DAPHNE - FAIRHOPE - FOLEY Mortgage Rates
30yr Fixed Rate
15yr Fixed Rate
FHA
USDA
VA
5/1 ARM
30 Year Fixed Rate mortgages in Daphne - Fairhope - Foley averaged
3.42%
for the week of 2021-11-24, compared to the national average of
3.1% for the same period.
The average rate for the prior week (2021-11-18) was
3.12% and
one month ago for the week of 2021-10-21, the
average rate was 3.31%.
Daphne - Fairhope - Foley's average rate one year ago was 2.84%.
For refis of the same type during the week of 2021-11-24, the average rate
was 3%.
| Loan Type | Date | Rate |
|---|---|---|
| US 30 Year Fixed Rate | 2021-11-24 | 3.1% |
| Daphne - Fairhope - Foley 30 Year Fixed Rate | 2021-11-24 | 3.42% |
| Daphne - Fairhope - Foley 30 Year Fixed Rate Refi | 2021-11-24 | 3% |
| Daphne - Fairhope - Foley 15 Year Fixed Rate | 2021-11-24 | 2.92% |
| Daphne - Fairhope - Foley 15 Year Fixed Rate Refi | 2021-11-24 | 2.75% |
| Daphne - Fairhope - Foley 30 Year FHA | 2021-11-24 | 3.3% |
| Daphne - Fairhope - Foley 30 Year FHA Refi | 2021-11-24 | 3.33% |
| Daphne - Fairhope - Foley 30 Year USDA | 2021-11-24 | 3.45% |
| Daphne - Fairhope - Foley 30 Year USDA Refi | 2021-11-24 | 3.05% |
| Daphne - Fairhope - Foley 30 Year VA | 2021-11-24 | 3.46% |
| Daphne - Fairhope - Foley 30 Year VA Refi | 2021-11-24 | 3.1% |
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAPHNE-FAIRHOPE-FOLEY, AL.
DAPHNE - FAIRHOPE - FOLEY Top Lenders by Rates & Fees
The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DAPHNE-FAIRHOPE-FOLEY, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).
DAPHNE-FAIRHOPE-FOLEY, AL's 299 lenders originated 15,125
loans during 2020. The total origination value was $3,766,825,000, with an average loan value of
$249,046.
The top DAPHNE - FAIRHOPE - FOLEY lender as defined by loan originations is Trustmark National Bank, with
481 loans originated. Their average total fees are
$3,851, which is $707
higher than the next largest lender,
Regions Bank.
The lowest fee DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are
DSLD MORTGAGE, LLC ($1,200), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,639), DHI MORTGAGE COMPANY, LTD. ($1,792), EVERETT FINANCIAL, INC. ($1,799) and PNC Bank, National Association ($1,802).
The lowest rate DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are
Consumer First Mortgage, Inc. (2.83%), Stifel Bank and Trust (2.91%), PRIMARY RESIDENTIAL MORTGAGE, INC. (2.94%), Nations Lending Corporation (2.95%) and SWBC MORTGAGE CORPORATION (2.96%).
DAPHNE-FAIRHOPE-FOLEY, AL Lender Market Share & Volume
Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.
| Name | 2019 Loan Value | 2020 Loan Value | % Change | 2020 Market Share |
|---|---|---|---|---|
| Trustmark National Bank | $141,175,000 | $234,550,000 | 66.1% | 6.2% |
| REGIONS BANK | $119,310,000 | $224,155,000 | 87.9% | 6.0% |
| Quicken Loans | $114,125,000 | $219,020,000 | 91.9% | 5.8% |
| Home Point Financial Corporation | $56,865,000 | $163,345,000 | 187.3% | 4.3% |
| FirstBank | $93,615,000 | $157,215,000 | 67.9% | 4.2% |
| DHI Mortgage Company Limited | $80,670,000 | $145,525,000 | 80.4% | 3.9% |
| CENTERSTATE BANK N.A. | $78,035,000 | $128,515,000 | 64.7% | 3.4% |
| BancorpSouth Bank | $68,160,000 | $99,430,000 | 45.9% | 2.6% |
| United Shore Financial Services LLC | $61,165,000 | $83,900,000 | 37.2% | 2.2% |
| MOVEMENT MORTGAGE, LLC | $54,215,000 | $83,875,000 | 54.7% | 2.2% |
| GMFS LLC | $35,215,000 | $82,700,000 | 134.8% | 2.2% |
| Freedom Mortgage Corporation | $23,340,000 | $77,435,000 | 231.8% | 2.1% |
| Supreme Lending/ Everett Financial Inc. | $39,380,000 | $67,340,000 | 71.0% | 1.8% |
| FAIRWAY INDEPENDENT MORT CORP | $42,540,000 | $56,445,000 | 32.7% | 1.5% |
| IBERIABANK | $45,030,000 | $48,770,000 | 8.3% | 1.3% |
| NAVY FEDERAL CREDIT UNION | $32,600,000 | $47,515,000 | 45.8% | 1.3% |
| The First A National Banking Association | $24,940,000 | $45,800,000 | 83.6% | 1.2% |
| WELLS FARGO BANK NA | $52,695,000 | $44,900,000 | -14.8% | 1.2% |
| Tyndall Federal Credit Union | $11,840,000 | $41,560,000 | 251.0% | 1.1% |
| COMPASS BANK | $25,405,000 | $39,005,000 | 53.5% | 1.0% |
| COMMUNITY BANK OF MISSISSIPPI | $32,705,000 | $38,885,000 | 18.9% | 1.0% |
| Branch Banking And Trust Co | $21,145,000 | $38,510,000 | 82.1% | 1.0% |
| loanDepot LLC | $18,820,000 | $37,295,000 | 98.2% | 1.0% |
| Hancock Whitney Bank | $42,715,000 | $37,050,000 | -13.3% | 1.0% |
| Nationstar Mortgage | $12,865,000 | $36,050,000 | 180.2% | 1.0% |
| CBNA | $33,935,000 | $35,035,000 | 3.2% | 0.9% |
| BRYANT BANK | $23,745,000 | $34,835,000 | 46.7% | 0.9% |
| Mortgage Research Center LLC | $21,600,000 | $34,670,000 | 60.5% | 0.9% |
| First Federal Bank A FSB | $18,665,000 | $32,455,000 | 73.9% | 0.9% |
| RENASANT BANK | $21,890,000 | $31,740,000 | 45.0% | 0.8% |
| Bank of England | $22,645,000 | $31,640,000 | 39.7% | 0.8% |
| CMG Mortgage Inc. | $20,060,000 | $30,110,000 | 50.1% | 0.8% |
| PNC BANK NA | $42,405,000 | $29,010,000 | -31.6% | 0.8% |
| Caliber Home Loans Inc | $15,790,000 | $27,485,000 | 74.1% | 0.7% |
| Goldwater Bank National Association | $7,810,000 | $27,135,000 | 247.4% | 0.7% |
| Magnolia Bank Incorporated | $10,790,000 | $27,115,000 | 151.3% | 0.7% |
| Dougherty Mortgage, LLC | $26,845,000 | n/a | 0.7% | |
| ServisFirst Bank | $20,775,000 | $24,105,000 | 16.0% | 0.6% |
| JPMorgan Chase Bank, NA | $25,955,000 | $23,210,000 | -10.6% | 0.6% |
| Amerisave Mortgage Corporation | $4,535,000 | $22,910,000 | 405.2% | 0.6% |
| Synovus Bank | $14,135,000 | $22,805,000 | 61.3% | 0.6% |
| PENNYMAC LOAN SERVICES LLC | $13,680,000 | $21,475,000 | 57.0% | 0.6% |
| SouthPoint Bank | $19,470,000 | $21,290,000 | 9.3% | 0.6% |
| Hamilton Mortgage Corporation | $15,435,000 | $19,675,000 | 27.5% | 0.5% |
| The Home Loan Expert | $5,250,000 | $17,850,000 | 240.0% | 0.5% |
| United Bank | $10,185,000 | $16,230,000 | 59.4% | 0.4% |
| First Community Mortgage Inc. | $4,595,000 | $15,825,000 | 244.4% | 0.4% |
| CENTENNIAL BANK | $15,950,000 | $15,575,000 | -2.4% | 0.4% |
| USAA FEDERAL SAVINGS BANK | $21,800,000 | $13,495,000 | -38.1% | 0.4% |
| Embrace Home Loans, Inc. | $7,075,000 | $13,180,000 | 86.3% | 0.3% |
| Better Mortgage Corporation | $2,115,000 | $12,865,000 | 508.3% | 0.3% |
| PRIMELENDING | $7,140,000 | $12,815,000 | 79.5% | 0.3% |
| Lakeview Loan Servicing, LLC | $2,415,000 | $12,805,000 | 430.2% | 0.3% |
| NewDay Financial LLC dba NewDay USA | $6,285,000 | $11,980,000 | 90.6% | 0.3% |
| Alabama Credit Union | $11,030,000 | $11,870,000 | 7.6% | 0.3% |
| Cardinal Financial Company LP | $2,410,000 | $11,760,000 | 388.0% | 0.3% |
| Bank of America NA | $12,455,000 | $11,715,000 | -5.9% | 0.3% |
| US BANK, N.A. | $6,125,000 | $11,285,000 | 84.2% | 0.3% |
| NEWREZ LLC | $3,525,000 | $11,105,000 | 215.0% | 0.3% |
| Nations Lending Corporation | $4,435,000 | $11,060,000 | 149.4% | 0.3% |
| River Bank & Trust | $3,335,000 | $11,055,000 | 231.5% | 0.3% |
| WALKER & DUNLOP, LLC | $38,720,000 | $10,005,000 | -74.2% | 0.3% |
| RED MORTGAGE CAPITAL, LLC | $9,515,000 | n/a | 0.3% | |
| Envoy Mortgage Ltd. | $6,420,000 | $9,485,000 | 47.7% | 0.3% |
| Merchants & Marine Bank | $9,320,000 | $9,020,000 | -3.2% | 0.2% |
| Stifel Bank and Trust | $6,595,000 | $8,790,000 | 33.3% | 0.2% |
| Morgan Stanley Private Bank NA | $4,945,000 | $8,595,000 | 73.8% | 0.2% |
| MORTGAGE INVESTORS GROUP | $4,730,000 | $8,245,000 | 74.3% | 0.2% |
| Southeast Mortgage of Georgia | $8,510,000 | $8,075,000 | -5.1% | 0.2% |
| HomeTrust Mortgage Company | $7,735,000 | $8,070,000 | 4.3% | 0.2% |
| Flagstar Bank | $2,575,000 | $8,005,000 | 210.9% | 0.2% |
| The Federal Savings Bank | $4,140,000 | $7,895,000 | 90.7% | 0.2% |
| Acopia, LLC | $6,640,000 | $7,775,000 | 17.1% | 0.2% |
| Southwest Funding LP | $3,425,000 | $7,715,000 | 125.3% | 0.2% |
| BANKPLUS | $3,500,000 | $7,660,000 | 118.9% | 0.2% |
| Pen Air Federal Credit Union | $8,605,000 | $7,625,000 | -11.4% | 0.2% |
| HomeBridge Financial Services, Inc. | $5,370,000 | $7,600,000 | 41.5% | 0.2% |
| Hometown Lenders LLC | $3,335,000 | $7,500,000 | 124.9% | 0.2% |
| Primary Residential Mortgage Inc. | $2,930,000 | $7,495,000 | 155.8% | 0.2% |
| Clearpath Lending | $3,070,000 | $7,420,000 | 141.7% | 0.2% |
| Raymond James Bank National Association | $565,000 | $7,265,000 | 1,185.8% | 0.2% |
| Keesler Federal Credit Union | $2,510,000 | $7,110,000 | 183.3% | 0.2% |
| AMERIS BANK | $4,905,000 | $6,795,000 | 38.5% | 0.2% |
| 21ST MORTGAGE | $4,125,000 | $6,615,000 | 60.4% | 0.2% |
| Guaranteed Rate Inc. | $3,860,000 | $6,350,000 | 64.5% | 0.2% |
| SWBC Mortgage Corporation | $6,930,000 | $6,080,000 | -12.3% | 0.2% |
| Barrington Bank & Trust | $2,305,000 | $6,050,000 | 162.5% | 0.2% |
| Southern Bank | $6,035,000 | n/a | 0.2% | |
| Village Capital & Investment | $970,000 | $6,000,000 | 518.6% | 0.2% |
| Fidelity Bank | $770,000 | $5,720,000 | 642.9% | 0.2% |
| DAS Acquisition Company, LLC | $4,665,000 | $5,630,000 | 20.7% | 0.1% |
| Keller Mortgage LLC | $2,150,000 | $5,590,000 | 160.0% | 0.1% |
| New American Funding (dba for Broker Solutions Inc) | $3,590,000 | $5,560,000 | 54.9% | 0.1% |
| NBKC Bank | $4,000,000 | $5,415,000 | 35.4% | 0.1% |
| BANK OZK | $5,340,000 | n/a | 0.1% | |
| Crescent Mortgage Company | $6,495,000 | $5,100,000 | -21.5% | 0.1% |
| AmeriHomeMortgageCompany,LL | $2,370,000 | $5,030,000 | 112.2% | 0.1% |
| American Financial Network Inc. | $1,030,000 | $4,675,000 | 353.9% | 0.1% |
| Pentagon Federal Credit Union | $2,995,000 | $4,555,000 | 52.1% | 0.1% |
| Citizens National Bank of Meri | $785,000 | $4,540,000 | 478.3% | 0.1% |
| CARRINGTON MORTGAGE SERVICES | $5,210,000 | $4,505,000 | -13.5% | 0.1% |
| LISTERHILL CREDIT UNION | $4,490,000 | n/a | 0.1% | |
| UBS Bank USA | $2,480,000 | $4,335,000 | 74.8% | 0.1% |
| Pacific Residential Mortgage LLC | $4,300,000 | n/a | 0.1% | |
| Avadian Credit Union | $1,165,000 | $4,275,000 | 267.0% | 0.1% |
| Prosperity Home Mortgage LLC | $4,225,000 | n/a | 0.1% | |
| FIRST NATIONAL BANK | $385,000 | $4,205,000 | 992.2% | 0.1% |
| BNC NATIONAL BANK | $1,735,000 | $4,005,000 | 130.8% | 0.1% |
| HomeStar Financial Corporation | $2,515,000 | $3,955,000 | 57.3% | 0.1% |
| Brand Mortgage | $1,880,000 | $3,930,000 | 109.0% | 0.1% |
| Cadence Bank, N.A. | $2,765,000 | $3,880,000 | 40.3% | 0.1% |
| TJC Mortgage, Inc. | $570,000 | $3,845,000 | 574.6% | 0.1% |
| Synergy One Lending | $2,890,000 | $3,795,000 | 31.3% | 0.1% |
| Guild Mortgage Company | $2,420,000 | $3,680,000 | 52.1% | 0.1% |
| Eustis Mortgage Corporation | $3,600,000 | n/a | 0.1% | |
| Max Credit Union | $575,000 | $3,580,000 | 522.6% | 0.1% |
| Consumer First Mortgage Inc. | $2,860,000 | $3,385,000 | 18.4% | 0.1% |
| American Financial Resources Inc. | $2,435,000 | $3,380,000 | 38.8% | 0.1% |
| APCO Employees Credit Union | $3,160,000 | $3,370,000 | 6.6% | 0.1% |
| Old National Bank | $3,335,000 | n/a | 0.1% | |
| First Guaranty Mortgage Corporation | $1,510,000 | $3,315,000 | 119.5% | 0.1% |
| North American Savings Bank | $4,225,000 | $3,235,000 | -23.4% | 0.1% |
| BankFirst Financial Services | $3,125,000 | $3,125,000 | 0.0% | 0.1% |
| Planet Home Lending LLC | $450,000 | $3,105,000 | 590.0% | 0.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC | $2,190,000 | $3,050,000 | 39.3% | 0.1% |
| Alabama One Credit Union | $1,985,000 | $3,040,000 | 53.1% | 0.1% |
| Guaranty Trust Company | $2,535,000 | $2,930,000 | 15.6% | 0.1% |
| Intercontinental Capital Group, Inc. | $2,930,000 | n/a | 0.1% | |
| InterLinc Mortgage Services LLC | $3,555,000 | $2,890,000 | -18.7% | 0.1% |
| Century Bank | $2,765,000 | $2,885,000 | 4.3% | 0.1% |
| Mid-Continent Funding, Inc. | $625,000 | $2,870,000 | 359.2% | 0.1% |
| Northpointe Bank | $1,175,000 | $2,730,000 | 132.3% | 0.1% |
| First US Bank | $2,460,000 | $2,635,000 | 7.1% | 0.1% |
| CB&S Bank | $925,000 | $2,630,000 | 184.3% | 0.1% |
| Evansville Teachers Federal Credit Union | $800,000 | $2,555,000 | 219.4% | 0.1% |
| Sun West Mortgage Company Inc. | $705,000 | $2,540,000 | 260.3% | 0.1% |
| New Horizons Credit Union | $545,000 | $2,480,000 | 355.0% | 0.1% |
| Redstone Federal Credit Union | $830,000 | $2,425,000 | 192.2% | 0.1% |
| Resource Financial Services, Inc. | $2,440,000 | $2,420,000 | -0.8% | 0.1% |
| First Savings Bank | $5,185,000 | $2,405,000 | -53.6% | 0.1% |
| Cascade Financial Services | $960,000 | $2,390,000 | 149.0% | 0.1% |
| FBC Mortgage LLC | $480,000 | $2,385,000 | 396.9% | 0.1% |
| Wyndham Capital Mortgage | $390,000 | $2,380,000 | 510.3% | 0.1% |
| American Financing Corporation | $1,340,000 | $2,360,000 | 76.1% | 0.1% |
| Homeside Financial LLC | $910,000 | $2,345,000 | 157.7% | 0.1% |
| Churchill Mortgage Corporation | $395,000 | $2,340,000 | 492.4% | 0.1% |
| Progress Bank and Trust | $1,415,000 | $2,335,000 | 65.0% | 0.1% |
| ROBERTSON BANKING COMPANY | $1,385,000 | $2,305,000 | 66.4% | 0.1% |
| Redwood Trust Inc | $2,295,000 | n/a | 0.1% | |
| Reliance First Capital LLC | $3,340,000 | $2,260,000 | -32.3% | 0.1% |
| American Home Lending USA LLC | $1,125,000 | $2,255,000 | 100.4% | 0.1% |
| Central State Bank | $565,000 | $2,230,000 | 294.7% | 0.1% |
| TIAA, FSB | $2,735,000 | $2,215,000 | -19.0% | 0.1% |
| Low VA Rates | $735,000 | $2,180,000 | 196.6% | 0.1% |
| Royal United Mortgage LLC | $2,145,000 | $2,135,000 | -0.5% | 0.1% |
| Sovereign Lending Group, Inc | $1,930,000 | $2,130,000 | 10.4% | 0.1% |
| Mortgage Solutions of Colorado LLC | $375,000 | $2,115,000 | 464.0% | 0.1% |
| SHELTER MORTGAGE COMPANY, LLC | $2,095,000 | n/a | 0.1% | |
| GATEWAY MORTGAGE GROUP | $430,000 | $2,075,000 | 382.6% | 0.1% |
| Direct Mortgage Loans | $990,000 | $2,045,000 | 106.6% | 0.1% |
| Southpoint Financial Services | $1,300,000 | $2,045,000 | 57.3% | 0.1% |
| KS StateBank | $880,000 | $2,035,000 | 131.3% | 0.1% |
| CIS Financial Services, Inc. | $165,000 | $2,030,000 | 1,130.3% | 0.1% |
| AimLoan.com | $1,435,000 | $2,020,000 | 40.8% | 0.1% |
| Home Bank National Association | $315,000 | $1,990,000 | 531.7% | 0.1% |
| Mason-McDuffie Mortgage Corporation | $1,930,000 | n/a | 0.1% | |
| Magnolia State Bank | $270,000 | $1,875,000 | 594.4% | 0.0% |
| Central National Bank | $1,805,000 | n/a | 0.0% | |
| The Mortgage Firm, Inc. | $1,805,000 | n/a | 0.0% | |
| LendUS LLC dba RPM Mortgage | $4,850,000 | $1,795,000 | -63.0% | 0.0% |
| ANGEL OAK HOME LOANS LLC | $2,290,000 | $1,710,000 | -25.3% | 0.0% |
| STATE BANK AND TRUST COMPANY | $3,010,000 | $1,710,000 | -43.2% | 0.0% |
| ARVEST BANK | $680,000 | $1,690,000 | 148.5% | 0.0% |
| Sunflower Bank, N.A. | $690,000 | $1,665,000 | 141.3% | 0.0% |
| FIRST BANK | $225,000 | $1,655,000 | 635.6% | 0.0% |
| Pinnacle Bank | $1,685,000 | $1,645,000 | -2.4% | 0.0% |
| Sirva Mortgage Inc. | $1,180,000 | $1,630,000 | 38.1% | 0.0% |
| Prime Choice Funding, Inc. | $2,120,000 | $1,625,000 | -23.3% | 0.0% |
| CERTAIN HOME LOANS, LLC | $710,000 | $1,610,000 | 126.8% | 0.0% |
| Independent Bank | $550,000 | $1,565,000 | 184.5% | 0.0% |
| THE CENTRAL TRUST BANK | $1,535,000 | n/a | 0.0% | |
| Ixonia Bank | $1,530,000 | n/a | 0.0% | |
| Colonial Savings | $255,000 | $1,515,000 | 494.1% | 0.0% |
| Mid America Mortgage Inc. | $1,435,000 | $1,490,000 | 3.8% | 0.0% |
| Geneva Financial LLC | $1,440,000 | n/a | 0.0% | |
| SmartBank | $3,165,000 | $1,400,000 | -55.8% | 0.0% |
| Berkadia Commercial Mortgage | $1,395,000 | n/a | 0.0% | |
| America's First Federal Credit Union | $1,115,000 | $1,360,000 | 22.0% | 0.0% |
| Stockton Mortgage Corporation | $295,000 | $1,360,000 | 361.0% | 0.0% |
| Army Aviation Center Federal Credit Union | $565,000 | $1,335,000 | 136.3% | 0.0% |
| Quad City Bank and Trust Company | $1,325,000 | n/a | 0.0% | |
| Citizens Equity First Credit Union (CEFCU) | $625,000 | $1,295,000 | 107.2% | 0.0% |
| Chevron Federal Credit Union | $950,000 | $1,285,000 | 35.3% | 0.0% |
| First South Farm Credit, ACA | $245,000 | $1,275,000 | 420.4% | 0.0% |
| Red River Bank | $2,330,000 | $1,275,000 | -45.3% | 0.0% |
| Nicolet National Bank | $1,270,000 | n/a | 0.0% | |
| Peoples Bank | $350,000 | $1,255,000 | 258.6% | 0.0% |
| Inlanta Mortgage | $730,000 | $1,250,000 | 71.2% | 0.0% |
| Gulf Winds Federal Credit Union | $945,000 | $1,230,000 | 30.2% | 0.0% |
| WEI Mortgage LLC | $1,220,000 | n/a | 0.0% | |
| Homestead Funding Corp. | $1,005,000 | $1,215,000 | 20.9% | 0.0% |
| Nations Reliable Lending, LLC | $1,200,000 | n/a | 0.0% | |
| First Federal Savings and Loan Association of Pascagoula - Moss Point | $695,000 | $1,190,000 | 71.2% | 0.0% |
| Origin Bank | $105,000 | $1,185,000 | 1,028.6% | 0.0% |
| Progressive Bank | $145,000 | $1,170,000 | 706.9% | 0.0% |
| Harvesters Federal Credit Union | $845,000 | $1,165,000 | 37.9% | 0.0% |
| Liberty Mortgage Corporation | $305,000 | $1,150,000 | 277.0% | 0.0% |
| Bank of Yazoo | $395,000 | $1,140,000 | 188.6% | 0.0% |
| Simmons Bank | $1,140,000 | n/a | 0.0% | |
| Prime Mortgage Lending Inc. | $145,000 | $1,135,000 | 682.8% | 0.0% |
| Triumph Bank | $1,620,000 | $1,110,000 | -31.5% | 0.0% |
| BANKSOUTH MORTGAGE COMPANY, LL | $1,105,000 | n/a | 0.0% | |
| Mortgage Lenders of America LLC | $1,340,000 | $1,105,000 | -17.5% | 0.0% |
| AAG | $1,605,000 | $1,100,000 | -31.5% | 0.0% |
| Milend Inc. | $675,000 | $1,100,000 | 63.0% | 0.0% |
| Weichert Financial Services | $1,080,000 | n/a | 0.0% | |
| LIBERTY BANK | $195,000 | $1,040,000 | 433.3% | 0.0% |
| Bank Independent | $1,640,000 | $1,025,000 | -37.5% | 0.0% |
| WEST TOWN BANK & TRUST | $750,000 | $1,025,000 | 36.7% | 0.0% |
| SOUTHERN BANCORP BANK | $820,000 | $1,015,000 | 23.8% | 0.0% |
| BOKF NA | $725,000 | $1,010,000 | 39.3% | 0.0% |
| ALABAMA TEACHERS CREDIT UNION | $855,000 | $1,000,000 | 17.0% | 0.0% |
| CORNERSTONE HOME LENDING, INC. | $555,000 | $1,000,000 | 80.2% | 0.0% |
| Union Home Mortgage Company | $410,000 | $980,000 | 139.0% | 0.0% |
| Charles Schwab Bank | $1,635,000 | $970,000 | -40.7% | 0.0% |
| Hometown Equity Mortgage LLC | $960,000 | n/a | 0.0% | |
| Northwest Federal Credit Union | $35,000 | $945,000 | 2,600.0% | 0.0% |
| Credit Union Mortgage Association Inc. | $175,000 | $935,000 | 434.3% | 0.0% |
| West Alabama Bank & Trust | $425,000 | $925,000 | 117.6% | 0.0% |
| Guaranteed Rate Affinity LLC | $2,205,000 | $920,000 | -58.3% | 0.0% |
| Axos Bank | $250,000 | $910,000 | 264.0% | 0.0% |
| BLUELEAF LENDING, LLC | $905,000 | n/a | 0.0% | |
| Premia Mortgage, LLC | $305,000 | $905,000 | 196.7% | 0.0% |
| SoFi Lending Corp | $510,000 | $905,000 | 77.5% | 0.0% |
| Meridian Bank | $295,000 | $900,000 | 205.1% | 0.0% |
| Oceanside Mortgage Company | $495,000 | $895,000 | 80.8% | 0.0% |
| Traditions Bank | $430,000 | $885,000 | 105.8% | 0.0% |
| PriorityOne Bank | $595,000 | $875,000 | 47.1% | 0.0% |
| University Lending Group LLC | $535,000 | $870,000 | 62.6% | 0.0% |
| Towne Mortgage Company | $745,000 | $860,000 | 15.4% | 0.0% |
| Credit Human Federal Credit Union | $1,700,000 | $835,000 | -50.9% | 0.0% |
| Midwest Loan Services Inc | $835,000 | n/a | 0.0% | |
| Valley National Bank | $645,000 | $825,000 | 27.9% | 0.0% |
| TOTAL MEDIA MANAGEMENT LLC DBA NEW SOUTH MORTGAGE | $820,000 | n/a | 0.0% | |
| 0000057540 | $400,000 | $805,000 | 101.3% | 0.0% |
| Evolve Bank & Trust | $835,000 | $805,000 | -3.6% | 0.0% |
| Finance of America Mortgage LLC | $795,000 | n/a | 0.0% | |
| Volunteer State Bank | $785,000 | n/a | 0.0% | |
| EvaBank | $90,000 | $780,000 | 766.7% | 0.0% |
| NMSI Inc | $780,000 | n/a | 0.0% | |
| First Home Bank | $900,000 | $770,000 | -14.4% | 0.0% |
| SecurityNational Mortgage Company | $685,000 | $750,000 | 9.5% | 0.0% |
| American Mortgage Service Company | $800,000 | $745,000 | -6.9% | 0.0% |
| Metro Bank | $310,000 | $730,000 | 135.5% | 0.0% |
| GULF COAST BANK AND TRUST | $730,000 | $725,000 | -0.7% | 0.0% |
| GUARANTY BANK & TRUST COMPANY | $720,000 | n/a | 0.0% | |
| Community Mortgage Corporation | $715,000 | n/a | 0.0% | |
| Triad Financial Services Inc | $260,000 | $715,000 | 175.0% | 0.0% |
| ARMSTRONG BANK | $165,000 | $705,000 | 327.3% | 0.0% |
| Stearns Lending | $370,000 | $705,000 | 90.5% | 0.0% |
| First Internet Bank | $2,075,000 | $700,000 | -66.3% | 0.0% |
| Contour Mortgage Corporation | $695,000 | n/a | 0.0% | |
| GSF Mortgage Corporation | $440,000 | $695,000 | 58.0% | 0.0% |
| Texana Bank, N.A. | $165,000 | $690,000 | 318.2% | 0.0% |
| LeaderOne Financial Corp. | $895,000 | $675,000 | -24.6% | 0.0% |
| Bayshore Mortgage Funding LLC | $670,000 | n/a | 0.0% | |
| CalCon Mutual Mortgage LLC | $585,000 | $660,000 | 12.8% | 0.0% |
| Draper and Kramer Mortgage Corp. | $660,000 | n/a | 0.0% | |
| FBT Mortgage LLC | $485,000 | $660,000 | 36.1% | 0.0% |
| Success Mortgage Partners Inc. | $105,000 | $660,000 | 528.6% | 0.0% |
| Alliance Bank | $310,000 | $655,000 | 111.3% | 0.0% |
| The First National Bank of Gilmer | $655,000 | n/a | 0.0% | |
| Paramount Residential Mortgage Group Inc. | $610,000 | $650,000 | 6.6% | 0.0% |
| Southern Bank of Tennessee | $650,000 | n/a | 0.0% | |
| Gulf Coast Bank | $645,000 | n/a | 0.0% | |
| Deere Employees Credit Union | $840,000 | $640,000 | -23.8% | 0.0% |
| Paramount Bank | $690,000 | $640,000 | -7.2% | 0.0% |
| Citizens Commerce Bank | $635,000 | n/a | 0.0% | |
| THE CITIZENS BANK | $635,000 | n/a | 0.0% | |
| American Mortgage Bank | $145,000 | $630,000 | 334.5% | 0.0% |
| D. L. Evans Bank | $630,000 | n/a | 0.0% | |
| Discover Bank | $575,000 | $620,000 | 7.8% | 0.0% |
| ENNIS STATE BANK | $605,000 | n/a | 0.0% | |
| First Tennessee Bank National | $655,000 | $605,000 | -7.6% | 0.0% |
| Watermark Home Loans | $325,000 | $605,000 | 86.2% | 0.0% |
| DelMar Financial Company | $155,000 | $600,000 | 287.1% | 0.0% |
| American Pacific Mortgage Corporation | $595,000 | n/a | 0.0% | |
| Oconee State Bank | $590,000 | n/a | 0.0% | |
| Cf Bank National Association | $255,000 | $580,000 | 127.5% | 0.0% |
| Impac Mortgage Corp. dba CashCall Mortgage | $2,330,000 | $580,000 | -75.1% | 0.0% |
| James B. Nutter & Company | $175,000 | $580,000 | 231.4% | 0.0% |
| Mortgage Assurance Inc. | $570,000 | n/a | 0.0% | |
| M&T Bank | $570,000 | n/a | 0.0% | |
| American Neighborhood Mortgage dba AnnieMac Home Mortgage | $115,000 | $565,000 | 391.3% | 0.0% |
| CENTRAL BANK OF ST LOUIS | $550,000 | n/a | 0.0% | |
| Florida Capital Bank National Association | $345,000 | $550,000 | 59.4% | 0.0% |
| United Community Bank | $560,000 | $550,000 | -1.8% | 0.0% |
| Guardian Credit Union | $230,000 | $535,000 | 132.6% | 0.0% |
| Direct Lenders, LLC. | $515,000 | n/a | 0.0% | |
| Farmers Bank & Trust Company | $255,000 | $515,000 | 102.0% | 0.0% |
| Mortgage Financial Services LLC | $515,000 | n/a | 0.0% | |
| The Farmers and Merchants National Bank | $515,000 | n/a | 0.0% | |
| Central Bank Illinois | $510,000 | n/a | 0.0% | |
| PATRIOT BANK | $510,000 | n/a | 0.0% | |
| Commonwealth Bank and Trust Company | $275,000 | $505,000 | 83.6% | 0.0% |
| Finance of America Reverse LLC | $345,000 | $505,000 | 46.4% | 0.0% |
| Stock Yards Bank and Trust Co | $255,000 | $505,000 | 98.0% | 0.0% |
| Auburn University Federal Credit Union | $500,000 | n/a | 0.0% | |
| AUSTIN CAPITAL BANK SSB | $500,000 | n/a | 0.0% | |
| Colony Bank | $500,000 | n/a | 0.0% | |
| NAVIGATOR CREDIT UNION | $330,000 | $500,000 | 51.5% | 0.0% |
| COOSA VALLEY CREDIT UNION | $1,125,000 | $495,000 | -56.0% | 0.0% |
| First Federal Bank of Kansas City | $755,000 | $490,000 | -35.1% | 0.0% |
| Reliant Bank | $490,000 | n/a | 0.0% | |
| Citibank, N.A. | $1,170,000 | $485,000 | -58.5% | 0.0% |
| First-Citizens Bank & Trust Co | $485,000 | n/a | 0.0% | |
| Sierra Pacific Mortgage | $485,000 | n/a | 0.0% | |
| West Point Bank | $245,000 | $485,000 | 98.0% | 0.0% |
| Honda Federal Credit Union | $480,000 | n/a | 0.0% | |
| Blue Ridge Bank, NA | $475,000 | n/a | 0.0% | |
| Equity Bank | $475,000 | n/a | 0.0% | |
| People's Bank of Seneca | $475,000 | n/a | 0.0% | |
| Hamilton Group Funding Inc. | $470,000 | n/a | 0.0% | |
| Highlands Residential Mortgage Ltd | $470,000 | n/a | 0.0% | |
| Citizens Bank & Trust Company of Vivian Louisiana | $465,000 | n/a | 0.0% | |
| Fifth Third Bank | $790,000 | $465,000 | -41.1% | 0.0% |
| FNB Bank | $505,000 | $460,000 | -8.9% | 0.0% |
| Delta Community Credit Union | $195,000 | $455,000 | 133.3% | 0.0% |
| CityWorth Mortgage | $440,000 | $450,000 | 2.3% | 0.0% |
| Vibrant Credit Union | $450,000 | n/a | 0.0% | |
| Ark-La-Tex Financial Services LLC | $1,025,000 | $445,000 | -56.6% | 0.0% |
| Bay Equity LLC | $285,000 | $445,000 | 56.1% | 0.0% |
| Lenox Financial Mortgage Corp. | $435,000 | n/a | 0.0% | |
| THE BANK OF MISSOURI | $435,000 | $435,000 | 0.0% | 0.0% |
| The Bradford National Bank of Greenville | $435,000 | n/a | 0.0% | |
| Accelerate Mortgage | $430,000 | n/a | 0.0% | |
| The First National Bank of Tom Bean | $430,000 | n/a | 0.0% | |
| BankVista | $425,000 | n/a | 0.0% | |
| One Reverse Mortgage, LLC | $410,000 | $425,000 | 3.7% | 0.0% |
| Plains Commerce Bank | $420,000 | n/a | 0.0% | |
| Bank of Sullivan | $415,000 | n/a | 0.0% | |
| BankTennessee | $385,000 | $415,000 | 7.8% | 0.0% |
| TCF National Bank | $305,000 | $415,000 | 36.1% | 0.0% |
| The First State Bank | $415,000 | n/a | 0.0% | |
| Gardner Financial Services dba Legacy Mutual Mortgage | $385,000 | $405,000 | 5.2% | 0.0% |
| Citizens Deposit B & T | $395,000 | n/a | 0.0% | |
| Peoples Bank of Alabama | $335,000 | $395,000 | 17.9% | 0.0% |
| Michigan Mutual, Inc. DBA MiMutual Mortgage | $390,000 | n/a | 0.0% | |
| NBH Bank | $215,000 | $390,000 | 81.4% | 0.0% |
| SPRING EQ, LLC | $230,000 | $390,000 | 69.6% | 0.0% |
| EFCU Financial | $385,000 | n/a | 0.0% | |
| Ruoff Home Mortgage | $145,000 | $385,000 | 165.5% | 0.0% |
| IH Mississippi Valley Credit Union | $165,000 | $375,000 | 127.3% | 0.0% |
| Marine Bank | $145,000 | $375,000 | 158.6% | 0.0% |
| Security Federal Savings Bank | $375,000 | n/a | 0.0% | |
| Huntington National Bank | $335,000 | $370,000 | 10.4% | 0.0% |
| Servion, Inc. | $145,000 | $370,000 | 155.2% | 0.0% |
| Wolfe Financial Inc. DBA Integrity Mortgage Group | $300,000 | $370,000 | 23.3% | 0.0% |
| Beach Community Mortgage Services | $275,000 | $365,000 | 32.7% | 0.0% |
| Fidelity Bank | $770,000 | $365,000 | -52.6% | 0.0% |
| First Financial Bank | $365,000 | n/a | 0.0% | |
| Hawthorn Bank | $365,000 | n/a | 0.0% | |
| TEXAS BANK AND TRUST COMPANY | $365,000 | n/a | 0.0% | |
| Busey Bank | $310,000 | $355,000 | 14.5% | 0.0% |
| CITY BANK | $355,000 | n/a | 0.0% | |
| Noblebank & Trust | $350,000 | n/a | 0.0% | |
| Corporate America Family CU | $345,000 | n/a | 0.0% | |
| Homeland Federal Savings Bank | $345,000 | n/a | 0.0% | |
| CSL Financial, LLC | $320,000 | $340,000 | 6.3% | 0.0% |
| PHH MORTGAGE CORPORATION | $765,000 | $340,000 | -55.6% | 0.0% |
| US Mortgage of Florida | $340,000 | n/a | 0.0% | |
| Baxter Credit Union | $335,000 | n/a | 0.0% | |
| Cumberland Valley National Bank & Trust Company | $335,000 | n/a | 0.0% | |
| Family Savings Credit Union | $335,000 | n/a | 0.0% | |
| Waterstone Mortgage Corp | $665,000 | $335,000 | -49.6% | 0.0% |
| Athas Capital Group | $585,000 | $325,000 | -44.4% | 0.0% |
| Castle & Cooke Mortgage LLC | $325,000 | n/a | 0.0% | |
| Citizens National Bank N.A. | $325,000 | n/a | 0.0% | |
| Colorado Credit Union | $325,000 | n/a | 0.0% | |
| JD Bank | $325,000 | n/a | 0.0% | |
| Platinum Home Mortgage Corporation | $325,000 | n/a | 0.0% | |
| FIRST NATIONAL BANK OF MIDDLE TENNESSEE | $320,000 | n/a | 0.0% | |
| Plaza Home Mortgage Inc. | $2,035,000 | $320,000 | -84.3% | 0.0% |
| Semper Home Loans, Inc | $370,000 | $315,000 | -14.9% | 0.0% |
| AOD Federal Credit Union | $185,000 | $310,000 | 67.6% | 0.0% |
| Citizens Community Bank | $310,000 | n/a | 0.0% | |
| Homeowners Financial Group | $310,000 | n/a | 0.0% | |
| Bartlett Mortgage Inc. | $305,000 | n/a | 0.0% | |
| Centennial Bank | $305,000 | n/a | 0.0% | |
| Metairie Bank and Trust Company | $305,000 | n/a | 0.0% | |
| American Bank & Trust Company, Inc. | $295,000 | n/a | 0.0% | |
| Assemblies Of God Credit Union | $295,000 | n/a | 0.0% | |
| Springfield First Community Bank | $295,000 | n/a | 0.0% | |
| Citizens 1st Bank, Tyler TX | $285,000 | n/a | 0.0% | |
| INVESTAR BANK | $195,000 | $285,000 | 46.2% | 0.0% |
| Southern States Bank | $285,000 | n/a | 0.0% | |
| Texas Security Bank | $285,000 | n/a | 0.0% | |
| ALCOVA Mortgage LLC | $280,000 | n/a | 0.0% | |
| Campus Federal Credit Union | $275,000 | n/a | 0.0% | |
| Illinois National Bank | $275,000 | n/a | 0.0% | |
| AVB BANK | $265,000 | n/a | 0.0% | |
| Bank Of Springfield | $255,000 | n/a | 0.0% | |
| COMMERCE BANK | $1,525,000 | $250,000 | -83.6% | 0.0% |
| Anheuser Busch Employees Credit Union | $245,000 | n/a | 0.0% | |
| Synergy Bank | $245,000 | n/a | 0.0% | |
| US Mortgage Corporation | $105,000 | $245,000 | 133.3% | 0.0% |
| Advancial Federal Credit Union | $240,000 | n/a | 0.0% | |
| ARSENAL CREDIT UNION | $235,000 | n/a | 0.0% | |
| Bay Valley Mortgage Group DBA Pacific Bay Lending Group | $215,000 | $235,000 | 9.3% | 0.0% |
| First Guaranty Bank | $580,000 | $235,000 | -59.5% | 0.0% |
| Mortgage Services III LLC | $145,000 | $235,000 | 62.1% | 0.0% |
| Peoples State Bank of Plainview | $235,000 | n/a | 0.0% | |
| Republic Bank & Trust Company | $105,000 | $235,000 | 123.8% | 0.0% |
| Atlanta Postal Credit Union | $55,000 | $225,000 | 309.1% | 0.0% |
| Central National Bank | $225,000 | n/a | 0.0% | |
| First Midwest Bank | $225,000 | n/a | 0.0% | |
| HSBC BANK USA, NA | $225,000 | n/a | 0.0% | |
| Level One Bank | $225,000 | n/a | 0.0% | |
| Bank of Whittier, Na | $135,000 | $215,000 | 59.3% | 0.0% |
| First National Bank Mortgage | $215,000 | n/a | 0.0% | |
| Great Southern Bank | $195,000 | $215,000 | 10.3% | 0.0% |
| HomeTrust Bank | $215,000 | n/a | 0.0% | |
| Liberty Home Mortgage Corp | $275,000 | $215,000 | -21.8% | 0.0% |
| Air Academy Federal Credit Union | $115,000 | $205,000 | 78.3% | 0.0% |
| Cincinnatus Savings & Loan | $205,000 | n/a | 0.0% | |
| CNB Bank and Trust N.A. | $205,000 | n/a | 0.0% | |
| Community National Bank & Trust of Texas | $205,000 | n/a | 0.0% | |
| Land Home Financial Services Inc. | $325,000 | $205,000 | -36.9% | 0.0% |
| USAlliance Federal Credit Union | $205,000 | n/a | 0.0% | |
| Eagle Bank and Trust Company | $195,000 | n/a | 0.0% | |
| Five Star Credit Union | $195,000 | n/a | 0.0% | |
| Goodfield State Bank | $195,000 | $195,000 | 0.0% | 0.0% |
| Guidance Residential LLC | $195,000 | n/a | 0.0% | |
| LendingOne LLC | $195,000 | n/a | 0.0% | |
| Members Cooperative Credit Union | $135,000 | $190,000 | 40.7% | 0.0% |
| ACIPCO FEDERAL CREDIT UNION | $345,000 | $185,000 | -46.4% | 0.0% |
| Allied Mortgage Group Inc | $215,000 | $185,000 | -14.0% | 0.0% |
| Heritage Bank | $185,000 | n/a | 0.0% | |
| The Northern Trust Company | $185,000 | n/a | 0.0% | |
| AGFIRST FARM CREDIT BANK | $255,000 | $175,000 | -31.4% | 0.0% |
| AMARILLO NATIONAL BANK | $175,000 | n/a | 0.0% | |
| CommunityAmerica Credit Union | $175,000 | n/a | 0.0% | |
| First Bank | $175,000 | n/a | 0.0% | |
| Hancock Mortgage Partners LLC | $175,000 | n/a | 0.0% | |
| Jefferson Credit Union | $175,000 | n/a | 0.0% | |
| Premier Bank of the South | $175,000 | n/a | 0.0% | |
| ALABAMA STATE EMPLOYEES CU | $170,000 | n/a | 0.0% | |
| AmeriFirst Home Mortgage | $170,000 | n/a | 0.0% | |
| Amerifirst Financial Inc. | $165,000 | n/a | 0.0% | |
| CIT BANK N.A. | $165,000 | n/a | 0.0% | |
| HORIZON BANK | $460,000 | $165,000 | -64.1% | 0.0% |
| Intercap Lending Inc | $165,000 | n/a | 0.0% | |
| MEMBERS FIRST CREDIT UNION OF FLORIDA | $80,000 | $165,000 | 106.3% | 0.0% |
| Nations Direct Mortgage LLC | $340,000 | $165,000 | -51.5% | 0.0% |
| On Q Financial Inc. | $165,000 | n/a | 0.0% | |
| Peoples National Bank, N.A. | $165,000 | n/a | 0.0% | |
| United Nations Federal Credit Union | $165,000 | n/a | 0.0% | |
| Century Next Bank | $155,000 | n/a | 0.0% | |
| Community First National Bank | $85,000 | $155,000 | 82.4% | 0.0% |
| E Mortgage Management LLC | $105,000 | $155,000 | 47.6% | 0.0% |
| First Security Bank | $155,000 | n/a | 0.0% | |
| IBM Southeast Employees Federal Credit Union | $155,000 | n/a | 0.0% | |
| National Exchange Bank and Trust | $155,000 | n/a | 0.0% | |
| Tristar Bank | $155,000 | n/a | 0.0% | |
| AuburnBank | $145,000 | $145,000 | 0.0% | 0.0% |
| FIRST NATIONAL BANK OF OMAHA | $145,000 | n/a | 0.0% | |
| Justice Federal Credit Union | $145,000 | n/a | 0.0% | |
| Legacy Community Federal Credit Union | $145,000 | n/a | 0.0% | |
| United Security Financial | $145,000 | n/a | 0.0% | |
| Capital Mortgage Services of Texas | $135,000 | n/a | 0.0% | |
| CountryPlace Mortgage Ltd. | $135,000 | n/a | 0.0% | |
| Edmonton State Bank | $335,000 | $135,000 | -59.7% | 0.0% |
| First Community Bank | $1,200,000 | $135,000 | -88.8% | 0.0% |
| Petefish Skiles & Co. Bank | $135,000 | n/a | 0.0% | |
| Thrivent Federal Credit Union | $135,000 | n/a | 0.0% | |
| Angel Oak Mortgage Solutions | $815,000 | $125,000 | -84.7% | 0.0% |
| Great Southern Bank | $195,000 | $125,000 | -35.9% | 0.0% |
| Central Bank | $115,000 | n/a | 0.0% | |
| Core Bank | $610,000 | $115,000 | -81.1% | 0.0% |
| Town and Country Banc Mortgage | $115,000 | n/a | 0.0% | |
| Georgia's Own Credit Union | $250,000 | $105,000 | -58.0% | 0.0% |
| Mutual Savings Credit Union | $105,000 | n/a | 0.0% | |
| UNITED COMMUNITY BANK | $105,000 | n/a | 0.0% | |
| Ascentra Credit Union | $75,000 | $95,000 | 26.7% | 0.0% |
| FIRST CITIZENS NATIONAL BANK | $145,000 | $95,000 | -34.5% | 0.0% |
| Longbridge Financial, LLC | $280,000 | $95,000 | -66.1% | 0.0% |
| RESIDENTIAL ACCEPTANCE CORPORATION. RAC. | $95,000 | n/a | 0.0% | |
| INTERIOR FEDERAL CREDIT UNION | $85,000 | n/a | 0.0% | |
| Planters Bank Inc. | $285,000 | $85,000 | -70.2% | 0.0% |
| Midland Mortgage Corporation of SC | $145,000 | $75,000 | -48.3% | 0.0% |
| PARAGON BANK | $405,000 | $65,000 | -84.0% | 0.0% |
| 1st Franklin Financial Corporation | $35,000 | n/a | 0.0% | |
| FedEx Employees Credit Association | $35,000 | n/a | 0.0% |
DAPHNE - FAIRHOPE - FOLEY's top lender by overall market share is Trustmark National Bank, with 6.2% market share. In second place, with 6.0%, is REGIONS BANK, having originated $224,155,000 in loans. In third place, with 5.8%, is Quicken Loans, having originated $219,020,000 in loans. In third place, with 4.3%, is Home Point Financial Corporation, having originated $163,345,000 in loans. In third place, with 4.2%, is FirstBank, having originated $157,215,000 in loans.
DAPHNE-FAIRHOPE-FOLEY, AL Market Loan Reason
| Loan Purpose | Originations | Total Value | Average Loan |
|---|---|---|---|
| Home Purchase | 7,180 | $1,882,710,000 | $262,216 |
| Refi | 5,266 | $1,327,880,000 | $252,161 |
| Cash Out Refi | 1,799 | $451,035,000 | $250,714 |
| Home Improvement | 440 | $45,730,000 | $103,932 |
| Other | 440 | $59,470,000 | $135,159 |
Daphne - Fairhope - Foley's most frequently cited loan purpose was Home Purchase, with 7,180 originations. The 2nd most popular reason was Refi, with 5,266 originations.
Interest Rate Frequencies
| Loan Rate | Originations | Total Value | Average Loan |
|---|---|---|---|
| 3-4% | 6,510 | $1,663,300,000 | $255,499 |
| 2.5-3% | 5,194 | $1,336,310,000 | $257,280 |
| <2.5% | 1,424 | $352,260,000 | $247,374 |
| 4-5% | 1,070 | $226,360,000 | $211,551 |
| 5-6% | 237 | $35,485,000 | $149,726 |
| 6-7% | 89 | $9,205,000 | $103,427 |
| Over 8% | 69 | $4,995,000 | $72,391 |
| 7-8% | 51 | $3,795,000 | $74,412 |
During 2020, Daphne - Fairhope - Foley's most frequently originated rate bucket was 3-4%, with 6,510 originations.
Loan Sizing (DAPHNE-FAIRHOPE-FOLEY, AL MSA)
| Loan Size | Originations | Total Value | Average Loan |
|---|---|---|---|
| $200k-400k | 6,861 | $1,888,035,000 | $275,184 |
| $100k-200k | 5,274 | $820,850,000 | $155,641 |
| $100,000 or less | 1,373 | $83,615,000 | $60,899 |
| $400k-600k | 1,269 | $594,165,000 | $468,215 |
| $600k-1000k | 256 | $189,640,000 | $740,781 |
| $Over $1MM | 92 | $190,520,000 | $2,070,870 |
DAPHNE - FAIRHOPE - FOLEY's loan sizing saw the bucket of loans from $200k-400k with 6,861 originations, totaling $1,888,035,000 in origination value.
LTV Distribution
| Loan to Value | Originations | Total Value | Average Loan |
|---|---|---|---|
| 80-100% | 5,987 | $1,512,095,000 | $252,563 |
| 60-80% | 4,726 | $1,313,090,000 | $277,844 |
| 40-60% | 1,756 | $432,240,000 | $246,150 |
| 20-40% | 827 | $120,375,000 | $145,556 |
| Under 20% | 514 | $29,880,000 | $58,132 |
| Over 100% | 252 | $69,320,000 | $275,079 |
DAPHNE - FAIRHOPE - FOLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,987 originations, totaling $1,512,095,000 in origination value.