Marietta VA Loan Rates, Closing Costs & Stats

Marietta, OH

A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

For additional benefits of VA loans, click here.

Marietta's 22 lenders originated 55 VA loans during 2023. The total origination value was $13,385,000, with an average VA loan value of $243,364.

Marietta VA Loans, 30 Year Fixed Rates

30 Year VA mortgages in Marietta averaged 6% for the week of 2024-10-04, compared to the national average (all VA variants) of 5.596% for the same period.

Marietta's average VA mortgage closing costs are $4,903.

The average rate for the prior week (2024-09-27) was 5.73% and one month ago for the week of 2024-08-30, the average rate was 5.95%.

The average rate one year ago was 7.29%.

For refis of the same type during the week of 2024-10-04, the average rate was 5.6%.

Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

Marietta VA Loan Lenders by Rates & Fees

The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Marietta level.

Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
Mortgage Research Center, LLC 13 6.87% $5,816
NAVY FEDERAL CREDIT UNION 5 5.78% $2,832
The Huntington National Bank 4 6.63% $6,457
USAA Federal Savings Bank 3 6.58% $8,936
CROSSCOUNTRY MORTGAGE, LLC 3 6.83% $8,863
FREEDOM MORTGAGE CORPORATION 3 6.75% $13,296
NEW DAY FINANCIAL, LLC 2 7.25% $10,047
JPMorgan Chase Bank 2 5.81% $293
POLARIS HOME FUNDING CORP. 2 7.00% $9,449
PRIMELENDING, A PLAINSCAPITAL COMPANY 2 7.38% $8,016
QUICKEN LOANS, LLC 2 6.43% $8,348
PLANET HOME LENDING, LLC 1 6.38% $11,988
SIWELL, INC. 1 6.75% $11,235
SUCCESS MORTGAGE PARTNERS, INC. 1 7.13% $9,052
The Federal Savings Bank 1 6.75% $10,689
Barrington Bank & Trust Company, N.A. 1 5.75% $12,039
AMERICAN FINANCIAL RESOURCES, INC. 1 7.75% $9,977
Flagstar Bank, FSB 1 6.25% $8,286
GUILD MORTGAGE COMPANY 1 6.00% $8,184
Citizens Bank 1 6.00% $4,562
MOVEMENT MORTGAGE, LLC 1 5.50% $625
Capital Bank 1 6.63% $12,523

The top Marietta VA lender as defined by loan originations is Mortgage Research Center, LLC, with 13 VA loans originated. Their average total fees are $5,816, which is $2,985 higher than the next largest lender, NAVY FEDERAL CREDIT UNION.

The lowest fee Marietta VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC ($5,816), .

The lowest rate Marietta VA lenders (with over 10 loans originated) are Mortgage Research Center, LLC (6.87%), .


Market Conditions (Median, Average Prices & Listing Count)

Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
2018-01-01 $150,725 (-12.4%) $193,479 (-11.4%) 0.00 125
2018-02-01 $149,000 (-11.3%) $183,564 (-14.6%) 0.00 118
2018-03-01 $155,900 (-5.2%) $179,777 (-18.1%) 0.00 116
2018-04-01 $147,750 (-12.6%) $177,137 (-17.6%) 0.00 117
2018-05-01 $154,825 (-9.6%) $181,104 (-18.8%) 0.00 116
2018-06-01 $157,000 (-7.5%) $191,549 (-13.3%) 0.00 123
2018-07-01 $175,000 (2.9%) $210,110 (-4.2%) 0.00 143
2018-08-01 $169,900 (0.2%) $212,041 (-0.5%) 0.00 148
2018-09-01 $163,450 (-0.9%) $215,982 (5.0%) 0.00 141
2018-10-01 $169,900 (0.8%) $224,630 (8.1%) 0.00 132
2018-11-01 $168,250 (4.2%) $224,214 (14.3%) 0.00 129
2018-12-01 $168,000 (5.7%) $213,675 (11.1%) 0.00 124
2019-01-01 $155,000 (2.8%) $201,048 (3.9%) 0.00 126
2019-02-01 $165,375 (11.0%) $209,278 (14.0%) 0.00 112
2019-03-01 $171,064 (9.7%) $210,605 (17.2%) 0.00 109
2019-04-01 $173,564 (17.5%) $209,860 (18.5%) 0.00 112
2019-05-01 $167,825 (8.4%) $212,926 (17.6%) 0.00 106
2019-06-01 $197,900 (26.1%) $227,634 (18.8%) 0.00 113
2019-07-01 $199,300 (13.9%) $225,653 (7.4%) 0.00 125
2019-08-01 $193,995 (14.2%) $224,842 (6.0%) 0.00 134
2019-09-01 $190,314 (16.4%) $229,808 (6.4%) 0.00 133
2019-10-01 $186,950 (10.0%) $228,844 (1.9%) 0.00 135
2019-11-01 $185,000 (10.0%) $223,976 (-0.1%) 0.00 137
2019-12-01 $174,750 (4.0%) $213,073 (-0.3%) 0.00 117
2020-01-01 $171,475 (10.6%) $210,091 (4.5%) 0.00 113
2020-02-01 $169,900 (2.7%) $211,996 (1.3%) 0.00 108
2020-03-01 $176,000 (2.9%) $217,340 (3.2%) 0.00 99
2020-04-01 $168,700 (-2.8%) $210,024 (0.1%) 0.00 92
2020-05-01 $170,000 (1.3%) $204,708 (-3.9%) 0.00 99
2020-06-01 $191,075 (-3.5%) $233,261 (2.5%) 0.00 99
2020-07-01 $207,925 (4.3%) $256,060 (13.5%) 0.00 93
2020-08-01 $199,450 (2.8%) $255,207 (13.5%) 0.00 86
2020-09-01 $199,350 (4.8%) $254,909 (10.9%) 0.00 86
2020-10-01 $219,500 (17.4%) $259,006 (13.2%) 0.00 92
2020-11-01 $222,000 (20.0%) $264,766 (18.2%) 0.00 87
2020-12-01 $228,000 (30.5%) $272,714 (28.0%) 0.00 84
2021-01-01 $229,450 (33.8%) $276,032 (31.4%) 0.00 73
2021-02-01 $225,725 (32.9%) $287,842 (35.8%) 0.00 72
2021-03-01 $224,450 (27.5%) $291,766 (34.2%) 0.00 72
2021-04-01 $244,900 (45.2%) $318,995 (51.9%) 0.00 69
2021-05-01 $214,000 (25.9%) $304,362 (48.7%) 0.00 60
2021-06-01 $218,950 (14.6%) $321,416 (37.8%) 0.00 64
2021-07-01 $217,750 (4.7%) $322,311 (25.9%) 0.00 69
2021-08-01 $220,750 (10.7%) $321,080 (25.8%) 0.00 68
2021-09-01 $208,500 (4.6%) $287,771 (12.9%) 0.00 78
2021-10-01 $195,000 (-11.2%) $272,584 (5.2%) 0.00 75
2021-11-01 $198,000 (-10.8%) $265,775 (0.4%) 0.00 77
2021-12-01 $191,050 (-16.2%) $285,992 (4.9%) 0.00 76
2022-01-01 $192,500 (-16.1%) $294,333 (6.6%) 0.00 57
2022-02-01 $195,625 (-13.3%) $311,934 (8.4%) 0.00 46
2022-03-01 $209,925 (-6.5%) $308,528 (5.8%) 0.00 46
2022-04-01 $210,000 (-14.3%) $290,860 (-8.8%) 0.00 51
2022-05-01 $211,225 (-1.3%) $256,031 (-15.9%) 0.00 55
2022-06-01 $212,450 (-3.0%) $252,173 (-21.5%) 0.00 66
2022-07-01 $204,500 (-6.1%) $245,686 (-23.8%) 0.00 90
2022-08-01 $211,000 (-4.4%) $247,352 (-23.0%) 0.00 102
2022-09-01 $209,950 (0.7%) $256,482 (-10.9%) 0.00 98
2022-10-01 $218,950 (12.3%) $253,484 (-7.0%) 0.00 91
2022-11-01 $212,450 (7.3%) $249,517 (-6.1%) 0.00 97
2022-12-01 $206,000 (7.8%) $239,623 (-16.2%) 0.00 93
2023-01-01 $218,750 (13.6%) $235,128 (-20.1%) 0.00 82
2023-02-01 $213,200 (9.0%) $236,900 (-24.1%) 0.00 68
2023-03-01 $224,975 (7.2%) $238,775 (-22.6%) 0.00 67
2023-04-01 $234,900 (11.9%) $257,652 (-11.4%) 0.00 74
2023-05-01 $231,588 (9.6%) $269,252 (5.2%) 0.00 86
2023-06-01 $248,450 (17.0%) $296,542 (17.6%) 0.00 85
2023-07-01 $249,900 (22.2%) $299,761 (22.0%) 0.00 85
2023-08-01 $259,000 (22.8%) $312,857 (26.5%) 0.00 86
2023-09-01 $248,500 (18.4%) $295,999 (15.4%) 0.00 92
2023-10-01 $244,450 (11.7%) $305,601 (20.6%) 0.00 95
2023-11-01 $249,000 (17.2%) $305,217 (22.3%) 0.00 100
2023-12-01 $249,950 (21.3%) $304,470 (27.1%) 0.00 91
2024-01-01 $260,000 (18.9%) $313,000 (33.1%) 0.00 88
2024-02-01 $258,425 (21.2%) $325,241 (37.3%) 0.00 84
2024-03-01 $249,900 (11.1%) $296,822 (24.3%) 0.00 90
2024-04-01 $249,950 (6.4%) $296,795 (15.2%) 0.00 77
2024-05-01 $257,250 (11.1%) $301,129 (11.8%) 0.00 82
2024-06-01 $260,000 (4.7%) $301,539 (1.7%) 0.00 95
2024-07-01 $242,450 (-3.0%) $294,180 (-1.9%) 0.00 108
2024-08-01 $249,950 (-3.5%) $298,720 (-4.5%) 0.00 111
2024-09-01 $264,725 (6.5%) $302,501 (2.2%) 0.00 109
Marietta's median listing price for 2024-09-01 was $264,725, a difference of $16,225 (6.5%) versus the prior year and $14,775 versus the prior month.

Marietta's median listing price comes in at 0% of the national average.

Marietta's average listing price for 2024-09-01 was $302,501, a difference of $6,502 (2.2%) versus the prior year and $3,781 versus the prior month.

For the 2024-09-01 period, Marietta had 109 MLS listings, a difference of -2 listings (-2%) versus the prior month and 17 listings (18%) versus the prior year.

Median Listing Time on Market & Square Footage

Realtor.com - Marietta (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
Date Median Listing Time on Market Median Square Footage
2018-01-01 0 days 1,695 sqft
2018-02-01 0 days 1,695 sqft
2018-03-01 0 days 1,731 sqft
2018-04-01 0 days 1,718 sqft
2018-05-01 0 days 1,748 sqft
2018-06-01 0 days 1,740 sqft
2018-07-01 0 days 2,017 sqft
2018-08-01 0 days 1,985 sqft
2018-09-01 0 days 1,980 sqft
2018-10-01 0 days 1,986 sqft
2018-11-01 0 days 1,966 sqft
2018-12-01 0 days 1,950 sqft
2019-01-01 0 days 1,883 sqft
2019-02-01 0 days 1,940 sqft
2019-03-01 0 days 1,962 sqft
2019-04-01 0 days 1,964 sqft
2019-05-01 0 days 1,779 sqft
2019-06-01 0 days 1,837 sqft
2019-07-01 0 days 1,942 sqft
2019-08-01 0 days 1,889 sqft
2019-09-01 0 days 1,915 sqft
2019-10-01 0 days 1,932 sqft
2019-11-01 0 days 1,967 sqft
2019-12-01 0 days 1,972 sqft
2020-01-01 0 days 1,972 sqft
2020-02-01 0 days 2,002 sqft
2020-03-01 0 days 1,974 sqft
2020-04-01 0 days 1,926 sqft
2020-05-01 0 days 1,950 sqft
2020-06-01 0 days 1,995 sqft
2020-07-01 0 days 2,081 sqft
2020-08-01 0 days 2,000 sqft
2020-09-01 0 days 1,970 sqft
2020-10-01 0 days 1,998 sqft
2020-11-01 0 days 2,094 sqft
2020-12-01 0 days 2,182 sqft
2021-01-01 0 days 2,189 sqft
2021-02-01 0 days 2,174 sqft
2021-03-01 0 days 2,057 sqft
2021-04-01 0 days 2,227 sqft
2021-05-01 0 days 2,161 sqft
2021-06-01 0 days 2,075 sqft
2021-07-01 0 days 2,042 sqft
2021-08-01 0 days 1,976 sqft
2021-09-01 0 days 2,019 sqft
2021-10-01 0 days 1,900 sqft
2021-11-01 0 days 1,838 sqft
2021-12-01 0 days 1,873 sqft
2022-01-01 0 days 1,896 sqft
2022-02-01 0 days 1,940 sqft
2022-03-01 0 days 1,938 sqft
2022-04-01 0 days 2,013 sqft
2022-05-01 0 days 2,053 sqft
2022-06-01 0 days 1,990 sqft
2022-07-01 0 days 1,924 sqft
2022-08-01 0 days 1,990 sqft
2022-09-01 0 days 1,917 sqft
2022-10-01 0 days 1,940 sqft
2022-11-01 0 days 1,897 sqft
2022-12-01 0 days 1,927 sqft
2023-01-01 0 days 1,808 sqft
2023-02-01 0 days 1,777 sqft
2023-03-01 0 days 1,768 sqft
2023-04-01 0 days 1,872 sqft
2023-05-01 0 days 1,918 sqft
2023-06-01 0 days 1,984 sqft
2023-07-01 0 days 2,048 sqft
2023-08-01 0 days 2,011 sqft
2023-09-01 0 days 1,954 sqft
2023-10-01 0 days 1,938 sqft
2023-11-01 0 days 1,890 sqft
2023-12-01 0 days 1,924 sqft
2024-01-01 0 days 2,026 sqft
2024-02-01 0 days 2,058 sqft
2024-03-01 0 days 2,044 sqft
2024-04-01 0 days 1,897 sqft
2024-05-01 0 days 1,863 sqft
2024-06-01 0 days 1,864 sqft
2024-07-01 0 days 1,953 sqft
2024-08-01 0 days 2,012 sqft
2024-09-01 0 days 1,950 sqft
Marietta's median listing age (time on market) for 2024-09-01 was 0 days.

Marietta's median square footage for active listings during the 2024-09-01 period was 1,950 sqft. One year prior, the average listing was 1,954 sqft.

VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.