Cambridge Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Cambridge averaged 6.62% for the week of 2025-03-13, compared to the national average of 6.65% for the same period.

    The average rate for the prior week (2025-03-06) was 6.9% and one month ago for the week of 2025-02-06, the average rate was 7.06%.

    Cambridge's average rate one year ago was 7.15%.

    For refis of the same type during the week of 2025-03-13, the average rate was 6.55%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-03-13 6.65%
    Cambridge 30 Year Fixed Rate 2025-03-13 6.62%
    Cambridge 30 Year Fixed Rate Refi 2025-03-13 6.55%
    Cambridge 15 Year Fixed Rate 2025-03-13 5.6%
    Cambridge 15 Year Fixed Rate Refi 2025-03-13 6.2%
    Cambridge 30 Year FHA 2025-03-13 6.81%
    Cambridge 30 Year FHA Refi 2025-03-13 6.45%
    Cambridge 30 Year USDA 2025-03-13 6.2%
    Cambridge 30 Year USDA Refi 2025-03-13 6.6%
    Cambridge 30 Year VA 2025-03-13 6.37%
    Cambridge 30 Year VA Refi 2025-03-13 6.27%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cambridge, OH.

    Cambridge Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cambridge, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Peoples Bank 27 6.88% $2,960
    The Huntington National Bank 16 7.20% $4,919
    QUICKEN LOANS, LLC 12 7.05% $6,284
    The Park National Bank 12 6.89% $4,121
    The Community Bank 12 5.99% $2,347
    Farm Credit Mid-America, ACA 10 7.49% $6,996
    CROSSCOUNTRY MORTGAGE, LLC 7 7.12% $6,761
    U.S. Bank 5 7.25% $3,235
    AMERISAVE MORTGAGE CORPORATION 3 7.04% $6,521
    EQUITY RESOURCES, INC. 3 7.17% $3,849
    J. VIRGIL, INC. 3 6.79% $6,250
    PNC Bank 3 7.00% $3,857
    WesBanco 3 6.04% $3,586
    Fifth Third Bank 2 6.18% $4,925
    The Farmers National Bank of Canfield 2 7.19% $5,334
    RUOFF MORTGAGE COMPANY, INC. 2 6.31% $3,405
    Ixonia Bank 2 6.31% $6,683
    JPMorgan Chase Bank 2 7.38% $7,949
    First National Bank of America 1 9.88% $8,880
    CANTON SCHOOL EMPLOYEES 1 7.13% $3,704
    PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.75% $6,044
    PRIMELENDING, A PLAINSCAPITAL COMPANY 1 6.75% $6,173
    First Financial Bank 1 6.63% $2,029
    UNION HOME MORTGAGE CORP. 1 7.63% $3,346
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 1 7.50% $840
    Community Trust Bank, Inc. 1 7.00% $3,283
    TOP FLITE FINANCIAL, INC. 1 6.88% $7,729
    GUILD MORTGAGE COMPANY 1 6.75% $8,247
    Regions Bank 1 6.75% $4,812
    LOANDEPOT.COM, LLC 1 6.50% $5,775
    MOVEMENT MORTGAGE, LLC 1 7.56% $4,435
    NFM, INC. 1 7.13% $4,878
    PENNYMAC LOAN SERVICES, LLC 1 7.00% $4,736

    Cambridge Average Closing Costs & Other Stats

    Cambridge, OH's 33 lenders originated 656 loans during 2023. The total origination value was $89,420,000, with an average loan value of $136,311.

    Cambridge's average closing costs are $4,624.

    The top Cambridge lender as defined by loan originations is Peoples Bank, with 27 loans originated. Their average total fees are $2,960, which is $1,959 lower than the next largest lender, The Huntington National Bank.

    The lowest fee Cambridge lenders (with over 10 loans originated) are The Community Bank ($2,347), Peoples Bank ($2,960), The Park National Bank ($4,121), The Huntington National Bank ($4,919) and QUICKEN LOANS, LLC ($6,284).

    The lowest rate Cambridge lenders (with over 10 loans originated) are The Community Bank (5.99%), Peoples Bank (6.88%), The Park National Bank (6.89%), QUICKEN LOANS, LLC (7.05%) and The Huntington National Bank (7.20%).

    Cambridge, OH Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2022 Loan Value 2023 Loan Value % Change 2023 Market Share
    The Huntington National Bank $14,985,000 $12,280,000 -18.1% 13.7%
    Peoples Bank $10,295,000 $10,535,000 2.3% 11.8%
    FIRST OHIO HOME FINANCE, INC. $8,750,000 $9,215,000 5.3% 10.3%
    QUICKEN LOANS, LLC $8,925,000 $5,965,000 -33.2% 6.7%
    The Community Bank $7,150,000 $4,790,000 -33.0% 5.4%
    The Park National Bank $7,465,000 $4,445,000 -40.5% 5.0%
    Farm Credit Mid-America, ACA $2,695,000 $3,260,000 21.0% 3.6%
    WesBanco $3,415,000 $2,960,000 -13.3% 3.3%
    CROSSCOUNTRY MORTGAGE, LLC $1,485,000 $2,335,000 57.2% 2.6%
    Mortgage Research Center, LLC $3,370,000 $2,215,000 -34.3% 2.5%
    PNC Bank $3,145,000 $1,860,000 -40.9% 2.1%
    U.S. Bank $4,750,000 $1,650,000 -65.3% 1.8%
    J. VIRGIL, INC. $3,315,000 $1,635,000 -50.7% 1.8%
    Woodsfield Savings Bank $2,410,000 $1,510,000 -37.3% 1.7%
    UNITED WHOLESALE MORTGAGE, LLC $2,205,000 $1,490,000 -32.4% 1.7%
    Ixonia Bank $1,445,000 n/a 1.6%
    First Federal Bank of the Midwest $1,370,000 n/a 1.5%
    The Citizens National Bank $1,230,000 n/a 1.4%
    Belmont Savings Bank $1,330,000 $1,130,000 -15.0% 1.3%
    RUOFF MORTGAGE COMPANY, INC. $850,000 $975,000 14.7% 1.1%
    Fifth Third Bank $805,000 n/a 0.9%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $540,000 $720,000 33.3% 0.8%
    JPMorgan Chase Bank $915,000 $715,000 -21.9% 0.8%
    NAVY FEDERAL CREDIT UNION $1,720,000 $710,000 -58.7% 0.8%
    Wayne Savings Community Bank $705,000 n/a 0.8%
    FIRST TECHNOLOGY $615,000 n/a 0.7%
    EQUITY RESOURCES, INC. $595,000 n/a 0.7%
    MID AMERICA MORTGAGE, INC. $1,810,000 $575,000 -68.2% 0.6%
    AMERISAVE MORTGAGE CORPORATION $885,000 $565,000 -36.2% 0.6%
    PENNYMAC LOAN SERVICES, LLC $185,000 $565,000 205.4% 0.6%
    The Farmers National Bank of Canfield $180,000 $565,000 213.9% 0.6%
    BROKER SOLUTIONS, INC. $435,000 $460,000 5.7% 0.5%
    LOANDEPOT.COM, LLC $565,000 $430,000 -23.9% 0.5%
    UNION HOME MORTGAGE CORP. $820,000 $420,000 -48.8% 0.5%
    NEW DAY FINANCIAL, LLC $1,035,000 $380,000 -63.3% 0.4%
    Chickasaw Community Bank $745,000 $375,000 -49.7% 0.4%
    AMERICAN PACIFIC MORTGAGE CORPORATION $370,000 n/a 0.4%
    VANDERBILT MORTGAGE AND FINANCE, INC. $535,000 $295,000 -44.9% 0.3%
    Flagstar Bank, FSB $1,060,000 $275,000 -74.1% 0.3%
    FREEDOM MORTGAGE CORPORATION $1,345,000 $270,000 -79.9% 0.3%
    The Union Bank Company $270,000 n/a 0.3%
    CARDINAL FINANCIAL $175,000 $265,000 51.4% 0.3%
    PRIMELENDING, A PLAINSCAPITAL COMPANY $145,000 $265,000 82.8% 0.3%
    FIRST COMMUNITY MORTGAGE, INC. $55,000 $260,000 372.7% 0.3%
    GUILD MORTGAGE COMPANY $460,000 $245,000 -46.7% 0.3%
    Nations Lending Corporation $290,000 $215,000 -25.9% 0.2%
    DRAPER AND KRAMER MORTGAGE CORP. $205,000 n/a 0.2%
    TJC Mortgage, Inc. $195,000 n/a 0.2%
    RELIANCE FIRST CAPITAL, LLC $180,000 n/a 0.2%
    Community Trust Bank, Inc. $175,000 n/a 0.2%
    First National Bank of America $175,000 n/a 0.2%
    AMERICAN FINANCIAL RESOURCES, INC. $310,000 $165,000 -46.8% 0.2%
    POLARIS HOME FUNDING CORP. $805,000 $165,000 -79.5% 0.2%
    RAPID MORTGAGE COMPANY $330,000 $165,000 -50.0% 0.2%
    PLAZA HOME MORTGAGE, INC. $155,000 n/a 0.2%
    Discover Bank $110,000 $145,000 31.8% 0.2%
    AMERICAN HERITAGE LENDING, INC. $135,000 n/a 0.2%
    LIBERTY HOME MORTGAGE CORPORATION $590,000 $135,000 -77.1% 0.2%
    PRIMARY RESIDENTIAL MORTGAGE, INC. $375,000 $135,000 -64.0% 0.2%
    Bank of England $55,000 $125,000 127.3% 0.1%
    Gateway First Bank $465,000 $125,000 -73.1% 0.1%
    NFM, INC. $255,000 $125,000 -51.0% 0.1%
    Truist $125,000 n/a 0.1%
    Unified Bank $240,000 $125,000 -47.9% 0.1%
    Coastal Community Bank $115,000 n/a 0.1%
    Hometown Equity Mortgage, LLC $425,000 $115,000 -72.9% 0.1%
    Mr. Cooper ( Nationstar Mortgage ) $355,000 $115,000 -67.6% 0.1%
    Regions Bank $115,000 n/a 0.1%
    TOP FLITE FINANCIAL, INC. $145,000 $115,000 -20.7% 0.1%
    SPRING EQ, LLC $35,000 $105,000 200.0% 0.1%
    ROYAL UNITED MORTGAGE LLC $410,000 $95,000 -76.8% 0.1%
    TRIAD FINANCIAL SERVICES, INC. $85,000 $95,000 11.8% 0.1%
    AMERICAN FINANCING CORPORATION $235,000 $85,000 -63.8% 0.1%
    CIVIC FINANCIAL SERVICES, LLC $85,000 n/a 0.1%
    First Financial Bank $80,000 n/a 0.1%
    PROPONENT Federal Credit Union $75,000 n/a 0.1%
    CANTON SCHOOL EMPLOYEES $65,000 n/a 0.1%
    Figure Lending LLC $125,000 $65,000 -48.0% 0.1%
    MOVEMENT MORTGAGE, LLC $65,000 n/a 0.1%
    North Valley Bank $550,000 $65,000 -88.2% 0.1%
    Security Bank of Kansas City $65,000 n/a 0.1%
    PHH Mortgage Corporation $55,000 n/a 0.1%
    Bank of America $155,000 $45,000 -71.0% 0.1%
    CREDIT HUMAN FEDERAL CREDIT UNION $45,000 n/a 0.1%
    LIMA ONE CAPITAL, LLC $225,000 $45,000 -80.0% 0.1%
    Deere Employees Credit Union $35,000 n/a 0.0%
    Lakeview Community Capital, LLC $35,000 n/a 0.0%
    American Airlines Federal Credit Union $25,000 n/a 0.0%
    Pathways Financial Credit Union, Inc. $15,000 n/a 0.0%

    Cambridge's top lender by overall market share is The Huntington National Bank, with 13.7% market share. In second place, with 11.8%, is Peoples Bank, having originated $10,535,000 in loans. In third place, with 10.3%, is FIRST OHIO HOME FINANCE, INC., having originated $9,215,000 in loans. In fourth place, with 6.7%, is QUICKEN LOANS, LLC, having originated $5,965,000 in loans. In fifth place, with 5.4%, is The Community Bank, having originated $4,790,000 in loans.

    Cambridge Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Cambridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $120,925 (15.8%) $173,800 (20.1%) 0.00 137
    2018-02-01 $109,000 (-4.3%) $168,758 (14.5%) 0.00 145
    2018-03-01 $107,500 (-3.5%) $168,398 (13.1%) 0.00 144
    2018-04-01 $109,700 (-7.4%) $177,276 (13.4%) 0.00 145
    2018-05-01 $122,475 (1.9%) $186,050 (18.3%) 0.00 150
    2018-06-01 $111,450 (-4.8%) $182,630 (15.7%) 0.00 146
    2018-07-01 $125,475 (14.2%) $181,820 (18.3%) 0.00 158
    2018-08-01 $125,425 (7.2%) $182,235 (12.6%) 0.00 164
    2018-09-01 $127,400 (6.3%) $180,973 (6.2%) 0.00 167
    2018-10-01 $137,175 (19.3%) $181,618 (5.5%) 0.00 175
    2018-11-01 $119,975 (9.2%) $176,040 (7.5%) 0.00 172
    2018-12-01 $118,000 (5.0%) $174,154 (2.7%) 0.00 154
    2019-01-01 $126,925 (5.0%) $176,438 (1.5%) 0.00 145
    2019-02-01 $137,400 (26.1%) $182,341 (8.1%) 0.00 134
    2019-03-01 $139,900 (30.1%) $192,667 (14.4%) 0.00 130
    2019-04-01 $140,550 (28.1%) $203,707 (14.9%) 0.00 127
    2019-05-01 $149,825 (22.3%) $218,105 (17.2%) 0.00 130
    2019-06-01 $145,000 (30.1%) $209,848 (14.9%) 0.00 160
    2019-07-01 $140,550 (12.0%) $207,638 (14.2%) 0.00 165
    2019-08-01 $142,900 (13.9%) $209,942 (15.2%) 0.00 171
    2019-09-01 $142,900 (12.2%) $213,880 (18.2%) 0.00 178
    2019-10-01 $141,200 (2.9%) $218,857 (20.5%) 0.00 183
    2019-11-01 $142,900 (19.1%) $232,216 (31.9%) 0.00 174
    2019-12-01 $136,325 (15.5%) $219,872 (26.3%) 0.00 158
    2020-01-01 $139,900 (10.2%) $233,264 (32.2%) 0.00 124
    2020-02-01 $139,900 (1.8%) $249,337 (36.7%) 0.00 105
    2020-03-01 $158,250 (13.1%) $251,893 (30.7%) 0.00 91
    2020-04-01 $159,900 (13.8%) $250,726 (23.1%) 0.00 94
    2020-05-01 $165,000 (10.1%) $261,343 (19.8%) 0.00 93
    2020-06-01 $143,650 (-0.9%) $233,157 (11.1%) 0.00 99
    2020-07-01 $141,950 (1.0%) $224,689 (8.2%) 0.00 97
    2020-08-01 $122,450 (-14.3%) $197,497 (-5.9%) 0.00 94
    2020-09-01 $131,500 (-8.0%) $198,236 (-7.3%) 0.00 97
    2020-10-01 $147,000 (4.1%) $196,885 (-10.0%) 0.00 99
    2020-11-01 $149,675 (4.7%) $193,791 (-16.6%) 0.00 90
    2020-12-01 $167,050 (22.5%) $198,390 (-9.8%) 0.00 78
    2021-01-01 $174,000 (24.4%) $199,377 (-14.5%) 0.00 65
    2021-02-01 $181,175 (29.5%) $204,358 (-18.0%) 0.00 60
    2021-03-01 $172,200 (8.8%) $213,830 (-15.1%) 0.00 51
    2021-04-01 $172,450 (7.9%) $227,090 (-9.4%) 0.00 45
    2021-05-01 $189,900 (15.1%) $243,761 (-6.7%) 0.00 37
    2021-06-01 $161,175 (12.2%) $235,026 (0.8%) 0.00 44
    2021-07-01 $194,900 (37.3%) $334,905 (49.1%) 0.00 42
    2021-08-01 $185,950 (51.9%) $315,741 (59.9%) 0.00 53
    2021-09-01 $176,950 (34.6%) $298,437 (50.6%) 0.00 65
    2021-10-01 $184,900 (25.8%) $294,481 (49.6%) 0.00 69
    2021-11-01 $179,975 (20.2%) $286,687 (47.9%) 0.00 77
    2021-12-01 $181,250 (8.5%) $296,874 (49.6%) 0.00 66
    2022-01-01 $179,999 (3.5%) $310,371 (55.7%) 0.00 59
    2022-02-01 $163,950 (-9.5%) $295,247 (44.5%) 0.00 58
    2022-03-01 $219,250 (27.3%) $301,478 (41.0%) 0.00 61
    2022-04-01 $204,950 (18.9%) $300,317 (32.3%) 0.00 57
    2022-05-01 $226,175 (19.1%) $315,960 (29.6%) 0.00 51
    2022-06-01 $195,175 (21.1%) $285,095 (21.3%) 0.00 60
    2022-07-01 $170,000 (-12.8%) $270,013 (-19.4%) 0.00 72
    2022-08-01 $180,900 (-2.7%) $272,123 (-13.8%) 0.00 82
    2022-09-01 $202,172 (14.3%) $284,659 (-4.6%) 0.00 99
    2022-10-01 $199,900 (8.1%) $282,095 (-4.2%) 0.00 90
    2022-11-01 $204,700 (13.7%) $237,705 (-17.1%) 0.00 83
    2022-12-01 $197,250 (8.8%) $225,983 (-23.9%) 0.00 82
    2023-01-01 $198,600 (10.3%) $223,863 (-27.9%) 0.00 80
    2023-02-01 $225,000 (37.2%) $240,416 (-18.6%) 0.00 71
    2023-03-01 $226,111 (3.1%) $249,639 (-17.2%) 0.00 71
    2023-04-01 $219,900 (7.3%) $250,026 (-16.8%) 0.00 76
    2023-05-01 $210,625 (-6.9%) $247,195 (-21.8%) 0.00 62
    2023-06-01 $208,750 (7.0%) $256,745 (-9.9%) 0.00 53
    2023-07-01 $199,700 (17.5%) $287,159 (6.4%) 0.00 48
    2023-08-01 $161,700 (-10.6%) $281,791 (3.6%) 0.00 50
    2023-09-01 $179,950 (-11.0%) $302,466 (6.3%) 0.00 54
    2023-10-01 $185,000 (-7.5%) $308,437 (9.3%) 0.00 61
    2023-11-01 $199,864 (-2.4%) $296,821 (24.9%) 0.00 65
    2023-12-01 $185,000 (-6.2%) $275,564 (21.9%) 0.00 65
    2024-01-01 $171,950 (-13.4%) $257,133 (14.9%) 0.00 64
    2024-02-01 $188,975 (-16.0%) $279,235 (16.2%) 0.00 64
    2024-03-01 $199,900 (-11.6%) $261,296 (4.7%) 0.00 69
    2024-04-01 $192,950 (-12.3%) $247,481 (-1.0%) 0.00 72
    2024-05-01 $204,600 (-2.9%) $257,741 (4.3%) 0.00 80
    2024-06-01 $235,000 (12.6%) $261,881 (2.0%) 0.00 86
    2024-07-01 $202,000 (1.2%) $249,203 (-13.2%) 0.00 110
    2024-08-01 $187,250 (15.8%) $250,344 (-11.2%) 0.00 118
    2024-09-01 $197,000 (9.5%) $254,647 (-15.8%) 0.00 111
    2024-10-01 $189,550 (2.5%) $255,737 (-17.1%) 0.00 114
    2024-11-01 $194,250 (-2.8%) $251,814 (-15.2%) 0.00 118
    2024-12-01 $219,475 (18.6%) $255,510 (-7.3%) 0.00 110
    2025-01-01 $219,000 (27.4%) $254,721 (-0.9%) 0.00 104
    2025-02-01 $229,450 (21.4%) $266,686 (-4.5%) 0.00 79
    Cambridge's median listing price for 2025-02-01 was $229,450, a difference of $40,475 (21.4%) versus the prior year and $10,450 versus the prior month.

    Cambridge's median listing price comes in at 0% of the national average.

    Cambridge's average listing price for 2025-02-01 was $266,686, a difference of $-12,549 (-4.5%) versus the prior year and $11,965 versus the prior month.

    For the 2025-02-01 period, Cambridge had 79 MLS listings, a difference of -25 listings (-24%) versus the prior month and 15 listings (23%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Cambridge (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,536 sqft
    2018-02-01 0 days 1,464 sqft
    2018-03-01 0 days 1,471 sqft
    2018-04-01 0 days 1,469 sqft
    2018-05-01 0 days 1,491 sqft
    2018-06-01 0 days 1,499 sqft
    2018-07-01 0 days 1,713 sqft
    2018-08-01 0 days 1,694 sqft
    2018-09-01 0 days 1,704 sqft
    2018-10-01 0 days 1,679 sqft
    2018-11-01 0 days 1,680 sqft
    2018-12-01 0 days 1,697 sqft
    2019-01-01 0 days 1,793 sqft
    2019-02-01 0 days 1,832 sqft
    2019-03-01 0 days 1,819 sqft
    2019-04-01 0 days 1,771 sqft
    2019-05-01 0 days 1,610 sqft
    2019-06-01 0 days 1,598 sqft
    2019-07-01 0 days 1,708 sqft
    2019-08-01 0 days 1,740 sqft
    2019-09-01 0 days 1,761 sqft
    2019-10-01 0 days 1,776 sqft
    2019-11-01 0 days 1,764 sqft
    2019-12-01 0 days 1,720 sqft
    2020-01-01 0 days 1,699 sqft
    2020-02-01 0 days 1,724 sqft
    2020-03-01 0 days 1,834 sqft
    2020-04-01 0 days 1,858 sqft
    2020-05-01 0 days 1,900 sqft
    2020-06-01 0 days 1,746 sqft
    2020-07-01 0 days 1,703 sqft
    2020-08-01 0 days 1,657 sqft
    2020-09-01 0 days 1,680 sqft
    2020-10-01 0 days 1,661 sqft
    2020-11-01 0 days 1,776 sqft
    2020-12-01 0 days 1,757 sqft
    2021-01-01 0 days 1,800 sqft
    2021-02-01 0 days 1,969 sqft
    2021-03-01 0 days 1,776 sqft
    2021-04-01 0 days 1,556 sqft
    2021-05-01 0 days 1,752 sqft
    2021-06-01 0 days 1,679 sqft
    2021-07-01 0 days 2,000 sqft
    2021-08-01 0 days 1,805 sqft
    2021-09-01 0 days 1,824 sqft
    2021-10-01 0 days 1,897 sqft
    2021-11-01 0 days 1,856 sqft
    2021-12-01 0 days 1,830 sqft
    2022-01-01 0 days 1,831 sqft
    2022-02-01 0 days 1,902 sqft
    2022-03-01 0 days 2,030 sqft
    2022-04-01 0 days 2,008 sqft
    2022-05-01 0 days 2,021 sqft
    2022-06-01 0 days 1,948 sqft
    2022-07-01 0 days 1,920 sqft
    2022-08-01 0 days 1,910 sqft
    2022-09-01 0 days 1,862 sqft
    2022-10-01 0 days 1,767 sqft
    2022-11-01 0 days 1,651 sqft
    2022-12-01 0 days 1,574 sqft
    2023-01-01 0 days 1,742 sqft
    2023-02-01 0 days 1,969 sqft
    2023-03-01 0 days 1,940 sqft
    2023-04-01 0 days 1,804 sqft
    2023-05-01 0 days 1,866 sqft
    2023-06-01 0 days 1,669 sqft
    2023-07-01 0 days 1,693 sqft
    2023-08-01 0 days 1,565 sqft
    2023-09-01 0 days 1,664 sqft
    2023-10-01 0 days 1,580 sqft
    2023-11-01 0 days 1,679 sqft
    2023-12-01 0 days 1,632 sqft
    2024-01-01 0 days 1,568 sqft
    2024-02-01 0 days 1,662 sqft
    2024-03-01 0 days 1,672 sqft
    2024-04-01 0 days 1,629 sqft
    2024-05-01 0 days 1,691 sqft
    2024-06-01 0 days 1,776 sqft
    2024-07-01 0 days 1,759 sqft
    2024-08-01 0 days 1,666 sqft
    2024-09-01 0 days 1,706 sqft
    2024-10-01 0 days 1,640 sqft
    2024-11-01 0 days 1,633 sqft
    2024-12-01 0 days 1,633 sqft
    2025-01-01 0 days 1,673 sqft
    2025-02-01 0 days 1,847 sqft
    Cambridge's median listing age (time on market) for 2025-02-01 was 0 days.

    Cambridge's median square footage for active listings during the 2025-02-01 period was 1,847 sqft. One year prior, the average listing was 1,662 sqft.

    Cambridge, OH Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 332 $58,750,000 $176,958
    Cash Out Refi 118 $13,700,000 $116,102
    Home Improvement 90 $5,940,000 $66,000
    Other 62 $4,350,000 $70,161
    Refi 54 $6,680,000 $123,704

    Cambridge's most frequently cited loan purpose was Home Purchase, with 332 originations. The 2nd most popular reason was Cash Out Refi, with 118 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 203 $31,495,000 $155,148
    7-8% 194 $30,830,000 $158,918
    Over 8% 144 $11,010,000 $76,458
    5-6% 54 $8,260,000 $152,963
    <2.5% 14 $810,000 $57,857
    3-4% 13 $885,000 $68,077
    4-5% 7 $1,295,000 $185,000

    During 2023, Cambridge's most frequently originated rate bucket was 6-7%, with 203 originations.

    Loan Sizing (Cambridge, OH MSA)

    Loan Size Originations Total Value Average Loan
    $100,000 or less 292 $17,030,000 $58,322
    $100k-200k 243 $34,665,000 $142,654
    $200k-400k 109 $28,825,000 $264,450
    $400k-600k 7 $3,275,000 $467,857
    $600k-1000k 3 $2,075,000 $691,667
    $Over $1MM 2 $3,550,000 $1,775,000

    Cambridge's loan sizing saw the bucket of loans from $100,000 or less with 292 originations, totaling $17,030,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 250 $43,700,000 $174,800
    60-80% 118 $19,640,000 $166,441
    20-40% 93 $8,655,000 $93,065
    Under 20% 88 $3,370,000 $38,295
    40-60% 75 $8,615,000 $114,867
    Over 100% 5 $595,000 $119,000

    Cambridge's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 250 originations, totaling $43,700,000 in origination value.