ATLANTIC CITY - HAMMONTON Mortgage Rates & Closing Costs
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Atlantic City - Hammonton averaged
6.38%
for the week of 2024-10-24, compared to the national average of
6.54% for the same period.
The average rate for the prior week (2024-10-17) was
6.38% and
one month ago for the week of 2024-09-19, the
average rate was 6.33%.
Atlantic City - Hammonton's average rate one year ago was 7.77%.
For refis of the same type during the week of 2024-10-24, the average rate
was 7.11%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2024-10-24 | 6.54% |
| Atlantic City - Hammonton 30 Year Fixed Rate | 2024-10-24 | 6.38% |
| Atlantic City - Hammonton 30 Year Fixed Rate Refi | 2024-10-24 | 7.11% |
| Atlantic City - Hammonton 15 Year Fixed Rate | 2024-10-24 | 5.81% |
| Atlantic City - Hammonton 15 Year Fixed Rate Refi | 2024-10-24 | 5.71% |
| Atlantic City - Hammonton 30 Year FHA | 2024-10-24 | 6.21% |
| Atlantic City - Hammonton 30 Year FHA Refi | 2024-10-24 | 6.25% |
| Atlantic City - Hammonton 30 Year USDA | 2024-10-24 | 6.29% |
| Atlantic City - Hammonton 30 Year USDA Refi | 2024-10-24 | 6.09% |
| Atlantic City - Hammonton 30 Year VA | 2024-10-24 | 6.09% |
| Atlantic City - Hammonton 30 Year VA Refi | 2024-10-24 | 5.94% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within ATLANTIC CITY-HAMMONTON, NJ.
ATLANTIC CITY - HAMMONTON Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the ATLANTIC CITY-HAMMONTON, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
ATLANTIC CITY - HAMMONTON Average Closing Costs & Other Stats
ATLANTIC CITY-HAMMONTON, NJ's 200 lenders originated 5,063
loans during 2023. The total origination value was $1,408,635,000, with an average loan value of
$278,221.
ATLANTIC CITY - HAMMONTON's average closing costs are $5,639.
The top ATLANTIC CITY - HAMMONTON lender as defined by loan originations is Advisors Mortgage Group, L.L.C., with
234 loans originated. Their average total fees are
$6,115, which is $915
higher than the next largest lender,
GREENTREE MORTGAGE COMPANY, L.P..
The lowest fee ATLANTIC CITY - HAMMONTON lenders (with over 10 loans originated) are
Republic Bank ($2,811), NAVY FEDERAL CREDIT UNION ($3,238), TD Bank ($4,291), 1st Colonial Community Bank ($4,726) and Morgan Stanley Private Bank ($4,764).
The lowest rate ATLANTIC CITY - HAMMONTON lenders (with over 10 loans originated) are
Republic Bank (4.31%), CALIBER HOME LOANS, INC. (5.64%), Morgan Stanley Private Bank (5.76%), Wells Fargo Bank (5.96%) and Bank of America (6.11%).
ATLANTIC CITY-HAMMONTON, NJ Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
|---|---|---|---|---|
| Advisors Mortgage Group, L.L.C. | $96,085,000 | $95,795,000 | -0.3% | 6.8% |
| GREENTREE MORTGAGE COMPANY, L.P. | $108,975,000 | $78,115,000 | -28.3% | 5.5% |
| Wells Fargo Bank | $69,185,000 | $62,430,000 | -9.8% | 4.4% |
| Citizens Bank | $61,805,000 | $57,710,000 | -6.6% | 4.1% |
| OceanFirst Bank | $77,755,000 | $56,305,000 | -27.6% | 4.0% |
| TD Bank | $61,660,000 | $55,570,000 | -9.9% | 3.9% |
| QUICKEN LOANS, LLC | $91,770,000 | $52,205,000 | -43.1% | 3.7% |
| Arbor Realty Trust, Inc. | $38,355,000 | n/a | 2.7% | |
| CROSSCOUNTRY MORTGAGE, LLC | $44,730,000 | $37,290,000 | -16.6% | 2.6% |
| NATION ONE MORTGAGE CORPORATION | $25,090,000 | $33,090,000 | 31.9% | 2.3% |
| Bank of America | $39,715,000 | $31,230,000 | -21.4% | 2.2% |
| Prosperity Home Mortgage, LLC | $37,890,000 | $27,625,000 | -27.1% | 2.0% |
| GUARANTEED RATE, INC. | $32,270,000 | $27,405,000 | -15.1% | 1.9% |
| UNITED WHOLESALE MORTGAGE, LLC | $34,440,000 | $27,320,000 | -20.7% | 1.9% |
| PNC Bank | $43,690,000 | $22,635,000 | -48.2% | 1.6% |
| 1st Colonial Community Bank | $15,245,000 | $19,830,000 | 30.1% | 1.4% |
| Fulton Bank | $28,545,000 | $19,465,000 | -31.8% | 1.4% |
| JPMorgan Chase Bank | $21,790,000 | $17,240,000 | -20.9% | 1.2% |
| RF Renovo Management Company, LLC | $15,690,000 | $16,400,000 | 4.5% | 1.2% |
| U.S. Bank | $11,720,000 | $16,255,000 | 38.7% | 1.2% |
| Gateway First Bank | $17,330,000 | $14,915,000 | -13.9% | 1.1% |
| NFM, INC. | $15,070,000 | $14,740,000 | -2.2% | 1.0% |
| Morgan Stanley Private Bank | $18,700,000 | $13,960,000 | -25.3% | 1.0% |
| Truist | $53,335,000 | $13,410,000 | -74.9% | 1.0% |
| UNION HOME MORTGAGE CORP. | $21,410,000 | $13,370,000 | -37.6% | 0.9% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $17,370,000 | $12,650,000 | -27.2% | 0.9% |
| DHI MORTGAGE COMPANY, LTD. | $18,335,000 | $11,050,000 | -39.7% | 0.8% |
| Valley National Bank | $13,475,000 | $10,495,000 | -22.1% | 0.7% |
| Univest Bank and Trust Co. | $7,010,000 | $10,065,000 | 43.6% | 0.7% |
| TRUMARK FINANCIAL CREDIT UNION | $7,620,000 | $9,990,000 | 31.1% | 0.7% |
| PENNYMAC LOAN SERVICES, LLC | $12,760,000 | $9,930,000 | -22.2% | 0.7% |
| Wilmington Savings Fund Society, FSB | $12,590,000 | $9,755,000 | -22.5% | 0.7% |
| POLICE & FIRE | $13,030,000 | $9,640,000 | -26.0% | 0.7% |
| CMG MORTGAGE, INC. | $3,060,000 | $9,425,000 | 208.0% | 0.7% |
| NAVY FEDERAL CREDIT UNION | $11,255,000 | $9,200,000 | -18.3% | 0.7% |
| Mortgage Research Center, LLC | $18,355,000 | $9,020,000 | -50.9% | 0.6% |
| JONES LANG LASALLE MULTIFAMILY, LLC | $8,275,000 | n/a | 0.6% | |
| NEWREZ LLC | $5,175,000 | $8,070,000 | 55.9% | 0.6% |
| Manasquan Bank | $645,000 | $8,035,000 | 1,145.7% | 0.6% |
| UBS Bank USA | $4,925,000 | $7,780,000 | 58.0% | 0.6% |
| LOANDEPOT.COM, LLC | $22,280,000 | $7,670,000 | -65.6% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $6,955,000 | $7,260,000 | 4.4% | 0.5% |
| JERSEY SHORE FEDERAL CREDIT UNION | $6,570,000 | $7,015,000 | 6.8% | 0.5% |
| PINNACLE MORTGAGE, INC. | $4,625,000 | $6,830,000 | 47.7% | 0.5% |
| Meridian Bank Corporation | $15,950,000 | $6,420,000 | -59.7% | 0.5% |
| Citibank | $10,185,000 | $6,160,000 | -39.5% | 0.4% |
| Firstrust Savings Bank | $8,380,000 | $6,130,000 | -26.8% | 0.4% |
| ALLIED MORTGAGE GROUP, INC. | $9,030,000 | $6,065,000 | -32.8% | 0.4% |
| DRAPER AND KRAMER MORTGAGE CORP. | $20,455,000 | $6,055,000 | -70.4% | 0.4% |
| The Victory Bank | $6,775,000 | $5,865,000 | -13.4% | 0.4% |
| Republic Bank | $37,420,000 | $5,835,000 | -84.4% | 0.4% |
| Charles Schwab Bank, SSB | $7,775,000 | $5,720,000 | -26.4% | 0.4% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $8,705,000 | $5,595,000 | -35.7% | 0.4% |
| CALIBER HOME LOANS, INC. | $77,660,000 | $5,495,000 | -92.9% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $13,735,000 | $5,485,000 | -60.1% | 0.4% |
| ABSOLUTE HOME MORTGAGE CORPORATION | $6,490,000 | $5,135,000 | -20.9% | 0.4% |
| AMERICAN FINANCIAL NETWORK, INC. | $5,015,000 | n/a | 0.4% | |
| Goldman Sachs Bank USA | $3,005,000 | $5,010,000 | 66.7% | 0.4% |
| CARDINAL FINANCIAL | $6,010,000 | $4,735,000 | -21.2% | 0.3% |
| Northpointe Bank | $2,295,000 | $4,690,000 | 104.4% | 0.3% |
| MLD MORTGAGE INC. | $16,850,000 | $4,520,000 | -73.2% | 0.3% |
| AMERISAVE MORTGAGE CORPORATION | $9,840,000 | $4,415,000 | -55.1% | 0.3% |
| Equity Prime Mortgage LLC | $8,645,000 | $4,240,000 | -51.0% | 0.3% |
| Acre Mortgage and Financial Inc | $5,660,000 | $4,065,000 | -28.2% | 0.3% |
| Commerce Home Mortgage, Inc. | $3,665,000 | $3,940,000 | 7.5% | 0.3% |
| BROKER SOLUTIONS, INC. | $4,080,000 | $3,830,000 | -6.1% | 0.3% |
| NJ LENDERS CORP. | $3,720,000 | $3,825,000 | 2.8% | 0.3% |
| EMM LOANS LLC | $9,740,000 | $3,785,000 | -61.1% | 0.3% |
| FREEDOM MORTGAGE CORPORATION | $11,470,000 | $3,710,000 | -67.7% | 0.3% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | $2,735,000 | $3,460,000 | 26.5% | 0.2% |
| SOUTH JERSEY | $4,420,000 | $3,395,000 | -23.2% | 0.2% |
| First National Bank of Absecon | $3,360,000 | n/a | 0.2% | |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $6,840,000 | $3,360,000 | -50.9% | 0.2% |
| AMERICAN HERITAGE FCU | $2,530,000 | $3,305,000 | 30.6% | 0.2% |
| Newfield National Bank | $2,025,000 | $3,060,000 | 51.1% | 0.2% |
| MOVEMENT MORTGAGE, LLC | $9,840,000 | $3,020,000 | -69.3% | 0.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,930,000 | $2,935,000 | 52.1% | 0.2% |
| M&T Bank | $2,210,000 | $2,885,000 | 30.5% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $7,155,000 | $2,870,000 | -59.9% | 0.2% |
| PLAZA HOME MORTGAGE, INC. | $165,000 | $2,860,000 | 1,633.3% | 0.2% |
| HOMEXPRESS MORTGAGE CORP. | $245,000 | $2,855,000 | 1,065.3% | 0.2% |
| Mid Penn Bank | $6,365,000 | $2,770,000 | -56.5% | 0.2% |
| The Huntington National Bank | $5,175,000 | $2,755,000 | -46.8% | 0.2% |
| DEVELOPER'S MORTGAGE COMPANY | $3,755,000 | $2,645,000 | -29.6% | 0.2% |
| Discover Bank | $2,150,000 | $2,645,000 | 23.0% | 0.2% |
| PENTAGON FEDERAL CREDIT UNION | $4,795,000 | $2,625,000 | -45.3% | 0.2% |
| Columbia Bank | $12,650,000 | $2,535,000 | -80.0% | 0.2% |
| FRANKLIN MINT | $630,000 | $2,535,000 | 302.4% | 0.2% |
| First Citizens Community Bank | $705,000 | $2,465,000 | 249.6% | 0.2% |
| ANGEL OAK HOME LOANS LLC | $5,865,000 | $2,445,000 | -58.3% | 0.2% |
| CITADEL FEDERAL CREDIT UNION | $1,710,000 | $2,275,000 | 33.0% | 0.2% |
| S&T Bank | $825,000 | $2,260,000 | 173.9% | 0.2% |
| US MORTGAGE CORPORATION | $3,945,000 | $2,175,000 | -44.9% | 0.2% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | $125,000 | $2,170,000 | 1,636.0% | 0.2% |
| The Federal Savings Bank | $1,540,000 | $2,160,000 | 40.3% | 0.2% |
| RESIDENTIAL HOME FUNDING CORP. | $1,880,000 | $2,055,000 | 9.3% | 0.1% |
| Figure Lending LLC | $995,000 | $2,035,000 | 104.5% | 0.1% |
| AMERICAN HERITAGE LENDING, INC. | $1,405,000 | $2,010,000 | 43.1% | 0.1% |
| ARC HOME LLC | $1,445,000 | $1,985,000 | 37.4% | 0.1% |
| Flagstar Bank, FSB | $9,570,000 | $1,920,000 | -79.9% | 0.1% |
| Logan Finance Corporation | $245,000 | $1,920,000 | 683.7% | 0.1% |
| GUARANTEED RATE AFFINITY, LLC | $4,655,000 | $1,910,000 | -59.0% | 0.1% |
| Quaint Oak Mortgage, LLC | $1,615,000 | $1,890,000 | 17.0% | 0.1% |
| Franklin Bank | $2,405,000 | $1,865,000 | -22.5% | 0.1% |
| Sturdy Savings Bank | $3,610,000 | $1,845,000 | -48.9% | 0.1% |
| ABCO Federal Credit Union | $1,775,000 | $1,825,000 | 2.8% | 0.1% |
| A&D Mortgage LLC | $2,860,000 | $1,810,000 | -36.7% | 0.1% |
| Huntingdon Valley Bank | $4,835,000 | $1,800,000 | -62.8% | 0.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $1,985,000 | $1,750,000 | -11.8% | 0.1% |
| FINANCE OF AMERICA REVERSE LLC | $1,255,000 | $1,705,000 | 35.9% | 0.1% |
| VELOCITY COMMERCIAL CAPITAL, LLC | $1,405,000 | $1,645,000 | 17.1% | 0.1% |
| FBC MORTGAGE, LLC | $1,630,000 | n/a | 0.1% | |
| Bogota Savings Bank | $2,605,000 | $1,605,000 | -38.4% | 0.1% |
| Monroe Savings Bank | $1,595,000 | n/a | 0.1% | |
| Hyperion Bank | $1,505,000 | n/a | 0.1% | |
| MEMBER FIRST MORTGAGE, LLC | $755,000 | $1,495,000 | 98.0% | 0.1% |
| LIMA ONE CAPITAL, LLC | $1,980,000 | $1,480,000 | -25.3% | 0.1% |
| Parke Bank | $10,215,000 | $1,465,000 | -85.7% | 0.1% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | $2,355,000 | $1,450,000 | -38.4% | 0.1% |
| The Fidelity Deposit and Discount Bank | $595,000 | $1,435,000 | 141.2% | 0.1% |
| AMWEST FUNDING CORP. | $295,000 | $1,430,000 | 384.7% | 0.1% |
| USAA Federal Savings Bank | $4,590,000 | $1,425,000 | -69.0% | 0.1% |
| Raymond James Bank | $5,005,000 | $1,355,000 | -72.9% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $1,350,000 | n/a | 0.1% | |
| American Bank | $385,000 | $1,325,000 | 244.2% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $7,385,000 | $1,275,000 | -82.7% | 0.1% |
| HOMESIDE FINANCIAL, LLC | $1,990,000 | $1,265,000 | -36.4% | 0.1% |
| LENDINGONE, LLC | $3,015,000 | $1,230,000 | -59.2% | 0.1% |
| Peoples Security Bank and Trust Company | $2,965,000 | $1,230,000 | -58.5% | 0.1% |
| ARK MORTGAGE, INC. | $195,000 | $1,215,000 | 523.1% | 0.1% |
| NATIONWIDE MORTGAGE BANKERS, INC. | $1,950,000 | $1,210,000 | -37.9% | 0.1% |
| SUN Federal Credit Union | $475,000 | $1,205,000 | 153.7% | 0.1% |
| VAN DYK MORTGAGE CORPORATION | $415,000 | $1,170,000 | 181.9% | 0.1% |
| LONGBRIDGE FINANCIAL, LLC | $400,000 | $1,150,000 | 187.5% | 0.1% |
| LAKEVIEW LOAN SERVICING, LLC | $2,960,000 | $1,140,000 | -61.5% | 0.1% |
| Stifel Bank and Trust | $1,280,000 | $1,140,000 | -10.9% | 0.1% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | $830,000 | $1,115,000 | 34.3% | 0.1% |
| First Republic Bank | $2,685,000 | $1,105,000 | -58.8% | 0.1% |
| Cornerstone Bank | $465,000 | $1,095,000 | 135.5% | 0.1% |
| First Commonwealth Federal Credit Union | $65,000 | $1,090,000 | 1,576.9% | 0.1% |
| Hometown Equity Mortgage, LLC | $1,270,000 | $1,085,000 | -14.6% | 0.1% |
| ROYAL UNITED MORTGAGE LLC | $170,000 | $1,080,000 | 535.3% | 0.1% |
| Axos Bank | $285,000 | $1,070,000 | 275.4% | 0.1% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $455,000 | $1,065,000 | 134.1% | 0.1% |
| PHILADELPHIA | $910,000 | $1,040,000 | 14.3% | 0.1% |
| Farm Credit East, ACA | $1,035,000 | n/a | 0.1% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $2,735,000 | $1,030,000 | -62.3% | 0.1% |
| Coastal Community Bank | $985,000 | n/a | 0.1% | |
| FOUNDATION MORTGAGE CORPORATION | $985,000 | n/a | 0.1% | |
| GLENDENNING MORTGAGE CORPORATION | $985,000 | n/a | 0.1% | |
| The First National Bank of Elmer | $985,000 | n/a | 0.1% | |
| VILLAGE CAPITAL MORTGAGE | $165,000 | $985,000 | 497.0% | 0.1% |
| CONSTRUCTIVE LOANS, LLC | $935,000 | n/a | 0.1% | |
| BAY EQUITY LLC | $590,000 | $925,000 | 56.8% | 0.1% |
| PLANET HOME LENDING, LLC | $1,825,000 | $925,000 | -49.3% | 0.1% |
| GUILD MORTGAGE COMPANY | $2,205,000 | $920,000 | -58.3% | 0.1% |
| GSF Mortgage Corporation | $915,000 | n/a | 0.1% | |
| BETTER MORTGAGE CORPORATION | $1,280,000 | $910,000 | -28.9% | 0.1% |
| AMERICAN FINANCING CORPORATION | $420,000 | $905,000 | 115.5% | 0.1% |
| ALLIANT CREDIT UNION | $80,000 | $900,000 | 1,025.0% | 0.1% |
| Center City Mortgage and Investments LLC | $85,000 | $900,000 | 958.8% | 0.1% |
| OCMBC, INC. | $1,050,000 | $900,000 | -14.3% | 0.1% |
| Plains Commerce Bank | $1,550,000 | $895,000 | -42.3% | 0.1% |
| Citadel Servicing Corporation | $1,090,000 | $890,000 | -18.3% | 0.1% |
| CONTOUR MORTGAGE CORPORATION | $600,000 | $890,000 | 48.3% | 0.1% |
| LENDING CAPITAL GROUP Inc | $830,000 | $870,000 | 4.8% | 0.1% |
| Ukrainian Selfreliance Federal Credit Union | $1,535,000 | $870,000 | -43.3% | 0.1% |
| NBKC BANK | $815,000 | $860,000 | 5.5% | 0.1% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | $2,110,000 | $845,000 | -60.0% | 0.1% |
| Lakeland Bank | $2,460,000 | $830,000 | -66.3% | 0.1% |
| NEXERA HOLDING LLC | $830,000 | n/a | 0.1% | |
| TOWER | $995,000 | $820,000 | -17.6% | 0.1% |
| BOND STREET MORTGAGE, LLC | $430,000 | $815,000 | 89.5% | 0.1% |
| Carrington Mortgage Services, LLC | $2,295,000 | $815,000 | -64.5% | 0.1% |
| Mortgage America, Inc. | $790,000 | $815,000 | 3.2% | 0.1% |
| First National Bank of America | $895,000 | $810,000 | -9.5% | 0.1% |
| NEW DAY FINANCIAL, LLC | $1,495,000 | $805,000 | -46.2% | 0.1% |
| Sun East Federal Credit Union | $905,000 | $795,000 | -12.2% | 0.1% |
| Penn Community Bank | $560,000 | $785,000 | 40.2% | 0.1% |
| Ally Bank | $1,320,000 | $770,000 | -41.7% | 0.1% |
| ASSOCIATED MORTGAGE BANKERS, INC. | $765,000 | n/a | 0.1% | |
| Presidential Bank, FSB | $3,205,000 | $765,000 | -76.1% | 0.1% |
| Ardent Federal Credit Union | $300,000 | $755,000 | 151.7% | 0.1% |
| The Gratz Bank | $1,505,000 | $755,000 | -49.8% | 0.1% |
| ENVOY MORTGAGE, LTD | $2,480,000 | $750,000 | -69.8% | 0.1% |
| Financial Freedom Mortgage, LLC | $1,240,000 | $745,000 | -39.9% | 0.1% |
| QNB Bank | $645,000 | $735,000 | 14.0% | 0.1% |
| Keystone Funding, Inc. | $690,000 | n/a | 0.0% | |
| SUMMIT FUNDING, INC. | $690,000 | n/a | 0.0% | |
| Habib American Bank | $495,000 | $685,000 | 38.4% | 0.0% |
| Fifth Third Bank | $680,000 | n/a | 0.0% | |
| SPRING EQ, LLC | $1,440,000 | $680,000 | -52.8% | 0.0% |
| EMBRACE HOME LOANS, INC. | $715,000 | $675,000 | -5.6% | 0.0% |
| AmeriHome Mortgage Company, LLC | $1,370,000 | $670,000 | -51.1% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $1,475,000 | $660,000 | -55.3% | 0.0% |
| Centier Bank | $170,000 | $630,000 | 270.6% | 0.0% |
| Evolve Bank & Trust | $355,000 | $620,000 | 74.6% | 0.0% |
| Kwik Mortgage Corporation | $620,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $620,000 | n/a | 0.0% | |
| AmRes Corporation | $880,000 | $615,000 | -30.1% | 0.0% |
| AFFINITY | $715,000 | $605,000 | -15.4% | 0.0% |
| Ixonia Bank | $590,000 | n/a | 0.0% | |
| Third Federal Savings and Loan Association of Cleveland | $1,095,000 | $590,000 | -46.1% | 0.0% |
| ATLANTIS MORTGAGE CO., INC. | $680,000 | $585,000 | -14.0% | 0.0% |
| ONY GLO, INC. | $585,000 | n/a | 0.0% | |
| BMO Harris Bank | $405,000 | $575,000 | 42.0% | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | $305,000 | $575,000 | 88.5% | 0.0% |
| MORTGAGE ACCESS CORP. | $3,460,000 | $575,000 | -83.4% | 0.0% |
| Bethpage Federal Credit Union | $1,650,000 | $570,000 | -65.5% | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | $2,330,000 | $565,000 | -75.8% | 0.0% |
| First Bank | $555,000 | n/a | 0.0% | |
| HOMESTEAD FUNDING CORP. | $295,000 | $555,000 | 88.1% | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | $705,000 | $540,000 | -23.4% | 0.0% |
| Princeton Mortgage Corporation | $635,000 | $540,000 | -15.0% | 0.0% |
| PEOPLE FIRST | $525,000 | n/a | 0.0% | |
| First Federal Bank | $265,000 | $510,000 | 92.5% | 0.0% |
| Alaska USA Federal Credit Union | $505,000 | n/a | 0.0% | |
| Orrstown Bank | $495,000 | n/a | 0.0% | |
| New Century Bank | $485,000 | n/a | 0.0% | |
| Brighton Bank | $465,000 | n/a | 0.0% | |
| NATIONS DIRECT MORTGAGE, LLC | $460,000 | n/a | 0.0% | |
| Kearny Bank | $905,000 | $450,000 | -50.3% | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | $710,000 | $440,000 | -38.0% | 0.0% |
| Armed Forces Bank | $680,000 | $435,000 | -36.0% | 0.0% |
| BAYPORT FUNDING LLC | $425,000 | n/a | 0.0% | |
| NMSI, INC. | $425,000 | n/a | 0.0% | |
| Shinhan Bank America | $425,000 | n/a | 0.0% | |
| LOANPAL, LLC | $675,000 | $420,000 | -37.8% | 0.0% |
| OPEN MORTGAGE, LLC | $900,000 | $420,000 | -53.3% | 0.0% |
| Signature Federal Credit Union | $420,000 | n/a | 0.0% | |
| Barrington Bank & Trust Company, N.A. | $650,000 | $405,000 | -37.7% | 0.0% |
| BNY Mellon | $2,130,000 | $405,000 | -81.0% | 0.0% |
| LENDSURE MORTGAGE CORP. | $805,000 | $405,000 | -49.7% | 0.0% |
| Nations Lending Corporation | $1,920,000 | $390,000 | -79.7% | 0.0% |
| HARBORONE MORTGAGE, LLC | $385,000 | n/a | 0.0% | |
| Shore United Bank | $365,000 | n/a | 0.0% | |
| TOTAL MORTGAGE SERVICES, LLC | $360,000 | n/a | 0.0% | |
| Metro City Bank | $320,000 | $350,000 | 9.4% | 0.0% |
| ACADEMY MORTGAGE CORPORATION | $390,000 | $345,000 | -11.5% | 0.0% |
| Luxury Mortgage Corp. | $475,000 | $345,000 | -27.4% | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | $870,000 | $340,000 | -60.9% | 0.0% |
| Glen Rock Savings Bank | $335,000 | n/a | 0.0% | |
| NP, Inc. | $115,000 | $335,000 | 191.3% | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | $665,000 | $325,000 | -51.1% | 0.0% |
| Pennsville National Bank | $325,000 | n/a | 0.0% | |
| SECURITY SERVICE | $325,000 | n/a | 0.0% | |
| Sharon Bank | $325,000 | n/a | 0.0% | |
| State Financial Network, LLC | $1,400,000 | $320,000 | -77.1% | 0.0% |
| Peoples Bank | $315,000 | n/a | 0.0% | |
| POLISH & SLAVIC FEDERAL CREDIT UNION | $315,000 | n/a | 0.0% | |
| The People's Credit Union | $290,000 | $315,000 | 8.6% | 0.0% |
| BCB Community Bank | $610,000 | $310,000 | -49.2% | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | $265,000 | $310,000 | 17.0% | 0.0% |
| Haddon Savings Bank | $1,280,000 | $310,000 | -75.8% | 0.0% |
| BM Real Estate Services, Inc. | $305,000 | n/a | 0.0% | |
| First National Bank and Trust Company of Newtown | $305,000 | n/a | 0.0% | |
| VERITAS FUNDING, LLC | $305,000 | n/a | 0.0% | |
| ZILLOW HOME LOANS, LLC | $305,000 | n/a | 0.0% | |
| PIKE CREEK MORTGAGE SERVICES, INC. | $895,000 | $295,000 | -67.0% | 0.0% |
| Residential Mortgage Solutions, Inc. | $295,000 | n/a | 0.0% | |
| Berkshire Bank | $285,000 | n/a | 0.0% | |
| Citizens & Northern Bank | $1,660,000 | $285,000 | -82.8% | 0.0% |
| GENEVA FINANCIAL, LLC | $285,000 | n/a | 0.0% | |
| Merchants Mortgage & Trust Corporation | $285,000 | n/a | 0.0% | |
| UIF CORPORATION | $205,000 | $285,000 | 39.0% | 0.0% |
| T2 FINANCIAL LLC | $275,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $35,000 | $270,000 | 671.4% | 0.0% |
| Credence Funding Corporation | $255,000 | n/a | 0.0% | |
| Peapack-Gladstone Bank | $255,000 | n/a | 0.0% | |
| USAlliance Federal Credit Union | $645,000 | $255,000 | -60.5% | 0.0% |
| PICATINNY FEDERAL CREDIT UNION | $245,000 | n/a | 0.0% | |
| Baxter Credit Union | $235,000 | n/a | 0.0% | |
| PHH Mortgage Corporation | $840,000 | $235,000 | -72.0% | 0.0% |
| STOCKTON MORTGAGE CORPORATION | $235,000 | n/a | 0.0% | |
| BRIDGEVIEW MORTGAGE CORP. | $225,000 | n/a | 0.0% | |
| Farmers Bank & Trust | $365,000 | $225,000 | -38.4% | 0.0% |
| MICHIGAN MUTUAL, INC. | $185,000 | $225,000 | 21.6% | 0.0% |
| Tompkins Trust Company | $225,000 | n/a | 0.0% | |
| Upper Darby Belltelco Federal Credit Union | $225,000 | n/a | 0.0% | |
| CIVIC FINANCIAL SERVICES, LLC | $2,375,000 | $215,000 | -90.9% | 0.0% |
| First Horizon Bank | $210,000 | n/a | 0.0% | |
| Municipal Credit Union | $805,000 | $195,000 | -75.8% | 0.0% |
| SILVER HILL FUNDING, LLC | $1,665,000 | $195,000 | -88.3% | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | $785,000 | $195,000 | -75.2% | 0.0% |
| GARDEN SAVINGS FEDERAL CREDIT UNION | $385,000 | $185,000 | -51.9% | 0.0% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | $185,000 | n/a | 0.0% | |
| American Airlines Federal Credit Union | $180,000 | n/a | 0.0% | |
| GREENWOOD | $625,000 | $180,000 | -71.2% | 0.0% |
| 1st Bank of Sea Isle City | $380,000 | $175,000 | -53.9% | 0.0% |
| RESIDENTIAL BANCORP | $175,000 | n/a | 0.0% | |
| S1L, Inc. | $175,000 | n/a | 0.0% | |
| TOWNE MORTGAGE COMPANY | $270,000 | $175,000 | -35.2% | 0.0% |
| Woori America Bank | $175,000 | n/a | 0.0% | |
| Blue Ridge Bank | $165,000 | n/a | 0.0% | |
| Millville Savings Bank | $165,000 | n/a | 0.0% | |
| The Loan Store, Inc. | $165,000 | n/a | 0.0% | |
| Watermark Capital, Inc. | $165,000 | $165,000 | 0.0% | 0.0% |
| United States Senate Federal Credit Union | $160,000 | n/a | 0.0% | |
| BECKAM FUNDING CORP. | $155,000 | n/a | 0.0% | |
| JET DIRECT FUNDING CORP | $155,000 | n/a | 0.0% | |
| The Farmers National Bank of Canfield | $155,000 | n/a | 0.0% | |
| WALL STREET MORTGAGE BANKERS, LTD. | $300,000 | $155,000 | -48.3% | 0.0% |
| FREEDOM CREDIT UNION | $100,000 | $150,000 | 50.0% | 0.0% |
| GEORGIA'S OWN | $580,000 | $145,000 | -75.0% | 0.0% |
| William Penn Bank | $630,000 | $145,000 | -77.0% | 0.0% |
| First-Citizens Bank & Trust Company | $135,000 | n/a | 0.0% | |
| HARTFORD FUNDING, LTD. | $135,000 | n/a | 0.0% | |
| Spencer Savings Bank, SLA | $1,430,000 | $130,000 | -90.9% | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | $125,000 | n/a | 0.0% | |
| RELIANCE FIRST CAPITAL, LLC | $1,350,000 | $125,000 | -90.7% | 0.0% |
| MidFirst Bank | $115,000 | n/a | 0.0% | |
| Quontic Bank | $445,000 | $115,000 | -74.2% | 0.0% |
| FIRST ATLANTIC FEDERAL CREDIT UNION | $175,000 | $105,000 | -40.0% | 0.0% |
| OAKTREE FUNDING CORP. | $520,000 | $105,000 | -79.8% | 0.0% |
| Crest Savings Bank | $460,000 | $95,000 | -79.3% | 0.0% |
| EVERETT FINANCIAL, INC. | $830,000 | $95,000 | -88.6% | 0.0% |
| JUSTICE Federal Credit Union | $310,000 | $75,000 | -75.8% | 0.0% |
| NexBank | $75,000 | n/a | 0.0% | |
| TEACHERS | $75,000 | n/a | 0.0% | |
| APCI Federal Credit Union | $335,000 | $65,000 | -80.6% | 0.0% |
| Amboy Bank | $55,000 | n/a | 0.0% | |
| Lakeview Community Capital, LLC | $1,315,000 | $55,000 | -95.8% | 0.0% |
| Century Savings Bank | $45,000 | n/a | 0.0% | |
| DEEPWATER INDUSTRIES | $15,000 | $45,000 | 200.0% | 0.0% |
| FARMERS INSURANCE GROUP FEDERAL CREDIT UNION | $35,000 | n/a | 0.0% | |
| MERCK EMPLOYEES FEDERAL CREDIT UNION | $105,000 | $25,000 | -76.2% | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | $15,000 | n/a | 0.0% |
ATLANTIC CITY - HAMMONTON's top lender by overall market share is Advisors Mortgage Group, L.L.C., with 6.8% market share. In second place, with 5.5%, is GREENTREE MORTGAGE COMPANY, L.P., having originated $78,115,000 in loans. In third place, with 4.4%, is Wells Fargo Bank, having originated $62,430,000 in loans. In fourth place, with 4.1%, is Citizens Bank, having originated $57,710,000 in loans. In fifth place, with 4.0%, is OceanFirst Bank, having originated $56,305,000 in loans.
ATLANTIC CITY-HAMMONTON, NJ Average Rent (2023)
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| Zip Code | Metro | Studio Apartment Rent | 1BR Apartment Rent | 2BR Apartment Rent | 3BR Apartment Rent | 4BR Apartment Rent |
|---|---|---|---|---|---|---|
| 8037 | Atlantic City-Hammonton, NJ MSA | $1,100 | $1,270 | $1,590 | $2,190 | $2,420 |
| 8094 | Atlantic City-Hammonton, NJ MSA | $1,060 | $1,190 | $1,450 | $1,780 | $2,060 |
| 8201 | Atlantic City-Hammonton, NJ MSA | $1,280 | $1,490 | $1,880 | $2,660 | $2,900 |
| 8203 | Atlantic City-Hammonton, NJ MSA | $1,180 | $1,370 | $1,730 | $2,450 | $2,670 |
| 8205 | Atlantic City-Hammonton, NJ MSA | $1,180 | $1,370 | $1,730 | $2,450 | $2,670 |
| 8213 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8215 | Atlantic City-Hammonton, NJ MSA | $1,070 | $1,240 | $1,560 | $2,190 | $2,390 |
| 8217 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8220 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8221 | Atlantic City-Hammonton, NJ MSA | $1,620 | $1,880 | $2,370 | $3,350 | $3,660 |
| 8225 | Atlantic City-Hammonton, NJ MSA | $1,450 | $1,680 | $2,120 | $3,000 | $3,270 |
| 8231 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8232 | Atlantic City-Hammonton, NJ MSA | $1,040 | $1,210 | $1,520 | $2,150 | $2,350 |
| 8234 | Atlantic City-Hammonton, NJ MSA | $1,020 | $1,180 | $1,490 | $2,110 | $2,300 |
| 8240 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8241 | Atlantic City-Hammonton, NJ MSA | $1,190 | $1,390 | $1,750 | $2,480 | $2,700 |
| 8244 | Atlantic City-Hammonton, NJ MSA | $1,050 | $1,220 | $1,540 | $2,180 | $2,380 |
| 8270 | Atlantic City-Hammonton, NJ MSA | $1,000 | $1,130 | $1,480 | $1,870 | $2,020 |
| 8310 | Atlantic City-Hammonton, NJ MSA | $1,000 | $1,160 | $1,460 | $2,070 | $2,260 |
| 8317 | Atlantic City-Hammonton, NJ MSA | $1,260 | $1,440 | $1,820 | $2,550 | $2,780 |
| 8319 | Atlantic City-Hammonton, NJ MSA | $1,060 | $1,200 | $1,560 | $2,030 | $2,200 |
| 8326 | Atlantic City-Hammonton, NJ MSA | $1,350 | $1,570 | $1,980 | $2,800 | $3,060 |
| 8330 | Atlantic City-Hammonton, NJ MSA | $1,290 | $1,500 | $1,890 | $2,670 | $2,920 |
| 8340 | Atlantic City-Hammonton, NJ MSA | $1,260 | $1,430 | $1,810 | $2,540 | $2,760 |
| 8341 | Atlantic City-Hammonton, NJ MSA | $860 | $1,000 | $1,270 | $1,780 | $1,970 |
| 8342 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8344 | Atlantic City-Hammonton, NJ MSA | $1,270 | $1,410 | $1,720 | $2,130 | $2,440 |
| 8346 | Atlantic City-Hammonton, NJ MSA | $1,150 | $1,330 | $1,660 | $2,300 | $2,530 |
| 8350 | Atlantic City-Hammonton, NJ MSA | $1,100 | $1,240 | $1,570 | $2,180 | $2,370 |
| 8360 | Atlantic City-Hammonton, NJ MSA | $1,070 | $1,120 | $1,440 | $1,900 | $2,040 |
| 8361 | Atlantic City-Hammonton, NJ MSA | $1,120 | $1,170 | $1,510 | $1,990 | $2,130 |
| 8401 | Atlantic City-Hammonton, NJ MSA | $980 | $1,140 | $1,440 | $2,040 | $2,220 |
| 8402 | Atlantic City-Hammonton, NJ MSA | $1,220 | $1,420 | $1,790 | $2,530 | $2,770 |
| 8403 | Atlantic City-Hammonton, NJ MSA | $1,600 | $1,870 | $2,350 | $3,320 | $3,630 |
| 8404 | Atlantic City-Hammonton, NJ MSA | $1,080 | $1,250 | $1,580 | $2,240 | $2,440 |
| 8406 | Atlantic City-Hammonton, NJ MSA | $1,150 | $1,330 | $1,680 | $2,380 | $2,600 |
2022 Average & Median Rent Data Statistics
ATLANTIC CITY-HAMMONTON, NJ average 1BR rent: $1,325, median: $1,250
ATLANTIC CITY-HAMMONTON, NJ average 2BR rent: $1,673, median: $1,580
ATLANTIC CITY-HAMMONTON, NJ average 3BR rent: $2,326, median: $2,240
ATLANTIC CITY-HAMMONTON, NJ Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 2,932 | $956,450,000 | $326,211 |
| Cash Out Refi | 660 | $164,870,000 | $249,803 |
| Home Improvement | 592 | $72,510,000 | $122,483 |
| Other | 549 | $82,165,000 | $149,663 |
| Refi | 330 | $132,640,000 | $401,939 |
Atlantic City - Hammonton's most frequently cited loan purpose was Home Purchase, with 2,932 originations. The 2nd most popular reason was Cash Out Refi, with 660 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,903 | $542,705,000 | $285,184 |
| 7-8% | 1,172 | $308,960,000 | $263,618 |
| Over 8% | 1,001 | $166,385,000 | $166,219 |
| 5-6% | 703 | $309,155,000 | $439,765 |
| 4-5% | 81 | $32,345,000 | $399,321 |
| <2.5% | 49 | $2,475,000 | $50,510 |
| 3-4% | 27 | $7,995,000 | $296,111 |
| 2.5-3% | 14 | $5,340,000 | $381,429 |
During 2023, Atlantic City - Hammonton's most frequently originated rate bucket was 6-7%, with 1,903 originations.
Loan Sizing (ATLANTIC CITY-HAMMONTON, NJ MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 1,863 | $520,815,000 | $279,557 |
| $100k-200k | 1,354 | $196,770,000 | $145,325 |
| $100,000 or less | 1,087 | $60,925,000 | $56,049 |
| $400k-600k | 453 | $213,385,000 | $471,049 |
| $600k-1000k | 184 | $135,440,000 | $736,087 |
| $Over $1MM | 122 | $281,300,000 | $2,305,738 |
ATLANTIC CITY - HAMMONTON's loan sizing saw the bucket of loans from $200k-400k with 1,863 originations, totaling $520,815,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,587 | $493,655,000 | $311,062 |
| 60-80% | 1,386 | $523,010,000 | $377,352 |
| Under 20% | 769 | $49,785,000 | $64,740 |
| 20-40% | 665 | $112,235,000 | $168,774 |
| 40-60% | 504 | $151,380,000 | $300,357 |
| Over 100% | 40 | $43,270,000 | $1,081,750 |
ATLANTIC CITY - HAMMONTON's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,587 originations, totaling $493,655,000 in origination value.