Woodsfield Savings Bank Mortgage Rates, Fees & Info
Woodsfield, OHLEI: 2549005VXCHU3KAB6N44
Tax ID: 34-0627390
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
Woodsfield Savings Bank is a smaller bank specializing in Home Purchase and Cash Out Refi loans. Woodsfield Savings Bank has a high proportion of conventional loans. Their top markets by origination volume include: Wheeling, Cambridge, Columbus, Dayton, and Marietta among others. We have data for 7 markets. (Some data included below & more in-depth data is available with an active subscription.)Woodsfield Savings Bank has an average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
101Origination Dollar Volume (All Markets)
$16,005,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Outside of Metro Areas | 54 | $7,690,000 | $142,407 | $0 | 0.00% |
WHEELING, WV-OH (FHA|USDA|VA) | 30 | $4,080,000 | $136,000 | $0 | 0.00% |
Cambridge, OH (FHA|USDA|VA) | 12 | $2,410,000 | $200,833 | $0 | 0.00% |
COLUMBUS, OH (FHA|USDA|VA) | 2 | $690,000 | $345,000 | $0 | 0.00% |
DAYTON-KETTERING, OH (FHA|USDA|VA) | 1 | $615,000 | $615,000 | $0 | 0.00% |
Marietta, OH (FHA|USDA|VA) | 1 | $295,000 | $295,000 | $0 | 0.00% |
SPRINGFIELD, OH (FHA|USDA|VA) | 1 | $225,000 | $225,000 | $0 | 0.00% |
Product Mix
Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
---|---|---|---|---|---|
Conventional | 101 | $16,005,000 | $158,465 | $0 | 0.00% |
For 2022, Woodsfield Savings Bank's most frequently originated type of loan was Conventional, with 101 originations.
Loan Reason
For 2022, Woodsfield Savings Bank's most frequently cited loan purpose was Home Purchase, with 65 originations. The 2nd most popular reason was Cash Out Refi, with 34 originations.
Loan Duration/Length
Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Other | 101 | $16,005,000 | $158,465 | $0 | 0.00% |
For 2022, Woodsfield Savings Bank's most frequently cited loan duration was Other, with 101 originations.
Loan Sizing
2022 saw Woodsfield Savings Bank place emphasis on $100,000 or less loans with 38 originations, totaling $2,480,000 in origination value.
Applicant Income
Woodsfield Savings Bank lent most frequently to those with incomes in the $75k-100k range, with 22 originations. The second most popular income band? $100k-150k, with 21 originations.
Applicant Debt to Income Ratio
DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
---|---|---|---|---|---|
Exempt% | 101 | $16,005,000 | $158,465 | $0 | 0.00% |
Woodsfield Savings Bank lent most frequently to those with DTI ratios of Exempt%, with 101 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications85.62%
Woodsfield Savings Bank has an average approval rate.
Pick Rate
Approvals leading to origination81.19%
Woodsfield Savings Bank has a below average pick rate.
Points and Fees
Points | Originations | Total Value | Average Loan |
---|---|---|---|
Exempt | 101 | $16,005,000 | $158,465 |