Crawfordsville USDA Loan Rates, Closing Costs & Stats

Crawfordsville, IN

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Crawfordsville's 10 lenders originated 59 USDA loans during 2024. The total origination value was $9,945,000, with an average USDA loan value of $168,559.

    Crawfordsville USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Crawfordsville averaged 6.5% for the week of 2025-04-04, compared to the national average (all USDA variants) of 6.324% for the same period.

    Crawfordsville's average USDA mortgage closing costs are $3,769.

    The average rate for the prior week (2025-03-28) was 6.86% and one month ago for the week of 2025-02-28, the average rate was 6.71%.

    The average rate one year ago was 6.87%.

    For refis of the same type during the week of 2025-04-04, the average rate was 6.22%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Crawfordsville USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Crawfordsville level.

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    University Bank 31 6.26% $4,908
    Wolfe Financial, Inc 9 6.99% $4,329
    GVC MORTGAGE, INC. 6 7.02% $4,977
    RUOFF MORTGAGE COMPANY, INC. 4 6.91% $2,496
    MJW Financial LLC 3 6.25% $5,234
    GUILD MORTGAGE COMPANY 2 6.56% $4,479
    Old National Bank 1 6.63% $4,924
    NEWREZ LLC 1 6.25% $3,642
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.25% $3,459
    PNC Bank 1 6.88% $3,409

    The top Crawfordsville USDA lender as defined by loan originations is University Bank, with 31 USDA loans originated. Their average total fees are $4,908, which is $579 higher than the next largest lender, Wolfe Financial, Inc.

    The lowest fee Crawfordsville USDA lenders (with over 10 loans originated) are University Bank ($4,908), .

    The lowest rate Crawfordsville USDA lenders (with over 10 loans originated) are University Bank (6.26%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Crawfordsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $129,450 (23.7%) $196,952 (23.4%) 0.00 132
    2018-02-01 $137,800 (23.7%) $202,921 (21.5%) 0.00 135
    2018-03-01 $138,900 (29.3%) $198,633 (19.6%) 0.00 131
    2018-04-01 $129,900 (8.3%) $194,752 (10.7%) 0.00 129
    2018-05-01 $139,925 (16.6%) $191,249 (4.0%) 0.00 136
    2018-06-01 $144,900 (18.4%) $193,330 (6.2%) 0.00 146
    2018-07-01 $149,900 (3.5%) $204,400 (-3.0%) 0.00 152
    2018-08-01 $147,300 (0.6%) $203,195 (-3.1%) 0.00 157
    2018-09-01 $139,900 (-5.8%) $205,696 (-1.2%) 0.00 149
    2018-10-01 $134,800 (-7.0%) $188,352 (-11.2%) 0.00 163
    2018-11-01 $129,800 (-6.8%) $194,311 (-8.1%) 0.00 154
    2018-12-01 $142,900 (10.0%) $196,115 (-2.9%) 0.00 136
    2019-01-01 $123,700 (-4.4%) $190,877 (-3.1%) 0.00 125
    2019-02-01 $113,225 (-17.8%) $143,967 (-29.1%) 0.00 100
    2019-03-01 $125,671 (-9.5%) $159,470 (-19.7%) 0.00 95
    2019-04-01 $140,950 (8.5%) $165,601 (-15.0%) 0.00 87
    2019-05-01 $149,475 (6.8%) $189,282 (-1.0%) 0.00 93
    2019-06-01 $141,200 (-2.6%) $186,656 (-3.5%) 0.00 100
    2019-07-01 $154,925 (3.4%) $191,422 (-6.4%) 0.00 121
    2019-08-01 $145,873 (-1.0%) $189,688 (-6.7%) 0.00 111
    2019-09-01 $139,757 (-0.1%) $186,496 (-9.3%) 0.00 119
    2019-10-01 $138,655 (2.9%) $183,519 (-2.6%) 0.00 126
    2019-11-01 $145,000 (11.7%) $186,485 (-4.0%) 0.00 118
    2019-12-01 $144,225 (0.9%) $188,028 (-4.1%) 0.00 110
    2020-01-01 $145,000 (17.2%) $202,398 (6.0%) 0.00 107
    2020-02-01 $144,450 (27.6%) $202,219 (40.5%) 0.00 99
    2020-03-01 $148,500 (18.2%) $213,446 (33.9%) 0.00 87
    2020-04-01 $149,975 (6.4%) $221,780 (33.9%) 0.00 79
    2020-05-01 $179,700 (20.2%) $238,301 (25.9%) 0.00 64
    2020-06-01 $179,500 (27.1%) $252,649 (35.4%) 0.00 54
    2020-07-01 $185,425 (19.7%) $253,685 (32.5%) 0.00 55
    2020-08-01 $179,500 (23.1%) $239,373 (26.2%) 0.00 56
    2020-09-01 $170,925 (22.3%) $231,479 (24.1%) 0.00 53
    2020-10-01 $147,250 (6.2%) $228,322 (24.4%) 0.00 52
    2020-11-01 $168,200 (16.0%) $229,859 (23.3%) 0.00 50
    2020-12-01 $176,725 (22.5%) $236,659 (25.9%) 0.00 43
    2021-01-01 $172,450 (18.9%) $228,929 (13.1%) 0.00 35
    2021-02-01 $189,925 (31.5%) $259,540 (28.4%) 0.00 28
    2021-03-01 $178,500 (20.2%) $264,054 (23.7%) 0.00 28
    2021-04-01 $223,125 (48.8%) $278,494 (25.6%) 0.00 28
    2021-05-01 $223,700 (24.5%) $271,771 (14.1%) 0.00 36
    2021-06-01 $198,575 (10.6%) $264,870 (4.8%) 0.00 40
    2021-07-01 $224,889 (21.3%) $251,344 (-0.9%) 0.00 52
    2021-08-01 $185,675 (3.4%) $235,506 (-1.6%) 0.00 55
    2021-09-01 $192,675 (12.7%) $242,766 (4.9%) 0.00 57
    2021-10-01 $199,900 (35.8%) $255,824 (12.1%) 0.00 50
    2021-11-01 $200,675 (19.3%) $265,220 (15.4%) 0.00 54
    2021-12-01 $197,500 (11.8%) $262,232 (10.8%) 0.00 58
    2022-01-01 $187,099 (8.5%) $268,701 (17.4%) 0.00 41
    2022-02-01 $187,500 (-1.3%) $273,675 (5.5%) 0.00 31
    2022-03-01 $189,200 (6.0%) $298,254 (13.0%) 0.00 29
    2022-04-01 $170,000 (-23.8%) $277,780 (-0.3%) 0.00 34
    2022-05-01 $219,950 (-1.7%) $293,071 (7.8%) 0.00 46
    2022-06-01 $211,975 (6.8%) $277,482 (4.8%) 0.00 56
    2022-07-01 $221,700 (-1.4%) $269,455 (7.2%) 0.00 68
    2022-08-01 $204,750 (10.3%) $264,125 (12.2%) 0.00 64
    2022-09-01 $194,950 (1.2%) $263,689 (8.6%) 0.00 58
    2022-10-01 $217,950 (9.0%) $259,192 (1.3%) 0.00 68
    2022-11-01 $209,000 (4.2%) $267,845 (1.0%) 0.00 78
    2022-12-01 $210,000 (6.3%) $277,001 (5.6%) 0.00 78
    2023-01-01 $211,125 (12.8%) $273,716 (1.9%) 0.00 74
    2023-02-01 $208,225 (11.1%) $270,951 (-1.0%) 0.00 59
    2023-03-01 $197,450 (4.4%) $258,375 (-13.4%) 0.00 58
    2023-04-01 $249,900 (47.0%) $285,639 (2.8%) 0.00 44
    2023-05-01 $204,450 (-7.1%) $276,719 (-5.6%) 0.00 50
    2023-06-01 $260,000 (22.7%) $292,722 (5.5%) 0.00 56
    2023-07-01 $279,950 (26.3%) $332,030 (23.2%) 0.00 49
    2023-08-01 $279,900 (36.7%) $317,046 (20.0%) 0.00 54
    2023-09-01 $275,000 (41.1%) $313,233 (18.8%) 0.00 64
    2023-10-01 $252,450 (15.8%) $294,424 (13.6%) 0.00 86
    2023-11-01 $248,700 (19.0%) $293,732 (9.7%) 0.00 86
    2023-12-01 $249,950 (19.0%) $300,816 (8.6%) 0.00 83
    2024-01-01 $270,000 (27.9%) $317,538 (16.0%) 0.00 66
    2024-02-01 $286,000 (37.4%) $315,750 (16.5%) 0.00 61
    2024-03-01 $300,000 (51.9%) $342,307 (32.5%) 0.00 52
    2024-04-01 $276,950 (10.8%) $326,035 (14.1%) 0.00 50
    2024-05-01 $263,700 (29.0%) $325,315 (17.6%) 0.00 57
    2024-06-01 $252,450 (-2.9%) $306,343 (4.7%) 0.00 65
    2024-07-01 $262,225 (-6.3%) $318,091 (-4.2%) 0.00 68
    2024-08-01 $249,500 (-10.9%) $299,694 (-5.5%) 0.00 78
    2024-09-01 $246,200 (-10.5%) $284,668 (-9.1%) 0.00 92
    2024-10-01 $235,450 (-6.7%) $282,392 (-4.1%) 0.00 90
    2024-11-01 $224,250 (-9.8%) $262,658 (-10.6%) 0.00 93
    2024-12-01 $228,675 (-8.5%) $272,141 (-9.5%) 0.00 84
    2025-01-01 $254,450 (-5.8%) $290,507 (-8.5%) 0.00 75
    2025-02-01 $242,000 (-15.4%) $278,530 (-11.8%) 0.00 69
    2025-03-01 $267,450 (-10.9%) $290,828 (-15.0%) 0.00 63
    Crawfordsville's median listing price for 2025-03-01 was $267,450, a difference of $-32,550 (-10.9%) versus the prior year and $25,450 versus the prior month.

    Crawfordsville's median listing price comes in at 0% of the national average.

    Crawfordsville's average listing price for 2025-03-01 was $290,828, a difference of $-51,479 (-15.0%) versus the prior year and $12,298 versus the prior month.

    For the 2025-03-01 period, Crawfordsville had 63 MLS listings, a difference of -6 listings (-9%) versus the prior month and 11 listings (21%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Crawfordsville (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,992 sqft
    2018-02-01 0 days 2,000 sqft
    2018-03-01 0 days 1,992 sqft
    2018-04-01 0 days 1,977 sqft
    2018-05-01 0 days 1,965 sqft
    2018-06-01 0 days 2,036 sqft
    2018-07-01 0 days 2,102 sqft
    2018-08-01 0 days 2,052 sqft
    2018-09-01 0 days 2,216 sqft
    2018-10-01 0 days 2,234 sqft
    2018-11-01 0 days 2,216 sqft
    2018-12-01 0 days 2,194 sqft
    2019-01-01 0 days 2,019 sqft
    2019-02-01 0 days 1,984 sqft
    2019-03-01 0 days 2,003 sqft
    2019-04-01 0 days 2,053 sqft
    2019-05-01 0 days 2,146 sqft
    2019-06-01 0 days 2,147 sqft
    2019-07-01 0 days 2,100 sqft
    2019-08-01 0 days 2,073 sqft
    2019-09-01 0 days 2,032 sqft
    2019-10-01 0 days 2,071 sqft
    2019-11-01 0 days 2,040 sqft
    2019-12-01 0 days 2,036 sqft
    2020-01-01 0 days 1,905 sqft
    2020-02-01 0 days 1,984 sqft
    2020-03-01 0 days 1,902 sqft
    2020-04-01 0 days 2,048 sqft
    2020-05-01 0 days 2,068 sqft
    2020-06-01 0 days 2,062 sqft
    2020-07-01 0 days 2,129 sqft
    2020-08-01 0 days 2,179 sqft
    2020-09-01 0 days 2,245 sqft
    2020-10-01 0 days 2,150 sqft
    2020-11-01 0 days 2,335 sqft
    2020-12-01 0 days 2,216 sqft
    2021-01-01 0 days 2,073 sqft
    2021-02-01 0 days 1,969 sqft
    2021-03-01 0 days 2,041 sqft
    2021-04-01 0 days 2,204 sqft
    2021-05-01 0 days 2,071 sqft
    2021-06-01 0 days 2,030 sqft
    2021-07-01 0 days 2,075 sqft
    2021-08-01 0 days 2,043 sqft
    2021-09-01 0 days 2,142 sqft
    2021-10-01 0 days 2,028 sqft
    2021-11-01 0 days 2,162 sqft
    2021-12-01 0 days 2,090 sqft
    2022-01-01 0 days 2,000 sqft
    2022-02-01 0 days 2,084 sqft
    2022-03-01 0 days 1,959 sqft
    2022-04-01 0 days 2,029 sqft
    2022-05-01 0 days 2,019 sqft
    2022-06-01 0 days 2,034 sqft
    2022-07-01 0 days 2,034 sqft
    2022-08-01 0 days 2,152 sqft
    2022-09-01 0 days 1,980 sqft
    2022-10-01 0 days 2,000 sqft
    2022-11-01 0 days 1,937 sqft
    2022-12-01 0 days 1,976 sqft
    2023-01-01 0 days 1,886 sqft
    2023-02-01 0 days 1,854 sqft
    2023-03-01 0 days 1,786 sqft
    2023-04-01 0 days 2,200 sqft
    2023-05-01 0 days 2,019 sqft
    2023-06-01 0 days 2,049 sqft
    2023-07-01 0 days 2,260 sqft
    2023-08-01 0 days 2,207 sqft
    2023-09-01 0 days 2,275 sqft
    2023-10-01 0 days 2,283 sqft
    2023-11-01 0 days 2,244 sqft
    2023-12-01 0 days 2,228 sqft
    2024-01-01 0 days 2,240 sqft
    2024-02-01 0 days 2,372 sqft
    2024-03-01 0 days 2,459 sqft
    2024-04-01 0 days 2,354 sqft
    2024-05-01 0 days 2,058 sqft
    2024-06-01 0 days 2,112 sqft
    2024-07-01 0 days 2,272 sqft
    2024-08-01 0 days 2,145 sqft
    2024-09-01 0 days 2,095 sqft
    2024-10-01 0 days 2,212 sqft
    2024-11-01 0 days 2,068 sqft
    2024-12-01 0 days 1,993 sqft
    2025-01-01 0 days 2,030 sqft
    2025-02-01 0 days 1,908 sqft
    2025-03-01 0 days 2,074 sqft
    Crawfordsville's median listing age (time on market) for 2025-03-01 was 0 days.

    Crawfordsville's median square footage for active listings during the 2025-03-01 period was 2,074 sqft. One year prior, the average listing was 2,459 sqft.