Marietta USDA Loan Rates, Closing Costs & Stats

Marietta, OH

  • JUMP TO:
  • Trends
  • Rates vs Fees
  • Top Lenders
  • Markets
  • Market Conditions & Pricing
  • Time on Market/Property Size

    • USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

    Marietta's 10 lenders originated 28 USDA loans during 2023. The total origination value was $3,990,000, with an average USDA loan value of $142,500.

    Marietta USDA Loans, 30 Year Fixed Rates

    30 Year USDA mortgages in Marietta averaged 7.04% for the week of 2024-04-19, compared to the national average (all USDA variants) of 6.863% for the same period.

    Marietta's average USDA mortgage closing costs are $5,662.

    The average rate for the prior week (2024-04-12) was 6.69% and one month ago for the week of 2024-03-15, the average rate was 6.87%.

    The average rate one year ago was 6.21%.

    For refis of the same type during the week of 2024-04-19, the average rate was 6.96%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Marietta USDA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Marietta level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.68% $7,365
    POLARIS HOME FUNDING CORP. 6 6.54% $7,909
    Peoples Bank 3 6.38% $5,791
    MOVEMENT MORTGAGE, LLC 2 6.75% $7,458
    UNION HOME MORTGAGE CORP. 1 5.88% $5,419
    MID AMERICA MORTGAGE, INC. 1 7.00% $6,047
    Victorian Finance, LLC 1 6.25% $5,007
    STOCKTON MORTGAGE CORPORATION 1 6.25% $6,564
    SUN WEST MORTGAGE COMPANY, INC. 1 6.13% $6,969
    The Huntington National Bank 1 7.63% $6,164

    The top Marietta USDA lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 11 USDA loans originated. Their average total fees are $7,365, which is $543 lower than the next largest lender, POLARIS HOME FUNDING CORP..

    The lowest fee Marietta USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($7,365), .

    The lowest rate Marietta USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.68%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,725 (-12.4%) $193,479 (-11.4%) 0.00 125
    2018-02-01 $149,000 (-11.3%) $183,564 (-14.6%) 0.00 118
    2018-03-01 $155,900 (-5.2%) $179,777 (-18.1%) 0.00 116
    2018-04-01 $147,750 (-12.6%) $177,137 (-17.6%) 0.00 117
    2018-05-01 $154,825 (-9.6%) $181,104 (-18.8%) 0.00 116
    2018-06-01 $157,000 (-7.5%) $191,549 (-13.3%) 0.00 123
    2018-07-01 $175,000 (2.9%) $210,110 (-4.2%) 0.00 143
    2018-08-01 $169,900 (0.2%) $212,041 (-0.5%) 0.00 148
    2018-09-01 $163,450 (-0.9%) $215,982 (5.0%) 0.00 141
    2018-10-01 $169,900 (0.8%) $224,630 (8.1%) 0.00 132
    2018-11-01 $168,250 (4.2%) $224,214 (14.3%) 0.00 129
    2018-12-01 $168,000 (5.7%) $213,675 (11.1%) 0.00 124
    2019-01-01 $155,000 (2.8%) $201,048 (3.9%) 0.00 126
    2019-02-01 $165,375 (11.0%) $209,278 (14.0%) 0.00 112
    2019-03-01 $171,064 (9.7%) $210,605 (17.2%) 0.00 109
    2019-04-01 $173,564 (17.5%) $209,860 (18.5%) 0.00 112
    2019-05-01 $167,825 (8.4%) $212,926 (17.6%) 0.00 106
    2019-06-01 $197,900 (26.1%) $227,634 (18.8%) 0.00 113
    2019-07-01 $199,300 (13.9%) $225,653 (7.4%) 0.00 125
    2019-08-01 $193,995 (14.2%) $224,842 (6.0%) 0.00 134
    2019-09-01 $190,314 (16.4%) $229,808 (6.4%) 0.00 133
    2019-10-01 $186,950 (10.0%) $228,844 (1.9%) 0.00 135
    2019-11-01 $185,000 (10.0%) $223,976 (-0.1%) 0.00 137
    2019-12-01 $174,750 (4.0%) $213,073 (-0.3%) 0.00 117
    2020-01-01 $171,475 (10.6%) $210,091 (4.5%) 0.00 113
    2020-02-01 $169,900 (2.7%) $211,996 (1.3%) 0.00 108
    2020-03-01 $176,000 (2.9%) $217,340 (3.2%) 0.00 99
    2020-04-01 $168,700 (-2.8%) $210,024 (0.1%) 0.00 92
    2020-05-01 $170,000 (1.3%) $204,708 (-3.9%) 0.00 99
    2020-06-01 $191,075 (-3.5%) $233,261 (2.5%) 0.00 99
    2020-07-01 $207,925 (4.3%) $256,060 (13.5%) 0.00 93
    2020-08-01 $199,450 (2.8%) $255,207 (13.5%) 0.00 86
    2020-09-01 $199,350 (4.8%) $254,909 (10.9%) 0.00 86
    2020-10-01 $219,500 (17.4%) $259,006 (13.2%) 0.00 92
    2020-11-01 $222,000 (20.0%) $264,766 (18.2%) 0.00 87
    2020-12-01 $228,000 (30.5%) $272,714 (28.0%) 0.00 84
    2021-01-01 $229,450 (33.8%) $276,032 (31.4%) 0.00 73
    2021-02-01 $225,725 (32.9%) $287,842 (35.8%) 0.00 72
    2021-03-01 $224,450 (27.5%) $291,766 (34.2%) 0.00 72
    2021-04-01 $244,900 (45.2%) $318,995 (51.9%) 0.00 69
    2021-05-01 $214,000 (25.9%) $304,362 (48.7%) 0.00 60
    2021-06-01 $218,950 (14.6%) $321,416 (37.8%) 0.00 64
    2021-07-01 $217,750 (4.7%) $322,311 (25.9%) 0.00 69
    2021-08-01 $220,750 (10.7%) $321,080 (25.8%) 0.00 68
    2021-09-01 $208,500 (4.6%) $287,771 (12.9%) 0.00 78
    2021-10-01 $195,000 (-11.2%) $272,584 (5.2%) 0.00 75
    2021-11-01 $198,000 (-10.8%) $265,775 (0.4%) 0.00 77
    2021-12-01 $191,050 (-16.2%) $285,992 (4.9%) 0.00 76
    2022-01-01 $192,500 (-16.1%) $294,333 (6.6%) 0.00 57
    2022-02-01 $195,625 (-13.3%) $311,934 (8.4%) 0.00 46
    2022-03-01 $209,925 (-6.5%) $308,528 (5.8%) 0.00 46
    2022-04-01 $210,000 (-14.3%) $290,860 (-8.8%) 0.00 51
    2022-05-01 $211,225 (-1.3%) $256,031 (-15.9%) 0.00 55
    2022-06-01 $212,450 (-3.0%) $252,173 (-21.5%) 0.00 66
    2022-07-01 $204,500 (-6.1%) $245,686 (-23.8%) 0.00 90
    2022-08-01 $211,000 (-4.4%) $247,352 (-23.0%) 0.00 102
    2022-09-01 $209,950 (0.7%) $256,482 (-10.9%) 0.00 98
    2022-10-01 $218,950 (12.3%) $253,484 (-7.0%) 0.00 91
    2022-11-01 $212,450 (7.3%) $249,517 (-6.1%) 0.00 97
    2022-12-01 $206,000 (7.8%) $239,623 (-16.2%) 0.00 93
    2023-01-01 $218,750 (13.6%) $235,128 (-20.1%) 0.00 82
    2023-02-01 $213,200 (9.0%) $236,900 (-24.1%) 0.00 68
    2023-03-01 $224,975 (7.2%) $238,775 (-22.6%) 0.00 67
    2023-04-01 $234,900 (11.9%) $257,652 (-11.4%) 0.00 74
    2023-05-01 $231,588 (9.6%) $269,252 (5.2%) 0.00 86
    2023-06-01 $248,450 (17.0%) $296,542 (17.6%) 0.00 85
    2023-07-01 $249,900 (22.2%) $299,761 (22.0%) 0.00 85
    2023-08-01 $259,000 (22.8%) $312,857 (26.5%) 0.00 86
    2023-09-01 $248,500 (18.4%) $295,999 (15.4%) 0.00 92
    2023-10-01 $244,450 (11.7%) $305,601 (20.6%) 0.00 95
    2023-11-01 $249,000 (17.2%) $305,217 (22.3%) 0.00 100
    2023-12-01 $249,950 (21.3%) $304,470 (27.1%) 0.00 91
    2024-01-01 $260,000 (18.9%) $313,000 (33.1%) 0.00 88
    2024-02-01 $258,425 (21.2%) $325,241 (37.3%) 0.00 84
    2024-03-01 $249,900 (11.1%) $296,822 (24.3%) 0.00 90
    Marietta's median listing price for 2024-03-01 was $249,900, a difference of $24,925 (11.1%) versus the prior year and $-8,525 versus the prior month.

    Marietta's median listing price comes in at 0% of the national average.

    Marietta's average listing price for 2024-03-01 was $296,822, a difference of $58,047 (24.3%) versus the prior year and $-28,419 versus the prior month.

    For the 2024-03-01 period, Marietta had 90 MLS listings, a difference of 6 listings (7%) versus the prior month and 23 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,695 sqft
    2018-02-01 0 days 1,695 sqft
    2018-03-01 0 days 1,731 sqft
    2018-04-01 0 days 1,718 sqft
    2018-05-01 0 days 1,748 sqft
    2018-06-01 0 days 1,740 sqft
    2018-07-01 0 days 2,017 sqft
    2018-08-01 0 days 1,985 sqft
    2018-09-01 0 days 1,980 sqft
    2018-10-01 0 days 1,986 sqft
    2018-11-01 0 days 1,966 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,883 sqft
    2019-02-01 0 days 1,940 sqft
    2019-03-01 0 days 1,962 sqft
    2019-04-01 0 days 1,964 sqft
    2019-05-01 0 days 1,779 sqft
    2019-06-01 0 days 1,837 sqft
    2019-07-01 0 days 1,942 sqft
    2019-08-01 0 days 1,889 sqft
    2019-09-01 0 days 1,915 sqft
    2019-10-01 0 days 1,932 sqft
    2019-11-01 0 days 1,967 sqft
    2019-12-01 0 days 1,972 sqft
    2020-01-01 0 days 1,972 sqft
    2020-02-01 0 days 2,002 sqft
    2020-03-01 0 days 1,974 sqft
    2020-04-01 0 days 1,926 sqft
    2020-05-01 0 days 1,950 sqft
    2020-06-01 0 days 1,995 sqft
    2020-07-01 0 days 2,081 sqft
    2020-08-01 0 days 2,000 sqft
    2020-09-01 0 days 1,970 sqft
    2020-10-01 0 days 1,998 sqft
    2020-11-01 0 days 2,094 sqft
    2020-12-01 0 days 2,182 sqft
    2021-01-01 0 days 2,189 sqft
    2021-02-01 0 days 2,174 sqft
    2021-03-01 0 days 2,057 sqft
    2021-04-01 0 days 2,227 sqft
    2021-05-01 0 days 2,161 sqft
    2021-06-01 0 days 2,075 sqft
    2021-07-01 0 days 2,042 sqft
    2021-08-01 0 days 1,976 sqft
    2021-09-01 0 days 2,019 sqft
    2021-10-01 0 days 1,900 sqft
    2021-11-01 0 days 1,838 sqft
    2021-12-01 0 days 1,873 sqft
    2022-01-01 0 days 1,896 sqft
    2022-02-01 0 days 1,940 sqft
    2022-03-01 0 days 1,938 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,053 sqft
    2022-06-01 0 days 1,990 sqft
    2022-07-01 0 days 1,924 sqft
    2022-08-01 0 days 1,990 sqft
    2022-09-01 0 days 1,917 sqft
    2022-10-01 0 days 1,940 sqft
    2022-11-01 0 days 1,897 sqft
    2022-12-01 0 days 1,927 sqft
    2023-01-01 0 days 1,808 sqft
    2023-02-01 0 days 1,777 sqft
    2023-03-01 0 days 1,768 sqft
    2023-04-01 0 days 1,872 sqft
    2023-05-01 0 days 1,918 sqft
    2023-06-01 0 days 1,984 sqft
    2023-07-01 0 days 2,048 sqft
    2023-08-01 0 days 2,011 sqft
    2023-09-01 0 days 1,954 sqft
    2023-10-01 0 days 1,938 sqft
    2023-11-01 0 days 1,890 sqft
    2023-12-01 0 days 1,924 sqft
    2024-01-01 0 days 2,026 sqft
    2024-02-01 0 days 2,058 sqft
    2024-03-01 0 days 2,036 sqft
    Marietta's median listing age (time on market) for 2024-03-01 was 0 days.

    Marietta's median square footage for active listings during the 2024-03-01 period was 2,036 sqft. One year prior, the average listing was 1,768 sqft.