VINELAND - BRIDGETON Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vineland - Bridgeton averaged 5.88% for the week of 2022-06-30, compared to the national average of 5.7% for the same period.

The average rate for the prior week (2022-06-23) was 5.89% and one month ago for the week of 2022-05-26, the average rate was 5.28%.

Vineland - Bridgeton's average rate one year ago was 3.27%.

For refis of the same type during the week of 2022-06-30, the average rate was 6.02%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-06-30 5.7%
Vineland - Bridgeton 30 Year Fixed Rate 2022-06-30 5.88%
Vineland - Bridgeton 30 Year Fixed Rate Refi 2022-06-30 6.02%
Vineland - Bridgeton 15 Year Fixed Rate 2022-06-30 5.79%
Vineland - Bridgeton 15 Year Fixed Rate Refi 2022-06-30 5.22%
Vineland - Bridgeton 30 Year FHA 2022-06-30 5.81%
Vineland - Bridgeton 30 Year FHA Refi 2022-06-30 5.56%
Vineland - Bridgeton 30 Year USDA 2022-06-30 5.41%
Vineland - Bridgeton 30 Year USDA Refi 2022-06-30 5.2%
Vineland - Bridgeton 30 Year VA 2022-06-30 5.62%
Vineland - Bridgeton 30 Year VA Refi 2022-06-30 5.27%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VINELAND-BRIDGETON, NJ.

VINELAND - BRIDGETON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VINELAND-BRIDGETON, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
FINANCE OF AMERICA MORTGAGE LLC 183 3.17% $4,578
QUICKEN LOANS, LLC 130 3.15% $4,695
GREENTREE MORTGAGE COMPANY, L.P. 54 3.06% $3,583
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 46 3.48% $4,361
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 36 3.31% $4,870
Gateway First Bank 31 3.30% $3,327
LOANDEPOT.COM, LLC 31 3.05% $5,260
Wells Fargo Bank 28 3.38% $3,645
Mr. Cooper ( Nationstar Mortgage ) 28 3.37% $5,264
CROSSCOUNTRY MORTGAGE, LLC 28 3.31% $5,460
CALIBER HOME LOANS, INC. 27 3.13% $3,813
ALLIED MORTGAGE GROUP, INC. 24 3.25% $4,165
Prosperity Home Mortgage, LLC 22 2.92% $4,239
Advisors Mortgage Group, L.L.C. 18 3.23% $3,417
NEWREZ LLC 18 3.33% $3,549
AMERISAVE MORTGAGE CORPORATION 17 2.94% $5,551
NATION ONE MORTGAGE CORPORATION 17 3.61% $5,962
OceanFirst Bank 15 3.09% $3,350
PENNYMAC LOAN SERVICES, LLC 15 3.19% $4,818
DHI MORTGAGE COMPANY, LTD. 15 2.78% $4,883
NVR Mortgage Finance, Inc. 14 3.04% $6,212
UNITED WHOLESALE MORTGAGE, LLC 13 3.13% $4,595
Bank of America 12 2.79% $2,614
Truist Bank 12 3.04% $3,518
AMERICAN FINANCIAL NETWORK, INC. 10 3.34% $9,118
TD Bank 9 3.21% $1,947
Fulton Bank 8 3.11% $3,512
GUARANTEED RATE, INC. 8 3.23% $4,286
BETTER MORTGAGE CORPORATION 8 2.94% $4,356
ABSOLUTE HOME MORTGAGE CORPORATION 8 3.23% $3,742
MORTGAGE ACCESS CORP. 7 3.34% $4,175
Evesham Mortgage, LLC 7 3.54% $4,452
Farm Credit East, ACA 7 3.70% $5,921
FREEDOM MORTGAGE CORPORATION 7 3.38% $3,433
1st Colonial Community Bank 6 3.29% $3,602
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 6 3.37% $5,064
State Financial Network, LLC 6 3.04% $2,584
NAVY FEDERAL CREDIT UNION 6 3.85% $3,768
MOVEMENT MORTGAGE, LLC 6 3.38% $3,201
NFM, INC. 5 3.48% $4,101
BROKER SOLUTIONS, INC. 5 3.19% $4,489
FAMILY FIRST FUNDING LLC 5 3.38% $4,800
UNITED MORTGAGE CORP. 5 3.43% $3,761
Atlantic Home Loans, Inc. 5 3.75% $3,720
SUN WEST MORTGAGE COMPANY, INC. 5 3.35% $4,790
JPMorgan Chase Bank 5 3.55% $3,157
CMG MORTGAGE, INC. 5 3.22% $5,143
POLICE & FIRE 4 3.06% $1,405
Paramount Residential Mortgage Group, Inc. 4 3.47% $5,417
PNC Bank 4 3.20% $1,993
InterContinental Capital Group, Inc 4 2.84% $5,758
MUTUAL OF OMAHA MORTGAGE, INC. 4 3.19% $4,933
Arvest Bank 4 3.13% $3,980
HOMESIDE FINANCIAL, LLC 4 3.00% $3,392
DRAPER AND KRAMER MORTGAGE CORP. 3 3.33% $3,743
BAYSHORE MORTGAGE FUNDING, LLC 3 3.29% $4,551
EMM LOANS LLC 3 3.25% $3,975
HOMEBRIDGE FINANCIAL SERVICES, INC. 3 3.96% $9,123
Huntingdon Valley Bank 3 3.21% $3,663
Kwik Mortgage Corporation 3 3.13% $2,630
LAKEVIEW LOAN SERVICING, LLC 3 3.54% $4,471
Meridian Bank Corporation 3 3.17% $3,092
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 2.80% $3,333
ROYAL UNITED MORTGAGE LLC 3 3.25% $5,215
SPRING EQ, LLC 3 3.50% $0
UNION HOME MORTGAGE CORP. 3 3.33% $4,145
US MORTGAGE CORPORATION 3 3.04% $4,297
Wilmington Savings Fund Society, FSB 3 3.21% $1,638
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 3.19% $3,806
SUCCESS MORTGAGE PARTNERS, INC. 2 3.31% $3,828
Summit Mortgage Corporation 2 3.50% $4,894
AmeriHome Mortgage Company, LLC 2 3.75% $3,616
AMERICAN FINANCING CORPORATION 2 3.69% $1,174
CONTOUR MORTGAGE CORPORATION 2 3.19% $7,828
Flagstar Bank, FSB 2 3.28% $3,295
Quontic Bank 2 5.69% $7,367
A&D Mortgage LLC 2 6.00% $6,439
Citizens Bank 2 2.56% $6,121
GUARANTEED RATE AFFINITY, LLC 2 3.43% $8,175
RESIDENTIAL HOME FUNDING CORP. 2 3.00% $3,959
PHH Mortgage Corporation 2 3.63% $5,355
MLD MORTGAGE INC. 2 2.88% $4,906
First National Bank of America 2 7.43% $8,201
AFFINITY 2 3.00% $2,890
Nations Lending Corporation 2 3.25% $3,921
SOUTH JERSEY 2 3.19% $2,805
Hometown Lenders, Inc. 2 3.06% $4,697
First Guaranty Mortgage Corporation 2 3.19% $3,139
Discover Bank 1 4.25% $0
NJ LENDERS CORP. 1 2.88% $5,335
Northpointe Bank 1 3.25% $3,254
CREDIT UNION OF NEW JERSEY 1 4.13% $2,621
Columbia Bank 1 3.38% $2,830
PARKSIDE LENDING, LLC 1 3.63% $5,104
PHILADELPHIA 1 3.50% $2,682
Citibank 1 3.13% $3,620
PREMIA MORTGAGE, LLC 1 3.13% $1,875
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 4.63% $6,801
CELEBRITY HOME LOANS, LLC 1 2.75% $2,918
BOND STREET MORTGAGE, LLC 1 3.38% $3,754
RELIANCE FIRST CAPITAL, LLC 1 3.38% $7,377
Republic Bank 1 3.50% $481
RESIDENTIAL MORTGAGE SERVICES, INC. 1 3.25% $2,393
Acre Mortgage and Financial Inc 1 4.13% $6,162
Wyndham Capital Mortgage, Inc. 1 3.38% $1,205
Santander Bank, N.A. 1 3.25% $2,684
SOFI LENDING CORP. 1 2.88% $3,203
Valley National Bank 1 3.00% $3,113
APEX HOME LOANS, INC. 1 2.63% $3,716
The Union Bank Company 1 3.38% $5,396
Third Federal Savings and Loan Association of Cleveland 1 2.99% $2,989
TOTAL MORTGAGE SERVICES, LLC 1 3.50% $7,723
TOWNE MORTGAGE COMPANY 1 3.50% $4,867
Greenbox Loans, Inc. 1 5.99% $9,040
GET A RATE LLC 1 2.63% $2,359
GUILD MORTGAGE COMPANY 1 2.88% $3,680
HARBORONE MORTGAGE, LLC 1 3.00% $4,194
Triumph Bank 1 3.38% $2,585
HOME POINT FINANCIAL CORPORATION 1 3.00% $1,608
FM Home Loans, LLC 1 3.25% $5,949
HOMESPIRE MORTGAGE CORPORATION 1 4.25% $4,213
HSBC BANK USA, NATIONAL ASSOCIATION 1 2.50% $9,790
CHURCHILL MORTGAGE CORPORATION 1 3.25% $2,904
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 1 2.88% $4,626
ACADEMY MORTGAGE CORPORATION 1 3.25% $4,632
First Internet Bank of Indiana 1 2.99% $3,687
LOANPAL, LLC 1 3.25% $5,456
Luxury Mortgage Corp. 1 4.13% $9,935
Manufacturers and Traders Trust Company 1 2.88% $2,854
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 2.88% $7,123
MEMBER FIRST MORTGAGE, LLC 1 3.25% $6,108
UNITED NORTHERN MORTGAGE BANKERS LIMITED 1 2.63% $2,054
Metro City Bank 1 4.63% $7,434
MILLENIUM HOME MORTGAGE, LLC 1 2.88% $2,834
FIRST HOME MORTGAGE CORPORATION 1 2.75% $4,441
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 3.25% $2,493
Financial Freedom Mortgage, LLC 1 3.25% $6,089
Evolve Bank & Trust 1 3.00% $6,123
NATIONS DIRECT MORTGAGE, LLC 1 3.25% $4,265
Equity Prime Mortgage LLC 1 3.50% $4,804
NETWORK CAPITAL FUNDING CORPORATION 1 4.13% $2,887
EMBRACE HOME LOANS, INC. 1 3.25% $4,433

VINELAND-BRIDGETON, NJ's 142 lenders originated 3,951 loans during 2021. The total origination value was $745,815,000, with an average loan value of $188,766.

The top VINELAND - BRIDGETON lender as defined by loan originations is FINANCE OF AMERICA MORTGAGE LLC, with 183 loans originated. Their average total fees are $4,578, which is $117 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee VINELAND - BRIDGETON lenders (with over 10 loans originated) are Bank of America ($2,614), Gateway First Bank ($3,327), OceanFirst Bank ($3,350), Advisors Mortgage Group, L.L.C. ($3,417) and Truist Bank ($3,518).

The lowest rate VINELAND - BRIDGETON lenders (with over 10 loans originated) are DHI MORTGAGE COMPANY, LTD. (2.78%), Bank of America (2.79%), Prosperity Home Mortgage, LLC (2.92%), AMERISAVE MORTGAGE CORPORATION (2.94%) and Truist Bank (3.04%).

VINELAND-BRIDGETON, NJ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
FINANCE OF AMERICA MORTGAGE LLC $84,745,000 $101,950,000 20.3% 13.7%
QUICKEN LOANS, LLC $40,250,000 $62,675,000 55.7% 8.4%
FREEDOM MORTGAGE CORPORATION $39,735,000 $37,045,000 -6.8% 5.0%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $9,165,000 $30,010,000 227.4% 4.0%
Gateway First Bank $22,190,000 $28,915,000 30.3% 3.9%
GREENTREE MORTGAGE COMPANY, L.P. $25,360,000 $25,310,000 -0.2% 3.4%
COREVEST AMERICAN FINANCE LENDER LLC $12,755,000 $24,865,000 94.9% 3.3%
Mr. Cooper ( Nationstar Mortgage ) $10,585,000 $19,000,000 79.5% 2.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $8,200,000 $16,925,000 106.4% 2.3%
Wells Fargo Bank $7,455,000 $14,920,000 100.1% 2.0%
CALIBER HOME LOANS, INC. $9,165,000 $12,930,000 41.1% 1.7%
CROSSCOUNTRY MORTGAGE, LLC $6,085,000 $12,290,000 102.0% 1.6%
LOANDEPOT.COM, LLC $4,915,000 $11,920,000 142.5% 1.6%
PENNYMAC LOAN SERVICES, LLC $4,925,000 $11,800,000 139.6% 1.6%
DHI MORTGAGE COMPANY, LTD. $1,015,000 $11,550,000 1,037.9% 1.5%
Prosperity Home Mortgage, LLC $1,250,000 $10,775,000 762.0% 1.4%
NEWREZ LLC $4,895,000 $10,180,000 108.0% 1.4%
UNITED WHOLESALE MORTGAGE, LLC $4,080,000 $9,490,000 132.6% 1.3%
NATION ONE MORTGAGE CORPORATION $9,765,000 $8,785,000 -10.0% 1.2%
Bank of America $4,035,000 $8,515,000 111.0% 1.1%
ALLIED MORTGAGE GROUP, INC. $4,520,000 $8,365,000 85.1% 1.1%
New York Community Bank $8,565,000 $8,255,000 -3.6% 1.1%
Truist Bank $8,645,000 $8,090,000 -6.4% 1.1%
OceanFirst Bank $9,425,000 $7,925,000 -15.9% 1.1%
Mortgage Research Center, LLC $5,150,000 $7,740,000 50.3% 1.0%
TD Bank $3,595,000 $7,725,000 114.9% 1.0%
BERKELEY POINT CAPITAL LLC $7,605,000 n/a 1.0%
LAKEVIEW LOAN SERVICING, LLC $2,600,000 $7,575,000 191.3% 1.0%
Lakeland Bank $1,205,000 $6,960,000 477.6% 0.9%
AMERISAVE MORTGAGE CORPORATION $1,855,000 $6,920,000 273.0% 0.9%
Advisors Mortgage Group, L.L.C. $2,465,000 $5,675,000 130.2% 0.8%
Haven Savings Bank $5,135,000 n/a 0.7%
POLICE & FIRE $4,250,000 $4,700,000 10.6% 0.6%
Newfield National Bank $7,655,000 $4,445,000 -41.9% 0.6%
ABSOLUTE HOME MORTGAGE CORPORATION $2,595,000 $4,130,000 59.2% 0.6%
HOME POINT FINANCIAL CORPORATION $3,040,000 $3,985,000 31.1% 0.5%
Fulton Bank $3,710,000 $3,890,000 4.9% 0.5%
AMERICAN FINANCIAL NETWORK, INC. $3,585,000 $3,845,000 7.3% 0.5%
NVR Mortgage Finance, Inc. $3,720,000 n/a 0.5%
PNC Bank $3,345,000 $3,590,000 7.3% 0.5%
SUN WEST MORTGAGE COMPANY, INC. $2,280,000 $3,370,000 47.8% 0.5%
JPMorgan Chase Bank $1,290,000 $3,180,000 146.5% 0.4%
Carrington Mortgage Services, LLC $3,670,000 $3,030,000 -17.4% 0.4%
LIMA ONE CAPITAL, LLC $685,000 $3,015,000 340.1% 0.4%
Kearny Bank $2,205,000 $2,925,000 32.7% 0.4%
Paramount Residential Mortgage Group, Inc. $2,710,000 $2,900,000 7.0% 0.4%
Spencer Savings Bank, SLA $230,000 $2,895,000 1,158.7% 0.4%
BETTER MORTGAGE CORPORATION $750,000 $2,745,000 266.0% 0.4%
HOMEBRIDGE FINANCIAL SERVICES, INC. $2,230,000 $2,740,000 22.9% 0.4%
FAMILY FIRST FUNDING LLC $635,000 $2,555,000 302.4% 0.3%
GUARANTEED RATE, INC. $1,835,000 $2,555,000 39.2% 0.3%
BROKER SOLUTIONS, INC. $1,860,000 $2,480,000 33.3% 0.3%
LENDINGHOME FUNDING CORPORATION $1,670,000 $2,460,000 47.3% 0.3%
NFM, INC. $2,220,000 $2,430,000 9.5% 0.3%
Farm Credit East, ACA $4,240,000 $2,370,000 -44.1% 0.3%
InterContinental Capital Group, Inc $675,000 $2,225,000 229.6% 0.3%
MORTGAGE ACCESS CORP. $1,855,000 $2,205,000 18.9% 0.3%
Evesham Mortgage, LLC $1,760,000 $2,170,000 23.3% 0.3%
AmeriHome Mortgage Company, LLC $1,775,000 $2,070,000 16.6% 0.3%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $1,125,000 $1,940,000 72.4% 0.3%
1st Colonial Community Bank $245,000 $1,910,000 679.6% 0.3%
NAVY FEDERAL CREDIT UNION $1,985,000 $1,850,000 -6.8% 0.2%
First Guaranty Mortgage Corporation $1,085,000 $1,820,000 67.7% 0.2%
UNITED MORTGAGE CORP. $175,000 $1,795,000 925.7% 0.2%
USAA Federal Savings Bank $1,920,000 $1,775,000 -7.6% 0.2%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $310,000 $1,745,000 462.9% 0.2%
NEW DAY FINANCIAL, LLC $1,960,000 $1,675,000 -14.5% 0.2%
HOMESIDE FINANCIAL, LLC $1,035,000 $1,665,000 60.9% 0.2%
RESIDENTIAL HOME FUNDING CORP. $340,000 $1,660,000 388.2% 0.2%
Flagstar Bank, FSB $1,250,000 $1,650,000 32.0% 0.2%
US MORTGAGE CORPORATION $1,460,000 $1,640,000 12.3% 0.2%
MOVEMENT MORTGAGE, LLC $21,560,000 $1,635,000 -92.4% 0.2%
CMG MORTGAGE, INC. $1,405,000 $1,620,000 15.3% 0.2%
PRIMARY RESIDENTIAL MORTGAGE, INC. $1,615,000 n/a 0.2%
UNION HOME MORTGAGE CORP. $1,120,000 $1,610,000 43.8% 0.2%
DRAPER AND KRAMER MORTGAGE CORP. $615,000 $1,570,000 155.3% 0.2%
Nations Lending Corporation $740,000 $1,515,000 104.7% 0.2%
FINANCE OF AMERICA COMMERCIAL LLC $390,000 $1,445,000 270.5% 0.2%
SOUTH JERSEY $1,020,000 $1,420,000 39.2% 0.2%
Philadelphia Mortgage Advisors, Inc. $125,000 $1,340,000 972.0% 0.2%
MEMBER FIRST MORTGAGE, LLC $1,320,000 n/a 0.2%
Huntingdon Valley Bank $260,000 $1,300,000 400.0% 0.2%
TOWNE MORTGAGE COMPANY $455,000 $1,280,000 181.3% 0.2%
Citizens Bank $2,115,000 $1,275,000 -39.7% 0.2%
CONTOUR MORTGAGE CORPORATION $630,000 $1,260,000 100.0% 0.2%
CLEARPATH LENDING $1,525,000 $1,245,000 -18.4% 0.2%
Wyndham Capital Mortgage, Inc. $1,225,000 n/a 0.2%
MUTUAL OF OMAHA MORTGAGE, INC. $105,000 $1,220,000 1,061.9% 0.2%
TRIAD FINANCIAL SERVICES, INC. $240,000 $1,215,000 406.3% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $95,000 $1,205,000 1,168.4% 0.2%
RF Renovo Management Company, LLC $1,160,000 n/a 0.2%
Arvest Bank $1,135,000 n/a 0.2%
NATIONS DIRECT MORTGAGE, LLC $995,000 $1,120,000 12.6% 0.2%
Wilmington Savings Fund Society, FSB $580,000 $1,090,000 87.9% 0.1%
SUCCESS MORTGAGE PARTNERS, INC. $135,000 $1,070,000 692.6% 0.1%
ACADEMY MORTGAGE CORPORATION $1,035,000 n/a 0.1%
Equity Prime Mortgage LLC $955,000 $1,025,000 7.3% 0.1%
Manufacturers and Traders Trust Company $670,000 $1,025,000 53.0% 0.1%
Franklin Bank $1,725,000 $990,000 -42.6% 0.1%
Ukrainian Selfreliance Federal Credit Union $155,000 $980,000 532.3% 0.1%
SOFI LENDING CORP. $640,000 $970,000 51.6% 0.1%
EMM LOANS LLC $290,000 $940,000 224.1% 0.1%
VILLAGE CAPITAL & INVESTMENT LLC $700,000 $940,000 34.3% 0.1%
BAYSHORE MORTGAGE FUNDING, LLC $935,000 n/a 0.1%
Atlantic Home Loans, Inc. $930,000 n/a 0.1%
CHURCHILL MORTGAGE CORPORATION $310,000 $920,000 196.8% 0.1%
Republic Bank $2,790,000 $905,000 -67.6% 0.1%
State Financial Network, LLC $1,070,000 $895,000 -16.4% 0.1%
Lakeview Community Capital, LLC $890,000 n/a 0.1%
TEMPLE VIEW CAPITAL FUNDING, LP $135,000 $840,000 522.2% 0.1%
Northpointe Bank $320,000 $820,000 156.3% 0.1%
AMERICAN HERITAGE FCU $385,000 $810,000 110.4% 0.1%
AMERICAN FINANCIAL RESOURCES, INC. $565,000 $795,000 40.7% 0.1%
Summit Mortgage Corporation $775,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $25,000 $760,000 2,940.0% 0.1%
Kwik Mortgage Corporation $735,000 n/a 0.1%
Univest Bank and Trust Co. $700,000 n/a 0.1%
Discover Bank $120,000 $695,000 479.2% 0.1%
GUARANTEED RATE AFFINITY, LLC $250,000 $685,000 174.0% 0.1%
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. $125,000 $680,000 444.0% 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $2,325,000 $670,000 -71.2% 0.1%
Acre Mortgage and Financial Inc $630,000 n/a 0.1%
AMERICAN FINANCING CORPORATION $310,000 $630,000 103.2% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $185,000 $620,000 235.1% 0.1%
PHH Mortgage Corporation $1,405,000 $590,000 -58.0% 0.1%
Meridian Bank Corporation $995,000 $565,000 -43.2% 0.1%
MLB RESIDENTIAL LENDING, LLC $620,000 $550,000 -11.3% 0.1%
HSBC BANK USA, NATIONAL ASSOCIATION $545,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $555,000 $545,000 -1.8% 0.1%
SPRING EQ, LLC $120,000 $545,000 354.2% 0.1%
Hometown Lenders, Inc. $540,000 n/a 0.1%
LOANPAL, LLC $490,000 $510,000 4.1% 0.1%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $510,000 n/a 0.1%
Princeton Mortgage Corporation $510,000 n/a 0.1%
Ally Bank $225,000 $505,000 124.4% 0.1%
AMERICAN ADVISORS GROUP $160,000 $500,000 212.5% 0.1%
NJ LENDERS CORP. $500,000 n/a 0.1%
Home Mortgage Alliance Corp $485,000 n/a 0.1%
U.S. Bank $445,000 $485,000 9.0% 0.1%
EMBRACE HOME LOANS, INC. $380,000 $475,000 25.0% 0.1%
FIRST HOME MORTGAGE CORPORATION $470,000 n/a 0.1%
Metro City Bank $465,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $245,000 $465,000 89.8% 0.1%
Financial Freedom Mortgage, LLC $315,000 $450,000 42.9% 0.1%
PENTAGON FEDERAL CREDIT UNION $325,000 $445,000 36.9% 0.1%
AFFINITY $435,000 n/a 0.1%
North American Savings Bank, F.S.B. $520,000 $435,000 -16.3% 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $205,000 $425,000 107.3% 0.1%
Barrington Bank & Trust Company, N.A. $590,000 $410,000 -30.5% 0.1%
MLD MORTGAGE INC. $1,160,000 $410,000 -64.7% 0.1%
SILVER HILL FUNDING, LLC $385,000 n/a 0.1%
CREDIT UNION OF NEW JERSEY $220,000 $370,000 68.2% 0.0%
Parke Bank $125,000 $370,000 196.0% 0.0%
21ST MORTGAGE CORPORATION $355,000 n/a 0.0%
CELEBRITY HOME LOANS, LLC $350,000 n/a 0.0%
PLAZA HOME MORTGAGE, INC. $345,000 n/a 0.0%
First National Bank of America $85,000 $320,000 276.5% 0.0%
PRIMELENDING, A PLAINSCAPITAL COMPANY $155,000 $320,000 106.5% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $395,000 $315,000 -20.3% 0.0%
Customers Bank $305,000 n/a 0.0%
Low VA Rates, LLC $300,000 n/a 0.0%
Valley National Bank $155,000 $300,000 93.5% 0.0%
AMERICHOICE $285,000 n/a 0.0%
First Home Bank $390,000 $285,000 -26.9% 0.0%
HOMESTEAD FUNDING CORP. $275,000 n/a 0.0%
The Federal Savings Bank $1,235,000 $275,000 -77.7% 0.0%
OCEANSIDE MORTGAGE COMPANY $375,000 $270,000 -28.0% 0.0%
Quontic Bank $270,000 n/a 0.0%
Evolve Bank & Trust $265,000 n/a 0.0%
AmRes Corporation $275,000 $255,000 -7.3% 0.0%
APEX HOME LOANS, INC. $205,000 $255,000 24.4% 0.0%
PANORAMA MORTGAGE GROUP, LLC $255,000 n/a 0.0%
FM Home Loans, LLC $245,000 n/a 0.0%
A&D Mortgage LLC $205,000 $240,000 17.1% 0.0%
Merchants Bank of Indiana $235,000 n/a 0.0%
OCMBC, INC. $235,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $230,000 n/a 0.0%
GET A RATE LLC $225,000 n/a 0.0%
GUILD MORTGAGE COMPANY $225,000 n/a 0.0%
HOMESPIRE MORTGAGE CORPORATION $225,000 n/a 0.0%
Santander Bank, N.A. $4,275,000 $220,000 -94.9% 0.0%
Ardent Federal Credit Union $215,000 n/a 0.0%
LIBERTY HOME MORTGAGE CORPORATION $215,000 n/a 0.0%
TOTAL MORTGAGE SERVICES, LLC $205,000 n/a 0.0%
CLIFFCO, INC. $195,000 n/a 0.0%
CONSTRUCTIVE LOANS, LLC $195,000 n/a 0.0%
ENVOY MORTGAGE, LTD $670,000 $195,000 -70.9% 0.0%
Luxury Mortgage Corp. $195,000 n/a 0.0%
PREMIA MORTGAGE, LLC $245,000 $195,000 -20.4% 0.0%
The Union Bank Company $195,000 n/a 0.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $730,000 $185,000 -74.7% 0.0%
First Internet Bank of Indiana $490,000 $185,000 -62.2% 0.0%
Greenbox Loans, Inc. $185,000 n/a 0.0%
MILLENIUM HOME MORTGAGE, LLC $185,000 n/a 0.0%
Quaint Oak Mortgage, LLC $185,000 n/a 0.0%
Watermark Capital, Inc. $185,000 n/a 0.0%
CITADEL FEDERAL CREDIT UNION $115,000 $180,000 56.5% 0.0%
BOND STREET MORTGAGE, LLC $175,000 n/a 0.0%
Citibank $200,000 $175,000 -12.5% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $145,000 $175,000 20.7% 0.0%
GREENWAY MORTGAGE FUNDING CORP. $175,000 n/a 0.0%
Mid Penn Bank $285,000 $175,000 -38.6% 0.0%
Figure Lending LLC $70,000 $165,000 135.7% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $165,000 $165,000 0.0% 0.0%
GREENWOOD $165,000 n/a 0.0%
Triumph Bank $165,000 n/a 0.0%
ALLIANT CREDIT UNION $155,000 n/a 0.0%
Axiom Bank, N.A. $155,000 n/a 0.0%
BayCoast Bank $50,000 $155,000 210.0% 0.0%
PHILADELPHIA $155,000 n/a 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $145,000 n/a 0.0%
HARBORONE MORTGAGE, LLC $145,000 n/a 0.0%
Columbia Bank $440,000 $135,000 -69.3% 0.0%
STEARNS LENDING, LLC $460,000 $135,000 -70.7% 0.0%
Secured Investment Corp. $125,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $115,000 n/a 0.0%
PARKSIDE LENDING, LLC $290,000 $105,000 -63.8% 0.0%
ALTRA $85,000 n/a 0.0%
AMERICAN FEDERAL MORTGAGE CORPORATION $390,000 $75,000 -80.8% 0.0%
RESIDENTIAL MORTGAGE SERVICES, INC. $265,000 $75,000 -71.7% 0.0%
FINANCE OF AMERICA REVERSE LLC $65,000 n/a 0.0%
Centier Bank $225,000 $35,000 -84.4% 0.0%
FRANKLIN MINT $25,000 n/a 0.0%
Home Loan Investment Bank, F.S.B. $25,000 $25,000 0.0% 0.0%
Bethpage Federal Credit Union $15,000 n/a 0.0%

VINELAND - BRIDGETON's top lender by overall market share is FINANCE OF AMERICA MORTGAGE LLC, with 13.7% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $62,675,000 in loans. In third place, with 5.0%, is FREEDOM MORTGAGE CORPORATION, having originated $37,045,000 in loans. In third place, with 4.0%, is CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, having originated $30,010,000 in loans. In third place, with 3.9%, is Gateway First Bank, having originated $28,915,000 in loans.


VINELAND-BRIDGETON, NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,707 $347,425,000 $203,530
Refi 1,386 $252,440,000 $182,136
Cash Out Refi 689 $128,245,000 $186,132
Home Improvement 92 $6,190,000 $67,283
Other 77 $11,515,000 $149,545

Vineland - Bridgeton's most frequently cited loan purpose was Home Purchase, with 1,707 originations. The 2nd most popular reason was Refi, with 1,386 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 1,475 $282,395,000 $191,454
2.5-3% 1,460 $271,140,000 $185,712
<2.5% 666 $109,610,000 $164,580
4-5% 152 $31,720,000 $208,684
5-6% 59 $20,425,000 $346,186
6-7% 31 $2,065,000 $66,613
Over 8% 30 $3,190,000 $106,333
7-8% 20 $4,990,000 $249,500

During 2021, Vineland - Bridgeton's most frequently originated rate bucket was 3-4%, with 1,475 originations.

Loan Sizing (VINELAND-BRIDGETON, NJ MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 2,085 $314,585,000 $150,880
$200k-400k 1,205 $305,525,000 $253,548
$100,000 or less 600 $36,310,000 $60,517
$400k-600k 43 $19,885,000 $462,442
$Over $1MM 16 $67,870,000 $4,241,875
$600k-1000k 2 $1,640,000 $820,000

VINELAND - BRIDGETON's loan sizing saw the bucket of loans from $100k-200k with 2,085 originations, totaling $314,585,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,723 $348,925,000 $202,510
60-80% 1,193 $246,585,000 $206,693
40-60% 360 $50,820,000 $141,167
20-40% 155 $16,085,000 $103,774
Under 20% 143 $3,525,000 $24,650
Over 100% 50 $25,100,000 $502,000

VINELAND - BRIDGETON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,723 originations, totaling $348,925,000 in origination value.


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,950 (-1.9%) $145,222 (-2.8%) 0.00 896
2018-02-01 $131,650 (-1.7%) $145,700 (-3.9%) 0.00 900
2018-03-01 $135,000 (-2.1%) $148,396 (-2.5%) 0.00 913
2018-04-01 $137,000 (-2.1%) $150,445 (-3.7%) 0.00 946
2018-05-01 $146,000 (4.4%) $160,617 (2.4%) 0.00 913
2018-06-01 $145,000 (3.7%) $158,251 (-0.3%) 0.00 948
2018-07-01 $149,000 (6.5%) $159,412 (-0.9%) 0.00 976
2018-08-01 $149,900 (5.9%) $326,842 (104.5%) 0.00 1,030
2018-09-01 $149,900 (7.2%) $325,401 (107.8%) 0.00 1,038
2018-10-01 $149,900 (11.1%) $160,383 (5.2%) 0.00 1,031
2018-11-01 $145,400 (11.9%) $153,925 (4.1%) 0.00 1,000
2018-12-01 $140,000 (5.3%) $152,622 (2.7%) 0.00 953
2019-01-01 $140,950 (8.5%) $150,820 (3.9%) 0.00 885
2019-02-01 $139,900 (6.3%) $153,479 (5.3%) 0.00 910
2019-03-01 $139,900 (3.6%) $155,093 (4.5%) 0.00 895
2019-04-01 $139,950 (2.2%) $155,862 (3.6%) 0.00 869
2019-05-01 $143,450 (-1.8%) $159,466 (-0.7%) 0.00 880
2019-06-01 $145,000 (0.0%) $162,540 (2.7%) 0.00 914
2019-07-01 $149,700 (0.5%) $163,519 (2.6%) 0.00 929
2019-08-01 $149,671 (-0.2%) $193,693 (-40.7%) 0.00 911
2019-09-01 $149,900 (0.0%) $166,124 (-49.0%) 0.00 865
2019-10-01 $148,250 (-1.1%) $164,496 (2.6%) 0.00 798
2019-11-01 $148,000 (1.8%) $162,065 (5.3%) 0.00 778
2019-12-01 $144,000 (2.9%) $162,843 (6.7%) 0.00 746
2020-01-01 $145,450 (3.2%) $163,867 (8.7%) 0.00 690
2020-02-01 $150,000 (7.2%) $169,300 (10.3%) 0.00 664
2020-03-01 $155,400 (11.1%) $175,267 (13.0%) 0.00 660
2020-04-01 $152,500 (9.0%) $178,017 (14.2%) 0.00 595
2020-05-01 $162,900 (13.6%) $207,711 (30.3%) 0.00 536
2020-06-01 $158,900 (9.6%) $209,680 (29.0%) 0.00 462
2020-07-01 $158,800 (6.1%) $212,614 (30.0%) 0.00 396
2020-08-01 $159,900 (6.8%) $225,946 (16.7%) 0.00 360
2020-09-01 $160,000 (6.7%) $239,621 (44.2%) 0.00 351
2020-10-01 $165,000 (11.3%) $250,695 (52.4%) 0.00 341
2020-11-01 $168,700 (14.0%) $255,025 (57.4%) 0.00 360
2020-12-01 $168,750 (17.2%) $265,808 (63.2%) 0.00 323
2021-01-01 $160,000 (10.0%) $259,800 (58.5%) 0.00 302
2021-02-01 $160,000 (6.7%) $219,705 (29.8%) 0.00 267
2021-03-01 $162,500 (4.6%) $224,795 (28.3%) 0.00 249
2021-04-01 $168,950 (10.8%) $234,621 (31.8%) 0.00 234
2021-05-01 $179,900 (10.4%) $236,291 (13.8%) 0.00 209
2021-06-01 $195,500 (23.0%) $236,992 (13.0%) 0.00 244
2021-07-01 $197,000 (24.1%) $243,536 (14.5%) 0.00 277
2021-08-01 $194,500 (21.6%) $246,621 (9.2%) 0.00 340
2021-09-01 $194,900 (21.8%) $251,703 (5.0%) 0.00 335
2021-10-01 $199,900 (21.2%) $336,136 (34.1%) 0.00 327
2021-11-01 $200,000 (18.6%) $338,866 (32.9%) 0.00 313
2021-12-01 $199,950 (18.5%) $351,060 (32.1%) 0.00 293
2022-01-01 $199,900 (24.9%) $377,603 (45.3%) 0.00 238
2022-02-01 $199,500 (24.7%) $389,843 (77.4%) 0.00 236
2022-03-01 $200,000 (23.1%) $396,815 (76.5%) 0.00 229
2022-04-01 $206,000 (21.9%) $372,133 (58.6%) 0.00 241
2022-05-01 $225,000 (25.1%) $373,970 (58.3%) 0.00 268
2022-06-01 $229,900 (17.6%) $367,750 (55.2%) 0.00 296
VINELAND - BRIDGETON's median listing price for 2022-06-01 was $229,900, a difference of $34,400 (17.6%) versus the prior year and $4,900 versus the prior month.

VINELAND - BRIDGETON's median listing price comes in at 0% of the national average.

VINELAND - BRIDGETON's average listing price for 2022-06-01 was $367,750, a difference of $130,758 (55.2%) versus the prior year and $-6,220 versus the prior month.

For the 2022-06-01 period, VINELAND - BRIDGETON had 296 MLS listings, a difference of 28 listings (10%) versus the prior month and 52 listings (21%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,443 sqft
2018-02-01 0 days 1,441 sqft
2018-03-01 0 days 1,456 sqft
2018-04-01 0 days 1,457 sqft
2018-05-01 0 days 1,501 sqft
2018-06-01 0 days 1,466 sqft
2018-07-01 0 days 1,476 sqft
2018-08-01 0 days 1,498 sqft
2018-09-01 0 days 1,512 sqft
2018-10-01 0 days 1,486 sqft
2018-11-01 0 days 1,482 sqft
2018-12-01 0 days 1,433 sqft
2019-01-01 0 days 1,428 sqft
2019-02-01 0 days 1,452 sqft
2019-03-01 0 days 1,451 sqft
2019-04-01 0 days 1,450 sqft
2019-05-01 0 days 1,461 sqft
2019-06-01 0 days 1,506 sqft
2019-07-01 0 days 1,515 sqft
2019-08-01 0 days 1,521 sqft
2019-09-01 0 days 1,526 sqft
2019-10-01 0 days 1,494 sqft
2019-11-01 0 days 1,465 sqft
2019-12-01 0 days 1,464 sqft
2020-01-01 0 days 1,460 sqft
2020-02-01 0 days 1,450 sqft
2020-03-01 0 days 1,455 sqft
2020-04-01 0 days 1,494 sqft
2020-05-01 0 days 1,512 sqft
2020-06-01 0 days 1,523 sqft
2020-07-01 0 days 1,500 sqft
2020-08-01 0 days 1,506 sqft
2020-09-01 0 days 1,514 sqft
2020-10-01 0 days 1,466 sqft
2020-11-01 0 days 1,540 sqft
2020-12-01 0 days 1,503 sqft
2021-01-01 0 days 1,420 sqft
2021-02-01 0 days 1,404 sqft
2021-03-01 0 days 1,430 sqft
2021-04-01 0 days 1,457 sqft
2021-05-01 0 days 1,495 sqft
2021-06-01 0 days 1,498 sqft
2021-07-01 0 days 1,476 sqft
2021-08-01 0 days 1,484 sqft
2021-09-01 0 days 1,472 sqft
2021-10-01 0 days 1,495 sqft
2021-11-01 0 days 1,506 sqft
2021-12-01 0 days 1,478 sqft
2022-01-01 0 days 1,427 sqft
2022-02-01 0 days 1,424 sqft
2022-03-01 0 days 1,442 sqft
2022-04-01 0 days 1,502 sqft
2022-05-01 0 days 1,549 sqft
2022-06-01 0 days 1,542 sqft
VINELAND - BRIDGETON's median listing age (time on market) for 2022-06-01 was 0 days.

VINELAND - BRIDGETON's median square footage for active listings during the 2022-06-01 period was 1,542 sqft. One year prior, the average listing was 1,498 sqft.