Primary Residential Mortgage Rates, Fees & Info

Carson City, NV

LEI: 54930052M48FOD3CWA54

Tax ID: 86-0860478

3 stars - out of 5 stars, based on 203 reviews

Latest/2021 | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • SimulatedRates™
  • Review & Overview

    Primary Residential Mortgage is a large mortgage company specializing in Home Purchase and Refi loans. Primary Residential Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) Their top markets by origination volume include: Baltimore, Miami, Phoenix, Seattle, and Albuquerque among others. We have data for 661 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

    Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

    Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.


    SimulatedRates™

    Mortgage Type
    Simulated Rate Simulation Date
    30 Year Conventional Purchase 6.46% 10/3/22
    30 Year Conventional Refi 6.54% 10/3/22
    30 Year Cash-out Refi 6.71% 10/3/22
    30 Year FHA Purchase 7.84% 10/3/22
    30 Year FHA Refi 7.35% 10/3/22
    30 Year VA Purchase 6.64% 10/3/22
    30 Year VA Refi 6.22% 10/3/22
    30 Year USDA Purchase 7.08% 10/3/22
    30 Year USDA Refi 6.76% 10/3/22
    15 Year Conventional Purchase 6.18% 10/3/22
    15 Year Conventional Refi 6.32% 10/3/22
    15 Year Cash-out Refi 6.32% 10/3/22
    15 Year FHA Purchase 7.82% 10/3/22
    15 Year FHA Refi 7.46% 10/3/22
    15 Year VA Purchase 6.65% 10/3/22
    15 Year VA Refi 6.24% 10/3/22
    15 Year USDA Purchase 5.96% 10/3/22
    These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.


    Originations

    41,209

    Origination Dollar Volume (All Markets)

    $11,112,125,000
    Show all (15) awards

    Relative Rate

    Primary Residential Mortgage 's average 30 year fixed mortgage rate was 3.15%.

    The 2021 average 30 year fixed rate mortgage across all markets and lenders was 3.15%.

    This yields a difference of -0%.

    Relative Fees (Closing Costs)

    Primary Residential Mortgage 's average total fees/closing costs for a 30 year fixed rate mortgage were $6,738.

    The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $4,750.

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 3,600 $1,025,750,000 $284,931 $6,446 2.95%
    Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 2,032 $636,120,000 $313,051 $8,293 3.28%
    PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 1,590 $491,400,000 $309,057 $5,312 3.13%
    Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 816 $362,150,000 $443,811 $5,577 3.04%
    ALBUQUERQUE, NM (FHA|USDA|VA) 1,355 $320,765,000 $236,727 $5,229 3.27%
    DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 1,197 $315,915,000 $263,922 $9,212 2.17%
    Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 1,033 $300,835,000 $291,225 $6,941 3.09%
    PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 1,091 $266,455,000 $244,230 $7,268 2.96%
    ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 1,025 $264,515,000 $258,063 $7,482 3.29%
    Outside of Metro Areas 1,319 $260,615,000 $197,585 $5,558 3.20%
    NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 801 $224,495,000 $280,268 $5,691 3.16%
    Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 540 $193,870,000 $359,019 $9,309 3.01%
    CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 622 $182,100,000 $292,765 $5,258 3.19%
    San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 308 $181,220,000 $588,377 $7,662 2.97%
    URBAN HONOLULU, HI (FHA|USDA|VA) 369 $179,085,000 $485,325 $5,854 2.99%
    PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 506 $178,350,000 $352,470 $5,420 2.95%
    OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 583 $175,195,000 $300,506 $6,229 3.13%
    Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 765 $172,245,000 $225,157 $7,110 2.91%
    GREELEY, CO (FHA|USDA|VA) 621 $153,175,000 $246,659 $9,216 2.25%
    TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 576 $147,980,000 $256,910 $7,037 3.21%
    LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 490 $147,630,000 $301,286 $6,368 3.07%
    ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 542 $147,330,000 $271,827 $7,167 3.15%
    CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 570 $136,320,000 $239,158 $7,751 3.33%
    BOISE CITY, ID (FHA|USDA|VA) 432 $123,390,000 $285,625 $8,908 3.11%
    NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 440 $120,540,000 $273,955 $5,465 3.16%
    SALT LAKE CITY, UT (FHA|USDA|VA) 360 $118,650,000 $329,583 $5,841 3.07%
    RALEIGH-CARY, NC (FHA|USDA|VA) 363 $108,135,000 $297,893 $5,230 3.08%
    COLORADO SPRINGS, CO (FHA|USDA|VA) 392 $94,890,000 $242,066 $8,894 2.27%
    PORT ST. LUCIE, FL (FHA|USDA|VA) 371 $94,615,000 $255,027 $6,656 3.24%
    Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 171 $94,055,000 $550,029 $8,496 3.08%
    HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 342 $83,640,000 $244,561 $6,197 3.10%
    PROVO-OREM, UT (FHA|USDA|VA) 241 $83,565,000 $346,743 $7,042 3.13%
    SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 200 $80,650,000 $403,250 $5,722 2.96%
    RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 267 $78,455,000 $293,839 $7,067 3.07%
    LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 319 $68,825,000 $215,752 $6,471 3.26%
    INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 335 $68,015,000 $203,030 $4,327 3.31%
    New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 216 $66,130,000 $306,157 $8,316 2.82%
    ANCHORAGE, AK (FHA|USDA|VA) 200 $62,680,000 $313,400 $9,294 3.06%
    PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 260 $61,240,000 $235,538 $6,542 3.24%
    GRAND JUNCTION, CO (FHA|USDA|VA) 243 $60,715,000 $249,856 $5,508 3.03%
    PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 234 $60,250,000 $257,479 $5,814 3.24%
    STOCKTON, CA (FHA|USDA|VA) 187 $56,735,000 $303,396 $9,708 2.82%
    SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 152 $54,610,000 $359,276 $6,006 3.08%
    LAS CRUCES, NM (FHA|USDA|VA) 323 $51,305,000 $158,839 $4,832 3.32%
    HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 220 $50,760,000 $230,727 $7,475 2.85%
    NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 149 $47,205,000 $316,812 $8,921 3.22%
    VALLEJO, CA (FHA|USDA|VA) 129 $46,155,000 $357,791 $8,294 2.99%
    CHATTANOOGA, TN-GA (FHA|USDA|VA) 184 $45,170,000 $245,489 $3,990 3.33%
    COLUMBUS, OH (FHA|USDA|VA) 218 $43,940,000 $201,560 $5,870 3.24%
    Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 127 $43,915,000 $345,787 $6,731 3.09%
    NAPA, CA (FHA|USDA|VA) 97 $43,105,000 $444,381 $7,735 3.02%
    FORT COLLINS, CO (FHA|USDA|VA) 147 $43,005,000 $292,551 $9,061 2.37%
    Clovis, NM (FHA|USDA|VA) 246 $42,010,000 $170,772 $4,840 3.15%
    MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 163 $41,345,000 $253,650 $5,812 2.99%
    MODESTO, CA (FHA|USDA|VA) 132 $41,230,000 $312,348 $8,147 3.08%
    LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 217 $40,315,000 $185,783 $4,335 3.06%
    Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 180 $39,220,000 $217,889 $4,890 2.92%
    WORCESTER, MA-CT (FHA|USDA|VA) 157 $39,135,000 $249,268 $6,776 3.16%
    BOWLING GREEN, KY (FHA|USDA|VA) 195 $38,955,000 $199,769 $5,316 3.20%
    LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 144 $37,570,000 $260,903 $4,507 3.19%
    VISALIA, CA (FHA|USDA|VA) 175 $37,245,000 $212,829 $8,423 2.68%
    CORPUS CHRISTI, TX (FHA|USDA|VA) 249 $36,975,000 $148,494 $7,125 2.52%
    Wooster, OH (FHA|USDA|VA) 214 $36,970,000 $172,757 $4,879 3.29%
    BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 106 $35,650,000 $336,321 $6,025 3.01%
    BATON ROUGE, LA (FHA|USDA|VA) 154 $34,740,000 $225,584 $5,506 3.34%
    PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 104 $32,270,000 $310,288 $6,850 3.15%
    Hutchinson, KS (FHA|USDA|VA) 223 $32,105,000 $143,969 $4,019 3.48%
    CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 95 $30,835,000 $324,579 $8,742 3.05%
    CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 149 $30,645,000 $205,671 $5,307 3.37%
    OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 90 $30,580,000 $339,778 $5,931 3.07%
    AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 82 $30,560,000 $372,683 $6,113 3.11%
    North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 88 $30,340,000 $344,773 $6,903 3.18%
    SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 65 $28,995,000 $446,077 $7,123 3.10%
    LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 141 $27,955,000 $198,262 $6,038 3.59%
    ALEXANDRIA, LA (FHA|USDA|VA) 144 $27,670,000 $192,153 $7,146 3.47%
    CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 87 $25,875,000 $297,414 $5,974 3.15%
    JACKSONVILLE, FL (FHA|USDA|VA) 100 $25,860,000 $258,600 $7,482 3.25%
    WALLA WALLA, WA (FHA|USDA|VA) 86 $25,360,000 $294,884 $3,448 2.95%
    RENO, NV (FHA|USDA|VA) 77 $25,005,000 $324,740 $6,375 3.07%
    SALISBURY, MD-DE (FHA|USDA|VA) 91 $24,745,000 $271,923 $6,604 3.00%
    GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 114 $24,340,000 $213,509 $5,771 3.41%
    DAYTON-KETTERING, OH (FHA|USDA|VA) 138 $23,130,000 $167,609 $4,295 3.44%
    CASPER, WY (FHA|USDA|VA) 134 $23,120,000 $172,537 $7,112 2.44%
    EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 86 $22,630,000 $263,140 $5,158 3.01%
    ST. GEORGE, UT (FHA|USDA|VA) 63 $22,215,000 $352,619 $5,485 3.07%
    PUEBLO, CO (FHA|USDA|VA) 167 $22,165,000 $132,725 $8,546 1.70%
    KNOXVILLE, TN (FHA|USDA|VA) 87 $20,725,000 $238,218 $4,975 3.24%
    Truckee-Grass Valley, CA (FHA|USDA|VA) 63 $20,665,000 $328,016 $3,864 3.09%
    HARRISONBURG, VA (FHA|USDA|VA) 88 $20,330,000 $231,023 $5,297 3.13%
    SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 48 $20,080,000 $418,333 $9,083 3.16%
    BAKERSFIELD, CA (FHA|USDA|VA) 87 $19,745,000 $226,954 $6,665 3.05%
    MERCED, CA (FHA|USDA|VA) 76 $19,730,000 $259,605 $8,020 3.02%
    Portales, NM (FHA|USDA|VA) 118 $19,680,000 $166,780 $4,077 3.20%
    YORK-HANOVER, PA (FHA|USDA|VA) 94 $19,670,000 $209,255 $6,979 3.16%
    WICHITA, KS (FHA|USDA|VA) 115 $19,525,000 $169,783 $4,380 3.38%
    COLUMBUS, GA-AL (FHA|USDA|VA) 93 $19,115,000 $205,538 $6,603 3.03%
    CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 60 $18,840,000 $314,000 $6,428 3.21%
    NORWICH-NEW LONDON, CT (FHA|USDA|VA) 76 $18,310,000 $240,921 $7,024 3.08%
    Fort Morgan, CO (FHA|USDA|VA) 90 $18,100,000 $201,111 $8,362 2.10%
    NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 64 $17,220,000 $269,063 $6,325 3.30%
    IDAHO FALLS, ID (FHA|USDA|VA) 67 $16,785,000 $250,522 $8,823 3.06%
    BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 51 $16,615,000 $325,784 $7,502 3.19%
    LOGAN, UT-ID (FHA|USDA|VA) 67 $16,455,000 $245,597 $5,081 3.16%
    DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 54 $16,100,000 $298,148 $3,771 3.03%
    AUBURN-OPELIKA, AL (FHA|USDA|VA) 60 $15,710,000 $261,833 $7,350 3.02%
    Minot, ND (FHA|USDA|VA) 60 $15,360,000 $256,000 $6,988 2.96%
    BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 93 $14,675,000 $157,796 $7,780 2.78%
    TYLER, TX (FHA|USDA|VA) 65 $14,335,000 $220,538 $5,591 3.19%
    BANGOR, ME (FHA|USDA|VA) 78 $14,310,000 $183,462 $7,226 3.40%
    DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 66 $13,480,000 $204,242 $7,265 3.39%
    HOT SPRINGS, AR (FHA|USDA|VA) 79 $13,375,000 $169,304 $5,000 3.59%
    DOVER, DE (FHA|USDA|VA) 65 $13,335,000 $205,154 $8,010 2.97%
    SANTA FE, NM (FHA|USDA|VA) 37 $13,135,000 $355,000 $5,703 3.18%
    FRESNO, CA (FHA|USDA|VA) 51 $12,855,000 $252,059 $6,993 3.04%
    BELLINGHAM, WA (FHA|USDA|VA) 33 $12,775,000 $387,121 $5,766 3.03%
    MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 71 $12,445,000 $175,282 $7,208 3.19%
    TUCSON, AZ (FHA|USDA|VA) 58 $12,380,000 $213,448 $7,026 3.09%
    Aberdeen, WA (FHA|USDA|VA) 60 $12,310,000 $205,167 $5,437 3.15%
    OWENSBORO, KY (FHA|USDA|VA) 83 $11,945,000 $143,916 $4,849 3.39%
    CANTON-MASSILLON, OH (FHA|USDA|VA) 76 $11,710,000 $154,079 $6,152 3.14%
    Big Spring, TX (FHA|USDA|VA) 77 $11,405,000 $148,117 $7,152 2.79%
    SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 21 $10,945,000 $521,190 $8,501 3.17%
    Heber, UT (FHA|USDA|VA) 16 $10,320,000 $645,000 $11,421 2.85%
    SALEM, OR (FHA|USDA|VA) 40 $10,320,000 $258,000 $8,361 3.66%
    HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 38 $10,140,000 $266,842 $5,284 3.17%
    DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 36 $10,060,000 $279,444 $4,712 2.99%
    CINCINNATI, OH-KY-IN (FHA|USDA|VA) 53 $9,965,000 $188,019 $4,626 3.41%
    Carlsbad-Artesia, NM (FHA|USDA|VA) 51 $9,805,000 $192,255 $5,626 3.40%
    FORT WAYNE, IN (FHA|USDA|VA) 69 $9,625,000 $139,493 $4,107 2.82%
    PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 31 $9,595,000 $309,516 $5,427 3.08%
    Shelton, WA (FHA|USDA|VA) 27 $9,265,000 $343,148 $6,563 3.09%
    HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 51 $9,135,000 $179,118 $6,423 3.43%
    LONGVIEW, WA (FHA|USDA|VA) 30 $8,950,000 $298,333 $5,576 2.98%
    CLARKSVILLE, TN-KY (FHA|USDA|VA) 48 $8,950,000 $186,458 $7,174 3.04%
    SHERMAN-DENISON, TX (FHA|USDA|VA) 25 $8,895,000 $355,800 $7,908 3.23%
    PUNTA GORDA, FL (FHA|USDA|VA) 35 $8,825,000 $252,143 $8,594 3.24%
    Key West, FL (FHA|USDA|VA) 16 $8,620,000 $538,750 $9,265 3.27%
    SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 36 $8,560,000 $237,778 $6,616 3.06%
    HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 34 $8,520,000 $250,588 $5,358 3.46%
    BOULDER, CO (FHA|USDA|VA) 31 $8,515,000 $274,677 $8,985 2.39%
    MISSOULA, MT (FHA|USDA|VA) 22 $8,480,000 $385,455 $5,041 2.93%
    TULSA, OK (FHA|USDA|VA) 37 $8,375,000 $226,351 $4,730 3.10%
    LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 50 $8,300,000 $166,000 $4,446 3.44%
    SPRINGFIELD, MA (FHA|USDA|VA) 34 $8,140,000 $239,412 $6,871 3.20%
    OCALA, FL (FHA|USDA|VA) 41 $8,135,000 $198,415 $7,090 3.31%
    MANCHESTER-NASHUA, NH (FHA|USDA|VA) 31 $7,775,000 $250,806 $5,959 3.08%
    WINSTON-SALEM, NC (FHA|USDA|VA) 40 $7,750,000 $193,750 $5,344 3.34%
    Silver City, NM (FHA|USDA|VA) 41 $7,575,000 $184,756 $6,260 3.51%
    STAUNTON, VA (FHA|USDA|VA) 33 $7,485,000 $226,818 $4,715 3.07%
    JOHNSON CITY, TN (FHA|USDA|VA) 34 $7,130,000 $209,706 $4,709 3.02%
    SPARTANBURG, SC (FHA|USDA|VA) 35 $6,865,000 $196,143 $5,501 3.39%
    Laconia, NH (FHA|USDA|VA) 28 $6,810,000 $243,214 $5,092 3.28%
    Lebanon, NH-VT (FHA|USDA|VA) 29 $6,765,000 $233,276 $6,078 3.34%
    MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 16 $6,710,000 $419,375 $5,015 3.06%
    Clewiston, FL (FHA|USDA|VA) 36 $6,630,000 $184,167 $10,011 2.65%
    Sevierville, TN (FHA|USDA|VA) 16 $6,620,000 $413,750 $7,214 3.38%
    BEND, OR (FHA|USDA|VA) 19 $6,445,000 $339,211 $5,628 3.06%
    Moses Lake, WA (FHA|USDA|VA) 27 $6,415,000 $237,593 $5,423 2.96%
    ST. LOUIS, MO-IL (FHA|USDA|VA) 54 $6,270,000 $116,111 $5,500 2.48%
    MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 26 $6,270,000 $241,154 $4,442 3.25%
    OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 13 $6,135,000 $471,923 $7,560 3.19%
    Fernley, NV (FHA|USDA|VA) 26 $6,060,000 $233,077 $8,057 2.75%
    Glenwood Springs, CO (FHA|USDA|VA) 20 $6,040,000 $302,000 $5,598 3.12%
    SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 20 $6,000,000 $300,000 $4,249 2.92%
    Concord, NH (FHA|USDA|VA) 27 $5,985,000 $221,667 $5,954 3.07%
    Los Alamos, NM (FHA|USDA|VA) 14 $5,930,000 $423,571 $8,272 3.07%
    Sebastian-Vero Beach, FL (FHA|USDA|VA) 23 $5,905,000 $256,739 $7,373 3.33%
    YAKIMA, WA (FHA|USDA|VA) 25 $5,865,000 $234,600 $5,831 2.83%
    AKRON, OH (FHA|USDA|VA) 36 $5,730,000 $159,167 $4,560 3.45%
    FLAGSTAFF, AZ (FHA|USDA|VA) 16 $5,670,000 $354,375 $4,978 3.34%
    HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 26 $5,650,000 $217,308 $6,888 2.92%
    ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 21 $5,505,000 $262,143 $6,268 3.32%
    Cedar City, UT (FHA|USDA|VA) 21 $5,495,000 $261,667 $6,635 3.08%
    Fergus Falls, MN (FHA|USDA|VA) 28 $5,490,000 $196,071 $5,420 2.95%
    FAYETTEVILLE, NC (FHA|USDA|VA) 28 $5,490,000 $196,071 $5,637 3.21%
    MADERA, CA (FHA|USDA|VA) 19 $5,315,000 $279,737 $8,635 3.28%
    MIDLAND, TX (FHA|USDA|VA) 23 $5,315,000 $231,087 $6,679 2.85%
    Sonora, CA (FHA|USDA|VA) 20 $5,310,000 $265,500 $10,491 2.98%
    WENATCHEE, WA (FHA|USDA|VA) 15 $5,305,000 $353,667 $3,165 2.89%
    EVANSVILLE, IN-KY (FHA|USDA|VA) 36 $5,270,000 $146,389 $3,895 3.43%
    PITTSBURGH, PA (FHA|USDA|VA) 26 $5,240,000 $201,538 $6,667 3.30%
    SEBRING-AVON PARK, FL (FHA|USDA|VA) 25 $5,105,000 $204,200 $6,751 3.32%
    DOTHAN, AL (FHA|USDA|VA) 25 $5,085,000 $203,400 $5,307 3.04%
    GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 22 $5,040,000 $229,091 $6,571 3.65%
    OCEAN CITY, NJ (FHA|USDA|VA) 14 $5,000,000 $357,143 $6,901 3.08%
    KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 27 $4,905,000 $181,667 $4,998 3.12%
    APPLETON, WI (FHA|USDA|VA) 27 $4,855,000 $179,815 $4,532 3.11%
    Centralia, WA (FHA|USDA|VA) 18 $4,780,000 $265,556 $5,758 2.97%
    Ellensburg, WA (FHA|USDA|VA) 10 $4,650,000 $465,000 $7,019 3.20%
    Cañon City, CO (FHA|USDA|VA) 30 $4,650,000 $155,000 $9,471 1.85%
    HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 18 $4,600,000 $255,556 $7,746 3.34%
    CHARLOTTESVILLE, VA (FHA|USDA|VA) 16 $4,560,000 $285,000 $5,168 3.01%
    WILMINGTON, NC (FHA|USDA|VA) 14 $4,430,000 $316,429 $5,268 3.18%
    McPherson, KS (FHA|USDA|VA) 30 $4,380,000 $146,000 $4,277 3.56%
    MONROE, LA (FHA|USDA|VA) 24 $4,170,000 $173,750 $6,155 3.82%
    ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 22 $3,980,000 $180,909 $6,378 2.45%
    AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 24 $3,950,000 $164,583 $6,609 3.49%
    OSHKOSH-NEENAH, WI (FHA|USDA|VA) 26 $3,860,000 $148,462 $5,417 3.40%
    READING, PA (FHA|USDA|VA) 22 $3,850,000 $175,000 $7,032 3.08%
    Hermiston-Pendleton, OR (FHA|USDA|VA) 17 $3,845,000 $226,176 $4,621 3.09%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 19 $3,825,000 $201,316 $5,940 3.36%
    KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 8 $3,820,000 $477,500 $5,973 3.33%
    Payson, AZ (FHA|USDA|VA) 14 $3,780,000 $270,000 $5,690 3.22%
    EAST STROUDSBURG, PA (FHA|USDA|VA) 17 $3,535,000 $207,941 $7,201 3.41%
    LUBBOCK, TX (FHA|USDA|VA) 16 $3,440,000 $215,000 $4,870 3.31%
    COLUMBIA, SC (FHA|USDA|VA) 17 $3,415,000 $200,882 $5,643 3.41%
    KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 14 $3,410,000 $243,571 $5,855 2.82%
    Augusta-Waterville, ME (FHA|USDA|VA) 14 $3,380,000 $241,429 $7,275 3.53%
    CORVALLIS, OR (FHA|USDA|VA) 7 $3,295,000 $470,714 $5,595 3.09%
    SAVANNAH, GA (FHA|USDA|VA) 15 $3,215,000 $214,333 $6,928 3.48%
    LANCASTER, PA (FHA|USDA|VA) 13 $3,195,000 $245,769 $6,882 3.06%
    TEXARKANA, TX-AR (FHA|USDA|VA) 18 $3,170,000 $176,111 $6,428 3.82%
    Montrose, CO (FHA|USDA|VA) 13 $3,165,000 $243,462 $6,165 2.67%
    ASHEVILLE, NC (FHA|USDA|VA) 14 $3,140,000 $224,286 $5,250 3.30%
    Glasgow, KY (FHA|USDA|VA) 19 $3,125,000 $164,474 $5,554 3.27%
    SPRINGFIELD, OH (FHA|USDA|VA) 17 $3,085,000 $181,471 $4,891 3.70%
    CARSON CITY, NV (FHA|USDA|VA) 11 $3,075,000 $279,545 $9,144 2.65%
    Del Rio, TX (FHA|USDA|VA) 18 $3,010,000 $167,222 $7,787 2.74%
    Gardnerville Ranchos, NV (FHA|USDA|VA) 10 $3,010,000 $301,000 $6,931 2.90%
    SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 7 $2,995,000 $427,857 $8,591 3.57%
    Jefferson, GA (FHA|USDA|VA) 9 $2,995,000 $332,778 $8,804 3.57%
    THE VILLAGES, FL (FHA|USDA|VA) 12 $2,980,000 $248,333 $7,683 3.43%
    TRENTON-PRINCETON, NJ (FHA|USDA|VA) 17 $2,975,000 $175,000 $5,837 2.65%
    Jacksonville, TX (FHA|USDA|VA) 13 $2,955,000 $227,308 $6,171 3.15%
    Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 17 $2,955,000 $173,824 $4,203 3.01%
    Rockport, TX (FHA|USDA|VA) 9 $2,955,000 $328,333 $7,360 2.87%
    GAINESVILLE, FL (FHA|USDA|VA) 15 $2,935,000 $195,667 $6,216 3.56%
    SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 11 $2,895,000 $263,182 $8,539 3.44%
    Ontario, OR-ID (FHA|USDA|VA) 14 $2,880,000 $205,714 $8,557 3.10%
    Mountain Home, ID (FHA|USDA|VA) 16 $2,860,000 $178,750 $6,826 3.00%
    Murray, KY (FHA|USDA|VA) 20 $2,850,000 $142,500 $5,139 3.12%
    YUBA CITY, CA (FHA|USDA|VA) 10 $2,840,000 $284,000 $7,778 2.94%
    VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 10 $2,800,000 $280,000 $6,112 3.32%
    LAFAYETTE, LA (FHA|USDA|VA) 14 $2,800,000 $200,000 $6,565 3.83%
    GAINESVILLE, GA (FHA|USDA|VA) 8 $2,740,000 $342,500 $6,358 3.11%
    Salina, KS (FHA|USDA|VA) 16 $2,700,000 $168,750 $3,358 3.47%
    BARNSTABLE TOWN, MA (FHA|USDA|VA) 9 $2,635,000 $292,778 $6,330 3.11%
    RICHMOND, VA (FHA|USDA|VA) 8 $2,630,000 $328,750 $4,982 3.01%
    FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 14 $2,600,000 $185,714 $5,780 3.59%
    MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $2,585,000 $198,846 $4,437 3.30%
    Lewisburg, TN (FHA|USDA|VA) 10 $2,570,000 $257,000 $4,025 3.35%
    Easton, MD (FHA|USDA|VA) 5 $2,555,000 $511,000 $6,218 2.88%
    Gainesville, TX (FHA|USDA|VA) 13 $2,545,000 $195,769 $6,967 2.84%
    OKLAHOMA CITY, OK (FHA|USDA|VA) 7 $2,505,000 $357,857 $5,430 3.16%
    GETTYSBURG, PA (FHA|USDA|VA) 11 $2,495,000 $226,818 $7,474 3.29%
    Shelbyville, TN (FHA|USDA|VA) 8 $2,450,000 $306,250 $5,868 3.19%
    Cookeville, TN (FHA|USDA|VA) 8 $2,440,000 $305,000 $5,729 3.02%
    Price, UT (FHA|USDA|VA) 11 $2,415,000 $219,545 $4,385 3.32%
    LYNCHBURG, VA (FHA|USDA|VA) 13 $2,365,000 $181,923 $6,258 3.00%
    ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $2,335,000 $212,273 $6,223 3.33%
    REDDING, CA (FHA|USDA|VA) 9 $2,335,000 $259,444 $6,394 3.25%
    AMARILLO, TX (FHA|USDA|VA) 10 $2,330,000 $233,000 $4,353 3.62%
    MADISON, WI (FHA|USDA|VA) 9 $2,305,000 $256,111 $6,927 3.47%
    Beeville, TX (FHA|USDA|VA) 22 $2,300,000 $104,545 $7,310 2.08%
    MACON-BIBB COUNTY, GA (FHA|USDA|VA) 12 $2,300,000 $191,667 $5,738 3.70%
    Breckenridge, CO (FHA|USDA|VA) 6 $2,290,000 $381,667 $4,982 3.12%
    HANFORD-CORCORAN, CA (FHA|USDA|VA) 10 $2,270,000 $227,000 $7,122 3.18%
    Ukiah, CA (FHA|USDA|VA) 6 $2,260,000 $376,667 $8,146 3.06%
    BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 14 $2,230,000 $159,286 $6,006 3.36%
    BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 11 $2,215,000 $201,364 $6,334 3.47%
    Outside of Metro Areas 7 $2,205,000 $315,000 $7,855 3.18%
    CLEVELAND, TN (FHA|USDA|VA) 8 $2,170,000 $271,250 $7,009 3.47%
    Edwards, CO (FHA|USDA|VA) 3 $2,165,000 $721,667 $12,447 3.21%
    Roseburg, OR (FHA|USDA|VA) 8 $2,160,000 $270,000 $6,674 3.37%
    Pinehurst-Southern Pines, NC (FHA|USDA|VA) 8 $2,140,000 $267,500 $6,467 3.19%
    TALLAHASSEE, FL (FHA|USDA|VA) 12 $2,110,000 $175,833 $6,536 3.60%
    PANAMA CITY, FL (FHA|USDA|VA) 7 $2,095,000 $299,286 $5,236 3.32%
    SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 5 $2,025,000 $405,000 $5,237 3.00%
    Tullahoma-Manchester, TN (FHA|USDA|VA) 9 $2,025,000 $225,000 $6,557 2.97%
    Show Low, AZ (FHA|USDA|VA) 6 $2,020,000 $336,667 $3,717 3.19%
    MEMPHIS, TN-MS-AR (FHA|USDA|VA) 9 $2,015,000 $223,889 $6,264 3.61%
    LONGVIEW, TX (FHA|USDA|VA) 12 $1,990,000 $165,833 $6,663 3.51%
    Española, NM (FHA|USDA|VA) 11 $1,985,000 $180,455 $6,051 3.60%
    Blackfoot, ID (FHA|USDA|VA) 6 $1,940,000 $323,333 $8,436 3.25%
    WACO, TX (FHA|USDA|VA) 10 $1,930,000 $193,000 $7,354 3.34%
    Kapaa, HI (FHA|USDA|VA) 5 $1,925,000 $385,000 $4,641 2.90%
    GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 9 $1,915,000 $212,778 $4,426 3.32%
    La Grande, OR (FHA|USDA|VA) 6 $1,910,000 $318,333 $4,370 3.16%
    Torrington, CT (FHA|USDA|VA) 8 $1,880,000 $235,000 $5,034 3.14%
    Wilson, NC (FHA|USDA|VA) 11 $1,875,000 $170,455 $6,945 3.22%
    Clearlake, CA (FHA|USDA|VA) 7 $1,825,000 $260,714 $7,112 3.11%
    Pahrump, NV (FHA|USDA|VA) 7 $1,825,000 $260,714 $7,846 3.32%
    GREEN BAY, WI (FHA|USDA|VA) 12 $1,810,000 $150,833 $5,203 3.02%
    KILLEEN-TEMPLE, TX (FHA|USDA|VA) 10 $1,800,000 $180,000 $6,858 3.34%
    Hilo, HI (FHA|USDA|VA) 4 $1,790,000 $447,500 $7,451 2.97%
    ROANOKE, VA (FHA|USDA|VA) 7 $1,785,000 $255,000 $6,803 3.07%
    HUNTSVILLE, AL (FHA|USDA|VA) 9 $1,775,000 $197,222 $7,336 3.36%
    Okeechobee, FL (FHA|USDA|VA) 7 $1,765,000 $252,143 $8,086 3.68%
    JACKSON, MS (FHA|USDA|VA) 6 $1,760,000 $293,333 $9,160 3.87%
    EAU CLAIRE, WI (FHA|USDA|VA) 9 $1,745,000 $193,889 $6,591 3.63%
    Roswell, NM (FHA|USDA|VA) 12 $1,730,000 $144,167 $5,033 3.35%
    FLORENCE, SC (FHA|USDA|VA) 9 $1,705,000 $189,444 $5,621 3.08%
    TWIN FALLS, ID (FHA|USDA|VA) 5 $1,705,000 $341,000 $8,127 3.38%
    VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 11 $1,615,000 $146,818 $8,539 2.59%
    LEWISTON-AUBURN, ME (FHA|USDA|VA) 9 $1,585,000 $176,111 $6,230 3.25%
    Ruidoso, NM (FHA|USDA|VA) 5 $1,585,000 $317,000 $3,871 3.03%
    Nacogdoches, TX (FHA|USDA|VA) 4 $1,570,000 $392,500 $8,766 3.38%
    WARNER ROBINS, GA (FHA|USDA|VA) 6 $1,560,000 $260,000 $5,345 3.15%
    Sterling, CO (FHA|USDA|VA) 15 $1,555,000 $103,667 $7,050 1.58%
    Ashland, OH (FHA|USDA|VA) 11 $1,535,000 $139,545 $4,670 3.17%
    Albemarle, NC (FHA|USDA|VA) 6 $1,520,000 $253,333 $4,864 3.15%
    LAKE CHARLES, LA (FHA|USDA|VA) 8 $1,510,000 $188,750 $7,530 3.39%
    LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 9 $1,505,000 $167,222 $4,339 3.22%
    Bardstown, KY (FHA|USDA|VA) 9 $1,505,000 $167,222 $3,805 3.17%
    Hood River, OR (FHA|USDA|VA) 2 $1,490,000 $745,000 $6,734 3.06%
    Forrest City, AR (FHA|USDA|VA) 10 $1,470,000 $147,000 $4,724 3.06%
    Durango, CO (FHA|USDA|VA) 4 $1,460,000 $365,000 $5,645 3.06%
    PINE BLUFF, AR (FHA|USDA|VA) 8 $1,460,000 $182,500 $5,618 3.89%
    COLUMBUS, IN (FHA|USDA|VA) 7 $1,445,000 $206,429 $4,604 3.39%
    LaGrange, GA-AL (FHA|USDA|VA) 10 $1,440,000 $144,000 $6,804 3.09%
    SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 10 $1,430,000 $143,000 $6,793 3.39%
    Alamogordo, NM (FHA|USDA|VA) 12 $1,410,000 $117,500 $6,404 3.11%
    CHICO, CA (FHA|USDA|VA) 4 $1,400,000 $350,000 $6,093 3.19%
    BURLINGTON, NC (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,298 3.40%
    New Philadelphia-Dover, OH (FHA|USDA|VA) 10 $1,380,000 $138,000 $5,479 3.42%
    SALINAS, CA (FHA|USDA|VA) 5 $1,365,000 $273,000 $6,807 3.33%
    JACKSONVILLE, NC (FHA|USDA|VA) 6 $1,350,000 $225,000 $8,947 3.65%
    Calhoun, GA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,940 3.60%
    Dayton, TN (FHA|USDA|VA) 4 $1,320,000 $330,000 $6,710 3.47%
    Ozark, AL (FHA|USDA|VA) 7 $1,315,000 $187,857 $6,696 3.16%
    Zanesville, OH (FHA|USDA|VA) 11 $1,305,000 $118,636 $5,916 2.86%
    Malvern, AR (FHA|USDA|VA) 12 $1,290,000 $107,500 $3,494 3.60%
    BLOOMINGTON, IN (FHA|USDA|VA) 7 $1,265,000 $180,714 $5,350 3.23%
    SHEBOYGAN, WI (FHA|USDA|VA) 7 $1,245,000 $177,857 $6,942 3.70%
    EL CENTRO, CA (FHA|USDA|VA) 10 $1,240,000 $124,000 $7,925 2.34%
    TERRE HAUTE, IN (FHA|USDA|VA) 10 $1,240,000 $124,000 $4,909 3.25%
    Frankfort, KY (FHA|USDA|VA) 8 $1,230,000 $153,750 $5,570 2.98%
    Oak Harbor, WA (FHA|USDA|VA) 3 $1,205,000 $401,667 $4,232 3.25%
    ALBANY, GA (FHA|USDA|VA) 9 $1,195,000 $132,778 $5,801 3.50%
    VALDOSTA, GA (FHA|USDA|VA) 6 $1,190,000 $198,333 $8,217 3.35%
    GULFPORT-BILOXI, MS (FHA|USDA|VA) 8 $1,180,000 $147,500 $5,761 3.61%
    ROCKY MOUNT, NC (FHA|USDA|VA) 7 $1,175,000 $167,857 $4,410 3.61%
    Granbury, TX (FHA|USDA|VA) 4 $1,160,000 $290,000 $7,091 3.50%
    DALTON, GA (FHA|USDA|VA) 6 $1,160,000 $193,333 $4,945 3.35%
    Othello, WA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,920 2.58%
    DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 5 $1,155,000 $231,000 $5,276 2.95%
    ROME, GA (FHA|USDA|VA) 6 $1,150,000 $191,667 $7,681 2.85%
    TOPEKA, KS (FHA|USDA|VA) 9 $1,145,000 $127,222 $4,519 3.94%
    Lewisburg, PA (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,796 3.21%
    Sandpoint, ID (FHA|USDA|VA) 2 $1,140,000 $570,000 $8,534 3.31%
    Sanford, NC (FHA|USDA|VA) 7 $1,135,000 $162,143 $6,557 2.88%
    Vernal, UT (FHA|USDA|VA) 6 $1,120,000 $186,667 $5,105 3.29%
    Frankfort, IN (FHA|USDA|VA) 8 $1,120,000 $140,000 $4,341 3.55%
    MOBILE, AL (FHA|USDA|VA) 9 $1,115,000 $123,889 $4,521 3.38%
    Dodge City, KS (FHA|USDA|VA) 6 $1,080,000 $180,000 $4,463 3.29%
    Enterprise, AL (FHA|USDA|VA) 7 $1,075,000 $153,571 $4,916 3.23%
    MEDFORD, OR (FHA|USDA|VA) 4 $1,070,000 $267,500 $3,987 3.09%
    COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 5 $1,065,000 $213,000 $4,539 3.68%
    Cambridge, MD (FHA|USDA|VA) 5 $1,065,000 $213,000 $6,772 3.45%
    ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 8 $1,060,000 $132,500 $4,816 3.30%
    Burley, ID (FHA|USDA|VA) 4 $1,060,000 $265,000 $10,226 3.44%
    Athens, TN (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,408 3.20%
    Rutland, VT (FHA|USDA|VA) 5 $1,055,000 $211,000 $5,162 3.10%
    JONESBORO, AR (FHA|USDA|VA) 7 $1,035,000 $147,857 $5,334 3.14%
    Shelby, NC (FHA|USDA|VA) 5 $1,035,000 $207,000 $6,187 3.50%
    Brainerd, MN (FHA|USDA|VA) 3 $1,035,000 $345,000 $5,548 2.88%
    Elko, NV (FHA|USDA|VA) 2 $1,030,000 $515,000 $10,887 4.13%
    VICTORIA, TX (FHA|USDA|VA) 5 $1,025,000 $205,000 $9,621 3.80%
    Great Bend, KS (FHA|USDA|VA) 10 $1,010,000 $101,000 $4,323 3.68%
    RACINE, WI (FHA|USDA|VA) 5 $1,005,000 $201,000 $7,393 3.50%
    Hobbs, NM (FHA|USDA|VA) 4 $1,000,000 $250,000 $6,963 3.09%
    Urbana, OH (FHA|USDA|VA) 4 $1,000,000 $250,000 $5,864 3.56%
    Columbus, MS (FHA|USDA|VA) 3 $985,000 $328,333 $5,061 3.25%
    JACKSON, TN (FHA|USDA|VA) 8 $970,000 $121,250 $5,147 3.31%
    BATTLE CREEK, MI (FHA|USDA|VA) 6 $950,000 $158,333 $4,680 3.37%
    Craig, CO (FHA|USDA|VA) 7 $945,000 $135,000 $6,076 2.28%
    Russellville, AR (FHA|USDA|VA) 7 $945,000 $135,000 $3,581 3.80%
    Richmond-Berea, KY (FHA|USDA|VA) 4 $940,000 $235,000 $8,211 3.38%
    Coos Bay, OR (FHA|USDA|VA) 4 $940,000 $235,000 $6,632 3.06%
    GRAND FORKS, ND-MN (FHA|USDA|VA) 7 $935,000 $133,571 $5,267 3.34%
    Keene, NH (FHA|USDA|VA) 5 $925,000 $185,000 $4,461 2.97%
    Arkadelphia, AR (FHA|USDA|VA) 6 $920,000 $153,333 $5,731 3.65%
    ALBANY-LEBANON, OR (FHA|USDA|VA) 5 $915,000 $183,000 $7,287 2.58%
    EL PASO, TX (FHA|USDA|VA) 6 $910,000 $151,667 $6,850 2.81%
    Riverton, WY (FHA|USDA|VA) 4 $910,000 $227,500 $5,156 3.03%
    Forest City, NC (FHA|USDA|VA) 3 $895,000 $298,333 $3,527 3.46%
    Kingsville, TX (FHA|USDA|VA) 6 $890,000 $148,333 $7,619 3.10%
    BRUNSWICK, GA (FHA|USDA|VA) 4 $890,000 $222,500 $5,589 3.15%
    CUMBERLAND, MD-WV (FHA|USDA|VA) 3 $885,000 $295,000 $14,997 3.38%
    Alice, TX (FHA|USDA|VA) 11 $885,000 $80,455 $6,713 2.41%
    Madisonville, KY (FHA|USDA|VA) 6 $880,000 $146,667 $4,280 3.85%
    GREENVILLE, NC (FHA|USDA|VA) 4 $880,000 $220,000 $6,483 3.47%
    FORT SMITH, AR-OK (FHA|USDA|VA) 5 $875,000 $175,000 $5,329 3.60%
    Gallup, NM (FHA|USDA|VA) 7 $855,000 $122,143 $4,519 3.00%
    Marion, OH (FHA|USDA|VA) 6 $850,000 $141,667 $5,295 2.98%
    Juneau, AK (FHA|USDA|VA) 2 $840,000 $420,000 $15,729 3.00%
    SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 3 $825,000 $275,000 $5,506 3.16%
    Greenwood, SC (FHA|USDA|VA) 4 $800,000 $200,000 $6,057 3.40%
    Seneca, SC (FHA|USDA|VA) 4 $790,000 $197,500 $5,192 3.03%
    Rexburg, ID (FHA|USDA|VA) 2 $770,000 $385,000 $11,819 3.13%
    Bennington, VT (FHA|USDA|VA) 3 $755,000 $251,667 $6,022 3.21%
    NILES, MI (FHA|USDA|VA) 2 $750,000 $375,000 $5,226 3.44%
    ABILENE, TX (FHA|USDA|VA) 4 $750,000 $187,500 $4,593 3.25%
    Crawfordsville, IN (FHA|USDA|VA) 4 $750,000 $187,500 $4,885 3.41%
    Minden, LA (FHA|USDA|VA) 5 $745,000 $149,000 $4,861 3.35%
    Beaver Dam, WI (FHA|USDA|VA) 5 $745,000 $149,000 $5,525 3.70%
    Toccoa, GA (FHA|USDA|VA) 4 $740,000 $185,000 $4,518 3.06%
    Las Vegas, NM (FHA|USDA|VA) 5 $725,000 $145,000 $5,047 2.75%
    WICHITA FALLS, TX (FHA|USDA|VA) 5 $725,000 $145,000 $3,655 3.60%
    The Dalles, OR (FHA|USDA|VA) 3 $715,000 $238,333 $5,015 3.04%
    HAMMOND, LA (FHA|USDA|VA) 4 $710,000 $177,500 $4,412 3.25%
    Lufkin, TX (FHA|USDA|VA) 4 $710,000 $177,500 $6,377 3.25%
    MANSFIELD, OH (FHA|USDA|VA) 5 $705,000 $141,000 $3,618 3.10%
    PITTSFIELD, MA (FHA|USDA|VA) 2 $700,000 $350,000 $4,369 2.88%
    Athens, TX (FHA|USDA|VA) 3 $685,000 $228,333 $5,145 3.21%
    Fort Polk South, LA (FHA|USDA|VA) 3 $675,000 $225,000 $1,856 4.38%
    CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 3 $675,000 $225,000 $6,553 3.29%
    Port Angeles, WA (FHA|USDA|VA) 2 $670,000 $335,000 $8,509 2.75%
    GOLDSBORO, NC (FHA|USDA|VA) 3 $665,000 $221,667 $7,547 4.21%
    Oxford, MS (FHA|USDA|VA) 4 $660,000 $165,000 $4,837 2.91%
    Bonham, TX (FHA|USDA|VA) 3 $655,000 $218,333 $9,594 3.54%
    Cambridge, OH (FHA|USDA|VA) 3 $655,000 $218,333 $4,625 3.21%
    Opelousas, LA (FHA|USDA|VA) 4 $650,000 $162,500 $5,608 3.28%
    Grants, NM (FHA|USDA|VA) 6 $650,000 $108,333 $3,775 3.33%
    POCATELLO, ID (FHA|USDA|VA) 3 $645,000 $215,000 $9,123 3.92%
    DECATUR, AL (FHA|USDA|VA) 3 $645,000 $215,000 $6,019 3.04%
    SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $645,000 $129,000 $4,310 3.13%
    WINCHESTER, VA-WV (FHA|USDA|VA) 2 $640,000 $320,000 $2,798 3.00%
    FOND DU LAC, WI (FHA|USDA|VA) 3 $635,000 $211,667 $4,748 2.75%
    YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 3 $635,000 $211,667 $4,313 3.46%
    Red Wing, MN (FHA|USDA|VA) 4 $630,000 $157,500 $5,827 3.41%
    HINESVILLE, GA (FHA|USDA|VA) 3 $625,000 $208,333 $6,107 3.29%
    MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 3 $625,000 $208,333 $7,173 2.96%
    Winfield, KS (FHA|USDA|VA) 5 $615,000 $123,000 $4,494 3.48%
    SAN ANGELO, TX (FHA|USDA|VA) 4 $600,000 $150,000 $5,994 2.53%
    CHEYENNE, WY (FHA|USDA|VA) 2 $600,000 $300,000 $4,574 3.38%
    ANNISTON-OXFORD, AL (FHA|USDA|VA) 4 $590,000 $147,500 $5,268 3.03%
    DULUTH, MN-WI (FHA|USDA|VA) 3 $575,000 $191,667 $8,557 3.29%
    Sandusky, OH (FHA|USDA|VA) 3 $575,000 $191,667 $4,818 3.83%
    Blytheville, AR (FHA|USDA|VA) 5 $575,000 $115,000 $5,669 3.55%
    Arcadia, FL (FHA|USDA|VA) 3 $575,000 $191,667 $9,265 3.71%
    Searcy, AR (FHA|USDA|VA) 5 $565,000 $113,000 $3,544 3.68%
    Athens, OH (FHA|USDA|VA) 6 $560,000 $93,333 $5,284 2.96%
    Shawnee, OK (FHA|USDA|VA) 4 $560,000 $140,000 $5,007 3.38%
    ELKHART-GOSHEN, IN (FHA|USDA|VA) 3 $555,000 $185,000 $5,314 3.33%
    Central City, KY (FHA|USDA|VA) 4 $550,000 $137,500 $4,077 3.56%
    Baraboo, WI (FHA|USDA|VA) 3 $545,000 $181,667 $5,309 2.92%
    Taos, NM (FHA|USDA|VA) 1 $545,000 $545,000 $3,816 3.13%
    TUSCALOOSA, AL (FHA|USDA|VA) 2 $540,000 $270,000 $4,208 3.87%
    Defiance, OH (FHA|USDA|VA) 3 $535,000 $178,333 $6,140 3.41%
    ST. CLOUD, MN (FHA|USDA|VA) 3 $535,000 $178,333 $5,226 3.54%
    Natchitoches, LA (FHA|USDA|VA) 3 $535,000 $178,333 $3,211 3.88%
    Snyder, TX (FHA|USDA|VA) 2 $530,000 $265,000 $4,976 2.56%
    Klamath Falls, OR (FHA|USDA|VA) 1 $525,000 $525,000 $4,180 3.25%
    Seymour, IN (FHA|USDA|VA) 3 $525,000 $175,000 $5,149 3.17%
    Somerset, KY (FHA|USDA|VA) 2 $520,000 $260,000 $3,012 3.75%
    KOKOMO, IN (FHA|USDA|VA) 3 $515,000 $171,667 $6,449 3.54%
    Uvalde, TX (FHA|USDA|VA) 1 $515,000 $515,000 $9,235 2.88%
    MONTGOMERY, AL (FHA|USDA|VA) 4 $510,000 $127,500 $4,209 3.28%
    Cullowhee, NC (FHA|USDA|VA) 2 $510,000 $255,000 $4,129 3.00%
    Berlin, NH (FHA|USDA|VA) 1 $505,000 $505,000 $7,283 3.25%
    Newport, OR (FHA|USDA|VA) 1 $495,000 $495,000 $26,635 2.25%
    YUMA, AZ (FHA|USDA|VA) 3 $495,000 $165,000 $4,136 3.04%
    Kendallville, IN (FHA|USDA|VA) 3 $495,000 $165,000 $3,234 3.25%
    Andrews, TX (FHA|USDA|VA) 2 $490,000 $245,000 $6,018 4.06%
    Henderson, NC (FHA|USDA|VA) 2 $490,000 $245,000 $6,060 3.19%
    Elizabeth City, NC (FHA|USDA|VA) 3 $485,000 $161,667 $6,172 3.75%
    Lawrenceburg, TN (FHA|USDA|VA) 3 $475,000 $158,333 $5,512 3.00%
    Holland, MI (FHA|USDA|VA) 3 $475,000 $158,333 $4,689 2.95%
    Madison, IN (FHA|USDA|VA) 4 $470,000 $117,500 $5,491 2.63%
    KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 2 $470,000 $235,000 $9,050 2.81%
    Cedartown, GA (FHA|USDA|VA) 3 $465,000 $155,000 $6,159 3.42%
    St. Marys, GA (FHA|USDA|VA) 3 $465,000 $155,000 $4,698 3.25%
    Milledgeville, GA (FHA|USDA|VA) 3 $465,000 $155,000 $10,502 1.71%
    Morehead City, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,528 3.63%
    Mayfield, KY (FHA|USDA|VA) 3 $455,000 $151,667 $4,224 3.00%
    Bay City, TX (FHA|USDA|VA) 2 $450,000 $225,000 $6,792 3.38%
    BISMARCK, ND (FHA|USDA|VA) 2 $440,000 $220,000 $5,641 3.50%
    ROCKFORD, IL (FHA|USDA|VA) 3 $435,000 $145,000 $5,853 3.54%
    Washington Court House, OH (FHA|USDA|VA) 3 $435,000 $145,000 $6,278 4.29%
    Bozeman, MT (FHA|USDA|VA) 1 $435,000 $435,000 $6,880 3.00%
    LEBANON, PA (FHA|USDA|VA) 2 $430,000 $215,000 $8,021 3.50%
    Evanston, WY (FHA|USDA|VA) 2 $430,000 $215,000 $5,861 3.50%
    Gillette, WY (FHA|USDA|VA) 2 $430,000 $215,000 $8,468 3.50%
    Mount Sterling, KY (FHA|USDA|VA) 2 $430,000 $215,000 $8,838 4.50%
    McMinnville, TN (FHA|USDA|VA) 2 $430,000 $215,000 $3,382 2.81%
    Gaffney, SC (FHA|USDA|VA) 3 $425,000 $141,667 $5,306 3.50%
    Thomaston, GA (FHA|USDA|VA) 3 $415,000 $138,333 $5,820 3.17%
    Mount Airy, NC (FHA|USDA|VA) 2 $410,000 $205,000 $9,089 3.37%
    Bogalusa, LA (FHA|USDA|VA) 2 $410,000 $205,000 $6,903 4.06%
    ANN ARBOR, MI (FHA|USDA|VA) 1 $405,000 $405,000 $2,101 2.88%
    Palestine, TX (FHA|USDA|VA) 2 $400,000 $200,000 $9,761 3.38%
    ODESSA, TX (FHA|USDA|VA) 2 $400,000 $200,000 $4,343 3.06%
    Selinsgrove, PA (FHA|USDA|VA) 2 $400,000 $200,000 $9,363 3.13%
    Garden City, KS (FHA|USDA|VA) 2 $400,000 $200,000 $5,466 3.19%
    Sidney, OH (FHA|USDA|VA) 2 $390,000 $195,000 $5,037 3.81%
    Whitewater, WI (FHA|USDA|VA) 2 $390,000 $195,000 $4,706 3.56%
    JANESVILLE-BELOIT, WI (FHA|USDA|VA) 2 $390,000 $195,000 $5,383 3.00%
    Albert Lea, MN (FHA|USDA|VA) 4 $380,000 $95,000 $4,292 3.41%
    Greeneville, TN (FHA|USDA|VA) 3 $375,000 $125,000 $7,198 3.29%
    Paragould, AR (FHA|USDA|VA) 3 $375,000 $125,000 $3,667 3.58%
    Deming, NM (FHA|USDA|VA) 3 $375,000 $125,000 $5,297 3.12%
    HATTIESBURG, MS (FHA|USDA|VA) 2 $370,000 $185,000 $7,879 3.31%
    Camden, AR (FHA|USDA|VA) 4 $370,000 $92,500 $4,421 3.84%
    Lexington, NE (FHA|USDA|VA) 2 $370,000 $185,000 $6,756 4.19%
    Manitowoc, WI (FHA|USDA|VA) 3 $365,000 $121,667 $5,164 4.33%
    Warsaw, IN (FHA|USDA|VA) 2 $360,000 $180,000 $3,832 3.31%
    NEW BERN, NC (FHA|USDA|VA) 2 $360,000 $180,000 $8,033 3.38%
    Paris, TX (FHA|USDA|VA) 2 $350,000 $175,000 $7,569 3.25%
    Shawano, WI (FHA|USDA|VA) 2 $350,000 $175,000 $2,646 3.00%
    Borger, TX (FHA|USDA|VA) 2 $350,000 $175,000 $8,119 3.81%
    Wilmington, OH (FHA|USDA|VA) 2 $350,000 $175,000 $4,579 3.38%
    MUNCIE, IN (FHA|USDA|VA) 3 $345,000 $115,000 $4,124 3.63%
    Tupelo, MS (FHA|USDA|VA) 2 $340,000 $170,000 $6,817 3.13%
    Emporia, KS (FHA|USDA|VA) 2 $340,000 $170,000 $2,949 3.44%
    FARGO, ND-MN (FHA|USDA|VA) 2 $340,000 $170,000 $4,683 2.38%
    Picayune, MS (FHA|USDA|VA) 2 $340,000 $170,000 $7,159 4.06%
    BILLINGS, MT (FHA|USDA|VA) 1 $335,000 $335,000 $9,010 3.38%
    Astoria, OR (FHA|USDA|VA) 1 $335,000 $335,000 $3,639 3.13%
    Atmore, AL (FHA|USDA|VA) 3 $335,000 $111,667 $4,725 3.58%
    TOLEDO, OH (FHA|USDA|VA) 2 $330,000 $165,000 $4,562 3.56%
    Jesup, GA (FHA|USDA|VA) 2 $330,000 $165,000 $5,993 2.63%
    Paducah, KY-IL (FHA|USDA|VA) 2 $330,000 $165,000 $7,710 3.81%
    Norwalk, OH (FHA|USDA|VA) 1 $325,000 $325,000 $11,053 4.00%
    HOUMA-THIBODAUX, LA (FHA|USDA|VA) 3 $325,000 $108,333 $5,345 3.04%
    FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 2 $320,000 $160,000 $5,819 3.94%
    Chillicothe, OH (FHA|USDA|VA) 2 $320,000 $160,000 $4,781 4.00%
    SPRINGFIELD, MO (FHA|USDA|VA) 1 $315,000 $315,000 $3,443 3.25%
    BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $315,000 $315,000 $9,597 2.88%
    MONROE, MI (FHA|USDA|VA) 1 $315,000 $315,000 $7,436 3.25%
    MANHATTAN, KS (FHA|USDA|VA) 3 $315,000 $105,000 $2,944 3.54%
    Helena, MT (FHA|USDA|VA) 1 $315,000 $315,000 $4,921 3.25%
    Meridian, MS (FHA|USDA|VA) 1 $305,000 $305,000 $4,459 3.25%
    North Wilkesboro, NC (FHA|USDA|VA) 1 $305,000 $305,000 $4,783 3.50%
    Tifton, GA (FHA|USDA|VA) 3 $305,000 $101,667 $4,385 3.46%
    LEWISTON, ID-WA (FHA|USDA|VA) 3 $305,000 $101,667 $5,546 3.62%
    FARMINGTON, NM (FHA|USDA|VA) 3 $295,000 $98,333 $5,967 4.38%
    Menomonie, WI (FHA|USDA|VA) 1 $285,000 $285,000 $6,765 2.99%
    Eureka-Arcata, CA (FHA|USDA|VA) 1 $285,000 $285,000 $11,759 3.38%
    Somerset, PA (FHA|USDA|VA) 1 $285,000 $285,000 $12,166 3.50%
    MORRISTOWN, TN (FHA|USDA|VA) 1 $285,000 $285,000 $4,438 3.25%
    HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) 3 $285,000 $95,000 $6,069 3.92%
    DuBois, PA (FHA|USDA|VA) 3 $285,000 $95,000 $3,940 3.46%
    Point Pleasant, WV-OH (FHA|USDA|VA) 2 $280,000 $140,000 $7,186 3.25%
    Alexander City, AL (FHA|USDA|VA) 1 $275,000 $275,000 $7,860 3.38%
    Huntington, IN (FHA|USDA|VA) 3 $275,000 $91,667 $3,716 2.17%
    Red Bluff, CA (FHA|USDA|VA) 1 $275,000 $275,000 $3,757 3.88%
    Pottsville, PA (FHA|USDA|VA) 1 $265,000 $265,000 $6,678 3.25%
    Batesville, AR (FHA|USDA|VA) 3 $265,000 $88,333 $3,750 3.29%
    Corsicana, TX (FHA|USDA|VA) 1 $265,000 $265,000 $3,930 3.50%
    Union City, TN (FHA|USDA|VA) 1 $265,000 $265,000 $3,548 3.63%
    STATE COLLEGE, PA (FHA|USDA|VA) 1 $255,000 $255,000 $8,635 2.99%
    Danville, KY (FHA|USDA|VA) 1 $255,000 $255,000 $4,903 2.75%
    Lake City, FL (FHA|USDA|VA) 1 $255,000 $255,000 $14,682 3.88%
    BLOOMSBURG-BERWICK, PA (FHA|USDA|VA) 2 $250,000 $125,000 $8,022 3.56%
    New Castle, IN (FHA|USDA|VA) 2 $250,000 $125,000 $4,610 3.00%
    Roanoke Rapids, NC (FHA|USDA|VA) 2 $250,000 $125,000 $10,101 2.13%
    Barre, VT (FHA|USDA|VA) 1 $245,000 $245,000 $6,945 3.38%
    Atchison, KS (FHA|USDA|VA) 1 $245,000 $245,000 $5,416 2.88%
    WHEELING, WV-OH (FHA|USDA|VA) 1 $245,000 $245,000 $10,941 3.75%
    Brookings, OR (FHA|USDA|VA) 1 $245,000 $245,000 $5,091 3.63%
    Mount Vernon, OH (FHA|USDA|VA) 1 $245,000 $245,000 $7,971 4.00%
    Pittsburg, KS (FHA|USDA|VA) 2 $240,000 $120,000 $4,285 2.75%
    Bedford, IN (FHA|USDA|VA) 2 $240,000 $120,000 $3,679 3.19%
    Susanville, CA (FHA|USDA|VA) 1 $235,000 $235,000 $9,509 3.00%
    Coshocton, OH (FHA|USDA|VA) 3 $235,000 $78,333 $4,603 3.00%
    Wabash, IN (FHA|USDA|VA) 1 $225,000 $225,000 $2,126 3.25%
    Richmond, IN (FHA|USDA|VA) 1 $225,000 $225,000 $6,442 2.75%
    Newberry, SC (FHA|USDA|VA) 1 $225,000 $225,000 $6,470 3.13%
    GADSDEN, AL (FHA|USDA|VA) 1 $215,000 $215,000 $3,569 3.38%
    Hailey, ID (FHA|USDA|VA) 1 $215,000 $215,000 $6,274 2.99%
    Warrensburg, MO (FHA|USDA|VA) 1 $215,000 $215,000 $3,264 3.88%
    Marinette, WI-MI (FHA|USDA|VA) 2 $210,000 $105,000 $3,153 2.81%
    Americus, GA (FHA|USDA|VA) 1 $205,000 $205,000 $5,946 3.75%
    Moscow, ID (FHA|USDA|VA) 1 $205,000 $205,000 $3,703 4.13%
    Spearfish, SD (FHA|USDA|VA) 1 $205,000 $205,000 $4,601 2.99%
    AMES, IA (FHA|USDA|VA) 1 $205,000 $205,000 $2,044 2.50%
    Eagle Pass, TX (FHA|USDA|VA) 1 $195,000 $195,000 $7,670 3.88%
    Huntsville, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,277 4.13%
    Cornelia, GA (FHA|USDA|VA) 2 $190,000 $95,000 $3,561 2.39%
    ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $185,000 $185,000 $11,719 3.25%
    Sunbury, PA (FHA|USDA|VA) 1 $185,000 $185,000 $1,341 3.63%
    Tahlequah, OK (FHA|USDA|VA) 1 $185,000 $185,000 $7,396 3.38%
    Brownwood, TX (FHA|USDA|VA) 1 $185,000 $185,000 $8,274 3.13%
    Ardmore, OK (FHA|USDA|VA) 1 $175,000 $175,000 $8,045 3.38%
    Branson, MO (FHA|USDA|VA) 1 $175,000 $175,000 $2,599 2.75%
    KANKAKEE, IL (FHA|USDA|VA) 1 $175,000 $175,000 $8,456 2.75%
    Nogales, AZ (FHA|USDA|VA) 1 $175,000 $175,000 $4,480 2.99%
    Bluffton, IN (FHA|USDA|VA) 1 $175,000 $175,000 $2,357 3.13%
    MANKATO, MN (FHA|USDA|VA) 1 $175,000 $175,000 $8,887 2.88%
    Hope, AR (FHA|USDA|VA) 1 $175,000 $175,000 $6,618 4.38%
    Palatka, FL (FHA|USDA|VA) 1 $175,000 $175,000 $4,715 2.99%
    Rolla, MO (FHA|USDA|VA) 1 $165,000 $165,000 $6,207 3.75%
    LAREDO, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,226 2.75%
    Thomasville, GA (FHA|USDA|VA) 1 $165,000 $165,000 $4,315 2.50%
    New Castle, PA (FHA|USDA|VA) 1 $165,000 $165,000 $9,099 4.38%
    Burlington, IA-IL (FHA|USDA|VA) 1 $165,000 $165,000 $5,631 3.63%
    Orangeburg, SC (FHA|USDA|VA) 1 $165,000 $165,000 $3,801 3.38%
    Newport, TN (FHA|USDA|VA) 1 $165,000 $165,000 $4,232 3.50%
    Wahpeton, ND-MN (FHA|USDA|VA) 1 $165,000 $165,000 $6,443 2.88%
    Parsons, KS (FHA|USDA|VA) 2 $160,000 $80,000 $3,550 2.94%
    Clarksdale, MS (FHA|USDA|VA) 1 $155,000 $155,000 $5,328 4.13%
    Muskogee, OK (FHA|USDA|VA) 1 $155,000 $155,000 $3,481 3.38%
    BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $155,000 $155,000 $3,872 3.25%
    Harrison, AR (FHA|USDA|VA) 1 $155,000 $155,000 $5,820 3.88%
    LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $155,000 $155,000 $6,683 3.63%
    Fallon, NV (FHA|USDA|VA) 1 $155,000 $155,000 $3,270 3.50%
    Morgan City, LA (FHA|USDA|VA) 1 $155,000 $155,000 $7,859 4.13%
    Crossville, TN (FHA|USDA|VA) 1 $145,000 $145,000 $325 3.50%
    Portsmouth, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,660 3.00%
    Ruston, LA (FHA|USDA|VA) 1 $145,000 $145,000 $4,519 3.38%
    CEDAR RAPIDS, IA (FHA|USDA|VA) 1 $145,000 $145,000 $2,301 2.75%
    Waycross, GA (FHA|USDA|VA) 1 $145,000 $145,000 $6,348 3.75%
    RAPID CITY, SD (FHA|USDA|VA) 1 $145,000 $145,000 $6,557 2.38%
    Duncan, OK (FHA|USDA|VA) 1 $145,000 $145,000 $6,530 3.38%
    Greenville, MS (FHA|USDA|VA) 1 $145,000 $145,000 $7,517 3.88%
    CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $145,000 $145,000 $3,328 2.63%
    Fort Dodge, IA (FHA|USDA|VA) 1 $135,000 $135,000 $5,157 4.13%
    Plymouth, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,776 3.38%
    Sault Ste. Marie, MI (FHA|USDA|VA) 1 $135,000 $135,000 $2,066 2.38%
    Brevard, NC (FHA|USDA|VA) 1 $135,000 $135,000 $3,439 4.38%
    Troy, AL (FHA|USDA|VA) 1 $135,000 $135,000 $3,131 3.13%
    Starkville, MS (FHA|USDA|VA) 1 $135,000 $135,000 $6,140 2.88%
    Hannibal, MO (FHA|USDA|VA) 1 $135,000 $135,000 $2,191 2.88%
    Bradford, PA (FHA|USDA|VA) 1 $135,000 $135,000 $4,354 2.88%
    JOHNSTOWN, PA (FHA|USDA|VA) 1 $135,000 $135,000 $7,278 3.88%
    Kalispell, MT (FHA|USDA|VA) 1 $135,000 $135,000 $2,866 3.13%
    Albertville, AL (FHA|USDA|VA) 1 $125,000 $125,000 $6,811 2.75%
    London, KY (FHA|USDA|VA) 1 $125,000 $125,000 $5,007 4.88%
    Bellefontaine, OH (FHA|USDA|VA) 1 $125,000 $125,000 $3,549 3.50%
    Marion, NC (FHA|USDA|VA) 1 $125,000 $125,000 $7,538 2.88%
    Pampa, TX (FHA|USDA|VA) 1 $125,000 $125,000 $7,423 3.88%
    Mountain Home, AR (FHA|USDA|VA) 1 $125,000 $125,000 $6,017 3.50%
    Mount Pleasant, TX (FHA|USDA|VA) 1 $125,000 $125,000 $8,753 4.63%
    Summerville, GA (FHA|USDA|VA) 1 $115,000 $115,000 $4,591 2.88%
    WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $115,000 $115,000 $2,941 3.38%
    Dublin, GA (FHA|USDA|VA) 1 $115,000 $115,000 $6,267 3.88%
    Worthington, MN (FHA|USDA|VA) 1 $115,000 $115,000 $2,749 3.25%
    Rockingham, NC (FHA|USDA|VA) 1 $115,000 $115,000 $5,815 2.75%
    LANSING-EAST LANSING, MI (FHA|USDA|VA) 1 $115,000 $115,000 $2,752 2.75%
    Vernon, TX (FHA|USDA|VA) 1 $115,000 $115,000 $7,674 3.88%
    Scottsboro, AL (FHA|USDA|VA) 1 $105,000 $105,000 $4,034 4.13%
    Prineville, OR (FHA|USDA|VA) 1 $105,000 $105,000 $7,961 4.13%
    Selma, AL (FHA|USDA|VA) 1 $105,000 $105,000 $5,949 3.63%
    Vincennes, IN (FHA|USDA|VA) 1 $105,000 $105,000 $5,421 3.38%
    Pullman, WA (FHA|USDA|VA) 1 $105,000 $105,000 $3,449 2.50%
    Kinston, NC (FHA|USDA|VA) 1 $95,000 $95,000 $6,200 3.63%
    Alexandria, MN (FHA|USDA|VA) 1 $95,000 $95,000 $3,679 3.13%
    WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,818 3.38%
    Statesboro, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,460 4.38%
    Martin, TN (FHA|USDA|VA) 1 $95,000 $95,000 $2,410 3.63%
    Fitzgerald, GA (FHA|USDA|VA) 1 $95,000 $95,000 $5,355 3.00%
    Lebanon, MO (FHA|USDA|VA) 1 $95,000 $95,000 $4,421 4.00%
    Salem, OH (FHA|USDA|VA) 1 $95,000 $95,000 $4,004 5.00%
    DECATUR, IL (FHA|USDA|VA) 1 $85,000 $85,000 $5,440 4.38%
    ERIE, PA (FHA|USDA|VA) 1 $85,000 $85,000 $4,068 3.75%
    Coffeyville, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,590 3.38%
    Ada, OK (FHA|USDA|VA) 1 $85,000 $85,000 $4,329 3.25%
    Hays, KS (FHA|USDA|VA) 1 $85,000 $85,000 $3,324 3.88%
    MUSKEGON, MI (FHA|USDA|VA) 1 $85,000 $85,000 $1,927 2.50%
    SUMTER, SC (FHA|USDA|VA) 1 $85,000 $85,000 $5,834 3.88%
    CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) 1 $85,000 $85,000 $6,536 2.88%
    Greensburg, IN (FHA|USDA|VA) 1 $75,000 $75,000 $1,307 3.13%
    Maysville, KY (FHA|USDA|VA) 1 $75,000 $75,000 $1,329 3.38%
    Lewistown, PA (FHA|USDA|VA) 1 $75,000 $75,000 $5,767 4.50%
    Liberal, KS (FHA|USDA|VA) 1 $65,000 $65,000 $3,112 3.75%
    BLOOMINGTON, IL (FHA|USDA|VA) 1 $65,000 $65,000 $2,763 4.00%
    Helena-West Helena, AR (FHA|USDA|VA) 1 $65,000 $65,000 $3,892 3.38%
    Connersville, IN (FHA|USDA|VA) 2 $60,000 $30,000 $1,221 1.44%
    Bainbridge, GA (FHA|USDA|VA) 1 $55,000 $55,000 $2,480 3.88%
    Mineral Wells, TX (FHA|USDA|VA) 1 $15,000 $15,000 $0 0.00%

    Primary Residential Mortgage 's top markets include Baltimore, Miami, Phoenix, Seattle, and Albuquerque among others.

    Similar Lenders

    We use machine learning to identify the top lenders compared against PRIMARY RESIDENTIAL MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.

    Titan Mortgage Capital, Inc.
    Similarity Rank: 14
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    STRATA Credit Union
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    GUARANTY MORTGAGE SERVICE, INC.
    Similarity Rank: 216
    Bank of the Pacific
    Similarity Rank: 261
    Emory Alliance Credit Union
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    CREDIT UNION 1
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    SAFE 1 CREDIT UNION
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 29,378 $8,001,580,000 $272,366 $5,356 2.95%
    FHA 8,401 $2,128,535,000 $253,367 $9,913 3.44%
    VA 2,356 $787,090,000 $334,079 $8,027 3.12%
    USDA 1,028 $186,110,000 $181,041 $6,084 3.22%
    FHA 46 $8,810,000 $191,522 $0 2.40%

    For 2021, Primary Residential Mortgage 's most frequently originated type of loan was Conventional, with 29,378 originations. Their 2nd most popular type was FHA, with 8,401 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 25,985 $6,867,545,000 $264,289 $7,329 3.06%
    Refi 8,980 $2,492,630,000 $277,576 $4,877 2.95%
    Cash Out Refi 6,226 $1,747,330,000 $280,650 $5,889 3.24%
    Home Improvement 18 $4,620,000 $256,667 $6,238 3.14%

    For 2021, Primary Residential Mortgage 's most frequently cited loan purpose was Home Purchase, with 25,985 originations. The 2nd most popular reason was Refi, with 8,980 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 36,643 $10,262,905,000 $280,078 $6,738 3.15%
    15 Year 2,565 $537,645,000 $209,608 $4,419 2.56%
    20 Year 745 $183,905,000 $246,852 $4,658 2.95%
    Other 428 $89,790,000 $209,790 $4,644 2.56%
    10 Year 350 $31,890,000 $91,114 $4,134 3.14%
    3 Year 271 $2,985,000 $11,015 $0 0.00%
    30+ year 143 $2,065,000 $14,441 $0 0.00%
    5 Year 64 $940,000 $14,688 $0 0.00%

    For 2021, Primary Residential Mortgage 's most frequently cited loan duration was 30 Year, with 36,643 originations. The 2nd most popular length was 15 Year, with 2,565 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $1k-2k 16,266 $4,553,560,000 $279,943
    $2k-3k 6,244 $1,449,220,000 $232,098
    $3k-4k 5,173 $1,328,845,000 $256,881
    $5k+ 5,088 $2,047,850,000 $402,486
    $<1k 4,556 $549,640,000 $120,641
    $4k-5k 3,834 $1,173,630,000 $306,111

    Primary Residential Mortgage 's average total fees were $6,738, while their most frequently occuring range of origination fees (closing costs) were in the $1k-2k bucket, with 16,266 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    3-4% 20,505 $5,888,015,000 $287,150
    2.5-3% 14,109 $4,177,395,000 $296,080
    <2.5% 4,223 $576,725,000 $136,568
    4-5% 2,117 $464,615,000 $219,469
    5-6% 242 $5,230,000 $21,612
    7-8% 13 $145,000 $11,154

    During 2021, Primary Residential Mortgage 's average interest rate for loans was 3.15%, while their most frequently originated rate bucket for loans was 3-4%, with 20,505 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 20,201 $5,768,605,000 $285,560 $6,864 3.21%
    $100k-200k 10,190 $1,597,050,000 $156,727 $4,964 3.24%
    $400k-600k 5,642 $2,689,810,000 $476,748 $8,087 3.14%
    $100,000 or less 4,029 $143,705,000 $35,668 $3,853 1.77%
    $600k-1MM 992 $709,410,000 $715,131 $9,840 3.14%
    $1MM+ 155 $203,545,000 $1,313,194 $12,152 3.09%

    2021 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 20,201 originations, totaling $5,768,605,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 11,415 $2,444,495,000 $214,148 $6,594 3.00%
    $100k-150k 8,069 $2,646,895,000 $328,033 $6,830 3.13%
    $75k-100k 7,843 $2,100,185,000 $267,778 $6,920 3.09%
    $50k or less 6,759 $1,008,865,000 $149,262 $5,517 3.02%
    $150k-250k 4,582 $1,822,440,000 $397,739 $6,620 3.14%
    $250k+ 1,611 $817,475,000 $507,433 $7,033 3.16%

    Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 11,415 originations. The second most popular income band? $100k-150k, with 8,069 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 7,309 $2,004,375,000 $274,234 $6,066 3.08%
    20-30% 7,065 $1,941,305,000 $274,778 $5,435 3.07%
    <20% 2,790 $744,220,000 $266,746 $4,907 2.92%
    50-60% 2,702 $697,550,000 $258,161 $10,336 3.08%
    44% 2,020 $537,670,000 $266,173 $6,858 3.09%
    43% 1,763 $464,565,000 $263,508 $6,803 3.08%
    42% 1,736 $479,220,000 $276,048 $6,754 3.04%
    41% 1,720 $465,160,000 $270,442 $6,632 3.08%
    40% 1,621 $423,815,000 $261,453 $6,643 3.11%
    39% 1,575 $440,485,000 $279,673 $6,493 3.12%
    49% 1,559 $404,895,000 $259,715 $7,304 3.02%
    38% 1,502 $413,970,000 $275,613 $6,301 3.08%
    37% 1,455 $397,085,000 $272,911 $6,426 3.13%
    36% 1,371 $367,875,000 $268,326 $6,259 3.10%
    45% 1,302 $341,140,000 $262,012 $7,015 3.04%
    46% 1,271 $324,535,000 $255,338 $7,416 3.04%
    47% 1,169 $311,455,000 $266,429 $7,635 3.09%
    48% 1,158 $313,650,000 $270,855 $7,479 3.06%
    >60% 66 $22,550,000 $341,667 $8,626 2.91%

    Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 7,309 originations. The next most common DTI ratio? 20-30%, with 7,065 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 30,871 $8,276,555,000 $268,101 $6,333 3.06%
    Not provided 4,180 $1,148,340,000 $274,722 $6,747 3.02%
    Black 3,803 $932,545,000 $245,213 $7,962 3.12%
    Asian 1,514 $523,090,000 $345,502 $6,433 3.06%
    American Indian 442 $102,700,000 $232,353 $6,770 3.03%
    Asian Indian 97 $34,345,000 $354,072 $6,048 3.06%
    Native Hawaiian or Islander 88 $30,690,000 $348,750 $6,827 2.98%
    Other Asian 57 $16,215,000 $284,474 $6,287 3.01%
    Filipino 40 $11,870,000 $296,750 $6,092 3.16%
    Chinese 24 $10,700,000 $445,833 $6,339 3.05%
    37 $8,525,000 $230,405 $6,299 3.00%
    Japanese 11 $4,835,000 $439,545 $6,066 3.23%
    Other Pacific Islander 15 $3,825,000 $255,000 $7,845 3.04%
    Vietnamese 14 $3,150,000 $225,000 $5,243 2.96%
    Korean 9 $2,495,000 $277,222 $5,703 3.11%
    Guamanian 3 $1,105,000 $368,333 $3,865 3.16%
    Samoan 3 $985,000 $328,333 $12,048 3.17%
    Native Hawaiian 1 $155,000 $155,000 $4,082 2.63%

    Approval Rates

    Total approvals of all applications
    94.42%

    Primary Residential Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    69.83%

    Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 41,209 $11,112,125,000 $269,653

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    41,209 $11,112,125,000 $269,653

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 1,217 $251,745,000 $206,857 $4,336 2.90%
    40-60% 4,023 $1,062,305,000 $264,058 $4,745 2.96%
    60-80% 11,708 $3,534,760,000 $301,910 $5,552 3.18%
    80-100% 20,989 $6,005,825,000 $286,142 $7,348 3.29%
    Over 100% 610 $217,350,000 $356,311 $13,385 3.12%
    Under 20% 2,662 $40,140,000 $15,079 $4,005 0.95%

    Complaints

    Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
    PRIMARY RESIDENTIAL MORTGAGE VA mortgage Trouble during payment process 2 6.5%
    PRIMARY RESIDENTIAL MORTGAGE Other type of mortgage Trouble during payment process 2 6.5%
    PRIMARY RESIDENTIAL MORTGAGE VA mortgage Applying for a mortgage or refinancing an existing mortgage 1 3.2%
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Applying for a mortgage or refinancing an existing mortgage 3 9.7%
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Closing on a mortgage 3 9.7%
    PRIMARY RESIDENTIAL MORTGAGE Conventional home mortgage Trouble during payment process 12 38.7%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Applying for a mortgage or refinancing an existing mortgage 2 6.5%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Closing on a mortgage 2 6.5%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Struggling to pay mortgage 1 3.2%
    PRIMARY RESIDENTIAL MORTGAGE FHA mortgage Trouble during payment process 2 6.5%
    PRIMARY RESIDENTIAL MORTGAGE Other type of mortgage Struggling to pay mortgage 1 3.2%