Community Bank Of Marshall Mortgage Rates, Fees & Info
Marshall, MOLEI: 25490051QQ72KQWNN915
Tax ID: 43-1123104
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Mortgage Data
Review & Overview
Community Bank Of Marshall is a smaller bank specializing in Home Purchase, Refi, and Cash Out Refi loans. Community Bank Of Marshall has a high proportion of conventional loans. They have a low ratio of USDA loans. Their top markets by origination volume include: Marshall, Kansas City, Sedalia, and Springfield among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)Community Bank Of Marshall has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
78Origination Dollar Volume (All Markets)
$5,760,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Marshall, MO (FHA|USDA|VA) | 64 | $4,680,000 | $73,125 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 5 | $535,000 | $107,000 | $0 | 0.00% |
| Sedalia, MO (FHA|USDA|VA) | 5 | $315,000 | $63,000 | $0 | 0.00% |
| Outside of Metro Areas | 3 | $185,000 | $61,667 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $45,000 | $45,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 75 | $5,505,000 | $73,400 | $0 | 0.00% |
| USDA | 3 | $255,000 | $85,000 | $0 | 0.00% |
For 2018, Community Bank Of Marshall's most frequently originated type of loan was Conventional, with 75 originations. Their 2nd most popular type was USDA, with 3 originations.
Loan Reason
For 2018, Community Bank Of Marshall's most frequently cited loan purpose was Home Purchase, with 32 originations. The 2nd most popular reason was Refi, with 21 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 78 | $5,760,000 | $73,846 | $0 | 0.00% |
For 2018, Community Bank Of Marshall's most frequently cited loan duration was Other, with 78 originations.
Loan Sizing
2018 saw Community Bank Of Marshall place emphasis on $100,000 or less loans with 58 originations, totaling $2,720,000 in origination value.
Applicant Income
Community Bank Of Marshall lent most frequently to those with incomes in the $50k or less range, with 24 originations. The second most popular income band? $50k-75k, with 23 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 78 | $5,760,000 | $73,846 | $0 | 0.00% |
Community Bank Of Marshall lent most frequently to those with DTI ratios of Exempt%, with 78 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications90.63%
Community Bank Of Marshall has an average approval rate.
Pick Rate
Approvals leading to origination88.46%
Community Bank Of Marshall has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 78 | $5,760,000 | $73,846 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Single Family (1-4 Units):Manufactured | 5 | $225,000 | $45,000 |
| Single Family (1-4 Units):Site-Built | 73 | $5,535,000 | $75,822 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| Community Lending of America, Inc. | VA mortgage | Closing on a mortgage | 1 | 100.0% |