OCEAN CITY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Ocean City averaged 5.23% for the week of 2022-05-19, compared to the national average of 5.25% for the same period.

The average rate for the prior week (2022-05-12) was 5.18% and one month ago for the week of 2022-04-14, the average rate was 5.18%.

Ocean City's average rate one year ago was 2.97%.

For refis of the same type during the week of 2022-05-19, the average rate was 5.08%.

Loan Type Date Rate
US 30 Year Fixed Rate 2022-05-19 5.25%
Ocean City 30 Year Fixed Rate 2022-05-19 5.23%
Ocean City 30 Year Fixed Rate Refi 2022-05-19 5.08%
Ocean City 15 Year Fixed Rate 2022-05-19 4.57%
Ocean City 15 Year Fixed Rate Refi 2022-05-19 4.66%
Ocean City 30 Year FHA 2022-05-19 5.58%
Ocean City 30 Year FHA Refi 2022-05-19 5.13%
Ocean City 30 Year USDA 2022-05-19 5.59%
Ocean City 30 Year USDA Refi 2022-05-19 5.08%
Ocean City 30 Year VA 2022-05-19 5.44%
Ocean City 30 Year VA Refi 2022-05-19 5.24%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within OCEAN CITY, NJ.

OCEAN CITY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the OCEAN CITY, NJ market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2021 Avg. 30yFix Rate 2021 Avg. Total Fees
QUICKEN LOANS, LLC 416 3.06% $5,461
Wells Fargo Bank 386 2.92% $4,730
CALIBER HOME LOANS, INC. 284 3.11% $4,475
Citizens Bank 229 2.94% $7,103
Republic Bank 214 2.92% $4,674
OceanFirst Bank 210 3.15% $5,899
Advisors Mortgage Group, L.L.C. 208 3.13% $4,343
Prosperity Home Mortgage, LLC 207 3.07% $5,523
GUARANTEED RATE, INC. 168 2.97% $4,927
CROSSCOUNTRY MORTGAGE, LLC 162 3.10% $5,450
UNITED WHOLESALE MORTGAGE, LLC 153 2.95% $5,826
LOANDEPOT.COM, LLC 147 2.91% $5,304
Valley National Bank 135 3.06% $5,210
TD Bank 124 2.93% $4,940
Bank of America 107 2.60% $6,097
DRAPER AND KRAMER MORTGAGE CORP. 103 2.99% $4,708
HOME POINT FINANCIAL CORPORATION 80 3.05% $6,448
PNC Bank 77 2.97% $6,375
NFM, INC. 75 3.02% $5,770
GREENTREE MORTGAGE COMPANY, L.P. 74 3.09% $4,294
Firstrust Savings Bank 67 3.02% $6,420
NEWREZ LLC 61 3.01% $5,933
ALLIED MORTGAGE GROUP, INC. 57 3.17% $5,296
JPMorgan Chase Bank 56 2.93% $6,082
MOVEMENT MORTGAGE, LLC 55 3.09% $4,785
Univest Bank and Trust Co. 54 3.19% $5,273
AMERISAVE MORTGAGE CORPORATION 54 2.88% $5,881
POLICE & FIRE 53 2.94% $2,716
Wilmington Savings Fund Society, FSB 52 3.04% $4,030
FINANCE OF AMERICA MORTGAGE LLC 51 3.09% $6,127
SUCCESS MORTGAGE PARTNERS, INC. 51 3.12% $4,985
EMM LOANS LLC 45 3.18% $5,934
Evesham Mortgage, LLC 44 3.09% $4,618
Morgan Stanley Private Bank 43 2.65% $6,326
PENNYMAC LOAN SERVICES, LLC 41 3.17% $6,018
Huntingdon Valley Bank 41 3.33% $5,269
Meridian Bank Corporation 40 2.99% $6,793
BETTER MORTGAGE CORPORATION 39 2.78% $4,601
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 38 3.14% $5,403
Philadelphia Mortgage Advisors, Inc. 38 3.09% $5,224
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 37 3.06% $5,038
Mr. Cooper ( Nationstar Mortgage ) 35 3.15% $5,344
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 32 3.11% $6,240
Mortgage America, Inc. 29 3.11% $4,955
LAKEVIEW LOAN SERVICING, LLC 28 3.25% $4,194
NAVY FEDERAL CREDIT UNION 27 2.97% $6,248
Charles Schwab Bank, SSB 27 2.41% $4,384
BROKER SOLUTIONS, INC. 27 2.90% $6,882
Columbia Bank 26 2.85% $4,352
TRUMARK FINANCIAL CREDIT UNION 26 2.76% $4,867
1st Colonial Community Bank 24 2.93% $5,125
Keystone Funding, Inc. 24 2.96% $6,496
Gateway First Bank 23 3.26% $2,868
KeyBank 22 2.69% $6,297
FREEDOM MORTGAGE CORPORATION 21 3.12% $3,294
Manufacturers and Traders Trust Company 20 3.13% $6,895
Santander Bank, N.A. 20 2.98% $5,676
Fulton Bank 19 3.14% $4,655
Princeton Mortgage Corporation 19 3.07% $4,580
NJ LENDERS CORP. 19 2.78% $5,454
Presidential Bank, FSB 18 3.14% $5,779
STEARNS LENDING, LLC 18 2.95% $7,540
NATION ONE MORTGAGE CORPORATION 16 3.23% $6,371
U.S. Bank 16 2.95% $5,699
CITADEL FEDERAL CREDIT UNION 15 2.97% $4,186
GUARANTEED RATE AFFINITY, LLC 15 3.04% $4,815
UBS Bank USA 15 2.63% $8,133
HOMEBRIDGE FINANCIAL SERVICES, INC. 14 3.45% $5,361
AMERICAN HERITAGE FCU 13 3.27% $3,409
PENTAGON FEDERAL CREDIT UNION 12 2.88% $2,920
FAMILY FIRST FUNDING LLC 12 3.03% $4,340
Mid Penn Bank 12 3.47% $6,830
EMBRACE HOME LOANS, INC. 12 3.21% $4,619
Flagstar Bank, FSB 12 3.15% $5,218
Investors Bank 12 3.00% $5,043
PRIMARY RESIDENTIAL MORTGAGE, INC. 12 3.10% $6,523
AMERICAN FINANCIAL NETWORK, INC. 12 3.38% $12,439
Truist Bank 11 2.90% $4,402
First Republic Bank 11 2.81% $11,342
ENVOY MORTGAGE, LTD 11 3.01% $6,065
ARK-LA-TEX FINANCIAL SERVICES, LLC. 11 3.36% $6,907
MUTUAL OF OMAHA MORTGAGE, INC. 11 3.24% $4,493
HOMESIDE FINANCIAL, LLC 10 2.96% $4,240
Paramount Residential Mortgage Group, Inc. 9 3.22% $4,942
UNION HOME MORTGAGE CORP. 9 3.10% $5,019
AmRes Corporation 9 3.32% $7,479
Citibank 9 2.67% $10,580
Equity Prime Mortgage LLC 9 3.24% $5,572
Northpointe Bank 9 3.14% $5,066
RESIDENTIAL MORTGAGE SERVICES, INC. 9 2.94% $4,760
PHILADELPHIA 8 3.28% $4,385
GUARANTY HOME MORTGAGE CORPORATION 8 2.94% $6,561
PRIMELENDING, A PLAINSCAPITAL COMPANY 8 3.09% $5,896
UNITED NORTHERN MORTGAGE BANKERS LIMITED 8 3.05% $3,186
Penn Community Bank 8 3.00% $3,368
GET A RATE LLC 7 2.70% $3,960
PIKE CREEK MORTGAGE SERVICES, INC. 7 4.36% $5,120
Wyndham Capital Mortgage, Inc. 7 3.23% $2,880
AMERICAN FEDERAL MORTGAGE CORPORATION 7 2.80% $3,651
City National Bank 7 2.65% $7,133
ABSOLUTE HOME MORTGAGE CORPORATION 7 3.28% $7,252
CMG MORTGAGE, INC. 7 3.20% $6,345
State Financial Network, LLC 7 3.04% $2,991
NETWORK CAPITAL FUNDING CORPORATION 7 3.14% $5,226
Kearny Bank 6 2.88% $4,147
BNC National Bank 6 2.92% $4,010
Ally Bank 6 2.71% $9,938
US MORTGAGE CORPORATION 6 2.96% $8,341
Hometown Lenders, Inc. 6 3.37% $8,209
RESIDENTIAL HOME FUNDING CORP. 6 3.21% $6,321
Financial Freedom Mortgage, LLC 6 3.27% $5,650
Carrington Mortgage Services, LLC 6 3.25% $5,822
First Guaranty Mortgage Corporation 6 2.98% $6,012
Nations Lending Corporation 6 2.96% $8,795
AFFINITY 5 2.80% $5,002
Raymond James Bank 5 2.75% $8,386
Quaint Oak Mortgage, LLC 5 3.18% $5,908
NBKC BANK 5 3.05% $5,337
Stifel Bank and Trust 5 2.80% $4,656
BNY Mellon 5 2.60% $21,328
The Federal Savings Bank 5 3.30% $7,433
MLD MORTGAGE INC. 5 2.94% $5,351
MORTGAGE ACCESS CORP. 5 3.32% $4,416
UNITED MORTGAGE CORP. 5 3.08% $4,157
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5 3.23% $2,514
HOMESTEAD FUNDING CORP. 4 2.81% $3,556
SOFI LENDING CORP. 4 2.97% $4,147
PROVIDENT FUNDING ASSOCIATES, L.P. 4 2.75% $4,539
GREENWAY MORTGAGE FUNDING CORP. 4 3.28% $7,391
ROYAL UNITED MORTGAGE LLC 4 3.22% $10,139
FEDERATED LENDING CORPORATION 4 3.05% $4,306
ANGEL OAK MORTGAGE SOLUTIONS LLC 4 5.28% $18,044
Goldman Sachs Bank USA 4 2.88% $13,297
CHERRY CREEK MORTGAGE, LLC 4 2.78% $692
TOWNE MORTGAGE COMPANY 4 2.72% $8,456
InterContinental Capital Group, Inc 4 2.63% $4,308
BAYSHORE MORTGAGE FUNDING, LLC 4 2.91% $6,062
TIAA, FSB 3 2.75% $7,545
Center City Mortgage and Investments LLC 3 3.16% $4,231
DEVELOPER'S MORTGAGE COMPANY 3 4.08% $4,151
FirstBank 3 3.00% $2,176
First Home Bank 3 3.08% $8,987
First National Bank of Pennsylvania 3 2.88% $8,200
FREEDOM CREDIT UNION 3 3.17% $4,256
BHCU 3 2.75% $4,320
HSBC BANK USA, NATIONAL ASSOCIATION 3 3.55% $7,466
York Traditions Bank 3 3.08% $3,968
Kwik Mortgage Corporation 3 3.17% $4,650
LADERA LENDING, INC. 3 2.88% $6,481
Baxter Credit Union 3 3.33% $4,161
Luxury Mortgage Corp. 3 4.75% $3,392
MDE Home Loans, LLC 3 3.00% $4,690
MILLENIUM HOME MORTGAGE, LLC 3 3.29% $4,103
Atlantic Home Loans, Inc. 3 2.63% $4,398
ARC HOME LLC 3 3.60% $14,407
NVR Mortgage Finance, Inc. 3 3.25% $6,689
Plains Commerce Bank 3 3.17% $5,641
AMERICAN INTERNET MORTGAGE, INC. 3 2.75% $3,814
AMERICAN FINANCING CORPORATION 3 3.21% $6,712
Summit Mortgage Corporation 3 2.88% $4,787
SUN WEST MORTGAGE COMPANY, INC. 3 3.25% $10,091
THE BRYN MAWR TRUST COMPANY 3 3.13% $5,151
The Huntington National Bank 3 2.76% $4,276
TIDEWATER MORTGAGE SERVICES, INC. 3 3.00% $5,944
Acre Mortgage and Financial Inc 3 3.67% $3,801
Unity Bank 3 2.92% $3,086
AmeriHome Mortgage Company, LLC 2 3.50% $2,502
Barrington Bank & Trust Company, N.A. 2 2.75% $7,188
APEX HOME LOANS, INC. 2 3.50% $9,986
LENDUS, LLC 2 2.88% $4,119
Northeast Equitable Mortgage, LLC 2 3.06% $4,662
LENDSURE MORTGAGE CORP. 2 4.25% $9,693
CONTOUR MORTGAGE CORPORATION 2 3.38% $4,439
ANGEL OAK HOME LOANS LLC 2 3.88% $13,201
Orrstown Bank 2 3.50% $5,304
KELLER MORTGAGE, LLC 2 3.81% $3,962
PHH Mortgage Corporation 2 3.38% $5,125
Home Mortgage Alliance Corp 2 3.25% $10,366
GUILD MORTGAGE COMPANY 2 3.00% $7,849
GLENDENNING MORTGAGE CORPORATION 2 3.56% $5,556
First Internet Bank of Indiana 2 2.75% $4,985
First Federal Bank 2 3.06% $6,432
SOUTHERN TRUST MORTGAGE, LLC 2 2.88% $5,219
SPRING EQ, LLC 2 2.81% $2,271
FIRST ALLIANCE HOME MORTGAGE, LLC 2 2.94% $8,136
Strong Home Mortgage, LLC 2 2.93% $1,535
The Fidelity Deposit and Discount Bank 2 3.13% $4,065
1st Constitution Bank 2 3.19% $3,134
Triumph Bank 2 2.75% $3,169
East Coast Capital Corp. 2 3.31% $8,379
United Nations Federal Credit Union 2 2.88% $5,613
CHURCHILL MORTGAGE CORPORATION 2 3.06% $4,521
MICHIGAN MUTUAL, INC. 2 3.25% $15,026
Cf Bank 2 2.69% $2,343
Axos Bank 2 2.68% $6,249
Merchants Bank of Indiana 2 2.75% $5,167
Mortgage Network, Inc. 2 2.87% $3,783
MEMBER FIRST MORTGAGE, LLC 2 3.06% $4,933
UTILITIES EMPLOYEES CREDIT UNION 1 2.88% $4,642
INLAND BANK & TRUST 1 3.50% $5,273
Poli Mortgage Group, Inc. 1 3.00% $2,204
IMPAC MORTGAGE CORP. 1 2.88% $600
HOMEXPRESS MORTGAGE CORP. 1 3.00% $86,155
Berkshire Bank 1 2.88% $14,069
Discover Bank 1 3.99% $0
PROPONENT Federal Credit Union 1 3.13% $4,020
Citadel Servicing Corporation 1 4.50% $11,660
Provident Bank 1 3.25% $4,888
DIRECT MORTGAGE LOANS, LLC 1 3.63% $8,987
Prudential Bank 1 2.63% $4,065
GSF Mortgage Corporation 1 2.99% $4,948
Blue Ridge Bank 1 3.63% $7,170
Quontic Bank 1 5.88% $11,570
Greenbox Loans, Inc. 1 5.50% $15,088
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 1 3.25% $21,169
RELIANCE FIRST CAPITAL, LLC 1 3.50% $9,331
GoPrime Mortgage, Inc. 1 3.00% $32,657
Republic Bank & Trust Company 1 3.13% $2,062
DHI MORTGAGE COMPANY, LTD. 1 2.75% $5,525
RESIDENTIAL HOME MORTGAGE CORPORATION 1 3.00% $5,510
FM Home Loans, LLC 1 5.00% $12,281
BMO Harris Bank 1 3.13% $6,221
First Mortgage Solutions, LLC 1 3.00% $3,027
CELEBRITY HOME LOANS, LLC 1 2.99% $6,975
Sierra Pacific Mortgage Company, Inc. 1 3.38% $4,538
MCLEAN MORTGAGE CORPORATION 1 3.38% $4,341
CREDIT UNION OF NEW JERSEY 1 3.50% $2,116
SOUTH JERSEY 1 3.00% $4,785
Mortgage Research Center, LLC 1 2.75% $6,428
MOUNTAIN MORTGAGE CORP. 1 2.75% $5,662
S&T Bank 1 3.50% $15,618
FINEX CREDIT UNION 1 2.88% $6,931
Farm Credit East, ACA 1 3.40% $10,858
ATHAS CAPITAL GROUP, INC. 1 5.25% $10,116
Evolve Bank & Trust 1 3.37% $4,453
Watermark Capital, Inc. 1 2.75% $2,695
Sun East Federal Credit Union 1 2.88% $12,193
Webster Bank 1 2.88% $9,960
SWBC MORTGAGE CORPORATION 1 2.88% $3,418
TBI MORTGAGE COMPANY 1 3.25% $4,326
ALLIANT CREDIT UNION 1 3.00% $2,970
1ST RELIANT HOME LOANS, INC. 1 3.25% $3,893
The Ephrata National Bank 1 3.38% $3,097
Bogota Savings Bank 1 2.63% $3,965
LOANPAL, LLC 1 3.13% $6,172
Bank-Fund Staff Federal Credit Union 1 3.00% $2,973
NEW DAY FINANCIAL, LLC 1 2.88% $4,869
WESTERN EXPRESS LENDING 1 3.38% $3,113
LIBERTY HOME MORTGAGE CORPORATION 1 2.88% $12,300
The Union Bank Company 1 2.75% $4,171
North American Savings Bank, F.S.B. 1 2.88% $2,788
ESSA Bank & Trust 1 3.10% $21,597
MEMBERS 1ST FEDERAL CREDIT UNION 1 2.88% $4,525
Northwest Bank 1 2.88% $7,568
NP, Inc. 1 3.50% $11,230
TOTAL MORTGAGE SERVICES, LLC 1 2.99% $3,743
BOND STREET MORTGAGE, LLC 1 4.13% $4,109
Toyota Financial Savings Bank 1 3.25% $3,701
OWNERSCHOICE FUNDING, INCORPORATED 1 3.50% $3,169
PANORAMA MORTGAGE GROUP, LLC 1 2.88% $2,688
LENDING CAPITAL GROUP Inc 1 3.00% $3,200
Parke Bank 1 4.25% $11,892
LEBANON 1 3.13% $5,894
LEADERONE FINANCIAL CORPORATION 1 2.63% $4,994
Malvern Bank N.A. 1 3.13% $3,102
Peoples Security Bank and Trust Company 1 2.79% $5,417
People's United Bank 1 2.88% $5,076
ACADEMY MORTGAGE CORPORATION 1 3.38% $5,498
JUSTICE Federal Credit Union 1 3.00% $4,540
USAlliance Federal Credit Union 1 3.13% $6,344
BAYCOAST MORTGAGE COMPANY, LLC 1 2.88% $3,123
PINNACLE MORTGAGE, INC. 1 2.50% $4,831
Century Mortgage Company DBA Century Lending Company 1 3.13% $4,705
PLANET HOME LENDING, LLC 1 3.13% $2,153
PLAZA HOME MORTGAGE, INC. 1 3.38% $4,817

OCEAN CITY, NJ's 275 lenders originated 10,569 loans during 2021. The total origination value was $4,589,225,000, with an average loan value of $434,216.

The top OCEAN CITY lender as defined by loan originations is QUICKEN LOANS, LLC, with 416 loans originated. Their average total fees are $5,461, which is $731 higher than the next largest lender, Wells Fargo Bank.

The lowest fee OCEAN CITY lenders (with over 10 loans originated) are POLICE & FIRE ($2,716), Gateway First Bank ($2,868), PENTAGON FEDERAL CREDIT UNION ($2,920), FREEDOM MORTGAGE CORPORATION ($3,294) and AMERICAN HERITAGE FCU ($3,409).

The lowest rate OCEAN CITY lenders (with over 10 loans originated) are Charles Schwab Bank, SSB (2.41%), Bank of America (2.60%), UBS Bank USA (2.63%), Morgan Stanley Private Bank (2.65%) and KeyBank (2.69%).

OCEAN CITY, NJ Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2020 Loan Value 2021 Loan Value % Change 2021 Market Share
Wells Fargo Bank $388,995,000 $328,500,000 -15.6% 7.2%
Citizens Bank $310,850,000 $302,925,000 -2.5% 6.6%
QUICKEN LOANS, LLC $151,775,000 $194,340,000 28.0% 4.2%
Republic Bank $181,990,000 $183,320,000 0.7% 4.0%
OceanFirst Bank $179,510,000 $158,025,000 -12.0% 3.4%
CALIBER HOME LOANS, INC. $160,365,000 $152,685,000 -4.8% 3.3%
Valley National Bank $102,945,000 $141,770,000 37.7% 3.1%
TD Bank $151,310,000 $133,495,000 -11.8% 2.9%
Bank of America $112,925,000 $123,780,000 9.6% 2.7%
Prosperity Home Mortgage, LLC $81,165,000 $122,845,000 51.4% 2.7%
GUARANTEED RATE, INC. $79,105,000 $111,505,000 41.0% 2.4%
PNC Bank $81,570,000 $95,765,000 17.4% 2.1%
LOANDEPOT.COM, LLC $46,580,000 $91,345,000 96.1% 2.0%
UNITED WHOLESALE MORTGAGE, LLC $56,465,000 $89,895,000 59.2% 2.0%
CROSSCOUNTRY MORTGAGE, LLC $53,000,000 $85,720,000 61.7% 1.9%
Advisors Mortgage Group, L.L.C. $48,480,000 $85,605,000 76.6% 1.9%
POLICE & FIRE $77,115,000 $67,210,000 -12.8% 1.5%
Sturdy Savings Bank $47,290,000 $65,490,000 38.5% 1.4%
Crest Savings Bank $66,495,000 $65,165,000 -2.0% 1.4%
JPMorgan Chase Bank $98,355,000 $63,605,000 -35.3% 1.4%
Morgan Stanley Private Bank $39,300,000 $54,810,000 39.5% 1.2%
DRAPER AND KRAMER MORTGAGE CORP. $57,560,000 $54,500,000 -5.3% 1.2%
Wilmington Savings Fund Society, FSB $32,705,000 $53,655,000 64.1% 1.2%
Univest Bank and Trust Co. $37,270,000 $47,580,000 27.7% 1.0%
NFM, INC. $4,045,000 $45,370,000 1,021.6% 1.0%
HOME POINT FINANCIAL CORPORATION $39,730,000 $43,285,000 8.9% 0.9%
Manufacturers and Traders Trust Company $24,330,000 $41,315,000 69.8% 0.9%
Firstrust Savings Bank $39,935,000 $35,200,000 -11.9% 0.8%
NEWREZ LLC $26,630,000 $34,815,000 30.7% 0.8%
FINANCE OF AMERICA MORTGAGE LLC $36,565,000 $32,695,000 -10.6% 0.7%
Charles Schwab Bank, SSB $13,505,000 $30,700,000 127.3% 0.7%
MOVEMENT MORTGAGE, LLC $17,785,000 $30,650,000 72.3% 0.7%
Fulton Bank $66,285,000 $30,480,000 -54.0% 0.7%
ALLIED MORTGAGE GROUP, INC. $26,370,000 $30,400,000 15.3% 0.7%
BETTER MORTGAGE CORPORATION $17,495,000 $30,280,000 73.1% 0.7%
FREEDOM MORTGAGE CORPORATION $36,165,000 $30,110,000 -16.7% 0.7%
GREENTREE MORTGAGE COMPANY, L.P. $52,460,000 $29,440,000 -43.9% 0.6%
AMERISAVE MORTGAGE CORPORATION $14,385,000 $27,955,000 94.3% 0.6%
Citibank $29,885,000 $27,625,000 -7.6% 0.6%
PENNYMAC LOAN SERVICES, LLC $15,620,000 $26,375,000 68.9% 0.6%
1st Colonial Community Bank $13,760,000 $25,620,000 86.2% 0.6%
KeyBank $12,690,000 $24,395,000 92.2% 0.5%
EMM LOANS LLC $18,350,000 $23,485,000 28.0% 0.5%
First Republic Bank $4,425,000 $22,525,000 409.0% 0.5%
Huntingdon Valley Bank $15,835,000 $21,950,000 38.6% 0.5%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $12,225,000 $21,805,000 78.4% 0.5%
SUCCESS MORTGAGE PARTNERS, INC. $16,880,000 $21,670,000 28.4% 0.5%
Evesham Mortgage, LLC $13,935,000 $21,225,000 52.3% 0.5%
Santander Bank, N.A. $28,135,000 $20,695,000 -26.4% 0.5%
Mr. Cooper ( Nationstar Mortgage ) $11,055,000 $20,670,000 87.0% 0.5%
Philadelphia Mortgage Advisors, Inc. $22,660,000 $20,590,000 -9.1% 0.4%
Meridian Bank Corporation $22,960,000 $20,430,000 -11.0% 0.4%
Columbia Bank $12,495,000 $20,005,000 60.1% 0.4%
UBS Bank USA $22,040,000 $20,000,000 -9.3% 0.4%
TRUMARK FINANCIAL CREDIT UNION $12,790,000 $19,980,000 56.2% 0.4%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP $14,000,000 $18,555,000 32.5% 0.4%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC $10,860,000 $17,785,000 63.8% 0.4%
NAVY FEDERAL CREDIT UNION $17,665,000 $17,345,000 -1.8% 0.4%
U.S. Bank $20,425,000 $16,850,000 -17.5% 0.4%
CITADEL FEDERAL CREDIT UNION $9,950,000 $16,340,000 64.2% 0.4%
Mortgage America, Inc. $17,645,000 $15,090,000 -14.5% 0.3%
LAKEVIEW LOAN SERVICING, LLC $8,470,000 $13,820,000 63.2% 0.3%
Mid Penn Bank $16,380,000 $13,660,000 -16.6% 0.3%
BNY Mellon $4,250,000 $13,585,000 219.6% 0.3%
Truist Bank $24,290,000 $12,730,000 -47.6% 0.3%
Raymond James Bank $8,125,000 $12,305,000 51.4% 0.3%
BROKER SOLUTIONS, INC. $9,155,000 $12,135,000 32.6% 0.3%
Goldman Sachs Bank USA $6,990,000 $12,000,000 71.7% 0.3%
Investors Bank $8,610,000 $11,400,000 32.4% 0.2%
Presidential Bank, FSB $13,450,000 $11,310,000 -15.9% 0.2%
S&T Bank $5,770,000 $11,310,000 96.0% 0.2%
Keystone Funding, Inc. $10,715,000 n/a 0.2%
Mortgage Research Center, LLC $9,700,000 $10,375,000 7.0% 0.2%
AMERICAN HERITAGE FCU $11,985,000 $9,820,000 -18.1% 0.2%
PHILADELPHIA $5,025,000 $9,730,000 93.6% 0.2%
NJ LENDERS CORP. $10,290,000 $9,495,000 -7.7% 0.2%
Gateway First Bank $9,750,000 $9,255,000 -5.1% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $9,570,000 $8,940,000 -6.6% 0.2%
NATION ONE MORTGAGE CORPORATION $9,260,000 $8,385,000 -9.4% 0.2%
STEARNS LENDING, LLC $3,815,000 $8,345,000 118.7% 0.2%
AmRes Corporation $1,195,000 $8,255,000 590.8% 0.2%
City National Bank $505,000 $8,055,000 1,495.0% 0.2%
Stifel Bank and Trust $6,470,000 $7,970,000 23.2% 0.2%
The Victory Bank $1,630,000 $7,460,000 357.7% 0.2%
Flagstar Bank, FSB $2,550,000 $7,345,000 188.0% 0.2%
GUARANTEED RATE AFFINITY, LLC $9,295,000 $7,315,000 -21.3% 0.2%
EMBRACE HOME LOANS, INC. $2,415,000 $7,120,000 194.8% 0.2%
Ally Bank $4,585,000 $7,030,000 53.3% 0.2%
BHCU $2,400,000 $6,960,000 190.0% 0.2%
THE BRYN MAWR TRUST COMPANY $11,195,000 $6,940,000 -38.0% 0.2%
PENTAGON FEDERAL CREDIT UNION $2,395,000 $6,880,000 187.3% 0.1%
First Guaranty Mortgage Corporation $3,335,000 $6,585,000 97.5% 0.1%
ENVOY MORTGAGE, LTD $6,380,000 $6,390,000 0.2% 0.1%
AMERICAN FINANCIAL NETWORK, INC. $4,470,000 $6,355,000 42.2% 0.1%
Carrington Mortgage Services, LLC $3,445,000 $6,145,000 78.4% 0.1%
First Resource Bank $5,910,000 n/a 0.1%
William Penn Bank $345,000 $5,675,000 1,544.9% 0.1%
Princeton Mortgage Corporation $5,430,000 n/a 0.1%
TIAA, FSB $2,550,000 $5,365,000 110.4% 0.1%
UNION HOME MORTGAGE CORP. $7,205,000 $5,305,000 -26.4% 0.1%
QNB Bank $3,895,000 $5,290,000 35.8% 0.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC $540,000 $5,230,000 868.5% 0.1%
Quaint Oak Mortgage, LLC $315,000 $5,070,000 1,509.5% 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $4,725,000 $5,040,000 6.7% 0.1%
New York Community Bank $5,005,000 n/a 0.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. $2,990,000 $5,000,000 67.2% 0.1%
Penn Community Bank $6,130,000 $4,960,000 -19.1% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $10,055,000 $4,945,000 -50.8% 0.1%
Kearny Bank $1,735,000 $4,815,000 177.5% 0.1%
Peoples Security Bank and Trust Company $475,000 $4,540,000 855.8% 0.1%
Paramount Residential Mortgage Group, Inc. $4,070,000 $4,430,000 8.8% 0.1%
REVERSE MORTGAGE FUNDING LLC $270,000 $4,320,000 1,500.0% 0.1%
RESIDENTIAL MORTGAGE SERVICES, INC. $8,430,000 $4,300,000 -49.0% 0.1%
Newfield National Bank $6,885,000 $4,240,000 -38.4% 0.1%
FAMILY FIRST FUNDING LLC $5,470,000 $4,215,000 -22.9% 0.1%
HOMESIDE FINANCIAL, LLC $845,000 $4,195,000 396.4% 0.1%
Franklin Bank $3,710,000 $4,190,000 12.9% 0.1%
Peapack-Gladstone Bank $4,780,000 $4,190,000 -12.3% 0.1%
GUARANTY HOME MORTGAGE CORPORATION $1,940,000 $4,180,000 115.5% 0.1%
ABSOLUTE HOME MORTGAGE CORPORATION $5,110,000 $4,125,000 -19.3% 0.1%
State Financial Network, LLC $6,435,000 $4,095,000 -36.4% 0.1%
Equity Prime Mortgage LLC $6,370,000 $4,040,000 -36.6% 0.1%
Northpointe Bank $5,795,000 $4,030,000 -30.5% 0.1%
Centric Bank $2,105,000 $3,985,000 89.3% 0.1%
The Federal Savings Bank $4,130,000 $3,900,000 -5.6% 0.1%
First National Bank of Pennsylvania $3,570,000 $3,850,000 7.8% 0.1%
Parke Bank $635,000 $3,755,000 491.3% 0.1%
AMERICAN FEDERAL MORTGAGE CORPORATION $6,080,000 $3,740,000 -38.5% 0.1%
NEW DAY FINANCIAL, LLC $2,335,000 $3,685,000 57.8% 0.1%
NETWORK CAPITAL FUNDING CORPORATION $410,000 $3,640,000 787.8% 0.1%
Wyndham Capital Mortgage, Inc. $2,620,000 $3,605,000 37.6% 0.1%
BNC National Bank $435,000 $3,540,000 713.8% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $2,415,000 $3,420,000 41.6% 0.1%
FEDERATED LENDING CORPORATION $980,000 $3,345,000 241.3% 0.1%
Hometown Equity Mortgage, LLC $430,000 $3,345,000 677.9% 0.1%
AMERICAN ADVISORS GROUP $1,860,000 $3,295,000 77.2% 0.1%
Hometown Lenders, Inc. $195,000 $3,280,000 1,582.1% 0.1%
InterContinental Capital Group, Inc $2,460,000 $3,215,000 30.7% 0.1%
TOWER $3,605,000 $3,160,000 -12.3% 0.1%
US MORTGAGE CORPORATION $1,375,000 $3,105,000 125.8% 0.1%
AFFINITY $1,415,000 $3,085,000 118.0% 0.1%
UNITED NORTHERN MORTGAGE BANKERS LIMITED $5,750,000 $3,065,000 -46.7% 0.1%
CHERRY CREEK MORTGAGE, LLC $1,020,000 $3,035,000 197.5% 0.1%
MUTUAL OF OMAHA MORTGAGE, INC. $4,130,000 $2,945,000 -28.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $2,940,000 n/a 0.1%
TOWNE MORTGAGE COMPANY $4,675,000 $2,895,000 -38.1% 0.1%
PROVIDENT FUNDING ASSOCIATES, L.P. $5,555,000 $2,865,000 -48.4% 0.1%
RF Renovo Management Company, LLC $2,790,000 n/a 0.1%
LENDUS, LLC $3,125,000 $2,780,000 -11.0% 0.1%
MORTGAGE ACCESS CORP. $3,535,000 $2,780,000 -21.4% 0.1%
ESSA Bank & Trust $6,820,000 $2,775,000 -59.3% 0.1%
PIKE CREEK MORTGAGE SERVICES, INC. $3,160,000 $2,775,000 -12.2% 0.1%
CMG MORTGAGE, INC. $3,640,000 $2,760,000 -24.2% 0.1%
MLD MORTGAGE INC. $1,650,000 $2,715,000 64.5% 0.1%
Berkshire Bank $2,705,000 n/a 0.1%
Quontic Bank $2,670,000 n/a 0.1%
Barrington Bank & Trust Company, N.A. $615,000 $2,650,000 330.9% 0.1%
PINNACLE MORTGAGE, INC. $2,905,000 $2,640,000 -9.1% 0.1%
ARC HOME LLC $2,805,000 $2,575,000 -8.2% 0.1%
Ambler Savings Bank $2,535,000 n/a 0.1%
Visio Financial Services Inc. $1,235,000 $2,480,000 100.8% 0.1%
GREENWAY MORTGAGE FUNDING CORP. $2,465,000 $2,410,000 -2.2% 0.1%
RESIDENTIAL HOME FUNDING CORP. $1,440,000 $2,410,000 67.4% 0.1%
PHH Mortgage Corporation $570,000 $2,375,000 316.7% 0.1%
NBKC BANK $415,000 $2,365,000 469.9% 0.1%
AMERICAN INTERNET MORTGAGE, INC. $2,350,000 n/a 0.1%
First Home Bank $480,000 $2,280,000 375.0% 0.0%
NATIONWIDE EQUITIES CORPORATION $640,000 $2,280,000 256.3% 0.0%
LIMA ONE CAPITAL, LLC $310,000 $2,275,000 633.9% 0.0%
HSBC BANK USA, NATIONAL ASSOCIATION $4,895,000 $2,265,000 -53.7% 0.0%
GET A RATE LLC $2,955,000 $2,240,000 -24.2% 0.0%
The Huntington National Bank $1,965,000 $2,235,000 13.7% 0.0%
Nations Lending Corporation $675,000 $2,205,000 226.7% 0.0%
Financial Freedom Mortgage, LLC $1,165,000 $2,180,000 87.1% 0.0%
Acre Mortgage and Financial Inc $2,125,000 n/a 0.0%
Orrstown Bank $2,510,000 $2,115,000 -15.7% 0.0%
Baxter Credit Union $1,395,000 $2,075,000 48.7% 0.0%
United Nations Federal Credit Union $285,000 $2,075,000 628.1% 0.0%
First National Bank and Trust Company of Newtown $1,615,000 $2,060,000 27.6% 0.0%
Ardent Federal Credit Union $3,955,000 $2,040,000 -48.4% 0.0%
Ukrainian Selfreliance Federal Credit Union $435,000 $2,035,000 367.8% 0.0%
Fleetwood Bank $2,005,000 n/a 0.0%
Center City Mortgage and Investments LLC $485,000 $1,990,000 310.3% 0.0%
Farmers Bank & Trust $495,000 $1,980,000 300.0% 0.0%
York Traditions Bank $135,000 $1,965,000 1,355.6% 0.0%
BAYSHORE MORTGAGE FUNDING, LLC $640,000 $1,915,000 199.2% 0.0%
FREEDOM CREDIT UNION $4,075,000 $1,900,000 -53.4% 0.0%
Plains Commerce Bank $1,905,000 $1,895,000 -0.5% 0.0%
LADERA LENDING, INC. $2,365,000 $1,830,000 -22.6% 0.0%
USAA Federal Savings Bank $5,135,000 $1,795,000 -65.0% 0.0%
LENDSURE MORTGAGE CORP. $1,790,000 n/a 0.0%
Iron Workers Savings Bank $1,775,000 n/a 0.0%
MDE Home Loans, LLC $315,000 $1,735,000 450.8% 0.0%
TIDEWATER MORTGAGE SERVICES, INC. $825,000 $1,730,000 109.7% 0.0%
FIRST ALLIANCE HOME MORTGAGE, LLC $935,000 $1,725,000 84.5% 0.0%
Citizens & Northern Bank $1,510,000 $1,705,000 12.9% 0.0%
UNITED MORTGAGE CORP. $615,000 $1,685,000 174.0% 0.0%
Kwik Mortgage Corporation $1,140,000 $1,645,000 44.3% 0.0%
Northwest Bank $1,640,000 n/a 0.0%
Home Mortgage Alliance Corp $1,615,000 n/a 0.0%
SOFI LENDING CORP. $975,000 $1,600,000 64.1% 0.0%
ANGEL OAK HOME LOANS LLC $255,000 $1,570,000 515.7% 0.0%
PLANET HOME LENDING, LLC $715,000 $1,560,000 118.2% 0.0%
HOMESTEAD FUNDING CORP. $1,285,000 $1,555,000 21.0% 0.0%
FRANKLIN MINT $3,540,000 $1,550,000 -56.2% 0.0%
JERSEY SHORE FEDERAL CREDIT UNION $985,000 $1,540,000 56.3% 0.0%
Summit Mortgage Corporation $1,200,000 $1,515,000 26.3% 0.0%
REDWOOD RESIDENTIAL ACQUISITION CORPORATION $1,505,000 n/a 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $2,215,000 $1,505,000 -32.1% 0.0%
AmeriHome Mortgage Company, LLC $1,090,000 $1,495,000 37.2% 0.0%
Sun East Federal Credit Union $1,665,000 $1,495,000 -10.2% 0.0%
KS StateBank $1,405,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $1,315,000 $1,395,000 6.1% 0.0%
Atlantic Home Loans, Inc. $1,380,000 n/a 0.0%
NVR Mortgage Finance, Inc. $1,380,000 n/a 0.0%
Strong Home Mortgage, LLC $1,865,000 $1,380,000 -26.0% 0.0%
Merchants Bank of Indiana $760,000 $1,375,000 80.9% 0.0%
Axos Bank $1,350,000 $1,325,000 -1.9% 0.0%
SOUTH JERSEY $315,000 $1,295,000 311.1% 0.0%
Luxury Mortgage Corp. $1,290,000 n/a 0.0%
CIVIC FINANCIAL SERVICES, LLC $245,000 $1,280,000 422.4% 0.0%
APEX HOME LOANS, INC. $1,650,000 $1,260,000 -23.6% 0.0%
CONTOUR MORTGAGE CORPORATION $1,455,000 $1,220,000 -16.2% 0.0%
FirstBank $355,000 $1,210,000 240.8% 0.0%
ROYAL UNITED MORTGAGE LLC $355,000 $1,205,000 239.4% 0.0%
North American Savings Bank, F.S.B. $1,615,000 $1,175,000 -27.2% 0.0%
Burke & Herbert Bank & Trust Company $1,165,000 n/a 0.0%
GUILD MORTGAGE COMPANY $1,150,000 n/a 0.0%
Jonestown Bank and Trust Company, of Jonestown, Pennsylvania $1,425,000 $1,145,000 -19.6% 0.0%
LINKBANK $1,145,000 n/a 0.0%
DEVELOPER'S MORTGAGE COMPANY $380,000 $1,120,000 194.7% 0.0%
Northeast Equitable Mortgage, LLC $1,185,000 $1,120,000 -5.5% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,335,000 $1,105,000 -17.2% 0.0%
BM Real Estate Services, Inc. $1,080,000 n/a 0.0%
RESIDENTIAL HOME MORTGAGE CORPORATION $1,460,000 $1,080,000 -26.0% 0.0%
The Fidelity Deposit and Discount Bank $6,535,000 $1,075,000 -83.6% 0.0%
CLEARPATH LENDING $1,700,000 $1,070,000 -37.1% 0.0%
GLENDENNING MORTGAGE CORPORATION $820,000 $1,050,000 28.0% 0.0%
FEDERATED MORTGAGE CORP. $1,040,000 n/a 0.0%
AMERICAN FINANCING CORPORATION $970,000 $1,035,000 6.7% 0.0%
Haddon Savings Bank $2,530,000 $1,030,000 -59.3% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $1,010,000 n/a 0.0%
VILLAGE CAPITAL & INVESTMENT LLC $75,000 $1,010,000 1,246.7% 0.0%
Ameris Bank $345,000 $985,000 185.5% 0.0%
FNCB Bank $1,670,000 $980,000 -41.3% 0.0%
SUN Federal Credit Union $1,140,000 $970,000 -14.9% 0.0%
SPRING EQ, LLC $590,000 $965,000 63.6% 0.0%
Spencer Savings Bank, SLA $55,000 $955,000 1,636.4% 0.0%
MILLENIUM HOME MORTGAGE, LLC $1,160,000 $945,000 -18.5% 0.0%
QUORUM FEDERAL CREDIT UNION $230,000 $940,000 308.7% 0.0%
GoPrime Mortgage, Inc. $770,000 $925,000 20.1% 0.0%
First Federal Bank $1,635,000 $920,000 -43.7% 0.0%
MICHIGAN MUTUAL, INC. $910,000 n/a 0.0%
MEMBER FIRST MORTGAGE, LLC $335,000 $895,000 167.2% 0.0%
BMO Harris Bank $860,000 n/a 0.0%
MOUNTAIN MORTGAGE CORP. $645,000 $855,000 32.6% 0.0%
The Gratz Bank $515,000 $845,000 64.1% 0.0%
MEMBERS 1ST FEDERAL CREDIT UNION $415,000 $810,000 95.2% 0.0%
Discover Bank $355,000 $805,000 126.8% 0.0%
Cf Bank $575,000 $800,000 39.1% 0.0%
IMPAC MORTGAGE CORP. $910,000 $800,000 -12.1% 0.0%
Mortgage Network, Inc. $2,845,000 $785,000 -72.4% 0.0%
SOUTHERN TRUST MORTGAGE, LLC $255,000 $770,000 202.0% 0.0%
Triumph Bank $1,025,000 $765,000 -25.4% 0.0%
NATIONWIDE MORTGAGE BANKERS, INC. $760,000 n/a 0.0%
Farm Credit East, ACA $615,000 $755,000 22.8% 0.0%
LENDINGHOME FUNDING CORPORATION $425,000 $750,000 76.5% 0.0%
Provident Bank $1,750,000 $740,000 -57.7% 0.0%
TRIAD FINANCIAL SERVICES, INC. $550,000 $735,000 33.6% 0.0%
USAlliance Federal Credit Union $825,000 $735,000 -10.9% 0.0%
Unity Bank $3,785,000 $725,000 -80.8% 0.0%
FINANCE OF AMERICA REVERSE LLC $3,690,000 $705,000 -80.9% 0.0%
Toyota Financial Savings Bank $595,000 $680,000 14.3% 0.0%
ABCO Federal Credit Union $655,000 n/a 0.0%
People's United Bank $655,000 n/a 0.0%
OPEN MORTGAGE, LLC $450,000 $650,000 44.4% 0.0%
LIBERTY HOME MORTGAGE CORPORATION $635,000 n/a 0.0%
1st Constitution Bank $975,000 $630,000 -35.4% 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $805,000 $630,000 -21.7% 0.0%
FINANCE OF AMERICA COMMERCIAL LLC $620,000 n/a 0.0%
KELLER MORTGAGE, LLC $265,000 $620,000 134.0% 0.0%
FIRST CREDIT CORPORATION OF NEW YORK, INC. $735,000 $605,000 -17.7% 0.0%
Webster Bank $565,000 $605,000 7.1% 0.0%
Mortgage Bank of California $595,000 n/a 0.0%
East Coast Capital Corp. $560,000 $580,000 3.6% 0.0%
Third Federal Savings and Loan Association of Cleveland $405,000 $580,000 43.2% 0.0%
First Bank $2,050,000 $560,000 -72.7% 0.0%
BAYCOAST MORTGAGE COMPANY, LLC $375,000 $545,000 45.3% 0.0%
LEADERONE FINANCIAL CORPORATION $770,000 $545,000 -29.2% 0.0%
ALL REVERSE MORTGAGE, INC. $535,000 n/a 0.0%
LONGBRIDGE FINANCIAL, LLC $1,990,000 $535,000 -73.1% 0.0%
Citadel Servicing Corporation $95,000 $530,000 457.9% 0.0%
Phoenixville Federal Bank and Trust $6,400,000 $525,000 -91.8% 0.0%
ACADEMY MORTGAGE CORPORATION $2,240,000 $520,000 -76.8% 0.0%
NP, Inc. $2,245,000 $520,000 -76.8% 0.0%
West Town Bank & Trust $515,000 n/a 0.0%
Figure Lending LLC $90,000 $505,000 461.1% 0.0%
Greenbox Loans, Inc. $495,000 n/a 0.0%
SILVER HILL FUNDING, LLC $495,000 n/a 0.0%
ALLIANT CREDIT UNION $1,145,000 $475,000 -58.5% 0.0%
BENCHMARK Federal Credit Union $1,310,000 $465,000 -64.5% 0.0%
CELEBRITY HOME LOANS, LLC $215,000 $445,000 107.0% 0.0%
ATHAS CAPITAL GROUP, INC. $435,000 n/a 0.0%
Century Mortgage Company DBA Century Lending Company $425,000 n/a 0.0%
Malvern Bank N.A. $665,000 $425,000 -36.1% 0.0%
TBI MORTGAGE COMPANY $800,000 $425,000 -46.9% 0.0%
First Mortgage Solutions, LLC $1,995,000 $415,000 -79.2% 0.0%
LEBANON $415,000 n/a 0.0%
Prime Choice Funding Inc. $520,000 $415,000 -20.2% 0.0%
BCB Community Bank $405,000 n/a 0.0%
Northfield Bank $405,000 n/a 0.0%
UTILITIES EMPLOYEES CREDIT UNION $415,000 $405,000 -2.4% 0.0%
PLAZA HOME MORTGAGE, INC. $395,000 n/a 0.0%
MCLEAN MORTGAGE CORPORATION $385,000 n/a 0.0%
SWBC MORTGAGE CORPORATION $385,000 n/a 0.0%
FM Home Loans, LLC $295,000 $375,000 27.1% 0.0%
LOANPAL, LLC $215,000 $370,000 72.1% 0.0%
Harford Bank $365,000 n/a 0.0%
Blue Ridge Bank $355,000 n/a 0.0%
INLAND BANK & TRUST $355,000 n/a 0.0%
Low VA Rates, LLC $510,000 $355,000 -30.4% 0.0%
MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. $355,000 n/a 0.0%
The Ephrata National Bank $355,000 n/a 0.0%
First Commonwealth Federal Credit Union $1,285,000 $350,000 -72.8% 0.0%
DHI MORTGAGE COMPANY, LTD. $5,060,000 $345,000 -93.2% 0.0%
MERCK EMPLOYEES FEDERAL CREDIT UNION $610,000 $345,000 -43.4% 0.0%
Prudential Bank $215,000 $345,000 60.5% 0.0%
GSF Mortgage Corporation $340,000 n/a 0.0%
OWNERSCHOICE FUNDING, INCORPORATED $1,255,000 $340,000 -72.9% 0.0%
DIRECT MORTGAGE LOANS, LLC $730,000 $335,000 -54.1% 0.0%
PROPONENT Federal Credit Union $335,000 n/a 0.0%
SeaTrust Mortgage Company $335,000 n/a 0.0%
NUMARK CREDIT UNION $325,000 n/a 0.0%
CREDIT UNION OF NEW JERSEY $1,240,000 $315,000 -74.6% 0.0%
First Internet Bank of Indiana $310,000 n/a 0.0%
Community First National Bank $235,000 $305,000 29.8% 0.0%
Lakeland Bank $4,505,000 $305,000 -93.2% 0.0%
Leader Bank $305,000 n/a 0.0%
The Union Bank Company $305,000 n/a 0.0%
Poli Mortgage Group, Inc. $290,000 n/a 0.0%
BOND STREET MORTGAGE, LLC $235,000 $285,000 21.3% 0.0%
Sierra Pacific Mortgage Company, Inc. $1,155,000 $285,000 -75.3% 0.0%
Bank-Fund Staff Federal Credit Union $255,000 n/a 0.0%
Bogota Savings Bank $255,000 n/a 0.0%
Colonial Savings, F.A. $255,000 n/a 0.0%
FINEX CREDIT UNION $255,000 n/a 0.0%
UIF CORPORATION $245,000 n/a 0.0%
MORIA DEVELOPMENT, INC. $235,000 n/a 0.0%
OCEANSIDE MORTGAGE COMPANY $255,000 $235,000 -7.8% 0.0%
FINANCIAL RESOURCES FEDERAL CREDIT UNION $600,000 $225,000 -62.5% 0.0%
GREENWOOD $210,000 n/a 0.0%
CROWDCOPIA, LLC $205,000 n/a 0.0%
WESTERN EXPRESS LENDING $6,340,000 $195,000 -96.9% 0.0%
LENDINGONE, LLC $165,000 $185,000 12.1% 0.0%
LENOX FINANCIAL MORTGAGE CORPORATION $185,000 n/a 0.0%
Watermark Capital, Inc. $1,325,000 $185,000 -86.0% 0.0%
Republic Bank & Trust Company $175,000 n/a 0.0%
JUSTICE Federal Credit Union $630,000 $165,000 -73.8% 0.0%
LENDING CAPITAL GROUP Inc $1,925,000 $165,000 -91.4% 0.0%
SOVEREIGN LENDING GROUP INCORPORATED $570,000 $165,000 -71.1% 0.0%
TOTAL MORTGAGE SERVICES, LLC $1,060,000 $165,000 -84.4% 0.0%
Arvest Bank $420,000 $155,000 -63.1% 0.0%
Evolve Bank & Trust $375,000 $155,000 -58.7% 0.0%
PANORAMA MORTGAGE GROUP, LLC $155,000 n/a 0.0%
RSI BANK $275,000 $155,000 -43.6% 0.0%
Paramount Bank $145,000 n/a 0.0%
United States Senate Federal Credit Union $145,000 n/a 0.0%
FAY SERVICING, LLC $135,000 n/a 0.0%
1ST RELIANT HOME LOANS, INC. $125,000 n/a 0.0%
BayCoast Bank $65,000 $110,000 69.2% 0.0%
ALLEGACY FEDERAL CREDIT UNION $105,000 n/a 0.0%
Axiom Bank, N.A. $105,000 n/a 0.0%
Bank of England $1,570,000 $105,000 -93.3% 0.0%
Metro City Bank $155,000 $105,000 -32.3% 0.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC $685,000 $105,000 -84.7% 0.0%
ASHLAND Credit Union $85,000 n/a 0.0%
First American Bank $85,000 n/a 0.0%
Centier Bank $95,000 $75,000 -21.1% 0.0%
WINGS FINANCIAL $75,000 n/a 0.0%
DIGITAL Federal Credit Union $55,000 $35,000 -36.4% 0.0%
Clearview Federal Credit Union $15,000 n/a 0.0%
NORRISTOWN BELL $125,000 $5,000 -96.0% 0.0%

OCEAN CITY's top lender by overall market share is Wells Fargo Bank, with 7.2% market share. In second place, with 6.6%, is Citizens Bank, having originated $302,925,000 in loans. In third place, with 4.2%, is QUICKEN LOANS, LLC, having originated $194,340,000 in loans. In third place, with 4.0%, is Republic Bank, having originated $183,320,000 in loans. In third place, with 3.4%, is OceanFirst Bank, having originated $158,025,000 in loans.


OCEAN CITY, NJ Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Refi 4,102 $1,565,600,000 $381,667
Home Purchase 4,007 $2,147,115,000 $535,841
Cash Out Refi 1,811 $694,295,000 $383,377
Home Improvement 380 $71,700,000 $188,684
Other 268 $110,020,000 $410,522
NA 1 $495,000 $495,000

Ocean City's most frequently cited loan purpose was Refi, with 4,102 originations. The 2nd most popular reason was Home Purchase, with 4,007 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
2.5-3% 4,677 $2,181,665,000 $466,467
3-4% 3,113 $1,255,705,000 $403,375
<2.5% 1,871 $827,775,000 $442,424
4-5% 296 $92,030,000 $310,912
5-6% 90 $21,210,000 $235,667
6-7% 33 $9,535,000 $288,939
7-8% 18 $7,390,000 $410,556
Over 8% 17 $2,805,000 $165,000

During 2021, Ocean City's most frequently originated rate bucket was 2.5-3%, with 4,677 originations.

Loan Sizing (OCEAN CITY, NJ MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 4,241 $1,217,325,000 $287,037
$100k-200k 2,108 $326,370,000 $154,824
$400k-600k 1,945 $953,395,000 $490,177
$600k-1000k 959 $725,725,000 $756,752
$Over $1MM 785 $1,333,285,000 $1,698,452
$100,000 or less 531 $33,125,000 $62,382

OCEAN CITY's loan sizing saw the bucket of loans from $200k-400k with 4,241 originations, totaling $1,217,325,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
60-80% 3,711 $1,907,015,000 $513,882
40-60% 2,522 $1,080,200,000 $428,311
80-100% 1,706 $767,060,000 $449,625
20-40% 1,388 $499,260,000 $359,697
Under 20% 605 $93,585,000 $154,686
Over 100% 32 $14,030,000 $438,438

OCEAN CITY's loan sizing saw loans grouped in the 60-80% Loan-to-value bucket with 3,711 originations, totaling $1,907,015,000 in origination value.