Colorado Springs VA Loan Rates, Closing Costs & Stats

COLORADO SPRINGS, CO

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    • A VA loan is a mortgage loan that’s backed by the Department of Veterans Affairs (VA) for those who have served or are presently serving in the U.S. military. The VA does not directly lend, it guarantees the loans made by private lenders to veterans, active military personnel, and qualifying military spouses.

    The most obvious benefit of VA loans is that no downpayment is necessary to purchase a home. They will also typically have significantly lower fees-- meaning that if you're eligible to receive a VA loan, it will likely be the most favorable option. VA loans come in 3 varities: purchase, refinance and cash out refis.

    For additional benefits of VA loans, click here.

    Colorado Springs's 177 lenders originated 4,945 VA loans during 2023. The total origination value was $2,367,255,000, with an average VA loan value of $478,717.

    Colorado Springs VA Loans, 30 Year Fixed Rates

    30 Year VA mortgages in Colorado Springs averaged 5.97% for the week of 2025-03-21, compared to the national average (all VA variants) of 6.179% for the same period.

    Colorado Springs's average VA mortgage closing costs are $7,137.

    The average rate for the prior week (2025-03-14) was 6.07% and one month ago for the week of 2025-02-14, the average rate was 6.42%.

    The average rate one year ago was 6.25%.

    For refis of the same type during the week of 2025-03-21, the average rate was 6.44%.

    Click on whitespace and scroll within the chart to zoom in/out. Larger bubbles equate with more originations.

    Colorado Springs VA Loan Lenders by Rates & Fees

    The below table looks at the average fees/closing costs and rates for VA 30 Year Fixed Rate (purchase, first lien) mortgages originated by each lender at the Colorado Springs level.

    Name # of Loans 2023 Avg. 30yFix Rate 2023 Avg. Closing Costs
    UNITED WHOLESALE MORTGAGE, LLC 975 6.02% $9,723
    Mortgage Research Center, LLC 376 6.41% $9,384
    GUARANTEED RATE, INC. 269 6.10% $8,743
    MORTGAGE SOLUTIONS OF COLORADO, LLC 228 6.00% $9,462
    QUICKEN LOANS, LLC 195 6.06% $12,437
    NAVY FEDERAL CREDIT UNION 142 5.75% $9,313
    NFM, INC. 113 6.30% $11,771
    Ent Credit Union 110 5.87% $9,393
    MOVEMENT MORTGAGE, LLC 93 6.25% $13,645
    FAIRWAY INDEPENDENT MORTGAGE CORPORATION 92 6.37% $9,441
    LOANDEPOT.COM, LLC 86 6.10% $13,048
    FREEDOM MORTGAGE CORPORATION 83 6.38% $18,884
    PENNYMAC LOAN SERVICES, LLC 80 5.70% $12,504
    NBH Bank 79 5.96% $9,564
    The Central Trust Bank 63 6.13% $11,252
    AMERICAN PACIFIC MORTGAGE CORPORATION 60 5.77% $19,641
    USAA Federal Savings Bank 57 6.08% $12,005
    HOMEAMERICAN MORTGAGE CORPORATION 54 5.17% $5,393
    CHERRY CREEK MORTGAGE, LLC 53 5.65% $6,985
    ARK-LA-TEX FINANCIAL SERVICES, LLC. 53 6.64% $11,806
    V.I.P. MORTGAGE, INC. 48 6.41% $10,647
    CARDINAL FINANCIAL 46 6.27% $16,817
    HUNT MORTGAGE CORPORATION 43 5.79% $12,128
    The Federal Savings Bank 42 6.09% $19,076
    CROSSCOUNTRY MORTGAGE, LLC 42 6.47% $10,677
    BAY EQUITY LLC 41 6.38% $11,003
    GUILD MORTGAGE COMPANY 38 5.77% $12,141
    DRAPER AND KRAMER MORTGAGE CORP. 37 6.41% $11,007
    CMG MORTGAGE, INC. 36 6.06% $11,782
    BROKER SOLUTIONS, INC. 36 6.35% $11,867
    AMERICAN FINANCIAL NETWORK, INC. 35 6.28% $9,930
    Northpointe Bank 32 5.88% $13,488
    NEWREZ LLC 31 6.42% $14,322
    INTERCAP LENDING INC. 31 6.29% $10,335
    ACADEMY MORTGAGE CORPORATION 30 5.90% $13,804
    S1L, Inc. 27 6.19% $15,367
    DHI MORTGAGE COMPANY, LTD. 25 5.38% $16,474
    Plains Commerce Bank 24 5.72% $16,245
    VILLAGE CAPITAL MORTGAGE 23 6.05% $13,025
    RESIDENTIAL WHOLESALE MORTGAGE, INC. 22 6.25% $15,211
    GUARANTEED RATE AFFINITY, LLC 22 6.28% $6,943
    PENTAGON FEDERAL CREDIT UNION 22 5.59% $9,059
    NATIONS RELIABLE LENDING, LLC 22 6.39% $9,690
    UNIVERSAL LENDING CORPORATION 21 5.84% $9,176
    Armed Forces Bank 21 6.00% $9,408
    NEW DAY FINANCIAL, LLC 21 7.27% $16,978
    Paramount Residential Mortgage Group, Inc. 20 6.14% $9,400
    PLANET HOME LENDING, LLC 20 4.91% $7,320
    NEST HOME LENDING, LLC 19 5.92% $7,902
    GROUP MORTGAGE, LLC 19 6.20% $10,934
    SUN WEST MORTGAGE COMPANY, INC. 17 6.20% $10,541
    CALIBER HOME LOANS, INC. 17 6.23% $12,781
    Century Mortgage Company DBA Century Lending Company 17 5.93% $7,785
    INSPIRE HOME LOANS INC. 16 5.22% $12,556
    MUTUAL OF OMAHA MORTGAGE, INC. 16 5.85% $12,675
    Mr. Cooper ( Nationstar Mortgage ) 16 6.00% $19,018
    CHURCHILL MORTGAGE CORPORATION 15 6.32% $10,937
    Wells Fargo Bank 14 5.07% $6,425
    TOWNE MORTGAGE COMPANY 14 6.05% $15,013
    NBKC BANK 13 5.85% $6,183
    INTEGRITY MORTGAGE & FINANCIAL INCORPORATED 13 6.48% $17,463
    SECURITYNATIONAL MORTGAGE COMPANY 12 6.34% $11,312
    T2 FINANCIAL LLC 11 6.56% $11,368
    CORNERSTONE HOME LENDING, INC. 11 4.20% $12,028
    PRIMELENDING, A PLAINSCAPITAL COMPANY 10 6.26% $9,131
    PLAZA HOME MORTGAGE, INC. 10 6.24% $12,159
    MASON MCDUFFIE MORTGAGE CORPORATION 10 7.01% $13,540
    AMERISAVE MORTGAGE CORPORATION 10 5.59% $18,093
    MID AMERICA MORTGAGE, INC. 9 6.07% $3,334
    PRIMARY RESIDENTIAL MORTGAGE, INC. 9 6.29% $14,922
    BNC National Bank 9 5.44% $11,287
    GENEVA FINANCIAL, LLC 8 6.19% $13,036
    Flagstar Bank, FSB 8 6.48% $13,090
    Magnolia Bank 8 5.83% $16,727
    Ixonia Bank 8 6.47% $13,064
    UNION HOME MORTGAGE CORP. 7 6.29% $9,665
    VERITAS FUNDING, LLC 7 6.00% $17,483
    HOMEBRIDGE FINANCIAL SERVICES, INC. 7 6.64% $13,783
    The Huntington National Bank 6 5.77% $3,006
    Equity Prime Mortgage LLC 6 6.50% $11,763
    American Mortgage & Equity Consultants, Inc. 6 6.56% $10,842
    Mid-Continent Funding, Inc. 6 5.94% $9,401
    LOANPAL, LLC 5 5.90% $15,068
    LEADERONE FINANCIAL CORPORATION 5 6.80% $10,775
    Carrington Mortgage Services, LLC 5 5.75% $9,098
    MICHIGAN MUTUAL, INC. 5 6.10% $9,544
    PRIORITY HOME MORTGAGE, L.P. 4 5.37% $17,131
    AIR ACADEMY 4 6.03% $12,972
    Barrington Bank & Trust Company, N.A. 4 6.09% $11,157
    EVERETT FINANCIAL, INC. 4 6.44% $31,123
    JPMorgan Chase Bank 4 5.68% $6,440
    Nations Lending Corporation 4 6.69% $10,689
    NOVA FINANCIAL & INVESTMENT CORPORATION 4 6.31% $8,372
    Sunflower Bank 4 6.47% $13,338
    SWBC MORTGAGE CORPORATION 4 6.59% $20,851
    U.S. Bank 4 6.03% $13,225
    TBI MORTGAGE COMPANY 3 6.00% $19,636
    THE MORTGAGE COMPANY 3 5.88% $11,595
    First Federal Bank 3 6.42% $5,990
    SUCCESS MORTGAGE PARTNERS, INC. 3 6.38% $7,493
    DAS Acquisition Company, LLC 3 6.91% $13,451
    Ameris Bank 3 6.08% $11,756
    LAKEVIEW LOAN SERVICING, LLC 3 5.88% $12,243
    NETWORK CAPITAL FUNDING CORPORATION 3 5.96% $7,075
    HOMESIDE FINANCIAL, LLC 3 6.71% $12,078
    AXIA FINANCIAL, LLC 3 6.75% $11,423
    Gateway First Bank 3 6.71% $11,788
    First Savings Bank 2 5.50% $13,689
    AMERICAN FINANCING CORPORATION 2 6.37% $5,682
    OCMBC, INC. 2 6.06% $12,325
    Sierra Pacific Mortgage Company, Inc. 2 6.31% $15,848
    PREMIA MORTGAGE, LLC 2 6.13% $14,630
    ON Q FINANCIAL, INC. 2 5.99% $9,342
    Lakeview Community Capital, LLC 2 5.69% $10,232
    MORTGAGEONE, INC. 2 7.06% $5,756
    LADERA LENDING, INC. 2 6.94% $23,964
    Strong Home Mortgage, LLC 2 5.69% $5,837
    J. VIRGIL, INC. 2 6.37% $4,687
    CASTLE & COOKE MORTGAGE, LLC 2 6.69% $14,967
    M&T Bank 2 5.94% $7,654
    FLAT BRANCH MORTGAGE, INC. 2 6.75% $4,134
    CALCON MUTUAL MORTGAGE LLC 2 5.88% $21,390
    Prosperity Home Mortgage, LLC 2 5.50% $23,443
    Bank of England 2 5.81% $17,035
    The Loan Store, Inc. 2 5.87% $11,822
    CITYWIDE HOME LOANS, LLC 2 5.38% $19,815
    Bank of America 2 6.63% $28,738
    TRISTAR FINANCE, INC. 2 6.38% $5,296
    STOCKTON MORTGAGE CORPORATION 1 6.75% $12,177
    SUMMIT FUNDING, INC. 1 6.75% $17,524
    Allied First Bank,sb 1 6.75% $6,744
    West Gate Bank 1 6.38% $17,767
    CANOPY MORTGAGE, LLC 1 7.38% $32,357
    BOKF 1 5.63% $16,948
    The Union Bank Company 1 7.13% $12,060
    Towne Bank 1 7.25% $15,631
    Towne Mortgage, LLC 1 6.75% $17,593
    Truist 1 6.10% $11,419
    Atlantic Union Bank 1 6.25% $14,391
    Atlantic Coast Mortgage, LLC 1 6.49% $9,825
    Arvest Bank 1 6.38% $1,136
    ZILLOW HOME LOANS, LLC 1 6.75% $2,779
    US MORTGAGE CORPORATION 1 7.13% $15,538
    VAN DYK MORTGAGE CORPORATION 1 6.13% $17,644
    Arbor Bank 1 6.75% $13,336
    KeyBank 1 5.38% $4,255
    JET HOMELOANS, LLC 1 7.63% $11,979
    HOMEXPRESS MORTGAGE CORP. 1 6.63% $34,365
    NATIONS DIRECT MORTGAGE, LLC 1 7.25% $7,591
    GREENSTATE CREDIT UNION 1 7.13% $10,102
    GoPrime Mortgage, Inc. 1 5.88% $3,520
    Golden Empire Mortgage, Inc. 1 5.75% $11,348
    Network Funding, L.P. 1 7.13% $9,104
    First Western Trust Bank 1 7.00% $0
    First United Bank and Trust Company 1 6.88% $4,207
    North American Savings Bank, F.S.B. 1 4.88% $13,107
    PANORAMA MORTGAGE GROUP, LLC 1 7.25% $24,038
    Paramount Bank 1 6.75% $9,086
    First Federal Bank of Kansas City 1 7.75% $9,507
    FIRST COMMUNITY MORTGAGE, INC. 1 5.13% $10,189
    Performance Financial, Inc. 1 7.63% $13,441
    PHH Mortgage Corporation 1 7.13% $8,126
    FIRST COLONY MORTGAGE CORPORATION 1 7.00% $8,029
    First Bank 1 6.25% $16,620
    Elevations Credit Union 1 6.00% $7,627
    PREMIER MORTGAGE SERVICES, INC. 1 7.00% $4,528
    CONTOUR MORTGAGE CORPORATION 1 5.25% $23,183
    PRIORITY HOME LENDING, LLC 1 5.99% $1,598
    1ST SIGNATURE LENDING, LLC 1 7.75% $18,125
    Community First National Bank 1 5.75% $10,140
    ROYAL UNITED MORTGAGE LLC 1 6.13% $27,879
    CITY FIRST MORTGAGE SERVICES, L.L.C. 1 5.75% $8,477
    SAMMAMISH MORTGAGE COMPANY 1 6.13% $2,261
    Citizens Bank 1 6.13% $13,001
    Service Federal Credit Union 1 5.50% $0
    SFMC, LP 1 5.75% $19,525
    Stifel Bank and Trust 1 5.88% $8,381

    The top Colorado Springs VA lender as defined by loan originations is UNITED WHOLESALE MORTGAGE, LLC, with 975 VA loans originated. Their average total fees are $9,723, which is $338 higher than the next largest lender, Mortgage Research Center, LLC.

    The lowest fee Colorado Springs VA lenders (with over 10 loans originated) are HOMEAMERICAN MORTGAGE CORPORATION ($5,393), NBKC BANK ($6,183), Wells Fargo Bank ($6,425), GUARANTEED RATE AFFINITY, LLC ($6,943) and CHERRY CREEK MORTGAGE, LLC ($6,985).

    The lowest rate Colorado Springs VA lenders (with over 10 loans originated) are CORNERSTONE HOME LENDING, INC. (4.20%), PLANET HOME LENDING, LLC (4.91%), Wells Fargo Bank (5.07%), HOMEAMERICAN MORTGAGE CORPORATION (5.17%) and INSPIRE HOME LOANS INC. (5.22%).

    Market Conditions (Median, Average Prices & Listing Count)

    Realtor.com - Colorado Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Price (YoY Change) Average Listing Price (YoY) MSA/US Median Price Ratio Active Listings
    2018-01-01 $388,187 (11.9%) $486,036 (6.5%) 1.44 1,309
    2018-02-01 $397,450 (11.7%) $500,971 (6.4%) 1.44 1,235
    2018-03-01 $411,850 (11.0%) $516,326 (8.9%) 1.45 1,313
    2018-04-01 $400,163 (8.2%) $504,855 (6.3%) 1.36 1,504
    2018-05-01 $390,060 (3.7%) $495,851 (5.2%) 1.30 1,677
    2018-06-01 $384,975 (4.5%) $522,832 (13.2%) 1.28 2,055
    2018-07-01 $374,083 (2.5%) $490,802 (6.8%) 1.25 2,329
    2018-08-01 $365,276 (2.2%) $462,516 (1.0%) 1.22 2,466
    2018-09-01 $364,900 (0.0%) $459,296 (-0.6%) 1.23 2,448
    2018-10-01 $367,748 (0.3%) $464,228 (-0.8%) 1.25 2,413
    2018-11-01 $368,871 (-0.3%) $466,477 (-3.3%) 1.25 2,334
    2018-12-01 $375,000 (-1.2%) $475,012 (-2.0%) 1.29 1,923
    2019-01-01 $382,475 (-1.5%) $478,212 (-1.6%) 1.32 1,638
    2019-02-01 $389,971 (-1.9%) $484,873 (-3.2%) 1.32 1,559
    2019-03-01 $397,100 (-3.6%) $496,269 (-3.9%) 1.30 1,524
    2019-04-01 $399,900 (-0.1%) $501,819 (-0.6%) 1.27 1,574
    2019-05-01 $417,450 (7.0%) $519,650 (4.8%) 1.30 1,677
    2019-06-01 $419,000 (8.8%) $519,168 (-0.7%) 1.31 1,948
    2019-07-01 $416,750 (11.4%) $516,421 (5.2%) 1.30 2,157
    2019-08-01 $412,682 (13.0%) $513,892 (11.1%) 1.31 2,127
    2019-09-01 $409,205 (12.1%) $513,424 (11.8%) 1.31 2,062
    2019-10-01 $411,136 (11.8%) $513,736 (10.7%) 1.33 2,010
    2019-11-01 $420,000 (13.9%) $524,080 (12.4%) 1.38 1,738
    2019-12-01 $424,830 (13.3%) $531,509 (11.9%) 1.42 1,449
    2020-01-01 $425,000 (11.1%) $534,515 (11.8%) 1.42 1,222
    2020-02-01 $445,000 (14.1%) $559,799 (15.5%) 1.46 1,059
    2020-03-01 $445,520 (12.2%) $558,616 (12.6%) 1.40 1,164
    2020-04-01 $449,558 (12.4%) $556,576 (10.9%) 1.41 1,275
    2020-05-01 $457,400 (9.6%) $557,583 (7.3%) 1.39 1,488
    2020-06-01 $461,038 (10.0%) $562,367 (8.3%) 1.36 1,473
    2020-07-01 $457,500 (9.8%) $572,922 (10.9%) 1.33 1,395
    2020-08-01 $450,000 (9.0%) $582,547 (13.4%) 1.29 1,307
    2020-09-01 $435,000 (6.3%) $571,837 (11.4%) 1.25 1,171
    2020-10-01 $439,900 (7.0%) $578,294 (12.6%) 1.26 1,016
    2020-11-01 $453,550 (8.0%) $607,460 (15.9%) 1.33 780
    2020-12-01 $451,628 (6.3%) $626,964 (18.0%) 1.34 618
    2021-01-01 $450,785 (6.1%) $630,450 (18.0%) 1.35 491
    2021-02-01 $444,970 (0.0%) $611,649 (9.3%) 1.30 496
    2021-03-01 $435,000 (-2.4%) $597,934 (7.0%) 1.23 544
    2021-04-01 $454,950 (1.2%) $618,256 (11.1%) 1.23 611
    2021-05-01 $473,000 (3.4%) $634,905 (13.9%) 1.26 684
    2021-06-01 $476,588 (3.4%) $661,929 (17.7%) 1.25 816
    2021-07-01 $478,900 (4.7%) $640,259 (11.8%) 1.26 971
    2021-08-01 $477,450 (6.1%) $638,585 (9.6%) 1.27 1,045
    2021-09-01 $477,382 (9.7%) $635,388 (11.1%) 1.27 1,078
    2021-10-01 $485,000 (10.3%) $649,980 (12.4%) 1.29 1,112
    2021-11-01 $484,324 (6.8%) $660,355 (8.7%) 1.29 934
    2021-12-01 $484,948 (7.4%) $674,878 (7.6%) 1.31 739
    2022-01-01 $490,760 (8.9%) $678,776 (7.7%) 1.33 601
    2022-02-01 $482,576 (8.5%) $679,142 (11.0%) 1.26 591
    2022-03-01 $487,552 (12.1%) $657,980 (10.0%) 1.22 633
    2022-04-01 $515,000 (13.2%) $671,486 (8.6%) 1.23 773
    2022-05-01 $537,171 (13.6%) $677,998 (6.8%) 1.23 1,200
    2022-06-01 $537,475 (12.8%) $671,933 (1.5%) 1.20 1,704
    2022-07-01 $521,674 (8.9%) $643,872 (0.6%) 1.18 2,350
    2022-08-01 $517,450 (8.4%) $634,812 (-0.6%) 1.20 2,536
    2022-09-01 $505,000 (5.8%) $627,401 (-1.3%) 1.18 2,419
    2022-10-01 $499,999 (3.1%) $618,953 (-4.8%) 1.18 2,462
    2022-11-01 $499,700 (3.2%) $612,566 (-7.2%) 1.20 2,318
    2022-12-01 $499,000 (2.9%) $614,843 (-8.9%) 1.23 1,937
    2023-01-01 $498,779 (1.6%) $623,925 (-8.1%) 1.24 1,561
    2023-02-01 $499,000 (3.4%) $629,654 (-7.3%) 1.20 1,375
    2023-03-01 $527,500 (8.2%) $654,647 (-0.5%) 1.24 1,270
    2023-04-01 $535,000 (3.9%) $672,648 (0.2%) 1.24 1,328
    2023-05-01 $550,000 (2.4%) $693,071 (2.2%) 1.25 1,469
    2023-06-01 $549,950 (2.3%) $685,762 (2.1%) 1.24 1,657
    2023-07-01 $545,000 (4.5%) $694,480 (7.9%) 1.24 1,917
    2023-08-01 $534,236 (3.2%) $685,321 (8.0%) 1.23 2,049
    2023-09-01 $525,000 (4.0%) $678,648 (8.2%) 1.22 2,178
    2023-10-01 $514,475 (2.9%) $676,172 (9.2%) 1.21 2,195
    2023-11-01 $499,187 (-0.1%) $660,136 (7.8%) 1.19 2,155
    2023-12-01 $490,000 (-1.8%) $653,202 (6.2%) 1.20 1,813
    2024-01-01 $487,875 (-2.2%) $652,404 (4.6%) 1.19 1,529
    2024-02-01 $489,776 (-1.9%) $651,504 (3.5%) 1.18 1,485
    2024-03-01 $495,000 (-6.2%) $638,631 (-2.5%) 1.17 1,524
    2024-04-01 $505,028 (-5.6%) $653,376 (-2.9%) 1.17 1,822
    2024-05-01 $512,500 (-6.8%) $670,016 (-3.3%) 1.17 2,187
    2024-06-01 $523,000 (-4.9%) $691,284 (0.8%) 1.19 2,554
    2024-07-01 $515,000 (-5.5%) $673,398 (-3.0%) 1.18 2,854
    2024-08-01 $509,900 (-4.6%) $665,191 (-2.9%) 1.19 2,996
    2024-09-01 $504,175 (-4.0%) $657,146 (-3.2%) 1.19 3,101
    2024-10-01 $494,747 (-3.8%) $646,670 (-4.4%) 1.16 3,112
    2024-11-01 $489,900 (-1.9%) $641,715 (-2.8%) 1.18 2,989
    2024-12-01 $477,783 (-2.5%) $631,879 (-3.3%) 1.19 2,517
    2025-01-01 $479,823 (-1.7%) $626,199 (-4.0%) 1.20 2,292
    2025-02-01 $480,000 (-2.0%) $636,513 (-2.3%) 1.17 2,282
    Colorado Springs's median listing price for 2025-02-01 was $480,000, a difference of $-9,776 (-2.0%) versus the prior year and $177 versus the prior month.

    Colorado Springs's median listing price comes in at 117% of the national average.

    Colorado Springs's average listing price for 2025-02-01 was $636,513, a difference of $-14,991 (-2.3%) versus the prior year and $10,314 versus the prior month.

    For the 2025-02-01 period, Colorado Springs had 2,282 MLS listings, a difference of -10 listings (0%) versus the prior month and 797 listings (54%) versus the prior year.

    Median Listing Time on Market & Square Footage

    Realtor.com - Colorado Springs (CBSA) retrieved from FRED, Federal Reserve Bank of St. Louis
    Date Median Listing Time on Market Median Square Footage
    2018-01-01 54 days 3,063 sqft
    2018-02-01 43 days 3,088 sqft
    2018-03-01 32 days 3,112 sqft
    2018-04-01 26 days 3,099 sqft
    2018-05-01 28 days 3,007 sqft
    2018-06-01 26 days 2,929 sqft
    2018-07-01 31 days 2,827 sqft
    2018-08-01 37 days 2,769 sqft
    2018-09-01 39 days 2,774 sqft
    2018-10-01 45 days 2,819 sqft
    2018-11-01 47 days 2,839 sqft
    2018-12-01 61 days 2,837 sqft
    2019-01-01 62 days 2,856 sqft
    2019-02-01 42 days 2,876 sqft
    2019-03-01 37 days 2,883 sqft
    2019-04-01 29 days 2,876 sqft
    2019-05-01 25 days 2,946 sqft
    2019-06-01 26 days 2,983 sqft
    2019-07-01 30 days 2,997 sqft
    2019-08-01 36 days 2,923 sqft
    2019-09-01 41 days 2,863 sqft
    2019-10-01 44 days 2,832 sqft
    2019-11-01 47 days 2,866 sqft
    2019-12-01 58 days 2,896 sqft
    2020-01-01 58 days 2,842 sqft
    2020-02-01 35 days 2,959 sqft
    2020-03-01 23 days 2,964 sqft
    2020-04-01 31 days 3,009 sqft
    2020-05-01 31 days 3,065 sqft
    2020-06-01 30 days 3,073 sqft
    2020-07-01 31 days 3,034 sqft
    2020-08-01 31 days 2,971 sqft
    2020-09-01 30 days 2,777 sqft
    2020-10-01 29 days 2,700 sqft
    2020-11-01 29 days 2,707 sqft
    2020-12-01 35 days 2,669 sqft
    2021-01-01 26 days 2,640 sqft
    2021-02-01 13 days 2,482 sqft
    2021-03-01 9 days 2,393 sqft
    2021-04-01 9 days 2,547 sqft
    2021-05-01 8 days 2,613 sqft
    2021-06-01 9 days 2,592 sqft
    2021-07-01 14 days 2,499 sqft
    2021-08-01 15 days 2,535 sqft
    2021-09-01 18 days 2,378 sqft
    2021-10-01 19 days 2,444 sqft
    2021-11-01 27 days 2,348 sqft
    2021-12-01 32 days 2,328 sqft
    2022-01-01 26 days 2,331 sqft
    2022-02-01 15 days 2,284 sqft
    2022-03-01 9 days 2,240 sqft
    2022-04-01 9 days 2,453 sqft
    2022-05-01 12 days 2,528 sqft
    2022-06-01 18 days 2,536 sqft
    2022-07-01 25 days 2,448 sqft
    2022-08-01 33 days 2,414 sqft
    2022-09-01 40 days 2,344 sqft
    2022-10-01 46 days 2,375 sqft
    2022-11-01 51 days 2,394 sqft
    2022-12-01 63 days 2,362 sqft
    2023-01-01 66 days 2,287 sqft
    2023-02-01 48 days 2,331 sqft
    2023-03-01 37 days 2,466 sqft
    2023-04-01 28 days 2,578 sqft
    2023-05-01 26 days 2,629 sqft
    2023-06-01 30 days 2,647 sqft
    2023-07-01 32 days 2,620 sqft
    2023-08-01 37 days 2,510 sqft
    2023-09-01 42 days 2,450 sqft
    2023-10-01 44 days 2,387 sqft
    2023-11-01 49 days 2,359 sqft
    2023-12-01 59 days 2,302 sqft
    2024-01-01 63 days 2,213 sqft
    2024-02-01 41 days 2,166 sqft
    2024-03-01 36 days 2,162 sqft
    2024-04-01 31 days 2,306 sqft
    2024-05-01 30 days 2,312 sqft
    2024-06-01 36 days 2,353 sqft
    2024-07-01 41 days 2,339 sqft
    2024-08-01 47 days 2,307 sqft
    2024-09-01 53 days 2,298 sqft
    2024-10-01 56 days 2,249 sqft
    2024-11-01 63 days 2,242 sqft
    2024-12-01 72 days 2,181 sqft
    2025-01-01 72 days 2,168 sqft
    2025-02-01 59 days 2,166 sqft
    Colorado Springs's median listing age (time on market) for 2025-02-01 was 59 days. This is 44% longer than the same period one year ago.

    Colorado Springs's median square footage for active listings during the 2025-02-01 period was 2,166 sqft. One year prior, the average listing was 2,166 sqft.

    VA Loan Features

  • No down payment required
  • Negotiable and competitive interest rate.
  • Ability to finance the VA funding fee (plus reduced funding fees with a down payment of at least 5 percent and exemption for veterans receiving VA compensation).
  • VA rules limit the amount you can be charged for closing costs.
  • Closing costs are comparable with other financing types (and may be lower).
  • Closing costs may be paid by the seller.
  • No private mortgage insurance premiums are required.
  • An assumable mortgage.
  • Right to prepay your mortgage without penalty.
  • For homes inspected by VA during construction, a warranty from builder and assistance from VA to obtain cooperation of builder.
  • VA assistance to veteran borrowers in default due to temporary financial difficulty.