Sedalia Mortgage Rates & Closing Costs

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  • Trends
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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Sedalia averaged 7.2% for the week of 2024-04-18, compared to the national average of 7.1% for the same period.

    The average rate for the prior week (2024-04-11) was 6.68% and one month ago for the week of 2024-03-14, the average rate was 6.54%.

    Sedalia's average rate one year ago was 6.47%.

    For refis of the same type during the week of 2024-04-18, the average rate was 7.6%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2024-04-18 7.1%
    Sedalia 30 Year Fixed Rate 2024-04-18 7.2%
    Sedalia 30 Year Fixed Rate Refi 2024-04-18 7.6%
    Sedalia 15 Year Fixed Rate 2024-04-18 6.59%
    Sedalia 15 Year Fixed Rate Refi 2024-04-18 6.49%
    Sedalia 30 Year FHA 2024-04-18 6.76%
    Sedalia 30 Year FHA Refi 2024-04-18 6.96%
    Sedalia 30 Year USDA 2024-04-18 7.06%
    Sedalia 30 Year USDA Refi 2024-04-18 6.96%
    Sedalia 30 Year VA 2024-04-18 7.06%
    Sedalia 30 Year VA Refi 2024-04-18 6.86%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sedalia, MO.

    Sedalia Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sedalia, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    The Central Trust Bank 46 6.99% $2,627
    FLAT BRANCH MORTGAGE, INC. 36 6.85% $3,204
    Gateway First Bank 27 7.02% $2,522
    Simmons Bank 17 6.58% $2,448
    MOVEMENT MORTGAGE, LLC 12 6.72% $4,554
    QUICKEN LOANS, LLC 9 7.13% $5,890
    COMMUNITY MORTGAGE, LLC 8 6.69% $2,355
    U.S. Bank 7 6.34% $2,456
    GERSHMAN INVESTMENT CORP. 7 6.79% $2,571
    Midwest Mortgage Associates Corporation 6 6.83% $3,103
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.70% $3,005
    GUARANTEED RATE, INC. 4 6.56% $3,214
    NEWREZ LLC 4 7.25% $4,863
    LOANDEPOT.COM, LLC 3 7.08% $5,446
    Arvest Bank 3 6.83% $2,795
    Wells Fargo Bank 2 7.50% $7,288
    DAS Acquisition Company, LLC 2 7.31% $7,217
    HOMESIDE FINANCIAL, LLC 2 7.31% $7,776
    PENNYMAC LOAN SERVICES, LLC 2 5.84% $5,214
    Plains Commerce Bank 2 6.88% $5,625
    UNITED WHOLESALE MORTGAGE, LLC 2 5.99% $6,705
    Ally Bank 2 6.69% $3,455
    CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $6,798
    GUILD MORTGAGE COMPANY 1 7.13% $4,325
    HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.75% $9,860
    THRIVENT Federal Credit Union 1 6.63% $2,921
    JPMorgan Chase Bank 1 5.88% $0
    Landmark National Bank 1 5.88% $691
    LEADERONE FINANCIAL CORPORATION 1 6.50% $8,688
    Community National Bank & Trust 1 6.75% $1,424
    LOANPAL, LLC 1 7.25% $5,287
    Mid-America Bank 1 5.88% $2,172
    Community Mortgage Banc Corporation 1 6.88% $2,214
    Mortgage Investment Services Corporation 1 7.00% $8,689
    Mortgage Research Center, LLC 1 7.63% $2,095
    COMMUNITYAMERICA 1 5.38% $10,332
    NBKC BANK 1 6.75% $1,353
    CHURCHILL MORTGAGE CORPORATION 1 7.00% $3,072
    OPEN MORTGAGE, LLC 1 7.63% $2,881
    TOGETHER CREDIT UNION 1 5.88% $1,941
    AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $3,132
    PNC Bank 1 6.88% $2,263
    Prosperity Home Mortgage, LLC 1 6.75% $2,573
    CENTRAL MISSOURI COMMUNITY CREDIT UNION 1 7.00% $2,434
    ROYAL UNITED MORTGAGE LLC 1 6.63% $6,897
    BOKF 1 7.25% $2,235
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $6,727
    Flagstar Bank, FSB 1 6.60% $3,208
    FREEDOM MORTGAGE CORPORATION 1 6.88% $8,105
    First Federal Bank of Kansas City 1 8.00% $4,007
    Equity Bank 1 7.25% $2,278
    Great Southern Bank 1 7.88% $2,878

    Sedalia Average Closing Costs & Other Stats

    Sedalia, MO's 52 lenders originated 802 loans during 2023. The total origination value was $142,700,000, with an average loan value of $177,930.

    Sedalia's average closing costs are $3,634.

    The top Sedalia lender as defined by loan originations is The Central Trust Bank, with 46 loans originated. Their average total fees are $2,627, which is $577 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

    The lowest fee Sedalia lenders (with over 10 loans originated) are Simmons Bank ($2,448), Gateway First Bank ($2,522), The Central Trust Bank ($2,627), FLAT BRANCH MORTGAGE, INC. ($3,204) and MOVEMENT MORTGAGE, LLC ($4,554).

    The lowest rate Sedalia lenders (with over 10 loans originated) are Simmons Bank (6.58%), MOVEMENT MORTGAGE, LLC (6.72%), FLAT BRANCH MORTGAGE, INC. (6.85%), The Central Trust Bank (6.99%) and Gateway First Bank (7.02%).

    Sedalia, MO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    American Bank & Trust $14,455,000 n/a 10.1%
    The Central Trust Bank $18,960,000 $13,530,000 -28.6% 9.5%
    FLAT BRANCH MORTGAGE, INC. $5,585,000 $12,460,000 123.1% 8.7%
    Gateway First Bank $10,100,000 $11,330,000 12.2% 7.9%
    MOVEMENT MORTGAGE, LLC $11,300,000 $6,300,000 -44.2% 4.4%
    Mortgage Research Center, LLC $6,235,000 $5,580,000 -10.5% 3.9%
    COMMUNITY MORTGAGE, LLC $3,765,000 $4,850,000 28.8% 3.4%
    Simmons Bank $6,405,000 $4,705,000 -26.5% 3.3%
    GERSHMAN INVESTMENT CORP. $9,740,000 $4,525,000 -53.5% 3.2%
    QUICKEN LOANS, LLC $7,770,000 $4,510,000 -42.0% 3.2%
    Wood & Huston Bank $5,230,000 $4,260,000 -18.5% 3.0%
    BTC BANK $3,105,000 $3,895,000 25.4% 2.7%
    American Bank of Missouri $3,605,000 n/a 2.5%
    Bank of Odessa $2,855,000 n/a 2.0%
    U.S. Bank $4,285,000 $2,835,000 -33.8% 2.0%
    Midwest Mortgage Associates Corporation $2,195,000 $2,815,000 28.2% 2.0%
    The Missouri Bank $895,000 $2,230,000 149.2% 1.6%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,320,000 $1,950,000 -41.3% 1.4%
    Community National Bank & Trust $890,000 $1,800,000 102.2% 1.3%
    NEWREZ LLC $735,000 $1,550,000 110.9% 1.1%
    Equity Bank $3,535,000 $1,505,000 -57.4% 1.1%
    UNITED WHOLESALE MORTGAGE, LLC $1,270,000 $1,360,000 7.1% 1.0%
    DAS Acquisition Company, LLC $3,415,000 $1,150,000 -66.3% 0.8%
    Community Bank of Marshall $950,000 n/a 0.7%
    GUARANTEED RATE, INC. $1,500,000 $940,000 -37.3% 0.7%
    Mid-Missouri Bank $905,000 n/a 0.6%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $620,000 $830,000 33.9% 0.6%
    The Federal Savings Bank $185,000 $770,000 316.2% 0.5%
    Wells Fargo Bank $500,000 $735,000 47.0% 0.5%
    Plains Commerce Bank $700,000 n/a 0.5%
    LOANDEPOT.COM, LLC $1,650,000 $655,000 -60.3% 0.5%
    Arvest Bank $705,000 $650,000 -7.8% 0.5%
    Flagstar Bank, FSB $1,745,000 $640,000 -63.3% 0.4%
    Old Missouri Bank $635,000 n/a 0.4%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $630,000 n/a 0.4%
    F & C Bank $595,000 n/a 0.4%
    Alliant Bank $565,000 n/a 0.4%
    UMB Bank $45,000 $555,000 1,133.3% 0.4%
    Mr. Cooper ( Nationstar Mortgage ) $1,120,000 $520,000 -53.6% 0.4%
    CARDINAL FINANCIAL $195,000 $515,000 164.1% 0.4%
    FREEDOM MORTGAGE CORPORATION $910,000 $445,000 -51.1% 0.3%
    PENNYMAC LOAN SERVICES, LLC $1,960,000 $440,000 -77.6% 0.3%
    BROKER SOLUTIONS, INC. $1,585,000 $435,000 -72.6% 0.3%
    The Tipton Latham Bank $430,000 n/a 0.3%
    NBKC BANK $285,000 $420,000 47.4% 0.3%
    Mortgage Investment Services Corporation $405,000 n/a 0.3%
    CENTRAL MISSOURI COMMUNITY CREDIT UNION $725,000 $390,000 -46.2% 0.3%
    HOMESIDE FINANCIAL, LLC $380,000 n/a 0.3%
    NEW DAY FINANCIAL, LLC $495,000 $380,000 -23.2% 0.3%
    VANDERBILT MORTGAGE AND FINANCE, INC. $370,000 n/a 0.3%
    COMMUNITYAMERICA $250,000 $360,000 44.0% 0.3%
    LEADERONE FINANCIAL CORPORATION $440,000 $350,000 -20.5% 0.2%
    USAA Federal Savings Bank $735,000 $340,000 -53.7% 0.2%
    Magnolia Bank $315,000 $325,000 3.2% 0.2%
    Landmark National Bank $45,000 $320,000 611.1% 0.2%
    First Federal Bank of Kansas City $315,000 n/a 0.2%
    ROYAL UNITED MORTGAGE LLC $315,000 n/a 0.2%
    Carrington Mortgage Services, LLC $805,000 $305,000 -62.1% 0.2%
    GUILD MORTGAGE COMPANY $395,000 $300,000 -24.1% 0.2%
    Bell Bank $710,000 $295,000 -58.5% 0.2%
    Community Mortgage Banc Corporation $540,000 $295,000 -45.4% 0.2%
    Country Club Bank $295,000 n/a 0.2%
    LOANPAL, LLC $260,000 $290,000 11.5% 0.2%
    Great Southern Bank $645,000 $285,000 -55.8% 0.2%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $285,000 n/a 0.2%
    NAVY FEDERAL CREDIT UNION $150,000 $275,000 83.3% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $265,000 n/a 0.2%
    PNC Bank $375,000 $265,000 -29.3% 0.2%
    JPMorgan Chase Bank $1,130,000 $260,000 -77.0% 0.2%
    Armed Forces Bank $245,000 n/a 0.2%
    GENEVA FINANCIAL, LLC $455,000 $245,000 -46.2% 0.2%
    Paramount Residential Mortgage Group, Inc. $245,000 n/a 0.2%
    Servion, Inc. $245,000 n/a 0.2%
    LENDINGHOME FUNDING CORPORATION $240,000 n/a 0.2%
    TOGETHER CREDIT UNION $225,000 n/a 0.2%
    ENDEAVOR CAPITAL, LLC. $105,000 $215,000 104.8% 0.2%
    Hawthorn Bank $605,000 $210,000 -65.3% 0.1%
    ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 n/a 0.1%
    FCS Financial FLCA $205,000 n/a 0.1%
    KS StateBank $205,000 n/a 0.1%
    Ally Bank $115,000 $200,000 73.9% 0.1%
    CROSSCOUNTRY MORTGAGE, LLC $195,000 n/a 0.1%
    DELMAR FINANCIAL COMPANY $195,000 n/a 0.1%
    Mid-America Bank $195,000 n/a 0.1%
    OPEN MORTGAGE, LLC $195,000 n/a 0.1%
    R-G Federal Credit Union $585,000 $195,000 -66.7% 0.1%
    Waterstone Mortgage Corporation $185,000 n/a 0.1%
    Midwest Regional Bank $180,000 n/a 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $175,000 n/a 0.1%
    Discover Bank $135,000 $175,000 29.6% 0.1%
    PLAZA HOME MORTGAGE, INC. $175,000 n/a 0.1%
    AMERISAVE MORTGAGE CORPORATION $75,000 $155,000 106.7% 0.1%
    Prosperity Home Mortgage, LLC $530,000 $135,000 -74.5% 0.1%
    THRIVENT Federal Credit Union $125,000 n/a 0.1%
    Exchange Bank of Missouri $1,290,000 $120,000 -90.7% 0.1%
    Mid-Continent Funding, Inc. $155,000 $115,000 -25.8% 0.1%
    BOKF $525,000 $105,000 -80.0% 0.1%
    FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
    Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
    OCMBC, INC. $95,000 n/a 0.1%
    SeaTrust Mortgage Company $95,000 n/a 0.1%
    Sherwood Community Bank $85,000 n/a 0.1%
    MID AMERICAN $65,000 n/a 0.0%
    TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
    CHURCHILL MORTGAGE CORPORATION $205,000 $55,000 -73.2% 0.0%
    River Region Credit Union $175,000 $55,000 -68.6% 0.0%
    Bank of America $45,000 n/a 0.0%
    Figure Lending LLC $150,000 $25,000 -83.3% 0.0%

    Sedalia's top lender by overall market share is American Bank & Trust, with 10.1% market share. In second place, with 9.5%, is The Central Trust Bank, having originated $13,530,000 in loans. In third place, with 8.7%, is FLAT BRANCH MORTGAGE, INC., having originated $12,460,000 in loans. In fourth place, with 7.9%, is Gateway First Bank, having originated $11,330,000 in loans. In fifth place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $6,300,000 in loans.

    Sedalia Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $97,750 (2.7%) $146,346 (14.6%) 0.00 162
    2018-02-01 $97,100 (-1.7%) $146,184 (12.8%) 0.00 143
    2018-03-01 $99,250 (0.1%) $149,666 (11.9%) 0.00 131
    2018-04-01 $104,750 (2.7%) $143,084 (4.9%) 0.00 139
    2018-05-01 $101,875 (-3.7%) $138,655 (-4.4%) 0.00 146
    2018-06-01 $106,450 (-9.0%) $157,494 (2.8%) 0.00 165
    2018-07-01 $111,250 (-7.3%) $158,387 (-1.0%) 0.00 174
    2018-08-01 $110,000 (-3.1%) $159,584 (1.4%) 0.00 174
    2018-09-01 $110,000 (-9.0%) $166,453 (2.3%) 0.00 176
    2018-10-01 $109,675 (11.4%) $168,316 (8.3%) 0.00 174
    2018-11-01 $111,375 (19.6%) $172,591 (12.9%) 0.00 172
    2018-12-01 $122,500 (22.2%) $176,363 (12.9%) 0.00 153
    2019-01-01 $114,125 (16.8%) $164,800 (12.6%) 0.00 163
    2019-02-01 $125,650 (29.4%) $164,952 (12.8%) 0.00 165
    2019-03-01 $131,121 (32.1%) $174,131 (16.4%) 0.00 153
    2019-04-01 $139,721 (33.4%) $184,249 (28.8%) 0.00 138
    2019-05-01 $141,675 (39.1%) $187,830 (35.5%) 0.00 128
    2019-06-01 $155,000 (45.6%) $193,888 (23.1%) 0.00 142
    2019-07-01 $137,750 (23.8%) $187,850 (18.6%) 0.00 145
    2019-08-01 $136,545 (24.1%) $187,776 (17.7%) 0.00 168
    2019-09-01 $132,864 (20.8%) $182,461 (9.6%) 0.00 204
    2019-10-01 $130,000 (18.5%) $178,102 (5.8%) 0.00 232
    2019-11-01 $136,200 (22.3%) $177,135 (2.6%) 0.00 158
    2019-12-01 $141,850 (15.8%) $177,489 (0.6%) 0.00 142
    2020-01-01 $129,750 (13.7%) $171,771 (4.2%) 0.00 143
    2020-02-01 $127,250 (1.3%) $169,314 (2.6%) 0.00 138
    2020-03-01 $125,000 (-4.7%) $163,904 (-5.9%) 0.00 138
    2020-04-01 $123,425 (-11.7%) $165,598 (-10.1%) 0.00 139
    2020-05-01 $148,950 (5.1%) $174,203 (-7.3%) 0.00 120
    2020-06-01 $176,725 (14.0%) $194,231 (0.2%) 0.00 105
    2020-07-01 $182,100 (32.2%) $205,687 (9.5%) 0.00 101
    2020-08-01 $169,450 (24.1%) $197,511 (5.2%) 0.00 102
    2020-09-01 $144,425 (8.7%) $180,297 (-1.2%) 0.00 101
    2020-10-01 $127,950 (-1.6%) $164,888 (-7.4%) 0.00 104
    2020-11-01 $126,000 (-7.5%) $160,800 (-9.2%) 0.00 102
    2020-12-01 $121,500 (-14.4%) $155,980 (-12.1%) 0.00 89
    2021-01-01 $125,000 (-3.7%) $175,953 (2.4%) 0.00 63
    2021-02-01 $139,000 (9.2%) $187,342 (10.7%) 0.00 49
    2021-03-01 $146,175 (16.9%) $225,558 (37.6%) 0.00 47
    2021-04-01 $145,975 (18.3%) $214,602 (29.6%) 0.00 43
    2021-05-01 $140,000 (-6.0%) $207,392 (19.1%) 0.00 50
    2021-06-01 $144,075 (-18.5%) $201,897 (4.0%) 0.00 55
    2021-07-01 $147,900 (-18.8%) $189,160 (-8.0%) 0.00 73
    2021-08-01 $137,875 (-18.6%) $172,180 (-12.8%) 0.00 77
    2021-09-01 $149,900 (3.8%) $216,495 (20.1%) 0.00 74
    2021-10-01 $161,450 (26.2%) $236,859 (43.7%) 0.00 73
    2021-11-01 $172,450 (36.9%) $265,960 (65.4%) 0.00 65
    2021-12-01 $199,950 (64.6%) $290,176 (86.0%) 0.00 57
    2022-01-01 $145,000 (16.0%) $253,205 (43.9%) 0.00 52
    2022-02-01 $118,700 (-14.6%) $210,848 (12.6%) 0.00 49
    2022-03-01 $129,950 (-11.1%) $206,181 (-8.6%) 0.00 50
    2022-04-01 $145,000 (-0.7%) $253,268 (18.0%) 0.00 44
    2022-05-01 $150,675 (7.6%) $250,089 (20.6%) 0.00 59
    2022-06-01 $158,750 (10.2%) $253,712 (25.7%) 0.00 67
    2022-07-01 $169,150 (14.4%) $265,097 (40.1%) 0.00 75
    2022-08-01 $169,575 (23.0%) $262,698 (52.6%) 0.00 85
    2022-09-01 $174,325 (16.3%) $266,478 (23.1%) 0.00 81
    2022-10-01 $159,900 (-1.0%) $218,668 (-7.7%) 0.00 79
    2022-11-01 $179,950 (4.4%) $235,939 (-11.3%) 0.00 95
    2022-12-01 $179,900 (-10.0%) $234,810 (-19.1%) 0.00 95
    2023-01-01 $190,000 (31.0%) $243,946 (-3.7%) 0.00 87
    2023-02-01 $217,450 (83.2%) $254,092 (20.5%) 0.00 76
    2023-03-01 $228,675 (76.0%) $261,797 (27.0%) 0.00 66
    2023-04-01 $250,000 (72.4%) $266,677 (5.3%) 0.00 60
    2023-05-01 $257,425 (70.9%) $272,146 (8.8%) 0.00 55
    2023-06-01 $246,225 (55.1%) $280,473 (10.6%) 0.00 60
    2023-07-01 $257,450 (52.2%) $289,845 (9.3%) 0.00 62
    2023-08-01 $230,688 (36.0%) $273,113 (4.0%) 0.00 73
    2023-09-01 $215,000 (23.3%) $244,273 (-8.3%) 0.00 74
    2023-10-01 $210,000 (31.3%) $271,443 (24.1%) 0.00 80
    2023-11-01 $216,250 (20.2%) $274,142 (16.2%) 0.00 94
    2023-12-01 $206,000 (14.5%) $270,196 (15.1%) 0.00 99
    2024-01-01 $200,394 (5.5%) $269,097 (10.3%) 0.00 95
    2024-02-01 $209,900 (-3.5%) $273,081 (7.5%) 0.00 96
    2024-03-01 $209,900 (-8.2%) $274,678 (4.9%) 0.00 100
    Sedalia's median listing price for 2024-03-01 was $209,900, a difference of $-18,775 (-8.2%) versus the prior year and $0 versus the prior month.

    Sedalia's median listing price comes in at 0% of the national average.

    Sedalia's average listing price for 2024-03-01 was $274,678, a difference of $12,881 (4.9%) versus the prior year and $1,597 versus the prior month.

    For the 2024-03-01 period, Sedalia had 100 MLS listings, a difference of 4 listings (4%) versus the prior month and 34 listings (52%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,457 sqft
    2018-02-01 0 days 1,403 sqft
    2018-03-01 0 days 1,400 sqft
    2018-04-01 0 days 1,438 sqft
    2018-05-01 0 days 1,414 sqft
    2018-06-01 0 days 1,417 sqft
    2018-07-01 0 days 1,494 sqft
    2018-08-01 0 days 1,628 sqft
    2018-09-01 0 days 1,602 sqft
    2018-10-01 0 days 1,592 sqft
    2018-11-01 0 days 1,579 sqft
    2018-12-01 0 days 1,649 sqft
    2019-01-01 0 days 1,608 sqft
    2019-02-01 0 days 1,608 sqft
    2019-03-01 0 days 1,620 sqft
    2019-04-01 0 days 1,624 sqft
    2019-05-01 0 days 1,735 sqft
    2019-06-01 0 days 1,743 sqft
    2019-07-01 0 days 1,694 sqft
    2019-08-01 0 days 1,703 sqft
    2019-09-01 0 days 1,672 sqft
    2019-10-01 0 days 1,648 sqft
    2019-11-01 0 days 1,619 sqft
    2019-12-01 0 days 1,654 sqft
    2020-01-01 0 days 1,542 sqft
    2020-02-01 0 days 1,543 sqft
    2020-03-01 0 days 1,557 sqft
    2020-04-01 0 days 1,570 sqft
    2020-05-01 0 days 1,638 sqft
    2020-06-01 0 days 1,749 sqft
    2020-07-01 0 days 1,829 sqft
    2020-08-01 0 days 1,890 sqft
    2020-09-01 0 days 1,724 sqft
    2020-10-01 0 days 1,598 sqft
    2020-11-01 0 days 1,615 sqft
    2020-12-01 0 days 1,502 sqft
    2021-01-01 0 days 1,723 sqft
    2021-02-01 0 days 1,451 sqft
    2021-03-01 0 days 1,597 sqft
    2021-04-01 0 days 1,706 sqft
    2021-05-01 0 days 1,858 sqft
    2021-06-01 0 days 1,882 sqft
    2021-07-01 0 days 1,623 sqft
    2021-08-01 0 days 1,746 sqft
    2021-09-01 0 days 1,622 sqft
    2021-10-01 0 days 1,577 sqft
    2021-11-01 0 days 1,556 sqft
    2021-12-01 0 days 1,576 sqft
    2022-01-01 0 days 1,444 sqft
    2022-02-01 0 days 1,330 sqft
    2022-03-01 0 days 1,270 sqft
    2022-04-01 0 days 1,334 sqft
    2022-05-01 0 days 1,451 sqft
    2022-06-01 0 days 1,294 sqft
    2022-07-01 0 days 1,368 sqft
    2022-08-01 0 days 1,406 sqft
    2022-09-01 0 days 1,498 sqft
    2022-10-01 0 days 1,380 sqft
    2022-11-01 0 days 1,475 sqft
    2022-12-01 0 days 1,483 sqft
    2023-01-01 0 days 1,534 sqft
    2023-02-01 0 days 1,615 sqft
    2023-03-01 0 days 1,728 sqft
    2023-04-01 0 days 1,745 sqft
    2023-05-01 0 days 1,662 sqft
    2023-06-01 0 days 1,592 sqft
    2023-07-01 0 days 1,747 sqft
    2023-08-01 0 days 1,685 sqft
    2023-09-01 0 days 1,642 sqft
    2023-10-01 0 days 1,476 sqft
    2023-11-01 0 days 1,598 sqft
    2023-12-01 0 days 1,569 sqft
    2024-01-01 0 days 1,573 sqft
    2024-02-01 0 days 1,715 sqft
    2024-03-01 0 days 1,672 sqft
    Sedalia's median listing age (time on market) for 2024-03-01 was 0 days.

    Sedalia's median square footage for active listings during the 2024-03-01 period was 1,672 sqft. One year prior, the average listing was 1,728 sqft.

    Sedalia, MO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 493 $110,075,000 $223,276
    Cash Out Refi 110 $14,270,000 $129,727
    Home Improvement 81 $6,615,000 $81,667
    Refi 68 $8,720,000 $128,235
    Other 50 $3,020,000 $60,400

    Sedalia's most frequently cited loan purpose was Home Purchase, with 493 originations. The 2nd most popular reason was Cash Out Refi, with 110 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 319 $67,875,000 $212,774
    7-8% 189 $34,775,000 $183,995
    Over 8% 94 $8,190,000 $87,128
    5-6% 79 $11,845,000 $149,937
    <2.5% 10 $360,000 $36,000
    4-5% 6 $720,000 $120,000
    2.5-3% 1 $225,000 $225,000

    During 2023, Sedalia's most frequently originated rate bucket was 6-7%, with 319 originations.

    Loan Sizing (Sedalia, MO MSA)

    Loan Size Originations Total Value Average Loan
    $100k-200k 306 $44,210,000 $144,477
    $100,000 or less 282 $16,050,000 $56,915
    $200k-400k 182 $48,940,000 $268,901
    $400k-600k 26 $12,210,000 $469,615
    $600k-1000k 4 $3,230,000 $807,500
    $Over $1MM 2 $18,060,000 $9,030,000

    Sedalia's loan sizing saw the bucket of loans from $100k-200k with 306 originations, totaling $44,210,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 327 $60,805,000 $185,948
    60-80% 127 $36,235,000 $285,315
    20-40% 87 $6,905,000 $79,368
    Under 20% 70 $6,100,000 $87,143
    40-60% 68 $9,740,000 $143,235
    Over 100% 16 $3,680,000 $230,000

    Sedalia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 327 originations, totaling $60,805,000 in origination value.