Primary Residential Mortgage Rates, Fees & Info
Carson City, NVLEI: 54930052M48FOD3CWA54
Tax ID: 86-0860478
4.8 stars - Updated: 12/17/24
-
out of 5 stars, based on 100 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Primary Residential Mortgage is a small mortgage company specializing in Home Purchase loans. Primary Residential Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Baltimore, Albuquerque, Miami, Providence, and Denver among others. We have data for 450 markets. (Some data included below & more in-depth data is available with an active subscription.)Primary Residential Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Primary Residential Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.61% | 12/17/24 |
| 30 Year Conventional Refi | 6.97% | 12/17/24 |
| 30 Year Cash-out Refi | 6.82% | 12/17/24 |
| 30 Year FHA Purchase | 7.36% | 12/17/24 |
| 30 Year FHA Refi | 7.80% | 12/17/24 |
| 30 Year VA Purchase | 6.40% | 12/17/24 |
| 30 Year VA Refi | 6.27% | 12/17/24 |
| 30 Year USDA Purchase | 7.52% | 12/17/24 |
| 30 Year USDA Refi | 6.27% | 12/17/24 |
| 15 Year Conventional Purchase | 6.82% | 12/17/24 |
| 15 Year Conventional Refi | 5.68% | 12/17/24 |
| 15 Year Cash-out Refi | 5.68% | 12/17/24 |
| 15 Year FHA Purchase | 5.68% | 12/17/24 |
| 15 Year FHA Refi | 5.68% | 12/17/24 |
| 15 Year VA Purchase | 5.68% | 12/17/24 |
| 15 Year USDA Purchase | 5.68% | 12/17/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Primary Residential Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Primary Residential Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
9,925Origination Dollar Volume (All Markets)
$2,716,365,000Awards
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PRIMARY RESIDENTIAL MORTGAGE - 2023
PRIMARY RESIDENTIAL MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Primary Residential Mortgage's average 30 year fixed mortgage rate was
6.21%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of -0.27%.
Relative Fees (Closing Costs)
Primary Residential Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $10,135.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 1,161 | $335,705,000 | $289,152 | $10,138 | 5.93% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 666 | $181,380,000 | $272,342 | $8,760 | 6.87% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 408 | $152,060,000 | $372,696 | $16,583 | 6.31% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 365 | $117,175,000 | $321,027 | $13,338 | 6.76% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 440 | $109,830,000 | $249,614 | $8,720 | 4.17% |
| Outside of Metro Areas | 432 | $85,450,000 | $197,801 | $7,338 | 6.35% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 171 | $67,785,000 | $396,404 | $13,066 | 6.17% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 181 | $66,375,000 | $366,713 | $10,802 | 6.28% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 293 | $62,715,000 | $214,044 | $9,776 | 5.49% |
| GREELEY, CO (FHA|USDA|VA) | 241 | $60,725,000 | $251,971 | $8,967 | 4.42% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 136 | $52,880,000 | $388,824 | $10,162 | 6.75% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 190 | $47,610,000 | $250,579 | $9,901 | 4.45% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 100 | $40,060,000 | $400,600 | $9,696 | 6.05% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 126 | $39,180,000 | $310,952 | $8,006 | 6.50% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 128 | $39,110,000 | $305,547 | $10,202 | 6.20% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 60 | $38,140,000 | $635,667 | $15,312 | 6.27% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 104 | $32,870,000 | $316,058 | $10,991 | 6.29% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 66 | $27,290,000 | $413,485 | $9,058 | 6.17% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 97 | $26,065,000 | $268,711 | $9,357 | 6.79% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 79 | $24,955,000 | $315,886 | $10,645 | 6.58% |
| Clovis, NM (FHA|USDA|VA) | 148 | $24,840,000 | $167,838 | $6,694 | 6.49% |
| ANCHORAGE, AK (FHA|USDA|VA) | 73 | $24,055,000 | $329,521 | $8,837 | 6.60% |
| BOISE CITY, ID (FHA|USDA|VA) | 77 | $21,915,000 | $284,610 | $10,518 | 6.83% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 38 | $21,140,000 | $556,316 | $8,442 | 6.78% |
| STOCKTON, CA (FHA|USDA|VA) | 51 | $21,115,000 | $414,020 | $14,580 | 5.94% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 85 | $20,785,000 | $244,529 | $9,126 | 5.80% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 93 | $19,545,000 | $210,161 | $9,614 | 5.45% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 62 | $19,450,000 | $313,710 | $10,953 | 6.73% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 76 | $19,420,000 | $255,526 | $9,618 | 6.83% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 55 | $19,315,000 | $351,182 | $9,606 | 6.94% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 121 | $18,125,000 | $149,793 | $9,001 | 4.81% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 51 | $17,075,000 | $334,804 | $11,916 | 6.16% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 50 | $16,870,000 | $337,400 | $8,195 | 6.34% |
| BATON ROUGE, LA (FHA|USDA|VA) | 76 | $15,800,000 | $207,895 | $7,227 | 6.75% |
| FORT COLLINS, CO (FHA|USDA|VA) | 47 | $15,655,000 | $333,085 | $11,028 | 4.94% |
| DOVER, DE (FHA|USDA|VA) | 64 | $15,240,000 | $238,125 | $11,873 | 5.58% |
| CASPER, WY (FHA|USDA|VA) | 86 | $15,210,000 | $176,860 | $8,419 | 4.14% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 67 | $14,795,000 | $220,821 | $7,123 | 6.23% |
| LOUISVILLE, KY (FHA|USDA|VA) | 78 | $14,580,000 | $186,923 | $8,282 | 5.84% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 48 | $14,160,000 | $295,000 | $12,441 | 6.30% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 35 | $13,685,000 | $391,000 | $9,811 | 6.71% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 22 | $13,320,000 | $605,455 | $15,889 | 6.51% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 44 | $12,790,000 | $290,682 | $9,154 | 7.08% |
| PROVO-OREM, UT (FHA|USDA|VA) | 31 | $12,665,000 | $408,548 | $11,330 | 6.86% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 42 | $12,420,000 | $295,714 | $11,585 | 6.11% |
| VISALIA, CA (FHA|USDA|VA) | 54 | $12,320,000 | $228,148 | $11,029 | 4.52% |
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 48 | $12,120,000 | $252,500 | $13,013 | 5.14% |
| PUEBLO, CO (FHA|USDA|VA) | 91 | $11,895,000 | $130,714 | $6,249 | 3.55% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 36 | $11,800,000 | $327,778 | $14,388 | 6.16% |
| Hutchinson, KS (FHA|USDA|VA) | 76 | $11,500,000 | $151,316 | $6,324 | 7.07% |
| Elko, NV (FHA|USDA|VA) | 39 | $11,475,000 | $294,231 | $12,358 | 6.84% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 30 | $11,130,000 | $371,000 | $15,209 | 7.08% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 71 | $11,085,000 | $156,127 | $6,820 | 6.51% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 38 | $11,010,000 | $289,737 | $10,060 | 6.05% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 35 | $10,485,000 | $299,571 | $10,576 | 5.90% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 37 | $10,285,000 | $277,973 | $12,456 | 5.29% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 24 | $9,810,000 | $408,750 | $11,547 | 6.73% |
| VALLEJO, CA (FHA|USDA|VA) | 27 | $9,685,000 | $358,704 | $14,706 | 5.54% |
| CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) | 30 | $8,700,000 | $290,000 | $12,624 | 6.24% |
| WICHITA, KS (FHA|USDA|VA) | 47 | $8,285,000 | $176,277 | $6,899 | 7.31% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 42 | $8,220,000 | $195,714 | $7,482 | 6.93% |
| SANTA FE, NM (FHA|USDA|VA) | 27 | $8,065,000 | $298,704 | $10,396 | 7.04% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 36 | $7,950,000 | $220,833 | $9,590 | 6.60% |
| LAS CRUCES, NM (FHA|USDA|VA) | 33 | $7,925,000 | $240,152 | $8,011 | 6.57% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 30 | $7,620,000 | $254,000 | $9,912 | 5.59% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 23 | $7,575,000 | $329,348 | $8,801 | 6.49% |
| Portales, NM (FHA|USDA|VA) | 53 | $7,565,000 | $142,736 | $6,590 | 6.59% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 31 | $7,375,000 | $237,903 | $11,883 | 5.80% |
| MODESTO, CA (FHA|USDA|VA) | 21 | $7,145,000 | $340,238 | $12,563 | 6.71% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 17 | $7,045,000 | $414,412 | $12,614 | 6.83% |
| Big Spring, TX (FHA|USDA|VA) | 51 | $6,885,000 | $135,000 | $9,767 | 4.78% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 27 | $6,875,000 | $254,630 | $11,282 | 6.02% |
| FRESNO, CA (FHA|USDA|VA) | 24 | $6,700,000 | $279,167 | $11,013 | 5.57% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 30 | $6,400,000 | $213,333 | $10,632 | 6.24% |
| NAPA, CA (FHA|USDA|VA) | 12 | $6,240,000 | $520,000 | $13,922 | 5.23% |
| TYLER, TX (FHA|USDA|VA) | 27 | $6,105,000 | $226,111 | $10,021 | 5.85% |
| LOGAN, UT-ID (FHA|USDA|VA) | 18 | $6,060,000 | $336,667 | $11,417 | 6.91% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 27 | $5,915,000 | $219,074 | $8,329 | 6.79% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 21 | $5,845,000 | $278,333 | $9,337 | 6.80% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 22 | $5,800,000 | $263,636 | $9,162 | 6.43% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 14 | $5,660,000 | $404,286 | $16,359 | 5.32% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $5,530,000 | $395,000 | $15,832 | 6.61% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 25 | $5,455,000 | $218,200 | $5,725 | 6.41% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 28 | $5,130,000 | $183,214 | $8,548 | 5.99% |
| LANCASTER, PA (FHA|USDA|VA) | 25 | $4,975,000 | $199,000 | $8,503 | 6.24% |
| ST. GEORGE, UT (FHA|USDA|VA) | 15 | $4,885,000 | $325,667 | $7,763 | 6.71% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 25 | $4,815,000 | $192,600 | $8,364 | 6.26% |
| Fergus Falls, MN (FHA|USDA|VA) | 17 | $4,755,000 | $279,706 | $8,039 | 6.98% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 24 | $4,690,000 | $195,417 | $7,722 | 7.60% |
| Los Alamos, NM (FHA|USDA|VA) | 8 | $4,590,000 | $573,750 | $8,777 | 6.36% |
| FARGO, ND-MN (FHA|USDA|VA) | 18 | $4,570,000 | $253,889 | $9,868 | 7.10% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 26 | $4,540,000 | $174,615 | $9,283 | 6.89% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 18 | $4,540,000 | $252,222 | $11,071 | 6.59% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 13 | $4,285,000 | $329,615 | $7,386 | 6.59% |
| COLUMBUS, OH (FHA|USDA|VA) | 19 | $3,975,000 | $209,211 | $8,028 | 6.12% |
| Lebanon, NH-VT (FHA|USDA|VA) | 9 | $3,885,000 | $431,667 | $10,067 | 7.09% |
| CHEYENNE, WY (FHA|USDA|VA) | 12 | $3,800,000 | $316,667 | $11,969 | 5.91% |
| MIDLAND, TX (FHA|USDA|VA) | 16 | $3,780,000 | $236,250 | $10,230 | 5.30% |
| APPLETON, WI (FHA|USDA|VA) | 18 | $3,730,000 | $207,222 | $9,735 | 6.73% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 9 | $3,715,000 | $412,778 | $11,440 | 6.78% |
| Aberdeen, WA (FHA|USDA|VA) | 13 | $3,675,000 | $282,692 | $5,162 | 7.01% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 15 | $3,615,000 | $241,000 | $9,937 | 6.74% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 15 | $3,595,000 | $239,667 | $10,498 | 4.89% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 8 | $3,590,000 | $448,750 | $12,562 | 6.92% |
| Fort Morgan, CO (FHA|USDA|VA) | 12 | $3,540,000 | $295,000 | $8,924 | 6.18% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 12 | $3,480,000 | $290,000 | $10,091 | 7.10% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 8 | $3,330,000 | $416,250 | $13,314 | 5.77% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 13 | $3,305,000 | $254,231 | $7,804 | 6.84% |
| HOT SPRINGS, AR (FHA|USDA|VA) | 21 | $3,305,000 | $157,381 | $5,492 | 6.74% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 8 | $3,260,000 | $407,500 | $14,331 | 6.65% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 14 | $3,220,000 | $230,000 | $10,913 | 6.75% |
| MERCED, CA (FHA|USDA|VA) | 9 | $3,195,000 | $355,000 | $10,758 | 6.99% |
| FORT WAYNE, IN (FHA|USDA|VA) | 18 | $3,050,000 | $169,444 | $7,366 | 5.40% |
| OSHKOSH-NEENAH, WI (FHA|USDA|VA) | 14 | $3,030,000 | $216,429 | $8,407 | 6.67% |
| TUCSON, AZ (FHA|USDA|VA) | 12 | $2,780,000 | $231,667 | $7,302 | 6.41% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 17 | $2,765,000 | $162,647 | $6,598 | 6.33% |
| Glenwood Springs, CO (FHA|USDA|VA) | 11 | $2,735,000 | $248,636 | $7,203 | 4.34% |
| Athens, TX (FHA|USDA|VA) | 8 | $2,720,000 | $340,000 | $12,291 | 6.69% |
| Wooster, OH (FHA|USDA|VA) | 14 | $2,710,000 | $193,571 | $6,458 | 5.90% |
| SPARTANBURG, SC (FHA|USDA|VA) | 12 | $2,530,000 | $210,833 | $10,432 | 6.68% |
| ASHEVILLE, NC (FHA|USDA|VA) | 4 | $2,430,000 | $607,500 | $14,845 | 6.90% |
| LONGVIEW, TX (FHA|USDA|VA) | 12 | $2,420,000 | $201,667 | $8,527 | 6.55% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 15 | $2,375,000 | $158,333 | $7,457 | 5.34% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 6 | $2,350,000 | $391,667 | $6,839 | 5.69% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 9 | $2,285,000 | $253,889 | $10,694 | 6.99% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 11 | $2,265,000 | $205,909 | $7,870 | 5.38% |
| Minot, ND (FHA|USDA|VA) | 9 | $2,215,000 | $246,111 | $7,148 | 6.14% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 4 | $2,210,000 | $552,500 | $8,732 | 6.53% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 10 | $2,190,000 | $219,000 | $9,970 | 6.81% |
| GREEN BAY, WI (FHA|USDA|VA) | 10 | $2,180,000 | $218,000 | $10,989 | 6.71% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 9 | $2,175,000 | $241,667 | $6,135 | 7.03% |
| GAINESVILLE, FL (FHA|USDA|VA) | 12 | $2,160,000 | $180,000 | $7,965 | 6.20% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $5,893 | 7.31% |
| GETTYSBURG, PA (FHA|USDA|VA) | 10 | $2,140,000 | $214,000 | $10,152 | 6.01% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 6 | $2,130,000 | $355,000 | $11,267 | 6.56% |
| MADERA, CA (FHA|USDA|VA) | 8 | $2,110,000 | $263,750 | $10,057 | 7.22% |
| LONGVIEW, WA (FHA|USDA|VA) | 7 | $2,105,000 | $300,714 | $12,697 | 4.96% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 8 | $2,070,000 | $258,750 | $10,765 | 6.86% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 8 | $1,980,000 | $247,500 | $7,426 | 7.22% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $1,945,000 | $216,111 | $9,842 | 7.00% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 5 | $1,935,000 | $387,000 | $9,407 | 6.90% |
| MADISON, WI (FHA|USDA|VA) | 8 | $1,910,000 | $238,750 | $6,558 | 6.25% |
| Roswell, NM (FHA|USDA|VA) | 14 | $1,880,000 | $134,286 | $6,060 | 6.91% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 8 | $1,820,000 | $227,500 | $9,859 | 6.37% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 7 | $1,815,000 | $259,286 | $11,347 | 5.82% |
| McPherson, KS (FHA|USDA|VA) | 11 | $1,805,000 | $164,091 | $5,719 | 7.20% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 7 | $1,785,000 | $255,000 | $12,102 | 6.89% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 9 | $1,715,000 | $190,556 | $8,777 | 5.15% |
| SALEM, OR (FHA|USDA|VA) | 5 | $1,715,000 | $343,000 | $8,045 | 6.63% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 5 | $1,675,000 | $335,000 | $17,922 | 6.23% |
| Silver City, NM (FHA|USDA|VA) | 7 | $1,665,000 | $237,857 | $12,356 | 6.91% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 5 | $1,655,000 | $331,000 | $10,940 | 6.92% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 6 | $1,630,000 | $271,667 | $10,480 | 6.63% |
| CARSON CITY, NV (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $9,561 | 6.23% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 4 | $1,600,000 | $400,000 | $13,707 | 7.03% |
| Española, NM (FHA|USDA|VA) | 6 | $1,600,000 | $266,667 | $10,557 | 6.98% |
| COLUMBIA, SC (FHA|USDA|VA) | 8 | $1,580,000 | $197,500 | $8,866 | 5.50% |
| BANGOR, ME (FHA|USDA|VA) | 8 | $1,560,000 | $195,000 | $8,730 | 7.09% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 4 | $1,550,000 | $387,500 | $7,018 | 6.75% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 8 | $1,540,000 | $192,500 | $8,381 | 6.45% |
| WALLA WALLA, WA (FHA|USDA|VA) | 6 | $1,510,000 | $251,667 | $5,994 | 5.63% |
| Beeville, TX (FHA|USDA|VA) | 13 | $1,495,000 | $115,000 | $5,814 | 5.41% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 4 | $1,480,000 | $370,000 | $9,342 | 7.40% |
| RENO, NV (FHA|USDA|VA) | 4 | $1,430,000 | $357,500 | $10,154 | 6.69% |
| YAKIMA, WA (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $9,682 | 5.50% |
| SHEBOYGAN, WI (FHA|USDA|VA) | 6 | $1,420,000 | $236,667 | $7,954 | 6.75% |
| LUBBOCK, TX (FHA|USDA|VA) | 8 | $1,380,000 | $172,500 | $8,866 | 6.02% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 3 | $1,365,000 | $455,000 | $7,300 | 7.37% |
| Sonora, CA (FHA|USDA|VA) | 8 | $1,360,000 | $170,000 | $7,007 | 4.64% |
| IDAHO FALLS, ID (FHA|USDA|VA) | 2 | $1,350,000 | $675,000 | $15,400 | 6.75% |
| RICHMOND, VA (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $7,735 | 6.69% |
| Gaffney, SC (FHA|USDA|VA) | 4 | $1,350,000 | $337,500 | $14,586 | 6.56% |
| FOND DU LAC, WI (FHA|USDA|VA) | 7 | $1,335,000 | $190,714 | $8,245 | 7.05% |
| Fernley, NV (FHA|USDA|VA) | 4 | $1,300,000 | $325,000 | $14,437 | 6.69% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $15,237 | 6.96% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 6 | $1,280,000 | $213,333 | $10,776 | 5.85% |
| Gardnerville Ranchos, NV (FHA|USDA|VA) | 3 | $1,275,000 | $425,000 | $14,688 | 4.83% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 4 | $1,260,000 | $315,000 | $5,796 | 6.56% |
| Hilo, HI (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $10,671 | 6.79% |
| Sevierville, TN (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $11,689 | 7.12% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 3 | $1,215,000 | $405,000 | $13,178 | 6.54% |
| PITTSBURGH, PA (FHA|USDA|VA) | 10 | $1,210,000 | $121,000 | $7,121 | 7.56% |
| READING, PA (FHA|USDA|VA) | 8 | $1,200,000 | $150,000 | $7,265 | 6.12% |
| PANAMA CITY, FL (FHA|USDA|VA) | 4 | $1,160,000 | $290,000 | $7,233 | 6.84% |
| TWIN FALLS, ID (FHA|USDA|VA) | 6 | $1,150,000 | $191,667 | $8,677 | 6.98% |
| Shelby, NC (FHA|USDA|VA) | 8 | $1,150,000 | $143,750 | $7,722 | 4.14% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $11,971 | 6.75% |
| Cedar City, UT (FHA|USDA|VA) | 4 | $1,140,000 | $285,000 | $7,058 | 6.25% |
| Coos Bay, OR (FHA|USDA|VA) | 3 | $1,135,000 | $378,333 | $9,258 | 6.96% |
| TULSA, OK (FHA|USDA|VA) | 6 | $1,130,000 | $188,333 | $5,453 | 6.87% |
| AKRON, OH (FHA|USDA|VA) | 7 | $1,125,000 | $160,714 | $7,443 | 5.61% |
| Las Vegas, NM (FHA|USDA|VA) | 5 | $1,095,000 | $219,000 | $10,445 | 6.90% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 6 | $1,080,000 | $180,000 | $10,328 | 5.27% |
| Kingsville, TX (FHA|USDA|VA) | 7 | $1,065,000 | $152,143 | $5,702 | 5.61% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $1,065,000 | $213,000 | $10,161 | 5.87% |
| BEND, OR (FHA|USDA|VA) | 2 | $1,060,000 | $530,000 | $11,824 | 7.31% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 6 | $1,040,000 | $173,333 | $6,079 | 6.87% |
| BURLINGTON, NC (FHA|USDA|VA) | 5 | $985,000 | $197,000 | $6,812 | 5.50% |
| Heber, UT (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $11,089 | 7.93% |
| Centralia, WA (FHA|USDA|VA) | 2 | $980,000 | $490,000 | $15,549 | 7.00% |
| FARMINGTON, NM (FHA|USDA|VA) | 3 | $975,000 | $325,000 | $12,160 | 7.46% |
| Frankfort, KY (FHA|USDA|VA) | 7 | $975,000 | $139,286 | $8,805 | 5.89% |
| Cambridge, MD (FHA|USDA|VA) | 3 | $965,000 | $321,667 | $10,992 | 7.00% |
| Orangeburg, SC (FHA|USDA|VA) | 6 | $960,000 | $160,000 | $9,040 | 7.23% |
| OCALA, FL (FHA|USDA|VA) | 6 | $950,000 | $158,333 | $9,680 | 5.75% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 2 | $950,000 | $475,000 | $14,951 | 4.43% |
| HATTIESBURG, MS (FHA|USDA|VA) | 1 | $925,000 | $925,000 | $4,615 | 6.63% |
| PINE BLUFF, AR (FHA|USDA|VA) | 6 | $910,000 | $151,667 | $6,977 | 7.19% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 4 | $880,000 | $220,000 | $13,688 | 5.31% |
| Russellville, AR (FHA|USDA|VA) | 7 | $865,000 | $123,571 | $5,063 | 7.25% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $5,355 | 6.66% |
| RACINE, WI (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $7,279 | 7.03% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $8,662 | 6.94% |
| Cañon City, CO (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $10,486 | 5.13% |
| FLORENCE, SC (FHA|USDA|VA) | 5 | $815,000 | $163,000 | $5,972 | 6.55% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $800,000 | $200,000 | $7,519 | 6.62% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 8 | $800,000 | $100,000 | $6,822 | 7.08% |
| Pahrump, NV (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,584 | 7.41% |
| Clearlake, CA (FHA|USDA|VA) | 6 | $780,000 | $130,000 | $8,305 | 3.75% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 4 | $780,000 | $195,000 | $0 | 3.41% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 5 | $745,000 | $149,000 | $8,185 | 6.20% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 1 | $735,000 | $735,000 | $15,844 | 7.50% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 6 | $720,000 | $120,000 | $5,528 | 7.35% |
| Seneca, SC (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $10,875 | 6.42% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 3 | $705,000 | $235,000 | $9,822 | 6.75% |
| DULUTH, MN-WI (FHA|USDA|VA) | 3 | $675,000 | $225,000 | $9,432 | 7.00% |
| YUBA CITY, CA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $8,592 | 6.25% |
| THE VILLAGES, FL (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $12,439 | 7.00% |
| IOWA CITY, IA (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $13,264 | 6.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $7,097 | 6.79% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 1 | $655,000 | $655,000 | $22,926 | 6.50% |
| Ukiah, CA (FHA|USDA|VA) | 2 | $650,000 | $325,000 | $8,914 | 6.06% |
| Durango, CO (FHA|USDA|VA) | 4 | $650,000 | $162,500 | $2,100 | 3.47% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $4,380 | 7.60% |
| Gallup, NM (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,962 | 7.55% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 5 | $645,000 | $129,000 | $6,185 | 5.43% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 2 | $640,000 | $320,000 | $7,765 | 7.75% |
| Huron, SD (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $7,808 | 6.87% |
| WACO, TX (FHA|USDA|VA) | 2 | $620,000 | $310,000 | $13,143 | 7.19% |
| Mountain Home, ID (FHA|USDA|VA) | 3 | $615,000 | $205,000 | $11,653 | 6.83% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $605,000 | $605,000 | $9,517 | 7.25% |
| Forrest City, AR (FHA|USDA|VA) | 4 | $600,000 | $150,000 | $5,959 | 6.25% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 1 | $595,000 | $595,000 | $15,631 | 6.75% |
| Sheridan, WY (FHA|USDA|VA) | 3 | $595,000 | $198,333 | $10,060 | 4.00% |
| Torrington, CT (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $10,521 | 6.31% |
| Searcy, AR (FHA|USDA|VA) | 3 | $585,000 | $195,000 | $5,953 | 6.67% |
| JONESBORO, AR (FHA|USDA|VA) | 4 | $580,000 | $145,000 | $5,561 | 7.00% |
| Price, UT (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $7,026 | 6.75% |
| LAFAYETTE, LA (FHA|USDA|VA) | 6 | $570,000 | $95,000 | $5,682 | 4.44% |
| Alice, TX (FHA|USDA|VA) | 4 | $570,000 | $142,500 | $7,313 | 5.56% |
| Brevard, NC (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $16,868 | 6.13% |
| Kapaa, HI (FHA|USDA|VA) | 1 | $565,000 | $565,000 | $5,812 | 6.63% |
| KNOXVILLE, TN (FHA|USDA|VA) | 1 | $555,000 | $555,000 | $2,416 | 6.75% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $8,548 | 7.66% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $530,000 | $265,000 | $11,160 | 6.69% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $17,744 | 6.99% |
| WILMINGTON, NC (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $6,122 | 7.88% |
| Moses Lake, WA (FHA|USDA|VA) | 3 | $515,000 | $171,667 | $542 | 4.67% |
| ABILENE, TX (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $7,368 | 5.41% |
| SPRINGFIELD, OH (FHA|USDA|VA) | 4 | $510,000 | $127,500 | $3,853 | 7.25% |
| Sulphur Springs, TX (FHA|USDA|VA) | 3 | $505,000 | $168,333 | $10,927 | 4.75% |
| LEXINGTON-FAYETTE, KY (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,144 | 6.81% |
| Salina, KS (FHA|USDA|VA) | 3 | $495,000 | $165,000 | $5,332 | 7.38% |
| Rock Springs, WY (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $9,165 | 6.88% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 3 | $485,000 | $161,667 | $6,729 | 7.92% |
| ROANOKE, VA (FHA|USDA|VA) | 1 | $485,000 | $485,000 | $18,199 | 6.75% |
| Picayune, MS (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $6,244 | 7.13% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $7,678 | 6.87% |
| RAPID CITY, SD (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $5,492 | 6.31% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $12,349 | 6.50% |
| Riverton, WY (FHA|USDA|VA) | 2 | $470,000 | $235,000 | $10,932 | 6.50% |
| Taos, NM (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $10,484 | 7.88% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $7,669 | 7.88% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $8,597 | 6.13% |
| Alamogordo, NM (FHA|USDA|VA) | 5 | $465,000 | $93,000 | $3,171 | 7.28% |
| Natchitoches, LA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $5,652 | 7.31% |
| Sterling, CO (FHA|USDA|VA) | 4 | $460,000 | $115,000 | $5,575 | 5.72% |
| WATERLOO-CEDAR FALLS, IA (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $11,434 | 6.69% |
| Platteville, WI (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,549 | 6.66% |
| Madison, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $9,278 | 7.06% |
| Rockport, TX (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $4,500 | 7.50% |
| Batesville, AR (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,962 | 7.25% |
| ROCKY MOUNT, NC (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $9,268 | 4.54% |
| Kinston, NC (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,578 | 6.75% |
| Wilson, NC (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,862 | 7.25% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $9,332 | 7.62% |
| Mountain Home, AR (FHA|USDA|VA) | 2 | $420,000 | $210,000 | $4,330 | 6.56% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 3 | $415,000 | $138,333 | $3,193 | 5.58% |
| Gainesville, TX (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $13,207 | 6.25% |
| GRANTS PASS, OR (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $12,207 | 6.13% |
| Shelton, WA (FHA|USDA|VA) | 1 | $405,000 | $405,000 | $4,512 | 7.75% |
| Henderson, NC (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $6,540 | 4.25% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $7,954 | 4.79% |
| Bennington, VT (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $11,376 | 7.25% |
| JACKSON, MS (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,691 | 7.19% |
| Marion, OH (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $8,768 | 6.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $14,316 | 6.25% |
| MEDFORD, OR (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $13,731 | 6.99% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $3,595 | 4.29% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $7,835 | 6.99% |
| Coffeyville, KS (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $3,618 | 6.88% |
| Morgan City, LA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $4,242 | 6.88% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $8,688 | 6.99% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,255 | 6.44% |
| Breckenridge, CO (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $12,791 | 3.38% |
| Murray, KY (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $6,606 | 7.38% |
| Dodge City, KS (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $5,354 | 6.75% |
| Sunbury, PA (FHA|USDA|VA) | 3 | $355,000 | $118,333 | $6,251 | 4.42% |
| Key West, FL (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,952 | 6.75% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $8,938 | 6.25% |
| Scottsburg, IN (FHA|USDA|VA) | 3 | $345,000 | $115,000 | $6,131 | 4.58% |
| Scottsbluff, NE (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $7,108 | 7.06% |
| WILLIAMSPORT, PA (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $12,514 | 7.13% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $6,935 | 6.99% |
| Palestine, TX (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $25,130 | 7.63% |
| SAVANNAH, GA (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $7,849 | 6.88% |
| ROME, GA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $7,705 | 6.25% |
| WHEELING, WV-OH (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,452 | 6.13% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $12,348 | 7.75% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,744 | 6.88% |
| LEWISTON, ID-WA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $3,186 | 6.75% |
| FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $13,871 | 5.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,998 | 7.13% |
| Shelbyville, TN (FHA|USDA|VA) | 2 | $300,000 | $150,000 | $11,735 | 5.88% |
| Martin, TN (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $6,306 | 7.25% |
| Oak Harbor, WA (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $7,321 | 7.25% |
| Outside of Metro Areas | 1 | $295,000 | $295,000 | $6,777 | 7.13% |
| Arkadelphia, AR (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $3,983 | 7.19% |
| Sanford, NC (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $15,238 | 7.13% |
| Greenville, OH (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $4,940 | 6.25% |
| Okeechobee, FL (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $12,232 | 6.75% |
| Grants, NM (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $5,549 | 6.38% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $6,161 | 6.75% |
| Burley, ID (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $15,618 | 7.25% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $14,805 | 7.13% |
| Albemarle, NC (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $12,816 | 6.25% |
| EL PASO, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $8,827 | 5.63% |
| Pampa, TX (FHA|USDA|VA) | 2 | $270,000 | $135,000 | $6,695 | 3.81% |
| Lake City, FL (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,275 | 5.63% |
| Mason City, IA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,582 | 6.88% |
| Danville, VA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,926 | 7.63% |
| Corsicana, TX (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $9,469 | 6.63% |
| Jacksonville, TX (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $4,389 | 6.81% |
| NEW BERN, NC (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,930 | 6.94% |
| Ruidoso, NM (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,898 | 6.88% |
| TOPEKA, KS (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $3,065 | 7.25% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,780 | 6.44% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $14,701 | 6.25% |
| Palatka, FL (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,066 | 7.50% |
| Branson, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,618 | 7.25% |
| JANESVILLE-BELOIT, WI (FHA|USDA|VA) | 3 | $255,000 | $85,000 | $8,397 | 6.58% |
| Poplar Bluff, MO (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,798 | 7.63% |
| ROCHESTER, MN (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $4,847 | 7.13% |
| North Wilkesboro, NC (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $13,187 | 6.75% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $5,755 | 7.13% |
| Sandusky, OH (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $12,092 | 4.00% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,122 | 6.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $10,646 | 6.88% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $6,595 | 6.88% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $7,957 | 6.99% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,082 | 7.13% |
| MONROE, MI (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,698 | 6.50% |
| Keene, NH (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $12,326 | 6.25% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,361 | 7.50% |
| Lewisburg, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,716 | 5.63% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,664 | 4.95% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $671 | 5.75% |
| LYNCHBURG, VA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $15,020 | 6.25% |
| Bardstown, KY (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $0 | 5.13% |
| NILES, MI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $6,773 | 6.63% |
| Bemidji, MN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $495 | 7.00% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $12,556 | 6.25% |
| Hays, KS (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $2,981 | 6.63% |
| Fort Polk South, LA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $13,734 | 6.38% |
| STATE COLLEGE, PA (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $4,276 | 6.63% |
| Crawfordsville, IN (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,450 | 6.75% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $11,053 | 7.75% |
| WAUSAU-WESTON, WI (FHA|USDA|VA) | 2 | $220,000 | $110,000 | $4,437 | 6.87% |
| Atmore, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,423 | 6.50% |
| Greenwood, SC (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,585 | 6.75% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $0 | 5.75% |
| Fallon, NV (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $6,537 | 7.38% |
| GRAND FORKS, ND-MN (FHA|USDA|VA) | 2 | $210,000 | $105,000 | $3,209 | 3.19% |
| Shawano, WI (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $12,008 | 6.75% |
| OWENSBORO, KY (FHA|USDA|VA) | 3 | $205,000 | $68,333 | $3,603 | 5.67% |
| Talladega-Sylacauga, AL (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $7,781 | 7.38% |
| Huntington, IN (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,484 | 7.63% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $7,382 | 6.75% |
| Ada, OK (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,297 | 6.25% |
| LEBANON, PA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $10,957 | 6.75% |
| Auburn, IN (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $0 | 3.63% |
| Hope, AR (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $2,568 | 7.44% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,843 | 7.13% |
| HAMMOND, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,667 | 6.75% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $4,933 | 7.25% |
| MONROE, LA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $10,752 | 6.75% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,739 | 6.99% |
| Paragould, AR (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $3,436 | 7.13% |
| Columbus, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,573 | 5.75% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,418 | 6.75% |
| Lamesa, TX (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $10,909 | 4.25% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $4,029 | 7.00% |
| CHICO, CA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,870 | 6.75% |
| EAU CLAIRE, WI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $2,219 | 7.00% |
| KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $6,479 | 6.13% |
| Washington, NC (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $0 | 3.19% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $170,000 | $85,000 | $4,284 | 3.75% |
| Forest City, NC (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,437 | 6.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $4,442 | 6.50% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,716 | 6.75% |
| Washington Court House, OH (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,037 | 6.75% |
| Worthington, MN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,417 | 6.50% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 2 | $160,000 | $80,000 | $7,420 | 8.25% |
| Huntingdon, PA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $16,274 | 7.25% |
| Union, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,578 | 6.75% |
| Tullahoma-Manchester, TN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $1,974 | 5.99% |
| Bradford, PA (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $693 | 6.75% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,209 | 7.13% |
| Greensburg, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,486 | 6.75% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,638 | 7.00% |
| Nacogdoches, TX (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $9,176 | 6.63% |
| Blytheville, AR (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $3,543 | 6.75% |
| Bonham, TX (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $7,193 | 3.69% |
| Marion, IN (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $3,638 | 3.63% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 2 | $140,000 | $70,000 | $0 | 3.31% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,766 | 6.75% |
| BOULDER, CO (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,525 | 6.25% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,044 | 6.75% |
| Meridian, MS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,067 | 7.75% |
| MUNCIE, IN (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,307 | 6.88% |
| Winfield, KS (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $6,640 | 6.75% |
| Ashland, OH (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $5,037 | 6.38% |
| Somerset, KY (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,408 | 6.63% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $4,294 | 7.50% |
| Mount Pleasant, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,248 | 6.25% |
| Miami, OK (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $5,886 | 7.25% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,623 | 6.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $4,251 | 7.75% |
| Rutland, VT (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $7,164 | 7.13% |
| Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,672 | 6.75% |
| Jasper, AL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,989 | 6.75% |
| Salem, OH (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $6,490 | 6.63% |
| Malvern, AR (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,411 | 6.50% |
| MOBILE, AL (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,765 | 6.88% |
| Brainerd, MN (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $5,374 | 7.25% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $9,207 | 7.50% |
| Fitzgerald, GA (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $4,473 | 6.13% |
| Vernal, UT (FHA|USDA|VA) | 1 | $65,000 | $65,000 | $2,680 | 6.25% |
| Levelland, TX (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $4,098 | 6.88% |
| Parsons, KS (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $3,846 | 6.88% |
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Product Mix
For 2023, Primary Residential Mortgage's most frequently originated type of loan was Conventional, with 6,132 originations. Their 2nd most popular type was FHA, with 3,011 originations.
Loan Reason
For 2023, Primary Residential Mortgage's most frequently cited loan purpose was Home Purchase, with 9,166 originations. The 2nd most popular reason was Cash Out Refi, with 417 originations.
Loan Duration/Length
For 2023, Primary Residential Mortgage's most frequently cited loan duration was 30 Year, with 9,285 originations. The 2nd most popular length was 15 Year, with 201 originations.
Origination Fees/Closing Costs
Primary Residential Mortgage's average total fees were $10,135, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 3,830 originations.
Interest Rates
During 2023, Primary Residential Mortgage's average interest rate for loans was 6.21%, while their most frequently originated rate bucket for loans was 6-7%, with 5,075 originations.
Loan Sizing
2023 saw Primary Residential Mortgage place emphasis on $200k-400k loans with 4,513 originations, totaling $1,323,705,000 in origination value.
Applicant Income
Primary Residential Mortgage lent most frequently to those with incomes in the $50k-75k range, with 2,494 originations. The second most popular income band? $100k-150k, with 2,404 originations.
Applicant Debt to Income Ratio
Primary Residential Mortgage lent most frequently to those with DTI ratios of 30-36%, with 1,415 originations. The next most common DTI ratio? 50-60%, with 1,057 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications94.41%
Primary Residential Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination61.38%
Primary Residential Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 9,925 | $2,716,365,000 | $273,689 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 9,925 | $2,716,365,000 | $273,689 |