Cañon City Mortgage Rates & Closing Costs

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    • 30yr Fixed Rate 15yr Fixed Rate FHA USDA VA 5/1 ARM

    30 Year Fixed Rate mortgages in Cañon City averaged 6.93% for the week of 2025-05-22, compared to the national average of 6.86% for the same period.

    The average rate for the prior week (2025-05-15) was 6.68% and one month ago for the week of 2025-04-17, the average rate was 6.7%.

    Cañon City's average rate one year ago was 7.29%.

    For refis of the same type during the week of 2025-05-22, the average rate was 7.06%.

    Loan Type Date Rate
    US 30 Year Fixed Rate 2025-05-22 6.86%
    Cañon City 30 Year Fixed Rate 2025-05-22 6.93%
    Cañon City 30 Year Fixed Rate Refi 2025-05-22 7.06%
    Cañon City 15 Year Fixed Rate 2025-05-22 6.11%
    Cañon City 15 Year Fixed Rate Refi 2025-05-22 6.61%
    Cañon City 30 Year FHA 2025-05-22 6.82%
    Cañon City 30 Year FHA Refi 2025-05-22 6.51%
    Cañon City 30 Year USDA 2025-05-22 6.23%
    Cañon City 30 Year USDA Refi 2025-05-22 6.63%
    Cañon City 30 Year VA 2025-05-22 6.46%
    Cañon City 30 Year VA Refi 2025-05-22 6.72%
    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations within Cañon City, CO.

    Cañon City Top Lenders by Rates & Fees

    The below table looks at the consensus average rates and fees provided by each lender, for only loans originated in the Cañon City, CO market. This includes FHA, Conventional, USDA and VA loans, as well as refis. All terms in the below chart are 30 year fixed rate. Unless noted otherwise, other data is all inclusive (FHA, ARM, 15-yr, etc.).

    Name # of Loans 2024 Avg. 30yFix Rate 2024 Avg. Closing Costs
    THE MORTGAGE COMPANY 40 6.78% $6,064
    QUICKEN LOANS, LLC 37 6.59% $7,136
    UNITED WHOLESALE MORTGAGE, LLC 31 6.53% $7,405
    The Central Trust Bank 24 7.11% $3,804
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 12 7.02% $5,949
    Ent Credit Union 11 6.44% $3,802
    MID AMERICA MORTGAGE, INC. 7 6.91% $4,289
    V.I.P. MORTGAGE, INC. 6 6.81% $6,627
    PENNYMAC LOAN SERVICES, LLC 6 6.31% $7,083
    CROSSCOUNTRY MORTGAGE, LLC 6 7.06% $7,305
    SunWest Credit Union 6 6.81% $5,007
    The Loan Store, Inc. 5 6.92% $5,173
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION 5 6.60% $2,589
    MUTUAL OF OMAHA MORTGAGE, INC. 5 7.05% $9,604
    MOVEMENT MORTGAGE, LLC 5 6.70% $5,575
    GUILD MORTGAGE COMPANY 4 6.28% $5,856
    NBH Bank 4 6.72% $5,243
    LOANDEPOT.COM, LLC 3 7.17% $8,302
    GUARANTEED RATE, INC. 3 6.53% $6,748
    AMERICAN FINANCIAL RESOURCES, INC. 3 6.29% $5,779
    UNION HOME MORTGAGE CORP. 3 6.75% $6,810
    AMERISAVE MORTGAGE CORPORATION 3 6.83% $12,701
    BAY EQUITY LLC 3 6.71% $6,049
    BROKER SOLUTIONS, INC. 3 6.87% $4,499
    CANVAS CREDIT UNION 3 7.33% $5,623
    The Huntington National Bank 3 6.50% $3,100
    Sunflower Bank 3 6.20% $3,521
    PROVIDENT FUNDING ASSOCIATES, L.P. 3 6.17% $2,884
    NAVY FEDERAL CREDIT UNION 3 6.50% $10,110
    HOMESIDE FINANCIAL, LLC 3 6.96% $6,078
    Glacier Bank 2 6.88% $3,196
    FIRST MORTGAGE COMPANY, INC. 2 7.44% $2,449
    Flagstar Bank, FSB 2 6.43% $7,985
    Ixonia Bank 2 6.50% $3,222
    JPMorgan Chase Bank 2 6.63% $3,199
    LEADERONE FINANCIAL CORPORATION 2 7.56% $3,781
    NexBank 2 7.38% $11,771
    ROYAL UNITED MORTGAGE LLC 2 6.69% $11,709
    U.S. Bank 2 7.00% $3,026
    21ST MORTGAGE CORPORATION 1 8.45% $1,150
    Loan Simple, Inc. 1 6.88% $5,955
    MASON MCDUFFIE MORTGAGE CORPORATION 1 6.50% $4,368
    FLAT BRANCH MORTGAGE, INC. 1 6.50% $3,308
    Mortgage Investment Services Corporation 1 6.50% $178
    FITZSIMONS FEDERAL CREDIT UNION 1 6.50% $7,573
    First Western Trust Bank 1 8.13% $3,999
    FIRST TECHNOLOGY 1 7.63% $2,581
    FirstBank 1 6.38% $3,393
    Waterstone Mortgage Corporation 1 6.63% $5,451
    Northpointe Bank 1 6.63% $7,267
    FEDEX EMPLOYEES CREDIT ASSOCIATION 1 5.88% $7,931
    Plains Commerce Bank 1 6.13% $8,907
    PNC Bank 1 6.88% $3,714
    PREMIER MORTGAGE SERVICES, INC. 1 6.13% $6,194
    Farm Credit Mid-America, ACA 1 7.13% $12,747
    Elevations Credit Union 1 6.63% $2,828
    Raymond James Bank 1 6.75% $2,316
    RESIDENTIAL BANCORP 1 6.88% $8,881
    ROCKY MOUNTAIN LAW ENFORCEMENT FCU 1 5.99% $5,900
    Wells Fargo Bank 1 8.13% $3,704
    SECURITY SERVICE 1 6.00% $3,910
    Summit Mortgage Corporation 1 7.00% $3,748
    Deere Employees Credit Union 1 5.99% $2,815
    DEEPHAVEN MORTGAGE LLC 1 7.99% $7,450
    CMG MORTGAGE, INC. 1 7.38% $12,442
    The Federal Savings Bank 1 6.38% $3,477
    Carrington Mortgage Services, LLC 1 11.38% $2,769
    Bank of Colorado 1 8.75% $2,594
    AXIA FINANCIAL, LLC 1 7.63% $5,260
    Truist 1 6.90% $2,630
    AMERICAN FINANCING CORPORATION 1 6.38% $5,665
    GUARANTEED RATE AFFINITY, LLC 1 7.63% $5,101
    INTERCAP LENDING INC. 1 6.13% $4,356
    Ally Bank 1 6.13% $2,035
    ZILLOW HOME LOANS, LLC 1 6.63% $2,916
    AIR ACADEMY 1 6.25% $3,640
    LENDSURE MORTGAGE CORP. 1 8.00% $11,449

    Cañon City Average Closing Costs & Other Stats

    Cañon City, CO's 77 lenders originated 1,084 loans during 2024. The total origination value was $257,390,000, with an average loan value of $237,445.

    Cañon City's average closing costs are $5,874.

    The top Cañon City lender as defined by loan originations is THE MORTGAGE COMPANY, with 40 loans originated. Their average total fees are $6,064, which is $1,073 lower than the next largest lender, QUICKEN LOANS, LLC.

    The lowest fee Cañon City lenders (with over 10 loans originated) are Ent Credit Union ($3,802), The Central Trust Bank ($3,804), FAIRWAY INDEPENDENT MORTGAGE CORPORATION ($5,949), THE MORTGAGE COMPANY ($6,064) and QUICKEN LOANS, LLC ($7,136).

    The lowest rate Cañon City lenders (with over 10 loans originated) are Ent Credit Union (6.44%), UNITED WHOLESALE MORTGAGE, LLC (6.53%), QUICKEN LOANS, LLC (6.59%), THE MORTGAGE COMPANY (6.78%) and FAIRWAY INDEPENDENT MORTGAGE CORPORATION (7.02%).

    Cañon City, CO Mortgage Market Share & Volume

    Loan origination value is a good proxy for a lender's prominence within the market. The general assumption is that larger lenders will have more resources, but may spend more (and therefore charge more) on marketing and overhead expenses.

    Name 2023 Loan Value 2024 Loan Value % Change 2024 Market Share
    UNITED WHOLESALE MORTGAGE, LLC $31,680,000 $33,615,000 6.1% 13.1%
    THE MORTGAGE COMPANY $11,950,000 $21,320,000 78.4% 8.3%
    QUICKEN LOANS, LLC $17,995,000 $19,205,000 6.7% 7.5%
    The Central Trust Bank $11,095,000 $14,365,000 29.5% 5.6%
    Ent Credit Union $13,205,000 $13,270,000 0.5% 5.2%
    Mortgage Research Center, LLC $5,035,000 $9,990,000 98.4% 3.9%
    CREDIT UNION OF COLORADO, A FEDERAL CREDIT UNION $5,730,000 $4,985,000 -13.0% 1.9%
    NAVY FEDERAL CREDIT UNION $4,010,000 $4,830,000 20.4% 1.9%
    FREEDOM MORTGAGE CORPORATION $2,375,000 $4,590,000 93.3% 1.8%
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION $5,360,000 $4,555,000 -15.0% 1.8%
    MUTUAL OF OMAHA MORTGAGE, INC. $495,000 $3,815,000 670.7% 1.5%
    GUILD MORTGAGE COMPANY $2,115,000 $3,660,000 73.0% 1.4%
    PENNYMAC LOAN SERVICES, LLC $3,875,000 $3,400,000 -12.3% 1.3%
    HOMESIDE FINANCIAL, LLC $590,000 $3,180,000 439.0% 1.2%
    CROSSCOUNTRY MORTGAGE, LLC $575,000 $3,115,000 441.7% 1.2%
    LOANDEPOT.COM, LLC $1,845,000 $2,950,000 59.9% 1.1%
    MID AMERICA MORTGAGE, INC. $3,285,000 $2,905,000 -11.6% 1.1%
    Farm Credit Mid-America, ACA $1,605,000 $2,740,000 70.7% 1.1%
    GUARANTEED RATE, INC. $1,630,000 $2,650,000 62.6% 1.0%
    Paramount Residential Mortgage Group, Inc. $1,900,000 $2,585,000 36.1% 1.0%
    Loan Simple, Inc. $2,200,000 $2,370,000 7.7% 0.9%
    BROKER SOLUTIONS, INC. $2,955,000 $2,365,000 -20.0% 0.9%
    TBK BANK, SSB $2,310,000 n/a 0.9%
    AMERISAVE MORTGAGE CORPORATION $1,030,000 $2,105,000 104.4% 0.8%
    AIR ACADEMY $125,000 $1,945,000 1,456.0% 0.8%
    V.I.P. MORTGAGE, INC. $1,555,000 $1,915,000 23.2% 0.7%
    SunWest Credit Union $1,275,000 $1,785,000 40.0% 0.7%
    MOVEMENT MORTGAGE, LLC $490,000 $1,760,000 259.2% 0.7%
    UNION HOME MORTGAGE CORP. $885,000 $1,705,000 92.7% 0.7%
    Ixonia Bank $1,490,000 $1,695,000 13.8% 0.7%
    PLANET HOME LENDING, LLC $315,000 $1,685,000 434.9% 0.7%
    CLEARPATH LENDING $1,200,000 $1,675,000 39.6% 0.7%
    MORTGAGE SOLUTIONS OF COLORADO, LLC $5,070,000 $1,675,000 -67.0% 0.7%
    AMERICAN FINANCING CORPORATION $85,000 $1,665,000 1,858.8% 0.6%
    BAY EQUITY LLC $385,000 $1,625,000 322.1% 0.6%
    NEW DAY FINANCIAL, LLC $1,155,000 $1,595,000 38.1% 0.6%
    FIRST MORTGAGE COMPANY, INC. $665,000 $1,515,000 127.8% 0.6%
    CANVAS CREDIT UNION $100,000 $1,405,000 1,305.0% 0.5%
    The Loan Store, Inc. $1,145,000 $1,380,000 20.5% 0.5%
    U.S. Bank $3,135,000 $1,380,000 -56.0% 0.5%
    SUN WEST MORTGAGE COMPANY, INC. $565,000 $1,345,000 138.1% 0.5%
    Glacier Bank $1,950,000 $1,320,000 -32.3% 0.5%
    Northpointe Bank $2,240,000 $1,295,000 -42.2% 0.5%
    Sunflower Bank $1,440,000 $1,290,000 -10.4% 0.5%
    AMERICAN FINANCIAL RESOURCES, INC. $620,000 $1,175,000 89.5% 0.5%
    NBH Bank $1,125,000 $1,140,000 1.3% 0.4%
    SECURITY SERVICE $985,000 $1,045,000 6.1% 0.4%
    The Huntington National Bank $565,000 $945,000 67.3% 0.4%
    J. VIRGIL, INC. $870,000 n/a 0.3%
    LOANPAL, LLC $2,110,000 $865,000 -59.0% 0.3%
    ZILLOW HOME LOANS, LLC $355,000 $855,000 140.8% 0.3%
    NexBank $800,000 n/a 0.3%
    Elevations Credit Union $375,000 $765,000 104.0% 0.3%
    Plains Commerce Bank $795,000 $765,000 -3.8% 0.3%
    PREMIER MORTGAGE SERVICES, INC. $500,000 $765,000 53.0% 0.3%
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED $340,000 $750,000 120.6% 0.3%
    JPMorgan Chase Bank $910,000 $745,000 -18.1% 0.3%
    AXIA FINANCIAL, LLC $1,225,000 $730,000 -40.4% 0.3%
    LEADERONE FINANCIAL CORPORATION $145,000 $720,000 396.6% 0.3%
    NEWREZ LLC $975,000 $720,000 -26.2% 0.3%
    CMG MORTGAGE, INC. $910,000 $690,000 -24.2% 0.3%
    LONGBRIDGE FINANCIAL, LLC $640,000 $680,000 6.3% 0.3%
    The First National Bank of Las Animas $680,000 n/a 0.3%
    FINANCE OF AMERICA REVERSE LLC $935,000 $645,000 -31.0% 0.3%
    PROVIDENT FUNDING ASSOCIATES, L.P. $510,000 $565,000 10.8% 0.2%
    The Federal Savings Bank $1,015,000 $550,000 -45.8% 0.2%
    Equity Prime Mortgage LLC $600,000 $540,000 -10.0% 0.2%
    21ST MORTGAGE CORPORATION $75,000 $530,000 606.7% 0.2%
    TRIAD FINANCIAL SERVICES, INC. $150,000 $510,000 240.0% 0.2%
    FITZSIMONS FEDERAL CREDIT UNION $505,000 n/a 0.2%
    Flagstar Bank, FSB $2,040,000 $505,000 -75.2% 0.2%
    Carrington Mortgage Services, LLC $595,000 $495,000 -16.8% 0.2%
    Peak Financial $490,000 n/a 0.2%
    GUARANTEED RATE AFFINITY, LLC $215,000 $485,000 125.6% 0.2%
    AMERICAN FINANCIAL NETWORK, INC. $265,000 $450,000 69.8% 0.2%
    Mr. Cooper ( Nationstar Mortgage ) $420,000 $445,000 6.0% 0.2%
    PLAZA HOME MORTGAGE, INC. $1,345,000 $440,000 -67.3% 0.2%
    Century Mortgage Company DBA Century Lending Company $275,000 $435,000 58.2% 0.2%
    LAKEVIEW LOAN SERVICING, LLC $175,000 $425,000 142.9% 0.2%
    Bank of Colorado $550,000 $420,000 -23.6% 0.2%
    FIRST TECHNOLOGY $405,000 n/a 0.2%
    USAA Federal Savings Bank $825,000 $390,000 -52.7% 0.2%
    Zions Bank $685,000 $380,000 -44.5% 0.1%
    AMERICAN PACIFIC MORTGAGE CORPORATION $900,000 $375,000 -58.3% 0.1%
    VILLAGE CAPITAL MORTGAGE $375,000 n/a 0.1%
    Ally Bank $365,000 n/a 0.1%
    ROYAL UNITED MORTGAGE LLC $225,000 $360,000 60.0% 0.1%
    COLORADO CREDIT UNION $135,000 $355,000 163.0% 0.1%
    Figure Lending LLC $130,000 $355,000 173.1% 0.1%
    LENDSURE MORTGAGE CORP. $355,000 n/a 0.1%
    T2 FINANCIAL LLC $355,000 n/a 0.1%
    Towne Bank $345,000 n/a 0.1%
    VANDERBILT MORTGAGE AND FINANCE, INC. $385,000 $345,000 -10.4% 0.1%
    SECURITYNATIONAL MORTGAGE COMPANY $340,000 n/a 0.1%
    Wells Fargo Bank $1,020,000 $330,000 -67.6% 0.1%
    INTERCAP LENDING INC. $815,000 $325,000 -60.1% 0.1%
    Summit Mortgage Corporation $325,000 n/a 0.1%
    CALCON MUTUAL MORTGAGE LLC $320,000 n/a 0.1%
    Commerce Home Mortgage, Inc. $315,000 n/a 0.1%
    FIRST COLONY MORTGAGE CORPORATION $315,000 n/a 0.1%
    ROCKY MOUNTAIN LAW ENFORCEMENT FCU $315,000 n/a 0.1%
    Farmers State Bank of Calhan $310,000 n/a 0.1%
    CARDINAL FINANCIAL $2,350,000 $305,000 -87.0% 0.1%
    GENEVA FINANCIAL, LLC $545,000 $305,000 -44.0% 0.1%
    TOWNE MORTGAGE COMPANY $305,000 n/a 0.1%
    CANOPY MORTGAGE, LLC $295,000 n/a 0.1%
    First Western Trust Bank $295,000 n/a 0.1%
    Nations Lending Corporation $105,000 $295,000 181.0% 0.1%
    Deere Employees Credit Union $290,000 n/a 0.1%
    FirstBank $365,000 $285,000 -21.9% 0.1%
    First Federal Bank $185,000 $285,000 54.1% 0.1%
    Wallick & Volk, Inc. $285,000 n/a 0.1%
    PNC Bank $405,000 $270,000 -33.3% 0.1%
    BELLCO $940,000 $265,000 -71.8% 0.1%
    Magnolia Bank $265,000 n/a 0.1%
    NEXERA HOLDING LLC $265,000 n/a 0.1%
    Truist $265,000 n/a 0.1%
    CHURCHILL MORTGAGE CORPORATION $195,000 $255,000 30.8% 0.1%
    GoPrime Mortgage, Inc. $255,000 n/a 0.1%
    HOMEBRIDGE FINANCIAL SERVICES, INC. $185,000 $255,000 37.8% 0.1%
    NATIONS RELIABLE LENDING, LLC $255,000 n/a 0.1%
    Lakeview Community Capital, LLC $245,000 n/a 0.1%
    MEGASTAR FINANCIAL CORP. $215,000 $235,000 9.3% 0.1%
    NFM, INC. $530,000 $235,000 -55.7% 0.1%
    OCMBC, INC. $235,000 n/a 0.1%
    MASON MCDUFFIE MORTGAGE CORPORATION $355,000 $225,000 -36.6% 0.1%
    Mortgage Investment Services Corporation $225,000 n/a 0.1%
    M&T Bank $225,000 n/a 0.1%
    WESTERRA CREDIT UNION $370,000 $210,000 -43.2% 0.1%
    Coastal Community Bank $80,000 $205,000 156.3% 0.1%
    Raymond James Bank $205,000 n/a 0.1%
    RESIDENTIAL BANCORP $205,000 n/a 0.1%
    Waterstone Mortgage Corporation $935,000 $205,000 -78.1% 0.1%
    PREMIER MEMBERS CREDIT UNION $200,000 n/a 0.1%
    GNBank $195,000 n/a 0.1%
    Credit Union of Denver $185,000 n/a 0.1%
    Discover Bank $655,000 $185,000 -71.8% 0.1%
    FEDEX EMPLOYEES CREDIT ASSOCIATION $185,000 n/a 0.1%
    First Interstate Bank $155,000 $165,000 6.5% 0.1%
    PHH Mortgage Corporation $155,000 $165,000 6.5% 0.1%
    LIMA ONE CAPITAL, LLC $155,000 n/a 0.1%
    A&D Mortgage LLC $145,000 n/a 0.1%
    FLAT BRANCH MORTGAGE, INC. $540,000 $145,000 -73.1% 0.1%
    ANGEL OAK MORTGAGE SOLUTIONS LLC $135,000 n/a 0.1%
    DEEPHAVEN MORTGAGE LLC $125,000 n/a 0.0%
    Integrity Bank & Trust $855,000 $115,000 -86.5% 0.0%
    NATIONS DIRECT MORTGAGE, LLC $115,000 n/a 0.0%
    Bank of America $105,000 n/a 0.0%
    Blue Federal Credit Union $205,000 $105,000 -48.8% 0.0%
    SPRING EQ, LLC $160,000 $105,000 -34.4% 0.0%
    Financial Funding Solutions, Inc. $75,000 n/a 0.0%
    Centier Bank $25,000 $65,000 160.0% 0.0%
    5Star Bank $55,000 n/a 0.0%
    EQUITABLE SAVINGS AND LOAN ASSOCIATION $35,000 n/a 0.0%

    Cañon City's top lender by overall market share is UNITED WHOLESALE MORTGAGE, LLC, with 13.1% market share. In second place, with 8.3%, is THE MORTGAGE COMPANY, having originated $21,320,000 in loans. In third place, with 7.5%, is QUICKEN LOANS, LLC, having originated $19,205,000 in loans. In fourth place, with 5.6%, is The Central Trust Bank, having originated $14,365,000 in loans. In fifth place, with 5.2%, is Ent Credit Union, having originated $13,270,000 in loans.

    Cañon City Housing Market Trends (Median, Average Prices & Listing Count)

    Realtor.com - Cañon City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $279,975 (13.8%) $388,350 (11.5%) 0.00 168
    2018-02-01 $291,250 (20.1%) $399,052 (14.0%) 0.00 163
    2018-03-01 $302,500 (5.6%) $369,987 (0.7%) 0.00 163
    2018-04-01 $324,190 (11.8%) $389,474 (0.7%) 0.00 178
    2018-05-01 $320,979 (-0.5%) $422,219 (6.4%) 0.00 203
    2018-06-01 $328,257 (9.6%) $428,161 (12.5%) 0.00 229
    2018-07-01 $317,500 (8.7%) $421,987 (14.9%) 0.00 229
    2018-08-01 $313,700 (6.4%) $410,276 (9.6%) 0.00 239
    2018-09-01 $300,000 (4.0%) $399,491 (5.4%) 0.00 251
    2018-10-01 $299,863 (-6.6%) $389,498 (-3.1%) 0.00 263
    2018-11-01 $314,150 (7.7%) $396,164 (2.2%) 0.00 244
    2018-12-01 $299,900 (9.0%) $399,824 (4.9%) 0.00 216
    2019-01-01 $299,900 (7.1%) $401,195 (3.3%) 0.00 204
    2019-02-01 $311,575 (7.0%) $405,333 (1.6%) 0.00 187
    2019-03-01 $326,400 (7.9%) $418,127 (13.0%) 0.00 195
    2019-04-01 $329,000 (1.5%) $430,669 (10.6%) 0.00 205
    2019-05-01 $321,990 (0.3%) $412,634 (-2.3%) 0.00 216
    2019-06-01 $325,925 (-0.7%) $421,043 (-1.7%) 0.00 235
    2019-07-01 $325,463 (2.5%) $423,108 (0.3%) 0.00 253
    2019-08-01 $322,259 (2.7%) $422,832 (3.1%) 0.00 255
    2019-09-01 $318,148 (6.1%) $416,653 (4.3%) 0.00 256
    2019-10-01 $315,432 (5.2%) $412,765 (6.0%) 0.00 257
    2019-11-01 $312,000 (-0.7%) $405,411 (2.3%) 0.00 234
    2019-12-01 $298,700 (-0.4%) $402,320 (0.6%) 0.00 232
    2020-01-01 $285,000 (-5.0%) $403,671 (0.6%) 0.00 218
    2020-02-01 $310,000 (-0.5%) $426,383 (5.2%) 0.00 200
    2020-03-01 $325,000 (-0.4%) $447,176 (7.0%) 0.00 202
    2020-04-01 $328,450 (-0.2%) $449,283 (4.3%) 0.00 192
    2020-05-01 $350,950 (9.0%) $448,460 (8.7%) 0.00 190
    2020-06-01 $350,000 (7.4%) $459,290 (9.1%) 0.00 193
    2020-07-01 $358,000 (10.0%) $462,989 (9.4%) 0.00 181
    2020-08-01 $356,500 (10.6%) $483,476 (14.3%) 0.00 172
    2020-09-01 $345,125 (8.5%) $470,786 (13.0%) 0.00 158
    2020-10-01 $354,000 (12.2%) $468,134 (13.4%) 0.00 139
    2020-11-01 $359,925 (15.4%) $474,472 (17.0%) 0.00 123
    2020-12-01 $349,365 (17.0%) $453,356 (12.7%) 0.00 123
    2021-01-01 $349,758 (22.7%) $446,043 (10.5%) 0.00 100
    2021-02-01 $329,400 (6.3%) $429,230 (0.7%) 0.00 87
    2021-03-01 $364,250 (12.1%) $441,684 (-1.2%) 0.00 74
    2021-04-01 $385,794 (17.5%) $466,430 (3.8%) 0.00 70
    2021-05-01 $428,500 (22.1%) $533,418 (18.9%) 0.00 67
    2021-06-01 $408,250 (16.6%) $584,357 (27.2%) 0.00 91
    2021-07-01 $410,000 (14.5%) $604,915 (30.7%) 0.00 100
    2021-08-01 $399,750 (12.1%) $575,440 (19.0%) 0.00 118
    2021-09-01 $393,817 (14.1%) $521,250 (10.7%) 0.00 151
    2021-10-01 $359,000 (1.4%) $486,815 (4.0%) 0.00 144
    2021-11-01 $371,200 (3.1%) $544,493 (14.8%) 0.00 125
    2021-12-01 $381,225 (9.1%) $614,033 (35.4%) 0.00 106
    2022-01-01 $400,000 (14.4%) $686,219 (53.9%) 0.00 98
    2022-02-01 $415,000 (26.0%) $730,167 (70.1%) 0.00 85
    2022-03-01 $442,999 (21.6%) $754,172 (70.8%) 0.00 77
    2022-04-01 $437,500 (13.4%) $703,478 (50.8%) 0.00 99
    2022-05-01 $431,975 (0.8%) $642,517 (20.5%) 0.00 136
    2022-06-01 $416,750 (2.1%) $595,475 (1.9%) 0.00 161
    2022-07-01 $399,950 (-2.5%) $575,843 (-4.8%) 0.00 206
    2022-08-01 $420,000 (5.1%) $593,506 (3.1%) 0.00 225
    2022-09-01 $397,625 (1.0%) $583,409 (11.9%) 0.00 237
    2022-10-01 $375,000 (4.5%) $563,617 (15.8%) 0.00 238
    2022-11-01 $371,450 (0.1%) $513,841 (-5.6%) 0.00 226
    2022-12-01 $369,000 (-3.2%) $502,094 (-18.2%) 0.00 205
    2023-01-01 $364,125 (-9.0%) $501,468 (-26.9%) 0.00 179
    2023-02-01 $363,938 (-12.3%) $524,111 (-28.2%) 0.00 149
    2023-03-01 $394,500 (-11.0%) $537,509 (-28.7%) 0.00 147
    2023-04-01 $437,900 (0.1%) $566,451 (-19.5%) 0.00 149
    2023-05-01 $455,000 (5.3%) $610,856 (-4.9%) 0.00 140
    2023-06-01 $463,700 (11.3%) $624,827 (4.9%) 0.00 153
    2023-07-01 $475,000 (18.8%) $631,032 (9.6%) 0.00 171
    2023-08-01 $475,000 (13.1%) $606,734 (2.2%) 0.00 180
    2023-09-01 $457,000 (14.9%) $602,382 (3.3%) 0.00 197
    2023-10-01 $429,250 (14.5%) $559,827 (-0.7%) 0.00 205
    2023-11-01 $422,475 (13.7%) $547,328 (6.5%) 0.00 212
    2023-12-01 $425,000 (15.2%) $534,015 (6.4%) 0.00 190
    2024-01-01 $425,000 (16.7%) $521,478 (4.0%) 0.00 178
    2024-02-01 $422,000 (16.0%) $535,309 (2.1%) 0.00 164
    2024-03-01 $437,500 (10.9%) $522,672 (-2.8%) 0.00 153
    2024-04-01 $452,500 (3.3%) $514,243 (-9.2%) 0.00 172
    2024-05-01 $455,000 (0.0%) $534,715 (-12.5%) 0.00 200
    2024-06-01 $450,000 (-3.0%) $560,771 (-10.3%) 0.00 223
    2024-07-01 $459,000 (-3.4%) $579,962 (-8.1%) 0.00 236
    2024-08-01 $459,900 (-3.2%) $590,465 (-2.7%) 0.00 253
    2024-09-01 $454,975 (-0.4%) $586,060 (-2.7%) 0.00 269
    2024-10-01 $450,000 (4.8%) $572,999 (2.4%) 0.00 288
    2024-11-01 $450,000 (6.5%) $566,469 (3.5%) 0.00 284
    2024-12-01 $442,450 (4.1%) $590,718 (10.6%) 0.00 261
    2025-01-01 $431,000 (1.4%) $582,756 (11.8%) 0.00 264
    2025-02-01 $417,500 (-1.1%) $583,179 (8.9%) 0.00 264
    2025-03-01 $450,000 (2.9%) $610,897 (16.9%) 0.00 272
    2025-04-01 $454,500 (0.4%) $620,683 (20.7%) 0.00 288
    Cañon City's median listing price for 2025-04-01 was $454,500, a difference of $2,000 (0.4%) versus the prior year and $4,500 versus the prior month.

    Cañon City's median listing price comes in at 0% of the national average.

    Cañon City's average listing price for 2025-04-01 was $620,683, a difference of $106,440 (20.7%) versus the prior year and $9,786 versus the prior month.

    For the 2025-04-01 period, Cañon City had 288 MLS listings, a difference of 16 listings (6%) versus the prior month and 116 listings (67%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Cañon City (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 0 days 2,075 sqft
    2018-02-01 0 days 2,117 sqft
    2018-03-01 0 days 2,208 sqft
    2018-04-01 0 days 2,342 sqft
    2018-05-01 0 days 2,191 sqft
    2018-06-01 0 days 2,179 sqft
    2018-07-01 0 days 2,140 sqft
    2018-08-01 0 days 2,082 sqft
    2018-09-01 0 days 1,937 sqft
    2018-10-01 0 days 1,993 sqft
    2018-11-01 0 days 1,942 sqft
    2018-12-01 0 days 1,885 sqft
    2019-01-01 0 days 1,843 sqft
    2019-02-01 0 days 2,002 sqft
    2019-03-01 0 days 2,055 sqft
    2019-04-01 0 days 2,054 sqft
    2019-05-01 0 days 1,948 sqft
    2019-06-01 0 days 2,044 sqft
    2019-07-01 0 days 2,074 sqft
    2019-08-01 0 days 2,087 sqft
    2019-09-01 0 days 1,984 sqft
    2019-10-01 0 days 1,904 sqft
    2019-11-01 0 days 1,849 sqft
    2019-12-01 0 days 1,833 sqft
    2020-01-01 0 days 1,772 sqft
    2020-02-01 0 days 1,782 sqft
    2020-03-01 0 days 1,850 sqft
    2020-04-01 0 days 1,938 sqft
    2020-05-01 0 days 2,000 sqft
    2020-06-01 0 days 2,016 sqft
    2020-07-01 0 days 2,089 sqft
    2020-08-01 0 days 2,016 sqft
    2020-09-01 0 days 1,883 sqft
    2020-10-01 0 days 1,824 sqft
    2020-11-01 0 days 2,031 sqft
    2020-12-01 0 days 1,834 sqft
    2021-01-01 0 days 1,712 sqft
    2021-02-01 0 days 1,634 sqft
    2021-03-01 0 days 1,751 sqft
    2021-04-01 0 days 1,598 sqft
    2021-05-01 0 days 1,920 sqft
    2021-06-01 0 days 2,003 sqft
    2021-07-01 0 days 1,969 sqft
    2021-08-01 0 days 1,890 sqft
    2021-09-01 0 days 1,856 sqft
    2021-10-01 0 days 1,826 sqft
    2021-11-01 0 days 1,802 sqft
    2021-12-01 0 days 1,781 sqft
    2022-01-01 0 days 1,863 sqft
    2022-02-01 0 days 1,881 sqft
    2022-03-01 0 days 1,865 sqft
    2022-04-01 0 days 1,870 sqft
    2022-05-01 0 days 1,806 sqft
    2022-06-01 0 days 1,703 sqft
    2022-07-01 0 days 1,693 sqft
    2022-08-01 0 days 1,700 sqft
    2022-09-01 0 days 1,691 sqft
    2022-10-01 0 days 1,659 sqft
    2022-11-01 0 days 1,636 sqft
    2022-12-01 0 days 1,683 sqft
    2023-01-01 0 days 1,644 sqft
    2023-02-01 0 days 1,723 sqft
    2023-03-01 0 days 1,890 sqft
    2023-04-01 0 days 1,981 sqft
    2023-05-01 0 days 2,048 sqft
    2023-06-01 0 days 1,887 sqft
    2023-07-01 0 days 2,085 sqft
    2023-08-01 0 days 2,117 sqft
    2023-09-01 0 days 2,000 sqft
    2023-10-01 0 days 1,858 sqft
    2023-11-01 0 days 1,794 sqft
    2023-12-01 0 days 1,852 sqft
    2024-01-01 0 days 1,783 sqft
    2024-02-01 0 days 1,781 sqft
    2024-03-01 0 days 1,756 sqft
    2024-04-01 0 days 1,845 sqft
    2024-05-01 0 days 1,861 sqft
    2024-06-01 0 days 1,800 sqft
    2024-07-01 0 days 1,795 sqft
    2024-08-01 0 days 1,908 sqft
    2024-09-01 0 days 1,878 sqft
    2024-10-01 0 days 1,853 sqft
    2024-11-01 0 days 1,892 sqft
    2024-12-01 0 days 1,848 sqft
    2025-01-01 0 days 1,755 sqft
    2025-02-01 0 days 1,739 sqft
    2025-03-01 0 days 1,807 sqft
    2025-04-01 0 days 1,811 sqft
    Cañon City's median listing age (time on market) for 2025-04-01 was 0 days.

    Cañon City's median square footage for active listings during the 2025-04-01 period was 1,811 sqft. One year prior, the average listing was 1,845 sqft.

    Cañon City, CO Market Loan Reason

    Loan Purpose Originations Total Value Average Loan
    Home Purchase 559 $155,135,000 $277,522
    Cash Out Refi 197 $44,265,000 $224,695
    Refi 132 $40,710,000 $308,409
    Other 128 $11,210,000 $87,578
    Home Improvement 68 $6,070,000 $89,265

    Cañon City's most frequently cited loan purpose was Home Purchase, with 559 originations. The 2nd most popular reason was Cash Out Refi, with 197 originations.

    Interest Rate Frequencies

    Loan Rate Originations Total Value Average Loan
    6-7% 442 $129,680,000 $293,394
    Over 8% 207 $21,405,000 $103,406
    7-8% 192 $47,070,000 $245,156
    5-6% 166 $48,730,000 $293,554
    <2.5% 39 $685,000 $17,564
    4-5% 14 $4,150,000 $296,429
    2.5-3% 2 $640,000 $320,000

    During 2024, Cañon City's most frequently originated rate bucket was 6-7%, with 442 originations.

    Loan Sizing (Cañon City, CO MSA)

    Loan Size Originations Total Value Average Loan
    $200k-400k 484 $138,380,000 $285,909
    $100,000 or less 248 $12,160,000 $49,032
    $100k-200k 212 $31,820,000 $150,094
    $400k-600k 110 $51,650,000 $469,545
    $600k-1000k 26 $18,070,000 $695,000
    $Over $1MM 4 $5,310,000 $1,327,500

    Cañon City's loan sizing saw the bucket of loans from $200k-400k with 484 originations, totaling $138,380,000 in origination value.

    LTV Distribution

    Loan to Value Originations Total Value Average Loan
    80-100% 401 $129,075,000 $321,883
    60-80% 188 $55,490,000 $295,160
    Under 20% 176 $8,230,000 $46,761
    20-40% 137 $16,225,000 $118,431
    40-60% 121 $26,985,000 $223,017
    Over 100% 27 $10,165,000 $376,481

    Cañon City's loan sizing saw loans grouped in the 80-100% Loan-to-value bucket with 401 originations, totaling $129,075,000 in origination value.