SPRINGFIELD Mortgage Rates & Closing Costs
30 Year Fixed Rate mortgages in Springfield averaged
6.98%
for the week of 2025-05-08, compared to the national average of
6.76% for the same period.
The average rate for the prior week (2025-05-01) was
6.78% and
one month ago for the week of 2025-04-03, the
average rate was 6.86%.
Springfield's average rate one year ago was 7.24%.
For refis of the same type during the week of 2025-05-08, the average rate
was 7.92%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2025-05-08 | 6.76% |
| Springfield 30 Year Fixed Rate | 2025-05-08 | 6.98% |
| Springfield 30 Year Fixed Rate Refi | 2025-05-08 | 7.92% |
| Springfield 15 Year Fixed Rate | 2025-05-08 | 6.09% |
| Springfield 15 Year Fixed Rate Refi | 2025-05-08 | 6.39% |
| Springfield 30 Year FHA | 2025-05-08 | 6.66% |
| Springfield 30 Year FHA Refi | 2025-05-08 | 6.48% |
| Springfield 30 Year USDA | 2025-05-08 | 6.37% |
| Springfield 30 Year USDA Refi | 2025-05-08 | 6.27% |
| Springfield 30 Year VA | 2025-05-08 | 6.85% |
| Springfield 30 Year VA Refi | 2025-05-08 | 6.47% |
SPRINGFIELD Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the SPRINGFIELD, OH market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
SPRINGFIELD Average Closing Costs & Other Stats
SPRINGFIELD, OH's 111 lenders originated 2,946
loans during 2024. The total origination value was $467,010,000, with an average loan value of
$158,523.
SPRINGFIELD's average closing costs are $4,731.
The top SPRINGFIELD lender as defined by loan originations is WRIGHT-PATT CREDIT UNION, INC., with
179 loans originated. Their average total fees are
$3,540, which is $1,563
lower than the next largest lender,
CROSSCOUNTRY MORTGAGE, LLC.
The lowest fee SPRINGFIELD lenders (with over 10 loans originated) are
Union Savings Bank ($2,432), The Huntington National Bank ($3,182), WRIGHT-PATT CREDIT UNION, INC. ($3,540), The Park National Bank ($3,673) and PNC Bank ($3,686).
The lowest rate SPRINGFIELD lenders (with over 10 loans originated) are
WRIGHT-PATT CREDIT UNION, INC. (6.26%), PNC Bank (6.47%), WesBanco (6.65%), NVR Mortgage Finance, Inc. (6.70%) and U.S. Bank (6.72%).
SPRINGFIELD, OH Mortgage Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2023 Loan Value | 2024 Loan Value | % Change | 2024 Market Share |
|---|---|---|---|---|
| WRIGHT-PATT CREDIT UNION, INC. | $32,820,000 | $52,355,000 | 59.5% | 11.2% |
| CROSSCOUNTRY MORTGAGE, LLC | $25,385,000 | $44,460,000 | 75.1% | 9.5% |
| QUICKEN LOANS, LLC | $18,730,000 | $33,075,000 | 76.6% | 7.1% |
| The Huntington National Bank | $20,885,000 | $25,240,000 | 20.9% | 5.4% |
| Mortgage Research Center, LLC | $10,105,000 | $17,635,000 | 74.5% | 3.8% |
| New Carlisle Federal Savings Bank | $15,570,000 | $16,140,000 | 3.7% | 3.5% |
| Union Savings Bank | $10,970,000 | $16,030,000 | 46.1% | 3.4% |
| The Park National Bank | $14,785,000 | $15,735,000 | 6.4% | 3.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | $13,235,000 | $14,295,000 | 8.0% | 3.1% |
| UNITED WHOLESALE MORTGAGE, LLC | $9,860,000 | $13,185,000 | 33.7% | 2.8% |
| LOANDEPOT.COM, LLC | $13,445,000 | $12,020,000 | -10.6% | 2.6% |
| Fifth Third Bank | $6,425,000 | $10,555,000 | 64.3% | 2.3% |
| WesBanco | $13,345,000 | $9,735,000 | -27.1% | 2.1% |
| NVR Mortgage Finance, Inc. | $7,610,000 | $8,790,000 | 15.5% | 1.9% |
| HOMESIDE FINANCIAL, LLC | $1,075,000 | $6,610,000 | 514.9% | 1.4% |
| ORIX REAL ESTATE CAPITAL, LLC | $825,000 | $6,510,000 | 689.1% | 1.4% |
| PNC Bank | $7,120,000 | $6,440,000 | -9.6% | 1.4% |
| NFM, INC. | $5,310,000 | $6,060,000 | 14.1% | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | $1,235,000 | $5,795,000 | 369.2% | 1.2% |
| NEWREZ LLC | $3,545,000 | $4,980,000 | 40.5% | 1.1% |
| FREEDOM MORTGAGE CORPORATION | $2,295,000 | $4,550,000 | 98.3% | 1.0% |
| UNION HOME MORTGAGE CORP. | $3,815,000 | $4,360,000 | 14.3% | 0.9% |
| The Merchants National Bank | $630,000 | $3,880,000 | 515.9% | 0.8% |
| U.S. Bank | $3,385,000 | $3,445,000 | 1.8% | 0.7% |
| FIRST COMMUNITY MORTGAGE, INC. | $2,290,000 | $3,395,000 | 48.3% | 0.7% |
| GUARANTEED RATE, INC. | $3,065,000 | $2,960,000 | -3.4% | 0.6% |
| POLARIS HOME FUNDING CORP. | $1,780,000 | $2,835,000 | 59.3% | 0.6% |
| DAS Acquisition Company, LLC | $2,510,000 | $2,790,000 | 11.2% | 0.6% |
| LAKEVIEW LOAN SERVICING, LLC | $380,000 | $2,590,000 | 581.6% | 0.6% |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION | $2,695,000 | $2,360,000 | -12.4% | 0.5% |
| LENDINGHOME FUNDING CORPORATION | $815,000 | $2,360,000 | 189.6% | 0.5% |
| The Citizens National Bank of Bluffton | $1,015,000 | $2,340,000 | 130.5% | 0.5% |
| IH CREDIT UNION, INC. | $2,660,000 | $2,295,000 | -13.7% | 0.5% |
| RUOFF MORTGAGE COMPANY, INC. | $1,350,000 | $2,205,000 | 63.3% | 0.5% |
| Third Federal Savings and Loan Association of Cleveland | $1,320,000 | $2,140,000 | 62.1% | 0.5% |
| Farm Credit Mid-America, ACA | $960,000 | $2,105,000 | 119.3% | 0.5% |
| JPMorgan Chase Bank | $2,030,000 | $2,080,000 | 2.5% | 0.4% |
| NAVY FEDERAL CREDIT UNION | $2,750,000 | $2,075,000 | -24.5% | 0.4% |
| USAA Federal Savings Bank | $2,385,000 | $2,055,000 | -13.8% | 0.4% |
| BROKER SOLUTIONS, INC. | $2,025,000 | $1,915,000 | -5.4% | 0.4% |
| Mr. Cooper ( Nationstar Mortgage ) | $3,680,000 | $1,825,000 | -50.4% | 0.4% |
| MOVEMENT MORTGAGE, LLC | $2,555,000 | $1,795,000 | -29.7% | 0.4% |
| NEW DAY FINANCIAL, LLC | $1,055,000 | $1,705,000 | 61.6% | 0.4% |
| VILLAGE CAPITAL MORTGAGE | $520,000 | $1,705,000 | 227.9% | 0.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | $1,310,000 | $1,685,000 | 28.6% | 0.4% |
| Flagstar Bank, FSB | $2,050,000 | $1,655,000 | -19.3% | 0.4% |
| First Financial Bank | $1,580,000 | $1,605,000 | 1.6% | 0.3% |
| THE EQUITABLE MORTGAGE CORPORATION | $590,000 | $1,565,000 | 165.3% | 0.3% |
| GENEVA FINANCIAL, LLC | $170,000 | $1,550,000 | 811.8% | 0.3% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | $1,370,000 | $1,530,000 | 11.7% | 0.3% |
| EQUITY RESOURCES, INC. | $1,445,000 | $1,520,000 | 5.2% | 0.3% |
| DOMINION FINANCIAL SERVICES, LLC | $465,000 | $1,505,000 | 223.7% | 0.3% |
| ZILLOW HOME LOANS, LLC | $320,000 | $1,480,000 | 362.5% | 0.3% |
| Texana Bank | $1,335,000 | n/a | 0.3% | |
| Carrington Mortgage Services, LLC | $1,080,000 | $1,260,000 | 16.7% | 0.3% |
| LIBERTY HOME MORTGAGE CORPORATION | $785,000 | $1,245,000 | 58.6% | 0.3% |
| Merchants Bank of Indiana | $145,000 | $1,230,000 | 748.3% | 0.3% |
| Greenville Federal | $190,000 | $1,155,000 | 507.9% | 0.2% |
| ROYAL UNITED MORTGAGE LLC | $685,000 | $1,150,000 | 67.9% | 0.2% |
| The State Bank and Trust Company | $845,000 | $1,065,000 | 26.0% | 0.2% |
| HONDA Federal Credit Union | $970,000 | $1,060,000 | 9.3% | 0.2% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | $1,055,000 | n/a | 0.2% | |
| Gateway First Bank | $965,000 | $1,030,000 | 6.7% | 0.2% |
| T2 FINANCIAL LLC | $4,420,000 | $970,000 | -78.1% | 0.2% |
| Figure Lending LLC | $835,000 | $950,000 | 13.8% | 0.2% |
| Discover Bank | $1,260,000 | $945,000 | -25.0% | 0.2% |
| Equity Prime Mortgage LLC | $925,000 | n/a | 0.2% | |
| TJC Mortgage, Inc. | $920,000 | n/a | 0.2% | |
| Day Air Credit Union, Inc | $2,420,000 | $915,000 | -62.2% | 0.2% |
| The Farmers & Merchants State Bank | $545,000 | $900,000 | 65.1% | 0.2% |
| The Federal Savings Bank | $550,000 | $895,000 | 62.7% | 0.2% |
| Citizens Bank | $340,000 | $875,000 | 157.4% | 0.2% |
| SOUTHWEST FUNDING, LP | $875,000 | n/a | 0.2% | |
| American Mortgage & Equity Consultants, Inc. | $380,000 | $865,000 | 127.6% | 0.2% |
| CARDINAL FINANCIAL | $215,000 | $855,000 | 297.7% | 0.2% |
| NATIONS RELIABLE LENDING, LLC | $350,000 | $855,000 | 144.3% | 0.2% |
| Greenville National Bank | $295,000 | $840,000 | 184.7% | 0.2% |
| KEMBA FINANCIAL | $490,000 | $830,000 | 69.4% | 0.2% |
| PLANET HOME LENDING, LLC | $290,000 | $830,000 | 186.2% | 0.2% |
| Paramount Residential Mortgage Group, Inc. | $580,000 | $815,000 | 40.5% | 0.2% |
| KeyBank | $1,510,000 | $805,000 | -46.7% | 0.2% |
| LENDINGONE, LLC | $745,000 | n/a | 0.2% | |
| Heartland Bank | $640,000 | $725,000 | 13.3% | 0.2% |
| The Old Fort Banking Company | $875,000 | $700,000 | -20.0% | 0.1% |
| Century Mortgage Company DBA Century Lending Company | $690,000 | n/a | 0.1% | |
| VAN DYK MORTGAGE CORPORATION | $1,085,000 | $690,000 | -36.4% | 0.1% |
| CLEARPATH LENDING | $630,000 | $680,000 | 7.9% | 0.1% |
| STOCKTON MORTGAGE CORPORATION | $665,000 | n/a | 0.1% | |
| GSF Mortgage Corporation | $550,000 | $650,000 | 18.2% | 0.1% |
| AMERICAN FINANCIAL RESOURCES, INC. | $645,000 | n/a | 0.1% | |
| TRIAD FINANCIAL SERVICES, INC. | $445,000 | $645,000 | 44.9% | 0.1% |
| UNIVERSAL 1 CREDIT UNION | $275,000 | $630,000 | 129.1% | 0.1% |
| MORIA DEVELOPMENT, INC. | $250,000 | $610,000 | 144.0% | 0.1% |
| AMERICAN FINANCING CORPORATION | $240,000 | $605,000 | 152.1% | 0.1% |
| The Richwood Banking Company | $1,565,000 | $600,000 | -61.7% | 0.1% |
| The Union Bank Company | $1,010,000 | $600,000 | -40.6% | 0.1% |
| NORTHERN MORTGAGE SERVICES, LLC | $770,000 | $595,000 | -22.7% | 0.1% |
| VICTORY MORTGAGE, L.L.C. | $575,000 | n/a | 0.1% | |
| Nations Lending Corporation | $370,000 | $570,000 | 54.1% | 0.1% |
| LOANPAL, LLC | $565,000 | n/a | 0.1% | |
| Wells Fargo Bank | $1,225,000 | $530,000 | -56.7% | 0.1% |
| Civista Bank | $635,000 | $525,000 | -17.3% | 0.1% |
| AMERISAVE MORTGAGE CORPORATION | $1,770,000 | $520,000 | -70.6% | 0.1% |
| DEEPHAVEN MORTGAGE LLC | $515,000 | n/a | 0.1% | |
| TOP FLITE FINANCIAL, INC. | $485,000 | $510,000 | 5.2% | 0.1% |
| First Federal Savings and Loan Association of Lakewood | $495,000 | n/a | 0.1% | |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | $510,000 | $495,000 | -2.9% | 0.1% |
| PLAZA HOME MORTGAGE, INC. | $475,000 | n/a | 0.1% | |
| VANDERBILT MORTGAGE AND FINANCE, INC. | $1,360,000 | $445,000 | -67.3% | 0.1% |
| Commerce Home Mortgage, Inc. | $440,000 | n/a | 0.1% | |
| FIRST OHIO HOME FINANCE, INC. | $525,000 | $440,000 | -16.2% | 0.1% |
| TOGETHER CREDIT UNION | $435,000 | n/a | 0.1% | |
| First Federal Bank of the Midwest | $1,180,000 | $425,000 | -64.0% | 0.1% |
| CMG MORTGAGE, INC. | $560,000 | $420,000 | -25.0% | 0.1% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | $420,000 | n/a | 0.1% | |
| Bank of America | $65,000 | $410,000 | 530.8% | 0.1% |
| First Commonwealth Bank | $1,280,000 | $405,000 | -68.4% | 0.1% |
| GVC MORTGAGE, INC. | $95,000 | $395,000 | 315.8% | 0.1% |
| Pathways Financial Credit Union, Inc. | $300,000 | $395,000 | 31.7% | 0.1% |
| BETTER MORTGAGE CORPORATION | $455,000 | $390,000 | -14.3% | 0.1% |
| Coastal Community Bank | $330,000 | $385,000 | 16.7% | 0.1% |
| RELIANCE FIRST CAPITAL, LLC | $155,000 | $385,000 | 148.4% | 0.1% |
| FIRST COLONY MORTGAGE CORPORATION | $375,000 | n/a | 0.1% | |
| AMERICAN FINANCIAL NETWORK, INC. | $145,000 | $345,000 | 137.9% | 0.1% |
| MID AMERICA MORTGAGE, INC. | $690,000 | $335,000 | -51.4% | 0.1% |
| PHH Mortgage Corporation | $65,000 | $335,000 | 415.4% | 0.1% |
| Fidelity Federal Savings and Loan Association | $195,000 | $330,000 | 69.2% | 0.1% |
| Minster Bank | $1,365,000 | $330,000 | -75.8% | 0.1% |
| Hometown Equity Mortgage, LLC | $310,000 | $320,000 | 3.2% | 0.1% |
| ALLIED MORTGAGE GROUP, INC. | $310,000 | n/a | 0.1% | |
| SENTE MORTGAGE, INC. | $305,000 | n/a | 0.1% | |
| UIF CORPORATION | $305,000 | n/a | 0.1% | |
| AMERICAN PACIFIC MORTGAGE CORPORATION | $455,000 | $275,000 | -39.6% | 0.1% |
| LENDSURE MORTGAGE CORP. | $265,000 | n/a | 0.1% | |
| Firefighters & Company FCU | $255,000 | n/a | 0.1% | |
| CALCON MUTUAL MORTGAGE LLC | $245,000 | n/a | 0.1% | |
| Peoples Bank | $25,000 | $240,000 | 860.0% | 0.1% |
| Monroe Federal Savings and Loan Association | $235,000 | n/a | 0.1% | |
| Prosperity Home Mortgage, LLC | $225,000 | n/a | 0.0% | |
| SUCCESS MORTGAGE PARTNERS, INC. | $225,000 | n/a | 0.0% | |
| 1st National Bank | $325,000 | $195,000 | -40.0% | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | $245,000 | $195,000 | -20.4% | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | $340,000 | $195,000 | -42.6% | 0.0% |
| Ally Bank | $185,000 | n/a | 0.0% | |
| ENVOY MORTGAGE, LTD | $185,000 | n/a | 0.0% | |
| DIRECT MORTGAGE LOANS, LLC | $175,000 | n/a | 0.0% | |
| EMM LOANS LLC | $175,000 | n/a | 0.0% | |
| First Federal Bank | $175,000 | n/a | 0.0% | |
| OCMBC, INC. | $125,000 | $175,000 | 40.0% | 0.0% |
| CME Federal Credit Union | $55,000 | $165,000 | 200.0% | 0.0% |
| TruHome Solutions, LLC | $165,000 | n/a | 0.0% | |
| EVANSVILLE TEACHERS | $155,000 | n/a | 0.0% | |
| SECURITYNATIONAL MORTGAGE COMPANY | $150,000 | n/a | 0.0% | |
| Beeline Loans, Inc. | $145,000 | n/a | 0.0% | |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| SIRVA MORTGAGE, INC. | $145,000 | n/a | 0.0% | |
| Waterstone Mortgage Corporation | $145,000 | n/a | 0.0% | |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | $125,000 | $135,000 | 8.0% | 0.0% |
| CNB Bank | $135,000 | n/a | 0.0% | |
| Kwik Mortgage Corporation | $135,000 | n/a | 0.0% | |
| CHURCHILL MORTGAGE CORPORATION | $370,000 | $125,000 | -66.2% | 0.0% |
| First National Bank of America | $320,000 | $125,000 | -60.9% | 0.0% |
| First National Bank of Pennsylvania | $125,000 | n/a | 0.0% | |
| UNION CAPITAL MORTGAGE CORPORATION | $125,000 | n/a | 0.0% | |
| 21ST MORTGAGE CORPORATION | $35,000 | $115,000 | 228.6% | 0.0% |
| AMERICAN HERITAGE LENDING, INC. | $250,000 | $115,000 | -54.0% | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | $115,000 | n/a | 0.0% | |
| Citadel Servicing Corporation | $155,000 | $115,000 | -25.8% | 0.0% |
| KEMBA CREDIT UNION, INC. | $115,000 | n/a | 0.0% | |
| VELOCITY COMMERCIAL CAPITAL, LLC | $125,000 | $110,000 | -12.0% | 0.0% |
| A&D Mortgage LLC | $105,000 | n/a | 0.0% | |
| ENDEAVOR CAPITAL, LLC. | $450,000 | $105,000 | -76.7% | 0.0% |
| SPRING EQ, LLC | $120,000 | $100,000 | -16.7% | 0.0% |
| OCEANSIDE MORTGAGE COMPANY | $95,000 | n/a | 0.0% | |
| The Savings Bank | $95,000 | n/a | 0.0% | |
| THE VINTON COUNTY NATIONAL BANK | $95,000 | n/a | 0.0% | |
| J. VIRGIL, INC. | $85,000 | n/a | 0.0% | |
| Bank of England | $105,000 | $75,000 | -28.6% | 0.0% |
| SIBCY CLINE MORTGAGE SERVICES, INC. | $75,000 | n/a | 0.0% | |
| SOUTHPOINT FINANCIAL SERVICES, INC. | $75,000 | n/a | 0.0% | |
| DELTA COMMUNITY CREDIT UNION | $45,000 | n/a | 0.0% | |
| FINANCE OF AMERICA REVERSE LLC | $250,000 | $45,000 | -82.0% | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | $280,000 | $45,000 | -83.9% | 0.0% |
| Superior Credit Union, Inc. | $45,000 | n/a | 0.0% | |
| Community Trust Bank, Inc. | $35,000 | n/a | 0.0% | |
| Transportation Federal Credit Union | $35,000 | n/a | 0.0% | |
| BayCoast Bank | $25,000 | n/a | 0.0% | |
| BRIDGE | $35,000 | $25,000 | -28.6% | 0.0% |
| CODE | $95,000 | $25,000 | -73.7% | 0.0% |
| RBC Bank, (Georgia) | $25,000 | n/a | 0.0% | |
| RIVER VALLEY CREDIT UNION, INC. | $125,000 | $25,000 | -80.0% | 0.0% |
SPRINGFIELD's top lender by overall market share is WRIGHT-PATT CREDIT UNION, INC., with 11.2% market share. In second place, with 9.5%, is CROSSCOUNTRY MORTGAGE, LLC, having originated $44,460,000 in loans. In third place, with 7.1%, is QUICKEN LOANS, LLC, having originated $33,075,000 in loans. In fourth place, with 5.4%, is The Huntington National Bank, having originated $25,240,000 in loans. In fifth place, with 3.8%, is Mortgage Research Center, LLC, having originated $17,635,000 in loans.
SPRINGFIELD, OH Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 1,619 | $313,085,000 | $193,382 |
| Cash Out Refi | 417 | $62,625,000 | $150,180 |
| Home Improvement | 356 | $23,380,000 | $65,674 |
| Refi | 295 | $49,975,000 | $169,407 |
| Other | 257 | $17,685,000 | $68,813 |
| NA | 2 | $260,000 | $130,000 |
Springfield's most frequently cited loan purpose was Home Purchase, with 1,619 originations. The 2nd most popular reason was Cash Out Refi, with 417 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 6-7% | 1,043 | $201,065,000 | $192,776 |
| Over 8% | 755 | $59,725,000 | $79,106 |
| 7-8% | 658 | $109,320,000 | $166,140 |
| 5-6% | 291 | $65,765,000 | $225,997 |
| 3-4% | 31 | $3,105,000 | $100,161 |
| <2.5% | 29 | $735,000 | $25,345 |
| 4-5% | 24 | $5,410,000 | $225,417 |
| 2.5-3% | 1 | $265,000 | $265,000 |
During 2024, Springfield's most frequently originated rate bucket was 6-7%, with 1,043 originations.
Loan Sizing (SPRINGFIELD, OH MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $100k-200k | 1,200 | $176,650,000 | $147,208 |
| $100,000 or less | 987 | $54,505,000 | $55,223 |
| $200k-400k | 659 | $174,795,000 | $265,243 |
| $400k-600k | 72 | $33,070,000 | $459,306 |
| $600k-1000k | 23 | $16,205,000 | $704,565 |
| $Over $1MM | 5 | $11,785,000 | $2,357,000 |
SPRINGFIELD's loan sizing saw the bucket of loans from $100k-200k with 1,200 originations, totaling $176,650,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 1,212 | $245,890,000 | $202,880 |
| 60-80% | 561 | $100,525,000 | $179,189 |
| 20-40% | 416 | $31,240,000 | $75,096 |
| Under 20% | 334 | $10,890,000 | $32,605 |
| 40-60% | 207 | $26,515,000 | $128,092 |
| Over 100% | 53 | $17,055,000 | $321,792 |
SPRINGFIELD's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 1,212 originations, totaling $245,890,000 in origination value.