Fort Leonard Wood USDA Loan Rates, Closing Costs & Stats

Fort Leonard Wood, MO

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    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Fort Leonard Wood's 14 lenders originated 42 USDA loans during 2023. The total origination value was $6,670,000, with an average USDA loan value of $158,810.

    Fort Leonard Wood USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Fort Leonard Wood averaged 6.29% for the week of 2024-12-13, compared to the national average (all USDA variants) of 6.303% for the same period.

    Fort Leonard Wood's average USDA mortgage closing costs are $3,889.

    The average rate for the prior week (2024-12-06) was 6.33% and one month ago for the week of 2024-11-08, the average rate was 6.24%.

    The average rate one year ago was 6.91%.

    For refis of the same type during the week of 2024-12-13, the average rate was 6.5%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Fort Leonard Wood USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Fort Leonard Wood level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    FLAT BRANCH MORTGAGE, INC. 17 6.91% $5,018
    DAS Acquisition Company, LLC 7 6.79% $3,941
    GUILD MORTGAGE COMPANY 5 6.93% $5,530
    The Central Trust Bank 2 6.56% $4,958
    FIRST INTEGRITY MORTGAGE SERVICES, INC. 1 7.63% $5,844
    Great Southern Bank 1 5.75% $4,938
    GUARANTEED RATE, INC. 1 7.75% $5,556
    LOANDEPOT.COM, LLC 1 6.25% $9,242
    Midwest Mortgage Associates Corporation 1 6.63% $2,971
    AMERICAN FINANCIAL RESOURCES, INC. 1 6.00% $6,454
    UNITED WHOLESALE MORTGAGE, LLC 1 6.75% $4,925
    Barrington Bank & Trust Company, N.A. 1 7.75% $8,500
    BROKER SOLUTIONS, INC. 1 7.63% $7,911
    CARDINAL FINANCIAL 1 7.25% $5,623

    The top Fort Leonard Wood USDA lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with 17 USDA loans originated. Their average total fees are $5,018, which is $1,077 higher than the next largest lender, DAS Acquisition Company, LLC.

    The lowest fee Fort Leonard Wood USDA lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. ($5,018), .

    The lowest rate Fort Leonard Wood USDA lenders (with over 10 loans originated) are FLAT BRANCH MORTGAGE, INC. (6.91%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Fort Leonard Wood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $143,475 (2.6%) $146,311 (-0.2%) 0.00 371
    2018-02-01 $148,500 (6.1%) $146,625 (-0.5%) 0.00 379
    2018-03-01 $149,000 (6.5%) $147,651 (-0.5%) 0.00 371
    2018-04-01 $149,900 (7.1%) $147,529 (-0.9%) 0.00 394
    2018-05-01 $149,900 (7.1%) $149,266 (-0.8%) 0.00 399
    2018-06-01 $149,900 (7.2%) $152,083 (2.5%) 0.00 412
    2018-07-01 $153,450 (9.7%) $156,871 (6.2%) 0.00 411
    2018-08-01 $149,950 (7.2%) $157,372 (5.2%) 0.00 400
    2018-09-01 $150,000 (7.2%) $158,045 (7.9%) 0.00 411
    2018-10-01 $150,475 (7.5%) $158,924 (8.4%) 0.00 391
    2018-11-01 $147,500 (5.4%) $157,697 (7.7%) 0.00 374
    2018-12-01 $145,000 (3.6%) $156,694 (6.5%) 0.00 350
    2019-01-01 $147,450 (2.8%) $158,188 (8.1%) 0.00 315
    2019-02-01 $149,900 (0.9%) $159,223 (8.6%) 0.00 316
    2019-03-01 $151,014 (1.4%) $160,529 (8.7%) 0.00 296
    2019-04-01 $152,314 (1.6%) $161,869 (9.7%) 0.00 298
    2019-05-01 $154,675 (3.2%) $165,676 (11.0%) 0.00 311
    2019-06-01 $149,900 (0.0%) $162,495 (6.9%) 0.00 315
    2019-07-01 $149,900 (-2.3%) $161,757 (3.1%) 0.00 319
    2019-08-01 $148,536 (-0.9%) $158,940 (1.0%) 0.00 319
    2019-09-01 $146,491 (-2.3%) $155,484 (-1.6%) 0.00 311
    2019-10-01 $144,950 (-3.7%) $152,812 (-3.9%) 0.00 305
    2019-11-01 $145,750 (-1.2%) $156,032 (-1.1%) 0.00 284
    2019-12-01 $149,900 (3.4%) $159,468 (1.8%) 0.00 275
    2020-01-01 $149,825 (1.6%) $161,688 (2.2%) 0.00 256
    2020-02-01 $154,900 (3.3%) $166,338 (4.5%) 0.00 260
    2020-03-01 $154,925 (2.6%) $167,560 (4.4%) 0.00 226
    2020-04-01 $159,450 (4.7%) $168,862 (4.3%) 0.00 212
    2020-05-01 $154,400 (-0.2%) $166,364 (0.4%) 0.00 201
    2020-06-01 $153,950 (2.7%) $169,087 (4.1%) 0.00 171
    2020-07-01 $149,925 (0.0%) $162,119 (0.2%) 0.00 157
    2020-08-01 $153,450 (3.3%) $165,249 (4.0%) 0.00 150
    2020-09-01 $151,900 (3.7%) $160,606 (3.3%) 0.00 162
    2020-10-01 $139,200 (-4.0%) $150,877 (-1.3%) 0.00 151
    2020-11-01 $136,500 (-6.4%) $144,486 (-7.4%) 0.00 142
    2020-12-01 $131,450 (-12.3%) $142,093 (-10.9%) 0.00 127
    2021-01-01 $133,000 (-11.2%) $142,504 (-11.9%) 0.00 93
    2021-02-01 $130,225 (-15.9%) $138,229 (-16.9%) 0.00 76
    2021-03-01 $148,125 (-4.4%) $149,700 (-10.7%) 0.00 73
    2021-04-01 $154,950 (-2.8%) $156,604 (-7.3%) 0.00 71
    2021-05-01 $161,000 (4.3%) $184,157 (10.7%) 0.00 74
    2021-06-01 $167,350 (8.7%) $199,160 (17.8%) 0.00 94
    2021-07-01 $177,000 (18.1%) $217,349 (34.1%) 0.00 121
    2021-08-01 $179,325 (16.9%) $229,918 (39.1%) 0.00 119
    2021-09-01 $180,725 (19.0%) $230,323 (43.4%) 0.00 113
    2021-10-01 $172,500 (23.9%) $228,788 (51.6%) 0.00 103
    2021-11-01 $173,625 (27.2%) $218,735 (51.4%) 0.00 87
    2021-12-01 $175,000 (33.1%) $218,685 (53.9%) 0.00 83
    2022-01-01 $184,000 (38.4%) $237,681 (66.8%) 0.00 69
    2022-02-01 $182,250 (40.0%) $240,391 (73.9%) 0.00 72
    2022-03-01 $198,600 (34.1%) $252,701 (68.8%) 0.00 76
    2022-04-01 $204,900 (32.2%) $248,530 (58.7%) 0.00 91
    2022-05-01 $222,400 (38.1%) $255,411 (38.7%) 0.00 100
    2022-06-01 $221,350 (32.3%) $253,885 (27.5%) 0.00 118
    2022-07-01 $225,000 (27.1%) $256,869 (18.2%) 0.00 129
    2022-08-01 $219,950 (22.7%) $249,169 (8.4%) 0.00 126
    2022-09-01 $224,875 (24.4%) $255,084 (10.8%) 0.00 108
    2022-10-01 $219,900 (27.5%) $240,649 (5.2%) 0.00 116
    2022-11-01 $201,750 (16.2%) $224,845 (2.8%) 0.00 115
    2022-12-01 $209,900 (19.9%) $223,809 (2.3%) 0.00 123
    2023-01-01 $199,500 (8.4%) $217,734 (-8.4%) 0.00 104
    2023-02-01 $202,475 (11.1%) $235,702 (-2.0%) 0.00 90
    2023-03-01 $221,150 (11.4%) $254,674 (0.8%) 0.00 83
    2023-04-01 $224,950 (9.8%) $243,769 (-1.9%) 0.00 82
    2023-05-01 $239,700 (7.8%) $265,612 (4.0%) 0.00 99
    2023-06-01 $226,250 (2.2%) $255,049 (0.5%) 0.00 123
    2023-07-01 $229,900 (2.2%) $257,918 (0.4%) 0.00 126
    2023-08-01 $229,225 (4.2%) $251,358 (0.9%) 0.00 124
    2023-09-01 $229,000 (1.8%) $262,539 (2.9%) 0.00 120
    2023-10-01 $230,000 (4.6%) $262,143 (8.9%) 0.00 120
    2023-11-01 $232,850 (15.4%) $249,023 (10.8%) 0.00 117
    2023-12-01 $225,000 (7.2%) $247,193 (10.5%) 0.00 114
    2024-01-01 $225,000 (12.8%) $240,946 (10.7%) 0.00 119
    2024-02-01 $235,575 (16.4%) $249,365 (5.8%) 0.00 106
    2024-03-01 $235,000 (6.3%) $257,875 (1.3%) 0.00 115
    2024-04-01 $237,450 (5.6%) $268,260 (10.1%) 0.00 118
    2024-05-01 $242,450 (1.2%) $270,486 (1.8%) 0.00 119
    2024-06-01 $244,900 (8.2%) $263,311 (3.2%) 0.00 131
    2024-07-01 $250,000 (8.7%) $268,083 (3.9%) 0.00 136
    2024-08-01 $250,000 (9.1%) $278,230 (10.7%) 0.00 147
    2024-09-01 $254,425 (11.1%) $280,675 (6.9%) 0.00 144
    2024-10-01 $249,450 (8.5%) $279,256 (6.5%) 0.00 149
    2024-11-01 $249,900 (7.3%) $291,191 (16.9%) 0.00 152
    Fort Leonard Wood's median listing price for 2024-11-01 was $249,900, a difference of $17,050 (7.3%) versus the prior year and $450 versus the prior month.

    Fort Leonard Wood's median listing price comes in at 0% of the national average.

    Fort Leonard Wood's average listing price for 2024-11-01 was $291,191, a difference of $42,168 (16.9%) versus the prior year and $11,935 versus the prior month.

    For the 2024-11-01 period, Fort Leonard Wood had 152 MLS listings, a difference of 3 listings (2%) versus the prior month and 35 listings (30%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Fort Leonard Wood (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,891 sqft
    2018-02-01 0 days 1,892 sqft
    2018-03-01 0 days 1,856 sqft
    2018-04-01 0 days 1,856 sqft
    2018-05-01 0 days 1,791 sqft
    2018-06-01 0 days 1,836 sqft
    2018-07-01 0 days 1,948 sqft
    2018-08-01 0 days 1,964 sqft
    2018-09-01 0 days 1,964 sqft
    2018-10-01 0 days 1,601 sqft
    2018-11-01 0 days 1,598 sqft
    2018-12-01 0 days 1,586 sqft
    2019-01-01 0 days 1,578 sqft
    2019-02-01 0 days 1,600 sqft
    2019-03-01 0 days 1,745 sqft
    2019-04-01 0 days 1,919 sqft
    2019-05-01 0 days 1,956 sqft
    2019-06-01 0 days 1,887 sqft
    2019-07-01 0 days 1,861 sqft
    2019-08-01 0 days 1,836 sqft
    2019-09-01 0 days 1,810 sqft
    2019-10-01 0 days 1,798 sqft
    2019-11-01 0 days 1,800 sqft
    2019-12-01 0 days 1,800 sqft
    2020-01-01 0 days 1,820 sqft
    2020-02-01 0 days 1,847 sqft
    2020-03-01 0 days 1,829 sqft
    2020-04-01 0 days 1,803 sqft
    2020-05-01 0 days 1,800 sqft
    2020-06-01 0 days 1,789 sqft
    2020-07-01 0 days 1,769 sqft
    2020-08-01 0 days 1,681 sqft
    2020-09-01 0 days 1,658 sqft
    2020-10-01 0 days 1,580 sqft
    2020-11-01 0 days 1,575 sqft
    2020-12-01 0 days 1,531 sqft
    2021-01-01 0 days 1,505 sqft
    2021-02-01 0 days 1,500 sqft
    2021-03-01 0 days 1,511 sqft
    2021-04-01 0 days 1,544 sqft
    2021-05-01 0 days 1,576 sqft
    2021-06-01 0 days 1,625 sqft
    2021-07-01 0 days 1,696 sqft
    2021-08-01 0 days 1,800 sqft
    2021-09-01 0 days 1,800 sqft
    2021-10-01 0 days 1,666 sqft
    2021-11-01 0 days 1,611 sqft
    2021-12-01 0 days 1,615 sqft
    2022-01-01 0 days 1,700 sqft
    2022-02-01 0 days 1,712 sqft
    2022-03-01 0 days 1,720 sqft
    2022-04-01 0 days 1,960 sqft
    2022-05-01 0 days 1,842 sqft
    2022-06-01 0 days 1,905 sqft
    2022-07-01 0 days 1,976 sqft
    2022-08-01 0 days 1,976 sqft
    2022-09-01 0 days 1,997 sqft
    2022-10-01 0 days 1,939 sqft
    2022-11-01 0 days 1,749 sqft
    2022-12-01 0 days 1,798 sqft
    2023-01-01 0 days 1,736 sqft
    2023-02-01 0 days 1,751 sqft
    2023-03-01 0 days 1,858 sqft
    2023-04-01 0 days 1,900 sqft
    2023-05-01 0 days 1,874 sqft
    2023-06-01 0 days 1,719 sqft
    2023-07-01 0 days 1,725 sqft
    2023-08-01 0 days 1,771 sqft
    2023-09-01 0 days 1,778 sqft
    2023-10-01 0 days 1,793 sqft
    2023-11-01 0 days 1,705 sqft
    2023-12-01 0 days 1,638 sqft
    2024-01-01 0 days 1,586 sqft
    2024-02-01 0 days 1,679 sqft
    2024-03-01 0 days 1,718 sqft
    2024-04-01 0 days 1,740 sqft
    2024-05-01 0 days 1,777 sqft
    2024-06-01 0 days 1,720 sqft
    2024-07-01 0 days 1,796 sqft
    2024-08-01 0 days 1,927 sqft
    2024-09-01 0 days 1,907 sqft
    2024-10-01 0 days 1,964 sqft
    2024-11-01 0 days 1,986 sqft
    Fort Leonard Wood's median listing age (time on market) for 2024-11-01 was 0 days.

    Fort Leonard Wood's median square footage for active listings during the 2024-11-01 period was 1,986 sqft. One year prior, the average listing was 1,705 sqft.