Century Savings Bank Mortgage Rates, Fees & Info
Vineland, NJLEI: 2549000BVJ73CTA1IZ30
Tax ID: 21-0412935
Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Century Savings Bank is a smaller bank specializing in Home Purchase and Home Improvement loans. Century Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Ocean City, Atlantic City, Vineland, and Philadelphia among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)Century Savings Bank has an average approval rate when compared to the average across all lenders.
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Originations
41Origination Dollar Volume (All Markets)
$12,355,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| OCEAN CITY, NJ (FHA|USDA|VA) | 3 | $3,945,000 | $1,315,000 | $0 | 0.00% |
| ATLANTIC CITY-HAMMONTON, NJ (FHA|USDA|VA) | 5 | $3,875,000 | $775,000 | $0 | 0.00% |
| VINELAND-BRIDGETON, NJ (FHA|USDA|VA) | 22 | $2,370,000 | $107,727 | $0 | 0.00% |
| Philadelphia-Camden-Wilmington, PA-NJ-DE-MD (FHA|USDA|VA) | 11 | $2,165,000 | $196,818 | $0 | 0.00% |
Their top states include:
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 41 | $12,355,000 | $301,341 | $0 | 0.00% |
For 2024, Century Savings Bank's most frequently originated type of loan was Conventional, with 41 originations.
Loan Reason
For 2024, Century Savings Bank's most frequently cited loan purpose was Home Purchase, with 15 originations. The 2nd most popular reason was Home Improvement, with 12 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 41 | $12,355,000 | $301,341 | $0 | 0.00% |
For 2024, Century Savings Bank's most frequently cited loan duration was Other, with 41 originations.
Loan Sizing
2024 saw Century Savings Bank place emphasis on $100,000 or less loans with 19 originations, totaling $855,000 in origination value.
Applicant Income
Century Savings Bank lent most frequently to those with incomes in the $100k-150k range, with 11 originations. The second most popular income band? $150k-250k, with 10 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 41 | $12,355,000 | $301,341 | $0 | 0.00% |
Century Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 41 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications75.81%
Century Savings Bank has a below average approval rate.
Pick Rate
Approvals leading to originationPoints and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 41 | $12,355,000 | $301,341 |