Pnc Bank Mortgage Rates, Fees & Info

Wilmington, DE

LEI: AD6GFRVSDT01YPT1CS68

Tax ID: 22-1146430

5 stars - out of 5 stars, based on 328 reviews

Latest/2022 | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Pnc Bank is a large bank specializing in Refi and Home Purchase loans. Pnc Bank has a high proportion of conventional loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Los Angeles, San Jose, San Francisco, and Seattle among others. We have data for 775 markets. (Some data included below & more in-depth data is available with an active subscription.)

Pnc Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Pnc Bank is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
Home Equity Line of Credit (HELOC) 6.53% 5/28/23
30 Year Conventional Purchase 6.20% 5/28/23
30 Year Conventional Refi 6.25% 5/28/23
30 Year Cash-out Refi 6.45% 5/28/23
30 Year FHA Purchase 7.05% 5/28/23
30 Year FHA Refi 7.05% 5/28/23
30 Year VA Purchase 6.19% 5/28/23
30 Year VA Refi 6.34% 5/28/23
30 Year USDA Purchase 6.71% 5/28/23
15 Year Conventional Purchase 5.79% 5/28/23
15 Year Conventional Refi 5.89% 5/28/23
15 Year Cash-out Refi 5.89% 5/28/23
15 Year FHA Purchase 7.04% 5/28/23
15 Year FHA Refi 6.60% 5/28/23
15 Year VA Purchase 6.19% 5/28/23
15 Year VA Refi 6.04% 5/28/23
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Pnc Bank Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Pnc Bank. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

107,904

Origination Dollar Volume (All Markets)

$37,350,450,000
Show all (145) awards

Relative Rate

Pnc Bank's average 30 year fixed mortgage rate was 4.38%.

The 2022 average 30 year fixed rate mortgage across all markets and lenders was 4.76%.

This yields a difference of -0.38%.

Relative Fees (Closing Costs)

Pnc Bank's average total fees/closing costs for a 30 year fixed rate mortgage were $5,880.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 8,589 $2,997,065,000 $348,942 $7,437 4.83%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 2,363 $2,125,785,000 $899,613 $9,137 4.64%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 1,768 $2,093,750,000 $1,184,248 $5,583 3.95%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 2,428 $2,087,750,000 $859,864 $7,037 4.31%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 1,553 $1,600,965,000 $1,030,885 $6,129 4.17%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,190 $1,528,820,000 $1,284,723 $7,825 5.33%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 2,474 $1,480,790,000 $598,541 $5,065 5.19%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 4,753 $1,320,105,000 $277,741 $5,614 5.04%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,725 $1,131,695,000 $415,301 $10,002 5.04%
PITTSBURGH, PA (FHA|USDA|VA) 6,449 $1,126,575,000 $174,690 $5,336 4.82%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 5,716 $1,125,340,000 $196,875 $5,531 5.06%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 4,168 $1,106,100,000 $265,379 $4,640 5.09%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,582 $918,760,000 $580,759 $5,968 5.24%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 2,050 $745,640,000 $363,727 $3,284 5.40%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,881 $687,445,000 $365,468 $6,974 5.64%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 900 $614,990,000 $683,322 $7,522 4.74%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 2,131 $524,445,000 $246,103 $3,406 5.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 761 $382,145,000 $502,162 $5,058 4.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 698 $366,680,000 $525,330 $10,581 5.29%
COLUMBUS, OH (FHA|USDA|VA) 2,039 $359,845,000 $176,481 $3,990 4.84%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,852 $359,710,000 $194,228 $4,927 5.53%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 1,944 $357,630,000 $183,966 $3,906 5.35%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 1,207 $356,985,000 $295,762 $4,835 4.93%
Outside of Metro Areas 1,762 $356,650,000 $202,412 $4,669 5.07%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 707 $343,685,000 $486,117 $6,393 5.36%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 2,161 $342,695,000 $158,582 $4,380 4.91%
LOUISVILLE, KY (FHA|USDA|VA) 2,108 $326,180,000 $154,734 $3,566 5.01%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 1,270 $308,290,000 $242,748 $5,482 5.24%
RALEIGH-CARY, NC (FHA|USDA|VA) 1,094 $295,230,000 $269,863 $4,471 4.85%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 91 $249,625,000 $2,743,132 $5,546 4.02%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 254 $246,320,000 $969,764 $7,057 5.35%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 959 $245,365,000 $255,855 $6,051 5.25%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 345 $238,425,000 $691,087 $6,204 4.49%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 340 $231,850,000 $681,912 $5,058 5.05%
JACKSONVILLE, FL (FHA|USDA|VA) 729 $231,725,000 $317,867 $5,557 4.97%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 582 $209,900,000 $360,653 $6,663 4.70%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 519 $199,945,000 $385,250 $4,177 5.10%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 380 $187,150,000 $492,500 $5,703 4.92%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 421 $183,705,000 $436,354 $4,258 4.80%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 27 $178,215,000 $6,600,556 $4,700 4.58%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 315 $166,505,000 $528,587 $10,055 4.46%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 584 $165,800,000 $283,904 $5,845 4.70%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 243 $162,665,000 $669,403 $6,754 4.89%
TUCSON, AZ (FHA|USDA|VA) 220 $161,490,000 $734,045 $5,414 5.20%
AKRON, OH (FHA|USDA|VA) 823 $143,845,000 $174,781 $3,947 5.45%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 580 $139,640,000 $240,759 $4,032 5.33%
SALISBURY, MD-DE (FHA|USDA|VA) 733 $134,805,000 $183,909 $4,746 5.09%
KANSAS CITY, MO-KS (FHA|USDA|VA) 136 $132,320,000 $972,941 $4,029 5.09%
ST. LOUIS, MO-IL (FHA|USDA|VA) 760 $130,400,000 $171,579 $3,937 5.46%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 864 $127,530,000 $147,604 $5,227 5.26%
PORT ST. LUCIE, FL (FHA|USDA|VA) 606 $105,450,000 $174,010 $6,033 5.25%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 467 $103,025,000 $220,610 $3,439 5.25%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 181 $96,525,000 $533,287 $4,198 4.91%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 414 $95,550,000 $230,797 $4,012 4.79%
GAINESVILLE, FL (FHA|USDA|VA) 80 $92,680,000 $1,158,500 $5,397 4.72%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 301 $91,275,000 $303,239 $5,464 5.18%
LANCASTER, PA (FHA|USDA|VA) 602 $90,620,000 $150,532 $5,724 4.80%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 335 $85,255,000 $254,493 $6,164 5.00%
OCEAN CITY, NJ (FHA|USDA|VA) 189 $83,215,000 $440,291 $7,308 4.70%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 158 $81,190,000 $513,861 $4,879 5.50%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 299 $79,795,000 $266,873 $3,772 4.87%
SALT LAKE CITY, UT (FHA|USDA|VA) 66 $79,390,000 $1,202,879 $5,545 4.38%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 136 $74,320,000 $546,471 $9,150 4.97%
RENO, NV (FHA|USDA|VA) 40 $70,850,000 $1,771,250 $5,955 3.63%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 453 $68,935,000 $152,174 $4,820 5.27%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 136 $67,390,000 $495,515 $6,618 4.51%
ANN ARBOR, MI (FHA|USDA|VA) 306 $65,090,000 $212,712 $3,478 4.68%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 364 $64,480,000 $177,143 $5,590 5.15%
COLORADO SPRINGS, CO (FHA|USDA|VA) 80 $64,270,000 $803,375 $4,718 5.17%
DAYTON-KETTERING, OH (FHA|USDA|VA) 491 $64,195,000 $130,743 $3,859 5.43%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 39 $64,125,000 $1,644,231 $7,932 4.43%
STOCKTON, CA (FHA|USDA|VA) 215 $63,885,000 $297,140 $5,474 5.32%
FLAGSTAFF, AZ (FHA|USDA|VA) 32 $63,510,000 $1,984,688 $6,632 4.84%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 346 $55,060,000 $159,133 $4,952 4.79%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 280 $53,840,000 $192,286 $4,981 4.89%
ERIE, PA (FHA|USDA|VA) 362 $52,780,000 $145,801 $4,357 4.66%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 29 $52,705,000 $1,817,414 $4,728 4.88%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 474 $52,570,000 $110,907 $4,888 5.53%
CORPUS CHRISTI, TX (FHA|USDA|VA) 28 $52,180,000 $1,863,571 $4,376 4.60%
YORK-HANOVER, PA (FHA|USDA|VA) 373 $51,965,000 $139,316 $5,715 5.06%
WILMINGTON, NC (FHA|USDA|VA) 238 $51,220,000 $215,210 $5,006 5.04%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 291 $50,995,000 $175,241 $5,142 5.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 264 $50,470,000 $191,174 $4,728 5.36%
TOLEDO, OH (FHA|USDA|VA) 390 $50,290,000 $128,949 $3,973 5.18%
RICHMOND, VA (FHA|USDA|VA) 194 $49,730,000 $256,340 $4,343 5.24%
FORT WAYNE, IN (FHA|USDA|VA) 346 $48,410,000 $139,913 $3,225 5.19%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 440 $47,640,000 $108,273 $4,268 5.62%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 314 $45,390,000 $144,554 $3,609 5.20%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 110 $44,940,000 $408,545 $9,055 4.99%
MOBILE, AL (FHA|USDA|VA) 408 $44,260,000 $108,480 $3,507 5.44%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 59 $44,175,000 $748,729 $8,557 4.76%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 212 $43,690,000 $206,085 $5,498 5.06%
ALBUQUERQUE, NM (FHA|USDA|VA) 154 $42,120,000 $273,506 $4,893 5.28%
WICHITA, KS (FHA|USDA|VA) 8 $41,430,000 $5,178,750 $5,772 5.73%
GAINESVILLE, GA (FHA|USDA|VA) 52 $38,820,000 $746,538 $3,853 5.46%
HUNTSVILLE, AL (FHA|USDA|VA) 261 $38,555,000 $147,720 $4,058 5.34%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 251 $38,215,000 $152,251 $4,540 4.93%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 57 $36,985,000 $648,860 $6,724 4.83%
Key West, FL (FHA|USDA|VA) 38 $36,500,000 $960,526 $11,665 4.49%
Traverse City, MI (FHA|USDA|VA) 55 $36,185,000 $657,909 $5,154 4.65%
BOULDER, CO (FHA|USDA|VA) 88 $36,120,000 $410,455 $5,992 4.28%
ASHEVILLE, NC (FHA|USDA|VA) 166 $35,350,000 $212,952 $4,593 4.84%
Heber, UT (FHA|USDA|VA) 29 $34,975,000 $1,206,034 $7,352 3.67%
CANTON-MASSILLON, OH (FHA|USDA|VA) 293 $33,925,000 $115,785 $4,300 5.64%
GETTYSBURG, PA (FHA|USDA|VA) 233 $33,725,000 $144,742 $5,405 4.58%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 130 $33,120,000 $254,769 $6,172 5.18%
EAST STROUDSBURG, PA (FHA|USDA|VA) 258 $33,050,000 $128,101 $5,332 5.49%
Edwards, CO (FHA|USDA|VA) 15 $32,585,000 $2,172,333 $12,973 3.64%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 52 $32,480,000 $624,615 $7,423 5.04%
PEORIA, IL (FHA|USDA|VA) 277 $32,265,000 $116,480 $2,839 5.28%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 97 $30,775,000 $317,268 $5,606 5.14%
FORT COLLINS, CO (FHA|USDA|VA) 99 $30,475,000 $307,828 $5,962 4.59%
FRESNO, CA (FHA|USDA|VA) 77 $30,185,000 $392,013 $4,120 5.47%
DOVER, DE (FHA|USDA|VA) 211 $29,555,000 $140,071 $4,569 5.44%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 145 $28,935,000 $199,552 $7,151 5.59%
Wooster, OH (FHA|USDA|VA) 248 $28,850,000 $116,331 $3,645 5.30%
TALLAHASSEE, FL (FHA|USDA|VA) 15 $28,595,000 $1,906,333 $4,262 5.74%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 15 $28,135,000 $1,875,667 $0 5.63%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 230 $27,720,000 $120,522 $4,161 5.64%
VALLEJO, CA (FHA|USDA|VA) 62 $27,160,000 $438,065 $6,090 5.59%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 175 $26,505,000 $151,457 $3,337 5.02%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 27 $26,495,000 $981,296 $4,833 5.02%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 2 $26,190,000 $13,095,000 $0 4.89%
MORGANTOWN, WV (FHA|USDA|VA) 138 $26,110,000 $189,203 $4,641 5.14%
BLOOMINGTON, IL (FHA|USDA|VA) 208 $26,010,000 $125,048 $2,684 5.06%
WINSTON-SALEM, NC (FHA|USDA|VA) 138 $25,670,000 $186,014 $4,237 5.12%
ROCKFORD, IL (FHA|USDA|VA) 139 $24,835,000 $178,669 $3,285 5.79%
FAYETTEVILLE, NC (FHA|USDA|VA) 221 $24,665,000 $111,606 $4,757 5.51%
MUSKEGON, MI (FHA|USDA|VA) 186 $23,350,000 $125,538 $3,528 5.03%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 62 $22,510,000 $363,065 $4,169 5.00%
MODESTO, CA (FHA|USDA|VA) 112 $22,320,000 $199,286 $4,873 5.68%
WACO, TX (FHA|USDA|VA) 35 $22,305,000 $637,286 $7,734 5.91%
EL PASO, TX (FHA|USDA|VA) 64 $21,240,000 $331,875 $5,672 5.40%
BAKERSFIELD, CA (FHA|USDA|VA) 50 $21,230,000 $424,600 $7,210 5.75%
SALINAS, CA (FHA|USDA|VA) 33 $21,135,000 $640,455 $7,697 4.54%
Bozeman, MT (FHA|USDA|VA) 17 $20,755,000 $1,220,882 $10,644 4.70%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 151 $20,445,000 $135,397 $3,039 5.49%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 80 $20,440,000 $255,500 $5,682 5.38%
Crawfordsville, IN (FHA|USDA|VA) 162 $19,970,000 $123,272 $3,102 5.29%
SPRINGFIELD, IL (FHA|USDA|VA) 157 $19,655,000 $125,191 $3,476 5.19%
GREENVILLE, NC (FHA|USDA|VA) 73 $19,655,000 $269,247 $3,542 5.36%
MADISON, WI (FHA|USDA|VA) 19 $18,835,000 $991,316 $3,773 5.02%
OCALA, FL (FHA|USDA|VA) 147 $18,825,000 $128,061 $5,139 5.69%
Kill Devil Hills, NC (FHA|USDA|VA) 77 $18,725,000 $243,182 $5,329 4.78%
STATE COLLEGE, PA (FHA|USDA|VA) 115 $18,565,000 $161,435 $5,549 4.84%
COLUMBIA, MO (FHA|USDA|VA) 7 $18,555,000 $2,650,714 $2,965 5.92%
Breckenridge, CO (FHA|USDA|VA) 23 $17,995,000 $782,391 $8,201 4.25%
NEW BERN, NC (FHA|USDA|VA) 102 $17,960,000 $176,078 $5,028 4.72%
COLUMBIA, SC (FHA|USDA|VA) 107 $17,805,000 $166,402 $4,400 5.86%
MONTGOMERY, AL (FHA|USDA|VA) 134 $17,770,000 $132,612 $4,177 5.47%
Truckee-Grass Valley, CA (FHA|USDA|VA) 28 $17,740,000 $633,571 $5,384 4.43%
PUNTA GORDA, FL (FHA|USDA|VA) 88 $16,950,000 $192,614 $5,479 4.96%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 71 $16,895,000 $237,958 $5,224 4.88%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 91 $16,765,000 $184,231 $4,810 5.03%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 51 $16,725,000 $327,941 $4,455 4.57%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 15 $16,695,000 $1,113,000 $3,474 5.21%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 124 $16,660,000 $134,355 $4,526 5.73%
NAPA, CA (FHA|USDA|VA) 31 $16,065,000 $518,226 $5,957 4.24%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 20 $15,750,000 $787,500 $7,325 4.90%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 97 $15,635,000 $161,186 $3,776 5.30%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 31 $15,345,000 $495,000 $7,437 4.61%
BEND, OR (FHA|USDA|VA) 33 $15,345,000 $465,000 $5,889 4.61%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 71 $14,865,000 $209,366 $5,834 4.88%
KNOXVILLE, TN (FHA|USDA|VA) 69 $14,735,000 $213,551 $4,280 5.09%
THE VILLAGES, FL (FHA|USDA|VA) 66 $14,620,000 $221,515 $4,947 4.65%
SANTA FE, NM (FHA|USDA|VA) 40 $14,510,000 $362,750 $6,746 4.88%
Meadville, PA (FHA|USDA|VA) 140 $14,470,000 $103,357 $4,770 5.14%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 57 $14,435,000 $253,246 $6,074 5.07%
AUBURN-OPELIKA, AL (FHA|USDA|VA) 88 $14,360,000 $163,182 $5,374 5.04%
Morehead City, NC (FHA|USDA|VA) 63 $14,305,000 $227,063 $5,420 4.68%
HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 122 $14,260,000 $116,885 $3,382 5.23%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 27 $13,935,000 $516,111 $3,044 4.77%
London, KY (FHA|USDA|VA) 118 $13,910,000 $117,881 $3,898 5.21%
UTICA-ROME, NY (FHA|USDA|VA) 5 $13,555,000 $2,711,000 $0 5.24%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 89 $13,195,000 $148,258 $6,014 5.83%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 55 $12,825,000 $233,182 $5,400 5.18%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 86 $12,790,000 $148,721 $2,740 5.08%
WORCESTER, MA-CT (FHA|USDA|VA) 54 $12,310,000 $227,963 $4,368 4.76%
JACKSONVILLE, NC (FHA|USDA|VA) 83 $12,195,000 $146,928 $5,580 5.14%
SAVANNAH, GA (FHA|USDA|VA) 71 $11,935,000 $168,099 $4,347 6.00%
Easton, MD (FHA|USDA|VA) 45 $11,925,000 $265,000 $5,161 5.40%
PROVO-OREM, UT (FHA|USDA|VA) 33 $11,915,000 $361,061 $7,345 4.21%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 43 $11,905,000 $276,860 $5,824 5.12%
READING, PA (FHA|USDA|VA) 86 $11,810,000 $137,326 $5,262 5.61%
Holland, MI (FHA|USDA|VA) 83 $11,785,000 $141,988 $3,443 5.09%
Sandusky, OH (FHA|USDA|VA) 81 $11,705,000 $144,506 $3,646 4.65%
ROCKY MOUNT, NC (FHA|USDA|VA) 106 $11,660,000 $110,000 $4,169 5.13%
MONROE, MI (FHA|USDA|VA) 109 $11,605,000 $106,468 $4,008 5.51%
New Castle, PA (FHA|USDA|VA) 108 $11,470,000 $106,204 $4,559 5.54%
JACKSON, MI (FHA|USDA|VA) 66 $11,420,000 $173,030 $4,031 4.82%
SPRINGFIELD, OH (FHA|USDA|VA) 102 $11,180,000 $109,608 $3,675 5.41%
MADERA, CA (FHA|USDA|VA) 11 $11,105,000 $1,009,545 $5,084 5.65%
Warsaw, IN (FHA|USDA|VA) 58 $11,070,000 $190,862 $3,769 4.80%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 33 $11,035,000 $334,394 $4,916 4.53%
GREELEY, CO (FHA|USDA|VA) 58 $10,760,000 $185,517 $4,724 4.91%
FLINT, MI (FHA|USDA|VA) 89 $10,615,000 $119,270 $3,102 5.53%
DECATUR, AL (FHA|USDA|VA) 78 $10,490,000 $134,487 $3,715 5.40%
BURLINGTON, NC (FHA|USDA|VA) 63 $9,995,000 $158,651 $4,519 5.06%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 84 $9,880,000 $117,619 $3,544 4.83%
Hilo, HI (FHA|USDA|VA) 8 $9,820,000 $1,227,500 $8,116 3.09%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 88 $9,800,000 $111,364 $4,624 5.25%
LAREDO, TX (FHA|USDA|VA) 60 $9,740,000 $162,333 $5,457 5.50%
VISALIA, CA (FHA|USDA|VA) 21 $9,575,000 $455,952 $6,563 4.79%
BOWLING GREEN, KY (FHA|USDA|VA) 72 $9,520,000 $132,222 $3,964 5.49%
Norwalk, OH (FHA|USDA|VA) 93 $9,495,000 $102,097 $4,083 4.85%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 45 $9,405,000 $209,000 $5,348 5.54%
TUSCALOOSA, AL (FHA|USDA|VA) 62 $9,330,000 $150,484 $4,056 5.33%
Kalispell, MT (FHA|USDA|VA) 15 $9,185,000 $612,333 $4,157 4.35%
Ashland, OH (FHA|USDA|VA) 71 $9,155,000 $128,944 $3,475 4.90%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 34 $9,140,000 $268,824 $5,183 5.24%
BOISE CITY, ID (FHA|USDA|VA) 37 $9,035,000 $244,189 $4,368 4.64%
BELLINGHAM, WA (FHA|USDA|VA) 20 $8,720,000 $436,000 $7,566 4.63%
OKLAHOMA CITY, OK (FHA|USDA|VA) 55 $8,635,000 $157,000 $4,859 5.47%
WEIRTON-STEUBENVILLE, WV-OH (FHA|USDA|VA) 73 $8,625,000 $118,151 $3,514 5.37%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 39 $8,595,000 $220,385 $5,784 4.91%
Mount Vernon, OH (FHA|USDA|VA) 56 $8,560,000 $152,857 $4,003 5.33%
Cullowhee, NC (FHA|USDA|VA) 12 $8,520,000 $710,000 $6,691 4.27%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 49 $8,455,000 $172,551 $6,305 5.62%
Whitewater, WI (FHA|USDA|VA) 44 $8,410,000 $191,136 $2,776 5.17%
Vineyard Haven, MA (FHA|USDA|VA) 9 $8,375,000 $930,556 $11,170 4.18%
ROCHESTER, NY (FHA|USDA|VA) 29 $8,155,000 $281,207 $4,223 5.80%
Forest City, NC (FHA|USDA|VA) 58 $8,150,000 $140,517 $4,419 4.95%
SAGINAW, MI (FHA|USDA|VA) 71 $8,025,000 $113,028 $3,909 4.80%
URBAN HONOLULU, HI (FHA|USDA|VA) 10 $7,960,000 $796,000 $9,253 3.94%
Glenwood Springs, CO (FHA|USDA|VA) 10 $7,850,000 $785,000 $7,199 5.15%
Somerset, PA (FHA|USDA|VA) 45 $7,775,000 $172,778 $4,803 4.55%
Richmond-Berea, KY (FHA|USDA|VA) 62 $7,640,000 $123,226 $4,223 5.70%
MERCED, CA (FHA|USDA|VA) 39 $7,435,000 $190,641 $5,268 5.59%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 49 $7,215,000 $147,245 $5,102 5.87%
ROANOKE, VA (FHA|USDA|VA) 36 $7,180,000 $199,444 $3,896 4.43%
Steamboat Springs, CO (FHA|USDA|VA) 10 $7,150,000 $715,000 $7,024 4.30%
KANKAKEE, IL (FHA|USDA|VA) 63 $7,105,000 $112,778 $4,188 5.56%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 42 $7,060,000 $168,095 $6,414 5.66%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 47 $6,935,000 $147,553 $5,638 5.97%
Sanford, NC (FHA|USDA|VA) 45 $6,845,000 $152,111 $4,719 4.88%
NILES, MI (FHA|USDA|VA) 27 $6,545,000 $242,407 $3,898 5.03%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 24 $6,380,000 $265,833 $4,586 4.80%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 25 $6,375,000 $255,000 $5,064 5.12%
Boone, NC (FHA|USDA|VA) 34 $6,250,000 $183,824 $4,557 4.66%
Oak Harbor, WA (FHA|USDA|VA) 12 $6,200,000 $516,667 $5,958 5.12%
TULSA, OK (FHA|USDA|VA) 25 $6,155,000 $246,200 $5,225 5.02%
KOKOMO, IN (FHA|USDA|VA) 55 $5,995,000 $109,000 $3,455 5.84%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 44 $5,950,000 $135,227 $3,519 5.12%
LaGrange, GA-AL (FHA|USDA|VA) 54 $5,820,000 $107,778 $3,941 5.36%
Salem, OH (FHA|USDA|VA) 43 $5,785,000 $134,535 $4,002 5.67%
Wilson, NC (FHA|USDA|VA) 46 $5,650,000 $122,826 $3,802 5.14%
DECATUR, IL (FHA|USDA|VA) 48 $5,630,000 $117,292 $2,917 4.88%
Warren, PA (FHA|USDA|VA) 49 $5,565,000 $113,571 $4,696 4.99%
COLUMBUS, IN (FHA|USDA|VA) 37 $5,535,000 $149,595 $2,557 5.45%
Brevard, NC (FHA|USDA|VA) 19 $5,525,000 $290,789 $4,766 4.86%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 43 $5,495,000 $127,791 $4,380 5.30%
Granbury, TX (FHA|USDA|VA) 25 $5,485,000 $219,400 $5,154 5.60%
PANAMA CITY, FL (FHA|USDA|VA) 21 $5,475,000 $260,714 $6,690 5.42%
LYNCHBURG, VA (FHA|USDA|VA) 29 $5,445,000 $187,759 $3,922 5.03%
Jackson, WY-ID (FHA|USDA|VA) 5 $5,425,000 $1,085,000 $7,637 3.50%
Indiana, PA (FHA|USDA|VA) 43 $5,415,000 $125,930 $4,561 4.98%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 21 $5,375,000 $255,952 $3,608 4.24%
Huntington, IN (FHA|USDA|VA) 56 $5,360,000 $95,714 $3,348 5.74%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 21 $5,315,000 $253,095 $5,496 4.90%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 21 $5,295,000 $252,143 $4,381 5.36%
Bardstown, KY (FHA|USDA|VA) 41 $5,245,000 $127,927 $3,674 5.20%
WHEELING, WV-OH (FHA|USDA|VA) 33 $5,085,000 $154,091 $4,225 5.74%
SPRINGFIELD, MA (FHA|USDA|VA) 23 $5,075,000 $220,652 $4,998 4.86%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 37 $5,035,000 $136,081 $4,771 5.09%
Georgetown, SC (FHA|USDA|VA) 17 $5,035,000 $296,176 $5,719 4.68%
Marion, OH (FHA|USDA|VA) 49 $4,965,000 $101,327 $3,306 4.54%
Ellensburg, WA (FHA|USDA|VA) 9 $4,915,000 $546,111 $4,390 4.90%
WILLIAMSPORT, PA (FHA|USDA|VA) 31 $4,845,000 $156,290 $5,234 4.82%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 25 $4,795,000 $191,800 $5,173 5.17%
Zanesville, OH (FHA|USDA|VA) 43 $4,715,000 $109,651 $3,857 5.37%
OWENSBORO, KY (FHA|USDA|VA) 48 $4,620,000 $96,250 $3,026 4.97%
Portsmouth, OH (FHA|USDA|VA) 47 $4,615,000 $98,191 $3,753 4.59%
BAY CITY, MI (FHA|USDA|VA) 48 $4,580,000 $95,417 $3,531 5.17%
Okeechobee, FL (FHA|USDA|VA) 27 $4,555,000 $168,704 $6,962 5.04%
GOLDSBORO, NC (FHA|USDA|VA) 31 $4,525,000 $145,968 $4,200 4.79%
Adrian, MI (FHA|USDA|VA) 26 $4,520,000 $173,846 $3,917 5.16%
FLORENCE, SC (FHA|USDA|VA) 27 $4,465,000 $165,370 $4,223 5.39%
LEBANON, PA (FHA|USDA|VA) 35 $4,465,000 $127,571 $4,763 5.36%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 5 $4,425,000 $885,000 $8,623 3.25%
Auburn, IN (FHA|USDA|VA) 31 $4,415,000 $142,419 $3,617 5.28%
Mount Airy, NC (FHA|USDA|VA) 26 $4,380,000 $168,462 $3,134 4.31%
Oil City, PA (FHA|USDA|VA) 43 $4,375,000 $101,744 $4,420 5.41%
DOTHAN, AL (FHA|USDA|VA) 26 $4,360,000 $167,692 $4,682 4.91%
SPARTANBURG, SC (FHA|USDA|VA) 30 $4,320,000 $144,000 $4,751 5.69%
MANSFIELD, OH (FHA|USDA|VA) 34 $4,320,000 $127,059 $5,871 5.18%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 32 $4,230,000 $132,188 $4,083 5.41%
Jefferson, GA (FHA|USDA|VA) 28 $4,210,000 $150,357 $4,839 5.20%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 20 $4,180,000 $209,000 $5,434 5.20%
Coldwater, MI (FHA|USDA|VA) 27 $4,165,000 $154,259 $4,299 4.99%
BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 35 $4,165,000 $119,000 $4,474 5.06%
Show Low, AZ (FHA|USDA|VA) 22 $4,120,000 $187,273 $4,595 5.11%
YUBA CITY, CA (FHA|USDA|VA) 11 $4,105,000 $373,182 $26,897 5.15%
MIDLAND, MI (FHA|USDA|VA) 31 $4,045,000 $130,484 $3,630 5.32%
Fairmont, WV (FHA|USDA|VA) 25 $4,015,000 $160,600 $4,305 4.79%
Seymour, IN (FHA|USDA|VA) 35 $3,985,000 $113,857 $3,735 5.27%
Ashtabula, OH (FHA|USDA|VA) 26 $3,980,000 $153,077 $3,978 5.16%
Lake City, FL (FHA|USDA|VA) 5 $3,905,000 $781,000 $3,495 5.55%
Henderson, NC (FHA|USDA|VA) 27 $3,895,000 $144,259 $4,809 4.89%
WINCHESTER, VA-WV (FHA|USDA|VA) 22 $3,870,000 $175,909 $4,523 5.34%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 12 $3,870,000 $322,500 $5,772 4.50%
Gardnerville Ranchos, NV (FHA|USDA|VA) 6 $3,850,000 $641,667 $6,035 4.19%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 24 $3,830,000 $159,583 $4,304 5.47%
Bluffton, IN (FHA|USDA|VA) 33 $3,825,000 $115,909 $3,141 5.05%
Ludington, MI (FHA|USDA|VA) 22 $3,790,000 $172,273 $4,329 4.68%
Frankfort, KY (FHA|USDA|VA) 29 $3,775,000 $130,172 $2,922 5.68%
LAS CRUCES, NM (FHA|USDA|VA) 24 $3,770,000 $157,083 $4,172 5.58%
RACINE, WI (FHA|USDA|VA) 28 $3,760,000 $134,286 $4,479 5.45%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 28 $3,720,000 $132,857 $3,930 5.61%
New Philadelphia-Dover, OH (FHA|USDA|VA) 38 $3,700,000 $97,368 $3,731 5.45%
Shelton, WA (FHA|USDA|VA) 5 $3,695,000 $739,000 $6,064 3.58%
Torrington, CT (FHA|USDA|VA) 12 $3,610,000 $300,833 $6,402 5.03%
MIDLAND, TX (FHA|USDA|VA) 15 $3,595,000 $239,667 $4,705 5.57%
Laurinburg, NC (FHA|USDA|VA) 26 $3,590,000 $138,077 $4,413 5.23%
Angola, IN (FHA|USDA|VA) 10 $3,540,000 $354,000 $3,255 5.12%
Chillicothe, OH (FHA|USDA|VA) 34 $3,510,000 $103,235 $3,000 4.82%
Tifton, GA (FHA|USDA|VA) 2 $3,440,000 $1,720,000 $0 4.69%
ST. GEORGE, UT (FHA|USDA|VA) 14 $3,400,000 $242,857 $4,357 4.80%
REDDING, CA (FHA|USDA|VA) 11 $3,355,000 $305,000 $5,525 4.88%
Outside of Metro Areas 14 $3,330,000 $237,857 $3,899 5.57%
COLUMBUS, GA-AL (FHA|USDA|VA) 27 $3,295,000 $122,037 $6,468 6.11%
Norfolk, NE (FHA|USDA|VA) 2 $3,290,000 $1,645,000 $0 7.51%
Peru, IN (FHA|USDA|VA) 44 $3,190,000 $72,500 $2,551 5.41%
Seneca, SC (FHA|USDA|VA) 10 $3,180,000 $318,000 $8,783 5.27%
Shelby, NC (FHA|USDA|VA) 25 $3,155,000 $126,200 $5,130 4.53%
Cambridge, OH (FHA|USDA|VA) 29 $3,145,000 $108,448 $3,385 5.01%
SALEM, OR (FHA|USDA|VA) 20 $3,120,000 $156,000 $4,274 5.83%
SPRINGFIELD, MO (FHA|USDA|VA) 23 $3,115,000 $135,435 $4,124 6.20%
Concord, NH (FHA|USDA|VA) 14 $3,110,000 $222,143 $5,081 4.75%
DuBois, PA (FHA|USDA|VA) 32 $3,110,000 $97,188 $4,160 5.39%
Bellefontaine, OH (FHA|USDA|VA) 27 $3,095,000 $114,630 $3,288 5.97%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 16 $3,090,000 $193,125 $5,840 5.50%
WALLA WALLA, WA (FHA|USDA|VA) 8 $3,070,000 $383,750 $7,795 4.90%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 20 $3,060,000 $153,000 $3,261 5.38%
Danville, KY (FHA|USDA|VA) 32 $3,040,000 $95,000 $3,734 5.87%
LONGVIEW, TX (FHA|USDA|VA) 20 $3,020,000 $151,000 $4,925 5.49%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 19 $3,015,000 $158,684 $3,023 5.36%
Clarksburg, WV (FHA|USDA|VA) 10 $2,990,000 $299,000 $3,851 4.44%
Roanoke Rapids, NC (FHA|USDA|VA) 27 $2,975,000 $110,185 $3,666 5.08%
WENATCHEE, WA (FHA|USDA|VA) 6 $2,960,000 $493,333 $4,239 4.41%
Hailey, ID (FHA|USDA|VA) 5 $2,935,000 $587,000 $6,430 4.08%
BILLINGS, MT (FHA|USDA|VA) 11 $2,885,000 $262,273 $4,675 4.42%
BLOOMINGTON, IN (FHA|USDA|VA) 15 $2,865,000 $191,000 $5,064 5.03%
Tiffin, OH (FHA|USDA|VA) 26 $2,850,000 $109,615 $5,091 5.30%
Alexander City, AL (FHA|USDA|VA) 17 $2,845,000 $167,353 $12,114 5.95%
BATTLE CREEK, MI (FHA|USDA|VA) 23 $2,825,000 $122,826 $3,434 4.91%
Eufaula, AL-GA (FHA|USDA|VA) 21 $2,785,000 $132,619 $4,642 4.58%
Sevierville, TN (FHA|USDA|VA) 13 $2,785,000 $214,231 $3,721 6.01%
MEDFORD, OR (FHA|USDA|VA) 10 $2,760,000 $276,000 $4,446 4.35%
TYLER, TX (FHA|USDA|VA) 15 $2,745,000 $183,000 $4,227 5.57%
BATON ROUGE, LA (FHA|USDA|VA) 13 $2,735,000 $210,385 $3,686 3.58%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 17 $2,735,000 $160,882 $4,111 5.90%
Logansport, IN (FHA|USDA|VA) 39 $2,735,000 $70,128 $2,501 6.07%
Wilmington, OH (FHA|USDA|VA) 18 $2,690,000 $149,444 $3,807 5.09%
Elizabeth City, NC (FHA|USDA|VA) 19 $2,675,000 $140,789 $6,489 5.66%
Mount Pleasant, MI (FHA|USDA|VA) 27 $2,665,000 $98,704 $2,908 5.41%
Coshocton, OH (FHA|USDA|VA) 19 $2,615,000 $137,632 $4,407 5.32%
TERRE HAUTE, IN (FHA|USDA|VA) 17 $2,585,000 $152,059 $3,558 5.49%
Laconia, NH (FHA|USDA|VA) 8 $2,580,000 $322,500 $8,142 5.64%
WARNER ROBINS, GA (FHA|USDA|VA) 16 $2,530,000 $158,125 $3,645 5.09%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 18 $2,530,000 $140,556 $3,684 5.60%
Ukiah, CA (FHA|USDA|VA) 5 $2,525,000 $505,000 $5,072 4.26%
Fort Payne, AL (FHA|USDA|VA) 21 $2,515,000 $119,762 $4,741 5.80%
North Vernon, IN (FHA|USDA|VA) 21 $2,515,000 $119,762 $3,024 4.40%
Pottsville, PA (FHA|USDA|VA) 17 $2,505,000 $147,353 $6,123 5.34%
Durango, CO (FHA|USDA|VA) 8 $2,500,000 $312,500 $3,304 4.08%
LOGAN, UT-ID (FHA|USDA|VA) 10 $2,460,000 $246,000 $3,392 4.71%
Stillwater, OK (FHA|USDA|VA) 4 $2,460,000 $615,000 $0 7.76%
MISSOULA, MT (FHA|USDA|VA) 4 $2,450,000 $612,500 $6,966 3.59%
CHICO, CA (FHA|USDA|VA) 10 $2,420,000 $242,000 $4,238 6.27%
Helena, MT (FHA|USDA|VA) 14 $2,370,000 $169,286 $4,357 4.98%
JOHNSTOWN, PA (FHA|USDA|VA) 14 $2,340,000 $167,143 $5,999 5.05%
SYRACUSE, NY (FHA|USDA|VA) 16 $2,330,000 $145,625 $6,252 5.35%
Marion, NC (FHA|USDA|VA) 11 $2,315,000 $210,455 $3,874 5.42%
BRUNSWICK, GA (FHA|USDA|VA) 10 $2,220,000 $222,000 $6,345 6.04%
Lebanon, NH-VT (FHA|USDA|VA) 11 $2,215,000 $201,364 $7,374 5.09%
STAUNTON, VA (FHA|USDA|VA) 11 $2,185,000 $198,636 $3,937 4.76%
CLEVELAND, TN (FHA|USDA|VA) 10 $2,180,000 $218,000 $4,882 5.05%
Albertville, AL (FHA|USDA|VA) 18 $2,170,000 $120,556 $4,973 6.19%
Kinston, NC (FHA|USDA|VA) 17 $2,135,000 $125,588 $5,077 4.65%
Plymouth, IN (FHA|USDA|VA) 10 $2,120,000 $212,000 $3,485 4.56%
EVANSVILLE, IN-KY (FHA|USDA|VA) 14 $2,120,000 $151,429 $2,475 4.93%
Alpena, MI (FHA|USDA|VA) 16 $2,100,000 $131,250 $3,703 4.69%
LAKE CHARLES, LA (FHA|USDA|VA) 1 $2,085,000 $2,085,000 $12,072 2.75%
Athens, OH (FHA|USDA|VA) 11 $2,065,000 $187,727 $5,007 4.50%
GADSDEN, AL (FHA|USDA|VA) 20 $2,060,000 $103,000 $4,245 5.46%
HARRISONBURG, VA (FHA|USDA|VA) 14 $2,030,000 $145,000 $2,685 5.16%
Bradford, PA (FHA|USDA|VA) 19 $1,965,000 $103,421 $4,247 5.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 12 $1,940,000 $161,667 $4,677 6.53%
Palatka, FL (FHA|USDA|VA) 12 $1,910,000 $159,167 $5,489 4.94%
Athens, TX (FHA|USDA|VA) 7 $1,905,000 $272,143 $5,920 4.82%
Kendallville, IN (FHA|USDA|VA) 14 $1,900,000 $135,714 $2,937 5.30%
VALDOSTA, GA (FHA|USDA|VA) 13 $1,895,000 $145,769 $4,069 5.59%
Sonora, CA (FHA|USDA|VA) 10 $1,880,000 $188,000 $4,482 4.88%
Jackson, OH (FHA|USDA|VA) 16 $1,870,000 $116,875 $9,515 5.20%
Tullahoma-Manchester, TN (FHA|USDA|VA) 7 $1,865,000 $266,429 $4,200 5.47%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 25 $1,855,000 $74,200 $4,095 6.73%
Decatur, IN (FHA|USDA|VA) 4 $1,850,000 $462,500 $2,641 5.72%
JACKSON, MS (FHA|USDA|VA) 8 $1,850,000 $231,250 $3,918 5.02%
St. Marys, PA (FHA|USDA|VA) 19 $1,835,000 $96,579 $4,228 4.85%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 10 $1,820,000 $182,000 $8,186 4.30%
Rockingham, NC (FHA|USDA|VA) 20 $1,780,000 $89,000 $3,838 5.20%
Prineville, OR (FHA|USDA|VA) 3 $1,775,000 $591,667 $7,653 4.92%
Rutland, VT (FHA|USDA|VA) 8 $1,750,000 $218,750 $4,641 4.63%
Sidney, OH (FHA|USDA|VA) 22 $1,740,000 $79,091 $3,841 6.41%
Hillsdale, MI (FHA|USDA|VA) 10 $1,710,000 $171,000 $2,872 4.61%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 11 $1,705,000 $155,000 $4,615 4.69%
Big Rapids, MI (FHA|USDA|VA) 10 $1,680,000 $168,000 $4,357 4.74%
JOHNSON CITY, TN (FHA|USDA|VA) 11 $1,665,000 $151,364 $3,356 5.71%
GREEN BAY, WI (FHA|USDA|VA) 19 $1,645,000 $86,579 $2,209 5.92%
Lumberton, NC (FHA|USDA|VA) 18 $1,640,000 $91,111 $3,693 5.23%
ABILENE, TX (FHA|USDA|VA) 8 $1,630,000 $203,750 $5,415 4.64%
Ottawa, IL (FHA|USDA|VA) 9 $1,625,000 $180,556 $5,218 5.23%
Mountain Home, AR (FHA|USDA|VA) 4 $1,620,000 $405,000 $2,211 5.67%
JACKSON, TN (FHA|USDA|VA) 10 $1,610,000 $161,000 $3,652 4.81%
ANCHORAGE, AK (FHA|USDA|VA) 7 $1,605,000 $229,286 $4,458 4.63%
MUNCIE, IN (FHA|USDA|VA) 19 $1,585,000 $83,421 $2,949 5.34%
EAU CLAIRE, WI (FHA|USDA|VA) 4 $1,570,000 $392,500 $4,450 5.57%
Huntingdon, PA (FHA|USDA|VA) 9 $1,555,000 $172,778 $5,049 4.61%
Port Angeles, WA (FHA|USDA|VA) 4 $1,530,000 $382,500 $8,885 5.30%
Findlay, OH (FHA|USDA|VA) 6 $1,530,000 $255,000 $4,816 4.77%
St. Marys, GA (FHA|USDA|VA) 12 $1,520,000 $126,667 $3,914 5.10%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 10 $1,520,000 $152,000 $4,313 5.13%
Paducah, KY-IL (FHA|USDA|VA) 9 $1,495,000 $166,111 $3,585 5.30%
Scottsboro, AL (FHA|USDA|VA) 10 $1,460,000 $146,000 $5,910 4.76%
CHARLESTON, WV (FHA|USDA|VA) 8 $1,450,000 $181,250 $3,782 5.81%
LAFAYETTE, LA (FHA|USDA|VA) 10 $1,450,000 $145,000 $3,254 3.69%
Eureka-Arcata, CA (FHA|USDA|VA) 4 $1,440,000 $360,000 $4,771 5.24%
Carlsbad-Artesia, NM (FHA|USDA|VA) 5 $1,425,000 $285,000 $4,289 5.33%
Sturgis, MI (FHA|USDA|VA) 7 $1,425,000 $203,571 $4,291 5.75%
Huntsville, TX (FHA|USDA|VA) 9 $1,425,000 $158,333 $5,158 5.90%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 6 $1,410,000 $235,000 $4,074 5.53%
LUBBOCK, TX (FHA|USDA|VA) 15 $1,405,000 $93,667 $3,593 6.76%
LINCOLN, NE (FHA|USDA|VA) 8 $1,400,000 $175,000 $4,148 4.54%
Kapaa, HI (FHA|USDA|VA) 1 $1,385,000 $1,385,000 $17,277 1.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 6 $1,380,000 $230,000 $6,206 6.75%
LONGVIEW, WA (FHA|USDA|VA) 7 $1,375,000 $196,429 $3,349 4.92%
CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 6 $1,370,000 $228,333 $2,931 5.83%
Del Rio, TX (FHA|USDA|VA) 12 $1,350,000 $112,500 $3,494 5.39%
Keene, NH (FHA|USDA|VA) 5 $1,345,000 $269,000 $4,506 4.55%
Beaver Dam, WI (FHA|USDA|VA) 3 $1,315,000 $438,333 $4,760 3.98%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 6 $1,300,000 $216,667 $3,184 5.14%
Calhoun, GA (FHA|USDA|VA) 7 $1,285,000 $183,571 $4,848 4.80%
Aberdeen, WA (FHA|USDA|VA) 7 $1,265,000 $180,714 $4,195 5.97%
Talladega-Sylacauga, AL (FHA|USDA|VA) 13 $1,265,000 $97,308 $2,796 4.32%
Rio Grande City-Roma, TX (FHA|USDA|VA) 9 $1,255,000 $139,444 $4,922 5.93%
LAWRENCE, KS (FHA|USDA|VA) 5 $1,255,000 $251,000 $2,738 5.17%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 8 $1,240,000 $155,000 $3,397 5.20%
Crescent City, CA (FHA|USDA|VA) 2 $1,240,000 $620,000 $4,753 3.25%
Urbana, OH (FHA|USDA|VA) 12 $1,200,000 $100,000 $3,635 4.68%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,195,000 $398,333 $5,329 4.27%
Sunbury, PA (FHA|USDA|VA) 9 $1,175,000 $130,556 $5,706 5.81%
Oxford, MS (FHA|USDA|VA) 4 $1,170,000 $292,500 $4,482 5.00%
Lewistown, PA (FHA|USDA|VA) 8 $1,160,000 $145,000 $4,487 4.50%
EL CENTRO, CA (FHA|USDA|VA) 7 $1,155,000 $165,000 $6,432 5.35%
ROME, GA (FHA|USDA|VA) 7 $1,155,000 $165,000 $5,093 5.63%
Moses Lake, WA (FHA|USDA|VA) 6 $1,150,000 $191,667 $4,503 4.33%
Payson, AZ (FHA|USDA|VA) 6 $1,130,000 $188,333 $3,606 4.92%
CORVALLIS, OR (FHA|USDA|VA) 5 $1,125,000 $225,000 $4,441 5.45%
AMARILLO, TX (FHA|USDA|VA) 3 $1,125,000 $375,000 $7,920 4.75%
Cookeville, TN (FHA|USDA|VA) 7 $1,115,000 $159,286 $4,921 5.51%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 6 $1,100,000 $183,333 $3,260 4.06%
Fernley, NV (FHA|USDA|VA) 5 $1,085,000 $217,000 $4,976 3.93%
Lewisburg, PA (FHA|USDA|VA) 7 $1,075,000 $153,571 $6,030 5.10%
KINGSTON, NY (FHA|USDA|VA) 5 $1,075,000 $215,000 $5,742 4.73%
Eagle Pass, TX (FHA|USDA|VA) 10 $1,070,000 $107,000 $5,257 5.41%
YUMA, AZ (FHA|USDA|VA) 8 $1,070,000 $133,750 $3,565 5.17%
Washington, NC (FHA|USDA|VA) 7 $1,065,000 $152,143 $3,310 4.60%
New Castle, IN (FHA|USDA|VA) 11 $1,035,000 $94,091 $2,948 6.61%
Kerrville, TX (FHA|USDA|VA) 6 $1,020,000 $170,000 $5,070 4.72%
Taos, NM (FHA|USDA|VA) 3 $1,015,000 $338,333 $4,408 5.37%
Glasgow, KY (FHA|USDA|VA) 10 $1,000,000 $100,000 $4,194 5.23%
Searcy, AR (FHA|USDA|VA) 5 $995,000 $199,000 $3,331 4.53%
ST. CLOUD, MN (FHA|USDA|VA) 5 $985,000 $197,000 $3,974 5.54%
Wabash, IN (FHA|USDA|VA) 8 $980,000 $122,500 $2,772 5.71%
Ruidoso, NM (FHA|USDA|VA) 6 $970,000 $161,667 $4,587 6.05%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 10 $960,000 $96,000 $5,647 5.46%
Austin, MN (FHA|USDA|VA) 6 $960,000 $160,000 $4,442 5.61%
ALTOONA, PA (FHA|USDA|VA) 7 $955,000 $136,429 $4,047 3.94%
Mount Sterling, KY (FHA|USDA|VA) 7 $945,000 $135,000 $4,228 5.69%
CHEYENNE, WY (FHA|USDA|VA) 5 $945,000 $189,000 $4,067 4.94%
ALEXANDRIA, LA (FHA|USDA|VA) 5 $945,000 $189,000 $4,562 3.83%
Cullman, AL (FHA|USDA|VA) 8 $940,000 $117,500 $3,115 5.45%
JEFFERSON CITY, MO (FHA|USDA|VA) 5 $905,000 $181,000 $3,383 4.60%
TWIN FALLS, ID (FHA|USDA|VA) 3 $905,000 $301,667 $7,950 5.14%
Clearlake, CA (FHA|USDA|VA) 3 $905,000 $301,667 $7,436 4.04%
TEXARKANA, TX-AR (FHA|USDA|VA) 7 $895,000 $127,857 $2,625 4.98%
Alamogordo, NM (FHA|USDA|VA) 6 $890,000 $148,333 $4,439 6.09%
Washington Court House, OH (FHA|USDA|VA) 8 $880,000 $110,000 $3,546 5.63%
Cambridge, MD (FHA|USDA|VA) 8 $870,000 $108,750 $11,927 6.50%
Dayton, TN (FHA|USDA|VA) 2 $860,000 $430,000 $4,587 3.06%
BECKLEY, WV (FHA|USDA|VA) 5 $855,000 $171,000 $3,667 5.67%
Waycross, GA (FHA|USDA|VA) 5 $845,000 $169,000 $4,373 5.13%
PUEBLO, CO (FHA|USDA|VA) 4 $840,000 $210,000 $6,431 4.32%
Sikeston, MO (FHA|USDA|VA) 6 $840,000 $140,000 $3,760 5.60%
Barre, VT (FHA|USDA|VA) 5 $835,000 $167,000 $3,316 5.33%
Nogales, AZ (FHA|USDA|VA) 5 $835,000 $167,000 $6,199 4.30%
Rockport, TX (FHA|USDA|VA) 2 $830,000 $415,000 $6,778 5.19%
Klamath Falls, OR (FHA|USDA|VA) 5 $825,000 $165,000 $0 5.58%
Enterprise, AL (FHA|USDA|VA) 5 $815,000 $163,000 $4,730 4.97%
Cañon City, CO (FHA|USDA|VA) 2 $810,000 $405,000 $4,022 5.96%
Marquette, MI (FHA|USDA|VA) 7 $805,000 $115,000 $3,944 5.98%
Centralia, WA (FHA|USDA|VA) 5 $795,000 $159,000 $5,737 5.36%
Jacksonville, TX (FHA|USDA|VA) 2 $790,000 $395,000 $5,539 5.37%
LIMA, OH (FHA|USDA|VA) 4 $790,000 $197,500 $5,862 5.97%
SAN ANGELO, TX (FHA|USDA|VA) 8 $790,000 $98,750 $0 8.44%
Marion, IN (FHA|USDA|VA) 11 $785,000 $71,364 $2,525 5.30%
SHEBOYGAN, WI (FHA|USDA|VA) 9 $785,000 $87,222 $2,727 5.21%
YAKIMA, WA (FHA|USDA|VA) 4 $780,000 $195,000 $3,749 3.87%
Jasper, AL (FHA|USDA|VA) 7 $775,000 $110,714 $5,290 5.18%
Shelbyville, TN (FHA|USDA|VA) 4 $760,000 $190,000 $7,089 5.59%
Cadillac, MI (FHA|USDA|VA) 3 $755,000 $251,667 $0 6.01%
POCATELLO, ID (FHA|USDA|VA) 4 $750,000 $187,500 $0 6.84%
Farmington, MO (FHA|USDA|VA) 6 $750,000 $125,000 $4,316 5.11%
SUMTER, SC (FHA|USDA|VA) 4 $740,000 $185,000 $2,757 3.97%
Corning, NY (FHA|USDA|VA) 5 $735,000 $147,000 $5,336 5.33%
Bucyrus-Galion, OH (FHA|USDA|VA) 7 $725,000 $103,571 $3,785 5.64%
Mount Pleasant, TX (FHA|USDA|VA) 3 $725,000 $241,667 $8,167 6.09%
Roseburg, OR (FHA|USDA|VA) 1 $725,000 $725,000 $7,101 2.88%
Fremont, OH (FHA|USDA|VA) 6 $720,000 $120,000 $3,190 5.11%
Cornelia, GA (FHA|USDA|VA) 6 $720,000 $120,000 $3,219 4.70%
Madison, IN (FHA|USDA|VA) 9 $715,000 $79,444 $3,374 5.38%
Lock Haven, PA (FHA|USDA|VA) 6 $710,000 $118,333 $0 3.89%
Troy, AL (FHA|USDA|VA) 6 $710,000 $118,333 $3,152 5.90%
IDAHO FALLS, ID (FHA|USDA|VA) 4 $700,000 $175,000 $5,120 5.12%
Moberly, MO (FHA|USDA|VA) 2 $700,000 $350,000 $2,636 5.94%
TOPEKA, KS (FHA|USDA|VA) 6 $700,000 $116,667 $2,444 5.75%
Lincoln, IL (FHA|USDA|VA) 7 $695,000 $99,286 $2,898 5.60%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $695,000 $139,000 $3,331 4.61%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $690,000 $345,000 $7,923 3.64%
Union, SC (FHA|USDA|VA) 2 $680,000 $340,000 $5,550 5.19%
Greenville, OH (FHA|USDA|VA) 5 $675,000 $135,000 $4,247 5.49%
CARBONDALE-MARION, IL (FHA|USDA|VA) 5 $665,000 $133,000 $2,950 5.25%
Clewiston, FL (FHA|USDA|VA) 4 $660,000 $165,000 $9,993 5.79%
Greenwood, SC (FHA|USDA|VA) 3 $655,000 $218,333 $3,342 4.54%
Jacksonville, IL (FHA|USDA|VA) 6 $650,000 $108,333 $3,372 5.51%
Bennington, VT (FHA|USDA|VA) 3 $645,000 $215,000 $8,707 5.36%
Corsicana, TX (FHA|USDA|VA) 2 $640,000 $320,000 $5,915 4.37%
Taylorville, IL (FHA|USDA|VA) 6 $630,000 $105,000 $3,831 5.92%
Fallon, NV (FHA|USDA|VA) 3 $625,000 $208,333 $4,152 4.75%
AMES, IA (FHA|USDA|VA) 4 $620,000 $155,000 $3,229 3.57%
Pullman, WA (FHA|USDA|VA) 4 $620,000 $155,000 $4,086 5.69%
Spearfish, SD (FHA|USDA|VA) 2 $610,000 $305,000 $3,402 4.13%
Vernal, UT (FHA|USDA|VA) 2 $610,000 $305,000 $3,798 5.44%
Ozark, AL (FHA|USDA|VA) 5 $605,000 $121,000 $2,746 5.71%
ROCHESTER, MN (FHA|USDA|VA) 3 $605,000 $201,667 $6,910 5.99%
Astoria, OR (FHA|USDA|VA) 3 $605,000 $201,667 $0 4.68%
Greensburg, IN (FHA|USDA|VA) 6 $600,000 $100,000 $2,175 6.04%
Mount Vernon, IL (FHA|USDA|VA) 2 $600,000 $300,000 $2,334 4.83%
APPLETON, WI (FHA|USDA|VA) 4 $590,000 $147,500 $2,497 4.71%
Hudson, NY (FHA|USDA|VA) 3 $585,000 $195,000 $0 3.74%
PARKERSBURG-VIENNA, WV (FHA|USDA|VA) 7 $585,000 $83,571 $4,466 6.52%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 4 $580,000 $145,000 $4,889 3.94%
HINESVILLE, GA (FHA|USDA|VA) 7 $575,000 $82,143 $4,240 7.60%
Wapakoneta, OH (FHA|USDA|VA) 3 $575,000 $191,667 $4,132 4.88%
Dickinson, ND (FHA|USDA|VA) 2 $570,000 $285,000 $3,199 4.69%
Marietta, OH (FHA|USDA|VA) 3 $555,000 $185,000 $3,763 4.83%
North Wilkesboro, NC (FHA|USDA|VA) 3 $555,000 $185,000 $3,607 4.84%
Campbellsville, KY (FHA|USDA|VA) 5 $555,000 $111,000 $4,704 5.10%
Richmond, IN (FHA|USDA|VA) 5 $555,000 $111,000 $5,203 6.49%
Ontario, OR-ID (FHA|USDA|VA) 4 $550,000 $137,500 $3,578 3.79%
CEDAR RAPIDS, IA (FHA|USDA|VA) 4 $540,000 $135,000 $3,154 3.75%
Gainesville, TX (FHA|USDA|VA) 3 $535,000 $178,333 $0 5.77%
BINGHAMTON, NY (FHA|USDA|VA) 4 $530,000 $132,500 $3,665 5.60%
CUMBERLAND, MD-WV (FHA|USDA|VA) 9 $525,000 $58,333 $3,372 6.18%
Frankfort, IN (FHA|USDA|VA) 6 $520,000 $86,667 $3,002 5.88%
Española, NM (FHA|USDA|VA) 4 $520,000 $130,000 $4,649 3.84%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 3 $515,000 $171,667 $2,728 6.31%
Oneonta, NY (FHA|USDA|VA) 2 $510,000 $255,000 $0 5.25%
Hood River, OR (FHA|USDA|VA) 2 $510,000 $255,000 $0 3.10%
DULUTH, MN-WI (FHA|USDA|VA) 6 $500,000 $83,333 $2,673 4.99%
PINE BLUFF, AR (FHA|USDA|VA) 4 $500,000 $125,000 $2,810 4.25%
Sterling, IL (FHA|USDA|VA) 2 $500,000 $250,000 $3,217 2.94%
Poplar Bluff, MO (FHA|USDA|VA) 1 $495,000 $495,000 $4,141 3.75%
PITTSFIELD, MA (FHA|USDA|VA) 2 $490,000 $245,000 $3,136 5.03%
BANGOR, ME (FHA|USDA|VA) 2 $490,000 $245,000 $3,506 3.50%
GLENS FALLS, NY (FHA|USDA|VA) 3 $485,000 $161,667 $6,296 5.78%
Malone, NY (FHA|USDA|VA) 1 $485,000 $485,000 $5,057 6.38%
Scottsburg, IN (FHA|USDA|VA) 5 $485,000 $97,000 $4,307 5.10%
Olean, NY (FHA|USDA|VA) 2 $480,000 $240,000 $8,168 3.31%
Kearney, NE (FHA|USDA|VA) 3 $475,000 $158,333 $2,232 6.19%
Marinette, WI-MI (FHA|USDA|VA) 2 $470,000 $235,000 $12,250 6.65%
Somerset, KY (FHA|USDA|VA) 6 $470,000 $78,333 $2,596 7.30%
Gaffney, SC (FHA|USDA|VA) 3 $465,000 $155,000 $6,596 5.18%
FOND DU LAC, WI (FHA|USDA|VA) 4 $460,000 $115,000 $3,341 3.95%
Selma, AL (FHA|USDA|VA) 8 $460,000 $57,500 $0 6.04%
Sault Ste. Marie, MI (FHA|USDA|VA) 4 $460,000 $115,000 $4,360 5.45%
Othello, WA (FHA|USDA|VA) 1 $455,000 $455,000 $0 3.09%
HOT SPRINGS, AR (FHA|USDA|VA) 3 $455,000 $151,667 $3,635 4.75%
Russellville, AR (FHA|USDA|VA) 3 $445,000 $148,333 $0 6.42%
Shawano, WI (FHA|USDA|VA) 1 $435,000 $435,000 $2,644 6.38%
Baraboo, WI (FHA|USDA|VA) 1 $435,000 $435,000 $0 6.50%
Defiance, OH (FHA|USDA|VA) 5 $435,000 $87,000 $0 5.95%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $430,000 $215,000 $3,777 3.69%
Toccoa, GA (FHA|USDA|VA) 3 $425,000 $141,667 $5,037 4.93%
GRANTS PASS, OR (FHA|USDA|VA) 3 $425,000 $141,667 $3,383 3.69%
Jasper, IN (FHA|USDA|VA) 3 $425,000 $141,667 $3,770 4.17%
Maysville, KY (FHA|USDA|VA) 3 $425,000 $141,667 $3,748 4.35%
Butte-Silver Bow, MT (FHA|USDA|VA) 1 $425,000 $425,000 $0 5.87%
Batavia, NY (FHA|USDA|VA) 2 $420,000 $210,000 $14,537 3.85%
Garden City, KS (FHA|USDA|VA) 2 $420,000 $210,000 $3,181 5.63%
Hermiston-Pendleton, OR (FHA|USDA|VA) 2 $410,000 $205,000 $0 3.72%
Montrose, CO (FHA|USDA|VA) 2 $410,000 $205,000 $3,269 5.11%
Elkins, WV (FHA|USDA|VA) 3 $405,000 $135,000 $4,096 5.09%
Van Wert, OH (FHA|USDA|VA) 3 $405,000 $135,000 $5,727 5.66%
Statesboro, GA (FHA|USDA|VA) 3 $405,000 $135,000 $4,183 6.14%
Durant, OK (FHA|USDA|VA) 1 $405,000 $405,000 $0 5.31%
Kingsville, TX (FHA|USDA|VA) 3 $405,000 $135,000 $3,046 5.06%
FARMINGTON, NM (FHA|USDA|VA) 3 $405,000 $135,000 $3,360 3.69%
Selinsgrove, PA (FHA|USDA|VA) 2 $400,000 $200,000 $6,276 3.84%
Danville, VA (FHA|USDA|VA) 3 $395,000 $131,667 $0 4.92%
FARGO, ND-MN (FHA|USDA|VA) 3 $395,000 $131,667 $3,152 5.92%
Lexington, NE (FHA|USDA|VA) 3 $395,000 $131,667 $3,035 4.01%
ALBANY-LEBANON, OR (FHA|USDA|VA) 4 $390,000 $97,500 $2,782 5.51%
BISMARCK, ND (FHA|USDA|VA) 2 $390,000 $195,000 $3,714 4.13%
Harrison, AR (FHA|USDA|VA) 3 $385,000 $128,333 $2,606 3.63%
Cedar City, UT (FHA|USDA|VA) 2 $380,000 $190,000 $4,318 5.15%
Vidalia, GA (FHA|USDA|VA) 2 $380,000 $190,000 $7,141 4.04%
DUBUQUE, IA (FHA|USDA|VA) 3 $375,000 $125,000 $7,471 4.37%
Sedalia, MO (FHA|USDA|VA) 3 $375,000 $125,000 $2,233 4.96%
Thomasville, GA (FHA|USDA|VA) 2 $370,000 $185,000 $2,820 2.75%
Pontiac, IL (FHA|USDA|VA) 4 $370,000 $92,500 $2,606 5.04%
Albemarle, NC (FHA|USDA|VA) 5 $365,000 $73,000 $3,414 6.32%
Red Wing, MN (FHA|USDA|VA) 1 $345,000 $345,000 $3,008 3.75%
MORRISTOWN, TN (FHA|USDA|VA) 3 $345,000 $115,000 $0 5.70%
West Plains, MO (FHA|USDA|VA) 4 $340,000 $85,000 $1,871 5.89%
Houghton, MI (FHA|USDA|VA) 2 $330,000 $165,000 $3,460 4.63%
Cortland, NY (FHA|USDA|VA) 2 $320,000 $160,000 $6,446 4.63%
Newport, TN (FHA|USDA|VA) 2 $320,000 $160,000 $2,174 3.69%
Orangeburg, SC (FHA|USDA|VA) 3 $315,000 $105,000 $3,881 3.95%
Rochelle, IL (FHA|USDA|VA) 3 $315,000 $105,000 $1,506 4.64%
GRAND FORKS, ND-MN (FHA|USDA|VA) 1 $315,000 $315,000 $1,597 5.38%
Moscow, ID (FHA|USDA|VA) 2 $310,000 $155,000 $3,812 5.34%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 2 $310,000 $155,000 $4,758 4.25%
IOWA CITY, IA (FHA|USDA|VA) 2 $310,000 $155,000 $6,118 5.91%
Seneca Falls, NY (FHA|USDA|VA) 1 $305,000 $305,000 $0 4.04%
Greeneville, TN (FHA|USDA|VA) 1 $305,000 $305,000 $5,761 6.75%
Bedford, IN (FHA|USDA|VA) 2 $300,000 $150,000 $2,713 7.24%
MANHATTAN, KS (FHA|USDA|VA) 4 $290,000 $72,500 $3,382 5.17%
Opelousas, LA (FHA|USDA|VA) 2 $290,000 $145,000 $3,639 3.38%
Gallup, NM (FHA|USDA|VA) 3 $285,000 $95,000 $5,948 6.15%
Rock Springs, WY (FHA|USDA|VA) 1 $285,000 $285,000 $3,186 5.25%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 3 $285,000 $95,000 $5,871 6.86%
Milledgeville, GA (FHA|USDA|VA) 2 $280,000 $140,000 $5,765 3.75%
Stephenville, TX (FHA|USDA|VA) 2 $280,000 $140,000 $0 3.18%
Dublin, GA (FHA|USDA|VA) 4 $280,000 $70,000 $0 5.43%
Dodge City, KS (FHA|USDA|VA) 2 $280,000 $140,000 $0 6.82%
Elko, NV (FHA|USDA|VA) 1 $275,000 $275,000 $2,417 3.38%
Fort Dodge, IA (FHA|USDA|VA) 1 $275,000 $275,000 $2,372 4.25%
Lebanon, MO (FHA|USDA|VA) 2 $270,000 $135,000 $3,529 6.25%
Atmore, AL (FHA|USDA|VA) 2 $270,000 $135,000 $0 6.42%
Manitowoc, WI (FHA|USDA|VA) 4 $270,000 $67,500 $2,831 6.08%
Columbus, MS (FHA|USDA|VA) 1 $265,000 $265,000 $3,625 3.25%
Winnemucca, NV (FHA|USDA|VA) 1 $265,000 $265,000 $2,417 3.00%
Newberry, SC (FHA|USDA|VA) 2 $260,000 $130,000 $0 6.72%
Summerville, GA (FHA|USDA|VA) 1 $255,000 $255,000 $0 6.78%
Fergus Falls, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,053 2.75%
Ada, OK (FHA|USDA|VA) 2 $250,000 $125,000 $3,445 5.39%
Effingham, IL (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.53%
Lufkin, TX (FHA|USDA|VA) 2 $240,000 $120,000 $0 6.16%
Pahrump, NV (FHA|USDA|VA) 1 $235,000 $235,000 $3,100 3.25%
Iron Mountain, MI-WI (FHA|USDA|VA) 1 $235,000 $235,000 $0 6.03%
ITHACA, NY (FHA|USDA|VA) 1 $235,000 $235,000 $4,540 5.88%
Mineral Wells, TX (FHA|USDA|VA) 1 $235,000 $235,000 $6,227 2.88%
DANVILLE, IL (FHA|USDA|VA) 4 $230,000 $57,500 $2,794 7.16%
HAMMOND, LA (FHA|USDA|VA) 1 $225,000 $225,000 $4,650 2.50%
Riverton, WY (FHA|USDA|VA) 1 $215,000 $215,000 $3,138 5.75%
Tupelo, MS (FHA|USDA|VA) 1 $215,000 $215,000 $3,430 4.75%
CASPER, WY (FHA|USDA|VA) 3 $215,000 $71,667 $2,120 6.87%
Spirit Lake, IA (FHA|USDA|VA) 1 $215,000 $215,000 $3,399 2.75%
Guymon, OK (FHA|USDA|VA) 2 $210,000 $105,000 $5,869 7.04%
Rolla, MO (FHA|USDA|VA) 2 $210,000 $105,000 $5,036 6.13%
Magnolia, AR (FHA|USDA|VA) 1 $205,000 $205,000 $2,540 4.75%
Faribault-Northfield, MN (FHA|USDA|VA) 2 $200,000 $100,000 $4,401 5.09%
Arcadia, FL (FHA|USDA|VA) 2 $200,000 $100,000 $0 7.38%
Red Bluff, CA (FHA|USDA|VA) 3 $195,000 $65,000 $2,262 6.15%
JOPLIN, MO (FHA|USDA|VA) 3 $195,000 $65,000 $0 5.99%
Centralia, IL (FHA|USDA|VA) 1 $195,000 $195,000 $1,910 5.63%
Minot, ND (FHA|USDA|VA) 3 $195,000 $65,000 $2,243 6.71%
Sayre, PA (FHA|USDA|VA) 3 $185,000 $61,667 $4,629 6.70%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 1 $185,000 $185,000 $3,257 4.50%
LAWTON, OK (FHA|USDA|VA) 1 $185,000 $185,000 $3,702 4.88%
Laramie, WY (FHA|USDA|VA) 1 $185,000 $185,000 $3,122 4.50%
Hays, KS (FHA|USDA|VA) 1 $185,000 $185,000 $0 5.95%
Jamestown, ND (FHA|USDA|VA) 1 $185,000 $185,000 $5,187 5.25%
La Grande, OR (FHA|USDA|VA) 2 $180,000 $90,000 $0 3.89%
Central City, KY (FHA|USDA|VA) 4 $180,000 $45,000 $2,833 5.96%
Rexburg, ID (FHA|USDA|VA) 2 $180,000 $90,000 $2,584 5.04%
GRAND ISLAND, NE (FHA|USDA|VA) 2 $180,000 $90,000 $2,506 3.63%
Silver City, NM (FHA|USDA|VA) 1 $175,000 $175,000 $4,092 3.50%
ELMIRA, NY (FHA|USDA|VA) 1 $175,000 $175,000 $3,410 6.00%
FAIRBANKS, AK (FHA|USDA|VA) 1 $175,000 $175,000 $5,181 5.00%
Freeport, IL (FHA|USDA|VA) 1 $175,000 $175,000 $0 4.05%
JONESBORO, AR (FHA|USDA|VA) 1 $175,000 $175,000 $2,686 3.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $175,000 $175,000 $0 3.38%
Brownwood, TX (FHA|USDA|VA) 1 $175,000 $175,000 $6,453 5.13%
McMinnville, TN (FHA|USDA|VA) 2 $170,000 $85,000 $5,406 6.09%
DALTON, GA (FHA|USDA|VA) 2 $170,000 $85,000 $3,889 7.28%
Sandpoint, ID (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.64%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,080 2.50%
Starkville, MS (FHA|USDA|VA) 1 $165,000 $165,000 $3,553 2.75%
Winfield, KS (FHA|USDA|VA) 2 $160,000 $80,000 $2,816 4.94%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 2 $160,000 $80,000 $2,903 4.38%
Los Alamos, NM (FHA|USDA|VA) 1 $155,000 $155,000 $0 5.75%
Bennettsville, SC (FHA|USDA|VA) 2 $150,000 $75,000 $3,620 5.40%
Port Lavaca, TX (FHA|USDA|VA) 1 $145,000 $145,000 $5,849 3.13%
Martin, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,587 6.25%
Blackfoot, ID (FHA|USDA|VA) 1 $145,000 $145,000 $0 3.86%
Levelland, TX (FHA|USDA|VA) 1 $145,000 $145,000 $8,002 3.00%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $145,000 $145,000 $3,509 3.88%
Watertown-Fort Atkinson, WI (FHA|USDA|VA) 1 $135,000 $135,000 $5,214 6.88%
Dumas, TX (FHA|USDA|VA) 1 $135,000 $135,000 $3,938 7.38%
HATTIESBURG, MS (FHA|USDA|VA) 1 $135,000 $135,000 $4,463 5.38%
Vermillion, SD (FHA|USDA|VA) 1 $135,000 $135,000 $3,086 3.13%
Mount Gay-Shamrock, WV (FHA|USDA|VA) 1 $135,000 $135,000 $5,671 6.13%
ALBANY, GA (FHA|USDA|VA) 2 $130,000 $65,000 $0 5.76%
Lawrenceburg, TN (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.77%
Nacogdoches, TX (FHA|USDA|VA) 2 $130,000 $65,000 $0 6.73%
Fort Polk South, LA (FHA|USDA|VA) 1 $125,000 $125,000 $0 5.75%
WICHITA FALLS, TX (FHA|USDA|VA) 1 $125,000 $125,000 $3,753 3.75%
Weatherford, OK (FHA|USDA|VA) 1 $115,000 $115,000 $3,327 6.75%
Platteville, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,638 5.50%
Berlin, NH (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.88%
Palestine, TX (FHA|USDA|VA) 1 $115,000 $115,000 $0 4.11%
Macomb, IL (FHA|USDA|VA) 1 $115,000 $115,000 $2,075 5.00%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $115,000 $115,000 $3,267 3.00%
Athens, TN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.38%
Brainerd, MN (FHA|USDA|VA) 2 $110,000 $55,000 $0 7.51%
Mountain Home, ID (FHA|USDA|VA) 1 $105,000 $105,000 $2,889 5.50%
Ottawa, KS (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.28%
Marshall, MO (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.53%
Hereford, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.11%
Bemidji, MN (FHA|USDA|VA) 1 $105,000 $105,000 $0 3.03%
Beeville, TX (FHA|USDA|VA) 1 $105,000 $105,000 $0 5.51%
GREAT FALLS, MT (FHA|USDA|VA) 1 $105,000 $105,000 $0 6.80%
Morgan City, LA (FHA|USDA|VA) 1 $105,000 $105,000 $4,247 3.50%
RAPID CITY, SD (FHA|USDA|VA) 1 $105,000 $105,000 $3,776 5.63%
Alma, MI (FHA|USDA|VA) 2 $100,000 $50,000 $0 5.80%
Big Spring, TX (FHA|USDA|VA) 1 $95,000 $95,000 $0 6.58%
Connersville, IN (FHA|USDA|VA) 2 $90,000 $45,000 $2,508 7.22%
Raymondville, TX (FHA|USDA|VA) 2 $90,000 $45,000 $0 8.16%
El Campo, TX (FHA|USDA|VA) 1 $85,000 $85,000 $0 4.79%
Bluefield, WV-VA (FHA|USDA|VA) 1 $85,000 $85,000 $0 5.51%
Cordele, GA (FHA|USDA|VA) 1 $85,000 $85,000 $2,497 3.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $85,000 $85,000 $2,767 2.63%
Crossville, TN (FHA|USDA|VA) 2 $80,000 $40,000 $0 8.22%
Carroll, IA (FHA|USDA|VA) 1 $75,000 $75,000 $0 4.04%
Stevens Point, WI (FHA|USDA|VA) 2 $70,000 $35,000 $0 6.19%
Malvern, AR (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.63%
Meridian, MS (FHA|USDA|VA) 1 $65,000 $65,000 $0 2.63%
Woodward, OK (FHA|USDA|VA) 1 $65,000 $65,000 $0 6.20%
Columbus, NE (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.13%
Celina, OH (FHA|USDA|VA) 1 $55,000 $55,000 $0 8.01%
Clarksdale, MS (FHA|USDA|VA) 1 $55,000 $55,000 $3,184 5.25%
The Dalles, OR (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.92%
Middlesborough, KY (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.26%
Paris, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 7.38%
Willmar, MN (FHA|USDA|VA) 1 $55,000 $55,000 $0 6.63%
Snyder, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.88%
Clovis, NM (FHA|USDA|VA) 1 $55,000 $55,000 $0 5.17%
Bonham, TX (FHA|USDA|VA) 1 $55,000 $55,000 $0 4.68%
Hutchinson, KS (FHA|USDA|VA) 1 $45,000 $45,000 $0 8.56%
Galesburg, IL (FHA|USDA|VA) 1 $45,000 $45,000 $0 6.91%
Brenham, TX (FHA|USDA|VA) 1 $45,000 $45,000 $0 9.57%
Ardmore, OK (FHA|USDA|VA) 2 $40,000 $20,000 $0 9.20%
Clinton, IA (FHA|USDA|VA) 1 $35,000 $35,000 $0 8.31%
Escanaba, MI (FHA|USDA|VA) 1 $35,000 $35,000 $0 7.13%
Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) 1 $35,000 $35,000 $0 5.75%
Pella, IA (FHA|USDA|VA) 1 $25,000 $25,000 $0 6.75%
Kirksville, MO (FHA|USDA|VA) 1 $25,000 $25,000 $0 8.56%
Emporia, KS (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.31%
Dyersburg, TN (FHA|USDA|VA) 1 $25,000 $25,000 $0 10.00%
Amsterdam, NY (FHA|USDA|VA) 1 $25,000 $25,000 $0 9.11%
Martinsville, VA (FHA|USDA|VA) 1 $15,000 $15,000 $0 8.35%
Batesville, AR (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.50%
Las Vegas, NM (FHA|USDA|VA) 1 $15,000 $15,000 $0 9.75%
Pnc Bank's top markets include New York, Los Angeles, San Jose, San Francisco, and Seattle among others.

Their top states include:
  • California (FHA|USDA|VA)
  • Texas (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • Pennsylvania (FHA|USDA|VA)
  • New Jersey (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    HELOC 78,473 $13,046,365,000 $166,253 n/a 5.36%
    Conventional 27,981 $23,907,065,000 $854,404 $5,402 4.10%
    FHA 1,072 $292,710,000 $273,050 $6,531 4.63%
    VA 351 $98,725,000 $281,268 $6,104 4.20%
    USDA 27 $5,585,000 $206,852 $4,862 4.63%

    For 2022, Pnc Bank's most frequently originated type of loan was HELOC, with 78,473 originations. Their 2nd most popular type was Conventional, with 27,981 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Refi 29,865 $11,332,195,000 $379,447 $4,121 4.33%
    Home Improvement 26,446 $3,721,040,000 $140,703 $5,544 5.71%
    Other 25,308 $4,159,410,000 $164,352 $6,639 5.78%
    Home Purchase 20,202 $15,687,860,000 $776,550 $6,002 4.60%
    Cash Out Refi 6,083 $2,449,945,000 $402,753 $4,842 3.69%

    For 2022, Pnc Bank's most frequently cited loan purpose was Refi, with 29,865 originations. The 2nd most popular reason was Home Improvement, with 26,446 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30+ year 78,099 $12,970,645,000 $166,080 $0 5.36%
    30 Year 22,999 $13,593,715,000 $591,057 $5,880 4.38%
    15 Year 4,385 $1,346,075,000 $306,973 $4,054 3.26%
    20 Year 1,385 $349,515,000 $252,357 $3,826 3.57%
    10 Year 606 $2,311,050,000 $3,813,614 $3,406 3.28%
    Other 370 $4,122,480,000 $11,141,838 $3,663 3.91%
    5 Year 45 $1,877,095,000 $41,713,222 $0 3.48%
    3 Year 15 $779,875,000 $51,991,667 $0 4.41%

    For 2022, Pnc Bank's most frequently cited loan duration was 30+ year, with 78,099 originations. The 2nd most popular length was 30 Year, with 22,999 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 17,262 $9,468,150,000 $548,497
    $2k-3k 3,772 $1,356,320,000 $359,576
    $5k+ 2,031 $1,917,935,000 $944,330
    $3k-4k 1,925 $906,955,000 $471,145
    $<1k 1,791 $439,745,000 $245,530
    $4k-5k 1,063 $574,355,000 $540,315

    Pnc Bank's average total fees were $5,880, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 17,262 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 24,032 $9,222,910,000 $383,776
    5-6% 21,040 $5,585,310,000 $265,462
    4-5% 19,870 $9,046,530,000 $455,286
    6-7% 15,201 $2,649,025,000 $174,266
    2.5-3% 9,980 $5,058,910,000 $506,905
    7-8% 8,246 $916,380,000 $111,130
    Over 8% 6,563 $343,695,000 $52,369
    <2.5% 2,970 $4,507,750,000 $1,517,761
    % 1 $19,725,000 $19,725,000

    During 2022, Pnc Bank's average interest rate for loans was 4.38%, while their most frequently originated rate bucket for loans was 3-4%, with 24,032 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100k-200k 33,123 $4,471,455,000 $134,995 $3,724 4.71%
    $100,000 or less 32,797 $1,947,045,000 $59,367 $3,170 6.33%
    $200k-400k 24,444 $6,511,980,000 $266,404 $4,888 4.38%
    $400k-600k 7,074 $3,355,310,000 $474,316 $6,246 4.38%
    $600k-1MM 5,916 $4,594,680,000 $776,653 $6,718 4.03%
    $1MM+ 4,550 $16,469,980,000 $3,619,776 $9,064 3.65%

    2022 saw Pnc Bank place emphasis on $100k-200k loans with 33,123 originations, totaling $4,471,455,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $150k-250k 22,671 $6,190,145,000 $273,042 $5,763 4.99%
    $100k-150k 22,645 $3,899,565,000 $172,204 $4,838 5.23%
    $250k+ 18,935 $12,126,165,000 $640,410 $8,106 4.51%
    $50k-75k 15,587 $1,969,655,000 $126,365 $4,064 5.17%
    $75k-100k 14,625 $2,082,875,000 $142,419 $4,430 5.26%
    $50k or less 10,169 $1,191,545,000 $117,174 $3,871 5.13%

    Pnc Bank lent most frequently to those with incomes in the $150k-250k range, with 22,671 originations. The second most popular income band? $100k-150k, with 22,645 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    20-30% 22,636 $5,881,850,000 $259,845 $5,190 4.77%
    30-36% 18,048 $5,169,670,000 $286,440 $5,416 4.91%
    50-60% 15,855 $2,769,505,000 $174,677 $6,701 5.67%
    <20% 9,916 $2,562,130,000 $258,383 $5,074 4.49%
    42% 3,518 $1,356,880,000 $385,696 $5,971 4.92%
    41% 3,248 $1,073,720,000 $330,579 $5,970 5.03%
    39% 3,238 $1,026,590,000 $317,044 $5,540 5.01%
    40% 3,231 $1,037,425,000 $321,085 $5,600 5.00%
    44% 3,175 $655,005,000 $206,301 $4,880 5.20%
    38% 3,135 $1,003,395,000 $320,062 $5,729 4.99%
    37% 3,115 $975,785,000 $313,254 $5,909 4.96%
    36% 3,111 $948,725,000 $304,958 $5,639 4.97%
    43% 2,814 $645,000,000 $229,211 $5,330 5.16%
    49% 2,508 $630,720,000 $251,483 $6,180 5.26%
    45% 2,496 $581,330,000 $232,905 $5,385 5.19%
    48% 2,490 $568,660,000 $228,378 $5,375 5.37%
    46% 2,443 $551,105,000 $225,585 $5,664 5.30%
    47% 2,382 $565,360,000 $237,347 $5,663 5.28%
    >60% 148 $45,320,000 $306,216 $7,808 5.23%

    Pnc Bank lent most frequently to those with DTI ratios of 20-30%, with 22,636 originations. The next most common DTI ratio? 30-36%, with 18,048 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 74,861 $15,500,105,000 $207,052 $5,145 5.11%
    Not applicable 279 $9,287,935,000 $33,290,090 $0 4.34%
    Not provided 17,622 $6,146,210,000 $348,781 $5,754 4.79%
    Asian 7,710 $4,692,150,000 $608,580 $6,387 4.46%
    Black 5,234 $812,870,000 $155,306 $4,931 5.52%
    Asian Indian 885 $466,885,000 $527,554 $6,350 4.62%
    Chinese 227 $181,795,000 $800,859 $5,895 4.43%
    American Indian 440 $76,500,000 $173,864 $4,654 5.50%
    Other Asian 148 $53,960,000 $364,595 $6,189 4.97%
    Vietnamese 81 $39,905,000 $492,654 $6,339 4.80%
    Native Hawaiian or Islander 125 $27,805,000 $222,440 $6,213 5.46%
    Filipino 111 $24,905,000 $224,369 $6,952 5.52%
    Korean 61 $22,275,000 $365,164 $8,278 4.72%
    Other Pacific Islander 55 $7,525,000 $136,818 $6,081 5.68%
    41 $5,485,000 $133,780 $4,139 5.26%
    Japanese 15 $3,035,000 $202,333 $4,124 5.32%
    Native Hawaiian 5 $785,000 $157,000 $0 4.86%
    Guamanian 4 $320,000 $80,000 $0 6.90%

    Approval Rates

    Total approvals of all applications
    76.63%

    Pnc Bank has a below average approval rate.

    Pick Rate

    Approvals leading to origination
    75.86%

    Pnc Bank has a below average pick rate.

    Points and Fees

    Points Originations Total Value Average Loan
    1291.77 1 $75,000 $75,000
    1294.25 1 $215,000 $215,000
    1371.04 1 $75,000 $75,000
    1392.0 1 $255,000 $255,000
    1394.25 3 $435,000 $145,000
    1437.0 1 $195,000 $195,000
    1439.25 4 $960,000 $240,000
    1469.25 1 $415,000 $415,000
    1514.25 1 $205,000 $205,000
    1519.25 7 $1,655,000 $236,429
    1839.25 1 $135,000 $135,000
    1924.25 1 $315,000 $315,000
    539.25 1 $225,000 $225,000
    627.0 1 $445,000 $445,000
    NA 107,879 $37,344,845,000 $346,173

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    107,904 $37,350,450,000 $346,145

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 31,429 $6,056,525,000 $192,705 $4,091 5.15%
    40-60% 15,624 $7,899,750,000 $505,616 $4,420 4.27%
    60-80% 19,452 $12,523,220,000 $643,801 $5,897 4.08%
    80-100% 12,495 $7,612,275,000 $609,226 $5,817 4.51%
    Over 100% 62 $122,520,000 $1,976,129 $12,202 4.52%
    Under 20% 28,791 $3,058,525,000 $106,232 $4,163 6.17%

    Complaints

    Bank Name Product Issue 2022 CPFB Complaints % of Total Issues
    PNC Bank N.A. Conventional home mortgage Closing on a mortgage 1 33.3%
    PNC Bank N.A. Conventional home mortgage Incorrect information on your report 1 33.3%
    PNC Bank N.A. FHA mortgage Incorrect information on your report 1 33.3%