Marshall Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Marshall averaged
6.4%
for the week of 2024-12-12, compared to the national average of
6.6% for the same period.
The average rate for the prior week (2024-12-05) was
6.49% and
one month ago for the week of 2024-11-07, the
average rate was 6.89%.
Marshall's average rate one year ago was 6.93%.
For refis of the same type during the week of 2024-12-12, the average rate
was 7%.
Loan Type | Date | Rate |
---|---|---|
US 30 Year Fixed Rate | 2024-12-12 | 6.6% |
Marshall 30 Year Fixed Rate | 2024-12-12 | 6.4% |
Marshall 30 Year Fixed Rate Refi | 2024-12-12 | 7% |
Marshall 15 Year Fixed Rate | 2024-12-12 | 5.94% |
Marshall 15 Year Fixed Rate Refi | 2024-12-12 | 6.14% |
Marshall 30 Year FHA | 2024-12-12 | 6.18% |
Marshall 30 Year FHA Refi | 2024-12-12 | 6.18% |
Marshall 30 Year USDA | 2024-12-12 | 6.5% |
Marshall 30 Year USDA Refi | 2024-12-12 | 6.5% |
Marshall 30 Year VA | 2024-12-12 | 6.08% |
Marshall 30 Year VA Refi | 2024-12-12 | 6.08% |
Marshall Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Marshall, MO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
Marshall Average Closing Costs & Other Stats
Marshall, MO's 31 lenders originated 341
loans during 2023. The total origination value was $47,555,000, with an average loan value of
$139,457.
Marshall's average closing costs are $3,614.
The top Marshall lender as defined by loan originations is FLAT BRANCH MORTGAGE, INC., with
14 loans originated. Their average total fees are
$2,711, which is $2,104
lower than the next largest lender,
QUICKEN LOANS, LLC.
The lowest fee Marshall lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. ($2,711), .
The lowest rate Marshall lenders (with over 10 loans originated) are
FLAT BRANCH MORTGAGE, INC. (6.77%), .
Marshall, MO Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
Name | 2022 Loan Value | 2023 Loan Value | % Change | 2023 Market Share |
---|---|---|---|---|
FLAT BRANCH MORTGAGE, INC. | $11,665,000 | $8,320,000 | -28.7% | 17.5% |
Wood & Huston Bank | $10,990,000 | $7,455,000 | -32.2% | 15.7% |
Southern Bank | $3,335,000 | n/a | 7.0% | |
Exchange Bank of Missouri | $4,585,000 | $3,085,000 | -32.7% | 6.5% |
Community Bank of Marshall | $2,665,000 | n/a | 5.6% | |
QUICKEN LOANS, LLC | $2,605,000 | $2,110,000 | -19.0% | 4.4% |
Midwest Mortgage Associates Corporation | $85,000 | $2,085,000 | 2,352.9% | 4.4% |
Mortgage Research Center, LLC | $2,140,000 | $1,915,000 | -10.5% | 4.0% |
First State Community Bank | $2,770,000 | $1,420,000 | -48.7% | 3.0% |
Flagstar Bank, FSB | $2,030,000 | $805,000 | -60.3% | 1.7% |
MOVEMENT MORTGAGE, LLC | $735,000 | $800,000 | 8.8% | 1.7% |
The Central Trust Bank | $1,000,000 | $745,000 | -25.5% | 1.6% |
CENTRAL MISSOURI COMMUNITY CREDIT UNION | $205,000 | $605,000 | 195.1% | 1.3% |
LOANDEPOT.COM, LLC | $520,000 | $605,000 | 16.3% | 1.3% |
BTC BANK | $75,000 | $580,000 | 673.3% | 1.2% |
CROSSCOUNTRY MORTGAGE, LLC | $215,000 | $440,000 | 104.7% | 0.9% |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $885,000 | $435,000 | -50.8% | 0.9% |
UNITED WHOLESALE MORTGAGE, LLC | $770,000 | $435,000 | -43.5% | 0.9% |
COMMUNITY MORTGAGE, LLC | $410,000 | n/a | 0.9% | |
NBH Bank | $35,000 | $380,000 | 985.7% | 0.8% |
FCS Financial FLCA | $360,000 | $375,000 | 4.2% | 0.8% |
Regional Missouri Bank | $185,000 | $375,000 | 102.7% | 0.8% |
Gateway First Bank | $995,000 | $370,000 | -62.8% | 0.8% |
GENEVA FINANCIAL, LLC | $240,000 | $360,000 | 50.0% | 0.8% |
LEADERONE FINANCIAL CORPORATION | $350,000 | n/a | 0.7% | |
DAS Acquisition Company, LLC | $2,350,000 | $340,000 | -85.5% | 0.7% |
PREMIA MORTGAGE, LLC | $115,000 | $335,000 | 191.3% | 0.7% |
Equity Bank | $315,000 | $320,000 | 1.6% | 0.7% |
PRIMELENDING, A PLAINSCAPITAL COMPANY | $135,000 | $310,000 | 129.6% | 0.7% |
PENNYMAC LOAN SERVICES, LLC | $115,000 | $280,000 | 143.5% | 0.6% |
AMERISAVE MORTGAGE CORPORATION | $400,000 | $270,000 | -32.5% | 0.6% |
Plains Commerce Bank | $270,000 | n/a | 0.6% | |
UNITED | $265,000 | n/a | 0.6% | |
BROKER SOLUTIONS, INC. | $85,000 | $250,000 | 194.1% | 0.5% |
MISSOURI Credit Union | $245,000 | n/a | 0.5% | |
ACADEMY MORTGAGE CORPORATION | $235,000 | n/a | 0.5% | |
ENDEAVOR CAPITAL, LLC. | $225,000 | n/a | 0.5% | |
HOMEBRIDGE FINANCIAL SERVICES, INC. | $215,000 | n/a | 0.5% | |
NEW DAY FINANCIAL, LLC | $310,000 | $185,000 | -40.3% | 0.4% |
NEWREZ LLC | $185,000 | n/a | 0.4% | |
HALLMARK HOME MORTGAGE, LLC | $175,000 | n/a | 0.4% | |
Stifel Bank and Trust | $175,000 | n/a | 0.4% | |
Mr. Cooper ( Nationstar Mortgage ) | $170,000 | n/a | 0.4% | |
U.S. Bank | $340,000 | $170,000 | -50.0% | 0.4% |
AXIA FINANCIAL, LLC | $165,000 | n/a | 0.3% | |
Bell Bank | $155,000 | n/a | 0.3% | |
Neighborhood Loans, Inc. | $155,000 | n/a | 0.3% | |
First Bank | $145,000 | n/a | 0.3% | |
Landmark National Bank | $145,000 | n/a | 0.3% | |
FREEDOM MORTGAGE CORPORATION | $660,000 | $135,000 | -79.5% | 0.3% |
MORTGAGE SOLUTIONS OF COLORADO, LLC | $135,000 | $135,000 | 0.0% | 0.3% |
FIRST INTEGRITY MORTGAGE SERVICES, INC. | $125,000 | n/a | 0.3% | |
First State Bank of St. Charles, Missouri | $125,000 | n/a | 0.3% | |
The Bank of Missouri | $125,000 | n/a | 0.3% | |
Barrington Bank & Trust Company, N.A. | $155,000 | $115,000 | -25.8% | 0.2% |
Carrington Mortgage Services, LLC | $360,000 | $115,000 | -68.1% | 0.2% |
ROYAL UNITED MORTGAGE LLC | $55,000 | $115,000 | 109.1% | 0.2% |
American Mortgage & Equity Consultants, Inc. | $85,000 | n/a | 0.2% | |
MUTUAL OF OMAHA MORTGAGE, INC. | $85,000 | n/a | 0.2% | |
Bank of America | $510,000 | $65,000 | -87.3% | 0.1% |
Century Credit Union | $65,000 | n/a | 0.1% | |
PENTAGON FEDERAL CREDIT UNION | $65,000 | n/a | 0.1% | |
GERSHMAN INVESTMENT CORP. | $270,000 | $55,000 | -79.6% | 0.1% |
Oakstar Bank | $75,000 | $45,000 | -40.0% | 0.1% |
PLANET HOME LENDING, LLC | $400,000 | $45,000 | -88.8% | 0.1% |
Discover Bank | $140,000 | $35,000 | -75.0% | 0.1% |
STATE BANK OF MISOSURI | $35,000 | n/a | 0.1% | |
Commerce Bank | $25,000 | n/a | 0.1% | |
PNC Bank | $105,000 | $25,000 | -76.2% | 0.1% |
Marshall's top lender by overall market share is FLAT BRANCH MORTGAGE, INC., with 17.5% market share. In second place, with 15.7%, is Wood & Huston Bank, having originated $7,455,000 in loans. In third place, with 7.0%, is Southern Bank, having originated $3,335,000 in loans. In fourth place, with 6.5%, is Exchange Bank of Missouri, having originated $3,085,000 in loans. In fifth place, with 5.6%, is Community Bank of Marshall, having originated $2,665,000 in loans.
Marshall Housing Market Trends (Median, Average Prices & Listing Count)
Realtor.com - Marshall (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Price (YoY Change) | Average Listing Price (YoY) | MSA/US Median Price Ratio | Active Listings |
---|---|---|---|---|
2018-01-01 | $83,900 (-9.9%) | $108,483 (-3.6%) | 0.00 | 109 |
2018-02-01 | $86,050 (-12.6%) | $110,833 (-4.7%) | 0.00 | 117 |
2018-03-01 | $96,000 (-5.1%) | $115,446 (-4.9%) | 0.00 | 109 |
2018-04-01 | $105,575 (-1.8%) | $120,340 (-4.0%) | 0.00 | 110 |
2018-05-01 | $118,375 (15.8%) | $126,803 (3.7%) | 0.00 | 113 |
2018-06-01 | $123,200 (13.3%) | $130,967 (8.2%) | 0.00 | 115 |
2018-07-01 | $129,125 (20.8%) | $133,785 (9.2%) | 0.00 | 103 |
2018-08-01 | $121,950 (13.3%) | $130,069 (5.7%) | 0.00 | 111 |
2018-09-01 | $129,500 (21.1%) | $136,501 (12.3%) | 0.00 | 116 |
2018-10-01 | $130,000 (38.8%) | $134,911 (19.2%) | 0.00 | 120 |
2018-11-01 | $123,750 (38.1%) | $130,697 (20.8%) | 0.00 | 110 |
2018-12-01 | $124,000 (40.9%) | $128,629 (19.5%) | 0.00 | 105 |
2019-01-01 | $113,725 (35.6%) | $123,448 (13.8%) | 0.00 | 106 |
2019-02-01 | $104,800 (21.8%) | $123,041 (11.0%) | 0.00 | 102 |
2019-03-01 | $112,743 (17.4%) | $129,168 (11.9%) | 0.00 | 97 |
2019-04-01 | $135,900 (28.7%) | $139,279 (15.7%) | 0.00 | 93 |
2019-05-01 | $138,750 (17.2%) | $148,115 (16.8%) | 0.00 | 92 |
2019-06-01 | $136,500 (10.8%) | $150,178 (14.7%) | 0.00 | 96 |
2019-07-01 | $120,975 (-6.3%) | $144,572 (8.1%) | 0.00 | 93 |
2019-08-01 | $118,782 (-2.6%) | $147,121 (13.1%) | 0.00 | 92 |
2019-09-01 | $117,780 (-9.1%) | $151,235 (10.8%) | 0.00 | 90 |
2019-10-01 | $117,111 (-9.9%) | $156,371 (15.9%) | 0.00 | 86 |
2019-11-01 | $124,900 (0.9%) | $151,829 (16.2%) | 0.00 | 88 |
2019-12-01 | $124,225 (0.2%) | $142,738 (11.0%) | 0.00 | 92 |
2020-01-01 | $127,600 (12.2%) | $140,203 (13.6%) | 0.00 | 95 |
2020-02-01 | $129,950 (24.0%) | $145,347 (18.1%) | 0.00 | 92 |
2020-03-01 | $134,725 (19.5%) | $145,584 (12.7%) | 0.00 | 82 |
2020-04-01 | $132,325 (-2.6%) | $146,638 (5.3%) | 0.00 | 80 |
2020-05-01 | $139,700 (0.7%) | $150,981 (1.9%) | 0.00 | 72 |
2020-06-01 | $118,750 (-13.0%) | $143,587 (-4.4%) | 0.00 | 65 |
2020-07-01 | $116,875 (-3.4%) | $150,385 (4.0%) | 0.00 | 63 |
2020-08-01 | $119,500 (0.6%) | $159,362 (8.3%) | 0.00 | 56 |
2020-09-01 | $134,975 (14.6%) | $164,837 (9.0%) | 0.00 | 56 |
2020-10-01 | $119,500 (2.0%) | $141,813 (-9.3%) | 0.00 | 59 |
2020-11-01 | $109,475 (-12.4%) | $138,233 (-9.0%) | 0.00 | 61 |
2020-12-01 | $99,500 (-19.9%) | $135,588 (-5.0%) | 0.00 | 55 |
2021-01-01 | $89,000 (-30.3%) | $127,694 (-8.9%) | 0.00 | 48 |
2021-02-01 | $99,750 (-23.2%) | $145,926 (0.4%) | 0.00 | 42 |
2021-03-01 | $106,550 (-20.9%) | $154,166 (5.9%) | 0.00 | 33 |
2021-04-01 | $117,450 (-11.2%) | $158,912 (8.4%) | 0.00 | 35 |
2021-05-01 | $114,950 (-17.7%) | $141,889 (-6.0%) | 0.00 | 34 |
2021-06-01 | $135,725 (14.3%) | $165,181 (15.0%) | 0.00 | 29 |
2021-07-01 | $125,000 (7.0%) | $153,181 (1.9%) | 0.00 | 27 |
2021-08-01 | $139,500 (16.7%) | $168,731 (5.9%) | 0.00 | 38 |
2021-09-01 | $156,400 (15.9%) | $190,038 (15.3%) | 0.00 | 39 |
2021-10-01 | $139,000 (16.3%) | $169,277 (19.4%) | 0.00 | 47 |
2021-11-01 | $134,100 (22.5%) | $187,713 (35.8%) | 0.00 | 39 |
2021-12-01 | $136,875 (37.6%) | $194,670 (43.6%) | 0.00 | 35 |
2022-01-01 | $136,750 (53.7%) | $197,923 (55.0%) | 0.00 | 31 |
2022-02-01 | $127,000 (27.3%) | $195,668 (34.1%) | 0.00 | 31 |
2022-03-01 | $120,000 (12.6%) | $193,898 (25.8%) | 0.00 | 34 |
2022-04-01 | $172,450 (46.8%) | $189,528 (19.3%) | 0.00 | 33 |
2022-05-01 | $181,725 (58.1%) | $194,463 (37.1%) | 0.00 | 37 |
2022-06-01 | $157,000 (15.7%) | $180,785 (9.5%) | 0.00 | 42 |
2022-07-01 | $159,000 (27.2%) | $181,013 (18.2%) | 0.00 | 44 |
2022-08-01 | $147,000 (5.4%) | $167,219 (-0.9%) | 0.00 | 58 |
2022-09-01 | $149,450 (-4.4%) | $179,480 (-5.6%) | 0.00 | 64 |
2022-10-01 | $149,900 (7.8%) | $184,892 (9.2%) | 0.00 | 61 |
2022-11-01 | $148,750 (10.9%) | $180,441 (-3.9%) | 0.00 | 64 |
2022-12-01 | $159,900 (16.8%) | $177,848 (-8.6%) | 0.00 | 58 |
2023-01-01 | $148,500 (8.6%) | $161,539 (-18.4%) | 0.00 | 59 |
2023-02-01 | $147,500 (16.1%) | $164,197 (-16.1%) | 0.00 | 59 |
2023-03-01 | $147,250 (22.7%) | $165,635 (-14.6%) | 0.00 | 54 |
2023-04-01 | $149,900 (-13.1%) | $168,342 (-11.2%) | 0.00 | 47 |
2023-05-01 | $152,450 (-16.1%) | $181,456 (-6.7%) | 0.00 | 46 |
2023-06-01 | $166,450 (6.0%) | $203,660 (12.7%) | 0.00 | 45 |
2023-07-01 | $175,000 (10.1%) | $206,091 (13.9%) | 0.00 | 53 |
2023-08-01 | $187,375 (27.5%) | $205,471 (22.9%) | 0.00 | 66 |
2023-09-01 | $199,950 (33.8%) | $217,998 (21.5%) | 0.00 | 63 |
2023-10-01 | $183,625 (22.5%) | $210,524 (13.9%) | 0.00 | 63 |
2023-11-01 | $184,725 (24.2%) | $224,050 (24.2%) | 0.00 | 62 |
2023-12-01 | $192,500 (20.4%) | $238,238 (34.0%) | 0.00 | 53 |
2024-01-01 | $187,250 (26.1%) | $226,677 (40.3%) | 0.00 | 48 |
2024-02-01 | $192,500 (30.5%) | $238,035 (45.0%) | 0.00 | 47 |
2024-03-01 | $195,000 (32.4%) | $239,287 (44.5%) | 0.00 | 46 |
2024-04-01 | $195,000 (30.1%) | $225,365 (33.9%) | 0.00 | 38 |
2024-05-01 | $199,450 (30.8%) | $230,971 (27.3%) | 0.00 | 43 |
2024-06-01 | $199,450 (19.8%) | $218,707 (7.4%) | 0.00 | 45 |
2024-07-01 | $163,200 (-6.7%) | $215,537 (4.6%) | 0.00 | 48 |
2024-08-01 | $175,000 (-6.6%) | $230,376 (12.1%) | 0.00 | 49 |
2024-09-01 | $187,200 (-6.4%) | $235,710 (8.1%) | 0.00 | 44 |
2024-10-01 | $189,900 (3.4%) | $246,346 (17.0%) | 0.00 | 45 |
2024-11-01 | $200,000 (8.3%) | $271,384 (21.1%) | 0.00 | 53 |
Marshall's median listing price comes in at 0% of the national average.
Marshall's average listing price for 2024-11-01 was $271,384, a difference of $47,334 (21.1%) versus the prior year and $25,038 versus the prior month.
For the 2024-11-01 period, Marshall had 53 MLS listings, a difference of 8 listings (18%) versus the prior month and -9 listings (-15%) versus the prior year.
Median Listing Time on Market & Square Footage
Realtor.com - Marshall (CBSA) retrieved from FRED, Federal Reserve Bank of St. LouisDate | Median Listing Time on Market | Median Square Footage |
---|---|---|
2018-01-01 | 0 days | 1,375 sqft |
2018-02-01 | 0 days | 1,403 sqft |
2018-03-01 | 0 days | 1,412 sqft |
2018-04-01 | 0 days | 1,450 sqft |
2018-05-01 | 0 days | 1,595 sqft |
2018-06-01 | 0 days | 1,621 sqft |
2018-07-01 | 0 days | 1,604 sqft |
2018-08-01 | 0 days | 1,696 sqft |
2018-09-01 | 0 days | 1,748 sqft |
2018-10-01 | 0 days | 1,855 sqft |
2018-11-01 | 0 days | 1,700 sqft |
2018-12-01 | 0 days | 1,638 sqft |
2019-01-01 | 0 days | 1,621 sqft |
2019-02-01 | 0 days | 1,655 sqft |
2019-03-01 | 0 days | 1,726 sqft |
2019-04-01 | 0 days | 1,853 sqft |
2019-05-01 | 0 days | 1,955 sqft |
2019-06-01 | 0 days | 1,938 sqft |
2019-07-01 | 0 days | 1,902 sqft |
2019-08-01 | 0 days | 1,880 sqft |
2019-09-01 | 0 days | 1,864 sqft |
2019-10-01 | 0 days | 1,868 sqft |
2019-11-01 | 0 days | 1,863 sqft |
2019-12-01 | 0 days | 1,734 sqft |
2020-01-01 | 0 days | 1,740 sqft |
2020-02-01 | 0 days | 1,793 sqft |
2020-03-01 | 0 days | 1,818 sqft |
2020-04-01 | 0 days | 1,757 sqft |
2020-05-01 | 0 days | 1,686 sqft |
2020-06-01 | 0 days | 1,592 sqft |
2020-07-01 | 0 days | 1,617 sqft |
2020-08-01 | 0 days | 1,668 sqft |
2020-09-01 | 0 days | 1,643 sqft |
2020-10-01 | 0 days | 1,600 sqft |
2020-11-01 | 0 days | 1,427 sqft |
2020-12-01 | 0 days | 1,495 sqft |
2021-01-01 | 0 days | 1,428 sqft |
2021-02-01 | 0 days | 1,601 sqft |
2021-03-01 | 0 days | 1,652 sqft |
2021-04-01 | 0 days | 1,744 sqft |
2021-05-01 | 0 days | 1,500 sqft |
2021-06-01 | 0 days | 1,432 sqft |
2021-07-01 | 0 days | 1,272 sqft |
2021-08-01 | 0 days | 1,449 sqft |
2021-09-01 | 0 days | 1,622 sqft |
2021-10-01 | 0 days | 1,480 sqft |
2021-11-01 | 0 days | 1,418 sqft |
2021-12-01 | 0 days | 1,496 sqft |
2022-01-01 | 0 days | 1,475 sqft |
2022-02-01 | 0 days | 1,379 sqft |
2022-03-01 | 0 days | 1,425 sqft |
2022-04-01 | 0 days | 1,611 sqft |
2022-05-01 | 0 days | 1,640 sqft |
2022-06-01 | 0 days | 1,534 sqft |
2022-07-01 | 0 days | 1,580 sqft |
2022-08-01 | 0 days | 1,392 sqft |
2022-09-01 | 0 days | 1,373 sqft |
2022-10-01 | 0 days | 1,519 sqft |
2022-11-01 | 0 days | 1,550 sqft |
2022-12-01 | 0 days | 1,671 sqft |
2023-01-01 | 0 days | 1,532 sqft |
2023-02-01 | 0 days | 1,551 sqft |
2023-03-01 | 0 days | 1,549 sqft |
2023-04-01 | 0 days | 1,638 sqft |
2023-05-01 | 0 days | 1,753 sqft |
2023-06-01 | 0 days | 1,681 sqft |
2023-07-01 | 0 days | 1,728 sqft |
2023-08-01 | 0 days | 1,675 sqft |
2023-09-01 | 0 days | 1,731 sqft |
2023-10-01 | 0 days | 1,729 sqft |
2023-11-01 | 0 days | 1,734 sqft |
2023-12-01 | 0 days | 1,707 sqft |
2024-01-01 | 0 days | 1,725 sqft |
2024-02-01 | 0 days | 1,666 sqft |
2024-03-01 | 0 days | 1,680 sqft |
2024-04-01 | 0 days | 1,768 sqft |
2024-05-01 | 0 days | 1,793 sqft |
2024-06-01 | 0 days | 1,690 sqft |
2024-07-01 | 0 days | 1,468 sqft |
2024-08-01 | 0 days | 1,396 sqft |
2024-09-01 | 0 days | 1,568 sqft |
2024-10-01 | 0 days | 1,460 sqft |
2024-11-01 | 0 days | 1,606 sqft |
Marshall's median square footage for active listings during the 2024-11-01 period was 1,606 sqft. One year prior, the average listing was 1,734 sqft.
Marshall, MO Market Loan Reason
Loan Purpose | Originations | Total Value | Average Loan |
---|---|---|---|
Home Purchase | 236 | $36,270,000 | $153,686 |
Cash Out Refi | 48 | $4,420,000 | $92,083 |
Refi | 37 | $5,595,000 | $151,216 |
Home Improvement | 12 | $650,000 | $54,167 |
Other | 8 | $620,000 | $77,500 |
Marshall's most frequently cited loan purpose was Home Purchase, with 236 originations. The 2nd most popular reason was Cash Out Refi, with 48 originations.
Interest Rate Frequencies
Loan Rate | Originations | Total Value | Average Loan |
---|---|---|---|
6-7% | 111 | $16,285,000 | $146,712 |
7-8% | 62 | $12,380,000 | $199,677 |
5-6% | 18 | $2,400,000 | $133,333 |
Over 8% | 15 | $1,585,000 | $105,667 |
<2.5% | 1 | $5,000 | $5,000 |
4-5% | 1 | $405,000 | $405,000 |
During 2023, Marshall's most frequently originated rate bucket was 6-7%, with 111 originations.
Loan Sizing (Marshall, MO MSA)
Loan Size | Originations | Total Value | Average Loan |
---|---|---|---|
$100k-200k | 150 | $21,950,000 | $146,333 |
$100,000 or less | 142 | $8,400,000 | $59,155 |
$200k-400k | 44 | $11,680,000 | $265,455 |
$400k-600k | 3 | $1,475,000 | $491,667 |
$600k-1000k | 1 | $715,000 | $715,000 |
$Over $1MM | 1 | $3,335,000 | $3,335,000 |
Marshall's loan sizing saw the bucket of loans from $100k-200k with 150 originations, totaling $21,950,000 in origination value.
LTV Distribution
Loan to Value | Originations | Total Value | Average Loan |
---|---|---|---|
80-100% | 140 | $21,740,000 | $155,286 |
60-80% | 41 | $8,655,000 | $211,098 |
20-40% | 9 | $505,000 | $56,111 |
Over 100% | 7 | $1,035,000 | $147,857 |
40-60% | 6 | $990,000 | $165,000 |
Under 20% | 5 | $135,000 | $27,000 |
Marshall's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 140 originations, totaling $21,740,000 in origination value.