&M $48,007
    Santander Bank, N.A. 520 Elmwood Avenue Providence, RI 2907 Full Service B&M $15,814
    Santander Bank, N.A. 521 Park Avenue Freehold, NJ 7728 Full Service B&M $92,009
    Santander Bank, N.A. 521 Tremont St Boston, MA 2116 Full Service B&M $22,394
    Santander Bank, N.A. 523 Nantasket Avenue Hull, MA 2045 Full Service B&M $27,800
    Santander Bank, N.A. 525 Inman Ave. Colonia, NJ 7067 Full Service B&M $116,273
    Santander Bank, N.A. 525 Middle Turnpike, W Manchester, CT 6040 Full Service B&M $33,749
    Santander Bank, N.A. 53 West Main Street Hillsborough, NH 3244 Full Service B&M $29,160
    Santander Bank, N.A. 5300 Baltimore Pike Clifton Heights, PA 19018 Full Service B&M $58,463
    Santander Bank, N.A. 532 Pompton Ave Cedar Grove, NJ 7009 Full Service B&M $89,596
    Santander Bank, N.A. 533 Washington Street Abington, MA 2351 Full Service B&M $90,890
    Santander Bank, N.A. 537 Mahoning Street Milton, PA 17847 Full Service B&M $27,726
    Santander Bank, N.A. 540 Morris Avenue Elizabeth, NJ 7208 Full Service B&M $67,072
    Santander Bank, N.A. 541 Rahway Avenue Woodbridge, NJ 7095 Full Service B&M $115,591
    Santander Bank, N.A. 541 South Broadway, Suite #100 Salem, NH 3079 Full Service B&M $41,579
    Santander Bank, N.A. 55 Bassett Lane And North Street Hyannis, MA 2601 Full Service B&M $30,728
    Santander Bank, N.A. 551 North Main Street Providence, RI 2904 Full Service B&M $53,330
    Santander Bank, N.A. 552 Commonwealth Avenue Boston, MA 2215 Full Service B&M $57,122
    Santander Bank, N.A. 554 Central Avenue East Orange, NJ 7018 Full Service B&M $22,391
    Santander Bank, N.A. 555 Broadway Lawrence, MA 1841 Full Service B&M $23,228
    Santander Bank, N.A. 555 Chickering Road North Andover, MA 1845 Full Service B&M $69,163
    Santander Bank, N.A. 555 High Street Mount Holly, NJ 8060 Full Service B&M $33,353
    Santander Bank, N.A. 555 Madison Avenue Lakewood, NJ 8701 Full Service B&M $193,043
    Santander Bank, N.A. 555 Reservoir Avenue Cranston, RI 2910 Full Service B&M $65,272
    Santander Bank, N.A. 5601 North Broad Street Philadelphia, PA 19141 Full Service B&M $10,181
    Santander Bank, N.A. 561 Adams Street Milton, MA 2186 Full Service B&M $57,225
    Santander Bank, N.A. 568 Franklin Avenue Hartford, CT 6114 Full Service B&M $89,022
    Santander Bank, N.A. 57 Monmouth Road Oakhurst, NJ 7755 Full Service B&M $71,990
    Santander Bank, N.A. 571 Florida Grove Road Perth Amboy, NJ 8861 Full Service B&M $94,416
    Santander Bank, N.A. 5714 Westfield Ave Pennsauken, NJ 8110 Full Service B&M $26,384
    Santander Bank, N.A. 575 Boylston St Boston, MA 2116 Full Service B&M $52,693
    Santander Bank, N.A. 578 Windsor Avenue Windsor, CT 6095 Full Service B&M $28,920
    Santander Bank, N.A. 58 County Street New Bedford, MA 2744 Full Service B&M $28,237
    Santander Bank, N.A. 58 Plaistow Road Plaistow, NH 3865 Full Service B&M $43,957
    Santander Bank, N.A. 584 Washington Street Whitman, MA 2382 Full Service B&M $74,201
    Santander Bank, N.A. 585 Allen Street New Bedford, MA 2740 Full Service B&M $127,832
    Santander Bank, N.A. 585 Columbia Road Dorchester, MA 2125 Full Service B&M $20,860
    Santander Bank, N.A. 587 Cabot St Beverly, MA 1915 Full Service B&M $36,900

    For 2018, Santander Bank N.a. had 635 branches.

    Yearly Performance Overview

    Bank Income

    Item Value (in 000's)
    Total interest income $2,543,451
    Net interest income $2,088,247
    Total noninterest income $556,892
    Gross Fiduciary activities income $0
    Service charges on deposit accounts $170,633
    Trading account gains and fees $35,432
    Additional Noninterest Income $350,827
    Pre-tax net operating income $532,248
    Securities gains (or losses, -) $-5,453
    Income before extraordinary items $396,284
    Discontinued Operations (Extraordinary gains, net) $0
    Net income of bank and minority interests $396,284
    Minority interest net income $0
    Net income $396,284
    Sale, conversion, retirement of capital stock, net $0
    Net operating income $400,591

    Santander Bank N.a.'s gross interest income from loans was $2,543,451,000.
    Santander Bank N.a.'s net interest income from loans was $2,088,247,000.
    Santander Bank N.a.'s fee based income from loans was $170,633,000.
    Santander Bank N.a.'s net income from loans was $396,284,000.

    Bank Expenses

    Item Value (in 000's)
    Total interest expense $455,204
    Provision for credit losses $102,560
    Total noninterest expense $2,010,331
    Salaries and employee benefits $917,125
    Premises and equipment expense $360,462
    Additional noninterest expense $732,744
    Applicable income taxes $130,511
    Net charge-offs $102,350
    Cash dividends $450,000

    Santander Bank N.a.'s interest expense for loans was $455,204,000.
    Santander Bank N.a.'s payroll and benefits expense were $917,125,000.
    Santander Bank N.a.'s property, plant and equipment expenses $360,462,000.

    Loan Performance

    Type of Loan % of Loans Noncurrent (30+ days, end of period snapshot)
    All loans 0.0%
    Real Estate loans 0.0%
    Construction & Land Development loans 0.0%
    Nonfarm, nonresidential loans 0.0%
    Multifamily residential loans 0.0%
    1-4 family residential loans 1.0%
    HELOC loans 1.0%
    All other family 1.0%
    Commercial & industrial loans 1.0%
    Personal loans 0.0%
    Credit card loans 2.0%
    Other individual loans 0.0%
    Auto loans 0.0%
    Other consumer loans 0.0%
    Unsecured commercial real estate loans 4.0%

    Deposits

    Type Value (in 000's)
    Total deposits $57,034,412
    Deposits held in domestic offices $56,656,999
    Deposits by Individuals, partnerships, and corporations $54,037,114
    Deposits by U.S. Government $52
    Deposits by States and political subdivisions in the U.S. $2,573,278
    Deposits by Commercial banks and other depository institutions in U.S. $11,874
    Deposits by Banks in foreign countries $34,681
    Deposits by Foreign governments and official institutions $0
    Transaction accounts $11,942,921
    Demand deposits $11,942,921
    Nontransaction accounts $44,714,078
    Money market deposit accounts (MMDAs) $34,671,509
    Other savings deposits (excluding MMDAs) $3,798,984
    Total time deposits $6,243,585
    Total time and savings deposits $44,714,078
    Noninterest-bearing deposits $12,832,961
    Interest-bearing deposits $43,824,038
    Retail deposits $54,376,669
    IRAs and Keogh plan accounts $859,795
    Brokered deposits $1,372,105
    Deposits held in foreign offices $377,413

    Assets

    Asset Value (in 000's)
    Total Assets $77,243,612
    Cash & Balances due from depository institutions $4,381,225
    Interest-bearing balances $3,544,028
    Total securities $13,006,251
    Federal funds sold & reverse repurchase $0
    Net loans and leases $51,152,423
    Loan and leases loss allowance $545,834
    Trading account assets $303,837
    Bank premises and fixed assets $357,536
    Other real estate owned $26,603
    Goodwill and other intangibles $3,785,415
    All other assets $4,230,322

    Liabilities

    Liabilities Value (in 000's)
    Total liabilities and capital $77,243,612
    Total Liabilities $63,835,936
    Total deposits $57,034,412
    Interest-bearing deposits $44,201,451
    Deposits held in domestic offices $56,656,999
    % insured (estimated) $64
    Federal funds purchased and repurchase agreements $277,430
    Trading liabilities $226,703
    Other borrowed funds $4,995,590
    Subordinated debt $126,173
    All other liabilities $1,175,628

    Issued Loan Types

    Type Value (in 000's)
    Net loans and leases $51,152,423
    Loan and leases loss allowance $545,834
    Total loans and leases (domestic) $51,698,257
    All real estate loans $30,178,649
    Real estate loans in domestic offices $30,178,649
    Construction and development loans $2,118,712
    Residential 1-4 family construction $52,958
    Other construction, all land development and other land $2,065,754
    Loans secured by nonfarm nonresidential properties $5,345,397
    Nonfarm nonresidential secured by owner-occupied properties $1,632,332
    Commercial real estate & other non-farm, non-residential $3,713,065
    Multifamily residential real estate $8,308,929
    1-4 family residential loans $14,404,117
    Farmland loans $1,494
    Loans held in foreign offices $0
    Farm loans $0
    Commercial and industrial loans $15,973,459
    To non-U.S. addressees $660,951
    Loans to individuals $3,210,706
    Credit card loans $346,750
    Related Plans $274,223
    Consumer Auto Loans $1,618,813
    Other loans to individuals $970,920
    All other loans & leases $2,335,443
    Loans to foreign governments and official institutions $0
    Other loans $319,602
    Loans to depository institutions and acceptances of other banks $111
    Loans not secured by real estate $282,870
    Loans secured by real estate to non-U.S. addressees $11,375
    Restructured Loans & leases $208,800
    Non 1-4 family restructured loans & leases $22,387
    Total loans and leases (foreign) $0

    Santander Bank N.A. had $51,152,423,000 of loans outstanding in 2018. $30,178,649,000 of loans were in real estate loans. $2,118,712,000 of loans were in development loans. $8,308,929,000 of loans were in multifamily mortgage loans. $14,404,117,000 of loans were in 1-4 family mortgage loans. $0 of loans were in farm loans. $346,750,000 of loans were in credit card loans. $1,618,813,000 of loans were in the auto loan category.

    Small Business Loans

    Categorization # of Loans in Category $ amount of loans (in 000's) Average $/loan
    Nonfarm, nonresidential loans - <$1MM 2,002 $543,224 $271,341
    Nonfarm, nonresidential loans - <$100k 229 $8,867 $38,721
    Nonfarm, nonresidential loans - $100-250k 592 $66,645 $112,576
    Nonfarm, nonresidential loans - $250k-1MM 1,181 $467,712 $396,030
    Commercial & Industrial, US addressed loans - <$1MM 26,240 $1,494,759 $56,965
    Commercial & Industrial, US addressed loans - <$100k 14,775 $386,565 $26,163
    Commercial & Industrial, US addressed loans - $100-250k 5,083 $364,483 $71,706
    Commercial & Industrial, US addressed loans - $250k-1MM 6,382 $743,711 $116,533
    Farmland loans - <$1MM 1 $257 $257,000
    Farmland loans - $250k-1MM 1 $257 $257,000