Marietta USDA Loan Rates, Closing Costs & Stats

Marietta, OH

USDA loans are zero-downpayment loans targeted towards lower-income households in rural areas. They can be made directly by the US Department of Agriculture or through a participating lender-- and they typically to borrowers with credit scores over 640. They can have subsidized rates, making them very competitive in terms of cost, but they have more stringent standards on who is eligible as well as specific covenants such as only being available in rural areas and limits on home size.

Marietta's 12 lenders originated 33 USDA loans during 2024. The total origination value was $5,645,000, with an average USDA loan value of $171,061.

Marietta USDA Loans, 30 Year Fixed Rates

30 Year USDA mortgages in Marietta averaged 0.01% for the week of 2025-06-20, compared to the national average (all USDA variants) of 0% for the same period.

Marietta's average USDA mortgage closing costs are $5,878.

The average rate for the prior week (2025-06-13) was 6.61% and one month ago for the week of 2025-05-16, the average rate was 6.78%.

The average rate one year ago was 7.1%.

For refis of the same type during the week of 2025-06-20, the average rate was -0.2%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Marietta USDA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for USDA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Marietta level.

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
PRIMELENDING, A PLAINSCAPITAL COMPANY 11 6.58% $7,889
POLARIS HOME FUNDING CORP. 8 6.31% $8,219
The Huntington National Bank 3 7.25% $5,704
MOVEMENT MORTGAGE, LLC 2 6.81% $8,901
Ixonia Bank 1 5.75% $10,510
Mortgage Research Center, LLC 1 6.63% $7,570
Peoples Bank 1 6.00% $6,381
AMERICAN FINANCIAL RESOURCES, INC. 1 7.25% $8,533
UNION HOME MORTGAGE CORP. 1 7.25% $7,262
CROSSCOUNTRY MORTGAGE, LLC 1 5.75% $8,628
Flagstar Bank, FSB 1 6.25% $8,380
Hometown Equity Mortgage, LLC 1 6.75% $10,045

The top Marietta USDA lender as defined by loan originations is PRIMELENDING, A PLAINSCAPITAL COMPANY, with 11 USDA loans originated. Their average total fees are $7,889, which is $330 lower than the next largest lender, POLARIS HOME FUNDING CORP..

The lowest fee Marietta USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY ($7,889), .

The lowest rate Marietta USDA lenders (with over 10 loans originated) are PRIMELENDING, A PLAINSCAPITAL COMPANY (6.58%), .