Primary Residential Mortgage Rates, Fees & Info
Carson City, NVLEI: 54930052M48FOD3CWA54
Tax ID: 86-0860478
5 stars - Updated: 4/5/25
-
out of 5 stars, based on 91 reviews
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Primary Residential Mortgage is a small mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Baltimore, Albuquerque, Providence, Miami, and Denver among others. We have data for 407 markets. (Some data included below & more in-depth data is available with an active subscription.)Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically an average fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have about average rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.54% | 4/5/25 |
| 30 Year Conventional Refi | 6.99% | 4/5/25 |
| 30 Year Cash-out Refi | 7.43% | 4/5/25 |
| 30 Year FHA Purchase | 7.65% | 4/5/25 |
| 30 Year FHA Refi | 7.47% | 4/5/25 |
| 30 Year VA Purchase | 6.69% | 4/5/25 |
| 30 Year VA Refi | 6.30% | 4/5/25 |
| 30 Year USDA Purchase | 7.55% | 4/5/25 |
| 30 Year USDA Refi | 7.09% | 4/5/25 |
| 15 Year Conventional Purchase | 4.45% | 4/5/25 |
| 15 Year Conventional Refi | 6.41% | 4/5/25 |
| 15 Year Cash-out Refi | 6.41% | 4/5/25 |
| 15 Year FHA Purchase | 7.38% | 4/5/25 |
| 15 Year VA Purchase | 5.78% | 4/5/25 |
| 15 Year VA Refi | 6.00% | 4/5/25 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Primary Residential Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
8,209Origination Dollar Volume (All Markets)
$2,376,095,000Awards
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PRIMARY RESIDENTIAL MORTGAGE - 2024
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For 2024, less than of lenders were eligible for this award.
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Relative Rate
Primary Residential Mortgage's average 30 year fixed mortgage rate was
6.44%.
The 2024 average 30 year fixed rate mortgage across all markets and lenders was 6.55%.
This yields a difference of -0.11%.
Relative Fees (Closing Costs)
Primary Residential Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $8,485.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $8,356.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 927 | $291,755,000 | $314,730 | $9,040 | 6.31% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 738 | $177,680,000 | $240,759 | $6,701 | 6.21% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 466 | $146,260,000 | $313,863 | $6,996 | 5.75% |
| Outside of Metro Areas | 569 | $139,765,000 | $245,633 | $7,640 | 6.44% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 186 | $75,350,000 | $405,108 | $15,437 | 6.45% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 207 | $64,155,000 | $309,928 | $4,714 | 4.72% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 147 | $60,615,000 | $412,347 | $10,300 | 6.22% |
| GREELEY, CO (FHA|USDA|VA) | 186 | $52,730,000 | $283,495 | $6,553 | 5.27% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 171 | $51,355,000 | $300,322 | $6,218 | 6.53% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 121 | $50,365,000 | $416,240 | $9,540 | 6.64% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 137 | $45,995,000 | $335,730 | $7,549 | 6.29% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 103 | $39,865,000 | $387,039 | $8,718 | 6.61% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 120 | $38,220,000 | $318,500 | $8,521 | 6.38% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 62 | $36,820,000 | $593,871 | $12,198 | 6.02% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 87 | $32,125,000 | $369,253 | $8,457 | 6.19% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 45 | $27,765,000 | $617,000 | $9,259 | 6.47% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 79 | $24,345,000 | $308,165 | $7,397 | 6.19% |
| FARGO, ND-MN (FHA|USDA|VA) | 81 | $23,565,000 | $290,926 | $7,863 | 6.27% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 91 | $22,295,000 | $245,000 | $9,041 | 6.65% |
| ANCHORAGE, AK (FHA|USDA|VA) | 60 | $21,970,000 | $366,167 | $2,648 | 6.16% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 77 | $21,535,000 | $279,675 | $6,988 | 5.00% |
| STOCKTON, CA (FHA|USDA|VA) | 50 | $20,950,000 | $419,000 | $8,290 | 6.03% |
| VALLEJO, CA (FHA|USDA|VA) | 46 | $19,000,000 | $413,043 | $11,202 | 6.50% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 64 | $18,060,000 | $282,188 | $9,814 | 6.88% |
| Clovis, NM (FHA|USDA|VA) | 132 | $17,520,000 | $132,727 | $4,878 | 5.61% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 51 | $16,965,000 | $332,647 | $7,055 | 6.47% |
| DOVER, DE (FHA|USDA|VA) | 68 | $16,960,000 | $249,412 | $7,072 | 5.91% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 38 | $16,850,000 | $443,421 | $10,746 | 6.75% |
| BATON ROUGE, LA (FHA|USDA|VA) | 64 | $16,030,000 | $250,469 | $7,519 | 6.93% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 34 | $14,860,000 | $437,059 | $9,433 | 6.47% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 40 | $14,230,000 | $355,750 | $11,502 | 6.56% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 45 | $14,155,000 | $314,556 | $8,169 | 6.32% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 36 | $13,020,000 | $361,667 | $10,346 | 6.55% |
| LOUISVILLE, KY (FHA|USDA|VA) | 66 | $12,820,000 | $194,242 | $5,768 | 6.25% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 54 | $12,740,000 | $235,926 | $7,192 | 5.95% |
| BOISE CITY, ID (FHA|USDA|VA) | 32 | $12,670,000 | $395,938 | $10,482 | 6.63% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 64 | $12,660,000 | $197,813 | $6,750 | 6.36% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 58 | $12,370,000 | $213,276 | $5,564 | 6.03% |
| PROVO-OREM, UT (FHA|USDA|VA) | 30 | $12,160,000 | $405,333 | $7,664 | 6.61% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 26 | $12,150,000 | $467,308 | $15,498 | 6.95% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 36 | $12,080,000 | $335,556 | $8,574 | 6.39% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 58 | $11,930,000 | $205,690 | $6,476 | 5.67% |
| Hutchinson, KS (FHA|USDA|VA) | 76 | $11,850,000 | $155,921 | $5,219 | 7.15% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 43 | $11,535,000 | $268,256 | $6,239 | 6.16% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 35 | $10,985,000 | $313,857 | $13,590 | 6.14% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 21 | $10,945,000 | $521,190 | $11,497 | 6.56% |
| SANTA FE, NM (FHA|USDA|VA) | 32 | $10,610,000 | $331,563 | $9,535 | 6.56% |
| Elko, NV (FHA|USDA|VA) | 32 | $10,060,000 | $314,375 | $10,242 | 7.12% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 21 | $9,825,000 | $467,857 | $7,306 | 6.69% |
| APPLETON, WI (FHA|USDA|VA) | 43 | $9,645,000 | $224,302 | $9,350 | 6.47% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 36 | $9,120,000 | $253,333 | $8,900 | 6.43% |
| FORT COLLINS, CO (FHA|USDA|VA) | 19 | $9,105,000 | $479,211 | $7,594 | 6.04% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 50 | $8,600,000 | $172,000 | $6,231 | 7.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 22 | $8,580,000 | $390,000 | $9,373 | 6.66% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 29 | $8,415,000 | $290,172 | $10,359 | 7.06% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 35 | $8,315,000 | $237,571 | $7,480 | 6.70% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 38 | $7,690,000 | $202,368 | $7,876 | 6.26% |
| VISALIA, CA (FHA|USDA|VA) | 33 | $7,575,000 | $229,545 | $6,469 | 5.03% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 33 | $7,485,000 | $226,818 | $7,782 | 6.16% |
| GETTYSBURG, PA (FHA|USDA|VA) | 29 | $7,455,000 | $257,069 | $8,367 | 6.63% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 18 | $7,330,000 | $407,222 | $12,230 | 6.43% |
| MODESTO, CA (FHA|USDA|VA) | 23 | $7,295,000 | $317,174 | $8,396 | 6.05% |
| CASPER, WY (FHA|USDA|VA) | 27 | $7,205,000 | $266,852 | $8,060 | 5.80% |
| WICHITA, KS (FHA|USDA|VA) | 42 | $7,200,000 | $171,429 | $4,978 | 6.92% |
| TYLER, TX (FHA|USDA|VA) | 27 | $6,935,000 | $256,852 | $8,954 | 6.36% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 35 | $6,515,000 | $186,143 | $6,745 | 6.79% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 14 | $6,430,000 | $459,286 | $12,287 | 6.21% |
| Portales, NM (FHA|USDA|VA) | 50 | $6,410,000 | $128,200 | $4,916 | 5.95% |
| NAPA, CA (FHA|USDA|VA) | 16 | $6,200,000 | $387,500 | $7,069 | 4.84% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 34 | $6,030,000 | $177,353 | $7,571 | 7.16% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 25 | $5,885,000 | $235,400 | $7,119 | 6.68% |
| LONGVIEW, WA (FHA|USDA|VA) | 26 | $5,820,000 | $223,846 | $6,431 | 4.53% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 15 | $5,425,000 | $361,667 | $14,238 | 6.81% |
| Big Spring, TX (FHA|USDA|VA) | 37 | $5,365,000 | $145,000 | $3,962 | 5.19% |
| ST. GEORGE, UT (FHA|USDA|VA) | 11 | $5,305,000 | $482,273 | $9,376 | 6.48% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 15 | $5,195,000 | $346,333 | $8,543 | 6.40% |
| GREEN BAY, WI (FHA|USDA|VA) | 15 | $5,175,000 | $345,000 | $8,680 | 6.71% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 26 | $5,090,000 | $195,769 | $6,869 | 6.23% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 6 | $4,900,000 | $816,667 | $14,560 | 7.31% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 11 | $4,855,000 | $441,364 | $15,915 | 6.97% |
| PUEBLO, CO (FHA|USDA|VA) | 26 | $4,830,000 | $185,769 | $1,975 | 4.45% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 21 | $4,765,000 | $226,905 | $8,336 | 6.02% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 18 | $4,630,000 | $257,222 | $6,439 | 5.54% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 22 | $4,610,000 | $209,545 | $7,197 | 7.01% |
| FRESNO, CA (FHA|USDA|VA) | 17 | $4,535,000 | $266,765 | $9,146 | 6.33% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 16 | $4,500,000 | $281,250 | $12,457 | 6.35% |
| Los Alamos, NM (FHA|USDA|VA) | 7 | $4,495,000 | $642,143 | $10,158 | 6.45% |
| Fergus Falls, MN (FHA|USDA|VA) | 18 | $4,310,000 | $239,444 | $7,096 | 6.55% |
| Sonora, CA (FHA|USDA|VA) | 17 | $4,305,000 | $253,235 | $5,137 | 5.49% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 9 | $4,105,000 | $456,111 | $8,637 | 6.71% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 10 | $4,100,000 | $410,000 | $14,390 | 6.85% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 21 | $4,055,000 | $193,095 | $5,176 | 6.49% |
| MERCED, CA (FHA|USDA|VA) | 13 | $4,045,000 | $311,154 | $6,536 | 6.58% |
| SPARTANBURG, SC (FHA|USDA|VA) | 15 | $3,885,000 | $259,000 | $11,122 | 6.01% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 22 | $3,870,000 | $175,909 | $7,873 | 6.30% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $3,780,000 | $472,500 | $10,676 | 6.61% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 16 | $3,770,000 | $235,625 | $5,690 | 5.69% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 22 | $3,650,000 | $165,909 | $4,680 | 6.18% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 5 | $3,595,000 | $719,000 | $6,546 | 6.38% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $3,595,000 | $326,818 | $10,394 | 6.78% |
| LOGAN, UT-ID (FHA|USDA|VA) | 15 | $3,585,000 | $239,000 | $8,329 | 7.12% |
| Española, NM (FHA|USDA|VA) | 15 | $3,575,000 | $238,333 | $10,130 | 6.50% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 14 | $3,440,000 | $245,714 | $9,783 | 6.02% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 9 | $3,425,000 | $380,556 | $5,446 | 6.18% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 14 | $3,400,000 | $242,857 | $7,795 | 6.54% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 12 | $3,390,000 | $282,500 | $6,667 | 6.39% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $3,305,000 | $367,222 | $9,399 | 6.90% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $3,275,000 | $251,923 | $6,903 | 6.36% |
| McPherson, KS (FHA|USDA|VA) | 17 | $3,095,000 | $182,059 | $5,593 | 7.15% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 23 | $3,095,000 | $134,565 | $5,588 | 7.71% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 18 | $3,040,000 | $168,889 | $5,611 | 6.15% |
| LANCASTER, PA (FHA|USDA|VA) | 10 | $3,040,000 | $304,000 | $10,708 | 6.53% |
| FORT WAYNE, IN (FHA|USDA|VA) | 19 | $2,995,000 | $157,632 | $4,180 | 5.45% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 17 | $2,985,000 | $175,588 | $6,622 | 4.87% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 11 | $2,785,000 | $253,182 | $9,702 | 4.94% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 11 | $2,785,000 | $253,182 | $6,347 | 5.97% |
| Fort Morgan, CO (FHA|USDA|VA) | 11 | $2,605,000 | $236,818 | $2,388 | 4.26% |
| LUBBOCK, TX (FHA|USDA|VA) | 7 | $2,585,000 | $369,286 | $10,638 | 7.30% |
| Shelbyville, TN (FHA|USDA|VA) | 6 | $2,560,000 | $426,667 | $15,014 | 6.83% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 3 | $2,375,000 | $791,667 | $2,977 | 6.66% |
| MADERA, CA (FHA|USDA|VA) | 7 | $2,305,000 | $329,286 | $8,593 | 5.98% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,285,000 | $326,429 | $15,461 | 6.82% |
| Fernley, NV (FHA|USDA|VA) | 8 | $2,260,000 | $282,500 | $7,743 | 5.72% |
| Lebanon, NH-VT (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $9,236 | 6.96% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 10 | $2,130,000 | $213,000 | $6,961 | 6.47% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 8 | $2,060,000 | $257,500 | $8,724 | 7.17% |
| BEND, OR (FHA|USDA|VA) | 3 | $1,985,000 | $661,667 | $9,169 | 7.04% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $1,950,000 | $325,000 | $9,138 | 8.04% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 12 | $1,910,000 | $159,167 | $6,107 | 4.48% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $1,875,000 | $1,875,000 | $600 | 7.38% |
| ASHEVILLE, NC (FHA|USDA|VA) | 6 | $1,830,000 | $305,000 | $7,919 | 7.48% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 5 | $1,825,000 | $365,000 | $6,017 | 5.72% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 11 | $1,785,000 | $162,273 | $7,095 | 7.23% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,770,000 | $221,250 | $7,346 | 6.05% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 11 | $1,725,000 | $156,818 | $5,521 | 7.70% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,720,000 | $430,000 | $18,540 | 6.38% |
| Cambridge, MD (FHA|USDA|VA) | 8 | $1,700,000 | $212,500 | $10,210 | 6.30% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 5 | $1,685,000 | $337,000 | $5,181 | 7.10% |
| RACINE, WI (FHA|USDA|VA) | 5 | $1,635,000 | $327,000 | $9,398 | 6.87% |
| CARSON CITY, NV (FHA|USDA|VA) | 4 | $1,620,000 | $405,000 | $6,860 | 7.09% |
| COLUMBIA, SC (FHA|USDA|VA) | 7 | $1,595,000 | $227,857 | $6,470 | 6.50% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 6 | $1,590,000 | $265,000 | $7,898 | 6.98% |
| Heber, UT (FHA|USDA|VA) | 2 | $1,580,000 | $790,000 | $16,618 | 6.75% |
| LAS CRUCES, NM (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $9,158 | 5.75% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 9 | $1,525,000 | $169,444 | $4,211 | 4.54% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 6 | $1,520,000 | $253,333 | $5,231 | 5.54% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 7 | $1,485,000 | $212,143 | $9,623 | 6.89% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 5 | $1,485,000 | $297,000 | $23,599 | 5.33% |
| BOULDER, CO (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $2,720 | 4.92% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 2 | $1,470,000 | $735,000 | $11,943 | 6.75% |
| MIDLAND, TX (FHA|USDA|VA) | 9 | $1,465,000 | $162,778 | $3,493 | 4.76% |
| Searcy, AR (FHA|USDA|VA) | 10 | $1,460,000 | $146,000 | $6,777 | 7.60% |
| LONGVIEW, TX (FHA|USDA|VA) | 7 | $1,445,000 | $206,429 | $6,204 | 7.41% |
| AUBURN-OPELIKA, AL (FHA|USDA|VA) | 6 | $1,440,000 | $240,000 | $4,442 | 6.83% |
| Ruidoso, NM (FHA|USDA|VA) | 5 | $1,435,000 | $287,000 | $9,440 | 6.83% |
| Cookeville, TN (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $6,727 | 6.83% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 5 | $1,375,000 | $275,000 | $7,357 | 7.12% |
| RENO, NV (FHA|USDA|VA) | 3 | $1,375,000 | $458,333 | $11,680 | 6.46% |
| Athens, TX (FHA|USDA|VA) | 6 | $1,360,000 | $226,667 | $7,580 | 6.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $4,683 | 4.80% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $16,209 | 6.92% |
| ST. CLOUD, MN (FHA|USDA|VA) | 4 | $1,320,000 | $330,000 | $9,084 | 7.21% |
| Batesville, AR (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $9,616 | 6.77% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $1,315,000 | $263,000 | $13,805 | 6.95% |
| Roswell, NM (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $5,364 | 7.10% |
| Oak Harbor, WA (FHA|USDA|VA) | 2 | $1,310,000 | $655,000 | $5,819 | 6.56% |
| Malvern, AR (FHA|USDA|VA) | 8 | $1,310,000 | $163,750 | $7,022 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 6 | $1,290,000 | $215,000 | $8,514 | 6.62% |
| OCALA, FL (FHA|USDA|VA) | 8 | $1,280,000 | $160,000 | $4,714 | 6.03% |
| Jacksonville, TX (FHA|USDA|VA) | 8 | $1,220,000 | $152,500 | $6,762 | 6.23% |
| Taos, NM (FHA|USDA|VA) | 7 | $1,195,000 | $170,714 | $3,093 | 6.05% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 3 | $1,165,000 | $388,333 | $7,920 | 8.08% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $4,520 | 5.59% |
| Rutland, VT (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $13,287 | 7.17% |
| FOND DU LAC, WI (FHA|USDA|VA) | 8 | $1,120,000 | $140,000 | $4,583 | 6.22% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $11,771 | 6.72% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 3 | $1,105,000 | $368,333 | $8,313 | 4.75% |
| BANGOR, ME (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $11,298 | 6.95% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 5 | $1,085,000 | $217,000 | $11,894 | 5.30% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $1,085,000 | $1,085,000 | $6,020 | 7.13% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $7,456 | 7.71% |
| CHEYENNE, WY (FHA|USDA|VA) | 4 | $1,080,000 | $270,000 | $11,068 | 6.63% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $13,486 | 6.50% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $1,035,000 | $207,000 | $5,351 | 6.55% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 3 | $1,035,000 | $345,000 | $9,086 | 7.04% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $1,015,000 | $1,015,000 | $1,252 | 6.13% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $8,242 | 7.00% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 6 | $980,000 | $163,333 | $1,120 | 5.90% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 5 | $965,000 | $193,000 | $6,977 | 5.25% |
| Beeville, TX (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $4,484 | 5.90% |
| Ontario, OR-ID (FHA|USDA|VA) | 2 | $940,000 | $470,000 | $10,616 | 7.31% |
| Silver City, NM (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $8,985 | 7.79% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 2 | $900,000 | $450,000 | $8,150 | 6.50% |
| Sterling, CO (FHA|USDA|VA) | 7 | $895,000 | $127,857 | $1,175 | 3.91% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $10,428 | 6.67% |
| Shelby, NC (FHA|USDA|VA) | 5 | $865,000 | $173,000 | $5,760 | 6.00% |
| GOLDSBORO, NC (FHA|USDA|VA) | 6 | $860,000 | $143,333 | $5,041 | 4.52% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $12,537 | 7.13% |
| Brevard, NC (FHA|USDA|VA) | 1 | $835,000 | $835,000 | $25,213 | 6.63% |
| Easton, MD (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $7,149 | 7.75% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,408 | 7.04% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $11,760 | 6.68% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $810,000 | $405,000 | $7,879 | 6.12% |
| Cedar City, UT (FHA|USDA|VA) | 2 | $800,000 | $400,000 | $9,706 | 6.44% |
| Whitewater, WI (FHA|USDA|VA) | 1 | $795,000 | $795,000 | $16,817 | 6.88% |
| Manitowoc, WI (FHA|USDA|VA) | 4 | $790,000 | $197,500 | $5,855 | 6.81% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $8,366 | 6.56% |
| Glenwood Springs, CO (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $5,646 | 4.42% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $14,995 | 7.06% |
| Sanford, NC (FHA|USDA|VA) | 2 | $780,000 | $390,000 | $4,781 | 6.94% |
| Seneca, SC (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $9,098 | 6.92% |
| AMARILLO, TX (FHA|USDA|VA) | 3 | $745,000 | $248,333 | $9,050 | 7.00% |
| COLUMBUS, OH (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $8,424 | 6.62% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $9,202 | 6.06% |
| Beaver Dam, WI (FHA|USDA|VA) | 4 | $710,000 | $177,500 | $8,589 | 6.84% |
| Montrose, CO (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $11,579 | 6.69% |
| Alamogordo, NM (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $12,250 | 6.31% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $10,901 | 6.63% |
| Palestine, TX (FHA|USDA|VA) | 1 | $685,000 | $685,000 | $12,459 | 7.38% |
| Frankfort, KY (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $9,857 | 7.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $10,384 | 7.29% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $16,457 | 7.19% |
| GREENVILLE, NC (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $11,575 | 6.56% |
| WACO, TX (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $3,466 | 4.50% |
| Forrest City, AR (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,867 | 6.73% |
| Cullowhee, NC (FHA|USDA|VA) | 2 | $660,000 | $330,000 | $13,257 | 6.94% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $22,646 | 5.63% |
| Alice, TX (FHA|USDA|VA) | 3 | $645,000 | $215,000 | $9,701 | 7.08% |
| Shelton, WA (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,155 | 6.18% |
| Snyder, TX (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $7,343 | 5.53% |
| Craig, CO (FHA|USDA|VA) | 3 | $635,000 | $211,667 | $8,867 | 4.67% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $2,052 | 4.83% |
| Lufkin, TX (FHA|USDA|VA) | 2 | $610,000 | $305,000 | $6,074 | 6.56% |
| MADISON, WI (FHA|USDA|VA) | 3 | $605,000 | $201,667 | $5,761 | 6.88% |
| LEBANON, PA (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,925 | 6.38% |
| THE VILLAGES, FL (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $9,298 | 6.25% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $14,088 | 6.38% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,642 | 6.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,887 | 6.83% |
| TULSA, OK (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,016 | 5.78% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $6,727 | 6.50% |
| Centralia, WA (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $8,558 | 7.00% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $4,947 | 5.19% |
| Magnolia, AR (FHA|USDA|VA) | 3 | $565,000 | $188,333 | $8,595 | 6.83% |
| Roseburg, OR (FHA|USDA|VA) | 2 | $560,000 | $280,000 | $8,100 | 6.00% |
| Starkville, MS (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $7,910 | 6.88% |
| JACKSON, TN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,706 | 4.75% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,325 | 5.28% |
| Freeport, IL (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $6,566 | 6.53% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $5,193 | 6.94% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $545,000 | $545,000 | $19,490 | 7.99% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 3 | $545,000 | $181,667 | $6,504 | 4.71% |
| WENATCHEE, WA (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $11,976 | 6.63% |
| Pottsville, PA (FHA|USDA|VA) | 3 | $535,000 | $178,333 | $5,163 | 6.58% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $5,974 | 5.63% |
| Clearlake, CA (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $3,423 | 4.50% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $7,654 | 6.79% |
| TUCSON, AZ (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,263 | 6.44% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $12,063 | 7.13% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $10,798 | 7.13% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $505,000 | $505,000 | $3,370 | 7.50% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $13,315 | 7.18% |
| PANAMA CITY, FL (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $13,374 | 8.13% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $6,828 | 6.67% |
| ANN ARBOR, MI (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $14,111 | 7.38% |
| PITTSBURGH, PA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $8,906 | 6.13% |
| Dodge City, KS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $9,083 | 7.13% |
| KNOXVILLE, TN (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $8,108 | 6.81% |
| BELLINGHAM, WA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $12,752 | 7.13% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $8,308 | 6.31% |
| Bellefontaine, OH (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $7,792 | 6.75% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $7,727 | 6.88% |
| Union, SC (FHA|USDA|VA) | 4 | $440,000 | $110,000 | $6,746 | 5.06% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $3,747 | 7.49% |
| Kinston, NC (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $7,898 | 7.38% |
| Orangeburg, SC (FHA|USDA|VA) | 3 | $425,000 | $141,667 | $11,827 | 4.29% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $7,986 | 7.06% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,846 | 7.25% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,686 | 7.25% |
| Worthington, MN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $4,125 | 6.12% |
| FARMINGTON, NM (FHA|USDA|VA) | 4 | $410,000 | $102,500 | $6,125 | 5.63% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,073 | 6.75% |
| Hannibal, MO (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $3,780 | 6.81% |
| Hobbs, NM (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $5,741 | 7.21% |
| Alexandria, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,988 | 6.63% |
| YUBA CITY, CA (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $15,942 | 6.50% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $10,991 | 6.13% |
| TOLEDO, OH (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $20,198 | 5.99% |
| Willmar, MN (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $12,574 | 6.50% |
| AKRON, OH (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $9,685 | 7.50% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 2 | $390,000 | $195,000 | $5,592 | 6.62% |
| Hilo, HI (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $7,212 | 6.38% |
| Picayune, MS (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $18,982 | 6.63% |
| Bennington, VT (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,337 | 6.88% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $18,615 | 7.75% |
| Ashtabula, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $10,900 | 6.88% |
| JACKSON, MS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,783 | 6.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $10,698 | 6.50% |
| Elizabeth City, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $0 | 3.50% |
| Wilson, NC (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,601 | 7.25% |
| BRUNSWICK, GA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $13,156 | 6.63% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $12,432 | 7.63% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $8,226 | 6.63% |
| JACKSON, MI (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $1,729 | 6.63% |
| POCATELLO, ID (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $9,510 | 6.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $18,483 | 7.00% |
| Okeechobee, FL (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $0 | 3.38% |
| Madison, IN (FHA|USDA|VA) | 3 | $315,000 | $105,000 | $4,846 | 8.00% |
| Winfield, KS (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $3,222 | 8.12% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 4 | $310,000 | $77,500 | $2,348 | 6.00% |
| Outside of Metro Areas | 1 | $305,000 | $305,000 | $0 | 6.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $11,992 | 6.38% |
| McMinnville, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $9,536 | 6.50% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,420 | 7.75% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $10,242 | 6.75% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $9,062 | 5.88% |
| Crescent City, CA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $17,775 | 6.63% |
| GAINESVILLE, GA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,507 | 5.75% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,219 | 6.75% |
| Gaffney, SC (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $6,761 | 3.38% |
| Fairfield, IA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $7,967 | 7.63% |
| Huntsville, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,128 | 7.38% |
| Moses Lake, WA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,312 | 7.50% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $11,450 | 6.75% |
| Henderson, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $4,601 | 7.13% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,851 | 6.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $0 | 6.50% |
| Winnemucca, NV (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $5,439 | 7.38% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $12,005 | 6.75% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $11,527 | 5.75% |
| Granbury, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $0 | 3.56% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $18,062 | 6.13% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $2,843 | 6.63% |
| North Platte, NE (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,943 | 6.63% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $7,584 | 6.75% |
| Lumberton, NC (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,210 | 6.13% |
| New Castle, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,702 | 5.99% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,112 | 7.50% |
| Mexico, MO (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,960 | 6.99% |
| Platteville, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $3,971 | 5.99% |
| SUMTER, SC (FHA|USDA|VA) | 2 | $240,000 | $120,000 | $6,718 | 6.37% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,193 | 7.25% |
| Glasgow, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,947 | 6.75% |
| Bardstown, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $7,461 | 6.13% |
| Martin, TN (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,012 | 6.69% |
| DANVILLE, IL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $1,970 | 6.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $5,691 | 6.75% |
| Somerset, KY (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,648 | 6.50% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $9,837 | 5.63% |
| Arcadia, FL (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,691 | 6.25% |
| SALEM, OR (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,321 | 6.38% |
| Mount Airy, NC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $12,712 | 6.50% |
| LAFAYETTE, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,596 | 6.63% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $1,933 | 6.50% |
| Ukiah, CA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.75% |
| ROCKFORD, IL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,154 | 6.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,474 | 6.13% |
| HAMMOND, LA (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $0 | 3.25% |
| READING, PA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,201 | 5.88% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $11,980 | 6.88% |
| BURLINGTON, NC (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $3,660 | 5.88% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $4,541 | 6.50% |
| Fort Madison-Keokuk, IA-IL-MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,917 | 5.63% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $9,929 | 6.63% |
| Forest City, NC (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $0 | 6.63% |
| Centralia, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,963 | 6.75% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,326 | 6.63% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $2,258 | 6.50% |
| JONESBORO, AR (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $6,394 | 7.13% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,013 | 6.63% |
| Las Vegas, NM (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $5,611 | 7.13% |
| Paducah, KY-IL (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,208 | 7.50% |
| Stevens Point, WI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $3,551 | 6.13% |
| Aberdeen, WA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,404 | 6.50% |
| Riverton, WY (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $0 | 3.00% |
| Bonham, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,592 | 6.49% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $7,734 | 7.25% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,784 | 5.88% |
| Zanesville, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,820 | 6.99% |
| Cleveland, MS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,947 | 5.88% |
| Palatka, FL (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,484 | 7.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,579 | 7.13% |
| Mount Sterling, KY (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,133 | 6.75% |
| TOPEKA, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $2,845 | 6.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,417 | 6.50% |
| SAN ANGELO, TX (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $7,151 | 7.50% |
| Deming, NM (FHA|USDA|VA) | 3 | $135,000 | $45,000 | $0 | 4.50% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $3,157 | 6.63% |
| Salina, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $2,700 | 6.63% |
| Murray, KY (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,055 | 6.75% |
| Greeneville, TN (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $8,892 | 5.63% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,170 | 6.13% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 3.81% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $120,000 | $60,000 | $0 | 3.44% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $5,567 | 7.75% |
| Ottumwa, IA (FHA|USDA|VA) | 2 | $110,000 | $55,000 | $6,350 | 8.56% |
| LAREDO, TX (FHA|USDA|VA) | 2 | $100,000 | $50,000 | $0 | 3.31% |
| Kingsville, TX (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,053 | 6.63% |
| Pullman, WA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $3,645 | 6.99% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,412 | 7.13% |
| OWENSBORO, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,964 | 6.88% |
| Connersville, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $3,713 | 6.13% |
| Decatur, IN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,580 | 6.25% |
| London, KY (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $6,233 | 7.50% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $5,255 | 7.75% |
| CUMBERLAND, MD-WV (FHA|USDA|VA) | 1 | $15,000 | $15,000 | $0 | 0.00% |
| Sulphur Springs, TX (FHA|USDA|VA) | 1 | $5,000 | $5,000 | $0 | 0.00% |
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Product Mix
For 2024, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 5,184 originations. Their 2nd most popular type was FHA, with 2,324 originations.
Loan Reason
For 2024, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 7,456 originations. The 2nd most popular reason was Cash Out Refi, with 457 originations.
Loan Duration/Length
For 2024, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 7,463 originations. The 2nd most popular length was 15 Year, with 278 originations.
Origination Fees/Closing Costs
Primary Residential Mortgage's average total fees were $8,485, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 2,792 originations.
Interest Rates
During 2024, Primary Residential Mortgage's average interest rate for loans was 6.44%, while their most frequently originated rate bucket for loans was 6-7%, with 4,513 originations.
Loan Sizing
2024 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 3,795 originations, totaling $1,120,555,000 in origination value.
Applicant Income
Primary Residential Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,140 originations. The second most popular income band? $75k-100k, with 1,855 originations.
Applicant Debt to Income Ratio
Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,217 originations. The next most common DTI ratio? 20-30%, with 904 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.18%
Primary Residential Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination65.38%
Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 8,209 | $2,376,095,000 | $289,450 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 8,209 | $2,376,095,000 | $289,450 |