Sedalia Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Sedalia averaged
5.92%
for the week of 2024-10-03, compared to the national average of
6.12% for the same period.
The average rate for the prior week (2024-09-26) was
6.08% and
one month ago for the week of 2024-08-29, the
average rate was 6.35%.
Sedalia's average rate one year ago was 7.51%.
For refis of the same type during the week of 2024-10-03, the average rate
was 6.12%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-10-03 | 6.12% |
Sedalia 30 Year Fixed Rate | 2024-10-03 | 5.92% |
Sedalia 30 Year Fixed Rate Refi | 2024-10-03 | 6.12% |
Sedalia 15 Year Fixed Rate | 2024-10-03 | 5.45% |
Sedalia 15 Year Fixed Rate Refi | 2024-10-03 | 5.25% |
Sedalia 30 Year FHA | 2024-10-03 | 5.69% |
Sedalia 30 Year FHA Refi | 2024-10-03 | 5.99% |
Sedalia 30 Year USDA | 2024-10-03 | 5.87% |
Sedalia 30 Year USDA Refi | 2024-10-03 | 6.17% |
Sedalia 30 Year VA | 2024-10-03 | 5.7% |
Sedalia 30 Year VA Refi | 2024-10-03 | 5.5% |
Sedalia Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sedalia, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Sedalia Average Closing Costs & Other Stats
Sedalia, MO's 52 lenders originated 802
loans during 2023. The total origination value was $142,700,000, with an average loan value of
$177,930.
Sedalia's average closing costs are $3,634.
The top Sedalia lender as defined by loan originations is The Central Trust Bank, with
46 loans originated. Their average total fees are
$2,627, which is $577
lower than the next largest lender,
FLAT BRANCH MORTGAGE, INC..
The lowest fee Sedalia lenders (with over 10 loans originated) are
Simmons Bank ($2,448), Gateway First Bank ($2,522), The Central Trust Bank ($2,627), FLAT BRANCH MORTGAGE, INC. ($3,204) and MOVEMENT MORTGAGE, LLC ($4,554).
The lowest rate Sedalia lenders (with over 10 loans originated) are
Simmons Bank (6.58%), MOVEMENT MORTGAGE, LLC (6.72%), FLAT BRANCH MORTGAGE, INC. (6.85%), The Central Trust Bank (6.99%) and Gateway First Bank (7.02%).
Sedalia, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
American Bank & Trust | $14,455,000 | n/a | 10.1% | |
The Central Trust Bank | $18,960,000 | $13,530,000 | -28.6% | 9.5% |
FLAT BRANCH MORTGAGE, INC. | $5,585,000 | $12,460,000 | 123.1% | 8.7% |
Gateway First Bank | $10,100,000 | $11,330,000 | 12.2% | 7.9% |
MOVEMENT MORTGAGE, LLC | $11,300,000 | $6,300,000 | -44.2% | 4.4% |
Mortgage Research Center, LLC | $6,235,000 | $5,580,000 | -10.5% | 3.9% |
COMMUNITY MORTGAGE, LLC | $3,765,000 | $4,850,000 | 28.8% | 3.4% |
Simmons Bank | $6,405,000 | $4,705,000 | -26.5% | 3.3% |
GERSHMAN INVESTMENT CORP. | $9,740,000 | $4,525,000 | -53.5% | 3.2% |
QUICKEN LOANS, LLC | $7,770,000 | $4,510,000 | -42.0% | 3.2% |
Wood & Huston Bank | $5,230,000 | $4,260,000 | -18.5% | 3.0% |
BTC BANK | $3,105,000 | $3,895,000 | 25.4% | 2.7% |
American Bank of Missouri | $3,605,000 | n/a | 2.5% | |
Bank of Odessa | $2,855,000 | n/a | 2.0% | |
U.S. Bank | $4,285,000 | $2,835,000 | -33.8% | 2.0% |
Midwest Mortgage Associates Corporation | $2,195,000 | $2,815,000 | 28.2% | 2.0% |
The Missouri Bank | $895,000 | $2,230,000 | 149.2% | 1.6% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $3,320,000 | $1,950,000 | -41.3% | 1.4% |
Community National Bank & Trust | $890,000 | $1,800,000 | 102.2% | 1.3% |
NEWREZ LLC | $735,000 | $1,550,000 | 110.9% | 1.1% |
Equity Bank | $3,535,000 | $1,505,000 | -57.4% | 1.1% |
UNITED WHOLESALE MORTGAGE, LLC | $1,270,000 | $1,360,000 | 7.1% | 1.0% |
DAS Acquisition Company, LLC | $3,415,000 | $1,150,000 | -66.3% | 0.8% |
Community Bank of Marshall | $950,000 | n/a | 0.7% | |
GUARANTEED RATE, INC. | $1,500,000 | $940,000 | -37.3% | 0.7% |
Mid-Missouri Bank | $905,000 | n/a | 0.6% | |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $620,000 | $830,000 | 33.9% | 0.6% |
The Federal Savings Bank | $185,000 | $770,000 | 316.2% | 0.5% |
Wells Fargo Bank | $500,000 | $735,000 | 47.0% | 0.5% |
Plains Commerce Bank | $700,000 | n/a | 0.5% | |
LOANDEPOT.COM, LLC | $1,650,000 | $655,000 | -60.3% | 0.5% |
Arvest Bank | $705,000 | $650,000 | -7.8% | 0.5% |
Flagstar Bank, FSB | $1,745,000 | $640,000 | -63.3% | 0.4% |
Old Missouri Bank | $635,000 | n/a | 0.4% | |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $630,000 | n/a | 0.4% | |
F & C Bank | $595,000 | n/a | 0.4% | |
Alliant Bank | $565,000 | n/a | 0.4% | |
UMB Bank | $45,000 | $555,000 | 1,133.3% | 0.4% |
Mr. Cooper ( Nationstar Mortgage ) | $1,120,000 | $520,000 | -53.6% | 0.4% |
CARDINAL FINANCIAL | $195,000 | $515,000 | 164.1% | 0.4% |
FREEDOM MORTGAGE CORPORATION | $910,000 | $445,000 | -51.1% | 0.3% |
PENNYMAC LOAN SERVICES, LLC | $1,960,000 | $440,000 | -77.6% | 0.3% |
BROKER SOLUTIONS, INC. | $1,585,000 | $435,000 | -72.6% | 0.3% |
The Tipton Latham Bank | $430,000 | n/a | 0.3% | |
NBKC BANK | $285,000 | $420,000 | 47.4% | 0.3% |
Mortgage Investment Services Corporation | $405,000 | n/a | 0.3% | |
CENTRAL MISSOURI COMMUNITY CREDIT UNION | $725,000 | $390,000 | -46.2% | 0.3% |
HOMESIDE FINANCIAL, LLC | $380,000 | n/a | 0.3% | |
NEW DAY FINANCIAL, LLC | $495,000 | $380,000 | -23.2% | 0.3% |
VANDERBILT MORTGAGE AND FINANCE, INC. | $370,000 | n/a | 0.3% | |
COMMUNITYAMERICA | $250,000 | $360,000 | 44.0% | 0.3% |
LEADERONE FINANCIAL CORPORATION | $440,000 | $350,000 | -20.5% | 0.2% |
USAA Federal Savings Bank | $735,000 | $340,000 | -53.7% | 0.2% |
Magnolia Bank | $315,000 | $325,000 | 3.2% | 0.2% |
Landmark National Bank | $45,000 | $320,000 | 611.1% | 0.2% |
First Federal Bank of Kansas City | $315,000 | n/a | 0.2% | |
ROYAL UNITED MORTGAGE LLC | $315,000 | n/a | 0.2% | |
Carrington Mortgage Services, LLC | $805,000 | $305,000 | -62.1% | 0.2% |
GUILD MORTGAGE COMPANY | $395,000 | $300,000 | -24.1% | 0.2% |
Bell Bank | $710,000 | $295,000 | -58.5% | 0.2% |
Community Mortgage Banc Corporation | $540,000 | $295,000 | -45.4% | 0.2% |
Country Club Bank | $295,000 | n/a | 0.2% | |
LOANPAL, LLC | $260,000 | $290,000 | 11.5% | 0.2% |
Great Southern Bank | $645,000 | $285,000 | -55.8% | 0.2% |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $285,000 | n/a | 0.2% | |
NAVY FEDERAL CREDIT UNION | $150,000 | $275,000 | 83.3% | 0.2% |
AMERICAN FINANCIAL NETWORK, INC. | $265,000 | n/a | 0.2% | |
PNC Bank | $375,000 | $265,000 | -29.3% | 0.2% |
JPMorgan Chase Bank | $1,130,000 | $260,000 | -77.0% | 0.2% |
Armed Forces Bank | $245,000 | n/a | 0.2% | |
GENEVA FINANCIAL, LLC | $455,000 | $245,000 | -46.2% | 0.2% |
Paramount Residential Mortgage Group, Inc. | $245,000 | n/a | 0.2% | |
Servion, Inc. | $245,000 | n/a | 0.2% | |
LENDINGHOME FUNDING CORPORATION | $240,000 | n/a | 0.2% | |
TOGETHER CREDIT UNION | $225,000 | n/a | 0.2% | |
ENDEAVOR CAPITAL, LLC. | $105,000 | $215,000 | 104.8% | 0.2% |
Hawthorn Bank | $605,000 | $210,000 | -65.3% | 0.1% |
ARK-LA-TEX FINANCIAL SERVICES, LLC. | $205,000 | n/a | 0.1% | |
FCS Financial FLCA | $205,000 | n/a | 0.1% | |
KS StateBank | $205,000 | n/a | 0.1% | |
Ally Bank | $115,000 | $200,000 | 73.9% | 0.1% |
CROSSCOUNTRY MORTGAGE, LLC | $195,000 | n/a | 0.1% | |
DELMAR FINANCIAL COMPANY | $195,000 | n/a | 0.1% | |
Mid-America Bank | $195,000 | n/a | 0.1% | |
OPEN MORTGAGE, LLC | $195,000 | n/a | 0.1% | |
R-G Federal Credit Union | $585,000 | $195,000 | -66.7% | 0.1% |
Waterstone Mortgage Corporation | $185,000 | n/a | 0.1% | |
Midwest Regional Bank | $180,000 | n/a | 0.1% | |
AMERICAN PACIFIC MORTGAGE CORPORATION | $175,000 | n/a | 0.1% | |
Discover Bank | $135,000 | $175,000 | 29.6% | 0.1% |
PLAZA HOME MORTGAGE, INC. | $175,000 | n/a | 0.1% | |
AMERISAVE MORTGAGE CORPORATION | $75,000 | $155,000 | 106.7% | 0.1% |
Prosperity Home Mortgage, LLC | $530,000 | $135,000 | -74.5% | 0.1% |
THRIVENT Federal Credit Union | $125,000 | n/a | 0.1% | |
Exchange Bank of Missouri | $1,290,000 | $120,000 | -90.7% | 0.1% |
Mid-Continent Funding, Inc. | $155,000 | $115,000 | -25.8% | 0.1% |
BOKF | $525,000 | $105,000 | -80.0% | 0.1% |
FINANCE OF AMERICA REVERSE LLC | $105,000 | n/a | 0.1% | |
Third Federal Savings and Loan Association of Cleveland | $105,000 | n/a | 0.1% | |
OCMBC, INC. | $95,000 | n/a | 0.1% | |
SeaTrust Mortgage Company | $95,000 | n/a | 0.1% | |
Sherwood Community Bank | $85,000 | n/a | 0.1% | |
MID AMERICAN | $65,000 | n/a | 0.0% | |
TRIAD FINANCIAL SERVICES, INC. | $65,000 | n/a | 0.0% | |
CHURCHILL MORTGAGE CORPORATION | $205,000 | $55,000 | -73.2% | 0.0% |
River Region Credit Union | $175,000 | $55,000 | -68.6% | 0.0% |
Bank of America | $45,000 | n/a | 0.0% | |
Figure Lending LLC | $150,000 | $25,000 | -83.3% | 0.0% |
Sedalia's top lender by overall market share is American Bank & Trust, with 10.1% market share. In second place, with 9.5%, is The Central Trust Bank, having originated $13,530,000 in loans. In third place, with 8.7%, is FLAT BRANCH MORTGAGE, INC., having originated $12,460,000 in loans. In fourth place, with 7.9%, is Gateway First Bank, having originated $11,330,000 in loans. In fifth place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $6,300,000 in loans.
Sedalia Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $97,750 (2.7%) | $146,346 (14.6%) | 0.00 | 162 |
2018-02-01 | $97,100 (-1.7%) | $146,184 (12.8%) | 0.00 | 143 |
2018-03-01 | $99,250 (0.1%) | $149,666 (11.9%) | 0.00 | 131 |
2018-04-01 | $104,750 (2.7%) | $143,084 (4.9%) | 0.00 | 139 |
2018-05-01 | $101,875 (-3.7%) | $138,655 (-4.4%) | 0.00 | 146 |
2018-06-01 | $106,450 (-9.0%) | $157,494 (2.8%) | 0.00 | 165 |
2018-07-01 | $111,250 (-7.3%) | $158,387 (-1.0%) | 0.00 | 174 |
2018-08-01 | $110,000 (-3.1%) | $159,584 (1.4%) | 0.00 | 174 |
2018-09-01 | $110,000 (-9.0%) | $166,453 (2.3%) | 0.00 | 176 |
2018-10-01 | $109,675 (11.4%) | $168,316 (8.3%) | 0.00 | 174 |
2018-11-01 | $111,375 (19.6%) | $172,591 (12.9%) | 0.00 | 172 |
2018-12-01 | $122,500 (22.2%) | $176,363 (12.9%) | 0.00 | 153 |
2019-01-01 | $114,125 (16.8%) | $164,800 (12.6%) | 0.00 | 163 |
2019-02-01 | $125,650 (29.4%) | $164,952 (12.8%) | 0.00 | 165 |
2019-03-01 | $131,121 (32.1%) | $174,131 (16.4%) | 0.00 | 153 |
2019-04-01 | $139,721 (33.4%) | $184,249 (28.8%) | 0.00 | 138 |
2019-05-01 | $141,675 (39.1%) | $187,830 (35.5%) | 0.00 | 128 |
2019-06-01 | $155,000 (45.6%) | $193,888 (23.1%) | 0.00 | 142 |
2019-07-01 | $137,750 (23.8%) | $187,850 (18.6%) | 0.00 | 145 |
2019-08-01 | $136,545 (24.1%) | $187,776 (17.7%) | 0.00 | 168 |
2019-09-01 | $132,864 (20.8%) | $182,461 (9.6%) | 0.00 | 204 |
2019-10-01 | $130,000 (18.5%) | $178,102 (5.8%) | 0.00 | 232 |
2019-11-01 | $136,200 (22.3%) | $177,135 (2.6%) | 0.00 | 158 |
2019-12-01 | $141,850 (15.8%) | $177,489 (0.6%) | 0.00 | 142 |
2020-01-01 | $129,750 (13.7%) | $171,771 (4.2%) | 0.00 | 143 |
2020-02-01 | $127,250 (1.3%) | $169,314 (2.6%) | 0.00 | 138 |
2020-03-01 | $125,000 (-4.7%) | $163,904 (-5.9%) | 0.00 | 138 |
2020-04-01 | $123,425 (-11.7%) | $165,598 (-10.1%) | 0.00 | 139 |
2020-05-01 | $148,950 (5.1%) | $174,203 (-7.3%) | 0.00 | 120 |
2020-06-01 | $176,725 (14.0%) | $194,231 (0.2%) | 0.00 | 105 |
2020-07-01 | $182,100 (32.2%) | $205,687 (9.5%) | 0.00 | 101 |
2020-08-01 | $169,450 (24.1%) | $197,511 (5.2%) | 0.00 | 102 |
2020-09-01 | $144,425 (8.7%) | $180,297 (-1.2%) | 0.00 | 101 |
2020-10-01 | $127,950 (-1.6%) | $164,888 (-7.4%) | 0.00 | 104 |
2020-11-01 | $126,000 (-7.5%) | $160,800 (-9.2%) | 0.00 | 102 |
2020-12-01 | $121,500 (-14.4%) | $155,980 (-12.1%) | 0.00 | 89 |
2021-01-01 | $125,000 (-3.7%) | $175,953 (2.4%) | 0.00 | 63 |
2021-02-01 | $139,000 (9.2%) | $187,342 (10.7%) | 0.00 | 49 |
2021-03-01 | $146,175 (16.9%) | $225,558 (37.6%) | 0.00 | 47 |
2021-04-01 | $145,975 (18.3%) | $214,602 (29.6%) | 0.00 | 43 |
2021-05-01 | $140,000 (-6.0%) | $207,392 (19.1%) | 0.00 | 50 |
2021-06-01 | $144,075 (-18.5%) | $201,897 (4.0%) | 0.00 | 55 |
2021-07-01 | $147,900 (-18.8%) | $189,160 (-8.0%) | 0.00 | 73 |
2021-08-01 | $137,875 (-18.6%) | $172,180 (-12.8%) | 0.00 | 77 |
2021-09-01 | $149,900 (3.8%) | $216,495 (20.1%) | 0.00 | 74 |
2021-10-01 | $161,450 (26.2%) | $236,859 (43.7%) | 0.00 | 73 |
2021-11-01 | $172,450 (36.9%) | $265,960 (65.4%) | 0.00 | 65 |
2021-12-01 | $199,950 (64.6%) | $290,176 (86.0%) | 0.00 | 57 |
2022-01-01 | $145,000 (16.0%) | $253,205 (43.9%) | 0.00 | 52 |
2022-02-01 | $118,700 (-14.6%) | $210,848 (12.6%) | 0.00 | 49 |
2022-03-01 | $129,950 (-11.1%) | $206,181 (-8.6%) | 0.00 | 50 |
2022-04-01 | $145,000 (-0.7%) | $253,268 (18.0%) | 0.00 | 44 |
2022-05-01 | $150,675 (7.6%) | $250,089 (20.6%) | 0.00 | 59 |
2022-06-01 | $158,750 (10.2%) | $253,712 (25.7%) | 0.00 | 67 |
2022-07-01 | $169,150 (14.4%) | $265,097 (40.1%) | 0.00 | 75 |
2022-08-01 | $169,575 (23.0%) | $262,698 (52.6%) | 0.00 | 85 |
2022-09-01 | $174,325 (16.3%) | $266,478 (23.1%) | 0.00 | 81 |
2022-10-01 | $159,900 (-1.0%) | $218,668 (-7.7%) | 0.00 | 79 |
2022-11-01 | $179,950 (4.4%) | $235,939 (-11.3%) | 0.00 | 95 |
2022-12-01 | $179,900 (-10.0%) | $234,810 (-19.1%) | 0.00 | 95 |
2023-01-01 | $190,000 (31.0%) | $243,946 (-3.7%) | 0.00 | 87 |
2023-02-01 | $217,450 (83.2%) | $254,092 (20.5%) | 0.00 | 76 |
2023-03-01 | $228,675 (76.0%) | $261,797 (27.0%) | 0.00 | 66 |
2023-04-01 | $250,000 (72.4%) | $266,677 (5.3%) | 0.00 | 60 |
2023-05-01 | $257,425 (70.9%) | $272,146 (8.8%) | 0.00 | 55 |
2023-06-01 | $246,225 (55.1%) | $280,473 (10.6%) | 0.00 | 60 |
2023-07-01 | $257,450 (52.2%) | $289,845 (9.3%) | 0.00 | 62 |
2023-08-01 | $230,688 (36.0%) | $273,113 (4.0%) | 0.00 | 73 |
2023-09-01 | $215,000 (23.3%) | $244,273 (-8.3%) | 0.00 | 74 |
2023-10-01 | $210,000 (31.3%) | $271,443 (24.1%) | 0.00 | 80 |
2023-11-01 | $216,250 (20.2%) | $274,142 (16.2%) | 0.00 | 94 |
2023-12-01 | $206,000 (14.5%) | $270,196 (15.1%) | 0.00 | 99 |
2024-01-01 | $200,394 (5.5%) | $269,097 (10.3%) | 0.00 | 95 |
2024-02-01 | $209,900 (-3.5%) | $273,081 (7.5%) | 0.00 | 96 |
2024-03-01 | $209,900 (-8.2%) | $274,678 (4.9%) | 0.00 | 100 |
2024-04-01 | $218,475 (-12.6%) | $282,111 (5.8%) | 0.00 | 81 |
2024-05-01 | $208,700 (-18.9%) | $290,939 (6.9%) | 0.00 | 83 |
2024-06-01 | $243,750 (-1.0%) | $302,399 (7.8%) | 0.00 | 91 |
2024-07-01 | $249,450 (-3.1%) | $302,933 (4.5%) | 0.00 | 89 |
2024-08-01 | $232,000 (0.6%) | $306,558 (12.3%) | 0.00 | 87 |
2024-09-01 | $236,204 (9.9%) | $297,904 (22.0%) | 0.00 | 102 |
Sedalia's median listing price comes in at 0% of the national average.
Sedalia's average listing price for 2024-09-01 was $297,904, a difference of $53,631 (22.0%) versus the prior year and $-8,654 versus the prior month.
For the 2024-09-01 period, Sedalia had 102 MLS listings, a difference of 15 listings (17%) versus the prior month and 28 listings (38%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,457 sqft |
2018-02-01 | 0 days | 1,403 sqft |
2018-03-01 | 0 days | 1,400 sqft |
2018-04-01 | 0 days | 1,438 sqft |
2018-05-01 | 0 days | 1,414 sqft |
2018-06-01 | 0 days | 1,417 sqft |
2018-07-01 | 0 days | 1,494 sqft |
2018-08-01 | 0 days | 1,628 sqft |
2018-09-01 | 0 days | 1,602 sqft |
2018-10-01 | 0 days | 1,592 sqft |
2018-11-01 | 0 days | 1,579 sqft |
2018-12-01 | 0 days | 1,649 sqft |
2019-01-01 | 0 days | 1,608 sqft |
2019-02-01 | 0 days | 1,608 sqft |
2019-03-01 | 0 days | 1,620 sqft |
2019-04-01 | 0 days | 1,624 sqft |
2019-05-01 | 0 days | 1,735 sqft |
2019-06-01 | 0 days | 1,743 sqft |
2019-07-01 | 0 days | 1,694 sqft |
2019-08-01 | 0 days | 1,703 sqft |
2019-09-01 | 0 days | 1,672 sqft |
2019-10-01 | 0 days | 1,648 sqft |
2019-11-01 | 0 days | 1,619 sqft |
2019-12-01 | 0 days | 1,654 sqft |
2020-01-01 | 0 days | 1,542 sqft |
2020-02-01 | 0 days | 1,543 sqft |
2020-03-01 | 0 days | 1,557 sqft |
2020-04-01 | 0 days | 1,570 sqft |
2020-05-01 | 0 days | 1,638 sqft |
2020-06-01 | 0 days | 1,749 sqft |
2020-07-01 | 0 days | 1,829 sqft |
2020-08-01 | 0 days | 1,890 sqft |
2020-09-01 | 0 days | 1,724 sqft |
2020-10-01 | 0 days | 1,598 sqft |
2020-11-01 | 0 days | 1,615 sqft |
2020-12-01 | 0 days | 1,502 sqft |
2021-01-01 | 0 days | 1,723 sqft |
2021-02-01 | 0 days | 1,451 sqft |
2021-03-01 | 0 days | 1,597 sqft |
2021-04-01 | 0 days | 1,706 sqft |
2021-05-01 | 0 days | 1,858 sqft |
2021-06-01 | 0 days | 1,882 sqft |
2021-07-01 | 0 days | 1,623 sqft |
2021-08-01 | 0 days | 1,746 sqft |
2021-09-01 | 0 days | 1,622 sqft |
2021-10-01 | 0 days | 1,577 sqft |
2021-11-01 | 0 days | 1,556 sqft |
2021-12-01 | 0 days | 1,576 sqft |
2022-01-01 | 0 days | 1,444 sqft |
2022-02-01 | 0 days | 1,330 sqft |
2022-03-01 | 0 days | 1,270 sqft |
2022-04-01 | 0 days | 1,334 sqft |
2022-05-01 | 0 days | 1,451 sqft |
2022-06-01 | 0 days | 1,294 sqft |
2022-07-01 | 0 days | 1,368 sqft |
2022-08-01 | 0 days | 1,406 sqft |
2022-09-01 | 0 days | 1,498 sqft |
2022-10-01 | 0 days | 1,380 sqft |
2022-11-01 | 0 days | 1,475 sqft |
2022-12-01 | 0 days | 1,483 sqft |
2023-01-01 | 0 days | 1,534 sqft |
2023-02-01 | 0 days | 1,615 sqft |
2023-03-01 | 0 days | 1,728 sqft |
2023-04-01 | 0 days | 1,745 sqft |
2023-05-01 | 0 days | 1,662 sqft |
2023-06-01 | 0 days | 1,592 sqft |
2023-07-01 | 0 days | 1,747 sqft |
2023-08-01 | 0 days | 1,685 sqft |
2023-09-01 | 0 days | 1,642 sqft |
2023-10-01 | 0 days | 1,476 sqft |
2023-11-01 | 0 days | 1,598 sqft |
2023-12-01 | 0 days | 1,569 sqft |
2024-01-01 | 0 days | 1,573 sqft |
2024-02-01 | 0 days | 1,715 sqft |
2024-03-01 | 0 days | 1,672 sqft |
2024-04-01 | 0 days | 1,591 sqft |
2024-05-01 | 0 days | 1,561 sqft |
2024-06-01 | 0 days | 1,636 sqft |
2024-07-01 | 0 days | 1,703 sqft |
2024-08-01 | 0 days | 1,761 sqft |
2024-09-01 | 0 days | 1,672 sqft |
Sedalia's median square footage for active listings during the 2024-09-01 period was 1,672 sqft. One year prior, the average listing was 1,642 sqft.
Sedalia, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 493 | $110,075,000 | $223,276 |
Cash Out Refi | 110 | $14,270,000 | $129,727 |
Home Improvement | 81 | $6,615,000 | $81,667 |
Refi | 68 | $8,720,000 | $128,235 |
Other | 50 | $3,020,000 | $60,400 |
Sedalia's most frequently cited loan purpose was Home Purchase, with 493 originations. The 2nd most popular reason was Cash Out Refi, with 110 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 319 | $67,875,000 | $212,774 |
7-8% | 189 | $34,775,000 | $183,995 |
Over 8% | 94 | $8,190,000 | $87,128 |
5-6% | 79 | $11,845,000 | $149,937 |
<2.5% | 10 | $360,000 | $36,000 |
4-5% | 6 | $720,000 | $120,000 |
2.5-3% | 1 | $225,000 | $225,000 |
During 2023, Sedalia's most frequently originated rate bucket was 6-7%, with 319 originations.
Loan Sizing (Sedalia, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 306 | $44,210,000 | $144,477 |
$100,000 or less | 282 | $16,050,000 | $56,915 |
$200k-400k | 182 | $48,940,000 | $268,901 |
$400k-600k | 26 | $12,210,000 | $469,615 |
$600k-1000k | 4 | $3,230,000 | $807,500 |
$Over $1MM | 2 | $18,060,000 | $9,030,000 |
Sedalia's loan sizing saw the bucket of loans from $100k-200k with 306 originations, totaling $44,210,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 327 | $60,805,000 | $185,948 |
60-80% | 127 | $36,235,000 | $285,315 |
20-40% | 87 | $6,905,000 | $79,368 |
Under 20% | 70 | $6,100,000 | $87,143 |
40-60% | 68 | $9,740,000 | $143,235 |
Over 100% | 16 | $3,680,000 | $230,000 |
Sedalia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 327 originations, totaling $60,805,000 in origination value.