OCEAN CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ocean City averaged 2.98% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.28% and one month ago for the week of 2021-10-21, the average rate was 3.07%.

Ocean City's average rate one year ago was 2.8%.

For refis of the same type during the week of 2021-11-24, the average rate was 2.93%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Ocean City 30 Year Fixed Rate 2021-11-24 2.98%
Ocean City 30 Year Fixed Rate Refi 2021-11-24 2.93%
Ocean City 15 Year Fixed Rate 2021-11-24 2.56%
Ocean City 15 Year Fixed Rate Refi 2021-11-24 2.35%
Ocean City 30 Year FHA 2021-11-24 3.38%
Ocean City 30 Year FHA Refi 2021-11-24 3.34%
Ocean City 30 Year USDA 2021-11-24 3.52%
Ocean City 30 Year USDA Refi 2021-11-24 3.1%
Ocean City 30 Year VA 2021-11-24 3.39%
Ocean City 30 Year VA Refi 2021-11-24 3%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OCEAN CITY, NJ.

OCEAN CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OCEAN CITY, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Wells Fargo Bank, National Association 433 3.08% $4,643
CALIBER HOME LOANS, INC. 370 3.27% $4,099
Citizens Bank, National Association 307 3.22% $6,783
Republic Bank 267 3.03% $4,293
QUICKEN LOANS, LLC 264 3.28% $5,631
OceanFirst Bank, National Association 260 3.35% $5,080
Prosperity Home Mortgage, LLC 178 3.13% $4,629
TD Bank, National Association 156 3.06% $5,445
GUARANTEED RATE, INC. 151 3.16% $4,799
DRAPER AND KRAMER MORTGAGE CORP. 134 3.16% $4,132
Valley National Bank 124 3.37% $4,981
TRIDENT MORTGAGE COMPANY LP 123 3.12% $5,056
UNITED WHOLESALE MORTGAGE, LLC 118 3.14% $5,381
GREENTREE MORTGAGE COMPANY, L.P. 117 3.09% $3,885
Advisors Mortgage Group, L.L.C. 114 3.07% $4,279
CROSSCOUNTRY MORTGAGE, LLC 107 3.13% $4,417
Firstrust Savings Bank 97 3.21% $7,028
HOME POINT FINANCIAL CORPORATION 95 3.22% $5,646
JPMorgan Chase Bank, National Association 93 3.15% $6,362
Bank of America, National Association 87 2.92% $5,652
Fulton Bank, National Association 87 3.42% $4,524
LOANDEPOT.COM, LLC 81 3.05% $4,599
PNC Bank, National Association 64 3.39% $5,530
FINANCE OF AMERICA MORTGAGE LLC 64 3.13% $6,076
Wilmington Savings Fund Society, FSB 60 3.21% $3,166
ALLIED MORTGAGE GROUP, INC. 59 3.39% $4,759
POLICE & FIRE 59 3.19% $1,857
NEWREZ LLC 45 3.38% $5,403
MOVEMENT MORTGAGE, LLC 45 3.13% $4,172
Meridian Bank Corporation 45 3.04% $6,052
Philadelphia Mortgage Advisors, Inc. 43 3.19% $4,787
Univest Bank and Trust Co. 42 3.22% $5,217
SUCCESS MORTGAGE PARTNERS, INC. 41 3.13% $4,529
Huntingdon Valley Bank 40 3.31% $4,487
EMM LOANS LLC 40 3.22% $5,906
Evesham Mortgage, LLC 33 3.05% $4,466
BETTER MORTGAGE CORPORATION 32 2.98% $4,018
FREEDOM MORTGAGE CORPORATION 32 3.29% $3,717
Mortgage America, Inc. 32 3.08% $4,024
NAVY FEDERAL CREDIT UNION 30 3.21% $7,438
Morgan Stanley Private Bank, National Association 30 2.89% $5,744
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 29 3.07% $4,839
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 29 3.08% $5,505
PENNYMAC LOAN SERVICES, LLC 28 3.23% $5,438
Santander Bank, N.A. 27 3.34% $4,592
Presidential Bank, FSB 26 3.18% $6,043
BROKER SOLUTIONS, INC. 23 3.02% $5,809
AMERISAVE MORTGAGE CORPORATION 23 2.90% $5,441
TRUMARK FINANCIAL CREDIT UNION 22 3.21% $3,590
U.S. Bank National Association 22 3.06% $4,888
GUARANTEED RATE AFFINITY, LLC 22 2.99% $4,126
AMERICAN HERITAGE FCU 21 3.37% $3,356
Gateway First Bank 21 3.27% $3,944
Truist Bank 21 3.06% $8,276
NJ LENDERS CORP. 21 2.70% $4,478
UNION HOME MORTGAGE CORP. 21 3.28% $3,496
HOMEBRIDGE FINANCIAL SERVICES, INC. 20 3.62% $7,306
Citibank, National Association 19 2.75% $7,414
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 19 2.95% $4,740
NATIONSTAR MORTGAGE LLC 18 3.58% $7,113
UNITED NORTHERN MORTGAGE BANKERS LIMITED 17 3.01% $2,816
UBS Bank USA 17 2.85% $6,928
NATION ONE MORTGAGE CORPORATION 17 3.52% $6,760
RESIDENTIAL MORTGAGE SERVICES, INC. 17 3.31% $4,533
WESTERN EXPRESS LENDING 16 3.21% $4,414
ARK-LA-TEX FINANCIAL SERVICES, LLC. 16 3.39% $5,189
ABSOLUTE HOME MORTGAGE CORPORATION 16 3.14% $4,902
1st Colonial Community Bank 15 3.04% $4,554
DHI MORTGAGE COMPANY, LTD. 14 3.23% $3,687
AMERICAN FINANCIAL NETWORK, INC. 14 3.21% $4,816
State Financial Network, LLC 13 3.36% $3,449
AMERICAN FEDERAL MORTGAGE CORPORATION 13 2.88% $3,032
TOWNE MORTGAGE COMPANY 13 3.06% $9,206
Northpointe Bank 13 3.08% $5,035
Mid Penn Bank 12 3.25% $5,311
ENVOY MORTGAGE, LTD 12 3.17% $5,789
KeyBank National Association 12 2.95% $8,122
STEARNS LENDING, LLC 12 3.50% $5,380
Columbia Bank 12 3.16% $3,408
PROVIDENT FUNDING ASSOCIATES, L.P. 12 3.00% $4,403
FAMILY FIRST FUNDING LLC 12 3.03% $5,493
NFM, INC. 11 3.22% $4,020
Penn Community Bank 11 3.11% $3,562
LAKEVIEW LOAN SERVICING, LLC 11 3.38% $5,323
Equity Prime Mortgage LLC 11 3.35% $3,949
Manufacturers and Traders Trust Company 11 3.19% $6,063
Charles Schwab Bank, SSB 10 3.06% $3,924
PIKE CREEK MORTGAGE SERVICES, INC. 10 2.99% $3,815
Paramount Residential Mortgage Group, Inc. 9 3.36% $5,018
PRIMARY RESIDENTIAL MORTGAGE, INC. 9 3.25% $6,155
ESSA Bank & Trust 9 3.58% $10,028
Stifel Bank and Trust 9 2.79% $3,820
CITADEL FEDERAL CREDIT UNION 9 3.26% $4,430
Investors Bank 9 3.31% $5,048
Mortgage Unlimited, L.L.C. 9 2.96% $5,698
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.22% $5,128
Ally Bank 8 3.03% $6,221
MUTUAL OF OMAHA MORTGAGE, INC. 8 3.26% $5,505
Wyndham Capital Mortgage, Inc. 8 3.28% $3,015
EMBRACE HOME LOANS, INC. 8 3.42% $4,476
PHILADELPHIA 7 3.54% $3,334
First Guaranty Mortgage Corporation 7 3.02% $6,858
CMG MORTGAGE, INC. 7 3.34% $6,297
LENDUS, LLC 7 3.57% $5,901
LENDING CAPITAL GROUP Inc 7 3.12% $3,972
Raymond James Bank, National Association 7 2.96% $4,533
LADERA LENDING, INC. 6 2.83% $4,526
THE BRYN MAWR TRUST COMPANY 6 2.98% $7,136
RESIDENTIAL HOME FUNDING CORP. 6 2.96% $4,075
MORTGAGE ACCESS CORP. 6 3.08% $4,769
FREEDOM CREDIT UNION 6 3.54% $3,701
Lakeland Bank 6 2.98% $6,167
USAA Federal Savings Bank 6 3.79% $5,354
TAM Lending Center, Inc 6 3.21% $7,758
GREENWAY MORTGAGE FUNDING CORP. 5 3.27% $4,799
First Option Mortgage, LLC 5 3.08% $7,218
Flagstar Bank, FSB 5 3.23% $3,888
GET A RATE LLC 5 2.95% $3,288
TIAA, FSB 5 3.53% $7,070
APEX HOME LOANS, INC. 5 3.28% $5,901
ARC HOME LLC 5 3.23% $6,611
Plains Commerce Bank 5 3.65% $6,410
Peapack-Gladstone Bank 5 3.04% $4,994
AFFINITY 4 3.03% $3,819
BHCU 4 2.78% $3,802
First Federal Bank 4 3.03% $5,330
Summit Mortgage Corporation 4 3.00% $4,543
RELIANCE FIRST CAPITAL, LLC 4 3.06% $9,148
BNY Mellon, National Association 4 2.91% $6,647
Financial Freedom Mortgage, LLC 4 2.72% $5,950
Parke Bank 4 4.38% $2,341
Mortgage Network, Inc. 4 3.03% $5,398
AmRes Corporation 4 2.81% $3,896
Florida Capital Bank, National Association 4 3.09% $5,999
EVERETT FINANCIAL, INC. 4 3.38% $2,494
InterContinental Capital Group, Inc 4 3.06% $5,807
The Huntington National Bank 4 2.91% $6,863
PENTAGON FEDERAL CREDIT UNION 4 3.06% $3,291
Customers Bank 4 2.97% $7,300
SUN WEST MORTGAGE COMPANY, INC. 4 3.25% $3,854
The Federal Savings Bank 4 4.13% $7,228
First Mortgage Solutions, LLC 4 3.13% $3,013
GUARANTY HOME MORTGAGE CORPORATION 4 3.10% $8,513
1st Constitution Bank 3 3.29% $3,876
AMERICAN FINANCING CORPORATION 3 3.25% $6,380
NP, Inc. 3 3.04% $7,324
The Fidelity Deposit and Discount Bank 3 3.46% $9,438
HOMESTEAD FUNDING CORP. 3 3.63% $5,043
Center City Mortgage and Investments LLC 3 3.25% $4,133
OWNERSCHOICE FUNDING, INCORPORATED 3 3.33% $2,777
JERSEY MORTGAGE COMPANY OF NEW JERSEY, INC. 3 3.12% $4,337
Kearny Bank 3 2.92% $3,847
Sun East Federal Credit Union 3 3.04% $3,887
Kwik Mortgage Corporation 3 2.96% $2,589
US MORTGAGE CORPORATION 3 2.96% $4,513
MEMBERS 1ST FEDERAL CREDIT UNION 3 3.29% $2,811
CONTOUR MORTGAGE CORPORATION 3 3.04% $5,323
ROYAL UNITED MORTGAGE LLC 3 3.63% $5,118
MILLENIUM HOME MORTGAGE, LLC 3 2.88% $3,605
MLD MORTGAGE INC. 3 3.08% $4,759
ROUNDPOINT MORTGAGE SERVICING CORPORATION 3 3.42% $1,686
RESIDENTIAL HOME MORTGAGE CORPORATION 3 3.17% $5,386
First Republic Bank 3 2.62% $6,125
FIRST HERITAGE FINANCIAL, LLC 3 3.50% $7,585
Goldwater Bank, N.A. 3 3.17% $5,776
UNITED MORTGAGE CORP. 3 3.42% $4,026
Goldman Sachs Bank USA 3 2.75% $8,498
First Savings Bank 2 3.25% $8,609
GoPrime Mortgage, Inc. 2 3.13% $3,612
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 6.06% $8,315
Citizens & Northern Bank 2 2.75% $2,794
MORTGAGE NOW, INC. 2 3.06% $6,573
Discover Bank 2 5.49% $0
CREDIT UNION OF NEW JERSEY 2 4.56% $2,061
Strong Home Mortgage, LLC 2 2.88% $341
FRANKLIN MINT 2 3.06% $3,123
Watermark Capital, Inc. 2 2.94% $3,838
TOTAL MORTGAGE SERVICES, LLC 2 3.68% $5,599
LEADERONE FINANCIAL CORPORATION 2 2.81% $5,068
Nations Lending Corporation 2 2.81% $9,428
FEDERATED LENDING CORPORATION 2 2.81% $4,162
Capital Bank, National Association 2 2.94% $4,420
Baxter Credit Union 2 2.81% $4,811
GENISYS 2 3.19% $2,569
Bank of England 2 3.38% $4,393
NEW FED MORTGAGE, CORP. 2 3.63% $2,552
TBI MORTGAGE COMPANY 2 3.06% $3,779
Manasquan Bank 2 3.31% $3,195
SOFI LENDING CORP. 2 3.50% $4,618
Axos Bank 2 4.50% $9,360
Silicon Valley Bank 2 2.38% $7,234
Sierra Pacific Mortgage Company, Inc. 2 3.75% $4,896
SHARONVIEW FEDERAL CREDIT UNION 2 3.50% $7,164
1ST 2ND MORTGAGE COMPANY OF N.J., INC. 2 3.25% $4,041
North American Savings Bank, F.S.B. 2 2.81% $2,796
Northeast Equitable Mortgage, LLC 2 3.13% $4,347
SPRING EQ, LLC 2 2.63% $2,590
CHURCHILL MORTGAGE CORPORATION 2 3.19% $11,324
Northwest Federal Credit Union 2 2.88% $4,716
York Traditions Bank 1 3.75% $3,415
A&D Mortgage LLC 1 2.75% $9,282
ALLIANT CREDIT UNION 1 3.00% $4,241
AMERICAN FINANCIAL RESOURCES, INC. 1 3.63% $3,769
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC. 1 3.00% $8,962
AmeriHome Mortgage Company, LLC 1 3.99% $3,179
Austin Capital Bank SSB 1 2.75% $2,434
Barrington Bank & Trust Company, N.A. 1 3.00% $3,767
BAYSHORE MORTGAGE FUNDING, LLC 1 2.88% $4,103
BNC National Bank 1 3.00% $3,424
BOKF, National Association 1 3.00% $5,162
BOND STREET MORTGAGE, LLC 1 2.88% $2,960
Carrington Mortgage Services, LLC 1 3.38% $4,043
Cf Bank, National Association 1 3.38% $2,958
CIBC Bank USA 1 3.13% $7,341
Citadel Servicing Corporation 1 8.25% $5,378
City National Bank 1 2.16% $6,293
CNB Bank 1 2.75% $4,301
COMMUNITYAMERICA 1 3.25% $4,666
CorePlus Federal Credit Union 1 2.50% $7,059
Credence Funding Corporation 1 3.00% $1,629
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 3.50% $5,390
CRESCENT MORTGAGE COMPANY 1 3.25% $3,223
DEVELOPER'S MORTGAGE COMPANY 1 3.00% $4,308
DIRECT MORTGAGE LOANS, LLC 1 2.63% $12,450
EagleBank 1 3.00% $3,017
EAGLE HOME MORTGAGE, LLC 1 2.63% $1,703
East Coast Capital Corp. 1 3.13% $6,007
Evolve Bank & Trust 1 3.63% $3,886
Farm Credit East, ACA 1 3.30% $10,396
Farmers and Merchants Trust Company of Chambersburg 1 2.88% $3,233
FEDEX EMPLOYEES CREDIT ASSOCIATION 1 5.38% $3,115
FIRST ALLIANCE HOME MORTGAGE, LLC 1 2.75% $6,278
FirstBank 1 3.25% $7,108
First Citizens Community Bank 1 4.63% $4,915
First Commonwealth Federal Credit Union 1 2.75% $5,477
First Federal Bank of Kansas City 1 2.88% $3,318
First Home Bank 1 3.25% $4,384
FIRST HOME MORTGAGE CORPORATION 1 2.50% $13,220
First National Bank of America 1 7.13% $6,875
First National Bank of Pennsylvania 1 3.00% $9,757
FM Home Loans, LLC 1 3.13% $4,151
GENNEXT FUNDING, LLC 1 2.75% $3,038
Heartland Bank and Trust Company 1 2.75% $4,686
HOMESPIRE MORTGAGE CORPORATION 1 2.88% $5,367
Hometown Equity Mortgage, LLC 1 2.88% $8,369
HSBC BANK USA, NATIONAL ASSOCIATION 1 3.00% $7,518
Iberiabank 1 3.00% $4,578
IMPAC MORTGAGE CORP. 1 5.99% $3,239
JUSTICE Federal Credit Union 1 3.00% $2,116
KELLER MORTGAGE, LLC 1 2.50% $4,371
LOANLEADERS OF AMERICA, INC. 1 7.50% $7,770
LOANPAL, LLC 1 4.13% $3,401
Malvern Bank N.A. 1 3.75% $4,995
MASON MCDUFFIE MORTGAGE CORPORATION 1 2.75% $4,369
Merchants Bank of Indiana 1 3.50% $4,670
Metro City Bank 1 5.25% $6,321
MID-ISLAND MORTGAGE CORP. 1 3.63% $8,335
MLB RESIDENTIAL LENDING, LLC 1 2.88% $5,290
MORTGAGE CAPITAL PARTNERS, INC. 1 3.00% $7,970
Mortgage Research Center, LLC 1 3.25% $2,882
MORTGAGE SOLUTIONS OF COLORADO, LLC 1 3.00% $7,184
MOUNTAIN MORTGAGE CORP. 1 2.88% $4,934
NATIONWIDE EQUITIES CORPORATION 1 2.13% $2,904
NBKC BANK 1 2.99% $1,985
NETWORK CAPITAL FUNDING CORPORATION 1 2.75% $6,020
NORWICH COMMERCIAL GROUP, INC. 1 3.13% $4,018
OCEANSIDE MORTGAGE COMPANY 1 3.00% $1,993
PARKSIDE LENDING, LLC 1 3.50% $5,309
Peoples Security Bank and Trust Company 1 2.88% $4,837
PINNACLE MORTGAGE, INC. 1 2.50% $2,732
POLARIS HOME FUNDING CORP. 1 3.00% $8,216
Prime Choice Funding Inc. 1 3.00% $2,835
Prudential Bank 1 4.88% $3,522
Quaint Oak Mortgage, LLC 1 2.63% $3,012
RAPID MORTGAGE COMPANY 1 2.75% $4,246
Reliant Bank 1 3.00% $20,655
Servion, Inc. 1 2.88% $3,574
SOUTHERN TRUST MORTGAGE, LLC 1 3.99% $6,621
SOVEREIGN LENDING GROUP INCORPORATED 1 2.88% $5,796
Sunflower Bank, National Association 1 2.99% $1,741
The Atlantic Federal Credit Union 1 3.50% $3,506
The Northern Trust Company 1 2.38% $9,800
TIDEWATER MORTGAGE SERVICES, INC. 1 2.75% $4,019
Triumph Bank 1 3.00% $2,920
United Nations Federal Credit Union 1 2.88% $3,978
Unity Bank 1 4.25% $12,822
USAlliance Federal Credit Union 1 3.25% $4,442
UTILITIES EMPLOYEES CREDIT UNION 1 3.25% $4,417
Webster Bank, National Association 1 3.50% $5,642

OCEAN CITY, NJ's 289 lenders originated 10,267 loans during 2020. The total origination value was $4,195,195,000, with an average loan value of $408,610.

The top OCEAN CITY lender as defined by loan originations is Wells Fargo Bank, National Association, with 433 loans originated. Their average total fees are $4,643, which is $543 higher than the next largest lender, CALIBER HOME LOANS, INC..

The lowest fee OCEAN CITY lenders (with over 10 loans originated) are POLICE & FIRE ($1,857), UNITED NORTHERN MORTGAGE BANKERS LIMITED ($2,816), AMERICAN FEDERAL MORTGAGE CORPORATION ($3,032), Wilmington Savings Fund Society, FSB ($3,166) and AMERICAN HERITAGE FCU ($3,356).

The lowest rate OCEAN CITY lenders (with over 10 loans originated) are NJ LENDERS CORP. (2.70%), Citibank, National Association (2.75%), UBS Bank USA (2.85%), AMERICAN FEDERAL MORTGAGE CORPORATION (2.88%) and Morgan Stanley Private Bank, National Association (2.89%).

OCEAN CITY, NJ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
WELLS FARGO BANK NA $276,735,000 $388,995,000 40.6% 9.3%
CBNA $243,490,000 $310,850,000 27.7% 7.4%
Republic Bank $95,645,000 $181,990,000 90.3% 4.3%
OceanFirst Bank N.A. $140,460,000 $179,510,000 27.8% 4.3%
Caliber Home Loans Inc $99,805,000 $160,365,000 60.7% 3.8%
Quicken Loans $68,175,000 $151,775,000 122.6% 3.6%
TD Bank $87,355,000 $151,310,000 73.2% 3.6%
Bank of America NA $94,675,000 $112,925,000 19.3% 2.7%
Valley National Bank $76,225,000 $102,945,000 35.1% 2.5%
JPMorgan Chase Bank, NA $49,135,000 $98,355,000 100.2% 2.3%
PNC BANK NA $66,455,000 $81,570,000 22.7% 1.9%
Prosperity Home Mortgage LLC $48,590,000 $81,165,000 67.0% 1.9%
Guaranteed Rate Inc. $45,650,000 $79,105,000 73.3% 1.9%
Police and Fire Federal Credit Union $25,125,000 $77,115,000 206.9% 1.8%
Crest Savings Bank $53,620,000 $66,495,000 24.0% 1.6%
Fulton Bank, NA $46,810,000 $66,285,000 41.6% 1.6%
TRIDENT MORTGAGE COMPANY LP $44,195,000 $58,115,000 31.5% 1.4%
Draper and Kramer Mortgage Corp. $20,425,000 $57,560,000 181.8% 1.4%
United Shore Financial Services LLC $41,915,000 $56,465,000 34.7% 1.3%
Greentree Mortgage Company, L.P. $22,120,000 $52,460,000 137.2% 1.3%
Advisors Mortgage Group LLC $4,340,000 $48,480,000 1,017.1% 1.2%
Sturdy Savings Bank $45,405,000 $47,290,000 4.2% 1.1%
loanDepot LLC $16,245,000 $46,580,000 186.7% 1.1%
FIRSTRUST BANK $23,800,000 $39,935,000 67.8% 1.0%
Home Point Financial Corporation $20,730,000 $39,730,000 91.7% 0.9%
Morgan Stanley Private Bank NA $36,060,000 $39,300,000 9.0% 0.9%
Univest Bank and Trust Co. $23,620,000 $37,270,000 57.8% 0.9%
Finance of America Mortgage LLC $12,845,000 $36,565,000 184.7% 0.9%
Freedom Mortgage Corporation $9,220,000 $36,165,000 292.2% 0.9%
WSFS Bank $23,555,000 $32,705,000 38.8% 0.8%
Citibank, N.A. $17,895,000 $29,885,000 67.0% 0.7%
Santander Bank N.A. $12,710,000 $28,135,000 121.4% 0.7%
NEWREZ LLC $12,370,000 $26,630,000 115.3% 0.6%
Allied Mortgage Group Inc $14,525,000 $26,370,000 81.5% 0.6%
M&T Bank $18,625,000 $24,330,000 30.6% 0.6%
Branch Banking And Trust Co $11,080,000 $24,290,000 119.2% 0.6%
Meridian Bank $7,265,000 $22,960,000 216.0% 0.5%
Philadelphia Mortgage Advisors $15,640,000 $22,660,000 44.9% 0.5%
UBS Bank USA $7,365,000 $22,040,000 199.3% 0.5%
US BANK, N.A. $7,190,000 $20,425,000 184.1% 0.5%
E Mortgage Management LLC $7,535,000 $18,350,000 143.5% 0.4%
MOVEMENT MORTGAGE, LLC $7,895,000 $17,785,000 125.3% 0.4%
NAVY FEDERAL CREDIT UNION $7,650,000 $17,665,000 130.9% 0.4%
MORTGAGE AMERICA, INC. $5,815,000 $17,645,000 203.4% 0.4%
Better Mortgage Corporation $1,180,000 $17,495,000 1,382.6% 0.4%
Success Mortgage Partners Inc. $4,490,000 $16,880,000 275.9% 0.4%
Mid Penn Bank $1,670,000 $16,380,000 880.8% 0.4%
Capital One, NA $15,975,000 n/a 0.4%
Huntingdon Valley Bank $4,215,000 $15,835,000 275.7% 0.4%
PENNYMAC LOAN SERVICES LLC $4,470,000 $15,620,000 249.4% 0.4%
Amerisave Mortgage Corporation $3,520,000 $14,385,000 308.7% 0.3%
Cardinal Financial Company LP $3,680,000 $14,000,000 280.4% 0.3%
Evesham Mortgage $4,700,000 $13,935,000 196.5% 0.3%
1st Colonial Community Bank $8,625,000 $13,760,000 59.5% 0.3%
Charles Schwab Bank $18,100,000 $13,505,000 -25.4% 0.3%
Presidential Bank FSB $8,470,000 $13,450,000 58.8% 0.3%
TruMark Financial Credit Union $9,195,000 $12,790,000 39.1% 0.3%
KeyBank National Association $1,205,000 $12,690,000 953.1% 0.3%
Columbia Bank $7,980,000 $12,495,000 56.6% 0.3%
FAIRWAY INDEPENDENT MORT CORP $7,690,000 $12,225,000 59.0% 0.3%
American Heritage Federal Credit Union $5,700,000 $11,985,000 110.3% 0.3%
The Bryn Mawr Trust Company $9,930,000 $11,195,000 12.7% 0.3%
Nationstar Mortgage $6,090,000 $11,055,000 81.5% 0.3%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $4,095,000 $10,860,000 165.2% 0.3%
NJ Lenders Corp. $2,705,000 $10,290,000 280.4% 0.2%
Ark-La-Tex Financial Services LLC $4,165,000 $10,055,000 141.4% 0.2%
Citadel Federal Credit Union $4,715,000 $9,950,000 111.0% 0.2%
GATEWAY MORTGAGE GROUP $2,545,000 $9,750,000 283.1% 0.2%
Mortgage Research Center LLC $4,910,000 $9,700,000 97.6% 0.2%
HomeBridge Financial Services, Inc. $2,085,000 $9,570,000 359.0% 0.2%
Guaranteed Rate Affinity LLC $4,255,000 $9,295,000 118.4% 0.2%
Nation One Mortgage Corporatio $4,880,000 $9,260,000 89.8% 0.2%
New American Funding (dba for Broker Solutions Inc) $1,245,000 $9,155,000 635.3% 0.2%
Investors Bank $6,300,000 $8,610,000 36.7% 0.2%
Lakeview Loan Servicing, LLC $4,520,000 $8,470,000 87.4% 0.2%
RESIDENTIAL MORTGAGE SERVICES $2,525,000 $8,430,000 233.9% 0.2%
Raymond James Bank National Association $5,425,000 $8,125,000 49.8% 0.2%
Union Home Mortgage Company $2,110,000 $7,205,000 241.5% 0.2%
Goldman Sachs Bank USA $7,665,000 $6,990,000 -8.8% 0.2%
NEWFIELD NATIONAL BANK $1,685,000 $6,885,000 308.6% 0.2%
ESSA Bank & Trust $2,375,000 $6,820,000 187.2% 0.2%
The Fidelity Deposit and Discount Bank $465,000 $6,535,000 1,305.4% 0.2%
Stifel Bank and Trust $5,465,000 $6,470,000 18.4% 0.2%
State Financial Network LLC $3,690,000 $6,435,000 74.4% 0.2%
Phoenixville Federal Bank & Trust $845,000 $6,400,000 657.4% 0.2%
Envoy Mortgage Ltd. $1,950,000 $6,380,000 227.2% 0.2%
Equity Prime Mortgage LLC $740,000 $6,370,000 760.8% 0.2%
Penn Community Bank $2,820,000 $6,130,000 117.4% 0.1%
American Federal Mortgage Corp. $4,315,000 $6,080,000 40.9% 0.1%
Northpointe Bank $1,355,000 $5,795,000 327.7% 0.1%
S&T Bank $305,000 $5,770,000 1,791.8% 0.1%
United Northern Mortgage Bankers Limited $2,530,000 $5,750,000 127.3% 0.1%
Provident Funding Associates $1,310,000 $5,555,000 324.0% 0.1%
Family First Funding LLC $1,755,000 $5,470,000 211.7% 0.1%
USAA FEDERAL SAVINGS BANK $6,170,000 $5,135,000 -16.8% 0.1%
Absolute Home Mortgage Corporation $1,845,000 $5,110,000 177.0% 0.1%
DHI Mortgage Company Limited $305,000 $5,060,000 1,559.0% 0.1%
Philadelphia Federal Credit Union $2,005,000 $5,025,000 150.6% 0.1%
Century Savings Bank $2,595,000 $5,000,000 92.7% 0.1%
HSBC BANK USA, NA $1,450,000 $4,895,000 237.6% 0.1%
PEAPACK-GLADSTONE BANK $1,585,000 $4,780,000 201.6% 0.1%
PRIMELENDING $1,775,000 $4,725,000 166.2% 0.1%
Towne Mortgage Company $4,675,000 n/a 0.1%
Lakeland Bank $1,100,000 $4,505,000 309.5% 0.1%
American Financial Network Inc. $1,555,000 $4,470,000 187.5% 0.1%
FIRST REPUBLIC BANK $5,365,000 $4,425,000 -17.5% 0.1%
BNY MELLON, N.A. $7,560,000 $4,250,000 -43.8% 0.1%
Customers Bank $1,065,000 $4,200,000 294.4% 0.1%
Synergy One Lending $765,000 $4,130,000 439.9% 0.1%
The Federal Savings Bank $2,535,000 $4,130,000 62.9% 0.1%
FREEDOM CREDIT UNION $2,075,000 $4,075,000 96.4% 0.1%
Paramount Residential Mortgage Group Inc. $2,040,000 $4,070,000 99.5% 0.1%
NFM, Inc. $890,000 $4,045,000 354.5% 0.1%
Ardent Federal Credit Union $1,045,000 $3,955,000 278.5% 0.1%
QNB Bank $3,895,000 n/a 0.1%
Silicon Valley Bank $3,830,000 n/a 0.1%
Stearns Lending $5,575,000 $3,815,000 -31.6% 0.1%
UNITY BANK $3,725,000 $3,785,000 1.6% 0.1%
Franklin Bank $2,205,000 $3,710,000 68.3% 0.1%
Finance of America Reverse LLC $95,000 $3,690,000 3,784.2% 0.1%
CMG Mortgage Inc. $1,645,000 $3,640,000 121.3% 0.1%
Tower Federal Credit Union $1,275,000 $3,605,000 182.7% 0.1%
First National Bank of Pennsylvania $985,000 $3,570,000 262.4% 0.1%
Franklin Mint Federal Credit Union $485,000 $3,540,000 629.9% 0.1%
Weichert Financial Services $3,695,000 $3,535,000 -4.3% 0.1%
CARRINGTON MORTGAGE SERVICES $3,135,000 $3,445,000 9.9% 0.1%
First Guaranty Mortgage Corporation $245,000 $3,335,000 1,261.2% 0.1%
Mortgage Unlimited LLC $3,295,000 n/a 0.1%
Pike Creek Mortgage Services, Inc. $1,450,000 $3,160,000 117.9% 0.1%
LendUS LLC dba RPM Mortgage $445,000 $3,125,000 602.2% 0.1%
TAM Lending Center, Inc $3,070,000 n/a 0.1%
The Northern Trust Company $3,015,000 n/a 0.1%
Primary Residential Mortgage Inc. $780,000 $2,990,000 283.3% 0.1%
Get a Rate LLC $2,955,000 n/a 0.1%
Pinnacle Mortgage Inc. $285,000 $2,905,000 919.3% 0.1%
Mortgage Network, Inc $1,605,000 $2,845,000 77.3% 0.1%
WEI Mortgage LLC $1,550,000 $2,805,000 81.0% 0.1%
Wyndham Capital Mortgage $370,000 $2,620,000 608.1% 0.1%
Flagstar Bank $3,120,000 $2,550,000 -18.3% 0.1%
TIAA, FSB $1,075,000 $2,550,000 137.2% 0.1%
Haddon Savings Bank $820,000 $2,530,000 208.5% 0.1%
Orrstown Bank $885,000 $2,510,000 183.6% 0.1%
Greenway Mortgage Funding Corp $2,465,000 n/a 0.1%
Intercontinental Capital Group, Inc. $830,000 $2,460,000 196.4% 0.1%
Embrace Home Loans, Inc. $1,335,000 $2,415,000 80.9% 0.1%
Sun West Mortgage Company Inc. $1,200,000 $2,415,000 101.3% 0.1%
BHCU $1,805,000 $2,400,000 33.0% 0.1%
Pentagon Federal Credit Union $650,000 $2,395,000 268.5% 0.1%
Ladera Lending, Inc. $330,000 $2,365,000 616.7% 0.1%
NewDay Financial LLC dba NewDay USA $1,060,000 $2,335,000 120.3% 0.1%
US Mortgage of Florida $750,000 $2,245,000 199.3% 0.1%
Academy Mortgage Corporation $400,000 $2,240,000 460.0% 0.1%
First Heritage Financial LLC $235,000 $2,115,000 800.0% 0.1%
Florida Capital Bank National Association $1,040,000 $2,115,000 103.4% 0.1%
Centric Bank $1,225,000 $2,105,000 71.8% 0.1%
FIRST BANK $540,000 $2,050,000 279.6% 0.0%
First Mortgage Solutions LLC $1,995,000 n/a 0.0%
Longbridge Financial, LLC $1,990,000 n/a 0.0%
Huntington National Bank $815,000 $1,965,000 141.1% 0.0%
Sandy Spring Bank $1,955,000 n/a 0.0%
Guaranty Trust Company $1,940,000 n/a 0.0%
Plains Commerce Bank $1,905,000 n/a 0.0%
AAG $660,000 $1,860,000 181.8% 0.0%
Provident Bank $175,000 $1,750,000 900.0% 0.0%
KEARNY BANK $265,000 $1,735,000 554.7% 0.0%
Clearpath Lending $245,000 $1,700,000 593.9% 0.0%
FNCB Bank $1,050,000 $1,670,000 59.0% 0.0%
Sun East Federal Credit Union $500,000 $1,665,000 233.0% 0.0%
Apex Home Loans $1,650,000 n/a 0.0%
MLD Mortgage Inc. $2,265,000 $1,650,000 -27.2% 0.0%
The Victory Bank $1,935,000 $1,630,000 -15.8% 0.0%
First National Bank and Trust $620,000 $1,615,000 160.5% 0.0%
North American Savings Bank $1,615,000 n/a 0.0%
Supreme Lending/ Everett Financial Inc. $2,525,000 $1,590,000 -37.0% 0.0%
Bank of England $570,000 $1,570,000 175.4% 0.0%
Citizens & Northern Bank $1,510,000 n/a 0.0%
American Financial Resources Inc. $1,505,000 n/a 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $1,045,000 $1,460,000 39.7% 0.0%
Contour Mortgage Corporation $1,095,000 $1,455,000 32.9% 0.0%
Residential Home Funding Corp. $745,000 $1,440,000 93.3% 0.0%
Jonestown Bank & Trust Co $1,425,000 n/a 0.0%
Baxter Credit Union $1,395,000 n/a 0.0%
US Mortgage Corporation $2,380,000 $1,375,000 -42.2% 0.0%
Sharonview Federal CU $1,355,000 n/a 0.0%
Axos Bank $1,205,000 $1,350,000 12.0% 0.0%
Goldwater Bank National Association $1,345,000 n/a 0.0%
Reliance First Capital LLC $315,000 $1,335,000 323.8% 0.0%
Watermark Home Loans $945,000 $1,325,000 40.2% 0.0%
Churchill Mortgage Corporation $85,000 $1,315,000 1,447.1% 0.0%
Benchmark Federal Credit Union $770,000 $1,310,000 70.1% 0.0%
CIBC Bank USA $1,305,000 n/a 0.0%
First Commonwealth Federal Credit Union $1,285,000 n/a 0.0%
Homestead Funding Corp. $375,000 $1,285,000 242.7% 0.0%
Embassy Bank For The Lehigh Valley $1,255,000 n/a 0.0%
OwnersChoice Funding, Inc. $105,000 $1,255,000 1,095.2% 0.0%
Credit Union of New Jersey $165,000 $1,240,000 651.5% 0.0%
Manasquan Bank $485,000 $1,220,000 151.5% 0.0%
Summit Mortgage Corporation $340,000 $1,200,000 252.9% 0.0%
American Residential Lending $785,000 $1,195,000 52.2% 0.0%
Northeast Equitable Mortgage LLC $1,020,000 $1,185,000 16.2% 0.0%
Financial Freedom Mortgage LLC $1,040,000 $1,165,000 12.0% 0.0%
Millenium Home Mortgage Llc $600,000 $1,160,000 93.3% 0.0%
Sierra Pacific Mortgage $185,000 $1,155,000 524.3% 0.0%
Alliant Credit Union $85,000 $1,145,000 1,247.1% 0.0%
Kwik Mortgage Corp. $1,140,000 n/a 0.0%
Sun Federal Credit Union $660,000 $1,140,000 72.7% 0.0%
First Option Mortgage LLC $1,125,000 n/a 0.0%
AmeriHomeMortgageCompany,LL $310,000 $1,090,000 251.6% 0.0%
Total Mortgage Services LLC $255,000 $1,060,000 315.7% 0.0%
Riverview Bank $1,045,000 n/a 0.0%
First Savings Bank $385,000 $1,040,000 170.1% 0.0%
Triumph Bank $375,000 $1,025,000 173.3% 0.0%
Cherry Creek Mortgage Co. Inc. $235,000 $1,020,000 334.0% 0.0%
Jersey Shore Federal Credit Union $2,055,000 $985,000 -52.1% 0.0%
Federated Lending Corporation $245,000 $980,000 300.0% 0.0%
1st Constitution Bank $955,000 $975,000 2.1% 0.0%
SoFi Lending Corp $550,000 $975,000 77.3% 0.0%
American Financing Corporation $115,000 $970,000 743.5% 0.0%
Jersey Mortgage Company $610,000 $945,000 54.9% 0.0%
First Alliance Home Mortgage $175,000 $935,000 434.3% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $1,800,000 $910,000 -49.4% 0.0%
Homeside Financial LLC $265,000 $845,000 218.9% 0.0%
Northwest Federal Credit Union $15,000 $840,000 5,500.0% 0.0%
Tidewater Mortgage Services Inc. $400,000 $825,000 106.3% 0.0%
USAlliance Federal Credit Union $850,000 $825,000 -2.9% 0.0%
TBI Mortgage Company $800,000 n/a 0.0%
LeaderOne Financial Corp. $770,000 n/a 0.0%
Prime Mortgage Lending Inc. $770,000 n/a 0.0%
First Citizens Community Bank $765,000 n/a 0.0%
Merchants Bank of Indiana $760,000 n/a 0.0%
Reliant Bank $755,000 n/a 0.0%
Credit Union Mortgage Association Inc. $745,000 n/a 0.0%
MLB Residential Lending LLC $455,000 $740,000 62.6% 0.0%
New Fed Mortgage Corporation $740,000 n/a 0.0%
Connexus Credit Union $735,000 n/a 0.0%
First Credit Corporation $665,000 $735,000 10.5% 0.0%
Direct Mortgage Loans $275,000 $730,000 165.5% 0.0%
Planet Home Lending LLC $715,000 n/a 0.0%
APCI Federal Credit Union $710,000 n/a 0.0%
CNB Bank $705,000 n/a 0.0%
Mortgage Solutions of Colorado LLC $685,000 n/a 0.0%
Nations Lending Corporation $1,010,000 $675,000 -33.2% 0.0%
Malvern Federal Savings Bank $930,000 $665,000 -28.5% 0.0%
VIST Bank $505,000 $665,000 31.7% 0.0%
Genisys Credit Union $655,000 n/a 0.0%
Diamond Credit Union $650,000 n/a 0.0%
Mountain Mortgage Corp. $645,000 n/a 0.0%
Bayshore Mortgage Funding LLC $185,000 $640,000 245.9% 0.0%
LenderFi, Inc. $640,000 n/a 0.0%
Parke Bank $1,525,000 $635,000 -58.4% 0.0%
Justice Federal Credit Union $75,000 $630,000 740.0% 0.0%
Barrington Bank & Trust $965,000 $615,000 -36.3% 0.0%
Farm Credit East ACA $615,000 n/a 0.0%
United Mortgage Corp $615,000 n/a 0.0%
Merck Employees Federal Credit Union $610,000 n/a 0.0%
Financial Resources Federal Credit Union $600,000 n/a 0.0%
Toyota Financial Savings Bank $1,555,000 $595,000 -61.7% 0.0%
SPRING EQ, LLC $80,000 $590,000 637.5% 0.0%
Equity Now Inc $580,000 n/a 0.0%
Cf Bank National Association $670,000 $575,000 -14.2% 0.0%
PHH MORTGAGE CORPORATION $545,000 $570,000 4.6% 0.0%
Sovereign Lending Group, Inc $630,000 $570,000 -9.5% 0.0%
Webster Bank, N.A. $565,000 n/a 0.0%
East Coast Capital Corporation $175,000 $560,000 220.0% 0.0%
Triad Financial Services Inc $550,000 n/a 0.0%
Angel Oak Mortgage Solutions $1,380,000 $540,000 -60.9% 0.0%
First State Bank Of St. Charles Missouri $535,000 n/a 0.0%
GOLD Credit Union $535,000 n/a 0.0%
Prime Choice Funding, Inc. $265,000 $520,000 96.2% 0.0%
CNB Bank Inc. $515,000 n/a 0.0%
First Home Mortgage $515,000 n/a 0.0%
Heartland Bank and Trust Co $515,000 n/a 0.0%
The Gratz Bank $515,000 n/a 0.0%
Low VA Rates $510,000 n/a 0.0%
City National Bank $4,860,000 $505,000 -89.6% 0.0%
Mid-Island Mortgage Corp. $505,000 n/a 0.0%
Farmers Bank & Trust $495,000 n/a 0.0%
MassMutual Federal Credit Unio $495,000 n/a 0.0%
Midwest Loan Services Inc $1,285,000 $495,000 -61.5% 0.0%
1ST 2ND MORTGAGE COMPANY OF N.J., INC. $480,000 n/a 0.0%
First Home Bank $885,000 $480,000 -45.8% 0.0%
Peoples Security Bank and Trust Company $505,000 $475,000 -5.9% 0.0%
EagleBank $425,000 $455,000 7.1% 0.0%
TCF National Bank $360,000 $455,000 26.4% 0.0%
Open Mortgage LLC $450,000 n/a 0.0%
Sunflower Bank, N.A. $165,000 $450,000 172.7% 0.0%
HarborOne Mortgage LLC $1,510,000 $445,000 -70.5% 0.0%
BNC NATIONAL BANK $1,175,000 $435,000 -63.0% 0.0%
First Federal Bank of Kansas City $435,000 n/a 0.0%
Ukrainian Selfreliance Federal Credit Union $1,730,000 $435,000 -74.9% 0.0%
Hometown Equity Mortgage LLC $430,000 n/a 0.0%
LendingHome Funding Corporation $425,000 n/a 0.0%
Mason-McDuffie Mortgage Corporation $185,000 $425,000 129.7% 0.0%
ARVEST BANK $165,000 $420,000 154.5% 0.0%
A&D Mortgage LLC $575,000 $415,000 -27.8% 0.0%
Members 1st Federal Credit Union $415,000 n/a 0.0%
NBKC Bank $2,890,000 $415,000 -85.6% 0.0%
Parkside Lending LLC $415,000 n/a 0.0%
Utilities Employees Credit Union $415,000 n/a 0.0%
Network Capital Funding Corporation $175,000 $410,000 134.3% 0.0%
THE ATLANTIC FEDERAL CREDIT UNION $405,000 n/a 0.0%
Third Federal Savings and Loan $720,000 $405,000 -43.8% 0.0%
BOKF NA $395,000 n/a 0.0%
CommunityAmerica Credit Union $395,000 n/a 0.0%
CAPITAL BANK, NA $760,000 $390,000 -48.7% 0.0%
Developer's Mortgage Company $380,000 n/a 0.0%
American Nationwide Mortgage Company $395,000 $375,000 -5.1% 0.0%
BayCoast Mortgage Company, LLC $205,000 $375,000 82.9% 0.0%
Evolve Bank & Trust $375,000 n/a 0.0%
GenNEXT FUNDING, LLC $375,000 n/a 0.0%
Discover Bank $275,000 $355,000 29.1% 0.0%
FirstBank $1,645,000 $355,000 -78.4% 0.0%
Royal United Mortgage LLC $280,000 $355,000 26.8% 0.0%
Servion, Inc. $355,000 n/a 0.0%
AMERIS BANK $345,000 n/a 0.0%
William Penn Bank $880,000 $345,000 -60.8% 0.0%
F&M Trust $335,000 n/a 0.0%
Member First Mortgage LLC $375,000 $335,000 -10.7% 0.0%
Mid-Continent Funding, Inc. $115,000 $335,000 191.3% 0.0%
Nations Direct Mortgage LLC $185,000 $325,000 75.7% 0.0%
Norwich Commercial Group Inc $325,000 n/a 0.0%
Rapid Mortgage Company $325,000 n/a 0.0%
MDE Home Loans LLC $315,000 n/a 0.0%
Quaint Oak Mortgage, LLC $780,000 $315,000 -59.6% 0.0%
SOUTH JERSEY FEDERAL CU $690,000 $315,000 -54.3% 0.0%
LIMA ONE CAPITAL, LLC $3,595,000 $310,000 -91.4% 0.0%
Hudson Heritage Federal Credit Union $305,000 n/a 0.0%
AmeriChoice Federal Credit Union $295,000 n/a 0.0%
FM Home Loans LLC $295,000 n/a 0.0%
Mortgage Capital Partners Inc $285,000 n/a 0.0%
United Nations Federal Credit Union $285,000 n/a 0.0%
Glendenning Mortgage Corporation $275,000 n/a 0.0%
RSI Bank $275,000 n/a 0.0%
Reverse Mortgage Funding LLC $530,000 $270,000 -49.1% 0.0%
Eagle Home Mortgage, LLC $265,000 n/a 0.0%
Keller Mortgage LLC $265,000 n/a 0.0%
ANGEL OAK HOME LOANS LLC $505,000 $255,000 -49.5% 0.0%
Oceanside Mortgage Company $205,000 $255,000 24.4% 0.0%
SOUTHERN TRUST MORTGAGE LLC $255,000 n/a 0.0%
Civic Financial Services $245,000 n/a 0.0%
Bond Street Mortgage $370,000 $235,000 -36.5% 0.0%
Community First National Bank $235,000 n/a 0.0%
CorePlus Federal Credit Union $235,000 n/a 0.0%
Quorum Federal Credit Union $125,000 $230,000 84.0% 0.0%
LoanPal $215,000 $215,000 0.0% 0.0%
Midwest Equity Mortgage LLC $215,000 n/a 0.0%
Prudential Bank $215,000 n/a 0.0%
AmWest Funding Corp. $205,000 n/a 0.0%
POLARIS HOME FUNDING CORP $205,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $145,000 $195,000 34.5% 0.0%
Hometown Lenders LLC $195,000 n/a 0.0%
AmeriServ Financial Bank $185,000 n/a 0.0%
Homespire Mortgage Corporation $185,000 n/a 0.0%
Picatinny Federal Credit Union $185,000 n/a 0.0%
Crescent Mortgage Company $175,000 n/a 0.0%
First Hope Bank A National Banking Association $175,000 n/a 0.0%
LendingOne LLC $165,000 n/a 0.0%
FIRST NATIONAL BANK OF AMERICA $320,000 $155,000 -51.6% 0.0%
Metro City Bank $155,000 n/a 0.0%
OCMBC Inc. $155,000 n/a 0.0%
York Traditions Bank $235,000 $135,000 -42.6% 0.0%
First Choice Loan Services Inc. $2,800,000 $125,000 -95.5% 0.0%
IBERIABANK $1,485,000 $125,000 -91.6% 0.0%
Norristown Bell Credit Union $125,000 n/a 0.0%
Texana Bank, N.A. $125,000 n/a 0.0%
FedEx Employees Credit Association $105,000 n/a 0.0%
Centier Bank $45,000 $95,000 111.1% 0.0%
Citadel Servicing Corporation $3,790,000 $95,000 -97.5% 0.0%
Merck Sharp & Dohme FCU $90,000 n/a 0.0%
Village Capital & Investment $75,000 n/a 0.0%
BayCoast Bank $115,000 $65,000 -43.5% 0.0%
Digital Federal Credit Union $55,000 n/a 0.0%
Spencer Savings Bank SLA $85,000 $55,000 -35.3% 0.0%
Home Loan Investment Bank $535,000 $25,000 -95.3% 0.0%
State Farm Bank $1,885,000 $25,000 -98.7% 0.0%

OCEAN CITY's top lender by overall market share is WELLS FARGO BANK NA, with 9.3% market share. In second place, with 7.4%, is CBNA, having originated $310,850,000 in loans. In third place, with 4.3%, is Republic Bank, having originated $181,990,000 in loans. In third place, with 4.3%, is OceanFirst Bank N.A., having originated $179,510,000 in loans. In third place, with 3.8%, is Caliber Home Loans Inc, having originated $160,365,000 in loans.


OCEAN CITY, NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,336 $1,592,780,000 $367,339
Home Purchase 4,317 $2,070,605,000 $479,640
Cash Out Refi 1,076 $391,960,000 $364,275
Home Improvement 281 $45,965,000 $163,577
Other 256 $93,830,000 $366,523
NA 1 $55,000 $55,000

Ocean City's most frequently cited loan purpose was Refi, with 4,336 originations. The 2nd most popular reason was Home Purchase, with 4,317 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 4,197 $1,727,635,000 $411,636
2.5-3% 4,048 $1,680,370,000 $415,111
<2.5% 860 $436,500,000 $507,558
4-5% 465 $129,745,000 $279,022
5-6% 107 $19,695,000 $184,065
6-7% 37 $5,195,000 $140,405
7-8% 14 $3,260,000 $232,857
Over 8% 14 $1,970,000 $140,714

During 2020, Ocean City's most frequently originated rate bucket was 3-4%, with 4,197 originations.

Loan Sizing (OCEAN CITY, NJ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,331 $1,244,305,000 $287,302
$100k-200k 2,077 $320,585,000 $154,350
$400k-600k 2,020 $970,490,000 $480,441
$600k-1000k 747 $565,235,000 $756,673
$Over $1MM 598 $1,063,250,000 $1,778,010
$100,000 or less 494 $31,330,000 $63,421

OCEAN CITY's loan sizing saw the bucket of loans from $200k-400k with 4,331 originations, totaling $1,244,305,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 4,129 $1,961,745,000 $475,114
80-100% 2,043 $798,295,000 $390,746
40-60% 2,003 $854,475,000 $426,598
20-40% 932 $284,140,000 $304,871
Under 20% 434 $63,380,000 $146,037
Over 100% 36 $15,790,000 $438,611

OCEAN CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 4,129 originations, totaling $1,961,745,000 in origination value.