DAPHNE - FAIRHOPE - FOLEY Mortgage Rates & Closing Costs

30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

30 Year Fixed Rate mortgages in Daphne - Fairhope - Foley averaged 6.76% for the week of 2025-07-03, compared to the national average of 6.67% for the same period.

The average rate for the prior week (2025-06-26) was 6.76% and one month ago for the week of 2025-05-29, the average rate was 6.88%.

Daphne - Fairhope - Foley's average rate one year ago was 6.75%.

For refis of the same type during the week of 2025-07-03, the average rate was 7.3%.

Loan Type Date Rate
US 30 Year Fixed Rate 2025-07-03 6.67%
Daphne - Fairhope - Foley 30 Year Fixed Rate 2025-07-03 6.76%
Daphne - Fairhope - Foley 30 Year Fixed Rate Refi 2025-07-03 7.3%
Daphne - Fairhope - Foley 15 Year Fixed Rate 2025-07-03 6.47%
Daphne - Fairhope - Foley 15 Year Fixed Rate Refi 2025-07-03 6.4%
Daphne - Fairhope - Foley 30 Year FHA 2025-07-03 -0.71%
Daphne - Fairhope - Foley 30 Year FHA Refi 2025-07-03 0.2%
Daphne - Fairhope - Foley 30 Year USDA 2025-07-03 -1.65%
Daphne - Fairhope - Foley 30 Year USDA Refi 2025-07-03 -0.2%
Daphne - Fairhope - Foley 30 Year VA 2025-07-03 -0.24%
Daphne - Fairhope - Foley 30 Year VA Refi 2025-07-03 -0.35%
Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within DAPHNE-FAIRHOPE-FOLEY, AL.

DAPHNE - FAIRHOPE - FOLEY Top Lenders by Rates & Fees

The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the DAPHNE-FAIRHOPE-FOLEY, AL market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
DHI MORTGAGE COMPANY, LTD. 289 5.53% $2,200
QUICKEN LOANS, LLC 158 6.72% $6,910
Trustmark National Bank 134 6.84% $4,728
UNITED WHOLESALE MORTGAGE, LLC 123 6.88% $7,194
Regions Bank 96 6.68% $5,661
MOVEMENT MORTGAGE, LLC 88 7.26% $8,492
EAGLE HOME MORTGAGE, LLC 78 5.36% $2,466
DSLD MORTGAGE, LLC 78 6.32% $833
FirstBank 69 6.68% $5,576
BancorpSouth 67 6.70% $5,037
NAVY FEDERAL CREDIT UNION 50 6.40% $4,820
GMFS LLC 50 6.70% $4,353
NEWREZ LLC 41 7.00% $7,033
South State Bank 39 6.95% $5,149
First Horizon Bank 34 6.66% $4,916
First Federal Bank, A FSB 34 6.76% $6,634
Community Bank of Mississippi 33 6.94% $5,804
ServisFirst Bank 32 6.83% $3,578
Bryant Bank 31 7.13% $6,149
S1L, Inc. 30 7.19% $7,229
Tyndall Federal Credit Union 30 6.38% $6,333
River Bank & Trust 30 8.42% $6,540
BankPlus 28 6.66% $5,805
Wells Fargo Bank 26 6.62% $4,711
ALABAMA CREDIT UNION 26 5.81% $3,085
Northpointe Bank 24 7.17% $6,702
SWBC MORTGAGE CORPORATION 22 6.89% $8,043
UNION HOME MORTGAGE CORP. 21 6.97% $7,442
GUARANTEED RATE, INC. 20 6.76% $7,320
Plains Commerce Bank 20 6.97% $7,394
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 19 7.01% $5,710
BROKER SOLUTIONS, INC. 18 6.57% $8,334
CROSSCOUNTRY MORTGAGE, LLC 18 7.22% $6,660
PENNYMAC LOAN SERVICES, LLC 17 6.59% $5,051
NexBank 17 7.05% $8,272
CMG MORTGAGE, INC. 17 7.01% $5,696
Magnolia Bank 16 7.26% $5,181
City National Bank of Florida 15 6.12% $3,632
Pen Air Federal Credit Union 15 6.87% $6,326
New Horizons Credit Union 15 5.18% $6,321
JPMorgan Chase Bank 15 6.51% $4,631
LOANDEPOT.COM, LLC 15 6.47% $8,490
Truist 15 6.73% $4,837
Morgan Stanley Private Bank 15 6.07% $3,562
TOWNE MORTGAGE COMPANY 15 7.05% $4,931
PNC Bank 14 6.50% $5,064
STOCKTON MORTGAGE CORPORATION 14 6.40% $9,761
MUTUAL OF OMAHA MORTGAGE, INC. 14 6.76% $7,640
Bank of England 13 6.95% $9,889
ARC HOME LLC 13 7.87% $10,829
Renasant Bank 13 7.02% $5,232
Mr. Cooper ( Nationstar Mortgage ) 13 6.93% $7,583
CARDINAL FINANCIAL 13 6.76% $8,518
The Loan Store, Inc. 12 6.86% $8,884
GUILD MORTGAGE COMPANY 12 6.73% $4,652
NATIONS DIRECT MORTGAGE, LLC 12 6.98% $11,179
Hancock Whitney Bank 11 6.94% $6,544
U.S. Bank 11 6.83% $4,146
USAA Federal Savings Bank 11 6.61% $5,725
NFM, INC. 10 6.94% $5,964
Nations Lending Corporation 10 6.99% $4,428
Stifel Bank and Trust 10 6.03% $2,624
Prosperity Home Mortgage, LLC 9 7.06% $6,469
Legends Bank 9 6.72% $3,122
Flagstar Bank, FSB 9 7.30% $5,399
Centennial Bank 9 7.06% $3,506
Merchants & Marine Bank 9 6.94% $4,555
Bank of America 8 6.47% $3,854
Princeton Mortgage Corporation 8 6.87% $6,593
CHURCHILL MORTGAGE CORPORATION 7 7.05% $5,160
DIRECT MORTGAGE LOANS, LLC 7 7.00% $7,949
EMBRACE HOME LOANS, INC. 7 6.98% $7,092
THE MORTGAGE FIRM, INC. 7 7.19% $4,931
NBKC BANK 6 6.90% $2,679
ARK-LA-TEX FINANCIAL SERVICES, LLC. 6 7.00% $1,887
Synovus Bank 6 6.23% $7,156
LENDSURE MORTGAGE CORP. 6 8.56% $11,060
INSPIRE HOME LOANS INC. 5 6.10% $3,794
AMERICA'S FIRST 5 7.05% $5,390
Assurance Financial Group, L.L.C. 5 6.80% $7,779
CANOPY MORTGAGE, LLC 5 7.35% $8,942
Commerce Home Mortgage, Inc. 5 8.28% $25,534
FIRST COLONY MORTGAGE CORPORATION 5 6.78% $7,167
FIRST COMMUNITY MORTGAGE, INC. 5 7.05% $6,536
21ST MORTGAGE CORPORATION 5 8.12% $5,971
PHH Mortgage Corporation 5 6.88% $4,795
SmartBank 5 6.75% $3,863
TJC Mortgage, Inc. 5 6.65% $6,506
United Community Bank 5 7.05% $7,223
LENOX FINANCIAL MORTGAGE CORPORATION 4 6.47% $4,991
First Option Mortgage, LLC 4 7.81% $7,781
Discover Bank 4 6.86% $0
SouthPoint Bank 4 6.78% $4,529
SOUTHEAST MORTGAGE OF GEORGIA, INC. 4 7.09% $5,290
PRIMELENDING, A PLAINSCAPITAL COMPANY 4 7.27% $5,690
FREEDOM MORTGAGE CORPORATION 4 6.88% $7,152
PLAZA HOME MORTGAGE, INC. 4 7.03% $5,930
NAVIGATOR CU 4 6.22% $4,966
American Mortgage & Equity Consultants, Inc. 4 7.00% $5,275
MID AMERICA MORTGAGE, INC. 4 6.88% $6,313
Century Mortgage Company DBA Century Lending Company 3 6.88% $11,043
Paramount Residential Mortgage Group, Inc. 3 6.92% $5,255
Ameris Bank 3 7.33% $7,054
NP, Inc. 3 8.17% $11,482
VANDERBILT MORTGAGE AND FINANCE, INC. 3 6.50% $4,748
HOMEXPRESS MORTGAGE CORP. 3 8.29% $9,373
NORWICH COMMERCIAL GROUP, INC. 3 6.38% $2,989
ZILLOW HOME LOANS, LLC 3 6.54% $5,502
Granite Community Bank 3 6.71% $5,160
GUARANTEED RATE AFFINITY, LLC 3 6.86% $1,481
ENDEAVOR CAPITAL, LLC. 3 6.54% $5,137
Alabama One Credit Union 2 6.38% $3,944
EVANSVILLE TEACHERS 2 7.44% $3,143
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 2 6.75% $7,039
GREENSTATE CREDIT UNION 2 7.06% $6,874
Gulf Coast Bank and Trust Company 2 7.06% $6,883
Hamilton Mortgage Corporation 2 6.75% $5,964
DEEPHAVEN MORTGAGE LLC 2 8.63% $11,368
Merchants Bank of Indiana 2 6.44% $5,279
CORNERSTONE HOME LENDING, INC. 2 7.31% $9,874
MORTGAGE ACCESS CORP. 2 6.75% $7,338
MORTGAGE INVESTORS GROUP, INC. 2 7.81% $11,901
Mortgage Research Center, LLC 2 6.81% $6,400
Consumer First Mortgage, Inc. 2 6.63% $5,345
COMPASS MORTGAGE, INC. 2 7.31% $6,604
CITIZENS EQUITY FIRST 2 6.50% $2,652
Citizens Bank 2 7.00% $4,640
Citadel Servicing Corporation 2 8.50% $5,670
North American Savings Bank, F.S.B. 2 7.94% $6,013
OCMBC, INC. 2 8.31% $11,873
Old National Bank 2 6.25% $3,045
Watermark Capital, Inc. 2 6.69% $3,865
Pinnacle Bank 2 7.19% $13,735
PLANET HOME LENDING, LLC 2 6.69% $4,610
Carrington Mortgage Services, LLC 2 9.56% $7,303
Capital City Home Loans, LLC 2 6.63% $5,934
BMO Harris Bank 2 6.69% $3,425
Quontic Bank 2 8.56% $6,846
Raymond James Bank 2 5.88% $4,176
RBC Bank, (Georgia) 2 5.56% $1,813
BETTER MORTGAGE CORPORATION 2 6.31% $10,755
ROYAL UNITED MORTGAGE LLC 2 7.63% $5,508
SeaTrust Mortgage Company 2 7.63% $5,366
Servion, Inc. 2 7.38% $1,357
Sierra Pacific Mortgage Company, Inc. 2 7.12% $8,481
AVADIAN 2 5.85% $3,876
Sunflower Bank 2 6.81% $4,304
ANGEL OAK MORTGAGE SOLUTIONS LLC 2 9.50% $16,531
The Huntington National Bank 2 7.25% $5,830
AMERISAVE MORTGAGE CORPORATION 2 6.50% $12,860
The State Bank and Trust Company 2 6.88% $4,378
AmeriHome Mortgage Company, LLC 2 6.81% $3,481
UBS Bank USA 2 6.56% $3,882
AMERICAN FINANCING CORPORATION 2 7.00% $11,494
University Bank 2 6.18% $7,861
First-Citizens Bank & Trust Company 2 6.04% $2,819
The Bank of Missouri 1 7.54% $4,241
CHEVRON 1 6.63% $2,559
Goldman Sachs Bank USA 1 6.40% $3,655
Equity Prime Mortgage LLC 1 7.63% $5,029
OAKTREE FUNDING CORP. 1 8.00% $14,393
The Farmers Bank 1 6.88% $1,722
The Federal Savings Bank 1 7.50% $8,056
Origin Bank 1 6.62% $13,273
GEORGIA'S OWN 1 6.63% $5,587
Charles Schwab Bank, SSB 1 5.88% $3,991
Gateway First Bank 1 6.38% $4,273
PENTAGON FEDERAL CREDIT UNION 1 6.50% $7,710
The First National Bank of Fort Smith 1 6.38% $2,152
The First National Bank of Ottawa 1 7.50% $12,011
Pinnacle Bank 1 7.00% $3,075
CB&S Bank, Inc. 1 6.22% $4,484
The Friendship State Bank 1 6.75% $2,761
GARDNER FINANCIAL SERVICES, LTD. 1 7.63% $8,464
AlaTrust Credit Union 1 5.75% $3,507
PREMIA MORTGAGE, LLC 1 7.08% $1,401
PRIMARY RESIDENTIAL MORTGAGE, INC. 1 6.88% $4,218
FLAT BRANCH MORTGAGE, INC. 1 6.63% $3,530
First Reliance Bank 1 6.13% $5,994
BM Real Estate Services, Inc. 1 6.38% $5,191
FBC MORTGAGE, LLC 1 5.99% $1,965
Fidelity Bank 1 6.63% $3,452
EVERETT FINANCIAL, INC. 1 7.13% $10,047
Financial Federal Bank 1 6.63% $2,756
REDSTONE Federal Credit Union 1 7.13% $3,549
Troy Bank and Trust Company 1 7.03% $1,349
Bethpage Federal Credit Union 1 6.63% $3,778
Bell Bank 1 7.50% $3,991
AMERICAN PORTFOLIO MORTGAGE CORPORATION 1 7.00% $8,908
RUOFF MORTGAGE COMPANY, INC. 1 6.13% $4,911
Baxter Credit Union 1 6.63% $3,974
First Federal Bank 1 7.13% $2,894
American Mortgage Bank, LLC 1 7.00% $4,892
Barrington Bank & Trust Company, N.A. 1 6.88% $3,980
First Bank 1 6.88% $3,576
SKYONE Federal Credit Union 1 5.50% $9,143
AFFORDABLE MORTGAGE ADVISORS, LLC. 1 7.38% $3,161
EUSTIS AND AMERICAN MORTGAGE COMPANY 1 7.13% $14,538
Southern First Bank 1 6.63% $3,094
First United Bank and Trust Company 1 6.63% $8,806
SOUTHPOINT FINANCIAL SERVICES, INC. 1 7.25% $5,164
HOMESTEAD FUNDING CORP. 1 6.49% $3,685
Home Mortgage Alliance Corp 1 6.88% $12,283
Horizon Bank 1 7.13% $3,298
HARVESTERS FEDERAL CREDIT UNION 1 6.88% $3,705
Integrity Home Mortgage Corp 1 7.25% $7,730
EMM LOANS LLC 1 7.13% $4,090
KEESLER 1 5.88% $4,123
LAFCU 1 5.38% $3,529
Leader Bank 1 6.00% $6,318
Legacy Home Loans, LLC 1 6.63% $3,337
Deere Employees Credit Union 1 5.49% $2,280
Bank Independent 1 6.38% $7,775
ENCORE BANK 1 1.00% $2,128
DAS Acquisition Company, LLC 1 6.49% $3,658
LOANPAL, LLC 1 6.63% $8,056
Logan Finance Corporation 1 7.00% $9,909
CREDIT UNION MORTGAGE ASSOCIATION, INC. 1 5.75% $3,726
MAX Credit Union 1 6.38% $5,492
MEMBER FIRST MORTGAGE, LLC 1 6.50% $4,725
Springfield First Community Bank 1 6.50% $2,743
COUNTRYPLACE MORTGAGE, LTD. 1 5.88% $11,151
GUIDANCE RESIDENTIAL, LLC 1 7.13% $7,355
MLD MORTGAGE INC. 1 6.38% $3,468
STAUNTON FINANCIAL, INC. 1 6.63% $3,192
S&T Bank 1 7.00% $8,146
FAIRWINDS CREDIT UNION 1 8.13% $3,854
ASSEMBLIES OF GOD Credit Union 1 6.12% $2,311
Cornerstone First Mortgage, Inc 1 7.63% $11,301
Strong Home Mortgage, LLC 1 6.13% $3,135
Zions Bank 1 6.63% $10,696
COMMUNITY MORTGAGE CORPORATION 1 6.62% $4,155
COLUMBIA COMMUNITY CREDIT UNION 1 6.63% $2,715
Great Plains National Bank 1 6.13% $12,308
CLIFFCO, INC. 1 9.50% $7,150
CITY-COUNTY CREDIT UNION 1 6.88% $4,398
AOD Federal Credit Union 1 6.50% $4,500
ALLIANT CREDIT UNION 1 7.63% $3,537
Citibank 1 6.63% $2,927
Texana Bank 1 7.13% $785

DAPHNE - FAIRHOPE - FOLEY Average Closing Costs & Other Stats

DAPHNE-FAIRHOPE-FOLEY, AL's 240 lenders originated 7,786 loans during 2024. The total origination value was $2,332,240,000, with an average loan value of $299,543.

DAPHNE - FAIRHOPE - FOLEY's average closing costs are $4,935.

The top DAPHNE - FAIRHOPE - FOLEY lender as defined by loan originations is DHI MORTGAGE COMPANY, LTD., with 289 loans originated. Their average total fees are $2,200, which is $4,710 lower than the next largest lender, QUICKEN LOANS, LLC.

The lowest fee DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are DSLD MORTGAGE, LLC ($833), DHI MORTGAGE COMPANY, LTD. ($2,200), EAGLE HOME MORTGAGE, LLC ($2,466), Stifel Bank and Trust ($2,624) and ALABAMA CREDIT UNION ($3,085).

The lowest rate DAPHNE - FAIRHOPE - FOLEY lenders (with over 10 loans originated) are New Horizons Credit Union (5.18%), EAGLE HOME MORTGAGE, LLC (5.36%), DHI MORTGAGE COMPANY, LTD. (5.53%), ALABAMA CREDIT UNION (5.81%) and Stifel Bank and Trust (6.03%).

DAPHNE-FAIRHOPE-FOLEY, AL Mortgage Market Share & Volume

Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
DHI MORTGAGE COMPANY, LTD. $248,615,000 $293,000,000 17.9% 12.6%
UNITED WHOLESALE MORTGAGE, LLC $122,595,000 $112,970,000 -7.9% 4.8%
QUICKEN LOANS, LLC $80,340,000 $90,830,000 13.1% 3.9%
Trustmark National Bank $80,575,000 $70,330,000 -12.7% 3.0%
Regions Bank $75,340,000 $68,935,000 -8.5% 3.0%
BancorpSouth $52,450,000 $65,080,000 24.1% 2.8%
MOVEMENT MORTGAGE, LLC $55,550,000 $58,080,000 4.6% 2.5%
LENDINGONE, LLC $1,000,000 $50,190,000 4,919.0% 2.2%
FirstBank $46,795,000 $49,495,000 5.8% 2.1%
Community Bank of Mississippi $47,100,000 $43,060,000 -8.6% 1.8%
South State Bank $69,660,000 $38,825,000 -44.3% 1.7%
NAVY FEDERAL CREDIT UNION $27,935,000 $36,180,000 29.5% 1.6%
GMFS LLC $19,430,000 $33,290,000 71.3% 1.4%
Mortgage Research Center, LLC $27,320,000 $32,435,000 18.7% 1.4%
EAGLE HOME MORTGAGE, LLC $55,415,000 $31,645,000 -42.9% 1.4%
Northpointe Bank $9,970,000 $30,915,000 210.1% 1.3%
First Horizon Bank $38,205,000 $29,365,000 -23.1% 1.3%
BankPlus $18,565,000 $28,875,000 55.5% 1.2%
NEWREZ LLC $16,075,000 $27,775,000 72.8% 1.2%
PNC Bank $32,240,000 $27,735,000 -14.0% 1.2%
DSLD MORTGAGE, LLC $23,985,000 $27,585,000 15.0% 1.2%
River Bank & Trust $47,050,000 $23,140,000 -50.8% 1.0%
ServisFirst Bank $20,575,000 $22,990,000 11.7% 1.0%
PENNYMAC LOAN SERVICES, LLC $23,145,000 $22,430,000 -3.1% 1.0%
Bryant Bank $22,565,000 $22,415,000 -0.7% 1.0%
Tyndall Federal Credit Union $13,375,000 $21,940,000 64.0% 0.9%
FREEDOM MORTGAGE CORPORATION $10,640,000 $20,335,000 91.1% 0.9%
SWBC MORTGAGE CORPORATION $22,370,000 $19,975,000 -10.7% 0.9%
S1L, Inc. $1,305,000 $19,460,000 1,391.2% 0.8%
The First, A National Banking Association $29,710,000 $18,525,000 -37.6% 0.8%
First Federal Bank, A FSB $21,825,000 $17,150,000 -21.4% 0.7%
Plains Commerce Bank $30,625,000 $14,170,000 -53.7% 0.6%
JPMorgan Chase Bank $7,660,000 $14,125,000 84.4% 0.6%
Wells Fargo Bank $15,175,000 $14,050,000 -7.4% 0.6%
CMG MORTGAGE, INC. $11,595,000 $13,640,000 17.6% 0.6%
BROKER SOLUTIONS, INC. $4,830,000 $13,260,000 174.5% 0.6%
FAIRWAY INDEPENDENT MORTGAGE CORPORATION $28,120,000 $13,120,000 -53.3% 0.6%
UNION HOME MORTGAGE CORP. $9,690,000 $12,345,000 27.4% 0.5%
Pen Air Federal Credit Union $10,730,000 $12,265,000 14.3% 0.5%
Morgan Stanley Private Bank $11,580,000 $12,125,000 4.7% 0.5%
GUARANTEED RATE, INC. $7,980,000 $12,010,000 50.5% 0.5%
MID AMERICA MORTGAGE, INC. $15,760,000 $11,430,000 -27.5% 0.5%
LOANDEPOT.COM, LLC $8,540,000 $10,860,000 27.2% 0.5%
Hancock Whitney Bank $15,420,000 $10,365,000 -32.8% 0.4%
USAA Federal Savings Bank $8,930,000 $10,150,000 13.7% 0.4%
Flagstar Bank, FSB $7,745,000 $9,705,000 25.3% 0.4%
TOWNE MORTGAGE COMPANY $9,465,000 n/a 0.4%
Bank of England $14,140,000 $9,420,000 -33.4% 0.4%
STOCKTON MORTGAGE CORPORATION $3,470,000 $9,410,000 171.2% 0.4%
ALABAMA CREDIT UNION $8,885,000 $9,385,000 5.6% 0.4%
West Alabama Bank & Trust $2,270,000 $9,350,000 311.9% 0.4%
Stifel Bank and Trust $5,835,000 $9,335,000 60.0% 0.4%
Mr. Cooper ( Nationstar Mortgage ) $8,245,000 $9,305,000 12.9% 0.4%
CROSSCOUNTRY MORTGAGE, LLC $12,550,000 $9,090,000 -27.6% 0.4%
Truist $11,120,000 $9,030,000 -18.8% 0.4%
Merchants Bank of Indiana $12,550,000 $8,880,000 -29.2% 0.4%
21ST MORTGAGE CORPORATION $8,525,000 $8,685,000 1.9% 0.4%
Renasant Bank $15,985,000 $8,650,000 -45.9% 0.4%
Bank of America $10,195,000 $8,545,000 -16.2% 0.4%
Synovus Bank $9,550,000 $8,405,000 -12.0% 0.4%
MUTUAL OF OMAHA MORTGAGE, INC. $5,630,000 $8,265,000 46.8% 0.4%
NATIONS DIRECT MORTGAGE, LLC $325,000 $8,170,000 2,413.8% 0.4%
Magnolia Bank $3,775,000 $8,065,000 113.6% 0.3%
New Horizons Credit Union $9,570,000 $7,845,000 -18.0% 0.3%
b1BANK $1,300,000 $7,765,000 497.3% 0.3%
United Community Bank $7,255,000 $7,545,000 4.0% 0.3%
CARDINAL FINANCIAL $15,850,000 $7,400,000 -53.3% 0.3%
ANGEL OAK MORTGAGE SOLUTIONS LLC $2,220,000 $7,260,000 227.0% 0.3%
U.S. Bank $8,195,000 $7,130,000 -13.0% 0.3%
DEEPHAVEN MORTGAGE LLC $10,340,000 $6,880,000 -33.5% 0.3%
United Bank $10,345,000 $6,750,000 -34.8% 0.3%
Centennial Bank $325,000 $6,580,000 1,924.6% 0.3%
Merchants & Marine Bank $9,085,000 $6,480,000 -28.7% 0.3%
ARC HOME LLC $6,120,000 $6,425,000 5.0% 0.3%
VILLAGE CAPITAL MORTGAGE $1,795,000 $6,415,000 257.4% 0.3%
City National Bank of Florida $6,375,000 n/a 0.3%
NEW DAY FINANCIAL, LLC $3,260,000 $6,340,000 94.5% 0.3%
The Loan Store, Inc. $2,900,000 $6,195,000 113.6% 0.3%
EMBRACE HOME LOANS, INC. $5,885,000 $5,960,000 1.3% 0.3%
AMERIFIRST BANK $1,055,000 $5,905,000 459.7% 0.3%
SmartBank $7,235,000 $5,770,000 -20.2% 0.2%
GUILD MORTGAGE COMPANY $5,520,000 $5,725,000 3.7% 0.2%
NFM, INC. $5,765,000 $5,545,000 -3.8% 0.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. $5,225,000 n/a 0.2%
NexBank $625,000 $5,215,000 734.4% 0.2%
PLANET HOME LENDING, LLC $1,955,000 $4,875,000 149.4% 0.2%
Prosperity Home Mortgage, LLC $8,320,000 $4,785,000 -42.5% 0.2%
Nations Lending Corporation $7,740,000 $4,745,000 -38.7% 0.2%
AMERICAN HERITAGE LENDING, INC. $1,765,000 $4,690,000 165.7% 0.2%
NBKC BANK $2,175,000 $4,590,000 111.0% 0.2%
Pinnacle Bank $2,170,000 $4,580,000 111.1% 0.2%
Metro Bank $1,650,000 $4,490,000 172.1% 0.2%
ALL IN $10,045,000 $4,485,000 -55.4% 0.2%
LENDSURE MORTGAGE CORP. $5,565,000 $4,440,000 -20.2% 0.2%
INSPIRE HOME LOANS INC. $1,405,000 $4,250,000 202.5% 0.2%
Ameris Bank $3,280,000 $4,045,000 23.3% 0.2%
BankFirst Financial Services $3,070,000 $3,795,000 23.6% 0.2%
TJC Mortgage, Inc. $205,000 $3,790,000 1,748.8% 0.2%
The Federal Savings Bank $4,180,000 $3,765,000 -9.9% 0.2%
Century Bank $12,340,000 $3,535,000 -71.4% 0.2%
Princeton Mortgage Corporation $8,145,000 $3,465,000 -57.5% 0.1%
NORWICH COMMERCIAL GROUP, INC. $3,460,000 n/a 0.1%
CANOPY MORTGAGE, LLC $1,840,000 $3,440,000 87.0% 0.1%
AMERISAVE MORTGAGE CORPORATION $5,240,000 $3,205,000 -38.8% 0.1%
PriorityOne Bank $5,820,000 $3,160,000 -45.7% 0.1%
Equity Prime Mortgage LLC $1,310,000 $3,085,000 135.5% 0.1%
Commerce Home Mortgage, Inc. $615,000 $3,065,000 398.4% 0.1%
Century Mortgage Company DBA Century Lending Company $965,000 $3,005,000 211.4% 0.1%
CHURCHILL MORTGAGE CORPORATION $1,240,000 $3,005,000 142.3% 0.1%
FIRST COLONY MORTGAGE CORPORATION $1,205,000 $2,960,000 145.6% 0.1%
Citizens Bank $7,575,000 $2,930,000 -61.3% 0.1%
Emprise Bank $1,905,000 $2,805,000 47.2% 0.1%
LAKEVIEW LOAN SERVICING, LLC $870,000 $2,765,000 217.8% 0.1%
The Citizens Bank $8,850,000 $2,735,000 -69.1% 0.1%
Origin Bank $255,000 $2,720,000 966.7% 0.1%
HOMEXPRESS MORTGAGE CORP. $640,000 $2,710,000 323.4% 0.1%
PENTAGON FEDERAL CREDIT UNION $2,250,000 $2,675,000 18.9% 0.1%
Figure Lending LLC $2,145,000 $2,620,000 22.1% 0.1%
DIRECT MORTGAGE LOANS, LLC $2,185,000 $2,615,000 19.7% 0.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC $2,020,000 $2,585,000 28.0% 0.1%
Assurance Financial Group, L.L.C. $6,220,000 $2,560,000 -58.8% 0.1%
Legends Bank $500,000 $2,530,000 406.0% 0.1%
COMPASS MORTGAGE, INC. $610,000 $2,455,000 302.5% 0.1%
AMERICA'S FIRST $3,620,000 $2,445,000 -32.5% 0.1%
Barrington Bank & Trust Company, N.A. $2,830,000 $2,440,000 -13.8% 0.1%
FBC MORTGAGE, LLC $1,240,000 $2,440,000 96.8% 0.1%
APCO EMPLOYEES $1,895,000 $2,425,000 28.0% 0.1%
Carrington Mortgage Services, LLC $2,175,000 $2,425,000 11.5% 0.1%
American Mortgage & Equity Consultants, Inc. $590,000 $2,400,000 306.8% 0.1%
TRIAD FINANCIAL SERVICES, INC. $2,045,000 $2,395,000 17.1% 0.1%
LOANPAL, LLC $770,000 $2,385,000 209.7% 0.1%
AMERICAN FINANCING CORPORATION $890,000 $2,340,000 162.9% 0.1%
SouthPoint Bank $10,215,000 $2,315,000 -77.3% 0.1%
NobleBank & Trust $920,000 $2,285,000 148.4% 0.1%
Citadel Servicing Corporation $900,000 $2,265,000 151.7% 0.1%
SUN WEST MORTGAGE COMPANY, INC. $1,015,000 $2,255,000 122.2% 0.1%
AMERITRUST MORTGAGE CORPORATION $2,240,000 n/a 0.1%
THE MORTGAGE FIRM, INC. $9,485,000 $2,195,000 -76.9% 0.1%
FAMILY SAVINGS $230,000 $2,135,000 828.3% 0.1%
FIRST COMMUNITY MORTGAGE, INC. $1,945,000 $2,055,000 5.7% 0.1%
Paramount Residential Mortgage Group, Inc. $1,240,000 $2,040,000 64.5% 0.1%
VANDERBILT MORTGAGE AND FINANCE, INC. $2,275,000 $2,005,000 -11.9% 0.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. $1,100,000 $1,990,000 80.9% 0.1%
LONGBRIDGE FINANCIAL, LLC $455,000 $1,935,000 325.3% 0.1%
PLAZA HOME MORTGAGE, INC. $4,345,000 $1,910,000 -56.0% 0.1%
Progressive Bank $1,910,000 n/a 0.1%
Discover Bank $3,555,000 $1,865,000 -47.5% 0.1%
First National Bank in DeRidder $1,865,000 n/a 0.1%
Bank of Springfield $775,000 $1,840,000 137.4% 0.1%
NAVIGATOR CU $1,070,000 $1,755,000 64.0% 0.1%
GoPrime Mortgage, Inc. $1,750,000 n/a 0.1%
AmeriHome Mortgage Company, LLC $2,185,000 $1,730,000 -20.8% 0.1%
LENDINGHOME FUNDING CORPORATION $1,720,000 n/a 0.1%
First Metro Bank $1,140,000 $1,685,000 47.8% 0.1%
ZILLOW HOME LOANS, LLC $1,605,000 $1,685,000 5.0% 0.1%
Gibsland Bank & Trust Company $1,620,000 n/a 0.1%
SOUTHEAST MORTGAGE OF GEORGIA, INC. $2,485,000 $1,615,000 -35.0% 0.1%
MAX Credit Union $275,000 $1,605,000 483.6% 0.1%
LENOX FINANCIAL MORTGAGE CORPORATION $1,600,000 n/a 0.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY $5,370,000 $1,600,000 -70.2% 0.1%
CHEVRON $620,000 $1,590,000 156.5% 0.1%
First Federal Bank $840,000 $1,580,000 88.1% 0.1%
First Bank $1,020,000 $1,565,000 53.4% 0.1%
Bethpage Federal Credit Union $385,000 $1,535,000 298.7% 0.1%
First Option Mortgage, LLC $530,000 $1,530,000 188.7% 0.1%
GUARANTEED RATE AFFINITY, LLC $1,585,000 $1,505,000 -5.0% 0.1%
Mid-Continent Funding, Inc. $435,000 $1,470,000 237.9% 0.1%
1ST SIGNATURE LENDING, LLC $2,120,000 $1,435,000 -32.3% 0.1%
MEMBER FIRST MORTGAGE, LLC $1,435,000 n/a 0.1%
North American Savings Bank, F.S.B. $2,135,000 $1,420,000 -33.5% 0.1%
University Bank $1,150,000 $1,410,000 22.6% 0.1%
Gateway First Bank $1,635,000 $1,355,000 -17.1% 0.1%
EUSTIS AND AMERICAN MORTGAGE COMPANY $2,770,000 $1,350,000 -51.3% 0.1%
AVADIAN $2,625,000 $1,340,000 -49.0% 0.1%
ALLIANT CREDIT UNION $905,000 $1,335,000 47.5% 0.1%
PHH Mortgage Corporation $890,000 $1,330,000 49.4% 0.1%
BMO Harris Bank $355,000 $1,295,000 264.8% 0.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION $1,260,000 n/a 0.1%
SeaTrust Mortgage Company $1,255,000 n/a 0.1%
First Federal Savings and Loan Association $1,235,000 n/a 0.1%
S&T Bank $1,205,000 n/a 0.1%
The Hometown Bank of Alabama $425,000 $1,200,000 182.4% 0.1%
SOUTHWEST STAGE FUNDING, LLC $2,285,000 $1,190,000 -47.9% 0.1%
FINANCE OF AMERICA REVERSE LLC $230,000 $1,180,000 413.0% 0.1%
Alabama One Credit Union $1,395,000 $1,160,000 -16.8% 0.0%
EVERETT FINANCIAL, INC. $835,000 $1,160,000 38.9% 0.0%
Bank Independent $2,475,000 $1,155,000 -53.3% 0.0%
LIMA ONE CAPITAL, LLC $2,440,000 $1,155,000 -52.7% 0.0%
MORTGAGE INVESTORS GROUP, INC. $400,000 $1,155,000 188.8% 0.0%
A&D Mortgage LLC $1,145,000 $1,130,000 -1.3% 0.0%
ROYAL UNITED MORTGAGE LLC $390,000 $1,110,000 184.6% 0.0%
Coastal Community Bank $1,325,000 $1,100,000 -17.0% 0.0%
First-Citizens Bank & Trust Company $765,000 $1,095,000 43.1% 0.0%
ALABAMA TEACHERS $1,090,000 n/a 0.0%
Oconee State Bank $735,000 $1,065,000 44.9% 0.0%
Guardian Credit Union $835,000 $1,060,000 26.9% 0.0%
First Citizens National Bank $525,000 $1,045,000 99.0% 0.0%
Peoples Independent Bank $1,040,000 n/a 0.0%
Capital City Home Loans, LLC $3,260,000 $1,035,000 -68.3% 0.0%
Beeline Loans, Inc. $1,025,000 n/a 0.0%
Independent Bank $1,055,000 $1,025,000 -2.8% 0.0%
First National Bank $465,000 $1,005,000 116.1% 0.0%
The First National Bank of Ottawa $1,005,000 n/a 0.0%
HOMESIDE FINANCIAL, LLC $145,000 $1,000,000 589.7% 0.0%
HARVESTERS FEDERAL CREDIT UNION $1,010,000 $990,000 -2.0% 0.0%
MILEND, INC. $1,645,000 $990,000 -39.8% 0.0%
Raymond James Bank $8,970,000 $980,000 -89.1% 0.0%
NP, Inc. $2,290,000 $975,000 -57.4% 0.0%
BOKF $955,000 n/a 0.0%
City National Bank of West Virginia $955,000 n/a 0.0%
ACIPCO Federal Credit Union $645,000 $950,000 47.3% 0.0%
Deere Employees Credit Union $55,000 $940,000 1,609.1% 0.0%
GREENSTATE CREDIT UNION $910,000 n/a 0.0%
UBS Bank USA $445,000 $900,000 102.2% 0.0%
Old National Bank $295,000 $875,000 196.6% 0.0%
Loan Simple, Inc. $865,000 n/a 0.0%
Cornerstone First Mortgage, Inc $975,000 $855,000 -12.3% 0.0%
Hometown Equity Mortgage, LLC $1,935,000 $850,000 -56.1% 0.0%
ENCORE BANK $835,000 n/a 0.0%
GENEVA FINANCIAL, LLC $835,000 n/a 0.0%
The Citizens National Bank of Meridian $830,000 $830,000 0.0% 0.0%
Hamilton Mortgage Corporation $2,255,000 $820,000 -63.6% 0.0%
Patriot Bank $810,000 n/a 0.0%
Cross Keys Bank $805,000 n/a 0.0%
Heritage Community Bank $805,000 $805,000 0.0% 0.0%
RELIANCE FIRST CAPITAL, LLC $1,375,000 $805,000 -41.5% 0.0%
Bank of Yazoo City $750,000 $795,000 6.0% 0.0%
Gulf Winds Credit Union $2,645,000 $795,000 -69.9% 0.0%
Armed Forces Bank $790,000 n/a 0.0%
Great Southern Bank $115,000 $790,000 587.0% 0.0%
AMERICAN FINANCIAL NETWORK, INC. $3,040,000 $785,000 -74.2% 0.0%
CIS Financial Services, Inc. $475,000 $770,000 62.1% 0.0%
OCMBC, INC. $155,000 $765,000 393.5% 0.0%
FIRST NATIONAL BANK OF WEATHERFORD $760,000 n/a 0.0%
The State Bank and Trust Company $760,000 n/a 0.0%
BETTER MORTGAGE CORPORATION $2,525,000 $745,000 -70.5% 0.0%
EVANSVILLE TEACHERS $1,530,000 $745,000 -51.3% 0.0%
RBC Bank, (Georgia) $275,000 $740,000 169.1% 0.0%
LEADERONE FINANCIAL CORPORATION $1,025,000 $730,000 -28.8% 0.0%
ENDEAVOR CAPITAL, LLC. $720,000 n/a 0.0%
MORTGAGE ACCESS CORP. $720,000 n/a 0.0%
First Mid Bank & Trust $715,000 n/a 0.0%
KEESLER $170,000 $715,000 320.6% 0.0%
Troy Bank and Trust Company $405,000 $715,000 76.5% 0.0%
AMWEST FUNDING CORP. $745,000 $705,000 -5.4% 0.0%
Consumer First Mortgage, Inc. $1,115,000 $705,000 -36.8% 0.0%
Quontic Bank $665,000 $705,000 6.0% 0.0%
The Bank of Holly Springs $465,000 $705,000 51.6% 0.0%
Goldwater Bank, N.A. $275,000 $690,000 150.9% 0.0%
OAKTREE FUNDING CORP. $1,095,000 $690,000 -37.0% 0.0%
Luxury Mortgage Corp. $685,000 n/a 0.0%
Red River Bank $205,000 $685,000 234.1% 0.0%
RUOFF MORTGAGE COMPANY, INC. $630,000 $680,000 7.9% 0.0%
Granite Community Bank $675,000 n/a 0.0%
Great Plains National Bank $675,000 n/a 0.0%
Gulf Coast Bank and Trust Company $4,470,000 $670,000 -85.0% 0.0%
Watermark Capital, Inc. $520,000 $670,000 28.8% 0.0%
Sullivan Bank $665,000 n/a 0.0%
CORNERSTONE HOME LENDING, INC. $285,000 $650,000 128.1% 0.0%
Sierra Pacific Mortgage Company, Inc. $640,000 n/a 0.0%
CREDIT HUMAN FEDERAL CREDIT UNION $1,035,000 $630,000 -39.1% 0.0%
EMM LOANS LLC $630,000 n/a 0.0%
Bank of Cleveland $625,000 n/a 0.0%
Goldman Sachs Bank USA $625,000 n/a 0.0%
SECURITYNATIONAL MORTGAGE COMPANY $625,000 n/a 0.0%
The Farmers Bank $625,000 n/a 0.0%
GEORGIA'S OWN $615,000 n/a 0.0%
The Citizens Bank of Philadelphia, Mississippi $615,000 n/a 0.0%
OPEN MORTGAGE, LLC $450,000 $610,000 35.6% 0.0%
First Security Bank $605,000 n/a 0.0%
NEXERA HOLDING LLC $2,040,000 $600,000 -70.6% 0.0%
East Coast Capital Corp. $585,000 n/a 0.0%
Sunflower Bank $315,000 $580,000 84.1% 0.0%
First South Farm Credit, ACA $575,000 n/a 0.0%
American Mortgage Bank, LLC $565,000 n/a 0.0%
BANKSOUTH MORTGAGE COMPANY, LLC $305,000 $565,000 85.2% 0.0%
FAIRWINDS CREDIT UNION $555,000 n/a 0.0%
HOMESTEAD FUNDING CORP. $305,000 $555,000 82.0% 0.0%
First Commercial Bank $545,000 n/a 0.0%
Village Bank $545,000 n/a 0.0%
CSL Financial, LLC $605,000 $535,000 -11.6% 0.0%
PEOPLES BANK OF GREENSBORO $535,000 n/a 0.0%
People's Savings Bank of Rhineland $535,000 n/a 0.0%
COUNTRYPLACE MORTGAGE, LTD. $295,000 $525,000 78.0% 0.0%
I. H. MISSISSIPPI VALLEY CREDIT UNION $525,000 n/a 0.0%
DOMINION FINANCIAL SERVICES, LLC $645,000 $515,000 -20.2% 0.0%
REDSTONE Federal Credit Union $1,210,000 $515,000 -57.4% 0.0%
VELOCITY COMMERCIAL CAPITAL, LLC $565,000 $515,000 -8.8% 0.0%
Zions Bank $515,000 n/a 0.0%
RF Renovo Management Company, LLC $505,000 n/a 0.0%
The Bank of Missouri $505,000 n/a 0.0%
Vision Bank $505,000 n/a 0.0%
Servion, Inc. $155,000 $500,000 222.6% 0.0%
BM Real Estate Services, Inc. $495,000 n/a 0.0%
Fidelity Bank $495,000 n/a 0.0%
The Huntington National Bank $1,475,000 $490,000 -66.8% 0.0%
The Friendship State Bank $485,000 n/a 0.0%
PREMIA MORTGAGE, LLC $1,045,000 $480,000 -54.1% 0.0%
Bell Bank $475,000 n/a 0.0%
FIDELITY BANK $2,065,000 $475,000 -77.0% 0.0%
Signature Bank of Arkansas $475,000 n/a 0.0%
AMERICAN PACIFIC MORTGAGE CORPORATION $1,140,000 $470,000 -58.8% 0.0%
FLAT BRANCH MORTGAGE, INC. $255,000 $460,000 80.4% 0.0%
DAS Acquisition Company, LLC $1,510,000 $450,000 -70.2% 0.0%
DIRECT LENDERS, LLC $445,000 n/a 0.0%
Integrity Home Mortgage Corp $445,000 n/a 0.0%
First State Bank of the South, Inc. $435,000 n/a 0.0%
BankSouth $425,000 n/a 0.0%
Baxter Credit Union $205,000 $425,000 107.3% 0.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. $860,000 $420,000 -51.2% 0.0%
AMERICAN FINANCIAL RESOURCES, INC. $800,000 $415,000 -48.1% 0.0%
Broadway National Bank $405,000 n/a 0.0%
Legacy Home Loans, LLC $405,000 n/a 0.0%
The Exchange Bank of Alabama $115,000 $405,000 252.2% 0.0%
Residential Acceptance Corporation $400,000 n/a 0.0%
SOUTHPOINT FINANCIAL SERVICES, INC. $400,000 n/a 0.0%
ABSOLUTE HOME MORTGAGE CORPORATION $395,000 n/a 0.0%
CREDIT UNION MORTGAGE ASSOCIATION, INC. $225,000 $395,000 75.6% 0.0%
First National Bank $465,000 $395,000 -15.1% 0.0%
Lakeview Community Capital, LLC $395,000 n/a 0.0%
HOMEOWNERS FINANCIAL GROUP USA, LLC $390,000 n/a 0.0%
BancFirst $385,000 n/a 0.0%
Citizens Bank & Trust Co $385,000 n/a 0.0%
Traditions Bank $380,000 n/a 0.0%
Home Federal Bank $375,000 n/a 0.0%
PeoplesSouth Bank $375,000 n/a 0.0%
PINNACLE BANK $265,000 $375,000 41.5% 0.0%
INSOUTH Bank $365,000 n/a 0.0%
Acre Mortgage and Financial Inc $355,000 n/a 0.0%
Charles Schwab Bank, SSB $355,000 n/a 0.0%
INTERNATIONAL CITY MORTGAGE, INC. $355,000 n/a 0.0%
Five Star Credit Union $345,000 n/a 0.0%
Peoples Bank of Alabama $605,000 $345,000 -43.0% 0.0%
Texana Bank $235,000 $345,000 46.8% 0.0%
SKYONE Federal Credit Union $175,000 $335,000 91.4% 0.0%
SPRING EQ, LLC $75,000 $335,000 346.7% 0.0%
The First National Bank of Pandora $335,000 n/a 0.0%
BAY-VALLEY MORTGAGE GROUP $325,000 n/a 0.0%
GARDNER FINANCIAL SERVICES, LTD. $325,000 n/a 0.0%
Montgomery Bank $325,000 n/a 0.0%
CITIZENS EQUITY FIRST $375,000 $320,000 -14.7% 0.0%
Home Mortgage Alliance Corp $315,000 n/a 0.0%
WesBanco $285,000 $315,000 10.5% 0.0%
COMMUNITY STATE BANK $305,000 n/a 0.0%
PATRIOTS BANK $305,000 n/a 0.0%
Southern First Bank $305,000 n/a 0.0%
Springfield First Community Bank $305,000 n/a 0.0%
INTERLINC MORTGAGE SERVICES, LLC $840,000 $285,000 -66.1% 0.0%
AlaTrust Credit Union $355,000 $275,000 -22.5% 0.0%
Financial Federal Bank $1,515,000 $275,000 -81.8% 0.0%
First Reliance Bank $275,000 n/a 0.0%
MLD MORTGAGE INC. $275,000 n/a 0.0%
TEMPLE VIEW CAPITAL FUNDING, LP $275,000 n/a 0.0%
ASSEMBLIES OF GOD Credit Union $255,000 $255,000 0.0% 0.0%
CALCON MUTUAL MORTGAGE LLC $405,000 $255,000 -37.0% 0.0%
Central State Bank $565,000 $255,000 -54.9% 0.0%
DIGITAL Federal Credit Union $395,000 $255,000 -35.4% 0.0%
EMERY FEDERAL CREDIT UNION $255,000 n/a 0.0%
Leader Bank $255,000 n/a 0.0%
Planters Bank & Trust Company $255,000 n/a 0.0%
Premier Bank of the South $165,000 $255,000 54.5% 0.0%
Presidential Bank, FSB $255,000 n/a 0.0%
River City Bank $255,000 n/a 0.0%
Strong Home Mortgage, LLC $255,000 n/a 0.0%
CARTER FEDERAL CREDIT UNION $415,000 $245,000 -41.0% 0.0%
Community National Bank & Trust $245,000 n/a 0.0%
AmRes Corporation $235,000 n/a 0.0%
CB&S Bank, Inc. $1,080,000 $235,000 -78.2% 0.0%
ROSS MORTGAGE CORPORATION $235,000 n/a 0.0%
Southern Bancorp Bank $715,000 $235,000 -67.1% 0.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION $225,000 n/a 0.0%
AOD Federal Credit Union $665,000 $225,000 -66.2% 0.0%
First United Bank and Trust Company $275,000 $225,000 -18.2% 0.0%
M&T Bank $280,000 $225,000 -19.6% 0.0%
Pinnacle Bank $2,170,000 $225,000 -89.6% 0.0%
ROUNDPOINT MORTGAGE SERVICING CORPORATION $225,000 n/a 0.0%
AFFORDABLE MORTGAGE ADVISORS, LLC. $1,030,000 $215,000 -79.1% 0.0%
CLIFFCO, INC. $215,000 n/a 0.0%
Horizon Bank $215,000 n/a 0.0%
STAUNTON FINANCIAL, INC. $215,000 n/a 0.0%
The Bank $215,000 n/a 0.0%
Citibank $2,230,000 $205,000 -90.8% 0.0%
Citizens Community Bank $65,000 $205,000 215.4% 0.0%
Logan Finance Corporation $205,000 n/a 0.0%
First Bank $1,020,000 $195,000 -80.9% 0.0%
GUIDANCE RESIDENTIAL, LLC $195,000 n/a 0.0%
Southwest Airlines Federal Credit Union $195,000 n/a 0.0%
SUMMIT FUNDING, INC. $475,000 $195,000 -58.9% 0.0%
CITY-COUNTY CREDIT UNION $185,000 n/a 0.0%
COMMUNITY MORTGAGE CORPORATION $730,000 $185,000 -74.7% 0.0%
LAFCU $185,000 n/a 0.0%
Republic Bank & Trust Company $1,290,000 $185,000 -85.7% 0.0%
RESIDENTIAL WHOLESALE MORTGAGE, INC. $185,000 n/a 0.0%
ALLIED MORTGAGE GROUP, INC. $570,000 $175,000 -69.3% 0.0%
AMERICAN INTERNET MORTGAGE, INC. $215,000 $175,000 -18.6% 0.0%
ILLINOIS STATE CREDIT UNION $175,000 n/a 0.0%
TOP FLITE FINANCIAL, INC. $1,335,000 $175,000 -86.9% 0.0%
State Department Federal Credit Union $155,000 n/a 0.0%
Northwest Federal Credit Union $165,000 $150,000 -9.1% 0.0%
First National Bank of America $205,000 $145,000 -29.3% 0.0%
Liberty Bank $1,090,000 $115,000 -89.4% 0.0%
The First National Bank of Fort Smith $115,000 n/a 0.0%
MEMBERS FIRST CREDIT UNION OF FLORIDA $105,000 n/a 0.0%
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION $105,000 n/a 0.0%
Arvest Bank $1,590,000 $85,000 -94.7% 0.0%
Bank OZK $75,000 n/a 0.0%
DELTA COMMUNITY CREDIT UNION $1,125,000 $75,000 -93.3% 0.0%
WINGS FINANCIAL $295,000 $75,000 -74.6% 0.0%
COLUMBIA COMMUNITY CREDIT UNION $65,000 n/a 0.0%
Alabama Central Credit Union $415,000 $55,000 -86.7% 0.0%
ALABAMA STATE EMPLOYEES CREDIT UNION $155,000 $55,000 -64.5% 0.0%
PURDUE FEDERAL CREDIT UNION $55,000 n/a 0.0%
United States Senate Federal Credit Union $55,000 n/a 0.0%
Family Security Credit Union $395,000 $45,000 -88.6% 0.0%
QUORUM FEDERAL CREDIT UNION $245,000 $45,000 -81.6% 0.0%
N R L Federal Credit Union $35,000 n/a 0.0%

DAPHNE - FAIRHOPE - FOLEY's top lender by overall market share is DHI MORTGAGE COMPANY, LTD., with 12.6% market share. In second place, with 4.8%, is UNITED WHOLESALE MORTGAGE, LLC, having originated $112,970,000 in loans. In third place, with 3.9%, is QUICKEN LOANS, LLC, having originated $90,830,000 in loans. In fourth place, with 3.0%, is Trustmark National Bank, having originated $70,330,000 in loans. In fifth place, with 3.0%, is Regions Bank, having originated $68,935,000 in loans.

DAPHNE-FAIRHOPE-FOLEY, AL Market Loan Reason

Loan Purpose Originations Total Value Average Loan
Home Purchase 4,909 $1,711,835,000 $348,714
Other 824 $100,040,000 $121,408
Refi 803 $249,285,000 $310,442
Cash Out Refi 763 $221,265,000 $289,993
Home Improvement 487 $49,815,000 $102,290

Daphne - Fairhope - Foley's most frequently cited loan purpose was Home Purchase, with 4,909 originations. The 2nd most popular reason was Other, with 824 originations.

Interest Rate Frequencies

Loan Rate Originations Total Value Average Loan
6-7% 2,569 $850,145,000 $330,924
Over 8% 1,639 $313,495,000 $191,272
7-8% 1,328 $444,790,000 $334,932
5-6% 1,278 $395,890,000 $309,773
4-5% 659 $207,045,000 $314,181
3-4% 131 $39,855,000 $304,237
<2.5% 23 $3,755,000 $163,261
2.5-3% 12 $3,430,000 $285,833

During 2024, Daphne - Fairhope - Foley's most frequently originated rate bucket was 6-7%, with 2,569 originations.

Loan Sizing (DAPHNE-FAIRHOPE-FOLEY, AL MSA)

Loan Size Originations Total Value Average Loan
$200k-400k 3,570 $1,028,070,000 $287,975
$100k-200k 1,350 $201,110,000 $148,970
$100,000 or less 1,318 $71,850,000 $54,514
$400k-600k 1,038 $497,730,000 $479,509
$600k-1000k 368 $267,080,000 $725,761
$Over $1MM 142 $266,400,000 $1,876,056

DAPHNE - FAIRHOPE - FOLEY's loan sizing saw the bucket of loans from $200k-400k with 3,570 originations, totaling $1,028,070,000 in origination value.

LTV Distribution

Loan to Value Originations Total Value Average Loan
80-100% 2,879 $1,014,945,000 $352,534
60-80% 1,736 $675,520,000 $389,124
Under 20% 1,073 $66,365,000 $61,850
20-40% 911 $149,875,000 $164,517
40-60% 760 $233,090,000 $306,697
Over 100% 165 $87,295,000 $529,061

DAPHNE - FAIRHOPE - FOLEY's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 2,879 originations, totaling $1,014,945,000 in origination value.