VINELAND - BRIDGETON Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Vineland - Bridgeton averaged
5.88%
for the week of 2022-06-30, compared to the national average of
5.7% for the same period.
The average rate for the prior week (2022-06-23) was
5.89% and
one month ago for the week of 2022-05-26, the
average rate was 5.28%.
Vineland - Bridgeton's average rate one year ago was 3.27%.
For refis of the same type during the week of 2022-06-30, the average rate
was 6.02%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2022-06-30 | 5.7% |
| Vineland - Bridgeton 30 Year Fixed Rate | 2022-06-30 | 5.88% |
| Vineland - Bridgeton 30 Year Fixed Rate Refi | 2022-06-30 | 6.02% |
| Vineland - Bridgeton 15 Year Fixed Rate | 2022-06-30 | 5.79% |
| Vineland - Bridgeton 15 Year Fixed Rate Refi | 2022-06-30 | 5.22% |
| Vineland - Bridgeton 30 Year FHA | 2022-06-30 | 5.81% |
| Vineland - Bridgeton 30 Year FHA Refi | 2022-06-30 | 5.56% |
| Vineland - Bridgeton 30 Year USDA | 2022-06-30 | 5.41% |
| Vineland - Bridgeton 30 Year USDA Refi | 2022-06-30 | 5.2% |
| Vineland - Bridgeton 30 Year VA | 2022-06-30 | 5.62% |
| Vineland - Bridgeton 30 Year VA Refi | 2022-06-30 | 5.27% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within VINELAND-BRIDGETON, NJ.
VINELAND - BRIDGETON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the VINELAND-BRIDGETON, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
VINELAND-BRIDGETON, NJ's 142 lenders originated 3,951
loans during 2021. The total origination value was $745,815,000, with an average loan value of
$188,766.
The top VINELAND - BRIDGETON lender as defined by loan originations is FINANCE OF AMERICA MORTGAGE LLC, with
183 loans originated. Their average total fees are
$4,578, which is $117
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee VINELAND - BRIDGETON lenders (with over 10 loans originated) are
Bank of America ($2,614), Gateway First Bank ($3,327), OceanFirst Bank ($3,350), Advisors Mortgage Group, L.L.C. ($3,417) and Truist Bank ($3,518).
The lowest rate VINELAND - BRIDGETON lenders (with over 10 loans originated) are
DHI MORTGAGE COMPANY, LTD. (2.78%), Bank of America (2.79%), Prosperity Home Mortgage, LLC (2.92%), AMERISAVE MORTGAGE CORPORATION (2.94%) and Truist Bank (3.04%).
VINELAND-BRIDGETON, NJ Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2020 Loan Value | 2021 Loan Value | % Change | 2021 Market Share |
|---|---|---|---|---|
| FINANCE OF AMERICA MORTGAGE LLC | $84,745,000 | $101,950,000 | 20.3% | 13.7% |
| QUICKEN LOANS, LLC | $40,250,000 | $62,675,000 | 55.7% | 8.4% |
| FREEDOM MORTGAGE CORPORATION | $39,735,000 | $37,045,000 | -6.8% | 5.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | $9,165,000 | $30,010,000 | 227.4% | 4.0% |
| Gateway First Bank | $22,190,000 | $28,915,000 | 30.3% | 3.9% |
| GREENTREE MORTGAGE COMPANY, L.P. | $25,360,000 | $25,310,000 | -0.2% | 3.4% |
| COREVEST AMERICAN FINANCE LENDER LLC | $12,755,000 | $24,865,000 | 94.9% | 3.3% |
| Mr. Cooper ( Nationstar Mortgage ) | $10,585,000 | $19,000,000 | 79.5% | 2.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $8,200,000 | $16,925,000 | 106.4% | 2.3% |
| Wells Fargo Bank | $7,455,000 | $14,920,000 | 100.1% | 2.0% |
| CALIBER HOME LOANS, INC. | $9,165,000 | $12,930,000 | 41.1% | 1.7% |
| CROSSCOUNTRY MORTGAGE, LLC | $6,085,000 | $12,290,000 | 102.0% | 1.6% |
| LOANDEPOT.COM, LLC | $4,915,000 | $11,920,000 | 142.5% | 1.6% |
| PENNYMAC LOAN SERVICES, LLC | $4,925,000 | $11,800,000 | 139.6% | 1.6% |
| DHI MORTGAGE COMPANY, LTD. | $1,015,000 | $11,550,000 | 1,037.9% | 1.5% |
| Prosperity Home Mortgage, LLC | $1,250,000 | $10,775,000 | 762.0% | 1.4% |
| NEWREZ LLC | $4,895,000 | $10,180,000 | 108.0% | 1.4% |
| UNITED WHOLESALE MORTGAGE, LLC | $4,080,000 | $9,490,000 | 132.6% | 1.3% |
| NATION ONE MORTGAGE CORPORATION | $9,765,000 | $8,785,000 | -10.0% | 1.2% |
| Bank of America | $4,035,000 | $8,515,000 | 111.0% | 1.1% |
| ALLIED MORTGAGE GROUP, INC. | $4,520,000 | $8,365,000 | 85.1% | 1.1% |
| New York Community Bank | $8,565,000 | $8,255,000 | -3.6% | 1.1% |
| Truist Bank | $8,645,000 | $8,090,000 | -6.4% | 1.1% |
| OceanFirst Bank | $9,425,000 | $7,925,000 | -15.9% | 1.1% |
| Mortgage Research Center, LLC | $5,150,000 | $7,740,000 | 50.3% | 1.0% |
| TD Bank | $3,595,000 | $7,725,000 | 114.9% | 1.0% |
| BERKELEY POINT CAPITAL LLC | $7,605,000 | n/a | 1.0% | |
| LAKEVIEW LOAN SERVICING, LLC | $2,600,000 | $7,575,000 | 191.3% | 1.0% |
| Lakeland Bank | $1,205,000 | $6,960,000 | 477.6% | 0.9% |
| AMERISAVE MORTGAGE CORPORATION | $1,855,000 | $6,920,000 | 273.0% | 0.9% |
| Advisors Mortgage Group, L.L.C. | $2,465,000 | $5,675,000 | 130.2% | 0.8% |
| Haven Savings Bank | $5,135,000 | n/a | 0.7% | |
| POLICE & FIRE | $4,250,000 | $4,700,000 | 10.6% | 0.6% |
| Newfield National Bank | $7,655,000 | $4,445,000 | -41.9% | 0.6% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $2,595,000 | $4,130,000 | 59.2% | 0.6% |
| HOME POINT FINANCIAL CORPORATION | $3,040,000 | $3,985,000 | 31.1% | 0.5% |
| Fulton Bank | $3,710,000 | $3,890,000 | 4.9% | 0.5% |
| AMERICAN FINANCIAL NETWORK, INC. | $3,585,000 | $3,845,000 | 7.3% | 0.5% |
| NVR Mortgage Finance, Inc. | $3,720,000 | n/a | 0.5% | |
| PNC Bank | $3,345,000 | $3,590,000 | 7.3% | 0.5% |
| SUN WEST MORTGAGE COMPANY, INC. | $2,280,000 | $3,370,000 | 47.8% | 0.5% |
| JPMorgan Chase Bank | $1,290,000 | $3,180,000 | 146.5% | 0.4% |
| Carrington Mortgage Services, LLC | $3,670,000 | $3,030,000 | -17.4% | 0.4% |
| LIMA ONE CAPITAL, LLC | $685,000 | $3,015,000 | 340.1% | 0.4% |
| Kearny Bank | $2,205,000 | $2,925,000 | 32.7% | 0.4% |
| Paramount Residential Mortgage Group, Inc. | $2,710,000 | $2,900,000 | 7.0% | 0.4% |
| Spencer Savings Bank, SLA | $230,000 | $2,895,000 | 1,158.7% | 0.4% |
| BETTER MORTGAGE CORPORATION | $750,000 | $2,745,000 | 266.0% | 0.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $2,230,000 | $2,740,000 | 22.9% | 0.4% |
| FAMILY FIRST FUNDING LLC | $635,000 | $2,555,000 | 302.4% | 0.3% |
| GUARANTEED RATE, INC. | $1,835,000 | $2,555,000 | 39.2% | 0.3% |
| BROKER SOLUTIONS, INC. | $1,860,000 | $2,480,000 | 33.3% | 0.3% |
| LENDINGHOME FUNDING CORPORATION | $1,670,000 | $2,460,000 | 47.3% | 0.3% |
| NFM, INC. | $2,220,000 | $2,430,000 | 9.5% | 0.3% |
| Farm Credit East, ACA | $4,240,000 | $2,370,000 | -44.1% | 0.3% |
| InterContinental Capital Group, Inc | $675,000 | $2,225,000 | 229.6% | 0.3% |
| MORTGAGE ACCESS CORP. | $1,855,000 | $2,205,000 | 18.9% | 0.3% |
| Evesham Mortgage, LLC | $1,760,000 | $2,170,000 | 23.3% | 0.3% |
| AmeriHome Mortgage Company, LLC | $1,775,000 | $2,070,000 | 16.6% | 0.3% |
| ROUNDPOINT MORTGAGE SERVICING CORPORATION | $1,125,000 | $1,940,000 | 72.4% | 0.3% |
| 1st Colonial Community Bank | $245,000 | $1,910,000 | 679.6% | 0.3% |
| NAVY FEDERAL CREDIT UNION | $1,985,000 | $1,850,000 | -6.8% | 0.2% |
| First Guaranty Mortgage Corporation | $1,085,000 | $1,820,000 | 67.7% | 0.2% |
| UNITED MORTGAGE CORP. | $175,000 | $1,795,000 | 925.7% | 0.2% |
| USAA Federal Savings Bank | $1,920,000 | $1,775,000 | -7.6% | 0.2% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $310,000 | $1,745,000 | 462.9% | 0.2% |
| NEW DAY FINANCIAL, LLC | $1,960,000 | $1,675,000 | -14.5% | 0.2% |
| HOMESIDE FINANCIAL, LLC | $1,035,000 | $1,665,000 | 60.9% | 0.2% |
| RESIDENTIAL HOME FUNDING CORP. | $340,000 | $1,660,000 | 388.2% | 0.2% |
| Flagstar Bank, FSB | $1,250,000 | $1,650,000 | 32.0% | 0.2% |
| US MORTGAGE CORPORATION | $1,460,000 | $1,640,000 | 12.3% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $21,560,000 | $1,635,000 | -92.4% | 0.2% |
| CMG MORTGAGE, INC. | $1,405,000 | $1,620,000 | 15.3% | 0.2% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $1,615,000 | n/a | 0.2% | |
| UNION HOME MORTGAGE CORP. | $1,120,000 | $1,610,000 | 43.8% | 0.2% |
| DRAPER AND KRAMER MORTGAGE CORP. | $615,000 | $1,570,000 | 155.3% | 0.2% |
| Nations Lending Corporation | $740,000 | $1,515,000 | 104.7% | 0.2% |
| FINANCE OF AMERICA COMMERCIAL LLC | $390,000 | $1,445,000 | 270.5% | 0.2% |
| SOUTH JERSEY | $1,020,000 | $1,420,000 | 39.2% | 0.2% |
| Philadelphia Mortgage Advisors, Inc. | $125,000 | $1,340,000 | 972.0% | 0.2% |
| MEMBER FIRST MORTGAGE, LLC | $1,320,000 | n/a | 0.2% | |
| Huntingdon Valley Bank | $260,000 | $1,300,000 | 400.0% | 0.2% |
| TOWNE MORTGAGE COMPANY | $455,000 | $1,280,000 | 181.3% | 0.2% |
| Citizens Bank | $2,115,000 | $1,275,000 | -39.7% | 0.2% |
| CONTOUR MORTGAGE CORPORATION | $630,000 | $1,260,000 | 100.0% | 0.2% |
| CLEARPATH LENDING | $1,525,000 | $1,245,000 | -18.4% | 0.2% |
| Wyndham Capital Mortgage, Inc. | $1,225,000 | n/a | 0.2% | |
| MUTUAL OF OMAHA MORTGAGE, INC. | $105,000 | $1,220,000 | 1,061.9% | 0.2% |
| TRIAD FINANCIAL SERVICES, INC. | $240,000 | $1,215,000 | 406.3% | 0.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $95,000 | $1,205,000 | 1,168.4% | 0.2% |
| RF Renovo Management Company, LLC | $1,160,000 | n/a | 0.2% | |
| Arvest Bank | $1,135,000 | n/a | 0.2% | |
| NATIONS DIRECT MORTGAGE, LLC | $995,000 | $1,120,000 | 12.6% | 0.2% |
| Wilmington Savings Fund Society, FSB | $580,000 | $1,090,000 | 87.9% | 0.1% |
| SUCCESS MORTGAGE PARTNERS, INC. | $135,000 | $1,070,000 | 692.6% | 0.1% |
| ACADEMY MORTGAGE CORPORATION | $1,035,000 | n/a | 0.1% | |
| Equity Prime Mortgage LLC | $955,000 | $1,025,000 | 7.3% | 0.1% |
| Manufacturers and Traders Trust Company | $670,000 | $1,025,000 | 53.0% | 0.1% |
| Franklin Bank | $1,725,000 | $990,000 | -42.6% | 0.1% |
| Ukrainian Selfreliance Federal Credit Union | $155,000 | $980,000 | 532.3% | 0.1% |
| SOFI LENDING CORP. | $640,000 | $970,000 | 51.6% | 0.1% |
| EMM LOANS LLC | $290,000 | $940,000 | 224.1% | 0.1% |
| VILLAGE CAPITAL & INVESTMENT LLC | $700,000 | $940,000 | 34.3% | 0.1% |
| BAYSHORE MORTGAGE FUNDING, LLC | $935,000 | n/a | 0.1% | |
| Atlantic Home Loans, Inc. | $930,000 | n/a | 0.1% | |
| CHURCHILL MORTGAGE CORPORATION | $310,000 | $920,000 | 196.8% | 0.1% |
| Republic Bank | $2,790,000 | $905,000 | -67.6% | 0.1% |
| State Financial Network, LLC | $1,070,000 | $895,000 | -16.4% | 0.1% |
| Lakeview Community Capital, LLC | $890,000 | n/a | 0.1% | |
| TEMPLE VIEW CAPITAL FUNDING, LP | $135,000 | $840,000 | 522.2% | 0.1% |
| Northpointe Bank | $320,000 | $820,000 | 156.3% | 0.1% |
| AMERICAN HERITAGE FCU | $385,000 | $810,000 | 110.4% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $565,000 | $795,000 | 40.7% | 0.1% |
| Summit Mortgage Corporation | $775,000 | n/a | 0.1% | |
| Third Federal Savings and Loan Association of Cleveland | $25,000 | $760,000 | 2,940.0% | 0.1% |
| Kwik Mortgage Corporation | $735,000 | n/a | 0.1% | |
| Univest Bank and Trust Co. | $700,000 | n/a | 0.1% | |
| Discover Bank | $120,000 | $695,000 | 479.2% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $250,000 | $685,000 | 174.0% | 0.1% |
| JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. | $125,000 | $680,000 | 444.0% | 0.1% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $2,325,000 | $670,000 | -71.2% | 0.1% |
| Acre Mortgage and Financial Inc | $630,000 | n/a | 0.1% | |
| AMERICAN FINANCING CORPORATION | $310,000 | $630,000 | 103.2% | 0.1% |
| NETWORK CAPITAL FUNDING CORPORATION | $185,000 | $620,000 | 235.1% | 0.1% |
| PHH Mortgage Corporation | $1,405,000 | $590,000 | -58.0% | 0.1% |
| Meridian Bank Corporation | $995,000 | $565,000 | -43.2% | 0.1% |
| MLB RESIDENTIAL LENDING, LLC | $620,000 | $550,000 | -11.3% | 0.1% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $545,000 | n/a | 0.1% | |
| ROYAL UNITED MORTGAGE LLC | $555,000 | $545,000 | -1.8% | 0.1% |
| SPRING EQ, LLC | $120,000 | $545,000 | 354.2% | 0.1% |
| Hometown Lenders, Inc. | $540,000 | n/a | 0.1% | |
| LOANPAL, LLC | $490,000 | $510,000 | 4.1% | 0.1% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | $510,000 | n/a | 0.1% | |
| Princeton Mortgage Corporation | $510,000 | n/a | 0.1% | |
| Ally Bank | $225,000 | $505,000 | 124.4% | 0.1% |
| AMERICAN ADVISORS GROUP | $160,000 | $500,000 | 212.5% | 0.1% |
| NJ LENDERS CORP. | $500,000 | n/a | 0.1% | |
| Home Mortgage Alliance Corp | $485,000 | n/a | 0.1% | |
| U.S. Bank | $445,000 | $485,000 | 9.0% | 0.1% |
| EMBRACE HOME LOANS, INC. | $380,000 | $475,000 | 25.0% | 0.1% |
| FIRST HOME MORTGAGE CORPORATION | $470,000 | n/a | 0.1% | |
| Metro City Bank | $465,000 | n/a | 0.1% | |
| RELIANCE FIRST CAPITAL, LLC | $245,000 | $465,000 | 89.8% | 0.1% |
| Financial Freedom Mortgage, LLC | $315,000 | $450,000 | 42.9% | 0.1% |
| PENTAGON FEDERAL CREDIT UNION | $325,000 | $445,000 | 36.9% | 0.1% |
| AFFINITY | $435,000 | n/a | 0.1% | |
| North American Savings Bank, F.S.B. | $520,000 | $435,000 | -16.3% | 0.1% |
| PIKE CREEK MORTGAGE SERVICES, INC. | $205,000 | $425,000 | 107.3% | 0.1% |
| Barrington Bank & Trust Company, N.A. | $590,000 | $410,000 | -30.5% | 0.1% |
| MLD MORTGAGE INC. | $1,160,000 | $410,000 | -64.7% | 0.1% |
| SILVER HILL FUNDING, LLC | $385,000 | n/a | 0.1% | |
| CREDIT UNION OF NEW JERSEY | $220,000 | $370,000 | 68.2% | 0.0% |
| Parke Bank | $125,000 | $370,000 | 196.0% | 0.0% |
| 21ST MORTGAGE CORPORATION | $355,000 | n/a | 0.0% | |
| CELEBRITY HOME LOANS, LLC | $350,000 | n/a | 0.0% | |
| PLAZA HOME MORTGAGE, INC. | $345,000 | n/a | 0.0% | |
| First National Bank of America | $85,000 | $320,000 | 276.5% | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $155,000 | $320,000 | 106.5% | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $395,000 | $315,000 | -20.3% | 0.0% |
| Customers Bank | $305,000 | n/a | 0.0% | |
| Low VA Rates, LLC | $300,000 | n/a | 0.0% | |
| Valley National Bank | $155,000 | $300,000 | 93.5% | 0.0% |
| AMERICHOICE | $285,000 | n/a | 0.0% | |
| First Home Bank | $390,000 | $285,000 | -26.9% | 0.0% |
| HOMESTEAD FUNDING CORP. | $275,000 | n/a | 0.0% | |
| The Federal Savings Bank | $1,235,000 | $275,000 | -77.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $375,000 | $270,000 | -28.0% | 0.0% |
| Quontic Bank | $270,000 | n/a | 0.0% | |
| Evolve Bank & Trust | $265,000 | n/a | 0.0% | |
| AmRes Corporation | $275,000 | $255,000 | -7.3% | 0.0% |
| APEX HOME LOANS, INC. | $205,000 | $255,000 | 24.4% | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | $255,000 | n/a | 0.0% | |
| FM Home Loans, LLC | $245,000 | n/a | 0.0% | |
| A&D Mortgage LLC | $205,000 | $240,000 | 17.1% | 0.0% |
| Merchants Bank of Indiana | $235,000 | n/a | 0.0% | |
| OCMBC, INC. | $235,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $230,000 | n/a | 0.0% | |
| GET A RATE LLC | $225,000 | n/a | 0.0% | |
| GUILD MORTGAGE COMPANY | $225,000 | n/a | 0.0% | |
| HOMESPIRE MORTGAGE CORPORATION | $225,000 | n/a | 0.0% | |
| Santander Bank, N.A. | $4,275,000 | $220,000 | -94.9% | 0.0% |
| Ardent Federal Credit Union | $215,000 | n/a | 0.0% | |
| LIBERTY HOME MORTGAGE CORPORATION | $215,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $205,000 | n/a | 0.0% | |
| CLIFFCO, INC. | $195,000 | n/a | 0.0% | |
| CONSTRUCTIVE LOANS, LLC | $195,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $670,000 | $195,000 | -70.9% | 0.0% |
| Luxury Mortgage Corp. | $195,000 | n/a | 0.0% | |
| PREMIA MORTGAGE, LLC | $245,000 | $195,000 | -20.4% | 0.0% |
| The Union Bank Company | $195,000 | n/a | 0.0% | |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $730,000 | $185,000 | -74.7% | 0.0% |
| First Internet Bank of Indiana | $490,000 | $185,000 | -62.2% | 0.0% |
| Greenbox Loans, Inc. | $185,000 | n/a | 0.0% | |
| MILLENIUM HOME MORTGAGE, LLC | $185,000 | n/a | 0.0% | |
| Quaint Oak Mortgage, LLC | $185,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $185,000 | n/a | 0.0% | |
| CITADEL FEDERAL CREDIT UNION | $115,000 | $180,000 | 56.5% | 0.0% |
| BOND STREET MORTGAGE, LLC | $175,000 | n/a | 0.0% | |
| Citibank | $200,000 | $175,000 | -12.5% | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | $145,000 | $175,000 | 20.7% | 0.0% |
| GREENWAY MORTGAGE FUNDING CORP. | $175,000 | n/a | 0.0% | |
| Mid Penn Bank | $285,000 | $175,000 | -38.6% | 0.0% |
| Figure Lending LLC | $70,000 | $165,000 | 135.7% | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $165,000 | $165,000 | 0.0% | 0.0% |
| GREENWOOD | $165,000 | n/a | 0.0% | |
| Triumph Bank | $165,000 | n/a | 0.0% | |
| ALLIANT CREDIT UNION | $155,000 | n/a | 0.0% | |
| Axiom Bank, N.A. | $155,000 | n/a | 0.0% | |
| BayCoast Bank | $50,000 | $155,000 | 210.0% | 0.0% |
| PHILADELPHIA | $155,000 | n/a | 0.0% | |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | $145,000 | n/a | 0.0% | |
| HARBORONE MORTGAGE, LLC | $145,000 | n/a | 0.0% | |
| Columbia Bank | $440,000 | $135,000 | -69.3% | 0.0% |
| STEARNS LENDING, LLC | $460,000 | $135,000 | -70.7% | 0.0% |
| Secured Investment Corp. | $125,000 | n/a | 0.0% | |
| DOMINION FINANCIAL SERVICES, LLC | $115,000 | n/a | 0.0% | |
| PARKSIDE LENDING, LLC | $290,000 | $105,000 | -63.8% | 0.0% |
| ALTRA | $85,000 | n/a | 0.0% | |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $390,000 | $75,000 | -80.8% | 0.0% |
| RESIDENTIAL MORTGAGE SERVICES, INC. | $265,000 | $75,000 | -71.7% | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | $65,000 | n/a | 0.0% | |
| Centier Bank | $225,000 | $35,000 | -84.4% | 0.0% |
| FRANKLIN MINT | $25,000 | n/a | 0.0% | |
| Home Loan Investment Bank, F.S.B. | $25,000 | $25,000 | 0.0% | 0.0% |
| Bethpage Federal Credit Union | $15,000 | n/a | 0.0% |
VINELAND - BRIDGETON's top lender by overall market share is FINANCE OF AMERICA MORTGAGE LLC, with 13.7% market share. In second place, with 8.4%, is QUICKEN LOANS, LLC, having originated $62,675,000 in loans. In third place, with 5.0%, is FREEDOM MORTGAGE CORPORATION, having originated $37,045,000 in loans. In third place, with 4.0%, is CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP, having originated $30,010,000 in loans. In third place, with 3.9%, is Gateway First Bank, having originated $28,915,000 in loans.
VINELAND-BRIDGETON, NJ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,707 | $347,425,000 | $203,530 |
| Refi | 1,386 | $252,440,000 | $182,136 |
| Cash Out Refi | 689 | $128,245,000 | $186,132 |
| Home Improvement | 92 | $6,190,000 | $67,283 |
| Other | 77 | $11,515,000 | $149,545 |
Vineland - Bridgeton's most frequently cited loan purpose was Home Purchase, with 1,707 originations. The 2nd most popular reason was Refi, with 1,386 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 1,475 | $282,395,000 | $191,454 |
| 2.5-3% | 1,460 | $271,140,000 | $185,712 |
| <2.5% | 666 | $109,610,000 | $164,580 |
| 4-5% | 152 | $31,720,000 | $208,684 |
| 5-6% | 59 | $20,425,000 | $346,186 |
| 6-7% | 31 | $2,065,000 | $66,613 |
| Over 8% | 30 | $3,190,000 | $106,333 |
| 7-8% | 20 | $4,990,000 | $249,500 |
During 2021, Vineland - Bridgeton's most frequently originated rate bucket was 3-4%, with 1,475 originations.
Loan Sizing (VINELAND-BRIDGETON, NJ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 2,085 | $314,585,000 | $150,880 |
| $200k-400k | 1,205 | $305,525,000 | $253,548 |
| $100,000 or less | 600 | $36,310,000 | $60,517 |
| $400k-600k | 43 | $19,885,000 | $462,442 |
| $Over $1MM | 16 | $67,870,000 | $4,241,875 |
| $600k-1000k | 2 | $1,640,000 | $820,000 |
VINELAND - BRIDGETON's loan sizing saw the bucket of loans from $100k-200k with 2,085 originations, totaling $314,585,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,723 | $348,925,000 | $202,510 |
| 60-80% | 1,193 | $246,585,000 | $206,693 |
| 40-60% | 360 | $50,820,000 | $141,167 |
| 20-40% | 155 | $16,085,000 | $103,774 |
| Under 20% | 143 | $3,525,000 | $24,650 |
| Over 100% | 50 | $25,100,000 | $502,000 |
VINELAND - BRIDGETON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,723 originations, totaling $348,925,000 in origination value.
Market Conditions (Median, Average Prices & Listing Count)
Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
|---|---|---|---|---|
| 2018-01-01 | $129,950 (-1.9%) | $145,222 (-2.8%) | 0.00 | 896 |
| 2018-02-01 | $131,650 (-1.7%) | $145,700 (-3.9%) | 0.00 | 900 |
| 2018-03-01 | $135,000 (-2.1%) | $148,396 (-2.5%) | 0.00 | 913 |
| 2018-04-01 | $137,000 (-2.1%) | $150,445 (-3.7%) | 0.00 | 946 |
| 2018-05-01 | $146,000 (4.4%) | $160,617 (2.4%) | 0.00 | 913 |
| 2018-06-01 | $145,000 (3.7%) | $158,251 (-0.3%) | 0.00 | 948 |
| 2018-07-01 | $149,000 (6.5%) | $159,412 (-0.9%) | 0.00 | 976 |
| 2018-08-01 | $149,900 (5.9%) | $326,842 (104.5%) | 0.00 | 1,030 |
| 2018-09-01 | $149,900 (7.2%) | $325,401 (107.8%) | 0.00 | 1,038 |
| 2018-10-01 | $149,900 (11.1%) | $160,383 (5.2%) | 0.00 | 1,031 |
| 2018-11-01 | $145,400 (11.9%) | $153,925 (4.1%) | 0.00 | 1,000 |
| 2018-12-01 | $140,000 (5.3%) | $152,622 (2.7%) | 0.00 | 953 |
| 2019-01-01 | $140,950 (8.5%) | $150,820 (3.9%) | 0.00 | 885 |
| 2019-02-01 | $139,900 (6.3%) | $153,479 (5.3%) | 0.00 | 910 |
| 2019-03-01 | $139,900 (3.6%) | $155,093 (4.5%) | 0.00 | 895 |
| 2019-04-01 | $139,950 (2.2%) | $155,862 (3.6%) | 0.00 | 869 |
| 2019-05-01 | $143,450 (-1.8%) | $159,466 (-0.7%) | 0.00 | 880 |
| 2019-06-01 | $145,000 (0.0%) | $162,540 (2.7%) | 0.00 | 914 |
| 2019-07-01 | $149,700 (0.5%) | $163,519 (2.6%) | 0.00 | 929 |
| 2019-08-01 | $149,671 (-0.2%) | $193,693 (-40.7%) | 0.00 | 911 |
| 2019-09-01 | $149,900 (0.0%) | $166,124 (-49.0%) | 0.00 | 865 |
| 2019-10-01 | $148,250 (-1.1%) | $164,496 (2.6%) | 0.00 | 798 |
| 2019-11-01 | $148,000 (1.8%) | $162,065 (5.3%) | 0.00 | 778 |
| 2019-12-01 | $144,000 (2.9%) | $162,843 (6.7%) | 0.00 | 746 |
| 2020-01-01 | $145,450 (3.2%) | $163,867 (8.7%) | 0.00 | 690 |
| 2020-02-01 | $150,000 (7.2%) | $169,300 (10.3%) | 0.00 | 664 |
| 2020-03-01 | $155,400 (11.1%) | $175,267 (13.0%) | 0.00 | 660 |
| 2020-04-01 | $152,500 (9.0%) | $178,017 (14.2%) | 0.00 | 595 |
| 2020-05-01 | $162,900 (13.6%) | $207,711 (30.3%) | 0.00 | 536 |
| 2020-06-01 | $158,900 (9.6%) | $209,680 (29.0%) | 0.00 | 462 |
| 2020-07-01 | $158,800 (6.1%) | $212,614 (30.0%) | 0.00 | 396 |
| 2020-08-01 | $159,900 (6.8%) | $225,946 (16.7%) | 0.00 | 360 |
| 2020-09-01 | $160,000 (6.7%) | $239,621 (44.2%) | 0.00 | 351 |
| 2020-10-01 | $165,000 (11.3%) | $250,695 (52.4%) | 0.00 | 341 |
| 2020-11-01 | $168,700 (14.0%) | $255,025 (57.4%) | 0.00 | 360 |
| 2020-12-01 | $168,750 (17.2%) | $265,808 (63.2%) | 0.00 | 323 |
| 2021-01-01 | $160,000 (10.0%) | $259,800 (58.5%) | 0.00 | 302 |
| 2021-02-01 | $160,000 (6.7%) | $219,705 (29.8%) | 0.00 | 267 |
| 2021-03-01 | $162,500 (4.6%) | $224,795 (28.3%) | 0.00 | 249 |
| 2021-04-01 | $168,950 (10.8%) | $234,621 (31.8%) | 0.00 | 234 |
| 2021-05-01 | $179,900 (10.4%) | $236,291 (13.8%) | 0.00 | 209 |
| 2021-06-01 | $195,500 (23.0%) | $236,992 (13.0%) | 0.00 | 244 |
| 2021-07-01 | $197,000 (24.1%) | $243,536 (14.5%) | 0.00 | 277 |
| 2021-08-01 | $194,500 (21.6%) | $246,621 (9.2%) | 0.00 | 340 |
| 2021-09-01 | $194,900 (21.8%) | $251,703 (5.0%) | 0.00 | 335 |
| 2021-10-01 | $199,900 (21.2%) | $336,136 (34.1%) | 0.00 | 327 |
| 2021-11-01 | $200,000 (18.6%) | $338,866 (32.9%) | 0.00 | 313 |
| 2021-12-01 | $199,950 (18.5%) | $351,060 (32.1%) | 0.00 | 293 |
| 2022-01-01 | $199,900 (24.9%) | $377,603 (45.3%) | 0.00 | 238 |
| 2022-02-01 | $199,500 (24.7%) | $389,843 (77.4%) | 0.00 | 236 |
| 2022-03-01 | $200,000 (23.1%) | $396,815 (76.5%) | 0.00 | 229 |
| 2022-04-01 | $206,000 (21.9%) | $372,133 (58.6%) | 0.00 | 241 |
| 2022-05-01 | $225,000 (25.1%) | $373,970 (58.3%) | 0.00 | 268 |
| 2022-06-01 | $229,900 (17.6%) | $367,750 (55.2%) | 0.00 | 296 |
VINELAND - BRIDGETON's median listing price for 2022-06-01 was $229,900, a difference of
$34,400
(17.6%) versus the prior year and
$4,900 versus the prior month.
VINELAND - BRIDGETON's median listing price comes in at 0% of the national average.
VINELAND - BRIDGETON's average listing price for 2022-06-01 was $367,750, a difference of $130,758 (55.2%) versus the prior year and $-6,220 versus the prior month.
For the 2022-06-01 period, VINELAND - BRIDGETON had 296 MLS listings, a difference of 28 listings (10%) versus the prior month and 52 listings (21%) versus the prior year.
VINELAND - BRIDGETON's median listing price comes in at 0% of the national average.
VINELAND - BRIDGETON's average listing price for 2022-06-01 was $367,750, a difference of $130,758 (55.2%) versus the prior year and $-6,220 versus the prior month.
For the 2022-06-01 period, VINELAND - BRIDGETON had 296 MLS listings, a difference of 28 listings (10%) versus the prior month and 52 listings (21%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - VINELAND - BRIDGETON (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis| Date | Median Listing Time on Market | Median Square Footage |
|---|---|---|
| 2018-01-01 | 0 days | 1,443 sqft |
| 2018-02-01 | 0 days | 1,441 sqft |
| 2018-03-01 | 0 days | 1,456 sqft |
| 2018-04-01 | 0 days | 1,457 sqft |
| 2018-05-01 | 0 days | 1,501 sqft |
| 2018-06-01 | 0 days | 1,466 sqft |
| 2018-07-01 | 0 days | 1,476 sqft |
| 2018-08-01 | 0 days | 1,498 sqft |
| 2018-09-01 | 0 days | 1,512 sqft |
| 2018-10-01 | 0 days | 1,486 sqft |
| 2018-11-01 | 0 days | 1,482 sqft |
| 2018-12-01 | 0 days | 1,433 sqft |
| 2019-01-01 | 0 days | 1,428 sqft |
| 2019-02-01 | 0 days | 1,452 sqft |
| 2019-03-01 | 0 days | 1,451 sqft |
| 2019-04-01 | 0 days | 1,450 sqft |
| 2019-05-01 | 0 days | 1,461 sqft |
| 2019-06-01 | 0 days | 1,506 sqft |
| 2019-07-01 | 0 days | 1,515 sqft |
| 2019-08-01 | 0 days | 1,521 sqft |
| 2019-09-01 | 0 days | 1,526 sqft |
| 2019-10-01 | 0 days | 1,494 sqft |
| 2019-11-01 | 0 days | 1,465 sqft |
| 2019-12-01 | 0 days | 1,464 sqft |
| 2020-01-01 | 0 days | 1,460 sqft |
| 2020-02-01 | 0 days | 1,450 sqft |
| 2020-03-01 | 0 days | 1,455 sqft |
| 2020-04-01 | 0 days | 1,494 sqft |
| 2020-05-01 | 0 days | 1,512 sqft |
| 2020-06-01 | 0 days | 1,523 sqft |
| 2020-07-01 | 0 days | 1,500 sqft |
| 2020-08-01 | 0 days | 1,506 sqft |
| 2020-09-01 | 0 days | 1,514 sqft |
| 2020-10-01 | 0 days | 1,466 sqft |
| 2020-11-01 | 0 days | 1,540 sqft |
| 2020-12-01 | 0 days | 1,503 sqft |
| 2021-01-01 | 0 days | 1,420 sqft |
| 2021-02-01 | 0 days | 1,404 sqft |
| 2021-03-01 | 0 days | 1,430 sqft |
| 2021-04-01 | 0 days | 1,457 sqft |
| 2021-05-01 | 0 days | 1,495 sqft |
| 2021-06-01 | 0 days | 1,498 sqft |
| 2021-07-01 | 0 days | 1,476 sqft |
| 2021-08-01 | 0 days | 1,484 sqft |
| 2021-09-01 | 0 days | 1,472 sqft |
| 2021-10-01 | 0 days | 1,495 sqft |
| 2021-11-01 | 0 days | 1,506 sqft |
| 2021-12-01 | 0 days | 1,478 sqft |
| 2022-01-01 | 0 days | 1,427 sqft |
| 2022-02-01 | 0 days | 1,424 sqft |
| 2022-03-01 | 0 days | 1,442 sqft |
| 2022-04-01 | 0 days | 1,502 sqft |
| 2022-05-01 | 0 days | 1,549 sqft |
| 2022-06-01 | 0 days | 1,542 sqft |
VINELAND - BRIDGETON's median listing age (time on market) for 2022-06-01 was 0 days.
VINELAND - BRIDGETON's median square footage for active listings during the 2022-06-01 period was 1,542 sqft. One year prior, the average listing was 1,498 sqft.
VINELAND - BRIDGETON's median square footage for active listings during the 2022-06-01 period was 1,542 sqft. One year prior, the average listing was 1,498 sqft.
