People's Savings Bank Of Rhineland Mortgage Rates, Fees & Info
Rhineland, MOLEI: 2549006YTBW0GRVA9N57
Tax ID: 43-0453725
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Mortgage Data
Review & Overview
People's Savings Bank Of Rhineland is a smaller bank specializing in Home Purchase loans. People's Savings Bank Of Rhineland has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Columbia, Jefferson City, Manhattan, and Kansas City among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)People's Savings Bank Of Rhineland has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
136Origination Dollar Volume (All Markets)
$32,090,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 58 | $17,510,000 | $301,897 | $0 | 0.00% |
| Outside of Metro Areas | 70 | $9,870,000 | $141,000 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 3 | $3,935,000 | $1,311,667 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 3 | $525,000 | $175,000 | $0 | 0.00% |
| MANHATTAN, KS (FHA|USDA|VA) | 1 | $145,000 | $145,000 | $0 | 0.00% |
| KANSAS CITY, MO-KS (FHA|USDA|VA) | 1 | $105,000 | $105,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 136 | $32,090,000 | $235,956 | $0 | 0.00% |
For 2023, People's Savings Bank Of Rhineland's most frequently originated type of loan was Conventional, with 136 originations.
Loan Reason
For 2023, People's Savings Bank Of Rhineland's most frequently cited loan purpose was Home Purchase, with 85 originations. The 2nd most popular reason was Refi, with 29 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 136 | $32,090,000 | $235,956 | $0 | 0.00% |
For 2023, People's Savings Bank Of Rhineland's most frequently cited loan duration was Other, with 136 originations.
Loan Sizing
2023 saw People's Savings Bank Of Rhineland place emphasis on $100k-200k loans with 50 originations, totaling $7,430,000 in origination value.
Applicant Income
People's Savings Bank Of Rhineland lent most frequently to those with incomes in the $100k-150k range, with 23 originations. The second most popular income band? $50k-75k, with 19 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 136 | $32,090,000 | $235,956 | $0 | 0.00% |
People's Savings Bank Of Rhineland lent most frequently to those with DTI ratios of Exempt%, with 136 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications92.00%
People's Savings Bank Of Rhineland has an average approval rate.
Pick Rate
Approvals leading to origination81.62%
People's Savings Bank Of Rhineland has a below average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 136 | $32,090,000 | $235,956 |