DAPHNE - FAIRHOPE - FOLEY Mortgage Rates

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Daphne - Fairhope - Foley averaged 3.42% for the week of 2021-11-24, compared to the national average of 3.1% for the same period.

The average rate for the prior week (2021-11-18) was 3.12% and one month ago for the week of 2021-10-21, the average rate was 3.31%.

Daphne - Fairhope - Foley's average rate one year ago was 2.84%.

For refis of the same type during the week of 2021-11-24, the average rate was 3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2021-11-24 3.1%
Daphne - Fairhope - Foley 30 Year Fixed Rate 2021-11-24 3.42%
Daphne - Fairhope - Foley 30 Year Fixed Rate Refi 2021-11-24 3%
Daphne - Fairhope - Foley 15 Year Fixed Rate 2021-11-24 2.92%
Daphne - Fairhope - Foley 15 Year Fixed Rate Refi 2021-11-24 2.75%
Daphne - Fairhope - Foley 30 Year FHA 2021-11-24 3.3%
Daphne - Fairhope - Foley 30 Year FHA Refi 2021-11-24 3.33%
Daphne - Fairhope - Foley 30 Year USDA 2021-11-24 3.45%
Daphne - Fairhope - Foley 30 Year USDA Refi 2021-11-24 3.05%
Daphne - Fairhope - Foley 30 Year VA 2021-11-24 3.46%
Daphne - Fairhope - Foley 30 Year VA Refi 2021-11-24 3.1%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAPHNE-FAIRHOPE-FOLEY, AL.

DAPHNE - FAIRHOPE - FOLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lendor, for only loans originated in the DAPHNE-FAIRHOPE-FOLEY, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2020 Avg. 30yFix Rate 2020 Avg. Total Fees
Trustmark National Bank 481 3.19% $3,851
Regions Bank 460 3.29% $3,144
HOME POINT FINANCIAL CORPORATION 439 3.44% $4,057
QUICKEN LOANS, LLC 437 3.29% $5,000
FirstBank 401 3.32% $3,117
DHI MORTGAGE COMPANY, LTD. 304 3.06% $1,792
South State Bank, National Association 250 3.24% $3,113
MOVEMENT MORTGAGE, LLC 228 3.34% $3,218
BancorpSouth Bank 222 3.44% $2,836
UNITED WHOLESALE MORTGAGE, LLC 213 3.37% $4,368
GMFS LLC 181 3.14% $2,214
EVERETT FINANCIAL, INC. 164 3.63% $1,799
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 122 3.22% $4,064
Wells Fargo Bank, National Association 110 3.46% $2,715
Tyndall Federal Credit Union 110 2.99% $2,406
Citizens Bank, National Association 105 3.46% $3,600
NAVY FEDERAL CREDIT UNION 91 3.62% $3,720
First Federal Bank, A FSB 88 3.04% $2,589
Bank of England 81 3.18% $4,934
Truist Bank 80 3.35% $3,085
DSLD MORTGAGE, LLC 74 3.21% $1,200
Goldwater Bank, N.A. 71 3.25% $3,998
BBVA USA 71 3.53% $3,556
SouthPoint Bank 63 3.35% $3,323
CMG MORTGAGE, INC. 63 3.25% $4,478
Iberiabank 63 3.31% $3,509
LOANDEPOT.COM, LLC 62 3.18% $4,022
CALIBER HOME LOANS, INC. 61 3.30% $4,305
CROSSCOUNTRY MORTGAGE, LLC 60 3.61% $4,191
Renasant Bank 60 3.35% $3,370
Hamilton Mortgage Corporation 58 3.29% $3,400
AMERISAVE MORTGAGE CORPORATION 57 2.97% $4,453
Community Bank of Mississippi 55 3.28% $2,957
The Home Loan Expert LLC 53 3.24% $3,312
Hancock Whitney Bank 50 3.29% $3,867
NATIONSTAR MORTGAGE LLC 48 3.41% $6,708
ServisFirst Bank 45 3.16% $3,274
JPMorgan Chase Bank, National Association 42 3.20% $3,475
PNC Bank, National Association 38 3.69% $1,802
FIRST COMMUNITY MORTGAGE, INC. 37 3.22% $3,557
Synovus Bank 33 3.11% $6,948
Magnolia Bank 32 3.33% $4,146
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 30 3.44% $4,335
BETTER MORTGAGE CORPORATION 28 3.14% $2,795
PENNYMAC LOAN SERVICES, LLC 26 3.23% $5,449
Nations Lending Corporation 25 2.95% $3,504
ENVOY MORTGAGE, LTD 24 3.42% $4,770
PRIMELENDING, A PLAINSCAPITAL COMPANY 24 3.32% $3,924
Assurance Financial Group, L.L.C. 24 3.30% $4,031
U.S. Bank National Association 22 3.20% $3,380
EMBRACE HOME LOANS, INC. 20 3.19% $3,781
SWBC MORTGAGE CORPORATION 20 2.96% $2,229
Bank of America, National Association 20 3.18% $3,556
NEWREZ LLC 19 3.56% $3,996
Ameris Bank 19 3.36% $3,148
SOUTHEAST MORTGAGE OF GEORGIA, INC. 19 3.84% $3,481
KELLER MORTGAGE, LLC 18 3.22% $1,935
Flagstar Bank, FSB 18 3.31% $3,011
HOMETRUST MORTGAGE COMPANY 18 3.31% $2,213
Stifel Bank and Trust 17 2.91% $2,625
FIDELITY BANK 17 3.13% $3,677
MORTGAGE INVESTORS GROUP, INC. 17 3.30% $4,791
PRIMARY RESIDENTIAL MORTGAGE, INC. 16 2.94% $4,142
DAS Acquisition Company, LLC 16 3.17% $3,701
AVADIAN 15 3.08% $3,076
Hometown Lenders, Inc. 15 3.31% $3,705
A Mortgage Boutique, LLC 15 3.30% $4,393
SOUTHWEST FUNDING, LP 15 3.38% $5,943
ALABAMA CREDIT UNION 14 3.37% $2,471
NBKC BANK 14 3.44% $2,595
CRESCENT MORTGAGE COMPANY 13 3.93% $3,872
EUSTIS AND AMERICAN MORTGAGE COMPANY 13 2.96% $3,316
Centennial Bank 12 3.47% $2,888
ROYAL UNITED MORTGAGE LLC 12 3.49% $5,991
ROUNDPOINT MORTGAGE SERVICING CORPORATION 12 3.53% $1,639
GUARANTEED RATE, INC. 12 3.15% $3,170
KEESLER 11 3.08% $3,053
Consumer First Mortgage, Inc. 11 2.83% $4,457
BROKER SOLUTIONS, INC. 10 3.11% $4,410
FREEDOM MORTGAGE CORPORATION 9 3.68% $2,671
ACOPIA, LLC 9 3.78% $3,213
PACIFIC RESIDENTIAL MORTGAGE, LLC 9 3.25% $5,296
Capital City Home Loans, LLC 9 3.17% $3,212
Prosperity Home Mortgage, LLC 9 3.17% $3,158
MUTUAL OF OMAHA MORTGAGE, INC. 9 2.99% $3,693
GUILD MORTGAGE COMPANY 9 3.47% $4,241
AMERICAN FINANCING CORPORATION 8 3.20% $5,015
Northpointe Bank 8 3.03% $3,389
AMERICAN FINANCIAL NETWORK, INC. 8 3.08% $5,665
INTERLINC MORTGAGE SERVICES, LLC 8 3.06% $2,183
Morgan Stanley Private Bank, National Association 8 3.30% $3,901
TJC Mortgage, Inc. 8 3.39% $3,175
Alabama One Credit Union 7 3.04% $5,242
Raymond James Bank, National Association 7 2.98% $3,228
GUARANTY HOME MORTGAGE CORPORATION 7 3.43% $3,629
BankPlus 7 2.86% $2,927
HOMESIDE FINANCIAL, LLC 7 3.59% $4,432
APCO EMPLOYEES 7 3.49% $3,091
Ally Bank 7 3.23% $4,893
Wyndham Capital Mortgage, Inc. 7 3.63% $3,414
PENTAGON FEDERAL CREDIT UNION 7 3.00% $1,767
TIAA, FSB 7 3.46% $2,762
Progress Bank and Trust 6 2.71% $4,010
Cadence Bank, N.A. 6 3.44% $5,765
HOMESTAR FINANCIAL CORPORATION 6 3.15% $2,658
RESOURCE FINANCIAL SERVICES, INC. 6 2.88% $2,357
The Federal Savings Bank 6 2.96% $7,138
First Federal Bank 6 3.19% $4,751
USAA Federal Savings Bank 6 3.58% $3,822
FBC MORTGAGE, LLC 6 3.66% $3,778
SIRVA MORTGAGE, INC. 5 3.13% $599
Pinnacle Bank 5 3.63% $2,778
DIRECT MORTGAGE LOANS, LLC 5 3.17% $3,603
CHURCHILL MORTGAGE CORPORATION 5 3.27% $3,469
Arvest Bank 5 3.65% $2,753
ANGEL OAK HOME LOANS LLC 5 3.55% $3,380
EVANSVILLE TEACHERS 5 3.00% $2,508
HOMEBRIDGE FINANCIAL SERVICES, INC. 5 3.12% $4,437
AMERICAN HOME LENDING USA, LLC 5 3.32% $4,293
First Guaranty Mortgage Corporation 5 2.90% $2,840
AMERICAN FINANCIAL RESOURCES, INC. 5 3.55% $4,182
Gateway First Bank 5 3.48% $3,394
MASON MCDUFFIE MORTGAGE CORPORATION 4 3.34% $3,912
CERTAINTY HOME LOANS, LLC 4 2.81% $5,671
First Savings Bank 4 3.47% $3,899
GENEVA FINANCIAL, LLC 4 3.22% $4,404
Gulf Winds Credit Union 4 3.47% $2,347
Liberty Mortgage Corporation 4 2.88% $2,280
Mortgage Research Center, LLC 4 3.16% $4,539
North American Savings Bank, F.S.B. 4 3.06% $1,950
SHELTER MORTGAGE COMPANY, L.L.C. 4 2.72% $4,649
Simmons Bank 4 3.25% $3,010
SOUTHPOINT FINANCIAL SERVICES, INC. 4 3.19% $4,232
STOCKTON MORTGAGE CORPORATION 4 3.25% $2,905
UBS Bank USA 4 2.84% $4,948
UNION HOME MORTGAGE CORP. 4 3.59% $2,837
VANDERBILT MORTGAGE AND FINANCE, INC. 4 2.94% $3,440
ZILLOW HOME LOANS, LLC 4 3.41% $2,834
LENDUS, LLC 3 3.58% $4,115
INLANTA MORTGAGE, INC. 3 3.50% $2,848
CITIZENS EQUITY FIRST 3 3.58% $2,069
Commonwealth Bank and Trust Company 3 3.63% $2,668
CB&S Bank, Inc. 3 2.92% $2,799
Manufacturers and Traders Trust Company 3 3.83% $4,202
PLANET HOME LENDING, LLC 3 3.38% $5,024
Triumph Bank 3 3.04% $2,861
MORTGAGE ACCESS CORP. 3 2.96% $6,375
AMERICAN INTERNET MORTGAGE, INC. 3 3.04% $4,549
Deere Employees Credit Union 3 3.46% $3,197
InterContinental Capital Group, Inc 3 2.92% $4,250
Sunflower Bank, National Association 3 3.66% $3,632
GUARANTEED RATE AFFINITY, LLC 3 3.08% $2,194
AmeriHome Mortgage Company, LLC 3 3.92% $3,434
BNC National Bank 3 3.17% $3,343
BLUELEAF LENDING, LLC 3 3.08% $2,886
Northwest Federal Credit Union 3 3.33% $3,354
Ixonia Bank 3 2.71% $1,397
Fifth Third Bank, National Association 3 4.37% $3,237
Red River Bank 3 2.83% $2,784
CREDIT UNION MORTGAGE ASSOCIATION, INC. 3 3.42% $4,430
REDSTONE Federal Credit Union 3 3.25% $2,665
REDWOOD RESIDENTIAL ACQUISITION CORPORATION 3 4.83% $7,078
HOMESTEAD FUNDING CORP. 3 3.00% $3,080
LEADERONE FINANCIAL CORPORATION 3 3.29% $5,839
Independent Bank 3 2.63% $2,591
GoPrime Mortgage, Inc. 3 3.79% $6,246
BOKF, National Association 2 3.31% $6,404
First Internet Bank of Indiana 2 3.38% $2,510
United Community Bank 2 4.19% $2,817
BAY EQUITY LLC 2 3.75% $3,728
First Home Bank 2 3.63% $3,364
RELIANCE FIRST CAPITAL, LLC 2 3.38% $4,324
MILEND, INC. 2 2.75% $3,587
CENTRAL BANK OF ST. LOUIS 2 3.19% $2,988
FBT Mortgage, L.L.C. 2 3.63% $3,168
Bank Independent 2 2.56% $6,098
Axos Bank 2 3.25% $1,223
Commerce Bank 2 3.25% $2,640
ALABAMA TEACHERS 2 3.50% $1,393
Servion, Inc. 2 3.00% $2,869
Austin Capital Bank SSB 2 3.44% $7,694
Valley National Bank 2 3.19% $3,446
Discover Bank 2 6.49% $0
ADVANCIAL 2 3.25% $2,833
HARVESTERS FEDERAL CREDIT UNION 2 3.31% $3,132
Gulf Coast Bank and Trust Company 2 3.25% $3,339
CIS Financial Services, Inc. 2 3.00% $3,690
CHEVRON 2 3.38% $3,548
STEARNS LENDING, LLC 2 3.00% $6,521
HAMILTON HOME LOANS, INC. 2 3.25% $1,554
NMSI, INC. 2 3.75% $11,619
Strong Home Mortgage, LLC 2 3.00% $2,481
Guardian Credit Union 2 3.63% $4,744
Charles Schwab Bank, SSB 2 2.81% $2,392
AMERICAN PACIFIC MORTGAGE CORPORATION 2 3.06% $3,382
The Huntington National Bank 2 3.44% $2,952
Patriot Bank 2 2.94% $2,508
AMERICAN MORTGAGE SERVICE COMPANY 2 2.69% $2,891
COMMUNITY MORTGAGE CORPORATION 2 3.19% $3,188
PREMIA MORTGAGE, LLC 2 2.93% $3,415
DELMAR FINANCIAL COMPANY 2 3.31% $4,576
SmartBank 1 2.63% $2,993
ATHAS CAPITAL GROUP, INC. 1 7.75% $9,652
ASSEMBLIES OF GOD Credit Union 1 2.75% $2,932
Vibrant Credit Union 1 3.25% $2,280
ARK-LA-TEX FINANCIAL SERVICES, LLC. 1 3.38% $3,612
ARC HOME LLC 1 3.50% $2,730
SPRING EQ, LLC 1 2.75% $2,405
AOD Federal Credit Union 1 2.99% $4,839
Watermark Capital, Inc. 1 3.63% $6,859
SUCCESS MORTGAGE PARTNERS, INC. 1 2.88% $4,016
ANGEL OAK MORTGAGE SOLUTIONS LLC 1 3.00% $1,301
The Bank of Missouri 1 4.50% $0
AMERIFIRST FINANCIAL CORPORATION 1 3.25% $4,407
THE MORTGAGE FIRM, INC. 1 2.88% $3,614
THRIVENT Federal Credit Union 1 3.25% $3,025
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 1 3.75% $3,442
TOGETHER CREDIT UNION 1 3.00% $2,708
Total Media Management, LLC 1 3.63% $3,045
Town & Country Banc Mortgage Services, Inc. 1 3.38% $1,747
TOWNE MORTGAGE COMPANY 1 3.63% $6,336
American Mortgage Bank, LLC 1 3.38% $3,723
ALLIED MORTGAGE GROUP, INC. 1 3.75% $1,341
AgFirst Farm Credit Bank 1 3.13% $3,399
Wolfe Financial, Inc 1 4.25% $0
United Community Bank 1 2.40% $1,738
First Midwest Bank 1 2.63% $3,119
First National Bank 1 3.25% $3,765
Five Star Credit Union 1 3.25% $4,191
First Horizon Bank 1 3.63% $2,289
FNB Bank 1 4.25% $3,553
GARDNER FINANCIAL SERVICES, LTD. 1 3.50% $3,559
First Financial Bank 1 3.00% $6,053
United Nations Federal Credit Union 1 2.88% $2,467
First Community Bank 1 2.63% $1,276
First Citizens National Bank 1 3.13% $2,276
Bank of Whittier, National Association 1 3.98% $1,627
First Bank 1 3.38% $3,092
FINANCE OF AMERICA MORTGAGE LLC 1 3.75% $1,845
Alcova Mortgage LLC 1 3.38% $2,094
Fidelity Bank, National Association 1 2.88% $2,711
HANCOCK MORTGAGE PARTNERS, LLC 1 2.75% $4,184
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 1 3.13% $3,288
Evolve Bank & Trust 1 3.88% $2,208
EMM LOANS LLC 1 3.50% $4,707
Eagle Bank and Trust Company 1 3.50% $2,127
DRAPER AND KRAMER MORTGAGE CORP. 1 3.00% $2,774
Hometown Equity Mortgage, LLC 1 3.00% $5,970
DIRECT LENDERS, LLC 1 2.88% $4,323
HONDA Federal Credit Union 1 3.00% $3,380
Horizon Bank 1 3.25% $5,184
DELTA COMMUNITY CREDIT UNION 1 3.25% $4,302
I. H. MISSISSIPPI VALLEY CREDIT UNION 1 2.75% $1,758
IMPAC MORTGAGE CORP. 1 4.50% $1,327
Jeff Davis Bancshares, Inc. 1 4.00% $2,027
Jefferson Credit Union 1 3.65% $4,051
CORPORATE AMERICA FAMILY 1 3.50% $4,739
KS StateBank 1 3.25% $2,980
LENOX FINANCIAL MORTGAGE CORPORATION 1 2.88% $2,022
Level One Bank 1 3.50% $2,278
LIBERTY HOME MORTGAGE CORPORATION 1 3.63% $5,183
UNIVERSITY LENDING GROUP, LLC 1 3.00% $2,461
Listerhill Credit Union 1 2.88% $14,250
CORNERSTONE HOME LENDING, INC. 1 3.00% $8,944
Core Bank 1 2.75% $1,771
MAX Credit Union 1 2.88% $5,423
MICHIGAN MUTUAL, INC. 1 2.63% $6,878
MID AMERICA MORTGAGE, INC. 1 2.88% $1,776
Mid-Continent Funding, Inc. 1 3.88% $3,633
Mortgage Assurance Inc. 1 2.88% $1,601
MORTGAGE FINANCIAL SERVICES, LLC 1 2.63% $3,907
Colonial Savings, F.A. 1 3.00% $7,692
CNB Bank And Trust, N.A. 1 3.50% $4,579
NATIONS DIRECT MORTGAGE, LLC 1 3.63% $3,507
City Bank 1 2.63% $3,596
NATIONS RELIABLE LENDING, LLC 1 2.38% $3,408
Citibank, National Association 1 3.25% $2,717
NEW DAY FINANCIAL, LLC 1 3.25% $3,455
Nicolet National Bank 1 4.25% $4,044
AIR ACADEMY 1 3.25% $2,999
ON Q FINANCIAL, INC. 1 3.25% $6,230
CHAMPIONS MORTGAGE LLC 1 3.00% $4,111
Cf Bank, National Association 1 3.25% $996
Plains Commerce Bank 1 2.75% $4,416
CASTLE & COOKE MORTGAGE, LLC 1 2.88% $4,226
CALCON MUTUAL MORTGAGE LLC 1 4.38% $6,465
Prime Choice Funding Inc. 1 2.63% $3,164
Beach Community Mortgage Services, Inc. 1 3.00% $3,147
Baxter Credit Union 1 3.13% $1,691
Reliant Bank 1 2.75% $3,332
BANKSOUTH MORTGAGE COMPANY, LLC 1 2.88% $3,332
Republic Bank & Trust Company 1 2.88% $2,632
Great Southern Bank 1 3.38% $2,777
RUOFF MORTGAGE COMPANY, INC. 1 2.88% $3,271
S1L, Inc. 1 3.38% $2,976
Security Federal Savings Bank 1 3.50% $5,115
SECURITYNATIONAL MORTGAGE COMPANY 1 2.88% $4,122
Sierra Pacific Mortgage Company, Inc. 1 4.00% $3,881
ATLANTA POSTAL 1 3.38% $3,694

DAPHNE-FAIRHOPE-FOLEY, AL's 299 lenders originated 15,125 loans during 2020. The total origination value was $3,766,825,000, with an average loan value of $249,046.

The top DAPHNE - FAIRHOPE - FOLEY lender as defined by loan originations is Trustmark National Bank, with 481 loans originated. Their average total fees are $3,851, which is $707 higher than the next largest lender, Regions Bank.

The lowest fee DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($1,200), ROUNDPOINT MORTGAGE SERVICING CORPORATION ($1,639), DHI MORTGAGE COMPANY, LTD. ($1,792), EVERETT FINANCIAL, INC. ($1,799) and PNC Bank, National Association ($1,802).

The lowest rate DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are Consumer First Mortgage, Inc. (2.83%), Stifel Bank and Trust (2.91%), PRIMARY RESIDENTIAL MORTGAGE, INC. (2.94%), Nations Lending Corporation (2.95%) and SWBC MORTGAGE CORPORATION (2.96%).

DAPHNE-FAIRHOPE-FOLEY, AL Lender Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2019 Loan Value 2020 Loan Value % Change 2020 Market Share
Trustmark National Bank $141,175,000 $234,550,000 66.1% 6.2%
REGIONS BANK $119,310,000 $224,155,000 87.9% 6.0%
Quicken Loans $114,125,000 $219,020,000 91.9% 5.8%
Home Point Financial Corporation $56,865,000 $163,345,000 187.3% 4.3%
FirstBank $93,615,000 $157,215,000 67.9% 4.2%
DHI Mortgage Company Limited $80,670,000 $145,525,000 80.4% 3.9%
CENTERSTATE BANK N.A. $78,035,000 $128,515,000 64.7% 3.4%
BancorpSouth Bank $68,160,000 $99,430,000 45.9% 2.6%
United Shore Financial Services LLC $61,165,000 $83,900,000 37.2% 2.2%
MOVEMENT MORTGAGE, LLC $54,215,000 $83,875,000 54.7% 2.2%
GMFS LLC $35,215,000 $82,700,000 134.8% 2.2%
Freedom Mortgage Corporation $23,340,000 $77,435,000 231.8% 2.1%
Supreme Lending/ Everett Financial Inc. $39,380,000 $67,340,000 71.0% 1.8%
FAIRWAY INDEPENDENT MORT CORP $42,540,000 $56,445,000 32.7% 1.5%
IBERIABANK $45,030,000 $48,770,000 8.3% 1.3%
NAVY FEDERAL CREDIT UNION $32,600,000 $47,515,000 45.8% 1.3%
The First A National Banking Association $24,940,000 $45,800,000 83.6% 1.2%
WELLS FARGO BANK NA $52,695,000 $44,900,000 -14.8% 1.2%
Tyndall Federal Credit Union $11,840,000 $41,560,000 251.0% 1.1%
COMPASS BANK $25,405,000 $39,005,000 53.5% 1.0%
COMMUNITY BANK OF MISSISSIPPI $32,705,000 $38,885,000 18.9% 1.0%
Branch Banking And Trust Co $21,145,000 $38,510,000 82.1% 1.0%
loanDepot LLC $18,820,000 $37,295,000 98.2% 1.0%
Hancock Whitney Bank $42,715,000 $37,050,000 -13.3% 1.0%
Nationstar Mortgage $12,865,000 $36,050,000 180.2% 1.0%
CBNA $33,935,000 $35,035,000 3.2% 0.9%
BRYANT BANK $23,745,000 $34,835,000 46.7% 0.9%
Mortgage Research Center LLC $21,600,000 $34,670,000 60.5% 0.9%
First Federal Bank A FSB $18,665,000 $32,455,000 73.9% 0.9%
RENASANT BANK $21,890,000 $31,740,000 45.0% 0.8%
Bank of England $22,645,000 $31,640,000 39.7% 0.8%
CMG Mortgage Inc. $20,060,000 $30,110,000 50.1% 0.8%
PNC BANK NA $42,405,000 $29,010,000 -31.6% 0.8%
Caliber Home Loans Inc $15,790,000 $27,485,000 74.1% 0.7%
Goldwater Bank National Association $7,810,000 $27,135,000 247.4% 0.7%
Magnolia Bank Incorporated $10,790,000 $27,115,000 151.3% 0.7%
Dougherty Mortgage, LLC $26,845,000 n/a 0.7%
ServisFirst Bank $20,775,000 $24,105,000 16.0% 0.6%
JPMorgan Chase Bank, NA $25,955,000 $23,210,000 -10.6% 0.6%
Amerisave Mortgage Corporation $4,535,000 $22,910,000 405.2% 0.6%
Synovus Bank $14,135,000 $22,805,000 61.3% 0.6%
PENNYMAC LOAN SERVICES LLC $13,680,000 $21,475,000 57.0% 0.6%
SouthPoint Bank $19,470,000 $21,290,000 9.3% 0.6%
Hamilton Mortgage Corporation $15,435,000 $19,675,000 27.5% 0.5%
The Home Loan Expert $5,250,000 $17,850,000 240.0% 0.5%
United Bank $10,185,000 $16,230,000 59.4% 0.4%
First Community Mortgage Inc. $4,595,000 $15,825,000 244.4% 0.4%
CENTENNIAL BANK $15,950,000 $15,575,000 -2.4% 0.4%
USAA FEDERAL SAVINGS BANK $21,800,000 $13,495,000 -38.1% 0.4%
Embrace Home Loans, Inc. $7,075,000 $13,180,000 86.3% 0.3%
Better Mortgage Corporation $2,115,000 $12,865,000 508.3% 0.3%
PRIMELENDING $7,140,000 $12,815,000 79.5% 0.3%
Lakeview Loan Servicing, LLC $2,415,000 $12,805,000 430.2% 0.3%
NewDay Financial LLC dba NewDay USA $6,285,000 $11,980,000 90.6% 0.3%
Alabama Credit Union $11,030,000 $11,870,000 7.6% 0.3%
Cardinal Financial Company LP $2,410,000 $11,760,000 388.0% 0.3%
Bank of America NA $12,455,000 $11,715,000 -5.9% 0.3%
US BANK, N.A. $6,125,000 $11,285,000 84.2% 0.3%
NEWREZ LLC $3,525,000 $11,105,000 215.0% 0.3%
Nations Lending Corporation $4,435,000 $11,060,000 149.4% 0.3%
River Bank & Trust $3,335,000 $11,055,000 231.5% 0.3%
WALKER & DUNLOP, LLC $38,720,000 $10,005,000 -74.2% 0.3%
RED MORTGAGE CAPITAL, LLC $9,515,000 n/a 0.3%
Envoy Mortgage Ltd. $6,420,000 $9,485,000 47.7% 0.3%
Merchants & Marine Bank $9,320,000 $9,020,000 -3.2% 0.2%
Stifel Bank and Trust $6,595,000 $8,790,000 33.3% 0.2%
Morgan Stanley Private Bank NA $4,945,000 $8,595,000 73.8% 0.2%
MORTGAGE INVESTORS GROUP $4,730,000 $8,245,000 74.3% 0.2%
Southeast Mortgage of Georgia $8,510,000 $8,075,000 -5.1% 0.2%
HomeTrust Mortgage Company $7,735,000 $8,070,000 4.3% 0.2%
Flagstar Bank $2,575,000 $8,005,000 210.9% 0.2%
The Federal Savings Bank $4,140,000 $7,895,000 90.7% 0.2%
Acopia, LLC $6,640,000 $7,775,000 17.1% 0.2%
Southwest Funding LP $3,425,000 $7,715,000 125.3% 0.2%
BANKPLUS $3,500,000 $7,660,000 118.9% 0.2%
Pen Air Federal Credit Union $8,605,000 $7,625,000 -11.4% 0.2%
HomeBridge Financial Services, Inc. $5,370,000 $7,600,000 41.5% 0.2%
Hometown Lenders LLC $3,335,000 $7,500,000 124.9% 0.2%
Primary Residential Mortgage Inc. $2,930,000 $7,495,000 155.8% 0.2%
Clearpath Lending $3,070,000 $7,420,000 141.7% 0.2%
Raymond James Bank National Association $565,000 $7,265,000 1,185.8% 0.2%
Keesler Federal Credit Union $2,510,000 $7,110,000 183.3% 0.2%
AMERIS BANK $4,905,000 $6,795,000 38.5% 0.2%
21ST MORTGAGE $4,125,000 $6,615,000 60.4% 0.2%
Guaranteed Rate Inc. $3,860,000 $6,350,000 64.5% 0.2%
SWBC Mortgage Corporation $6,930,000 $6,080,000 -12.3% 0.2%
Barrington Bank & Trust $2,305,000 $6,050,000 162.5% 0.2%
Southern Bank $6,035,000 n/a 0.2%
Village Capital & Investment $970,000 $6,000,000 518.6% 0.2%
Fidelity Bank $770,000 $5,720,000 642.9% 0.2%
DAS Acquisition Company, LLC $4,665,000 $5,630,000 20.7% 0.1%
Keller Mortgage LLC $2,150,000 $5,590,000 160.0% 0.1%
New American Funding (dba for Broker Solutions Inc) $3,590,000 $5,560,000 54.9% 0.1%
NBKC Bank $4,000,000 $5,415,000 35.4% 0.1%
BANK OZK $5,340,000 n/a 0.1%
Crescent Mortgage Company $6,495,000 $5,100,000 -21.5% 0.1%
AmeriHomeMortgageCompany,LL $2,370,000 $5,030,000 112.2% 0.1%
American Financial Network Inc. $1,030,000 $4,675,000 353.9% 0.1%
Pentagon Federal Credit Union $2,995,000 $4,555,000 52.1% 0.1%
Citizens National Bank of Meri $785,000 $4,540,000 478.3% 0.1%
CARRINGTON MORTGAGE SERVICES $5,210,000 $4,505,000 -13.5% 0.1%
LISTERHILL CREDIT UNION $4,490,000 n/a 0.1%
UBS Bank USA $2,480,000 $4,335,000 74.8% 0.1%
Pacific Residential Mortgage LLC $4,300,000 n/a 0.1%
Avadian Credit Union $1,165,000 $4,275,000 267.0% 0.1%
Prosperity Home Mortgage LLC $4,225,000 n/a 0.1%
FIRST NATIONAL BANK $385,000 $4,205,000 992.2% 0.1%
BNC NATIONAL BANK $1,735,000 $4,005,000 130.8% 0.1%
HomeStar Financial Corporation $2,515,000 $3,955,000 57.3% 0.1%
Brand Mortgage $1,880,000 $3,930,000 109.0% 0.1%
Cadence Bank, N.A. $2,765,000 $3,880,000 40.3% 0.1%
TJC Mortgage, Inc. $570,000 $3,845,000 574.6% 0.1%
Synergy One Lending $2,890,000 $3,795,000 31.3% 0.1%
Guild Mortgage Company $2,420,000 $3,680,000 52.1% 0.1%
Eustis Mortgage Corporation $3,600,000 n/a 0.1%
Max Credit Union $575,000 $3,580,000 522.6% 0.1%
Consumer First Mortgage Inc. $2,860,000 $3,385,000 18.4% 0.1%
American Financial Resources Inc. $2,435,000 $3,380,000 38.8% 0.1%
APCO Employees Credit Union $3,160,000 $3,370,000 6.6% 0.1%
Old National Bank $3,335,000 n/a 0.1%
First Guaranty Mortgage Corporation $1,510,000 $3,315,000 119.5% 0.1%
North American Savings Bank $4,225,000 $3,235,000 -23.4% 0.1%
BankFirst Financial Services $3,125,000 $3,125,000 0.0% 0.1%
Planet Home Lending LLC $450,000 $3,105,000 590.0% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC $2,190,000 $3,050,000 39.3% 0.1%
Alabama One Credit Union $1,985,000 $3,040,000 53.1% 0.1%
Guaranty Trust Company $2,535,000 $2,930,000 15.6% 0.1%
Intercontinental Capital Group, Inc. $2,930,000 n/a 0.1%
InterLinc Mortgage Services LLC $3,555,000 $2,890,000 -18.7% 0.1%
Century Bank $2,765,000 $2,885,000 4.3% 0.1%
Mid-Continent Funding, Inc. $625,000 $2,870,000 359.2% 0.1%
Northpointe Bank $1,175,000 $2,730,000 132.3% 0.1%
First US Bank $2,460,000 $2,635,000 7.1% 0.1%
CB&S Bank $925,000 $2,630,000 184.3% 0.1%
Evansville Teachers Federal Credit Union $800,000 $2,555,000 219.4% 0.1%
Sun West Mortgage Company Inc. $705,000 $2,540,000 260.3% 0.1%
New Horizons Credit Union $545,000 $2,480,000 355.0% 0.1%
Redstone Federal Credit Union $830,000 $2,425,000 192.2% 0.1%
Resource Financial Services, Inc. $2,440,000 $2,420,000 -0.8% 0.1%
First Savings Bank $5,185,000 $2,405,000 -53.6% 0.1%
Cascade Financial Services $960,000 $2,390,000 149.0% 0.1%
FBC Mortgage LLC $480,000 $2,385,000 396.9% 0.1%
Wyndham Capital Mortgage $390,000 $2,380,000 510.3% 0.1%
American Financing Corporation $1,340,000 $2,360,000 76.1% 0.1%
Homeside Financial LLC $910,000 $2,345,000 157.7% 0.1%
Churchill Mortgage Corporation $395,000 $2,340,000 492.4% 0.1%
Progress Bank and Trust $1,415,000 $2,335,000 65.0% 0.1%
ROBERTSON BANKING COMPANY $1,385,000 $2,305,000 66.4% 0.1%
Redwood Trust Inc $2,295,000 n/a 0.1%
Reliance First Capital LLC $3,340,000 $2,260,000 -32.3% 0.1%
American Home Lending USA LLC $1,125,000 $2,255,000 100.4% 0.1%
Central State Bank $565,000 $2,230,000 294.7% 0.1%
TIAA, FSB $2,735,000 $2,215,000 -19.0% 0.1%
Low VA Rates $735,000 $2,180,000 196.6% 0.1%
Royal United Mortgage LLC $2,145,000 $2,135,000 -0.5% 0.1%
Sovereign Lending Group, Inc $1,930,000 $2,130,000 10.4% 0.1%
Mortgage Solutions of Colorado LLC $375,000 $2,115,000 464.0% 0.1%
SHELTER MORTGAGE COMPANY, LLC $2,095,000 n/a 0.1%
GATEWAY MORTGAGE GROUP $430,000 $2,075,000 382.6% 0.1%
Direct Mortgage Loans $990,000 $2,045,000 106.6% 0.1%
Southpoint Financial Services $1,300,000 $2,045,000 57.3% 0.1%
KS StateBank $880,000 $2,035,000 131.3% 0.1%
CIS Financial Services, Inc. $165,000 $2,030,000 1,130.3% 0.1%
AimLoan.com $1,435,000 $2,020,000 40.8% 0.1%
Home Bank National Association $315,000 $1,990,000 531.7% 0.1%
Mason-McDuffie Mortgage Corporation $1,930,000 n/a 0.1%
Magnolia State Bank $270,000 $1,875,000 594.4% 0.0%
Central National Bank $1,805,000 n/a 0.0%
The Mortgage Firm, Inc. $1,805,000 n/a 0.0%
LendUS LLC dba RPM Mortgage $4,850,000 $1,795,000 -63.0% 0.0%
ANGEL OAK HOME LOANS LLC $2,290,000 $1,710,000 -25.3% 0.0%
STATE BANK AND TRUST COMPANY $3,010,000 $1,710,000 -43.2% 0.0%
ARVEST BANK $680,000 $1,690,000 148.5% 0.0%
Sunflower Bank, N.A. $690,000 $1,665,000 141.3% 0.0%
FIRST BANK $225,000 $1,655,000 635.6% 0.0%
Pinnacle Bank $1,685,000 $1,645,000 -2.4% 0.0%
Sirva Mortgage Inc. $1,180,000 $1,630,000 38.1% 0.0%
Prime Choice Funding, Inc. $2,120,000 $1,625,000 -23.3% 0.0%
CERTAIN HOME LOANS, LLC $710,000 $1,610,000 126.8% 0.0%
Independent Bank $550,000 $1,565,000 184.5% 0.0%
THE CENTRAL TRUST BANK $1,535,000 n/a 0.0%
Ixonia Bank $1,530,000 n/a 0.0%
Colonial Savings $255,000 $1,515,000 494.1% 0.0%
Mid America Mortgage Inc. $1,435,000 $1,490,000 3.8% 0.0%
Geneva Financial LLC $1,440,000 n/a 0.0%
SmartBank $3,165,000 $1,400,000 -55.8% 0.0%
Berkadia Commercial Mortgage $1,395,000 n/a 0.0%
America's First Federal Credit Union $1,115,000 $1,360,000 22.0% 0.0%
Stockton Mortgage Corporation $295,000 $1,360,000 361.0% 0.0%
Army Aviation Center Federal Credit Union $565,000 $1,335,000 136.3% 0.0%
Quad City Bank and Trust Company $1,325,000 n/a 0.0%
Citizens Equity First Credit Union (CEFCU) $625,000 $1,295,000 107.2% 0.0%
Chevron Federal Credit Union $950,000 $1,285,000 35.3% 0.0%
First South Farm Credit, ACA $245,000 $1,275,000 420.4% 0.0%
Red River Bank $2,330,000 $1,275,000 -45.3% 0.0%
Nicolet National Bank $1,270,000 n/a 0.0%
Peoples Bank $350,000 $1,255,000 258.6% 0.0%
Inlanta Mortgage $730,000 $1,250,000 71.2% 0.0%
Gulf Winds Federal Credit Union $945,000 $1,230,000 30.2% 0.0%
WEI Mortgage LLC $1,220,000 n/a 0.0%
Homestead Funding Corp. $1,005,000 $1,215,000 20.9% 0.0%
Nations Reliable Lending, LLC $1,200,000 n/a 0.0%
First Federal Savings and Loan Association of Pascagoula - Moss Point $695,000 $1,190,000 71.2% 0.0%
Origin Bank $105,000 $1,185,000 1,028.6% 0.0%
Progressive Bank $145,000 $1,170,000 706.9% 0.0%
Harvesters Federal Credit Union $845,000 $1,165,000 37.9% 0.0%
Liberty Mortgage Corporation $305,000 $1,150,000 277.0% 0.0%
Bank of Yazoo $395,000 $1,140,000 188.6% 0.0%
Simmons Bank $1,140,000 n/a 0.0%
Prime Mortgage Lending Inc. $145,000 $1,135,000 682.8% 0.0%
Triumph Bank $1,620,000 $1,110,000 -31.5% 0.0%
BANKSOUTH MORTGAGE COMPANY, LL $1,105,000 n/a 0.0%
Mortgage Lenders of America LLC $1,340,000 $1,105,000 -17.5% 0.0%
AAG $1,605,000 $1,100,000 -31.5% 0.0%
Milend Inc. $675,000 $1,100,000 63.0% 0.0%
Weichert Financial Services $1,080,000 n/a 0.0%
LIBERTY BANK $195,000 $1,040,000 433.3% 0.0%
Bank Independent $1,640,000 $1,025,000 -37.5% 0.0%
WEST TOWN BANK & TRUST $750,000 $1,025,000 36.7% 0.0%
SOUTHERN BANCORP BANK $820,000 $1,015,000 23.8% 0.0%
BOKF NA $725,000 $1,010,000 39.3% 0.0%
ALABAMA TEACHERS CREDIT UNION $855,000 $1,000,000 17.0% 0.0%
CORNERSTONE HOME LENDING, INC. $555,000 $1,000,000 80.2% 0.0%
Union Home Mortgage Company $410,000 $980,000 139.0% 0.0%
Charles Schwab Bank $1,635,000 $970,000 -40.7% 0.0%
Hometown Equity Mortgage LLC $960,000 n/a 0.0%
Northwest Federal Credit Union $35,000 $945,000 2,600.0% 0.0%
Credit Union Mortgage Association Inc. $175,000 $935,000 434.3% 0.0%
West Alabama Bank & Trust $425,000 $925,000 117.6% 0.0%
Guaranteed Rate Affinity LLC $2,205,000 $920,000 -58.3% 0.0%
Axos Bank $250,000 $910,000 264.0% 0.0%
BLUELEAF LENDING, LLC $905,000 n/a 0.0%
Premia Mortgage, LLC $305,000 $905,000 196.7% 0.0%
SoFi Lending Corp $510,000 $905,000 77.5% 0.0%
Meridian Bank $295,000 $900,000 205.1% 0.0%
Oceanside Mortgage Company $495,000 $895,000 80.8% 0.0%
Traditions Bank $430,000 $885,000 105.8% 0.0%
PriorityOne Bank $595,000 $875,000 47.1% 0.0%
University Lending Group LLC $535,000 $870,000 62.6% 0.0%
Towne Mortgage Company $745,000 $860,000 15.4% 0.0%
Credit Human Federal Credit Union $1,700,000 $835,000 -50.9% 0.0%
Midwest Loan Services Inc $835,000 n/a 0.0%
Valley National Bank $645,000 $825,000 27.9% 0.0%
TOTAL MEDIA MANAGEMENT LLC DBA NEW SOUTH MORTGAGE $820,000 n/a 0.0%
0000057540 $400,000 $805,000 101.3% 0.0%
Evolve Bank & Trust $835,000 $805,000 -3.6% 0.0%
Finance of America Mortgage LLC $795,000 n/a 0.0%
Volunteer State Bank $785,000 n/a 0.0%
EvaBank $90,000 $780,000 766.7% 0.0%
NMSI Inc $780,000 n/a 0.0%
First Home Bank $900,000 $770,000 -14.4% 0.0%
SecurityNational Mortgage Company $685,000 $750,000 9.5% 0.0%
American Mortgage Service Company $800,000 $745,000 -6.9% 0.0%
Metro Bank $310,000 $730,000 135.5% 0.0%
GULF COAST BANK AND TRUST $730,000 $725,000 -0.7% 0.0%
GUARANTY BANK & TRUST COMPANY $720,000 n/a 0.0%
Community Mortgage Corporation $715,000 n/a 0.0%
Triad Financial Services Inc $260,000 $715,000 175.0% 0.0%
ARMSTRONG BANK $165,000 $705,000 327.3% 0.0%
Stearns Lending $370,000 $705,000 90.5% 0.0%
First Internet Bank $2,075,000 $700,000 -66.3% 0.0%
Contour Mortgage Corporation $695,000 n/a 0.0%
GSF Mortgage Corporation $440,000 $695,000 58.0% 0.0%
Texana Bank, N.A. $165,000 $690,000 318.2% 0.0%
LeaderOne Financial Corp. $895,000 $675,000 -24.6% 0.0%
Bayshore Mortgage Funding LLC $670,000 n/a 0.0%
CalCon Mutual Mortgage LLC $585,000 $660,000 12.8% 0.0%
Draper and Kramer Mortgage Corp. $660,000 n/a 0.0%
FBT Mortgage LLC $485,000 $660,000 36.1% 0.0%
Success Mortgage Partners Inc. $105,000 $660,000 528.6% 0.0%
Alliance Bank $310,000 $655,000 111.3% 0.0%
The First National Bank of Gilmer $655,000 n/a 0.0%
Paramount Residential Mortgage Group Inc. $610,000 $650,000 6.6% 0.0%
Southern Bank of Tennessee $650,000 n/a 0.0%
Gulf Coast Bank $645,000 n/a 0.0%
Deere Employees Credit Union $840,000 $640,000 -23.8% 0.0%
Paramount Bank $690,000 $640,000 -7.2% 0.0%
Citizens Commerce Bank $635,000 n/a 0.0%
THE CITIZENS BANK $635,000 n/a 0.0%
American Mortgage Bank $145,000 $630,000 334.5% 0.0%
D. L. Evans Bank $630,000 n/a 0.0%
Discover Bank $575,000 $620,000 7.8% 0.0%
ENNIS STATE BANK $605,000 n/a 0.0%
First Tennessee Bank National $655,000 $605,000 -7.6% 0.0%
Watermark Home Loans $325,000 $605,000 86.2% 0.0%
DelMar Financial Company $155,000 $600,000 287.1% 0.0%
American Pacific Mortgage Corporation $595,000 n/a 0.0%
Oconee State Bank $590,000 n/a 0.0%
Cf Bank National Association $255,000 $580,000 127.5% 0.0%
Impac Mortgage Corp. dba CashCall Mortgage $2,330,000 $580,000 -75.1% 0.0%
James B. Nutter & Company $175,000 $580,000 231.4% 0.0%
Mortgage Assurance Inc. $570,000 n/a 0.0%
M&T Bank $570,000 n/a 0.0%
American Neighborhood Mortgage dba AnnieMac Home Mortgage $115,000 $565,000 391.3% 0.0%
CENTRAL BANK OF ST LOUIS $550,000 n/a 0.0%
Florida Capital Bank National Association $345,000 $550,000 59.4% 0.0%
United Community Bank $560,000 $550,000 -1.8% 0.0%
Guardian Credit Union $230,000 $535,000 132.6% 0.0%
Direct Lenders, LLC. $515,000 n/a 0.0%
Farmers Bank & Trust Company $255,000 $515,000 102.0% 0.0%
Mortgage Financial Services LLC $515,000 n/a 0.0%
The Farmers and Merchants National Bank $515,000 n/a 0.0%
Central Bank Illinois $510,000 n/a 0.0%
PATRIOT BANK $510,000 n/a 0.0%
Commonwealth Bank and Trust Company $275,000 $505,000 83.6% 0.0%
Finance of America Reverse LLC $345,000 $505,000 46.4% 0.0%
Stock Yards Bank and Trust Co $255,000 $505,000 98.0% 0.0%
Auburn University Federal Credit Union $500,000 n/a 0.0%
AUSTIN CAPITAL BANK SSB $500,000 n/a 0.0%
Colony Bank $500,000 n/a 0.0%
NAVIGATOR CREDIT UNION $330,000 $500,000 51.5% 0.0%
COOSA VALLEY CREDIT UNION $1,125,000 $495,000 -56.0% 0.0%
First Federal Bank of Kansas City $755,000 $490,000 -35.1% 0.0%
Reliant Bank $490,000 n/a 0.0%
Citibank, N.A. $1,170,000 $485,000 -58.5% 0.0%
First-Citizens Bank & Trust Co $485,000 n/a 0.0%
Sierra Pacific Mortgage $485,000 n/a 0.0%
West Point Bank $245,000 $485,000 98.0% 0.0%
Honda Federal Credit Union $480,000 n/a 0.0%
Blue Ridge Bank, NA $475,000 n/a 0.0%
Equity Bank $475,000 n/a 0.0%
People's Bank of Seneca $475,000 n/a 0.0%
Hamilton Group Funding Inc. $470,000 n/a 0.0%
Highlands Residential Mortgage Ltd $470,000 n/a 0.0%
Citizens Bank & Trust Company of Vivian Louisiana $465,000 n/a 0.0%
Fifth Third Bank $790,000 $465,000 -41.1% 0.0%
FNB Bank $505,000 $460,000 -8.9% 0.0%
Delta Community Credit Union $195,000 $455,000 133.3% 0.0%
CityWorth Mortgage $440,000 $450,000 2.3% 0.0%
Vibrant Credit Union $450,000 n/a 0.0%
Ark-La-Tex Financial Services LLC $1,025,000 $445,000 -56.6% 0.0%
Bay Equity LLC $285,000 $445,000 56.1% 0.0%
Lenox Financial Mortgage Corp. $435,000 n/a 0.0%
THE BANK OF MISSOURI $435,000 $435,000 0.0% 0.0%
The Bradford National Bank of Greenville $435,000 n/a 0.0%
Accelerate Mortgage $430,000 n/a 0.0%
The First National Bank of Tom Bean $430,000 n/a 0.0%
BankVista $425,000 n/a 0.0%
One Reverse Mortgage, LLC $410,000 $425,000 3.7% 0.0%
Plains Commerce Bank $420,000 n/a 0.0%
Bank of Sullivan $415,000 n/a 0.0%
BankTennessee $385,000 $415,000 7.8% 0.0%
TCF National Bank $305,000 $415,000 36.1% 0.0%
The First State Bank $415,000 n/a 0.0%
Gardner Financial Services dba Legacy Mutual Mortgage $385,000 $405,000 5.2% 0.0%
Citizens Deposit B & T $395,000 n/a 0.0%
Peoples Bank of Alabama $335,000 $395,000 17.9% 0.0%
Michigan Mutual, Inc. DBA MiMutual Mortgage $390,000 n/a 0.0%
NBH Bank $215,000 $390,000 81.4% 0.0%
SPRING EQ, LLC $230,000 $390,000 69.6% 0.0%
EFCU Financial $385,000 n/a 0.0%
Ruoff Home Mortgage $145,000 $385,000 165.5% 0.0%
IH Mississippi Valley Credit Union $165,000 $375,000 127.3% 0.0%
Marine Bank $145,000 $375,000 158.6% 0.0%
Security Federal Savings Bank $375,000 n/a 0.0%
Huntington National Bank $335,000 $370,000 10.4% 0.0%
Servion, Inc. $145,000 $370,000 155.2% 0.0%
Wolfe Financial Inc. DBA Integrity Mortgage Group $300,000 $370,000 23.3% 0.0%
Beach Community Mortgage Services $275,000 $365,000 32.7% 0.0%
Fidelity Bank $770,000 $365,000 -52.6% 0.0%
First Financial Bank $365,000 n/a 0.0%
Hawthorn Bank $365,000 n/a 0.0%
TEXAS BANK AND TRUST COMPANY $365,000 n/a 0.0%
Busey Bank $310,000 $355,000 14.5% 0.0%
CITY BANK $355,000 n/a 0.0%
Noblebank & Trust $350,000 n/a 0.0%
Corporate America Family CU $345,000 n/a 0.0%
Homeland Federal Savings Bank $345,000 n/a 0.0%
CSL Financial, LLC $320,000 $340,000 6.3% 0.0%
PHH MORTGAGE CORPORATION $765,000 $340,000 -55.6% 0.0%
US Mortgage of Florida $340,000 n/a 0.0%
Baxter Credit Union $335,000 n/a 0.0%
Cumberland Valley National Bank & Trust Company $335,000 n/a 0.0%
Family Savings Credit Union $335,000 n/a 0.0%
Waterstone Mortgage Corp $665,000 $335,000 -49.6% 0.0%
Athas Capital Group $585,000 $325,000 -44.4% 0.0%
Castle & Cooke Mortgage LLC $325,000 n/a 0.0%
Citizens National Bank N.A. $325,000 n/a 0.0%
Colorado Credit Union $325,000 n/a 0.0%
JD Bank $325,000 n/a 0.0%
Platinum Home Mortgage Corporation $325,000 n/a 0.0%
FIRST NATIONAL BANK OF MIDDLE TENNESSEE $320,000 n/a 0.0%
Plaza Home Mortgage Inc. $2,035,000 $320,000 -84.3% 0.0%
Semper Home Loans, Inc $370,000 $315,000 -14.9% 0.0%
AOD Federal Credit Union $185,000 $310,000 67.6% 0.0%
Citizens Community Bank $310,000 n/a 0.0%
Homeowners Financial Group $310,000 n/a 0.0%
Bartlett Mortgage Inc. $305,000 n/a 0.0%
Centennial Bank $305,000 n/a 0.0%
Metairie Bank and Trust Company $305,000 n/a 0.0%
American Bank & Trust Company, Inc. $295,000 n/a 0.0%
Assemblies Of God Credit Union $295,000 n/a 0.0%
Springfield First Community Bank $295,000 n/a 0.0%
Citizens 1st Bank, Tyler TX $285,000 n/a 0.0%
INVESTAR BANK $195,000 $285,000 46.2% 0.0%
Southern States Bank $285,000 n/a 0.0%
Texas Security Bank $285,000 n/a 0.0%
ALCOVA Mortgage LLC $280,000 n/a 0.0%
Campus Federal Credit Union $275,000 n/a 0.0%
Illinois National Bank $275,000 n/a 0.0%
AVB BANK $265,000 n/a 0.0%
Bank Of Springfield $255,000 n/a 0.0%
COMMERCE BANK $1,525,000 $250,000 -83.6% 0.0%
Anheuser Busch Employees Credit Union $245,000 n/a 0.0%
Synergy Bank $245,000 n/a 0.0%
US Mortgage Corporation $105,000 $245,000 133.3% 0.0%
Advancial Federal Credit Union $240,000 n/a 0.0%
ARSENAL CREDIT UNION $235,000 n/a 0.0%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group $215,000 $235,000 9.3% 0.0%
First Guaranty Bank $580,000 $235,000 -59.5% 0.0%
Mortgage Services III LLC $145,000 $235,000 62.1% 0.0%
Peoples State Bank of Plainview $235,000 n/a 0.0%
Republic Bank & Trust Company $105,000 $235,000 123.8% 0.0%
Atlanta Postal Credit Union $55,000 $225,000 309.1% 0.0%
Central National Bank $225,000 n/a 0.0%
First Midwest Bank $225,000 n/a 0.0%
HSBC BANK USA, NA $225,000 n/a 0.0%
Level One Bank $225,000 n/a 0.0%
Bank of Whittier, Na $135,000 $215,000 59.3% 0.0%
First National Bank Mortgage $215,000 n/a 0.0%
Great Southern Bank $195,000 $215,000 10.3% 0.0%
HomeTrust Bank $215,000 n/a 0.0%
Liberty Home Mortgage Corp $275,000 $215,000 -21.8% 0.0%
Air Academy Federal Credit Union $115,000 $205,000 78.3% 0.0%
Cincinnatus Savings & Loan $205,000 n/a 0.0%
CNB Bank and Trust N.A. $205,000 n/a 0.0%
Community National Bank & Trust of Texas $205,000 n/a 0.0%
Land Home Financial Services Inc. $325,000 $205,000 -36.9% 0.0%
USAlliance Federal Credit Union $205,000 n/a 0.0%
Eagle Bank and Trust Company $195,000 n/a 0.0%
Five Star Credit Union $195,000 n/a 0.0%
Goodfield State Bank $195,000 $195,000 0.0% 0.0%
Guidance Residential LLC $195,000 n/a 0.0%
LendingOne LLC $195,000 n/a 0.0%
Members Cooperative Credit Union $135,000 $190,000 40.7% 0.0%
ACIPCO FEDERAL CREDIT UNION $345,000 $185,000 -46.4% 0.0%
Allied Mortgage Group Inc $215,000 $185,000 -14.0% 0.0%
Heritage Bank $185,000 n/a 0.0%
The Northern Trust Company $185,000 n/a 0.0%
AGFIRST FARM CREDIT BANK $255,000 $175,000 -31.4% 0.0%
AMARILLO NATIONAL BANK $175,000 n/a 0.0%
CommunityAmerica Credit Union $175,000 n/a 0.0%
First Bank $175,000 n/a 0.0%
Hancock Mortgage Partners LLC $175,000 n/a 0.0%
Jefferson Credit Union $175,000 n/a 0.0%
Premier Bank of the South $175,000 n/a 0.0%
ALABAMA STATE EMPLOYEES CU $170,000 n/a 0.0%
AmeriFirst Home Mortgage $170,000 n/a 0.0%
Amerifirst Financial Inc. $165,000 n/a 0.0%
CIT BANK N.A. $165,000 n/a 0.0%
HORIZON BANK $460,000 $165,000 -64.1% 0.0%
Intercap Lending Inc $165,000 n/a 0.0%
MEMBERS FIRST CREDIT UNION OF FLORIDA $80,000 $165,000 106.3% 0.0%
Nations Direct Mortgage LLC $340,000 $165,000 -51.5% 0.0%
On Q Financial Inc. $165,000 n/a 0.0%
Peoples National Bank, N.A. $165,000 n/a 0.0%
United Nations Federal Credit Union $165,000 n/a 0.0%
Century Next Bank $155,000 n/a 0.0%
Community First National Bank $85,000 $155,000 82.4% 0.0%
E Mortgage Management LLC $105,000 $155,000 47.6% 0.0%
First Security Bank $155,000 n/a 0.0%
IBM Southeast Employees Federal Credit Union $155,000 n/a 0.0%
National Exchange Bank and Trust $155,000 n/a 0.0%
Tristar Bank $155,000 n/a 0.0%
AuburnBank $145,000 $145,000 0.0% 0.0%
FIRST NATIONAL BANK OF OMAHA $145,000 n/a 0.0%
Justice Federal Credit Union $145,000 n/a 0.0%
Legacy Community Federal Credit Union $145,000 n/a 0.0%
United Security Financial $145,000 n/a 0.0%
Capital Mortgage Services of Texas $135,000 n/a 0.0%
CountryPlace Mortgage Ltd. $135,000 n/a 0.0%
Edmonton State Bank $335,000 $135,000 -59.7% 0.0%
First Community Bank $1,200,000 $135,000 -88.8% 0.0%
Petefish Skiles & Co. Bank $135,000 n/a 0.0%
Thrivent Federal Credit Union $135,000 n/a 0.0%
Angel Oak Mortgage Solutions $815,000 $125,000 -84.7% 0.0%
Great Southern Bank $195,000 $125,000 -35.9% 0.0%
Central Bank $115,000 n/a 0.0%
Core Bank $610,000 $115,000 -81.1% 0.0%
Town and Country Banc Mortgage $115,000 n/a 0.0%
Georgia's Own Credit Union $250,000 $105,000 -58.0% 0.0%
Mutual Savings Credit Union $105,000 n/a 0.0%
UNITED COMMUNITY BANK $105,000 n/a 0.0%
Ascentra Credit Union $75,000 $95,000 26.7% 0.0%
FIRST CITIZENS NATIONAL BANK $145,000 $95,000 -34.5% 0.0%
Longbridge Financial, LLC $280,000 $95,000 -66.1% 0.0%
RESIDENTIAL ACCEPTANCE CORPORATION. RAC. $95,000 n/a 0.0%
INTERIOR FEDERAL CREDIT UNION $85,000 n/a 0.0%
Planters Bank Inc. $285,000 $85,000 -70.2% 0.0%
Midland Mortgage Corporation of SC $145,000 $75,000 -48.3% 0.0%
PARAGON BANK $405,000 $65,000 -84.0% 0.0%
1st Franklin Financial Corporation $35,000 n/a 0.0%
FedEx Employees Credit Association $35,000 n/a 0.0%

DAPHNE - FAIRHOPE - FOLEY's top lender by overall market share is Trustmark National Bank, with 6.2% market share. In second place, with 6.0%, is REGIONS BANK, having originated $224,155,000 in loans. In third place, with 5.8%, is Quicken Loans, having originated $219,020,000 in loans. In third place, with 4.3%, is Home Point Financial Corporation, having originated $163,345,000 in loans. In third place, with 4.2%, is FirstBank, having originated $157,215,000 in loans.


DAPHNE-FAIRHOPE-FOLEY, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 7,180 $1,882,710,000 $262,216
Refi 5,266 $1,327,880,000 $252,161
Cash Out Refi 1,799 $451,035,000 $250,714
Home Improvement 440 $45,730,000 $103,932
Other 440 $59,470,000 $135,159

Daphne - Fairhope - Foley's most frequently cited loan purpose was Home Purchase, with 7,180 originations. The 2nd most popular reason was Refi, with 5,266 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
3-4% 6,510 $1,663,300,000 $255,499
2.5-3% 5,194 $1,336,310,000 $257,280
<2.5% 1,424 $352,260,000 $247,374
4-5% 1,070 $226,360,000 $211,551
5-6% 237 $35,485,000 $149,726
6-7% 89 $9,205,000 $103,427
Over 8% 69 $4,995,000 $72,391
7-8% 51 $3,795,000 $74,412

During 2020, Daphne - Fairhope - Foley's most frequently originated rate bucket was 3-4%, with 6,510 originations.

Loan Sizing (DAPHNE-FAIRHOPE-FOLEY, AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 6,861 $1,888,035,000 $275,184
$100k-200k 5,274 $820,850,000 $155,641
$100,000 or less 1,373 $83,615,000 $60,899
$400k-600k 1,269 $594,165,000 $468,215
$600k-1000k 256 $189,640,000 $740,781
$Over $1MM 92 $190,520,000 $2,070,870

DAPHNE - FAIRHOPE - FOLEY's loan sizing saw the bucket of loans from $200k-400k with 6,861 originations, totaling $1,888,035,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 5,987 $1,512,095,000 $252,563
60-80% 4,726 $1,313,090,000 $277,844
40-60% 1,756 $432,240,000 $246,150
20-40% 827 $120,375,000 $145,556
Under 20% 514 $29,880,000 $58,132
Over 100% 252 $69,320,000 $275,079

DAPHNE - FAIRHOPE - FOLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 5,987 originations, totaling $1,512,095,000 in origination value.