The Pueblo Bank And Trust Company Mortgage Rates, Fees & Info
PUEBLO, COLEI: 254900AB2SGNLNG06I34
Tax ID: 84-0297400
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
Jump to:
Mortgage Data
Review & Overview
The Pueblo Bank And Trust Company is a smaller bank specializing in Home Purchase loans. The Pueblo Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Colorado Springs, Pueblo, Cañon City, and Denver among others. We have data for 5 markets. (Some data included below & more in-depth data is available with an active subscription.)The Pueblo Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have an above average pick rate when compared to similar lenders.
We show data for every lender and do not change our ratings-- even if an organization is a paid advertiser. Our consensus data does have lag, but it is highly correlated to a lender's rates & fees relative to their markets. This means that if a bank is a low fee/rate lender the past-- chances are they are still one today. Our SimulatedRates™ use advanced statistical techniques to forecast different rates based on a lender's historical data.
Mortgage seekers: Choose your metro area here to explore the lowest fee & rate lenders.
Mortgage professionals: We have various tools to make your lives easier. Contact us to see how we can help with your market research, analytics or advertising needs.
Originations
25Origination Dollar Volume (All Markets)
$10,375,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 2 | $4,980,000 | $2,490,000 | $0 | 0.00% |
| PUEBLO, CO (FHA|USDA|VA) | 13 | $2,585,000 | $198,846 | $0 | 0.00% |
| Outside of Metro Areas | 4 | $1,390,000 | $347,500 | $0 | 0.00% |
| Cañon City, CO (FHA|USDA|VA) | 4 | $980,000 | $245,000 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 2 | $440,000 | $220,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 25 | $10,375,000 | $415,000 | $0 | 0.00% |
For 2019, The Pueblo Bank And Trust Company's most frequently originated type of loan was Conventional, with 25 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 21 | $9,855,000 | $469,286 | $0 | 0.00% |
| Refi | 4 | $520,000 | $130,000 | $0 | 0.00% |
For 2019, The Pueblo Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 21 originations. The 2nd most popular reason was Refi, with 4 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 25 | $10,375,000 | $415,000 | $0 | 0.00% |
For 2019, The Pueblo Bank And Trust Company's most frequently cited loan duration was Other, with 25 originations.
Loan Sizing
2019 saw The Pueblo Bank And Trust Company place emphasis on $200k-400k loans with 11 originations, totaling $2,675,000 in origination value.
Applicant Income
The Pueblo Bank And Trust Company lent most frequently to those with incomes in the $150k-250k range, with 5 originations. The second most popular income band? $100k-150k, with 1 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 25 | $10,375,000 | $415,000 | $0 | 0.00% |
The Pueblo Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 25 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications96.55%
The Pueblo Bank And Trust Company has an exceptionally high approval rate. They either target their audience very well or may have lax underwriting protocols.
Pick Rate
Approvals leading to origination92.00%
The Pueblo Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 25 | $10,375,000 | $415,000 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 4 | $6,590,000 | $1,647,500 |
| Single Family (1-4 Units):Site-Built | 21 | $3,785,000 | $180,238 |
Complaints
| Bank Name | Product | Issue | 2019 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TOP FLITE FINANCIAL INC | Conventional home mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |
| TOP FLITE FINANCIAL INC | FHA mortgage | Closing on a mortgage | 1 | 33.3% |
| TOP FLITE FINANCIAL INC | VA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 33.3% |