People's Savings Bank Of Rhineland Mortgage Rates, Fees & Info
Rhineland, MOLEI: 2549006YTBW0GRVA9N57
Tax ID: 43-0453725
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
People's Savings Bank Of Rhineland is a smaller bank specializing in Home Purchase and Refi loans. People's Savings Bank Of Rhineland has a high proportion of conventional loans. Their top markets by origination volume include: St. Louis, Jefferson City, Columbia, Dallas, and Punta Gorda among others. We have data for 8 markets. (Some data included below & more in-depth data is available with an active subscription.)People's Savings Bank Of Rhineland has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
253Origination Dollar Volume (All Markets)
$71,205,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| ST. LOUIS, MO-IL (FHA|USDA|VA) | 112 | $38,330,000 | $342,232 | $0 | 0.00% |
| Outside of Metro Areas | 120 | $22,970,000 | $191,417 | $0 | 0.00% |
| JEFFERSON CITY, MO (FHA|USDA|VA) | 11 | $6,735,000 | $612,273 | $0 | 0.00% |
| COLUMBIA, MO (FHA|USDA|VA) | 6 | $2,140,000 | $356,667 | $0 | 0.00% |
| Dallas-Fort Worth-Arlington, TX (FHA|USDA|VA) | 1 | $385,000 | $385,000 | $0 | 0.00% |
| PUNTA GORDA, FL (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| SPRINGFIELD, MO (FHA|USDA|VA) | 1 | $235,000 | $235,000 | $0 | 0.00% |
| CAPE GIRARDEAU, MO-IL (FHA|USDA|VA) | 1 | $175,000 | $175,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 253 | $71,205,000 | $281,443 | $0 | 0.00% |
For 2022, People's Savings Bank Of Rhineland's most frequently originated type of loan was Conventional, with 253 originations.
Loan Reason
For 2022, People's Savings Bank Of Rhineland's most frequently cited loan purpose was Home Purchase, with 164 originations. The 2nd most popular reason was Refi, with 66 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 253 | $71,205,000 | $281,443 | $0 | 0.00% |
For 2022, People's Savings Bank Of Rhineland's most frequently cited loan duration was Other, with 253 originations.
Loan Sizing
2022 saw People's Savings Bank Of Rhineland place emphasis on $200k-400k loans with 77 originations, totaling $21,125,000 in origination value.
Applicant Income
People's Savings Bank Of Rhineland lent most frequently to those with incomes in the $100k-150k range, with 39 originations. The second most popular income band? $250k+, with 36 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 253 | $71,205,000 | $281,443 | $0 | 0.00% |
People's Savings Bank Of Rhineland lent most frequently to those with DTI ratios of Exempt%, with 253 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications91.59%
People's Savings Bank Of Rhineland has an average approval rate.
Pick Rate
Approvals leading to origination88.93%
People's Savings Bank Of Rhineland has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 253 | $71,205,000 | $281,443 |