Plaza Home Mortgage Rates, Fees & Info

Sacramento, CA

LEI: 549300JYXTZDSPJEPI44

Tax ID: 33-0941669

3.5 stars - out of 5 stars, based on 151 reviews

2021 Data | 2020 Data | 2019 Data | 2018 Data


Overview

Plaza Home Mortgage is a mid-sized mortgage company specializing in Home Purchase and Refi loans. Plaza Home Mortgage has a high proportion of conventional loans. They have an average proportion of FHA loans. They have a low ratio of USDA loans. Their top markets include New York, Los Angeles, Chicago, Houston, and San Diego among others. Plaza Home Mortgage has an above average approval rate for mortages when compared nationally. They have a below average pick rate when compared to the same sample of other lendors. Plaza Home Mortgage is typically a high fee lendor.


Originations

22,822

Origination Dollar Volume (All Markets)

$6,591,270,000
Show all (79) awards

Relative Rate

Plaza Home Mortgage 's average 30 year fixed rate mortgage of loans were 3.04%.

The 2021 average 30 year fixed rate mortgage across all markets of loans were 3.15%.

This yields a difference of -0.11%.

Relative Fees

Plaza Home Mortgage 's average total fees for a 30 year fixed rate mortgage are $6,547.

The average total origination fees for 30 year fixed rate mortgages (for all loan values, including both points & up-front fees in addition to origination fees) are $4,750.

Top Markets

Market Originations Total Value Average Loan Average Fees Average Rate
New York-Newark-Jersey City, NY-NJ-PA (FHA|USDA|VA) 1,355 $570,865,000 $421,303 $10,317 3.02%
Los Angeles-Long Beach-Anaheim, CA (FHA|USDA|VA) 777 $365,625,000 $470,560 $5,494 2.92%
Chicago-Naperville-Elgin, IL-IN-WI (FHA|USDA|VA) 1,440 $361,310,000 $250,910 $4,048 2.99%
HOUSTON-THE WOODLANDS-SUGAR LAND, TX (FHA|USDA|VA) 1,231 $318,995,000 $259,135 $6,386 2.96%
SAN DIEGO-CHULA VISTA-CARLSBAD, CA (FHA|USDA|VA) 515 $242,095,000 $470,087 $6,070 2.80%
Miami-Fort Lauderdale-Pompano Beach, FL (FHA|USDA|VA) 697 $226,585,000 $325,086 $8,665 3.02%
PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) 651 $207,795,000 $319,194 $5,079 2.97%
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI (FHA|USDA|VA) 644 $185,970,000 $288,773 $5,251 2.90%
PORTLAND-VANCOUVER-HILLSBORO, OR-WA (FHA|USDA|VA) 424 $159,350,000 $375,825 $6,919 2.83%
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA (FHA|USDA|VA) 422 $158,840,000 $376,398 $6,014 2.90%
San Francisco-Oakland-Berkeley, CA (FHA|USDA|VA) 398 $149,590,000 $375,854 $4,932 2.96%
Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) 512 $149,480,000 $291,953 $6,141 2.97%
Outside of Metro Areas 662 $127,800,000 $193,051 $5,338 3.02%
DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) 308 $116,120,000 $377,013 $5,631 2.93%
AUSTIN-ROUND ROCK-GEORGETOWN, TX (FHA|USDA|VA) 270 $100,090,000 $370,704 $6,769 2.96%
URBAN HONOLULU, HI (FHA|USDA|VA) 193 $95,105,000 $492,772 $8,124 2.77%
PITTSBURGH, PA (FHA|USDA|VA) 530 $92,420,000 $174,377 $7,157 2.99%
Washington-Arlington-Alexandria, DC-VA-MD-WV (FHA|USDA|VA) 226 $91,760,000 $406,018 $9,708 2.94%
SACRAMENTO-ROSEVILLE-FOLSOM, CA (FHA|USDA|VA) 206 $81,290,000 $394,612 $5,165 2.93%
SAN ANTONIO-NEW BRAUNFELS, TX (FHA|USDA|VA) 234 $67,330,000 $287,735 $5,319 2.88%
SYRACUSE, NY (FHA|USDA|VA) 418 $64,520,000 $154,354 $6,481 3.07%
Detroit-Warren-Dearborn, MI (FHA|USDA|VA) 280 $63,650,000 $227,321 $4,699 3.13%
UTICA-ROME, NY (FHA|USDA|VA) 392 $61,320,000 $156,429 $7,569 2.88%
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY (FHA|USDA|VA) 195 $58,125,000 $298,077 $8,414 3.09%
Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) 206 $56,460,000 $274,078 $8,740 2.93%
TAMPA-ST. PETERSBURG-CLEARWATER, FL (FHA|USDA|VA) 212 $53,370,000 $251,745 $6,213 3.00%
SALEM, OR (FHA|USDA|VA) 185 $52,395,000 $283,216 $7,374 2.80%
HARTFORD-EAST HARTFORD-MIDDLETOWN, CT (FHA|USDA|VA) 214 $52,280,000 $244,299 $7,365 3.09%
ALBUQUERQUE, NM (FHA|USDA|VA) 232 $50,920,000 $219,483 $5,032 3.02%
INDIANAPOLIS-CARMEL-ANDERSON, IN (FHA|USDA|VA) 212 $47,630,000 $224,670 $4,148 3.03%
Hilo, HI (FHA|USDA|VA) 136 $46,450,000 $341,544 $6,775 2.96%
Seattle-Tacoma-Bellevue, WA (FHA|USDA|VA) 101 $43,465,000 $430,347 $6,560 2.91%
JACKSONVILLE, FL (FHA|USDA|VA) 163 $42,905,000 $263,221 $6,492 3.09%
EL PASO, TX (FHA|USDA|VA) 216 $42,650,000 $197,454 $6,507 3.02%
BALTIMORE-COLUMBIA-TOWSON, MD (FHA|USDA|VA) 113 $42,165,000 $373,142 $8,239 2.85%
ALBANY-SCHENECTADY-TROY, NY (FHA|USDA|VA) 181 $41,305,000 $228,204 $7,816 2.95%
ORLANDO-KISSIMMEE-SANFORD, FL (FHA|USDA|VA) 152 $40,670,000 $267,566 $7,013 3.12%
Boston-Cambridge-Newton, MA-NH (FHA|USDA|VA) 100 $38,690,000 $386,900 $9,179 2.90%
NEW HAVEN-MILFORD, CT (FHA|USDA|VA) 151 $38,165,000 $252,748 $7,211 3.10%
FRESNO, CA (FHA|USDA|VA) 125 $37,145,000 $297,160 $5,875 3.04%
ST. CLOUD, MN (FHA|USDA|VA) 169 $37,065,000 $219,320 $4,148 2.88%
GRAND JUNCTION, CO (FHA|USDA|VA) 134 $36,080,000 $269,254 $4,951 3.00%
ATLANTA-SANDY SPRINGS-ALPHARETTA, GA (FHA|USDA|VA) 123 $32,895,000 $267,439 $5,513 3.01%
KAHULUI-WAILUKU-LAHAINA, HI (FHA|USDA|VA) 59 $31,875,000 $540,254 $15,518 2.93%
Roseburg, OR (FHA|USDA|VA) 116 $31,720,000 $273,448 $4,563 2.81%
SAN JOSE-SUNNYVALE-SANTA CLARA, CA (FHA|USDA|VA) 50 $30,600,000 $612,000 $5,609 2.95%
SANTA FE, NM (FHA|USDA|VA) 80 $30,100,000 $376,250 $5,015 3.00%
PRESCOTT VALLEY-PRESCOTT, AZ (FHA|USDA|VA) 99 $28,145,000 $284,293 $4,467 3.02%
CHARLESTON-NORTH CHARLESTON, SC (FHA|USDA|VA) 104 $27,690,000 $266,250 $6,490 2.99%
OXNARD-THOUSAND OAKS-VENTURA, CA (FHA|USDA|VA) 57 $26,415,000 $463,421 $6,271 2.94%
CAPE CORAL-FORT MYERS, FL (FHA|USDA|VA) 91 $26,115,000 $286,978 $6,786 3.15%
BRIDGEPORT-STAMFORD-NORWALK, CT (FHA|USDA|VA) 77 $26,035,000 $338,117 $10,758 3.24%
SANTA ROSA-PETALUMA, CA (FHA|USDA|VA) 58 $25,950,000 $447,414 $6,524 2.79%
STOCKTON, CA (FHA|USDA|VA) 78 $25,550,000 $327,564 $5,863 2.97%
WATERTOWN-FORT DRUM, NY (FHA|USDA|VA) 122 $25,280,000 $207,213 $6,519 2.90%
BAKERSFIELD, CA (FHA|USDA|VA) 100 $25,230,000 $252,300 $6,416 3.19%
KOKOMO, IN (FHA|USDA|VA) 172 $24,510,000 $142,500 $3,709 3.05%
BUFFALO-CHEEKTOWAGA, NY (FHA|USDA|VA) 125 $23,975,000 $191,800 $6,503 2.96%
Oneonta, NY (FHA|USDA|VA) 106 $21,960,000 $207,170 $7,386 3.04%
COLORADO SPRINGS, CO (FHA|USDA|VA) 63 $21,505,000 $341,349 $5,498 2.86%
ROCHESTER, NY (FHA|USDA|VA) 110 $19,890,000 $180,818 $7,122 3.05%
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN (FHA|USDA|VA) 58 $18,410,000 $317,414 $5,744 2.98%
JACKSONVILLE, NC (FHA|USDA|VA) 90 $17,720,000 $196,889 $5,724 2.72%
ERIE, PA (FHA|USDA|VA) 108 $17,660,000 $163,519 $7,904 2.97%
VISALIA, CA (FHA|USDA|VA) 71 $17,615,000 $248,099 $4,715 3.18%
North Port-Sarasota-Bradenton, FL (FHA|USDA|VA) 66 $17,030,000 $258,030 $6,405 3.26%
MADERA, CA (FHA|USDA|VA) 56 $16,190,000 $289,107 $6,866 2.89%
LAS VEGAS-HENDERSON-PARADISE, NV (FHA|USDA|VA) 43 $15,065,000 $350,349 $5,604 3.07%
WORCESTER, MA-CT (FHA|USDA|VA) 48 $14,770,000 $307,708 $8,284 3.12%
KANSAS CITY, MO-KS (FHA|USDA|VA) 75 $14,755,000 $196,733 $3,853 2.96%
FLINT, MI (FHA|USDA|VA) 87 $14,635,000 $168,218 $4,398 3.01%
MERCED, CA (FHA|USDA|VA) 52 $14,570,000 $280,192 $4,530 3.06%
OGDEN-CLEARFIELD, UT (FHA|USDA|VA) 49 $14,315,000 $292,143 $5,346 2.74%
NAPLES-MARCO ISLAND, FL (FHA|USDA|VA) 32 $13,700,000 $428,125 $8,040 3.15%
PROVIDENCE-WARWICK, RI-MA (FHA|USDA|VA) 43 $13,665,000 $317,791 $6,847 2.85%
OKLAHOMA CITY, OK (FHA|USDA|VA) 56 $13,630,000 $243,393 $6,551 3.17%
LOUISVILLE/JEFFERSON COUNTY, KY-IN (FHA|USDA|VA) 59 $13,575,000 $230,085 $5,931 3.03%
VALLEJO, CA (FHA|USDA|VA) 33 $13,485,000 $408,636 $6,842 2.83%
RICHMOND, VA (FHA|USDA|VA) 50 $13,370,000 $267,400 $7,422 3.14%
GREEN BAY, WI (FHA|USDA|VA) 59 $13,145,000 $222,797 $3,801 3.14%
MANKATO, MN (FHA|USDA|VA) 55 $13,085,000 $237,909 $5,195 2.95%
CORPUS CHRISTI, TX (FHA|USDA|VA) 38 $12,610,000 $331,842 $9,051 2.89%
CHARLOTTE-CONCORD-GASTONIA, NC-SC (FHA|USDA|VA) 39 $11,775,000 $301,923 $5,970 2.80%
WINSTON-SALEM, NC (FHA|USDA|VA) 52 $11,510,000 $221,346 $4,984 3.05%
BINGHAMTON, NY (FHA|USDA|VA) 74 $11,370,000 $153,649 $5,689 2.86%
ELIZABETHTOWN-FORT KNOX, KY (FHA|USDA|VA) 59 $11,345,000 $192,288 $5,283 2.87%
Brainerd, MN (FHA|USDA|VA) 43 $10,805,000 $251,279 $4,718 2.94%
PORT ST. LUCIE, FL (FHA|USDA|VA) 40 $10,400,000 $260,000 $8,269 3.01%
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL (FHA|USDA|VA) 43 $10,285,000 $239,186 $5,483 3.16%
Eureka-Arcata, CA (FHA|USDA|VA) 32 $10,210,000 $319,063 $8,132 2.86%
FAYETTEVILLE-SPRINGDALE-ROGERS, AR (FHA|USDA|VA) 38 $9,680,000 $254,737 $6,084 3.12%
AUGUSTA-RICHMOND COUNTY, GA-SC (FHA|USDA|VA) 46 $9,530,000 $207,174 $6,127 3.04%
SHREVEPORT-BOSSIER CITY, LA (FHA|USDA|VA) 54 $9,420,000 $174,444 $5,552 3.31%
SANTA MARIA-SANTA BARBARA, CA (FHA|USDA|VA) 20 $8,810,000 $440,500 $7,466 3.21%
LAFAYETTE, LA (FHA|USDA|VA) 42 $8,540,000 $203,333 $5,593 3.15%
SEBRING-AVON PARK, FL (FHA|USDA|VA) 43 $8,515,000 $198,023 $5,250 3.24%
COLUMBUS, OH (FHA|USDA|VA) 36 $8,480,000 $235,556 $7,467 3.00%
Key West, FL (FHA|USDA|VA) 19 $8,265,000 $435,000 $12,435 3.10%
BEAUMONT-PORT ARTHUR, TX (FHA|USDA|VA) 47 $8,145,000 $173,298 $6,387 3.04%
ST. LOUIS, MO-IL (FHA|USDA|VA) 38 $7,840,000 $206,316 $4,592 3.05%
GREELEY, CO (FHA|USDA|VA) 23 $7,675,000 $333,696 $5,633 2.85%
MEMPHIS, TN-MS-AR (FHA|USDA|VA) 44 $7,650,000 $173,864 $4,023 3.01%
TUCSON, AZ (FHA|USDA|VA) 27 $7,345,000 $272,037 $5,137 2.98%
SAN LUIS OBISPO-PASO ROBLES, CA (FHA|USDA|VA) 18 $7,300,000 $405,556 $4,044 2.95%
EVANSVILLE, IN-KY (FHA|USDA|VA) 39 $7,225,000 $185,256 $4,553 3.07%
SALT LAKE CITY, UT (FHA|USDA|VA) 22 $7,030,000 $319,545 $6,290 2.89%
LAKELAND-WINTER HAVEN, FL (FHA|USDA|VA) 33 $6,895,000 $208,939 $7,598 3.15%
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL (FHA|USDA|VA) 45 $6,825,000 $151,667 $4,005 2.81%
Montrose, CO (FHA|USDA|VA) 29 $6,765,000 $233,276 $3,711 3.12%
FORT COLLINS, CO (FHA|USDA|VA) 17 $6,585,000 $387,353 $8,736 2.84%
MODESTO, CA (FHA|USDA|VA) 24 $6,560,000 $273,333 $4,336 2.91%
BATON ROUGE, LA (FHA|USDA|VA) 30 $6,450,000 $215,000 $5,929 3.01%
Durango, CO (FHA|USDA|VA) 15 $6,445,000 $429,667 $7,132 3.01%
Auburn, NY (FHA|USDA|VA) 40 $6,370,000 $159,250 $6,768 2.95%
HILTON HEAD ISLAND-BLUFFTON, SC (FHA|USDA|VA) 24 $6,360,000 $265,000 $6,700 3.01%
LEXINGTON-FAYETTE, KY (FHA|USDA|VA) 23 $6,255,000 $271,957 $4,101 2.83%
GRAND RAPIDS-KENTWOOD, MI (FHA|USDA|VA) 30 $5,710,000 $190,333 $3,607 3.35%
KILLEEN-TEMPLE, TX (FHA|USDA|VA) 25 $5,705,000 $228,200 $6,620 3.09%
GREENSBORO-HIGH POINT, NC (FHA|USDA|VA) 23 $5,665,000 $246,304 $6,343 2.90%
Moberly, MO (FHA|USDA|VA) 45 $5,655,000 $125,667 $2,704 2.99%
DOVER, DE (FHA|USDA|VA) 18 $5,610,000 $311,667 $7,351 3.34%
TALLAHASSEE, FL (FHA|USDA|VA) 30 $5,580,000 $186,000 $7,873 3.29%
Glenwood Springs, CO (FHA|USDA|VA) 16 $5,510,000 $344,375 $5,553 2.93%
FAYETTEVILLE, NC (FHA|USDA|VA) 25 $5,455,000 $218,200 $4,006 2.66%
MILWAUKEE-WAUKESHA, WI (FHA|USDA|VA) 22 $5,440,000 $247,273 $2,754 3.06%
MCALLEN-EDINBURG-MISSION, TX (FHA|USDA|VA) 24 $5,350,000 $222,917 $6,404 2.70%
Peru, IN (FHA|USDA|VA) 39 $5,275,000 $135,256 $3,563 3.05%
OCALA, FL (FHA|USDA|VA) 23 $5,255,000 $228,478 $7,751 3.00%
TYLER, TX (FHA|USDA|VA) 25 $5,225,000 $209,000 $6,606 3.32%
Truckee-Grass Valley, CA (FHA|USDA|VA) 14 $5,090,000 $363,571 $5,580 2.65%
SALINAS, CA (FHA|USDA|VA) 14 $5,060,000 $361,429 $6,083 3.07%
Kapaa, HI (FHA|USDA|VA) 10 $4,990,000 $499,000 $6,930 2.99%
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL (FHA|USDA|VA) 17 $4,985,000 $293,235 $6,832 2.93%
Clearlake, CA (FHA|USDA|VA) 20 $4,980,000 $249,000 $6,211 2.98%
Ottawa, IL (FHA|USDA|VA) 36 $4,920,000 $136,667 $4,459 3.53%
WILMINGTON, NC (FHA|USDA|VA) 20 $4,890,000 $244,500 $3,445 2.74%
Logansport, IN (FHA|USDA|VA) 38 $4,810,000 $126,579 $2,931 3.03%
BARNSTABLE TOWN, MA (FHA|USDA|VA) 14 $4,810,000 $343,571 $5,565 3.07%
PUNTA GORDA, FL (FHA|USDA|VA) 18 $4,760,000 $264,444 $7,811 3.22%
KINGSTON, NY (FHA|USDA|VA) 15 $4,755,000 $317,000 $8,513 3.16%
EUGENE-SPRINGFIELD, OR (FHA|USDA|VA) 18 $4,730,000 $262,778 $6,681 2.96%
Torrington, CT (FHA|USDA|VA) 19 $4,725,000 $248,684 $7,159 3.12%
DES MOINES-WEST DES MOINES, IA (FHA|USDA|VA) 18 $4,640,000 $257,778 $7,957 2.66%
Cañon City, CO (FHA|USDA|VA) 19 $4,555,000 $239,737 $8,283 2.89%
SANTA CRUZ-WATSONVILLE, CA (FHA|USDA|VA) 8 $4,540,000 $567,500 $9,210 2.77%
RALEIGH-CARY, NC (FHA|USDA|VA) 13 $4,455,000 $342,692 $6,424 2.70%
HARRISBURG-CARLISLE, PA (FHA|USDA|VA) 20 $4,370,000 $218,500 $8,048 2.89%
NORWICH-NEW LONDON, CT (FHA|USDA|VA) 17 $4,335,000 $255,000 $8,693 3.09%
BEND, OR (FHA|USDA|VA) 14 $4,320,000 $308,571 $4,425 2.71%
COLLEGE STATION-BRYAN, TX (FHA|USDA|VA) 15 $4,275,000 $285,000 $6,429 3.08%
BROWNSVILLE-HARLINGEN, TX (FHA|USDA|VA) 21 $4,245,000 $202,143 $6,093 2.80%
ROCKFORD, IL (FHA|USDA|VA) 27 $4,085,000 $151,296 $3,668 2.87%
ANN ARBOR, MI (FHA|USDA|VA) 15 $4,085,000 $272,333 $5,191 3.01%
LINCOLN, NE (FHA|USDA|VA) 20 $4,080,000 $204,000 $1,808 2.63%
PANAMA CITY, FL (FHA|USDA|VA) 19 $4,075,000 $214,474 $6,464 3.13%
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC (FHA|USDA|VA) 12 $4,070,000 $339,167 $4,233 2.85%
FORT WAYNE, IN (FHA|USDA|VA) 21 $4,025,000 $191,667 $4,369 3.45%
GLENS FALLS, NY (FHA|USDA|VA) 24 $3,970,000 $165,417 $5,738 2.88%
OLYMPIA-LACEY-TUMWATER, WA (FHA|USDA|VA) 13 $3,945,000 $303,462 $5,842 2.95%
BIRMINGHAM-HOOVER, AL (FHA|USDA|VA) 19 $3,905,000 $205,526 $7,675 3.45%
CHICO, CA (FHA|USDA|VA) 10 $3,890,000 $389,000 $6,198 2.65%
Gillette, WY (FHA|USDA|VA) 17 $3,885,000 $228,529 $6,378 2.85%
DAPHNE-FAIRHOPE-FOLEY, AL (FHA|USDA|VA) 10 $3,820,000 $382,000 $6,486 3.35%
COLUMBIA, SC (FHA|USDA|VA) 16 $3,750,000 $234,375 $5,308 3.10%
PENSACOLA-FERRY PASS-BRENT, FL (FHA|USDA|VA) 9 $3,645,000 $405,000 $7,992 3.01%
Seneca Falls, NY (FHA|USDA|VA) 26 $3,570,000 $137,308 $5,970 3.11%
YORK-HANOVER, PA (FHA|USDA|VA) 15 $3,525,000 $235,000 $8,765 3.27%
NEW ORLEANS-METAIRIE, LA (FHA|USDA|VA) 16 $3,410,000 $213,125 $7,292 3.26%
New Castle, PA (FHA|USDA|VA) 26 $3,400,000 $130,769 $5,774 2.93%
LANSING-EAST LANSING, MI (FHA|USDA|VA) 19 $3,395,000 $178,684 $4,765 3.26%
PALM BAY-MELBOURNE-TITUSVILLE, FL (FHA|USDA|VA) 14 $3,380,000 $241,429 $5,038 3.07%
ALBANY-LEBANON, OR (FHA|USDA|VA) 13 $3,295,000 $253,462 $6,713 3.06%
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ (FHA|USDA|VA) 11 $3,275,000 $297,727 $8,069 3.07%
Manitowoc, WI (FHA|USDA|VA) 16 $3,190,000 $199,375 $3,994 3.08%
Washington, IN (FHA|USDA|VA) 18 $3,190,000 $177,222 $4,105 3.02%
Faribault-Northfield, MN (FHA|USDA|VA) 10 $3,130,000 $313,000 $7,203 2.97%
Meadville, PA (FHA|USDA|VA) 18 $3,070,000 $170,556 $7,507 3.09%
LAREDO, TX (FHA|USDA|VA) 12 $3,010,000 $250,833 $6,917 3.08%
SALISBURY, MD-DE (FHA|USDA|VA) 11 $2,995,000 $272,273 $9,607 3.20%
FLAGSTAFF, AZ (FHA|USDA|VA) 8 $2,920,000 $365,000 $5,066 3.09%
RENO, NV (FHA|USDA|VA) 4 $2,890,000 $722,500 $11,127 3.16%
CLEVELAND-ELYRIA, OH (FHA|USDA|VA) 16 $2,860,000 $178,750 $5,985 3.18%
Freeport, IL (FHA|USDA|VA) 19 $2,825,000 $148,684 $3,641 3.02%
BOULDER, CO (FHA|USDA|VA) 9 $2,825,000 $313,889 $4,441 3.11%
Tahlequah, OK (FHA|USDA|VA) 17 $2,775,000 $163,235 $5,704 2.97%
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (FHA|USDA|VA) 9 $2,775,000 $308,333 $5,675 3.25%
BOISE CITY, ID (FHA|USDA|VA) 8 $2,680,000 $335,000 $14,543 3.04%
WICHITA, KS (FHA|USDA|VA) 16 $2,600,000 $162,500 $4,690 3.19%
NAPA, CA (FHA|USDA|VA) 4 $2,560,000 $640,000 $10,379 3.06%
BREMERTON-SILVERDALE-PORT ORCHARD, WA (FHA|USDA|VA) 8 $2,530,000 $316,250 $5,521 2.91%
LAS CRUCES, NM (FHA|USDA|VA) 11 $2,525,000 $229,545 $5,243 3.36%
TUSCALOOSA, AL (FHA|USDA|VA) 11 $2,495,000 $226,818 $7,241 3.03%
DULUTH, MN-WI (FHA|USDA|VA) 13 $2,465,000 $189,615 $5,768 2.90%
TULSA, OK (FHA|USDA|VA) 13 $2,405,000 $185,000 $5,658 3.33%
WACO, TX (FHA|USDA|VA) 8 $2,380,000 $297,500 $6,899 2.69%
Huntsville, TX (FHA|USDA|VA) 15 $2,375,000 $158,333 $5,852 3.11%
SPOKANE-SPOKANE VALLEY, WA (FHA|USDA|VA) 8 $2,340,000 $292,500 $2,401 3.17%
Gloversville, NY (FHA|USDA|VA) 17 $2,285,000 $134,412 $5,397 2.98%
YUBA CITY, CA (FHA|USDA|VA) 8 $2,280,000 $285,000 $5,102 2.78%
APPLETON, WI (FHA|USDA|VA) 11 $2,245,000 $204,091 $4,881 3.25%
Vincennes, IN (FHA|USDA|VA) 14 $2,240,000 $160,000 $4,755 3.26%
PROVO-OREM, UT (FHA|USDA|VA) 7 $2,235,000 $319,286 $6,706 2.74%
Rolla, MO (FHA|USDA|VA) 12 $2,220,000 $185,000 $3,553 3.37%
Roswell, NM (FHA|USDA|VA) 13 $2,215,000 $170,385 $5,127 3.20%
Plymouth, IN (FHA|USDA|VA) 5 $2,215,000 $443,000 $3,285 3.43%
Willmar, MN (FHA|USDA|VA) 10 $2,170,000 $217,000 $6,184 2.75%
GREENVILLE-ANDERSON, SC (FHA|USDA|VA) 9 $2,165,000 $240,556 $3,765 2.97%
MONROE, MI (FHA|USDA|VA) 15 $2,155,000 $143,667 $3,821 3.48%
HANFORD-CORCORAN, CA (FHA|USDA|VA) 10 $2,130,000 $213,000 $7,163 3.16%
Carlsbad-Artesia, NM (FHA|USDA|VA) 12 $2,120,000 $176,667 $5,252 3.16%
Shelton, WA (FHA|USDA|VA) 6 $2,120,000 $353,333 $3,287 2.79%
Red Wing, MN (FHA|USDA|VA) 7 $2,085,000 $297,857 $5,871 2.78%
Winfield, KS (FHA|USDA|VA) 16 $2,040,000 $127,500 $4,434 2.97%
MEDFORD, OR (FHA|USDA|VA) 7 $2,025,000 $289,286 $5,565 2.93%
AMARILLO, TX (FHA|USDA|VA) 7 $2,015,000 $287,857 $5,347 2.68%
Hudson, NY (FHA|USDA|VA) 8 $2,000,000 $250,000 $6,557 3.03%
HOMOSASSA SPRINGS, FL (FHA|USDA|VA) 9 $1,855,000 $206,111 $5,972 3.07%
CINCINNATI, OH-KY-IN (FHA|USDA|VA) 8 $1,810,000 $226,250 $4,671 2.70%
WENATCHEE, WA (FHA|USDA|VA) 6 $1,790,000 $298,333 $6,597 2.94%
MIDLAND, TX (FHA|USDA|VA) 6 $1,780,000 $296,667 $7,110 2.98%
LONGVIEW, WA (FHA|USDA|VA) 6 $1,780,000 $296,667 $6,276 3.00%
Prineville, OR (FHA|USDA|VA) 4 $1,680,000 $420,000 $7,822 3.31%
LUBBOCK, TX (FHA|USDA|VA) 6 $1,670,000 $278,333 $9,064 2.36%
Ogdensburg-Massena, NY (FHA|USDA|VA) 10 $1,660,000 $166,000 $4,701 2.81%
LAKE HAVASU CITY-KINGMAN, AZ (FHA|USDA|VA) 6 $1,660,000 $276,667 $5,404 3.35%
OMAHA-COUNCIL BLUFFS, NE-IA (FHA|USDA|VA) 8 $1,650,000 $206,250 $2,183 2.63%
LONGVIEW, TX (FHA|USDA|VA) 8 $1,640,000 $205,000 $5,108 2.83%
TOLEDO, OH (FHA|USDA|VA) 10 $1,620,000 $162,000 $5,297 3.61%
KANKAKEE, IL (FHA|USDA|VA) 6 $1,600,000 $266,667 $4,623 3.14%
Stephenville, TX (FHA|USDA|VA) 6 $1,600,000 $266,667 $7,059 3.29%
Mount Pleasant, TX (FHA|USDA|VA) 11 $1,595,000 $145,000 $6,491 3.50%
Hutchinson, MN (FHA|USDA|VA) 8 $1,590,000 $198,750 $3,672 2.92%
ELKHART-GOSHEN, IN (FHA|USDA|VA) 7 $1,585,000 $226,429 $4,198 3.14%
Fredericksburg, TX (FHA|USDA|VA) 3 $1,575,000 $525,000 $10,821 3.46%
PEORIA, IL (FHA|USDA|VA) 10 $1,550,000 $155,000 $4,431 3.19%
Taos, NM (FHA|USDA|VA) 7 $1,545,000 $220,714 $5,975 3.00%
ELMIRA, NY (FHA|USDA|VA) 10 $1,540,000 $154,000 $6,422 2.89%
ASHEVILLE, NC (FHA|USDA|VA) 4 $1,530,000 $382,500 $8,057 2.56%
SHERMAN-DENISON, TX (FHA|USDA|VA) 6 $1,500,000 $250,000 $5,505 3.21%
Kalispell, MT (FHA|USDA|VA) 5 $1,475,000 $295,000 $10,415 2.67%
GAINESVILLE, FL (FHA|USDA|VA) 5 $1,475,000 $295,000 $7,905 3.30%
CHARLOTTESVILLE, VA (FHA|USDA|VA) 4 $1,470,000 $367,500 $7,712 2.81%
SAVANNAH, GA (FHA|USDA|VA) 5 $1,445,000 $289,000 $4,954 2.75%
Kerrville, TX (FHA|USDA|VA) 7 $1,425,000 $203,571 $6,948 3.55%
REDDING, CA (FHA|USDA|VA) 5 $1,425,000 $285,000 $7,115 2.60%
Indiana, PA (FHA|USDA|VA) 13 $1,395,000 $107,308 $5,527 3.19%
GRANTS PASS, OR (FHA|USDA|VA) 6 $1,390,000 $231,667 $6,848 2.97%
Amsterdam, NY (FHA|USDA|VA) 9 $1,385,000 $153,889 $6,564 3.11%
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA (FHA|USDA|VA) 13 $1,365,000 $105,000 $5,622 2.86%
Crescent City, CA (FHA|USDA|VA) 6 $1,360,000 $226,667 $3,296 2.56%
MUSKEGON, MI (FHA|USDA|VA) 7 $1,355,000 $193,571 $5,152 3.46%
TOPEKA, KS (FHA|USDA|VA) 7 $1,345,000 $192,143 $4,721 3.16%
Aberdeen, WA (FHA|USDA|VA) 6 $1,340,000 $223,333 $6,575 3.31%
New Ulm, MN (FHA|USDA|VA) 11 $1,335,000 $121,364 $3,556 3.06%
Fergus Falls, MN (FHA|USDA|VA) 9 $1,325,000 $147,222 $4,172 3.08%
FARMINGTON, NM (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,559 3.13%
LAKE CHARLES, LA (FHA|USDA|VA) 6 $1,320,000 $220,000 $4,576 2.98%
CORVALLIS, OR (FHA|USDA|VA) 4 $1,300,000 $325,000 $13,578 3.66%
SOUTH BEND-MISHAWAKA, IN-MI (FHA|USDA|VA) 6 $1,280,000 $213,333 $5,029 2.83%
Edwards, CO (FHA|USDA|VA) 3 $1,275,000 $425,000 $4,578 2.75%
Pinehurst-Southern Pines, NC (FHA|USDA|VA) 3 $1,265,000 $421,667 $6,994 2.25%
HAGERSTOWN-MARTINSBURG, MD-WV (FHA|USDA|VA) 4 $1,250,000 $312,500 $7,995 3.12%
Centralia, WA (FHA|USDA|VA) 5 $1,235,000 $247,000 $6,181 3.52%
Granbury, TX (FHA|USDA|VA) 4 $1,230,000 $307,500 $9,180 3.12%
EL CENTRO, CA (FHA|USDA|VA) 5 $1,225,000 $245,000 $9,623 3.50%
Laconia, NH (FHA|USDA|VA) 6 $1,210,000 $201,667 $3,729 2.87%
KALAMAZOO-PORTAGE, MI (FHA|USDA|VA) 7 $1,205,000 $172,143 $3,742 3.30%
Marinette, WI-MI (FHA|USDA|VA) 3 $1,175,000 $391,667 $2,373 3.54%
Rock Springs, WY (FHA|USDA|VA) 4 $1,170,000 $292,500 $7,015 2.91%
Cortland, NY (FHA|USDA|VA) 7 $1,165,000 $166,429 $6,693 3.13%
Marion, NC (FHA|USDA|VA) 1 $1,155,000 $1,155,000 $0 2.25%
LYNCHBURG, VA (FHA|USDA|VA) 5 $1,155,000 $231,000 $6,654 3.15%
Sonora, CA (FHA|USDA|VA) 5 $1,155,000 $231,000 $3,644 3.18%
Jamestown-Dunkirk-Fredonia, NY (FHA|USDA|VA) 8 $1,150,000 $143,750 $5,749 2.92%
Ukiah, CA (FHA|USDA|VA) 4 $1,150,000 $287,500 $5,004 2.84%
BAY CITY, MI (FHA|USDA|VA) 9 $1,145,000 $127,222 $4,723 3.32%
Norwalk, OH (FHA|USDA|VA) 7 $1,135,000 $162,143 $4,561 3.04%
Newport, OR (FHA|USDA|VA) 4 $1,120,000 $280,000 $7,115 3.34%
CEDAR RAPIDS, IA (FHA|USDA|VA) 5 $1,115,000 $223,000 $4,554 3.10%
PUEBLO, CO (FHA|USDA|VA) 6 $1,110,000 $185,000 $4,994 3.27%
Opelousas, LA (FHA|USDA|VA) 6 $1,110,000 $185,000 $6,501 2.98%
Owatonna, MN (FHA|USDA|VA) 6 $1,070,000 $178,333 $5,608 3.02%
Breckenridge, CO (FHA|USDA|VA) 3 $1,065,000 $355,000 $8,830 3.00%
Ruidoso, NM (FHA|USDA|VA) 5 $1,065,000 $213,000 $9,769 3.18%
Payson, AZ (FHA|USDA|VA) 5 $1,055,000 $211,000 $3,957 2.78%
Batavia, NY (FHA|USDA|VA) 5 $1,045,000 $209,000 $5,967 3.08%
Gainesville, TX (FHA|USDA|VA) 5 $1,045,000 $209,000 $4,861 3.13%
IOWA CITY, IA (FHA|USDA|VA) 4 $1,040,000 $260,000 $4,719 2.69%
SPRINGFIELD, MA (FHA|USDA|VA) 5 $1,035,000 $207,000 $8,432 3.62%
Alexandria, MN (FHA|USDA|VA) 6 $1,030,000 $171,667 $6,033 3.60%
JACKSON, MI (FHA|USDA|VA) 8 $1,030,000 $128,750 $4,598 3.38%
Plattsburgh, NY (FHA|USDA|VA) 5 $1,015,000 $203,000 $4,345 3.23%
LOGAN, UT-ID (FHA|USDA|VA) 4 $1,000,000 $250,000 $4,261 2.21%
Gardnerville Ranchos, NV (FHA|USDA|VA) 3 $975,000 $325,000 $0 2.52%
Wabash, IN (FHA|USDA|VA) 5 $965,000 $193,000 $4,565 3.38%
Maryville, MO (FHA|USDA|VA) 7 $965,000 $137,857 $4,642 3.20%
MANHATTAN, KS (FHA|USDA|VA) 5 $965,000 $193,000 $4,644 2.60%
COLUMBUS, GA-AL (FHA|USDA|VA) 5 $965,000 $193,000 $2,057 2.83%
Bucyrus-Galion, OH (FHA|USDA|VA) 9 $935,000 $103,889 $4,454 3.11%
Austin, MN (FHA|USDA|VA) 4 $930,000 $232,500 $6,688 2.90%
Athens, TX (FHA|USDA|VA) 3 $905,000 $301,667 $6,341 3.67%
Adrian, MI (FHA|USDA|VA) 6 $900,000 $150,000 $4,219 3.35%
Coos Bay, OR (FHA|USDA|VA) 4 $900,000 $225,000 $3,858 3.06%
Rochelle, IL (FHA|USDA|VA) 5 $895,000 $179,000 $4,584 2.67%
Traverse City, MI (FHA|USDA|VA) 4 $890,000 $222,500 $4,535 2.97%
ABILENE, TX (FHA|USDA|VA) 2 $880,000 $440,000 $5,712 2.81%
THE VILLAGES, FL (FHA|USDA|VA) 4 $850,000 $212,500 $3,208 2.90%
Forest City, NC (FHA|USDA|VA) 1 $845,000 $845,000 $12,193 3.00%
Klamath Falls, OR (FHA|USDA|VA) 4 $840,000 $210,000 $6,516 2.94%
FARGO, ND-MN (FHA|USDA|VA) 4 $840,000 $210,000 $5,146 3.38%
Vineyard Haven, MA (FHA|USDA|VA) 1 $835,000 $835,000 $19,905 2.88%
Wauchula, FL (FHA|USDA|VA) 3 $835,000 $278,333 $7,520 3.04%
Galesburg, IL (FHA|USDA|VA) 8 $830,000 $103,750 $4,416 2.83%
Jasper, IN (FHA|USDA|VA) 7 $825,000 $117,857 $3,120 3.21%
Arcadia, FL (FHA|USDA|VA) 3 $825,000 $275,000 $8,230 3.38%
RACINE, WI (FHA|USDA|VA) 3 $825,000 $275,000 $2,990 3.75%
Muskogee, OK (FHA|USDA|VA) 4 $820,000 $205,000 $6,696 2.97%
ST. JOSEPH, MO-KS (FHA|USDA|VA) 5 $805,000 $161,000 $5,358 3.30%
Sebastian-Vero Beach, FL (FHA|USDA|VA) 4 $790,000 $197,500 $5,975 2.91%
Craig, CO (FHA|USDA|VA) 3 $775,000 $258,333 $5,977 3.04%
CLARKSVILLE, TN-KY (FHA|USDA|VA) 3 $775,000 $258,333 $5,652 3.63%
NEW BERN, NC (FHA|USDA|VA) 4 $770,000 $192,500 $6,355 2.94%
Whitewater, WI (FHA|USDA|VA) 2 $770,000 $385,000 $7,554 2.56%
Easton, MD (FHA|USDA|VA) 2 $760,000 $380,000 $7,800 2.56%
Orangeburg, SC (FHA|USDA|VA) 2 $750,000 $375,000 $9,179 3.44%
Marion, IN (FHA|USDA|VA) 7 $745,000 $106,429 $2,053 3.16%
Bardstown, KY (FHA|USDA|VA) 4 $740,000 $185,000 $6,380 3.03%
LEBANON, PA (FHA|USDA|VA) 3 $725,000 $241,667 $6,077 2.63%
NILES, MI (FHA|USDA|VA) 2 $710,000 $355,000 $7,186 3.25%
Corning, NY (FHA|USDA|VA) 6 $710,000 $118,333 $3,752 3.19%
Red Bluff, CA (FHA|USDA|VA) 3 $705,000 $235,000 $8,101 2.79%
Winona, MN (FHA|USDA|VA) 2 $700,000 $350,000 $6,204 2.50%
Heber, UT (FHA|USDA|VA) 2 $700,000 $350,000 $3,142 2.62%
ANCHORAGE, AK (FHA|USDA|VA) 2 $690,000 $345,000 $7,164 3.38%
AMES, IA (FHA|USDA|VA) 3 $675,000 $225,000 $4,100 2.46%
Outside of Metro Areas 1 $675,000 $675,000 $13,865 2.75%
Bartlesville, OK (FHA|USDA|VA) 3 $675,000 $225,000 $7,274 2.79%
Lufkin, TX (FHA|USDA|VA) 4 $670,000 $167,500 $4,855 3.22%
Hood River, OR (FHA|USDA|VA) 2 $670,000 $335,000 $5,266 2.88%
TRENTON-PRINCETON, NJ (FHA|USDA|VA) 3 $665,000 $221,667 $5,270 2.74%
Huntington, IN (FHA|USDA|VA) 4 $660,000 $165,000 $3,478 2.78%
MOBILE, AL (FHA|USDA|VA) 2 $660,000 $330,000 $342 4.25%
ROCHESTER, MN (FHA|USDA|VA) 3 $655,000 $218,333 $2,491 3.58%
BATTLE CREEK, MI (FHA|USDA|VA) 3 $645,000 $215,000 $6,871 2.46%
Shawano, WI (FHA|USDA|VA) 2 $640,000 $320,000 $7,603 2.56%
Lebanon, NH-VT (FHA|USDA|VA) 3 $635,000 $211,667 $5,790 3.08%
LAFAYETTE-WEST LAFAYETTE, IN (FHA|USDA|VA) 3 $635,000 $211,667 $4,533 2.75%
ATHENS-CLARKE COUNTY, GA (FHA|USDA|VA) 3 $635,000 $211,667 $3,570 2.87%
Moses Lake, WA (FHA|USDA|VA) 2 $620,000 $310,000 $3,029 2.81%
Ardmore, OK (FHA|USDA|VA) 3 $615,000 $205,000 $5,282 3.50%
Española, NM (FHA|USDA|VA) 2 $610,000 $305,000 $7,189 3.31%
Olean, NY (FHA|USDA|VA) 3 $605,000 $201,667 $5,244 2.79%
DuBois, PA (FHA|USDA|VA) 5 $595,000 $119,000 $4,873 3.08%
WINCHESTER, VA-WV (FHA|USDA|VA) 2 $580,000 $290,000 $9,294 2.56%
KNOXVILLE, TN (FHA|USDA|VA) 2 $580,000 $290,000 $4,275 2.44%
JOPLIN, MO (FHA|USDA|VA) 3 $575,000 $191,667 $2,005 2.41%
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR (FHA|USDA|VA) 3 $575,000 $191,667 $5,795 2.92%
ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) 2 $570,000 $285,000 $8,577 3.43%
LaGrange, GA-AL (FHA|USDA|VA) 3 $555,000 $185,000 $3,402 3.13%
Brownwood, TX (FHA|USDA|VA) 3 $555,000 $185,000 $6,666 2.96%
Sunbury, PA (FHA|USDA|VA) 4 $550,000 $137,500 $6,748 2.88%
Vernal, UT (FHA|USDA|VA) 1 $545,000 $545,000 $3,588 2.75%
EAST STROUDSBURG, PA (FHA|USDA|VA) 1 $545,000 $545,000 $10,005 2.75%
Tiffin, OH (FHA|USDA|VA) 3 $545,000 $181,667 $4,897 2.96%
SCRANTON--WILKES-BARRE, PA (FHA|USDA|VA) 3 $535,000 $178,333 $6,268 3.42%
Williston, ND (FHA|USDA|VA) 2 $530,000 $265,000 $4,953 2.43%
Muscatine, IA (FHA|USDA|VA) 2 $520,000 $260,000 $7,051 3.50%
ITHACA, NY (FHA|USDA|VA) 3 $515,000 $171,667 $5,427 2.83%
SAN ANGELO, TX (FHA|USDA|VA) 2 $510,000 $255,000 $5,795 2.56%
READING, PA (FHA|USDA|VA) 2 $510,000 $255,000 $6,287 2.81%
DAYTON-KETTERING, OH (FHA|USDA|VA) 2 $510,000 $255,000 $3,922 2.62%
ENID, OK (FHA|USDA|VA) 3 $495,000 $165,000 $5,763 3.38%
Jacksonville, TX (FHA|USDA|VA) 3 $485,000 $161,667 $4,831 3.33%
Shawnee, OK (FHA|USDA|VA) 2 $480,000 $240,000 $6,742 3.13%
SAGINAW, MI (FHA|USDA|VA) 4 $480,000 $120,000 $4,327 3.19%
SIERRA VISTA-DOUGLAS, AZ (FHA|USDA|VA) 2 $470,000 $235,000 $6,275 3.25%
CALIFORNIA-LEXINGTON PARK, MD (FHA|USDA|VA) 2 $470,000 $235,000 $2,378 2.75%
Kinston, NC (FHA|USDA|VA) 2 $460,000 $230,000 $5,113 2.93%
MUNCIE, IN (FHA|USDA|VA) 2 $460,000 $230,000 $1,458 3.25%
Lumberton, NC (FHA|USDA|VA) 2 $450,000 $225,000 $1,936 2.31%
Lewisburg, TN (FHA|USDA|VA) 2 $450,000 $225,000 $2,702 3.19%
BURLINGTON-SOUTH BURLINGTON, VT (FHA|USDA|VA) 1 $445,000 $445,000 $19,285 2.75%
BURLINGTON, NC (FHA|USDA|VA) 2 $440,000 $220,000 $4,659 3.00%
Selinsgrove, PA (FHA|USDA|VA) 3 $435,000 $145,000 $5,446 3.25%
DURHAM-CHAPEL HILL, NC (FHA|USDA|VA) 2 $430,000 $215,000 $7,050 2.31%
Palestine, TX (FHA|USDA|VA) 2 $430,000 $215,000 $3,775 2.63%
STATE COLLEGE, PA (FHA|USDA|VA) 2 $420,000 $210,000 $7,116 3.13%
Steamboat Springs, CO (FHA|USDA|VA) 1 $415,000 $415,000 $3,781 4.00%
Barre, VT (FHA|USDA|VA) 2 $410,000 $205,000 $7,757 2.81%
BLOOMINGTON, IL (FHA|USDA|VA) 3 $405,000 $135,000 $5,113 2.96%
BILLINGS, MT (FHA|USDA|VA) 2 $400,000 $200,000 $11,647 3.25%
Show Low, AZ (FHA|USDA|VA) 2 $400,000 $200,000 $2,747 2.69%
MADISON, WI (FHA|USDA|VA) 2 $400,000 $200,000 $2,252 2.50%
YAKIMA, WA (FHA|USDA|VA) 2 $400,000 $200,000 $4,794 2.38%
Fort Morgan, CO (FHA|USDA|VA) 1 $395,000 $395,000 $2,915 2.99%
OCEAN CITY, NJ (FHA|USDA|VA) 1 $395,000 $395,000 $4,817 3.38%
HICKORY-LENOIR-MORGANTON, NC (FHA|USDA|VA) 2 $390,000 $195,000 $5,819 2.94%
Pella, IA (FHA|USDA|VA) 2 $390,000 $195,000 $3,980 2.88%
Warren, PA (FHA|USDA|VA) 2 $380,000 $190,000 $11,770 3.00%
SPRINGFIELD, IL (FHA|USDA|VA) 3 $375,000 $125,000 $3,092 3.38%
LANCASTER, PA (FHA|USDA|VA) 1 $375,000 $375,000 $4,688 3.38%
Frankfort, IN (FHA|USDA|VA) 3 $375,000 $125,000 $2,079 2.88%
Albert Lea, MN (FHA|USDA|VA) 3 $375,000 $125,000 $2,902 3.04%
Mount Vernon, OH (FHA|USDA|VA) 2 $370,000 $185,000 $7,123 3.50%
BLOOMINGTON, IN (FHA|USDA|VA) 2 $370,000 $185,000 $4,828 3.06%
London, KY (FHA|USDA|VA) 1 $365,000 $365,000 $3,665 2.49%
Clinton, IA (FHA|USDA|VA) 3 $365,000 $121,667 $3,133 3.29%
Laramie, WY (FHA|USDA|VA) 1 $365,000 $365,000 $3,651 3.13%
FORT SMITH, AR-OK (FHA|USDA|VA) 2 $360,000 $180,000 $5,925 3.12%
St. Marys, PA (FHA|USDA|VA) 2 $360,000 $180,000 $10,472 3.44%
Pahrump, NV (FHA|USDA|VA) 1 $355,000 $355,000 $10,992 2.75%
New Castle, IN (FHA|USDA|VA) 3 $355,000 $118,333 $3,510 3.79%
Angola, IN (FHA|USDA|VA) 1 $355,000 $355,000 $3,906 3.13%
Alice, TX (FHA|USDA|VA) 2 $350,000 $175,000 $6,206 2.63%
The Dalles, OR (FHA|USDA|VA) 2 $350,000 $175,000 $4,780 2.75%
SUMTER, SC (FHA|USDA|VA) 2 $350,000 $175,000 $2,936 2.63%
VINELAND-BRIDGETON, NJ (FHA|USDA|VA) 1 $345,000 $345,000 $10,774 3.50%
HARRISONBURG, VA (FHA|USDA|VA) 1 $335,000 $335,000 $5,446 2.50%
McAlester, OK (FHA|USDA|VA) 1 $335,000 $335,000 $3,906 3.63%
JOHNSTOWN, PA (FHA|USDA|VA) 3 $335,000 $111,667 $4,507 2.88%
WARNER ROBINS, GA (FHA|USDA|VA) 1 $325,000 $325,000 $1,962 2.25%
Mountain Home, ID (FHA|USDA|VA) 1 $325,000 $325,000 $9,874 2.25%
EAU CLAIRE, WI (FHA|USDA|VA) 2 $320,000 $160,000 $5,731 3.06%
COLUMBUS, IN (FHA|USDA|VA) 2 $320,000 $160,000 $3,379 2.88%
CLEVELAND, TN (FHA|USDA|VA) 1 $315,000 $315,000 $9,544 3.13%
MOUNT VERNON-ANACORTES, WA (FHA|USDA|VA) 1 $315,000 $315,000 $2,410 2.75%
MANCHESTER-NASHUA, NH (FHA|USDA|VA) 1 $305,000 $305,000 $3,273 3.38%
Danville, KY (FHA|USDA|VA) 1 $295,000 $295,000 $6,173 2.50%
Cedar City, UT (FHA|USDA|VA) 1 $295,000 $295,000 $3,531 2.63%
Alpena, MI (FHA|USDA|VA) 1 $295,000 $295,000 $10,932 2.50%
ALTOONA, PA (FHA|USDA|VA) 1 $295,000 $295,000 $10,472 2.25%
ODESSA, TX (FHA|USDA|VA) 1 $295,000 $295,000 $4,177 2.38%
LAWRENCE, KS (FHA|USDA|VA) 2 $290,000 $145,000 $2,878 2.68%
Danville, VA (FHA|USDA|VA) 2 $290,000 $145,000 $4,865 2.75%
Dickinson, ND (FHA|USDA|VA) 1 $285,000 $285,000 $11,221 2.88%
AKRON, OH (FHA|USDA|VA) 1 $285,000 $285,000 $11,628 2.63%
CHAMPAIGN-URBANA, IL (FHA|USDA|VA) 1 $285,000 $285,000 $8,534 4.25%
MICHIGAN CITY-LA PORTE, IN (FHA|USDA|VA) 1 $285,000 $285,000 $6,705 2.75%
ANNISTON-OXFORD, AL (FHA|USDA|VA) 1 $285,000 $285,000 $1,974 2.25%
BLACKSBURG-CHRISTIANSBURG, VA (FHA|USDA|VA) 1 $275,000 $275,000 $6,079 2.99%
Lock Haven, PA (FHA|USDA|VA) 1 $275,000 $275,000 $3,528 2.38%
Malone, NY (FHA|USDA|VA) 3 $275,000 $91,667 $4,387 2.83%
WILLIAMSPORT, PA (FHA|USDA|VA) 1 $275,000 $275,000 $4,050 2.88%
HAMMOND, LA (FHA|USDA|VA) 1 $275,000 $275,000 $3,188 2.75%
Alma, MI (FHA|USDA|VA) 3 $275,000 $91,667 $1,049 3.79%
KENNEWICK-RICHLAND, WA (FHA|USDA|VA) 1 $275,000 $275,000 $4,446 2.63%
Sandusky, OH (FHA|USDA|VA) 2 $270,000 $135,000 $4,623 3.44%
Sevierville, TN (FHA|USDA|VA) 2 $270,000 $135,000 $2,795 2.25%
North Vernon, IN (FHA|USDA|VA) 2 $270,000 $135,000 $3,070 2.56%
PORTLAND-SOUTH PORTLAND, ME (FHA|USDA|VA) 1 $265,000 $265,000 $4,161 3.38%
Storm Lake, IA (FHA|USDA|VA) 1 $265,000 $265,000 $1,751 3.38%
MACON-BIBB COUNTY, GA (FHA|USDA|VA) 2 $260,000 $130,000 $5,705 4.87%
Astoria, OR (FHA|USDA|VA) 1 $255,000 $255,000 $4,424 2.25%
Beaver Dam, WI (FHA|USDA|VA) 1 $255,000 $255,000 $1,220 2.63%
Rockport, TX (FHA|USDA|VA) 1 $255,000 $255,000 $0 2.75%
Menomonie, WI (FHA|USDA|VA) 1 $255,000 $255,000 $7,420 2.63%
Elizabeth City, NC (FHA|USDA|VA) 2 $250,000 $125,000 $2,554 3.38%
Searcy, AR (FHA|USDA|VA) 2 $250,000 $125,000 $5,007 3.38%
OSHKOSH-NEENAH, WI (FHA|USDA|VA) 2 $250,000 $125,000 $3,845 3.69%
St. Marys, GA (FHA|USDA|VA) 1 $245,000 $245,000 $6,361 2.63%
CARSON CITY, NV (FHA|USDA|VA) 1 $245,000 $245,000 $0 4.88%
VALDOSTA, GA (FHA|USDA|VA) 1 $245,000 $245,000 $3,099 2.25%
Hailey, ID (FHA|USDA|VA) 1 $245,000 $245,000 $0 3.50%
Dixon, IL (FHA|USDA|VA) 2 $240,000 $120,000 $4,678 3.94%
Pampa, TX (FHA|USDA|VA) 2 $240,000 $120,000 $10,172 3.69%
Augusta-Waterville, ME (FHA|USDA|VA) 1 $235,000 $235,000 $12,889 4.13%
Safford, AZ (FHA|USDA|VA) 1 $235,000 $235,000 $5,191 2.75%
GETTYSBURG, PA (FHA|USDA|VA) 1 $235,000 $235,000 $5,426 3.00%
Bonham, TX (FHA|USDA|VA) 1 $225,000 $225,000 $9,089 3.13%
SIOUX FALLS, SD (FHA|USDA|VA) 1 $225,000 $225,000 $3,487 3.25%
ROANOKE, VA (FHA|USDA|VA) 1 $225,000 $225,000 $4,976 2.63%
Fallon, NV (FHA|USDA|VA) 1 $225,000 $225,000 $5,401 2.38%
Cornelia, GA (FHA|USDA|VA) 1 $225,000 $225,000 $6,049 3.63%
Somerset, PA (FHA|USDA|VA) 2 $220,000 $110,000 $6,574 3.06%
CANTON-MASSILLON, OH (FHA|USDA|VA) 2 $220,000 $110,000 $3,840 3.38%
WICHITA FALLS, TX (FHA|USDA|VA) 2 $220,000 $110,000 $3,329 3.56%
Seymour, IN (FHA|USDA|VA) 2 $220,000 $110,000 $3,227 2.88%
SPRINGFIELD, OH (FHA|USDA|VA) 1 $215,000 $215,000 $3,762 2.88%
FLORENCE-MUSCLE SHOALS, AL (FHA|USDA|VA) 1 $215,000 $215,000 $2,471 3.49%
Hobbs, NM (FHA|USDA|VA) 1 $215,000 $215,000 $4,060 2.49%
SPARTANBURG, SC (FHA|USDA|VA) 1 $215,000 $215,000 $5,596 2.63%
SPRINGFIELD, MO (FHA|USDA|VA) 2 $210,000 $105,000 $3,333 2.63%
Jasper, AL (FHA|USDA|VA) 3 $205,000 $68,333 $0 4.13%
Los Alamos, NM (FHA|USDA|VA) 1 $205,000 $205,000 $2,795 2.75%
HATTIESBURG, MS (FHA|USDA|VA) 1 $205,000 $205,000 $5,285 2.99%
Shelbyville, TN (FHA|USDA|VA) 1 $205,000 $205,000 $6,411 2.63%
Minden, LA (FHA|USDA|VA) 2 $200,000 $100,000 $4,355 3.00%
Richmond, IN (FHA|USDA|VA) 2 $200,000 $100,000 $3,181 3.69%
New Philadelphia-Dover, OH (FHA|USDA|VA) 1 $195,000 $195,000 $4,126 3.38%
El Campo, TX (FHA|USDA|VA) 1 $195,000 $195,000 $8,728 3.13%
Blackfoot, ID (FHA|USDA|VA) 1 $195,000 $195,000 $4,497 2.99%
Paducah, KY-IL (FHA|USDA|VA) 1 $195,000 $195,000 $3,726 3.25%
Statesboro, GA (FHA|USDA|VA) 1 $195,000 $195,000 $4,144 2.88%
Fairfield, IA (FHA|USDA|VA) 1 $195,000 $195,000 $5,850 2.38%
DECATUR, AL (FHA|USDA|VA) 1 $195,000 $195,000 $10,800 2.75%
BELLINGHAM, WA (FHA|USDA|VA) 1 $195,000 $195,000 $3,141 2.88%
Corsicana, TX (FHA|USDA|VA) 2 $190,000 $95,000 $2,333 2.75%
Mineral Wells, TX (FHA|USDA|VA) 1 $185,000 $185,000 $5,690 3.00%
OWENSBORO, KY (FHA|USDA|VA) 1 $185,000 $185,000 $3,413 2.99%
BOWLING GREEN, KY (FHA|USDA|VA) 1 $185,000 $185,000 $2,455 2.99%
Washington Court House, OH (FHA|USDA|VA) 1 $175,000 $175,000 $5,463 2.99%
Marion, OH (FHA|USDA|VA) 1 $175,000 $175,000 $4,897 2.50%
VICTORIA, TX (FHA|USDA|VA) 1 $175,000 $175,000 $2,018 2.49%
CHAMBERSBURG-WAYNESBORO, PA (FHA|USDA|VA) 1 $175,000 $175,000 $7,062 3.00%
Zapata, TX (FHA|USDA|VA) 1 $175,000 $175,000 $7,212 3.13%
LA CROSSE-ONALASKA, WI-MN (FHA|USDA|VA) 1 $175,000 $175,000 $3,258 2.88%
Kendallville, IN (FHA|USDA|VA) 1 $175,000 $175,000 $4,395 3.63%
Marquette, MI (FHA|USDA|VA) 1 $175,000 $175,000 $1,801 3.25%
DUBUQUE, IA (FHA|USDA|VA) 1 $165,000 $165,000 $6,475 4.25%
Okeechobee, FL (FHA|USDA|VA) 1 $165,000 $165,000 $2,805 3.25%
Warrensburg, MO (FHA|USDA|VA) 1 $165,000 $165,000 $2,953 2.99%
DeRidder, LA (FHA|USDA|VA) 1 $165,000 $165,000 $5,351 4.25%
Spencer, IA (FHA|USDA|VA) 1 $165,000 $165,000 $6,635 2.75%
Paris, TX (FHA|USDA|VA) 1 $165,000 $165,000 $4,871 2.75%
Chillicothe, OH (FHA|USDA|VA) 1 $165,000 $165,000 $7,462 3.63%
WAUSAU-WESTON, WI (FHA|USDA|VA) 1 $165,000 $165,000 $2,162 2.38%
Huntingdon, PA (FHA|USDA|VA) 1 $165,000 $165,000 $3,352 3.38%
Pottsville, PA (FHA|USDA|VA) 1 $155,000 $155,000 $10,600 3.50%
FLORENCE, SC (FHA|USDA|VA) 1 $155,000 $155,000 $5,699 3.13%
Mexico, MO (FHA|USDA|VA) 1 $155,000 $155,000 $3,174 2.99%
Coffeyville, KS (FHA|USDA|VA) 1 $155,000 $155,000 $4,753 4.00%
ALEXANDRIA, LA (FHA|USDA|VA) 1 $155,000 $155,000 $2,456 3.49%
Calhoun, GA (FHA|USDA|VA) 1 $155,000 $155,000 $3,660 5.63%
Woodward, OK (FHA|USDA|VA) 1 $155,000 $155,000 $5,228 3.13%
Huron, SD (FHA|USDA|VA) 1 $145,000 $145,000 $4,330 2.99%
Spirit Lake, IA (FHA|USDA|VA) 1 $145,000 $145,000 $3,306 3.13%
Tullahoma-Manchester, TN (FHA|USDA|VA) 1 $145,000 $145,000 $3,176 2.50%
Price, UT (FHA|USDA|VA) 1 $145,000 $145,000 $3,762 2.88%
Zanesville, OH (FHA|USDA|VA) 1 $145,000 $145,000 $4,632 2.88%
Brenham, TX (FHA|USDA|VA) 1 $145,000 $145,000 $3,870 3.13%
Mount Pleasant, MI (FHA|USDA|VA) 2 $140,000 $70,000 $0 3.18%
Jackson, OH (FHA|USDA|VA) 1 $135,000 $135,000 $6,195 3.75%
JEFFERSON CITY, MO (FHA|USDA|VA) 1 $135,000 $135,000 $3,274 3.63%
Lincoln, IL (FHA|USDA|VA) 1 $135,000 $135,000 $3,698 3.25%
Bay City, TX (FHA|USDA|VA) 1 $135,000 $135,000 $6,282 3.13%
Guymon, OK (FHA|USDA|VA) 1 $135,000 $135,000 $3,455 3.38%
Bradford, PA (FHA|USDA|VA) 1 $135,000 $135,000 $6,328 2.75%
Natchez, MS-LA (FHA|USDA|VA) 1 $135,000 $135,000 $3,317 3.49%
Norfolk, NE (FHA|USDA|VA) 1 $135,000 $135,000 $2,367 2.63%
Marshall, MN (FHA|USDA|VA) 1 $125,000 $125,000 $2,543 3.50%
Lewistown, PA (FHA|USDA|VA) 1 $125,000 $125,000 $8,429 3.13%
Big Rapids, MI (FHA|USDA|VA) 1 $125,000 $125,000 $3,371 3.50%
BRUNSWICK, GA (FHA|USDA|VA) 1 $125,000 $125,000 $3,558 3.00%
Fremont, OH (FHA|USDA|VA) 1 $125,000 $125,000 $5,299 2.63%
Cadillac, MI (FHA|USDA|VA) 1 $125,000 $125,000 $6,993 3.13%
Kirksville, MO (FHA|USDA|VA) 1 $125,000 $125,000 $1,881 3.49%
MONTGOMERY, AL (FHA|USDA|VA) 1 $125,000 $125,000 $4,867 3.00%
Jennings, LA (FHA|USDA|VA) 1 $125,000 $125,000 $2,342 2.50%
Russellville, AR (FHA|USDA|VA) 1 $115,000 $115,000 $3,914 3.63%
Wisconsin Rapids-Marshfield, WI (FHA|USDA|VA) 1 $115,000 $115,000 $1,820 2.00%
Sterling, IL (FHA|USDA|VA) 1 $115,000 $115,000 $4,372 2.63%
MANSFIELD, OH (FHA|USDA|VA) 1 $115,000 $115,000 $4,038 3.75%
Shelby, NC (FHA|USDA|VA) 1 $115,000 $115,000 $2,938 3.13%
Lake City, FL (FHA|USDA|VA) 1 $105,000 $105,000 $3,594 3.25%
Branson, MO (FHA|USDA|VA) 1 $105,000 $105,000 $2,441 2.63%
Oil City, PA (FHA|USDA|VA) 1 $105,000 $105,000 $3,537 3.25%
Grand Rapids, MN (FHA|USDA|VA) 1 $105,000 $105,000 $3,073 2.63%
COLUMBIA, MO (FHA|USDA|VA) 1 $95,000 $95,000 $2,186 2.99%
Ashtabula, OH (FHA|USDA|VA) 1 $95,000 $95,000 $6,608 4.13%
Morgan City, LA (FHA|USDA|VA) 1 $85,000 $85,000 $3,125 2.63%
JANESVILLE-BELOIT, WI (FHA|USDA|VA) 1 $85,000 $85,000 $5,529 3.88%
Pontiac, IL (FHA|USDA|VA) 1 $85,000 $85,000 $3,244 4.63%
DANVILLE, IL (FHA|USDA|VA) 1 $85,000 $85,000 $2,443 3.88%
Fort Leonard Wood, MO (FHA|USDA|VA) 1 $85,000 $85,000 $0 3.50%
Thomaston, GA (FHA|USDA|VA) 1 $85,000 $85,000 $3,003 3.00%
HINESVILLE, GA (FHA|USDA|VA) 1 $75,000 $75,000 $4,323 2.99%
TERRE HAUTE, IN (FHA|USDA|VA) 1 $75,000 $75,000 $2,713 3.13%
Fairmont, MN (FHA|USDA|VA) 1 $75,000 $75,000 $2,577 2.25%
Jacksonville, IL (FHA|USDA|VA) 1 $75,000 $75,000 $2,324 2.99%
CARBONDALE-MARION, IL (FHA|USDA|VA) 1 $75,000 $75,000 $1,336 4.13%
KINGSPORT-BRISTOL, TN-VA (FHA|USDA|VA) 1 $55,000 $55,000 $75 3.25%
Talladega-Sylacauga, AL (FHA|USDA|VA) 1 $55,000 $55,000 $1,284 2.75%
Lebanon, MO (FHA|USDA|VA) 1 $35,000 $35,000 $1,647 2.63%

Plaza Home Mortgage 's top markets include New York, Los Angeles, Chicago, Houston, and San Diego among others.

Product Mix

Loan Type Originations Total Value Average Loan Average Fees Average Rate
Conventional 15,181 $4,602,885,000 $303,200 $5,575 3.05%
FHA 4,602 $1,104,670,000 $240,041 $8,818 2.95%
VA 2,288 $754,740,000 $329,869 $6,102 2.64%
USDA 751 $128,975,000 $171,738 $5,441 2.93%

For the 2021 period, Plaza Home Mortgage 's most frequently originated loan type of loans were Conventional, with 15,181 originations. Their 2nd most popular type is FHA, with 4,602 originations.

Loan Reason

Loan Reason Originations Total Value Average Loan Average Fees Average Rate
Home Purchase 11,448 $3,122,360,000 $272,743 $7,202 3.08%
Refi 7,191 $2,169,425,000 $301,686 $4,710 2.78%
Cash Out Refi 4,183 $1,299,485,000 $310,659 $6,496 3.07%

For the 2021, Plaza Home Mortgage 's most frequently cited loan purpose of loans were Home Purchase, with 11,448 originations. The 2nd most popular reason of loans were Refi, with 7,191 originations.

Loan Duration/Length

Loan Length Originations Total Value Average Loan Average Fees Average Rate
30 Year 19,962 $5,901,040,000 $295,614 $6,547 3.04%
15 Year 1,706 $384,290,000 $225,258 $4,260 2.49%
20 Year 556 $139,030,000 $250,054 $4,782 2.83%
Other 454 $133,240,000 $293,480 $4,452 2.76%
10 Year 132 $23,020,000 $174,394 $3,719 2.42%
30+ year 12 $10,650,000 $887,500 $18,753 3.93%

For the 2021, Plaza Home Mortgage 's most frequently cited loan length of loans were 30 Year, with 19,962 originations. The 2nd most popular length of loans were 15 Year, with 1,706 originations.

Origination Fees

Origination Fee Originations Total Value Average Loan
$<1k 7,448 $2,024,200,000 $271,778
$1k-2k 5,000 $1,340,890,000 $268,178
$5k+ 3,374 $1,422,180,000 $421,512
$3k-4k 3,186 $820,680,000 $257,589
$2k-3k 2,208 $558,760,000 $253,062

$6,547 of loans were Plaza Home Mortgage 's average total fees, while their most frequently occuring range of origination fees were in the $<1k bucket, with 7,448 originations.

Interest Rates

Loan Rate Originations Total Value Average Loan
2.5-3% 10,462 $3,063,440,000 $292,816
3-4% 7,716 $2,205,530,000 $285,839
<2.5% 3,920 $1,146,680,000 $292,520
4-5% 696 $159,570,000 $229,267
6-7% 16 $11,060,000 $691,250
5-6% 12 $4,990,000 $415,833

During 2021, Plaza Home Mortgage 's average interest rate of loans were 3.04%, while their most frequently originated rate bucket of loans were 2.5-3%, with 10,462 originations.

Loan Sizing

Loan Size Originations Total Value Average Loan Average Fees Average Rate
$200k-400k 10,613 $3,017,225,000 $284,295 $6,225 2.94%
$100k-200k 6,511 $999,045,000 $153,440 $4,843 3.01%
$400k-600k 3,497 $1,674,865,000 $478,943 $7,832 2.93%
$100,000 or less 1,186 $92,430,000 $77,934 $3,984 3.28%
$600k-1MM 874 $627,290,000 $717,723 $12,757 3.07%
$1MM+ 141 $180,415,000 $1,279,539 $17,538 3.23%

2021 saw Plaza Home Mortgage place emphasis on $200k-400k loans with 10,613 originations, totaling $3,017,225,000 in origination value.

Applicant Income

Applicant Income Originations Total Value Average Loan Average Fees Average Rate
$50k-75k 5,229 $1,161,465,000 $222,120 $6,022 3.02%
$100k-150k 4,708 $1,599,370,000 $339,713 $6,941 3.00%
$75k-100k 4,211 $1,186,455,000 $281,751 $6,657 3.01%
$50k or less 3,623 $574,545,000 $158,583 $5,085 3.01%
$150k-250k 2,798 $1,121,670,000 $400,883 $7,242 2.98%
$250k+ 1,027 $547,575,000 $533,179 $8,644 3.10%

Plaza Home Mortgage lent most frequently to those with incomes in the $50k-75k range, with 5,229 originations. The second most popular income band? $100k-150k, with 4,708 originations.

Applicant Debt to Income Ratio

DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
20-30% 4,165 $1,155,985,000 $277,547 $5,597 2.96%
30-36% 3,879 $1,097,605,000 $282,961 $5,853 3.03%
<20% 2,501 $748,895,000 $299,438 $4,383 2.68%
50-60% 1,168 $318,870,000 $273,005 $9,724 2.85%
44% 994 $293,540,000 $295,312 $6,874 3.09%
43% 912 $275,190,000 $301,743 $6,933 3.10%
42% 904 $271,030,000 $299,812 $6,671 3.11%
41% 853 $253,905,000 $297,661 $6,590 3.08%
39% 847 $242,525,000 $286,334 $6,418 3.06%
40% 820 $233,280,000 $284,488 $6,535 3.07%
38% 793 $236,635,000 $298,405 $6,338 3.06%
37% 781 $225,055,000 $288,163 $6,204 3.03%
36% 741 $200,675,000 $270,816 $6,143 3.02%
49% 727 $223,555,000 $307,503 $7,656 3.04%
45% 713 $214,775,000 $301,227 $7,167 3.04%
46% 646 $187,840,000 $290,774 $7,113 3.03%
48% 637 $187,775,000 $294,780 $7,223 3.03%
47% 607 $175,445,000 $289,036 $7,421 3.04%
>60% 133 $48,365,000 $363,647 $7,962 2.86%

Plaza Home Mortgage lent most frequently to those with DTI ratios of 20-30%, with 4,165 originations. The next most common DTI ratio? 30-36%, with 3,879 originations.

Ethnicity Mix

Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
White 17,172 $4,754,300,000 $276,863 $5,984 2.98%
Not provided 2,298 $762,290,000 $331,719 $6,518 2.96%
Black 1,860 $520,820,000 $280,011 $8,051 3.08%
Asian 1,307 $494,705,000 $378,504 $7,547 2.94%
Native Hawaiian 83 $30,555,000 $368,133 $6,566 3.00%
American Indian 89 $24,455,000 $274,775 $6,741 2.99%
5 $1,505,000 $301,000 $7,682 3.00%
Asian Indian 4 $1,180,000 $295,000 $7,465 2.97%
Filipino 2 $700,000 $350,000 $2,556 3.06%
Vietnamese 1 $495,000 $495,000 $6,799 2.63%
Guamanian 1 $265,000 $265,000 $6,457 3.25%

Approval Rates

Total approvals of all applications
90.88%

Plaza Home Mortgage has an average approval rate.

Pick Rate

Approvals leading to origination
86.90%

Plaza Home Mortgage has an average pick rate.

Points and Fees

Points Originations Total Value Average Loan
NA 22,822 $6,591,270,000 $288,812

Occupancy Type Mix

Dwelling Type Originations Total Value Average Loan
22,822 $6,591,270,000 $288,812

LTV Distribution

Loan to Value Originations Total Value Average Loan Average Fees Average Rate
20-40% 890 $196,830,000 $221,157 $4,293 2.80%
40-60% 3,057 $900,275,000 $294,496 $4,904 2.84%
60-80% 7,125 $2,241,545,000 $314,603 $5,896 3.07%
80-100% 9,967 $2,702,735,000 $271,168 $7,116 3.04%
Over 100% 553 $164,025,000 $296,609 $11,259 3.05%
Under 20% 63 $12,445,000 $197,540 $4,430 2.84%

Complaints

Bank Name Product Issue 2021 CPFB Complaints % of Total Issues
PLAZA HOME MORTGAGE, INC. Conventional home mortgage Struggling to pay mortgage 1 2.9%
PLAZA HOME MORTGAGE, INC. Conventional home mortgage Trouble during payment process 19 54.3%
PLAZA HOME MORTGAGE, INC. FHA mortgage Closing on a mortgage 1 2.9%
PLAZA HOME MORTGAGE, INC. FHA mortgage Struggling to pay mortgage 2 5.7%
PLAZA HOME MORTGAGE, INC. FHA mortgage Trouble during payment process 4 11.4%
PLAZA HOME MORTGAGE, INC. Other type of mortgage Applying for a mortgage or refinancing an existing mortgage 1 2.9%
PLAZA HOME MORTGAGE, INC. Other type of mortgage Struggling to pay mortgage 2 5.7%
PLAZA HOME MORTGAGE, INC. VA mortgage Incorrect information on your report 1 2.9%
PLAZA HOME MORTGAGE, INC. VA mortgage Struggling to pay mortgage 2 5.7%
PLAZA HOME MORTGAGE, INC. VA mortgage Trouble during payment process 2 5.7%