Plaza Home Mortgage Rates, Fees & Info
Sacramento, CALEI: 549300JYXTZDSPJEPI44
Tax ID: 33-0941669
1.5 stars - Updated: 4/22/24
-
out of 5 stars, based on 106 reviews
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Plaza Home Mortgage is a mid-sized mortgage company specializing in Home Purchase loans. Plaza Home Mortgage has a high proportion of conventional loans. They have a a high proportion of FHA loans. They have a a low proportion of FHA loans. (This may mean they shy away from first time homebuyers.) They have a low ratio of USDA loans. Their top markets by origination volume include: New York, Houston, Miami, Los Angeles, and Dallas among others. We have data for 543 markets. (Some data included below & more in-depth data is available with an active subscription.)Plaza Home Mortgage has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders. Plaza Home Mortgage is typically a high fee lender. (We use the term "fees" to include things like closing costs and other costs incurred by borrowers-- whether they are paid out of pocket or rolled into the loan.) They typically have relatively high rates.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
SimulatedRates™Mortgage Type |
Simulated Rate | Simulation Date |
|---|---|---|
| 30 Year Conventional Purchase | 6.76% | 4/22/24 |
| 30 Year Conventional Refi | 6.51% | 4/22/24 |
| 30 Year Cash-out Refi | 6.74% | 4/22/24 |
| 30 Year FHA Purchase | 7.23% | 4/22/24 |
| 30 Year FHA Refi | 7.01% | 4/22/24 |
| 30 Year VA Purchase | 6.14% | 4/22/24 |
| 30 Year VA Refi | 5.62% | 4/22/24 |
| 30 Year USDA Purchase | 6.63% | 4/22/24 |
| 30 Year USDA Refi | 6.36% | 4/22/24 |
| 15 Year Conventional Purchase | 6.20% | 4/22/24 |
| 15 Year Conventional Refi | 5.97% | 4/22/24 |
| 15 Year Cash-out Refi | 5.97% | 4/22/24 |
| 15 Year FHA Purchase | 7.53% | 4/22/24 |
| 15 Year FHA Refi | 6.95% | 4/22/24 |
| 15 Year VA Purchase | 5.73% | 4/22/24 |
| 15 Year VA Refi | 5.84% | 4/22/24 |
| These are simulated rates generated by our proprietary machine learning models. These are not guaranteed by the bank. They are our estimates based on a lender's past behaviors combined with current market conditions. Contact an individual lender for their actual rates. Our models use fixed rate terms for conforming loans, 700+ FICO, 10% down for FHA and 20% for conventional. These are based on consensus, historical data-- not advertised promotional rates. | ||
Plaza Home Mortgage Mortgage Calculator
Your Estimates
Estimated Loan Payment: Update the calculator values and click calculate payment!
This is not an official calculator from Plaza Home Mortgage. It uses our SimulatedRate™
technology, basic math and reasonable assumptions to calculate mortgage payments derived from our simulations and your inputs.
The default purchase price is the median sales price across the US for 2022Q4, per FRED.
Originations
11,336Origination Dollar Volume (All Markets)
$3,767,090,000Awards
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PLAZA HOME MORTGAGE - 2023
PLAZA HOME MORTGAGE is a 2023 , due to their low .
For 2023, less than of lenders were eligible for this award.
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Relative Rate
Plaza Home Mortgage's average 30 year fixed mortgage rate was
6.72%.
The 2023 average 30 year fixed rate mortgage across all markets and lenders was 6.48%.
This yields a difference of 0.24%.
Relative Fees (Closing Costs)
Plaza Home Mortgage's average total fees/closing costs for a 30 year fixed rate
mortgage were $11,829.
The average total origination fees for 30 year fixed rate mortgages across all lenders (for all loan values, including
both points & up-front fees in addition to origination fees) were $9,089.
Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) | 1,287 | $663,505,000 | $515,544 | $18,144 | 6.75% |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) | 559 | $175,115,000 | $313,265 | $11,171 | 6.49% |
| Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) | 375 | $159,435,000 | $425,160 | $15,976 | 6.89% |
| Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) | 207 | $129,295,000 | $624,614 | $16,806 | 7.02% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 282 | $104,060,000 | $369,007 | $13,085 | 6.57% |
| Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) | 311 | $85,515,000 | $274,968 | $9,304 | 6.95% |
| Outside of Metro Areas | 333 | $78,005,000 | $234,249 | $8,368 | 6.76% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 250 | $77,230,000 | $308,920 | $12,229 | 6.93% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 182 | $70,720,000 | $388,571 | $12,537 | 6.49% |
| AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) | 147 | $65,075,000 | $442,687 | $14,615 | 6.34% |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) | 171 | $55,475,000 | $324,415 | $9,662 | 6.66% |
| ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) | 153 | $51,875,000 | $339,052 | $13,077 | 6.77% |
| PITTSBURGH, PA (FHA|USDA|VA) | 289 | $51,315,000 | $177,561 | $8,663 | 6.65% |
| Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) | 109 | $50,435,000 | $462,706 | $14,411 | 6.60% |
| San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) | 125 | $50,015,000 | $400,120 | $10,359 | 7.05% |
| SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) | 80 | $46,620,000 | $582,750 | $13,160 | 6.86% |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) | 110 | $45,690,000 | $415,364 | $12,911 | 6.53% |
| ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) | 124 | $45,540,000 | $367,258 | $13,402 | 6.74% |
| Detroit-Warren-Dearborn, MI (FHA|USDA|VA) | 179 | $44,745,000 | $249,972 | $7,663 | 7.12% |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) | 131 | $42,535,000 | $324,695 | $12,115 | 6.90% |
| JACKSONVILLE, FL (FHA|USDA|VA) | 114 | $41,500,000 | $364,035 | $12,571 | 6.93% |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) | 101 | $38,665,000 | $382,822 | $13,460 | 7.01% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 96 | $38,150,000 | $397,396 | $13,131 | 6.56% |
| UTICA-ROME, NY (FHA|USDA|VA) | 218 | $36,660,000 | $168,165 | $8,782 | 6.47% |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) | 102 | $36,260,000 | $355,490 | $12,536 | 6.73% |
| SYRACUSE, NY (FHA|USDA|VA) | 197 | $35,695,000 | $181,193 | $8,810 | 6.72% |
| SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) | 76 | $35,230,000 | $463,553 | $12,903 | 7.02% |
| SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) | 97 | $34,585,000 | $356,546 | $12,820 | 6.36% |
| NEW HAVEN-MILFORD, CT (FHA|USDA|VA) | 115 | $33,515,000 | $291,435 | $11,054 | 7.00% |
| BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) | 139 | $32,255,000 | $232,050 | $9,503 | 6.62% |
| HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) | 107 | $29,675,000 | $277,336 | $11,398 | 7.05% |
| SALEM, OR (FHA|USDA|VA) | 82 | $29,480,000 | $359,512 | $12,726 | 6.34% |
| ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) | 115 | $28,255,000 | $245,696 | $9,808 | 6.69% |
| FRESNO, CA (FHA|USDA|VA) | 69 | $27,985,000 | $405,580 | $12,596 | 6.91% |
| ALBUQUERQUE, NM (FHA|USDA|VA) | 86 | $24,740,000 | $287,674 | $10,275 | 6.67% |
| CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) | 58 | $21,420,000 | $369,310 | $16,655 | 6.67% |
| OKLAHOMA CITY, OK (FHA|USDA|VA) | 81 | $19,915,000 | $245,864 | $10,948 | 6.80% |
| KILLEEN-TEMPLE, TX (FHA|USDA|VA) | 72 | $19,310,000 | $268,194 | $10,402 | 6.64% |
| INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) | 82 | $19,240,000 | $234,634 | $8,729 | 6.95% |
| URBAN HONOLULU, HI (FHA|USDA|VA) | 29 | $18,965,000 | $653,966 | $24,514 | 6.58% |
| BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) | 52 | $18,460,000 | $355,000 | $13,074 | 7.09% |
| CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) | 55 | $17,985,000 | $327,000 | $11,338 | 6.51% |
| JACKSONVILLE, NC (FHA|USDA|VA) | 66 | $17,320,000 | $262,424 | $7,589 | 6.23% |
| BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) | 46 | $16,410,000 | $356,739 | $11,982 | 6.87% |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) | 51 | $16,225,000 | $318,137 | $10,904 | 6.76% |
| EL PASO, TX (FHA|USDA|VA) | 52 | $15,750,000 | $302,885 | $12,704 | 6.50% |
| PORT ST. LUCIE, FL (FHA|USDA|VA) | 47 | $15,295,000 | $325,426 | $13,830 | 6.71% |
| Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) | 27 | $15,145,000 | $560,926 | $15,542 | 6.80% |
| FAYETTEVILLE, NC (FHA|USDA|VA) | 46 | $14,530,000 | $315,870 | $9,250 | 6.56% |
| MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) | 53 | $14,435,000 | $272,358 | $11,283 | 6.56% |
| ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) | 49 | $14,175,000 | $289,286 | $6,958 | 6.23% |
| BOISE CITY, ID (FHA|USDA|VA) | 31 | $12,695,000 | $409,516 | $12,386 | 6.04% |
| ST. CLOUD, MN (FHA|USDA|VA) | 56 | $12,330,000 | $220,179 | $5,804 | 6.70% |
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 46 | $11,900,000 | $258,696 | $6,658 | 7.44% |
| Hilo, HI (FHA|USDA|VA) | 24 | $11,420,000 | $475,833 | $13,708 | 6.50% |
| North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) | 31 | $11,415,000 | $368,226 | $13,402 | 7.23% |
| BAKERSFIELD, CA (FHA|USDA|VA) | 36 | $11,290,000 | $313,611 | $10,929 | 6.73% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 42 | $10,810,000 | $257,381 | $13,369 | 6.93% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 28 | $10,680,000 | $381,429 | $12,576 | 6.41% |
| WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) | 44 | $10,560,000 | $240,000 | $9,453 | 6.25% |
| VISALIA, CA (FHA|USDA|VA) | 34 | $10,180,000 | $299,412 | $10,312 | 6.76% |
| ROCHESTER, NY (FHA|USDA|VA) | 56 | $10,170,000 | $181,607 | $8,532 | 6.64% |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) | 37 | $9,945,000 | $268,784 | $11,192 | 6.88% |
| KOKOMO, IN (FHA|USDA|VA) | 66 | $9,830,000 | $148,939 | $5,191 | 6.76% |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) | 13 | $9,525,000 | $732,692 | $17,146 | 6.85% |
| PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) | 31 | $9,455,000 | $305,000 | $10,931 | 7.55% |
| WORCESTER, MA-CT (FHA|USDA|VA) | 26 | $9,370,000 | $360,385 | $13,121 | 7.05% |
| SALT LAKE CITY, UT (FHA|USDA|VA) | 24 | $9,340,000 | $389,167 | $13,702 | 6.82% |
| LOUISVILLE, KY (FHA|USDA|VA) | 37 | $8,975,000 | $242,568 | $8,228 | 7.16% |
| LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) | 37 | $8,785,000 | $237,432 | $11,373 | 7.11% |
| OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) | 16 | $8,760,000 | $547,500 | $13,295 | 6.97% |
| SANTA FE, NM (FHA|USDA|VA) | 24 | $8,620,000 | $359,167 | $4,557 | 6.84% |
| WINSTON-SALEM, NC (FHA|USDA|VA) | 34 | $8,490,000 | $249,706 | $11,172 | 7.22% |
| BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) | 33 | $8,235,000 | $249,545 | $10,843 | 6.06% |
| SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) | 15 | $8,205,000 | $547,000 | $12,097 | 7.90% |
| STOCKTON, CA (FHA|USDA|VA) | 25 | $8,065,000 | $322,600 | $11,265 | 6.65% |
| DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) | 35 | $7,945,000 | $227,000 | $7,057 | 6.91% |
| BATON ROUGE, LA (FHA|USDA|VA) | 35 | $7,815,000 | $223,286 | $10,845 | 6.35% |
| MADERA, CA (FHA|USDA|VA) | 25 | $7,805,000 | $312,200 | $10,385 | 6.99% |
| PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) | 18 | $7,660,000 | $425,556 | $14,814 | 6.72% |
| CORPUS CHRISTI, TX (FHA|USDA|VA) | 26 | $7,610,000 | $292,692 | $12,998 | 6.66% |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) | 27 | $7,545,000 | $279,444 | $12,360 | 6.82% |
| Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) | 17 | $7,405,000 | $435,588 | $17,552 | 6.70% |
| OGDEN-CLEARFIELD, UT (FHA|USDA|VA) | 19 | $7,395,000 | $389,211 | $10,031 | 6.75% |
| GRAND JUNCTION, CO (FHA|USDA|VA) | 25 | $7,355,000 | $294,200 | $10,504 | 6.81% |
| COLUMBIA, SC (FHA|USDA|VA) | 30 | $7,230,000 | $241,000 | $10,984 | 6.73% |
| EVANSVILLE, IN-KY (FHA|USDA|VA) | 38 | $7,110,000 | $187,105 | $6,287 | 6.65% |
| NASHVILLE-DAVIDSON-MURFREESBORO-FRANKLIN, TN (FHA|USDA|VA) | 18 | $7,080,000 | $393,333 | $13,184 | 6.82% |
| LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) | 25 | $7,065,000 | $282,600 | $10,775 | 6.90% |
| ALBANY-LEBANON, OR (FHA|USDA|VA) | 19 | $6,945,000 | $365,526 | $12,955 | 6.50% |
| RALEIGH-CARY, NC (FHA|USDA|VA) | 19 | $6,275,000 | $330,263 | $8,918 | 6.81% |
| BEND, OR (FHA|USDA|VA) | 13 | $6,165,000 | $474,231 | $11,538 | 7.15% |
| NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) | 14 | $6,130,000 | $437,857 | $15,512 | 7.35% |
| PANAMA CITY, FL (FHA|USDA|VA) | 23 | $6,045,000 | $262,826 | $9,309 | 7.13% |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) | 22 | $5,870,000 | $266,818 | $11,666 | 6.83% |
| Kapaa, HI (FHA|USDA|VA) | 7 | $5,845,000 | $835,000 | $24,091 | 6.11% |
| PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) | 19 | $5,835,000 | $307,105 | $10,463 | 6.66% |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) | 38 | $5,830,000 | $153,421 | $6,412 | 6.76% |
| READING, PA (FHA|USDA|VA) | 35 | $5,715,000 | $163,286 | $8,086 | 6.32% |
| GREENVILLE-ANDERSON, SC (FHA|USDA|VA) | 21 | $5,555,000 | $264,524 | $8,966 | 6.87% |
| MERCED, CA (FHA|USDA|VA) | 18 | $5,520,000 | $306,667 | $10,457 | 6.99% |
| ODESSA, TX (FHA|USDA|VA) | 24 | $5,490,000 | $228,750 | $11,170 | 6.83% |
| FLINT, MI (FHA|USDA|VA) | 30 | $5,480,000 | $182,667 | $5,982 | 6.61% |
| OCALA, FL (FHA|USDA|VA) | 23 | $5,405,000 | $235,000 | $10,419 | 6.79% |
| Torrington, CT (FHA|USDA|VA) | 19 | $5,365,000 | $282,368 | $10,305 | 6.73% |
| PROVO-OREM, UT (FHA|USDA|VA) | 9 | $5,345,000 | $593,889 | $11,873 | 6.83% |
| LAFAYETTE, LA (FHA|USDA|VA) | 24 | $5,320,000 | $221,667 | $8,339 | 6.61% |
| ERIE, PA (FHA|USDA|VA) | 31 | $5,315,000 | $171,452 | $8,382 | 6.73% |
| GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) | 22 | $5,310,000 | $241,364 | $9,469 | 6.60% |
| BINGHAMTON, NY (FHA|USDA|VA) | 24 | $5,210,000 | $217,083 | $8,996 | 6.69% |
| NORWICH-NEW LONDON, CT (FHA|USDA|VA) | 18 | $5,180,000 | $287,778 | $11,213 | 7.05% |
| Indiana, PA (FHA|USDA|VA) | 25 | $5,005,000 | $200,200 | $8,996 | 6.40% |
| Oneonta, NY (FHA|USDA|VA) | 25 | $4,995,000 | $199,800 | $8,950 | 6.42% |
| Key West, FL (FHA|USDA|VA) | 8 | $4,920,000 | $615,000 | $16,457 | 7.94% |
| Roseburg, OR (FHA|USDA|VA) | 14 | $4,730,000 | $337,857 | $7,128 | 6.75% |
| VALLEJO, CA (FHA|USDA|VA) | 11 | $4,625,000 | $420,455 | $14,212 | 6.93% |
| KINGSTON, NY (FHA|USDA|VA) | 13 | $4,625,000 | $355,769 | $14,214 | 6.84% |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) | 19 | $4,605,000 | $242,368 | $12,458 | 7.42% |
| MIDLAND, TX (FHA|USDA|VA) | 15 | $4,575,000 | $305,000 | $12,281 | 6.43% |
| TUCSON, AZ (FHA|USDA|VA) | 17 | $4,545,000 | $267,353 | $10,901 | 7.07% |
| SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) | 9 | $4,435,000 | $492,778 | $12,447 | 6.62% |
| ASHEVILLE, NC (FHA|USDA|VA) | 12 | $4,420,000 | $368,333 | $14,071 | 6.99% |
| RICHMOND, VA (FHA|USDA|VA) | 14 | $4,400,000 | $314,286 | $14,000 | 6.30% |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) | 14 | $4,370,000 | $312,143 | $9,656 | 6.83% |
| DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) | 11 | $4,345,000 | $395,000 | $8,601 | 7.64% |
| MEDFORD, OR (FHA|USDA|VA) | 10 | $4,170,000 | $417,000 | $13,140 | 6.55% |
| ROCKFORD, IL (FHA|USDA|VA) | 24 | $4,160,000 | $173,333 | $6,276 | 6.74% |
| DOVER, DE (FHA|USDA|VA) | 9 | $4,045,000 | $449,444 | $17,570 | 6.57% |
| GREELEY, CO (FHA|USDA|VA) | 11 | $3,965,000 | $360,455 | $16,035 | 6.67% |
| FORT COLLINS, CO (FHA|USDA|VA) | 10 | $3,770,000 | $377,000 | $12,443 | 6.87% |
| Auburn, NY (FHA|USDA|VA) | 25 | $3,665,000 | $146,600 | $8,222 | 6.54% |
| DULUTH, MN-WI (FHA|USDA|VA) | 12 | $3,400,000 | $283,333 | $9,715 | 7.24% |
| HARRISBURG-CARLISLE, PA (FHA|USDA|VA) | 9 | $3,215,000 | $357,222 | $13,634 | 7.49% |
| Brainerd, MN (FHA|USDA|VA) | 12 | $3,170,000 | $264,167 | $8,006 | 6.52% |
| ANN ARBOR, MI (FHA|USDA|VA) | 10 | $3,160,000 | $316,000 | $6,382 | 6.88% |
| SIOUX CITY, IA-NE-SD (FHA|USDA|VA) | 14 | $3,130,000 | $223,571 | $7,429 | 6.96% |
| Truckee-Grass Valley, CA (FHA|USDA|VA) | 7 | $3,115,000 | $445,000 | $11,445 | 7.11% |
| SPRINGFIELD, MA (FHA|USDA|VA) | 12 | $3,110,000 | $259,167 | $12,926 | 6.70% |
| KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) | 5 | $3,105,000 | $621,000 | $21,384 | 7.15% |
| Logansport, IN (FHA|USDA|VA) | 19 | $3,085,000 | $162,368 | $5,535 | 6.80% |
| Olean, NY (FHA|USDA|VA) | 19 | $3,015,000 | $158,684 | $7,660 | 6.78% |
| NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) | 10 | $2,990,000 | $299,000 | $14,405 | 6.74% |
| Bucyrus-Galion, OH (FHA|USDA|VA) | 23 | $2,955,000 | $128,478 | $7,118 | 6.30% |
| LUBBOCK, TX (FHA|USDA|VA) | 11 | $2,895,000 | $263,182 | $9,289 | 6.32% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 10 | $2,860,000 | $286,000 | $10,287 | 6.67% |
| TULSA, OK (FHA|USDA|VA) | 11 | $2,845,000 | $258,636 | $10,086 | 6.14% |
| Pinehurst-Southern Pines, NC (FHA|USDA|VA) | 9 | $2,845,000 | $316,111 | $8,010 | 6.11% |
| SAVANNAH, GA (FHA|USDA|VA) | 9 | $2,805,000 | $311,667 | $12,902 | 7.24% |
| OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) | 8 | $2,800,000 | $350,000 | $12,133 | 6.36% |
| MODESTO, CA (FHA|USDA|VA) | 7 | $2,705,000 | $386,429 | $10,016 | 6.53% |
| CLEVELAND-ELYRIA, OH (FHA|USDA|VA) | 16 | $2,690,000 | $168,125 | $6,850 | 6.93% |
| Ardmore, OK (FHA|USDA|VA) | 11 | $2,685,000 | $244,091 | $10,424 | 6.63% |
| SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) | 7 | $2,675,000 | $382,143 | $10,179 | 6.56% |
| EAST STROUDSBURG, PA (FHA|USDA|VA) | 11 | $2,665,000 | $242,273 | $10,522 | 7.20% |
| HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) | 8 | $2,620,000 | $327,500 | $11,225 | 7.52% |
| EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) | 9 | $2,595,000 | $288,333 | $19,049 | 6.81% |
| PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) | 6 | $2,590,000 | $431,667 | $13,285 | 7.81% |
| TRENTON-PRINCETON, NJ (FHA|USDA|VA) | 10 | $2,590,000 | $259,000 | $11,025 | 6.59% |
| MANKATO, MN (FHA|USDA|VA) | 11 | $2,585,000 | $235,000 | $5,584 | 6.78% |
| TALLAHASSEE, FL (FHA|USDA|VA) | 11 | $2,535,000 | $230,455 | $12,237 | 6.66% |
| Peru, IN (FHA|USDA|VA) | 19 | $2,495,000 | $131,316 | $5,238 | 6.76% |
| Moberly, MO (FHA|USDA|VA) | 13 | $2,425,000 | $186,538 | $5,936 | 6.67% |
| Amsterdam, NY (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $8,916 | 6.53% |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) | 8 | $2,380,000 | $297,500 | $14,828 | 7.06% |
| GRANTS PASS, OR (FHA|USDA|VA) | 7 | $2,375,000 | $339,286 | $7,559 | 6.93% |
| NAPA, CA (FHA|USDA|VA) | 2 | $2,360,000 | $1,180,000 | $29,389 | 7.25% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 7 | $2,335,000 | $333,571 | $12,548 | 7.45% |
| MONROE, MI (FHA|USDA|VA) | 9 | $2,325,000 | $258,333 | $10,969 | 6.84% |
| COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) | 9 | $2,305,000 | $256,111 | $10,744 | 6.83% |
| PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) | 8 | $2,290,000 | $286,250 | $12,457 | 7.42% |
| TYLER, TX (FHA|USDA|VA) | 7 | $2,255,000 | $322,143 | $13,484 | 6.82% |
| LONGVIEW, TX (FHA|USDA|VA) | 8 | $2,250,000 | $281,250 | $11,183 | 6.91% |
| Washington, IN (FHA|USDA|VA) | 13 | $2,225,000 | $171,154 | $4,235 | 6.84% |
| Clearlake, CA (FHA|USDA|VA) | 7 | $2,215,000 | $316,429 | $11,506 | 6.64% |
| OCEAN CITY, NJ (FHA|USDA|VA) | 5 | $2,195,000 | $439,000 | $8,555 | 7.57% |
| Opelousas, LA (FHA|USDA|VA) | 7 | $2,195,000 | $313,571 | $7,756 | 6.86% |
| JOHNSON CITY, TN (FHA|USDA|VA) | 8 | $2,170,000 | $271,250 | $7,697 | 6.25% |
| Kalispell, MT (FHA|USDA|VA) | 5 | $2,135,000 | $427,000 | $10,686 | 7.10% |
| GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) | 8 | $2,130,000 | $266,250 | $7,684 | 6.56% |
| Bozeman, MT (FHA|USDA|VA) | 3 | $2,105,000 | $701,667 | $24,329 | 7.54% |
| CHICO, CA (FHA|USDA|VA) | 4 | $2,040,000 | $510,000 | $18,708 | 7.36% |
| Sebastian-Vero Beach, FL (FHA|USDA|VA) | 7 | $2,035,000 | $290,714 | $14,862 | 6.27% |
| Breckenridge, CO (FHA|USDA|VA) | 1 | $2,005,000 | $2,005,000 | $18,596 | 8.13% |
| SHERMAN-DENISON, TX (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $9,255 | 7.01% |
| AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) | 9 | $1,975,000 | $219,444 | $9,600 | 6.93% |
| BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) | 9 | $1,915,000 | $212,778 | $11,236 | 6.21% |
| Kerrville, TX (FHA|USDA|VA) | 7 | $1,845,000 | $263,571 | $10,629 | 6.13% |
| HATTIESBURG, MS (FHA|USDA|VA) | 9 | $1,835,000 | $203,889 | $8,852 | 6.39% |
| CHATTANOOGA, TN-GA (FHA|USDA|VA) | 6 | $1,780,000 | $296,667 | $15,356 | 6.54% |
| GLENS FALLS, NY (FHA|USDA|VA) | 10 | $1,720,000 | $172,000 | $8,731 | 6.95% |
| HANFORD-CORCORAN, CA (FHA|USDA|VA) | 6 | $1,700,000 | $283,333 | $12,672 | 6.80% |
| Durango, CO (FHA|USDA|VA) | 5 | $1,695,000 | $339,000 | $19,244 | 6.66% |
| Palatka, FL (FHA|USDA|VA) | 9 | $1,695,000 | $188,333 | $10,039 | 7.00% |
| New Castle, PA (FHA|USDA|VA) | 10 | $1,680,000 | $168,000 | $8,793 | 6.86% |
| WARNER ROBINS, GA (FHA|USDA|VA) | 6 | $1,660,000 | $276,667 | $12,835 | 6.44% |
| SAN ANGELO, TX (FHA|USDA|VA) | 8 | $1,650,000 | $206,250 | $5,417 | 6.36% |
| Granbury, TX (FHA|USDA|VA) | 7 | $1,605,000 | $229,286 | $11,943 | 6.50% |
| Ukiah, CA (FHA|USDA|VA) | 3 | $1,605,000 | $535,000 | $10,221 | 7.35% |
| AKRON, OH (FHA|USDA|VA) | 10 | $1,580,000 | $158,000 | $9,208 | 6.71% |
| Eureka-Arcata, CA (FHA|USDA|VA) | 4 | $1,570,000 | $392,500 | $10,981 | 7.88% |
| COLUMBUS, OH (FHA|USDA|VA) | 6 | $1,560,000 | $260,000 | $8,322 | 7.46% |
| Alexandria, MN (FHA|USDA|VA) | 7 | $1,505,000 | $215,000 | $6,151 | 6.62% |
| Cullowhee, NC (FHA|USDA|VA) | 5 | $1,495,000 | $299,000 | $9,188 | 7.45% |
| FORT WAYNE, IN (FHA|USDA|VA) | 8 | $1,490,000 | $186,250 | $6,895 | 6.89% |
| Edwards, CO (FHA|USDA|VA) | 2 | $1,490,000 | $745,000 | $8,119 | 8.19% |
| Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) | 10 | $1,490,000 | $149,000 | $6,838 | 6.40% |
| KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) | 5 | $1,475,000 | $295,000 | $7,795 | 6.08% |
| DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $8,058 | 6.38% |
| Centralia, WA (FHA|USDA|VA) | 4 | $1,470,000 | $367,500 | $15,130 | 7.16% |
| SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) | 7 | $1,465,000 | $209,286 | $8,673 | 6.30% |
| YUBA CITY, CA (FHA|USDA|VA) | 7 | $1,455,000 | $207,857 | $7,816 | 7.01% |
| Vincennes, IN (FHA|USDA|VA) | 9 | $1,455,000 | $161,667 | $4,350 | 6.46% |
| THE VILLAGES, FL (FHA|USDA|VA) | 4 | $1,450,000 | $362,500 | $6,715 | 6.72% |
| BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) | 8 | $1,430,000 | $178,750 | $10,237 | 6.58% |
| GAINESVILLE, GA (FHA|USDA|VA) | 5 | $1,405,000 | $281,000 | $8,372 | 6.94% |
| SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) | 2 | $1,400,000 | $700,000 | $36,924 | 7.69% |
| PUEBLO, CO (FHA|USDA|VA) | 6 | $1,400,000 | $233,333 | $8,882 | 6.79% |
| Bardstown, KY (FHA|USDA|VA) | 5 | $1,395,000 | $279,000 | $6,862 | 6.25% |
| Ogdensburg-Massena, NY (FHA|USDA|VA) | 7 | $1,395,000 | $199,286 | $6,492 | 6.80% |
| Freeport, IL (FHA|USDA|VA) | 13 | $1,385,000 | $106,538 | $4,608 | 6.44% |
| MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) | 6 | $1,380,000 | $230,000 | $5,245 | 7.60% |
| Cañon City, CO (FHA|USDA|VA) | 5 | $1,345,000 | $269,000 | $9,355 | 6.50% |
| KENNEWICK-RICHLAND, WA (FHA|USDA|VA) | 3 | $1,335,000 | $445,000 | $17,044 | 6.50% |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) | 7 | $1,325,000 | $189,286 | $10,185 | 6.46% |
| SUMTER, SC (FHA|USDA|VA) | 6 | $1,320,000 | $220,000 | $8,399 | 6.98% |
| Norwalk, OH (FHA|USDA|VA) | 9 | $1,315,000 | $146,111 | $5,748 | 7.40% |
| Gloversville, NY (FHA|USDA|VA) | 8 | $1,300,000 | $162,500 | $8,633 | 6.77% |
| LYNCHBURG, VA (FHA|USDA|VA) | 3 | $1,285,000 | $428,333 | $8,336 | 6.13% |
| SEBRING-AVON PARK, FL (FHA|USDA|VA) | 6 | $1,270,000 | $211,667 | $11,659 | 6.88% |
| BOULDER, CO (FHA|USDA|VA) | 3 | $1,255,000 | $418,333 | $3,245 | 6.90% |
| Pottsville, PA (FHA|USDA|VA) | 5 | $1,245,000 | $249,000 | $13,892 | 6.43% |
| Adrian, MI (FHA|USDA|VA) | 5 | $1,185,000 | $237,000 | $9,072 | 6.98% |
| ANCHORAGE, AK (FHA|USDA|VA) | 3 | $1,145,000 | $381,667 | $18,315 | 6.96% |
| MEMPHIS, TN-MS-AR (FHA|USDA|VA) | 5 | $1,135,000 | $227,000 | $8,567 | 6.78% |
| Hudson, NY (FHA|USDA|VA) | 4 | $1,130,000 | $282,500 | $10,286 | 7.13% |
| LAREDO, TX (FHA|USDA|VA) | 3 | $1,125,000 | $375,000 | $17,477 | 6.24% |
| LAS CRUCES, NM (FHA|USDA|VA) | 5 | $1,125,000 | $225,000 | $12,009 | 7.45% |
| SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) | 4 | $1,120,000 | $280,000 | $15,267 | 6.47% |
| SPARTANBURG, SC (FHA|USDA|VA) | 4 | $1,100,000 | $275,000 | $9,367 | 7.98% |
| Sandusky, OH (FHA|USDA|VA) | 7 | $1,095,000 | $156,429 | $8,175 | 6.39% |
| Faribault-Northfield, MN (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $7,062 | 6.47% |
| GAINESVILLE, FL (FHA|USDA|VA) | 4 | $1,060,000 | $265,000 | $8,390 | 7.62% |
| Seneca Falls, NY (FHA|USDA|VA) | 7 | $1,055,000 | $150,714 | $7,154 | 5.95% |
| Huntsville, TX (FHA|USDA|VA) | 4 | $1,050,000 | $262,500 | $10,932 | 5.91% |
| CORVALLIS, OR (FHA|USDA|VA) | 4 | $1,040,000 | $260,000 | $5,636 | 7.15% |
| Shawnee, OK (FHA|USDA|VA) | 6 | $1,030,000 | $171,667 | $9,472 | 6.15% |
| NEW BERN, NC (FHA|USDA|VA) | 4 | $1,020,000 | $255,000 | $3,891 | 5.88% |
| SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) | 4 | $990,000 | $247,500 | $11,057 | 6.59% |
| MACON-BIBB COUNTY, GA (FHA|USDA|VA) | 4 | $960,000 | $240,000 | $7,019 | 6.84% |
| WACO, TX (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $10,568 | 7.06% |
| Montrose, CO (FHA|USDA|VA) | 3 | $945,000 | $315,000 | $4,410 | 6.88% |
| Carlsbad-Artesia, NM (FHA|USDA|VA) | 3 | $935,000 | $311,667 | $12,196 | 6.08% |
| Laurel, MS (FHA|USDA|VA) | 3 | $925,000 | $308,333 | $5,932 | 6.25% |
| SALISBURY, MD-DE (FHA|USDA|VA) | 5 | $895,000 | $179,000 | $8,225 | 6.35% |
| KNOXVILLE, TN (FHA|USDA|VA) | 3 | $895,000 | $298,333 | $9,104 | 7.13% |
| Plattsburgh, NY (FHA|USDA|VA) | 5 | $875,000 | $175,000 | $9,917 | 7.40% |
| GREEN BAY, WI (FHA|USDA|VA) | 3 | $875,000 | $291,667 | $10,790 | 7.36% |
| Gillette, WY (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $6,244 | 7.03% |
| COLUMBUS, GA-AL (FHA|USDA|VA) | 4 | $870,000 | $217,500 | $8,966 | 7.18% |
| BILLINGS, MT (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $15,396 | 5.92% |
| LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) | 3 | $865,000 | $288,333 | $5,809 | 6.63% |
| BURLINGTON, NC (FHA|USDA|VA) | 4 | $860,000 | $215,000 | $7,798 | 6.51% |
| Auburn, IN (FHA|USDA|VA) | 3 | $855,000 | $285,000 | $11,172 | 6.83% |
| REDDING, CA (FHA|USDA|VA) | 4 | $850,000 | $212,500 | $10,253 | 7.10% |
| Moultrie, GA (FHA|USDA|VA) | 3 | $845,000 | $281,667 | $9,767 | 5.54% |
| GULFPORT-BILOXI, MS (FHA|USDA|VA) | 3 | $835,000 | $278,333 | $6,915 | 7.53% |
| CHARLOTTESVILLE, VA (FHA|USDA|VA) | 3 | $825,000 | $275,000 | $10,504 | 6.75% |
| MUSKEGON, MI (FHA|USDA|VA) | 4 | $820,000 | $205,000 | $5,326 | 6.34% |
| TUSCALOOSA, AL (FHA|USDA|VA) | 3 | $815,000 | $271,667 | $10,408 | 6.08% |
| HOMOSASSA SPRINGS, FL (FHA|USDA|VA) | 3 | $795,000 | $265,000 | $8,140 | 6.58% |
| Cookeville, TN (FHA|USDA|VA) | 2 | $790,000 | $395,000 | $11,914 | 7.06% |
| BARNSTABLE TOWN, MA (FHA|USDA|VA) | 3 | $785,000 | $261,667 | $11,448 | 6.96% |
| FLAGSTAFF, AZ (FHA|USDA|VA) | 2 | $770,000 | $385,000 | $0 | 7.11% |
| ABILENE, TX (FHA|USDA|VA) | 3 | $755,000 | $251,667 | $12,006 | 6.91% |
| FARGO, ND-MN (FHA|USDA|VA) | 4 | $750,000 | $187,500 | $6,777 | 7.06% |
| HUNTSVILLE, AL (FHA|USDA|VA) | 2 | $740,000 | $370,000 | $7,307 | 6.81% |
| Española, NM (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $7,852 | 6.38% |
| CLARKSVILLE, TN-KY (FHA|USDA|VA) | 3 | $735,000 | $245,000 | $9,557 | 6.33% |
| Rexburg, ID (FHA|USDA|VA) | 1 | $725,000 | $725,000 | $15,059 | 5.25% |
| Taos, NM (FHA|USDA|VA) | 4 | $720,000 | $180,000 | $9,194 | 7.16% |
| Seneca, SC (FHA|USDA|VA) | 2 | $720,000 | $360,000 | $7,804 | 6.94% |
| ST. GEORGE, UT (FHA|USDA|VA) | 3 | $715,000 | $238,333 | $4,110 | 6.71% |
| Galesburg, IL (FHA|USDA|VA) | 6 | $710,000 | $118,333 | $5,423 | 6.85% |
| Payson, AZ (FHA|USDA|VA) | 2 | $700,000 | $350,000 | $7,668 | 6.94% |
| Austin, MN (FHA|USDA|VA) | 4 | $700,000 | $175,000 | $7,334 | 6.72% |
| WICHITA, KS (FHA|USDA|VA) | 3 | $695,000 | $231,667 | $8,093 | 6.08% |
| BISMARCK, ND (FHA|USDA|VA) | 2 | $680,000 | $340,000 | $1,730 | 7.13% |
| SALINAS, CA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $14,054 | 7.13% |
| SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) | 1 | $675,000 | $675,000 | $9,603 | 7.38% |
| SIOUX FALLS, SD (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $3,765 | 7.19% |
| Gainesville, TX (FHA|USDA|VA) | 2 | $670,000 | $335,000 | $7,343 | 6.54% |
| Maryville, MO (FHA|USDA|VA) | 5 | $665,000 | $133,000 | $4,892 | 6.70% |
| TOPEKA, KS (FHA|USDA|VA) | 3 | $665,000 | $221,667 | $4,510 | 6.46% |
| Alamogordo, NM (FHA|USDA|VA) | 1 | $645,000 | $645,000 | $10,214 | 6.63% |
| LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) | 4 | $640,000 | $160,000 | $4,561 | 7.19% |
| LEBANON, PA (FHA|USDA|VA) | 3 | $625,000 | $208,333 | $12,892 | 6.25% |
| GOLDSBORO, NC (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $8,295 | 7.38% |
| Rolla, MO (FHA|USDA|VA) | 2 | $600,000 | $300,000 | $10,835 | 7.19% |
| LANCASTER, PA (FHA|USDA|VA) | 2 | $590,000 | $295,000 | $16,495 | 5.94% |
| YORK-HANOVER, PA (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $9,089 | 6.78% |
| PEORIA, IL (FHA|USDA|VA) | 4 | $590,000 | $147,500 | $7,746 | 7.56% |
| HINESVILLE, GA (FHA|USDA|VA) | 2 | $580,000 | $290,000 | $8,980 | 6.94% |
| Roswell, NM (FHA|USDA|VA) | 3 | $575,000 | $191,667 | $11,542 | 6.88% |
| Fort Morgan, CO (FHA|USDA|VA) | 2 | $570,000 | $285,000 | $9,588 | 6.50% |
| Ada, OK (FHA|USDA|VA) | 5 | $555,000 | $111,000 | $7,065 | 6.55% |
| JOPLIN, MO (FHA|USDA|VA) | 3 | $555,000 | $185,000 | $6,099 | 8.29% |
| LAKE CHARLES, LA (FHA|USDA|VA) | 4 | $550,000 | $137,500 | $5,509 | 6.81% |
| Lumberton, NC (FHA|USDA|VA) | 2 | $550,000 | $275,000 | $12,699 | 6.94% |
| Somerset, PA (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $8,495 | 6.63% |
| Fremont, OH (FHA|USDA|VA) | 4 | $540,000 | $135,000 | $5,782 | 6.50% |
| MANCHESTER-NASHUA, NH (FHA|USDA|VA) | 1 | $535,000 | $535,000 | $13,305 | 6.50% |
| CINCINNATI, OH-KY-IN (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $11,422 | 6.20% |
| Laconia, NH (FHA|USDA|VA) | 1 | $525,000 | $525,000 | $9,306 | 6.38% |
| Clewiston, FL (FHA|USDA|VA) | 2 | $520,000 | $260,000 | $10,892 | 6.88% |
| MANSFIELD, OH (FHA|USDA|VA) | 4 | $520,000 | $130,000 | $6,742 | 6.44% |
| BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 6.29% |
| Brevard, NC (FHA|USDA|VA) | 1 | $515,000 | $515,000 | $0 | 7.50% |
| Durant, OK (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $13,187 | 5.88% |
| Rochelle, IL (FHA|USDA|VA) | 2 | $510,000 | $255,000 | $6,196 | 5.81% |
| Outside of Metro Areas | 1 | $505,000 | $505,000 | $23,822 | 5.50% |
| Owatonna, MN (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $9,916 | 6.56% |
| Jefferson, GA (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $16,298 | 7.19% |
| LEWISTON-AUBURN, ME (FHA|USDA|VA) | 2 | $500,000 | $250,000 | $7,227 | 7.31% |
| Waycross, GA (FHA|USDA|VA) | 1 | $495,000 | $495,000 | $4,664 | 7.00% |
| DAYTON-KETTERING, OH (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $6,452 | 7.43% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 2 | $490,000 | $245,000 | $12,879 | 6.44% |
| ROANOKE, VA (FHA|USDA|VA) | 2 | $480,000 | $240,000 | $8,604 | 8.75% |
| Wabash, IN (FHA|USDA|VA) | 4 | $470,000 | $117,500 | $3,513 | 6.56% |
| LANSING-EAST LANSING, MI (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $5,751 | 6.25% |
| Jackson, WY-ID (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $18,846 | 7.88% |
| Hood River, OR (FHA|USDA|VA) | 1 | $465,000 | $465,000 | $11,833 | 7.50% |
| Warren, PA (FHA|USDA|VA) | 3 | $465,000 | $155,000 | $6,831 | 6.75% |
| Bemidji, MN (FHA|USDA|VA) | 2 | $460,000 | $230,000 | $10,998 | 7.00% |
| Batavia, NY (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $7,559 | 7.08% |
| Helena, MT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $18,599 | 6.75% |
| Lebanon, NH-VT (FHA|USDA|VA) | 1 | $455,000 | $455,000 | $10,601 | 7.50% |
| Ottawa, IL (FHA|USDA|VA) | 3 | $455,000 | $151,667 | $5,888 | 6.63% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,516 | 8.00% |
| Cortland, NY (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $11,314 | 6.50% |
| Albemarle, NC (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $13,549 | 6.81% |
| TERRE HAUTE, IN (FHA|USDA|VA) | 2 | $450,000 | $225,000 | $8,119 | 7.56% |
| MADISON, WI (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $26,091 | 5.75% |
| TWIN FALLS, ID (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $11,089 | 5.99% |
| CEDAR RAPIDS, IA (FHA|USDA|VA) | 3 | $445,000 | $148,333 | $4,564 | 6.75% |
| AMARILLO, TX (FHA|USDA|VA) | 1 | $445,000 | $445,000 | $13,613 | 6.75% |
| MORRISTOWN, TN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $5,896 | 7.13% |
| Plymouth, IN (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $6,264 | 6.44% |
| SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) | 1 | $435,000 | $435,000 | $2,910 | 6.38% |
| KANKAKEE, IL (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $10,961 | 6.75% |
| Keene, NH (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $8,934 | 7.06% |
| MUNCIE, IN (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $4,051 | 7.38% |
| TEXARKANA, TX-AR (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $7,927 | 7.00% |
| Athens, TX (FHA|USDA|VA) | 2 | $430,000 | $215,000 | $11,721 | 5.75% |
| Fredericksburg, TX (FHA|USDA|VA) | 1 | $425,000 | $425,000 | $15,916 | 8.50% |
| Newport, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $21,386 | 6.75% |
| El Campo, TX (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $15,968 | 6.75% |
| DUBUQUE, IA (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $14,554 | 6.00% |
| Klamath Falls, OR (FHA|USDA|VA) | 1 | $415,000 | $415,000 | $11,738 | 7.75% |
| Lewisburg, TN (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $20,168 | 7.19% |
| Dublin, GA (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $6,984 | 6.38% |
| Fernley, NV (FHA|USDA|VA) | 2 | $410,000 | $205,000 | $10,499 | 7.13% |
| Lufkin, TX (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $7,539 | 6.83% |
| BATTLE CREEK, MI (FHA|USDA|VA) | 3 | $405,000 | $135,000 | $9,488 | 6.71% |
| Malone, NY (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $5,652 | 6.63% |
| Mount Pleasant, MI (FHA|USDA|VA) | 1 | $395,000 | $395,000 | $23,007 | 5.38% |
| LAWTON, OK (FHA|USDA|VA) | 3 | $395,000 | $131,667 | $8,170 | 6.08% |
| Port Angeles, WA (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $19,788 | 6.63% |
| Fort Leonard Wood, MO (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $11,074 | 7.13% |
| BOWLING GREEN, KY (FHA|USDA|VA) | 2 | $380,000 | $190,000 | $9,621 | 6.87% |
| LONGVIEW, WA (FHA|USDA|VA) | 1 | $375,000 | $375,000 | $17,054 | 5.75% |
| Grand Rapids, MN (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,059 | 6.75% |
| Marion, IN (FHA|USDA|VA) | 4 | $370,000 | $92,500 | $3,581 | 7.66% |
| Lewistown, PA (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $12,084 | 6.25% |
| Bay City, TX (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $15,637 | 7.37% |
| OWENSBORO, KY (FHA|USDA|VA) | 2 | $370,000 | $185,000 | $6,719 | 7.00% |
| Calhoun, GA (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $6,812 | 6.25% |
| LOGAN, UT-ID (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $4,354 | 6.75% |
| Andrews, TX (FHA|USDA|VA) | 1 | $365,000 | $365,000 | $11,358 | 5.50% |
| BAY CITY, MI (FHA|USDA|VA) | 3 | $365,000 | $121,667 | $5,020 | 7.37% |
| LaGrange, GA-AL (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $9,607 | 6.19% |
| SAGINAW, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,355 | 6.75% |
| JACKSON, MI (FHA|USDA|VA) | 2 | $360,000 | $180,000 | $5,119 | 7.13% |
| FORT SMITH, AR-OK (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $10,691 | 6.25% |
| Shelton, WA (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $20,712 | 6.25% |
| Hermiston-Pendleton, OR (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $21,734 | 7.25% |
| Boone, NC (FHA|USDA|VA) | 1 | $355,000 | $355,000 | $11,496 | 6.88% |
| ALBANY, GA (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $9,456 | 6.00% |
| ROCHESTER, MN (FHA|USDA|VA) | 2 | $350,000 | $175,000 | $6,879 | 8.06% |
| JOHNSTOWN, PA (FHA|USDA|VA) | 4 | $350,000 | $87,500 | $6,834 | 6.44% |
| Hillsdale, MI (FHA|USDA|VA) | 1 | $345,000 | $345,000 | $9,276 | 5.99% |
| HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) | 2 | $340,000 | $170,000 | $11,694 | 7.06% |
| Murray, KY (FHA|USDA|VA) | 1 | $335,000 | $335,000 | $21,286 | 6.63% |
| AMES, IA (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,030 | 6.50% |
| New Ulm, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $4,430 | 7.06% |
| Albert Lea, MN (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $5,894 | 6.38% |
| TOLEDO, OH (FHA|USDA|VA) | 2 | $330,000 | $165,000 | $6,222 | 7.25% |
| Concord, NH (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $8,401 | 7.50% |
| LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $19,254 | 6.00% |
| Astoria, OR (FHA|USDA|VA) | 1 | $325,000 | $325,000 | $12,425 | 6.50% |
| Rockingham, NC (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $6,910 | 6.44% |
| Wahpeton, ND-MN (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $8,479 | 5.81% |
| Huntingdon, PA (FHA|USDA|VA) | 2 | $320,000 | $160,000 | $5,026 | 6.88% |
| BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $10,057 | 5.75% |
| MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,169 | 7.50% |
| DECATUR, AL (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $23,163 | 6.50% |
| Sonora, CA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $9,213 | 6.25% |
| STAUNTON, VA (FHA|USDA|VA) | 1 | $315,000 | $315,000 | $11,263 | 7.50% |
| DuBois, PA (FHA|USDA|VA) | 2 | $310,000 | $155,000 | $8,430 | 6.31% |
| The Dalles, OR (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $9,691 | 7.25% |
| Watertown-Fort Atkinson, WI (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $8,517 | 9.25% |
| VALDOSTA, GA (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $17,188 | 6.63% |
| LAWRENCE, KS (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $6,411 | 5.99% |
| Altus, OK (FHA|USDA|VA) | 1 | $305,000 | $305,000 | $5,604 | 5.75% |
| Weatherford, OK (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $14,154 | 6.50% |
| Augusta-Waterville, ME (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $5,103 | 8.13% |
| Jasper, IN (FHA|USDA|VA) | 2 | $290,000 | $145,000 | $6,060 | 6.50% |
| FOND DU LAC, WI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $1,435 | 6.99% |
| VICTORIA, TX (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $7,909 | 6.88% |
| Traverse City, MI (FHA|USDA|VA) | 1 | $285,000 | $285,000 | $10,007 | 6.99% |
| Mount Airy, NC (FHA|USDA|VA) | 3 | $285,000 | $95,000 | $6,448 | 7.29% |
| London, KY (FHA|USDA|VA) | 2 | $280,000 | $140,000 | $4,673 | 6.50% |
| HARRISONBURG, VA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $8,467 | 5.13% |
| Salina, KS (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $3,077 | 7.13% |
| Port Lavaca, TX (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $9,962 | 7.25% |
| CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) | 1 | $275,000 | $275,000 | $18,990 | 6.63% |
| Coos Bay, OR (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $4,895 | 6.63% |
| Ontario, OR-ID (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $13,079 | 4.88% |
| EL CENTRO, CA (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $8,817 | 7.63% |
| Williston, ND (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $14,764 | 5.75% |
| Laurinburg, NC (FHA|USDA|VA) | 1 | $265,000 | $265,000 | $6,938 | 6.63% |
| Corning, NY (FHA|USDA|VA) | 2 | $260,000 | $130,000 | $5,717 | 6.50% |
| Bradford, PA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,915 | 7.25% |
| Natchez, MS-LA (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $11,096 | 7.63% |
| Eagle Pass, TX (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $12,449 | 5.00% |
| WINCHESTER, VA-WV (FHA|USDA|VA) | 1 | $255,000 | $255,000 | $19,336 | 6.75% |
| Meadville, PA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $5,973 | 6.63% |
| Kearney, NE (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $0 | 7.43% |
| ROME, GA (FHA|USDA|VA) | 2 | $250,000 | $125,000 | $6,701 | 7.56% |
| Rockport, TX (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $4,859 | 6.25% |
| Spirit Lake, IA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $8,596 | 6.75% |
| Statesboro, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $16,509 | 6.75% |
| Thomaston, GA (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $13,673 | 6.25% |
| Sevierville, TN (FHA|USDA|VA) | 1 | $245,000 | $245,000 | $9,961 | 6.50% |
| Lawrenceburg, TN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,952 | 6.13% |
| ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $10,910 | 7.50% |
| Red Wing, MN (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $8,348 | 7.13% |
| RACINE, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $21,596 | 7.00% |
| Beaver Dam, WI (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,849 | 6.75% |
| St. Marys, GA (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $6,505 | 7.25% |
| Norfolk, NE (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,029 | 9.25% |
| St. Marys, PA (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $5,940 | 6.38% |
| ST. JOSEPH, MO-KS (FHA|USDA|VA) | 2 | $230,000 | $115,000 | $2,682 | 7.38% |
| Wooster, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,500 | 5.75% |
| Orangeburg, SC (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $8,823 | 6.25% |
| Baraboo, WI (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $10,001 | 6.75% |
| Mayfield, KY (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $4,281 | 6.00% |
| Urbana, OH (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $14,209 | 6.13% |
| Alma, MI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $5,594 | 7.25% |
| New Castle, IN (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $7,270 | 7.63% |
| APPLETON, WI (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $8,523 | 5.88% |
| Fort Payne, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $15,271 | 7.00% |
| Jasper, AL (FHA|USDA|VA) | 1 | $215,000 | $215,000 | $9,491 | 5.63% |
| ELKHART-GOSHEN, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $10,237 | 6.63% |
| Bonham, TX (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $6,695 | 5.75% |
| Frankfort, IN (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $4,795 | 5.63% |
| Tifton, GA (FHA|USDA|VA) | 1 | $205,000 | $205,000 | $14,479 | 6.25% |
| BANGOR, ME (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $5,828 | 7.50% |
| Madisonville, KY (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $11,086 | 7.25% |
| Lebanon, MO (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $3,916 | 8.63% |
| DALTON, GA (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $8,624 | 6.25% |
| Jacksonville, TX (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $0 | 6.33% |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $9,247 | 6.75% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $195,000 | $195,000 | $6,849 | 5.75% |
| COLUMBIA, MO (FHA|USDA|VA) | 2 | $190,000 | $95,000 | $6,369 | 6.44% |
| Columbus, NE (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $8,744 | 7.25% |
| ITHACA, NY (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,941 | 6.49% |
| Muscatine, IA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $5,514 | 7.50% |
| Jesup, GA (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $7,535 | 7.50% |
| Picayune, MS (FHA|USDA|VA) | 1 | $185,000 | $185,000 | $6,421 | 5.75% |
| Morgan City, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,797 | 7.25% |
| Morehead City, NC (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $5,112 | 6.88% |
| Sunbury, PA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,114 | 6.25% |
| Muskogee, OK (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,450 | 7.25% |
| Sedalia, MO (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $8,775 | 5.13% |
| ALEXANDRIA, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $10,398 | 6.75% |
| ANNISTON-OXFORD, AL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $12,590 | 6.25% |
| Scottsburg, IN (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $4,380 | 7.50% |
| MONROE, LA (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,193 | 6.25% |
| Tupelo, MS (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $9,656 | 7.25% |
| Heber, UT (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $3,695 | 6.88% |
| Crossville, TN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $7,736 | 7.38% |
| BLOOMINGTON, IL (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $10,591 | 6.25% |
| HOUMA-THIBODAUX, LA (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,358 | 7.13% |
| Safford, AZ (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $8,657 | 6.25% |
| ELMIRA, NY (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $9,295 | 6.13% |
| Warsaw, IN (FHA|USDA|VA) | 1 | $165,000 | $165,000 | $5,760 | 6.38% |
| FLORENCE, SC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $0 | 9.13% |
| BLOOMINGTON, IN (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $5,698 | 8.13% |
| Beeville, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $9,847 | 6.75% |
| IOWA CITY, IA (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $2,957 | 6.49% |
| Blackfoot, ID (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $7,023 | 8.13% |
| Cambridge, OH (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $12,170 | 6.99% |
| Sanford, NC (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,428 | 6.00% |
| Mineral Wells, TX (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $6,836 | 6.63% |
| Duncan, OK (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $8,362 | 6.25% |
| MIDLAND, MI (FHA|USDA|VA) | 1 | $155,000 | $155,000 | $4,196 | 7.50% |
| Burlington, IA-IL (FHA|USDA|VA) | 2 | $150,000 | $75,000 | $3,606 | 7.25% |
| Deming, NM (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $10,132 | 7.63% |
| Show Low, AZ (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.16% |
| Tiffin, OH (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $6,160 | 7.25% |
| Elk City, OK (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $8,910 | 7.13% |
| HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 7.75% |
| Glenwood Springs, CO (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.83% |
| Fergus Falls, MN (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $5,588 | 6.88% |
| Easton, MD (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 6.80% |
| Alexander City, AL (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $8,021 | 5.75% |
| McAlester, OK (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $5,206 | 5.75% |
| OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $0 | 6.94% |
| HUNTINGTON-ASHLAND, WV-KY-OH (FHA|USDA|VA) | 1 | $135,000 | $135,000 | $4,353 | 6.25% |
| Shelby, NC (FHA|USDA|VA) | 2 | $130,000 | $65,000 | $3,102 | 9.00% |
| GADSDEN, AL (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $3,183 | 5.63% |
| Hobbs, NM (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.80% |
| WILMINGTON, NC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 9.00% |
| Gaffney, SC (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $0 | 6.51% |
| Jennings, LA (FHA|USDA|VA) | 1 | $125,000 | $125,000 | $9,669 | 6.25% |
| Pecos, TX (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 6.63% |
| CANTON-MASSILLON, OH (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $11,256 | 6.25% |
| Silver City, NM (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $0 | 7.88% |
| Sterling, IL (FHA|USDA|VA) | 1 | $115,000 | $115,000 | $3,884 | 7.25% |
| LINCOLN, NE (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,110 | 7.13% |
| Eufaula, AL-GA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $6,507 | 7.00% |
| Brenham, TX (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $9,894 | 5.75% |
| ALTOONA, PA (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $7,096 | 6.50% |
| DECATUR, IL (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $6,950 | 7.25% |
| Danville, VA (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $5,695 | 5.25% |
| Kendallville, IN (FHA|USDA|VA) | 1 | $95,000 | $95,000 | $2,329 | 5.75% |
| Mason City, IA (FHA|USDA|VA) | 2 | $90,000 | $45,000 | $1,286 | 9.13% |
| Elizabeth City, NC (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $4,066 | 8.00% |
| DeRidder, LA (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $3,875 | 6.25% |
| Mexico, MO (FHA|USDA|VA) | 1 | $85,000 | $85,000 | $1,457 | 7.25% |
| Ruston, LA (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,228 | 6.88% |
| Manitowoc, WI (FHA|USDA|VA) | 1 | $75,000 | $75,000 | $4,016 | 5.63% |
| Winfield, KS (FHA|USDA|VA) | 1 | $55,000 | $55,000 | $2,362 | 6.50% |
Similar Lenders
We use machine learning to identify the top lenders compared against PLAZA HOME MORTGAGE based on their rates and fees, along with other useful metrics. A lower similarity rank signals a stronger match.
SECNY Federal Credit Union
Similarity Rank: 36
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GPO Federal Credit Union
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FRONTWAVE
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MISSION
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Ozarks Federal Savings and Loan Association
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ST. CLOUD FINANCIAL
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FIRST SOURCE
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Del Norte Credit Union
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PIMA Federal Credit Union
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El Dorado Savings Bank, F.S.B.
Similarity Rank: 126
Similarity Rank: 126
Product Mix
For 2023, Plaza Home Mortgage's most frequently originated type of loan was Conventional, with 5,370 originations. Their 2nd most popular type was FHA, with 4,064 originations.
Loan Reason
For 2023, Plaza Home Mortgage's most frequently cited loan purpose was Home Purchase, with 9,430 originations. The 2nd most popular reason was Cash Out Refi, with 1,532 originations.
Loan Duration/Length
For 2023, Plaza Home Mortgage's most frequently cited loan duration was 30 Year, with 10,614 originations. The 2nd most popular length was Other, with 464 originations.
Origination Fees/Closing Costs
Plaza Home Mortgage's average total fees were $11,829, while their most frequently occuring range of origination fees (closing costs) were in the $5k+ bucket, with 4,661 originations.
Interest Rates
During 2023, Plaza Home Mortgage's average interest rate for loans was 6.72%, while their most frequently originated rate bucket for loans was 6-7%, with 5,263 originations.
Loan Sizing
2023 saw Plaza Home Mortgage place emphasis on $200k-400k loans with 5,094 originations, totaling $1,472,600,000 in origination value.
Applicant Income
Plaza Home Mortgage lent most frequently to those with incomes in the $100k-150k range, with 2,865 originations. The second most popular income band? $50k-75k, with 2,238 originations.
Applicant Debt to Income Ratio
Plaza Home Mortgage lent most frequently to those with DTI ratios of 50-60%, with 1,568 originations. The next most common DTI ratio? 30-36%, with 1,386 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.03%
Plaza Home Mortgage has an average approval rate.
Pick Rate
Approvals leading to origination61.94%
Plaza Home Mortgage has a low pick rate. They may have issues with closing loans or may approve everyone, but with onerous loan terms.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| NA | 11,336 | $3,767,090,000 | $332,312 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| 11,336 | $3,767,090,000 | $332,312 |