Sedalia Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Sedalia averaged 5.92% for the week of 2024-10-03, compared to the national average of 6.12% for the same period.

The average rate for the prior week (2024-09-26) was 6.08% and one month ago for the week of 2024-08-29, the average rate was 6.35%.

Sedalia's average rate one year ago was 7.51%.

For refis of the same type during the week of 2024-10-03, the average rate was 6.12%.

Loan Type Date Rate
US 30 Year Fixed Rate 2024-10-03 6.12%
Sedalia 30 Year Fixed Rate 2024-10-03 5.92%
Sedalia 30 Year Fixed Rate Refi 2024-10-03 6.12%
Sedalia 15 Year Fixed Rate 2024-10-03 5.45%
Sedalia 15 Year Fixed Rate Refi 2024-10-03 5.25%
Sedalia 30 Year FHA 2024-10-03 5.69%
Sedalia 30 Year FHA Refi 2024-10-03 5.99%
Sedalia 30 Year USDA 2024-10-03 5.87%
Sedalia 30 Year USDA Refi 2024-10-03 6.17%
Sedalia 30 Year VA 2024-10-03 5.7%
Sedalia 30 Year VA Refi 2024-10-03 5.5%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Sedalia, MO.

Sedalia Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Sedalia, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
The Central Trust Bank 46 6.99% $2,627
FLAT BRANCH MORTGAGE, INC. 36 6.85% $3,204
Gateway First Bank 27 7.02% $2,522
Simmons Bank 17 6.58% $2,448
MOVEMENT MORTGAGE, LLC 12 6.72% $4,554
QUICKEN LOANS, LLC 9 7.13% $5,890
COMMUNITY MORTGAGE, LLC 8 6.69% $2,355
U.S. Bank 7 6.34% $2,456
GERSHMAN INVESTMENT CORP. 7 6.79% $2,571
Midwest Mortgage Associates Corporation 6 6.83% $3,103
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 5 6.70% $3,005
GUARANTEED RATE, INC. 4 6.56% $3,214
NEWREZ LLC 4 7.25% $4,863
LOANDEPOT.COM, LLC 3 7.08% $5,446
Arvest Bank 3 6.83% $2,795
Wells Fargo Bank 2 7.50% $7,288
DAS Acquisition Company, LLC 2 7.31% $7,217
HOMESIDE FINANCIAL, LLC 2 7.31% $7,776
PENNYMAC LOAN SERVICES, LLC 2 5.84% $5,214
Plains Commerce Bank 2 6.88% $5,625
UNITED WHOLESALE MORTGAGE, LLC 2 5.99% $6,705
Ally Bank 2 6.69% $3,455
CROSSCOUNTRY MORTGAGE, LLC 1 7.50% $6,798
GUILD MORTGAGE COMPANY 1 7.13% $4,325
HOMEBRIDGE FINANCIAL SERVICES, INC. 1 7.75% $9,860
THRIVENT Federal Credit Union 1 6.63% $2,921
JPMorgan Chase Bank 1 5.88% $0
Landmark National Bank 1 5.88% $691
LEADERONE FINANCIAL CORPORATION 1 6.50% $8,688
Community National Bank & Trust 1 6.75% $1,424
LOANPAL, LLC 1 7.25% $5,287
Mid-America Bank 1 5.88% $2,172
Community Mortgage Banc Corporation 1 6.88% $2,214
Mortgage Investment Services Corporation 1 7.00% $8,689
Mortgage Research Center, LLC 1 7.63% $2,095
COMMUNITYAMERICA 1 5.38% $10,332
NBKC BANK 1 6.75% $1,353
CHURCHILL MORTGAGE CORPORATION 1 7.00% $3,072
OPEN MORTGAGE, LLC 1 7.63% $2,881
TOGETHER CREDIT UNION 1 5.88% $1,941
AMERICAN PACIFIC MORTGAGE CORPORATION 1 7.38% $3,132
PNC Bank 1 6.88% $2,263
Prosperity Home Mortgage, LLC 1 6.75% $2,573
CENTRAL MISSOURI COMMUNITY CREDIT UNION 1 7.00% $2,434
ROYAL UNITED MORTGAGE LLC 1 6.63% $6,897
BOKF 1 7.25% $2,235
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 6.13% $6,727
Flagstar Bank, FSB 1 6.60% $3,208
FREEDOM MORTGAGE CORPORATION 1 6.88% $8,105
First Federal Bank of Kansas City 1 8.00% $4,007
Equity Bank 1 7.25% $2,278
Great Southern Bank 1 7.88% $2,878

Sedalia Average Closing Costs & Other Stats

Sedalia, MO's 52 lenders originated 802 loans during 2023. The total origination value was $142,700,000, with an average loan value of $177,930.

Sedalia's average closing costs are $3,634.

The top Sedalia lender as defined by loan originations is The Central Trust Bank, with 46 loans originated. Their average total fees are $2,627, which is $577 lower than the next largest lender, FLAT BRANCH MORTGAGE, INC..

The lowest fee Sedalia lenders (with over 10 loans originated) are Simmons Bank ($2,448), Gateway First Bank ($2,522), The Central Trust Bank ($2,627), FLAT BRANCH MORTGAGE, INC. ($3,204) and MOVEMENT MORTGAGE, LLC ($4,554).

The lowest rate Sedalia lenders (with over 10 loans originated) are Simmons Bank (6.58%), MOVEMENT MORTGAGE, LLC (6.72%), FLAT BRANCH MORTGAGE, INC. (6.85%), The Central Trust Bank (6.99%) and Gateway First Bank (7.02%).

Sedalia, MO Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
American Bank & Trust $14,455,000 n/a 10.1%
The Central Trust Bank $18,960,000 $13,530,000 -28.6% 9.5%
FLAT BRANCH MORTGAGE, INC. $5,585,000 $12,460,000 123.1% 8.7%
Gateway First Bank $10,100,000 $11,330,000 12.2% 7.9%
MOVEMENT MORTGAGE, LLC $11,300,000 $6,300,000 -44.2% 4.4%
Mortgage Research Center, LLC $6,235,000 $5,580,000 -10.5% 3.9%
COMMUNITY MORTGAGE, LLC $3,765,000 $4,850,000 28.8% 3.4%
Simmons Bank $6,405,000 $4,705,000 -26.5% 3.3%
GERSHMAN INVESTMENT CORP. $9,740,000 $4,525,000 -53.5% 3.2%
QUICKEN LOANS, LLC $7,770,000 $4,510,000 -42.0% 3.2%
Wood & Huston Bank $5,230,000 $4,260,000 -18.5% 3.0%
BTC BANK $3,105,000 $3,895,000 25.4% 2.7%
American Bank of Missouri $3,605,000 n/a 2.5%
Bank of Odessa $2,855,000 n/a 2.0%
U.S. Bank $4,285,000 $2,835,000 -33.8% 2.0%
Midwest Mortgage Associates Corporation $2,195,000 $2,815,000 28.2% 2.0%
The Missouri Bank $895,000 $2,230,000 149.2% 1.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $3,320,000 $1,950,000 -41.3% 1.4%
Community National Bank & Trust $890,000 $1,800,000 102.2% 1.3%
NEWREZ LLC $735,000 $1,550,000 110.9% 1.1%
Equity Bank $3,535,000 $1,505,000 -57.4% 1.1%
UNITED WHOLESALE MORTGAGE, LLC $1,270,000 $1,360,000 7.1% 1.0%
DAS Acquisition Company, LLC $3,415,000 $1,150,000 -66.3% 0.8%
Community Bank of Marshall $950,000 n/a 0.7%
GUARANTEED RATE, INC. $1,500,000 $940,000 -37.3% 0.7%
Mid-Missouri Bank $905,000 n/a 0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY $620,000 $830,000 33.9% 0.6%
The Federal Savings Bank $185,000 $770,000 316.2% 0.5%
Wells Fargo Bank $500,000 $735,000 47.0% 0.5%
Plains Commerce Bank $700,000 n/a 0.5%
LOANDEPOT.COM, LLC $1,650,000 $655,000 -60.3% 0.5%
Arvest Bank $705,000 $650,000 -7.8% 0.5%
Flagstar Bank, FSB $1,745,000 $640,000 -63.3% 0.4%
Old Missouri Bank $635,000 n/a 0.4%
MORTGAGE SOLUTIONS OF COLORADO, LLC $630,000 n/a 0.4%
F & C Bank $595,000 n/a 0.4%
Alliant Bank $565,000 n/a 0.4%
UMB Bank $45,000 $555,000 1,133.3% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $1,120,000 $520,000 -53.6% 0.4%
CARDINAL FINANCIAL $195,000 $515,000 164.1% 0.4%
FREEDOM MORTGAGE CORPORATION $910,000 $445,000 -51.1% 0.3%
PENNYMAC LOAN SERVICES, LLC $1,960,000 $440,000 -77.6% 0.3%
BROKER SOLUTIONS, INC. $1,585,000 $435,000 -72.6% 0.3%
The Tipton Latham Bank $430,000 n/a 0.3%
NBKC BANK $285,000 $420,000 47.4% 0.3%
Mortgage Investment Services Corporation $405,000 n/a 0.3%
CENTRAL MISSOURI COMMUNITY CREDIT UNION $725,000 $390,000 -46.2% 0.3%
HOMESIDE FINANCIAL, LLC $380,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $495,000 $380,000 -23.2% 0.3%
VANDERBILT MORTGAGE AND FINANCE, INC. $370,000 n/a 0.3%
COMMUNITYAMERICA $250,000 $360,000 44.0% 0.3%
LEADERONE FINANCIAL CORPORATION $440,000 $350,000 -20.5% 0.2%
USAA Federal Savings Bank $735,000 $340,000 -53.7% 0.2%
Magnolia Bank $315,000 $325,000 3.2% 0.2%
Landmark National Bank $45,000 $320,000 611.1% 0.2%
First Federal Bank of Kansas City $315,000 n/a 0.2%
ROYAL UNITED MORTGAGE LLC $315,000 n/a 0.2%
Carrington Mortgage Services, LLC $805,000 $305,000 -62.1% 0.2%
GUILD MORTGAGE COMPANY $395,000 $300,000 -24.1% 0.2%
Bell Bank $710,000 $295,000 -58.5% 0.2%
Community Mortgage Banc Corporation $540,000 $295,000 -45.4% 0.2%
Country Club Bank $295,000 n/a 0.2%
LOANPAL, LLC $260,000 $290,000 11.5% 0.2%
Great Southern Bank $645,000 $285,000 -55.8% 0.2%
HOMEBRIDGE FINANCIAL SERVICES, INC. $285,000 n/a 0.2%
NAVY FEDERAL CREDIT UNION $150,000 $275,000 83.3% 0.2%
AMERICAN FINANCIAL NETWORK, INC. $265,000 n/a 0.2%
PNC Bank $375,000 $265,000 -29.3% 0.2%
JPMorgan Chase Bank $1,130,000 $260,000 -77.0% 0.2%
Armed Forces Bank $245,000 n/a 0.2%
GENEVA FINANCIAL, LLC $455,000 $245,000 -46.2% 0.2%
Paramount Residential Mortgage Group, Inc. $245,000 n/a 0.2%
Servion, Inc. $245,000 n/a 0.2%
LENDINGHOME FUNDING CORPORATION $240,000 n/a 0.2%
TOGETHER CREDIT UNION $225,000 n/a 0.2%
ENDEAVOR CAPITAL, LLC. $105,000 $215,000 104.8% 0.2%
Hawthorn Bank $605,000 $210,000 -65.3% 0.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $205,000 n/a 0.1%
FCS Financial FLCA $205,000 n/a 0.1%
KS StateBank $205,000 n/a 0.1%
Ally Bank $115,000 $200,000 73.9% 0.1%
CROSSCOUNTRY MORTGAGE, LLC $195,000 n/a 0.1%
DELMAR FINANCIAL COMPANY $195,000 n/a 0.1%
Mid-America Bank $195,000 n/a 0.1%
OPEN MORTGAGE, LLC $195,000 n/a 0.1%
R-G Federal Credit Union $585,000 $195,000 -66.7% 0.1%
Waterstone Mortgage Corporation $185,000 n/a 0.1%
Midwest Regional Bank $180,000 n/a 0.1%
AMERICAN PACIFIC MORTGAGE CORPORATION $175,000 n/a 0.1%
Discover Bank $135,000 $175,000 29.6% 0.1%
PLAZA HOME MORTGAGE, INC. $175,000 n/a 0.1%
AMERISAVE MORTGAGE CORPORATION $75,000 $155,000 106.7% 0.1%
Prosperity Home Mortgage, LLC $530,000 $135,000 -74.5% 0.1%
THRIVENT Federal Credit Union $125,000 n/a 0.1%
Exchange Bank of Missouri $1,290,000 $120,000 -90.7% 0.1%
Mid-Continent Funding, Inc. $155,000 $115,000 -25.8% 0.1%
BOKF $525,000 $105,000 -80.0% 0.1%
FINANCE OF AMERICA REVERSE LLC $105,000 n/a 0.1%
Third Federal Savings and Loan Association of Cleveland $105,000 n/a 0.1%
OCMBC, INC. $95,000 n/a 0.1%
SeaTrust Mortgage Company $95,000 n/a 0.1%
Sherwood Community Bank $85,000 n/a 0.1%
MID AMERICAN $65,000 n/a 0.0%
TRIAD FINANCIAL SERVICES, INC. $65,000 n/a 0.0%
CHURCHILL MORTGAGE CORPORATION $205,000 $55,000 -73.2% 0.0%
River Region Credit Union $175,000 $55,000 -68.6% 0.0%
Bank of America $45,000 n/a 0.0%
Figure Lending LLC $150,000 $25,000 -83.3% 0.0%

Sedalia's top lender by overall market share is American Bank & Trust, with 10.1% market share. In second place, with 9.5%, is The Central Trust Bank, having originated $13,530,000 in loans. In third place, with 8.7%, is FLAT BRANCH MORTGAGE, INC., having originated $12,460,000 in loans. In fourth place, with 7.9%, is Gateway First Bank, having originated $11,330,000 in loans. In fifth place, with 4.4%, is MOVEMENT MORTGAGE, LLC, having originated $6,300,000 in loans.


Sedalia Housing Market Trends (Median, Average Prices & Listing Count)

Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $97,750 (2.7%) $146,346 (14.6%) 0.00 162
2018-02-01 $97,100 (-1.7%) $146,184 (12.8%) 0.00 143
2018-03-01 $99,250 (0.1%) $149,666 (11.9%) 0.00 131
2018-04-01 $104,750 (2.7%) $143,084 (4.9%) 0.00 139
2018-05-01 $101,875 (-3.7%) $138,655 (-4.4%) 0.00 146
2018-06-01 $106,450 (-9.0%) $157,494 (2.8%) 0.00 165
2018-07-01 $111,250 (-7.3%) $158,387 (-1.0%) 0.00 174
2018-08-01 $110,000 (-3.1%) $159,584 (1.4%) 0.00 174
2018-09-01 $110,000 (-9.0%) $166,453 (2.3%) 0.00 176
2018-10-01 $109,675 (11.4%) $168,316 (8.3%) 0.00 174
2018-11-01 $111,375 (19.6%) $172,591 (12.9%) 0.00 172
2018-12-01 $122,500 (22.2%) $176,363 (12.9%) 0.00 153
2019-01-01 $114,125 (16.8%) $164,800 (12.6%) 0.00 163
2019-02-01 $125,650 (29.4%) $164,952 (12.8%) 0.00 165
2019-03-01 $131,121 (32.1%) $174,131 (16.4%) 0.00 153
2019-04-01 $139,721 (33.4%) $184,249 (28.8%) 0.00 138
2019-05-01 $141,675 (39.1%) $187,830 (35.5%) 0.00 128
2019-06-01 $155,000 (45.6%) $193,888 (23.1%) 0.00 142
2019-07-01 $137,750 (23.8%) $187,850 (18.6%) 0.00 145
2019-08-01 $136,545 (24.1%) $187,776 (17.7%) 0.00 168
2019-09-01 $132,864 (20.8%) $182,461 (9.6%) 0.00 204
2019-10-01 $130,000 (18.5%) $178,102 (5.8%) 0.00 232
2019-11-01 $136,200 (22.3%) $177,135 (2.6%) 0.00 158
2019-12-01 $141,850 (15.8%) $177,489 (0.6%) 0.00 142
2020-01-01 $129,750 (13.7%) $171,771 (4.2%) 0.00 143
2020-02-01 $127,250 (1.3%) $169,314 (2.6%) 0.00 138
2020-03-01 $125,000 (-4.7%) $163,904 (-5.9%) 0.00 138
2020-04-01 $123,425 (-11.7%) $165,598 (-10.1%) 0.00 139
2020-05-01 $148,950 (5.1%) $174,203 (-7.3%) 0.00 120
2020-06-01 $176,725 (14.0%) $194,231 (0.2%) 0.00 105
2020-07-01 $182,100 (32.2%) $205,687 (9.5%) 0.00 101
2020-08-01 $169,450 (24.1%) $197,511 (5.2%) 0.00 102
2020-09-01 $144,425 (8.7%) $180,297 (-1.2%) 0.00 101
2020-10-01 $127,950 (-1.6%) $164,888 (-7.4%) 0.00 104
2020-11-01 $126,000 (-7.5%) $160,800 (-9.2%) 0.00 102
2020-12-01 $121,500 (-14.4%) $155,980 (-12.1%) 0.00 89
2021-01-01 $125,000 (-3.7%) $175,953 (2.4%) 0.00 63
2021-02-01 $139,000 (9.2%) $187,342 (10.7%) 0.00 49
2021-03-01 $146,175 (16.9%) $225,558 (37.6%) 0.00 47
2021-04-01 $145,975 (18.3%) $214,602 (29.6%) 0.00 43
2021-05-01 $140,000 (-6.0%) $207,392 (19.1%) 0.00 50
2021-06-01 $144,075 (-18.5%) $201,897 (4.0%) 0.00 55
2021-07-01 $147,900 (-18.8%) $189,160 (-8.0%) 0.00 73
2021-08-01 $137,875 (-18.6%) $172,180 (-12.8%) 0.00 77
2021-09-01 $149,900 (3.8%) $216,495 (20.1%) 0.00 74
2021-10-01 $161,450 (26.2%) $236,859 (43.7%) 0.00 73
2021-11-01 $172,450 (36.9%) $265,960 (65.4%) 0.00 65
2021-12-01 $199,950 (64.6%) $290,176 (86.0%) 0.00 57
2022-01-01 $145,000 (16.0%) $253,205 (43.9%) 0.00 52
2022-02-01 $118,700 (-14.6%) $210,848 (12.6%) 0.00 49
2022-03-01 $129,950 (-11.1%) $206,181 (-8.6%) 0.00 50
2022-04-01 $145,000 (-0.7%) $253,268 (18.0%) 0.00 44
2022-05-01 $150,675 (7.6%) $250,089 (20.6%) 0.00 59
2022-06-01 $158,750 (10.2%) $253,712 (25.7%) 0.00 67
2022-07-01 $169,150 (14.4%) $265,097 (40.1%) 0.00 75
2022-08-01 $169,575 (23.0%) $262,698 (52.6%) 0.00 85
2022-09-01 $174,325 (16.3%) $266,478 (23.1%) 0.00 81
2022-10-01 $159,900 (-1.0%) $218,668 (-7.7%) 0.00 79
2022-11-01 $179,950 (4.4%) $235,939 (-11.3%) 0.00 95
2022-12-01 $179,900 (-10.0%) $234,810 (-19.1%) 0.00 95
2023-01-01 $190,000 (31.0%) $243,946 (-3.7%) 0.00 87
2023-02-01 $217,450 (83.2%) $254,092 (20.5%) 0.00 76
2023-03-01 $228,675 (76.0%) $261,797 (27.0%) 0.00 66
2023-04-01 $250,000 (72.4%) $266,677 (5.3%) 0.00 60
2023-05-01 $257,425 (70.9%) $272,146 (8.8%) 0.00 55
2023-06-01 $246,225 (55.1%) $280,473 (10.6%) 0.00 60
2023-07-01 $257,450 (52.2%) $289,845 (9.3%) 0.00 62
2023-08-01 $230,688 (36.0%) $273,113 (4.0%) 0.00 73
2023-09-01 $215,000 (23.3%) $244,273 (-8.3%) 0.00 74
2023-10-01 $210,000 (31.3%) $271,443 (24.1%) 0.00 80
2023-11-01 $216,250 (20.2%) $274,142 (16.2%) 0.00 94
2023-12-01 $206,000 (14.5%) $270,196 (15.1%) 0.00 99
2024-01-01 $200,394 (5.5%) $269,097 (10.3%) 0.00 95
2024-02-01 $209,900 (-3.5%) $273,081 (7.5%) 0.00 96
2024-03-01 $209,900 (-8.2%) $274,678 (4.9%) 0.00 100
2024-04-01 $218,475 (-12.6%) $282,111 (5.8%) 0.00 81
2024-05-01 $208,700 (-18.9%) $290,939 (6.9%) 0.00 83
2024-06-01 $243,750 (-1.0%) $302,399 (7.8%) 0.00 91
2024-07-01 $249,450 (-3.1%) $302,933 (4.5%) 0.00 89
2024-08-01 $232,000 (0.6%) $306,558 (12.3%) 0.00 87
2024-09-01 $236,204 (9.9%) $297,904 (22.0%) 0.00 102
Sedalia's median listing price for 2024-09-01 was $236,204, a difference of $21,204 (9.9%) versus the prior year and $4,204 versus the prior month.

Sedalia's median listing price comes in at 0% of the national average.

Sedalia's average listing price for 2024-09-01 was $297,904, a difference of $53,631 (22.0%) versus the prior year and $-8,654 versus the prior month.

For the 2024-09-01 period, Sedalia had 102 MLS listings, a difference of 15 listings (17%) versus the prior month and 28 listings (38%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Sedalia (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,457 sqft
2018-02-01 0 days 1,403 sqft
2018-03-01 0 days 1,400 sqft
2018-04-01 0 days 1,438 sqft
2018-05-01 0 days 1,414 sqft
2018-06-01 0 days 1,417 sqft
2018-07-01 0 days 1,494 sqft
2018-08-01 0 days 1,628 sqft
2018-09-01 0 days 1,602 sqft
2018-10-01 0 days 1,592 sqft
2018-11-01 0 days 1,579 sqft
2018-12-01 0 days 1,649 sqft
2019-01-01 0 days 1,608 sqft
2019-02-01 0 days 1,608 sqft
2019-03-01 0 days 1,620 sqft
2019-04-01 0 days 1,624 sqft
2019-05-01 0 days 1,735 sqft
2019-06-01 0 days 1,743 sqft
2019-07-01 0 days 1,694 sqft
2019-08-01 0 days 1,703 sqft
2019-09-01 0 days 1,672 sqft
2019-10-01 0 days 1,648 sqft
2019-11-01 0 days 1,619 sqft
2019-12-01 0 days 1,654 sqft
2020-01-01 0 days 1,542 sqft
2020-02-01 0 days 1,543 sqft
2020-03-01 0 days 1,557 sqft
2020-04-01 0 days 1,570 sqft
2020-05-01 0 days 1,638 sqft
2020-06-01 0 days 1,749 sqft
2020-07-01 0 days 1,829 sqft
2020-08-01 0 days 1,890 sqft
2020-09-01 0 days 1,724 sqft
2020-10-01 0 days 1,598 sqft
2020-11-01 0 days 1,615 sqft
2020-12-01 0 days 1,502 sqft
2021-01-01 0 days 1,723 sqft
2021-02-01 0 days 1,451 sqft
2021-03-01 0 days 1,597 sqft
2021-04-01 0 days 1,706 sqft
2021-05-01 0 days 1,858 sqft
2021-06-01 0 days 1,882 sqft
2021-07-01 0 days 1,623 sqft
2021-08-01 0 days 1,746 sqft
2021-09-01 0 days 1,622 sqft
2021-10-01 0 days 1,577 sqft
2021-11-01 0 days 1,556 sqft
2021-12-01 0 days 1,576 sqft
2022-01-01 0 days 1,444 sqft
2022-02-01 0 days 1,330 sqft
2022-03-01 0 days 1,270 sqft
2022-04-01 0 days 1,334 sqft
2022-05-01 0 days 1,451 sqft
2022-06-01 0 days 1,294 sqft
2022-07-01 0 days 1,368 sqft
2022-08-01 0 days 1,406 sqft
2022-09-01 0 days 1,498 sqft
2022-10-01 0 days 1,380 sqft
2022-11-01 0 days 1,475 sqft
2022-12-01 0 days 1,483 sqft
2023-01-01 0 days 1,534 sqft
2023-02-01 0 days 1,615 sqft
2023-03-01 0 days 1,728 sqft
2023-04-01 0 days 1,745 sqft
2023-05-01 0 days 1,662 sqft
2023-06-01 0 days 1,592 sqft
2023-07-01 0 days 1,747 sqft
2023-08-01 0 days 1,685 sqft
2023-09-01 0 days 1,642 sqft
2023-10-01 0 days 1,476 sqft
2023-11-01 0 days 1,598 sqft
2023-12-01 0 days 1,569 sqft
2024-01-01 0 days 1,573 sqft
2024-02-01 0 days 1,715 sqft
2024-03-01 0 days 1,672 sqft
2024-04-01 0 days 1,591 sqft
2024-05-01 0 days 1,561 sqft
2024-06-01 0 days 1,636 sqft
2024-07-01 0 days 1,703 sqft
2024-08-01 0 days 1,761 sqft
2024-09-01 0 days 1,672 sqft
Sedalia's median listing age (time on market) for 2024-09-01 was 0 days.

Sedalia's median square footage for active listings during the 2024-09-01 period was 1,672 sqft. One year prior, the average listing was 1,642 sqft.

Sedalia, MO Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 493 $110,075,000 $223,276
Cash Out Refi 110 $14,270,000 $129,727
Home Improvement 81 $6,615,000 $81,667
Refi 68 $8,720,000 $128,235
Other 50 $3,020,000 $60,400

Sedalia's most frequently cited loan purpose was Home Purchase, with 493 originations. The 2nd most popular reason was Cash Out Refi, with 110 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 319 $67,875,000 $212,774
7-8% 189 $34,775,000 $183,995
Over 8% 94 $8,190,000 $87,128
5-6% 79 $11,845,000 $149,937
<2.5% 10 $360,000 $36,000
4-5% 6 $720,000 $120,000
2.5-3% 1 $225,000 $225,000

During 2023, Sedalia's most frequently originated rate bucket was 6-7%, with 319 originations.

Loan Sizing (Sedalia, MO MSA)

Loan Size Originations Total Value Average Loan
$100k-200k 306 $44,210,000 $144,477
$100,000 or less 282 $16,050,000 $56,915
$200k-400k 182 $48,940,000 $268,901
$400k-600k 26 $12,210,000 $469,615
$600k-1000k 4 $3,230,000 $807,500
$Over $1MM 2 $18,060,000 $9,030,000

Sedalia's loan sizing saw the bucket of loans from $100k-200k with 306 originations, totaling $44,210,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 327 $60,805,000 $185,948
60-80% 127 $36,235,000 $285,315
20-40% 87 $6,905,000 $79,368
Under 20% 70 $6,100,000 $87,143
40-60% 68 $9,740,000 $143,235
Over 100% 16 $3,680,000 $230,000

Sedalia's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 327 originations, totaling $60,805,000 in origination value.