VINELAND - BRIDGETON Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Vineland - Bridgeton averaged 7.1% for the week of 2025-04-03, compared to the national average of 6.64% for the same period.

The average rate for the prior week (2025-03-27) was 6.91% and one month ago for the week of 2025-02-27, the average rate was 6.92%.

Vineland - Bridgeton's average rate one year ago was 7.25%.

For refis of the same type during the week of 2025-04-03, the average rate was 6.84%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-04-03 6.64%
Vineland - Bridgeton 30 Year Fixed Rate 2025-04-03 7.1%
Vineland - Bridgeton 30 Year Fixed Rate Refi 2025-04-03 6.84%
Vineland - Bridgeton 15 Year Fixed Rate 2025-04-03 5.72%
Vineland - Bridgeton 15 Year Fixed Rate Refi 2025-04-03 6.02%
Vineland - Bridgeton 30 Year FHA 2025-04-03 6.14%
Vineland - Bridgeton 30 Year FHA Refi 2025-04-03 6.26%
Vineland - Bridgeton 30 Year USDA 2025-04-03 6.52%
Vineland - Bridgeton 30 Year USDA Refi 2025-04-03 6.42%
Vineland - Bridgeton 30 Year VA 2025-04-03 6.56%
Vineland - Bridgeton 30 Year VA Refi 2025-04-03 5.86%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VINELAND-BRIDGETON, NJ.

VINELAND - BRIDGETON Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the VINELAND-BRIDGETON, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
NATION ONE MORTGAGE CORPORATION 118 6.84% $7,861
QUICKEN LOANS, LLC 50 6.81% $5,848
CARDINAL FINANCIAL 21 7.05% $7,154
Prosperity Home Mortgage, LLC 21 6.85% $6,061
GREENTREE MORTGAGE COMPANY, L.P. 20 6.96% $6,328
NFM, INC. 18 7.03% $6,719
CROSSCOUNTRY MORTGAGE, LLC 16 7.12% $7,402
OceanFirst Bank 16 6.14% $3,817
Gateway First Bank 16 6.75% $6,942
First National Bank of America 15 9.05% $8,975
LOANDEPOT.COM, LLC 14 6.84% $6,796
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 12 7.00% $7,655
BROKER SOLUTIONS, INC. 10 7.11% $5,513
CMG MORTGAGE, INC. 9 7.04% $8,714
Advisors Mortgage Group, L.L.C. 8 6.41% $6,107
NEWREZ LLC 8 6.92% $5,745
Wells Fargo Bank 8 6.84% $4,662
TD Bank 7 6.89% $1,863
MOVEMENT MORTGAGE, LLC 7 6.61% $5,667
Bank of America 7 6.21% $2,290
ABSOLUTE HOME MORTGAGE CORPORATION 7 7.05% $7,327
UNITED WHOLESALE MORTGAGE, LLC 7 6.68% $8,436
Farm Credit East, ACA 6 7.33% $6,520
JPMorgan Chase Bank 6 6.69% $6,078
Mr. Cooper ( Nationstar Mortgage ) 5 7.04% $7,061
NP, Inc. 5 8.67% $2,405
NAVY FEDERAL CREDIT UNION 5 6.68% $6,825
Acre Mortgage and Financial Inc 4 7.19% $11,573
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4 6.90% $6,254
GUARANTEED RATE, INC. 4 6.64% $7,607
ALLIED MORTGAGE GROUP, INC. 3 6.79% $8,022
LOANPAL, LLC 3 6.42% $7,139
EMM LOANS LLC 3 6.75% $6,202
Citizens Bank 3 7.08% $4,583
Truist 3 6.92% $5,333
AMERICAN FINANCIAL NETWORK, INC. 3 6.33% $4,367
1st Colonial Community Bank 3 7.13% $3,815
US MORTGAGE CORPORATION 3 6.96% $5,071
AMERISAVE MORTGAGE CORPORATION 2 6.19% $8,448
A&D Mortgage LLC 2 7.68% $10,134
AFFORDABLE MORTGAGE ADVISORS, LLC. 2 7.00% $8,256
AMERICAN FEDERAL MORTGAGE CORPORATION 2 6.50% $4,494
ARK-LA-TEX FINANCIAL SERVICES, LLC. 2 7.31% $8,417
BOND STREET MORTGAGE, LLC 2 7.24% $6,503
DEEPHAVEN MORTGAGE LLC 2 10.56% $16,299
DEVELOPER'S MORTGAGE COMPANY 2 8.69% $8,325
First Citizens Community Bank 2 7.00% $4,085
Flagstar Bank, FSB 2 7.13% $10,336
HARTFORD FUNDING, LTD. 2 6.56% $10,237
Meridian Bank Corporation 2 6.75% $6,149
MUTUAL OF OMAHA MORTGAGE, INC. 2 6.56% $6,925
Nations Lending Corporation 2 6.88% $5,040
Paramount Residential Mortgage Group, Inc. 2 6.88% $5,695
PNC Bank 2 6.63% $6,467
Valley National Bank 2 6.44% $4,813
Waterstone Mortgage Corporation 2 7.13% $8,361
Metro City Bank 1 6.75% $7,817
MORIA DEVELOPMENT, INC. 1 7.50% $4,155
MORTGAGE ACCESS CORP. 1 6.38% $6,227
Mortgage America, Inc. 1 6.88% $8,497
Fulton Bank 1 7.38% $3,973
FIRST HOME MORTGAGE CORPORATION 1 6.88% $11,816
Univest Bank and Trust Co. 1 6.88% $5,233
FIRST ALLIANCE HOME MORTGAGE, LLC 1 7.00% $3,995
USAA Federal Savings Bank 1 6.38% $2,509
FINANCIAL RESOURCES FEDERAL CREDIT UNION 1 5.75% $3,810
NETWORK CAPITAL FUNDING CORPORATION 1 6.25% $7,721
Discover Bank 1 7.24% $0
DAS Acquisition Company, LLC 1 7.38% $10,381
NJ LENDERS CORP. 1 6.63% $14,860
Northpointe Bank 1 6.88% $7,413
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.88% $3,946
Citibank 1 6.50% $4,494
OCMBC, INC. 1 9.00% $8,001
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 1 6.88% $10,522
PENTAGON FEDERAL CREDIT UNION 1 7.25% $3,531
PHH Mortgage Corporation 1 6.99% $6,626
Plains Commerce Bank 1 7.13% $5,829
AMERICAN FINANCIAL RESOURCES, INC. 1 6.63% $4,482
PRIMELENDING, A PLAINSCAPITAL COMPANY 1 7.38% $5,216
Citadel Servicing Corporation 1 9.88% $6,344
Century Mortgage Company DBA Century Lending Company 1 6.99% $4,919
ROYAL UNITED MORTGAGE LLC 1 7.13% $12,327
State Financial Network, LLC 1 6.63% $3,508
Stifel Bank and Trust 1 6.63% $3,992
BAY-VALLEY MORTGAGE GROUP 1 7.99% $9,494
The Federal Savings Bank 1 7.00% $5,298
Bay Atlantic Federal Credit Union 1 6.88% $3,054
TRUMARK FINANCIAL CREDIT UNION 1 6.63% $4,237
LADERA LENDING, INC. 1 6.50% $5,496
Keystone Funding, Inc. 1 6.88% $8,708
Logan Finance Corporation 1 7.25% $16,136
Luxury Mortgage Corp. 1 8.38% $16,687
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. 1 7.13% $12,014
MEMBER FIRST MORTGAGE, LLC 1 7.50% $4,069
AmRes Corporation 1 7.63% $9,490

VINELAND - BRIDGETON Average Closing Costs & Other Stats

VINELAND-BRIDGETON, NJ's 96 lenders originated 2,496 loans during 2024. The total origination value was $503,510,000, with an average loan value of $201,727.

VINELAND - BRIDGETON's average closing costs are $6,655.

The top VINELAND - BRIDGETON lender as defined by loan originations is NATION ONE MORTGAGE CORPORATION, with 118 loans originated. Their average total fees are $7,861, which is $2,013 higher than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee VINELAND - BRIDGETON lenders (with over 10 loans originated) are OceanFirst Bank ($3,817), BROKER SOLUTIONS, INC. ($5,513), QUICKEN LOANS, LLC ($5,848), Prosperity Home Mortgage, LLC ($6,061) and GREENTREE MORTGAGE COMPANY, L.P. ($6,328).

The lowest rate VINELAND - BRIDGETON lenders (with over 10 loans originated) are OceanFirst Bank (6.14%), Gateway First Bank (6.75%), QUICKEN LOANS, LLC (6.81%), NATION ONE MORTGAGE CORPORATION (6.84%) and LOANDEPOT.COM, LLC (6.84%).

VINELAND-BRIDGETON, NJ Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
NATION ONE MORTGAGE CORPORATION $72,670,000 $81,235,000 11.8% 16.1%
QUICKEN LOANS, LLC $22,470,000 $26,305,000 17.1% 5.2%
Gateway First Bank $21,940,000 $21,345,000 -2.7% 4.2%
RF Renovo Management Company, LLC $3,720,000 $20,495,000 450.9% 4.1%
GREYSTONE SERVICING COMPANY LLC $19,020,000 n/a 3.8%
GREENTREE MORTGAGE COMPANY, L.P. $17,505,000 $13,450,000 -23.2% 2.7%
CARDINAL FINANCIAL $10,260,000 $13,150,000 28.2% 2.6%
CROSSCOUNTRY MORTGAGE, LLC $8,240,000 $12,815,000 55.5% 2.5%
Mortgage Research Center, LLC $5,850,000 $12,235,000 109.1% 2.4%
UNITED WHOLESALE MORTGAGE, LLC $9,640,000 $12,130,000 25.8% 2.4%
Prosperity Home Mortgage, LLC $6,825,000 $9,115,000 33.6% 1.8%
NFM, INC. $3,830,000 $8,945,000 133.6% 1.8%
FREEDOM MORTGAGE CORPORATION $4,925,000 $8,360,000 69.7% 1.7%
OceanFirst Bank $4,780,000 $6,460,000 35.1% 1.3%
Truist $6,525,000 $5,925,000 -9.2% 1.2%
LOANDEPOT.COM, LLC $3,035,000 $5,685,000 87.3% 1.1%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $6,950,000 $5,600,000 -19.4% 1.1%
ABSOLUTE HOME MORTGAGE CORPORATION $3,250,000 $5,230,000 60.9% 1.0%
CMG MORTGAGE, INC. $2,435,000 $5,020,000 106.2% 1.0%
NAVY FEDERAL CREDIT UNION $1,660,000 $4,570,000 175.3% 0.9%
BROKER SOLUTIONS, INC. $1,230,000 $4,470,000 263.4% 0.9%
LENDINGHOME FUNDING CORPORATION $3,025,000 $4,335,000 43.3% 0.9%
NEWREZ LLC $2,310,000 $4,290,000 85.7% 0.9%
Mr. Cooper ( Nationstar Mortgage ) $2,780,000 $4,235,000 52.3% 0.8%
Acre Mortgage and Financial Inc $1,295,000 $4,060,000 213.5% 0.8%
GUARANTEED RATE, INC. $2,135,000 $4,050,000 89.7% 0.8%
Advisors Mortgage Group, L.L.C. $4,445,000 $3,950,000 -11.1% 0.8%
PNC Bank $2,505,000 $3,780,000 50.9% 0.8%
PENNYMAC LOAN SERVICES, LLC $4,015,000 $3,595,000 -10.5% 0.7%
TD Bank $3,775,000 $3,565,000 -5.6% 0.7%
ALLIED MORTGAGE GROUP, INC. $3,470,000 $3,555,000 2.4% 0.7%
Citizens Bank $5,735,000 $3,420,000 -40.4% 0.7%
LIMA ONE CAPITAL, LLC $1,485,000 $3,420,000 130.3% 0.7%
AMERICAN FINANCIAL NETWORK, INC. $3,230,000 $3,295,000 2.0% 0.7%
First National Bank of America $1,860,000 $3,230,000 73.7% 0.6%
MOVEMENT MORTGAGE, LLC $3,355,000 $2,975,000 -11.3% 0.6%
Wells Fargo Bank $3,130,000 $2,925,000 -6.5% 0.6%
Bank of America $2,445,000 $2,885,000 18.0% 0.6%
Farm Credit East, ACA $735,000 $2,875,000 291.2% 0.6%
The Federal Savings Bank $350,000 $2,815,000 704.3% 0.6%
Fulton Bank $3,000,000 $2,735,000 -8.8% 0.5%
VILLAGE CAPITAL MORTGAGE $560,000 $2,710,000 383.9% 0.5%
EMM LOANS LLC $1,005,000 $2,695,000 168.2% 0.5%
Members 1st of NJ Federal Credit Union $1,875,000 $2,545,000 35.7% 0.5%
Paramount Residential Mortgage Group, Inc. $1,685,000 $2,415,000 43.3% 0.5%
1st Colonial Community Bank $2,370,000 n/a 0.5%
Century Savings Bank $1,635,000 $2,370,000 45.0% 0.5%
LOANPAL, LLC $185,000 $2,260,000 1,121.6% 0.4%
First National Bank of Absecon $1,700,000 $2,245,000 32.1% 0.4%
Millville Savings Bank $2,740,000 $2,200,000 -19.7% 0.4%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $1,875,000 $2,095,000 11.7% 0.4%
Logan Finance Corporation $1,980,000 n/a 0.4%
SOUTH JERSEY $1,610,000 $1,920,000 19.3% 0.4%
Flagstar Bank, FSB $1,175,000 $1,865,000 58.7% 0.4%
CONSTRUCTIVE LOANS, LLC $1,350,000 $1,740,000 28.9% 0.3%
Newfield National Bank $2,305,000 $1,730,000 -24.9% 0.3%
MORTGAGE ACCESS CORP. $1,995,000 $1,685,000 -15.5% 0.3%
Discover Bank $1,960,000 $1,630,000 -16.8% 0.3%
TEMPLE VIEW CAPITAL FUNDING, LP $370,000 $1,610,000 335.1% 0.3%
A&D Mortgage LLC $1,210,000 $1,605,000 32.6% 0.3%
JPMorgan Chase Bank $520,000 $1,585,000 204.8% 0.3%
Provident Bank $1,535,000 n/a 0.3%
POLICE & FIRE $1,680,000 $1,515,000 -9.8% 0.3%
AFFORDABLE MORTGAGE ADVISORS, LLC. $1,495,000 n/a 0.3%
TRIAD FINANCIAL SERVICES, INC. $1,270,000 $1,465,000 15.4% 0.3%
AMERISAVE MORTGAGE CORPORATION $1,110,000 $1,455,000 31.1% 0.3%
PLANET HOME LENDING, LLC $595,000 $1,390,000 133.6% 0.3%
Meridian Bank Corporation $1,005,000 $1,375,000 36.8% 0.3%
Bay Atlantic Federal Credit Union $1,370,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $1,630,000 $1,355,000 -16.9% 0.3%
21ST MORTGAGE CORPORATION $195,000 $1,315,000 574.4% 0.3%
US MORTGAGE CORPORATION $1,845,000 $1,315,000 -28.7% 0.3%
NJ LENDERS CORP. $2,440,000 $1,300,000 -46.7% 0.3%
NP, Inc. $370,000 $1,275,000 244.6% 0.3%
MUTUAL OF OMAHA MORTGAGE, INC. $840,000 $1,210,000 44.0% 0.2%
USAA Federal Savings Bank $1,070,000 $1,210,000 13.1% 0.2%
First Citizens Community Bank $305,000 $1,200,000 293.4% 0.2%
Prudential Huntoon Paige Associates, LLC $1,195,000 n/a 0.2%
Plains Commerce Bank $1,155,000 n/a 0.2%
AmeriHome Mortgage Company, LLC $350,000 $1,100,000 214.3% 0.2%
PENTAGON FEDERAL CREDIT UNION $1,145,000 $1,100,000 -3.9% 0.2%
SUCCESS MORTGAGE PARTNERS, INC. $650,000 $1,065,000 63.8% 0.2%
DEVELOPER'S MORTGAGE COMPANY $705,000 $1,060,000 50.4% 0.2%
Equity Prime Mortgage LLC $320,000 $965,000 201.6% 0.2%
AMERICAN HERITAGE FCU $2,555,000 $950,000 -62.8% 0.2%
Univest Bank and Trust Co. $275,000 $925,000 236.4% 0.2%
The First National Bank of Elmer $2,865,000 $885,000 -69.1% 0.2%
AmRes Corporation $310,000 $870,000 180.6% 0.2%
DEEPHAVEN MORTGAGE LLC $825,000 n/a 0.2%
Nations Lending Corporation $750,000 $820,000 9.3% 0.2%
VELOCITY COMMERCIAL CAPITAL, LLC $1,035,000 $805,000 -22.2% 0.2%
DOMINION FINANCIAL SERVICES, LLC $690,000 $800,000 15.9% 0.2%
AMERICAN FINANCIAL RESOURCES, INC. $255,000 $795,000 211.8% 0.2%
Barrington Bank & Trust Company, N.A. $245,000 $775,000 216.3% 0.2%
Coastal Community Bank $480,000 $740,000 54.2% 0.1%
LENDINGONE, LLC $715,000 $720,000 0.7% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $715,000 n/a 0.1%
Carrington Mortgage Services, LLC $1,085,000 $715,000 -34.1% 0.1%
CLEARPATH LENDING $430,000 $695,000 61.6% 0.1%
HOMEXPRESS MORTGAGE CORP. $390,000 $695,000 78.2% 0.1%
Figure Lending LLC $635,000 $665,000 4.7% 0.1%
MORIA DEVELOPMENT, INC. $660,000 n/a 0.1%
RELIANCE FIRST CAPITAL, LLC $285,000 $655,000 129.8% 0.1%
Lakeview Community Capital, LLC $475,000 $625,000 31.6% 0.1%
Luxury Mortgage Corp. $605,000 n/a 0.1%
Franklin Bank $645,000 $585,000 -9.3% 0.1%
PHH Mortgage Corporation $425,000 $585,000 37.6% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $580,000 n/a 0.1%
UNION HOME MORTGAGE CORP. $195,000 $570,000 192.3% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $235,000 $560,000 138.3% 0.1%
Waterstone Mortgage Corporation $1,290,000 $560,000 -56.6% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $275,000 $555,000 101.8% 0.1%
BOND STREET MORTGAGE, LLC $540,000 n/a 0.1%
LAKEVIEW LOAN SERVICING, LLC $1,005,000 $525,000 -47.8% 0.1%
Home Mortgage Alliance Corp $510,000 n/a 0.1%
FINANCE OF AMERICA REVERSE LLC $185,000 $500,000 170.3% 0.1%
PLAZA HOME MORTGAGE, INC. $490,000 $500,000 2.0% 0.1%
LADERA LENDING, INC. $265,000 $480,000 81.1% 0.1%
DAS Acquisition Company, LLC $475,000 n/a 0.1%
ROYAL UNITED MORTGAGE LLC $760,000 $475,000 -37.5% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $460,000 $465,000 1.1% 0.1%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $175,000 $455,000 160.0% 0.1%
HOMESIDE FINANCIAL, LLC $385,000 $440,000 14.3% 0.1%
SPRING EQ, LLC $585,000 $435,000 -25.6% 0.1%
Third Federal Savings and Loan Association of Cleveland $85,000 $435,000 411.8% 0.1%
Wilmington Savings Fund Society, FSB $795,000 $435,000 -45.3% 0.1%
UNITED MORTGAGE CORP $395,000 n/a 0.1%
HARTFORD FUNDING, LTD. $380,000 n/a 0.1%
NORWICH COMMERCIAL GROUP, INC. $375,000 n/a 0.1%
CREDIT UNION OF NEW JERSEY $615,000 $365,000 -40.7% 0.1%
Monroe Savings Bank $285,000 $360,000 26.3% 0.1%
Valley National Bank $7,075,000 $360,000 -94.9% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $355,000 n/a 0.1%
PINNACLE MORTGAGE, INC. $175,000 $345,000 97.1% 0.1%
MLB RESIDENTIAL LENDING, LLC $1,490,000 $335,000 -77.5% 0.1%
AMERICAN HERITAGE LENDING, INC. $815,000 $330,000 -59.5% 0.1%
FIRST WORLD MORTGAGE CORPORATION $325,000 n/a 0.1%
TJC Mortgage, Inc. $325,000 n/a 0.1%
GUILD MORTGAGE COMPANY $625,000 $320,000 -48.8% 0.1%
U.S. Bank $1,210,000 $320,000 -73.6% 0.1%
York Traditions Bank $315,000 n/a 0.1%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $300,000 n/a 0.1%
Metro City Bank $115,000 $300,000 160.9% 0.1%
PREMIA MORTGAGE, LLC $285,000 $295,000 3.5% 0.1%
GENEVA FINANCIAL, LLC $285,000 n/a 0.1%
Northpointe Bank $1,345,000 $285,000 -78.8% 0.1%
Ukrainian Selfreliance Federal Credit Union $490,000 $285,000 -41.8% 0.1%
GoPrime Mortgage, Inc. $275,000 n/a 0.1%
Haddon Savings Bank $275,000 n/a 0.1%
FIRST ALLIANCE HOME MORTGAGE, LLC $65,000 $270,000 315.4% 0.1%
Mortgage America, Inc. $265,000 n/a 0.1%
State Financial Network, LLC $265,000 n/a 0.1%
Stifel Bank and Trust $265,000 n/a 0.1%
Century Mortgage Company DBA Century Lending Company $255,000 n/a 0.1%
FIRST HOME MORTGAGE CORPORATION $255,000 n/a 0.1%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $245,000 n/a 0.0%
Capital Bank $235,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $215,000 n/a 0.0%
EMBRACE HOME LOANS, INC. $385,000 $215,000 -44.2% 0.0%
FIRST HERITAGE FINANCIAL, LLC $215,000 n/a 0.0%
Keystone Funding, Inc. $335,000 $205,000 -38.8% 0.0%
MEMBER FIRST MORTGAGE, LLC $205,000 n/a 0.0%
TRUMARK FINANCIAL CREDIT UNION $215,000 $205,000 -4.7% 0.0%
Citibank $155,000 $195,000 25.8% 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $195,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $125,000 $195,000 56.0% 0.0%
BM Real Estate Services, Inc. $185,000 n/a 0.0%
JERSEY SHORE FEDERAL CREDIT UNION $390,000 $185,000 -52.6% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $185,000 n/a 0.0%
Peoples Bank $285,000 $175,000 -38.6% 0.0%
Residential Mortgage Solutions, Inc. $125,000 $175,000 40.0% 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $165,000 n/a 0.0%
OCMBC, INC. $230,000 $155,000 -32.6% 0.0%
FRANKLIN MINT $150,000 n/a 0.0%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION $135,000 n/a 0.0%
DIGITAL Federal Credit Union $115,000 n/a 0.0%
Citadel Servicing Corporation $145,000 $105,000 -27.6% 0.0%
DEEPWATER INDUSTRIES $130,000 $100,000 -23.1% 0.0%
Ballston Spa National Bank $95,000 n/a 0.0%
GREENWOOD $95,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $95,000 n/a 0.0%
MidFirst Bank $100,000 $95,000 -5.0% 0.0%
The People's Credit Union $95,000 n/a 0.0%
Municipal Credit Union $85,000 n/a 0.0%
RESIDENTIAL BANCORP $405,000 $55,000 -86.4% 0.0%
The Loan Store, Inc. $220,000 $55,000 -75.0% 0.0%
QUORUM FEDERAL CREDIT UNION $45,000 n/a 0.0%
TEACHERS $45,000 n/a 0.0%
Sun East Federal Credit Union $35,000 n/a 0.0%

VINELAND - BRIDGETON's top lender by overall market share is NATION ONE MORTGAGE CORPORATION, with 16.1% market share. In second place, with 5.2%, is QUICKEN LOANS, LLC, having originated $26,305,000 in loans. In third place, with 4.2%, is Gateway First Bank, having originated $21,345,000 in loans. In fourth place, with 4.1%, is RF Renovo Management Company, LLC, having originated $20,495,000 in loans. In fifth place, with 3.8%, is GREYSTONE SERVICING COMPANY LLC, having originated $19,020,000 in loans.


VINELAND - BRIDGETON Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $129,225 (-0.6%) $142,288 (-3.8%) 0.00 724
2018-02-01 $129,450 (-0.4%) $141,315 (-6.1%) 0.00 731
2018-03-01 $132,700 (-2.4%) $142,511 (-6.4%) 0.00 731
2018-04-01 $129,450 (-5.5%) $142,426 (-7.4%) 0.00 767
2018-05-01 $139,900 (2.1%) $152,857 (-1.5%) 0.00 741
2018-06-01 $139,900 (0.5%) $151,752 (-3.2%) 0.00 780
2018-07-01 $139,950 (0.0%) $152,370 (-3.5%) 0.00 802
2018-08-01 $139,925 (0.0%) $357,298 (130.7%) 0.00 844
2018-09-01 $141,250 (4.6%) $359,390 (137.4%) 0.00 836
2018-10-01 $141,425 (7.4%) $151,912 (2.1%) 0.00 827
2018-11-01 $139,900 (7.7%) $151,872 (4.9%) 0.00 814
2018-12-01 $135,000 (3.9%) $150,284 (4.5%) 0.00 781
2019-01-01 $134,950 (4.4%) $147,851 (3.9%) 0.00 738
2019-02-01 $135,438 (4.6%) $150,175 (6.3%) 0.00 756
2019-03-01 $138,971 (4.7%) $152,413 (7.0%) 0.00 753
2019-04-01 $139,900 (8.1%) $154,362 (8.4%) 0.00 742
2019-05-01 $142,500 (1.9%) $158,630 (3.8%) 0.00 745
2019-06-01 $145,000 (3.7%) $161,071 (6.1%) 0.00 771
2019-07-01 $148,700 (6.3%) $161,998 (6.3%) 0.00 779
2019-08-01 $146,418 (4.6%) $183,802 (-48.6%) 0.00 753
2019-09-01 $147,870 (4.7%) $172,260 (-52.1%) 0.00 720
2019-10-01 $147,314 (4.2%) $163,378 (7.6%) 0.00 694
2019-11-01 $145,000 (3.7%) $160,846 (5.9%) 0.00 669
2019-12-01 $139,950 (3.7%) $159,813 (6.3%) 0.00 630
2020-01-01 $144,750 (7.3%) $161,392 (9.2%) 0.00 582
2020-02-01 $150,000 (10.8%) $164,841 (9.8%) 0.00 576
2020-03-01 $150,000 (7.9%) $167,979 (10.2%) 0.00 572
2020-04-01 $152,450 (9.0%) $171,353 (11.0%) 0.00 516
2020-05-01 $160,000 (12.3%) $205,506 (29.6%) 0.00 479
2020-06-01 $158,850 (9.6%) $212,251 (31.8%) 0.00 402
2020-07-01 $154,450 (3.9%) $216,166 (33.4%) 0.00 356
2020-08-01 $157,000 (7.2%) $224,726 (22.3%) 0.00 329
2020-09-01 $159,900 (8.1%) $240,816 (39.8%) 0.00 328
2020-10-01 $164,900 (11.9%) $252,801 (54.7%) 0.00 316
2020-11-01 $169,325 (16.8%) $257,651 (60.2%) 0.00 335
2020-12-01 $167,750 (19.9%) $266,553 (66.8%) 0.00 304
2021-01-01 $160,000 (10.5%) $262,240 (62.5%) 0.00 298
2021-02-01 $160,000 (6.7%) $219,740 (33.3%) 0.00 258
2021-03-01 $162,500 (8.3%) $228,459 (36.0%) 0.00 240
2021-04-01 $168,650 (10.6%) $231,728 (35.2%) 0.00 223
2021-05-01 $179,000 (11.9%) $233,842 (13.8%) 0.00 202
2021-06-01 $189,900 (19.6%) $232,070 (9.3%) 0.00 235
2021-07-01 $191,000 (23.7%) $239,843 (11.0%) 0.00 278
2021-08-01 $191,925 (22.3%) $244,438 (8.8%) 0.00 327
2021-09-01 $189,950 (18.8%) $245,373 (1.9%) 0.00 317
2021-10-01 $190,000 (15.2%) $331,914 (31.3%) 0.00 316
2021-11-01 $190,950 (12.8%) $330,703 (28.4%) 0.00 308
2021-12-01 $198,000 (18.0%) $349,415 (31.1%) 0.00 280
2022-01-01 $199,000 (24.4%) $381,184 (45.4%) 0.00 232
2022-02-01 $192,500 (20.3%) $386,479 (75.9%) 0.00 232
2022-03-01 $199,925 (23.0%) $402,532 (76.2%) 0.00 216
2022-04-01 $199,900 (18.5%) $379,436 (63.7%) 0.00 225
2022-05-01 $217,200 (21.3%) $372,967 (59.5%) 0.00 259
2022-06-01 $225,000 (18.5%) $362,487 (56.2%) 0.00 285
2022-07-01 $229,950 (20.4%) $355,364 (48.2%) 0.00 313
2022-08-01 $230,000 (19.8%) $353,394 (44.6%) 0.00 323
2022-09-01 $239,900 (26.3%) $360,521 (46.9%) 0.00 313
2022-10-01 $245,000 (29.0%) $366,782 (10.5%) 0.00 313
2022-11-01 $243,900 (27.7%) $366,418 (10.8%) 0.00 304
2022-12-01 $240,000 (21.2%) $382,595 (9.5%) 0.00 286
2023-01-01 $238,450 (19.8%) $392,171 (2.9%) 0.00 252
2023-02-01 $240,000 (24.7%) $415,918 (7.6%) 0.00 220
2023-03-01 $250,000 (25.1%) $425,687 (5.8%) 0.00 203
2023-04-01 $269,900 (35.0%) $466,801 (23.0%) 0.00 180
2023-05-01 $254,975 (17.4%) $443,199 (18.8%) 0.00 187
2023-06-01 $259,450 (15.3%) $430,330 (18.7%) 0.00 201
2023-07-01 $249,900 (8.7%) $440,864 (24.1%) 0.00 195
2023-08-01 $258,450 (12.4%) $428,479 (21.3%) 0.00 221
2023-09-01 $250,000 (4.2%) $411,412 (14.1%) 0.00 236
2023-10-01 $249,950 (2.0%) $421,185 (14.8%) 0.00 234
2023-11-01 $254,975 (4.5%) $316,330 (-13.7%) 0.00 261
2023-12-01 $262,450 (9.4%) $323,799 (-15.4%) 0.00 249
2024-01-01 $263,250 (10.4%) $325,337 (-17.0%) 0.00 239
2024-02-01 $258,750 (7.8%) $284,513 (-31.6%) 0.00 237
2024-03-01 $265,000 (6.0%) $298,112 (-30.0%) 0.00 243
2024-04-01 $269,900 (0.0%) $303,010 (-35.1%) 0.00 235
2024-05-01 $283,750 (11.3%) $300,930 (-32.1%) 0.00 232
2024-06-01 $279,950 (7.9%) $297,793 (-30.8%) 0.00 255
2024-07-01 $286,000 (14.5%) $311,444 (-29.4%) 0.00 256
2024-08-01 $285,000 (10.3%) $318,787 (-25.6%) 0.00 273
2024-09-01 $291,000 (16.4%) $323,928 (-21.3%) 0.00 289
2024-10-01 $299,650 (19.9%) $336,644 (-20.1%) 0.00 310
2024-11-01 $299,900 (17.6%) $343,987 (8.7%) 0.00 297
2024-12-01 $299,950 (14.3%) $351,777 (8.6%) 0.00 273
2025-01-01 $299,850 (13.9%) $348,120 (7.0%) 0.00 270
2025-02-01 $299,319 (15.7%) $341,687 (20.1%) 0.00 286
2025-03-01 $299,900 (13.2%) $341,804 (14.7%) 0.00 298
VINELAND - BRIDGETON's median listing price for 2025-03-01 was $299,900, a difference of $34,900 (13.2%) versus the prior year and $581 versus the prior month.

VINELAND - BRIDGETON's median listing price comes in at 0% of the national average.

VINELAND - BRIDGETON's average listing price for 2025-03-01 was $341,804, a difference of $43,692 (14.7%) versus the prior year and $117 versus the prior month.

For the 2025-03-01 period, VINELAND - BRIDGETON had 298 MLS listings, a difference of 12 listings (4%) versus the prior month and 55 listings (23%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,431 sqft
2018-02-01 0 days 1,404 sqft
2018-03-01 0 days 1,410 sqft
2018-04-01 0 days 1,429 sqft
2018-05-01 0 days 1,464 sqft
2018-06-01 0 days 1,456 sqft
2018-07-01 0 days 1,458 sqft
2018-08-01 0 days 1,457 sqft
2018-09-01 0 days 1,461 sqft
2018-10-01 0 days 1,454 sqft
2018-11-01 0 days 1,445 sqft
2018-12-01 0 days 1,420 sqft
2019-01-01 0 days 1,426 sqft
2019-02-01 0 days 1,434 sqft
2019-03-01 0 days 1,439 sqft
2019-04-01 0 days 1,438 sqft
2019-05-01 0 days 1,461 sqft
2019-06-01 0 days 1,500 sqft
2019-07-01 0 days 1,509 sqft
2019-08-01 0 days 1,503 sqft
2019-09-01 0 days 1,496 sqft
2019-10-01 0 days 1,483 sqft
2019-11-01 0 days 1,461 sqft
2019-12-01 0 days 1,452 sqft
2020-01-01 0 days 1,448 sqft
2020-02-01 0 days 1,440 sqft
2020-03-01 0 days 1,446 sqft
2020-04-01 0 days 1,474 sqft
2020-05-01 0 days 1,508 sqft
2020-06-01 0 days 1,515 sqft
2020-07-01 0 days 1,496 sqft
2020-08-01 0 days 1,497 sqft
2020-09-01 0 days 1,502 sqft
2020-10-01 0 days 1,466 sqft
2020-11-01 0 days 1,535 sqft
2020-12-01 0 days 1,502 sqft
2021-01-01 0 days 1,440 sqft
2021-02-01 0 days 1,402 sqft
2021-03-01 0 days 1,412 sqft
2021-04-01 0 days 1,468 sqft
2021-05-01 0 days 1,472 sqft
2021-06-01 0 days 1,498 sqft
2021-07-01 0 days 1,487 sqft
2021-08-01 0 days 1,480 sqft
2021-09-01 0 days 1,465 sqft
2021-10-01 0 days 1,476 sqft
2021-11-01 0 days 1,489 sqft
2021-12-01 0 days 1,458 sqft
2022-01-01 0 days 1,407 sqft
2022-02-01 0 days 1,416 sqft
2022-03-01 0 days 1,439 sqft
2022-04-01 0 days 1,470 sqft
2022-05-01 0 days 1,503 sqft
2022-06-01 0 days 1,485 sqft
2022-07-01 0 days 1,469 sqft
2022-08-01 0 days 1,443 sqft
2022-09-01 0 days 1,469 sqft
2022-10-01 0 days 1,507 sqft
2022-11-01 0 days 1,482 sqft
2022-12-01 0 days 1,488 sqft
2023-01-01 0 days 1,467 sqft
2023-02-01 0 days 1,446 sqft
2023-03-01 0 days 1,477 sqft
2023-04-01 0 days 1,500 sqft
2023-05-01 0 days 1,497 sqft
2023-06-01 0 days 1,485 sqft
2023-07-01 0 days 1,583 sqft
2023-08-01 0 days 1,478 sqft
2023-09-01 0 days 1,488 sqft
2023-10-01 0 days 1,499 sqft
2023-11-01 0 days 1,497 sqft
2023-12-01 0 days 1,512 sqft
2024-01-01 0 days 1,489 sqft
2024-02-01 0 days 1,428 sqft
2024-03-01 0 days 1,426 sqft
2024-04-01 0 days 1,465 sqft
2024-05-01 0 days 1,498 sqft
2024-06-01 0 days 1,478 sqft
2024-07-01 0 days 1,490 sqft
2024-08-01 0 days 1,518 sqft
2024-09-01 0 days 1,537 sqft
2024-10-01 0 days 1,552 sqft
2024-11-01 0 days 1,560 sqft
2024-12-01 0 days 1,585 sqft
2025-01-01 0 days 1,523 sqft
2025-02-01 0 days 1,512 sqft
2025-03-01 0 days 1,508 sqft
VINELAND - BRIDGETON's median listing age (time on market) for 2025-03-01 was 0 days.

VINELAND - BRIDGETON's median square footage for active listings during the 2025-03-01 period was 1,508 sqft. One year prior, the average listing was 1,426 sqft.

VINELAND-BRIDGETON, NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 1,412 $333,670,000 $236,310
Cash Out Refi 450 $93,570,000 $207,933
Refi 227 $45,415,000 $200,066
Other 210 $15,240,000 $72,571
Home Improvement 197 $15,615,000 $79,264

Vineland - Bridgeton's most frequently cited loan purpose was Home Purchase, with 1,412 originations. The 2nd most popular reason was Cash Out Refi, with 450 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 1,009 $245,035,000 $242,849
7-8% 510 $112,310,000 $220,216
Over 8% 484 $58,770,000 $121,426
5-6% 265 $70,915,000 $267,604
<2.5% 103 $1,545,000 $15,000
4-5% 12 $2,720,000 $226,667
2.5-3% 1 $155,000 $155,000

During 2024, Vineland - Bridgeton's most frequently originated rate bucket was 6-7%, with 1,009 originations.

Loan Sizing (VINELAND-BRIDGETON, NJ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 1,047 $280,955,000 $268,343
$100k-200k 729 $109,745,000 $150,542
$100,000 or less 602 $30,570,000 $50,781
$400k-600k 103 $46,565,000 $452,087
$600k-1000k 9 $6,315,000 $701,667
$Over $1MM 6 $29,360,000 $4,893,333

VINELAND - BRIDGETON's loan sizing saw the bucket of loans from $200k-400k with 1,047 originations, totaling $280,955,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 1,006 $263,940,000 $262,366
60-80% 570 $142,400,000 $249,825
Under 20% 320 $12,520,000 $39,125
20-40% 212 $20,340,000 $95,943
40-60% 196 $29,910,000 $152,602
Over 100% 26 $8,430,000 $324,231

VINELAND - BRIDGETON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,006 originations, totaling $263,940,000 in origination value.