The Pueblo Bank And Trust Company Mortgage Rates, Fees & Info
PUEBLO, COLEI: 254900AB2SGNLNG06I34
Tax ID: 84-0297400
Latest/2023 | 2022 Data | 2021 Data | 2020 Data | 2019 Data | 2018 Data
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Mortgage Data
Review & Overview
The Pueblo Bank And Trust Company is a smaller bank specializing in Home Purchase and Refi loans. The Pueblo Bank And Trust Company has a high proportion of conventional loans. Their top markets by origination volume include: Pueblo, Denver, Phoenix, Colorado Springs, and Cañon City among others. We have data for 6 markets. (Some data included below & more in-depth data is available with an active subscription.)The Pueblo Bank And Trust Company has an above average approval rate when compared to the average across all lenders. They have a below average pick rate when compared to similar lenders.
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Originations
38Origination Dollar Volume (All Markets)
$8,710,000Top Markets
Zoom/scroll map to see bank's per metro statistics. Subscribers can configure state/metro/county granularity, assorted fields and quantity of results. This map shows top 10 markets in the map viewport, as defined by descending origination volume.
| Market | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| PUEBLO, CO (FHA|USDA|VA) | 18 | $3,700,000 | $205,556 | $0 | 0.00% |
| DENVER-AURORA-LAKEWOOD, CO (FHA|USDA|VA) | 9 | $2,085,000 | $231,667 | $0 | 0.00% |
| PHOENIX-MESA-CHANDLER, AZ (FHA|USDA|VA) | 1 | $1,235,000 | $1,235,000 | $0 | 0.00% |
| COLORADO SPRINGS, CO (FHA|USDA|VA) | 6 | $1,190,000 | $198,333 | $0 | 0.00% |
| Outside of Metro Areas | 2 | $320,000 | $160,000 | $0 | 0.00% |
| Cañon City, CO (FHA|USDA|VA) | 2 | $180,000 | $90,000 | $0 | 0.00% |
Product Mix
| Loan Type | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Conventional | 38 | $8,710,000 | $229,211 | $0 | 0.00% |
For 2018, The Pueblo Bank And Trust Company's most frequently originated type of loan was Conventional, with 38 originations.
Loan Reason
| Loan Reason | Originations | Total Value | Avg. Loan | Avg. Fees | Avg. Rate |
|---|---|---|---|---|---|
| Home Purchase | 27 | $5,845,000 | $216,481 | $0 | 0.00% |
| Refi | 9 | $2,785,000 | $309,444 | $0 | 0.00% |
| Home Improvement | 2 | $80,000 | $40,000 | $0 | 0.00% |
For 2018, The Pueblo Bank And Trust Company's most frequently cited loan purpose was Home Purchase, with 27 originations. The 2nd most popular reason was Refi, with 9 originations.
Loan Duration/Length
| Loan Length | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Other | 38 | $8,710,000 | $229,211 | $0 | 0.00% |
For 2018, The Pueblo Bank And Trust Company's most frequently cited loan duration was Other, with 38 originations.
Loan Sizing
2018 saw The Pueblo Bank And Trust Company place emphasis on $100k-200k loans with 15 originations, totaling $2,055,000 in origination value.
Applicant Income
The Pueblo Bank And Trust Company lent most frequently to those with incomes in the $150k-250k range, with 7 originations. The second most popular income band? $50k or less, with 3 originations.
Applicant Debt to Income Ratio
| DTI Ratio | Originations | Total Value | Average Loan | Average Fees | Average Rate |
|---|---|---|---|---|---|
| Exempt% | 38 | $8,710,000 | $229,211 | $0 | 0.00% |
The Pueblo Bank And Trust Company lent most frequently to those with DTI ratios of Exempt%, with 38 originations.
Ethnicity Mix
Approval Rates
Total approvals of all applications93.48%
The Pueblo Bank And Trust Company has an average approval rate.
Pick Rate
Approvals leading to origination86.84%
The Pueblo Bank And Trust Company has an average pick rate.
Points and Fees
| Points | Originations | Total Value | Average Loan |
|---|---|---|---|
| Exempt | 38 | $8,710,000 | $229,211 |
Occupancy Type Mix
| Dwelling Type | Originations | Total Value | Average Loan |
|---|---|---|---|
| Multifamily:Site-Built | 4 | $1,780,000 | $445,000 |
| Single Family (1-4 Units):Site-Built | 34 | $6,930,000 | $203,824 |
Complaints
| Bank Name | Product | Issue | 2018 CPFB Complaints | % of Total Issues |
|---|---|---|---|---|
| TOP FLITE FINANCIAL INC | FHA mortgage | Applying for a mortgage or refinancing an existing mortgage | 1 | 100.0% |