Marietta VA Loan Rates, Closing Costs & Stats

Marietta, OH

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Marietta's 22 lenders originated 55 VA loans during 2023. The total origination value was $13,385,000, with an average VA loan value of $243,364.

    Marietta VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Marietta averaged 7.16% for the week of 2024-04-19, compared to the national average (all VA variants) of 6.758% for the same period.

    Marietta's average VA mortgage closing costs are $4,903.

    The average rate for the prior week (2024-04-12) was 6.69% and one month ago for the week of 2024-03-15, the average rate was 6.86%.

    The average rate one year ago was 6.45%.

    For refis of the same type during the week of 2024-04-19, the average rate was 6.56%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Marietta VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Marietta level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    Mortgage Research Center, LLC 13 6.87% $5,816
    NAVY FEDERAL CREDIT UNION 5 5.78% $2,832
    The Huntington National Bank 4 6.63% $6,457
    USAA Federal Savings Bank 3 6.58% $8,936
    CROSSCOUNTRY MORTGAGE, LLC 3 6.83% $8,863
    FREEDOM MORTGAGE CORPORATION 3 6.75% $13,296
    NEW DAY FINANCIAL, LLC 2 7.25% $10,047
    JPMorgan Chase Bank 2 5.81% $293
    POLARIS HOME FUNDING CORP. 2 7.00% $9,449
    PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.38% $8,016
    QUICKEN LOANS, LLC 2 6.43% $8,348
    PLANET HOME LENDING, LLC 1 6.38% $11,988
    SIWELL, INC. 1 6.75% $11,235
    SUCCESS MORTGAGE PARTNERS, INC. 1 7.13% $9,052
    The Federal Savings Bank 1 6.75% $10,689
    Barrington Bank & Trust Company, N.A. 1 5.75% $12,039
    AMERICAN FINANCIAL RESOURCES, INC. 1 7.75% $9,977
    Flagstar Bank, FSB 1 6.25% $8,286
    GUILD MORTGAGE COMPANY 1 6.00% $8,184
    Citizens Bank 1 6.00% $4,562
    MOVEMENT MORTGAGE, LLC 1 5.50% $625
    Capital Bank 1 6.63% $12,523

    The top Marietta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 13 VA loans originated. Their average total fees are $5,816, which is $2,985 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

    The lowest fee Marietta VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,816), .

    The lowest rate Marietta VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.87%), .

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $150,725 (-12.4%) $193,479 (-11.4%) 0.00 125
    2018-02-01 $149,000 (-11.3%) $183,564 (-14.6%) 0.00 118
    2018-03-01 $155,900 (-5.2%) $179,777 (-18.1%) 0.00 116
    2018-04-01 $147,750 (-12.6%) $177,137 (-17.6%) 0.00 117
    2018-05-01 $154,825 (-9.6%) $181,104 (-18.8%) 0.00 116
    2018-06-01 $157,000 (-7.5%) $191,549 (-13.3%) 0.00 123
    2018-07-01 $175,000 (2.9%) $210,110 (-4.2%) 0.00 143
    2018-08-01 $169,900 (0.2%) $212,041 (-0.5%) 0.00 148
    2018-09-01 $163,450 (-0.9%) $215,982 (5.0%) 0.00 141
    2018-10-01 $169,900 (0.8%) $224,630 (8.1%) 0.00 132
    2018-11-01 $168,250 (4.2%) $224,214 (14.3%) 0.00 129
    2018-12-01 $168,000 (5.7%) $213,675 (11.1%) 0.00 124
    2019-01-01 $155,000 (2.8%) $201,048 (3.9%) 0.00 126
    2019-02-01 $165,375 (11.0%) $209,278 (14.0%) 0.00 112
    2019-03-01 $171,064 (9.7%) $210,605 (17.2%) 0.00 109
    2019-04-01 $173,564 (17.5%) $209,860 (18.5%) 0.00 112
    2019-05-01 $167,825 (8.4%) $212,926 (17.6%) 0.00 106
    2019-06-01 $197,900 (26.1%) $227,634 (18.8%) 0.00 113
    2019-07-01 $199,300 (13.9%) $225,653 (7.4%) 0.00 125
    2019-08-01 $193,995 (14.2%) $224,842 (6.0%) 0.00 134
    2019-09-01 $190,314 (16.4%) $229,808 (6.4%) 0.00 133
    2019-10-01 $186,950 (10.0%) $228,844 (1.9%) 0.00 135
    2019-11-01 $185,000 (10.0%) $223,976 (-0.1%) 0.00 137
    2019-12-01 $174,750 (4.0%) $213,073 (-0.3%) 0.00 117
    2020-01-01 $171,475 (10.6%) $210,091 (4.5%) 0.00 113
    2020-02-01 $169,900 (2.7%) $211,996 (1.3%) 0.00 108
    2020-03-01 $176,000 (2.9%) $217,340 (3.2%) 0.00 99
    2020-04-01 $168,700 (-2.8%) $210,024 (0.1%) 0.00 92
    2020-05-01 $170,000 (1.3%) $204,708 (-3.9%) 0.00 99
    2020-06-01 $191,075 (-3.5%) $233,261 (2.5%) 0.00 99
    2020-07-01 $207,925 (4.3%) $256,060 (13.5%) 0.00 93
    2020-08-01 $199,450 (2.8%) $255,207 (13.5%) 0.00 86
    2020-09-01 $199,350 (4.8%) $254,909 (10.9%) 0.00 86
    2020-10-01 $219,500 (17.4%) $259,006 (13.2%) 0.00 92
    2020-11-01 $222,000 (20.0%) $264,766 (18.2%) 0.00 87
    2020-12-01 $228,000 (30.5%) $272,714 (28.0%) 0.00 84
    2021-01-01 $229,450 (33.8%) $276,032 (31.4%) 0.00 73
    2021-02-01 $225,725 (32.9%) $287,842 (35.8%) 0.00 72
    2021-03-01 $224,450 (27.5%) $291,766 (34.2%) 0.00 72
    2021-04-01 $244,900 (45.2%) $318,995 (51.9%) 0.00 69
    2021-05-01 $214,000 (25.9%) $304,362 (48.7%) 0.00 60
    2021-06-01 $218,950 (14.6%) $321,416 (37.8%) 0.00 64
    2021-07-01 $217,750 (4.7%) $322,311 (25.9%) 0.00 69
    2021-08-01 $220,750 (10.7%) $321,080 (25.8%) 0.00 68
    2021-09-01 $208,500 (4.6%) $287,771 (12.9%) 0.00 78
    2021-10-01 $195,000 (-11.2%) $272,584 (5.2%) 0.00 75
    2021-11-01 $198,000 (-10.8%) $265,775 (0.4%) 0.00 77
    2021-12-01 $191,050 (-16.2%) $285,992 (4.9%) 0.00 76
    2022-01-01 $192,500 (-16.1%) $294,333 (6.6%) 0.00 57
    2022-02-01 $195,625 (-13.3%) $311,934 (8.4%) 0.00 46
    2022-03-01 $209,925 (-6.5%) $308,528 (5.8%) 0.00 46
    2022-04-01 $210,000 (-14.3%) $290,860 (-8.8%) 0.00 51
    2022-05-01 $211,225 (-1.3%) $256,031 (-15.9%) 0.00 55
    2022-06-01 $212,450 (-3.0%) $252,173 (-21.5%) 0.00 66
    2022-07-01 $204,500 (-6.1%) $245,686 (-23.8%) 0.00 90
    2022-08-01 $211,000 (-4.4%) $247,352 (-23.0%) 0.00 102
    2022-09-01 $209,950 (0.7%) $256,482 (-10.9%) 0.00 98
    2022-10-01 $218,950 (12.3%) $253,484 (-7.0%) 0.00 91
    2022-11-01 $212,450 (7.3%) $249,517 (-6.1%) 0.00 97
    2022-12-01 $206,000 (7.8%) $239,623 (-16.2%) 0.00 93
    2023-01-01 $218,750 (13.6%) $235,128 (-20.1%) 0.00 82
    2023-02-01 $213,200 (9.0%) $236,900 (-24.1%) 0.00 68
    2023-03-01 $224,975 (7.2%) $238,775 (-22.6%) 0.00 67
    2023-04-01 $234,900 (11.9%) $257,652 (-11.4%) 0.00 74
    2023-05-01 $231,588 (9.6%) $269,252 (5.2%) 0.00 86
    2023-06-01 $248,450 (17.0%) $296,542 (17.6%) 0.00 85
    2023-07-01 $249,900 (22.2%) $299,761 (22.0%) 0.00 85
    2023-08-01 $259,000 (22.8%) $312,857 (26.5%) 0.00 86
    2023-09-01 $248,500 (18.4%) $295,999 (15.4%) 0.00 92
    2023-10-01 $244,450 (11.7%) $305,601 (20.6%) 0.00 95
    2023-11-01 $249,000 (17.2%) $305,217 (22.3%) 0.00 100
    2023-12-01 $249,950 (21.3%) $304,470 (27.1%) 0.00 91
    2024-01-01 $260,000 (18.9%) $313,000 (33.1%) 0.00 88
    2024-02-01 $258,425 (21.2%) $325,241 (37.3%) 0.00 84
    2024-03-01 $249,900 (11.1%) $296,822 (24.3%) 0.00 90
    Marietta's median listing price for 2024-03-01 was $249,900, a difference of $24,925 (11.1%) versus the prior year and $-8,525 versus the prior month.

    Marietta's median listing price comes in at 0% of the national average.

    Marietta's average listing price for 2024-03-01 was $296,822, a difference of $58,047 (24.3%) versus the prior year and $-28,419 versus the prior month.

    For the 2024-03-01 period, Marietta had 90 MLS listings, a difference of 6 listings (7%) versus the prior month and 23 listings (34%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 1,695 sqft
    2018-02-01 0 days 1,695 sqft
    2018-03-01 0 days 1,731 sqft
    2018-04-01 0 days 1,718 sqft
    2018-05-01 0 days 1,748 sqft
    2018-06-01 0 days 1,740 sqft
    2018-07-01 0 days 2,017 sqft
    2018-08-01 0 days 1,985 sqft
    2018-09-01 0 days 1,980 sqft
    2018-10-01 0 days 1,986 sqft
    2018-11-01 0 days 1,966 sqft
    2018-12-01 0 days 1,950 sqft
    2019-01-01 0 days 1,883 sqft
    2019-02-01 0 days 1,940 sqft
    2019-03-01 0 days 1,962 sqft
    2019-04-01 0 days 1,964 sqft
    2019-05-01 0 days 1,779 sqft
    2019-06-01 0 days 1,837 sqft
    2019-07-01 0 days 1,942 sqft
    2019-08-01 0 days 1,889 sqft
    2019-09-01 0 days 1,915 sqft
    2019-10-01 0 days 1,932 sqft
    2019-11-01 0 days 1,967 sqft
    2019-12-01 0 days 1,972 sqft
    2020-01-01 0 days 1,972 sqft
    2020-02-01 0 days 2,002 sqft
    2020-03-01 0 days 1,974 sqft
    2020-04-01 0 days 1,926 sqft
    2020-05-01 0 days 1,950 sqft
    2020-06-01 0 days 1,995 sqft
    2020-07-01 0 days 2,081 sqft
    2020-08-01 0 days 2,000 sqft
    2020-09-01 0 days 1,970 sqft
    2020-10-01 0 days 1,998 sqft
    2020-11-01 0 days 2,094 sqft
    2020-12-01 0 days 2,182 sqft
    2021-01-01 0 days 2,189 sqft
    2021-02-01 0 days 2,174 sqft
    2021-03-01 0 days 2,057 sqft
    2021-04-01 0 days 2,227 sqft
    2021-05-01 0 days 2,161 sqft
    2021-06-01 0 days 2,075 sqft
    2021-07-01 0 days 2,042 sqft
    2021-08-01 0 days 1,976 sqft
    2021-09-01 0 days 2,019 sqft
    2021-10-01 0 days 1,900 sqft
    2021-11-01 0 days 1,838 sqft
    2021-12-01 0 days 1,873 sqft
    2022-01-01 0 days 1,896 sqft
    2022-02-01 0 days 1,940 sqft
    2022-03-01 0 days 1,938 sqft
    2022-04-01 0 days 2,013 sqft
    2022-05-01 0 days 2,053 sqft
    2022-06-01 0 days 1,990 sqft
    2022-07-01 0 days 1,924 sqft
    2022-08-01 0 days 1,990 sqft
    2022-09-01 0 days 1,917 sqft
    2022-10-01 0 days 1,940 sqft
    2022-11-01 0 days 1,897 sqft
    2022-12-01 0 days 1,927 sqft
    2023-01-01 0 days 1,808 sqft
    2023-02-01 0 days 1,777 sqft
    2023-03-01 0 days 1,768 sqft
    2023-04-01 0 days 1,872 sqft
    2023-05-01 0 days 1,918 sqft
    2023-06-01 0 days 1,984 sqft
    2023-07-01 0 days 2,048 sqft
    2023-08-01 0 days 2,011 sqft
    2023-09-01 0 days 1,954 sqft
    2023-10-01 0 days 1,938 sqft
    2023-11-01 0 days 1,890 sqft
    2023-12-01 0 days 1,924 sqft
    2024-01-01 0 days 2,026 sqft
    2024-02-01 0 days 2,058 sqft
    2024-03-01 0 days 2,036 sqft
    Marietta's median listing age (time on market) for 2024-03-01 was 0 days.

    Marietta's median square footage for active listings during the 2024-03-01 period was 2,036 sqft. One year prior, the average listing was 1,768 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.