Ruoff Mortgage Company Rates, Fees & Info

Indianapolis, IN

LEI: 549300GSCUJKJINRJ980

Tax ID: 35-1616238

5 stars - out of 5 stars, based on 171 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Ruoff Mortgage Company is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Ruoff Mortgage Company has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include Indianapolis, Fort Wayne, Columbus, Cincinnati, and Bloomington among others. Ruoff Mortgage Company has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Ruoff Mortgage Company is typically a low fee lendor.


Originations

29,294

Origination Dollar Volume (All Markets)

$5,455,050,000
Show all (186) awards

Relative Rate

Ruoff Mortgage Company 's average 30 year fixed rate mortgage of loans were 3.24%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of 0.09%.

Relative Fees

Ruoff Mortgage Company 's average total fees for a 30 year fixed rate mortgage are $2,975.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 4,619 $1,008,985,000 $218,442 $2,855 3.12%
FORT WAYNE, IN (FHA|USDA|VA) 2,754 $485,970,000 $176,460 $2,729 3.13%
COLUMBUS, OH (FHA|USDA|VA) 1,287 $301,525,000 $234,285 $3,754 3.18%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,392 $300,200,000 $215,661 $3,333 3.13%
BLOOMINGTON, IN (FHA|USDA|VA) 991 $232,025,000 $234,132 $2,593 3.03%
Outside of Metro Areas 1,283 $189,815,000 $147,946 $2,687 3.17%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 882 $184,570,000 $209,263 $3,209 3.07%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 874 $166,420,000 $190,412 $2,832 3.21%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 941 $159,695,000 $169,708 $2,624 3.22%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 664 $130,510,000 $196,551 $2,886 3.14%
TERRE HAUTE, IN (FHA|USDA|VA) 961 $128,575,000 $133,793 $2,385 3.26%
Warsaw, IN (FHA|USDA|VA) 574 $103,700,000 $180,662 $2,783 3.20%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 496 $102,890,000 $207,440 $2,747 3.11%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 515 $95,635,000 $185,699 $2,751 3.21%
AKRON, OH (FHA|USDA|VA) 621 $95,095,000 $153,132 $3,171 3.13%
COLUMBUS, IN (FHA|USDA|VA) 378 $81,950,000 $216,799 $2,624 3.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 438 $77,960,000 $177,991 $3,430 3.13%
MUNCIE, IN (FHA|USDA|VA) 476 $64,150,000 $134,769 $2,327 3.25%
EVANSVILLE, IN-KY (FHA|USDA|VA) 375 $60,805,000 $162,147 $2,655 3.15%
Auburn, IN (FHA|USDA|VA) 292 $53,990,000 $184,897 $3,011 3.18%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 225 $52,635,000 $233,933 $3,051 3.12%
Bedford, IN (FHA|USDA|VA) 302 $52,450,000 $173,675 $2,684 3.23%
KOKOMO, IN (FHA|USDA|VA) 360 $51,390,000 $142,750 $2,540 3.23%
OWENSBORO, KY (FHA|USDA|VA) 298 $50,910,000 $170,839 $3,070 3.13%
JACKSON, MI (FHA|USDA|VA) 291 $45,935,000 $157,852 $2,566 3.21%
Frankfort, IN (FHA|USDA|VA) 249 $38,165,000 $153,273 $2,418 3.11%
BOWLING GREEN, KY (FHA|USDA|VA) 180 $37,030,000 $205,722 $3,288 3.07%
Angola, IN (FHA|USDA|VA) 189 $36,115,000 $191,085 $2,763 3.15%
Marion, IN (FHA|USDA|VA) 263 $33,365,000 $126,863 $2,423 3.27%
Kendallville, IN (FHA|USDA|VA) 194 $32,320,000 $166,598 $2,931 3.20%
DAYTON-KETTERING, OH (FHA|USDA|VA) 176 $31,670,000 $179,943 $3,352 3.17%
TOLEDO, OH (FHA|USDA|VA) 196 $31,430,000 $160,357 $3,262 3.26%
Plymouth, IN (FHA|USDA|VA) 187 $31,395,000 $167,888 $2,832 3.24%
NILES, MI (FHA|USDA|VA) 178 $30,080,000 $168,989 $2,681 3.10%
ANN ARBOR, MI (FHA|USDA|VA) 125 $28,085,000 $224,680 $2,717 3.02%
Sturgis, MI (FHA|USDA|VA) 157 $25,075,000 $159,713 $2,765 3.20%
Bluffton, IN (FHA|USDA|VA) 152 $24,620,000 $161,974 $2,539 3.13%
Logansport, IN (FHA|USDA|VA) 203 $24,195,000 $119,187 $2,211 3.29%
CANTON-MASSILLON, OH (FHA|USDA|VA) 136 $23,390,000 $171,985 $3,188 3.14%
Huntington, IN (FHA|USDA|VA) 160 $22,650,000 $141,563 $2,646 3.25%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 131 $22,445,000 $171,336 $2,896 2.86%
Madison, IN (FHA|USDA|VA) 126 $21,170,000 $168,016 $2,638 3.13%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 74 $18,320,000 $247,568 $3,537 3.02%
Decatur, IN (FHA|USDA|VA) 115 $17,125,000 $148,913 $2,388 3.21%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 49 $17,025,000 $347,449 $3,651 2.89%
Wabash, IN (FHA|USDA|VA) 111 $15,135,000 $136,351 $2,780 3.35%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 83 $14,505,000 $174,759 $2,930 3.16%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 73 $14,045,000 $192,397 $2,713 3.16%
Crawfordsville, IN (FHA|USDA|VA) 77 $13,855,000 $179,935 $2,962 3.25%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 41 $13,835,000 $337,439 $2,902 2.96%
Hillsdale, MI (FHA|USDA|VA) 86 $13,550,000 $157,558 $2,388 3.20%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 38 $13,420,000 $353,158 $2,358 3.03%
Seymour, IN (FHA|USDA|VA) 80 $13,340,000 $166,750 $3,194 3.16%
Zanesville, OH (FHA|USDA|VA) 78 $12,890,000 $165,256 $3,175 3.37%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 77 $12,775,000 $165,909 $2,191 2.90%
COLUMBUS, GA-AL (FHA|USDA|VA) 56 $12,410,000 $221,607 $5,710 3.14%
Peru, IN (FHA|USDA|VA) 100 $11,840,000 $118,400 $2,154 3.22%
KNOXVILLE, TN (FHA|USDA|VA) 65 $11,415,000 $175,615 $3,350 3.01%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 73 $11,065,000 $151,575 $3,075 3.08%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 43 $10,995,000 $255,698 $3,443 2.90%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 64 $10,640,000 $166,250 $3,192 2.91%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 42 $10,420,000 $248,095 $3,715 2.98%
Madisonville, KY (FHA|USDA|VA) 79 $10,295,000 $130,316 $2,200 3.26%
Holland, MI (FHA|USDA|VA) 39 $9,345,000 $239,615 $2,515 3.01%
Greensburg, IN (FHA|USDA|VA) 52 $9,210,000 $177,115 $2,864 3.26%
Vincennes, IN (FHA|USDA|VA) 73 $9,015,000 $123,493 $2,077 3.27%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 56 $8,950,000 $159,821 $2,573 3.28%
Adrian, MI (FHA|USDA|VA) 40 $7,430,000 $185,750 $2,922 3.12%
FLINT, MI (FHA|USDA|VA) 40 $7,410,000 $185,250 $2,735 3.07%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 37 $7,325,000 $197,973 $3,529 2.93%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 32 $7,040,000 $220,000 $3,819 2.86%
RALEIGH-CARY, NC (FHA|USDA|VA) 37 $6,005,000 $162,297 $1,980 2.64%
Scottsburg, IN (FHA|USDA|VA) 34 $5,790,000 $170,294 $3,333 3.29%
MONROE, MI (FHA|USDA|VA) 32 $5,550,000 $173,438 $3,062 3.20%
North Vernon, IN (FHA|USDA|VA) 32 $5,310,000 $165,938 $2,340 3.17%
New Castle, IN (FHA|USDA|VA) 40 $5,280,000 $132,000 $2,321 3.19%
Coshocton, OH (FHA|USDA|VA) 41 $4,985,000 $121,585 $2,447 3.26%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 15 $4,945,000 $329,667 $3,477 2.83%
Point Pleasant, WV-OH (FHA|USDA|VA) 34 $4,910,000 $144,412 $2,738 3.26%
PUNTA GORDA, FL (FHA|USDA|VA) 24 $4,810,000 $200,417 $3,824 3.15%
KANSAS CITY, MO-KS (FHA|USDA|VA) 37 $4,795,000 $129,595 $2,513 2.74%
Coldwater, MI (FHA|USDA|VA) 28 $4,700,000 $167,857 $1,965 3.25%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 25 $4,625,000 $185,000 $2,977 2.94%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 13 $4,345,000 $334,231 $3,825 2.96%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 29 $4,255,000 $146,724 $3,114 2.87%
BATTLE CREEK, MI (FHA|USDA|VA) 33 $4,225,000 $128,030 $2,664 3.19%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 29 $4,185,000 $144,310 $3,708 2.78%
JACKSONVILLE, FL (FHA|USDA|VA) 26 $4,120,000 $158,462 $3,370 2.80%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 18 $4,030,000 $223,889 $2,487 2.67%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 28 $3,960,000 $141,429 $2,622 2.69%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 20 $3,830,000 $191,500 $2,760 2.91%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 20 $3,540,000 $177,000 $4,204 2.86%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 18 $3,530,000 $196,111 $3,966 3.41%
ST. LOUIS, MO-IL (FHA|USDA|VA) 26 $3,510,000 $135,000 $2,452 2.87%
MUSKEGON, MI (FHA|USDA|VA) 21 $3,495,000 $166,429 $2,390 3.18%
Mount Vernon, OH (FHA|USDA|VA) 19 $3,435,000 $180,789 $3,634 3.15%
Richmond, IN (FHA|USDA|VA) 24 $3,370,000 $140,417 $2,575 3.21%
TULSA, OK (FHA|USDA|VA) 23 $3,365,000 $146,304 $4,168 2.82%
Ashtabula, OH (FHA|USDA|VA) 24 $3,330,000 $138,750 $3,582 3.28%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 26 $3,200,000 $123,077 $1,795 2.73%
RICHMOND, VA (FHA|USDA|VA) 17 $3,105,000 $182,647 $2,299 2.74%
Glasgow, KY (FHA|USDA|VA) 19 $3,075,000 $161,842 $2,836 3.01%
Washington, IN (FHA|USDA|VA) 18 $3,030,000 $168,333 $3,537 3.15%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 18 $3,010,000 $167,222 $2,735 2.69%
OCALA, FL (FHA|USDA|VA) 20 $2,880,000 $144,000 $3,359 2.91%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 11 $2,865,000 $260,455 $3,666 3.03%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 17 $2,845,000 $167,353 $3,290 2.90%
OKLAHOMA CITY, OK (FHA|USDA|VA) 23 $2,775,000 $120,652 $3,523 2.94%
Marion, OH (FHA|USDA|VA) 19 $2,665,000 $140,263 $3,529 3.19%
Jackson, OH (FHA|USDA|VA) 19 $2,585,000 $136,053 $2,624 3.34%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 14 $2,490,000 $177,857 $2,319 2.69%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 15 $2,485,000 $165,667 $2,520 2.67%
Wilmington, OH (FHA|USDA|VA) 11 $2,475,000 $225,000 $2,627 3.06%
Wooster, OH (FHA|USDA|VA) 15 $2,465,000 $164,333 $2,462 3.08%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 11 $2,445,000 $222,273 $4,464 3.25%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 16 $2,420,000 $151,250 $2,681 2.87%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $2,395,000 $126,053 $2,725 2.78%
Athens, OH (FHA|USDA|VA) 11 $2,305,000 $209,545 $3,778 3.15%
Van Wert, OH (FHA|USDA|VA) 16 $2,280,000 $142,500 $2,956 3.40%
SPRINGFIELD, OH (FHA|USDA|VA) 16 $2,270,000 $141,875 $3,366 3.23%
MANSFIELD, OH (FHA|USDA|VA) 12 $2,140,000 $178,333 $3,247 3.40%
Bardstown, KY (FHA|USDA|VA) 11 $2,075,000 $188,636 $2,723 2.90%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 13 $2,015,000 $155,000 $3,305 2.81%
PITTSBURGH, PA (FHA|USDA|VA) 14 $2,010,000 $143,571 $3,057 2.87%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 6 $2,000,000 $333,333 $3,043 2.88%
Traverse City, MI (FHA|USDA|VA) 6 $1,960,000 $326,667 $3,214 3.00%
WINSTON-SALEM, NC (FHA|USDA|VA) 16 $1,950,000 $121,875 $2,315 2.91%
TALLAHASSEE, FL (FHA|USDA|VA) 12 $1,910,000 $159,167 $2,494 2.74%
Salem, OH (FHA|USDA|VA) 8 $1,890,000 $236,250 $4,214 3.17%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 14 $1,840,000 $131,429 $3,157 2.91%
ASHEVILLE, NC (FHA|USDA|VA) 11 $1,775,000 $161,364 $3,324 3.02%
SAVANNAH, GA (FHA|USDA|VA) 11 $1,755,000 $159,545 $2,866 2.77%
THE VILLAGES, FL (FHA|USDA|VA) 10 $1,740,000 $174,000 $2,657 2.58%
Jasper, IN (FHA|USDA|VA) 10 $1,730,000 $173,000 $2,423 3.03%
Chillicothe, OH (FHA|USDA|VA) 10 $1,670,000 $167,000 $3,082 3.06%
Urbana, OH (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,217 2.90%
Central City, KY (FHA|USDA|VA) 11 $1,635,000 $148,636 $3,086 3.33%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 11 $1,575,000 $143,182 $4,532 2.93%
Bellefontaine, OH (FHA|USDA|VA) 8 $1,570,000 $196,250 $4,001 3.09%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 8 $1,570,000 $196,250 $2,759 2.70%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 5 $1,555,000 $311,000 $3,713 2.60%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 9 $1,545,000 $171,667 $2,835 2.61%
FAYETTEVILLE, NC (FHA|USDA|VA) 10 $1,540,000 $154,000 $2,921 3.06%
COLORADO SPRINGS, CO (FHA|USDA|VA) 5 $1,515,000 $303,000 $3,568 2.95%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 5 $1,515,000 $303,000 $5,741 3.15%
Mayfield, KY (FHA|USDA|VA) 11 $1,505,000 $136,818 $3,258 3.00%
LIMA, OH (FHA|USDA|VA) 8 $1,480,000 $185,000 $3,841 3.11%
BOULDER, CO (FHA|USDA|VA) 3 $1,445,000 $481,667 $2,993 3.25%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 11 $1,425,000 $129,545 $2,955 2.48%
COLUMBIA, SC (FHA|USDA|VA) 11 $1,405,000 $127,727 $3,113 2.80%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 6 $1,390,000 $231,667 $5,840 3.54%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 10 $1,380,000 $138,000 $2,629 3.00%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 10 $1,350,000 $135,000 $2,481 2.79%
PORT ST. LUCIE, FL (FHA|USDA|VA) 9 $1,345,000 $149,444 $2,716 3.11%
Cambridge, OH (FHA|USDA|VA) 8 $1,330,000 $166,250 $2,967 3.27%
Defiance, OH (FHA|USDA|VA) 9 $1,315,000 $146,111 $2,643 3.10%
Marietta, OH (FHA|USDA|VA) 3 $1,315,000 $438,333 $4,207 3.33%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 5 $1,305,000 $261,000 $3,479 2.98%
Sevierville, TN (FHA|USDA|VA) 4 $1,210,000 $302,500 $3,260 3.34%
Connersville, IN (FHA|USDA|VA) 7 $1,125,000 $160,714 $3,291 3.36%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 6 $1,100,000 $183,333 $2,999 2.75%
Richmond-Berea, KY (FHA|USDA|VA) 4 $1,100,000 $275,000 $5,256 2.94%
SAGINAW, MI (FHA|USDA|VA) 9 $1,095,000 $121,667 $1,946 3.43%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 6 $1,040,000 $173,333 $3,129 2.79%
WORCESTER, MA-CT (FHA|USDA|VA) 3 $1,035,000 $345,000 $2,700 3.00%
SALISBURY, MD-DE (FHA|USDA|VA) 8 $1,030,000 $128,750 $3,224 2.67%
Findlay, OH (FHA|USDA|VA) 6 $1,030,000 $171,667 $3,217 3.27%
SANTA FE, NM (FHA|USDA|VA) 3 $1,025,000 $341,667 $2,831 3.00%
TUCSON, AZ (FHA|USDA|VA) 5 $1,015,000 $203,000 $2,161 3.15%
JACKSON, MS (FHA|USDA|VA) 8 $1,010,000 $126,250 $2,450 2.70%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 9 $1,005,000 $111,667 $2,298 2.97%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 3 $995,000 $331,667 $4,079 2.79%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 6 $960,000 $160,000 $4,586 3.31%
Ashland, OH (FHA|USDA|VA) 5 $955,000 $191,000 $2,900 3.03%
Washington Court House, OH (FHA|USDA|VA) 6 $950,000 $158,333 $2,694 2.85%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 5 $945,000 $189,000 $4,184 3.05%
Whitewater, WI (FHA|USDA|VA) 4 $930,000 $232,500 $2,722 3.06%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 2 $930,000 $465,000 $4,022 2.63%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 7 $875,000 $125,000 $2,547 2.71%
Greenville, OH (FHA|USDA|VA) 6 $860,000 $143,333 $3,133 3.06%
VALDOSTA, GA (FHA|USDA|VA) 5 $855,000 $171,000 $2,437 3.03%
SPRINGFIELD, MO (FHA|USDA|VA) 8 $840,000 $105,000 $2,100 2.72%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 5 $835,000 $167,000 $4,175 3.10%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 5 $835,000 $167,000 $2,336 2.70%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $830,000 $103,750 $2,784 2.89%
BEND, OR (FHA|USDA|VA) 2 $790,000 $395,000 $4,553 3.19%
Sandusky, OH (FHA|USDA|VA) 4 $790,000 $197,500 $3,391 2.81%
Fremont, OH (FHA|USDA|VA) 5 $785,000 $157,000 $3,832 3.28%
ROCKY MOUNT, NC (FHA|USDA|VA) 7 $785,000 $112,143 $2,250 2.86%
Lebanon, NH-VT (FHA|USDA|VA) 6 $770,000 $128,333 $2,509 2.81%
WILMINGTON, NC (FHA|USDA|VA) 4 $770,000 $192,500 $1,224 2.66%
MADISON, WI (FHA|USDA|VA) 2 $770,000 $385,000 $2,468 2.94%
JONESBORO, AR (FHA|USDA|VA) 5 $765,000 $153,000 $2,639 2.73%
Paducah, KY-IL (FHA|USDA|VA) 4 $730,000 $182,500 $2,758 3.09%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 6 $730,000 $121,667 $2,106 2.96%
New Philadelphia-Dover, OH (FHA|USDA|VA) 8 $710,000 $88,750 $2,486 3.45%
WICHITA, KS (FHA|USDA|VA) 5 $705,000 $141,000 $2,392 2.73%
WARNER ROBINS, GA (FHA|USDA|VA) 6 $700,000 $116,667 $2,464 3.04%
Effingham, IL (FHA|USDA|VA) 4 $690,000 $172,500 $2,157 3.09%
ROANOKE, VA (FHA|USDA|VA) 6 $680,000 $113,333 $2,299 2.63%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 3 $655,000 $218,333 $4,346 3.13%
Albemarle, NC (FHA|USDA|VA) 4 $650,000 $162,500 $3,321 3.25%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 4 $630,000 $157,500 $2,569 2.94%
Danville, KY (FHA|USDA|VA) 2 $630,000 $315,000 $3,076 2.63%
WHEELING, WV-OH (FHA|USDA|VA) 3 $625,000 $208,333 $5,922 3.21%
Charleston-Mattoon, IL (FHA|USDA|VA) 7 $615,000 $87,857 $1,937 3.09%
Crossville, TN (FHA|USDA|VA) 6 $610,000 $101,667 $1,958 2.77%
HUNTSVILLE, AL (FHA|USDA|VA) 6 $600,000 $100,000 $2,150 2.56%
FLORENCE, SC (FHA|USDA|VA) 4 $600,000 $150,000 $1,768 2.44%
DOVER, DE (FHA|USDA|VA) 4 $590,000 $147,500 $4,364 2.56%
LAWTON, OK (FHA|USDA|VA) 5 $585,000 $117,000 $3,495 2.78%
MOBILE, AL (FHA|USDA|VA) 5 $585,000 $117,000 $2,592 2.93%
SPARTANBURG, SC (FHA|USDA|VA) 4 $580,000 $145,000 $4,186 3.19%
LINCOLN, NE (FHA|USDA|VA) 2 $570,000 $285,000 $1,882 2.81%
Seneca, SC (FHA|USDA|VA) 4 $560,000 $140,000 $2,585 2.59%
Cookeville, TN (FHA|USDA|VA) 4 $550,000 $137,500 $2,692 3.13%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 2 $550,000 $275,000 $6,647 3.63%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $545,000 $109,000 $2,670 2.90%
Jefferson, GA (FHA|USDA|VA) 3 $545,000 $181,667 $2,751 2.63%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $545,000 $545,000 $4,199 2.13%
Maysville, KY (FHA|USDA|VA) 2 $540,000 $270,000 $4,632 3.31%
LaGrange, GA-AL (FHA|USDA|VA) 2 $540,000 $270,000 $913 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 1 $535,000 $535,000 $0 2.50%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 4 $530,000 $132,500 $4,452 3.16%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 4 $530,000 $132,500 $3,697 3.47%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 1 $525,000 $525,000 $3,195 2.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 3 $525,000 $175,000 $3,631 3.08%
ALBANY, GA (FHA|USDA|VA) 3 $515,000 $171,667 $6,071 3.08%
Greeneville, TN (FHA|USDA|VA) 2 $510,000 $255,000 $2,779 3.00%
St. Marys, GA (FHA|USDA|VA) 2 $510,000 $255,000 $2,868 3.06%
GREEN BAY, WI (FHA|USDA|VA) 4 $500,000 $125,000 $2,473 2.47%
JOPLIN, MO (FHA|USDA|VA) 5 $495,000 $99,000 $2,411 2.83%
LAWRENCE, KS (FHA|USDA|VA) 4 $490,000 $122,500 $2,030 2.78%
BRUNSWICK, GA (FHA|USDA|VA) 4 $480,000 $120,000 $3,004 2.66%
ALBUQUERQUE, NM (FHA|USDA|VA) 2 $470,000 $235,000 $2,051 2.69%
ROCHESTER, MN (FHA|USDA|VA) 5 $465,000 $93,000 $1,884 2.75%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 2 $460,000 $230,000 $2,606 2.50%
Shawnee, OK (FHA|USDA|VA) 2 $450,000 $225,000 $6,745 2.50%
Somerset, KY (FHA|USDA|VA) 4 $450,000 $112,500 $2,664 2.91%
JACKSON, TN (FHA|USDA|VA) 4 $450,000 $112,500 $2,725 3.06%
ST. CLOUD, MN (FHA|USDA|VA) 2 $440,000 $220,000 $1,175 2.81%
GREENVILLE, NC (FHA|USDA|VA) 4 $440,000 $110,000 $2,259 2.69%
Augusta-Waterville, ME (FHA|USDA|VA) 5 $435,000 $87,000 $2,736 3.03%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 4 $420,000 $105,000 $3,478 2.59%
Wilson, NC (FHA|USDA|VA) 1 $405,000 $405,000 $2,454 3.25%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 1 $405,000 $405,000 $5,117 2.88%
Cadillac, MI (FHA|USDA|VA) 3 $405,000 $135,000 $2,533 3.08%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 2 $400,000 $200,000 $3,272 3.31%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 5 $395,000 $79,000 $3,795 3.48%
Forest City, NC (FHA|USDA|VA) 3 $385,000 $128,333 $2,861 2.67%
SHEBOYGAN, WI (FHA|USDA|VA) 3 $385,000 $128,333 $2,716 2.83%
Mount Pleasant, MI (FHA|USDA|VA) 3 $385,000 $128,333 $2,347 3.13%
Frankfort, KY (FHA|USDA|VA) 2 $380,000 $190,000 $3,674 3.56%
Morehead City, NC (FHA|USDA|VA) 3 $375,000 $125,000 $3,581 2.71%
Portsmouth, OH (FHA|USDA|VA) 1 $375,000 $375,000 $1,695 3.25%
Bucyrus-Galion, OH (FHA|USDA|VA) 5 $375,000 $75,000 $2,916 3.78%
Waycross, GA (FHA|USDA|VA) 3 $375,000 $125,000 $2,527 2.96%
MONTGOMERY, AL (FHA|USDA|VA) 4 $370,000 $92,500 $2,510 3.13%
Stephenville, TX (FHA|USDA|VA) 1 $365,000 $365,000 $4,066 3.25%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $365,000 $365,000 $2,940 3.13%
ERIE, PA (FHA|USDA|VA) 1 $365,000 $365,000 $4,592 3.13%
GAINESVILLE, FL (FHA|USDA|VA) 4 $360,000 $90,000 $2,609 3.00%
LANCASTER, PA (FHA|USDA|VA) 3 $355,000 $118,333 $3,193 2.92%
Ottawa, KS (FHA|USDA|VA) 2 $350,000 $175,000 $2,293 2.63%
BAY CITY, MI (FHA|USDA|VA) 3 $345,000 $115,000 $3,092 2.54%
Okeechobee, FL (FHA|USDA|VA) 2 $340,000 $170,000 $2,116 2.94%
Tullahoma-Manchester, TN (FHA|USDA|VA) 2 $340,000 $170,000 $5,113 2.75%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 2 $330,000 $165,000 $3,517 3.25%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $325,000 $325,000 $14,779 3.13%
CEDAR RAPIDS, IA (FHA|USDA|VA) 2 $320,000 $160,000 $1,989 2.94%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 3 $315,000 $105,000 $2,565 2.79%
WAUSAU-WESTON, WI (FHA|USDA|VA) 3 $315,000 $105,000 $2,469 2.96%
Stevens Point, WI (FHA|USDA|VA) 1 $315,000 $315,000 $2,080 2.88%
Newport, TN (FHA|USDA|VA) 1 $305,000 $305,000 $3,780 3.38%
RACINE, WI (FHA|USDA|VA) 3 $305,000 $101,667 $2,565 3.04%
Statesboro, GA (FHA|USDA|VA) 3 $295,000 $98,333 $2,333 2.92%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 1 $295,000 $295,000 $2,146 2.63%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $295,000 $98,333 $1,580 2.83%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 3 $295,000 $98,333 $1,892 2.71%
Murray, KY (FHA|USDA|VA) 1 $295,000 $295,000 $8,261 3.00%
Concord, NH (FHA|USDA|VA) 3 $295,000 $98,333 $2,498 2.79%
NEW BERN, NC (FHA|USDA|VA) 3 $295,000 $98,333 $2,187 2.83%
Alpena, MI (FHA|USDA|VA) 3 $295,000 $98,333 $3,080 2.63%
BURLINGTON, NC (FHA|USDA|VA) 3 $285,000 $95,000 $1,627 2.54%
Searcy, AR (FHA|USDA|VA) 1 $285,000 $285,000 $2,905 2.63%
Torrington, CT (FHA|USDA|VA) 1 $285,000 $285,000 $2,261 1.88%
Calhoun, GA (FHA|USDA|VA) 3 $285,000 $95,000 $2,355 2.75%
Ottawa, IL (FHA|USDA|VA) 1 $285,000 $285,000 $3,891 3.25%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 2 $280,000 $140,000 $3,280 2.63%
JEFFERSON CITY, MO (FHA|USDA|VA) 3 $275,000 $91,667 $1,980 2.75%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $265,000 $88,333 $4,387 3.00%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $265,000 $88,333 $2,649 3.00%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $265,000 $265,000 $2,150 2.63%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $265,000 $265,000 $2,832 2.63%
Houghton, MI (FHA|USDA|VA) 1 $265,000 $265,000 $2,515 3.13%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 3 $265,000 $88,333 $2,334 2.58%
Dublin, GA (FHA|USDA|VA) 1 $265,000 $265,000 $500 3.50%
SHERMAN-DENISON, TX (FHA|USDA|VA) 1 $265,000 $265,000 $2,318 2.88%
Russellville, AR (FHA|USDA|VA) 2 $260,000 $130,000 $2,753 2.50%
DECATUR, AL (FHA|USDA|VA) 2 $260,000 $130,000 $2,701 2.38%
HINESVILLE, GA (FHA|USDA|VA) 2 $260,000 $130,000 $2,982 3.38%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $260,000 $130,000 $2,728 3.06%
Escanaba, MI (FHA|USDA|VA) 1 $255,000 $255,000 $5,313 2.25%
Paris, TN (FHA|USDA|VA) 2 $250,000 $125,000 $2,484 3.38%
MANKATO, MN (FHA|USDA|VA) 2 $250,000 $125,000 $2,405 2.94%
BELLINGHAM, WA (FHA|USDA|VA) 1 $245,000 $245,000 $2,320 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $235,000 $235,000 $1,900 2.13%
GADSDEN, AL (FHA|USDA|VA) 1 $235,000 $235,000 $4,008 2.75%
FORT COLLINS, CO (FHA|USDA|VA) 2 $230,000 $115,000 $2,100 2.94%
BLOOMINGTON, IL (FHA|USDA|VA) 2 $230,000 $115,000 $2,874 3.38%
FARGO, ND-MN (FHA|USDA|VA) 2 $230,000 $115,000 $3,214 2.94%
Carroll, IA (FHA|USDA|VA) 1 $225,000 $225,000 $6,637 3.63%
DOTHAN, AL (FHA|USDA|VA) 2 $220,000 $110,000 $3,457 3.31%
Sidney, OH (FHA|USDA|VA) 2 $220,000 $110,000 $1,836 3.25%
GREELEY, CO (FHA|USDA|VA) 1 $215,000 $215,000 $3,485 3.13%
Mineral Wells, TX (FHA|USDA|VA) 2 $210,000 $105,000 $1,596 2.63%
Vidalia, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,652 3.00%
ROME, GA (FHA|USDA|VA) 2 $210,000 $105,000 $2,672 2.88%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 2 $210,000 $105,000 $3,220 2.50%
DECATUR, IL (FHA|USDA|VA) 1 $205,000 $205,000 $2,041 3.25%
Campbellsville, KY (FHA|USDA|VA) 1 $205,000 $205,000 $2,071 2.88%
Harrison, AR (FHA|USDA|VA) 2 $200,000 $100,000 $2,913 2.88%
PUEBLO, CO (FHA|USDA|VA) 2 $200,000 $100,000 $3,285 2.75%
Brownsville, TN (FHA|USDA|VA) 2 $200,000 $100,000 $3,014 2.63%
COLUMBIA, MO (FHA|USDA|VA) 2 $200,000 $100,000 $1,601 2.19%
Bluefield, WV-VA (FHA|USDA|VA) 2 $200,000 $100,000 $3,640 2.75%
GAINESVILLE, GA (FHA|USDA|VA) 2 $200,000 $100,000 $2,425 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $195,000 $195,000 $650 3.38%
Las Vegas, NM (FHA|USDA|VA) 1 $195,000 $195,000 $3,517 2.63%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 2 $190,000 $95,000 $1,613 2.81%
HATTIESBURG, MS (FHA|USDA|VA) 2 $190,000 $95,000 $2,568 2.56%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $190,000 $95,000 $2,732 3.06%
MIDLAND, MI (FHA|USDA|VA) 2 $190,000 $95,000 $2,297 2.56%
MANHATTAN, KS (FHA|USDA|VA) 2 $190,000 $95,000 $2,488 2.63%
Mount Airy, NC (FHA|USDA|VA) 2 $190,000 $95,000 $1,406 2.56%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 1 $185,000 $185,000 $0 3.00%
Boone, NC (FHA|USDA|VA) 1 $185,000 $185,000 $2,487 2.63%
AMES, IA (FHA|USDA|VA) 2 $180,000 $90,000 $2,903 3.19%
Hannibal, MO (FHA|USDA|VA) 2 $180,000 $90,000 $2,260 2.88%
PEORIA, IL (FHA|USDA|VA) 2 $180,000 $90,000 $2,308 2.94%
McAlester, OK (FHA|USDA|VA) 1 $175,000 $175,000 $3,712 2.25%
Cornelia, GA (FHA|USDA|VA) 1 $175,000 $175,000 $4,318 3.13%
AMARILLO, TX (FHA|USDA|VA) 1 $175,000 $175,000 $200 2.88%
Clewiston, FL (FHA|USDA|VA) 1 $175,000 $175,000 $480 3.13%
Mason City, IA (FHA|USDA|VA) 1 $175,000 $175,000 $5,632 3.50%
Burlington, IA-IL (FHA|USDA|VA) 2 $170,000 $85,000 $2,680 2.88%
Austin, MN (FHA|USDA|VA) 2 $170,000 $85,000 $3,146 2.94%
BANGOR, ME (FHA|USDA|VA) 2 $170,000 $85,000 $2,612 2.75%
Scottsboro, AL (FHA|USDA|VA) 2 $170,000 $85,000 $2,578 3.13%
TOPEKA, KS (FHA|USDA|VA) 2 $170,000 $85,000 $2,482 3.00%
London, KY (FHA|USDA|VA) 1 $165,000 $165,000 $3,864 2.75%
Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,325 3.13%
Marshall, MO (FHA|USDA|VA) 1 $165,000 $165,000 $1,129 2.88%
CaƱon City, CO (FHA|USDA|VA) 1 $165,000 $165,000 $3,070 2.75%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $2,254 3.25%
Meadville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $2,650 2.75%
Brevard, NC (FHA|USDA|VA) 1 $155,000 $155,000 $1,949 2.63%
DALTON, GA (FHA|USDA|VA) 1 $155,000 $155,000 $2,178 2.63%
Palatka, FL (FHA|USDA|VA) 1 $155,000 $155,000 $5,714 3.25%
STAUNTON, VA (FHA|USDA|VA) 1 $145,000 $145,000 $1,970 2.38%
Muscatine, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,474 2.00%
Picayune, MS (FHA|USDA|VA) 1 $145,000 $145,000 $1,900 2.38%
Emporia, KS (FHA|USDA|VA) 1 $135,000 $135,000 $2,527 2.75%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $135,000 $135,000 $4,145 2.88%
Paragould, AR (FHA|USDA|VA) 1 $125,000 $125,000 $2,303 2.75%
Mount Sterling, KY (FHA|USDA|VA) 1 $125,000 $125,000 $2,211 3.25%
Pottsville, PA (FHA|USDA|VA) 1 $125,000 $125,000 $3,456 2.88%
Rockingham, NC (FHA|USDA|VA) 1 $125,000 $125,000 $2,859 3.38%
Sanford, NC (FHA|USDA|VA) 1 $125,000 $125,000 $4,139 3.00%
Kill Devil Hills, NC (FHA|USDA|VA) 1 $125,000 $125,000 $1,822 2.38%
Bartlesville, OK (FHA|USDA|VA) 1 $125,000 $125,000 $6,093 2.75%
HOT SPRINGS, AR (FHA|USDA|VA) 1 $125,000 $125,000 $1,845 2.13%
GRAND JUNCTION, CO (FHA|USDA|VA) 1 $125,000 $125,000 $2,605 2.50%
Greenville, MS (FHA|USDA|VA) 1 $125,000 $125,000 $2,675 3.38%
Albert Lea, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,405 2.25%
El Dorado, AR (FHA|USDA|VA) 1 $115,000 $115,000 $1,692 2.75%
Guymon, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,048 3.13%
New Castle, PA (FHA|USDA|VA) 1 $115,000 $115,000 $4,124 2.75%
Manitowoc, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,900 2.63%
Tiffin, OH (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.88%
Vicksburg, MS (FHA|USDA|VA) 1 $115,000 $115,000 $1,900 2.50%
ROCKFORD, IL (FHA|USDA|VA) 1 $115,000 $115,000 $1,938 3.50%
GOLDSBORO, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,163 2.50%
Norwalk, OH (FHA|USDA|VA) 1 $115,000 $115,000 $2,010 2.75%
Shelby, NC (FHA|USDA|VA) 1 $115,000 $115,000 $1,512 2.75%
Dayton, TN (FHA|USDA|VA) 1 $115,000 $115,000 $3,361 3.00%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $115,000 $115,000 $3,826 3.25%
MORRISTOWN, TN (FHA|USDA|VA) 1 $115,000 $115,000 $1,950 3.13%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $115,000 $115,000 $0 3.25%
DULUTH, MN-WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,295 2.13%
Duncan, OK (FHA|USDA|VA) 1 $105,000 $105,000 $3,283 2.63%
Scottsbluff, NE (FHA|USDA|VA) 1 $105,000 $105,000 $2,725 2.75%
West Plains, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,605 2.75%
Marion, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,812 3.13%
Winfield, KS (FHA|USDA|VA) 1 $105,000 $105,000 $2,500 3.00%
CORPUS CHRISTI, TX (FHA|USDA|VA) 1 $105,000 $105,000 $3,583 2.88%
SUMTER, SC (FHA|USDA|VA) 1 $105,000 $105,000 $2,717 2.50%
YORK-HANOVER, PA (FHA|USDA|VA) 1 $105,000 $105,000 $2,679 3.00%
TEXARKANA, TX-AR (FHA|USDA|VA) 1 $105,000 $105,000 $2,725 2.63%
Rutland, VT (FHA|USDA|VA) 1 $105,000 $105,000 $2,116 3.13%
Durango, CO (FHA|USDA|VA) 1 $105,000 $105,000 $6,393 2.75%
READING, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,044 2.38%
Kinston, NC (FHA|USDA|VA) 1 $105,000 $105,000 $1,626 2.75%
Arcadia, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,475 2.25%
LYNCHBURG, VA (FHA|USDA|VA) 1 $105,000 $105,000 $0 2.88%
Oxford, MS (FHA|USDA|VA) 1 $105,000 $105,000 $3,155 2.75%
Poplar Bluff, MO (FHA|USDA|VA) 1 $95,000 $95,000 $1,630 3.00%
IOWA CITY, IA (FHA|USDA|VA) 1 $95,000 $95,000 $3,065 2.50%
Lake City, FL (FHA|USDA|VA) 1 $95,000 $95,000 $3,693 3.25%
Summerville, GA (FHA|USDA|VA) 1 $95,000 $95,000 $4,366 3.38%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1 $95,000 $95,000 $6,310 3.38%
APPLETON, WI (FHA|USDA|VA) 1 $95,000 $95,000 $2,891 2.88%
Berlin, NH (FHA|USDA|VA) 1 $95,000 $95,000 $1,830 3.38%
Sault Ste. Marie, MI (FHA|USDA|VA) 1 $95,000 $95,000 $2,727 2.75%
TUSCALOOSA, AL (FHA|USDA|VA) 1 $95,000 $95,000 $1,925 2.75%
Union City, TN (FHA|USDA|VA) 1 $95,000 $95,000 $3,776 3.38%
Cedartown, GA (FHA|USDA|VA) 1 $95,000 $95,000 $2,660 2.63%
Durant, OK (FHA|USDA|VA) 1 $95,000 $95,000 $3,170 2.38%
Sikeston, MO (FHA|USDA|VA) 1 $85,000 $85,000 $2,963 3.25%
Selma, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,512 2.88%
Hutchinson, MN (FHA|USDA|VA) 1 $85,000 $85,000 $3,285 3.50%
Fort Payne, AL (FHA|USDA|VA) 1 $85,000 $85,000 $2,460 2.63%
YUMA, AZ (FHA|USDA|VA) 1 $85,000 $85,000 $1,895 2.88%
Douglas, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,919 2.75%
Montrose, CO (FHA|USDA|VA) 1 $85,000 $85,000 $2,846 2.25%
Keene, NH (FHA|USDA|VA) 1 $85,000 $85,000 $2,750 2.25%
Jesup, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,050 2.25%
Blytheville, AR (FHA|USDA|VA) 1 $75,000 $75,000 $2,665 3.00%
Elizabeth City, NC (FHA|USDA|VA) 1 $75,000 $75,000 $2,399 2.50%
Milledgeville, GA (FHA|USDA|VA) 1 $75,000 $75,000 $2,520 2.13%
Willmar, MN (FHA|USDA|VA) 1 $65,000 $65,000 $2,080 2.38%
Fort Dodge, IA (FHA|USDA|VA) 1 $65,000 $65,000 $3,821 3.38%
Big Rapids, MI (FHA|USDA|VA) 1 $65,000 $65,000 $2,055 2.50%
Sonora, CA (FHA|USDA|VA) 1 $65,000 $65,000 $2,276 2.75%
Garden City, KS (FHA|USDA|VA) 1 $55,000 $55,000 $2,545 3.13%
Somerset, PA (FHA|USDA|VA) 1 $55,000 $55,000 $2,986 2.75%
Show Low, AZ (FHA|USDA|VA) 1 $55,000 $55,000 $1,895 2.38%
Wapakoneta, OH (FHA|USDA|VA) 1 $55,000 $55,000 $2,485 2.50%
Clinton, IA (FHA|USDA|VA) 1 $45,000 $45,000 $4,100 3.25%
Pittsburg, KS (FHA|USDA|VA) 1 $35,000 $35,000 $2,774 2.88%

Ruoff Mortgage Company 's top markets include Indianapolis, Fort Wayne, Columbus, Cincinnati, and Bloomington among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 21,795 $4,151,565,000 $190,482 $2,393 3.09%
FHA 5,107 $847,815,000 $166,010 $4,592 3.33%
USDA 1,284 $187,200,000 $145,794 $2,497 3.19%
VA 1,108 $268,470,000 $242,301 $5,427 3.08%

For the 2021 period, Ruoff Mortgage Company 's most frequently originated loan type of loans were Conventional, with 21,795 originations. Their 2nd most popular type is FHA, with 5,107 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 17,579 $3,437,105,000 $195,523 $2,990 3.24%
Refi 6,318 $1,128,410,000 $178,602 $2,470 2.87%
Cash Out Refi 5,390 $888,270,000 $164,800 $2,953 3.10%
Home Improvement 7 $1,265,000 $180,714 $1,769 3.21%

For the 2021, Ruoff Mortgage Company 's most frequently cited loan purpose of loans were Home Purchase, with 17,579 originations. The 2nd most popular reason of loans were Refi, with 6,318 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 24,384 $4,644,140,000 $190,458 $2,975 3.24%
15 Year 3,214 $524,460,000 $163,180 $2,370 2.54%
20 Year 946 $163,630,000 $172,970 $2,344 2.93%
Other 440 $81,920,000 $186,182 $2,504 3.00%
10 Year 310 $40,900,000 $131,935 $2,224 2.39%

For the 2021, Ruoff Mortgage Company 's most frequently cited loan length of loans were 30 Year, with 24,384 originations. The 2nd most popular length of loans were 15 Year, with 3,214 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$1k-2k 17,487 $3,366,575,000 $192,519
$<1k 9,280 $1,615,130,000 $174,044
$2k-3k 952 $210,120,000 $220,714
$3k-4k 396 $98,370,000 $248,409
$5k+ 109 $36,925,000 $338,761

$2,975 of loans were Ruoff Mortgage Company 's average total fees, while their most frequently occuring range of origination fees were in the $1k-2k bucket, with 17,487 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
3-4% 17,340 $3,228,920,000 $186,212
2.5-3% 8,788 $1,707,810,000 $194,334
<2.5% 2,529 $432,225,000 $170,907
4-5% 637 $86,095,000 $135,157

During 2021, Ruoff Mortgage Company 's average interest rate of loans were 3.24%, while their most frequently originated rate bucket of loans were 3-4%, with 17,340 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$100k-200k 14,565 $2,140,695,000 $146,975 $2,633 3.14%
$200k-400k 9,006 $2,394,610,000 $265,891 $3,466 3.13%
$100,000 or less 4,576 $357,260,000 $78,073 $2,128 3.17%
$400k-600k 1,077 $505,555,000 $469,410 $3,639 3.04%
$600k-1MM 59 $42,345,000 $717,712 $5,025 3.22%
$1MM+ 11 $14,585,000 $1,325,909 $4,778 3.16%

2021 saw Ruoff Mortgage Company place emphasis on $100k-200k loans with 14,565 originations, totaling $2,140,695,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k or less 8,671 $1,102,865,000 $127,190 $2,499 3.16%
$50k-75k 8,555 $1,464,465,000 $171,182 $2,929 3.16%
$75k-100k 4,882 $998,870,000 $204,603 $3,138 3.14%
$100k-150k 4,276 $1,033,810,000 $241,770 $3,066 3.10%
$150k-250k 1,956 $571,380,000 $292,117 $3,090 3.09%
$250k+ 613 $220,525,000 $359,747 $2,969 3.05%

Ruoff Mortgage Company lent most frequently to those with incomes in the $50k or less range, with 8,671 originations. The second most popular income band? $50k-75k, with 8,555 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 6,860 $1,250,940,000 $182,353 $2,566 3.09%
30-36% 5,861 $1,089,505,000 $185,891 $2,751 3.15%
<20% 2,647 $454,525,000 $171,713 $2,322 2.97%
43% 1,146 $222,340,000 $194,014 $3,065 3.20%
40% 1,117 $206,975,000 $185,295 $2,988 3.19%
44% 1,102 $208,010,000 $188,757 $3,070 3.23%
36% 1,086 $201,160,000 $185,230 $2,949 3.18%
39% 1,083 $205,335,000 $189,598 $2,864 3.19%
42% 1,078 $203,370,000 $188,655 $2,993 3.18%
41% 1,056 $194,540,000 $184,223 $2,892 3.21%
37% 1,051 $198,325,000 $188,701 $2,885 3.17%
38% 1,047 $197,815,000 $188,935 $2,912 3.19%
45% 731 $143,585,000 $196,423 $3,200 3.21%
50-60% 726 $140,210,000 $193,127 $4,913 3.24%
49% 641 $130,265,000 $203,222 $3,367 3.17%
46% 620 $125,620,000 $202,613 $3,597 3.19%
47% 559 $109,275,000 $195,483 $3,508 3.21%
48% 544 $110,700,000 $203,493 $3,587 3.19%

Ruoff Mortgage Company lent most frequently to those with DTI ratios of 20-30%, with 6,860 originations. The next most common DTI ratio? 30-36%, with 5,861 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 25,355 $4,674,375,000 $184,357 $2,831 3.13%
Not provided 1,904 $389,420,000 $204,527 $2,865 3.17%
Black 1,287 $234,565,000 $182,257 $3,548 3.24%
Asian 557 $121,065,000 $217,352 $2,985 3.06%
American Indian 129 $22,925,000 $177,713 $3,618 3.22%
Native Hawaiian 56 $11,300,000 $201,786 $3,177 3.21%
Asian Indian 2 $430,000 $215,000 $2,763 3.13%
Korean 1 $345,000 $345,000 $3,369 3.00%
Other Asian 1 $275,000 $275,000 $5,469 2.75%
Filipino 1 $205,000 $205,000 $2,048 3.38%
Guamanian 1 $145,000 $145,000 $3,624 3.25%

Approval Rates

Total approvals of all applications
95.32%

Ruoff Mortgage Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.

Pick Rate

Approvals leading to origination
75.24%

Ruoff Mortgage Company has a below average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 29,294 $5,455,050,000 $186,217

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
29,294 $5,455,050,000 $186,217

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 864 $99,440,000 $115,093 $2,310 2.71%
40-60% 2,884 $440,330,000 $152,680 $2,386 2.81%
60-80% 9,031 $1,714,425,000 $189,838 $2,587 3.13%
80-100% 16,172 $3,122,910,000 $193,106 $3,041 3.22%
Over 100% 290 $73,730,000 $254,241 $8,746 3.09%
Under 20% 53 $4,215,000 $79,528 $2,171 2.58%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
RUOFF MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%
RUOFF MORTGAGE Conventional home mortgage Closing on a mortgage 2 22.2%
RUOFF MORTGAGE Conventional home mortgage Problem with a credit reporting company's investigation into an existing problem 1 11.1%
RUOFF MORTGAGE Conventional home mortgage Trouble during payment process 1 11.1%
RUOFF MORTGAGE FHA mortgage Trouble during payment process 1 11.1%
RUOFF MORTGAGE Other type of mortgage Closing on a mortgage 1 11.1%
RUOFF MORTGAGE Other type of mortgage Trouble during payment process 1 11.1%
RUOFF MORTGAGE VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 11.1%