Primary Residential Mortgage Rates, Fees & Info

Carson City, NV

LEI: 54930052M48FOD3CWA54

Tax ID: 86-0860478

4.8 stars - Updated: 7/12/24 - out of 5 stars, based on 100 reviews

Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

Review & Overview

Primary Residential Mortgage is a small mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Baltimore, Albuquerque, Miami, Providence, and Denver among others. We have data for 450 markets. (Some data included below & more in-depth data is available with an active subscription.)

Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.

We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.

Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.

SimulatedRates™

Mortgage Type
Simulated Rate Simulation Date
30 Year Conventional Purchase 6.61% 7/12/24
30 Year Conventional Refi 6.97% 7/12/24
30 Year Cash-out Refi 6.82% 7/12/24
30 Year FHA Purchase 7.36% 7/12/24
30 Year FHA Refi 7.80% 7/12/24
30 Year VA Purchase 6.40% 7/12/24
30 Year VA Refi 6.27% 7/12/24
30 Year USDA Purchase 7.52% 7/12/24
30 Year USDA Refi 6.27% 7/12/24
15 Year Conventional Purchase 6.82% 7/12/24
15 Year Conventional Refi 5.68% 7/12/24
15 Year Cash-out Refi 5.68% 7/12/24
15 Year FHA Purchase 5.68% 7/12/24
15 Year FHA Refi 5.68% 7/12/24
15 Year VA Purchase 5.68% 7/12/24
15 Year USDA Purchase 5.68% 7/12/24
These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates.

Primary Residential Mortgage Mortgage Calculator






Your Estimates

Estimated Loan Payment: Update the calculator values and click calculate payment!

This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™ technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.

The default purchase price is the median sales price across the US for 2022Q4, per FRED.


Originations

9,925

Origination Dollar Volume (All Markets)

$2,716,365,000
Show all (20) awards

Relative Rate

Primary Residential Mortgage's average 30 year fixed mortgage rate was 6.21%.

The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.

This yields a difference of -0.27%.

Relative Fees (Closing Costs)

Primary Residential Mortgage's average total fees/closing costs for a 30 year fixed rate mortgage were $10,135.

The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including both points & up-front fees in addition to origination fees) were $9,089.

Top Markets

Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

Market Originations Total Value Average Loan Average Fees Average Rate
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 1,161 $335,705,000 $289,152 $10,138 5.93%
ALBUQUERQUE, NM (FHA|USDA|VA) 666 $181,380,000 $272,342 $8,760 6.87%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 408 $152,060,000 $372,696 $16,583 6.31%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 365 $117,175,000 $321,027 $13,338 6.76%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 440 $109,830,000 $249,614 $8,720 4.17%
Outside of Metro Areas 432 $85,450,000 $197,801 $7,338 6.35%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 171 $67,785,000 $396,404 $13,066 6.17%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 181 $66,375,000 $366,713 $10,802 6.28%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 293 $62,715,000 $214,044 $9,776 5.49%
GREELEY, CO (FHA|USDA|VA) 241 $60,725,000 $251,971 $8,967 4.42%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 136 $52,880,000 $388,824 $10,162 6.75%
COLORADO SPRINGS, CO (FHA|USDA|VA) 190 $47,610,000 $250,579 $9,901 4.45%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 100 $40,060,000 $400,600 $9,696 6.05%
NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) 126 $39,180,000 $310,952 $8,006 6.50%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 128 $39,110,000 $305,547 $10,202 6.20%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 60 $38,140,000 $635,667 $15,312 6.27%
RALEIGH-CARY, NC (FHA|USDA|VA) 104 $32,870,000 $316,058 $10,991 6.29%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 66 $27,290,000 $413,485 $9,058 6.17%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 97 $26,065,000 $268,711 $9,357 6.79%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 79 $24,955,000 $315,886 $10,645 6.58%
Clovis, NM (FHA|USDA|VA) 148 $24,840,000 $167,838 $6,694 6.49%
ANCHORAGE, AK (FHA|USDA|VA) 73 $24,055,000 $329,521 $8,837 6.60%
BOISE CITY, ID (FHA|USDA|VA) 77 $21,915,000 $284,610 $10,518 6.83%
URBAN HONOLULU, HI (FHA|USDA|VA) 38 $21,140,000 $556,316 $8,442 6.78%
STOCKTON, CA (FHA|USDA|VA) 51 $21,115,000 $414,020 $14,580 5.94%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 85 $20,785,000 $244,529 $9,126 5.80%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 93 $19,545,000 $210,161 $9,614 5.45%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 62 $19,450,000 $313,710 $10,953 6.73%
YORK-HANOVER, PA (FHA|USDA|VA) 76 $19,420,000 $255,526 $9,618 6.83%
SALT LAKE CITY, UT (FHA|USDA|VA) 55 $19,315,000 $351,182 $9,606 6.94%
CORPUS CHRISTI, TX (FHA|USDA|VA) 121 $18,125,000 $149,793 $9,001 4.81%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 51 $17,075,000 $334,804 $11,916 6.16%
GRAND JUNCTION, CO (FHA|USDA|VA) 50 $16,870,000 $337,400 $8,195 6.34%
BATON ROUGE, LA (FHA|USDA|VA) 76 $15,800,000 $207,895 $7,227 6.75%
FORT COLLINS, CO (FHA|USDA|VA) 47 $15,655,000 $333,085 $11,028 4.94%
DOVER, DE (FHA|USDA|VA) 64 $15,240,000 $238,125 $11,873 5.58%
CASPER, WY (FHA|USDA|VA) 86 $15,210,000 $176,860 $8,419 4.14%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 67 $14,795,000 $220,821 $7,123 6.23%
LOUISVILLE, KY (FHA|USDA|VA) 78 $14,580,000 $186,923 $8,282 5.84%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 48 $14,160,000 $295,000 $12,441 6.30%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 35 $13,685,000 $391,000 $9,811 6.71%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 22 $13,320,000 $605,455 $15,889 6.51%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 44 $12,790,000 $290,682 $9,154 7.08%
PROVO-OREM, UT (FHA|USDA|VA) 31 $12,665,000 $408,548 $11,330 6.86%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 42 $12,420,000 $295,714 $11,585 6.11%
VISALIA, CA (FHA|USDA|VA) 54 $12,320,000 $228,148 $11,029 4.52%
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 48 $12,120,000 $252,500 $13,013 5.14%
PUEBLO, CO (FHA|USDA|VA) 91 $11,895,000 $130,714 $6,249 3.55%
PORT ST. LUCIE, FL (FHA|USDA|VA) 36 $11,800,000 $327,778 $14,388 6.16%
Hutchinson, KS (FHA|USDA|VA) 76 $11,500,000 $151,316 $6,324 7.07%
Elko, NV (FHA|USDA|VA) 39 $11,475,000 $294,231 $12,358 6.84%
WORCESTER, MA-CT (FHA|USDA|VA) 30 $11,130,000 $371,000 $15,209 7.08%
ALEXANDRIA, LA (FHA|USDA|VA) 71 $11,085,000 $156,127 $6,820 6.51%
SALISBURY, MD-DE (FHA|USDA|VA) 38 $11,010,000 $289,737 $10,060 6.05%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 35 $10,485,000 $299,571 $10,576 5.90%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 37 $10,285,000 $277,973 $12,456 5.29%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 24 $9,810,000 $408,750 $11,547 6.73%
VALLEJO, CA (FHA|USDA|VA) 27 $9,685,000 $358,704 $14,706 5.54%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 30 $8,700,000 $290,000 $12,624 6.24%
WICHITA, KS (FHA|USDA|VA) 47 $8,285,000 $176,277 $6,899 7.31%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 42 $8,220,000 $195,714 $7,482 6.93%
SANTA FE, NM (FHA|USDA|VA) 27 $8,065,000 $298,704 $10,396 7.04%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 36 $7,950,000 $220,833 $9,590 6.60%
LAS CRUCES, NM (FHA|USDA|VA) 33 $7,925,000 $240,152 $8,011 6.57%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 30 $7,620,000 $254,000 $9,912 5.59%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 23 $7,575,000 $329,348 $8,801 6.49%
Portales, NM (FHA|USDA|VA) 53 $7,565,000 $142,736 $6,590 6.59%
BAKERSFIELD, CA (FHA|USDA|VA) 31 $7,375,000 $237,903 $11,883 5.80%
MODESTO, CA (FHA|USDA|VA) 21 $7,145,000 $340,238 $12,563 6.71%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 17 $7,045,000 $414,412 $12,614 6.83%
Big Spring, TX (FHA|USDA|VA) 51 $6,885,000 $135,000 $9,767 4.78%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 27 $6,875,000 $254,630 $11,282 6.02%
FRESNO, CA (FHA|USDA|VA) 24 $6,700,000 $279,167 $11,013 5.57%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 30 $6,400,000 $213,333 $10,632 6.24%
NAPA, CA (FHA|USDA|VA) 12 $6,240,000 $520,000 $13,922 5.23%
TYLER, TX (FHA|USDA|VA) 27 $6,105,000 $226,111 $10,021 5.85%
LOGAN, UT-ID (FHA|USDA|VA) 18 $6,060,000 $336,667 $11,417 6.91%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 27 $5,915,000 $219,074 $8,329 6.79%
SIOUX FALLS, SD (FHA|USDA|VA) 21 $5,845,000 $278,333 $9,337 6.80%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 22 $5,800,000 $263,636 $9,162 6.43%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 14 $5,660,000 $404,286 $16,359 5.32%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 14 $5,530,000 $395,000 $15,832 6.61%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 25 $5,455,000 $218,200 $5,725 6.41%
ST. LOUIS, MO-IL (FHA|USDA|VA) 28 $5,130,000 $183,214 $8,548 5.99%
LANCASTER, PA (FHA|USDA|VA) 25 $4,975,000 $199,000 $8,503 6.24%
ST. GEORGE, UT (FHA|USDA|VA) 15 $4,885,000 $325,667 $7,763 6.71%
DAYTON-KETTERING, OH (FHA|USDA|VA) 25 $4,815,000 $192,600 $8,364 6.26%
Fergus Falls, MN (FHA|USDA|VA) 17 $4,755,000 $279,706 $8,039 6.98%
CEDAR RAPIDS, IA (FHA|USDA|VA) 24 $4,690,000 $195,417 $7,722 7.60%
Los Alamos, NM (FHA|USDA|VA) 8 $4,590,000 $573,750 $8,777 6.36%
FARGO, ND-MN (FHA|USDA|VA) 18 $4,570,000 $253,889 $9,868 7.10%
Carlsbad-Artesia, NM (FHA|USDA|VA) 26 $4,540,000 $174,615 $9,283 6.89%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 18 $4,540,000 $252,222 $11,071 6.59%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 13 $4,285,000 $329,615 $7,386 6.59%
COLUMBUS, OH (FHA|USDA|VA) 19 $3,975,000 $209,211 $8,028 6.12%
Lebanon, NH-VT (FHA|USDA|VA) 9 $3,885,000 $431,667 $10,067 7.09%
CHEYENNE, WY (FHA|USDA|VA) 12 $3,800,000 $316,667 $11,969 5.91%
MIDLAND, TX (FHA|USDA|VA) 16 $3,780,000 $236,250 $10,230 5.30%
APPLETON, WI (FHA|USDA|VA) 18 $3,730,000 $207,222 $9,735 6.73%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 9 $3,715,000 $412,778 $11,440 6.78%
Aberdeen, WA (FHA|USDA|VA) 13 $3,675,000 $282,692 $5,162 7.01%
FAYETTEVILLE, NC (FHA|USDA|VA) 15 $3,615,000 $241,000 $9,937 6.74%
JACKSONVILLE, FL (FHA|USDA|VA) 15 $3,595,000 $239,667 $10,498 4.89%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 8 $3,590,000 $448,750 $12,562 6.92%
Fort Morgan, CO (FHA|USDA|VA) 12 $3,540,000 $295,000 $8,924 6.18%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 12 $3,480,000 $290,000 $10,091 7.10%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 8 $3,330,000 $416,250 $13,314 5.77%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 13 $3,305,000 $254,231 $7,804 6.84%
HOT SPRINGS, AR (FHA|USDA|VA) 21 $3,305,000 $157,381 $5,492 6.74%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 8 $3,260,000 $407,500 $14,331 6.65%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 14 $3,220,000 $230,000 $10,913 6.75%
MERCED, CA (FHA|USDA|VA) 9 $3,195,000 $355,000 $10,758 6.99%
FORT WAYNE, IN (FHA|USDA|VA) 18 $3,050,000 $169,444 $7,366 5.40%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 14 $3,030,000 $216,429 $8,407 6.67%
TUCSON, AZ (FHA|USDA|VA) 12 $2,780,000 $231,667 $7,302 6.41%
CANTON-MASSILLON, OH (FHA|USDA|VA) 17 $2,765,000 $162,647 $6,598 6.33%
Glenwood Springs, CO (FHA|USDA|VA) 11 $2,735,000 $248,636 $7,203 4.34%
Athens, TX (FHA|USDA|VA) 8 $2,720,000 $340,000 $12,291 6.69%
Wooster, OH (FHA|USDA|VA) 14 $2,710,000 $193,571 $6,458 5.90%
SPARTANBURG, SC (FHA|USDA|VA) 12 $2,530,000 $210,833 $10,432 6.68%
ASHEVILLE, NC (FHA|USDA|VA) 4 $2,430,000 $607,500 $14,845 6.90%
LONGVIEW, TX (FHA|USDA|VA) 12 $2,420,000 $201,667 $8,527 6.55%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 15 $2,375,000 $158,333 $7,457 5.34%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 6 $2,350,000 $391,667 $6,839 5.69%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 9 $2,285,000 $253,889 $10,694 6.99%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 11 $2,265,000 $205,909 $7,870 5.38%
Minot, ND (FHA|USDA|VA) 9 $2,215,000 $246,111 $7,148 6.14%
Truckee-Grass Valley, CA (FHA|USDA|VA) 4 $2,210,000 $552,500 $8,732 6.53%
EAST STROUDSBURG, PA (FHA|USDA|VA) 10 $2,190,000 $219,000 $9,970 6.81%
GREEN BAY, WI (FHA|USDA|VA) 10 $2,180,000 $218,000 $10,989 6.71%
KANSAS CITY, MO-KS (FHA|USDA|VA) 9 $2,175,000 $241,667 $6,135 7.03%
GAINESVILLE, FL (FHA|USDA|VA) 12 $2,160,000 $180,000 $7,965 6.20%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 6 $2,140,000 $356,667 $5,893 7.31%
GETTYSBURG, PA (FHA|USDA|VA) 10 $2,140,000 $214,000 $10,152 6.01%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 6 $2,130,000 $355,000 $11,267 6.56%
MADERA, CA (FHA|USDA|VA) 8 $2,110,000 $263,750 $10,057 7.22%
LONGVIEW, WA (FHA|USDA|VA) 7 $2,105,000 $300,714 $12,697 4.96%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 8 $2,070,000 $258,750 $10,765 6.86%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 8 $1,980,000 $247,500 $7,426 7.22%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 9 $1,945,000 $216,111 $9,842 7.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 5 $1,935,000 $387,000 $9,407 6.90%
MADISON, WI (FHA|USDA|VA) 8 $1,910,000 $238,750 $6,558 6.25%
Roswell, NM (FHA|USDA|VA) 14 $1,880,000 $134,286 $6,060 6.91%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 8 $1,820,000 $227,500 $9,859 6.37%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 7 $1,815,000 $259,286 $11,347 5.82%
McPherson, KS (FHA|USDA|VA) 11 $1,805,000 $164,091 $5,719 7.20%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 7 $1,785,000 $255,000 $12,102 6.89%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 9 $1,715,000 $190,556 $8,777 5.15%
SALEM, OR (FHA|USDA|VA) 5 $1,715,000 $343,000 $8,045 6.63%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 5 $1,675,000 $335,000 $17,922 6.23%
Silver City, NM (FHA|USDA|VA) 7 $1,665,000 $237,857 $12,356 6.91%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 5 $1,655,000 $331,000 $10,940 6.92%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 6 $1,630,000 $271,667 $10,480 6.63%
CARSON CITY, NV (FHA|USDA|VA) 7 $1,605,000 $229,286 $9,561 6.23%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 4 $1,600,000 $400,000 $13,707 7.03%
Española, NM (FHA|USDA|VA) 6 $1,600,000 $266,667 $10,557 6.98%
COLUMBIA, SC (FHA|USDA|VA) 8 $1,580,000 $197,500 $8,866 5.50%
BANGOR, ME (FHA|USDA|VA) 8 $1,560,000 $195,000 $8,730 7.09%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 4 $1,550,000 $387,500 $7,018 6.75%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,540,000 $192,500 $8,381 6.45%
WALLA WALLA, WA (FHA|USDA|VA) 6 $1,510,000 $251,667 $5,994 5.63%
Beeville, TX (FHA|USDA|VA) 13 $1,495,000 $115,000 $5,814 5.41%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 4 $1,480,000 $370,000 $9,342 7.40%
RENO, NV (FHA|USDA|VA) 4 $1,430,000 $357,500 $10,154 6.69%
YAKIMA, WA (FHA|USDA|VA) 6 $1,420,000 $236,667 $9,682 5.50%
SHEBOYGAN, WI (FHA|USDA|VA) 6 $1,420,000 $236,667 $7,954 6.75%
LUBBOCK, TX (FHA|USDA|VA) 8 $1,380,000 $172,500 $8,866 6.02%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 3 $1,365,000 $455,000 $7,300 7.37%
Sonora, CA (FHA|USDA|VA) 8 $1,360,000 $170,000 $7,007 4.64%
IDAHO FALLS, ID (FHA|USDA|VA) 2 $1,350,000 $675,000 $15,400 6.75%
RICHMOND, VA (FHA|USDA|VA) 4 $1,350,000 $337,500 $7,735 6.69%
Gaffney, SC (FHA|USDA|VA) 4 $1,350,000 $337,500 $14,586 6.56%
FOND DU LAC, WI (FHA|USDA|VA) 7 $1,335,000 $190,714 $8,245 7.05%
Fernley, NV (FHA|USDA|VA) 4 $1,300,000 $325,000 $14,437 6.69%
BILLINGS, MT (FHA|USDA|VA) 3 $1,285,000 $428,333 $15,237 6.96%
PUNTA GORDA, FL (FHA|USDA|VA) 6 $1,280,000 $213,333 $10,776 5.85%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $1,275,000 $425,000 $14,688 4.83%
CHATTANOOGA, TN-GA (FHA|USDA|VA) 4 $1,260,000 $315,000 $5,796 6.56%
Hilo, HI (FHA|USDA|VA) 3 $1,255,000 $418,333 $10,671 6.79%
Sevierville, TN (FHA|USDA|VA) 3 $1,215,000 $405,000 $11,689 7.12%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,215,000 $405,000 $13,178 6.54%
PITTSBURGH, PA (FHA|USDA|VA) 10 $1,210,000 $121,000 $7,121 7.56%
READING, PA (FHA|USDA|VA) 8 $1,200,000 $150,000 $7,265 6.12%
PANAMA CITY, FL (FHA|USDA|VA) 4 $1,160,000 $290,000 $7,233 6.84%
TWIN FALLS, ID (FHA|USDA|VA) 6 $1,150,000 $191,667 $8,677 6.98%
Shelby, NC (FHA|USDA|VA) 8 $1,150,000 $143,750 $7,722 4.14%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $1,140,000 $285,000 $11,971 6.75%
Cedar City, UT (FHA|USDA|VA) 4 $1,140,000 $285,000 $7,058 6.25%
Coos Bay, OR (FHA|USDA|VA) 3 $1,135,000 $378,333 $9,258 6.96%
TULSA, OK (FHA|USDA|VA) 6 $1,130,000 $188,333 $5,453 6.87%
AKRON, OH (FHA|USDA|VA) 7 $1,125,000 $160,714 $7,443 5.61%
Las Vegas, NM (FHA|USDA|VA) 5 $1,095,000 $219,000 $10,445 6.90%
WINSTON-SALEM, NC (FHA|USDA|VA) 6 $1,080,000 $180,000 $10,328 5.27%
Kingsville, TX (FHA|USDA|VA) 7 $1,065,000 $152,143 $5,702 5.61%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 5 $1,065,000 $213,000 $10,161 5.87%
BEND, OR (FHA|USDA|VA) 2 $1,060,000 $530,000 $11,824 7.31%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 6 $1,040,000 $173,333 $6,079 6.87%
BURLINGTON, NC (FHA|USDA|VA) 5 $985,000 $197,000 $6,812 5.50%
Heber, UT (FHA|USDA|VA) 2 $980,000 $490,000 $11,089 7.93%
Centralia, WA (FHA|USDA|VA) 2 $980,000 $490,000 $15,549 7.00%
FARMINGTON, NM (FHA|USDA|VA) 3 $975,000 $325,000 $12,160 7.46%
Frankfort, KY (FHA|USDA|VA) 7 $975,000 $139,286 $8,805 5.89%
Cambridge, MD (FHA|USDA|VA) 3 $965,000 $321,667 $10,992 7.00%
Orangeburg, SC (FHA|USDA|VA) 6 $960,000 $160,000 $9,040 7.23%
OCALA, FL (FHA|USDA|VA) 6 $950,000 $158,333 $9,680 5.75%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 2 $950,000 $475,000 $14,951 4.43%
HATTIESBURG, MS (FHA|USDA|VA) 1 $925,000 $925,000 $4,615 6.63%
PINE BLUFF, AR (FHA|USDA|VA) 6 $910,000 $151,667 $6,977 7.19%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 4 $880,000 $220,000 $13,688 5.31%
Russellville, AR (FHA|USDA|VA) 7 $865,000 $123,571 $5,063 7.25%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 4 $860,000 $215,000 $5,355 6.66%
RACINE, WI (FHA|USDA|VA) 4 $850,000 $212,500 $7,279 7.03%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 4 $850,000 $212,500 $8,662 6.94%
Cañon City, CO (FHA|USDA|VA) 3 $845,000 $281,667 $10,486 5.13%
FLORENCE, SC (FHA|USDA|VA) 5 $815,000 $163,000 $5,972 6.55%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 4 $800,000 $200,000 $7,519 6.62%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 8 $800,000 $100,000 $6,822 7.08%
Pahrump, NV (FHA|USDA|VA) 3 $785,000 $261,667 $11,584 7.41%
Clearlake, CA (FHA|USDA|VA) 6 $780,000 $130,000 $8,305 3.75%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 4 $780,000 $195,000 $0 3.41%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 5 $745,000 $149,000 $8,185 6.20%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 1 $735,000 $735,000 $15,844 7.50%
HOUMA-THIBODAUX, LA (FHA|USDA|VA) 6 $720,000 $120,000 $5,528 7.35%
Seneca, SC (FHA|USDA|VA) 3 $715,000 $238,333 $10,875 6.42%
JACKSONVILLE, NC (FHA|USDA|VA) 3 $705,000 $235,000 $9,822 6.75%
DULUTH, MN-WI (FHA|USDA|VA) 3 $675,000 $225,000 $9,432 7.00%
YUBA CITY, CA (FHA|USDA|VA) 2 $670,000 $335,000 $8,592 6.25%
THE VILLAGES, FL (FHA|USDA|VA) 2 $670,000 $335,000 $12,439 7.00%
IOWA CITY, IA (FHA|USDA|VA) 2 $670,000 $335,000 $13,264 6.63%
Ontario, OR-ID (FHA|USDA|VA) 3 $665,000 $221,667 $7,097 6.79%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $655,000 $655,000 $22,926 6.50%
Ukiah, CA (FHA|USDA|VA) 2 $650,000 $325,000 $8,914 6.06%
Durango, CO (FHA|USDA|VA) 4 $650,000 $162,500 $2,100 3.47%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 5 $645,000 $129,000 $4,380 7.60%
Gallup, NM (FHA|USDA|VA) 5 $645,000 $129,000 $6,962 7.55%
FORT SMITH, AR-OK (FHA|USDA|VA) 5 $645,000 $129,000 $6,185 5.43%
Augusta-Waterville, ME (FHA|USDA|VA) 2 $640,000 $320,000 $7,765 7.75%
Huron, SD (FHA|USDA|VA) 3 $625,000 $208,333 $7,808 6.87%
WACO, TX (FHA|USDA|VA) 2 $620,000 $310,000 $13,143 7.19%
Mountain Home, ID (FHA|USDA|VA) 3 $615,000 $205,000 $11,653 6.83%
Port Angeles, WA (FHA|USDA|VA) 1 $605,000 $605,000 $9,517 7.25%
Forrest City, AR (FHA|USDA|VA) 4 $600,000 $150,000 $5,959 6.25%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 1 $595,000 $595,000 $15,631 6.75%
Sheridan, WY (FHA|USDA|VA) 3 $595,000 $198,333 $10,060 4.00%
Torrington, CT (FHA|USDA|VA) 2 $590,000 $295,000 $10,521 6.31%
Searcy, AR (FHA|USDA|VA) 3 $585,000 $195,000 $5,953 6.67%
JONESBORO, AR (FHA|USDA|VA) 4 $580,000 $145,000 $5,561 7.00%
Price, UT (FHA|USDA|VA) 2 $570,000 $285,000 $7,026 6.75%
LAFAYETTE, LA (FHA|USDA|VA) 6 $570,000 $95,000 $5,682 4.44%
Alice, TX (FHA|USDA|VA) 4 $570,000 $142,500 $7,313 5.56%
Brevard, NC (FHA|USDA|VA) 1 $565,000 $565,000 $16,868 6.13%
Kapaa, HI (FHA|USDA|VA) 1 $565,000 $565,000 $5,812 6.63%
KNOXVILLE, TN (FHA|USDA|VA) 1 $555,000 $555,000 $2,416 6.75%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 4 $550,000 $137,500 $8,548 7.66%
LaGrange, GA-AL (FHA|USDA|VA) 2 $530,000 $265,000 $11,160 6.69%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 1 $525,000 $525,000 $17,744 6.99%
WILMINGTON, NC (FHA|USDA|VA) 2 $520,000 $260,000 $6,122 7.88%
Moses Lake, WA (FHA|USDA|VA) 3 $515,000 $171,667 $542 4.67%
ABILENE, TX (FHA|USDA|VA) 4 $510,000 $127,500 $7,368 5.41%
SPRINGFIELD, OH (FHA|USDA|VA) 4 $510,000 $127,500 $3,853 7.25%
Sulphur Springs, TX (FHA|USDA|VA) 3 $505,000 $168,333 $10,927 4.75%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 2 $500,000 $250,000 $7,144 6.81%
Salina, KS (FHA|USDA|VA) 3 $495,000 $165,000 $5,332 7.38%
Rock Springs, WY (FHA|USDA|VA) 2 $490,000 $245,000 $9,165 6.88%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 3 $485,000 $161,667 $6,729 7.92%
ROANOKE, VA (FHA|USDA|VA) 1 $485,000 $485,000 $18,199 6.75%
Picayune, MS (FHA|USDA|VA) 2 $480,000 $240,000 $6,244 7.13%
Cookeville, TN (FHA|USDA|VA) 2 $480,000 $240,000 $7,678 6.87%
RAPID CITY, SD (FHA|USDA|VA) 2 $480,000 $240,000 $5,492 6.31%
Clewiston, FL (FHA|USDA|VA) 2 $470,000 $235,000 $12,349 6.50%
Riverton, WY (FHA|USDA|VA) 2 $470,000 $235,000 $10,932 6.50%
Taos, NM (FHA|USDA|VA) 1 $465,000 $465,000 $10,484 7.88%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 1 $465,000 $465,000 $7,669 7.88%
Morehead City, NC (FHA|USDA|VA) 1 $465,000 $465,000 $8,597 6.13%
Alamogordo, NM (FHA|USDA|VA) 5 $465,000 $93,000 $3,171 7.28%
Natchitoches, LA (FHA|USDA|VA) 2 $460,000 $230,000 $5,652 7.31%
Sterling, CO (FHA|USDA|VA) 4 $460,000 $115,000 $5,575 5.72%
WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) 2 $460,000 $230,000 $11,434 6.69%
Platteville, WI (FHA|USDA|VA) 3 $455,000 $151,667 $5,549 6.66%
Madison, IN (FHA|USDA|VA) 2 $450,000 $225,000 $9,278 7.06%
Rockport, TX (FHA|USDA|VA) 2 $450,000 $225,000 $4,500 7.50%
Batesville, AR (FHA|USDA|VA) 2 $450,000 $225,000 $8,962 7.25%
ROCKY MOUNT, NC (FHA|USDA|VA) 3 $445,000 $148,333 $9,268 4.54%
Kinston, NC (FHA|USDA|VA) 2 $440,000 $220,000 $6,578 6.75%
Wilson, NC (FHA|USDA|VA) 2 $430,000 $215,000 $10,862 7.25%
SIOUX CITY, IA-NE-SD (FHA|USDA|VA) 2 $430,000 $215,000 $9,332 7.62%
Mountain Home, AR (FHA|USDA|VA) 2 $420,000 $210,000 $4,330 6.56%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 3 $415,000 $138,333 $3,193 5.58%
Gainesville, TX (FHA|USDA|VA) 1 $405,000 $405,000 $13,207 6.25%
GRANTS PASS, OR (FHA|USDA|VA) 1 $405,000 $405,000 $12,207 6.13%
Shelton, WA (FHA|USDA|VA) 1 $405,000 $405,000 $4,512 7.75%
Henderson, NC (FHA|USDA|VA) 3 $395,000 $131,667 $6,540 4.25%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 3 $395,000 $131,667 $7,954 4.79%
Bennington, VT (FHA|USDA|VA) 1 $395,000 $395,000 $11,376 7.25%
JACKSON, MS (FHA|USDA|VA) 2 $370,000 $185,000 $8,691 7.19%
Marion, OH (FHA|USDA|VA) 2 $370,000 $185,000 $8,768 6.00%
GADSDEN, AL (FHA|USDA|VA) 1 $365,000 $365,000 $14,316 6.25%
MEDFORD, OR (FHA|USDA|VA) 1 $365,000 $365,000 $13,731 6.99%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 3 $365,000 $121,667 $3,595 4.29%
Manitowoc, WI (FHA|USDA|VA) 1 $365,000 $365,000 $7,835 6.99%
Coffeyville, KS (FHA|USDA|VA) 1 $365,000 $365,000 $3,618 6.88%
Morgan City, LA (FHA|USDA|VA) 3 $365,000 $121,667 $4,242 6.88%
Eureka-Arcata, CA (FHA|USDA|VA) 1 $365,000 $365,000 $8,688 6.99%
BATTLE CREEK, MI (FHA|USDA|VA) 2 $360,000 $180,000 $6,255 6.44%
Breckenridge, CO (FHA|USDA|VA) 2 $360,000 $180,000 $12,791 3.38%
Murray, KY (FHA|USDA|VA) 2 $360,000 $180,000 $6,606 7.38%
Dodge City, KS (FHA|USDA|VA) 3 $355,000 $118,333 $5,354 6.75%
Sunbury, PA (FHA|USDA|VA) 3 $355,000 $118,333 $6,251 4.42%
Key West, FL (FHA|USDA|VA) 1 $355,000 $355,000 $11,952 6.75%
TEXARKANA, TX-AR (FHA|USDA|VA) 2 $350,000 $175,000 $8,938 6.25%
Scottsburg, IN (FHA|USDA|VA) 3 $345,000 $115,000 $6,131 4.58%
Scottsbluff, NE (FHA|USDA|VA) 2 $340,000 $170,000 $7,108 7.06%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $335,000 $335,000 $12,514 7.13%
ALBANY-LEBANON, OR (FHA|USDA|VA) 1 $335,000 $335,000 $6,935 6.99%
Palestine, TX (FHA|USDA|VA) 1 $325,000 $325,000 $25,130 7.63%
SAVANNAH, GA (FHA|USDA|VA) 1 $325,000 $325,000 $7,849 6.88%
ROME, GA (FHA|USDA|VA) 2 $320,000 $160,000 $7,705 6.25%
WHEELING, WV-OH (FHA|USDA|VA) 1 $315,000 $315,000 $10,452 6.13%
WINCHESTER, VA-WV (FHA|USDA|VA) 1 $315,000 $315,000 $12,348 7.75%
SPRINGFIELD, MA (FHA|USDA|VA) 1 $315,000 $315,000 $11,744 6.88%
LEWISTON, ID-WA (FHA|USDA|VA) 1 $305,000 $305,000 $3,186 6.75%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $305,000 $305,000 $13,871 5.63%
Show Low, AZ (FHA|USDA|VA) 1 $305,000 $305,000 $9,998 7.13%
Shelbyville, TN (FHA|USDA|VA) 2 $300,000 $150,000 $11,735 5.88%
Martin, TN (FHA|USDA|VA) 1 $295,000 $295,000 $6,306 7.25%
Oak Harbor, WA (FHA|USDA|VA) 1 $295,000 $295,000 $7,321 7.25%
Outside of Metro Areas 1 $295,000 $295,000 $6,777 7.13%
Arkadelphia, AR (FHA|USDA|VA) 2 $290,000 $145,000 $3,983 7.19%
Sanford, NC (FHA|USDA|VA) 1 $285,000 $285,000 $15,238 7.13%
Greenville, OH (FHA|USDA|VA) 1 $285,000 $285,000 $4,940 6.25%
Okeechobee, FL (FHA|USDA|VA) 1 $285,000 $285,000 $12,232 6.75%
Grants, NM (FHA|USDA|VA) 2 $280,000 $140,000 $5,549 6.38%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 1 $275,000 $275,000 $6,161 6.75%
Burley, ID (FHA|USDA|VA) 1 $275,000 $275,000 $15,618 7.25%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 1 $275,000 $275,000 $14,805 7.13%
Albemarle, NC (FHA|USDA|VA) 1 $275,000 $275,000 $12,816 6.25%
EL PASO, TX (FHA|USDA|VA) 2 $270,000 $135,000 $8,827 5.63%
Pampa, TX (FHA|USDA|VA) 2 $270,000 $135,000 $6,695 3.81%
Lake City, FL (FHA|USDA|VA) 1 $265,000 $265,000 $13,275 5.63%
Mason City, IA (FHA|USDA|VA) 1 $265,000 $265,000 $4,582 6.88%
Danville, VA (FHA|USDA|VA) 1 $265,000 $265,000 $6,926 7.63%
Corsicana, TX (FHA|USDA|VA) 1 $265,000 $265,000 $9,469 6.63%
Jacksonville, TX (FHA|USDA|VA) 2 $260,000 $130,000 $4,389 6.81%
NEW BERN, NC (FHA|USDA|VA) 2 $260,000 $130,000 $5,930 6.94%
Ruidoso, NM (FHA|USDA|VA) 2 $260,000 $130,000 $5,898 6.88%
TOPEKA, KS (FHA|USDA|VA) 2 $260,000 $130,000 $3,065 7.25%
OKLAHOMA CITY, OK (FHA|USDA|VA) 2 $260,000 $130,000 $5,780 6.44%
Laurinburg, NC (FHA|USDA|VA) 1 $255,000 $255,000 $14,701 6.25%
Palatka, FL (FHA|USDA|VA) 1 $255,000 $255,000 $12,066 7.50%
Branson, MO (FHA|USDA|VA) 1 $255,000 $255,000 $12,618 7.25%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 3 $255,000 $85,000 $8,397 6.58%
Poplar Bluff, MO (FHA|USDA|VA) 1 $255,000 $255,000 $5,798 7.63%
ROCHESTER, MN (FHA|USDA|VA) 1 $255,000 $255,000 $4,847 7.13%
North Wilkesboro, NC (FHA|USDA|VA) 1 $255,000 $255,000 $13,187 6.75%
FLAGSTAFF, AZ (FHA|USDA|VA) 1 $255,000 $255,000 $5,755 7.13%
Sandusky, OH (FHA|USDA|VA) 2 $250,000 $125,000 $12,092 4.00%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 1 $245,000 $245,000 $10,122 6.75%
Andrews, TX (FHA|USDA|VA) 1 $245,000 $245,000 $10,646 6.88%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 1 $245,000 $245,000 $6,595 6.88%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 1 $245,000 $245,000 $7,957 6.99%
Beaver Dam, WI (FHA|USDA|VA) 1 $245,000 $245,000 $12,082 7.13%
MONROE, MI (FHA|USDA|VA) 1 $245,000 $245,000 $4,698 6.50%
Keene, NH (FHA|USDA|VA) 1 $245,000 $245,000 $12,326 6.25%
MANHATTAN, KS (FHA|USDA|VA) 1 $245,000 $245,000 $8,361 7.50%
Lewisburg, TN (FHA|USDA|VA) 1 $245,000 $245,000 $8,716 5.63%
LEWISTON-AUBURN, ME (FHA|USDA|VA) 1 $235,000 $235,000 $10,664 4.95%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $235,000 $235,000 $671 5.75%
LYNCHBURG, VA (FHA|USDA|VA) 1 $235,000 $235,000 $15,020 6.25%
Bardstown, KY (FHA|USDA|VA) 2 $230,000 $115,000 $0 5.13%
NILES, MI (FHA|USDA|VA) 1 $225,000 $225,000 $6,773 6.63%
Bemidji, MN (FHA|USDA|VA) 1 $225,000 $225,000 $495 7.00%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $225,000 $225,000 $12,556 6.25%
Hays, KS (FHA|USDA|VA) 1 $225,000 $225,000 $2,981 6.63%
Fort Polk South, LA (FHA|USDA|VA) 1 $225,000 $225,000 $13,734 6.38%
STATE COLLEGE, PA (FHA|USDA|VA) 1 $225,000 $225,000 $4,276 6.63%
Crawfordsville, IN (FHA|USDA|VA) 1 $225,000 $225,000 $11,450 6.75%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 1 $225,000 $225,000 $11,053 7.75%
WAUSAU-WESTON, WI (FHA|USDA|VA) 2 $220,000 $110,000 $4,437 6.87%
Atmore, AL (FHA|USDA|VA) 1 $215,000 $215,000 $4,423 6.50%
Greenwood, SC (FHA|USDA|VA) 1 $215,000 $215,000 $9,585 6.75%
Blackfoot, ID (FHA|USDA|VA) 1 $215,000 $215,000 $0 5.75%
Fallon, NV (FHA|USDA|VA) 1 $215,000 $215,000 $6,537 7.38%
GRAND FORKS, ND-MN (FHA|USDA|VA) 2 $210,000 $105,000 $3,209 3.19%
Shawano, WI (FHA|USDA|VA) 1 $205,000 $205,000 $12,008 6.75%
OWENSBORO, KY (FHA|USDA|VA) 3 $205,000 $68,333 $3,603 5.67%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $205,000 $205,000 $7,781 7.38%
Huntington, IN (FHA|USDA|VA) 1 $195,000 $195,000 $7,484 7.63%
Thomaston, GA (FHA|USDA|VA) 1 $195,000 $195,000 $7,382 6.75%
Ada, OK (FHA|USDA|VA) 1 $195,000 $195,000 $5,297 6.25%
LEBANON, PA (FHA|USDA|VA) 1 $195,000 $195,000 $10,957 6.75%
Auburn, IN (FHA|USDA|VA) 2 $190,000 $95,000 $0 3.63%
Hope, AR (FHA|USDA|VA) 2 $190,000 $95,000 $2,568 7.44%
Frankfort, IN (FHA|USDA|VA) 1 $185,000 $185,000 $8,843 7.13%
HAMMOND, LA (FHA|USDA|VA) 1 $185,000 $185,000 $7,667 6.75%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 1 $185,000 $185,000 $4,933 7.25%
MONROE, LA (FHA|USDA|VA) 1 $185,000 $185,000 $10,752 6.75%
TALLAHASSEE, FL (FHA|USDA|VA) 1 $185,000 $185,000 $7,739 6.99%
Paragould, AR (FHA|USDA|VA) 1 $185,000 $185,000 $3,436 7.13%
Columbus, MS (FHA|USDA|VA) 1 $185,000 $185,000 $6,573 5.75%
GULFPORT-BILOXI, MS (FHA|USDA|VA) 1 $185,000 $185,000 $7,418 6.75%
Lamesa, TX (FHA|USDA|VA) 2 $180,000 $90,000 $10,909 4.25%
TERRE HAUTE, IN (FHA|USDA|VA) 2 $180,000 $90,000 $4,029 7.00%
CHICO, CA (FHA|USDA|VA) 1 $175,000 $175,000 $3,870 6.75%
EAU CLAIRE, WI (FHA|USDA|VA) 1 $175,000 $175,000 $2,219 7.00%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 1 $175,000 $175,000 $6,479 6.13%
Washington, NC (FHA|USDA|VA) 2 $170,000 $85,000 $0 3.19%
Burlington, IA-IL (FHA|USDA|VA) 2 $170,000 $85,000 $4,284 3.75%
Forest City, NC (FHA|USDA|VA) 1 $165,000 $165,000 $10,437 6.75%
Mayfield, KY (FHA|USDA|VA) 1 $165,000 $165,000 $4,442 6.50%
Kendallville, IN (FHA|USDA|VA) 1 $165,000 $165,000 $5,716 6.75%
Washington Court House, OH (FHA|USDA|VA) 1 $165,000 $165,000 $10,037 6.75%
Worthington, MN (FHA|USDA|VA) 1 $165,000 $165,000 $5,417 6.50%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 2 $160,000 $80,000 $7,420 8.25%
Huntingdon, PA (FHA|USDA|VA) 1 $155,000 $155,000 $16,274 7.25%
Union, SC (FHA|USDA|VA) 1 $155,000 $155,000 $8,578 6.75%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $155,000 $155,000 $1,974 5.99%
Bradford, PA (FHA|USDA|VA) 1 $145,000 $145,000 $693 6.75%
Mount Pleasant, MI (FHA|USDA|VA) 1 $145,000 $145,000 $8,209 7.13%
Greensburg, IN (FHA|USDA|VA) 1 $145,000 $145,000 $8,486 6.75%
BLOOMINGTON, IN (FHA|USDA|VA) 1 $145,000 $145,000 $10,638 7.00%
Nacogdoches, TX (FHA|USDA|VA) 1 $145,000 $145,000 $9,176 6.63%
Blytheville, AR (FHA|USDA|VA) 1 $145,000 $145,000 $3,543 6.75%
Bonham, TX (FHA|USDA|VA) 2 $140,000 $70,000 $7,193 3.69%
Marion, IN (FHA|USDA|VA) 2 $140,000 $70,000 $3,638 3.63%
JOHNSTOWN, PA (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.31%
Wahpeton, ND-MN (FHA|USDA|VA) 1 $135,000 $135,000 $4,766 6.75%
BOULDER, CO (FHA|USDA|VA) 1 $135,000 $135,000 $6,525 6.25%
Cambridge, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,044 6.75%
Meridian, MS (FHA|USDA|VA) 1 $135,000 $135,000 $4,067 7.75%
MUNCIE, IN (FHA|USDA|VA) 1 $135,000 $135,000 $6,307 6.88%
Winfield, KS (FHA|USDA|VA) 1 $135,000 $135,000 $6,640 6.75%
Ashland, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,037 6.38%
Somerset, KY (FHA|USDA|VA) 1 $125,000 $125,000 $3,408 6.63%
DECATUR, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,294 7.50%
Mount Pleasant, TX (FHA|USDA|VA) 1 $105,000 $105,000 $5,248 6.25%
Miami, OK (FHA|USDA|VA) 1 $105,000 $105,000 $5,886 7.25%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $105,000 $105,000 $7,623 6.75%
DUBUQUE, IA (FHA|USDA|VA) 1 $95,000 $95,000 $4,251 7.75%
Rutland, VT (FHA|USDA|VA) 1 $95,000 $95,000 $7,164 7.13%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $95,000 $95,000 $6,672 6.75%
Jasper, AL (FHA|USDA|VA) 1 $95,000 $95,000 $2,989 6.75%
Salem, OH (FHA|USDA|VA) 1 $85,000 $85,000 $6,490 6.63%
Malvern, AR (FHA|USDA|VA) 1 $85,000 $85,000 $3,411 6.50%
MOBILE, AL (FHA|USDA|VA) 1 $85,000 $85,000 $4,765 6.88%
Brainerd, MN (FHA|USDA|VA) 1 $75,000 $75,000 $5,374 7.25%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $65,000 $65,000 $9,207 7.50%
Fitzgerald, GA (FHA|USDA|VA) 1 $65,000 $65,000 $4,473 6.13%
Vernal, UT (FHA|USDA|VA) 1 $65,000 $65,000 $2,680 6.25%
Levelland, TX (FHA|USDA|VA) 1 $45,000 $45,000 $4,098 6.88%
Parsons, KS (FHA|USDA|VA) 1 $45,000 $45,000 $3,846 6.88%
Primary Residential Mortgage's top markets include Baltimore, Albuquerque, Miami, Providence, and Denver among others.

Their top states include:
  • Maryland (FHA|USDA|VA)
  • Colorado (FHA|USDA|VA)
  • Florida (FHA|USDA|VA)
  • New Mexico (FHA|USDA|VA)
  • California (FHA|USDA|VA)
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    Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 6,132 $1,554,130,000 $253,446 $8,117 5.68%
    FHA 3,011 $906,335,000 $301,008 $13,613 6.72%
    VA 620 $225,900,000 $364,355 $10,389 6.50%
    USDA 162 $30,000,000 $185,185 $7,071 6.71%

    For 2023, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 6,132 originations. Their 2nd most popular type was FHA, with 3,011 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Home Purchase 9,166 $2,549,880,000 $278,189 $10,034 6.08%
    Cash Out Refi 417 $109,425,000 $262,410 $10,216 6.93%
    Other 172 $1,110,000 $6,453 $159 2.44%
    Refi 170 $55,950,000 $329,118 $9,967 6.69%

    For 2023, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 9,166 originations. The 2nd most popular reason was Cash Out Refi, with 417 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    30 Year 9,285 $2,671,065,000 $287,675 $10,135 6.21%
    15 Year 201 $25,915,000 $128,930 $5,734 5.72%
    10 Year 189 $2,475,000 $13,095 $348 5.94%
    3 Year 104 $870,000 $8,365 $0 0.00%
    Other 44 $9,110,000 $207,045 $4,819 2.85%
    5 Year 44 $650,000 $14,773 $0 0.00%
    30+ year 30 $610,000 $20,333 $145 0.37%
    20 Year 28 $5,670,000 $202,500 $7,338 6.91%

    For 2023, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 9,285 originations. The 2nd most popular length was 15 Year, with 201 originations.

    Origination Fees/Closing Costs

    Origination Fee/Closing Cost Originations Total Value Average Loan
    $5k+ 3,830 $1,509,410,000 $394,102
    $<1k 1,975 $182,645,000 $92,478
    $4k-5k 1,120 $309,820,000 $276,625
    $3k-4k 1,059 $237,965,000 $224,707
    $1k-2k 1,036 $279,240,000 $269,537
    $2k-3k 892 $195,270,000 $218,913

    Primary Residential Mortgage's average total fees were $10,135, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,830 originations.

    Interest Rates

    Loan Rate Originations Total Value Average Loan
    6-7% 5,075 $1,596,485,000 $314,578
    7-8% 2,444 $766,060,000 $313,445
    <2.5% 1,080 $15,410,000 $14,269
    5-6% 976 $299,620,000 $306,988
    Over 8% 289 $28,395,000 $98,253
    3-4% 38 $1,790,000 $47,105
    4-5% 18 $6,300,000 $350,000
    2.5-3% 5 $2,305,000 $461,000

    During 2023, Primary Residential Mortgage's average interest rate for loans was 6.21%, while their most frequently originated rate bucket for loans was 6-7%, with 5,075 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $200k-400k 4,513 $1,323,705,000 $293,309 $9,975 6.76%
    $100,000 or less 1,686 $37,790,000 $22,414 $2,113 2.71%
    $100k-200k 1,683 $264,565,000 $157,198 $6,467 6.73%
    $400k-600k 1,588 $752,250,000 $473,709 $14,343 6.75%
    $600k-1MM 420 $293,950,000 $699,881 $15,842 6.82%
    $1MM+ 35 $44,105,000 $1,260,143 $21,451 6.72%

    2023 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 4,513 originations, totaling $1,323,705,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $50k-75k 2,494 $476,390,000 $191,014 $8,114 5.78%
    $100k-150k 2,404 $757,220,000 $314,983 $11,171 6.19%
    $75k-100k 2,310 $562,040,000 $243,307 $9,636 5.84%
    $150k-250k 1,179 $509,665,000 $432,286 $11,998 6.76%
    $50k or less 1,125 $172,335,000 $153,187 $7,228 5.87%
    $250k+ 412 $238,540,000 $578,981 $12,924 6.92%

    Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,494 originations. The second most popular income band? $100k-150k, with 2,404 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    30-36% 1,415 $346,765,000 $245,064 $8,671 5.88%
    50-60% 1,057 $346,505,000 $327,819 $14,392 6.57%
    20-30% 1,050 $260,750,000 $248,333 $8,215 5.92%
    49% 696 $230,030,000 $330,503 $11,019 6.73%
    <20% 593 $67,615,000 $114,022 $6,140 2.77%
    44% 491 $144,305,000 $293,900 $9,417 6.62%
    42% 441 $131,725,000 $298,696 $10,069 6.44%
    46% 412 $129,300,000 $313,835 $10,588 6.44%
    45% 410 $128,670,000 $313,829 $9,871 6.54%
    48% 406 $130,700,000 $321,921 $10,741 6.72%
    41% 396 $113,550,000 $286,742 $9,845 6.47%
    40% 394 $105,610,000 $268,046 $9,587 6.00%
    43% 393 $115,875,000 $294,847 $9,434 6.50%
    47% 376 $118,870,000 $316,144 $10,844 6.54%
    37% 347 $81,395,000 $234,568 $8,700 6.03%
    39% 347 $92,225,000 $265,778 $9,152 6.17%
    38% 347 $90,025,000 $259,438 $9,570 5.96%
    36% 307 $72,315,000 $235,554 $8,410 5.86%
    >60% 47 $10,135,000 $215,638 $9,482 4.75%

    Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,415 originations. The next most common DTI ratio? 50-60%, with 1,057 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 6,901 $1,892,975,000 $274,304 $9,727 6.13%
    Not provided 1,188 $314,210,000 $264,487 $10,155 5.88%
    Black 1,134 $288,560,000 $254,462 $11,076 5.76%
    Asian 378 $125,010,000 $330,714 $9,066 6.37%
    American Indian 155 $37,435,000 $241,516 $9,393 5.83%
    Asian Indian 68 $25,920,000 $381,176 $13,348 6.60%
    Other Asian 27 $9,005,000 $333,519 $10,132 6.45%
    Native Hawaiian or Islander 30 $8,730,000 $291,000 $8,650 5.98%
    Filipino 15 $6,825,000 $455,000 $15,916 5.76%
    Other Pacific Islander 7 $1,675,000 $239,286 $12,655 6.39%
    Korean 5 $1,345,000 $269,000 $6,938 6.42%
    Chinese 6 $1,340,000 $223,333 $7,476 6.08%
    6 $1,180,000 $196,667 $10,043 5.85%
    Japanese 2 $980,000 $490,000 $27,473 6.63%
    Samoan 1 $525,000 $525,000 $0 6.25%
    Guamanian 1 $375,000 $375,000 $8,177 6.99%
    Vietnamese 1 $275,000 $275,000 $9,839 7.25%

    Approval Rates

    Total approvals of all applications
    94.41%

    Primary Residential Mortgage has an average approval rate.

    Pick Rate

    Approvals leading to origination
    61.38%

    Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.

    Points and Fees

    Points Originations Total Value Average Loan
    NA 9,925 $2,716,365,000 $273,689

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    9,925 $2,716,365,000 $273,689

    LTV Distribution

    Loan to Value Originations Total Value Average Loan Average Fees Average Rate
    20-40% 236 $43,040,000 $182,373 $5,948 6.34%
    40-60% 475 $132,755,000 $279,484 $7,815 6.69%
    60-80% 1,589 $519,705,000 $327,064 $9,405 6.84%
    80-100% 5,997 $1,935,535,000 $322,751 $10,838 6.75%
    Over 100% 172 $64,710,000 $376,221 $15,927 6.55%
    Under 20% 1,456 $20,620,000 $14,162 $482 2.10%