Community Bank Of Marshall Mortgage Rates, Fees & Info

Marshall, MO

LEI: 25490051QQ72KQWNN915

Tax ID: 43-1123104

Latest/2024 | 2023 Data | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data

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Mortgage Data

  • Originations
  • Top Markets
  • Product Mix
  • Loan Reason
  • Typical Rates
  • Loan Sizes
  • Dwelling Types
  • Loan Length
  • Loan to Value Info
  • Debt-to-Income
  • Applicant Income
  • Ethnicity Info
  • Approval & Pick Rates
  • Points and Fees
  • Origination Fees (Closing Costs)

    • Review & Overview

    Community Bank Of Marshall is a smaller bank specializing in Cash Out Refi, Home Purchase, and Refi loans. Community Bank Of Marshall has a high proportion of conventional loans. Their top markets by origination volume include: Marshall, Kansas City, and Sedalia among others. We have data for 4 markets. (Some data included below & more in-depth data is available with an active subscription.)

    Community Bank Of Marshall has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.

    We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.

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    Originations

    53

    Origination Dollar Volume (All Markets)

    $4,765,000

    Top Markets

    Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.

    Market Originations Total Value Average Loan Average Fees Average Rate
    Marshall, MO (FHA|USDA|VA) 39 $2,595,000 $66,538 $0 0.00%
    KANSAS CITY, MO-KS (FHA|USDA|VA) 8 $1,720,000 $215,000 $0 0.00%
    Sedalia, MO (FHA|USDA|VA) 4 $400,000 $100,000 $0 0.00%
    Outside of Metro Areas 2 $50,000 $25,000 $0 0.00%
    Community Bank Of Marshall's top markets include Marshall, Kansas City, and Sedalia among others.

    Their top states include:
  • Missouri (FHA|USDA|VA)
  • Kansas (FHA|USDA|VA)

    • Product Mix

    Loan Type Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Conventional 53 $4,765,000 $89,906 $0 0.00%

    For 2024, Community Bank Of Marshall's most frequently originated type of loan was Conventional, with 53 originations.

    Loan Reason

    Loan Reason Originations Total Value Avg. Loan Avg. Fees Avg. Rate
    Cash Out Refi 24 $1,540,000 $64,167 $0 0.00%
    Home Purchase 15 $2,205,000 $147,000 $0 0.00%
    Refi 11 $955,000 $86,818 $0 0.00%
    Home Improvement 3 $65,000 $21,667 $0 0.00%

    For 2024, Community Bank Of Marshall's most frequently cited loan purpose was Cash Out Refi, with 24 originations. The 2nd most popular reason was Home Purchase, with 15 originations.

    Loan Duration/Length

    Loan Length Originations Total Value Average Loan Average Fees Average Rate
    Other 53 $4,765,000 $89,906 $0 0.00%

    For 2024, Community Bank Of Marshall's most frequently cited loan duration was Other, with 53 originations.

    Loan Sizing

    Loan Size Originations Total Value Average Loan Average Fees Average Rate
    $100,000 or less 40 $1,720,000 $43,000 $0 0.00%
    $100k-200k 9 $1,355,000 $150,556 $0 0.00%
    $200k-400k 2 $460,000 $230,000 $0 0.00%
    $400k-600k 1 $475,000 $475,000 $0 0.00%
    $600k-1MM 1 $755,000 $755,000 $0 0.00%

    2024 saw Community Bank Of Marshall place emphasis on $100,000 or less loans with 40 originations, totaling $1,720,000 in origination value.

    Applicant Income

    Applicant Income Originations Total Value Average Loan Average Fees Average Rate
    $100k-150k 13 $1,045,000 $80,385 $0 0.00%
    $50k or less 12 $750,000 $62,500 $0 0.00%
    $50k-75k 8 $700,000 $87,500 $0 0.00%
    $75k-100k 7 $225,000 $32,143 $0 0.00%
    $250k+ 3 $1,065,000 $355,000 $0 0.00%
    $150k-250k 2 $500,000 $250,000 $0 0.00%

    Community Bank Of Marshall lent most frequently to those with incomes in the $100k-150k range, with 13 originations. The second most popular income band? $50k or less, with 12 originations.

    Applicant Debt to Income Ratio

    DTI Ratio Originations Total Value Average Loan Average Fees Average Rate
    Exempt% 53 $4,765,000 $89,906 $0 0.00%

    Community Bank Of Marshall lent most frequently to those with DTI ratios of Exempt%, with 53 originations.

    Ethnicity Mix

    Applicant Ethnicity Originations Total Value Average Loan Average Fees Average Rate
    White 50 $4,530,000 $90,600 $0 0.00%
    Not applicable 3 $235,000 $78,333 $0 0.00%

    Approval Rates

    Total approvals of all applications
    94.74%

    Community Bank Of Marshall has an average approval rate.

    Pick Rate

    Approvals leading to origination
    98.11%

    Community Bank Of Marshall has an exceptionally high pick rate. They most likely have borrower friendly terms or other characteristics like being fast to close or are easy to work with.

    Points and Fees

    Points Originations Total Value Average Loan
    Exempt 53 $4,765,000 $89,906

    Occupancy Type Mix

    Dwelling Type Originations Total Value Average Loan
    53 $4,765,000 $89,906